Danielson Named EVP/Chief Banking Officer, Ryan Named … · 2013. 10. 18. · Ryan Named Pres/CEO,...

Southwest Bancorp Inc., Stillwater, OK, has announced the appointment of John Danielson as executive vice president and chief banking officer and Priscilla Barnes as executive vice president and chief credit officer. Danielson is responsible for lending, deposit, and treasury services of Southwest’s banking subsidiaries, Southwest Na-tional Bank & Trust Company, Still-water, and Bank of Kansas, South Hutchinson, KS, and their banking of-fices in OK, TX, and KS. He previously served as president of SNB-San Anto-nio, a division of Southwest National.

Volume 140, No. 11September 12, 2011

In This Issue...

Be Careful Writing Letters that Guarantee ChecksFeature.............................................3

Charter Activity.............................8

Classified........................................9

Please route this issue:

www.bankersdigest.com

Danielson

Danielson Named EVP/Chief Banking Officer, Barnes EVP/Chief Credit Officer, Southwest Bancorp

John P. Ducrest, LA Commissioner of Financial Institutions and chairman of the Conference of State Bank Su-pervisors (CSBS), has announced that John W. Ryan has been named president/CEO of CSBS as of Sep-tember 1, with full responsibil ites effective January 1, 2012. Ryan will succeed Neil Mil-ner, who is retiring after 15 years. Ryan has served as executive vice president since 2003. He joined CSBS in 1997 as an assistant vice president for legislative affairs. His background includes experience in public relations consulting, as a professional staff mem-ber of the U.S. House of Representatives Committee on Banking, Finance and Ur-ban Affairs. He is a graduate of the Uni-versity of California at Berkeley. Milner was CEO of the Iowa Bank-ers Association before joining CSBS and earlier served with the Ohio Bank-ers Association and the South Dakota Bankers Association Q

The 25-year banker joined Southwest National in 2006. He earlier served as regional banking manager for Com-pass Bank and Bank of America. Barnes is re-sponsible for credit functions, including lend-ing policy, credit analysis, credit approvals, risk rat-ing accuracy, training, and loan work-outs. The executive vice president pre-viously served as interim chief credit officer. She has more than 31 years of banking experience and joined South-west National in 2005. Earlier in her career, she served as an examiner with the Federal Reserve Bank Q

Barnes

Brian McKinney has been appointed senior vice president; Christopher Moore has been promoted to senior vice president; and Kathy Byrd has joined as vice president at Am-egy Bank of Texas in Dallas. M c K i n n e y serves in the mid-dle market com-mercial banking division. He has 25 years of banking and financial ex-perience, including most recently as senior vice president and commercial banker at Colorado Business Bank. He holds BS and MBA degrees from Texas

McKinney and Moore Are Senior Vice Presidents, Byrd Vice President, Amegy Bank in Dallas, TX

Ryan Named Pres/CEO, CSBS Effective Sept 1

A&M University. Moore serves in the middle mar-ket commercial banking division in the Dallas Metroplex. He joined Amegy in 2007 and has more than 12 years of banking experi-ence. Byrd, a com-mercial banker, has 18 years of banking experience, 14 as a business banker in North TX. She has served with Bank of America, Chase Bank, Compass Bank, and Wells Fargo Bank during her ca-reer. She holds a BBA degree from Oklahoma State University Q

McKinney Moore

Ryan

BANKERS DIGEST September 12, 2011

p e o p l e TeXAS

Riggs Joins Chase in Amarillo as Senior VP

Bankers Digest®

Established 1942A Weekly Bank News Magazine

(USPS 041180)Published every Monday at Dallas, Texas

Copyright 2011 Bankers Digest®

BONNIE JAMISON BLACKMAN, Publisher/EditorR. GILBERT BLACKMAN JR., Managing Editor

P.O. BOx 743006Dallas, Texas 75374-3006

Phone 214/221-4544Fax 214/221-4546

E-mail: [email protected]: www.bankersdigest.com

One year subscription rate:Print $37.00, Online $26.00; Both $50.00. Single copy $1.00

Opinions expressed by writers of bylined articles are not necessarily those of Bankers Digest. We make no representations or war-ranties for information, products, or services contained in any advertisement in this maga-zine or on our website. Editorial guidelines may be obtained upon request. Articles and photos may be submitted to above address.

Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

CREDIT

INSURANCE

DIVISION

Texas banks relyon credit lifeservices fromone of Texas’largest and mostsubstantialinsurancecompanies.

