Client- 3 in 1 Combo Presentation

3 IN 1COMBO

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• WHY 3 IN 1?• WHAT DOES IT OFFER?• WEALTH CREATION THROUGH SIP• KPTP• START FAMILY HEALTH OPTIMA

3 IN 1COMBO

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WHAT IT CONTAINS???

• 3 steps toward

Why 3 in 1 Combo?

Safety Good Health

Wealth Creation

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WHAT IT CONTAINS???

Age Yearly inv* Term Life Insurance Health insurance Wealth creation#

25 35000 25 2500000 300000 61.36 Lacs

30 35000 25 2500000 300000 59.95 Lacs

35 35000 25 2500000 300000 57.19 Lacs

40 35000 25 2500000 300000 48,92 Lacs

*Yearly Investment is a approx total of the premium for KPTP for 25lacs, premium of STAR family Health Optima for 3 Lacs and rest in SIP in MF# Future approx wealth creation of the SIP at 15% Expected rate of Return

For Exact planning of your self check DEMO4

3 in 1 Example

• TAKING LIFE INSURANCE “TO PROTECT THE FINANCIAL FUTURE OF FAMILY” AGAINST THE PREMATURE DEMISE… IS THE FIRST STEP Of Financial Planning..

• 3 in 1 combo offers the sum assure of 2500000/-

Safety

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SAFETY

• YOU EARN FOR YOUR FAMILY.• YOU HAVE TAKEN FINANCE FOR YOUR VEHICLE/BUSINESS.• YOU HAVE TAKEN SAFETY MEASURES FOR YOUR FAMILY.• YOU HAVE PLANNED WELL FOR YOUR CHILD’s EDUCATION, CHILD’s

MARRIAGE.• YOUR FAMILY IS DEPENDENT ON YOU.• YOU HAVE TAKEN FULL INSURANCE OF YOUR CAR.• YOU HAVE TAKEN INSURANCE OF YOUR HOUSE.• YOU HAVE TAKEN INSURANCE OF YOUR OFFICE & BUSINESS.

WHAT ABOUT U ?UNCERTAIN RISKs DO NOT NEED ANY WELCOME

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WHY TERM INSURANCE?

• KOTAK IS uniquely positioned to add significant value to customers through UNIQUE product.

• Kotak Preferred Term Plan (KPTP) for non- tobacco

users and women, which is one of the cheapest pure term insurance products in the market.

– The TERM insurance products offered by KLI are the cheapest premiums in the market.

– Different products for women & non-smokers results in lower premiums. This results into savings for your client.

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WHAT KOTAK TERM PLAN ???

25 Lacs for 20 years Terms

AGE LIC Aviva ICICI Metlife Kotak

21 5000 3532 3931 4191 3392

25 5450 3916 4314 4467 3419

30 6425 4908 5187 5212 3750

35 8500 7114 7098 6866 4770

40 12025 10892 10401 9789 6839

45 17800 16986 15752 14449 10285

50 27225 NA 24432 22005 162978

TERM PLAN COMPARISON



21 5250 3750 4204 4357 3392

25 5875 4357 4723 4798 3530

30 7300 5818 5897 5873 4109

35 9925 8576 8190 7969 5405

40 14225 13126 12040 11444 7997

45 21300 NA 18291 17069 12271

50 NA NA 28582 NA NA9




21 5625 4136 4558 4633 3474

25 6525 5074 5241 5267 3778

30 8400 7004 6716 6673 4550

35 11625 10341 9391 9182 6260

40 16925 NA 13841 13319 9431

45 NA NA 21157 NA NA

50 NA NA NA NA NA10


• Taking the Health Insurance for all family

members is unavoidable due to

“INCREASING MEDICAL TREATMENT

EXPENSES”

3 in 1 combo offers the family floater policy of STAR health and allied for your family worth 300000/-

–3 in 1 combo protects you against high medical expenses incase of any medical emergency

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GOOD HEALTH

• No.1 private sector Health Insurance Company in India. Source IRDA Unaudited Reports.

• India's first Exclusive Standalone Health Insurance Company

• Pan India Presence

• No-Claim discount

• 24 X 7 FREE Expert Doctor consultation

• Large Hospital Network of more than 4600 Hospitals

• Cashless Hospitalization Facility

• Faster settlement of Claims, no TPA involved Wide range of Products

STAR HEALTH AND ALLIED INSURANCE, is a specialist in Health Insurance and provides quality service at the best rates. As the country's first stand alone health insurance company in India, it is committed to the service of the insured.

There is no Third Party Administrator involved in claims settlement, which means better service, in shorter time and no hassles.

