Presented By: CU CONFERENCES®

The Original Credit Union EducationalCruise Conference Providers

Educating The Credit Union CommunityV Since 1979exclusively

Canada /New EnglandCredit Union EducationalCruise Conference

Coastal Beauty

Historic Sites

Vibrant Cities

Cruise With “The Ones In Red”

September 10 – 20, 2017

Join Your Credit Union Peers From Across

The Country For An Educational Conference,

Valuable Networking Opportunities And An

Unforgettable Scenic Cruise From New York

City To Boston, Bar Harbor, Halifax, Sydney, Charlottetown, Quebec City

& More. Plus . . . Cruise The Gulf Of St. Lawrence And Saguenay Fjord!

Friends & Family AreWelcome To Join You OnYour Cruise Adventure!

Register Early For Best CabinSelection Aboard ms Zuiderdam& Greatest Conference Savings!

CUCONFERENCES®

CU

Call Jill At 800-880-0055 For Details

Experience the easternseaboard as only HollandAmerica’s ms Zuiderdamcan deliver. This elegant,mid-sized ship allows youto discover picturesquedestinations not accessibleby larger ships. You canexpect signature HollandAmerica Line touches,such as a gracious &unobtrusive staff, gourmetcuisine, museum-qualityart, spacious accommoda-tions and the very best inexciting entertainment.

◆ ABOUT THIS EDUCATIONAL CONFERENCE ◆

Canada /New EnglandCredit Union EducationalCruise ConferenceAboard Holland America’s ms Zuiderdam

SEPTEMBER 10 – 20, 2017

◆ Credit Cards are not accepted for payment.◆ Registration can not be confirmed until a $1200 per person deposit is received.◆ U.S. and Canadian citizens must carry a valid passport with a validity date of 6 months beyond travel date.

PLEASE NOTE:

*Rates based on double occupancy. For single, third & fourth personrates call Jill Donati at 800-880-0055. Rates do not include taxes& fees of $540 per person (All taxes & fees are subject to change).

PARTICIPANT* (1st Person)

SPOUSE/GUEST*(2nd Person)

CABIN CATEGORY

Ask For Jill Donati Or Email To:jilldonati@altairtravel.com

◆ CRUISE SHIP ACCOMMODATIONS ◆

On Or Before February 28, 2017

Save $100 Per Person – Plus . . . ReceiveThe Signature Beverage Package For 2And . . . A Pinnacle Grill Dinner For 2!!

Book March 1 – May 31, 2017

Save $50 Per Person

◆ Board And Supervisory Committee Responsibilities On Internal Controls◆ Fraud: Prevention, Detection And Deterrent◆ Tips On Successful Strategic Planning◆ How To Decipher Your Credit Union’s Financial Condition From Your Financial Statements◆ NCUA Hot Topics: Cyber Security, Interest Rate Risk, Contingency Funding Plans And Risk-Based Capital◆ Funding Strategies For 2018 & Beyond◆ Building The Credit Union Of Tomorrow◆ A Guide To Credit Union Investments◆ Integrating Forecasting Into Strategic Planning

To Be Your Best You Must Learn From The Best And MingleWith The Best! Join Credit Union Directors, CEOs, Presidents,Treasurers, Committee Members, Chairpersons, Senior Manage-ment, Supervisory Committee Members And Other Credit UnionProfessionals From Across The Country For An EducationalCredit Union Cruise Conference Led By Two ExperiencedAdvisors, Plus Valuable Networking Opportunities And More!

“The Ones In Red” Present

BOOKING INSTRUCTIONS: You may register online atwww.cuconferences.com or request a registration form from AltairTravel. A deposit of $1200 per person must accompany the registra-tion form in order to hold the category requested. In order to feelsafe and secure when you travel, travel insurance is now man-datory for CUC Cruises and is included in the required deposit.Details on complete insurance coverage will be mailed with yourdocuments. Prices do not include airfare, taxes or insurance andare based on double occupancy. Triple & quad cabins are basedon availability – inquire for rates and book early. GratuityPolicy: A per guest/per day dining & stateroom services gratuitywill be automatically charged to your onboard stateroom account.

Toll-free: 800-880-0055Fax: 888-213-1465

Altair Travel & CruisesTravel Consultants /Domestic & International

Presented By CU Conferences®

The Original Credit Union EducationalCruise Conference Providers

2025 South Brentwood Blvd.St. Louis, Missouri 63144

Register Early For Best Cabin Selection

$1295139514951595

$3495379546954795

JD

VDVA

– Inside– Oceanview– Verandah– Verandah

Register Early For Greatest Savings!

