Développementinternational Desjardins: A partner for solutions to increase the access for financing SMEs and agriculture

By Serge GOSSELINJanuary 2013

December 6, 1900Opening of the first caisse populaire financial cooperative in Lévis

Alphonse Desjardins

1854-1920

5.6 millions of members

888 service centres and 2 600 ATMs

$CAN 190 billion in assets

46 000 employees

5 000 managers/officers

Network of subsidiaries associated to the cooperative network and where the Caisses* are the owners

Most important cooperative financial group in Canada offering a vast selection of financial products and services to individuals and businesses

*Caisse is Desjardins’ term used for its financial institutions Complexe Desjardins, Montréal, Québec

Desjardins Group's organizational structure

Regional General Meetings

Councils of Representatives

Assembly of Representatives

Caisses

General Meeting

Board of Directors

Monitoring

Desjardins Group Monitoring Office

Caisse Network Business Sectors

Desjardins Group Functions

Transformation and Performance

Members

President and Chief Executive Officer

Desjardins Group's legal structureC

OO

PE

RA

TIV

E

NE

TW

OR

KS

UB

SID

IAR

Y

NE

TW

OR

K

Members

451 local caisses

FÉDÉRATION DES CAISSES DESJARDINS DU QUÉBEC

Développementinternational

Desjardins

Fondation Desjardins

Société historiqueAlphonse-Desjardins

Desjardins Trust

Caisse centraleDesjardins

Fonds de sécuritéDesjardins

Capital Desjardins

DesjardinsVenture Capital

Desjardins General Insurance Group

Desjardins Asset Management

Desjardins Financial Security

DesjardinsSecurities Disnat

The Desjardins caisse: gateway to a vast integrated network

Full line of financial products

and services

ATMs and POS terminals

Mobile Internet

Telephone

AccèsD Internet

Corporations and subsidiaries

Point-of-sale financing

Business centres

Card, payroll services, etc.

www.desjardins.com

Expert groupIntegrated caisse

CAISSE

Individual and business

members

Développement international Desjardins

Serving development for more than 40 years

DID’s goal

To provide disadvantaged communities around the

world with access to secure and diversified

financial services that fit their needs

•8.8 millions members and clients •2 514 service outlets•7 014 employees (47.5 % are women)•7 074 board members (26.6 % are women)•Assets: CAN $ 3.14 billion•Volume of deposits: CAN $ 2.41

billion•Volume of loans: CAN $ 2.46 billion•Average loan: CAN $ 507

www.did.qc.ca

is an international network of 30 community finance institutions and DID. Its members have an impact on 9 million families and entrepreneurs throughout the world. www.proxfin.org

1970-2010:60 countries4 continents400 projectsHundreds of

partners

DID’s partners around the world

ACCESS TO BASIC FINANCIAL SERVICES

START NEW FINANCIAL INSTITUTIONS

CONSOLIDATE FINANCIAL INSTITUTIONS

Financial

services

DID’s specialized solutions for coops & MFIs

Mobilization of Savings

Agricultural Finance

Technological Solutions

Training and Capacity building

Surveillance

Microinsurance

Housing Finance

Loans for Schooling

Investments

Base Financial InstitutionSavings and credit cooperative, microfinance

institution (MFI), Entrepreneurs Financial Centres (EFC)

Central Bank Government

Members / Clients

Apex organizations and groups

Confederations, federations

National and State agencies

Financing for Entrepreneurs /

SMEs