December 3, 2014 Volume XII Issue 23

$10.00

Classifieds!

FREE--

TAKE ONE!

Postal Customer PRSRT STD

800-756-1817 w w w . T r i c i a s T r a d e r . c o m O v e r 8 , 5 0 0 c o p i e s d i s t r i b u t e d a l l a c r o s s N o r t h C e n t r a l M o n t a n a !

The Tricia’s Trader team has this wish for you: “May your holidays be Merry & Bright!”

INSIDE: CASA in Serious Need of

Volunteers (p. 19)

1st Bull Sale Calendar of the Season

Market Reports, Bill’s Food Corner, Holiday Calendar,

Laugh Lines...keep reading!

December 3, 2014 .................................................................Volume XII Issue 23 ............................................................................. Tricia’s Trader 2

Montana Brand For Sale with like new iron. U hanging 4: LT - horse LR - cattle. $5,000 firm. Call (406) 535-9302 and leave a message. 12-I

Guns - Chain Saws - Jewelry - Movies & more. Start your Christmas shopping at R-New Trading Post! 624 First St. W., Havre, MT. Mon-Sat, 9am-6:30pm. (406) 265-5057. 11-II

For Sale: 2004 Pontiac Grand Am SE, 4 dr, excellent gas mileage, aluminum alloy wheels, dusk sensing headlights. $4,999. Call (406)357-2311. 12-I

For Sale: 500 Tons of 50% Brome Grass & 50% Timothy Grass mix in round bales. Very beautiful hay! Trucking avail. Thompson Cattle Co. (406) 670-6551. 8-II:11-I

For Sale: 1984 Bayliner - runs good, good shape $3,500. 1989 Springer Softtail HD - custom paint, low miles, runs great. 1990 Chevy Blazer - custom paint, wheels & tires, lots of new parts, great condition. Call 262-4814/945-4961/395-5989 11-IIChristmas Trail: Travel the Annual Christmas Trail to Loma, Dec. 6-7, 10am-4pm. Stop & browse Loma history in the One-Room School House, the Old Chappel Depot & warm up in the Little Shop all filled w/treasures of yesterday and today. Hwy 87 & 4th Ave. 11-II

CPR Saves Lives! Certified Am. Heart Assoc. CPR/First Aid Instructor will do classes for anyone needing certifica-tion, including bus drivers, day care providers, etc. Call 379-2520. x

December 3, 2014 .................................................................Volume XII Issue 23 ............................................................................. Tricia’s Trader 3

CONTENTS:Classifieds, Classifieds! Advertising Info .............. 16Bill’s Food Corner ............ 9Bull Sale Calendar ......... 14 Comic ............................ 17Conservative Cow Dr. .... 25Dave Says ..................... 23Laugh Lines ................... 17Market Report .................. 9Money Talks ..................... 7 Realty Section ................. 8Rodeo Roundup .............11Senior Cit. Menus .......... 27Subscriptions ................. 16“Things to Know” ............. 4

See pg 16 for deadlines, rates &

to place an ad!

FBRFort Benton

Realty

www.fbrealty.com 1426 Front Street, Fort Benton, MT (800)406-0946

Office/Business Building-Fort Benton

1344 total ft, spacious entry way, 5 offices, drive-thru window, security system, paved parking, landscaped and separate ga-rage/ storage building, all on one-third acre, good visibly ac-

cess, numerous business or office possibilities! 1510 St Charles Street, Fort Benton$282,000Call Pade:899-9378

Q’sMotel and Home- Big Sandy

Eight room motel with laundry/utility room. Each room has a queen and double bed ,TV, WIFI ,Dish-T.V, and re-shingled roof. Home built in 1982, 5 bedroom , 3 bathroom, finished basement, outside deck, large double garage and a fenced in patio. Entire property is landscaped and has easy access and onto U.S. Hwy 87. Steady occupancy- great during the hunting season! Nice income and ROI. Call Shane Ophus(406)378-2675 $325,000

PaidClassified Rates:

Classified, $10 up to 8 lines$1 per line each add’l

13 lines maximum.$5 bold, $5 boxedRuns two issues.

Ask about FREE Classifieds!

For Sale: Two steel buildings, 40x50 and 60x80. Leave name and phone number. (406)222-5535. 12-I::4-II

For Sale: 2009 Dodge Ram 1500 Big Horn Edition w/5.7L Hemi Motor. Fully loaded. Great condition. 83k mi., black w/chrome nerf bars & chrome grill guard, headbolt heater & autostart. Asking $20,000. Q? Call 673-3054. 11-II

Items For Sale: Internat'l Mod. M tractor, w/D9 frnt axle, F10 Loader, 12 ft. hay sweep, grapple fork, sq. bale fork; 4 horse pony harness w/collars&spreaders; 1 studded parade harness; D6 Cat. Call a.m. 406-738-4404. 11-II

Searching for something? Find it in the search window at www.TriciasTrader.com. x

For Sale: 1999 Newmar Mountaineer Motor Home. 37.5 ft. Large slide-out. Rear queen bed. Washer/dryer. Flat screen TV. Wood flooring. New awning. Excellent shape! Low miles. $28,000 OBO. 406-265-8067. 11-II

Tell them you read it in “Tricia’s Trader”!

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THINGS TO KNOW:Nov. 17, Mon.: COMMUNITY HEALTH FORUM. 11 a.m.-noon, HRDC, 229 5th, Havre, Discussion of issues impacting community health and well-being. RSVP at www.acscan.org/mtforum. Ques? Call 265-5481x266.

Thurs. nights.: COMMUNITY FLU SHOT CLINIC, 8am-5pm, Methodist Church, Chester, Questions? Call 759-5194 .

First and Third Mon. of the Month.: HAVRE CHRISTIAN SCHOOL-Meadowlark Estates, 4113 9th St. W., Havre 6:30pm-8:00pm. More info call Barbara Fell, 390-8045. Open to all denominations.

See the Holiday Events Calendar on page 14 for more Things To Know for December 2014!

PLLC

For Sale: One 6-wheel ATV, like new cond., low hrs, operates on land, water or snow, with tracks in like new conditions. Seats four. Also, 1985 Ford LTD Crown Vic, 120k mi., luxury transp. or easy restorer. Call 406-873-4780 or 450-4760 (cell), Cut Bank. 12-I

Help Wanted: Sweet Medical Center, Harlem Office, Housekeeper (4-8 hours/week). Wage negotiable. Supplies and Equip. Provided. Contact Meghan Morris at 406-357-2297. Applications at sweetmedicalcenter.org 11-II

Let us know what’s happening in your area. It’s free and it gets read! Call 379-2377 or email kimmelkreations@yahoo.com.

BUY-SELL-TRADE Vintage Collectibles: Kokomo Joe's Trading Post, Chester Montana. JUST IN: The Tao of Teas. Stop by for a tea tasting!!! 406-759-6472. 11-II

Grabofsky Aviation: Aircraft maintenance, annual inspections, aircraft rebuilds. Call (406) 697-8470. 11-I:1-I

Help Wanted: Sweet Medical Center – Chinook. Administrative Assistant/Ins. Enrollment Specialist (20-28 hours/week). Wage negotiable. Contact Meghan Morris at 406-357-2297. Applications at sweetmedicalcenter.org 11-II

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Hay Hauling: $5/mile square bales, $6/mile round bales. Doubles hauling 44 round bales or 57 3x4 squares/load. MT and WY. Call 406-670-6551. 12-I

Bill’sFood Corn e r

Dig right in to our newest regular guest column! Bill Hake invites you to test his recipes and his theories and tell us what

you think. And he takes “requests”! AN IMPORTANT READ

This article published in The Wall Street Journal on October 29, 2014 is too important not to share. I would hope that everyone would read it in its entirety. ~Bill

