BIỂU PHÍ SẢN PHẨM TÍN DỤNG CÁ NHÂN - VCLI · 2017-11-21 · BIỂU PHÍ SẢN PHẨM...
Transcript of BIỂU PHÍ SẢN PHẨM TÍN DỤNG CÁ NHÂN - VCLI · 2017-11-21 · BIỂU PHÍ SẢN PHẨM...
BIỂU PHÍ SẢN PHẨM BẢO HIỂM TỬ KỲ DÀNH CHO NGƯỜI ĐI VAY (Đây là biểu phí tham khảo chung. Tùy theo đối tác, khách hàng và tính chất khoản vay mà áp dụng biểu phí tương ứng)
BIỂU 1: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0247% 0.0212% 0.0201% 0.0188% 0.0189% 0.0193% 0.0196% 0.0199% 0.0205% 0.0210% 0.0211% 0.0216% 0.0220% 0.0224% 0.0227% 0.0230% 0.0233% 0.0236% 0.0238% 0.0241% 0.0243%
19 0.0256% 0.0219% 0.0207% 0.0193% 0.0193% 0.0196% 0.0199% 0.0202% 0.0208% 0.0213% 0.0214% 0.0218% 0.0223% 0.0226% 0.0230% 0.0233% 0.0236% 0.0238% 0.0241% 0.0243% 0.0245%
20 0.0260% 0.0222% 0.0210% 0.0195% 0.0194% 0.0197% 0.0200% 0.0202% 0.0208% 0.0213% 0.0214% 0.0218% 0.0222% 0.0226% 0.0229% 0.0232% 0.0235% 0.0238% 0.0240% 0.0243% 0.0245%
21 0.0261% 0.0223% 0.0210% 0.0194% 0.0193% 0.0196% 0.0198% 0.0200% 0.0206% 0.0211% 0.0212% 0.0216% 0.0220% 0.0224% 0.0227% 0.0230% 0.0233% 0.0236% 0.0238% 0.0240% 0.0242%
22 0.0259% 0.0220% 0.0207% 0.0192% 0.0190% 0.0193% 0.0195% 0.0197% 0.0203% 0.0208% 0.0209% 0.0213% 0.0217% 0.0221% 0.0224% 0.0227% 0.0230% 0.0232% 0.0235% 0.0237% 0.0239%
23 0.0254% 0.0216% 0.0203% 0.0188% 0.0186% 0.0189% 0.0191% 0.0193% 0.0199% 0.0204% 0.0205% 0.0209% 0.0213% 0.0217% 0.0220% 0.0223% 0.0226% 0.0229% 0.0231% 0.0233% 0.0235%
24 0.0248% 0.0211% 0.0199% 0.0184% 0.0182% 0.0185% 0.0187% 0.0189% 0.0195% 0.0200% 0.0201% 0.0205% 0.0209% 0.0213% 0.0217% 0.0220% 0.0223% 0.0225% 0.0228% 0.0230% 0.0232%
25 0.0242% 0.0206% 0.0194% 0.0179% 0.0178% 0.0181% 0.0184% 0.0186% 0.0192% 0.0197% 0.0198% 0.0203% 0.0207% 0.0211% 0.0214% 0.0217% 0.0220% 0.0223% 0.0226% 0.0228% 0.0230%
26 0.0237% 0.0202% 0.0190% 0.0177% 0.0176% 0.0179% 0.0182% 0.0185% 0.0190% 0.0196% 0.0197% 0.0202% 0.0206% 0.0210% 0.0214% 0.0217% 0.0220% 0.0223% 0.0225% 0.0228% 0.0230%
27 0.0235% 0.0201% 0.0189% 0.0176% 0.0175% 0.0179% 0.0182% 0.0185% 0.0191% 0.0196% 0.0198% 0.0203% 0.0207% 0.0211% 0.0215% 0.0219% 0.0222% 0.0225% 0.0227% 0.0230% 0.0232%
28 0.0234% 0.0200% 0.0189% 0.0176% 0.0176% 0.0180% 0.0183% 0.0186% 0.0193% 0.0198% 0.0200% 0.0205% 0.0210% 0.0214% 0.0218% 0.0222% 0.0225% 0.0228% 0.0231% 0.0234% 0.0236%