A pledge of serviceand stability,and the strengthto back it up.(800) 899-6502FAX (281) 535-7440

American National Insurance CompanyCredit Insurance DivisionP.O. Box 9007League City, TX 77574

AMERICAN NATIONALINSURANCE COMPANY

CID0050

First Financial Trust & Asset Manage-ment Company, N. A., Abilene, has

Montoya Is SVP and Martin AVP, First Financial Trust

Barch Joins Independent Bank Lending Team in McKinney

announced the promotions of Chris Montoya to senior vice president and Trent Mar-tin to assistant vice president, according to Kirk W. Thaxton, presi-dent/CEO. Montoya serves as co-manager of the company’s core portfolio and lead manager of its equity income portfolio. He joined the company in 2001 and holds a BBA de-gree in marketing from McMurry Uni-versity in Abilene. He serves as chair-man of the board for the Food Bank of West Texas and is a former member of McMurry’s board of trustees. Martin serves as portfolio securi-ties analyst in Abilene, where he has served for over three years. He holds a BBA degree in finance and econom-ics from Hardin-Simmons University in Abilene, where he graduated summa cum laude in December 2007 Q

Veteran Amarillo banker Walter Riggs has joined JPMorgan Chase Bank, N. A., in Amarillo as a senior vice president. Riggs, a 30-year banker, has served more than 20 years in the Amarillo market, most recently as a relation-ship manager at Wells Fargo Bank. He earlier served at Citibank Texas and Texas Commerce Bank. He began his banking career as an examiner for the Texas Department of Banking in San Antonio. He is a 1980 graduate of Tex-as Tech University and a graduate of the Southwestern Graduate School of Banking at SMU Q

Kim Barch has joined the commercial banking lending team at Independent Bank in McKinney. She is part of the team of Russ Lessmann and Robert Camp, who joined the bank recently from Bank of Texas, N. A., McKinney, as reported in the September 5, 2011, issue of Bankers Digest Q

Montoya

September 12, 2011 BANKERS DIGEST

F e A T U R e

ByKen Mixon, Texas [email protected]

(continued on Page 11)

C O L L E C T I O N S

Be Careful Writing Letters that Guarantee Checks

B D

FEATURE

I have been making and c o l l e c t i n g loans most of my bank-ing career.You can learn

a lot about life while collecting loans. Back in 1990, the economy in Dal-las, TX, had a major downturn. Con-struction nearly came to a complete stop, and banks quit lending on just about everything. I was working as a loan officer and had inherited a cus-tomer named Bob, who was in the construction business. He had been a customer of the bank for many years and was a good man; but when the construction business dried up, he was in a bind. He owed the bank just over $1 million and did not have the income to pay the loan. The good thing for the bank was that Bob had pledged equipment with a book value of over $1.7 million as collateral for this loan. The problem was that Bob did not want to sell. With construction down, it was a horrible time to sell his equipment. His loan was past due for over 90 days, and it was a serious matter for the bank. Bob would not talk to me for several months. Part of me understood. If he talked to me, it would mean he would have to face his situation, and he did not want to do that. At that point, I could have started the process of forcing him to turn over his equipment to the bank. However, that might have turned Bob into fight-ing the bank, and I did not want to do that if I could avoid it. I sent Bob a certified letter explaining the bank’s position. I told him that I would rather work with him than against him. He got the message and called me. We talked several times over a 10-day period, and he finally agreed that he had to sell his equipment to repay the loan. He re-quested that he use an auctioneer he knew named Dave and to hold the auc-tion in 90 days. I agreed.

When the auction was 30 days away, I started to think about the process of the auction. The auctioneer would sell the equipment; the buyers would write checks for the equipment; the auction-eer would deposit those checks; and finally, the auctioneer would write the bank a check for the payoff on Bob’s loan. (There were some other legal de-tails about UCC filings and releases, but I will not go into that here). Since Bob had chosen his auction-eer, the bank had little control over the auction. I called Dave and asked him

for references. He gave me the name of his bank in Little Rock, AR, and the name of his banker. I explained to Dave my concerns about getting the $1 million from this auction. He told me that his banker would guarantee payment of the funds. I called Dave’s banker, who was president of the bank in Little Rock. He told me Dave was a 20-year cus-tomer and that any check Dave wrote the bank would cover. I asked the bank president if he would put that in writ-


p e o p l e TeXAS

Jackson Is Senior VP Community Trust Bank

Skerik Joins The First National Bank of Central Texas in Waco

Jesse Jackson has joined Community Trust Bank as senior vice president-ex-

ternal affairs at the Dallas Financial Center, according to Van Pardue, TX regional president. Jackson will be responsible for maintaining and enhancing the bank's relation-ships with external

partners. Prior to joining Community Trust, Jackson was a senior member sales of-ficer at the Federal Home Loan Bank of Dallas, small business relationship manager for JP Morgan Chase Bank, and held marketing and consultative sales roles with the Dallas Fed, Wells Fargo, and Bank One. He holds an MBA degree in cor-porate finance from the University of Dallas, a BS degree in marketing from Grambling State University, and is a graduate of the Texas Tech Uni-versity School of Bank Management. He serves on the board of trustees of Girls Inc. of Metropolitan Dallas Q

