Client Financials, Calculator, CLIENT REPORT CARD

8/10/2019 Client Financials, Calculator, CLIENT REPORT CARD

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2013-14 2012-13

Debt Equity 0.15 0.03

Current Ratio 3.571303947 2.742692817

Sales Growth Rate -12.77% -8.58%

Profit Margin 7.52% 10.93%

Profit Growth Rate -39.95% -11.47%ACP 135.7 122.49

APP 113.56 64.71

Annual PAT 289,035,000 481,284,000

Interest Coverage Ratio 41.26 17.26

Networth (Cr.) 598.85 578.84

Revenue from Operations 3,841,229,000 4,403,586,000

2013-14 2012-13

Debt /Equity 1.31 1.54

Current Ratio 1.06 1.37

Sales Growth Rate 5.85% 29.19%


Profit Growth Rate -81.39% 1.96%

ACP 108.34 59.49

APP 316.00 203.63

Annual PAT 153,893,000 826,951,000


Networth (Cr.) 646.14 633.12

Revenue from Operations 22,836,184,000.00 21,574,645,000.00

2013-14 2012-13 (9 m)



Sales Growth Rate NA NA

Profit Margin NA NA

Profit Growth Rate NA NA

ACP 147.49 133.28

APP 384.59 NA

Annual PAT (8,533,704,000.00) (2,405,402,000.00)


Networth (Cr.) 2,041.12 2,169.17

Revenue from Operations 49,388,622,000.00 4,468,680,000.00

IVRCL Financials

Man infra Financials

Pratibha Industry Financials


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2011-12 2010-11



Sales Growth Rate 43.84% -21.32%


Profit Growth Rate -7.6% -38.2%ACP 104.77 106.43

APP 72.17 43.21

Annual PAT 271,915,000 294,424,000


Networth (Cr.) 280.53 254.46


2013-14 2012-13

Debt /Equity 3.369813163 1.92805859

Current Ratio 1.141596564 0.967124489

Sales Growth Rate 4.81% 23.19%

Profit Margin -39.87% 33.79%

Profit Growth Rate -223.66% -81.01%

ACP 35.34 16.74

APP 181.21 148.65

Annual PAT (106,100,000) 85,800,000


Networth (Cr.) 450.66 416.45


2013-14 9M 31st Dec 2013

Debt /Equity NA 5.62

Current Ratio NA 1.47

Sales Growth Rate NA NA

Profit Margin NA 3%

Profit Growth Rate NA NA

ACP NA 83.47

APP NA 80.95

Annual PAT(for 9month) NA 40,744,455.00

Interest Coverage Ratio NA 6.46

Networth (Cr.) NA 17.82

Revenue from Operations NA 1,370,621,348

Capacite Financials

B.E Billimoria & Company Limited

JMC Projects LTD.


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2013-14 2012-13



Sales Growth Rate -33% 1.03%

Profit Margin 2.27% -5%

Profit Growth Rate 130.48% -53.60%ACP 172.25 107.88

APP 172.43 97.25

Annual PAT 217,359,000 (713,134,000)

Interest Coverage Ratio 1.08 -1.49

Networth (Cr.) 226.09 204.38


2013-14 2012-13



Sales Growth Rate 34% -7%

Profit Margin 12.96 13.51

Profit Growth Rate 28.5% 5.1%

ACP 214.76 204.59

APP 33.2 21.75

Annual PAT 2,238,444,000.00 1,741,978,000.00


Networth (Cr.) 6,883.76 7,272.47

Revenue from Operation 17,271,727,000.00 12,895,760,000.00

Company Name Market Capitalisation (in Cr.) Current Price 52 week Hi

Man infra 886.3 179.05 184

Ahluwalia Contracts 655.87 104.5 114.7

India bulls Real Estate 4231.73 99.6 109.45

JMC Projects LTD. 427.03 163.5 167.75

Pratibha Industries 594.21 58.8 60.8

IVRCL Limited 796.37 25.95 30.75

Source - www.moneycontrol.com

Date - 30.06.2014

Ahluwalia Contracts

India bulls Financials


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52 Week Low

84

15.55

45.1

55

16.8

9.8


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Ascertaining Credit Purchases 2014-13 2012-13

Opening Stock + Opening WIP

Cost of Goods sold [COGS]

Closing stock + Closing WIP

PURCHASES - -

Calculation of Average Collection Period 2014-13 2012-13Total Sales

Daily Sales - -

Total Receivables

Average Collection Period #DIV/0! #DIV/0!

Calculation of Average Payment Period 2014-13 2012-13

Total Purchases 1,000.00

Daily Purchases 3.703703704 -

Total Creditors / Trade Payables 500

Average Payment Period 135.00 #DIV/0!

Market Data [For Listed Companies]

2014-13 2012-13

Market Capitalization

EPS

Share Price/52 Week High/ 52 Week Low


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Ascertaining DSO from Credit Limit

Monthly Sales 6,969,942

Daily Sales 232,331.41

DSO Outcome 129.1258905

Credit Limit 30,000,000

Ascertaining Credit Limit TriggerMonthly Sales 6,969,942

Daily Sales 232,331.41

Targeted DSO 60

Credit Limit 13,939,884.50

Debt Equity Ratio

Non-current liabilities

Shareholders funds

#DIV/0!

Debt Equity Ratio

Current assets

Current liabilities

#DIV/0!

Interest Coverage Ratio

Earnings Before Interest and Taxes [EBIT]

Finance Costs

#DIV/0!