◆ 10–Night Cruise Aboard Holland America’s ms Zuiderdam◆ All Educational Sessions, Workshops And Materials◆ Complete Shipboard Facilities◆ Onboard Meals◆ World -Class Entertainment◆ Private Cocktail /Networking Reception With Your Peers From Across The Country And . . .“ The Ones In Red”

CANADA/NEW ENGLAND CREDIT UNION◆ EDUCATIONAL CRUISE CONFERENCE INCLUDES ◆

PASSPORTREQUIRED

Stephen KwockPrincipal

Kwock & Company, CPAs

Brian Smith-Vandergriff

PartnerFinancial ManagementServices, Inc. (FMSI) And More!

CUCONFERENCES®

CU

SUNDAY, SEPTEMBER 10: New York City, New YorkFrom finance & fashion to world-class art & architecture, the “Big Apple” offerssomething for everyone. Visit the Guggenheim, stroll through Time Square, take ina Broadway show or just grab a pretzel from a street vendor and relax in Central Park.

MONDAY, SEPTEMBER 11: At SeaTUESDAY, SEPTEMBER 12:

Boston, Massachusetts – New England’slargest city, Boston’s legendary figures of theAmerican Revolution can be found along theFreedom Trail, including the Paul Revere Houseand Old South Meeting House. Enjoy the North End’s Little Italy’s cuisine, admire thebeautiful 19th-century architecture of Beacon Hill, watch the street performers in Cam-bridge’s Harvard Square or just relax in the green spaces of The Emerald Necklace,a 1,100-acre chain of nine linked parks, including Boston Common & Public Garden.

WEDNESDAY, SEPTEMBER 13 : Bar Harbor, MaineLocated on Mount Desert Island, Bar Harbor is the quintessential New Englandcoastal town. Picturesque & charming, it is a scenic and walkable town with streetslined with restaurants, boutiques and is bejeweled with grand mansions and immacu-late gardens. Explore the grandeur of this seaside town, relax on the Village Green,or get your heart pumping by climbing Acadia National Park’s Cadillac Mountain.

THURSDAY, SEPTEMBER 14: Halifax, Nova ScotiaLocated on one of the planet’s great natural harbors and adorned with landmarks suchas the Citadel fortress, Pier 21 (Canada’s Ellis Island), and the Maritime Museumof the Atlantic, Halifax is the economic and cultural capital of eastern Canada.

FRIDAY, SEPTEMBER 15: Sydney, Nova ScotiaThe world’s largest Ceilidh fiddle and locally made crafts can be found right onSydney’s harborfront. Visit highland villages, explore the scenic Cabot Trail, andinspect the Fortress of Louisbourg - where every barn, barracks and pipe & drumcorps appears just as it did when King Louis’ troops occupied the site in 1744.

SATURDAY, SEPTEMBER 16: Charlottetown, Prince Edward IslandCharlottetown is the largest city on Prince Edward Island as well as its capital. Walkthe cobblestones of Victoria Row, see the house that inspired “Anne of Green Gables,”or explore the wild shore & white-sand beaches of Prince Edward Island National Park.

SUNDAY, SEPTEMBER 17: Cruising Gulf Of St. LawrenceThe largest estuary in the world, the Gulf of Saint Lawrence is defined by a stunningcoast line and beautiful islands. Watch for thousands of migratory birds that makethis area their home in the spring and autumn.

MONDAY, SEPTEMBER 18: Saguenay, Quebec/Cruising Saguenay FjordSaguenay’s rich, natural setting is wrapped around a vibrant, bustling city and is oneof the most beautiful areas in Québec. Discover its many museums, interpretationcenters, art galleries, cafés & boutiques. It is sur-rounded by three National parks and home to themajestic Saguenay Fjord, which is one-of-a-kind inNorth America and one of the longest in the world.

TUESDAY, SEPTEMBER 19 & WEDNESDAY,

SEPTEMBER 20: Québec City, QuébecOlder than Jamestown and founded before thePilgrims landed at Plymouth Rock, Québec Cityis not only steeped in history but is the only city north of Mexico whose original forti-fications remain intact. Admire the towering Chateau Frontenac and exquisite viewsof the St. Lawrence from this beautiful French Canadian walled city before riding thefunicular down to Old Town’s cobblestone streets lined with quaint cafes and boutiques.

◆ 2017 ITINERARY/PORTS OF CALL ◆ Coastal Beauty

For Pre Or Post-Cruise Hotel Accommodations,Call Jill Donati At Altair Travel & Cruises: 800-880-0055

Canada

United States

CU CONFERENCES® PRESENTSHIGH-QUALITY CREDITUNION EDUCATIONAL CRUISECONFERENCES ABOARDINNOVATIVE CRUISE SHIPSCOMMITTED TO EXCELLENCE IN DESIGN & SERVICE.

