State of Cooperatives

in Region 1

Dagupan Extension Office

There was a slight increase in the number of registered cooperatives of 90 coops (2010-11); 74 (2011-12); 61 (2012-13). Percentage wise, the trend is slightly decreasing 1050

1100

1150

1200

1250

1300

1350

1400

1 2 3 4

1172

1262

1336

1397

7.67 % 5.86 % 4.86 %

2010 2011 2012 2013

0

100000

200000

300000

400000

500000

123077 338462 338462 338462

199126

405514 409147

281511Target

Accomplishment

2010 2011 2012 2013

There was an increase of 103.54% between FY 2010-11; .895% increase between 2011-13; and -0.31% decrease between 2012-13.

-

1,000,000,000

2,000,000,000

3,000,000,000

4,000,000,000

5,000,000,000

6,000,000,000

7,000,000,000

3,922,267,686

4,396,701,769

5,753,228,890

6,814,951,907

2010 2011 2012 2013

12.09 30.85 18.45

There was an increase in total assets in FY 2011 (12.09%); 2012 (30.85 2013 (18.45) however, percentage wise , 2013 decreased by 18.45% as compared to 2012 Total Assets

-

1,000,000,000

2,000,000,000

3,000,000,000

4,000,000,000

5,000,000,000

6,000,000,000

3,015,112,556

3,570,108,493

4,219,382,267

5,815,027,987

2010 2011 2012 2013

The volume of business increased by 18.40% in 2011, 18.18% IN 2012 and 37.81 in 2013.%

18.40 % 18.18 % 37.81 %

Trend in Graduation to Micro-Small

0

200

400

600

800

531671

572648

Micro

0

50

100

150

200

80 7392

198

Small

2010 2011 2012 2013 2010 2011 2012 2013

Except in 2012, micro cooperatives continue to increase in 2010, 2011 and 2013.

Small cooperatives doubled in number in 2013. Except in 2011 where small cooperatives decreased slightly

0

100

200

80 7392

198

Small

2010 2011 2012 2013

0

10

20

30

40

50

2638

44 43

Medium

Trend in Graduation to Small-Medium

2010 2011 2012 2013

The medium size cooperatives increased in 2011 and 2012 and slightly decreased in 2013

Trend in Graduation to Medium - Large

0

10

20

30

40

50

26

3844 43

Medium

2010 2011 2012 2013

0

5

10

15

20

25

30

2010 2011 2012 2013

5 8 11

29Large

Large cooperatives steadily increased in 2011 and 2012 and doubled in 2013

1050

1100

1150

1200

1250

1300

1350

1400

1172

1262

13361397

2010 2011 2012 2013

0

200

400

600

800

1000

645 687 716

890

Reports

2010 2011 2012 2013

YearNo. of

Operating Coops

Reports %

2010 1172 645 58.61

2011 1262 687 56.73

2012 1336 716 66.61

2013 1397 890

Percentage Compliance to

Mandatory Reports

Assumption 100% Target of Operating Coops the average

compliance is 60.65 %

If the target is 80% of the total Operating

Cooperatives

YearNo. of

Operating Coops

Reports %

645 73.24

2010 938 687 64.52011 1110 716 83.252012 1069 890 83.252013 1118

Coop Branches & Satellite

Name of Coop No. of BranchesNo. of

Satellite

NSCC 13

SACDECO 8 1

Sacred Heart SC 10

St. Lucy MPC 4

Sto. Domingo Devt Coop 4

La Union Ladies Coop 2

Tubao Credit Coop 1

PANELCO I 9

Adventist MPC 1

TOTAL 39 14

Laboratory Coops

ProvinceNo. of Lab

Coop

Pangasinan 2

La Union 1

Ilocos Sur 1

Ilocos Norte -

Total 4

2013 Millionaire Cooperatives

Series1

020406080

100120

2013 Pang La Union

I. Sur I. Norte

0105

3937

31

Series1

0

20

40

60

80

100

2010Pang

La UnionI. Sur

I. Norte

0

98

32 27 24

2012 Millionaire Cooperatives

Top 15 Millionaire Cooperatives

Name of Coop Address Amt. of PUC1.Calasiao Plant & Related Co. EMPC Pangasinan 247,353,520.722. Tubao Credit Cooperative La Union 210,104,479.513. Sta. Cruz Savings & Dev’t. Coop Ilocos Sur 139,892,272.914. Lingayen Catholic Credit Coop Pangasinan 111,576,298.315. Government of Laoag Employees Development Coop Ilocos Norte 92,657,000.00

Top 15 Millionaire Cooperatives

Name of Coop AddressAmt. of

PUC6. Pangasinan State University MPC Pangasinan 47,587,380.007. Sacred Heart Savings Coop Ilocos Sur 45,137,652.77