Richard Skerik has recently joined The First National Bank of Central Texas in Waco as vice president and compliance officer. He serves at the Woodway-Hewitt location at the cor-ner of Texas Central Parkway and Highway 84. Skerik has over 25 years of banking and financial services experience in the Greater Waco area. He previously

served as president of Consumer Auto Finance Inc. in Waco. Skerik is a graduate of Texas A&M University. The resident of Abbott has served as an active member of the Greater Waco Area Chamber of Com-merce, served 19 years on the Abbott Independent School District board of trustees, and is past president of the Northwest Rotary Club in Waco Q

Jackson

Post Oak Bank in Houston Taps Williamson and BufkinPost Oak Bank, N. A., Houston, has hired Rosalyn Williamson and Sherry Bufkin at the vice president level. Williamson serves as controller at the Galleria office at 2000 W. Loop South. She most recently served as manager of accounting operations for Sterling Bank in Houston. She is a CPA and holds a degree in accounting from Stephen F. Austin State University. Bufkin serves as a commercial lend-er at the Pasadena office at 4420 E. Sam Houston Pkwy. South. A banker since 1972, she most recently served as a commercial lender/business de-veloper at Prosperity Bank. She is a graduate of San Jacinto Junior College and the lending school at The Univer-sity of Texas at Austin. She is an active member of her community, serving on the boards of several organizations Q


p e o p l e

BancorpSouth has named former Har-rison banker Scott Tennyson senior vice president on the commercial lending team in Springfield, MO, at 3939 S. Fremont Ave. branch. Tennyson has more than 30 years of commercial lending experience, most recently at Regions Bank, where he served as city president in Harrison. He has been active in several leader-ship roles within the community, as a past president of the Harrison Cham-ber of Commerce and a past chairman of the North Arkansas College Board of Trustees. He earned a BBA degree from Harding University in Searcy Q

ARKANSAS

oKlAHoMA

BancorpSouth Taps Former Harrison Banker Tennyson

Corey Bates has joined Oklahoma City-based First Fidelity Bank, N. A., as assistant vice president and direc-tor of retail management for Tulsa. He has served in banking for 10 years. He has managed branches at Bank of the West, IBC Bank, and Arvest Bank. He began his banking career as a teller. His background includes sales coaching, business development, and training. Bates is graduate of the University of Oklahoma, where he earned a BBA degree in management Q

Former First Enterprise Bank COO Donna Joy Terbush DiesDonna Joy Terbush, of Arcadia, died on August 26 at her home at the age of 54. She was a career banker who most recently served as senior vice president and chief operations officer at First Enterprise Bank in Oklahoma City. Terbush was born in Tulsa on Feb-ruary 12, 1957. She started her bank-ing career as a teller. During her career she served as a guest speaker, panel-ist, and instructor on various banking issues. She was a graduate of the FBI Citizens Academy. As a businesswom-an, she was a mentor for the develop-ment of many young people on the team she was privileged to lead Q

Bates Joins First Fidelity in Tulsa as Director of Retail


p e o p l e

Tim Romano has recently joined Pin-nacle Bank in Scottsdale as senior vice president and small business lending manager. He serves at the 14287 N. 87th St. location. Romano previously served as a commercial lender at 1st Heritage Capital in Scottsdale and earlier with the First National Bank of Arizona in Scottsdale Q

loUISIANAARIZoNAStephens Is Vice President, Business First Baton RougeKimberly C. Stephens has been named vice president of commercial banking at Business First Bank in Ba-ton Rouge. She previously served as vice president of commercial lending at MidSouth Bank, N.A., at the Jeffer-son Hwy. location in Baton Rouge. Stephens, who has more than 25 years of banking experience, joined MidSouth Bank in 2009 and earlier served at First Bank and Trust in New Orleans Q

Romano Named SVP, Pinnacle Bank Scottsdale

John Medina has joined Arizona Busi-ness Bank in Phoenix as senior vice president and regional health care banking manager. He previously served as SVP for Bank of America in Seattle, WA. He has extensive experience in health-care finance and holds a BA degree from the University of Washington Q

