UPCOMING EVENTS

Flower Buds August 8

CCES 10:00 a.m.

Diabetes Support Group August 10

CCES 10:00 a.m.

Cricut August 12

CCES 11:00 a.m./2:00 p.m.

Health Living From Inside Out August 21

Boone County Extension 5:30 p.m.

Homemaker Kickoff Tea Party August 23

CCES 10:00 a.m.

Garnishes September 6

CCES 1:30 p.m.

Cultural Arts September 7

CCES 9:30 a.m.

Homemaker Area Meeting September 14

Kenton County Extension 12:30 p.m.

Homemaker Leadership Training September 15

CCES 10:00 a.m.

Power of Pink September 22

Boone County Extension 10:00 a.m.

Delicious Desserts October 4

CCES 1:30 p.m.

Homemaker Council Meeting October 17

CCES 10:00 a.m.

Holiday Treasures November 16

CCES 6:00 p.m.

During the school-age years, relationships with peers become the focus of a child’s attention. These years provide a child many opportunities to grow, learn social skills and develop conflict reso-lution skills. Unfortunately, sometimes relationships at this stage can be negative and harmful to the development of a child or young adolescent. Behavior such as teasing and name-calling can lead to more serious situations that involve intimidation and verbal and

physical abuse.

Since most children will not report incidents of bullying, it is important for parents to recognize the common signs of

a bullied child. These include, but are not limited to:

Refusal to go to school

Bed-wetting

Health complaints (i.e. sleeping problems, head-

aches, stomach aches)

Lack of self-esteem (i.e. making negative “I am” statements, fearing new experiences and/or people, lacking trust in others, having difficulty making eye contact, feeling sensitive to criticism, always apolo-

gizing)

Depression (i.e. sadness, crying over seemingly minor setbacks, increased irritability, loss of interest in previously pleasurable activities, changes in ap-petite, changes in sleep pattern, fatigue, poor con-

centration)

Suicidal thoughts (i.e. anxiety, withdrawal from friends and family, making a will, giving possessions away, making statements such as, “Maybe my fami-

ly would be better off without me.”)

Acting aggressively toward friends or family mem-

bers they view as weaker Source: Bullying 101, FCS7-194; University of Kentucky;

College of Agriculture, Food and Environment

Cooperative Extension Service

Campbell County

3500 Alexandria Pike

Highland Heights, KY 41076

(859) 572-2600

Fax: (859) 572-2619

Campbell County 2017

Some people are confused about whether a tomato is a fruit or a vegetable. Strictly speaking a to-mato is a fruit because fruits are formed from the ovary in the base of the flower and contain the seeds of the plant. However, when it comes to cooking, a to-mato may be considered a vegeta-ble because it is used in the cook-ing of savory dishes. Regardless, you cannot overlook the health benefits tomatoes provide. Toma-to and tomato products include: Fresh tomatoes Tomato sauce Tomato paste Ketchup Tomato soups Tomato juice Tomatoes contain vitamins A, C, and K. Tomatoes are also a good source of niacin, chromi-um, and potassium. Vitamin C protects the body from free radi-cals which destroy the healthy cells in the body. Niacin helps to lower triglyceride, a fat present in our blood.

Tomatoes are also rich in ly-copene, a compound that gives tomatoes their color. Processed tomato products have higher con-centrations of lycopene. Studies show that tomato and tomato product consumption is associated with a reduced risk of: Ovarian cancer, especially in

premenopausal women Digestive tract cancers

(mouth, throat, esophagus, pancreas, colon and rectum)

Cardiovascular disease Avoid soft or mushy tomatoes with blemishes. Cherry tomatoes are small round tomatoes. Grape tomatoes are small and oblong shaped with a concentrated flavor. Roma tomatoes are an oblong

shape, medium size with shiny red skin and firm flesh. Round or Globe tomatoes are round with shiny red skin and firm flesh. When purchasing to-

mato products, check the expira-tion dates on the containers.

The Health Benefits of Tomato and Tomato Products

Page 2

Choose containers free of damage, such as dented cans. Tomatoes should not be refrig-erated. Tomatoes should be stored above 50o F to avoid flavor and quality loss. Handle with care to avoid bruising. Tomato products should be stored at room tempera-ture unless the container states oth-erwise. How to Eat More Tomatoes Daily Serve tomatoes fresh as a

snack. Serve tomatoes in omelets. Add tomatoes to sandwiches

and wraps. Add tomatoes to stews and

soups. Make tomato sauce and serve

with pasta. Drink tomato juice. Make salsa. Preserve tomatoes when in sea-

son. Source: The Health Benefits of Tomato and Tomato Products, FCS3-568; University of Kentucky; College of Agriculture, Food and Environment

Tomato Basil Bruschetta 3 plum tomatoes, chopped 1/3 cup thinly sliced and coarsely chopped onion 2 cloves garlic, minced 1 tablespoon red wine vinegar 6 tablespoons olive oil 1 tablespoon minced fresh basil or 1 teaspoon dried basil 1/2 teaspoon dried oregano 1/4 teaspoon salt 1/8 teaspoon ground pepper 1 pound loaf, whole wheat French bread, cut into 1/2 inch slices

Combine tomatoes, onions, garlic, red wine vinegar, 2 table-spoons olive oil, basil, oregano, salt and pepper; set aside.

