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CDFI PROGRAMAWARD BOOKFY 2020

The CDFI Fund is an equal opportunity provider.

CDFI PROGRAM AWARD BOOK

THE CDFI PROGRAM PROVIDES BOTH FINANCIAL ASSISTANCE AND TECHNICAL ASSISTANCE AWARDS: Financial Assistance (Base-FA) awards of up to $1 million allow CDFIs to sustain and expand their financial products and services. CDFIs that qualify for Base-FA funding must match this award with funds from a non-federal source. Base-FA awards can be used for lending capital, loan loss reserves, capital reserves, financial services, and development services to achieve at least one of the following FA objectives: • Increase volume of products or services• Provide new products or services• Expand operations into new geographic areas• Service new targeted populations

The FY 2020 application emphasized the extent of economic distress in the areas CDFIs are serving; the extent to which their activities have expanded, or will expand, economic opportunities; and the extent to which CDFIs will collaborate with their communities and increase their resources through collaborations and partnerships.

Technical Assistance (TA) awards of up to $125,000 are used for capacity development that is integral to CDFIs’ organizational sustainability and success. CDFIs often use these awards to purchase equipment, hire consulting or contracting services, pay salaries and benefits, or train staff or board members.

The CDFI Program also administers the Persistent Poverty Counties- Financial Assistance (PPC-FA), Disability Funds-Financial Assistance (DF-FA), and Healthy Food Financing Initiative-Financial Assistance (HFFI-FA) awards. These initiatives serve as supplemental funding opportunities under the CDFI Program and Native American CDFI Assistance Program for eligible CDFIs that receive Base-FA awards.

Access to affordable financial products and services is a staple of economically sound communities. Yet at least one quarter of American households do not have bank accounts or rely on costly payday lenders and check-cashing outlets. In recent years, the lack of access to capital investments for small businesses and other critical community development projects has also led to increased need for alternative and reliable sources of financing. Mission-driven organizations called Community Development Financial Institutions–or CDFIs–fill these gaps by offering affordable financial products and services that meet the unique needs of economically underserved communities. Through awards and trainings, the Community Development Financial Institutions Program (CDFI Program) invests in and builds the capacity of CDFIs, empowering them to grow, achieve organizational sustainability, and contribute to the revitalization of their communities.

COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS PROGRAM

CDFI PROGRAM AWARD BOOK

KEY STATISTICS OF AWARDED ORGANIZATIONS (FA AND TA AWARDS COMBINED):

THE ORGANIZATIONS AWARDED WERE HEADQUARTERED IN 45 STATES, THE DISTRICT OF COLUMBIA, AND PUERTO RICO.

357 ORGANIZATIONS RECEIVED $187.3 MILLION IN AWARDS.

207 LOAN FUNDS, 108 CREDIT UNIONS, 36 BANKS/HOLDING COMPANIES, AND 6 VENTURE CAPITAL FUNDS RECEIVED AWARDS.

CDFI PROGRAM AWARD BOOK

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FINANCIAL ASSISTANCE AWARD HIGHLIGHTS: KEY STATISTICS OF FY 2020 BASE FINANCIAL ASSISTANCE APPLICANTS

For the fiscal year (FY) 2020 funding round of the CDFI Program, the CDFI Fund received applications from 377 organizations requesting $337.9 million in Financial Assistance (Base-FA) awards. Of those applicants, 295 Core applicants requested $284.1 million in awards, and 82 Small and/or Emerging CDFI (SECA) applicants requested $53.8 million in awards.

KEY STATISTICS OF FY 2020 BASE FINANCIAL ASSISTANCE AWARDEES

• Total number of awards - 230 CDFIs received awards

• Total amount awarded - $127.0 million

• The organizations are headquartered in 43 states, the District of Columbia, and Puerto Rico

• Type of organizations receiving awards – Loan Funds - 137 – Credit Unions - 55 – Banks/Bank Holding Companies - 33 – Venture Capital Funds - 5

• Type of award – Core - 175 awards totaling $103.7 million – SECA - 55 awards totaling $23.3 million

• Geographic Markets:* – Major Urban - 105 – Micropolitan - 2 – Minor Urban - 59 – Rural - 63

LOANS AS MATCHING FUNDSThe CDFI Fund matches all eligible loans provided as non-Federal matching funds with a standard loan product under the Base-FA component. The standard loan product is a fixed-rate, 13-year loan with interest-only payments in years one through ten, providing essential low-cost, long-term capital to CDFIs. With a subsidy rate of 9.6 percent, the CDFI Program is helping the federal government to stretch its resources even further.

FA CORE Awardees: Grants vs. Loan Awards vs. Equity InvestmentsTotal Grants $119.6 million 98.8%Total Loans $1.2 million 1.0%

Total Equity Investments $0.2 million 0.2%

FY 2020 FINANCIAL ASSISTANCE AWARDS FIRST TIME AWARDEESINSTITUTION TYPE # AWARDED $ AWARDEDCredit Unions 13 $8.0 million Banks/Bank Holding Companies 10 $6.8 million Loan Funds 3 $1.4 million

*1 awardee did not report its geographic type. **Totals more than the actual number of awardees; awardees can select more than one Financial Assistance Objective.

FY 2020 FINANCIAL ASSISTANCE AWARDS FINANCIAL ASSISTANCE OBJECTIVES**ACTIVITY TYPE # AWARDED % OF TOTALIncrease Volume of Products and Services 158 69%

Provide New Products and Services 52 23%

Expand into New Geographic Areas 26 11%

Serve New Targeted Populations 4 2%

CDFI PROGRAM AWARD BOOK

THE FY 2020 FA AWARDEES OPERATE IN ALL 50 STATES

PERSISTENT POVERTY COUNTIESThe Consolidated Appropriations Act for Fiscal Year (FY) 2020 required that 10% of the funds awarded by the CDFI Fund under the appropriation “shall be used for awards that support investments that serve populations living in” Persistent Poverty Counties (PPCs). PPCs are defined as counties where 20% or more of the population has lived in poverty over the past 30 years. These counties can be found in the United States in both rural and urban areas.

