Client Meeting Presentation
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Transcript of Client Meeting Presentation
Art Of Financial Freedom
WHY Do You DREAM???
Do We Plan our Personal Goals?
Do We Plan our Professional Goals?
YES
???
One Planner
All Financial Solutions
=
Proposition
Comprehensive Financial Plan
Convenience
Consolidation
Dream>Decide>Do
One Advisor – All Products
One Statement– All Investments
About Us
Established in March 2009
Unbiased, qualified, client
focused, fee based - FA
Mumbai, Pune, Delhi and Chennai & expanding
1200 client members
and growing150 Employee members, 100
financial planners and recruiting
We help people achieve their Goals
The Current Financial Services Industry
MANUFACTURERS
•Life Insurance•General Insurance•Equity Broking•Mutual Funds•Loans • FDs/Bonds•Commodities
DISTRIBUTORS CLIENTS
• Banks• Distribution Houses• Broking firms• IFAs/Agents
Currently, the loyalty of the distributor lies with the manufacturer as they are compensated by them.
Ffreedom reverses the current flow by representing the client to the manufacturers as we get compensated by the client
Health Vs. Wealth
Patient
Doctor
Medicine
Client
??????
Products
Anybody who is providing Financial Advice for free is actually not providing Financial Advice
Fees
Comm.
Fees
Comm.
Your Planner should…
When disaster strikes
How to plan for emergencies?
How much and where?
3-6 Months Expenses
In
• Liquid Funds
• Sweep – In Fixed Deposits
Your Planner should…• Life• Health • Asset
Risk Planning- What to Buy??
Risk Planning- How Much to buy ??
Human Life Value:-
A Scientifically proven formula
A Thumb Rule:
Life Insurance Cover needed=Annual Expenses *20
Risk Planning- How Much to buy ??
Risk Planning
Medical cover needed:
Rs. 5,00,000/- per person separately
Risk Planning
Income Replacement Covers:
• Critical Illness
•Accidental Disability Cover
Your Planner should…• Life Goals• Financial Goals
Your Dream Home
CHILDREN EDUCATION
Your Children’s Marriage
Dream to Buy a BMW Price Range: Starting from Rs 32 Lakhs
Steps in goal based investing…
GOAL
Due when?
Cost of the goal
How to get there?
Plan for this dream
Child Education– 15 years from
now
May cost Rs. 10 lacs today
May cost Rs. 28 lacs in future
Invest Rs.5250 every month @ 12%
Your Planner should…
How is your retirement looking?
OR
Retirement – Did you know?Let’s say you are spending Rs.50,000 a month now. How much will you spend when you are 60? Assuming 8% inflation..
45 40 35 30 25
158,608 233,048
342,424
503,133
739,267
C u r r e n t A g e
Ffreedom Financial Planners
USP: Regular Portfolio Rebalancing and Progressive Asset Allocation
Your Planner should…
Hindu Succession Act – Some FactsClass I Class II Class IIISpouseMotherDaughterSon
I. FatherII (1) Son’s grandchildren, (2) brother, (3) sister.III (1) Daughter's grandchildren IV. (1) Brother's children (2) Sister's children, V. Father's father; father's mother.VI. Father's widow; brother's widow.VII. Father's brother; fathers' sister.VIII. Mother's father; mother's mother.
Government
Think of these situations..
Young person in 30s – married with 2 children –
parents dependent.
Nominates wife in all investments, insurance, EPF
etc. If he were to die and wife chooses to remarry
What will happen to parents?
Comprehensive Financial Planning
Comprehensive Financial Planning
Additional Services
• Loans • Tax Filing• Will, POA and Trust Creation• Personal Credit Score Analysis and
Improvement
Core Philosophy
By doing good,
we will do well
So, how are you faring?