District Profile - NABARD · 2018. 9. 22. · District Profile District-Purba Medinipur State -...

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District Profile District- Purba Medinipur State - West Bengal Division - Bardhaman 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 4295 No. of Sub Divisions 4 Agro-climatic Zone Lower Gangetic Plain, Central Alluvial Plains No. of Blocks 25 Climate Moist sub humid to dry sub humid No. of Villages (Inhabited) 2964 No. of Panchayats 223 Soil Type Red I yellow, deltaic alluvial, red loamy 3. LAND UTILISATION [Ha] Total Area Reported 396594 Normal I 2011 2012 2013 Actual Forest Land 900 Rainfall [in mm] 1748 I 1538 1247 1757 Area Not Available for Cultivation 92490 Variation from Normal -210 -501 9 Permanent Pasture and Grazing Land 50 Availability of Ground Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops 3600 Water [Ham] 70375 28881 41494 Cultivable Wasteland 250 5. DISTRIBUTION OF LAND HOLDING Current Fallow 3930 Holding Area Other Fallow 370 Classification of Holding Nos. % to Total Ha. % to Total Net Sown Area 304800 <=1 Ha 618720 95 250666 82 Total or Gross Cropped Area 518076 >1 to <-2 Ha 26591 4 41086 13 Area Cultivated More than Once 213276 >2Ha 4455 1 13048 5 Cropping Inensity [GCA/NSA] 170 Total 649766 304800 6. WORKERS PROFILE [in 'ODD] 7. DEMOGRAPHIC PROFILE [in 'ODD] - Stat Handbnook Cultivators (Dist Stat Handbook) 416 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 387 Population - 2011 Census 5094 2631 2463 4500 594 Agricultural Labourers 444 639 327 312 593 46 Workers engaged in Household Industries 114 27 14 13 14 13 Workers engaged in Allied Agro-activities 557 Literate - 2011 Census 4465 2450 2015 3936 529 Other workers 646 BPL 2 1 1 1 0 8. HOUSEHOLDS [in 'ODD] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households (CM report) I 866 II Having brick/ stone/ concrete houses INA Having electricity supply INA I Rural Households I 820 II Having source of drinking water INA Having independent toilets INA I BPL Households ( CM report) I 322 II Having access to banking services INA Having radio/tv sets INA I 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 2831 [Anganwadis (Dist Plan, 2011) I 5451 Dispensaries I 51 I Villages having Agriculture Power Supply 1880 I Primary Health Centres (Dist Plan) I 22 Hospitals I 81 Villages having Post Offices 720 I Primary Health Sub-Centres (Dist Plan) I 706 Hospital Beds I 3416 1 Villages having Banking Facilities 1340 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 2908 Fertiliser/Seed/Pesticide Outlets [Nos] 2469 Agriculture Pumpsets[Nos] 45500 Villages having Primary Health Centres 2075 Total N /P /K Consumption [:MI] 88288 Pumpsets Energised [Nos] 28000 Villages having Potable Water Supply 2 Certified Seeds Supplied [:MI] 12700 Agro Service Centres [Nos] 3 Villages connected with Paved Approach Roads 948 Pesticides Consumed [:MI] NA Soil Testing Centres [Nos] 3 13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 721 Plantation nurseries [Nos] 1 Total Area Available for Irrigation (NIA + Fallow) 309100 Power Tillers [Nos] 2000 Farmers' Clubs [Nos] 242 Irrigation Potential Created 220000 Threshers/ Cutters [Nos] 8500 Krishi Vigyan Kendras[Nos] nil Net Irrigated Area(Total area irrigated at least once) 206060 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Area irrigated by Canals / Channels 63580 Rural/Urban Mandi/Haat [Nos] 362 Wholesale Market [Nos] 50 Area irrigated by Wells 75780 Length of Pucca Road [Km] 1052 Godown [Nos] 18 Area irrigated by Tanks 26250 Length of Railway Line [Km] NA Godown Capacityj Mf'] 58390 Area irrigated by Other Sources 43450 Public Transport Vehicle [Nos] 594 Cold Storage [Nos] 1 Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] 3987 Cold Store CapacityfMf'] 9900 15. AGRO-PROCESSING UNITS (Dist plan) 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing Activity No of units Cap.[MI] 2012-13 2013-14 Avg. Yield Food (Rice/Flour/Dal/Oil/Tea/Coffee) 1582 NA Crop Area (Ha) Prod. (MI) Area (Ha) Prod. (MI) [Kg/Ha] Sugarcane (Gur /Khandsari/Sugar) nil NA Rice 370540 861180 385419 909970 2361 Fruit (Pulp/Juice/Fruit drink) nil NA Pulses 22790 16930 20370 13030 640 Spices (Masala Powders/Pastes) 30 NA Mustard 6060 3640 4100 3220 785 Dry-fruit (Cashew/ Almond/Raisins) 93 NA Potato 19600 467320 4870 131440 26990 Jute 1190 2532 835 2095 2509 Milk (Chilling/Cooling/Processing) 1 NA Khariff vegetable 9900 80120 10778 90154 8365 Meat (Chicken/Motton/Pork/Dryfish) 1 NA Winter vegetable 11610 120130 12860 130990 10186 25 NA Production ofCotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India) 17. ANIMAL POPULATION AS PER CENSUS 2007 [in 'ODD] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 131 Animal Markets [Nos] 7 Cattle - Cross bred 93496 15894 77602 Disease Diagnostic Centres [Nos] NA Milk Collection Centres [Nos] nil Cattle - Indigenous 1284798 317086 967712 Artificial Insemination Centers [Nos] 308 Fishermen Societies [Nos] 173 Buffaloes 800 220 580 Animal Breeding Farms [Nos] 1 Fish seed farms [Nos] NA Sheep - Cross bred 1008 367 641 Animal Husbandry Tng Centres [Nos] 2 Fish Markets [Nos] 132 Sheep - Indigenous 16309 6145 10164 Dairy Cooperative Societies [Nos] 21 Poultry hatcheries [Nos] 3 Goat 489676 222105 267571 Improved Fodder Farms [Nos] NA Slaughter houses [Nos] nil Pig - Cross bred 943 374 569 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Pig - Indigenous 3394 1595 1799 Fish Production [:MI] 35227 Per cap avail. [gm/day] 19 Horse/Donkey/Camel 54 38 16 Egg 1785 Per cap avail. [nosyp.a.] 35 Poultry - Cross bred 224542 84893 139649 Milk 240 Per cap avail. [gm/day] 129 Poultry - Indigenous 486680 128671 358009 Meat Production [:MI] NA Per cap avail. [gm/day] NA Sources: District Statistical Item Nos. 1, 6, 7, 9 & 10 - Census 2001 &2011; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No.4 - Dept. of Agr./Water Resources; Item No. 8- Handbook, Economic Review, BPL Survey 2005-06; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - DACNET; Item No. 17 -AH Census 2007; Item Nos. 18 & 19 - Dir. of Animal GoVVB, District Plan document

