WPM User Group EventDynamic Currency Conversion & the Right PSP

for your Electronic Payments

Catherine Cullen - Western Union Business Solutions

Lynne Harris – SecureTrading, A UC Group Company

HOW CAN YOU MAKE SURE YOU SELECT THE RIGHT ECOMMERCE PARTNER TO WORK WITH?

PEOPLE MAKE THE DIFFERENCE

WHO WE ARE...

Payment gateway solution – hosted &/or API DCC solution Western Union Business Solutions offers a full suite of

payments services to the education sector

OFFER A COMPLETE 100% END TO END SOLUTION FOR THE HIGHER EDUCATION AND FURTHER EDUCATION SECTORS, INCORPORATING:

& +

WHEN SELECTING YOU SHOULD CONSIDER

System resilience Support statics to endorse system reliability Support team and experience levels Implementation process & discovery methodology Settlement ease & reporting Reporting functionality and archiving Easy on boarding process

WORLDWIDE, NATIONAL REPUTATION AND REACH

LIKE WE SAID BEFORE ...IT’S ALL ABOUT THE PEOPLE AS WELL AS THE SYSTEMS & DELIVERY

SECURETRADING SYSTEM UPTIME STATS

STPP - stpay STPP - stapi STPP - webservices STPP - MyST0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Downtime Percentage

Unscheduled Downtime Percentage

Scheduled Downtime Percentage

Uptime Percentage

2011

INFRASTRUCTURE – PAYMENT PLATFORM

FULLY REDUNDANT, DUAL SITE CONFIGURATION DELIVERS UNMATCHED AVAILABILITY

Payment Site 2Payment Site 1

TNSX25 ISDN X25

P a y m e n t G a t e w a y s P a y m e n t G a t e w a y s

Multi-Currency

MERCHANT

Acquiring Banks

MOTO Online Mobile

TNS ISDN

The Internet

Acquiring Banks

TRAVELEX SOLUTION INFRASTRUCTURE

4564 xxxx xxxx 1234

PAN

08 / 2011

Expiry

123

CVV2

John Citizen

Cardholder Name

Amount:

DCC Revenue: USD$158 – USD$153 = USD$4.57

Travelex Gateway / Barclays Schemes / Issuers WPM

Please select desired payment option:

X

at an exchange rate of 1.58

£100

£1001 x item @ £100

GBP£100USD$158

Your purchase has been approved. Original Sale Amount: GBP£100Final Transaction Amount: $USD$158Your exchange rate is 1.58Your receipt # is12345678

Merchant receives £100

CheckOut1

Back Proceed

Back Pay

Continue

2

4

10

DCC engine

£1 = USD$1.53Add 2.99% margin (USD $0.0457)

=USD$1.58

3

GlobalPay

USD$158

USD$158

9

Card SchemesPSP

Acquiring host(Auth, Clear, Settle)

5

8

+ DCC share

11

USD$158

USD$158 in

76

ACQUIRER PARTNERS & ALL PAYMENT TYPES

SecureTrading supports ALL major card payments +

in excess of 60 other alternative payment types

‘Out of the box’ fully integrated with the Travelex DCC engine for real-time f/x quotes – up and running in

the UK today

University benefits from DCC commission to help offset

merchant service fees

SecureTrading is integrated with ALL major

acquiring banks both in UK and worldwide

A YEAR WHEN A LOT HAPPENED...

LET’S LOOK AT THE LAST 12 MONTHS... ONLY

COMMERCIAL TERMS

Rolling annual contracts provided by WUBS and SecureTrading

SLAs agreed between University and acquirer, PSP (SecureTrading maintains highest uptime levels in the industry)

ST & Travelex have now in place a streamlined onboarding process specifically tailored for HE & FE sector clients

No upfront setup fees for DCC

No ongoing processing/per click fees for DCC

Monthly rebate to Universities for DCC commission share

WHY SELECT SECURETRADING/WUBS/TRAVELEX

SecureTrading, WUBS & Travelex are Education sector specific providers forming a natural alliance of key education sector major providers

100% wholly secure, reliable payment processing & end to end solution

Travelex are the world’s leading foreign exchange providers & are already integrated into the SecureTrading payment gateway via WPM online store/CPGs

This improves the student experience whilst providing a guaranteed income stream via the DCC commission

NEWS YOU SHOULD KNOW

Travelex Global Business Payments was acquired by Western Union Business Solutions November 2011

Business as usual – no disruption to contractual agreements or service

System enhancements

Scholarship!

THE FUTURE

SecureTrading & Travelex/WUBS... intend to remain at the leading edge of platform development and integrated payments solutions with our Partners

Throughout the UK, USA & Europe there is continual investment in people, R&D and our infrastructure 

We invite you to view live demonstrations of reporting in the exhibition hall during the rest of today

business.westernunion.com

THANK YOU

Any questions?