CRisMac Solution for MIS-ADF
Transcript of CRisMac Solution for MIS-ADF
CRisMac Solution For MIS-ADF
Introduction - RBI Requirement
Seamless flow of data from Individual source system into a Centralized
Data Repository
Accurate and Timely submission of regulatory reports without any
manual intervention
Transformation of Data to be submitted to RBI through various layers:
• Data Acquisition Layer
• Data Integration & Submission Layer
• Data Conversion/Validation Layer
• Data Submission Layer
Need for a common end state covering the dimensions of Process and
Technological maturity
Benefits of Automation:
Improved Timelines
Enhanced Data Quality
Improved Efficiency of Processes
Reduced Costs
Use of the CDR for MIS Purposes
CRisMac in Banks
Comprehensive Database (Assets, Liabilities & others)
Interfacing with transaction system
Existing customers / accounts.
New customers/ accounts.
Cross validationCross validation of parameterized data
Gen of business & regulatory MIS
Gen of Information of Dash Boards for executives
Gen of monitoring reports on banking ops.
Generation of internal analytical reports.
Processing engine for granular data output for DSS Automated asset classification & provision computation.MOC incorporation.Generation of compliance reports (pre/post MOC).Basel II computation of RWA of loans & generation of XBRL output as per RBI taxonomy.Generation of CIBIL outputs
Commercial & consumer data (new & old formats).CIBIL mortgage & CIBIL detect (available).
Credit monitoring reports.Potential NPA reports.Review / renewal monitoring reports.Document / insurance due date monitoring.Limit wise, age wise classification reports.
CRisMac in Banks
Facilitating audit process at branch / RO/HO level.
Closing returns (pre/post MOC ) for loans assets
Verification of fresh slippages/ upgradation.
Verification of RW computation for Basel II compliance
Reconciliation of MOCs and net effect verification.
Movement of gross / Net NPA / provision at account level.
Generation of Schlix of BS.
Generation of regulatory returns
BSR 1A , 1B in ASCII format
DSB returns
Priority sector returns.
CRisMac in Banks
Work Flow of ADF by RBIData
Integration & Storage
Implement the business logic
Map target data to repository data structure
Define the business logic for mapping and
validation
Common End State
Bank Current
State
Prepare and implement the
calendar for returns submission
Build the return submission tracking
mechanism
Build provision for generation of certificate
Build provision for receiving and interpreting
feedback from Reserve Bank systems
Data Acquisition
Data Submission
Data Conversion
Define standard data structure for storage
Ensure data is loaded to centralized data
repository
Build a common metadata framework
Work Flow of CRisMac ADF by D2K
Road-map for implementation
CRisMac ADF Extraction Process
SOURCE OF FIELDS
USER_DIRECTIONS
CBS TO STG
SQLs
STG TO TEMP_diagram
SQLs STG TO TEMP
TEMP TO MAIN
SQLs TEMP TO MAIN
BRANCH_REALLOCATION
TIMEKEY_CHECK
BG_STATUS
UNIFORM BRCODE
CRisMac ADF Extraction Process - SSIS
CRisMac ADF Extraction Process - SSIS
CRisMac ADF Extraction Process - SSIS
Data Quality & Cleansing through CRisMac ADF
Data Issues:Invalid DataConflicting DataInsufficient Data
Quality Data leads to:Increased efficiency.Enhanced customer satisfaction.Drives profitability of organisation.
Poor Quality Data:Conflicting reports.Flawed business plans.Erroneous decisions
Total number of source records:
Percent of missing column values: May be represented by NULL or a
dummy value such as NA, Unknown, or 9999 etc in source data.
Percent of referential integrity errors.
Missing file indicator.
Source system schema change indicator.
Flagging suspicious data values: Exceptionally high or low values.
Data Quality & Cleansing through CRisMac ADF
CRisMac ADF - GAP Data Interface
Inward-Outward RemittancesUnclaimed DepositsDetails of Service Tax PaidTrade Credit ApprovalsBSR-IIITrade Credit Disbursements & Debt ServicingNHAG DetailsBond DetailsBank ReconciliationCredit Card Business DetailsSundry Debtors.Loan Sale Securitization DetailsBullion Import DetailsBSR-IV
Mode of Operation Change Branch Selection
AddEdit/DeleteView
Reports
RBI 28- Balance sheet Analysis
RBI 31- DSB Return no-III report on Quarterly operating results
RBI 36-Statement of Structural Liquidity
RBI 37 Statement of Interest rate sensitivity – rupee
RBI 109–BSR Accounts with Credit Limits of Over Rs 2 lakh
RBI 110 B –BSR Classification of Term Deposits According to Original Maturity
RBI 110 C –BSR Classification of Term Deposits According to Interest Rate Rang
e
RBI 110 E -BSR Classification of Term Deposits According to Residual Maturity
RBI 189-SME_IOutstanding
Credit to Micro Small and Medium Enterprises (MSME) Sector
RBI 197 -Half Yearly Adhoc data on Priority Sector Advances
RBI 200- State wise Yearly return on Priority Sector Advances (Final)
Reports
CRisMac ADF - Key Solution components
Solution/Service Component Proposed Components
ADF solution CRisMac©
Data Base SQL 2008 R2 Enterprise edition
ETL SQL Server Integration Services (Built-in with MS SQL Server license)
Interface Visual Studio 2010
Hardware Compatible servers from recognized vendors as per Hardware requirements
CRisMac ADF Solution Architecture: Physical
CRisMac ADF - High Availability Architecture
Clustering of Database Servers
Clustering of Application servers
Redundant Power, LAN, FC Interfaces
Redundant Boot Disks for Operating systems
ISCSI Based Blade Storage deployment
Remote Management and Proactive Diagnosis of Hardware
SQL DB Mirroring
OUR CREDENCE