Transcript of District Profile - NABARD · 2018. 9. 22. · District Profile District-Purba Medinipur State -...

  • District ProfileDistrict- Purba Medinipur State - West Bengal Division - Bardhaman

    1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATETotal Geographical Area (Sq.km) 4295

    No. of Sub Divisions 4Agro-climatic Zone Lower Gangetic Plain, Central Alluvial Plains

    No. of Blocks 25 Climate Moist sub humid to dry sub humid

    No. of Villages (Inhabited) 2964

    No. of Panchayats 223Soil Type Red I yellow, deltaic alluvial, red loamy

    3. LAND UTILISATION [Ha]

    Total Area Reported 396594 Normal I 2011 2012 2013ActualForest Land 900 Rainfall [in mm] 1748 I 1538 1247 1757

    Area Not Available for Cultivation 92490 Variation from Normal -210 -501 9

    Permanent Pasture and Grazing Land 50 Availability of Ground Net annual recharge Net annual draft Balance

    Land under Miscellaneous Tree Crops 3600 Water [Ham] 70375 28881 41494Cultivable Wasteland 250 5. DISTRIBUTION OF LAND HOLDING

    Current Fallow 3930 Holding Area

    Other Fallow 370Classification of Holding

    Nos. % to Total Ha. % to Total

    Net Sown Area 304800 1 to 2Ha 4455 1 13048 5

    Cropping Inensity [GCA/NSA] 170 Total 649766 304800

    6. WORKERS PROFILE [in 'ODD] 7. DEMOGRAPHIC PROFILE [in 'ODD] - Stat Handbnook

    Cultivators (Dist Stat Handbook) 416 Category Total Male Female Rural Urban

    Of the above, Small/Marginal Farmers 387 Population - 2011 Census 5094 2631 2463 4500 594

    Agricultural Labourers 444 639 327 312 593 46

    Workers engaged in Household Industries 114 27 14 13 14 13

    Workers engaged in Allied Agro-activities 557 Literate - 2011 Census 4465 2450 2015 3936 529

    Other workers 646 BPL 2 1 1 1 0

    8. HOUSEHOLDS [in 'ODD] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households]

    Total Households (CM report) I 866 I IHaving brick/ stone/ concrete houses INA Having electricity supply INA IRural Households I 820 I IHaving source of drinking water INA Having independent toilets INA IBPL Households ( CM report) I 322 I IHaving access to banking services INA Having radio/tv sets INA I

    10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]Villages Electrified 2831 [Anganwadis (Dist Plan, 2011) I 5451 Dispensaries I 51 IVillages having Agriculture Power Supply 1880 IPrimary Health Centres (Dist Plan) I 22 Hospitals I 81Villages having Post Offices 720 IPrimary Health Sub-Centres (Dist Plan) I 706 Hospital Beds I 34161Villages having Banking Facilities 1340 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTUREVillages having Primary Schools 2908 Fertiliser/Seed/Pesticide Outlets [Nos] 2469 Agriculture Pumpsets[Nos] 45500

    Villages having Primary Health Centres 2075 Total N /P /K Consumption [:MI] 88288 Pumpsets Energised [Nos] 28000

    Villages having Potable Water Supply 2 Certified Seeds Supplied [:MI] 12700 Agro Service Centres [Nos] 3

    Villages connected with Paved Approach Roads 948 Pesticides Consumed [:MI] NA Soil Testing Centres [Nos] 3

    13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 721 Plantation nurseries [Nos] 1

    Total Area Available for Irrigation (NIA + Fallow) 309100 Power Tillers [Nos] 2000 Farmers' Clubs [Nos] 242Irrigation Potential Created 220000 Threshers/ Cutters [Nos] 8500 Krishi Vigyan Kendras[Nos] nil

    Net Irrigated Area(Total area irrigated at least once) 206060 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETINGArea irrigated by Canals / Channels 63580 Rural/Urban Mandi/Haat [Nos] 362 Wholesale Market [Nos] 50

    Area irrigated by Wells 75780 Length of Pucca Road [Km] 1052 Godown [Nos] 18

    Area irrigated by Tanks 26250 Length of Railway Line [Km] NA Godown Capacityj Mf'] 58390

    Area irrigated by Other Sources 43450 Public Transport Vehicle [Nos] 594 Cold Storage [Nos] 1

    Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] 3987 Cold Store CapacityfMf'] 9900

    15. AGRO-PROCESSING UNITS (Dist plan) 16. AREA, PRODUCTION & YIELD OF MAJOR CROPSType of Processing Activity No of units Cap.[MI] 2012-13 2013-14 Avg. YieldFood (Rice/Flour/Dal/Oil/Tea/Coffee) 1582 NA

    CropArea (Ha) Prod. (MI) Area (Ha) Prod. (MI) [Kg/Ha]

    Sugarcane (Gur /Khandsari/Sugar) nil NA Rice 370540 861180 385419 909970 2361

    Fruit (Pulp/Juice/Fruit drink) nil NA Pulses 22790 16930 20370 13030 640

    Spices (Masala Powders/Pastes) 30 NA Mustard 6060 3640 4100 3220 785

    Dry-fruit (Cashew/ Almond/Raisins) 93 NA Potato 19600 467320 4870 131440 26990

    Jute 1190 2532 835 2095 2509

    Milk (Chilling/Cooling/Processing) 1 NA Khariff vegetable 9900 80120 10778 90154 8365

