Dental Flyer - RLComputing

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Pro Benefits Administrators 100 Corporate Parkway Suite 342 Amherst, New York 14226 phone: 716.831.8171 fax: 716.831.8080 email: info@probenefitsadmin.com web: www.probenefitsadmin.com Fully insured dental plans. Options with value for Employers of any size. One-size dental coverage never fits all. That’s why we work so hard to design affordable plans that provide real value. But we don’t sign you up and forget you. We make sure your employees understand just how good their benefits are, because better participation means better premiums. We keep a constant eye on usage levels, too, always recommending new ways to save money, lower premiums or increase benefits. How Dental Pay Plus works Employees’ monthly premiums entitle them to preventive services at no cost from dentists in our network. Co-pays are charged for minor and major restorations. Because our dentists accept our fee schedule, we can keep costs low and premiums affordable. Services are paid for by our underwriter, Presidential Life Insurance Company. Flexibility is key Through expert plan design & plan monitoring, we help you manage costs and premiums. You can set deductibles, co-pays and maximums at varying amounts. Premiums can be totally employer funded, shared with employees, or completely voluntary. Orthodontia coverage is available as a Rider. There is a dental product to fit every employer’s specific needs & budget. Employees have flexibility, too – they can choose dentists outside our network and still have a generous percentage of service fees covered. Additional benefits to consider: Committed to Excellence. Pro Benefits Administrators has 25+ years experience designing & administering dental & vision plans. Our track record confirms that we are dedicated to providing our clients with unparalleled customer service. Education. We provide complete, easy-to-understand information packets that include commonly asked questions & answers regarding plan specifics. We conduct Initial and Open Enrollment meetings based upon each employer’s unique work schedule. Ease of Administration. Claims, Billing, Customer Service, ID cards & Booklets handled out of one central location. Reduced Rates. Cost Savings due to Multiple Product Offerings such as Dental, Vision, Group Life and Disability. Additional Offerings. Flex Plans, FSA’s and HRA’s available through Pro Benefits Administrators. Also available is COBRA administration and Consolidated Billing for multiple benefits through all carriers. Excellent employee advantages: Large and growing networks. Ours is the largest privately held network in the area. Many people find their dentist already belongs, and more providers sign on all the time. Out-of-area employees can access a network that extends nationwide. Quality providers. Dentists must meet superior care standards to join our network, and we visit them yearly to make sure those standards are upheld. No deductibles or claim forms for patients of dentists in our network. Preventive care. We encourage frequent visits, and not just for good dental health. Dentists often spot early signs of disease in the oral cavity. Dental Pay Plus

Transcript of Dental Flyer - RLComputing

Page 1: Dental Flyer - RLComputing

Pro Benefits Administrators100 Corporate ParkwaySuite 342Amherst, New York 14226

phone: 716.831.8171fax: 716.831.8080email: [email protected]: www.probenefitsadmin.com

Fully insured dental plans.Options with value for Employers of any size.One-size dental coverage never fits all. That’s why we work so hard to design affordable plans that provide real value. But we don’t sign you up and forget you. We make sure your employees understand just how good their benefits are, because better participation means better premiums. We keep a constant eye on usage levels, too, always recommending new ways to save money, lower premiums or increase benefits.

How Dental Pay Plus worksEmployees’ monthly premiums entitle them to preventive services at no cost from dentists in our network. Co-pays are charged for minor and major restorations. Because our dentists accept our fee schedule, we can keep costs low and premiums affordable. Services are paid for by our underwriter, Presidential Life Insurance Company.

Flexibility is keyThrough expert plan design & plan monitoring, we help you manage costs and premiums. You can set deductibles, co-pays and maximums at varying amounts. Premiums can be totally employer funded, shared with employees, or completely voluntary. Orthodontia coverage is available as a Rider. There is a dental product to fit every employer’s specific needs & budget.

Employees have flexibility, too – they can choose dentists outside our network and still have a generous percentage of service fees covered.

Additional benefits to consider:Committed to Excellence. Pro Benefits Administrators has 25+ years experience designing & administering dental & vision plans. Our track record confirms that we are dedicated to providing our clients with unparalleled customer service.

Education. We provide complete, easy-to-understand information packets that include commonly asked questions & answers regarding plan specifics. We conduct Initial and Open Enrollment meetings based upon each employer’s unique work schedule.

Ease of Administration. Claims, Billing, Customer Service, ID cards & Booklets handled out of one central location.

Reduced Rates. Cost Savings due to Multiple Product Offerings such as Dental, Vision, Group Life and Disability.

Additional Offerings. Flex Plans, FSA’s and HRA’s available through Pro Benefits Administrators. Also available is COBRA administration and Consolidated Billing for multiple benefits through all carriers.

Excellent employee advantages:Large and growing networks. Ours is the largest privately held network in the area. Many people find their dentist already belongs, and more providers sign on all the time. Out-of-area employees can access a network that extends nationwide.