29 0.0236% 0.0202% 0.0191% 0.0178% 0.0179% 0.0183% 0.0187% 0.0190% 0.0197% 0.0203% 0.0205% 0.0210% 0.0215% 0.0220% 0.0224% 0.0228% 0.0231% 0.0234% 0.0237% 0.0240% 0.0243%
30 0.0239% 0.0205% 0.0194% 0.0182% 0.0183% 0.0187% 0.0192% 0.0195% 0.0202% 0.0209% 0.0211% 0.0217% 0.0222% 0.0227% 0.0231% 0.0235% 0.0239% 0.0243% 0.0246% 0.0249% 0.0251%
31 0.0246% 0.0211% 0.0200% 0.0188% 0.0189% 0.0194% 0.0199% 0.0203% 0.0210% 0.0217% 0.0220% 0.0226% 0.0231% 0.0237% 0.0241% 0.0246% 0.0250% 0.0253% 0.0257% 0.0260% 0.0263%
32 0.0255% 0.0219% 0.0208% 0.0195% 0.0197% 0.0202% 0.0207% 0.0212% 0.0220% 0.0228% 0.0230% 0.0237% 0.0243% 0.0248% 0.0254% 0.0258% 0.0262% 0.0266% 0.0270% 0.0273% 0.0276%
33 0.0265% 0.0228% 0.0217% 0.0204% 0.0206% 0.0212% 0.0218% 0.0223% 0.0232% 0.0240% 0.0243% 0.0250% 0.0257% 0.0262% 0.0268% 0.0273% 0.0278% 0.0282% 0.0286% 0.0289% 0.0292%
34 0.0279% 0.0240% 0.0228% 0.0215% 0.0218% 0.0224% 0.0231% 0.0236% 0.0246% 0.0255% 0.0258% 0.0266% 0.0273% 0.0279% 0.0285% 0.0290% 0.0295% 0.0300% 0.0304% 0.0308% 0.0311%
35 0.0295% 0.0254% 0.0242% 0.0228% 0.0232% 0.0239% 0.0246% 0.0252% 0.0262% 0.0272% 0.0276% 0.0284% 0.0292% 0.0299% 0.0305% 0.0311% 0.0316% 0.0321% 0.0326% 0.0330% 0.0334%
36 0.0314% 0.0271% 0.0258% 0.0244% 0.0248% 0.0256% 0.0264% 0.0271% 0.0282% 0.0292% 0.0297% 0.0306% 0.0314% 0.0321% 0.0328% 0.0334% 0.0340% 0.0346% 0.0350% 0.0355% 0.0359%
37 0.0337% 0.0291% 0.0277% 0.0263% 0.0267% 0.0276% 0.0284% 0.0292% 0.0304% 0.0315% 0.0320% 0.0330% 0.0338% 0.0347% 0.0354% 0.0361% 0.0367% 0.0373% 0.0378% 0.0383% 0.0387%
38 0.0363% 0.0313% 0.0299% 0.0283% 0.0288% 0.0298% 0.0307% 0.0315% 0.0329% 0.0341% 0.0346% 0.0356% 0.0366% 0.0375% 0.0383% 0.0390% 0.0397% 0.0403% 0.0409% 0.0414% 0.0419%
39 0.0392% 0.0339% 0.0323% 0.0307% 0.0312% 0.0323% 0.0333% 0.0342% 0.0356% 0.0370% 0.0375% 0.0386% 0.0397% 0.0406% 0.0415% 0.0423% 0.0431% 0.0437% 0.0444% 0.0449% 0.0454%
40 0.0425% 0.0368% 0.0351% 0.0333% 0.0339% 0.0351% 0.0361% 0.0371% 0.0387% 0.0401% 0.0407% 0.0419% 0.0431% 0.0441% 0.0451% 0.0459% 0.0467% 0.0475% 0.0481% 0.0487% 0.0493%
41 0.0462% 0.0399% 0.0381% 0.0362% 0.0368% 0.0381% 0.0392% 0.0403% 0.0420% 0.0435% 0.0442% 0.0455% 0.0467% 0.0478% 0.0489% 0.0498% 0.0507% 0.0515% 0.0522% 0.0529% 0.0535%
42 0.0501% 0.0433% 0.0413% 0.0393% 0.0399% 0.0413% 0.0426% 0.0437% 0.0455% 0.0472% 0.0479% 0.0493% 0.0507% 0.0519% 0.0530% 0.0540% 0.0550% 0.0558% 0.0566% 0.0573% 0.0580%