    Meat (Chicken/Motton/Pork/Dryfish) 1 NA Winter vegetable 11610 120130 12860 130990 10186

    25 NA Production ofCotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

    17. ANIMAL POPULATION AS PER CENSUS 2007 [in 'ODD] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

    Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 131 Animal Markets [Nos] 7Cattle - Cross bred 93496 15894 77602 Disease Diagnostic Centres [Nos] NA Milk Collection Centres [Nos] nil

    Cattle - Indigenous 1284798 317086 967712 Artificial Insemination Centers [Nos] 308 Fishermen Societies [Nos] 173

    Buffaloes 800 220 580 Animal Breeding Farms [Nos] 1 Fish seed farms [Nos] NA

    Sheep - Cross bred 1008 367 641 Animal Husbandry Tng Centres [Nos] 2 Fish Markets [Nos] 132

    Sheep - Indigenous 16309 6145 10164 Dairy Cooperative Societies [Nos] 21 Poultry hatcheries [Nos] 3

    Goat 489676 222105 267571 Improved Fodder Farms [Nos] NA Slaughter houses [Nos] nil

    Pig - Cross bred 943 374 569 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

    Pig - Indigenous 3394 1595 1799 Fish Production [:MI] 35227 Per cap avail. [gm/day] 19

    Horse/Donkey/Camel 54 38 16 Egg 1785 Per cap avail. [nosyp.a.] 35

    Poultry - Cross bred 224542 84893 139649 Milk 240 Per cap avail. [gm/day] 129

    Poultry - Indigenous 486680 128671 358009 Meat Production [:MI] NA Per cap avail. [gm/day] NA

    Sources: District Statistical Item Nos. 1, 6, 7, 9 & 10 - Census 2001 &2011; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No.4 - Dept. of Agr./Water Resources; Item No. 8-Handbook, Economic Review, BPL Survey 2005-06; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - DACNET; Item No. 17 -AH Census 2007; Item Nos. 18 & 19 - Dir. of AnimalGoVVB, District Plan document

  • Banking ProfileState - West Bengal I Lead Bank-District- United Bank of IndiaPurba Medinipur

    1 NETWORK & OUTREACH (As on 31/03/2015)No. of No. of Branches No. of non-formal agencies assoiated Per Branch Outreach

    AgencyBanks/Soc. Total Rural Semi-urban Urban rnFIs/ rnFOs SHGs/1LGs BCs/BFs Villages Households

    Commercial Banks 23 245 161 48 36 7 15354 65 12 3338

    Regional Rural Bank 1 49 48 NIL 1 NIL 7349 NIL 60 16690

    District Central Coop. Bank 5 54 46 6 2 NIL 13812 NIL 55 15145

    Coop. Agr. & Rural Dev. Bank 2 14 12 NIL 2 1 NIL NIL 212 58416

    Primary Agr. Coop. Society 763 763 763 NIL NIL 80 NIL 4 1072

    Others NIL NIL

    All Agencies 794 1125 1030 54 41 8 3 84

    2. DEPOSITS OUTSTANDING

    I No. of accounts Amount of Deposit [RS.'OOO]Agency I 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)Commercial Banks 876623 1078246 1337025 24 44.48 60359700 69057400 103444100 50 75.89

    Regional Rural Bank 228496 261399 303222 16 10.09 5212800 5680300 7558900 33 5.55

    Cooperative Banks 895309 1110183 1365525 23 45.43 16358900 19389000 25313400 31 18.57

    Others

    All Agencies I 2000428 2449828 3005772 23 81931400 94126700 136316400 453. LOANS & ADVANCES OUTSTANDINGNo. of accounts Amount of Loan [RS.'OOO]

    Agency31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

    Commercial Banks 205626 234414 269576 15 21.70 26957900 31232800 37109700 19 56.81

