Startup funding solutions to entrepreneurs and

small business owners nationwide.

SMB Startup Environment

28,000,000 small businesses nationwide

83% have revenues between $0 - $100,000

6.1% have revenues of $100,000 - $300,000

Source: http://smallbiztrends.com/2013/02/small-business-success-seven-stages.html

Startup Financing Options

5 Most Commonly usedStartup Financing Strategies:

Micro Loans The 3 FFF’s – friends, family, fools

Personal Savings IRA/401k Rollover/ROBS transactions

Credit Cards

http://smallbiztrends.com/2013/11/small-business-financing-options.html

About LenCred

Formerly Hawkeye Management

Rebranded to LenCred in 3Q 2014

http://www.lencred.com/about/45 employees

Several fast growth awards *Inc 500/5000, Smart CEO Future 50 3x, Philly 100

About LenCred

Several data-driven Credit Card Funding Plans

Business Credit Card Program Special Plans

Factors – credit profile, location, age of credit, age of business, industry

Personal Credit Card Program Credit Partners

$50,000 to $200,000 Sweet Spot

About LenCred

Over 50% of our business comes from Referral Partners and Private

Label Partners*

*See last slide

About LenCred

Rates and Fees

Business Credit Card national averages 12-14%

Our Blended Rate Case Studies 5.0% - 8.96%

We charge 9% Success Fee on average (range is 7-12%)

0% offers for 6-15 months

About LenCred

Compensation Examples

RP Commission:$50,000 Funding$4,500 Fee to LC25% split to RP = $1,125

PLP Commission:$50,000 Funding$4,500 Fee to PL65% split to PL = $2,925

Average/Normal Transaction:

About LenCred

Case Studies & Referral Partner Compensation

D. Tucker from NCRec’d PQ on 11/6/14Funded 11/10/14 - $169,000RP Commission $4,225PL Commission $11,331

E. Howell from TNRec’d PQ on 1/12/15Funded 2/9/15 - $52,500RP Commission $1,181PL Commission $2,808

G. Durham from PARec’d PQ on 1/30/15Funded 2/9/15 - $132,000RP Commission $2,970PL Commission $7,817

J. Haedrich from CA12 Month Plan took 10 monthsTotal Funding = $252,500RP Commission $5,681PL Commission $13,911

About LenCred

Referral Partner or Private Label??

Referral Partner:No Investment30 Minute webinar20-30% Revenue to RP$1,000 average per deal

Private Label Partner:$3,500 + $99/month for 12 months3 Day visit to HQ’s for training*60-70% Revenue to PL$2,500 average per deal

NACLB Show Only Special…$2,500 and NO Monthly Fees

*Travel & Lodging included