Bradfordjournalcolorissue10 2 14l

INDEX

Local News/Weather 2Comments & Opinions 3Obituaries 4 Social News 6Word Seek/Crossword 12

Comics/Sudoku/DVD New Releases

13

Classifi eds 19Senior Information page 20

Bradford JournalP.O. Box, Bradford, PA 16701

www.bradfordjournal.comPhone: 814-465-3468

VOL. 173 NO. 38 BRADFORD JOURNAL/MINER THURSDAY, OCTOBER 2 , 2014 www.bradfordjournal.com

Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

Bradford JournalBradford’s Weekly Newpaper $1.00

Bradford Journal PhotoCarla Pontious sits, while her sister Jamie Condon, CGI, of Northern Lights Essence, takes an Aura Photograph, September 27th at the Bradford Vet’s Club Events Center. The event, a Holistic and Psychic Fair, brought Psychics, Operators, and Mediums into Bradford, where they found a modest crowd in need of their services. The sisters are from Johnsonburg, PA. (See the gallery for videos and more photos of the event.)

Use Technology To Display Images & Fields

Bradford Journal PhotoNear the end of a disappointing Home-coming game at Parkway fi eld, September 26th, these three pals are happy to give us a smile. Left to right are Tyler Griffi th (a Senior), Josh Drehmer (a Freshman), and Terrance Davis (in the 8th grade). They tell us that regardless of the score, it was a nice game to watch and that there was lots of action on the fi eld. (See gallery for more photos and videos.)

Good Game To Watch

Bradford Journal PhotoFamily members pose for a photo during Mike “Paco” Evan’s Celebration of Life held at Players Downtown, September 26th. Left to right are Maissie Vance, Jordan Evan, Tiffanie Luther (back), Jen Fargo (front), Felicia Evan, Mark Armstrong, Nicci Wolford, Jimmy Pingie, Mark Wolford, and Ronny Kennedy. (See photo gallery for more photos and videos.)

Family Of Paco Evan Assemble During Event

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Bradford Journal & Miner Thursday, October 2, 2014 www.bradfordjournal.com

LOCAL & AREA NEWS

Thursday, Oct. 2:Mostlysunny and nice to-day with a high of 72°.

ThursdayNight:Partlycloudy tonight with an overnight low of 54°.

THE BRADFORD AREA 5-DAY WEATHER FORECASTFriday, Oct. 3:Partlysunny and cooler today with a high of 67°.

Friday Night:Mostlycloudy and cool with a chance of showers tonight. Low of 46°.

Saturday, Oct 4:Mostlycloudy and cool with a chance of showers, partly sunny later with a high of 57°.

Saturday Night:Partly cloudy and cold tonight with a chance of showers. Low of 40°.

Sunday, Oct. 5: Partlysunny and cool today with a high of 54°.

Sunday Night:Remaining cloudy and cold tonight with an overnight low of 40°.

Monday,Oct. 6:Cloudy with scattered rain showers today. A little warmer today with a high of 62°.

Monday Night:Partlycloudy and cool to-night with a low of 44°.

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THE BRADFORD JOURNAL

ON THE WEB!

Local Church Offers Group StudyOpen Arms Community Church of Bradford and Port Allegany is launch-ing small groups that will study Pastor Rick Warren’s “What On Earth Am I Here For?” book, starting Oct. 5.The groups will meet until Nov. 2, mostly at homes throughout the area,

To Serve On International Board Dr. Robert Ferguson of Bradford is among the 25 international researchers and educators recently chosen to serve on the editorial board for The Journal of Chess Research. The Journal is the fi rst international scholarly journal that fo-cuses on research related to the game of chess across all academic disciplines. In a recent interview concerning the new journal, managing editor Frank Niro, speaking for the entire editorial team stated, “We are pleased and honored to be selected by the Board of Directors of the International Society for Chess Re-search to spearhead the launch of this new scholarly publication. We sincere-ly believe that the journal will appeal to an international audience and will fi ll a niche in the academic marketplace.” The new journal plans to publish original theoretical and empirical re-search based on a variety of perspec-tives and disciplines - offering a plat-form for exploring a wide range of chess-related topics including educa-tion, psychology, computers, aging is-sues, cheating, social capital, business

strategy, cognitive development, in-tergenerational awareness, leadership, and statistics. “Beyond that,” Niro said, “it is our hope to work as a stimulus for interest and resources that will trigger further research into health-related top-ics such as Attention Defi cit Hyperac-tivity Disorder (ADHD), Autism and Alzheimer’s Disease.” Ferguson, who completed more than seven years of research on the scholas-tic benefi ts of chess along with a meta-analysis of chess studies, is considered to be the foremost expert in the United States on the educational advantages of chess. For his tireless efforts, he was awarded the accolade of “Dean of Chess and Education” by Dr. Tim Red-man of the University of Texas at Dal-las. Ferguson’s research is published prominently on the Internet and several publications. The entire list of editorial board members, with links to their current bios, is located here:

http://www.chessresearch.org/editorial-board/

Route 6 Improvements And Roadwork In

Mckean And Potter Counties

(Clearfi eld) – Roadway improve-ments on Route 6 in Kane as well as other routes in McKean and Potter counties have begun because of re-sources made available by Act 89, the state’s new transportation plan. Repairs will improve the ride quality of the roadway surface and extend the useful life of the pavement. Milling on Route 6 (Fraley Street) in Kane has taken place and crews have milled the east end of the borough from the Routes 6 and 66 intersection to Lin-coln Street. Paving in Kane Borough will take place in the next week or two and PennDOT will issue an updated re-lease prior to that work. Other roadway improvements under this contract include 8.5 miles of Route 44 in Potter County between Couder-sport and Coneville and 4.3 miles on Route 59 in McKean County west to-ward Marshburg. Route 6 paving in Kane is expected to fi nish this year with the other roadway work slated for 2015. Glenn O. Hawbaker, Inc. of State College is the contractor on this $4.4 million project. All work is weather and schedule dependent.

discusssing the book and watching and listening to video and audio clips.“I’m really excited at the opportunity to help people answer the four basic questions of life: Who am I, where did I come from, why am I here (what’s my purpose), and where am I going?” Pas-tor Mike McAvoy said. “Life is about more than the rat race and going through the motions. It can have meaning, joy, wholeness, peace, and fulfi llment.”Register for a group at church servic-es -- 6:00PM Saturday, 9:15 a.m. and 11 a.m. Sundays at East Main Street in Bradford, or at 9:45 a.m. and 11:30 a.m. Sunday at Smith Street in Port Al-legany -- or contact the church offi ce at openarmsoffi [email protected] or 814-368-8846

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www.bradfordjournal.com Bradford Journal & Miner Thursday, October 2, 2014

5 ¢ENTS WORTH by Grant Nichols It’s A Matter Of Opinion...