8. Fatima (Vigan) MPC Ilocos Sur 40,423,888.009. Nueva Segovia Consortium of Cooperatives Ilocos Sur 39,325.153.98

10. Saint Augustine MPC Ilocos Sur 31,718,641.24

Top 15 Millionaire Cooperatives

Name of Coop AddressAmt. of

PUC11. Metro Vigan MPC Hospital Ilocos Sur 27,026,000.0012. Saint Louis Development Coop La Union 25,208,600.00

13. San Joaquin MPC Ilocos Norte 24,374,707.001414. Ilocos Norte PNP, Ladies & Civilian Emplys MPC Ilocos Norte 23,244995.26

15. Multi Purpose Cooperative of State Auditors La Union 22,821,701.63

ProvinceNo. of

Accredited EA

No. of Accredited Mediator/ Conciliator

No. of Accredited TP

Pang. 7 - 1

La Union 7 - 1

I.Sur 1 15 1

I. Norte 2 - 1

Total 17 15 3

Accreditations

Province NRAmended

Issued CGSNo. of coops

No. of TA provided to coops

P 4 3 48 48 365

LU 1 0 16 16 123

IS 0 2 29 29 198

IN 3 3 26 26 193

Total 8 8 118 118 907

CDA-DAR Partnership Program

Accomplishment as of Dec.

31, 2013

Province BCC CMG FM LVR PMESPara legal

Orientation Activities

P 12 1 2 2 4 1 3

LU 3 1 2 1 1 - 2

IS 8 1 1 2 - - 1

IN 4 3 2 4 3 - 1

Total 27 6 7 9 8 1 7

CDA-DAR Partnership Program

Accomplishment as of Dec.

31, 2013

Summary

1. There was a slight increase in the number of registered cooperatives between FY 2010-2013

2. There was wide increase of membership in 2011, slight increase in 2012 and a decrease was observed in 2013.

3. Total Assets were found to be increasing from 2010-2013

4. The volume of business increased steadily from 2010-2013

Summary5. The trend in graduation to micro-small from

2011-2013 is “decrease-increase-increase”; medium cooperatives was seen as “increase –increase and slight decrease”; large cooperatives “ increase-increase and doubled increase”

6. Based from a 100% target of operating cooperatives, the compliance on report submission is 60.65% while on an 80% target of OC the compliance rate is 73.66

7. Two years without report is considered non operating cooperatives

Summary

7. Around .952 % increase in the number of millionaire cooperatives

8. Small number of accredited external auditors, mediator/Conciliator and accredited training providers

9. CDA and DAR provided 1224 various technical assistance

Recommendations

• Ranking top cooperatives in the region

• Conduct research to find out strategies of cooperatives graduating to small, medium and large category

• Conduct social marketing of cooperatives

• Conduct research what causes the short term life of cooperatives registered

Recommendations

• Issuance of show cause orders with supporting documents aided by inspection reports

• Conversion of associate members to regular members

• Guided by inspection, determine cooperatives that used as tax shelter or labor shelter

Recommendations

• Prepare a matrix of working population vis-à-vis members in cooperatives. Areas with less coop membership can be tapped to join existing cooperatives

• Study assets of the cooperatives – how much is invested? How much is receivables? How much fund is idle? Determine efficiency in the use of resources, Know who is the contributor of money it loan or from members.

Recommendations

• Exert more effort to make your assets productive at least 20% increase

• Filling up of PAR/SAR should be based on MC and template.

• Orient cooperatives on how to fill up reports

• Coops tend to rate higher which is misleading to the policy making bodies

Recommendations

• Coops should integrate economic and social outcome to their cooperative devt framework

• Any investment or deposits in the fed central fund is considered volume of business

• Give a picture to federations and unions so that they can work together and contribute to improve performance of their affiliates and increase appreciation of what the Authority is doing

Recommendations• Inspection reports should be analyzed with a

matrix of the strengths, weaknesses and deficiencies and irregularities that need to be rectified

• The inspection and examination of cooperatives should be performed judiciously and with utmost impartiality

• When the operations of big cooperatives become complex , important controls must be in placed

Recommendations

• Increase of membership is retained thru merging and consolidation

• Reportorial reports are not merely for compliance but the cooperative can monitor its program of activities including those in the pursuance to their socio economic undertakings showing their progress and achievements

Recommendations

• The ETC should recommend a Training Plan to be incorporated to the Cooperative Development Plan

• A monitoring form should be used to monitor branches from other regions because geographically “nagpatung patung na”.

• Capture miscellaneous income as additional volume of business

Recommendations

• Use of Communication and Advocacy Plan

• Deliver quality service to both internal and external clients

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