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Digital Business Opportunity

Through

London Digital Platform

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The London Digital Platform

Pearl outsource private Ltd is a subsidiary company of UK holding company, Global

Financial Academy Ltd. We invested in Indian subsidiary by RBI foreign direct investment route.

We offer business support services through digital platform and provide 100 plus business support

services across the world through our platform.

We give one click solution to all business support services & reduce admin cost by 60%.

Pearl Digital Platform links technology and talent together for smart business delivery. Pearl offers

one shop business advisory services made easy, fast and affordable for start-ups and growing

companies. Our specialization in international business advisory service is a value added services

to the customer.

Our directors are well experienced in foreign countries and they can address any

international opportunities. We guarantee lowest professional fee and ensure high quality services.

Our mission is to become the number one business service provider through digital technology.

We turn our vision into reality by connecting business experts & clients through the pearl digital

platform.

Our Core Business

➢ We are a Digital Technology company offering a unique business advisory platform

➢ The Pearl Digital Platform deliver Business Advisory Services that provides a helping hand to

the smooth running of a business

➢ It is a one-stop services platform that makes it fast, easy and affordable for start-ups and

growing companies to always remain compliant regardless of changes in legislation

➢ Our digital platform work best for the client requirement and there is no queue and delay,

advisors are always available on your budget across the world. We are not working on

traditional way of office queuing system, we are working on the basis of who can do the job

now and we connect talents across world

➢ A social ecosystem of professional work and business services. The digital platform connect

talents across the world to deliver business services, in a similar way to www.airbnb the

accommodation booking platform

➢ We have over 100 plus different services on the Digital Platform covering the following

business needs:

❖ Short term Skill Training courses

❖ Self-Employment Training

❖ Business lead Generation

❖ Digital Marketing services

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❖ Funding services

❖ Ease of doing support to other countries

❖ Platform model business services

❖ Virtual staff solution

❖ Other business registration services

❖ Business Website

❖ Platform model consultancy to B2B

❖ SEO Services and more..

➢ Our strength comes from our CEO’s in depth experience of the accounting, legal and business

compliance requirements, and takes the burden of these away from business owners, so they

can concentrate on building their business and create shareholder value

Platform Potential

We are the largest business service platform provider in the UK, and India. We are

providing services through 2600 Akshaya centers and 1250 federal bank branches all over India.

People can work themselves and earn more from anywhere through our digital platform.

Please visit our platform and order services from anywhere from the world!

Federal bank business advisory services

Akshaya business advisory services

www.pearlaccountants.org

www.pearldigitalplatform.com

www.londondigitalplatform.com

Trading History

➢ Global Financial Academy Ltd started trading operation July 1st 2013 through our 100%

subsidiary company in India - Pearl Outsource Private Ltd.

➢ Global Financial Academy Ltd is a HMRC approved EIS company and raised £ 284,000

➢ Providing full range of Skill training and business advisory service through digital platform

➢ Our company designed our own curriculum for skill course and it has been approved by

government of India. Course name: Associate Transactional Finance & Accounting

➢ Started development on the Business Advisory Service Platform to promote initially in Kerala

➢ We already have two corporate channel partners on board in South India and we are integrated

into their web sites and also Point of Sale marketing in their branches

➢ Website Link Federal bank: https://www.federalbank.co.in/business-advisory-services

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➢ Website link Kerala Government Akshaya: http://www.akshaya.kerala.gov.in/service

category/38/business-to-citizen

➢ Our accounts year ended 31 March 2018 shows a turnover of £165,500, an increase of over

50% on 2017.

➢ EBITDA was £57580 (2017 £ 17305) increase of 43%

Benefits of Digital Platform

➢ A digital help desk and support system for all business services across the world.

➢ Fast access to over 100 plus outsourced services, not only for the start-up, but also annually as

the business grows.

➢ A digital platform to connect business talents and deliver services at affordable cost.

➢ Extremely cost effective, since we operate a lower cost delivery model, with most of our staff

preferring to work from home.

➢ We act like Digital platform Research Company in UK and do R&D on AI, Block Chain & Big

Data Analysis.

➢ The Platform has been built in a way that it can be scaled to meet the needs of different

countries.

➢ We have developed a version for the UK & one for India.

➢ We can scale up to any other countries.

➢ UK is the head office of the company and we operate in other countries through our own

subsidiaries.

➢ This is the way UK Digital Talent can sell across the world

➢ This is the way UK digital talent can sell across the world.

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Marketing by our Partners

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Our Expansion Plan

Currently we have three main types of business verticals which are Federal Bank Business

Advisory Platform, Akshaya Business Advisory Platform and Open Advisory Platform. Both Federal

Bank and Akshaya Platforms were already established and the Open Platform is in developing stage

over countrywide operations. Presently we are following a franchise strategy for the expansion of

open platform. The first stage is to provide a master franchisee in each country and they have the

power to add upto 100 franchisee units under them. In UK, We have implemented this strategy

right now. Each of these franchisee units are known as DBC –Digital Business Centers- and there

are mainly three types of Digital Business Centers will establish. The first types of DBC are shop

front offices, second type will be Influential network persons and the third type will be

professionals like lawyers, accountants, solicitors etc.