Preheat broiler of oven. Lightly brush both sides of bread slices with remaining olive

oil and arrange on ungreased baking sheet. Place three to four inches from the broiler and heat slices for

two to three minutes on each side or until golden brown. Top each slice with tomato mixture, using a slotted spoon,

and serve.

Yield: 16 half-inch slices Nutritional Analysis: 140 calories, 5 g fat, 0 mg cholesterol, 250 mg sodium, 19 g carbohydrate, 3 g fiber Source: The Health Benefits of Tomato and Tomato Products FCS3-568; University of Kentucky; College of Agriculture, Food and Environ-ment

Many of us have been in situations

where we needed a little extra cash to

tide us over until payday. Maybe

you needed to make unexpected car

repairs or your utility bill was higher

than you expected. If so, you might

have been tempted by one of the

many ads for check advance loans

that now flood radio and television

airwaves.

These loans always share certain

features. They are all for a short

term (usually 14 days), for a small

amount (maximum $500), and have a

high service fee. They are the most

expensive type of “loan” available

and should be used only as a last op-

tion.

Here is how they work: Usually

a borrower writes a personal check

payable to

the lender

for the

amount he or

she wishes to

borrow, plus

a service fee,

usually $15

per $100

borrowed.

The compa-

ny gives the

borrower the

amount of

the check

minus the fee. Say you want to bor-

row $100: Typically, you will be

asked to write the lender a check for

$115. They will then give you $100

in cash and keep the check for two

weeks. (Some lenders take the fee

out of the amount borrowed. For

example: $100 - $15 fee = $85.)

That $15 service fee is equal to

as much as a 457% annual percent-

age rate (APR). Would you take a

credit card with that kind of rate?

You must pay back the $115 on your

payday. However, some borrowers

will get another payday loan for an-

other two weeks. You pay an addi-

tional $15 fee each time. Rollovers

are illegal; the customer must pay off

the loan before getting a new loan.

Another type of check advance is

the refund anticipation loan (RAL),

which is marketed as the “instant

refund” to customers needing a quick

return on their income tax refund.

RALs are high-cost bank loans that

are secured by the customer’s tax

refund. Most customers do not real-

ize that the average tax refund is re-

ceived within two weeks of filing

income taxes by e-file or direct de-

posit.

Better Alternatives for Borrowing

Money

Family or Friends - If they have

the means, a loan from

family or friends might

be a good option. Be-

fore you borrow, make

sure you will be able to

repay, even if it’s just

$10 a week. Do not

promise to pay more

than you can realistical-

ly afford.

Credit Union - The

next place to get a loan

is a credit union. Mem-

bers can borrow at

about 11% interest

(APR), since the credit union is

usually ale to withdraw payments

directly from your paycheck each

pay period.

Cash Advance on a Credit

Card - If you have a credit card,

you can borrow money in the

form of a cash advance at about

18 to 21% interest (APR).

Small Loan Company - These

companies usually ask for collat-

eral and charge between 24 and

36% interest rate.

Extensions - Ask your creditors

for more time to pay your bills.

Find out what they will charge

for that service: a late charge,

additional finance charges, or a

higher interest rate.

Payday Loan - If you decide

you must use a payday loan, bor-

row only as much as you can

afford to pay with your next

paycheck and still have enough

to make it to the following pay-

day. However, shop around, as

some payday lenders charge less

than the maximum allowed by

law.

Avoiding Problems in the Future

Avoid Unnecessary Purchases -

Try to look critically at what you

buy on a daily basis. Decide if

you really need these items. Re-

member, small costs add up.

Overdraft Protection - If you

have a checking account, ask

your bank if you can add over-

draft protection. Miscalculating

the amount in your checking ac-

count could cost you more than

$15 in fees from the bank, plus

equal fees from the company that

accepted your check, and possi-

bly even civil penalties and court

costs, if you are not able to make

good your debt right away. And

this is for each bad check you

write!

Savings Account - Even small

deposits can help if you make

them on a regular basis. Think

about taking a small amount out

of each paycheck, say $10 or $15

per check, and putting it into a

savings account. This would

give you a buffer against future

financial emergencies.

Source: Check Advance Loans: Are They

Right for You? FRM-RHF.119; Universi-

ty of Kentucky; College of Agriculture,

Food and Environment

Check Advance Loans: Are They Right for You?

Page 3

PEER PRESSURE

It can be hard for children to make the right choices. Peers can affect the choices that your child makes. Learn a little more

about peer pressure and how your child may be affected by it.

As children start getting older, they will have more choices to make. Sometimes people around them will try to push them to act a certain way. It is important to talk to your child about the fact that there are people around them who will try to affect them. It is a good time to mention that their peers can sway

him or her in a good, positive way or in a not-so-good way.

