Campus kiva powerpoint
-
Upload
kivaspeakers -
Category
Documents
-
view
135 -
download
4
description
Transcript of Campus kiva powerpoint
Draft
loans that change lives
KivaLoans That Change Lives
www.kiva.org
2
DraftYenku Sesay: Survival to Success
Yenku Sesay is a 30 year old Sierra Leonean
In 2006 rebel soldiers cut off his hands as punishment for voting
When he was 21 years old, Yenku was a double amputee, whose only prospects were begging in the streets of Freetown
3
DraftYenku Sesay: Survival to Success
Yenku was approached by a microfinance institution
The microfinance institution encouraged Yenku to take a loan of 300,000 Leones (about $100) to start a small business
Yenku sold soap, biscuits and small items for a small profit
As Yenku made a profit, he reinvested it into the business
Yenku now supports his family of three children, and even pays for his younger brother’s schools fees
As Yenku made a profit, he reinvested it into the business
Yenku now supports his family of three children, and even pays for his younger brother’s schools fees
4
DraftHand up, not a hand out
Supplies for a store
Seed for crops
Tools for carpentry
Cloth for weaving
Materials for making products
Yenku’s story is not unique
Millions of people around the world could help themselves if they just had access to money for starting or expanding their small business
Whether they need tools, seed, fertilizer, cloth, store supplies, it just takes that first step, that start-up capital, to give them a chance to be truly self-sufficient
However they cannot apply for a loan from a bank, credit company or credit co-operative because banks typically do not serve the poor
5
DraftIntroduction to Microfinance
Microfinance is the provision of financial services to the poor
For many in the developing world, savings accounts take the form of livestock
Give a man a fish, feed him for a day.Teach a man to fish, feed him for a lifetime.
What if he knows how to fish, but just can’t afford a fishing net?
Give a man a fish, feed him for a day.Teach a man to fish, feed him for a lifetime.
What if he knows how to fish, but just can’t afford a fishing net?
The poor are typically excluded by financial service providers:• No collateral• No credit history • Illiteracy
The poor need financial services, and already use them informally:• Borrowing money from loan sharks with interest rates so high
that it may be impossible to ever pay back• Savings accounts kept in the home, vulnerable to theft• Investing in livestock which is vulnerable to disease
Microfinance works to provide the poor with these financial services, in a safe and controlled environment, through a microfinance institution
6
DraftMicrofinance Institutions
• Some focus on women in places where women don’t have the same rights as men and so have no economic empowerment
• Some focus on the rural population in areas where people are isolated and cannot travel to cities to access services
• Some focus on a comprehensive program which includes business training with financial products
• Some focus on women in places where women don’t have the same rights as men and so have no economic empowerment
• Some focus on the rural population in areas where people are isolated and cannot travel to cities to access services
• Some focus on a comprehensive program which includes business training with financial products
There are thousands of microfinance institutions around the world, and they all vary a little depending on the
region they are in and people they are targeting to help
What ties them all together, however, is a desire to help the poor by providing them with financial services
7
DraftThe Traditional Microfinance Lending Process
Microfinance Institutions
Microfinance Institutions
EntrepreneursEntrepreneurs
Banks and NGOs
Banks and NGOs
• Microfinance institutions typically get the money that they lend, from banks or non-governmental organizations, or both
• This can be expensive, as it is often borrowed with interest
• There may also be difficult application procedures to access debt capital from non-governmental organizations
• Some organizations can even find themselves shut out due to the region they operate in, particularly post-conflict regions
• Restrictions that microfinance institutions face ultimately affect the entrepreneurs, who rely on microfinance institutions to serve them
8
DraftThe Kiva Microfinance Lending Process
Microfinance Institutions
Microfinance Institutions
EntrepreneursEntrepreneurs
You!You!
With Kiva, you can be micro-lender
You can act as a banker and provide the funds to microfinance institutions that they then lend to entrepreneurs
9
Draftwww.kiva.org
Kiva.org is a website which allows you to lend to an entrepreneur in the developing world who needs a loan
10
Draftwww.kiva.org
The Kiva website lists loan requests which you can browse, just like browsing items on eBay or another website
11
Draftwww.kiva.org
Each loan request has a business page which gives you more information about the loan…
12
Draftwww.kiva.org
Size of the loan and status
Size of the loan and status
Summary of the business and loan, including
when it is expected to be
paid back
Summary of the business and loan, including
when it is expected to be
paid back
Information on the microfinance institution which is managing the
loan on the ground
Information on the microfinance institution which is managing the
loan on the ground
Picture of the entrepreneurPicture of the entrepreneur
Description of the business and
what the loan will be used for
Description of the business and
what the loan will be used for
13
Draftwww.kiva.org
The business page also shows you all of
the other people around the world
who are contributing to this loan
The business page also shows you all of
the other people around the world
who are contributing to this loan
14
DraftKiva’s Lenders
720,000 lendersfrom 196 countries
have loaned $142 millionin just five years
15
DraftKiva’s Borrowers
Repayment rate of over
98%
Working in Retail, Farming, Construction,
Education and many other sectors
Nearly 80% are women
From Africa, Asia, Eastern Europe, Middle
East, South America and Central America
Average loan size of $450
333,000 borrowers in
five years
16
Draft
Kiva has 112 Microfinance Partners in 52 countries and is still growing
Kiva’s Microfinance Partners
Nicaragua
HondurasTogo
Senegal
Bulgaria
Uganda
Kenya
Tanzania
Cambodia
Samoa
Mexico
Ecuador
Nigeria
Ghana
Moldova
Mozambique
Ukraine
Afghanistan
Congo Indonesia
Azerbaijan
Cameroon
Tajikistan
Bolivia
Haiti Dominican Republic
Vietnam
Iraq
Nepal
Paraguay
Guatemala
Sierra Leone
Sudan
Rwanda
Benin
Lebanon
Bosnia & Herzegovina
Mali
El Salvador
Peru
Pakistan
Mongolia
17
Draft
The organization has received a lot of attention in the press, as
more people learn about this new and unique way to give back
The organization has received a lot of attention in the press, as
more people learn about this new and unique way to give back
Kiva in the Press
18
DraftWhat others are saying…
“…a positive alternative to conflict.”