LOW FAT DIETS The top scientist guiding the U.S. government’s nutrition recommendations made an admission last month that would surprise most Americans. Low-fat diets, Alice Lichtenstein said, are “probably not a good idea.” It was a rare public acknowledgment conceding the failure of the basic principle behind 35 years of official American nutrition advice. Yet the experts now designing the next set of dietary recommendations remain mired in the same anti-fat bias and soft science that brought us the low-fat diet in the first place. This is causing them to ignore a large body of rigorous scientific evidence that represents our best hope in fighting the epidemics of obesity, diabetes and heart disease. The Dietary Guidelines for Americans—jointly published by the U.S. Department of Agriculture (USDA) and the Department of Health and Human Services (HHS) every five years—have had a profound influence on the foods Americans produce and consume. Since 1980, they have urged us to cut back on fat, especially the saturated kind found mainly in animal foods such as red meat, butter and cheese. Instead, Americans were told that 60% of their calories should come from carbohydrate-rich foods like pasta, bread, fruit and potatoes. And on the whole, we have dutifully complied. By the turn of the millennium, however, clinical trials funded by the National Institutes of Health (NIH) were showing that a low-fat regime neither improved our health nor slimmed our waistlines. Consequently, in 2000 the Dietary Guidelines committee started to tiptoe away from the low-fat diet, and by 2010 its members had backed off any mention of limits on total fat. Yet most Americans are still actively trying to avoid fat, according to a recent Gallup poll. They are not aware of the USDA’s crucial about-face because the agency hasn’t publicized the changes. Perhaps it did not want to be held responsible for the consequences of a quarter-century of misguided advice, especially since many experts now believe the increase in carbohydrates that authorities recommended has contributed to our obesity and diabetes epidemics.Such a humbling reversal should have led the expert committee preparing the 2015 Dietary Guidelines, which holds its next-to-last public meeting Nov. 6-7, to fundamentally rethink the anti-fat dogma. But instead it has focused its anti-fat ire exclusively on saturated fats. Recent guidelines have steadily ratcheted down the allowable amount of these fats in the diet to 7% of calories “or less,” which is the lowest level the government has ever advised—and one that has rarely, if ever, been documented in healthy human populations. The most current and rigorous science on saturated fat is moving in the opposite direction from the USDA committee. A landmark meta-analysis of all the available evidence, conducted this year by scientists at Cambridge and Harvard, among others, and published in the Annals of Internal Medicine, concluded that saturated fats could not, after all, be said to cause heart disease. While saturated fats moderately raise “bad” LDL-cholesterol, this does not apparently lead to adverse health outcomes such as heart attacks and death. Another meta-analysis, published in the respected American Journal of Clinical Nutrition in 2010, came to the same conclusion. The USDA committee has ignored these findings. No doubt, accepting them would be another embarrassing reversal for nutrition experts. The USDA, the NIH and the American Heart Association have spent billions trying to prove and promote the idea that saturated fats cause heart disease. In place of saturated fats, these agencies have counseled Americans to consume ever-larger quantities of unsaturated fats, which are found mainly in soybean and other vegetable oils. Yet a diet high in these oils has been found in clinical trials to lead to worrisome health effects, including higher rates of cancer. And the USDA, which espouses a commitment to finding healthy “dietary patterns” based in history, is now in the paradoxical position of telling Americans to derive most of their fats from these highly processed vegetable oils with virtually no record of consumption in the human diet before 1900. The most hopeful path lies in a different direction: An enormous trove of research over the past decade has shown that a low-carbohydrate regime consistently outperforms any other diet in improving health. Diabetics, for instance, can most effectively stabilize their blood glucose on a low-carb diet; heart-disease victims are able to raise their “good” HDL cholesterol while lowering their triglycerides. And at least two-dozen well-controlled diet trials, involving thousands of subjects, have shown that limiting carbohydrates leads to greater weight loss than does cutting fat. The USDA committee’s mandate is to “review the scientific and medical knowledge current at the time.” But despite nine full days of meetings this year, it has yet to meaningfully reckon with any of these studies—which arguably constitute the most promising body of scientific literature on diet and disease in 50 years. Instead, the committee is focusing on new reasons to condemn red meat, such as how its production damages the environment. However, this is a separate scientific question that is outside the USDA’s mandate on health. Rates of obesity in the U.S. started climbing dramatically right around 1980, the very year in which the Dietary Guidelines were first introduced. More than three decades later, more of the same advice can only be expected to produce similarly dismal health outcomes. And the cost, in human and dollar terms, will continue to be catastrophic. These are compelling reasons for Congress to ask the USDA and HHS to reconstitute the Dietary Guidelines committee so that its members represent the full range of expert opinion. The committee should then be mandated to fundamentally reassess the Guidelines’ basic assumptions, based on the best and most current science. These measures would give millions of Americans a fighting chance in their battle against obesity, diabetes and heart disease—and at last start to reverse the ill effects of our misguided Dietary Guidelines. Ms. Teicholz is the author of “The Big Fat Surprise: Why Butter, Meat, and Cheese Belong in a Healthy Diet” (Simon

& Schuster, 2014).

It's All Gotta Go: Too Much Stuff at the Trash & Treasure Shop in Loma. Hwy 87 & 4th Ave. Tables and shelves are full of $1 or less items. Many half priced items. Stop and shop. Afternoons only 1pm-5pm or by appt. 406-739-4361. 10-I:11-II

Gifts and More: Many distinctive gifts available at Promises in Malta. Real flame fire places, soda makers and much more. Come in and check out all your options. 578 Living Water Court, Malta. 654-2380. Open 7am-6pm. 11-II

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Home For Sale: 134 9th St. E., Chinook, MT. $89,000. 3 bed/2 bath. 1,022 sq ft. Call Bear Paw Montana Realty (406) 357-2111. 12-I

For Sale: Two newly constructed 3 bdrm, 2 bath homes! One level living with an attached 2 car garage vaulted ceilings, oversized walk-in shower and open floor plan. Call us to tour these homes! Each asking $173,000 (128MR & 129MR) 406-654-2273 MissouriRiverRealty.com 12-I

Holidays in Malta: Much is happening in Malta over the Holiday Season! Stores open on Sundays 11am-3pm starting Nov.28th 'til Christmas. Many late night openings for Christmas shopping. Watch for complete sched. in Malta Chamber ad. 11-II

Need Boots? Hondo, Ariat and Anderson Bean Boots -- See the great selection at Norman's Ranchwear, 114 3rd Ave., Havre, MT! (406) 265-4523. Find us on Facebook. 11-II

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Complements of Greg Dugdale

Raymond JamesFinancial Services, Inc.

Havre, Montana

Money Talks

This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

1. What is long-term care?Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care:• Skilled care: Generally round-the-clock care that’s given by

professional health care providers such as nurses, therapists, or aides under a doctor’s supervision.

• Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care.

• Custodial care: Personal care that’s often given by family caregivers, nurses’ aides, or home health workers who provide assistance with what are called “activities of daily living” such as bathing, eating, and dressing.

Long-term care is not just provided in nursing homes--in fact, the most common type of long-term care is home-based care. Long-term care services may also be provided in a variety of other settings, such as assisted living facilities and adult day care centers.2. Why is it important to plan for long-term care?No one expects to need long-term care, but it’s important to plan for it nonetheless. Here are two important reasons why:The odds of needing long-term care are high:• Approximately 40% of people will need long-term care at some

point during their lifetimes after reaching age 65*• Approximately 14% of people age 71 and older have Alzheimer’s

disease, a disorder that often leads to the need for nursing home care**

• Younger people may need long-term care too, as a result of a disabling accident or illness

The cost of long-term care is rising:Currently, the average annual cost of a 1-year nursing home stay is $74,820* and in many states the cost is much higher. In the future, long-term care is likely to be even more expensive. If costs rise at just 3% a year (a conservative estimate), in 20 years, a 1-year nursing home stay will cost approximately $135,133.