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Financial Projections

£m 2019-20 2020-21 2021-22 2022-23 2023-24

Sales £3.16 £3.63 £4.25 £5.02 £5.97

Expenses £2.17 £2.48 £2.88 £3.37 £3.98

EBITDA £0.99 £1.15 £1.37 £1.64 £1.99

PAT £0.58 £0.69 £0.83 £1.01 £1.18

PAT (%) 18% 19% 20% 20% 20%

£0.99£1.15

£1.37

£1.64

£1.99

£0.58£0.69

£0.83

£1.01

£1.18

£0.00

£0.50

£1.00

£1.50

£2.00

2019-20 2020-21 2021-22 2022-23 2023-24

EBITDA PAT

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Key Assumptions

➢ Average Yearly increase of turnover is 18 %.

➢ Industry average growth rate of digital platform services in India is above 20%.

➢ Our platform is delivering B2B business service to 3850 offices in India and our minimum

turnover target per office is £720 per year (3,850 x £720) = annual turnover of £ 2.8

million.

➢ Our open source business through www.londondigitalplatform.com in UK and

www.pearldigitalplatform.com in India will achieve average yearly turnover target of £1.6

million

➢ Our gross margin is 50% and 20% is our assured net margin as per our MOU with channel

partners.

➢ We are offering services across the world; fluctuation of currency risk is minimal.

➢ This is a recession-proof service and will not be affected heavily by the economy.

➢ We create professionals and self-employed to deliver our services and we can therefore

control the delivery cost and keep them as a variable cost.

➢ We offer short term skills courses to bring more delivery partners to our platform.

➢ We assume in future many businesses around the world will use platform model services to

reduce their operational cost.

Business Segment

The Digital Platform has a number of services with it and we classified those service lines into

four main heads as our turnover mix.

1. Business Advisory Services

This service mix consists of business supporting services which we are providing globally.

The turnover share of business advisory services to our aggregate turnover will be 60%.

2. Skill Courses

Skill courses means the practical training sessions of each service to self employed persons

and make them productive. The turnover share of skill course to our aggregate turnover

will be 10%.

3. Online Courses

Online courses consist of the online tuition segment of our platform. We have several type

of online tuition programs which e are providing globally. The turnover share of online

courses to our aggregate turnover will be 20%.

4. Virtual Staffing Solution

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Virtual staffing solution is a separate area which providing virtual staff support for

offshore clients. The turnover share of virtual staffing solution to our aggregate turnover

will be 10%.

Business Risks and Mitigations

Risk Mitigation

Customer sign-up rate

through channel

partners slower than

expected

➢ Work closely with channel partners to devise local marketing

campaigns to encourage sign-up

➢ Consider special offers at certain times of the year

➢ Provide staff training for channel partners

➢ Working on monthly turnover target basis

Customers not prepared

to invest in digital

platform model

➢ Emphasise the dangers of non-compliance

➢ Run customer workshops to explain the advantages of the Digital

Platform

➢ Unique and standardised advice model

➢ Always cheaper than local firms

Threat of new entrants

➢ Investment in the Digital Platform could be an entry barrier, but

if competitors do introduce a system then Pearl Outsourcing Pvt

Ltd will have clear competitive advantages

➢ Our domain expertise and international exposure

Advisor cost increases

➢ We are working on a self- employment model

➢ We employ only limited number of permanent staff

➢ Our advisors from different countries and we can go for the

lowest quote

Poor Service Delivery

➢ Advisor’s Quality check and supervision budget

➢ Advisor’s due diligence and vetting process is standardised

➢ Advisor’s rating system e.g. similar to Trip Advisor

➢ Advisor’s skill training and CPD programme

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The Promoter

Mathew Stephen FCA, CeFA

Global Financial Academy Limited

➢ I have been working since 1999 as a Chartered Accountant, Financial Advisor, Tax and

Business Consultant.

➢ I am a qualified Chartered Accountant from the Institute of Chartered Accountants of India,

Associate Member of International Accountants in the UK and CeFA qualified Financial

Advisor.

➢ I have held various top level position as well as highly responsible financial consultancy in

different companies and a GST trainer at various forums.

➢ More than a successful Chartered Accountant and a finance professional, I promote following

businesses:

❖ Global Accountancy Services Ltd- Accounting & Tax Consultancy in UK.

❖ Global Company Formation Ltd- Online Company Formation Services in UK.

❖ Pearl Outsource Services PVT Ltd- skill training & digital platform model services.

➢ Have 12 years experience in online and digital business advisory services.

➢ I have been awarded the digital technology award twice from Tenet Network UK for

submitting large number of businesses digitally in 2010 & 2011 and was selected as one

among the 5000 top UK Financial Advisor’s.

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Contact Details

LONDON DIGITAL PLATFORM

Suite 6, Westward House, Glebeland Road,

Camberley, Surrey, GU15 3DB, UK

ukdigitalplatform@gmail.com business@londondigitalplatform.com

Support: +44 7533938354 Office: +44 1923606136

www.londondigitalplatform.com