Medina Is SVP, Arizona Business Bank in Phoenix

Hope Levin has left her position as regional president for US Bank in AZ, according an article by Jennifer A. Johnson in the Phoenix Business Journal. Levin told the publication her pos-tion was eliminated. She had served in the position since 2004 Q

Levin Leaves US Bk as AZ Regional President

N e W S W A T C H

Veritex Community Bank, N. A., Dal-las, has entered into an agreement with Capitol Bancorp Limited, Lan-sing, MI/Phoenix, AZ, to acquire all outstanding shares of Bank of Las Co-linas, Irving, including the 51% held by Capitol. The transaction is subject to necessary approvals and is expected to close later in 2011. Bank of Las Colinas was estab-lished in December 2007 by Capitol Bancorp and an investor group lead by president/CEO Gerold L. Hooker. The bank was initially capitalized with $8 million. As of June 30, 2011, the bank reported total assets of $48.7 million, total deposits of $42.9 million, and to-tal equity capital of $5.7 million. Veritex Community Bank is lead by veteran Dallas banker Malcolm Hol-land, who organized investors to ac-quire the bank, then known as Profes-sional Bank, N. A., in December 2010 Q

Veritex Community Bank to Acquire Bank of Las Colinas

TeXAS

Comerica Bank, Dallas, has an-nounced it will close five Houston bank branches as part of a plan to shutter overlapping locations follow-ing the recent acquisition of Sterling Bancshares Inc., Houston. The consol-idations are expected to be completed by the end of 2011 According to an article by Christine Hall in the Houston Business Journal, the office closings will not result in retail job losses since employees will be moved to close-by offices. The clos-ings include the following: Sterling Bank offices at 919 Milam St. in down-town Houston and 1430 Research For-est Dr. in The Woodlands; and Com-erica Bank offices at 19506 Eastex Fwy., Humble; and 15701 Kingfield Dr. and 1503 Eldridge Pkwy., both in Houston. Comerica Bank did reveal it will lay off 300 employees in Houston related to the Sterling Bancshares acquisition, which closed in July. The positions af-fected are at Sterling's offices at Brook-hollow Central II and III at 2900/2950 North Loop West. The layoffs will be-gin in October and continue for six months, according to Comerica Q

Comerica To Close Five Houston Offices After Merger


N e W S W A T C H NeW MeXICo

Dirt Flying for New Western Heritage Bank Building in Las CrucesWestern Heritage Bank in Las Cruces has reported that work has begun on its new headquarters building at the corner of Alameda and Amador Ave. in downtown Las Cruces. The bank has had plans for several years to build a new building on the lot it owns next door to its current fa-cility at 230 S. Alameda Blvd. According to an article in the Las

Total of 15 Southwest Banks Receive $308 MM InvestmentThe U. S. Department of Treasury an-nounced on August 31 that 50 addi-tional community banks across the nation received a total of $767 mil-lion as part of the last wave of funding provided through the Small Business Lending Fund (SBLF). Including this announcement, 130 community banks have now received more than $1.8 bil-lion in SBLF funding. More funding announcements will be made on a rolling basis in the weeks ahead, the Treasury press release said. In the Southwest, a total of 15 banks have received $307,716,350 in fund-ing. The breakdown includes: eight TX banks received $117,215,350; four LA banks received $130,195,000; two OK banks received $7,806,000; and one AR bank received $52,500,000. TX community banks receiving funding in the latest round include: FVNB Corp., Victoria, $18,000,000; Veritex Holdings Inc., Dallas, $8,000,000; The ANB Corporation, Terrell, $37,000,000; and FB BanCorp, San Antonio, $12,000,000. MidSouth Bancorp Inc., Lafayette, LA, received $32,000,000. Prime Bank Group, Edmond, OK, received $4,456,000. For a full list of community banks that have received SBLF investment funding, please visit link: http://www.treasury.gov/resource-center/sb-programs/Pages/sblf_transactions.aspx Q

Cruces Sun-News, earth-moving equip-ment recently started preparing the lot for construction. The project con-sists of a 12,556-square-foot building and associated site improvements, according to an invitation to bid in the newspaper in April 2011. Western Heritage Bank was estab-lished in 2000 as Mesilla Valley Bank at its current location Q

UpDATe oN SBlF

Herring Bank Plans New Downtown Amarillo BranchHerring Bank has made plans to estab-lish a new downtown branch in Ama-rillo, according to an article by Karen Smith Welch in the Amarillo Globe-News. The article reports the bank pur-chased a Spanish Revival-style build-ing on a half-block property in June 2010. A building permit has been is-sued to remodel the building at SE Fifth Ave. and Pierce St. The bank has operated a temporary bank on the parking lot of the Pierce St. property since the summer of 2010 Q

