Create the budget you can stick with in times of uncertainty
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NOT to spend money you do not have
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always be prepared for
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identify bad SPENDING HABITS
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have a sense of
SECURITY
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DISCIPLINE yourself
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be able to SAVE
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Note down all of your sources of INCOME
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Segregate your monthly EXPENSES
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MONTHLY EXPENSES
essentials
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MONTHLY EXPENSES
essentials extras
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ESSENTIALS
fixed expenses
do not change
rent
mortgage
electricity bills
water b
ills
cre
dit c
ard
b
ills
em
ergency fund
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EXTRAS
variable expenses
continually change
grocery purchases
personal entertainment
ta
ke
-o
ut fo
od
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KEEP TRACK
of expenditures with receipts & invoices
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Let’s BEGIN!
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total income
total expenses
Let’s BEGIN!
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NEGATIVE?
Look at areas where you need to cut down, or remove completely.
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POSITIVE?
Great! Focus on debt repayment prior to savings in order to clear out unwanted
clutter in your budget.
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DISCIPLINE
& follow through
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long-term benefit EMOTIONALLY, PHYSICALLY & SPIRITUALLY
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Happy Budgeting!
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Happy Budgeting!
Share knowledge
with friends!
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Read more on PrioBlog: http://www.priotime.com/creating-a-budget-you-can-stick-with/
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Set your major goals in life, make them actionable &
follow through
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Get the most out of Life!