Guest Columnist

“Injustice ” -by Bob Perry To insure justice for all it is imperative that the scales of justice are not tipped un-fairly which results in injustice. The appointment of Eric Holder by President Obama as the US Attorney Gen-eral resulted in a tip in the scales of justice as his history has shown he, like Obama, has an ideology that has led to a form of justice which is occasionally outside the laws of the land. The Attorney Gener-al is charged with enforcing the laws of the land but Holder’s encouragement to the states’ attorneys general that they do not have to enforce laws that they do not agree with. That coveys approved injus-tice! The Government Reform Committee Chairman Darrell Issa stated quite suc-cinctly “Eric Holder is the most divisive U.S. attorney general in modern history,” “By needlessly injecting politics into law enforcement, Attorney General Holder’s legacy has eroded more confi dence in our legal system than any attorney general before him.” In the key issue ‘Fast and Furious’ Holder was held in contempt by Congress in 2012 for not providing key information to the botched government sponsored program. There are surely peo-ple, including himself, being protected by his refusal to comply with congressional subpoenas resulted in the ‘obstruction of justice’ charge. Surely, this is the ‘bad as it gets’ as the top law enforcement offi cial in the land. The contempt debate included a quote by Senator John Cornyn that said Holder’s “arrogance known no bounds”. Essentially with both Holder and Obama, if there is an agenda on the table, the con-stitution be dammed - get the agenda com-pleted. Justice is realized when laws are enforced not ignored. In the face of a denial of a request from the Justice Department to delay the release of Fast and Furious documents being pro-tected by President Obama’s assertion of executive privilege by U.S. District Court John Bates Holder offered his resignation later the same day. Surely he saw the hand writing on the wall and his future will be determined by the House of Representa-tives. Civil action could be enacted but it is seen taking years and the current ad-ministration will be out of offi ce. Obama will possibly grant a pardon to Holder as he leaves offi ce and another injustice will have been committed. Race was a major issue for Holder dur-ing his tenure and unlike Omaba, he took it forcefully. Sadly both he and Obama injected their personal experiences which colored their views and opinions regard-ing the same. Holder stated he saw “racial

animus” in Republican opposition to some Obama administration policies. Race has nothing to do with it! In July 2012 Holder told ABC’s ‘This Week’ “there’s a cer-tain level of vehemence, it seems to me, that’s directed at me and at the President … There’s a certain racial component to this for some people.” This unnecessary attitude was another tipping of the scales of justice resulting in unnecessary atten-tion being paid to issues like the shooting in Furguson, MO., which has yet to prove any racial component to it. Injustices have been served.

Bradford Journals

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Last weekend was busy for us. It began on Friday, with the fi rst two of three events related to the Bradford Area High School homecoming game- the homecoming parade down Main Street Bradford, followed by the game itself at Parkway Field. Then, later in the even-ing came a celebration of Life for Mike “Paco” Evan, at Players Downtown. On Saturday, we spent some time at the fi rst day of the Holistic & Psychic Fair at the Bradford Vet’s Club Event Center. And we did a follow-up of the same event on Sunday. Naturally we walked away with hundreds of photos and also videos, all of which can be seen in the gallery associ-ated with this issue. While only one photo in the paper relates to the parade, we man-aged to take pictures of the crowds and videos and pictures of the parade itself. It is important to note that all of the various BAHS class fl oats can be seen in the gal-lery. It’s also important for our readers to note that a lengthy video of the psychic fair is to be found in the gallery. Enjoy!…….This Sunday, October 5th, brings with it the annual Pumpkin Festival with food booths, entertainment for the young and young at heart. The hours for the event are short, from 12 noon ‘til 4PM but that should leave time to visit some of your favorite downtown stores, including the Timeless Treasures Gift Shop on Chest-nut Street……..Sponsoring this week’s special National 4-H Week page are The Farm Family Restaurant, Tasta Pizza, Timeless Treasures Gift Shop, Bradford VFW Club Post 212, Burns & Burns As-sociates, Inc., Worth W. Smith Co., Hed-lund Glass, and the New Keystone……..The Jewish Holy Day of Yom Kippur, or Day of Atonement, sometimes referred to as the Sabbath of Sabbaths, begins at Sundown, Friday, October 3rd and ends at sundown Saturday, October 4th. For the “most observant” Jews this means: “For nearly twenty-six hours—from several minutes before sunset on 9 Tishrei (Oc-tober 3) until after nightfall on 10 Tishrei (October 4th)—we ‘affl ict our souls’: we abstain from food and drink, do not wash or anoint our bodies, do not wear leather footwear, and abstain from spousal inti-macy. We are likened to the angels, who have no physical needs. Instead of focus-ing on the physical, we spend much of our day in the synagogue, engaged in re-pentance and prayer.” But for most Jews around the world, this is simply a serious holiday of self-refl ection, soul searching, and repentance, and an evening and/or a day to spend some time in the Synagogue, Temple or House of Worship, away from the world’s vulgarities and the profane re-alities of life.

Bradford Journal PhotoIn the Crystal Wind booth area during the Holistic and Psychic Fair held at the Bradford Vet’s Club, on September 28th, Certifi ed Tarot Master (CTM) Anita Mer-rick gives us a pose. Author of a soon to be published book entitled A Bitter Wind, Anita hails from Erin, NY (near Elmira). (See gallery for more photos and videos.)

Certifi ed Tarot Master



BRADFORD AREA BUSINESS DIRECTORY

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OBITUARIES Michael Evan Michael J. Evan, 38, of 12 Mechanic St., passed away Saturday (Sept. 20, 2014) at his residence. Born Sept. 10, 1976, in Bradford, he was a son of Robert L. Evan II of Florida and Sharon George of Palm Desert, Calif., who both survive. He was a 1994 graduate of Mount San Jacinto High School in California and received his welding certifi cate from BOCES. Mr. Evan worked in various capacities for Evan’s Rollerdrome for many years. He also worked as a bartender for the Moose Club and for Player’s Downtown, where he was employed at the time of his death. He was active in the local dart league and loved music, movies and attending concerts. He was also an avid Buffalo Bills fan. In addition to his parents, he is survived by two sons, Nathan Evan of Bradford and Michael Evan of California; two sisters, Nicci Evan-Wolford of Bradford and Tif-fanie Luther of Lilltestown; two brothers, Jordan J. Evan of Bradford and Robert L. Evan III of Salt Lake City, Utah; maternal grandmother, Barbara George of Brad-ford; paternal grandparents, Robert L. and Joyce Evan of Florida; stepmother, Jeanne Evan of Bradford; his family at Player’s and numerousaunts, uncles and cousins. He was preceded in death by his mater-nal grandfather, Kenneth George; an aunt, Susan Evan-Gleason; and a cousin, Ash-ley Booth-Griffi n.

at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June.

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Richard Bixby Richard “Dick” Bixby, 89, of 111 Pear St., passed away Tuesday (Sept. 23, 2014) at Bradford Regional Medical Center. Born March 14, 1925, in Eldred, he was a son of the late Raymond L. and Ava Wood Bixby. On May 23, 1953, in Brad-ford, he married Barbara Young Bixby, who died on June 1, 1999. Mr. Bixby was a 1943 graduate of Mount Jewett High School. On June 14, 1943, he enlisted in the U.S. Army, serv-ing in Northern France, the Rhinelands and Central Europe. He was awarded the Eu-ropean African Middle Eastern Campaign Medal with 3 Bronze Stars, World War II Victory Medal, Good Conduct Medal and the American Campaign Medal. He was honorably discharged on Feb. 10, 1946. In 1954, he began his employment at Dresser Manufacturing, and retired on Feb. 28, 1982, as a production foreman. After his retirement, he worked at the Pen-nhills Club in the maintenance department for several years. Mr. Bixby was a member of the Pine Acres Country Club, American Legion Post #574 in Mount Jewett and the Coudersport Consistory. He is survived by his loving companion, Connie Edinger; a brother, Jack Bixby of Wallingford; a sister-inlaw, Nancy Glea-son of Bradford; and several nieces and nephews, including Donald Gleason, Francis Gleason Jr., William Gleason, Jo-seph Gleason and Jen Eakin. He was preceded in death by his par-ents; one son, Richard Bixby; one brother, William Bixby; and a sisterin- law, Peg Owens.