TeXAS


C h a r t e r

a c t i v i t y

R e g U l A T o R S

ArizonaBRANCHES The OFFICE OF THE COMP-TROLLER OF THE CURRENCY has received an application by JPMorgan Chase Bank, N. A., Columbus, OH, for a branch at 549 E. Camelback Rd., Phoenix.ArkansasMEMBERSHIP The FEDERAL RESERVE BANK OF ST. LOUIS has received an appli-cation by Bank of Star City, Star City, to become a member of the Federal Reserve System.LouisianaBRANCHES The OFFICE OF FINANCIAL IN-STITUTIONS has filed an application by The Bank, Jennings, for a branch at 113 W. Russell St., Welsh. The OFI has approved an applica-tion by Sabine State Bank and Trust Company, Many, for a branch at 9900 Hwy. 878 S., Hemphill, TX. The appli-cation was effective August 22.MERGERS AND ACQUISITION The OCC has received an affiilate merger application by Citizens Na-tional Bank, N. A., Bossier City, in-volving the merger of Citizens Bank & Trust Company, Springhill, with and into Citizens National Bank, N. A., with the surviving bank titled Citizens National Bank, N. A., Bossier City. The OFI has filed an application for this merger and to establish the exist-

Two Georgia Banks Fail; Total YTD Failures Is 70The Georgia Department of Banking and Finance closed Patriot Bank of Georgia, Cumming, and CreekSide Bank, Woodstock, on September 2. The FDIC entered into a P&A agree-ment with Georgia Commerce Bank, Atlanta, to acquire the banking op-erations, including all the deposits, of the failed banks. Patriot Bank of Georgia had one branch, and CreekSide Bank had two branches. The branches were to have reopened as branches of Georgia Commerce Bank on Tuesday, Septem-ber 6. As of June 30, 2011, Patriot Bank of Georgia had approximately $150.8 million in total assets and $111.2 mil-lion in total deposits, and CreekSide Bank had total assets of $102.3 mil-lion and total deposits of $96.6 mil-lion. In addition to assuming all of the deposits of the two failed banks, Georgia Commerce Bank agreed to purchase essentially all of their assets under loss-share transactions. The failures are the eighteenth and nineteenth in GA in 2011. The state leads the nation in bank failures YTD in 2011. Bank failures in August were seven, down from 13 failures in July. The an-nualized pace of bank failures contin-ues to be in the neighborhood of 100 for the full year of 2011 Q

ing offices of Citizens Bank and Trust Company as branches of Citizens Na-tional Bank, N. A. The OFI has approved an applica-tion by Investar Bank, Baton Rouge, involving the merger of South Louisi-ana Business Bank, Prairieville, with and into Investar Bank with the surviv-ing bank titled South Lousiana Busi-ness Bank and the existing office of South Louisiana Business Bank as a branch of Investar Bank. MississippiBRANCHES The OCC has approved an applica-tion by Trustmark National Bank, Jack-son, for a branch at 132 Hwy. 12 West, Starkville.TexasBRANCHES The OCC has approved an applica-tion by Cadence Bank, N. A., Starkville, MS, for a branch at 2800 Post Oak Blvd., Ste. 100, Houston. The OCC has approved an applica-tion for Woodforest National Bank, The Woodlands, for a branch at 10750 West View Dr., Houston.MERGERS AND ACQUISITIONS The FRB OF DALLAS has filed an application by DirecTex Holding Corp., Tyler, to become a bank hold-ing company by acquiring more than 25% but less than 50% of Gladewater National Bank, Gladewater. The FRB OF DALLAS has filed an application by Integrity Bancshares Inc., Houston, to become a bank hold-ing company by acquiring 100% of In-tergrity Bank, SSB, Houston. The FRB OF DALLAS has filed a notice by Brian A. Collins and Gina L.

Collins, both of Fort Worth, to acquire 25% or more of the shares and thereby control of First Bells Bankshares Inc., Bells, and indirectly The First National Bank of Bells/Savoy, Bells. TEXAS DEPARTMENT OF BANK-ING has received an application by Main Street Bank, Kingwood, to sell substantially all of the bank’s assets and substantially all deposit liabilities assumed by Green Bank, N. A., Hous-ton.CRA EVALUATION The FEDERAL DEPOSIT INSUR-ANCE CORPORATION reported in the September 2011 list of banks exam-ined for CRA compliance that Union State Bank, Florence, received an outstanding CRA rating Q

Branching?TEMPORARY AND MODULAR BANKING FACILITIES

Temporary and Modular buildings equipped with all bank equipment; night depositories and pneumatic tube systems. BR window and Deal drawer.

