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WERE BIG ON PARTNERSHIP

The expertise and support of our broker partners have helped RSA become one of the worlds leading insurance providers. Together, weve tailored solutions for large, complex, national and multinational risks, while proudly underwriting businesses the world over.

From manufacturing to mining, from North America to Asia, let our team of experts help you deliver the customized coverage and flexible terms your customers need to keep them moving forward.

If yOuRE BIG ON PARTNERSHIP, PARTNER WITH RSA INSuRANcE.

With over 300 years of experience, RSA is an established A+ rated* insurer offering a complete suite of tailored insurance solutions, from personal and small business to complex and multinational risks. We are the countrys third-largest insurer, working through a network of independent brokers across Canada.

2013. RSA is a registered trade name of Royal & Sun Alliance Insurance company of canada. RSA and the RSA logo are trademarks used under license from RSA Insurance Group plc. * A+ rated by Standard & Poors. A rated by Moodys.

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WERE BIG ON PARTNERSHIP

The expertise and support of our broker partners have helped RSA become one of the worlds leading insurance providers. Together, weve tailored solutions for large, complex, national and multinational risks, while proudly underwriting businesses the world over.

From manufacturing to mining, from North America to Asia, let our team of experts help you deliver the customized coverage and flexible terms your customers need to keep them moving forward.

If yOuRE BIG ON PARTNERSHIP, PARTNER WITH RSA INSuRANcE.

With over 300 years of experience, RSA is an established A+ rated* insurer offering a complete suite of tailored insurance solutions, from personal and small business to complex and multinational risks. We are the countrys third-largest insurer, working through a network of independent brokers across Canada.

2013. RSA is a registered trade name of Royal & Sun Alliance Insurance company of canada. RSA and the RSA logo are trademarks used under license from RSA Insurance Group plc. * A+ rated by Standard & Poors. A rated by Moodys.

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CANADIAN UNDERWRITER INSURANCE MARKETER JULY 20134 MKT

FINE ARTS .............................................................. 36FLOATERS .............................................................. 36GENERAL LIABILITY .............................................. 37GROUP .................................................................... 45HOSPITALITY ......................................................... 46HOSPITALS ............................................................ 46INDIVIDUAL HEALTH ............................................. 46INTERNET............................................................... 47JACKPOT COVERAGE ............................................ 47KENNELS ................................................................ 47KIDNAP, RANSOM AND EXTORTION .................... 47LEGAL EXPENSE INSURANCE .............................. 47LITIGATION INSURANCE ....................................... 47MAIL INSURANCE.................................................. 47MANUFACTURING AND RESOURCES

(EXCEPT OIL AND GAS)...................................... 47MARINE .................................................................. 50MISCELLANEOUS ARTICLES ................................ 52MUNICIPAL SCHEDULES ....................................... 52MUNICIPALITIES ................................................... 52MUSEUMS .............................................................. 52MUSICAL INSTRUMENTS ...................................... 52

OIL AND GAS ......................................................... 52OVERSEAS EXPOSURES ....................................... 53PERSONAL INJURY ............................................... 54POLITICAL RISK..................................................... 54POLLUTION ............................................................ 54PROPERTY ............................................................. 55RAILWAY ROLLING STOCK .................................... 57REAL PROPERTY ................................................... 57RENEWABLE ENERGY ........................................... 57SALONS .................................................................. 58SCHOOLS ............................................................... 58SPORTS AND ENTERTAINMENT ........................... 58SPORTS PROMOTION ............................................ 58TERRORISM AND SABOTAGE ............................... 59TRAVEL .................................................................. 59TRIP TRANSIT ........................................................ 59UMBRELLA AND EXCESS LIABILITY .................... 59UTILITIES ............................................................... 59WAREHOUSING ...................................................... 59WARRANTY ........................................................... 60WEATHER ............................................................... 60WHOLESALE, RETAIL, SERVICE ........................... 60

AIR CONDITIONING.................................................. 8ANIMALS ................................................................. 8AUTOMOBILE ........................................................... 8AVIATION ............................................................... 10BOILER & MACHINERY .......................................... 12BONDS ................................................................... 12CAMPGROUNDS .................................................... 16CAPTIVE ................................................................. 16CARNIVALS AND FAIRGROUNDS.......................... 16CASINO AND LAWFUL GAMING ............................ 16CATASTROPHE ....................................................... 18CHURCHES ............................................................. 18COMPUTERS .......................................................... 18COURSE OF CONSTRUCTION ................................ 18CREDIT CARD ........................................................ 18CREDIT INSURANCE .............................................. 18CREDITOR .............................................................. 20EQUIPMENT (EXCLUDING COMPUTERS).............. 20ERRORS & OMISSIONS, MALPRACTICE,

PROFESSIONAL LIABILITY ................................ 20FARMING ............................................................... 34FINANCIAL/LEGAL ................................................ 36

8 on the Break .....................................................5860 Amp Service ...................................................55100% USA Exports ..............................................37Above And Below Ground Storage ......................52Abuse/Molestation ..............................................37Access Providers ................................................47Accident ..............................................................59Accident Death And Dismemberment ................45Accountants ........................................................20Accounts Receivable ...........................................36Actuaries .............................................................20Ad Agency ...........................................................38AD & D Only .........................................................58Adjusters .............................................................20Administration ..................................................... 12Adult Entertainment, Nightclubs ........................46Advertisers ....................................................38, 54Advertising Agencies ..........................................54Advertising Agents ..............................................20Agents And Brokers ............................................22Agri-Commercial .................................................38Agricultural Equipment .......................................47Agricultural Machinery .......................................34Agricultural Product ............................................47Agrologists ..........................................................22Air Cargo ............................................................. 10Aircraft ................................................................ 10Aircraft Hull ......................................................... 10Aircraft Liability .................................................. 12Aircraft Maintenance, Repairs And Hangers ...... 12Air Flight Accident .................................................8Airport/Air Meet Liability .................................... 12Airport Contractors ............................................. 12Airport Premises ................................................. 12Air Show ........................................................12, 58All Terrain Vehicles ...............................................8American Home ...................................................59Amusement Devices ...........................................38Amusement Equipment .......................................48Amusement Parks ...............................................38Animal Air Cargo ................................................. 12Animal Rides .........................................................8Antique Craft .......................................................50Antiques, Collector Cars .......................................8Appliance, Home .................................................60Application Developers .......................................47Appraisers ...........................................................22Aqua Farms .........................................................34