Burial was in McKean Memorial Park, Lafayette, PA.

Donna Mallery Donna B. Mallery, 76, of 27 North Gate Drive, Bradford, Pa., passed away Tues-day (Sept. 23, 2014) at the Bradford Nurs-ing Pavilion following a short illness. Donna was born June 14, 1938, in Olean, a daughter of William and Bina Brown Isaman. On Sept. 7, 1953, in Olean,NY, she married her husband of almost 45 years, Donald W. Mallery Sr., who predeceased her on June 1, 1998. Donna worked in a variety of jobs, in-cluding working at the Big N for about 10 years, retiring in 1990. Donna liked to say very active and busy doing things. She was an avid bowler and bingo player and enjoyed going to the casino. Donna also enjoyed spending time with her fam-ily and especially her grandchildren and great-grandchildren. Donna is survived by four children, Paula P. (Randall) Miller of Bradford, Donald W. (Vivian) Mallery of Olean, Al-bert C. (Joann Trask) Mallery of Deltona, Fla., and Terieyetta E.(Thomas) Benner of Luray, Va.; many grandchildren and great-grandchildren; and fi ve siblings, William (Carol) Isa-man Jr. of Duke Center, Pa., Etta Firkel of Richburg, Sue Isamanof Olean, Keith (Ginger) Isaman of Strat-ford, Okla., and Edward P. (Lynn) Isaman of Olean. Along with her loving husband, Donna was predeceased by three siblings, June Maine, Katherine Blackmon and Ronald Isaman. As per her request, there will be no pub-lic visitation or funeral. Burial will be in Mount View Cemetery, Olean, NY.


BUSINESS & PERSONAL FINANCESBefore Cosigning a Loan, Know the Risks

-by Jason Alderman Shakespeare probably said it best: “Nei-ther a borrower, nor a lender be, for loan oft loses both itself and friend.” Four hun-dred years later, people still wrestle with whether or not to help out a loved one by loaning them money or cosigning a loan. Perhaps you want to help your kid qual-ify for a better student loan rate or assist your widowed mom with refi nancing her mortgage. Before you cosign anything, however, make sure you understand the risks involved. Here are just a few of the things that can go wrong and questions to ask be-fore committing yourself – and your good credit – to what could be a decades-long commitment: First, understand that the main reason you’re being asked to cosign a loan is be-cause lenders don’t think the borrower is a good risk. By cosigning, you’re guaran-teeing that you’ll repay the full loan – plus any late fees or collection costs – should the borrower default. If that doesn’t scare you suffi ciently, read on: • Even one late or missed payment can damage your credit. • In most states, the creditor can – and probably will – go after you for repayment without fi rst trying to collect from the bor-rower, because they know you’re more likely to have the money. • If the loan goes into default or is charged off, that fact will go into your credit report and can take seven years to erase. • If you pledged personal property to secure the loan, you could lose these items if the borrower defaults. • Should the lender agree to settle for a lesser amount, you’ll have to report the difference as “debt forgiveness income” and pay tax on it. • If you cosign a credit card account, primary borrowers over age 21 are al-lowed to raise the credit limit without no-tifying you. • Government-backed student loans generally aren’t eligible for bankruptcy protection unless you can prove “undue hardship.” • Some private student loans contain a clause allowing the borrower to origi-nate additional years’ loans without your signed approval. • Even if you’re not asked to repay the loan, your potential liability could stop you from getting additional credit if your debt-to-income ratio is too high.If you do decide to cosign someone’s loan, taking these steps can help lessen your risk: • Calculate whether you can afford the loan’s monthly payments, should the

borrower stop paying. To be prudent, start setting aside enough money to cover it for one year, which will allow you to keep payments current while working out a so-lution. • Insist that the lender agree, in writ-ing, to notify you if the borrower missed a payment or the loan’s terms change. That’ll give you more time to make con-tingency plans. • If you’re unsure about the bor-rower’s reliability to pay each month on time, ask the lender to send payment re-quests directly to you so you can manage the transaction. (It’s a pain, but one way to guarantee timely payments.) • Ask the lender to stipulate in the

contract that you’re only responsible for the loan’s principal amount, should it de-fault. It doesn’t hurt to ask. • Make sure you get copies of all pa-perwork in case of future disputes. • Don’t consolidate old loans accu-mulated by your spouse before you mar-ried. If something should happen (divorce, death), you would be responsible for pay-ing them off. There may be times you want to cosign a loan to help out a relative or friend, de-spite the risks involved. The Federal Trade Commission’s “Cosigning a Loan” guide share precautions to take before entering such agreements www.consumer.ftc.gov )

Bradford Journal PhotoEnergy Healer, Pam Frisco of Reading, PA, at the right reads the energy from Lee Ann Dolan of Erie, PA, September 28th, during a Holistic and Psychic Fair held at the Bradford Vet’s Club Events Center. Pam tells us she was originally from Clearfi eld, PA. (See the gallery for more photos and videos.)

Energy Healing During Holistic & Psychic Fair


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AREA SOCIAL NEWSBradford TOPS #16

Article submitted The Thursday, September 25th meet-ing of TOPS was held at the First Pres-byterian Church and had a total of 32 weigh-ins with a loss of 19 pounds. Vickie Johnson was loser in waiting and also offi cer of the week. It was Barb Smead’s birthday and the group sang Happy Birthday to her. The forbidden food for the week is gravy. Bev Hannon’s inspiration: “You have to create the quiet to be able to listen to the very faint voice of your intuition.” She also read a poem titledAutumn Stance. Anna Wells read an article on Why Don’t We Get Heart Cancer, with 5 rea-sons why our most precious organ’s cancer is so rare. Mainly because heart cells don’t divide. The heart is mostly made of muscle cells, and these expand in proportion to body size but do not multiply. Jean Miller gave a helpful hint: “Be-fore bed, pour two or three table-spoons of baking soda into sweaty workout sneakers and tilt the shoe to distribute the soda evenly. This will eat any odor and absorb perspiration.” She also had a joke for the group. Linda Hedlund gave a helpful hint to keep cookies fresh, put a slice of bread in with them it will keep them soft and moist. Elaine Harris gave the nutritional hints: The worst sleeping position for snorers is on the back. Try sleeping on your stomach to cut the volume and the frequency. Aspirin and Ibuprofen are not a good mix. The Ibuprofen seems to cancel out aspirins ability to protect the heart. Silvana Reed presented our guest speaker Katie Waples. Katie is a rep-resentative of MOBU Herbals. The skin is the most absorbent organ of the body and the most effi cient pathway to transport healing herbs and nutrients directly into the blood stream. These 100% Herbal creams and lotions have no chemicals or fi llers or no drugs ever.