*National Clearinghouse for Long-Term Care Information, U.S. Department of Health and Human Services, 2011

**Alzheimer’s Association, 20123. Doesn’t Medicare pay for long-term care?Many people mistakenly believe that Medicare, the federal health insurance program for older Americans, will pay for long-term care. But Medicare provides only limited coverage for long-term care services such as skilled nursing care or physical therapy. And although Medicare provides some home health care benefits, it doesn’t cover custodial care, the type of care older individuals most often need.Medicaid, which is often confused with Medicare, is the joint federal-state program that two-thirds of nursing home residents currently rely on to pay some of their long-term care expenses. But to qualify for Medicaid, you must have limited income and assets, and although Medicaid generally covers nursing home care, it provides only limited coverage for home health care in certain states.

4. Can’t I pay for care out of pocket?The major advantage to using income, savings, investments, and assets (such as your home) to pay for long-term care is that you have the most control over where and how you receive care. But because the cost of long-term care is high, you may have trouble affording extended care if you need it.5. Should I buy long-term care insurance?Like other types of insurance, long-term care insurance protects you against a specific financial risk--in this case, the chance that long-term care will cost more than you can afford. In exchange for your premium payments, the insurance company promises to cover part of your future long-term care costs. Long-term care insurance can help you preserve your assets and guarantee that you’ll have access to a range of care options. However, it can be expensive, so before you purchase a policy, make sure you can afford the premiums both now and in the future.The cost of a long-term care policy depends primarily on your age (in general, the younger you are when you purchase a policy, the lower your premium will be), but it also depends on the benefits you choose. If you decide to purchase long-term care insurance, here are some of the key features to consider:

• Benefit amount: The daily benefit amount is the maximum your policy will pay for your care each day, and generally ranges from $50 to $350.

• Benefit period: The length of time your policy will pay benefits (e.g., 2 years, 4 years, lifetime).

• Elimination period: The number of days you must pay for your own care before the policy begins paying benefits (e.g., 20 days, 90 days).

• Types of facilities included: Many policies cover care in a variety of settings including your own home, assisted living facilities, adult day care centers, and nursing homes.

• Inflation protection: With inflation protection, your benefit will increase by a certain percentage each year. It’s an optional feature available at additional cost, but having it will enable your coverage to keep pace with rising prices.

Your insurance agent or a financial professional can help you compare long-term care insurance policies and answer any questions you may have.

Deductions for Long-Term Care Insurance Premiums: 2013 & 2014

Age 2013 Limit 2014 Limit40 or under $360 $37041-50 $680 $70051-60 $1,360 $1,40061-70 $3,640 $3,72070+ $4,550 $4,660

FIVE QUESTIONS ABOUT LONG-TERM CARE

For Rent: Ind. Living 62+ &/Disabled, Subsdizd Rent 30%/income, Livg Rm, full kit., bedrm, bathrm w/tub or shower & safety bars. 465 sq. ft., Pub. Transit, 5 mls/wk avail. $25, Equal Housing Opp.&Handicapd. Sweet Grass Lodge: S. Peck, Mngr. Chester, Mt. 759-5400, MTRS Relay – Dial 711. 11-II:1-II

Need to Insulate? Contact Darrell Carney for your foam insulation jobs, certified applicator. 654-7017 or 390-4156 12-I

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AG INTEREST SERIES: MARKETS

Spectrum Commodities 800-888-9843

Change from November 26, 2014 This Week Last Week Kansas City Wheat 6.21 0.35 Minneapolis Wheat 5.98 0.27 Chicago Wheat 5.62 0.25 Corn 3.78 0.15 Soybeans 10.47 0.43 Soybean Meal 401.6 31.20 Soybean Oil 33.48 0.97 Live Cattle 168.97 -1.85 Feeder Cattle 230.70 -6.40 Sugar 16.12 0.25 Crude Oil 73.61 -0.89 Heating Oil 2.33 -0.0112 Unleaded Gas 2.0075 -0.0150 Natural Gas 4.33 -0.18 Silver 16.55 0.26 Gold 1197.70 3.80 US $ 87.70 -0.01 Canadian $ 0.8893 0.0079 Euro 1.2508 -0.0039 Dow Jones 17811 154

All grain markets were higher as hedge funds continued to cover short positions, early winter weather threatened young wheat plants in the US, and quality problems threatened the Argentine wheat crop. Wheat had a strong rally despite choppy price action, as traders watched extreme cold temps move into the central plains where there was little, if any, snow cover to protect plants that had not hardened off yet. In the Midwest, soft red winter wheat was at risk as well, with much of that crop planted late and poorly established before the cold arrived. Rains on mature wheat in Argentina are also threatening quality in what is normally a reliable producer of good milling wheat.

Soybeans were stronger as traders watched the Brazilian plantings get off to a slow start and also on ferocious demand from China that never seems to end. Corn was supported by both the wheat and soy rallies, but also on the prospect of reduced production from South America. Late soybean plantings there will mean a late harvest, pushing the second planting of the season (usually corn) past the ideal time window and likely reducing acreage across much of Brazil and Argentina.

The cattle complex was lower with feeders leading the way down. Cash fed markets have held steady at record highs, but retail demand has been sluggish and forward contracting for the Christmas holiday appears to be slower than normal. The latest cattle-on-feed report showed October placements higher than expected and slaughter a little lower than expected. Traders were already suggesting that slaughter numbers for the first quarter of next year will be close to last year and now that might extend into the second quarter as well. Slaughter weights are already at record highs, making the market wary of its ability to maintain record high beef prices when production will finally be moving ahead of year ago figures.

Energy markets continued in their long term downtrend, in response to the huge increase in domestic production and also as OPEC talks of maintaining their own production levels and accepting lower prices. The stock market inched into new record highs on the prospect of consumers having more disposable income, in large part because of cheaper gas prices. A steadily improving US economy, in contrast to China, the EU, Russia and a host of other countries is keeping a steady flow of foreign investments coming to the US, which in turn also helps to support the dollar, which works to further

All grain markets were higher as hedge funds continued to cover short positions, early winter weather threatened young wheat plants in the US, and quality problems threatened the Argentine wheat crop. Wheat had a strong rally despite choppy price action, as traders watched extreme cold temps move into the central plains where there was little, if any, snow cover to protect plants that had not hardened off yet. In the Midwest, soft red winter wheat was at risk as well, with much of that crop planted late and poorly established before the cold arrived. Rains on mature wheat in Argentina are also threatening quality in what is normally a reliable producer of good milling wheat. Soybeans were stronger as traders watched the Brazilian plantings get off to a slow start and also on ferocious demand from China that never seems to end. Corn was supported by both the wheat and soy rallies, but also on the prospect of reduced production from South America. Late soybean plantings there will mean a late harvest, pushing the second planting of the season (usually corn) past the ideal time window and likely reducing acreage across much of Brazil and Argentina. The cattle complex was lower with feeders leading the way down. Cash fed markets have held steady at record highs, but retail demand

has been sluggish and forward contracting for the Christmas holiday appears to be slower than normal. The latest cattle-on-feed report showed October placements higher than expected and slaughter a little lower than expected. Traders were already suggesting that slaughter numbers for the first quarter of next year will be close to last year and now that might extend into the second quarter as well. Slaughter weights are already at record highs, making the market wary of its ability to maintain record high beef prices when production will finally be moving ahead of year ago figures. Energy markets continued in their long term downtrend, in response to the huge increase in domestic production and also as OPEC talks of maintaining their own production levels and accepting lower prices. The stock market inched into new record highs on the prospect of consumers having more disposable income, in large part because of cheaper gas prices. A steadily improving US economy, in contrast to China, the EU, Russia and a host of other countries is keeping a steady flow of foreign investments coming to the US, which in turn also helps to support the dollar, which works to further depress crude oil prices. Currencies and metals were generally quiet, and most markets are expected to move into a low volume, quiet trade as we head into the holidays.