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STAR HEALTH - THE LEADER

Persons SA Age STAR RELIANCE CHOLA IFFCO BAJAJ NEW INDIA UNITED

2A 300000 0-25yrs 4395 5204 6926 3943 5470 5989 4748

26-35yrs 4395 5915 6926 4506 6413 5989 4748

36-40yrs 4809 6760 7863 5823 6413 6899 5676

41-45yrs 4809 8212 7863 5823 8362 8454 5676

46-55yrs 8388 12356* 11447/11967 10123 11553 14129/16346 9157/11639

2A +1C 300000 0-25yrs 4622 5978 8055 4648 6382 6988 5319

26-35yrs 4622 7074 8055 5311 7482 6988 5319

36-40yrs 5327 8087 9144 6792 7482 8049 6358

41-45yrs 5327 9667 9144 6792 9756 9864 6358

46-55yrs 8675 14785* 13316/13920 11705 13479 16484/19071 10214/12885

2A +2C 300000 0-25yrs 4754 6868 9184 5352 7293 7986 5888

26-35yrs 4754 8324 9184 6115 8550 7986 5888

36-40yrs 5636 9520 10917 7763 8550 9199 7038

41-45yrs 5636 11385 10917 7763 11149 11273 7038

46-55yrs 9265 17701* 15184/15873 13287 15403 18839/21795 11270/14133

2A +3C 300000 0-25yrs 5090 NA 10318 6055 8205 8984 6458

26-35yrs 5090 NA 10318 6920 9619 8984 6458

36-40yrs 5868 NA 12254 8734 9619 10349 7720

41-45yrs 5868 NA 12254 8734 12543 12682 7720

46-55yrs 9607 NA 17047/17826 14868 17329 21194/24520 12327/14133 13

HEALTH INSURANCE COMPARISON

Creating wealth for “CHILD

EDUCATION”, “CHILD MARRIAGE”

& “SECURING RETIRMENT”

through SIP is very easy and convenient

3 in 1 offers you to chose from the BEST Performing SIPs from basket of all Mutual Funds..

Gives you the flexibility to invest according to your future future requirement of corpus and the present investible surplus..

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Wealth Creation

Investing a fixed Sum, Regularly in Mutual Fund Called Systematic Investment Plan ( SIP )

Similar to Regular Saving Scheme Like a Recurring Deposit

Make you Habit to Disciplined Regular Investor

Disciplined Investing through Systematic Investment Plans ( SIPs ) is the ideal way to reduce risk.

Triple Benefits of Investing Regularly

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SIP

As on 20-1-2011. PAST PERFORMANCE MAY OR MAY NOT SUSTAIN.

Scheme Rs. 1000/ pm SIP Present Value IRR for 15 Years Profit-SIP

Reliance Growth - Growth 180000 2745820 31.98 2565820Franklin India Bluechip - Growth 180000 2644852 31.56 2464852HDFC Equity Fund - Growth 180000 2516149 30.99 2336149Reliance Vision - Growth 180000 1846946 27.50 1666946Franklin India Prima Plus - Growth 180000 1822159 27.35 1642159Franklin India Prima Fund - Growth 180000 1757302 26.94 1577302HDFC Prudence Fund - Growth 180000 1671675 26.38 1491675SBI Magnum Tax Gain Scheme 93 - Growth 180000 1509485 25.45 1329485Birla Sun Life 95 - Growth 180000 1482358 25.02 1302358HDFC Capital Builder Fund - Growth 180000 1318925 23.70 1138925ICICI Prudential Power - Growth 180000 1220266 22.83 1040266Birla Sun Life MNC Fund - Growth 180000 519191 22.72 339191SBI Magnum Global Fund 94 - Growth 180000 1159726 22.46 979726Tata Equity Opportunities Fund - Growth 180000 1144738 22.41 964738Birla Sun Life Advantage Fund - Growth 180000 1087407 21.52 907407Taurus Starshare Fund - Growth 180000 1056055 21.20 876055SBI Magnum Multiplier Plus 93 - Growth 180000 1017018 20.96 837018Tata Balanced Fund - Growth 180000 944946 19.93 764946SBI Magnum Equity Fund - Growth 180000 944437 19.93 764437SBI Magnum Balanced Fund - Growth 180000 928019 19.73 748019Morgan Stanley Growth Fund - Growth 180000 836436 18.55 656436Taurus Bonanza Fund - Growth 180000 820994 18.34 640994UTI Equity Fund - Growth 180000 808440 18.16 628440UTI Balanced Fund - Growth 180000 801584 18.07 621584Canara Robeco Balance - Growth 180000 719427 16.83 539427UTI Top 100 Fund - Growth 180000 691756 16.38 511756UTI Masterplus Unit Scheme 91 - Growth 180000 674965 16.09 494965UTI Mastershare - Growth 180000 663917 15.91 483917JM Balanced - Growth 180000 556689 13.87 376689JM Equity - Growth 180000 512367 12.90 332367Taurus Discovery Fund - Growth 180000 425628 11.09 245628

SUMMARY OF PERFORMANCE OF SIP IN MUTUAL FUNDS.

EYE OPENER PERFORMANCE OF SIP OF EQUITY BASED MUTUAL FUNDSTOTAL NUMBER OF SCHEME 31SCHEMES WITH MORE THAN 25% RETURN 9

SCHEMES WITH MORE THAN 20% RETURN 17

SCHEMES WITH MORE THAN 15% RETURN 28HIGHEST RETURN 31.98%LOWEST RETURN 11.09%AVERATE RETURN 21.51%

EYE OPENER PERFORMANCE SNAPSHOT

Go for3 IN 1 COMBO

Safety. Health. wealth

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WHAT IT CONTAINS???

Client- 3 in 1 Combo Presentation

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