Condado, guide

CONDADO DE ALHAMA GOLF RESORT

110% Finance

– Buy Today for £1995

GROWTH WITH SECURITY

MESSAGE FROM THE CHIEF EXECUTIVE OFFICER

As an optimist I see an abundance of opportunity in today’s property market both at home and overseas. The current economic climate see’s developers and financial institutions experiencing a lack of liquidity and ordained to look for alternative solutions.

When I set up Prestige Brokers in January of 2011, my vision was to exploit this gap in the property market. I couldn’t do this alone, what I needed was the strength of a team, a team of motivated property investors.

Starting from a small two man team based out of Richmond, Surrey within a short span of time we have now built a powerful reputation as a dynamic and innovative, international property investment company. With an active consortium of over 2000 investors, we have been able to secure favorable investment projects in prime locations across the UK and overseas, completing transactions in excess of £25 Million in 2011. These success’s cannot to be credited to Prestige Brokers alone, we can only deliver when we the agent and you the investor work as a team. Our partners are our clients and we understand our business relies on long-standing relationships with you. You the client are the strength of our business and we will consistently strive to not just deliver but exceed your expectations. Investors are looking for ‘growth with security’ and that is our motto.

I look forward to doing business with you and assisting you to achieve your property investment goals.

[email protected]

Prestige Brokers are committed to strengthening the standing of wealthy clients and those aspiring to become wealthier, through the procurement of secure property and alternative investment opportunities. We understand that wealth is more than money; it means something different to everyone and each individual has their own goals, ambitions and requirements.

Services• 100%FinancePropertyInvestment• UKStudentPropertyInvestment• UKHotelRoomInvestment• UKCommercialPropertyInvestment• OilandGasInvestment

The back bone of our operation is our consortium of investors. Withtheirstrengthweareabletostructurebespoke100%finance project’s that are cash flow positive from the outset, allowing members the opportunity to develop large property portfolio’s with minimal cash outlay. Leveraging the power of our consortium we negotiate extremely favorable terms with developers and banks, delivering the most valued property and alternative investment service on the market. Within the UK we have identified two key areas of growth within the Student and Hotel sectors. Demand within the sectors is rapidly growing as investors enjoy the security of an investment in the established British market packaged with high rental yields.“Growth with Security” is our motto and this is what we are delivering. Whether it be a high yield investment in the UnitedKingdomoroneofoursignature100%financeprojects,we strive to continuously deliver unparalleled product.

INTRODUCTION TO PRESTIGE BROKERS

Welcome

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CONTENT

1. Introduction to Prestige Brokers....22. Message from the Chief Executive Officer......23. Investment Overview.........................44. Condado de Alhama Golf Resort.............................................65. Los Naranjos de Alhama.................16

Apartments of Los Naranjos de Alhama......18Specification...........................................................22Rentability...............................................................25

6. Contacts...............................................26

Followusnews&updates

Formoreinformationpleasevisit

www.prestigebrokers.co.uk

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INVESTMENT OVERVIEW

100%FinanceThe 2008 downturn in the Spanish property market saw many developers over exposed and ultimately left local banks with an abundance of repossessed property. To many this may seem to be just another crisis story, to Prestige Brokers it presented a great opportunity. Capitalising on our contacts with European banks we are structuring highly lucrative investment opportunities, up to50%belowmarketvalueandleveragedupto110%,covering the property price, IVA (local VAT), stamp duty and other transfer fee’s.

At present there are some fantastic bargains to be had including a selection of apartments with 110% mortgages available from just €65,000. If you are looking for golf properties Murcia and Condado de Alhama resort offers some of the most affordable options for golf resort properties in Spain.

Whatis100%financepropertyinvestment?100% finance property investment is the acquisition ofproperty where the full purchase price and closing costs are leveraged by a financial institution.

Why are banks offering 100%finance?

Most banks are not accustomed to hold fixed assets in their books (balance sheets) and therefore even the most prime property project on their books are classified as ‘non performing assets’. Not many banks has been successful with their Real Estate asset management desks and they cannot function as Landlords due to the cost ineffectiveness of setting up such corporate structures, recent attempts by many Spanish banks to set up Real Estate desks has not been successful. Thus mainly residential properties on their balance sheets remain as non-performing assets and banks are keen to convert them into performing loans such as mortgages.

With banking reforms and monetary policy pushing financial institutions to minimize their market risk, banks are now motivated to clear their books of these ‘non-performing assets’ and to do so in the swiftest way possible. With a lack of liquidity in the institutional investor sector the banks are now offering credible individual investors with fully financed deals – making superior investments available to individual investors / buyers. These investors in turn benefits from the lucrative acquisitions and generate income by letting and managing these properties meeting the bank’s loan interest payments – making banks also a return of and on their capital.