Bradford Area Calendar of Events:

SON, Sept. 21, 2014, to Tristan Rios, Bradford, PA.DAUGHTER, Sept. 22, 2014, to Crys-tal Carr and Chris Fetterman, Bradford, PA.SON, Sept. 23, 2014 to Tristan and Bryan Mackey, Bradford, PA.SON, Sept. 23, 2014, to Ryne Wight and Samantha Pascarella of Bradford, PA.DAUGHTER, Sept. 26, 2014, to An-thony and Beverly High, Bradford, PA.

BIRTHS

OCTOBER 2014Friday & Saturday, Oct. 3 & 4, 2014:

Blazing Leaves Bazaar

The Autumn Foliage is starting to turn, and the Allegheny River Corridor is absolutely beautiful this time of year! Why not take a drive, enjoy the leaves, and do some shopping in downtown Warren, PA? Our Blazing Leaves Ba-zaar will feature crafts, collectibles, and antiques through various vendors and local retailers, and will be held at the Second Avenue Exchange in Warren, PA, on October 3rd and 4th. Located in the heart of historic down-town Warren PA, Second Avenue Ex-change is an exciting marketplace in northwestern Pennsylvania. RSVP at our Facebook Event - and INVITE YOUR FRIENDS!

Sunday, Oct 5, 2014

Pumpkin FestDowntown Bradford

Bradford Post 108

22 Pine St. Bradford 1-814-368-8251

Friday, October 3rd Dinner Special:

Beef Tips Over Noodles

Open To Members & Guests

Also Friday Fish Fry Only $ 9. 00

Bradford Journal PhotoLeft to right are Rob Jimerson 13, Bri-anna Keller 13, and Haleigh Reid 13, at Parkway Field, September 26th during the Bradford Area High School Homecoming game. Rob attends the St. Bernard School while the girls attend Fretz Middle School. They tell us that the event was a “family friendly place to spend a Friday evening.” (See photos and videos in gallery.)

Family Friendly Place

Bradford Journal PhotoIn the bleachers during the BAHS Home-coming Game, A.J. (Anthony Joseph) Lama 7, on the left, stands with Tarence Brown 7 for a photo. Tarence tells us they had been in the same fi rst grade classroom last year, but now, as second graders, they were in different classrooms. They were both excited with the action on Parkway Field, September 26th. (See gallery for more photos and videos.)

Excited During Game




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ON THE HEALTHY SIDENew In-Office Treatment

For Sinusitis Relief

(NAPSI)—Doctors just received good news for the more than 31 million Americans who suffer from sinusitis.

The Problem Often referred to as a sinus infection, sinusitis can be debilitating, causing extreme facial pain and pressure, con-gestion (continuous runny nose), dental pain, headache, sore throat and fatigue. It is more prevalent than both heart dis-ease and asthma, with a greater impact on patients’ quality of life than chronic back pain or congestive heart failure. In fact, sinus conditions cost the United States health care system more than $8 billion annually.

An Answer Most patients see their isolated cases of sinusitis resolved with antibiotics, nasal steroids and/or antihistamines. However, many experience sinusitis regularly over time, and while medica-tion may resolve the symptoms each time, they continue to return. The con-tinuous use of these medications to treat recurrent disease can create drug resist-ance or other health issues for patients. Advanced cases of sinusitis may be treated with functional endoscopic si-nus surgery, or FESS, which takes place in the operating room and involves gen-eral anesthesia. Now, a new, FDA-cleared, minimal-ly invasive procedure performed in the doctor’s offi ce quickly and comfortably opens the sinus passage, restoring ven-tilation and natural sinus drainage.

How It Works The Vent-Os procedure is based on the principle of osmosis, which draws fl uids across a membrane. A small os-motic capsule—the size of a grain of rice—is gently inserted into the ob-structed sinus opening, where it ab-sorbs the natural fl uids in the sinus to slowly expand over an hour. After it has opened the sinus passage, it’s eas-ily withdrawn and the patient can leave immediately. Because the procedure is designed to be comfortable for pa-tients, only a topical or local anesthetic is needed.

Doctor’s Advice

AICR HealthTalk-by Karen Collins, MS, RD, CDN

American Institute for Cancer Research Q. Is there a nutritional difference between apple cider and apple juice? A: In the United States, apple cider refers to apple juice that has not been fi ltered to remove all apple pulp. (Outside the United States, cider usually refers to an alcoholic beverage, designated as “hard cider” domestically.) They contain the same amount of calories, natural sugar and vitamins, though some juices have added vitamin C. Cider contains more of apples’ polyphenol compounds than clear commercial apple juice. Fresh cider from cider apples may contain from two to four times the amount of these healthful compounds compared to clear commercial apple juice because of the apple varieties used and the extra processing to make clear juice. Researchers are looking at how these polyphenol compounds may play a role in re-ducing cancer risk. These compounds turn on body antioxidant enzymes and may help protect against cancer by stimulating self-destruction of abnormal cells (an effect that has been seen in laboratory studies with these compounds). However, even cider can’t offer as many phytochemicals as you get from eating a whole apple, and it is missing the dietary fi ber an apple provides. Apples’ fi ber can provide a feeling of fullness that may help you keep calorie consumption balanced with your needs. That same fi ber also can help lower blood cholesterol and may be used by healthy bacteria in our gut to produce protective substances that reduce risk of colon cancer. Cider is a great choice for most of us, but it does pose one safety concern: ci-der, especially straight from a cider mill or farm stand, is usually not pasteurized to kill harmful bacteria. For most people, who have healthy immune systems, this poses no problem. However, for those whose immune function has been reduced by illnesses like AIDS, cancer or diabetes, or by medications, it may pose risk. Others with more vulnerable immune systems include the elderly, pregnant women, infants and young children. These people are at risk of serious illness from food-borne bacteria, so the Food and Drug Administration (FDA) recommends that these groups should only drink unpasteurized juice if they bring it to a boil fi rst to kill any harmful bacteria.

“Opening up the sinus passage is an important factor in reducing or elimi-nating the often debilitating symptoms of sinusitis,” said Peter J. Catalano, M.D., FACS, Chief of Otolaryngology, St. Elizabeth’s Medical Center, Boston, Mass., and a clinical investigator for the study. “The Vent-Os procedure could be an ideal option for sinusitis sufferers whose symptoms are not severe enough

to warrant surgery but who suffer the poor quality of life and health risks as-sociated with repetitive or failed use of antibiotics and steroids.” Learn More: For further facts, see www.sinustreatmentinfo.com

Family And Crew At Celebration Of Life

Bradford Journal PhotoFamily and crew at Players Downtown, assemble for a photo during the Celebration of Life event held for Mike “Paco” Evan, September 26th. From left to right are Jimmy Pingie, Bill Smith, Jordan Evan, Steph Peterson, mark Armstrong, Brenda Pascarella, Bill Paris, Jim Pascarella, Greg Kloss, Jeff “Tiny” Hollamby, and Mike Bruno. Said Bruno, “Paco” didn’t realize that he had so many friends. We’ll miss him!” (See the photo gallery for more photos and videos.)



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Bradford Journal PhotoEach of the classes at the Bradford Area High School (Freshman, Sophomore, Junior, and Senior) presented a fl oat with a Disney theme during BAHS Homecoming Pa-rade, September 26th. Here, on their Monster’s Inc. fl oat, or standing in front of it, are members of the Freshman Class. In no special order, Kaitlyn Shields, Tori Moonan, Tara Moonan, Sarah Niegowski, Josie Kelly, Logan Sunafrank, Sophia Oliver, Morgan Shade, Abby Coffman, Brooke Hughes, and Jolynne Weaver, pose in front of their fl oat, moments before the parade began. (See the photo gallery for all the other fl oats, the parade, people on the sidelines, and videos of the whole event.)

