CharitableEndowmentDeferredAnnuity

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Leave a Legacy

The Charitable Endowment Deferred Annuity (CEDA) is a brand new way for you to give to your favorite college, non-profit, or charity of choice. It allows you, the donor, to give 5% of your annuity premium immediately while still retaining full control of 100% of your money. For example, $100,000 placed into the CEDA will provide an immediate $5,000 gift to your charity of choice, and you will still have $100,000 in your CEDA account. In addition, you can list your charity of choice as the beneficiary of the CEDA so that money can go to the charity as well upon your death. A built in 4% compounding death benefit

will provide a growing legacy that your family and/or charity can contractually count on in the future. The CEDA is a fixed annuity structure that contractually guarantees against market volatility with 100% downside protection, ensuring your peace of mind.

The Charitable Endowment Deferred Annuity (CEDA) was developed because most donors want to give to the charity of their choice while retaining control of their money in case of unforeseen circumstances. The CEDA allows you to donate now, have full control of your money, and leave a legacy as well.

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ContACt

The Charitable Endowment Deferred Annuity (CEDA) is a great way to donate to your favorite charity. Your contributions into CEDA will not only support the charitable organization of your choice immediately, it will provide a legacy for your loved ones.

With CEDA you can donate to a specifi c charity and retain full control of the entire amount of your money. Part of your donation for a charitable gift annuity will be tax-deductible as a charitable

contribution. A gift of 5% of your premium amount will go directly to your charity while your account’s initial principal remains unchanged.

Some of the perks of CEDA:• Give now, give later• No market risk• Fees come out of earnings• Gains grow and compound tax deferred• Donor maintains 100% control• Leave as much or as little as you want• Use for IRA and non-IRA accounts

tHE nEWWAY to GiVEDonate Now, Control Your Money, Leave a Legacy.

CEDA

CEDA

$100,000PRINCIPAL

$100,000

INSTANT$5,000 GIFT

CHARITY+$5,000

CEDA$100,000

CEDA$220,000

4%COMPOUNDED

GROWTHANNUALLY

• Your charitable organization can be listed as a full

or partial benefi ciary.

• Your account will grow by a 4% minimum

Death Benefi t

CEDA is guaranteed to grow a

minimum of 4% compounded

annually. If a 65-year old placed

an initial principal of $100,000 in

CEDA, by the age of 95 it would

be worth a minimum of $220,000.

With the Charitable Endowment Deferred Annuity,

your charity instantly receives a 5% gift while your

initial principal remains unchanged, in this case

$100,000.

Donate NowControl Your Money

Leave a Legacy