CURRENT RISK ISSUES

SEMINAROCTOBER 12, 2012

Deloitte & ToucheNew York, NY

Sponsored by

The Fiduciary and Investment Risk Management Association, Inc. ™ (FIRMA) is registered with the National Association of State Boards of Accountancy (NASBA) asa sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance ofindividual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North,Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org.

THE FIDUCIARY AND INVESTMENT RISK MANAGEMENT ASSOCIATION, INC. (FIRMA)

CURRENT RISK ISSUES SEMINARFIRMA is pleased to sponsor a one day Current Risk Issues Seminar in New York, on October12, 2012. This seminar features lectures from recognized industry experts and topicsspecifically covering current fiduciary risk issues. The program content is designed to benefitrisk management professionals at all skill levels, including fiduciary risk managers andexecutives, as well as audit managers and fiduciary compliance professionals. This programwill provide eight (8) continuing education hours.

Our full day program will begin with Nanna Goodfellow, National Bank Examiner with theOffice of the Comptroller of the Currency in New York. Nanna will provide an update onOCC initiatives and current examination criticisms in bank fiduciary activities.

Following Nanna, we welcome MacNeil Chestnut, Special Deputy Attorney General, NCDepartment of Justice in Raleigh, NC. Mac will provide an update on current fiduciarylitigation cases and how they will impact account administration and risk.

We will end the morning with Phoebe Papageorgiou, Counsel for the ABA’s Regulatory andTrust Affairs Office in Washington, DC. Phoebe will provide an update on the current trustlegislative issues in Washington affecting the trust industry.

After lunch, we welcome back Roberta Ufford, with the Groom Law Group in Washington,DC. Roberta will provide a valuable update on current ERISA issues.

Following Roberta, we welcome Marty Lybecker, Partner, Perkins Coie Law Group inWashington, DC. Marty will lead a discussion and attendees will learn about establishingfiduciary standards in investment advisory and broker/ dealer activities.

We conclude our program with Don Rabon. Don is an internationally known expert andspeaker in the field of interview and interrogation forensics. Attendees will learn new toolswhen working and corresponding with the younger “Me” generation.

The program skill level for this seminar is rated “Intermediate.” Please refer to the “Registration Information” section of this brochure forthe educational and/or advance prerequisites for this seminar. There are no advance preparation requirements to be read or completedprior to attending this program.

2012 CURRENT RISK ISSUES SEMINAR AGENDANew York, New YorkFriday, October 12, 2012

Continental Breakfast & Registration 7:30 am to 8:15 am

Welcome and Introduction 8:15 am to 8:30 am Hale Mast, FIRMA

Current OCC Trust Initiatives 8:30 am to 9:30 am Nanna Goodfellow, OCC

Trust Litigation 9:45 am to 10:45 am MacNeil Chestnut, NC Department of Justice

Trust Legislative Update 11:00 am to 12:00 noon Phoebe Papageorgiou, ABA

Lunch (Provided) 12:00 noon to 1:00 pm

ERISA Update 1:00 pm to 2:15 pm Roberta Ufford, Groom Law Group

Fiduciary Rules for Broker/Dealers 2:30 pm to 3:30 pm Marty Lybecker, Perkins Cole Law

Interviewing the Me Generation 3:45 pm to 5:00 pm Don Rabon, Consultant

Adjourn 5:00 pm

Training Location: Deloitte & Touche2 World Financial CenterNew York NY 10281-1414

Dress: Business Casual, please - (No jeans, no tennis shoes)

CE Hours: 8 hours Group-Live credit for continuing education. CPEs are granted based upon a 50-minute hour. There are no educational or advance prerequisites for this seminar. The program skill level for this seminar is rated “Intermediate.”

Prerequisites: This program is rated Intermediate because of the educational and/or experience requirements as follows:Attendee should be a Certified professional; orAttendees should have at least one year of general trust or fiduciary work experience in the fields of personal trust, employee benefit trust, audit, compliance, or risk management; orAttendees should have passed a one-week trust school course offered by Cannon Financial Institute or Campbell University, or an equivalent industry program; orAttendee should have attended a previous FIRMA education program.

Fees: FIRMA-Member $325; Non-Member $475

Seminar Registration Deadline: Friday, September 21, 2012

CANCELLATION / REFUND POLICY:Cancellations received prior to September 21, 2012, will be refunded in full. Cancellations received September 21, 2012 throughOctober 3, 2012, will be refunded subject to a $100.00 service charge. Cancellations made after October 3, 2012, are not refundable.

For more information regarding seminar administrative policies such as complaint or refund, please contact our offices at 678-565-6211.

Hotel Reservations:Seminar attendees may wish to make their own room reservations at the following area hotels: Millenium Hilton (55 Church St.)212-693-2001; Marriot New York Downtown (85 West St. @ Albany) 212-385-4900; W Hotel New York (123 Washington St.) 646-826-8600; The Ritz Carlton Battery Park (Two West St.) 212-344-0800; or The Cosmopolitan Hotel (95 W. Broadway @ Chambers)212-566-1900; Club Quarters World Trade Center (140 Washington Street Between Albany and Cedar Streets) 212-577-1133.

NOTE: FIRMA has a room block of 15 rooms at Club Quarters World Trade Center. Please call Club Quarters Member Servicesat 203-905-2100. Attendees should identify themselves with FIRMA and use Group Code #FIR111. Reservations must be madeby September 11, 2012. The FIRMA rate is $259.

REGISTRATION INFORMATION

REGISTRATION FORM

CURRENT RISK ISSUES SEMINAROctober 12, 2012 • New York, New York

Full Name: ________________________________________________________________________________

Nickname (for name badge): __________________________________________________________________

Title: _____________________________________________________________________________________

Employer: _________________________________________________________________________________

Business Address: ___________________________________________________________________________

City: __________________________________________ State: _______ Zip: __________________________

Phone: (_______ ) ___________________________ Fax: (_______ ) ________________________________

Email: ____________________________________________________________________________________

Conference Fee: (Choose One)_________ $325.00 FIRMA Member _________ $475.00 Non-Member

Payment Method: (Choose One)_________ Payment is enclosed Make Check Payable to: FIRMA_________ Please bill me _________ Please charge my credit card (AmEx/Visa/MC/Discover):

Card #: ____________________________________________ Exp. Date: ____________________________

Cardholder’s Signature: ______________________________________________________________________

Mail, email, or fax this page and advance payment by September 21, 2012 to:

Amy CapleFIRMA Office (New York Seminar)

PO Box 507Stockbridge, GA 30281

(678) 565-6211(678) 565-8788 FAXamy@thefirma.org