Architects ............................................................22Armored Car ........................................................36Artisans Vehicles..................................................8Asbestos, Lead, Silica & Mould Remediation .....54Asbestos Removal Consultants ..........................22Asbestos Removal Contractors ..........................22Associated Liability .............................................57Associations ........................................................22ATMs ...................................................................60Auctioneers License ........................................... 12Audiologists ........................................................22Auto Dealers Showroom .....................................60Automobile ....................................................45, 53Automobile Dealers ............................................. 12Automobile Repair Garages & Service Stations ..60Auto Physical Damage ..........................................8Baggage ..............................................................59Bailees Customers .............................................36Bailiff ................................................................... 12Bands ..................................................................58Bankers Blanket ................................................. 12Bankers Blanket Bonds .......................................36Banks And Financial Institutions ........................22Bars, Sportsbars, Pubs, Lounges .......................46Basketball Shoot .................................................58Bean Bag Toss .....................................................58Bed & Breakfasts ...............................................46Bid Bonds ............................................................53Bingo ...................................................................47Bingo Halls ..........................................................38Biomass ...............................................................57Biotechnology .....................................................48Birds, Named Perils ..............................................8Bison Ranches ......................................................8Blanket Position .................................................. 12Board of Education Liability Insurance ...............58Boat And Boat Supply Dealers ............................50Boat Rental ..........................................................50Boiler And Machinery ..........................................53Bonds .................................................................. 18Bonds-Private Investigation & Security Guards ... 14Book Publisher ....................................................54Borrowed/Rented, Legal Liability ....................... 12Bowl ....................................................................58Bridges And Tunnels ...........................................57Broadcasters .................................................22, 38Broadcasters/Podcasters ...................................47Broadcasters, Radio And Television ...................54

Brokers Blanket ................................................ 14Builders Risks ...............................................50, 55Building Centres ..................................................60Building Supply Stores ........................................60Burglar Alarm Installers ......................................22Buses and Coaches ...............................................8Business Interruption ..........................................52Business/Medical/Excess Medical .....................59Business Travel Accident ....................................45Cablecasters .................................................38, 54Camera Floater....................................................36Care, Custody And Control ..................................38Career Counselors ..............................................22Cargo, Coastal .....................................................50Cargo, Contingent Ins .........................................50Cargo, Ocean .......................................................50Carnet Bonds ....................................................... 14Carnival And Circus .............................................38Casinos ................................................................38Caterers ...............................................................38Cats, Named Perils................................................8Cattle Farm .........................................................34Cell Phone ........................................................... 18Cemeteries, Morticians .......................................22Central Alarm Monitoring Stations .....................22CGL ...................................................................... 16Charitable Institutions ........................................22Chartered, Hull And Liability ............................... 12Charter Risks ......................................................51Chemicals, High Hazard ......................................48Church .................................................................38Claims Frequency ...............................................55Clinical Laboratories ...........................................22Clothing ...............................................................48Clubs And Community Associations ...................38Coin Dealers ........................................................60Collection Agents Bonds ..................................... 14Collections Agencies ...........................................24Collision Damage Waiver .................................... 18Commercial .........................................................45Commercial Blanket ............................................ 14Commercial Equipment .......................................60Complimentary Medical Practitioners ................24Comprehensive ................................................... 14Computer Consultants ........................................24Computer Fraud .................................................. 18Computer Professionals......................................38Computer Retailers .............................................38

DETAILED PRODUCT INDEX

PRODUCT INDEX



Computer Retailers Or Wholesales .....................60Computer Service ...............................................24Concerts .............................................................38Concerts, Theatre ...............................................58Condominiums, Directors And Officers ..............24Condo Rental Protection .....................................55Consignment Floater ...........................................36Consultants ...................................................39, 54Consumer Protection .......................................... 14Container Handling Equipment ...........................20Contents in Storage ............................................55Contract Bond ..................................................... 14Contractors .......................................20, 24, 39, 54Contractors, All US Risks ...................................39Contractors, Blasting ..........................................39Contractors Bonus Incentives.............................58Contractors, Demolition ......................................39Contractors Equipment ................................36, 48Contractors, Landscapers ..................................39Contractors, Remediation .............................39, 54Contractors, Roofing ...........................................39Contractors, Spraying .........................................39Contractors Vehicles ............................................8Contractual Bonus/Incentive ..............................58Convenience Stores ............................................60Corporate Health Providers ................................24Coupon Over-Redemption ...................................58Courier Services ....................................................8Court .................................................................... 14Crane Rentals ......................................................40Credit Bureaus ....................................................24Credit Card Companies .......................................24Credit Card Processors .......................................24Credit Insurance ..................................................36Creditor Insurance ................................................8Credit Unions ...........................................14, 24, 40Crew Personal AD&D ..........................................51Critical Illness .....................................................45Crop Consultants ................................................24Crop Spraying...................................................... 12Crops, Standing Grain .........................................34Crops, Tobacco ....................................................34Crops, Vegetables ...............................................34Customs, Excise .................................................. 14Cyber Risks .........................................................47Daily Car Rental Fleet ...........................................8Dams And Hydro Projects ...................................57Dance Studios ...............................................24, 40Data Fraud ........................................................... 18Data Processors ..................................................24Data Security ...................................................... 18Day Cares ............................................................24Day Nurseries ......................................................40Dealer Floor Plans ...............................................60Death And Disgrace ............................................58DefendantS Commercial Litigation Indemnity ..36Defense Base Act Liability ..................................53Delay Luggage ..................................................... 18Delivery Vehicles ...................................................8Demolition Contractors .......................................24Demolition Derby.................................................40Dental ..................................................................45Dental Equipment Dealers ..................................60Design/Build ........................................................24Dice Roll .............................................................. 16Difference In Conditions .....................................55Difficult-To-Define Trades And Professions .......24Digital Risks ........................................................24Direct Mail Solicitation........................................47Direct Marketing ................................................45Directors And Officers ........................................25Disability .......................................................45, 53Distilled Spirits ....................................................59Dogs, Full Mortality ...............................................8Dogs, Named Perils ...............................................8Drilling Equipment ...............................................52

Driver Training Schools .........................................8Driving Ranges ....................................................46Drugs, Pharmaceuticals, Perfumes, Cosmetics .48Earthquake .......................................................... 18EDP Equipment ................................................... 18Educators ............................................................25Electrical Contractors License............................ 14Electronic Equipment ..........................................20Electronics Manufacturer ...................................25Employment Agencies, Counselors ....................25Employment Practices ........................................25Employment Practices Liability ..........................40Engineers ............................................................25Engines, Rebuilt ..................................................60Entertainment .....................................................40Envelope Draw .................................................... 16Environmental ...............................................14, 55Environmental Consultants.................................26Environmental Contractors .................................40Environmental Damage Liability .........................52Equestrian .....................................................34, 40Equestrian, Group ...............................................40Equestrian, Schools ............................................40Equipment Dealers ..............................................60Errors and Omissions ............................. 45, 46, 53Esthetics .............................................................40Event Cancellation ..............................................58Event Planners ....................................................40Excess E&O, Malpractice And/

Or Professional Liability ...................................26Excess Health ......................................................59Excess Liability ...8,12,20,40,48,52,53,57,58,59,61Excess Property ..................................................55Executors And Trustees ......................................26Exhibition Floater ................................................36Exotic Animals.......................................................8Expatriate ............................................................45Expatriate Term Life Incl War Risk .....................59Explosives ...........................................................48Explosives And Powderman ...............................40Extended Care For New And Used Auto .............60Extended Product................................................60Extended Warranties .......................................... 18Extortion .............................................................. 18Facturing .............................................................52Family Farm Package .........................................34Family Restaurants .............................................46Farm ....................................................................40Farm Equipment And Machinery ........................20Farm Equipment Dealers ....................................61Farmer Disability .................................................34Feed Lot, Hog Confinement ..................................8Feed Mills ................................................40, 48, 61Ferries .................................................................51Festivals ..............................................................40Fibre Optics Cable ...............................................57Fidelity ................................................................. 14Fiduciary .......................................................14, 26Film And Entertainment ......................................58Film Producers ....................................................26Financial Guarantee ......................................14, 53Fine Arts ..............................................................61Fine Dining Restaurants .....................................46Fireworks ............................................................48Fireworks Display ...............................................40Fish Farms ........................................................... 41Fishing Vessels ...................................................51Fish Weight..........................................................59Fitness Trainers .................................................. 41Fixed Facilities ....................................................55Fleets .....................................................................8Flight Delay ......................................................... 18Flood .................................................................... 18Florida Coverage .................................................51Florists ................................................................61Flying Club, Hull And Liability ............................. 12