    Regional Rural Bank 66095 77331 91637 18 7.38 3691900 4127100 4607700 12 7.05

    Cooperative Banks 539342 684964 863054 26 69.48 16317600 19507800 23436500 20 35.88

    Others 10670 13764 17893 30 1.44 777700 765400 165500 -78 0.25

    All Agencies 821733 1010474 1242160 23 47745100 55633100 65319400 174. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. ot Ales)

    CD RatioAgency

    31-Mar-13 31-Mar-14 31-Mar-15

    Commercial Banks 39 37 36Regional Rural Bank 65 61 61Cooperative Banks 70 75 79Others

    All Agencies 51 49 48

    During 2014-15 Cumulative IAgencyDeposit Credit Deposit Credit

    Commercial Banks 184091 NA 381902 NA

    Regional Rural Bank 8955 NA 87870 NA

    Cooperative Banks 9017 NA 250393 NA

    Others

    All Agencies 202063 720165

    6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015)Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under D RI Scheme Loans to Women

    Agency Amount % of Total Amount % of Total Amount % of Total Amount % of Total Amount % of Total[Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans

    Commercial Banks 15060010 51.85 5908276 39.07 5908276 39.07 2843 NA 2391560 65.49

    Regional Rural Bank 2756198 9.49 1533773 10.14 1533773 10.14 NA 150880 4.13

    Cooperative Banks 11206071 38.58 7680347 50.79 7680347 50.79 NA 1109380 30.38

    Others 25194 0.09

    All Agencies 29047473 15122396 15122396 3651820

    7 AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS2012-13 2013-14 2014-15 Average

    Agency Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in[Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] [Rs. '000] [%] last 3 years

    Commercial Banks 17674115 11523995 65.20 21236612 11479980 54.06 23345610 15060010 64.51 61.14

    Regional Rural Bank 2933900 1356555 46.24 3663275 2869495 78.33 4022736 2756198 68.52 65.75

    Cooperative Banks 11624020 8100210 69.69 14813833 9970931 67.31 16211106 11206071 69.13 68.65

    Others 31000 13390 43.19 31965 16985 53.14 34691 25194 72.62 56.90

    All Agencies 32263035 20994150 65.07 39745685 24337391 61.23 43614143 29047473 66.60 64.33

    8 SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS2012-13 2013-14 2014-15 Average

    Broad Sector Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in

    [Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] [Rs. '000] [%] last 3 years

    Crop Loan 12543790 9217055 73.48 19477518 12047418 61.85 21194023 15122396 71.35 68.38

    Term Loan (Agr) 7153585 3686545 51.53 7291505 3939113 54.02 8299898 4068366 49.02 51.41

    Total AgrL Credit 19697375 12903600 65.51 26769023 15986531 59.72 29493921 19190762 65.07 63.30

    MSE 8114440 5397440 66.52 8520162 5362435 62.94 9605822 6832134 71.12 67.04

    Other Priority Sector 4451220 2693110 60.50 4456500 2988425 67.06 4514400 3024577 67.00 64.86

    Total Priority Sector 32263035 20994150 65.07 39745685 24337391 61.23 43614143 29047473 66.60 64.33

    9 RECOVERY POSITION2012-13 2013-14 2014-15 Average Rec.

    Agency Demand [Rs. RecoveryRecovery [%]

    Demand [Rs. RecoveryRecovery [%]

    Demand [Rs. RecoveryRecovery [%]

    [%] in last 3

    '000] [Rs. '000] '000] [Rs. '000] '000] [Rs. '000] years

    Commercial Banks 2256987 1123838 49.79 4756711 2455143 51.61 5205902 2621317 50.35 50.74

    Regional Rural Bank 303047 227978 75.23 1023600 736930 71.99 676390 401215 59.32 68.20

    Cooperative Banks 2478887 1711578 69.05 3498367 2681030 76.64 6306912 4793400 76.00 74.78

    Others 5570 2887 51.83

    All Agencies 5044491 3066281 60.78 9278678 5873103 63.30 12189204 7815932 64.12 63.20

    Sources: Lead Bank& DCC

  • PLP 2016-17 PURBA MEDINIPUR

    EXECUTIVE SUMMARY

    Potential Linked Credit Planning (PLP) has been a significant resource document fordevelopment facilitation and promotional initiative in the district. The main objective of the PLPis to assess the exploitable potential under various sectors of rural economy and constraints incredit dispensation and suggest measures for improving the flow of credit for rural development.