BAHS Freshman Class Homecoming Float

Bradford Journal PhotoArianna Allen, at the right, a Freshman at UPB, stands with her friend Jen Ruffner, a Jr. at Bradford Area High School, as they watch the Homecoming football game at Parkway Field, September 26th. With the Owls trailing by only 11 points at the time, they thought the score still looked good. And then again, it was only the second quarter. (See photos and videos in the gal-lery.)

Optimism Reigns



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JUST PASSING TIME

WORD SEEK

(Crossword Solution on page 14)

THEME:

“SCARY MOVIES”

ACROSS

1. Sir Toby of “Twelfth Night”6. Mosquito enemy9. Wide river valley13. Part of soft palate14. Grassland15. Hamelin’s child ab-ductor16. Awful smell17. Banned insecticide18. City in Belgium19. *”One, two, ______’_ coming for you...”21. *”The People Under the ______,” 199123. Seek damages24. It’s more commonly called a pika25. Onomatopoeia for collision28. Young salmon30. Maneuver for attain-ing particular goal35. Show horse type37. Fireplace smudge39. Famous march com-poser40. Yugoslavian leader during World War II41. Chef ’s headgear43. It will44. To impede46. Lowest brass

7. Nourished8. String bean’s opposite9. IV+IV10. Imitator11. 1983 ZZ Top hit12. “... ___ he drove out of sight”15. Mexican beaches20. Brewer’s staple22. Big bang maker24. Lawn pastime25. *Norman _____26. Get off the chair27. Opposite of glossy29. Place of origin31. Coconut fi ber32. One who is tutored33. Muhammad’s reli-gion34. *”When a Stranger _____”36. Fans reactions38. London subway42. *”Hellraiser III: Hell on _____”45. *”Scary Movie 2” bird49. Writing under infl u-ence, in text51. Bears or cedes54. Dal _____, in music56. Angler’s basket57. *Rabid St. Bernard58. Aphrodite’s lover59. “Lifestyles of the ____ and Famous”60. Measuring roll

47. Not made up48. “___ ___ Mar-gery Daw”50. *Like a lot of hor-ror movie scenes52. First responders53. Metal enemy55. Face twitch, e.g.57. *1976 prom night thriller60. *Movie about a cursed videotape64. Antique shop item65. Federal procurement org.67. Was dishonest with68. DVD player button69. *Don’t take one if you star in a Krueger fl ick70. Fourth letter in Greek alphabet71. Fancy-schmancy72. Be in the red73. Winter driving haz-ard

DOWN1. In the ____, like a skinny-dipper2. *”What ____ Hap-pened to Baby Jane?”3. Stringed instrument with pear-shaped body4. Oafs5. Desperate or badly-off6. Another name for an Oldsmobile

61. Doing nothing62. Post-it ____

63. Buzzing pest64. Large edible mush-

room66. *Movie with same name as certain too


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Solution on page 14

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Spend Some Time With Us And Bring A Friend!

Events Center

Bradford Journal PhotoThe only Bradford group represented during the Holistic & Psychic Fair, held at the Vet’s Club Events Center, September 27th, was Pink Paranormal of PA. Left to right are Gary Ramsey, Rhonda Monroe, Brandon Baney, and Arlene Stewart. The organiza-tion does paranormal investigations and their claim to fame is that they charge nothing for the service. Of course donations are accepted to help cover the cost of equipment and operations. (See gallery for more photos and videos.)

Locally Established Paranormal Investigators



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Bradford Journal PhotoGiving us a Striking Broadway Musical-like pose in front of Players Downtown are (l-r)Theresa Colella, Lisa Duke, Kim Guzan, and Judy Keyes. They were part of the crowd taking part in the Celebration Of Life event held there, for Mike “Paco” Evan, September 26th. And they certainly were celebrating. (See photo gallery for more photos and videos.)

A Striking Pose At Players Downtown

Bradford Journal PhotoDuring the Holistic & Psychic Fair at the Bradford Vet’s Club Events Center, Sep-tember 27th, we see Hope Kline, and her granddaughter Ada Wolbert 3. Hope tells us that while Ada spent time at the stones (The Mystical Paths Table), she person-ally thought that all the subjects covered by the event were very interesting. (See photo gallery for more photos and videos.)

Hope And Little Ada



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Celebrate Popcorn (NAPSI)—Popcorn, enjoyed every day but celebrated in October during National Popcorn Poppin’ Month, ex-isted long before today’s dizzying array of snacks, tracing its roots back thou-sands of years. Yet, throughout the ages, this enduring fan favorite has remained relatively unchanged. Popcorn kernels are the seeds of a large-grain plant also known as maize. Once the kernels are stripped from the cob and dried to 14 percent moisture, they can be popped and eaten. This seed-to-snack simplicity is just part of the allure. Whole grain, naturally low in fat and calories, and gluten free, popcorn is a good fi t for today’s health-conscious consumer. Yet it’s the taste and versatility that continue to make this one popular snack food. Ameri-cans consume some 16 billion quarts of popcorn each year. That’s roughly 51 quarts per man, woman and child. Add in popcorn’s irresistible aroma, connection to good times, seemingly magical transformation and the fact that it strikes a chord with the budget minded, and it’s easy to understand why there’s a monthlong celebration for this American icon every October. You can join in the fun by making this autumnal treat, from a recipe by

The Popcorn Board.

Down Home Apple Pie Popcorn

A timely fall treat, combiningluscious fl avors of the harvest.

Yield: 10 cups

Ingredients:

3 Tbsp melted butter

1 tsp vanilla extract

2 Tbsp brown sugar

1 tsp ground cinnamon

1/8 tsp ground allspice

1/8 tsp ground nutmeg

8 cups popped popcorn

1 cup dried apple chips, broken into large pieces

¼ cup toffee bits

Directions:

1. Preheat oven to 300° F. Whisk melted butter with vanilla. Toss brown sugar with cinnamon, allspice and nut-meg. 2. Toss popcorn with butter mixture. Sprinkle evenly with brown sugar mix-ture. Stir. Transfer to baking sheet lined with parchment paper. 3. Sprinkle apple chips and toffee bits over top. Bake for 15 minutes or until toffee bits start to melt. Cool be-fore serving. Tip: Add chopped pecans for extra crunch. Learn why popcorn pops, the histo-ry of popcorn, corny facts, recipes and more at www.popcorn.org

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Gingersnap Prune Cheesecake BitesServings: 12

1 1/4 cups 2 percent plain Greek yogurt

1 egg2 tablespoons coconut sugar

Cooking spray12 small gingersnap cookies

1/2 cup Plum Amaz!ns2 tablespoons minced

candied ginger

Preheat oven to 325°F. Combine yogurt,egg and coconut sugar in medium bowland stir by hand until smooth. Mist mini-muffin tin with cooking spray. Placeginger snap cookie at base of each mini-muffin mold. Note: If cookie is too large,use fine cheese grater or knife and trim tofit. Fill each muffin tin to top with yogurtmix ture. Bake for 35 minutes. Remove fromoven and let cool for 10 minutes. Refrig -erate for at least 30 minutes to set. Stirtogether Plum Amaz!ns and ginger. Topeach mini-cheesecake with Plum Amaz!nsmixture.

