Eastcompeace & Payment case in China...Visual/OTC Card Other mobile payment TSM solution Payment...
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Eastcompeace & Payment case in China
Transcript of Eastcompeace & Payment case in China...Visual/OTC Card Other mobile payment TSM solution Payment...
Eastcompeace & Payment case in China
Brief Introduction
• Established in 1998, Zhuhai of China.
• Listed in Shenzhen Stock Exchange (002017.SZ) in 2004, with a market cap about 1 billion USD
• Focusing in Telecommunications, Bank & Payment, Government & Public Sectors.
• World leading smart card and solution provider with #4 market share globally.
• 15 branches with 2000+ employees worldwide.
2019/12/9 Company Presentation
Business Coverage
2019/12/9 Company Presentation
200+ million EMV CARDS annually;
250+ banks & payment operators;
VISA/MC/Unionpay
Card/terminal/system solutions
Banking & Payment
#1 gov. ID card vendor in China;
150+ million ID cards annually;
China National ID; healthcare;
epassport, etc
.
Government & Public
Internet of Thing
Over 100+ mobile operators worldwide;
300+ million SIMs annually;
#4 worldwide by market share;
GSM SAS certified;
Telecommunication
Strategic partner for over 30+cities in
China;
Card/terminals/system/data;
Service provider & JV with various
local governments;
Smart City
JV with ministry of transportation in
China as a TSM operator;
Service operator for mobile payment
in nation-wide public transportation;
Service-Citylink Data
Smart meter/gas/water/electricity;
Nation-wide healthcare POS system;
eSE for various device manufacturers;
Major projects & references
2019/12/9 Company Presentation
Major projects & references
2019/12/9 Company Presentation
Major projects & references
2019/12/9 Company Presentation
China national ID China social security card
China health ID card Italy CNS card
ePassport
Certifications
2019/12/9 Company Presentation
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EMV CARD
Contact/Contactless/Dual Interface
Special material
Card Design/New Craft
Card issuing Kiosk
Smart Wearable Bracelet/Watch
NFC-enabled
E-POS
SIM-enabled EMV payment
eSE (module)
Mobile wallet
Instant card issuing solution
Mobile Payment
Service & Solution
Banking & Payment Solution
Banking Card Terminal
Visual/OTC Card
Other mobile payment
TSM solution
Payment switch
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Payment-enabled Multiple Application
Public
services
TransportationMobile Payment
Petro station
Social &
healthcare
banking
• Debit/ Credit Card
•QPBOC
• E-payment
•Terminal
• Social security
• Health care
• Medical payment
• Highway（ETC）• Inter-city railway
• subway, bus
• Micropayment
• Value added
• Credit exchange
•Water, electricity
• Mall, franchising
• fueling, gasoline
• Extended application
• Value added
Campus
enterprise
• Access control ,
attendance
• Public transport
• E-payment
Co-branded
payment
• Co-brand Card
• Merchant Discount
• Credit Exchange
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Findings: Payment in China
2004
Chip card
EMV/Unionpay
Dual interface
PBOC3.0
2006
Mobile payment
NFC/TSMQR-code pay Card & Mobile
2009 2012 2017~
Key Milestones of payment evolvement in China
Unionpay become national standards & dominate market
Competition & collaboration between banks & MNOs
Alipay & Wechat Pay
Chip migration
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Findings: Card V.S Mobile
Payment in China: Card V.S Mobile
3 billionBank cards
300+ banks
2 billionQR-pay
Alipay+Wechat
Banking card is necessary; Essential to grow a new customer;
Identity for a new account holder; Unique value and still grow in China;
Two-giant with huge capital investment (Chinese market perspective)
Application scenarios are the key for growth; Ecosystem have established;
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Findings: Card V.S Mobile
How China becomes the largest mobile-payment market in 3 years?
1) Huge population creates many application scenarios Ecommerce (tmall, JD, meituan, etc); Public transportation (metro/bus/etc); Chinese Uber –Didi Bike-sharing (Mobike/ofo) Chinese culture (hongbao, 500 million users in one Chinese Spring Festival by wechat)
2) Internet giants burn huge capital to educate & develop the market Alibaba/Tencent/Meituan/Didi/etc
3) Regulatory & ecosystem Payment standard & security (PBOC regulatory) China’s digital economy policy (government support) Payment driven big-data & efficiency (ecosystem players)