“An eBay for Microfinance”
“(One of) Ten things that will change your future”
“Peace through PayPal?”
19
DraftKiva is…
Kiva is the world’s first microlending website
Kiva’s mission is to connect people, through lending, for the sake of alleviating poverty
With Kiva, you can become a micro-lender to people like Yenku who just need a hand up
Kiva allows
Real People
to make a
Real Difference
in the lives of the poor
20
DraftCampus Kiva: Students Making a Difference
Campus Kiva brings micro-lending to a whole new level: giving students the opportunity to play a direct role in changing lives. Through an international network of over 50 university chapters, Campus Kiva provides students with the perfect avenue to channel their desire to make a difference.
What We DoCampus Kiva provides its chapters with the resources and the support to create an effective presence on campus. Our international network of chapters allows you to learn from the techniques of other schools and to interact with students from around the world. Campus Kiva’s continually expanding list of partners will help you maximize your chapter’s effectiveness and will give you a once-in-a-lifetime experience!
Get Involved!Now you have the chance to get involved in the cutting edge of economic development. By participating in Campus Kiva at your school, you can help those in need while having fun with fellow students!
21
Draft
• Starter Kit– Includes everything you need to start your own Campus Kiva chapter
• Ideas Kit– Includes dozens of fundraising and community outreach ideas
• Professors’ Kit– Includes ways to integrate Kiva into the classroom
• Grants Kit– Includes an introduction to the grant application process and several
grant-making organizations
• Media Kit– Includes press release tutorial and tips on how to get media coverage
• One Hen Kit– Includes activities to help bring microfinance to elementary schools
Campus Kiva’s Resources
22
Draft
Brown University: A Black Tie Ball in support of Kiva.org hosted by Delta Phi Beta. Dance the night away in support of entrepreneurs on Kiva.org at the inaugural Kiva Ball. Proceeds from the event were used to create a portfolio of microloans on Kiva.org.
Campus Kiva in Action
Since 2008, Campus Kiva chapters have lent almost $300,000 in loans and we’re just getting started. Here are some of the ways our schools are making a difference:
Nationwide: Every April, students throughout the country will become entrepreneurs for a week by participating in the Gumball Challenge, a competition designed to inspire entrepreneurship for social impact. Each team receives a $27 loan and 27 gumballs and must create as much as value as possible; profits are used to finance Kiva loans.
23
DraftThe Campus Kiva Network
In just 2 years, Campus Kiva has expanded to over 50 colleges and universities worldwide. Students are making a difference at these schools:
Amherst CollegeArizona State Univ.Bellevue CollegeBoston College
Bringham Young Univ. Bucknell Univ.Cal Poly SLO
Chapman Univ.CSU Chico
Davidson CollegeElmhurst CollegeGeorgetown Univ.
George Washington Univ.
Harvard Univ.James Madison Univ.
Kenyon CollegeLehigh Univ.
Luther College
McGill Univ.Michigan State Univ.
MITMoorpark College
North Greenville Univ.Northwestern Univ.
NYUOberlin College
Point Loma Nazarene Univ.Santa Clara Univ.
Sonoma State Univ.St. Anselm College
Thomas Univ.Toccoa Falls College
Tufts Univ.UC Berkeley
UC Davis
UCLAUC Santa BarbaraUniv. of Alabama
Univ. of British ColumbiaUniv. of Cambridge
Univ. of ChicagoU of Ill, Urbana-Champaign
Univ. of MarylandUniv. of Miami
UNC WilmingtonUniv. of Oxford
Univ. of PennsylvaniaUniv. of Pittsburgh
USCUniv. of Toronto
Univ. of UtahUniv. of Virginia
Univ. of Washington
24
DraftCampus Kiva’s Partners
Draft
loans that change lives
www.kiva.org
Loans that Change Lives