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INVESTMENT OVERVIEW

What are the advantages of 100%finance property investment?100%financeisawindowofopportunitythatallowsinvestorsto quickly develop sizeable property portfolio’s with minimum cash input. Prior to the financial crisis investors would need 20%-30%depositstoinvestinequivalentprojects.Today’sunique circumstances allow investors to get on or climb the property ladder with minimal to nil cash input.

Howare100%financedealsstructured?Thestructuringof100%financeprojectsisadelicateprocess.A number of key catalysts must align in order for the projects to meet our criteria and be financially sound.

Common circumstances are banks offering fully leveraged investment opportunities on ‘non-performing assets’ repossessed from developers during the financial melt down.

A key criteria for Prestige Brokers is that we only work on projectswhereatleast65%ofthedevelopmentwassoldbythe developer and the reason for repossession was not due to the short comings of the particular project but rather the developers over exposure in other less popular projects. This can be seen as a cherry picking process where as we only invest and introduce our clients to the most prime projects with potential of both high capital growth and rental returns.

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Isitpossibletohavea100%financeproject that is cash flow positive from the off-set?Yes it is possible to structure deals that require minimal to nil capital outlay and deliver investors a profit after paying all management charges and mortgage repayments from Year 1. This is the circumstance in most of our projects as you are buying significantly below market value in prime locations thus rentability is strong and will cover interest and capital repayments.

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Condado de Alhama is the largest resort built by Polaris World and hosts the only Jack Nicklaus “Signature” course. The full 18 hole course opened in December 2009 and has had some fantastic reviews with many claiming it now to be the best course at any of the resorts that Polaris World have developed.

The resort is the closest to the 1.1 Billion Euro Paramount Theme Park (under 2.5 miles), a 15 minute drive from the Mazarron beach and 20 minutes from the new Corvera International airport. Meanwhile Murcia (San Javier) airport is just 40 minutes away and Alicante 60 minutes. Other nearby attractions includes the city of Murcia, Cartagena and Sierra Espuna National Park.

There has never been a better time to invest in this exciting location as the effect of the newly opened Corvera International Airport and under-construction Paramount Murcia will have on property prices are yet to be seen. When the theme park draws in the many millions of promised visitors, expect any property within an hour’s drive to have a significant premium added to the price tag.

Murcia is set to become the Florida of Spain. ”

“

For sports fans... and professionals alike, the resort provides unbeatable facilities for their favourite sporting and leisure activities. Sports facilities on the resort include several tennis courts, three football pitches, squash courts and paddle courts. There are over 20 swimming pools serving the various apartments and full education and health services.

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Murcia is set to become the Florida of Spain. ”

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The town centre at Condado de Alhama, the 75,000 metre sq Al Kasar opened in July 2009. The town centre has capacity for around 20 shops, bars and restaurants. Already there is a large supermarket open along with an Irish bar and two restaurants. The local town hall of Murcia has opened a tourist office in the town centre.

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“Murcia is set to become the Florida of Spain”

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Al Kasarthe town centre at Condado de Alhama , opened in July 2009.

“Murcia is set to become the Florida of Spain”

INVESTMENT OVERVIEW

What are the advantages of 100%finance property investment?100%financeisawindowofopportunitythatallowsinves-tors to quickly develop sizeable property portfolio’s with minimum cash input. Prior to the financial crisis investors wouldneed20%-30%depositstoinvestinequivalentpro-jects. Today’s unique circumstances allow investors to get on or climb the property ladder with minimal to nil cash input.

Howare100%financedealsstruc-tured?The structuringof100%financeprojects is adelicatepro-cess. A number of key catalysts must align in order for the projects to meet our criteria and be financially sound.

Common circumstances are banks offering fully leveraged investment opportunities on ‘non-performing as-sets’ repossessed from developers during the financial melt down.

A key criteria for Prestige Brokers is that we only work on projectswhereatleast65%ofthedevelopmentwassoldbythe developer and the reason for repossession was not due to the short comings of the particular project but rather the developers over exposure in other less popular projects. This can be seen as a cherry picking process where as we only invest and introduce our clients to the most prime projects with potential of both high capital growth and rental returns.

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Isitpossibletohavea100%financeproject that is cash flow positive from the off-set?Yes it is possible to structure deals that require minimal to nil capital outlay and deliver investors a profit after paying all management charges and mortgage repayments from Year 1. This is the circumstance in most of our projects as you are buying significantly below market value in prime locations thus rentability is strong and will cover interest and capital repayments.