    The predominant economic activities under farm sector in the district are Dhan, Paan and Meen i.e.paddy, betelvine and fish. The main crops grown in the district are paddy, potato, groundnut,mustard, pulses and vegetables. Of the total crops grown, 31.66% of area are rain fed and depend onthe south-west monsoon for agricultural operations. The normal rainfall in the district is 1748 mm,against which the rainfall recorded during the year 2014 was 1720 mm.

    With the Gross Cropped area of 518076 ha and Net Sown Area of 304800 ha during the year2013-14, the cropping intensity in the district worked out to 170 per cent. The main hurdletowards commercialization of agriculture in the district is the average size of holdings whichworked out to 0.47 ha.

    The average achievement against ACP during last three years in the district was 64.33%. Broadsector-wise analysis of ACP during last three years revealed that the performance (target vis-a-vis achievement) of crop loan was highest (68.38%), followed by MSE (67.04%), other prioritysector (64.86) and agricultural term loan (51.41%). The overall ACP achievement during 2014-15was 66.60% with highest achievement under crop loan (71.35%), followed by MSE (71.12%) andOPS (67.00%).The overall potential of the district, which can be exploited through credit during the year 2016-17 has been estimated at {553124.43 lakh as against the Base PLP estimation of {486362.86lakh. The projection for the year 2016-17 has been estimated keeping in view the thrust given bythe Government to enhance ground level credit flow by extending institutional credit to alleligible farmers, increasing doses of finance to SHG/JLG members, encouragingentrepreneurship development and the actual Ground Level Credit (GLC) for the year 2014-15 at{290474.73lakh. The exploitable potential for crop loan for the year 2016-17 has been estimatedas {230575.35 lakh which is lower than the base PLP estimation of {264796.75 lakh. Thedecrease in the projection was due to decrease in area under paddy due to conversion of largearea under brackish water prawn culture as well as fresh water fisheries due to decreasingprofitability of paddy cultivation.The total projection under the Agriculture Term Loan for the year 2016-17 has been estimatedat{96629.96 lakh as against Base PLP projection of {85217.04 lakh. The projections underWater Resources was estimated at {706.87lakh. The projection under farm mechanisation hasbeen projected higher ({9811.08) than the base level PLP due to continuance of Govt. of WestBengal farm mechanisation subsidy scheme. The projection under land development activitieshas been lower than base PLP projection as the activities has been a non-starter. Hence, itsscope has been reduced.The horticulture development in the district, would require a credit flow of {24412.1O lakh asagainst Base PLP projection of {20312.86 lakh. The other allied sectors viz., Animal Husbandry(dairy, poultry and sheep/goat/piggery), Fisheries, Forestry and Wasteland Development, acredit flow of {8105.37 lakh, {16767.01 lakh, {1362.14 lakh, {19664.78 lakh and {437.29 lakh,respectively have been projected which is higher than the base PLP projection.

    The overall economic scenario in the district has been kept in view while making projectionunder Micro and Small Enterprise (MSME) sector. A credit potential of {133182.06 lakh hasbeen projected for the year 2016-17. Food and Agro-processing sector has been brought under

  • PLP 2016-17 PURBA MEDINIPUR

    Ancillary activities from current year and a credit projection of {1848.33 lakh has been madeunder the sector.

    Under the revised classification of priority sector lending, development of agricultureinfrastructure like Godowns and cold storages are a felt necessity to facilitate proper pricerealization by the producers. Hence, it is projected that the credit requirement shall be of theorder of {98S8.so lakh during the year 2016-17. Further, the banking sector has to support theland development, the credit requirement has been projected at {S18.26 lakh for this sector.

    An amount of {729.00 lakh has been projected towards credit potential under export credit for2016-17 which is an emerging sector under revised norm. The projections towards Education,Housing, Renewable and others are {217S.30 lakh, {43s06.00 lakh, {120.74 and {33476.7slakhrespectively.