43 0.0544% 0.0470% 0.0449% 0.0426% 0.0433% 0.0448% 0.0462% 0.0474% 0.0493% 0.0512% 0.0519% 0.0535% 0.0549% 0.0563% 0.0575% 0.0586% 0.0596% 0.0605% 0.0614% 0.0622% 0.0629%
44 0.0590% 0.0510% 0.0487% 0.0462% 0.0469% 0.0485% 0.0500% 0.0513% 0.0535% 0.0554% 0.0563% 0.0580% 0.0595% 0.0609% 0.0623% 0.0635% 0.0646% 0.0656% 0.0665% 0.0674% 0.0681%
45 0.0639% 0.0553% 0.0527% 0.0500% 0.0508% 0.0525% 0.0541% 0.0556% 0.0579% 0.0600% 0.0609% 0.0627% 0.0644% 0.0660% 0.0674% 0.0687% 0.0699% 0.0710% 0.0720% 0.0730% 0.0738%
46 0.0692% 0.0598% 0.0570% 0.0541% 0.0549% 0.0568% 0.0585% 0.0601% 0.0626% 0.0650% 0.0659% 0.0679% 0.0698% 0.0715% 0.0730% 0.0745% 0.0758% 0.0770% 0.0780% 0.0790% 0.0800%
47 0.0748% 0.0646% 0.0616% 0.0584% 0.0594% 0.0614% 0.0633% 0.0650% 0.0678% 0.0703% 0.0714% 0.0736% 0.0756% 0.0775% 0.0792% 0.0807% 0.0821% 0.0834% 0.0846% 0.0857% 0.0867%
48 0.0808% 0.0698% 0.0666% 0.0632% 0.0642% 0.0665% 0.0686% 0.0705% 0.0735% 0.0763% 0.0775% 0.0798% 0.0820% 0.0840% 0.0859% 0.0876% 0.0891% 0.0905% 0.0918% 0.0930% 0.0941%
49 0.0874% 0.0755% 0.0720% 0.0684% 0.0696% 0.0721% 0.0744% 0.0765% 0.0798% 0.0829% 0.0842% 0.0868% 0.0892% 0.0914% 0.0934% 0.0952% 0.0969% 0.0985% 0.0999% 0.1011% 0.1023%
50 0.0947% 0.0819% 0.0782% 0.0743% 0.0757% 0.0785% 0.0811% 0.0834% 0.0870% 0.0903% 0.0918% 0.0946% 0.0972% 0.0996% 0.1018% 0.1038% 0.1056% 0.1073% 0.1088% 0.1102% 0.1115%
51 0.1031% 0.0892% 0.0852% 0.0811% 0.0826% 0.0857% 0.0885% 0.0911% 0.0950% 0.0987% 0.1003% 0.1034% 0.1062% 0.1088% 0.1112% 0.1134% 0.1154% 0.1172% 0.1189% 0.1204% 0.1218%
52 0.1125% 0.0974% 0.0931% 0.0887% 0.0904% 0.0938% 0.0969% 0.0996% 0.1039% 0.1080% 0.1097% 0.1131% 0.1162% 0.1190% 0.1216% 0.1240% 0.1262% 0.1282% 0.1300% 0.1316% 0.1331%
53 0.1232% 0.1067% 0.1020% 0.0972% 0.0991% 0.1028% 0.1061% 0.1091% 0.1138% 0.1182% 0.1201% 0.1237% 0.1271% 0.1302% 0.1331% 0.1357% 0.1380% 0.1402% 0.1422% 0.1439% 0.1455%
54 0.1351% 0.1170% 0.1118% 0.1065% 0.1086% 0.1125% 0.1162% 0.1195% 0.1246% 0.1293% 0.1313% 0.1354% 0.1391% 0.1424% 0.1455% 0.1484% 0.1509% 0.1533% 0.1554% 0.1573% 0.1590%
55 0.1480% 0.1282% 0.1224% 0.1166% 0.1187% 0.1230% 0.1270% 0.1305% 0.1361% 0.1413% 0.1435% 0.1479% 0.1519% 0.1556% 0.1590% 0.1621% 0.1648% 0.1673% 0.1696% 0.1716% 0.1734%
56 0.1618% 0.1400% 0.1337% 0.1272% 0.1296% 0.1343% 0.1386% 0.1424% 0.1485% 0.1542% 0.1566% 0.1614% 0.1658% 0.1698% 0.1735% 0.1768% 0.1797% 0.1824% 0.1847% 0.1869% 0.1888%