Food Borne Illness ..............................................46Food Processing ..................................................48Football Field Goal ..............................................59Forced Landing ................................................... 12Foreign Property / GL and DIC ............................53Foreign Risks ................................................ 10, 12Foreign/USA Sales ..............................................61Foreign Voluntary Workers Compensation .........53Forestry Equipment ............................................20Formation ............................................................ 16Franchiser ...........................................................26Freight Forwarders .............................................26Fronting Arrangements ....................................... 16Fueling, Maintaining Or Servicing Aircraft ......... 12Fuel Tax Bonds, U.S.A. ........................................ 14Full Mortality, Horses (Other Than Farm Animals) 8Full Mortality, Livestock........................................8Fur-Bearing Animals, Named Perils .....................8Furriers ................................................................55Furriers Block ......................................................61Gap ...................................................................... 10Garage Dealers.................................................... 41Garage Repairs Operations ................................. 10Garbage Collection ........................................ 41, 55Garment Contractors ..........................................48General ................................................................59General Contractors ............................................45Geophysical Equipment ......................................20Glass .................................................................... 10Gliders, Hull And Liability .................................... 12Global Master Controlled Programs ...................53Golf Courses ................................41, 46, 55, 58, 59Grain Dealers ...................................................... 14Grain Elevators ....................................................60Grain Farm ..........................................................34Graphic Design ....................................................26Greenhouses .................................... 34, 53, 55, 61Ground Cover ...................................................... 12Group Creditor .....................................................45Group Term Life ................................................... 41Guardianship ....................................................... 14Hail ...................................................................... 18Hail On Crops.......................................................34Hairdressers, Barbers And Beauty Shops ..........26Hangar Keepers .................................................. 41Hangar Keepers, Hull And Liability ..................... 12Hangars ............................................................... 12Hard To Place Homeowners ................................55Hardware Manufactures ..................................... 18Health ..................................................................45Health Clubs ........................................................26Health Clubs/ Fitness Centres ............................ 41Helicopter-Accident ............................................ 12Helicopter, Hull And Liability ............................... 12Highly Protected Manufacturing Risks .........48, 55High Networth Homeowners ..............................55High Performance/Cigarette Boats ....................51High Risk Auto ..................................................... 10High Risk AutoClass 35 & 36 Private Passenger ...10High Valued Property ..........................................55High Value Vehicles ............................................. 10High Value Yachts ...............................................51Hobby Farms .......................................................34Hockey Goal ........................................................59Hog Farms ...........................................................34Hog Producers.......................................................8Hoisting Engineers .............................................. 41Hole In One .................................................... 47, 59Home Closing Delay ............................................56Home Employed .................................................. 41Homeowners .......................................................45Homeowners With Boarders ...............................56Horse Racing Associations ................................. 16Horses, Named Perils ...........................................8Horse Track Racing .............................................58Hospital ............................................................... 41




Log Home Builders ..............................................42Long Haul Trucking Fleets .................................. 10Long Term Healthcare Facilities .........................42Loss of Use Cover ................................................58Loss Of Use, Hull ................................................. 12Lost Document .................................................... 14Lost Document Bonds ......................................... 14Lost Luggage ....................................................... 18Lottery .................................................................47Lottery Bonds ...................................................... 16Lucky Key Pick ....................................................59Machinery ...........................................................49Machine Shops ....................................................49Magazine, Publishers ..........................................54Maintenance Insurance ...................................... 18Maintenance Insurance ......................................20Management ....................................................... 16Management Consultants ...................................28Manicurist, Esthetician, Electrolysis ..................28Manufactured Home Warranty ...........................60Manufacturers ....................................................28Manufacturers Output........................................49Manufacturing, Hazardous Materials .................42Marinas ...............................................................51Marine .................................................................42Marine Architects ...............................................28Marine Cargo .......................................................53Marine Craft ........................................................60Martial Arts Studio ........................................28, 42Massage ..............................................................42Media Holding Cos. .............................................54Medical ..........................................................28, 53Medical Equipment .............................................20Medical Malpractice ...........................................58Medical Products ................................................49Metal Products (Auto Parts) ...............................49Metal Products (Excluding Aircraft & Auto Parts) ....49Milk Farm/Dairy Farm .........................................36Mining..................................................................42Mining Operations ...............................................49Ministers And Pastors .........................................28Miscellaneous Bonds .......................................... 16Miscellaneous Property Floater ..........................37Mobile Homes (Non-Motorized) ..........................56Money In Transit ..................................................36Mortgage .............................................................36Mortgage Broker .................................................36Mortgagee In Possession....................................56Mortgage Impairment .........................................36Motorcycle Dealers .............................................61Motorcycles ......................................................... 10Motor Homes ....................................................... 10Motor Truck Cargo ........................................10, 42Motor Truck Cargo L.L. .......................................51Multimedia Companies .......................................28Multi-National Benefits .......................................45Municipal Architects, Engineers .........................28Municipalities, Indemnity Bonds ........................ 16Municipality .........................................................42Municipality, Small..............................................43Music Promoters .................................................43Mutual Fund Dealers ...........................................28Mutual Funds Managers .....................................28Nail Salons ..........................................................43Network Breach Business Interuption & Crisis Mgmt ..56New Buildings .....................................................60New Home Construction & Deposit Protection...60New Home Warranty Program Bonds .................28Newspaper Carriers ............................................54Newspapers ........................................................54Non Appearance..................................................58Non-CSA Woodburners .......................................56Non-Destructive Testing .....................................28Non-Ownership Pilot Liability ............................. 12Non-Profit Media ................................................54