National Modular Bank Buildings2810 Lawing LaneRowlett, TX 75088

Call Myrna1/800-615-7320Email:[email protected]


B a n k e r s D i g e s tHOW TO CONTACT US

Mail responses to Box Number c/o Bankers Digest, P. O. Box 743006, Dallas, TX 75374-3006. Fax: 214/221-4546. Phone: 214/221-4544.

email: [email protected]

Advertising rates are $45.00 for the first 30 words; $10.00 for each additional 10 words per insertion. Ads which use a Bankers Digest box number for forwarding responses will be charged $5.00 additional per insertion for postage and handling. Ads run on Bankers Digest website for the duration of the advertising agreement at no additional charge. Only Principals will be assigned box numbers. Responses to Bankers Digest boxes are forwarded twice weekly. Advertising deadline is Monday noon for following Mon-day’s publication. Bankers Digest makes no representations or warranties for information, products, or services contained in any advertisement herein or on our website.

POSITIONS WANTED

COMMUNITY BANKER seeks new opportunity. Experience includes senior management, broad lending skills & administration of multiple branches. Real estate knowledge includes commercial, residential

and 2nd market. I possess a strong desire to be a contributing member of the management team of a grow-ing community bank. For resume, references, and additional informa-tion, interested parties should con-tact [email protected].

SEASONED COMMUNITY BANKER looking for a new opportunity as a contributor to the team. Currently residing in DFW. Willing to relocate. Motivated leader, team player, tech-nically centered, experienced in all facets of banking including, LEND-ING – (R/E, COML, CONS), OPERA-

TIONS, HR, ACCOUNTING, ALM, IT, MARKETING. Contact me at [email protected].

Conservative twenty plus year vet eran community banker with four

C l A S S I F I e D

RecRuitment Wage & SalaRy adminiStRation

incentive compenSation BonuS planS RegulatoRy compliance

policieS and pRoceduReS

employee HandBookS

affiRmative action planS

employee RelationS advice & counSel BenefitS analySiS

unemployment claimS aSSiStance

WoRkeRS’ compenSation aSSiStance

pRoductS & poSteRS

litigation SuppoRt

tRaining

WhitneySmith provides a variety of management consulting services, including:

For more information on all our services, please call our office or visit our website at:

www.whitneysmithco.com

Your Source For Banking Human Resources Assistance

301 Commerce Street, Suite 1950Fort Worth, Texas 76102

817.877.0014 817.877.3846 Fax


year degree and Graduate School of Banking seeks new opportunity as a COMMUNITY BANK CLO, Bank #2 or City-Market President. Extensive experience includes CRE, C&I, Agri, Business Development, Special As-sets, AL/M, investments, branch administration and examiner inter-action. Please contact Community [email protected] with inquiries.

POSITIONS AVAILABLE

MARKET PRESIDENT IN AUSTIN to start loan production office (LPO). Must have major presence in area. Good opportunity. Sharon Emilia-no, Babich & Associates, Sharon@babich. com, 214/823-9999, #306.

SENIOR COMPLIANCE and SPE-CIAL ASSETS PERSON NEEDED IN DALLAS. Must have at least five years experience for either posi-tion. Charles Gallamore, Babich & Associates, [email protected], 214/823-9999, #304.

COMMERCIAL LENDER, AUSTIN: Bank needs VP-level Commercial/CRE Lender. Must be proven producer, self-starter, from market. Mark Mitch-ell, Lone Star Search, 972.335.9009, www.lonestarsearch.net.

COMMERCIAL LENDER, DAL-LAS: Bank has AVP/VP-level posi-

tion available for Dallas lender with credit training, some experi-ence. Mark Mitchell, Lone Star Search, 972.335.9009, www.lon-estarsearch.net.

COMMERCIAL LENDER, PLANO: Bank prefers stable, customer-focused, in-market lender. Health care, C&I, CRE, conservative, to SVP. Mark Mitchell, Lone Star Search, 972.335.9009, www.lon-estarsearch.net.

INTERNAL AUDITOR AND/OR COMPLIANCE OFFICER: Positions available in Amarillo, Dallas, Wich-ita Falls, Oklahoma, and Colorado. Must possess strong audit and/or compliance experience. Call or send resume to Campbell Burgess, Herring Bank, [email protected], 806/242-3704.