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SOLVENCY

networth more than 500cr 1

debt equity ratio less than 1 1.5

ICR greater than 20times 0.75

sector infrastructure 1class promoter 0.75

ownership public ltd listed company 1

6

LIQUIDITY

current ratio greater than 2 2

ACP less than 45 Days 1

APP less than 45 Days 1

4

PROFITABILITY

Profit after tax greater than 200 1

profit margin greater than 15 1

profit growth rate greater than 30% 0.5

sales growth rate greater than 30% 0.5

sales turnover greater than 1000cr 0.5

3.5

CLIENT TRADE HISTORY

value of monthly business done 10lac to 50 lac 1

average DSO less than 45 days 3

recent track history always paid 1

5

MARKET REPUTATIONiconic projects yes 0.5

trade creditors reference always paid 0.25

bank reference good 0.5

projects in hand more than 5 0.25

1.5

Client Report Card


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SOLVENCY LIQUIDITY

networth current ratio

more than 500cr 1 greater than 2 2

250cr to 500cr 0.75 greater than 1.5 1.5

50cr to 250cr 0.5 greater than 1 1

less than 50cr 0.25 less than 1 0.25

debt equity ratio ACP

less than 1 1.5 less than 45 Days 1

1 to 2 1 less than 60 days 0.75

2 to 3 0.5 less than 90 days 0.5

greater than 3 0 greater than 90 days 0

ICR APP

greater than 20times 0.75 less than 45 Days 1

10 to 20times 0.5 less than 60 days 0.75

2 to 10times 0.25 less than 90 days 0.5

less than 2times 0 greater than 90 days 0

sector

infrastructure 1

builder and developer commercial 0.75

builder and developer resedential 0.5

builder and developer industrial 0.25

Class

promoter 0.75

contractor 0.5

subcontractor 0.25

ownership

public ltd listed company 1

public ltd unlisted company 0.9

private ltd sub of listed company 0.8

private limited 0.6

partnership firm 0.5


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proprietorship firm 0.3

NGO/HUF/others 0.2


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PROFITABILITY Client Trade History

Profit after tax Value of Business Done (Monthly)

greater than 200 1 10lac to 50 lac 1

100 to 200 0.75 3lac to 10lac 0.5

0 to 100 0.5 below 3lac 0.25

loss 0

Average DSO

Profit Margin less than 45 days 3

greater than 15 1 46 to 60 days 2

10% to 15% 0.75 60 to 90 days 1

5% to 10% 0.5 greater tha 90 0

less than 5% 0

recent track history

profit growth rate always paid 1

greater than 30% 0.5 paid with delays 0.75

greater than 10% 0.25 irregular 0.5

less than 10% 0 problematic 0

Sales Growth Rate

greater than 30% 0.5


less than 10% 0

Sales Turnover

greater than 1000cr 0.5

200cr to 1000cr 0.25

less than 200cr 0


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MARKET REPUTATION

iconic projects

yes 0.5

no 0

trade creditors reference

always paid 0.25

paid with delays 0.2

irregular 0.15

problematic 0

bank reference

good 0.5

average 0.4

neutral 0.3

defaulter 0.1

number of projectsmore than 5 0.25

2 to 4 0.15

single 0.5


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SOLVENCY

networth more than 500cr 1

debt equity ratio less than 1 1.5

Interest Coverage Ratio greater than 20times 0.75

sector infrastructure 1class contractor 0.5

ownership public ltd listed company 1

5.75

LIQUIDITY

current ratio greater than 2 2

ACP greater than 90 days 0

APP greater than 90 days 0

2

PROFITABILITY

Profit after tax 0 to 100 cr 0.5

profit margin 5% to 10% 0.5

profit growth rate less than 10% 0

sales growth rate less than 10% 0

sales turnover 200cr to 1000cr 0.25

1.25

CLIENT TRADE HISTORY

value of monthly business done 10 lacs and above 1

average DSO 60 to 90 days 1

recent track history paid with delays 0.75

2.75

MARKET REPUTATIONiconic projects yes 0.5

trade creditors reference always paid 0.25

bank reference good 0.5

projects in hand more than 5 0.25

1.5

Client Report Card


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SCORE = 13.25 on 20


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proprietorship firm 0.3

NGO/HUF/others 0.2


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PROFITABILITY Client Trade History

Profit after tax Value of Business Done (Monthly)

greater than 200 cr 1 10 lacs and above 1

100 to 200 cr 0.75 3lac to 10lac 0.5

0 to 100 cr 0.5 below 3lac 0.25

Loss 0

Average DSO

Profit Margin less than 45 days 3

greater than 15 1 46 to 60 days 2

10% to 15% 0.75 60 to 90 days 1

5% to 10% 0.5 greater tha 90 0

less than 5% 0

recent track history

profit growth rate always paid 1

greater than 30% 0.5 paid with delays 0.75

greater than 10% 0.25 irregular 0.5

less than 10% 0 problematic 0

Sales Growth Rate



less than 10% 0

Sales Turnover

greater than 1000cr 0.5

200cr to 1000cr 0.25

less than 200cr 0


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MARKET REPUTATION

iconic projects

yes 0.5

no 0

trade creditors reference

always paid 0.25

paid with delays 0.2

irregular 0.15

problematic 0

bank reference

good 0.5

average 0.4

neutral 0.3

defaulter 0.1

number of projectsmore than 5 0.25

2 to 4 0.15

single 0.5

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