Follow Us On:

#cuconferences

Vibrant Cities

Historic Sites

And So Much More!

Friends & Family AreWelcome To Join You OnYour Cruise Adventure!

Call Jill Donati at 800-880-0055For More Information.

CHANGE CHARGES: To cover administrative costs, a per person charge will be made if yourequest a change in your travel arrangements after the final payment on June 10, 2017. You will alsobe subject to fees imposed by Holland America, airlines and hotels involved in your package. Changefees apply to name corrections and spellings. Change charges are not assessed for stateroom upgradesor for the addition of services, unless air reservations are altered and/or travel documents must bereissued. Note about Name Changes: It is at the discretion of the cruise line if name changes willbe allowed. Changes will be charged a change fee determined by the cruise line plus additional feesfor ticketing and mailing. Name changes may result in recalculation of fare at current rates. Namechanges are not allowed on airline tickets once issued.

CONFERENCE RATE: The conference rate includes a 10-night cruise and conference fees.These rates are not combinable with any other Holland America promotional offer, certificate,voucher or past passenger specials as they are negotiated contracted rates.

TRAVEL INSURANCE: Travel insurance is mandatory for Credit Union Conferences’ cruises andmust be paid with deposit. Travelex offers the most comprehensive package which includes coveragefor Trip Cancellation and Interruption for Select Covered Reasons; Missed Connection; Travel Delay;Baggage Delay; Emergency Medical Transportation plus Medical Expenses, plus other coverage asoffered by the insurance company. Details on the complete insurance package will be mailed to youwith your documents. Insurance premiums are non-refundable/non-transferable and are included inthe required deposit. The insurance premium is dependent on total trip cost (cruise, air, taxes, etc.).Therefore the premium may increase if optional land packages, cabin upgrades or other items affec-ting total package price are added.

AIR: Airfare is not included as part of the package, however Altair Travel can make flight arrange-ments for you and add it to your package. Altair Travel will charge a service fee for all airline ticketsissued by them. Airfares are based on capacity controls and fares can be discontinued at any time,therefore airfares cannot be guaranteed until ticketed. Payment is required at time of ticketing. Mostairfares are non-refundable with penalties involved for changes. Name changes are not allowed oncetickets are issued. Due to flight schedules and/or availability, it may be necessary for passengers tostay overnight either before or after the cruise. Hotel accommodations and transfers will be at the

CANCELLATION POLICY: *

TERMS & CONDITIONS – Please Read The Terms & Conditions And Complete ALL Applicable Spaces On Registration Form.

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*All Cancellations Must Be Received By Email To: jilldonati@altairtravel.comPlease Note: Most airline tickets have non-refundable fares from the date of purchase

❑ Book My Airfare From: (city) _____________________ Airport Transfers: * q Yes q No

❑ I Will Book My Own Airfare: Airport Transfers: * q Yes q No *Available on Cruise Days only

Please Check One Seating Option:

1st Choice: ____________________________________

2nd Choice: ____________________________________

Special Requests And Special Needs (MUST be made at time of booking):________________________________________________________________________

Dining Selections: (non-smoking only)

Cruise Ship Cabin Category: (Cabins MUST be booked with Altair Travel & Cruises)

Airfare Options:

Name __________________________________________________ Size ______________

Credit Union Contact _____________________________________________________________________

Credit Union Address (No P.O. Box) _________________________________________________________

City _____________________________________________ State ________ Zip Code ______________

Phone Number ( ________) ____________________________ Number ( ________) ___________________________

E-mail Address ________________________________________________ q Credit Union q Home

Mail Registration and Deposits to:Altair Travel & CruisesTravel Consultants /Domestic & International2025 S. Brentwood Blvd., St. Louis, MO 63144

CU Conferences® – The Original Credit Union Educational Cruise Conference Providers

Canada /New England Credit Union Educational Cruise ConferenceSEPTEMBER 10 – 20, 2017 u Aboard Holland America’s ms Zuiderdam

Toll-free: 800–880–0055Please ask for Jill DonatiFax: 888–213–1465jilldonati@altairtravel.com

Cancellations made on or before February 15, 2017 will receive a complete refund less a $200per person Administrative Fee.Cancellations made February 16 through April 16, 2017 will be assessed $200 per person plusAdministrative Fee and non-refundable insurance.Cancellations made April 17 through May 5, 2017 will be assessed $600 per person plusAdministrative Fee and non-refundable insurance.Cancellations made May 6 through June 9, 2017 will be assessed 50% of cruise per personincluding airfare, hotel & package charges plus Administrative Fee and non-refundable insurance.Cancellations made June 10 through June 22, 2017 will be assessed 75% of the total cost per personincluding airfare, hotel & package charges plus Administrative Fee and non-refundable insurance.Cancellations received after June 22, 2017 will be assessed a 100% cancellation fee per personincluding airfare, hotel & package charges. This also applies to “no shows.”

