Choose The Best Pet Insurance PolicyTo Help Protect Your Cat

Many families and single people adore having a cat and love the brand of pet ownership that cat ownership provides. Although by nature the cat is an animal that gets themselves in difficult and dangerous situations frequently. Fortunately for kitty’s worldwide, with good vet care and cat pet insurance, they can find a way to get the most out of all of their nine lives. So how can you choose the best Pet insurance policy to help protect your cat?

Firstly it’s important that you read the policy wording carefully and find out what each policy involves. There is no point in having cat pet insurance if you don’t use it when you are initialled to and if you can’t use it when you need to! So what should you look out for when comparing cat pet insurance policies and cat pet insurance companies?

Veterinary Fees – Routine vs. Illness & Injury

Many cat pet insurance policies entice policy holders with promises of covering routine care. This may look like a promising option for your cat pet insurance. However it is a bait than may not pay off. Sure the routine care will see you receiving benefits more often, however if you have prepared for owing a cat, you have already prepared for spending $100-$200 per year in routine care. What you need to insure against is the unexpected. You should opt for cover that includes high benefits for illness & injury – as this can run into the tens of thousands of dollars, and this is what you probably won’t be prepared for.

Cover For Death: Accident/Injury

As much as we wish it wasn’t so, losing a pet is part of having a pet. Cat pet insurance often has a benefit for a refund of the purchase price, that you originally paid for the cat, when it does unfortunately pass away. This can seem like an upsetting point to consider when you are comparing cat pet insurance policies, however after receiving a refund of the purchase price, you will be able to immediately (or when you feel ready) go out and purchase a new pet. And that’s just what your kitty would want you to do!

Boarding Fees & Holiday Cancellation

Having a pet, even an elusive cat, means that you are responsible for it - no matter what. Sometimes you are not available to do so. Some of the higher end cat pet insurance will even pay a certain amount for your cat to board if you are unexpectedly in hospital. Some other policies include a certain benefit towards cancelling your own holiday if your pet needs to have live saving surgery. There are other important factors when it comes to choosing cat pet insurance, but the most important thing is to weigh up what you need insurance for. You need insurance for what you cannot plan for.

Get a quote for your dog, cat or horse today!

Call 1300 738 225 or visit www.petplan.com.au