S p e c t r u m C o m m o d i t i e sP u t t i n g T h e P o w e r o f I n f o r m a t i o n I n Y o u r H a n d sSC

For Sale: 2014 crop - 400 big round grass bales, mesh wrapped, $35.00 ea. 2013 same crop - 200 bales, $25.00 ea. 100 bales wheat straw from 2013, $15.00 ea. Contact Rodger at 406-747-3360. 12-I

Prewett Interiors ~Your Home Store~"We sell Awesome stuff!". Decor & Gifts, too. (406)228-9844, 41prewett.int@nemont.net41, First St. N., Glasgow, MT 59230. Hours: M-F 8:30-5:30. 11-I:1-I

Winter is Coming! Thinking of that boat you'll be picking up come Spring may help fend off the winter time blues. Buy now--Pick it up in the spring. Call about rebates and sale prices on "in-stock" boats. Mon-Dak Marine, Inc,. Hwy 2 Glasgow MT. 406-228-2900. 11-I:1-I

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Come to Western Styles Salon in Malta for hair, nails and tanning. We carry Iso, Matrix, Hempz, Paul Mitchell, Kenra, tea tree, Crew, Joico, and China Glaze products. 406-654-2072. 12-I

Pawn/Swap: The Swap Shop, 121 Anaconda St., Wolf Point, Mt. A Pawn Broker with a great variety of items: kitchen tables, guns, games, hand and power tools, T.V.'s and more. Stop in and check out our selection. 406-653-1410. 11-II

For Sale: Whispering Winds: A History of the Big Flat 750 page hardcover book celebrating Turner, Montana’s centennial. Get your copy today for only $100. Visit www.turnermontana.us or call Edward Snider at 406-353-2934. x

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Grass Hay For Sale: 200 ton of 4x4x8 square bales, (approx. 2000lbs each), 100 ton of round bales (approx. 1300lbs each), $150/ton or best offer located near Chester, MT ~ delivery available. Please phone 406-262-4155. 11-II

Are you a Quilter? Love Sewing? Get 0% interest for 36 mos. on all BERNINA purchases of $3,000 or more made with your BERNINA credit card. Equal monthly payments required. Nov. 20-Dec. 31, 2014. See store for details. Bearly Square Quilting, 417 First St., Havre, Mt. (406) 265-4424 bearlysquare@havremt.net. 12-I

Now Buying All Kinds of Raw Fur. Skinned or unskinned. Coyotes--Red Fox--Badgers--R a c c o o n s - - M u s k r a t s --Bobcats. Thunder Mountain Fur Co., Larry DiLulo. 12610 Paradise Valley Rd., Chinook, MT (406) 357-2894. 11-I:1-I

The Glass Shop in Malta has Multi-Fuel Stoves for sale. Burn wheat, barley, wood pellets, shelled corn and other biomass fuels. Call 406-654-1720 or 406-654-2784 evenings. 11-I:1-I

Feeling Stressed? Want to get Energized for the Holidays? Try Foot Zoning! Call Ashley at The Healing Path to learn more... 406-390-0163. 11-I:1-I

For Sale: Two steel buildings, 40x50 and 60x80. Leave name and phone number. (406)222-5535. 10-II:4-II

Hickel Water Well Drilling: Free Estimates, Wells Drilled & Cleaned, Pump Sales & Service. Call 406-383-4363 (h) or 390-6254 (c). 11-II

Attention Attention! Come see Avon at The Holiday Village Mall in Havre, Nov 22nd, 10-6pm. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ...........................................................................Tricia’s Trader 14 November 20, 2013............................................................... Volume XI Issue 22............................................................................ Tricia’s Trader 17

November 29, Fri. Chinook Parade of Lights, Christmas Stroll and Festival of Trees, CHINOOK. Arts and crafts, food, pictures with Santa, hayrides and music. 406-357-4201. Visit www.chinookmontana.com.

November 29, Fri. Parade of Lights GREAT FALLS. Parade begins on 6th Street and Central Avenue. 406-453-6151

November 29, Fri. Christmas Stroll LEWISTOWN, Christmas Parade, food booths and Santa arrives! 406-535-5436

November 30, Sat. Glasgow Christmas Stroll, GLASGOW. Welcome Santa to town at noon. Concessions available. Many group activities available. 406-228-2222

November 30, Sat. Community Tree Lighting, HAVRE Town Square. Visit from Santa, caroling food vendors and prizes. 406-265-4383

November 30, Sat. North Pole Adventure LEWISTOWN. A fun filled trip to the North Pole to see Santa, Christmas carols, games. Tickets are $25 per person. Train boards 30 minutes before departure. 406-535-5436

December 1, Sun. Chouteau County Country Christmas, BIG SANDY, LOMA, FORT BENTON. Many varied crafts and food will be available for purchase. Join the Snowflake Run. 406-378-2418

December 1, Sun. Choteau Christmas Stroll, CHOTEAU,morning ‘til evening hometown Christmas stroll. Jingle Bell Fun Run, shopping specials, fire truck rides with Santa, wagon rides, free movie for the kids at Roxy Theatre, vendors, children’s art activities, tree lighting ceremony and much more. 406-466-5642

December 4, Wed. Chester Christmas Stroll, CHESTER Downtown Chester from 4-7pm. All downtown businesses will be open. Food vendors and crafters on site. See Santa! 406-759-4848

December 5, Thu. Festival of Trees MALTA. “Christmas Carols” Displays viewable at Phillips County Museum. 406-654-1037

NOVEMBER-DECEMBERHoliday Festivities

Designed by Montana Grafix - www.MontanaGrafix.com © 2012

Anyone interested in becoming a vendor, contact Peggy Perry at 799-6834or visit www.ChinookMontana.com to sign up for a booth.

We encourage the community to enter a float in the Parade of Lights this year - please help keep our holiday

tradition alive by entering your float in the parade.

For more information, contact Nancy Diemert at 357-3333 or visit our website www.chinookmontana.com for full details and registration forms.

& Festival of Trees

Parade of Lights, Christmas Stroll

Chinook’s 28th Annual

1:00 p.m. - 7:00 p.m. - Stroll Main Street and listen to Christmas Music.8:00 a.m. to 7:00 p.m. - View and Bid via Silent Auction on Festival of Trees (First Bank of Montana Lobby)

* Please note, Festival of Trees Setup is Wednesday, November 20th from 5:30 to 7:30 p.m. at First Bank of Montana - they will displayed for 1 week)1:00 to 6:00 p.m. - Blaine County Museum Open2:00 to 4:00 p.m. - Pictures with Santa at Wells Fargo Bank1:00 to 6:00 p.m. - Wildlife Museum Open5:30 - Line up for Parade in front of Meadowlark School6:00 p.m. - Parade of Lights

Friday, November 29th, 2013

Buying Estates: Small or large! Call The Past Estate Sales & Service. 406-262-4379 thebatrack@bresnan.net Havre, MT. 11-I

Speedy's Backhoe Service -N- More.Cheapest backhoe in town. Call Ed or Joseph at 406-357-3877 or 406-945-1979 (Chinook). 7-II:1-I

Economical And Valuable Christmas Presents. Lay - Away ? Your pleasure is our satisfaction. Many saddles, guitars, amps, jewelry or firearms available. Electronic games, computers, I-Pads, and tools. Leon's Buy&Sell, 7201st St. Havre 265-3342. 11-I

For Sale: Snow rotary 8ft width, hydrostat drive carrier; Cushman Trackster 6ft angle blade, new 24hp Honda engine; 1985 C-600 Ford Truck, 18ft bed, radial tires, auto transmission; 18ft heavy build tilt trailer, tandem single 750 x 16 tires, mounted winch. 406-873-4780 11-I

For Sale: '78 El Dorado. Good shape, runs well, $1,000 OBO; '68 Cadillac 4 dr Sedan DeVille, $1,000 OBO. '68 Ford F-150 4 speed 4x4, $995 OBO. '70 Pontiac Bonneville 57k miles $7,000 OBO Call 406-654-7794. 11-II:1-II

For Sale: 3 bedroom, 1 bath mobile home w/detached garage located in Dodson on 1 ½ acres. This property needs some TLC but is priced right for the handyman. It’s location makes a reasonable commute to Malta or Harlem. Asking $30,000. (112EA6) 406-654-2273 www.missouririverrealty.com 11-I

For Sale: 1568 John Deere round baler. 2,500 bales. 3 yrs old. Call for info 406-357-2211 or email rainbowsales@mtintouch.net. 11-I

Dec. 3, Wed: CHESTER Christmas Stroll, 4-7:30, Christmas Village @ Liberty Village Arts Center, Santa’s workshop, drawing for chamber bucks, soup and pie-by-the-slice @ the senior center. 406-759-4848

Dec. 4, Thu.: MALTA Festival of Trees, Phillips County Museum, 6:30 p.m.

