SharePoint ShopTalk: Connecting SharePoint/FAST Search to Line of Business Systems
ConnectPay ACH on File Overview Loop for ShopTalk 3.8ConnectPay ACH on File Overview Loop for...
Transcript of ConnectPay ACH on File Overview Loop for ShopTalk 3.8ConnectPay ACH on File Overview Loop for...
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© 2016 First Data Corporation. All Rights Reserved.
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ConnectPay℠Next Generation ACH Solutions from TeleCheck
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© 2016 First Data Corporation. All Rights Reserved.
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TRANSFORMING THESHOPPING EXPERIENCEFOR ACTIVATEDCONSUMERS
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The activated consumer can doeverything, everywhere:
• Move money
• Manage savings
• Buy lunch
• Pay for gas
• Use a coupon
• Grab a coffee
• Catch a special sale
• Get customer rewards
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© 2016 First Data Corporation. All Rights Reserved.
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Connect with your Customers
Modern, Flexible Payment Strategy
Securely Drive Incremental Sales
User Experience Focused
• Access to multiple ACH solutions/services via API
• Fits anywhere ‘Card on File’ fits, i.e. mobile/virtual wallets
• Ties to loyalty programs• Supports any form factor• Differentiates from competition
• Authentication, Vaulting, Tokenization
• Removes sensitive consumer data from merchant
• Encourages customer loyalty through rewards
• Improves checkout ease• PIN secured transactions
• Rewards driven• Frictionless enrollment/validation
• Only two data points to complete enrollment
• Multiple enrollment channels• Auto-filled application
CONNECTPAY℠, our next gen ACH on File solution, offers instant enrollment features so you can easily drive customers to a lower cost, secure, token-based payment type
Increase Efficiency Reduce Costs
• Lower cost and guarantee available
• Supports connected commerce
• Higher approval rates than credit/debit cards
• Warranty eliminates liability
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© 2016 First Data Corporation. All Rights Reserved.
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Key Benefits
You Your CustomersEase of integration - access to multiple ACH solutions and services via API
Instant account validation, Easier than card enrollment, No transcribing info
Never handle consumer sensitive data – ACH token capabilities
Rewards driven vs. Debit no rewards
Increase customer stickiness -DDAs are longer term
Debit cards lock up funds in pre-auth situations
Supports payments at POS, Mobile, Online, Recurring, At Pump Provides “Float”
Reduce risk with warranty service, no chargebacks
Allows for a connected commerce purchasing experience
Appeal to customers that don’t have cards - 32M with no debit/credit card
Gives “card-less” customers buying power anytime, anywhere
The most versatile ACH payment platform in commerceAdd value to your business with a modern, lower-cost solution that fits anywhere ‘card on file’ does
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© 2016 First Data Corporation. All Rights Reserved.
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Supports virtually any payment use case
At POS In-AppStored Value
At Pump
Recurring
Online
• In-App/Stored Value– Consumer uses ACH to:
ü Load funds to a prepaid card, gift card, or virtual accountü Fund mobile app, virtual gift card for coffee shop and
earns 2x points/rewards
• At POS/At Pumpü C-store offers10 cent per gallon discount when ACH card
is used at the pumpü Grocer pay enables rewards accounts with ACH allowing
customers to pay with only their phone # + PINü Retailer pay enables mobile app with ACH for in-store
payments
• Online/Recurringü Consumer uses ACH to pay for monthly movie streaming
subscription ü Pizza retailer’s site allows customers to save ACH
information for quicker checkout ü Grocer allows customers to buy groceries in-app or online
and checkout from car
ConnectPay℠ Use Cases
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© 2016 First Data Corporation. All Rights Reserved.
ConnectPay℠ In Action
AOFPaymentAPI
Client
tokenPayment• Warranty (guaranteed to client)• Non-warranty supported for recurring payments
• PIN protection at POS & Pump
At the Pump At the POS Recurring In App Online
Authorization& Settlement
token
AOFEnrollAPI
Client
Authentication Enrollment• Instant validation w/online banking login capability
• No checkbook or account number required• Tokenization or client customer # supported
• Consumers enroll bank account• TeleCheck validates and returns token• You save with ACH payment solution
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© 2016 First Data Corporation. All Rights Reserved.
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