For the FY 2020 round, 146 CDFIs received $23.5 million in awards specifically to serve PPCs, which is in addition to the work that CDFIs already do in PPCs. Historically, past CDFI Program awardees have invested or lent 17% of their cumulative financing activity in PPCs.

Combined, the FY 2020 CDFI Program Financial Assistance awardees operate in all 50 states, the District of Columbia, American Samoa, Guam, Puerto Rico, and the U.S. Virgin Islands. This coverage includes their certified Target Markets as well as their other areas of operation. The above map illustrates the number of awardees operating in each state. Combined, the FY 2020 Financial Assistance awardees have a total of $47.9 billion invested in the 50 states and the District of Columbia and $291 million invested in the territories.

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DISABILITY FUNDSThe CDFI Fund received applications from 24 organizations requesting $10.4 million in Disability Funds-Financial Assistance (DF-FA).

KEY STATISTICS OF FY 2020 DF-FA AWARDEES:• 17 organizations received $4.0 million in awards.• Awardees consisted of 16 loan funds and 1 bank/bank holding company.• 14 awardees primarily serve major urban markets, 2 primarily serve

minor urban markets, and 1 primarily serves rural markets.

DF-FA awardees will use the funds to enhance their capacity to address the challenges of individuals with disabilities, such as: asset development; affordable, accessible, and safe housing; employment opportunities; or access to assistive products and services that support health and community living.

HEALTHY FOOD FINANCING INITIATIVE The CDFI Fund received applications from 28 organizations requesting $84.6 million in Healthy Food Financing Initiative-Financial Assistance (HFFI-FA).

KEY STATISTICS OF FY 2020 HFFI-FA AWARDEES:• 13 organizations received $22 million in awards.• Awardees consisted of 11 loan funds, 1 bank/bank holding company,

and 1 credit union.• 9 awardees primarily serve major urban markets and 4 primarily serve

minor urban markets.

HFFI-FA awardees will use the funds to enhance their capacity to make investments in a range of retail and non-retail healthy food projects serving low income communities, including food production, grocery stores, mobile food retailers, farmers markets, cooperatives, corner stores, bodegas, and others.

CDFI PROGRAM AWARD BOOK

TECHNICAL ASSISTANCE AWARD HIGHLIGHTS: KEY STATISTICS OF FY 2020 TECHNICAL ASSISTANCE APPLICANTS

For the fiscal year (FY) 2020 funding round of the CDFI Program, the CDFI Fund received applications from 153 organizations requesting $19.1 million in Technical Assistance (TA) awards.

KEY STATISTICS OF FY 2020 TECHNICAL ASSISTANCE AWARDEES

• Total number of awards - 127 organizations received awards

• Total amount awarded - $15.8 million

• The organizations are headquartered in 35 states, the District of Columbia, and Puerto Rico

• Type of organizations receiving awards – Loan Funds - 70 – Credit Unions - 53 – Banks/Bank Holding Companies - 3 – Venture Capital - 1 • Geographic Markets:* – Major Urban - 48 – Micropolitan - 18 – Minor Urban - 36 – Rural - 25 – Persistent Poverty Counties - 40

FY 2020 TECHNICAL ASSISTANCE AWARDS FIRST TIME AWARDEESINSTITUTION TYPE # AWARDED $ AWARDEDLoan Funds 28 $3.5 millionCredit Unions 28 $3.5 millionBank/Bank Holding Companies 3 $375,000Venture Capital 1 $120,000

*Totals more than the actual number of awardees; awardees counted for each geographic type.

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDAccess to Capital for Entrepreneurs Cleveland GA $520,000 $100,000 $0 $0 $0 $620,000ACCION East, Inc. New York NY $650,000 $100,000 $0 $0 $0 $750,000Advance Community Fund, Inc. Dallas TX $0 $0 $0 $0 $125,000 $125,000Affordable Housing Resources, Inc. Nashville TN $557,000 $0 $0 $0 $0 $557,000African Development Center Minneapolis MN $865,000 $0 $0 $0 $0 $865,000African Economic Development Solutions St Paul MN $0 $0 $0 $0 $125,000 $125,000Albany Community Together, Inc. Albany GA $500,000 $237,500 $0 $0 $0 $737,500Alive Credit Union Jacksonville FL $0 $0 $0 $0 $125,000 $125,000Allegan Community Federal Credit Union Allegan MI $400,000 $0 $0 $0 $0 $400,000AltCap Kansas City MO $520,000 $0 $0 $0 $0 $520,000Alternatives Federal Credit Union Ithaca NY $557,000 $0 $0 $0 $0 $557,000AmPac Tri-State CDC Inc. Grand Terrace CA $375,000 $0 $0 $0 $0 $375,000ANECA Federal Credit Union Shreveport LA $650,000 $237,500 $0 $0 $0 $887,500Appalachian Growth Capital, LLC Nelsonville OH $0 $0 $0 $0 $125,000 $125,000Arkansas Capital Corporation Little Rock AR $520,000 $0 $0 $0 $0 $520,000Avenue Community Capital, LLC Houston TX $0 $0 $0 $0 $125,000 $125,000Baba's Cooking School LLC dba EatsPlace Washington DC $0 $0 $0 $0 $125,000 $125,000Baltimore Community Lending, Inc. Baltimore MD $650,000 $237,500 $0 $0 $0 $887,500BancPlus Corporation Ridgeland MS $520,000 $100,000 $0 $0 $0 $620,000BankFirst Capital Corporation Columbus MS $650,000 $237,500 $0 $0 $0 $887,500Beneficial State Bancorp, Inc. Oakland CA $520,000 $0 $0 $0 $0 $520,000Black Business Investment Fund, Inc. Orlando FL $520,000 $0 $0 $0 $0 $520,000BlueHub Loan Fund, Inc. Boston MA $650,000 $100,000 $268,750 $2,750,000 $0 $3,768,750BOC Capital Corp. Brooklyn NY $557,000 $150,000 $0 $0 $0 $707,000Border Federal Credit Union Del Rio TX $557,000 $100,000 $0 $0 $0 $657,000Bridge Investment Community Development Corporation Rock Island IL $375,000 $0 $0 $0 $0 $375,000