Non-Profit Organizations, Directors & Officers ..28Number Match ....................................................59Nurseries .............................................................56Nursery/Garden Centre .......................................61Occupational AD & D ...........................................58Ocean Marine ......................................................51Offshore Drilling ..................................................52Off-Shore Drilling ................................................51Oil And Gas Consultants .....................................53Oilfield Welding ...................................................52Online Rating Site ...............................................47Onshore Oil Well Drilling .....................................52Opticians .............................................................28Optometrists .......................................................30Orthopedists........................................................30Ostriches ...............................................................8Ostrich Farm .......................................................36Outbreak Extra Expense (Contagion Ins. Risk) ...55Outfitters And Guides .........................................43Out Of Country Emergency Medical ...................59Out Of The Country Emergency Medical ............58Owner Occupied Dwellings .................................43Owner Operated Long Haul ................................. 10Oxygen Bars ........................................................43Paper Airplane Toss ............................................59Paper Products ...................................................49Passenger Personal AD&D ..................................51Patent And Trademark Agents ............................30Penal Defence Cost .............................................30Pension Consultants ...........................................30Pension Trusts.....................................................30Performance ...................................................... 16Performance Bonds ............................................53Permanent Make-Up ...........................................43Personal Computers ........................................... 18Personal Effects .................................................. 18Personal Excess Liability ....................................45Personal Trainer ..................................................30Personal Training Studios ...................................43Pesticide Liability ................................................55Pet Insurance ........................................................8Pet Insurance, Mortality Show Dogs ....................8Petroleum, Natural Gas, Well-Lease Property ...52Pharmacists ........................................................30Photo Voltaic .......................................................57Piers And Docks ..................................................57Pilot Accident ...................................................... 12Pilot Disability ..................................................... 12Pilot Loss Of License ........................................... 12Pipelines .............................................................57Plaintiffs Cost Indemnity ...................................36Plastics, Synthetic Resins And Fibers ................49Player Participation .............................................58Pleasure Craft .....................................................51Plumbing, Electrical Installations, Heating ........60Pollution ..............................................................52Pollution Consultants ..........................................30Portable Sawmills ...............................................49Poultry Farm........................................................36Poultry, Named Perils ...........................................8Power Generation................................................57Premium Financing Companies ..........................30Premium Insurance .............................................36Primary Or Excess Placements...........................56Printers ................................................................30Printing Operations .............................................50Privacy Compliance ............................................30Private Investigators ...........................................30Private School Tuition Fee ..................................36Private School Tuition Fee ..................................45Private Vocational Schools ................................. 16Prize Indemnity .......................................16, 18, 59Prize Indemnity Bingo ......................................... 18Prize Indemnity Lotteries .................................... 18Prize Indemnity Poker ......................................... 18

Hospital Executives .............................................26Hospital Personnel ..............................................26Host Liquor .......................................................... 41Hot Air Balloons................................................... 12Hotel/Motel .........................................................46Hotel/Motel Theft ................................................ 18House Boats ........................................................51Hovercraft (Air Cushion Vehicles), Hull & Liability ...12Hull And Machinery .............................................51Hurricane ............................................................. 18Hydro Electric ......................................................57Identity Fraud Expense .......................................36Identity Theft ....................................................... 18Incidental Exposures ..........................................53Independent Schools ..........................................26Independent Schools/Day Cares ........................56Industrial Electricians ......................................... 41Inland Waterway Vessels ....................................51Installation Floater ..............................................36Installation Risks.................................................57Insurance Brokers/Agents ..................................26Insurance Company ............................................ 14Insurers ...............................................................26Intellectual Property ...........................................42Interior Designers ...............................................26International Employee Benefits.........................53Internet ................................................................42Internet Liability ..................................................54Internet Promotions ............................................ 18Internet Service Provider .............................. 27, 54Investment Counselors .......................................27Investment Managers .........................................27IPO .......................................................................26Janitorial Bonds .................................................. 14Jet Ski .................................................................51Jewelers Block ....................................................61Jewelry ................................................................56Jockey, Accident And Weekly Indemnity ............58Joint Ventures .....................................................27Judicial Delay ......................................................47Judicial Delay Cover ............................................36Kennels ................................................................42Lacrosse Target ..................................................59Landfill Transfer Stations .............................42, 55Landscape Architects .........................................27Land Surveyors ...................................................27Laser Treatments ................................................42Laundry/Dry Cleaners .........................................61Law Enforcement Officers ..................................27Lawyers ...............................................................27Leased Vehicles, Long Term ............................... 10Leased Vehicles, Short Term .............................. 10Legal Benefits .....................................................45Legal Expense ..................10, 12, 18, 27,36, 46, 56Legal Expense Insurance ....................................36Liability ....................................................18, 45, 53Liability, Corporate Aircraft ................................ 12Liability Insurance ...............................................28Libel, Slander ......................................................54License Permit .................................................... 14Life.......................................................................45Life Agents Professional .....................................28Life And Disability Creditor Lease ......................36Light Industry .....................................................48Limited Depreciation ...........................................60Liquor, Bars And Clubs ........................................42Liquor, Retail Sales .............................................42Livestock Cargo ....................................................8Livestock, Named Perils .......................................8Living Benefits ....................................................45Local Cartage ...................................................... 10Lodges, Fishing Camps .......................................46Logging ................................................................42Logging Operations (And Brush Clearing Equip.) 49Logging Trucks .................................................... 10




Prize Indemnity Slots .......................................... 18Pro Athletes Life And Disability ..........................58Producer/Distributor Entertainment) ..................43Producers Errors And Ommissions .....................54Product Contamination (Malicious) ....................50Product Liability .................................................. 12Product Recall .....................................................50Product Run-off ..................................................43Project Managers ................................................30Promotion Incentives ..........................................59Property ..............................................................53Property Managers .............................................30Protective Services .............................................43Protective Services Industry ..............................61Provincial License ............................................... 16Psychiatrists .......................................................30Psychologists ......................................................30Public Officials Liability ......................................30Public Relations & Promotions ...........................30Publishers ...........................................................32Purchase Protection ........................................... 18Quantity Surveyors .............................................32Quasi-Medical .....................................................32Racing ................................................................. 10Racing Events......................................................43Racing, Spectator Liability .................................. 10Radio And Television ...........................................43Radio And Television Towers And Equipment ....57Radio And TV Broadcast Equipment ...................20Radiologists ........................................................32Radio Promo ........................................................59Radio, TV And Film ..............................................54Railways And Rail Operations .............................43Real Estate ..........................................................55Real Estate Agents ..............................................32Real Estate Brokers, Salesperson ...................... 16Recreation Vehicle Extended Warranties ...........60Recycling Centres ...............................................43Refineries, Property And Liability .......................52Reimbursement For Educational Institutions .....32Reinsurance ........................................................ 16Rental Equipment Dealers ..................................61Rental Property ...................................................56Residual Value ..................................................... 10Resorts ................................................................46Retail Chain Package ..........................................61Retail Flower Shops ............................................56Retail Sales Promotion........................................58RIBO Bonds ......................................................... 16Riding Academies/Stables ..................................43Riding Instructors, Accident & Weekly Indemnity ...58Rodeos ................................................................44Rooming And Boarding Houses ..........................46Royal Canadian Legions ......................................46Rubber Recycling & Remanufacture ...................50Rural Route Automobile ...................................... 10RV Dealers ...........................................................61Safety Deposit Boxes ..........................................61Safety Deposit Vault And Valuable Papers .........36Safety Equipment ................................................50Sales Tax ............................................................. 16Sand & Gravel Hauling ........................................ 10Saw Mills .......................................................50, 56Scientific Instruments ........................................20Scrap/Wrecking Yards ........................................44Scratch Cards .....................................................47Seasonal Risks (Ski Lifts, Water Slides, Skating, Etc.) ...44Seat Accident ...................................................... 12Securities Act ...................................................... 16Security Guards ..................................................32Seed Cleaners .....................................................32Seedsmen ...........................................................32Seismic ................................................................52Self Storage Facilities .........................................61Service Contractors ............................................53