Dec. 4, Thu.: PLENTYWOOD. Holiday Remembrance Service-Civic Center

Dec. 5-7, Fri.-Sun: Choteau County Country Christmas--BIG SANDY, FORT BENTON, GERALDINE, HIGHWOOD, LOMA, and VIRGELLE. Phone: 406-378-3110, or visit www.virgellemontana.com for a complete schedule.

Dec. 5, Fri: GREAT FALLS Christmas Stroll with arts, crafts, and food vendors. 406-761-4434.

Dec. 5, Fri: St. Matthews Christmas Bazaar, 4-8 p.m. SIDNEY. Arts and crafts, direct sellers.

Dec. 6, Sat: CHOTEAU Bright Eyes Christmas Stroll and Bake Sale-All day. Chamber Christmas Stroll and free movie @ Roxie Theatre, 2-4 p.m. (The Grinch)

Dec. 6, Sat: SIDNEY, St. Matthews Christmas Bazaar, 10 a.m. to 4 p.m.

Dec. 6, Sat: PLENTYWOOD Christmas Stroll.

Dec. 6-7, Sat.-Sun: “A Real Country Christmas at a Real Country Store”, VIRGELLE, 9 a.m-5 p.m.

Dec. 6-7, Sat.-Sun: WinterFest Craft Show, Havre Holiday Village Mall, HAVRE.

Dec. 7th, Sun: RUDYARD Commercial Club Christmas Festival, Noon-4. Catholic Youth Center. Chili and hot dogs, Vendors with crafts and great gift ideas! Free will offering.

Dec. 7, Sun: Choteau County Performing Arts Christmas Concert 3 p.m. FORT BENTON Elementary School Auditorium. Tickets are 15.00.

Dec. 7, Sun: PLENTYWOOD Christmas Stroll and Parade of Lights followed by Lutheran Youth Chili Feed.

Dec. 10, Wed: HARLEM Christmas Stroll and Stew Supper. 4 to 7 p.m.

Dec. 13, Sat: PLENTYWOOD. Free movie and visit with Santa. Orpheum Theatre. 1 p.m.

Dec. 15, Mon: PLENTYWOOD Lutheran Church Christmas Cantata.

Dec. 21, Sun: HARLEM Community Meal at 1 p.m. Turkey with all the trimmings.For Sale: 2014 alfalfa grass mix hay, 500 tons, 12-13 protien with 20-30% alfalfa, hay. Located in Bowman, $80/ton. Truck loads only and trucking available at $5/loaded mile. Call 406-366-2577 for more details. 12-I

For Sale: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free- 866-683-7299 or 406-453-7299 Big Sky Pipe And Supply, Great Falls. Call Today and Ask for our free catalog. Visit Us Online http://bigskypipeandsupply.com/html/ 9-II:12-I

For Sale: 2003 Bobcat 753 G skidsteer. 1100 hrs, new tires, diesel engine, aux. hyds, deluxe opeartor cab. Nice clean machine! 406-228-9479. 11-I:1-I

For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ SaddlesUSA Old Timer KnivesKnife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall~~~~~(406)399-6522~~~~~

For Sale: '05 Buick LeSabre LTD, 77k mi. $8,250. Inquire at American Garage, 406-357-4201. 12-I

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 15

Home for sale: One-level living for $39,500, north Havre, Mt! Cozy 2-bedroom house. Carport & fenced yard. Water $50/month on shared well. City sewer. Call Kim Cripps at Havre Hi-Line Realty (406) 265-0905. 11-II

Fix It: If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd. Ave S. Glasgow, MT or call 406-228-2433. 11-II

Have you ever sworn an oath to uphold the U.S. Constitution? Check out www.OathKeepers.org . 11-x

Read Tricia’s Trader online. Now faster load times, and live links! www.TriciasTrader.com. 12-II

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 16

Town: Prefix(es): Joplin 292Inverness 292Rudyard 355Hingham 397Gildford 376Kremlin 372Fort Benton 621, 622Loma 739Big Sandy 378Havre 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 Chinook 357Harlem 353Fort Belknap 353Turner 379Zortman 673Roy 464Dodson 383Malta 301, 654, 658, 680Loring 674Whitewater 674Saco 527Hinsdale 364, 648Glasgow 228, 230, 263, 367, 831 Nashua 746Fort Peck 526Wolf Point 392, 525, 650, 653, 915Opheim 762Plentywood 765Scobey 487, 783Medicine Lake 789Froid 766Culbertson 514, 787, 790Poplar 768Brockton 786Jordan 557, 977Lewistown 350, 366, 380, 535, 538, 707, 708, 968Grass Range 428, 928Hobson 423Stanford 566Chester 759Geraldine 737Denton 567Belt 277Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997ALL MONTANA AREA CODES ARE (406)

“TRICIA’S TRADER” IS PUBLISHED BY:

LLC Contact one of our Advertisers’ Advocatesto place an advertisement, or contact Kimmel Kreations directly at the address above.

2000 Country Club Road * Turner, MT 59542Phone 800-756-1817

Email: adsales@triciastrader.comwww.TriciasTrader.com

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EASTERN REGION:

Jamie Jones is happy to help you if you live in one

of these counties:

VALLEYPHILLIPSDANIELS

ROOSEVELTSHERIDANRICHLAND

Jamie Jones800-756-1817 x104406-390-6386 (c)

Email:east@triciastrader.com

GENERAL SALES- WESTERN REGION:

Laurie looks forward to serving you if you live in the following counties:

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comPUBLISHER’S COMMENTS: The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisalof residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material inarticles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.ADVERTISING RATES: Thecostforaclassifiedadvertisement,upto8linesis$10per2issues,and$1perlineover8linesforaMAXIMUMadlengthof13lines.Add$5per2issuesfor a box outline, and/or $5 per 2 issues for bold text other than the heading. Thefollowingspecialsapplyformultipleclassifiedads:Place3classifiedsormoreinthesameissueandgeta15%discount.Orrunthesameclassifiedadineveryissueforayearfor$100(includes4issuesfree),orforsixmonthsfor$50(includes2issuesfree).Pictures/graphicsmayonlybeincludedindisplayads. To place a classified, just fill out the form on this page andmail it to:Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.triciastrader.com. PleasecontactyourAdvertiser’sAdvocatelistedabovetoinquireaboutdisplay advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design isavailable for $5 per full design or edit. Ask yourAdRepabout design feewaivers,specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

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Tricia’s Trader SERVES THESE MONTANA TOWNS:

SOUTHERNREGION:

Sasha will be happy to serve you if you live in the

following counties:

PETROLEUMFERGUS

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December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 17

Olympics Joke It’s 2012 and it’s the Olympics in London . A Scotsman, an Englishman and an Irishman want to get in, but they haven’t got tickets. The Scotsman picks up a manhole-cover, tucks it under his arm and walks to the gate. “McTavish, Scotland,” he says, “Discus,” and in he walks. The Englishman picks up a length of scaffolding and slings it over his shoulder. “Waddington-Smythe, England,” he says, “Pole vault,” and in he walks. The Irishman looks around, picks up a roll of barbed wire and tucks it under his arm. “O’Malley, Ireland,” he says: “Fencing.”