Brooklyn Cooperative Federal Credit Union Brooklyn NY $500,000 $237,500 $0 $0 $0 $737,500Buckeye State Credit Union, INC. Akron OH $700,000 $0 $0 $0 $0 $700,000BuenaCoop Aguas Buenas PR $0 $0 $0 $0 $125,000 $125,000Build Fund, LLC indianapolis IN $400,000 $0 $0 $0 $0 $400,000Business Expansion Funding Corporation Charlotte NC $0 $0 $0 $0 $125,000 $125,000

LIST OF AWARD RECIPIENTS

FY 2020 FA AND TA AWARD RECIPIENTS

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDCalifornia Association for Microenterprise Opportunity San Francisco CA $0 $0 $0 $0 $125,000 $125,000

California Capital Small Business Financial Development Corporation Sacramento CA $0 $0 $0 $0 $125,000 $125,000

California Community Economic Development Association Los Angeles CA $0 $0 $0 $0 $125,000 $125,000

California FarmLink Aptos CA $557,000 $100,000 $0 $0 $0 $657,000Capital Impact Partners Arlington VA $557,000 $0 $268,750 $2,750,000 $0 $3,575,750Carolina Community Impact, Inc. Raleigh NC $0 $0 $0 $0 $125,000 $125,000Carver Financial Corporation Savannah GA $400,000 $100,000 $0 $0 $0 $500,000CBA Fund Washington DC $0 $0 $0 $0 $125,000 $125,000CDCLI Funding Corporation Centereach NY $500,000 $0 $0 $0 $0 $500,000Center for Community Development for New Americans, Inc. New York NY $557,000 $237,500 $0 $0 $0 $794,500

Central Bancshares Of Kansas City, Inc. Kansas City MO $650,000 $100,000 $0 $2,750,000 $0 $3,500,000Century Bancshares, Inc. Gainesville MO $520,000 $237,500 $0 $0 $0 $757,500Century Housing Corporation Culver City CA $557,000 $0 $0 $0 $0 $557,000Charter School Finance and Development Inc Schaumburg IL $0 $0 $0 $0 $125,000 $125,000Chautauqua Opportunities for Development, Inc. Dunkirk NY $0 $0 $0 $0 $125,000 $125,000Chicago Community Loan Fund Chicago IL $557,000 $0 $0 $0 $0 $557,000Chicago Neighborhood Initiatives Micro Finance Group, Inc. Chicago IL $700,000 $0 $0 $0 $0 $700,000

Children's Investment Fund, Inc. Boston MA $400,000 $0 $0 $0 $0 $400,000CHN Housing Capital Cleveland OH $0 $0 $0 $0 $125,000 $125,000Cincinnati Development Fund, Inc. Cincinnati OH $557,000 $0 $0 $0 $0 $557,000Cinnaire Lending Corporation Chicago IL $557,000 $0 $268,750 $0 $0 $825,750Citizen Potawatomi Community Development Corporation Shawnee OK $557,000 $100,000 $0 $0 $0 $657,000

Citizens National Banc Corp. Meridian MS $520,000 $237,500 $0 $0 $0 $757,500City First Enterprises, Inc. Washington DC $650,000 $0 $0 $0 $0 $650,000Civic San Diego Economic Growth and Neighborhood Investment Fund San Diego CA $0 $0 $0 $0 $125,000 $125,000

Clearinghouse Community Development Financial Institution Lake Forest CA $650,000 $100,000 $268,750 $0 $0 $1,018,750

Cleveland Development Advisors Community Reinvestment Fund Cleveland OH $557,000 $0 $0 $0 $0 $557,000

Coastal Enterprises, Inc. Brunswick ME $500,000 $100,000 $0 $0 $0 $600,000Colorado Enterprise Fund, Inc. Denver CO $557,000 $0 $0 $900,000 $0 $1,457,000Commerce Bancorp, Inc. Greenwood MS $650,000 $237,500 $0 $0 $0 $887,500Commercial Capital Corp DeKalb MS $400,000 $237,500 $0 $0 $0 $637,500Commodore Perry Federal Credit Union Oak Harbor OH $557,000 $0 $0 $0 $0 $557,000Communities Unlimited, Inc. Fayetteville AR $520,000 $237,500 $0 $0 $0 $757,500Community Capital New York, Inc Elmsford NY $650,000 $0 $0 $0 $0 $650,000Community Enterprise Development Services Aurora CO $0 $0 $0 $0 $125,000 $125,000Community First Fund Lancaster PA $900,000 $100,000 $0 $1,850,000 $0 $2,850,000Community Health Center Capital Fund, Inc. Boston MA $650,000 $0 $0 $0 $0 $650,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDCommunity Housing Capital Decatur GA $650,000 $0 $0 $0 $0 $650,000Community Loan Fund of New Jersey, Inc. New Brunswick NJ $650,000 $0 $0 $500,000 $0 $1,150,000Community Loan Fund of the Capital Region, Inc. Albany NY $520,000 $0 $268,750 $0 $0 $788,750Community Redevelopment Loan and Investment Fund, Inc. Atlanta GA $650,000 $0 $0 $0 $0 $650,000