Shareholders Lost Instrument ............................36Ship Repair ..........................................................44Shiprepairers Legal Liability ...............................51Short-Term Events (Sporting Events, Trade Shows)...44Short Term Rentals .............................................56Silva Farms .........................................................36Silverware ...........................................................56Single Projects ....................................................32Site Preparation ..................................................53Skeet Perfect Game ............................................59Slots ....................................................................47Small Commercial ...............................................44Small Contractors ............................................... 16Snowmobiles ....................................................... 10Social Workers ....................................................32Societies And Associations.................................54Software /Hardware ..........................................50Software/Hardware Developers .........................32Solar Power .........................................................57Spas ....................................................................44Spec House for Sale ............................................56Special Events .....................................................44Special Risks ....................................................... 12Specie..................................................................61Spectator Liability ...............................................44Sporting Goods ...................................................50Sports, Accident And Liability ............................58Sports Associations ............................................58Sports Book .........................................................47Sprinkler And Fire Protection Installers .............32Stand Alone Cyber Liability ................................44Stand Alone Personal Lines ................................60Stand-alone Seasonals .......................................56Standing Timber ..................................................36Statutory Defence & Reimbursement Program ... 50Stockbrokers .......................................................32Stock Through-Put ..............................................51Stock Transfer Agents ........................................32Stop-Loss (Health Benefits) ................................45Storage Risks ......................................................53Storage Tank Liability .........................................55Storage Tanks .....................................................57Strikes, Riots and Civil Commotion ....................59Student Accident.................................................58Student Dwellings ...............................................56Student Medical ..................................................59Student Pilot, Hull And Liability .......................... 12Substandard And Surcharged ............................ 10Substandard Property .........................................56Substandard Risk ..........................................36, 46Suntanning Salons ........................................32, 44Surcharged Private Passenger Auto ................... 10Surety .................................................................. 16Surety Bonds .......................................................53Tag Fish ...............................................................59Tattoo and Body Piercing ..............................32, 44Taxis .................................................................... 10Telecommunications ...........................................32Telephone Answering Services ..........................32Tenant User Programs ........................................44Terminal Operators .............................................51Terminals ............................................................. 18Terrorism .................................................18, 44, 56Theatre ................................................................44Theological Counselors .......................................32Timber Floater .....................................................37Tire And Rim ........................................................56Title Abstractors .................................................34Title Insurance ....................................................36Tobacco Tax ........................................................ 16Toll Highways ......................................................57Tombstone Floater ..............................................37Tornado ............................................................... 18Tour Boats ...........................................................51Town Planners .....................................................34

Toys .....................................................................50TP Carriers Contingent Poll ........................... 10Trailers (Non-Commercial) ................................. 10Translators ..........................................................34Transportation Floater ........................................37Travel Agency ...................................................... 16Travel Agents ......................................................34Travel Insurance ..................................................45Travelling Athletes ..............................................58Travel TI/TC/Med ................................................. 18Trip Cancellation .................................................59Truckmens Liability ............................................44Trucks .................................................................. 10Trust Companies .................................................34Trustee In Bankruptcy .........................................34Trust Funds .........................................................34Tugs, Barges .......................................................52Tuition Expense Protection .................................58UAS,UAV, Unmanned Aircraft .............................. 18Umbrella ..............................................................34Umbrella Liability ................................................54Underwater Marine Equipment ...........................20Unions .................................................................44Unlicensed Vehicles ............................................ 10Unusual Buildings ...............................................56US Bonds ............................................................. 16US Domiciled Risks .............................................54Used Auto ............................................................60Used Car Dealers .......................................... 10, 16U.S. Exposures ....................................................34US Insurance, All Lines, All States .......................8U.S. Products Liability .........................................53US Risks ............................................53, 55, 57, 61US Sales ........................................................44, 52U.S. Workers Compensation ...............................54Vacant And Idle Buildings ...................................57Vacant House for Sale .........................................57Vacation Rental/Security Deposit Insurance ......59Vending Machine Floater ....................................37Vending Machines ...............................................57Venture Capital....................................................34Veterinarians .................................................34, 44Video Lottery Terminals ......................................61Video Poker .......................................................47Visitors Medical ..................................................59Visitors to Canada Medical .................................45Warehousemans ................................................44War Risk, AD & D .................................................54War Risks ............................................................44War Risk, Term Life .............................................54Water Theme Parks .............................................45Water Transport Services ...................................52Wave Pools ..........................................................45Weather Insurance ..............................................36Weather Promos ..................................................59Web Design .........................................................47Website Security .................................................34Wedding Insurance .............................................57Welding Contractors ...........................................45Well Blow Out (Cost Of Control) ..........................53Wharf And Waterfront Property ..........................52Wind Farms .........................................................53Wind Turbines .....................................................57Wireline Logging .................................................53Wooden Boats .....................................................52Woodland Equipment Floaters ............................37Woodworking Shops ...........................................50Workers Compensation ......................................45Workers Compensation Replacement ................46World Wide Product Liability ..............................54Wrap Up ...............................................................45Wreckers ............................................................. 10Zebra Mussels (Pleasure Craft) ..........................52Zoo Animals, Named Perils ...................................8





AIR CONDITIONINGAprilAvivaBerkleyBoilerBurns and WilcoxCFSUChutterCNACoachmanIntactPremier MarineRSATrans Canada

ANIMALSAnimal RidesBeaconSouth WesternTottenBirds, Named PerilsTrans CanadaBison RanchesBurns and WilcoxIntactTrans CanadaWawanesaCats, Named PerilsRSADogs, Full MortalityBurns and WilcoxTrans CanadaDogs, Named PerilsBurns and WilcoxRSATrans CanadaExotic AnimalsBurns and WilcoxTrans CanadaWawanesaFeed Lot, Hog ConfinementEconomicalNorthbridgeTrans CanadaWawanesaFull Mortality, Horses (Other Than Farm Animals)AvivaBurns and WilcoxCatlinEverestK&KRSASouth WesternTottenTrans CanadaTSWXLFull Mortality, LivestockAprilBurns and WilcoxCatlinCFSUN G WilliamsSouth WesternTrans CanadaXL

Fur-Bearing Animals, Named PerilsBurns and WilcoxTrans Canada

Hog ProducersBurns and WilcoxEconomicalHUDNorthbridgeTrans Canada

Horses, Named PerilsAvivaBeaconBurns and WilcoxCatlinEchelonEconomicalHUDRSASouth WesternTottenTrans CanadaTSWWawanesaXL

Livestock CargoBeaconBurns and WilcoxCFSUElliottHUDIntactN G WilliamsNorthbridgeSouth WesternTrans CanadaXL

Livestock, Named PerilsBeaconBurns and WilcoxCatlinCFSUEconomicalHUDNorthbridgeSouth WesternTottenTrans CanadaWawanesaXL

OstrichesBurns and WilcoxTrans Canada

Pet InsuranceBurns and WilcoxRSA

Pet Insurance, Mortality Show DogsBurns and Wilcox

Poultry, Named PerilsBurns and WilcoxEconomicalHUDNorthbridgeTrans CanadaWawanesa

US Insurance, All Lines, All StatesBurns and WilcoxHUDTrans Canada

Zoo Animals, Named PerilsBurns and WilcoxElliott

AUTOMOBILE

Air Flight AccidentBurns and WilcoxRSA

All Terrain VehiclesAvivaBeaconDominionEchelonEconomicalGuaranteeNorthbridgeRSATrans CanadaTravelersWawanesa

Antiques, Collector CarsAvivaBurns and WilcoxCFSUDominionEchelonEconomicalGuaranteeN G WilliamsNorthbridgeRSASouth WesternTrans CanadaTravelers