    Financing of Social Infrastructure by way of schools, colleges, hospitals, pay & use toilets havebeen included under priority sector to encourage private investments in this sector. An amountof {1318.so lakh has been projected towards financing in this sector.Apart from this, the increased involvement of the population in these activities in a viablemanner would require huge investments in the essential infrastructure like veterinarydispensaries and aid centers with facilities for artificial insemination, heifer rearing farms,disease identification lab for fishery sector and nurseries for plantation. The investments inthese essential infrastructures are slow, so the projections have been made accordingly.Interventions like Cluster Development Approach & Area based programmes and schemes haveto be prepared and financed under MSE sector. Further, model projects on MSE activities haveto be prepared and circulated amongst public.The district has vast potential for flower cultivation in Paskura, Kolaghat & Shahid Matonginiblocks. There is scope for introduction of area based schemes on Rose cultivation under opencondition in the district. Accordingly an area based scheme on rose cultivation will beintroduced with the assistance from branches of TGCCB & its affiliated PACS. Small farmersaccounting for more than 90% of the farmers, group mode of financing is crucial for increasingthe flow of credit in the district. JLGs are being formed with the help of farmers' clubs. Thepresence of a large number of flower growing farmers offers opportunity for formation ofproducers' organization and beginning has already been made in this direction.For strengthening the extension efforts of State government, it has to expedite setting up ofKishi Vigyan Kendra (KVK) in the district as there is no KVKin the district. Similarly, setting upof a dairy co-operative societies at village level and union at district level will provide impetus todairy sector. Because of strategic location of Paskura & Kolaghat blocks, these two blocks havepromising prospects for developing it into marketing hub for flowers and vegetables and betelleaf.Increasing credit flow in the district will depend on the coordination between bankers and linedepartments and time to time review of performance of each sector. For this reporting ofsectoral disbursement has to be strengthened. A plan has already been drawn to cover all theoral lessees and tenants farmers into the fold of KCC. Positive outlook of the bankers towardsfinancing of JLGs and efforts of agriculture departments will be the key success of thisprogramme.

  • PLP 2016-17 PURBA MEDINIPUR

    BROAD SECTOR-WISE PLP PROJECTIONS - 2016-17

    ({ lakh)

    Sr. No. Sector / Activity PLP Projections 2016-17

    A Farm Credit

    i Crop Production, Maintenance and Marketing (Crop 230575·35Loan)

    ii Term investment for Agriculture and Allied Activities 96629.96(Agri., Term Loan)

    Sub Total 325205·31

    B Agriculture Infrastructure 10981.44

    C Ancillary Activity 2429.33

    I Credit Potential for Agriculture (A+B+C) 338616.08

    II Micro, Small and Medium Enterprises (MSME) 133182.06

    III Export Credit 729.00

    IV Education Loan 2175·30

    V Housing 43506.00

    VI Renewable Energy 120·74

    VII Others 33476·75

    VIII Social Infrastructure involving Bank Credit 1318·50

    Total Priority Sector (I to VIII) 553124.43

  • PLP 2016-17 PURBA MEDINIPUR

    Summary of Sector / Sub-sector wise PLP projections - 2016-17

    ({ lakh)Sr. No. Particulars PLP

    Projections2016-17

    I Credit Potential for AgricultureA Farm Credit1 Crop Production, Maintenance and Marketing 230575·3511 Water Resources 706.87... Farm Mechanisation 9811.08IIIIV Plantation and Horticulture (including sericulture) 24412.10v Forestry and Waste Land Development 437·29VI Animal Husbandry - Dairy 8105·37V11 Animal Husbandry - Poultry 16767·01... Animal Husbandry - Sheep, Goat, Piggery, etc . 1362.14VlllIX Fisheries (Marine, Inland, Brackish water) 19664·78X Others - Bullock, Bullock cart, etc. 13363·32

    Sub Total 325205·31B Agriculture Infrastructure1 Construction of storage facilities (Warehouses, Market yards,

