Even though Insurance covers abound and make up some of the earliest issues, not many collectors
collect Insurance as a category. Go figure! Plus, Insurance in America has a l-o-o-o-n-g history, going all
the way back to colonial times.
The first insurance company in America underwrote fire insurance and was formed in Charleston, South
PRESIDENT TREASURER EDITOR
John Bachochin Loren Moore Mike Prero
15731 S. 4210 Rd., POB 1181 12659 Eckard Way
Claremore, OK 74017 Roseville, CA 95678 Auburn,CA 95603
918-342-0710 916-783-6822 530-906-4705
No. 388 Dues due April 1st May 2017
No. 388 SIERRA-DIABLO BULLETIN-May 2017 Page 2
Carolina in 1735. In 1752, Benjamin Franklin helped form a mutual insurance
company called the Philadelphia Contributionship, which is the nation’s oldest
insurance carrier still in operation. [Doesn’t it seem that Ben Franklin had his
thumb in just about everything back then?!] Franklin’s company was the first to
make contributions toward fore prevention. Not only did his company warn
against certain fire hazards, it refused to insure certain buildings where the risk of
fire was too great, such as all wooden houses.
The first stock insurance company formed in the U.S. was the Insurance
Company of North America in 1792. Massachusetts enacted the first state law
requiring insurance companies to maintain adequate reserves in 1837. Formal
regulation of the insurance industry began in earnest when the first state
commissioner of insurance was appointed in New Hampshire in 1851. In 1859,
New York appointed its own commissioner and created a state insurance
department to move towards more comprehensive regulation of insurance at the
The United States is the world’s largest insurance market by premium volume.
In 2013, 27% of all insurance premiums written worldwide were in the U.S. In
2015, there were 814 Life Insurance companies alone.
Yeah! Yeah Yeah!...But what about the covers! Well, to begin with, there are a
lot of them! Bill Hayes, FL, had 14,368 in his collection as of March 2016. Plus,
within the category, there’s lots of variety—Oldies, Features, Dated, Cameos,
Metallics, and many more...including one of my favorites, Sets & Series. And, of
course, you’ll see plenty of different manumarks.
They come in all the traditional cover and box sizes—10s, 20s, 30s, 40s,
Ace, etc. [I actually don’t see any 10s on hand at the moment, but I’m sure
there must be some] 20-strikes, of course, are the most numerous.
In any event, Insurance is a category that’s worth considering. And,
since few collect in that area, you should be able to get them cheap, if not
free! You have a way to go, though, before you catch up to Bill Hayes!
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Dakota Cigarette Box Set
This set consists of 5 dark blue American Ace tobacco boxes. Top panel shows Dakota logo; each
bottom panel shows a dif color photo (one shows a bigger Dakota logo): people at campfire; people in
jeep; people dancing; people on motorcycles; large Dakota logo. [c. 1990]
This set is actually more
collectible than you may be aware
Dakota was a brand of cigarettes
introduced by R.J. Reynolds
Tobacco (RJR) in 1990. Their
marketing was targeted towards
young blue-collar ‘virile females’ in
an attempt to displace the Marlboro
brand without diluting the dominant
Camel brand’s appeal to males.
After test-marketing in Huston,
Tucson, Phoenix and Nashville
didn’t yield the desired result, the
brand was withdrawn.
[I guess I have to go to Houston,
Tucson, Phoenix, or Nashville to
find virile females!] [I hate flying!]
No. 388 SIERRA-DIABLO BULLETIN-May 2017 Page 5
The Devil In American Culture
The Devil appears frequently as a character in works of literature and popular culture. The musical
interval of an augmented fourth was called the Devil's Chord and was banned by the Roman Catholic
Church in the Middle Ages. The Devil is featured as a character in many musical representations from the
Middle Ages to modern times. Hildegard of Bingen's 11th-century Ordo Virtutum features him, as do
several baroque oratorios by composers such as Carissimi and Alessandro Scarlatti. During the 19th
century, Gounod's Faust, in which the Devil goes by the name Mephistopheles, was a staple of opera
houses around the world.
Highly virtuosic violin music was sometimes associated with the Devil. Tartini's Devil's Trill sonata and
Paganini's Devil's Laughter caprice are examples. The theme is taken up by Stravinsky in the "Devil's
Dance" from The Soldier's Tale. Other pieces that refer to the Devil are Franz Liszt's "Mephisto Walzer"
and Joseph Hellmsberger II's "Teufelstanz", as well as Haydn's lost opera "Der krumme Teufel".
How about popular music? Jazz was often called the Devil's music by its critics in the 1920s. The Rolling
Stones' "Sympathy for the Devil" (1968) features Mick Jagger speaking as the Devil. "The Devil Went
Down to Georgia" (1979) by the Charlie Daniels Band was the first modern popular song to feature a battle
between the Devil and a musician. The theme of battling the Devil has been revisited several times in other
songs. “N.I.B." by Black Sabbath is a song about "the devil falling in love and totally changing becoming a
good person." (Geezer Butler, 1992 documentary The Black Sabbath Story: Volume One) The song's
chorus references Lucifer specifically: "..Look into my eyes, you will see who I am; My name is Lucifer,
please take my hand." "Lucifer" is the name of a song by U.S. rapper Jay-Z from his 2003 album, The
Black Album. The Moonspell song "Dreamless (Lilith and Lucifer)" is about a romantic relationship
between Lucifer and the demoness Lilith. The Swedish death metal band Kaamos
has an album called Lucifer Rising. There is also an album of the same name by
doom metal band Candlemass.
When Satan is depicted in movies and television, he is often represented as a red-
skinned man with horns or pointed ears on his head, hooves or bird-legs, a forked
tail (or one with a stinger), and a pitchfork. When trying to blend in or deceive
somebody, he is often represented as an ordinary human being, and sometimes only
his voice is heard. The list of resulting movies and films is too long to cite here!
The BBC Radio 4 comedy show Old Harry's Game features Andy Hamilton in
the leading role as Satan; in the first episode of Series Six, Satan states that he's
gone by many names over the centuries including Beelzebub, Mephistopheles, Old
Nick, Old Harry and Simon Cowell (one of his Satanic guises).
What about Literature? Here are just a few of the latest: Richard Kadrey's
Sandman Slim (2009) and the sequel Kill the Dead (2010), Joe Hill's Horns (2010),
Aiden Truss's Gape (2013), Kat Daemon's "Taming Darkness" (2014),Clive Barker's The Scarlet Gospels (2015).
Comics? In DC and Vertigo comics, the Devil is represented by Lucifer
Morningstar. In some Marvel Comics publications, a "Lucifer" has been mentioned
as being a hell lord with the same "fallen from Heaven" back story. [https://
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California’s Sugar Bowl
Sugar Bowl is a ski and snowboard area in northern Placer County near Norden, California along the
Donner Pass of the Sierra Nevada, approximately 46 mi (74 km) west of Reno, Nevada on Interstate 80,