Artisans VehiclesAvivaCFSUDominionEchelonEconomicalIntactNorthbridgeRSASouth WesternTravelersWawanesa

Auto Physical DamageAprilAvivaBurns and WilcoxCFSUCNADominionEchelonEconomicalHUDIntactN G WilliamsNorthbridgePlus UniversalRSATottenTravelersWawanesa

Buses and CoachesTravelers

Contractors VehiclesACE INAAvivaCan-SureCNADominionEchelonEconomicalIntactNorthbridge

RSASouth WesternSovereignTrans CanadaTravelersWawanesa

Courier ServicesCan-SureIntactRSATrans CanadaUnderwriting Contract

Creditor InsuranceCFSUEchelon

Daily Car Rental FleetRSA

Delivery VehiclesDominionEchelonEconomicalIntactNorthbridgeRSA

Driver Training SchoolsCFSUEchelonEconomicalIntactRSASUM

Excess LiabilityACE INABeaconBerkleyCan-SureCFSUChutterEchelonElliottN G WilliamsNorthbridgeRSASouth WesternSUMTrans CanadaTSWXLZurich

FleetsACE INAAvivaBurns and WilcoxCFSUDominionEchelonEconomicalGuaranteeIntactN G WilliamsNorthbridgeRSASovereignSUMTrans CanadaTravelersTRUTSWWawanesaZurich


DETAILED PRODUCT LISTING

continues on page 10

Our commitment to you is in our name - its our guarantee. The Guarantee Company of North America is a leader in specialty insurance within the North American marketplace.

We offer in-depth knowledge and expertise in niche segments, including the construction industry, corporate programs and customized personal insurance.

For more information visit theguarantee.com

Proud Supporter of BrokersDisplaying this Symbol

PRODUCTS WE OFFERSurety Contract Surety Commercial Surety Developer Surety

Corporate InSuranCe D & O Liability Crime - 3D / FI Bonds Fiduciary Liability

proGraMS Public Entity Credit Insurance

perSonal InSuranCe Guarantee GOLD Guarantee SUPERIOR

Excellence, Expertise, Experience ... Every time

Guarantee Ad2ab AB copy.indd 1 13-05-14 9:15 AM


Our commitment to you is in our name - its our guarantee. The Guarantee Company of North America is a leader in specialty insurance within the North American marketplace.

We offer in-depth knowledge and expertise in niche segments, including the construction industry, corporate programs and customized personal insurance.

For more information visit theguarantee.com

Proud Supporter of BrokersDisplaying this Symbol

PRODUCTS WE OFFERSurety Contract Surety Commercial Surety Developer Surety

Corporate InSuranCe D & O Liability Crime - 3D / FI Bonds Fiduciary Liability

proGraMS Public Entity Credit Insurance

perSonal InSuranCe Guarantee GOLD Guarantee SUPERIOR

Excellence, Expertise, Experience ... Every time

Guarantee Ad2ab AB copy.indd 1 13-05-14 9:15 AM


http://www.theguarantee.com



Foreign RisksACE INABerkleyCan-SureSouth WesternZurich

GapAvivaEchelon

Garage Repairs OperationsACE INAAvivaCan-SureCFSUChutterDominionEconomicalHUDIntactRSASUMTottenTrans Canada

GlassAvivaDominionEchelonIntactRSA

High Risk AutoCFSUCoachmanEchelonEconomicalN G WilliamsRSA

High Risk Auto Class 35 And 36 Private PassengerCFSUEchelonRSA

High Value VehiclesAvivaDominionGuaranteeN G WilliamsRSASouth Western

Leased Vehicles, Long TermACE INAAvivaDominionEchelonEconomicalElliottIntactRSAWawanesa

Leased Vehicles, Short TermEchelonElliottRSA

Legal ExpenseCFSUDASRSA

Local CartageAvivaBeaconDominionEchelonEconomicalElliott

IntactNorthbridgeRSATRU

Logging TrucksBurns and WilcoxIntactN G WilliamsNorthbridgePlus Universal

Long Haul Trucking FleetsAvivaBeaconBurns and WilcoxCFSUElliottGuaranteeHUDIntactN G WilliamsNorthbridgePlus UniversalSUMTrans CanadaTRUTSWZurich

Motor HomesAvivaCFSUDominionEchelonEconomicalGuaranteeIntactRSAWawanesaMotor Truck CargoAllianzAprilAvivaBeaconBurns and WilcoxCan-SureCNADominionEconomicalElliottGreat AmericanGuaranteeHUDIntactN G WilliamsNorthbridgePlus UniversalRSASouth WesternSUMTrans CanadaTRUTSWZurich

MotorcyclesAvivaBeaconDominionEchelonEconomicalGuaranteeIntactPremier MarineRSAWawanesaOwner Operated Long HaulBeaconCan-Sure

IntactN G WilliamsNorthbridgePlus UniversalZurich

RacingEverestK&K

Racing, Spectator LiabilityBeaconCan-SureEchelonEverestK&KSUM

Residual ValueTrans Canada

Rural Route AutomobileCFSURSA

Sand & Gravel HaulingAvivaCan-SureDominionElliottIntactN G WilliamsNorthbridgePlus UniversalRSA

SnowmobilesAvivaBeaconDominionEchelonEconomicalGuaranteeIntactPremier MarineRSATrans CanadaWawanesa

Substandard And SurchargedAvivaEchelonEconomicalRSA

Surcharged Private Passenger AutoEchelonEconomicalIntactRSA

TP Carriers- Contingent PollCan-SureElliott

TaxisChutterElliottIntactRSATRU

Trailers (Non-Commercial)AvivaCan-SureCFSUDominionEchelonEconomicalN G WilliamsRSAWawanesa

TrucksACE INAAvivaCan-SureDominionEconomicalGuaranteeHUDIntactN G WilliamsNorthbridgePlus UniversalRSATrans CanadaTRUWawanesaZurich

Unlicensed VehiclesBeaconCan-SureElliottIntactN G WilliamsRSASUM

Used Car DealersCFSUChutterDominionIntactNorthbridgeRSASUMTotten

WreckersChutterElliottHUDIntactRSASUM

AVIATION

Air CargoACE INAAllianzAprilCatlinCFSUCNAElliottHUDPremier MarineSouth WesternSUMTottenTrans CanadaTravelers

AircraftAllianzAvroCatlinCFSUHUDSouth WesternTottenTrans CanadaTSWXL

Aircraft HullAllianzAvroCatlinHUDcontinues on page 12

[email protected] 1.888.868.8367 www.tottengroup.com

TOTTEN WRITES THAT

WHO WRITES YOUR BUSINESS?

Roofers, including Hot WorksEnvironmental Liability Remediation / Asbestos Removal Hospitality / Host Liquor Liability

Security ServicesComplex & hard to place businessCross Border UnderwritingConstruction, COC & Wrap ups

Totten Insurance Group, Canadas leading national provider of niche products and innovative solutions. With customized wordings to meet your specific needs, Totten Group is committed to delivering best in class insurance solutions that are not readily available in the market.

Specialized Underwriting Expertise:

C

M

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CM

MY

CY

CMY

K

TottenGroupAd_Final.pdf 1 05/07/2013 12:21:16 PM

continued from page 8


[email protected] 1.888.868.8367 www.tottengroup.com

TOTTEN WRITES THAT

WHO WRITES YOUR BUSINESS?