Good ways that your child may be influenced by others include how hard they try in class or at a practice after class. Perhaps a friend or peer is doing well at math and that pushes your child to study a little harder. Or an-other classmate started play-ing an instrument and your child now wants to play and

practice as well.

Ways that children could be negatively affected include being encouraged not to study as hard as they should. Your child may be pressured to show his or her homework to another person who did not com-plete theirs. Your child might even feel pressure to be mean to a classmate, even when your child may think that the person is

really fun to be around.

It can be very hard for children to not give in to peer pres-sure. They might feel pressure because they want to fit in with a group of people at school or in the neighborhood. Children might fee pressure to do something because they want to be liked. Talk to your child about those feelings, but also that sometimes it is important to say “no” or to walk away from the

pressure.

Staying away from peer pressure can be hard for children. Talk to them about making sure to pay attention to how the situation makes them feel. Talk about taking a minute and

thinking about what is the right thing to do.

As a parent, it is important to know who your child has for friends. In fact, the saying “choose your friends carefully” is very important as it may affect the behavior of your child. If you see something that concerns you about your child’s friends, talk about it with your child. Peer pressure can have a direct influ-ence on how your child behaves. Talk to your child about peer

pressure and how to handle it together.

Source: Parent Health Bulletin, August 2017; University of

Kentucky; College of Agriculture, Food and Environment

Create and Keep a New Healthy Habit

Habits can be good or they can be not-so-good. Have you ever tried to change one of your not-so-good habits, only to go back to your usual routine? It is hard to keep up the motivation for a change in behavior. Here are a few things to keep in mind

when you are trying to create and keep a new, healthy habit.

It does not have to be “all-or-nothing.” Many times when we start to change a behavior, we tend to think that we need to be perfect 100 per-cent, with no slip-ups. Staying motivated at that pace is hard, especially if you are trying to change too many things at once. Instead, start small. If you want to start walking, find a time for just 10 minutes and build up to 30 minutes. If you want to start eating healthier, choose one meal a day to start. Pack a healthy lunch from home instead of getting lunch from a fast food place. Just remember that you do not have to do everything all at

once.

Be creative. It can be hard to find the time to make healthy habits. If you are creative, you may be able to get a little “extra” accomplished. Instead of looking for the best parking spot, park in the back of the lot and walk, or take the stairs instead of the elevator. If you are making healthy food choices, pack your favorite fruit as a treat for that mid-day slump or add green vegetables to a smoothie. These

little boosts will help you reach your goal.

Be patient with yourself. Creating and sticking with a new health habit is hard. And remember that it can take time to see results when making a change. You could write down your actions and keep track of successes and areas for improvement. Don’t forget to celebrate the successes that you have. Small successes can add up to big chang-

es.

Source: Adult Health Bulletin, August 2017; University of

Kentucky; College of Agriculture, Food and Environment

Ronda Rex

Kate Vaught Thompson

Campbell County Extension Agents for Family and Consumer Sciences

Page 4

Homemaker

Important Homemaker Dates

August 22, 10:00 a.m.

Begin set up for Tea Party

August 23, 10:00 a.m. to noon

Tea Party

September 5

Holiday Treasures recipes due to Kate

September 7, 9:30 a.m.

Cultural Arts project due. Judging begins at 10:00 a.m.

September 14, 12:30 p.m.

Area meeting at Kenton County. Lunch served.

September 15, 10:00 a.m.

Leadership training

October 1

Holiday Treasures crafts due to Kate

October 17, 10:00 a.m.

Homemaker Council meeting

November 16, 6:00 p.m.

Holiday Treasures

February 2—February 3

4th Annual Homemaker Crop

Everyone is welcome at events and council meetings!

Holiday Treasures

Holiday Treasures is Thursday, Novem-

ber 16th, 2017. We are asking each club

to submit at least one craft and the directions

by October 1, 2017. The directions need to

be written in your own words to avoid copy-

right violations. Individual homemaker and

mailbox members are encouraged to submit

additional crafts.

We will also be collecting recipes for the

Holiday Treasures Cookbook. Please sub-

mit your recipes by September 5th, 2017. If

you are interested in being on the food com-

mittee, please contact Kate Thompson at the

Extension Office, 859-572-2600. We will

be collecting recipes, and then the food com-

mittee will determine which ones they wish

to make. Thank you!!

Valley Homemakers

We would like to invite all interested homemakers

to attend our next regularly-scheduled club meeting.

We will meet on Tuesday, August 8, 2017 at 10:00

a.m. at the Campbell County Extension office.

There will be a guest speaker from St. Elizabeth’s

“Primewise Program.” Our speaker will be provid-

ing information on their program and how it could

be a benefit to our members and their families.

Claryville Homemakers

Congratulations to the following for their

membership years:

Retha Crail - 46 years

Kathy Perkins - 50 years

Rita Ortlieb - 50 years