Quality providers. Dentists must meet superior care standards to join our network, and we visit them yearly to make sure those standards are upheld.

No deductibles or claim forms for patients of dentists in our network.

Preventive care. We encourage frequent visits, and not just for good dental health. Dentists often spot early signs of disease in the oral cavity.

Dental Pay Plus

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Dental Pay

Pro Benefits Administrators100 Corporate ParkwaySuite 342Amherst, New York 14226

phone: 716.831.8171fax: 716.831.8080email: [email protected]: www.probenefitsadmin.com

Self-funded dental plansYour Dedicated and Focused Dental Benefits Provider.Pro Benefits Administrators is a third party administrator of self-funded dental benefits for employers in all industries including professional services, manufacturing, and not-for-profit environments. Our comprehensive plans allow you to effectively manage costs AND increase cash flow by charging you only for claims that are actually incurred.

As a partner focused on dental plans, we enable clients to reduce their premiums while maintaining plan quality. We alleviate the burden of claims administration enabling you to focus on your core business initiatives.

How Dental Pay works...If you have had a dental plan in place for 3 years or more, you may be a candidate for self-funding. Dental claims are predictable, and if your loss ratios have remained favorable and you have low employee turnover, you could experience significant savings by switching to a self-funded arrangement. Costs associated with fully-insured premiums are eliminated. Savings for an employer with 125 employees is typically 15-25%.

Flexibility is keyThrough expert plan design & plan monitoring, we help you manage costs. We have the ability to administer limitless plan designs and fee schedules. Our experts help you develop plan designs for short term & long term needs. Our self-funded plans are aggressively reviewed by an on-staff dentist for quality of care & fraud.

Dental Pay offers low monthly Administrative Fees. There are no additional or hidden fees. We are dedicated to long-term partnerships & are committed to excellence. Our claims administration system is accurate and efficient. Quick claims turnaround time. Our website, www. probenefitsadmin.com offers detailed Provider searches including maps. We offer online enrollment and forms are available for download.

Additional benefits to consider:Committed to Excellence. Pro Benefits Administrators has 25+ years experience designing & administering dental & vision plans. Our track record confirms that we are dedicated to providing our clients with unparalleled customer service.

Education. We provide complete, easy-to-understand information packets that include commonly asked questions & answers regarding plan specifics. We conduct Initial and Open Enrollment meetings based upon each employer’s unique work schedule.

Ease of Administration. Claims, Billing, Customer Service, ID cards & Booklets handled out of one central location.

Reduced Rates. Cost Savings due to Multiple Product Offerings such as Dental, Vision, Group Life and Disability.

Additional Offerings. Flex Plans, FSA’s and HRA’s available through Pro Benefits Administrators. Also available is COBRA administration and Consolidated Billing for multiple benefits through all carriers.

Excellent employee advantagesLarge and growing networks. Ours is the largest privately held network in the area. Many people find their dentist already belongs, and more providers sign on all the time. Out-of-area employees can access a network that extends nationwide.

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Discount dental programA worthwhile option for employees and you.Dental insurance coverage may not be feasible for every employer. That’s why we offer Dental Pay Direct. It’s a voluntary membership referral plan that enables your company to provide a valuable benefit at no cost to you. Anyone can join, even part-time workers. In fact, programs like this are the fastest growing value-added benefit in the country.

How Dental Pay Direct works...For a very modest annual membership fee, participants receive substantial discounts from dentists in our network. Patients pay for dental care directly – typically 20% to 50% less than their dentist’s normal office charges. Rates are reduced for all services, including cosmetic procedures and orthodontia. There are no deductibles, restrictions or claim forms, because this is not insurance.

A great way to augment your dental plan.Dental Pay Direct is an excellent alternative to an orthodontia rider that some employees don’t need or want to pay for. Those who need the service can simply join Dental Pay Direct and take advantage of significant savings, without driving premiums up for everyone else.

Excellent employee advantages.Large and growing networks. Ours is the largest privately held network in the area. Many people find their dentist already belongs, and more providers sign on all the time. Out-of-town employees can access a network that extends nationwide.

Quality providers. Dentists must meet superior care standards to join our network, and we visit them yearly to make sure those standards are upheld.

Unlimited eligibility. Anyone, anywhere in the country, can be a member of Dental Pay Direct. There are no age limits, no waiting periods and no need to worry about pre-existing conditions.

No deductibles, annual maximums or claim forms because members pay their dentist directly.

Education. We provide complete, easy-to-understand information packets that include typical questions. We’ll even be there to explain benefits to employees individually.

Simple enrollment. With a concise one-page form, it’s easy to enroll.

Competitive rates. We keep overhead low to keep membership rates affordable.

Dental Pay Direct

Pro Benefits Administrators100 Corporate ParkwaySuite 342Amherst, New York 14226

phone: 716.831.8171fax: 716.831.8080email: [email protected]: www.probenefitsadmin.com