    9858·50Godowns, Silos, Cold storage units/ Cold storage chains)11 Land development, Soil conservation, Watershed development 518.26... Others (Tissue culture, Agri bio-technology, Seed production,III 604·68Bio pesticides/ fertilizers, Vermin composting)

    Sub Total 10981.44C Ancillary activities1 Food and Agro processing 1848·3311 Others (Loans to Cooperative Societies of farmers for disposing

    of their produce, Agri Clinics/ Agri Business Centres, Loans to 581.00PACS j FSSj LAMPS, Loans to MFIs for on lending)

    Sub Total 2429·33Total Agriculture 338616.08

    II Micro, Small and Medium EnterprisesMSME - Investment Credit 95130.05MSME- Working Capital 38052.01

    Total MSME 133182.06III Export Credit 729·00IV Education 2175·30V Housing 43506.00VI Renewable Energy 120·74VII Others (Loans to SHGs/ JLGs, loans to distressed persons to

    prepay non-institutional lenders, PMJDY, loans to state 33476.75sponsored organisations for SCjST)

    VIII Social Infrastructure involving bank credit 1318.50Total Priority Sector 553124·43

  • PLP 2016-17 PURBA MEDINIPUR

    DISTRICT MAP

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    Page 2TitlesDistrict- Purba Medinipur Banking Profile State - West Bengal I Lead Bank- 1 NETWORK & OUTREACH (As on 31/03/2015) 2. DEPOSITS OUTSTANDING 3. LOANS & ADVANCES OUTSTANDING 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. ot Ales) 6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015) 7 AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS 8 SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS 9 RECOVERY POSITION

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    Page 3Page 4Page 5TitlesBROAD SECTOR-WISE PLP PROJECTIONS - 2016-17 ({ lakh)

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    Page 7TitlesDISTRICT MAP 0/ , ,. .....•..•. , \ : ~ , , . , , , · · · ~

    Page 8Page 9Page 10Page 11Page 12Page 13Page 14Page 15TitlesCHAPTER 2 GOVf. SPONSORED PROGRAMMES WITH BANK CREDIT CAPITAL INVESTMENT CREDIT LINKED SUBSIDY SCHEMES IMPLEMENTED

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    Page 16Page 17TitlesOther Schemes of State Govt,

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    Page 46TitlesManufacturing sector - Working capital Assessment of potential for the year 2016-17 Service Sector - Term loan Assessment of potential for the year 2016-17

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    Page 55TitlesCHAPTER 10 10.1 Infrastructure - Public Investments The Infrastructure Indicators of Purba Medinipur District:

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    Page 57Titles10.1.6 Potentially Identified RIDF Projects

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    Page 69TitlesANNEXURE-I (Contd on Page 2) ACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 (~ Lakh)

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    Page 70TitlesACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 (~ Lakh)

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    Page 71TitlesACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 (~ Lakh)

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    Page 72TitlesACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 District: PURBA MEDINIPUR (~ Lakh)

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    Page 73TitlesACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 District: PURBA MEDINIPUR (~ Lakh)

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    Page 86TitlesANNEXURE-I (Contd on Page 18) ACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 (~ Lakh)

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    Page 92TitlesANNEXURE-I ACTIVITY-WISE/BLOCK-WISE POTENTIAL LINKED PHYSICAL AND FINANCIAL PROJECTIONS FOR THE YEAR 2016-17 (~ Lakh)

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    Page 93TitlesANNEXURE II (t lakh)

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    Page 94TitlesANNEXURE III SUB-SECTOR WISE AND AGENCY WISE CREDIT FLOW UNDER AGRICULTURE & ALLIED ACTIVITIES STATE: WEST BENGAL • DISTRICT: PURBA MEDINIPUR

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    Page 95TitlesANNEXURE - IV (contd.) The proposed unit costs for all the activities were discussed thoroughly and the same were approved as detailed 2. Plantation & Horticulture: 81

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    Page 96TitlesANNEXURE - IV (contd.) 3. Minor Irrigation: 4. Farm Mechanisation: 82

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    Page 97TitlesANNEXURE - IV 5. Land Development: 6. Fishery: 83

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