FINANCE AND OPERATIONS OFFI-CER: Herring Bank is seeking sea-soned individual to drive results for key operational areas. Position will influence areas such as as-set/liability management, product level P&L, budgeting, regulatory relations, and HR. Qualified can-didates should demonstrate suf-ficient experience with concrete examples of past success. Call or send resume to Campbell Burgess, Herring Bank, [email protected], 806-242-3704.

C l A S S I F I e D

is a rapidly-growing financial institution offering unrivaled customer

service, a comprehensive line of products with convenient locations

across Louisiana and Texas.

We are in the process of looking for self-starters with a strong work ethic

who can take on the level of responsibility and performance

necessary to meet MidSouth Bank’s goals and objectives.

We are seeking qualified candidates

for Commercial Lender positions in the Ft. Worth and Tyler

Texas markets.

Commercial lending experience in a banking environment is required.

Interested parties should visit our website

WWW.MIDSOUTHBANK.COM

EOE/Affirmative Action/M/F/V/D

Go ahead... make your MOVE!


SAN ANTONIO - area community bank seeks SEASONED LENDING AND RELATIONSHIP MANAGING EXECUTIVE with generalist lending skills and ability to manage one or more branches. Knowledge of agri-cultural credits helpful, but not es-sential. Business development and administrative skills and the desire to be part of the community and se-nior management team will be im-portant. Send resume in confidence to [email protected], subject line Box J-7.

CREDIT ANALYST/UNDERWRITER FOR WALLIS STATE BANK. Respon-sible for supporting the commer-cial lending team through financial statement spreading and analysis, monitoring of monthly collateral re-porting, and preparation of written loan approval documents and file memorandum. Bachelor’s degree and one to three years experience required. Send resume to [email protected] or fax to 713-827-8479. Equal opportunity employer.

BANKING CENTER PRESIDENT: Prosperity Bank is looking for a SEASONED COMMERCIAL LENDER for its Tyler, Texas, location. Man-agement experience and/or knowl-edge of the market area would be a plus. This is an excellent oppor-tunity with upward potential for the right candidate. Apply online at www.prosperitybanktx.com to join our team of experienced bankers. Prosperity Bank is an Equal Oppor-tunity Lender.

RETAIL SALES MANAGER: Commu-nity bank in NE Arkansas looking for individual experienced in branch bank sales to introduce a sales cul-ture in the organization. Good growth potential into senior management. Send your resume to [email protected] or mail to The Citi-zens Bank, Attn: HR, P.O. Box 2156, Batesville, AR 72503-2156.

Mutual of Omaha Bank has an im-mediate opening for SENIOR LOAN ASSISTANT in the HOUSTON AREA. Ideal candidate will have 5+ years previous commercial lending expe-rience. Must have expert knowledge

of banking products and services. Strong candidates will have excel-lent communication, consultative sales and presentation skills. Com-petitive compensation and benefits package. Apply at www.mutualo-fomahabank.com, Careers Section- Job Number 18542.

Mutual of Omaha Bank has an im-mediate opening for SR. COMMER-CIAL RELATIONSHIP BANKER IN THE DALLAS AREA. Ideal candidate will have 10 + years previous com-mercial bank management experi-ence. Must have expert knowledge of banking products and services. Strong candidate will have excellent communication, consultative sales, and presentation skills. Competitive compensation and benefits pack-age. Apply at www.mutualofomaha-bank.com, Job Number 18703.

West Texas National Bank has an employment opportunity in its Ac-counting department for an ASSIS-TANT CONTROLLER/CONTROLLER. Duties include bank reconciliations, regulatory reporting, and general accounting functions. A college degree in accounting or finance is recommended or prior banking ex-perience will be considered. Com-petitive salary and benefit package offered. E-mail resumes to [email protected] or fax to (432) 687-9714.

EQUIPMENT/BUILDINGS

For Sale or Lease: Modular Bank Build-ings. Immediately available, 14’x66’ or 24’x66’. Texas coded facilities. Bank-ing equipment Included along with drive thru. Contact Clint Werts at 888-800-8866, [email protected].