Community South Credit Union Chipley FL $557,000 $0 $0 $0 $0 $557,000Concord Federal Credit Union Brooklyn NY $0 $0 $0 $0 $125,000 $125,000Concordia Capital Corporation Vidalia LA $650,000 $237,500 $0 $0 $0 $887,500Coop Ahorro y Credito Lomas Verdes Bayamon PR $0 $0 $0 $0 $125,000 $125,000CooPACA Arecibo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa A/C Rodriguez Hidalgo Coamo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa Ahorro y Crédito de Florida Florida PR $0 $0 $0 $0 $125,000 $125,000Cooperativa Ahorro y Credito de Lajas Lajas PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito San Blas De Illescas Coamo PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito Aibonitena Aibonito PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito BO. Quebrabrada de Camuy, P.R. Camuy PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito Cidrena Cidra PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Cabo Rojo Cabo Rojo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Camuy Camuy PR $557,000 $237,500 $0 $0 $0 $794,500Cooperativa de Ahorro y Credito de Jayuya Incorporada Jayuya PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito de Juana Diaz Juana Diaz PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de la Casa del Trabajador San Juan PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito de los Oficiales de Custodia de Puerto Rico San Juan PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito de Rincon Rincon PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito de Santa Isabel Santa Isabel PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito de Yauco Yauco PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Hatillo Hatillo PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Crédito Hermanos Unidos San Juan PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito Jesus Obrero Caguas PR $400,000 $237,500 $0 $0 $0 $637,500

Cooperativa de Ahorro y Credito La Puertorriquena San Juan PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito La Sagrada Familia Corozal PR $557,000 $237,500 $0 $0 $0 $794,500

Cooperativa de Ahorro y Credito Morovena Morovis PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Oriental Humacao PR $0 $0 $0 $0 $125,000 $125,000Cooperativa de Ahorro y Credito Padre MacDonald Ponce PR $0 $0 $0 $0 $125,000 $125,000

Cooperativa de Ahorro y Credito Vegabajena Vega Baja PR $0 $0 $0 $0 $125,000 $125,000Cooperativa Roosevelt Roads Fajardo PR $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDCooperative Business Assistance Corporation Camden NJ $520,000 $0 $0 $0 $0 $520,000Corporation for Supportive Housing New York NY $900,000 $237,500 $268,750 $0 $0 $1,406,250CoVantage Credit Union Antigo WI $557,000 $100,000 $0 $0 $0 $657,000Covington Capital Corporation Collins MS $0 $0 $0 $0 $125,000 $125,000Dakota Resources Renner SD $650,000 $100,000 $0 $0 $0 $750,000Dayton Region New Market Fund LLC Dayton OH $375,000 $0 $0 $0 $0 $375,000Delhi Bancshares, Inc. Delhi LA $557,000 $237,500 $0 $0 $0 $794,500Dorchester Bay Neighborhood Loan Fund Dorchester MA $400,000 $0 $0 $0 $0 $400,000DreamSpring Albuquerque NM $557,000 $100,000 $0 $0 $0 $657,000ECDC Enterprise Development Group Arlington VA $557,000 $100,000 $0 $0 $0 $657,000Economic and Community Development Institute (ECDI) Columbus OH $650,000 $0 $0 $0 $0 $650,000

Economic Opportunities Fund Philadelphia PA $493,000 $100,000 $0 $0 $0 $593,000Edge Fund, LLC Indianapolis IN $0 $0 $0 $0 $125,000 $125,000El Pajaro Community Development Corporation Watsonville CA $0 $0 $0 $0 $125,000 $125,000Empower FCU Syracuse NY $557,000 $0 $0 $0 $0 $557,000Engage Federal Credit Union Natchitoches LA $400,000 $237,500 $0 $0 $0 $637,500Enterprise Community Loan Fund, Inc. Columbia MD $650,000 $237,500 $0 $500,000 $0 $1,387,500Entrepreneur Works Fund Philadelphia PA $0 $0 $0 $0 $125,000 $125,000Evergreen Business Capital Community Finance Tukwila WA $0 $0 $0 $0 $125,000 $125,000Fafnir LLC Gross Pointe Shores MI $0 $0 $0 $0 $125,000 $125,000FBT Bancshares, Inc. Fordyce AR $500,000 $237,500 $0 $0 $0 $737,500FCS Community Finance, Inc. Atlanta GA $0 $0 $0 $0 $125,000 $125,000Federation of Appalachian Housing Enterprises, Inc. Berea KY $557,000 $237,500 $0 $0 $0 $794,500

