Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post...

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Post Conflict Microfinance Carissa Page, USAID Microenteprise Development Office Microcredit Summit Campaign June 15, 2011

Transcript of Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post...

Page 1: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

Post Conflict Microfinance

Carissa Page, USAID Microenteprise Development Office Microcredit Summit Campaign

June 15, 2011

Page 2: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

1. Only a few “essential” conditions

(security, economic activity, population stability)

Post Conflict Microfinance: Lessons Learned

commercial banks macroeconomic stability social capital

Preferred Conditions

Page 3: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

2. Adapt practices, but stick to the key principles

(microfinance is not philanthropy, repayment matters)

Post Conflict Microfinance: Lessons Learned

Page 4: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

3. Establish institutions as permanent entities

Post Conflict Microfinance: Lessons Learned

Page 5: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

4. Keep it simple, Stupid (KISS) – at least in the beginning

Post Conflict Microfinance: Lessons Learned

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5. Microcredit alone is not enough

Post Conflict Microfinance: Lessons Learned

Page 7: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

6. Community-based approaches can achieve multiple objectives

Post Conflict Microfinance: Lessons Learned

MICROFINANCE

jobs women’s

empowerment

social capital counter

insurgency

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7. Coordinate with, but differentiate from, relief activities

Post Conflict Microfinance: Lessons Learned

Groans

Grants +

Loans

=

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8. Early mf interventions can prevent relief from filling a void

Post Conflict Microfinance: Lessons Learned

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9. Coordination with other donors is critical

Post Conflict Microfinance: Lessons Learned

Page 11: Carrisa Page, Learning from Real World Experiences: Lessons Learned in Using Microfinance in Post Conflict and Post Disaster Situations

10. Focus on capacity & outreach, not just on output numbers

Post Conflict Microfinance: Lessons Learned

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11. Redundancy, redundancy, redundancy!

Post Conflict Microfinance: Lessons Learned

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QUESTIONS?

Carissa Page

USAID/EGAT/PR/MD

[email protected]