CONFERENCES®CUCU

❑ 1st Seating (5:45 p.m.) ❑ 2nd Seating (8 p.m.)

❑ Open Seating (dine anytime: 5:30 p.m. – 9 p.m.)

Table Size: ❑ 4 ❑ 6 ❑ 8 ❑ 10

Seated With: ___________________________

_____________________________________

Preferred Daytime Fax Phone

Full Legal Name(as listed on Passport) ___________________________________________________________________

Citizenship: ❑ U.S. ❑ Other (please specify): ____________________ Date of Birth ____/____/____

Title ________________________________________________ Nickname For Badge ________________

Home Address (Required) _________________________________________________________________

City _____________________________________________ State ________ Zip Code ______________

Phone Number ( ________) _________________________ Address ___________________________________Home Email

Credit Union Asset

SharingCabin With _______________________________________ Nickname for Badge ________________

Citizenship: ❑ U.S. ❑ Other (please specify): ____________________ Date of Birth ____/____/____

ON OR BEFORE FEB. 28, 2017

Save $100 Per PersonPlus . . . Receive The Signature

Beverage Package For 2 And . . .A Pinnacle Grill Dinner For 2!!!

BOOK MAR. 1 – MAY 31, 2017

Save $50 Per Person

Please Note:u

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A $1200 per person deposit Mustbe included with this form to holdthe category requested.Credit cards are Not Acceptedfor paymentRegistration Can Not be confirmeduntil deposit is received.

Register Early & Save!

passenger’s expense. Please Note: If you plan to make your own air arrangements, please contactAltair Travel to verify the cruise line’s requirements for arrival and departure.

AIRPORT/SHIP TRANSFERS: Transfers Are Available On Arrival & Departure Sailing Dates– Transfer from LGA/JFK/EWR to pier is $34 per person. You can use this transfer as long as your flight arrives in before 2:00 pm on September 10.– Transfer from Quebec Cruise Terminal to Quebec City Airport is $25 per person. Please make sure you book your flight on September 20, 11:00 am or after.

DEPOSIT: A $1200 PER PERSON Deposit Is RequiredA completed registration form with the required deposit must be sent in order to register. Faxedregistration forms are not accepted. The non-refundable insurance premium is included in the deposit.

DOCUMENTS: All documentation including invoices, information packets, etc. will be sent toyour credit union. Requests to have documents mailed directly to a home address require a letter ofpermission from the credit union CEO.

FINAL PAYMENT: Final Payment Is Due June 10, 2017Port charges, government taxes, and fees are $540 per person and will be added to your final invoice.All taxes & fees are subject to increase. Please Note: Cabins booked after Final Payment Deadlinerequire payment in full.

PROOF OF CITIZENSHIP: U.S. And Canadian Citizens MUST CarryA Valid Passport With A Validity Date Of 6 Months Beyond Your Travel Date.Please ensure that the full name given on the conference registration form is your legal name(no nicknames or abbreviations) as your cruise and air ticket must match passport. Non U.S. orCanadian citizens will be responsible to check with their Consulates to determine the documentationrequirements for the countries to be visited.

DISCLAIMER OF LIABILITY: Credit Union Conferences and Altair Travel hereafter referred toas the Sponsor and the Agent, act as a mere agent for suppliers in selling travel related services, thatare not directly supplied by the Sponsor or the Agent. Therefore, they shall not be responsible forbreach of contract or any actions or omissions on part of such suppliers, which result in any loss,damage, delay or injury to you or your travel companions or group members. Sponsor and Agentdo not guarantee any such suppliers rates, bookings, reservations, connections, scheduling, or handlingof personal effects. Sponsor and Agent shall not be responsible for any injuries, damages, or lossescaused to any traveler in connection with terrorist activities, social or labor unrest, mechanical orconstruction failures or difficulties, diseases, local laws, climatic conditions, criminal acts orabnormal conditions or developments, or anyother actions, omissions, or any other conditionsoutside the Sponsor or Agent’s control includingcancellations or delays caused by invalid pass-ports, visas or other required travel documents.

The responsibility of Holland America CruiseLine is governed by the passenger contract onyour cruise ticket.

Payment of cost constitutes an automaticconsent to the above and all clauses.

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Special Notes:Any special requests will be forwarded onto the cruise line; however these are requestsonly and cannot be guaranteed.Credit cards are NOT accepted for payment.Registration can NOT be confirmed untildeposit is received.

AIR (continued) :

PASSPORTREQUIRED

A Signature Of Excellence

PASSPORTREQUIRED