Feed the Hunger Foundation San Francisco CA $400,000 $0 $0 $0 $0 $400,000Financial Partners Credit Union Downey CA $557,000 $0 $0 $0 $0 $557,000First American Bancshares, Inc. Iuka MS $557,000 $100,000 $0 $0 $0 $657,000First Childrens Finance Minneapolis MN $375,000 $0 $0 $0 $0 $375,000First Family Federal Credit Union Henryetta OK $650,000 $100,000 $0 $0 $0 $750,000First National Financial Corporation McGehee AR $375,000 $237,500 $0 $0 $0 $612,500First Nations Oweesta Corporation Longmont CO $900,000 $237,500 $0 $0 $0 $1,137,500First Vernon Bancshares, Inc. Vernon AL $400,000 $237,500 $0 $0 $0 $637,500Flagship Enterprise Capital Anderson IN $0 $0 $0 $0 $125,000 $125,000Florida Community Loan Fund, Inc. Orlando FL $557,000 $0 $268,750 $0 $0 $825,750FNBC Bancorp Ash Flat AR $520,000 $100,000 $268,750 $0 $0 $888,750Franklin Bancshares, Inc. Meadville MS $400,000 $237,500 $0 $0 $0 $637,500Freedom First Federal Credit Union Roanoke VA $557,000 $100,000 $0 $0 $0 $657,000Fund Good Jobs Oakland CA $500,000 $0 $0 $0 $0 $500,000Genesis Bancorp, INC. Benoit MS $0 $0 $0 $0 $125,000 $125,000Genesis LA Economic Growth Corporation Los Angeles CA $900,000 $0 $0 $0 $0 $900,000Goldenwest Credit Union Ogden UT $520,000 $0 $0 $0 $0 $520,000Grameen America, Inc. New York NY $650,000 $237,500 $0 $0 $0 $887,500Grand Rapids Opportunities for Women Grand Rapids MI $400,000 $0 $0 $0 $0 $400,000Grasslands Federal Credit Union Circle MT $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDGreat Falls Development Authority, Inc. Great Falls MT $557,000 $100,000 $0 $0 $0 $657,000Great Rivers Community Capital St. Louis MO $650,000 $237,500 $268,750 $0 $0 $1,156,250Greater Minnesota Housing Fund St. Paul MN $650,000 $0 $0 $0 $0 $650,000Grow America Fund New York NY $557,000 $0 $0 $0 $0 $557,000Growth Partners Arizona Tucson AZ $0 $0 $0 $0 $125,000 $125,000GTE Federal Credit Union Tampa FL $500,000 $0 $0 $0 $0 $500,000Guaranty Capital Corporation Belzoni MS $557,000 $237,500 $0 $0 $0 $794,500Guardians Credit Union West Palm Beach FL $557,000 $0 $0 $0 $0 $557,000Haa Yakaawu Financial Corporation Juneau AK $0 $0 $0 $0 $125,000 $125,000Habitat for Humanity of Dane County, Inc Madison WI $650,000 $0 $0 $0 $0 $650,000Habitat for Humanity of Iowa Pleasant Hill IA $0 $0 $0 $0 $125,000 $125,000Hawaii Central Federal Credit Union Honolulu HI $557,000 $0 $0 $0 $0 $557,000Hawaii Community Reinvestment Corporation Honolulu HI $0 $0 $0 $0 $125,000 $125,000Hawaii Federal Credit Union Honolulu HI $557,000 $0 $0 $0 $0 $557,000Heritage Financial CU Middletown NY $557,000 $0 $0 $0 $0 $557,000HFHI FlexCAP Lender, LLC Atlanta GA $400,000 $100,000 $0 $0 $0 $500,000Holmes County Capital Corporation Lexington MS $400,000 $237,500 $0 $0 $0 $637,500Holy Rosary Credit Union Kansas City MO $0 $0 $0 $0 $125,000 $125,000Home Headquarters, Inc. Syracuse NY $557,000 $0 $0 $0 $0 $557,000HomeOwnership Center, Inc. Elkins WV $0 $0 $0 $0 $125,000 $125,000HomeSight Seattle WA $520,000 $100,000 $0 $0 $0 $620,000Homewise, Inc. Santa Fe NM $520,000 $100,000 $0 $0 $0 $620,000Hope Federal Credit Union Jackson MS $650,000 $237,500 $0 $0 $0 $887,500Housing Assistance Council Washington DC $557,000 $237,500 $0 $0 $0 $794,500Housing Options & Planning Enterprises, Inc. Oxon Hill MD $0 $0 $0 $0 $125,000 $125,000Housing Trust Silicon Valley San Jose CA $557,000 $0 $0 $0 $0 $557,000Houston Metropolitan Federal Credit Union Houston TX $557,000 $0 $0 $0 $0 $557,000Hudson Valley Agri-Business Development Corporation Hudson NY $0 $0 $0 $0 $124,075 $124,075

IFF Chicago IL $650,000 $100,000 $268,750 $1,800,000 $0 $2,818,750Impact Development Fund Loveland CO $520,000 $0 $0 $0 $0 $520,000Impact Loan Fund, Inc. Philadelphia PA $0 $0 $0 $0 $125,000 $125,000Impact Seven, Incorporated Rice Lake WI $500,000 $0 $0 $0 $0 $500,000Impacto Fund, Inc. Kansas City MO $350,000 $0 $0 $0 $0 $350,000Inclusive Action for the City Los Angeles CA $0 $0 $0 $0 $125,000 $125,000Independent Southern Bancshares, Inc. Brownsville TN $650,000 $100,000 $0 $0 $0 $750,000Industrial CU of Whatcom County Bellingham WA $650,000 $0 $0 $0 $0 $650,000INHS CDFI, LLC Ithaca NY $0 $0 $0 $0 $125,000 $125,000Initiative Foundation Little Falls MN $557,000 $0 $0 $0 $0 $557,000Innovations FCU Panama City FL $557,000 $0 $0 $0 $0 $557,000Invest Nebraska Corporation Lincoln NE $0 $0 $0 $0 $120,000 $120,000Iowa Able Foundation Ames IA $0 $0 $0 $0 $125,000 $125,000Ironworkers USA Credit Union Portland OR $375,000 $0 $0 $0 $0 $375,000Just Community, LLC Austin TX $0 $0 $0 $0 $125,000 $125,000Kentucky Highlands Investment Corporation London KY $557,000 $237,500 $0 $0 $0 $794,500

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDKilmichael Bancorp, Inc. Kilmichael MS $400,000 $237,500 $0 $0 $0 $637,500Lafayette Bancorp Inc Oxford MS $400,000 $237,500 $0 $0 $0 $637,500Lake County Community Development Corp. Ronan MT $520,000 $0 $0 $0 $0 $520,000Lake Superior Community Development Corp. L'Anse MI $0 $0 $0 $0 $125,000 $125,000Lake Trust Credit Union Brighton MI $650,000 $100,000 $0 $0 $0 $750,000LARCOOP Lares PR $0 $0 $0 $0 $125,000 $125,000Laredo-Webb Neighborhood Housing Services, Inc. Laredo TX $0 $0 $0 $0 $125,000 $125,000