Balsamic Prune & Goat Cheese BruschettaServings: 12

1/2 cup balsamic vinegar1 cup thinly sliced red onion

12 Sunsweet prunes, quartered12 slices (1/4-inch each)

sourdough baguette, toasted

3 ounces soft goat cheese1 cup arugula (about

36 leaves)2 tablespoons chopped walnuts

Simmer vinegar and onion about 8 min -utes, until onion is tender. Add in prunesuntil warm, about 3 minutes. Top eachbaguette slice with 1/4 ounce goat cheese, 3 arugula leaves, 1 tablespoonprune mixture and 1/2 teaspoon walnuts.

FAMILY FEATURES

Cookies, cakes and pies are the typical treats associated with the holidays, but there are other ways to celebrate the sweetness of the season. Flavorful appetizers,beverages and snacks can also carry those richly sweet tastes you crave.

According to registered dietitian Dawn Jackson Blatner, healthy swaps can be easy and flavorful with just a little planning. Whether you’re eating out or hosting your ownholiday bash, there are ways to choose more healthful options for your celebrations.

Healthier holiday tipsTo help you enjoy all the sweet dishes of the season, Blatner created the following recipeswhich feature one of her favorite ingredients — prunes. This versatile ingredient cansweeten up dessert, provide balance to a savory appetizer and add body to a slimmed-down version of hot chocolate, while providing fiber and other nutrients. � Small, satisfying bites. Keep portion control in mind and remember that giving into

cravings in a small way can minimize the chance of over-indulging later. For a skinnytake on a popular holiday dessert, top simple bite-size cheesecake with juicy prunesand tangy ginger. The use of Greek yogurt instead of cream cheese keeps caloriesdown but protein up, and Sunsweet’s Plum Amaz!ns top it off for a sweet fruit flavor.In fact, using 1 1/4 cups 2 percent plain Greek yogurt instead of the same amount ofregular cream cheese saves more than 700 calories while adding 12 grams of proteinper recipe.

� Sweet starters. Finding the perfect holiday appetizer that is both delicious and healthyis not always easy. Substitute fruit in dishes where veggies are more expected, such asa decadent bruschetta. Dress up toasted baguettes with balsamic-prune relish and goatcheese for a taste that is nothing but a sweet reward, and delight your fellow party-goers with a tasty appetizer they can also feel good about.

� Delightful drinks. Remember that beverages can pack a big calorie punch, especiallywith specialty flavors and syrups added in. Ward off the chill in the air with a sweet,new and reduced fat version of hot chocolate. Adding prunes and prune juice is asurprising way to reduce fat and still enjoy the rich and creamy flavor of this classicdrink. The prunes act as a fat mimic, providing body and thickness while complement -ing the chocolate taste. Typical hot chocolate recipes using whole milk can have morethan 5 grams of fat per serving, whereas this lightened up version has only 3 grams offat per serving if made with 2 percent milk.

� Edible gifts. Looking for a DIY gift idea that is delicious and indulgent without theguilt? Swap out the typical cookie platter for a wholesome alternative in a jar. Tiedwith a pretty bow or raffia, a Mason jar filled with sweet and crunchy trail mix makes a perfect present from the heart. PlumSweets provide the goodness of real fruit withdiced prunes dipped in rich dark chocolate. Combine them with heart friendly nuts andwhole grain cereal for a snack that tastes too good to be good for you.

Get started with these delicious recipes created by Dawn Jackson Blatner, and visitwww.sunsweet.com for additional recipes.

Plum Mason JarTrailmix Servings: 5 cups (20 quarter-cupservings)

1 cup almonds1 cup pepitas (green

pumpkin seeds)1 cup large

unsweetened coconut flakes

1 cup favorite whole grain cereal (such as puffed brown rice)

1 cup Sunsweet PlumSweets (use PlumSweets dark chocolate or Greek yogurt)

Combine all ingredients in bowl.Spoon mixture into Mason jars.

Prune-Spice Hot ChocolateServings: 3 three-fourth cupservings

2 cups reduced fat dairy or plant-based milk

4 Sunsweet prunes2 tablespoons

unsweetened cocoa powder

1/3 cup Sunsweet Prune Juice

1 teaspoon honey1/2 teaspoon ground

cinnamonPinch cayennePinch sea salt

Add all ingredients to blenderand puree until smooth. Heatmixture until almost boiling inpan on stovetop or in mugsusing microwave.


CHRONOLOGICAL LISTINGSEngagements, Marriages, Births & Deaths

eymoon trip to Jamaica. They re-side in Eldred and Salesville, Ohio.

BIRTHS:

SEPT. 21, 2014:SON, to Tristan Rios, Bradford, PA.SEPT. 22, 2014:DAUGHTER, to Crystal Carr and Chris Fetterman, Bradford, PA.SON, to Crystal and Timoth Burris, Derrick City, PA.SEPT. 23, 2014:SON, to Tristan and Bryan Mackey, Bradford, PA.SON, to Ryne Wight and Saman-tha Pascarella of Bradford, PA.SEPT. 24, 2014:SON, to Britany Kindt and Ryan Paison, Salamanca,

NY.SON, to Erica and Nick Quattrone, Olean, NY.SEPT. 25, 2014:DAUGHTER, to Jonathan Storey and Shawna Jim-berson, Salamanca, NY.SEPT. 26, 2014:DAUGHTER, to William and Kelly DeArmitt, Olean, NY.DAUGHTER, to Anthony and Bev-erly High, Brad-ford, PA.

DEATHS:

SEPT. 11, 2014:GRIFFIN, Lee, of Charles City, VA, formerly of Brad-ford, PA.SEPT. 19, 2014:PRIEST, Sunni M., 56, of 1191 Clear

Creek Rd., Empo-rium, PA.EVAN, Michael J., 38, of 12 Mechanic St., Bradford, PA.SEPT. 23, 2014:BIXBY, Richard “Dick”, 89, of 111 Pear St., Bradford, PA.WILL IAMSON, Robert J., 49, of Fort Lauderdale, FL, formerly of Kane, PA.MALLERY, Donna B., 76, of 27 North Gate Dr., Brad-ford, PA.SEPT. 24, 2014:BATES, Anne M., 99, of Brockport, NY, formerly of Bradford, PA.SEPT. 25, 2014:CLARK, James F., 97, of 208 Teaber-ry Rd., St. Marys, PA.MAHON, Thomas

ENGAGEMENTS:(None)

MARRIAGES:

REINARD/MASON – Tina Louise Re-inard, daughter of Ms. Linda Reinard of Port Allegany and the late Wal-ter Reinard, and Douglas Shawn Mason, son of Mrs. June Mason of Eldred, were united in marriage on Sept. 13 at the First Church of God in Eldred with the Rev. James Kazimer offi ciat-ing. A reception was held at the Court of Angels in Smethport with entertainment by Zoar. The couple planned a hon-

J., 92, of Port Alle-gany, PA.DORN, David, 90, of Denver, CO, formerly of Brad-ford, PA.MABEN, Cecelia Wanda, 86, for-

merly of 39 Pearl St., Bradford, PA.SEPT. 26, 2014:HULINGS, John “Tyke”, 77, of West Virginia Ave., James City, PA.