The Closet at 174 S. 1st Ave Malta: A great place to shop for a great deal. We carry new and consignment items. New inventory added daily! Open Tues-Fri 10am-5:30pm & Sat. 10am-3pm. 11-I:1-I

For Sale: 2012 Subaru Forester 2.5X Premium, 31K, factory warranty, heated seats, panoramic power moon roof, $20,975. Call (406)357-2311. 12-I

For Sale: Horses: Paints & Quarter horses, all ages, large & beautiful colors, several palomino paints, palomino stud, many on website: 4cspainthorses.com. South Wolf Point. 406-525-3455 7-I:12-II

For Sale: 400 tons of fresh grass hay in 3x4x8 square bales. $100/ton. Call (406) 670-6551. 11-II

For Sale: Two cords firewood, cut but not split. Call 406-379-2343. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ...........................................................................Tricia’s Trader 18

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 19

CASA: Struggling to Find the Village to Raise the Childby: Ali Everts If you are at least 21, breathing and compassionate, CASA will take you. Court Appointed Special Advocate, called CASA is a program started to give children in the courts a voice. CASA of Montana’s mission statement is to support and promote court appointed volunteer advocacy for abused and neglected children so they can thrive in safe, permanent homes. There are currently 15 CASA organizations around the state. Kari Hould is the director of the Prairie CASA division, which provides volunteer advocates that listen and meet with the children of Blaine, Phillips and Valley counties, who may need a person to represent them in the court rooms. And she is on the hunt for volunteers. “We have a shortage of volunteers and funds,” Hould said. “By law we need one volunteer for every two children on a case.” This standard has been extremely hard for Prairie CASA to meet, Hould said. She said it is also frustrating because a volunteer would only need to go through training and dedicate about eight hours a week to a child in need. A duty that seems small in the midst of a place where children need voices. “Prairie CASA covers three of the largest counties in Montana,” Hould said. “And we have more than 50 cases open.” However, even with this large number of cases, there are only about seven volunteers who make up the whole Prairie division. If they do not have enough volunteers by January, the CASA organization might loose their national status. Worst case, they could be shut down entirely. To become a volunteer, one must complete a 30-hour training over a three-week period. Half of the hours are online and the other half is face to face, walking through a typical procedure. The final test will be a court trial, to see if one will buckle under the pressure. “It is not for the weak-hearted,” Hould said. After becoming an official volunteer the job takes about eight to ten hours a month for each child. This helps keep track of them and file reports. Some kids go to other states for treatments, some stay in state. So, it may require a phone call or a trip out to the home. “We do not remove the child or replace them from the home; that is Family Services,” Hould said. “The job of the volunteer is to find out what is the best situation for the child, and speak up about this to the court.” Volunteering takes a person who will be able to communicate well with a child and be a stable individual whom that child knows they can trust and talk to. “Child abuse can hide in the mountains and the plains,” Hould said. “But we are either part of the problem or part of the solution. Do we want to help these kids or sit back?” To learn more about Prairie CASA or to get involved in volunteering call director, Kari Hould at her office in Malta, Montana, at 406-390-3552.

Kirkwood Funeral Home

654-1132Serving Northern MT from Malta

Certified Weed Free Grass Straw For Sale: 4x4x8 sq. bales (apprx. 1,450lbs. ea.), erosion control, mulch, animal bedding, compost, bale wind breaks, filler feed ration, etc. $70/ton or BO, near Chester. Delivery avail., 406-262-4155. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 20

Date Sale info. Wed. SHIPWHEEL CATTLE Dec. 10 2 Year Old Black Angus Bulls1 pm at the Clear Creek Ranch Chinook, MT 406-357-2492 www.ShipwheelCattle.com

Thu. WITTKOPP ANGUSFeb. 12 at Glasgow Stockyards1 pm Glasgow, MT Home 406-485-3552, Cell 974-3552

Private FUNK ANGUS RANCHTreaty Yearling Angus Bulls 18mi NE, Frazer, MT Gary & Roxann Funk 406-392-5777

Private J-E RANCH Polled/Horned HerefordsTreaty Plentywood, MT Arvid Eggen 406-895-2657 or Jay-De Eggen 406-671-7149 jbare@nemont.net

Gift packs: Available at JR's Party Store just in time for the holiday season. We are located at 98 Highway 2 East (across from John Deere) in Glasgow or call 406-228-4622. 12-I

DND Quacker Store: 227 S. 2nd Ave. E., Malta. Taking consignments and donations. Yard sale stuff left over? Call us; we can help! All fall decor, Avon decanters, figurines, picture frames, kitchen glassware and lamps are all 50% off. Call 654-4752 or 654-7100. 11-I:1-I

Travel the Annual Christmas Trail to Loma, Dec.6&7, 10am-4pm. Stop, browse at Trash&Treasure Shop - decorated for Christmas! One-Room School House, Old Chappel Depot, filled w/ treasures of yesterday/today. Hwy. 87, 4th Ave. 11-II

Robin's Roost now open in Malta. Located between the Lucky Bullet and Moore's Printing. Fashions for the curvy girl! We carry sizes small to 3XL. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 21Gift Certificates from Blades hair, nail and day spa is a perfect gift for anyone. So pamper your loved ones and come see us at 4 S. 1st St. W. in Malta 654-5585 11-I:1-I

New Listing! 307 4th St. W., Chinook, MT~$60,000. Large shop with attached 2 bedroom, 1 bath living quarters. Could easily be converted into a duplex. Call Ken Nelson @ 406-439-0595, Flynn Realty. 12-I

Guitars of Montana: Band & Orchestra Rentals/Sales - American Guild, Gretsch, Jackson guitars. Bluegrass. Ukuleles. BOSS effects. Special orders welcome. We ship! #2 5th St. S., downtown Great Falls, (406) 453-4998; or call Bing at (406) 566-2223. www.guitarsofmontana.com. 10-I:3-I

Paying CASH: For scrap Gold jewelry, Silver coins, and Sterling flatware. Havre Coin Shop & More 406-390-1761 or 390-1055. 11-II

Best Resting Inn & Extended Stay: "We're not the Fanciest, We're the Friendliest." 5001 River Dr. N., Gt Falls, MT. 406-268-8333. x

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 22

SATURDAYS OPEN 9:00-2:00 thru 12/25

Dec. 4th, 8:30-7:00 15th ANNIVERSARY

PARTY & SANTA CASH PACK STORE

Food * Fun * Giveaways

CHRISTMAS EVE OPEN 8:30-3:00

BLOW OUT CARPET SALE!!!

Spare Change: Open 7 days a week through the holidays. Get your holiday wrap, ribbon, bows and bags here. Come see the selection. 154 1st. Ave. E., Malta or call 654-1717. 12-I

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 23

DAVE SAYS: Who Is Dave Ramsey? Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

DEAR DAVE, My husband and I are following your plan, and we’re trying to reconcile our on-paper budget with what’s going on in our bank account. Most of our bills are due the first half of the month, but we receive most of our income during the second half of the month. Can you help us figure out what to do? ~KathyDear Kathy, If you’re actually making a budget and sticking to it, what you’re describing is a cash flow bind. You are in charge of your budget until it’s on paper. Once it’s on paper, it has to accurately represent reality. In your reality, that means a cash flow strain on the first checks and extra money on the second checks. You won’t be able to fix this in just one month, but there is a long-term solution. Move some of the money from your second checks into the first half of the next month. By doing this, you’ll start running from the fifteenth to the fifteenth instead of from the first to the first. It will help you stay ahead and avoid getting pinched. The second part of this equation is that you are in charge of your budget. The budget does not become the boss of you until you get it done. When everything is written and agreed on by you and your husband, that’s when the budget becomes the boss. You can’t come home with a new shirt or a new purse and hope it fits into the plan. The budget has to be the plumb line by which you build your finances straight and true! ~DaveDEAR DAVE, My husband and I both work two jobs. Together we make about $53,000 a year, and we’re trying to get out of debt. We have $35,000 in debt, and most of that is on our truck. I’d like to go back to school and become an ultrasound technician, so we’ll have more money. Do you think this is a good idea? ~Sarah