Launch New York, Inc. Buffalo NY $375,000 $0 $0 $0 $0 $375,000Liberty Financial Services, Inc. New Orleans LA $650,000 $237,500 $0 $0 $0 $887,500Life Asset Washington DC $500,000 $0 $0 $0 $0 $500,000LiftFund, Inc. San Antonio TX $557,000 $237,500 $0 $0 $0 $794,500Local Enterprise Assistance Fund Boston MA $650,000 $0 $0 $1,150,000 $0 $1,800,000Louisville Housing Opportunities and Micro- Enterprise Community Development Loan Fund Louisville KY $0 $0 $0 $0 $125,000 $125,000

Low Income Investment Fund San Francisco CA $557,000 $237,500 $100,000 $0 $0 $894,500Lower East Side Peoples Federal Credit Union New York NY $400,000 $237,500 $0 $0 $0 $637,500Main Street Launch Oakland CA $520,000 $100,000 $268,750 $0 $0 $888,750Manatee Community Federal Credit Union Bradenton FL $0 $0 $0 $0 $125,000 $125,000Marine Federal Credit Union Jacksonville NC $0 $0 $0 $0 $125,000 $125,000MariSol Federal Credit Union Phoenix AZ $375,000 $0 $0 $0 $0 $375,000Maryland Capital Enterprises, Inc. Salisbury MD $0 $0 $0 $0 $125,000 $125,000Massachusetts Housing Investment Corporation Boston MA $520,000 $0 $0 $0 $0 $520,000McLennan Community Investment Fund Waco TX $0 $0 $0 $0 $125,000 $125,000MECU of Baltimore Inc. Baltimore MD $520,000 $237,500 $0 $0 $0 $757,500Members Credit Union Cos Cob CT $0 $0 $0 $0 $125,000 $125,000Mercy Community Capital Denver CO $650,000 $100,000 $0 $0 $0 $750,000Metropolitan Economic Development Association Minneapolis MN $557,000 $0 $0 $0 $0 $557,000Miami Bayside Foundation Inc. Miami FL $400,000 $0 $0 $0 $0 $400,000Michigan Community Capital Lansing MI $557,000 $0 $0 $0 $0 $557,000Michigan First Credit Union Lathrup Village MI $900,000 $0 $0 $0 $0 $900,000Midwest Housing Development Fund, Inc. Omaha NE $557,000 $100,000 $0 $0 $0 $657,000Mills42 Federal Credit Union Lowell MA $0 $0 $0 $0 $125,000 $125,000Mission Community Loan Fund LLC San Francisco CA $400,000 $0 $0 $0 $0 $400,000MNB Ventures, Inc. Mercedes TX $557,000 $237,500 $0 $0 $0 $794,500Montana Community Development Corporation Missoula MT $557,000 $0 $0 $0 $0 $557,000Mountain BizCapital, Inc. d/b/a Mountain BizWorks Asheville NC $650,000 $0 $0 $0 $0 $650,000

Multipli Credit Union Springfield MO $520,000 $0 $0 $0 $0 $520,000National Community Investment Fund Chicago IL $557,000 $237,500 $0 $0 $0 $794,500National Council on Agricultural Life and Labor Research Fund, Inc. Dover DE $557,000 $0 $0 $0 $0 $557,000

National Federation of Community Development Credit Unions New York NY $557,000 $100,000 $0 $0 $0 $657,000

Nebraska Enterprise Fund Oakland NE $557,000 $0 $0 $0 $0 $557,000NeDA Centro de Finanzas LLC St. Paul MN $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDNeighborhood Economic Development Corporation Mesa AZ $0 $0 $0 $0 $125,000 $125,000

Neighborhood Housing Services of Duluth, Inc. Duluth MN $350,000 $0 $0 $0 $0 $350,000Neighborhood Housing Services, Inc. Great Falls MT $0 $0 $0 $0 $125,000 $125,000Neighborhood Lending Services, LLC Deadwood SD $375,000 $0 $0 $0 $0 $375,000Neighborhood Partnership Housing Services, Inc. Rancho Cucamonga CA $520,000 $0 $0 $0 $0 $520,000Neighborhood Trust Federal Credit Union New York NY $400,000 $237,500 $0 $0 $0 $637,500Network for Oregon Affordable Housing Portland OR $650,000 $0 $0 $0 $0 $650,000New American Development Center Minneapolis MN $0 $0 $0 $0 $125,000 $125,000New Covenant Dominion Federal Credit Union Bronx NY $0 $0 $0 $0 $125,000 $125,000New Hampshire Community Loan Fund, Inc. Concord NH $557,000 $0 $0 $0 $0 $557,000NewTown Loans, LLC Macon GA $0 $0 $0 $0 $125,000 $125,000NHS Lending, Inc. Boise ID $375,000 $0 $0 $0 $0 $375,000Nonprofit Finance Fund New York NY $520,000 $237,500 $250,000 $0 $0 $1,007,500Northeast Entrepreneur Fund, Inc. Duluth MN $520,000 $0 $0 $500,000 $0 $1,020,000Northeast Family Federal Credit Union Manchester CT $0 $0 $0 $0 $122,377 $122,377Northeast South Dakota Economic Corporation (NESDEC) Sisseton SD $520,000 $0 $0 $0 $0 $520,000

Northern Great Lakes Initiatives Marquette MI $500,000 $0 $0 $0 $0 $500,000Northern New Mexico School Employees Federal Credit Union Santa Fe NM $0 $0 $0 $0 $125,000 $125,000