Roofers, including Hot WorksEnvironmental Liability Remediation / Asbestos Removal Hospitality / Host Liquor Liability

Security ServicesComplex & hard to place businessCross Border UnderwritingConstruction, COC & Wrap ups

Totten Insurance Group, Canadas leading national provider of niche products and innovative solutions. With customized wordings to meet your specific needs, Totten Group is committed to delivering best in class insurance solutions that are not readily available in the market.

Specialized Underwriting Expertise:

C

M

Y

CM

MY

CY

CMY

K

TottenGroupAd_Final.pdf 1 05/07/2013 12:21:16 PM


mailto:[email protected]://www.tottengroup.com



South WesternTottenTrans CanadaTSWXL

Aircraft LiabilityAllianzAvroCatlinHUDN G WilliamsSouth WesternTottenTrans CanadaTSWXL

Aircraft Maintenance, Repairs And HangersAllianzAprilAvroCatlinCFSUHUDN G WilliamsSouth WesternTottenTrans CanadaXL

Airport ContractorsAllianzAvroCatlinChutterN G WilliamsSUMTottenTrans CanadaXL

Airport PremisesAllianzAvroCatlinElliottN G WilliamsTottenTrans CanadaXL

Airport/Air Meet LiabilityAllianzAvroCatlinCFSUTottenTrans Canada

AirshowsAllianzAvroCatlinTrans Canada

Animal Air CargoCatlinSUMTrans Canada

Borrowed/Rented, Legal LiabilityAllianzCatlin

Chartered, Hull And LiabilityAllianzAvroCatlinSouth Western

SUMTottenXL

Crop SprayingAvroCatlinTrans CanadaExcess LiabilityAllianzAvroCatlinCFSUSouth WesternTottenTrans CanadaXLFlying Club, Hull And LiabilityAllianzAvroCatlinSouth Western

Forced LandingAvroCatlin

Foreign RisksAllianzAvroCatlinSouth WesternFueling, Maintaining Or Servicing AircraftAllianzAvroCatlinXL

Gliders, Hull And LiabilityAllianz

Ground CoverAllianzAvroCatlinXLHangar Keepers, Hull And LiabilityAllianzAvroCatlinSouth WesternTottenTrans CanadaXLHangarsPlus Universal

Helicopter, Hull And LiabilityAllianzAvroCatlinHUDSouth WesternTSWXLHelicopter-AccidentAllianzAvroCatlin

Hot Air BalloonsCatlinHovercraft (Air Cushion Vehicles), Hull And LiabilityCatlinSouth Western

Legal ExpenseCatlinCFSU

Liability, Corporate AircraftAllianzCatlinCFSUSouth WesternTottenXL

Loss Of Use, HullAllianzCatlinElliottXL

Non-Ownership Pilot LiabilityAllianzCatlinCFSUTottenTrans Canada

Pilot AccidentBurns and WilcoxCatlinSutton

Pilot DisabilityBurns and WilcoxCatlinCFSUSutton

Pilot Loss Of LicenseBurns and WilcoxCatlinCFSUSutton

Product LiabilityAllianzCatlinTottenTrans CanadaXL

Seat AccidentCatlin

Special RisksCatlinSouth Western

Student Pilot, Hull And LiabilityCatlin

BOILER & MACHINERYAllianzAprilAvivaAXISBerkleyBoilerBurns and WilcoxCan-SureCatlinCFSUCNACoachmanCreechurchElliottGreat AmericanGroupOneHUBHUDIntactK&KNorthbridgeRSA

South WesternSRUTottenTrans CanadaTravelersTSWWawanesaZurich

BONDS

AdministrationApproved SuretyAprilAvivaBerkleyCFSUCNADominionEconomicalGuaranteeHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Auctioneers LicenseApproved SuretyAvivaCFSUCNAEconomicalGuaranteeIntactSouth WesternTrans CanadaTravelersTrisuraZurich

Automobile DealersApproved SuretyAvivaCFSUCNAEconomicalGuaranteeIntactSouth WesternTrans CanadaTravelersTrisuraZurich

BailiffApproved SuretyAvivaEconomicalGuaranteeSouth WesternTrans CanadaTravelers

Bankers BlanketApproved SuretyAXISCFSUGuaranteeTrans CanadaTrisura

Blanket PositionApproved SuretyAprilCFSUEconomicalGuaranteecontinues on page 14


With age comes wisdom, experience and many, many stories.

after 140 years, we would know.Alongside our broker partners, weve proudly provided Canadas home, auto

and business insurance since 1871...and the stories continue.

Get to know us online at economicalinsurance.com

property | auto | business


With age comes wisdom, experience and many, many stories.

after 140 years, we would know.Alongside our broker partners, weve proudly provided Canadas home, auto

and business insurance since 1871...and the stories continue.

Get to know us online at economicalinsurance.com

property | auto | business


http://www.economicalinsurance.com



HUDIntactTrans CanadaTrisura

Bonds-Private Investigation And Security GuardsACE INAApproved SuretyAvivaBerkleyCFSUCNAEconomicalGuaranteeHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Brokers Blanket Approved SuretyCan-SureCFSUGuaranteeSouth WesternTrans CanadaTrisura

Carnet BondsApproved SuretyBerkleyCFSUIntactSouth WesternTravelersTrisuraZurich

Collection Agents BondsApproved SuretyCFSUEconomicalHUDSouth WesternTravelersTrisuraZurich

Commercial BlanketApproved SuretyAprilAvivaAXISCan-SureCFSUCreechurchDominionEconomicalGuaranteeHUDIntactNorthbridgeRSASouth WesternTrans CanadaTrisura

ComprehensiveApproved SuretyCFSUEconomicalGuaranteeNorthbridgeSouth WesternTrisura

Consumer ProtectionACE INAApproved SuretyAvivaCFSUCNAEconomicalGuaranteeIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Contract BondACE INAApproved SuretyAvivaBerkleyCFSUCNACoachmanDominionEconomicalGuaranteeIntactPlus UniversalSouth WesternTottenTrans CanadaTravelersTrisuraZurich

CourtACE INAApproved SuretyAprilAvivaBerkleyCFSUCNAEconomicalGuaranteePlus UniversalTrans CanadaTravelersTrisuraZurich

Credit UnionsApproved SuretyCFSUTravelersTrisura

Customs, ExciseACE INAApproved SuretyAprilAvivaBerkleyCFSUCNADominionEconomicalGuaranteeHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Electrical Contractors LicenseApproved SuretyAvivaCFSUCNAEconomicalGuaranteeHUDIntactPlus UniversalTrans CanadaTravelersTrisuraZurich

EnvironmentalApproved SuretyCFSUTrisuraZurich

FidelityACE INAApproved SuretyAprilAvivaAXISBerkleyCFSUCoachmanCreechurchDominionEconomicalEverestGuaranteeHUDIntactRSASouth WesternTottenTrans CanadaTravelersTrisuraZurich

FiduciaryApproved SuretyCFSUCNACreechurchEconomicalEverestIntactSouth WesternTottenTravelersTrisuraZurich

Financial GuaranteeApproved SuretyAvivaCFSUGuaranteeSouth WesternTrans CanadaTravelers