YOUR WEEKLY HOROSCOPE OCTOBER 2 - OCTOBER 8, 2014

ARIES - (Mar. 21 - Apr. 19)You’re being encouraged to summon courage to bring about changes you want but feel powerless to instigate.TAURUS - (Apr. 20 - May 20)A commitment appears more complex than you believed.GEMINI - (May 21 - June 20)Where you might feel resentful about where you are now, there is much to be grateful for. Don’t dwell on what might have been.CANCER - (June 21 - July 22)What you’re being told is unlikely to be the real picture.LEO - (July 23, - Aug. 22)You are being given a very useful and helpful gift now by a very supportive sky. It knows what you truly want and need now.VIRGO - (Aug. 23 - Sept. 22)You possess the ability to surprise yourself through achieving what you believed to be beyond your ability.LIBRA - (Sept. 23 - Oct. 22)A certain person who would like you to accept blame for something. You have no reason to succumb to their persuasion.SCORPIO - (Oct. 23 - Nov. 21)Expect the unexpected – but have every bit of faith in the fact that a helpful cosmos is keen to ensure whatever surprises you is much welcomed!SAGITTARIUS - (Nov. 22 - Dec. 20)Focusing so intently on the past is likely to cause you to miss more than one op-portunity awaiting you in the future that you really can trust is appropriate!CAPRICORN - (Dec. 21 - Jan. 19)The learning process you’re embarking upon now is not intended to confuse you.AQUARIUS - (Jan. 20 - Feb. 18)This week, an option to do something easier than you’re used to presents itself. It wants and needs to be seized by you.PISCES - (Feb. 19 - Mar. 20)Don’t allow oversensitivity to play a part in your attitude toward someone’s per-ceived behavior or how you should be responding.

I will clean out your basement, attic or garage;

clear away debris; mow lawns; trim;

do general yard work/clean-up and general handyman work

Call: 368-4313 for a FREE estimate.

New Life For Flea Market Finds

(NAPSI)—Restore, refi nish, repurpose: The R’s have it when it comes to decorat-ing your home. You can give used furni-ture new life with some imagination and a little bit of elbow grease. From turning a discarded door into a stately headboard to making a coffee table out of a wooden pallet, the possibilities are endless when you do it yourself. Your local fl ea market, or even your own attic, is a great place to start. Keep an open mind during your search for the perfect piece, and remember that even the dingiest furniture can be easily trans-formed with the right tools. To help, wood fi nishing expert Bruce Johnson offers these tips: • Check the wood for excessive dryness or splintering. A light sanding and dust re-moval will prepare the piece for refi nish-ing. • For beautiful results in a short amount of time, choose a one-step product such as PolyShades—it’s a rich stain color and clear protective fi nish, all in one. It can be used on bare wood or over an existing polyurethane fi nish. • Using this product, as with all stains, let the fi rst coat dry completely before ap-plying additional coats. • For quick and easy touch-ups of nicks and scratches, use Minwax Stain Markers in a color that matches your wood. Fol-low with Minwax Paste Wax for a hand-rubbed fi nish. By following these simple tips and keeping in mind the three R’s, you can give your home a distinctive look that is full of personality. Best of all, you will be able to say “I did that!” Learn more at www.minwax.com


JOURNAL CLASSIFIED ADSJOURNAL CLASSIFIED ADSCARS /TRUCKS:

2002 Dodge Stra-tus, good shape, no rust, inspected, registered, new battery. 101,000 miles. Asking $2800 OBO. Call 598-0075

2005 F350 XLT Supercab, 74k miles, $11,000. 362-6752

APARTMENTS FOR RENT:

1 bedroom $750FURNISHED Air Conditioned In-cludes all utilities NO PETS814-558-5404

1BR, 1BA, W/D, fi rst fl oor, off street pkg, $550/mo + gas. Call 362-2374

Nice, clean 1BR apt in Rew Post Offi ce bldg $450/mo + G&E. Call 558-3143

This 1BR apt is worth a look! Very nice at $750/mo. All inclusive No pets or smoking.Seq. Req. 598-1672

HOMES FOR RENT:

2 BR Off-St. Park-ing, $525/Mo, No Pets, No Smoking. 596-6242

2BR trailer, 33 Main St, Lewis Run, $500 security+ $500 1st mo rent, no smoking/pets.814-366-0276

2BR, off st. pkg, $600/mo + Sec. Dep. No pets, 83 Pleasant

St. Call 598-0378

3BR, 2BA, $1000/mo., no smoking/pets 814-598-2969

Lovely 3 Bed, ga-rage, $750 + utili-ties, NO pets. 814-368-8309

HOMES FOR SALE:

Duplex w/garage, good income property, needs work. $15,000 OBO. Call 362-3595

Home for sale on corner lot in the heart of Mt. Jew-ett, PA. 3 + BR, 2 full custom tile baths, 4 car garage,move in ready, new appliances, metal roof, huge deck & more! Don’t miss this one! 814-778-5225

MISCELLANOUS:

Tanning Bed, Gen-esis Endurance - $600 Obo Kirby Vacuum w/ sham-pooer, $350.Call 814-598-6577

2003 Harley Da-vidson Road King 100th anniversaryedition. 28,000 miles, lots of chrome, exc. cond.362-4154

PETS/SUPPLIES:

Free to a good home:Little black male kitten, short hairLittle long hairfemale kitten, looks like Siamese.Both litter trained.12 weeks old.778-5110

WE BUY & SELL: • U.S. - Canadian - Foreign Coins

Bradford Coin Shop

15 Chestnut Street, Bradford, PA 814-362-1980 or 814-331-5235

Deal With An Established Shop Established 30 Years

• Can Make Housecalls • FREE Verbal Appraisals

• Zippo Lighters - (New & Used)

• Gold & Silver Items

• Case & Other Pocket Knives

• Collectible Currency

Also Coin Supplies Available Here!

Old Silver Dollars & American Eagle Coins Silver & Numismatic coins

Bradford Journal PhotoDuring the Bradford Area High School Homecoming Game September 26th, eighth grade students from Fretz Middle School join in on the excitement on Park-way Field. Left to right are Victoria Nelson 13, Jordan Piller 13, and Alyssa Hardy 13. They tell us, “The game is fun to watch.” (See photo gallery for more photos and videos.)

Having Fun Watching

Bradford Journal PhotoPsychic Astrologer, Theresa Manjas dis-played her talents, September 28th, dur-ing the Holistic & Psychic Fair held at the Bradford Vet’s Club Event Center. She is also a Tarot Card Reader and a Palmistry expert. Theresa, who hails from Willo-wick, OH (In Lake County), near Cleve-land, tells us she does yearly astrological predictions and reading for the U.S., i.e. how the country is going to do socially and economically over the following year. (See gallery for more photos and videos.)

Theresa Manjas




75 Forman St Bradford, PA 362-4902 Hours:

10 a.m. - 10 p.m. Mon. - Sat.