Dear Sarah, Getting more education is always a good idea. For starters, I’d begin doing some research to find out what ultrasound technicians in your area are earning. Then, look into the cost of training at a nearby school. But I would only recommend starting school after you guys have done some work and cleaned up your finances. You’ve got a bunch of debt hanging over your heads, and the truck you mentioned is a big part of the problem. Sell the truck and move down to something very inexpensive to drive for a little while. Then tear into the remainder of the debt and get it paid off as fast as you can. After that, save up a bunch of money so you can go to school debt-free. I know that may seem like a long time before you can start school, but chances are you can get this done in less than two years. And trust me, going to school debt-free will feel a whole lot better than having another bunch of payments buzzing around your heads for years to come! ~Dave

* Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze, and recently debuted at #1. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

December 3, 2014 .................................................................Volume XII Issue 23 ...........................................................................Tricia’s Trader 24

For Sale: 140 Acres near Harlem, MT, $360,000. Flood irrigated hay ground, large 4 bdrm, 2 ½ bath MH with ¾ bsmt & detached shop/garage. Call Ken Nelson @ 406-439-0595. 11-II

Send the perfect gift: Made in Montana Gift Baskets from Prairie Unique, Terry, MT 59349. Ph 406-635-5598 Open Since 1995. Mon-Sat 8:30- 5:30. www.prairieunique-mt.com 11-I:1-I

Traegar grills on sale for the first time ever! 10% off accessories or pellets with purchase of a new grill. Rebates are ending soon, so stop in to Ezzies Locations in Havre, Harlem, Malta and Glasgow. 11-I:1-I

NEW Management, New attitude, New displays! Come in and enjoy the environment. Leon’s Buy & Sell, 720 First St., West, Havre. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 25

Writing a single column blending personal experiences, current events, political lessons and the holiday season is challenging, but I did it. Today’s words may seem more disjointed than usual, but trust me, I will tie it together at the end. When I was nine or ten, my father taught me how to operate the cutting torch and arc welder; a lesson he later regretted. The shop and the machinery bone-pile instantly became my personal portal to adventure and after a couple years of inventing there wasn’t a single piece of metal I hadn’t welded to something else. It was great growing up a country kid where your entertainment was limited only by your creativity. I am happy to report those days still exist as recently demonstrated by my oldest granddaughter, Clara. Clara has developed a keen interest in wilderness survival after viewing several Netflix episodes of “Man, Woman, Wild.” Her personal library is filled with books on make-shift shelters, edible species and fire kindling using unconventional tools. Her mother began to question Clara’s survival obsession last September, when all she wanted for her eleventh birthday were water purification tablets and a magnesium fire-starter stick; presents she did receive. A few weeks later her father granted permission for Clara and her sister, Mae, to try out the new magnesium stick down at their homemade

fort. They were struggling with combustion when Olaf, the family cat, slipped into their fort carrying a mouse.

A brilliant thought sparked through Clara’s mind, “If we get the fire going we can cook the mouse for dinner.” Fortunately, Olaf dropped his mouse which sprang to life and escaped into the field thereby necessitating a change of dinner plans. Clara explained her story to the family around the dinner table later that evening. At first her mom was speechless, but she eventually gathered herself enough to declare, “Under no circumstances will any member of this family cook or eat mice!” For a redneck, she runs a pretty tight ship. This brings me to my political point. The adolescent mind is loaded with imagination and ambition which can either be stimulated or snuffed. The ruling class prefers the later course so as to create a dependency class excelling at submission. To accomplish this the ruling class uses the educational slot and the electronic vortex; methodologies I will explain. First the slot: The government school system places students in 50 minute time slots; molds in which students possessing excessive ambition and creativity simply do not fit. Ritalin is like WD-40 for the mind and once these students are lubricated with this amphetamine they can be wedged into the required slot. With chemical solutions a mere swallow away, nearly every student sails through the education system with neither complaint nor significance. This hurts America.

The second threat to creativity, the electronic vortex, is even more dangerous than the slot because it is everywhere. Nothing destroys imagination centers faster than does the instant gratification produced by an I-Pad or smart phone. Engaging only enough neurons to touch a screen, students are instantly rewarded with brilliant colors and sounds thus mesmerizing youngsters into a vegetative state. When coupled with self-esteem training, government is able to create generations of mind numbed robots only capable of performing menial tasks all while thinking they are special. Welcome to the progressive utopia and here is why this subject is timely. Supporters of President Obama’s Net Neutrality proposal explain the resultant internet tax will generate an additional $1.5 billion for the “E-Rate fund” for school libraries and “Lifeline” internet services for the poor; thus fueling the electronic vortex. “It’s for the children,” is their stereotypical battle cry, yet the money actually harms the very children it claims to help. Therefore, in this season of giving thanks to God almighty, I am thankful I grew up a country kid too far from town for television and decades before the mind-numbing, portable electronic vortex. I’m thankful God granted my father the patience to let me burn through piles of welding rods and tanks of acetylene. I am thankful to see ingenuity, creativity and ambition appear in my descendants, because theirs will be the generation who will restore the constitutional republic my generation let slip through our fingers.

Ramblings of a ConservativeCow Doctor

by Krayton Kerns, DVM, State Rep. HD 58

Mind Neutrality

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 26

In line with our company mission to help small Montana businesses succeed...

Help Wanted classifieds are now FREE!(Must be legitimate wage/salary based jobs. No MLM, looking for business partners, etc.)

Contact Tricia’s Trader to search for your next employee.

For Sale: 1958 F500 tandem diesel grain truck, 40k mi. Overhauled tranny, new batt. & water pump. Call 406-357-4201. 12-I

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 27

LITTLE ROCKIES RETIREMENT CENTER (HARLEM)Across from AlbertsonsServed Monday - Saturday at 12 noon

December 1 Potato Soup, Funeral Buns, Salad & CookiesDecember 2 Leftover meatballs & Gravy or Swiss Steak, Mashed Potatoes, Green BeansDecember 3 Pork chops, mashed Potatoes, Gravy, Buns, peas, jello salad, birthday cake & ice creamDecember 4 Liver & onions, boiled potatoes & gravy, buns, corn, coleslaw, canned peachesDecember 5 Leftover pepperoni hotdish, buns, buttered beets, lettuce salad, barsDecember 6 Sweet & Sour pork over rice, California blend Vegetables, Buns, Tossed Salad, Canned Pears,

December 8 Chicken Legs & Wings, Tater tots, Fruit Salad, Buns, Banana PuddingDecember 9 Cheesy Broccoli Soup, Turkey Sandwich, Tossed Salad, Rice KrispieDecember 10 Hamburger-Tomato-Macaroni Casserole, Buns, Cole Slaw, Ice Cream SundaesDecember 11 Waffles, Sausage Patties, Scrambled Eggs, FruitDecember 12 Fish Fillets, Macaroni & Cheese, Buns, Buttered Carrots, Assorted DessertsDecember 13 Beef Fajitas, Bean Salad, Canned Pears

December 15 Ham & Noodle Casserole, Buttered Frozen Mixed Vegetables, Buns, Canned Apricots, CookiesDecember 16 Chili, Crackers, Cornbread, Relish Tray, Peach CobblerDecember 17 Christmas Meal: Roast Turkey, Dressing, Mashed Potatoes & Gravy, Candied Sweet Potatoes, Cranberries, Quick Jello Salad, Buns, Green Beans, Apple PieDecember 18 Leftovers from yesterday’s Christmas MealDecember 19 Shrimp, Hash Browns, Frozen Peas, Buns, Carrot & Raisin Salad, PuddingDecember 20 Meat Loaf, Scalloped Potatoes, Tossed Salad, Buns, Corn, Carrot Cake