Northland Foundation Duluth MN $520,000 $0 $0 $0 $0 $520,000Northside Economic Opportunity Network Minneapolis MN $0 $0 $0 $0 $125,000 $125,000Northwest Access Fund Shoreline WA $700,000 $0 $175,000 $0 $0 $875,000Northwest Community Credit Union (NWCU) Eugene OR $0 $0 $0 $0 $125,000 $125,000Northwest Cooperative Development Center Olympia WA $0 $0 $0 $0 $125,000 $125,000Northwest Side Community Development Corporation Milwaukee WI $500,000 $0 $0 $0 $0 $500,000

Nuestra Coop San Juan PR $0 $0 $0 $0 $125,000 $125,000Nueva Esperanza Community Credit Union Toledo OH $0 $0 $0 $0 $125,000 $125,000Nusenda Credit Union Albuquerque NM $650,000 $100,000 $0 $0 $0 $750,000Nutmeg State Financial Credit Union Rocky Hill CT $520,000 $0 $0 $0 $0 $520,000NYBDC Local Development Corporation Albany NY $650,000 $100,000 $0 $0 $0 $750,000Ohio Capital Finance Corporation Columbus OH $650,000 $0 $0 $0 $0 $650,000Oklahoma Assistive Technology Foundation Stillwater OK $350,000 $0 $150,000 $0 $0 $500,000One Detroit Credit Union Detroit MI $0 $0 $0 $0 $125,000 $125,000Opportunities Credit Union Winooski VT $375,000 $0 $0 $0 $0 $375,000Opportunity Finance Network Philadelphia PA $520,000 $0 $0 $0 $0 $520,000Opportunity Fund Community Development San Jose CA $650,000 $100,000 $0 $0 $0 $750,000Palm Beach County Black Business Investment Corporation Riviera Beach FL $0 $0 $0 $0 $125,000 $125,000

Partners for the Common Good Washington DC $650,000 $100,000 $0 $0 $0 $750,000Pelican State Credit Union Baton Rouge LA $650,000 $237,500 $0 $0 $0 $887,500Peninsula Community Federal Credit Union Shelton WA $900,000 $0 $0 $0 $0 $900,000People Trust Little Rock AR $0 $0 $0 $0 $125,000 $125,000Phenix Pride Federal Credit Union Phenix City AL $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDPiedmont Business Capital Greensboro NC $0 $0 $0 $0 $125,000 $125,000Pocatello Neighborhood Housing Services, Inc. Pocatello ID $520,000 $0 $0 $0 $0 $520,000Point West Credit Union Portland OR $0 $0 $0 $0 $125,000 $125,000Primary Care Development Corporation New York NY $900,000 $237,500 $0 $0 $0 $1,137,500PriorityOne Capital Corporation Magee MS $557,000 $237,500 $0 $0 $0 $794,500Propel Nonprofits Minneapolis MN $557,000 $0 $0 $0 $0 $557,000Prosperus Detroit Micro Lending Detroit MI $0 $0 $0 $0 $125,000 $125,000Quontic Bank Holdings Corp New York NY $557,000 $237,500 $0 $0 $0 $794,500Redbud Financial Alternatives, Inc. Hazard KY $0 $0 $0 $0 $125,000 $125,000REDF Impact Investing Fund San Francisco CA $0 $0 $0 $0 $125,000 $125,000Reinvestment Fund, Inc., The Philadelphia PA $650,000 $237,500 $0 $2,750,000 $0 $3,637,500Renaissance Community Loan Fund Gulfport MS $650,000 $100,000 $0 $0 $0 $750,000Rende Progress Capital East Lansing MI $0 $0 $0 $0 $125,000 $125,000REV FCU Summerville SC $650,000 $100,000 $0 $0 $0 $750,000Rio Grande Valley Multibank Corporation Brownsville TX $557,000 $237,500 $0 $0 $0 $794,500Rising Tide Community Loan Fund Bethlehem PA $0 $0 $0 $0 $125,000 $125,000Riverhills Capital Corporation Vicksburg MS $557,000 $100,000 $0 $0 $0 $657,000Rocket Federal Credit Union McGregor TX $0 $0 $0 $0 $125,000 $125,000Rocky Mountain MicroFinance Institute Denver CO $0 $0 $0 $0 $125,000 $125,000Rural Electric Economic Development, Inc. Madison SD $520,000 $0 $0 $0 $0 $520,000Rural Investment Corporation Lyons NE $557,000 $0 $0 $0 $0 $557,000RVA Financial Federal Credit Union Richmond VA $0 $0 $0 $0 $125,000 $125,000Sabre Finance d/b/a VentureSouth Birmingham AL $400,000 $0 $0 $0 $0 $400,000San Francisco Housing Accelerator Fund San Francisco CA $900,000 $0 $0 $0 $0 $900,000San Rafael Coop Quebradillas PR $0 $0 $0 $0 $125,000 $125,000Santa Cruz Community Credit Union Santa Cruz CA $520,000 $0 $0 $0 $0 $520,000SCCB Financial Corporation Columbia SC $400,000 $0 $0 $0 $0 $400,000Seattle Economic Development Fund d/b/a Business Impact NW (BIN) Seattle WA $650,000 $0 $0 $0 $0 $650,000

Security Capital Corporation Batesville MS $557,000 $237,500 $0 $0 $0 $794,500Self-Help Federal Credit Union Durham NC $900,000 $0 $0 $2,750,000 $0 $3,650,000Shared Capital Cooperative Saint Paul MN $520,000 $0 $0 $1,050,000 $0 $1,570,000Sisseton Wahpeton Federal Credit Union Agency Village SD $500,000 $237,500 $0 $0 $0 $737,500SkyPoint Federal Credit Union Germantown MD $557,000 $0 $0 $0 $0 $557,000Small Business Assistance Corporation Savannah GA $500,000 $237,500 $0 $0 $0 $737,500SNAP Financial Access Spokane WA $650,000 $0 $0 $0 $0 $650,000SNB Holdings, Inc. Slocomb AL $375,000 $100,000 $0 $0 $0 $475,000Solar and Energy Loan Fund of St. Lucie County Inc. Fort Pierce FL $520,000 $0 $100,000 $0 $0 $620,000