C l A S S I F I e D

ing, and he surprised me by saying that he would. In four days, I had his letter in hand. The day of the auction, I sent Karl, a young banker who worked for me, to the auction. I wanted to be sure that things went as planned. During the auction, Karl called me and said that the auction was going okay. The equipment was selling. It was not bringing in as much as Dave and Bob wanted, but it was selling. About 4:00 pm, I got a call from Karl. He said the auction was almost over, and that Dave and Bob had told him that, “since the auction was not bringing in as much as they expected, they were not going to pay me the full $1 million and wanted the bank to take $750,000 and settle for that amount.” The auction was going to bring in “only” $1,200,000, and Bob wanted at least something for himself from the sale (approximately $450,000 less costs). During this period of time, many banks were settling loans for less than the amount of the payoff. I asked Karl to put Bob on the phone. Bob refused to talk to me. Dave also would not talk with me. I told Karl to tell Dave and Bob that they had two options. Option one was that Dave was going to write a check for $1 mil-lion. Option two was that he was not going to write a check for $1 million, and I was going to call the sheriff and have him go out and arrest Dave and Bob for fraud. (The truth was the sher-iff probably would not have done this, but I had to do something). After some debate between Dave and Bob, Dave agreed to write a check for $1 million. But, Dave attempted to get a little cute. He wrote the $1 million check but made it payable to Bob rath-er than to the bank. Bob refused to en-dorse the check, and they thought this would give the bank a problem. Bob and Dave assumed that my bank could not negotiate the check. What they did not know was that this made me mad. Karl brought the check back to the bank and walked into my office at 6:00 pm. I have an operations background and know quite a bit about endorse-ments. I stamped the back of the check with a stamp that said, “Pay to the or-der of the named payee, endorsement

(Continued on Page 12)

(Continued from Page 3)

F e A T U R e

Follow Bankers Digest

On Facebook!


ADDRESS CHANGE - When writing to us about your subscription, enclose the address label from your copy of Bankers Digest. You can also change your address or other information at www.bankersdigest.com under subscriptions.

Bankers DigestP. O. Box 743006Dallas, Texas 75374-3006(USPS 041180)

PERIODICAL

After I returned to my bank, I got a hot phone call from Dave, the auc-tioneer. I will not print the language he used. I got a similar call from Bob a few days later. He called me many names which I will also not print. If they had been gentlemen with me in the process, I would have been a gen-tleman with them. It was my respon-sibility to collect that $1 million loan, and I was going to do it. I suspect that was the last letter the Little Rock bank president wrote guaranteeing any check that a cus-tomer would write Q

We Are a Community Bank BuilderPlanning, Design, Architecture, Engineering, Interior Design

& Construction of your new or remodeled facility

FOR MORE INFORMATIONCALL JOE BERRY

at 1-888-432-5921 Ext. [email protected]

8330 Meadow Rd. Suite 200Dallas, Texas 75231

www.fdcinc.biz

FINANCIAL DESIGN & CONSTRUCTION INC. When you are ready to make your move, call us for a free consultation

FARMERS STATE BANK• Center, Texas (2)• Joaquin, Texas

SECURITY STATE BANK & TRUST• Fredericksburg, Texas

FIRST NATIONAL BANK OF FLOYDADA

• Floydada, Texas

SHELBY SAVINGS BANK• Center, Texas

• Hemphill, Texas

TEXAS SAVINGS BANK• Liberty Hill, Texas

VISION BANK TEXAS• Richardson, Texas

FIRST NATIONAL BANK OF HEREFORD• Hereford, Texas

WESTERN NATIONAL BANK• Midland, Texas

• Odessa, Texas (2)• San Antonio, Texas

FIRST NATIONAL BANK OF ALAMOGORDO

• Tularosa, New Mexico

AMBANK• Silver City, New Mexico

• Bayard, New Mexico

OUR CLIENTS INCLUDE:

guaranteed by the receiving bank.” As long as my bank credited the named payee (Bob), the bank in AR could not question the endorsement. Then, I drove to Love Field Airport and caught a flight to Little Rock. The next morning I was at the bank of the auctioneer. I walked in and asked to see the president. In his office, I pre-sented the check and asked him to wire the funds to my bank in TX. I will always remember his face. He turned white as a ghost. He walked to the back of the bank and talked with a couple of

bankers. His problem was that the auc-tioneer, Dave, was still in TX with the checks from the auction. The president came back into his office and explained that Dave did not have $1 million dol-lars in his account at the moment. I then presented the president with his own letter that guaranteed any check that Dave wrote. The president turned a whiter side of white, if that is possi-ble. After conferring with his staff again for 45 minutes, he agreed to wire the funds to my bank in TX. Before I left the premises, I confirmed that the money had arrived.

Feature (Continued from Page 11)

Danielson Named EVP/Chief Banking Officer, Ryan Named … · 2013. 10. 18. · Ryan Named Pres/CEO,...

Documents

Transcript of Danielson Named EVP/Chief Banking Officer, Ryan Named … · 2013. 10. 18. · Ryan Named Pres/CEO,...