10 a.m. - 9 p.m. Sundays

New Value Menu! Items starting at

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Tasta Pizza Express

Open 7 Days A Week

• ICE CREAM

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SENIOR INFORMATION PAGEAging “SMART” (NAPSI)—In a recent survey by the Global Social Enterprise Initiative at Georgetown University’s McDonough School of Business and Philips, 96 per-cent of senior respondents said it’s im-portant to be as independent as possible as they get older. For seniors to main-tain that independence, it pays to age “SMART.” By combining basic physi-cal and mental wellness techniques with technology, seniors can continue living the full, active lives they want and deserve. Consider these ideas: S—Stay active, eat healthy: Activities such as walking and light weight lifting can help with balance and agility, pre-serving mobility and making you less likely to fall. Group classes designed for seniors can be a great way to stay fi t and socialize. Eat lots of fruits and veggies, lean proteins and smart carbohydrates. High blood pressure can be of particular con-cern with age, so diets should be low in sodium. M—Mental fi tness: Your brain needs a workout, too. Studies have associ-ated activities such as reading, play-ing a musical instrument, learning a new language, playing memory games and other cognitively stimulating exer-cises with a slower rate of mental de-cline. Staying sharp mentally can help you maintain your independence by empowering you to manage everyday

tasks. A—A good night’s sleep: Lack of sleep can impair your memory, slow reaction time and exacerbate other conditions. Keeping a regular sched-ule, avoiding caffeine and sleeping in a dark, relaxing environment can help. R—Remembering medications: It can be tricky to keep track of your med-ications but getting doses and timing right are crucial to maintaining your independence. One in 10 senior hospi-talizations is related to medication mis-

management. The good news is there are lots of tools out there to help, some as simple as plastic pill-organizing box-es. More advanced solutions include mobile apps that send you a reminder when it’s time for meds and automatic devices that dispense pre-sorted medi-cations at preprogrammed times. T—Technology to keep connected: E-mail, Facebook and Skype can be great ways to stay connected with family and friends. You can watch your grandkid’s soccer game from halfway across the country or catch up with a friend you haven’t seen in decades. Isolation and loneliness can take a huge toll on men-tal health, so it’s important to maintain and create relationships. Technology also keeps seniors con-nected to help and lets them go about busy, active lives with less worry. Mo-bile response apps can connect seniors to a call center with the simple click of a button in the case of an emergency. Medical alert services provide seniors with direct access to a response associ-ate both in their homes and on the go. Some even come equipped with fall de-tection technology that can signal for help if a fall is detected, when the sen-ior is unable to do so. For more resources related to aging “SMART,” visit Philips Lifeline at:

http://philips.to/lifeline



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FAMILY FEATURES

For everything from paying for lunch to paying the water bill, a checking account is the primary tool many Americansuse to make day-to-day financial transactions. But for manyconsumers free checking is becoming a thing of the past

as banks notify their customers that “free” accounts are beingdiscontinued.

A recent survey by TD Bank highlights frustration with thesechanges, as fees top the list of why consumers would close theircurrent checking account. Over 30 percent have considered changingchecking accounts or financial institutions due to fees, and more thantwo-thirds are likely to switch to avoid future fees.

But no-cost checking isn’t extinct. When one bank moves awayfrom offering free accounts, there are likely others who can offermore value.

Understand your bank’s benefits“It’s important to continuously evaluate your financial needs and toreview any changes your bank has made,” said Lindsay Sacknoff,senior vice president of retail deposit products at TD Bank. “If yourbank is phasing out free checking, then take the time to shop aroundbecause there are convenient alternatives that may have lower monthlybalance requirements and better benefits.”

What’s more, the study revealed that, on average, consumers witha minimum balance fee on their checking account require a balanceof $950.

“Keeping $500 to $1,000 in checking may not be feasible formany account holders,” Sacknoff said. “Choosing your checkingaccount based on the best fit to your current financial circumstancescan help you avoid unnecessary expense and frustration.”

Choosing the right bank Your bank account may not be the first thing you think of when youthink of advancing in your career, buying a home or embarking uponother big life events. But a review of how much money you cancomfortably keep in an account as well as the convenience andfeatures you’re looking for from your bank may be a good idea whenconsidering a switch.

For example, institutions such as TD Bank offer accounts thatrequire only a $100 minimum balance to avoid monthly maintenancecosts which may be a good fit for someone starting out in their careeror for a family that is managing significant expenses. If earningpower grows or expenses are reduced, it makes sense to explore thebenefits of a premium account, which often requires a higher mini -mum balance but offers benefits like paying interest on your balanceand reimbursement for out of network ATM fees.

For those looking to buy a home, choosing the right account canhelp keep more dollars in your wallet. For example, account holdersat TD Bank who also finance their home at the bank receive a .125percent discount on their mortgage rate which can translate intohundreds of dollars of savings a year.

Easy Switch ChecklistChanging banks can be challenging. This checklist, providedby the experts at TD Bank, will help you navigate the pro -cess with an outline of the steps you need to make the mostof your new account.

1. Open your new account.

2. Get your debit card.

3. Enroll in online banking.

4. Set up bill pay.

5. Bookmark the online banking website.

6. Download your bank’s mobile banking app.

7. Close your old account (just remember to verify alltransactions have cleared on your old account first).

With online banking, you likely have a number of automated transactions, including debits and payments. To ensure a seamless transition, besure to update your new banking information.

Common Automated Direct Deposits

� Employer payroll

� Federal government benefits (Social Security,veteran pension, etc.)

� Brokerage deposit

� Child support or other court-issued deposits

� Other direct deposits

Typical Bills and Payments

� Utilities

� Credit cards

� Mortgage

� Cable/satellite

� Internet/cellular service

� Insurance (home, auto, renters, etc.)

� Loans (cars, home equity, etc.)

� Child support or court-orderedpayments

� Brokerage investments

� Transfers to other accounts

Simple Steps to Skip FeesChoosing a bank that makes it easy to avoid fees is animportant step to protect yourself from unnecessary costs.You can also avoid frustration with the rising cost ofbanking services by making smart choices and using newtechnologies and resources from banks.

Avoid Costs at the ATM

� Choose a bank with convenient hours, locations and ATMs.

� Investigate accounts that reimburse ATM costs.

� Take advantage of features like online and mobilebanking to check your balance instead of using a non-bank ATM.

� Get cash back with debit transactions, eliminating tripsto the ATM.

Plan Against Overdrafts

� Always know your balance.

� Schedule automatic bill payments through onlinebanking to manage when bills hit your account.

� Consider receiving your paycheck through directdeposit so money is immediately available on the dayyou’re paid.

Manage Minimum Balances

� Investigate accounts that have a low minimum balance.

� Set balance alerts to let you know if you’re at risk ofdropping below your balance threshold.

Source: TD Bank (www.tdbank.com)



National 4-H Week

October 5th - 11th, 2014

Did You Know?4-H is the world’s largest youth serving organization with over 6 million participants nationally.

4-H involves all 50 U.S. states and over 80 countries worldwide.

4-H has opportunities for youths ages 5 - 19.

4-H offers more than 200 projects and activi-ties to choose from.

4-H is everywhere - towns, cities, farms, sub-urbs, schools, churches, homes, etc.




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ee the extraordinary changes 4-H youth are making.

4-H grows confident young people with the skills to

confront the issues of life today, and thrive in

careers tomorrow. 4-H, the nation’s largest youth

development organization, empowers six million

kids throughout the United States to become more

confident, capable, caring young people who are

making a positive impact in their communities.

Follow the Conversation at:

#iam4Hwww.4-H.org/national4Hweek

S




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