South Eastern Economic Development Corporation Taunton MA $557,000 $0 $0 $0 $0 $557,000

Southeast Community Capital Corporation DBA Pathway Lending Nashville TN $557,000 $100,000 $0 $0 $0 $657,000

Southeast First National Bank Summerville GA $0 $0 $0 $0 $125,000 $125,000Southeast Oklahoma Community Development Corporation Hugo OK $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDSouthern Chautauqua Federal Credit Union Lakewood NY $0 $0 $0 $0 $125,000 $125,000Southern Colorado Community Lending Pueblo CO $0 $0 $0 $0 $120,000 $120,000Southwest Louisiana Credit Union Lake Charles LA $557,000 $100,000 $0 $0 $0 $657,000Spark Capital Omaha NE $0 $0 $0 $0 $125,000 $125,000St. Francisville Bancshares, Inc. St. Francisville LA $375,000 $100,000 $0 $0 $0 $475,000St. Louis Community Credit Union St. Louis MO $650,000 $237,500 $0 $0 $0 $887,500Suncoast Credit Union Tampa FL $557,000 $100,000 $0 $0 $0 $657,000Sustainable Neighborhoods LLC New York NY $557,000 $100,000 $0 $0 $0 $657,000Syracuse Cooperative Federal Credit Union Syracuse NY $0 $0 $0 $0 $125,000 $125,000Tallahassee Leon Federal Credit Union Tallahassee FL $650,000 $0 $0 $0 $0 $650,000Telhio Credit Union Columbus OH $557,000 $0 $0 $0 $0 $557,000Tensas Bancshares, Inc. Newellton LA $400,000 $237,500 $0 $0 $0 $637,500The Cares Project, Inc. Winston Salem NC $0 $0 $0 $0 $125,000 $125,000The Community Development Venture Capital Alliance New York NY $625,000 $100,000 $0 $0 $0 $725,000

The Disability Fund, Inc. Rockville Centre NY $557,000 $0 $268,750 $0 $0 $825,750The Finest Federal Credit Union New York NY $500,000 $237,500 $0 $0 $0 $737,500The First Bancshares, Inc. Hattiesburg MS $650,000 $237,500 $0 $0 $0 $887,500The IRCs Center for Economic Opportunity, Inc. (CEO) New York NY $400,000 $0 $0 $0 $0 $400,000

The Michigan Women's Foundation Detroit MI $0 $0 $0 $0 $125,000 $125,000The New Orleans Firemens Federal Credit Union Metairie LA $557,000 $100,000 $0 $0 $0 $657,000TMCCommunityCapital Oakland CA $0 $0 $0 $0 $125,000 $125,000Toledo Urban Federal Credit Union Toledo OH $0 $0 $0 $0 $125,000 $125,000Tongass Federal Credit Union Ketchikan AK $375,000 $0 $0 $0 $0 $375,000Triple Bottom Line Foundation Denver CO $0 $0 $0 $0 $125,000 $125,000True Access Capital Corporation Wilmington DE $557,000 $100,000 $0 $0 $0 $657,000Unified Homeowners of Illinois FCU Chicago IL $0 $0 $0 $0 $125,000 $125,000Union County Economic Development Corporation Cranford NJ $520,000 $0 $0 $0 $0 $520,000

University of Louisiana Federal Credit Union Lafayette LA $500,000 $237,500 $0 $0 $0 $737,500Upstate FCU anderson SC $350,000 $0 $0 $0 $0 $350,000Urban Upbound Federal Credit Union Long Island City NY $0 $0 $0 $0 $125,000 $125,000Ventura County Community Development Corporation Oxnard CA $557,000 $0 $0 $0 $0 $557,000

Ventures Seattle WA $0 $0 $0 $0 $125,000 $125,000Vermont Community Loan Fund, Inc. Montpelier VT $650,000 $0 $0 $0 $0 $650,000Vermont-Slauson LDC, Inc. Los Angeles CA $0 $0 $0 $0 $125,000 $125,000Virginia Community Development Fund Richmond VA $450,000 $0 $0 $0 $0 $450,000Virginia Foodshed Capital Charlottesville VA $0 $0 $0 $0 $125,000 $125,000VSJF Flexible Capital Fund L3C Montpelier VT $0 $0 $0 $0 $125,000 $125,000Washington Area Community Investment Fund Washington DC $548,000 $0 $0 $0 $0 $548,000WBRT Federal Credit Union Port Allen LA $0 $0 $0 $0 $100,000 $100,000West Central Development Corporation Perrysburg OH $0 $0 $0 $0 $125,000 $125,000Western Reserve Community Fund, Inc Akron OH $0 $0 $0 $0 $125,000 $125,000

CDFI PROGRAM AWARD BOOK

AWARDEE NAME CITY STATE BASE-FA PPC-FA DF-FA HFFI-FA TA TOTAL AWARDWisconsin Womens Business Initiative Corporation Milwaukee WI $520,000 $0 $0 $0 $0 $520,000

Womens Venture Fund, Inc. New York NY $0 $0 $0 $0 $125,000 $125,000Working Solutions CDFI San Francisco CA $520,000 $0 $0 $0 $0 $520,000

ADDITIONAL RESOURCES

Learn more about the CDFI Program: www.cdfifund.gov/cdfi

View previous award rounds of the CDFI Fund’s programs: www.cdfifund.gov/awards

Visit www.cdfifund.gov to learn about other CDFI Fund programs and how to apply.

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munity Development Financial Instit

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EPARTMENT of the TREASURY