Life’s great when it’s plain sailing!

Disclosure Statement

“I have known Speros Macris for over 20 years.

We co-operated on a number of transactions and I found Speros was straight forward in his dealings. He is very genuine, sincere and highly professional in his attitude.

Since he switched to Financial Planning, Insurance and Advising, I had no hesitation to giving him all my insurance to him as I knew my interests would be looked after. I have got plans that suit my particular circumstances and when he sees a change in my circumstances he will anticipate that changes to my plans are needed and advise on what best fits my new circumstances.

I have referred others to him and will do so in the future without hesitation.”

Peter Ward, FREINZ, ANZIV,SPINZDirector, Wellington RealtyLicensed under the Real Estate Agents’ Act 2008

“Top qualities: Great Results, Expert, High Integrity

Speros helped me last year put together a insurance policy which would see the people most important to me be safe should something happen. The process was conducted over a few weeks with no pressure from spero .What i really enjoyed about having spero take care of this important mater was his excellent trustworthy knowledge of his business.On top of that his caring output towards making sure your safe. I have no hesitation what so ever in recommending a true professional in his field to any of mind own colleagues or clients. I wish spero a wonderful and happy 2012.”

Larry Taylor (client) January 19, 2012

“Top qualities: Personable, Expert, High Integrity

I have known Speros for a couple of years now and have always been impressed with his honesty, integrity and willingness to find the best level of cover. I’m particularly happy with the future guaranteed health insurance I now have. I wouldn’t hesitate in recommending him, and already have to several people. He’s a great, stand up guy too.”

Rich Fraser (client) January 7, 2012

“Top qualities: Personable, Expert, High Integrity

The great thing about Speros is that he always has your best interests at heart. He knows his stuff and has developed processes that help illuminate the often complicated world of finance and insurances. His relaxed, honest style makes him not only enjoyable to work with but instills trust in his solutions and recommendations.”

Simon Smith Stevens (client) November 1, 2011

“Top qualities: Great Results, Personable, Expert

Buying a property from overseas can be a difficult and nervous assignment, especially when you do not know the people you are dealing with. His expertise, integrity and personality provided me the necessary confidence to trust him with my financial business transactions. Since this initial engagement I have continued to trust and work with Speros. His advice and ability to deliver is always first rate. I look forward to meeting him face-to-face and our first cup of coffe in NZ together next year.”

Bruce Swain (client) December 18, 2008

Testimonials

WHAT SHOULD YOU DO IF SOMETHING GOES WRONG?If you have a problem, concerns, or complaint about any part of my service, please tell me so that can try to fix the problem.

If we cannot agree on how to fix the issue, you can contact Financial Services Complaints Ltd (FSCL)

This service will cost you nothing, and will help us resolve any disagreements. You can contact FSCL at:

Address: 4th Floor, 101 Lambton Quay, Wellington

Telephone number: 0800 347257

Email address: info@fscl.org.nz

HOW AM I REGULATED BY THE GOVERNMENT?You can check that I am a registered financial adviser at http://www.fspr.govt.nz

The Securities Commission regulates financial advisers. Contact the Securities Commission for more information, including financial tips and warnings.

You can report information or complain about my conduct to the Securities Commission, but in the event of a disagreement, you may choose to first use the dispute resolution procedures described above (under What should you do if something goes wrong?).

DECLARATIONI, Speros Macris, declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010.

Signed:

Speros Macris practices as an insurance risk, claims and mortgage manager. Also helps people indentify their goals and aspirations with the help of his network of people.

In accordance with the provisions of the Securities Markets Act 1988 and the Securities Markets (Investment Advisers and Brokers) Regulations 2007 this Disclosure Statement provides information and answers to questions about Speros Macris. Please feel free to ask Speros any further questions not covered in this Disclosure Statement. Speros enjoys spending time socialising with like minded people, photography, home renovating, fishing, mountain biking. His real passion is motor sport. He has two teenage children whom he adores.Has worked in the finance industry since 2000. He continues to stay up to date by reading relevant articles and books. He regularly attends relevant presentations and seminars. And currently studying to become a Authorised Financial Advisor (AFA) qualify for New Zealand Certificate in Financial Services Level 5.

Speros has been self employed as an insurance risk and claims manager for Macris Financial Solutions which he owns since April 2004. Prior to this date he was in a role with Royal Sun Alliance as a dedicated insurance and investment adviser. Speros does not specifically provide investment or financial advice as part of his role. He provides product information about insurance and mortgage products, services and support to assist people and business. Speros is member of, the Professional Advisors association (PAA) and as a member he adheres to the Code of Ethics and Practice Standards.

Name of financial adviser: Speros Macris

Address: PO Box 25308, Panama St, Wellington 6146

Trading name: Macris Financial Solutions

Telephone number: 021 285 6676

Email address: Speros@macris.co.nz

This disclosure statement was prepared on: 1st February 2012

IT IS IMPORTANT THAT YOU READ THIS DOCUMENTThis information will help you to choose a financial adviser that best suits your needs. It will also provide some useful information about the financial adviser that you choose.

WHAT SORT OF ADVISER AM I?I am a registered, but not authorised, financial adviser. I can give you advice about:

• Life insurance

• Mortgage Protection Health Insurance

• Trauma insurance

• Total & Permanently Disablement

• Income Protection

• Children’s insurance Business expenses insurance

• Key person insurance

• Residential Mortgages and House and

Contents Insurance

Speros Macrris