Fuel Tax Bonds, U.S.A.ACE INAApproved SuretyAvivaCNAGuaranteeTravelersZurich

Grain DealersApproved SuretyCNA

GuaranteeIntactTrans CanadaTravelersTrisura

GuardianshipApproved SuretyAvivaCNADominionEconomicalGuaranteeIntactPlus UniversalSouth WesternTravelersTrisuraZurich

Insurance CompanyApproved SuretyAXISBerkleyGuaranteeTrans CanadaTravelersTrisura

Janitorial BondsApproved SuretyAvivaCan-SureCFSUCNAEconomicalHUDIntactTrans Canada

License PermitACE INAApproved SuretyAprilAvivaBerkleyCFSUCNADominionEconomicalGuaranteeHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Lost DocumentApproved SuretyAprilAvivaCNAEconomicalGuaranteeIntactSouth WesternTravelersTrisuraXLZurich

Lost Document BondsApproved SuretyAprilAvivaBerkleyCNAcontinues on page 16


Does your wholesaler have their hands in your pockets?

burnsandwilcox.caCommercial Personal Professional Brokerage Binding Risk Management Services

At Burns & Wilcox Canada, we do not have a retail division. Why? Because we know that every time you acquire wholesale insurance from a company that also has retail offices, your competitor becomes stronger. As the largest independent wholesale broker and underwriting manager, we do not compete against you, we partner with you. If you want a fair shake, call Burns & Wilcox Canada, not your competitor.

OTTAWA, ON Tel: 613.237.3939

TORONTO, ONTel: 416.774.2477

ST JOHNS, NLTel: 709.745.0871

CALGARY, ABTel: 403.444.5611

HALIFAX, NSTel: 902.462.5585

33085_BW_PickPocket_Canada_Underwriter_APPROVED.indd 1 6/27/13 4:53 PM


Does your wholesaler have their hands in your pockets?

burnsandwilcox.caCommercial Personal Professional Brokerage Binding Risk Management Services

At Burns & Wilcox Canada, we do not have a retail division. Why? Because we know that every time you acquire wholesale insurance from a company that also has retail offices, your competitor becomes stronger. As the largest independent wholesale broker and underwriting manager, we do not compete against you, we partner with you. If you want a fair shake, call Burns & Wilcox Canada, not your competitor.

OTTAWA, ON Tel: 613.237.3939

TORONTO, ONTel: 416.774.2477

ST JOHNS, NLTel: 709.745.0871

CALGARY, ABTel: 403.444.5611

HALIFAX, NSTel: 902.462.5585

33085_BW_PickPocket_Canada_Underwriter_APPROVED.indd 1 6/27/13 4:53 PM


http://www.burnsandwilcox.ca



EconomicalHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraXLZurich

Lottery BondsACE INAApproved SuretyAvivaCFSUCNAGuaranteeIntactTravelersTrisura

Miscellaneous BondsACE INAApproved SuretyAprilAvivaBerkleyCan-SureCFSUCNACoachmanEconomicalGuaranteeHUDIntactPlus UniversalSouth WesternTrans CanadaTravelersTrisuraZurich

Municipalities, Indemnity BondsApproved SuretyCFSUCNAGuaranteeTravelersTrisura

Performance ACE INAApproved SuretyAvivaBerkleyCFSUCNACoachmanDominionEconomicalGuaranteeIntactPlus UniversalSouth WesternTottenTrans CanadaTravelersTrisuraZurich

Private Vocational SchoolsApproved SuretyCFSUCNAEconomicalGuaranteeTravelersTrisura

Provincial LicenseApproved SuretyAvivaBerkleyCFSUCNAEconomicalGuaranteeIntactPlus UniversalTravelersTrisura

RIBO BondsApproved SuretyAvivaBerkleyCFSUEconomicalGuaranteeIntactSouth WesternTravelersTrisura

Real Estate Brokers, SalespersonApproved SuretyAvivaCFSUCNAEconomicalGuaranteeHUDIntactSouth WesternTravelersTrisuraZurich

Sales TaxApproved SuretyAvivaBerkleyCFSUCNAEconomicalGuaranteeIntactSouth WesternTrans CanadaTravelersTrisuraZurich

Securities ActApproved SuretyAvivaCNAEconomicalGuaranteePlus UniversalSouth WesternTravelersTrisuraZurich

Small ContractorsIntact

SuretyACE INAApproved SuretyAvivaBerkleyCFSUCNACoachmanEconomicalGuaranteeHUD

IntactPlus UniversalSouth WesternSUMTottenTrans CanadaTravelersTrisuraXLZurich

Tobacco TaxApproved SuretyAvivaCNAEconomicalGuaranteeIntactTravelersTrisuraZurich

Travel AgencyApproved SuretyAvivaCFSUEconomicalGuaranteeHUDIntactSouth WesternTravelersTrisuraZurich

US BondsApproved SuretyAvivaCNAIntactTottenTravelersZurich

Used Car DealerApproved SuretyAvivaCNAEconomicalGuaranteeHUDIntactSouth WesternTravelersTrisuraZurich

CAMPGROUNDSAprilAvivaBeaconCan-SureCFSUChutterEchelonElliottEverestGroupOneHUDK&KPlus UniversalSouth WesternUnderwriting ContractWawanesa

CAPTIVE

FormationAllianzTrans Canada

Fronting ArrangementsAllianzEverestNorthbridgeRSATrisuraXLZurich

ManagementAllianz

ReinsuranceAllianzEchelonEverestRSAZurich

CARNIVALS AND FAIRGROUNDSBeaconCan-SureCFSUCreechurchEchelonElliottEverestGroupOneK&KPlus UniversalPremier MarineSouth WesternSUM

CASINO AND LAWFUL GAMING

CGLCan-SureCFSUCreechurchElliottEverestRSASUMTottenTrans CanadaTravelersXL

Dice RollElliottMorgexPALTrans Canada

Envelope DrawCFSUEchelonMorgexPALTrans Canada

Horse Racing AssociationsCFSUEverestK&KTravelersTSW

Prize IndemnityCFSUEchelonK&KMorgexPALPrize IndemnitySouth WesternSuttonTottenTrans Canada


continues on page 18

Your risk management challenges are unique. Your solutions need to be, too. Thats what youll get with Travelers. Our experience delivering custom solutions, combined with our global expertise in risk management, make us the only choice when it comes to your business.

travelerscanada.ca

St. Paul Fire and Marine Insurance Company and Travelers Insurance Company of Canada are the Canadian licensed insurers known as Travelers Canada.

2013 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-8416 Rev. 5-13

Insurance solutions as unique as your business.

CP-8416-5.13.13_jod.indd 1 5/13/13 11:56 AM


Your risk management challenges are unique. Your solutions need to be, too. Thats what youll get with Travelers. Our experience delivering custom solutions, combined with our global expertise in risk management, make us the only choice when it comes to your business.

travelerscanada.ca

St. Paul Fire and Marine Insurance Company and Travelers Insurance Company of Canada are the Canadian licensed insurers known as Travelers Canada.

2013 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-8416 Rev. 5-13

Insurance solutions as unique as your business.

CP-8416-5.13.13_jod.indd 1 5/13/13 11:56 AM


http://www.travelerscanada.ca



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