December 21 COMMUNITY MEAL: Swiss Steak with Mushroom Gravy, Mashed Potatoes, Buns, Buttered Carrots, Cole Slaw, Blueberry Cheesecake

December 22 Sloppy Joes, Tossed Salad, Corn, BrowniesDecember 23 Vegetable Beef Soup, Cold Cuts on Bread, Canned PeachesDecember 24 Lasagna, Buns, Green Beans, Tossed Salad, Canned ApricotsDecember 25 Christmas Day--NO MEALDecember 26 Sausage Gravy on Biscuits, Lettuce Salad,

Applesauce, Cookies or BarsDecember 27 Fried Chicken, Oven-Baked Jo-Jo Potatoes, Fruited Jello Salad, Creamed Frozen Peas, Chocolate Cake

December 29 Cabbage Roll Hotdish, Buns, Apple Salad, Lemon BarsDecember 30 Tomato Soup, Grilled Cheese Sandwiches, Tossed Salad, Rice Krispie BarsDecember 31 Roast Pork with Applesauce on the Side, Mashed Potatoes & Gravy, Green Beans, Buns, Cole Slaw, Apple Crisp

RUDYARD-GILDFORD AREA *Rudyard Senior CenterServed Monday thru Friday at 11:30am*Gildford Community ChurchServed Monday/Wednesday/Friday

December 1 Potato Soup, Egg salad sandwichDecember 2 French Toast, scrambled eggsDecember 3 Lasagna, Green Beans, Garlic toastDecember 4 Chef saladDecember 5 BBQ Chicken, Macaroni Salad

December 8 Patty melt, French fries, saladDecember 9 Chicken Pot PieDecember 10 Salmon Patties, Rice PilafDecember 11 Hot pork sandwich, mashed potatoDecember 12 Chili, Garlic cheese muffins

December 15 Sweet & Sour Pork with RiceDecember 16 Indian TacosDecember 17 Chicken Tater Tot CasseroleDecember 18 Grilled Cheese, Tomato SoupDecember 19 CHRISTMAS PARTY: Turkey, Stuffing, mashed potato,pumpkin pie

December 22 Beef barley soup, rollDecember 23 Goulash, garlic toastDecember 24 Meatloaf, baked potatoDecember 25 MERRY CHRISTMAS--CLOSEDDecember 26 GILDFORD CLOSED-Salmon, Broccoli Casserole

December 29 Baked Chicken, Stuffing, peasDecember 30 Pork Stew, Roll

***Senior Center Menus***

**All menus subject to change without prior notice. Published once/mo.Want your town’s Senior Meals to be posted? Email them to Amy at west@

triciastrader.com.

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor SharpeningBig Sky Images & CollectiblesHavre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:1-I

Malta area: Many things are happening in Malta over the Holiday Season! Stores will be open on Sundays 11am-3pm starting Nov.28th 'til Christmas. Many late night openings for Christmas shopping. Watch the Malta Chamber ad for complete schedule. 11-I:1-I

FREE CLASSIFIEDS are back! We wanted them back as much as you did! ONE FREE CLASSIFIED AD PER ISSUE per household for Items for Sale, Wanted, Garage Sales, Help Wanted etc. Will run for two issues. Business listings, auto dealers, services provided, land/housing, and all other categories may still advertise for the low rate of $10 per 2 issues. Call 800-756-1817 for details! x

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 28

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 29

Wanted: Good condition New Holland Hay Inverter, Model 166 or similar. Wanted for parts: Case International 5000 Swather w/ double auger header. Leave msg at 406-654-5253. 10-I:3-II

Come into All Seasons Home Center @729 2nd Ave S., Glasgow, with your measurements for your additions, pole barns, and your garage packages and see how we can accommodate you. Call 406-228-8288. 11-I:1-I

Promises: 578 Living Water Ct., Malta. Many distinctive gifts available. Real flame fire places, soda makers, and more. Come on in and check out all your options. 654-2380 open 7am-6pm 12-I

December 3, 2014 .................................................................Volume XII Issue 23 ...........................................................................Tricia’s Trader 30

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 31

For Sale: Alfalfa-Grass hay, round bales 1500-1600#. 306-267-5711 or 306-267-4548. 11-I:12-I

Pizzas, sandwiches, appetizers, and refreshments! Stop by Stretch's in Malta to enjoy the atmosphere and arcade. Our banquet room is available for any occasion. 140 S. 1st Street E. in Malta or call 406-654-1229. 11-I:1-I

Durable, long lasting bale beds, flatbeds, bale handlers, carry-alls. Call Smith's Repair at 954-2564, your local Krogmann dealer, located in Roy and Malta. Manufacturing the best in quality since 1989. 11-I:1-I

Feeling Stressed? Want to get Energized for the Holidays? Try Foot Zoning! Call Ashley at The Healing Path to learn more. 406-390-0163. 11-II

Tia Love, Cosmetologist @ Polish To Perfection, 139 S.2nd. St. E., Malta. One stop for Hair, Eyelash extensions, fills, tinting, perming, eyebrow tinting and waxing services. Call 654-2799 or 390-1216 or schedule at www.SCHEDULICITY.com. 11-I:1-I

R& G Quality Feeds: Manufacturer, Starter, growth, creep, bull, heifer, fattening, wintering rations. Chelated, 3 sizes pellets, steamroll and dryroll. Also avail., soy bean oil to add extra energy to rations, use our grain or yours. Protein tubs in 22% or 28% (all-natural, no animal by-products). Amberwave hopper bins dealer. 406-654-1530. Loc at 515 S 1st. E Malta. 11-II

December 3, 2014 .................................................................Volume XII Issue 23 ........................................................................... Tricia’s Trader 32

40 Bred Heifers

¤ Only the top 50% will be offered for sale.¤ Developed on a growing ration at home to insure soundness and longevity, not fattened.¤ Put more trust in these older, more mature bulls to do the job.¤ Tested for Pfizer 50K, Performance, Fertility.¤ Volume Discounts & Sight unseen purchase guarantee.

¤ Free Delivery in MT and adjoining states.¤ No Creep and no hoof trimming.¤ Fully Guaranteed for first breeding season. Klint & Lori Swanson

2265 Gooseberry Ln - Chinook, MT 59523406-357-2492 Phone

406-357-2298 Fax Email: shipwheelcattle@itstriangle.com

CED BW WW YW SC Milk MB REA

+11 -.2 +62 +114 +1.31 +28 +.59 +.51

• Recommended for heifers or cows.• Impressive, medium framed, high performing, gentle herd

bull.• He packs excellent feet, a big scrotal, along with an

outcross pedigree. We have used him as a clean-up bull on yearling heifers and will continue to use him in our program.

• Dam has been and outstanding cow for us. She raised a top selling Far & Wide son in 2012. Bob Math selected her $20,000, 2nd high selling Upward son last year. An awesome S Chisum 255 heifer calf was just weaned from 8184. She is on her way to be flushed at Milk River Genetics this winter.

• Grandam is an extremely deep ribbed, easy fl eshing, nice uddered, gentle cow that is still in production. Her dandy 77P son sells as Lot 63.

Shipwheel ForeFront 0567 x Holman 208 P44

LOT #21

Packer x Far & Wide

LOT #3• Recommended for cows. • A top performing standout that packs excellent

feet, loads of muscle shape, and body capacity.• We have used him natural service and will continue to use this herd bull in our program. • Dam is a gentle, embryo, Far & Wide daughter

with extra length of body and a nice udder.• Pathfinder, Herd Bull producing grandam served

as a donor for us.

Shipwheel ForeFront 3591

Shipwheel Packer 3505

CED BW WW YW SC Milk MB REA+1 +2.9 +54 +102 +1.21 +28 +.55 +.48

Selling

1:00 p.m. At the Clear Creek Ranch

75December 10th, 2014

ABOUT THE BULLS

www.ShipwheelCattle.com