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Residents of Condado de Alhama Golf Resort have a par 72, 18 hole Jack Nicklaus Signature golf course, just a stones throw away from their homes. The pro-shop at Alhama is based in the Al Kasar town centre.

RELAX

Background photo and insets: In 1978, J ack won the British Openat St. Andrews and was named Sports Illustrated ’s “ Sportsman ofthe Year.” (See cover on opposite page.)

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RELAX

Services and Facilities{

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{ SERVICES AND FACILITIES

1 Large Supermarket2 Two Restaurants3 Irish Bar4 Tapas Bar 5 Pro Shop6 TwoFootballPitches7 Three Squash Courts8 Gym9 Two Tennis Courts10 Basketball Hard Court11 Murcia Tourist Centre12 Nicklaus Signature Course13 Over 20 Communal Swimming Pools

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he luxury apartments of Los Naranjos de Alhama are built in several phases either poolside or front-line golf. Both types provide spectacular views over man-made water features and the lush green tapestry of the landscaped gardens and signature golf course.

Exclusive and Tranquil

Golf and water is the main feature in Los Naranjos de Alhama. The properties of Los Naranjos are set amidst tailor made surroundings of natural parkland, communal swimming pools and landscaped gardens with a central boulevard incorporating green areas, children’s play ar-eas and parking. With its surrounding golf course, lakes and swimming pools, an unparalleled sense of peace and tranquility, pervades this resort; a resort where the countryside rolls away before you, as far as the eye can see.

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LOS NARANJOS DE ALHAMA

The properties of Los Naranjos have a Mediterranean feel that fits in perfectly with the rest of the Condado and blend into their natural surroundings.

The front-line golf location provides spectacular views over the lakes and the lush green tapestry of the golf course. In contrast the luxury poolside apartments boast spectacular views over the man-made water features set amidst landscaped gardens with a back drop of the surrounding mountains.

The apartment buildings boast an original stepped architectural design and feature 2 and 3 bedroom properties which, thanks to the terraces, offer a lifestyle normally only experienced in penthouses.

APARTMENTS OF LOS NARANJOS DE ALHAMA

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Los Naranjos de Alhama is a true paradise.

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LOS NARANJOS DE ALHAMA

The gentle lapping of water in the background adds to the ambience of these apartments with large terraces or spacious gardens on the ground floor. The indoor space has been maximised to make the most of the light and magnificent views, inviting you to live life al fresco.

Imagine getting up at first light to take in the wonder of nature whilst having breakfast. Imagine the vitality of the golf course…Sensations of wellbeing andtranquility which are hard to beat.


APARTMENTS OF LOS NARANJOS DE ALHAMA


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Specifications• 2and3BedroomApartments• Front-LineGolf• Poolside• FullyFurnishedincludingWhiteGoods• 15CommunalSwimmingPools• Pre-installationofAirConditioning• LargeOutdoorLivingSpace• PrivateGarages

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RENTABILITY

Jan-Feb Mar-Apr May-Jun Jul Aug Sep-Oct Nov- Dec

250p/w 250p/w 300p/w 350p/w 400p/w 300p/w 250p/w

RENTABILITY

Please note the figures above are as of current rates. Once construction beings on the Paramount Theme Park there will be a number of internationalworkerscomingtoAlhamadeMurciaandpricesforlong-termrentalsintheareaareexpectedtoincreasebyatleast25%uptocompletion.OncetheThemeParkisfullyoperationalshort-termrentalsinpeakmonthsareanticipatedtoincreasebyupto70%by2017once the resort is up up and running for a few years. Please see sample financials analysis document for further information.

Short Term Rentals

Long Term Rentals

Jan-Feb Mar-Apr May-Jun Jul Aug Sep-Oct Nov- Dec

400p/m 400p/m 400p/m 400p/m 400p/m 400p/m 400p/m

CONTACT

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CONTACT

Zeeshaan Shah - Chief Executive OfficerDirect Line: +44 (0) 208 834 [email protected]

Pubudu Hewage - Head of FinanceDirect Line: +44 (0) 208 834 [email protected]

Stephen Killick - Sales DirectorDirect Line: +44 (0) 208 834 [email protected]

Mariam Zaidi - Head of Client RelationsDirect Line: +44 (0) 208 834 [email protected]

Raj Sharma - Portfolio ManagerDirect Line: +44 (0) 208 834 [email protected]

Emrah Emir - Portfolio ManagerDirect Line: +44 (0) 208 834 [email protected]

INDIVIDUAL CONTACTS

Prestige Brokers UK Limited,Level 4, 26–28 Hammersmith Grove, W6 7BA, London.

+44 (0) 208 834 1035www.prestigebrokers.co.uk

Condado, guide

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