Empower Select Capabilities Brochure ... - Empower Retirement
Company profile Empower - MyBucksCompany Profile Tech Innovation and cutting edge technology. Our...
6
Think. Innovate. Execute. Empower . Company profile.
Transcript of Company profile Empower - MyBucksCompany Profile Tech Innovation and cutting edge technology. Our...
Thin
k. In
nova
te. E
xecu
te. E
mp
ower
.
Company profile.
Company Prof i le |
MyBucks digital bank group in Sub-Saharan Africa.
Highl ights
5Banking
operations
1Non-banking
operation
Search
1.5 million
1,815Agents
898Employees
73Branches
Our product offering encompasses banking, credit and insurance through an innovative digital platform
AI Technologies: Proprietary Credit Scoring, Fraud Detection and Personal Financial Management algorithms in place
Seasoned leadership across all markets
Key highlights.
374kNumber of active clients
€2.9mTotal loansissued
€971mTotal disbursed since inceptiom
7.13%Default rate
191%YoY customerdeposit growth
Company Prof i le |
Innovation and cutting edge technology.Our broad portfolio of virtual banking and insurance powered by:
Tech
New technologies like AI, machine learning and blockchain will have the biggest impact on retail banks in the short (36%) and longer term (42%).
4.0bnInternetusers
3.1bnActive social media users
5.1bnUnique mobileusers
2.9bnActive mobilesocial users
Digital around the world 2018.
Instant credit by starting up a conversation.
Nano loans paid real time into your mobile wallet.
Client acquisition on the move.
Our Apps
Reference: The state of fintech and fraud in 2019: SEON
Jessie: Credit scoring
Dexter: Fraud detection
Amie: Affordability calculator based on income and expenses
Wakala: Agent App
FinCloud: Loan management system
Company Prof i le |
Key performance figures.
Stats
Recapitilised
€64
YoY asset growth
18%
Custom deposit growth
191%
Consistent doubtfuldebt provision (YoY)
10.9%Search
100
80
60
40
20
0
MIL
LIO
NS
Operating income
Total assets
Customerloans &
advances
200
180
160
140
120
16
2016
Customerdeposits
85
39
100
80
60
40
20
0
Operating income
Total assets
Customerloans &
advances
200
180
160
140
120
26
2017
Customerdeposits
156
69
100
80
60
40
20
0
Operating income
Total assets
Customerloans &
advances
200
180
160
140
120
21
2018
Customerdeposits
175
86
100
80
60
40
20
0
Operating income
Total assets
Customerloans &
advances
200
180
160
140
120
13
2019
Customerdeposits
208
83
1121
60
Company Prof i le |
(As of 30 November 2019)
ISIN LU1404975507
Share code MBC:GR
Price €0.92
Shares in issue 76,641,991
Specialist Bankhaus Scheich Wertpapierspezialist AG
Co-Applicant Hauck & Aufhäuser Privatbankiers AG
Capital Market PartnerHauck & Aufhäuser Privatbankiers AG
Designated Sponsor MWB Fairtrade Wertpapierhandelsbank AG
Ecsponent Limited
42.97%
Free Float
25.50%Directors
0.97%
Shareholders %
Key company data.
Search
LENDINGWINNER
CEECapitalMarkets&FinTech Awards
RUNNER UP
BEST MOBILE APP PLATFORM
WINNER
FINANCIALINCLUSION
WINNER
FINTECH SOLUTION OF THE YEAR
Luxembourg Finance
Awards 2018
JAN NOVOCTSEPAUGJULJUNMAYAPRMARFEB
2.00
3.00
4.00
5.00
6.00
1.00
Share price(1 January 2019 - 30 November 2019)
Data
Infinitum Limited
12.72%SC Global Ventures (Pty) Limited
17.84%
7.00
0.00
Company Prof i le |
Company name MyBucks S.A
Registration number B199543
Date and country of incorporation
7 August 2015, Luxembourg
Accounting principles International Financial Reporting Standards (IFRS) as adopted by the European Union
Obligation to consolidate Yes
End of financial year 31 December
Essential securities and trading data.
Timothy Nuy Chief Executive Officer
Registered, Mailing and Physical Address: 9, rue du Laboratoire, L-1911 Luxembourg
+352 20 882 123
www.mybucks.com
Contact us:
Board of d i rectors
MARKUS SCHACHNERCHAIRMANAustrian
TIMOTHY NUYCHIEF EXECUTIVE OFFICERDutch
RIAAN PAULCHIEF FINANCIAL OFFICERSouth African
CORNEL VERMAAKNON-EXECUTIVE DIRECTORSwiss/South African
TREVOR JOSLINNON-EXECUTIVE DIRECTORBritish
FRÉDÉRIC BIDETNON-EXECUTIVE DIRECTORFrench/British
Essent ia l
