8/6/2019 Brochures of Schemes Announced by Banks

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Brochures of Schemes announced by ZTBL

8/6/2019 Brochures of Schemes Announced by Banks

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8/6/2019 Brochures of Schemes Announced by Banks

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  Brochures of Schemes announced by NBP 

8/6/2019 Brochures of Schemes Announced by Banks

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8/6/2019 Brochures of Schemes Announced by Banks

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HBL offers a comprehensive platformfor customers to avail CashManagement Services throughoutPakistan. Our Cash ManagementServices reduce the cash turnaroundof your company, thereby making itcost efficient.

• Advantages• Products and Services Collections• Payments• Value Added Services

Advantages

• Centralized Collections / Funds Transfer• Centralized Payments / Disbursements• Customized MIS Reporting• Centralized Customer Support through

IT/Operations

Brochure of current Scheme announced by HBL

8/6/2019 Brochures of Schemes Announced by Banks

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 Brochures of Schemes announced by MCB Bank 

8/6/2019 Brochures of Schemes Announced by Banks

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 AGRICULTURAL PRODUCTS Farm Loans

1.  Production Loan

Financing is available for Major and Minor crops across Pakistan. Main purpose of financing is tofacilitate farmers to purchase Agri Inputs such as Seeds, Fertilizers, Pesticides, Sprayers, hired laboretc.

2.  Development Loan 

Land Development, Equipments and Machinery 

Financing for Land Improvement, Water course improvement, Tube wells, Lift pumps, Deep turbinepumps, Cotton pickers, Godown, Cold Storage, Harvester, Thresher, etc

Tractor & Vehicle Finance To purchase Tractors, Delivery Vans, Mini Trucks, Motor Cycle and other vehicles used for marketing

 Agri Products

o 

Non Farm Loans 3.  Livestock Financing 

Dairy Farming, Meat Farming, Fattening of Animals, Rearing of Animals, Construction of Sheds, Milk storage tanks, acquire andestablish modern and efficient livestock facilities.

4.  Poultry Financing

Poultry Farm structure and equipments, Hatchery farm structure and equipments, Feed Mills, Purchase of Chicks, Feed,Medicines, Storage tanks, Cold storage, Construction of shed, etc.

5.  Fisheries Financing 

Fish seed, Fish feed, Manuring, Construction of pond, Curing and Dying by fishermen, etc.

Brochures of Schemes announced by UBL

8/6/2019 Brochures of Schemes Announced by Banks

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 Agriculture Finance

Farm Loans 

Production Loans 

1.Inputs like seeds, fertilizers, pesticides, weedicides, herbicides, labour charges, water charges, vegetables, floriculture,etc.

2. Working capital finance to meet various farming expenses.

Development Loans 

Improvement of agricultural land, orchards, etc.

Construction of Godowns

Tractors, Machinery & other equipments

Tube wells

Farm Transportation, etc

Non-Farm Loans 

Livestock 

Poultry

Fisheries

Forestry

Brochures of Schemes announced by ABL

8/6/2019 Brochures of Schemes Announced by Banks

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Agriculture Finance

Revolving Credit (Short Term) 

Purpose 

• For purchase of agriculture input like seeds, fertilized, pesticides, etc.

Salient Features 

• Short Term Credit on revolving basis

Mark-up Rate p.a. 

• Three/ Six months KIBOR + 4 % with a floor of 14% p.a. payable on quarterly/ half yearly basis or atthe time of payment of loan amount whichever is earlier.

Tenure of Loan 

• Maximum one year / Revolving Basis.

Maximum Loan Amount 

• Rs.5,000,000/=

Type of Security Required 

• Registered/Equitable Mortgage of agricultural land or Urban Property, acceptable to the Bank

Documents Required 

• Loan Application Form

• Bank’s prescribed documents

Brochures of Schemes announced by KASB 

8/6/2019 Brochures of Schemes Announced by Banks

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Product Features Details

Product Name Agriculture Loan

Product Type/Category Group Based

Product Description

For the purchase of seed, fertilizer, pesticides. For irrigation, rental of 

agricultural equipment, transportation etc.

Loan Eligibility Criteria

Age: 18 – 58 years, Maximum for repeat clients: 65 yearsIncome: Total annual income is less than Rs.150,000Permanent resident of the locality for 2 yearsNADRA NIC Holder 2 years experience

Loan Amount PKR 5,000 / 15,000

Tenure/Repayment Options3-12 MonthsQuarterly/Semiannual/Annually

Guarantors Cross Guarantees

Collateral None

Rates & Fee Structure 29%

Brochures of Schemes announced by Khushhali Bank 

8/6/2019 Brochures of Schemes Announced by Banks

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Micro Group Credit – Tameer Group Qarza 

Tameer provides Group loans to men and women in urban as well as rural areas with easy loan qualifying

terms, backed by state-of-the-art technology 

This is to make sure that the product and service provided in this classical microfinance lending method is an

advanced and next generation experience for Tameer customers so that the social collateral (group-lending)

and relationship quality is made more reliable and more productive for the customer as well as more risk 

efficient for the bank with the inclusion of technology 

Product and Service Promise:

•  Urdu: “Shirkat Mai Barkat”

•  English Translation: “Bounty in Sharing”

Tameer Advantage 

•  ATM Card and banking on Tameer’s nationwide technology network for full banking services

•  Groups between 5 to 10 people accepted

•  Cross-guarantee of group members only with no outside guarantors required

•  Imbedded Life Insurance 

Brochures of Schemes announced by Tameer Bank 

8/6/2019 Brochures of Schemes Announced by Banks

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Micro Agri Loan (MAG):

These loans are designed for small farmers who require agriculture inputs including seeds, fertilizers,

 pesticides, irrigation water, or rental of agriculture equipment and transportation services.

S. No.  Particular  Description 1. Loan Amount 10,000 - 40,000

2. Loan Tenure 3 – 24 Months3. Repayment Mode Quarterly, Semi Annually, Bullet

Brochures of Schemes announced by 

Pak Oman Microfinance Bank Ltd.