57 0.1764% 0.1526% 0.1458% 0.1386% 0.1412% 0.1463% 0.1510% 0.1552% 0.1619% 0.1681% 0.1707% 0.1760% 0.1808% 0.1852% 0.1891% 0.1926% 0.1957% 0.1985% 0.2010% 0.2033% 0.2054%
58 0.1919% 0.1661% 0.1586% 0.1509% 0.1537% 0.1593% 0.1646% 0.1692% 0.1765% 0.1834% 0.1862% 0.1920% 0.1972% 0.2019% 0.2060% 0.2097% 0.2130% 0.2159% 0.2185% 0.2209% 0.2231%
59 0.2088% 0.1807% 0.1726% 0.1644% 0.1675% 0.1738% 0.1796% 0.1847% 0.1927% 0.2002% 0.2034% 0.2097% 0.2152% 0.2201% 0.2244% 0.2282% 0.2316% 0.2346% 0.2374% 0.2399% 0.2421%
60 0.2275% 0.1970% 0.1883% 0.1794% 0.1830% 0.1900% 0.1964% 0.2021% 0.2109% 0.2191% 0.2225% 0.2291% 0.2348% 0.2398% 0.2442% 0.2481% 0.2516% 0.2548% 0.2576% 0.2602% 0.2625%
61 0.2485% 0.2153% 0.2059% 0.1964% 0.2005% 0.2082% 0.2152% 0.2215% 0.2312% 0.2402% 0.2435% 0.2501% 0.2558% 0.2608% 0.2653% 0.2693% 0.2728% 0.2760% 0.2789% 0.2815% 0.2838%
62 0.2723% 0.2360% 0.2258% 0.2155% 0.2201% 0.2286% 0.2363% 0.2432% 0.2538% 0.2629% 0.2656% 0.2720% 0.2777% 0.2826% 0.2870% 0.2909% 0.2945% 0.2976% 0.3005% 0.3031% 0.3055%
63 0.2990% 0.2592% 0.2481% 0.2368% 0.2418% 0.2511% 0.2596% 0.2671% 0.2776% 0.2860% 0.2878% 0.2938% 0.2992% 0.3039% 0.3081% 0.3119% 0.3154% 0.3184% 0.3212% 0.3237% 0.3260%
64 0.3286% 0.2849% 0.2726% 0.2602% 0.2657% 0.2758% 0.2850% 0.2913% 0.3002% 0.3075% 0.3081% 0.3136% 0.3184% 0.3228% 0.3267% 0.3302% 0.3334% 0.3363% 0.3389% 0.3412% 0.3434%
65 0.3607% 0.3127% 0.2992% 0.2854% 0.2913% 0.3024% 0.3091% 0.3119% 0.3186% 0.3244% 0.3236% 0.3281% 0.3323% 0.3361% 0.3395% 0.3426% 0.3454% 0.3479% 0.3502% 0.3523% 0.3542%
BIỂU 2: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0507% 0.0412% 0.0376% 0.0331% 0.0315% 0.0307% 0.0300% 0.0294% 0.0293% 0.0293% 0.0287% 0.0287% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
19 0.0527% 0.0427% 0.0387% 0.0339% 0.0322% 0.0314% 0.0306% 0.0299% 0.0298% 0.0297% 0.0291% 0.0290% 0.0290% 0.0289% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288%
20 0.0535% 0.0432% 0.0392% 0.0342% 0.0324% 0.0315% 0.0307% 0.0299% 0.0298% 0.0297% 0.0291% 0.0290% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0287% 0.0287% 0.0287%
21 0.0536% 0.0433% 0.0392% 0.0341% 0.0322% 0.0313% 0.0304% 0.0297% 0.0295% 0.0294% 0.0288% 0.0287% 0.0287% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
22 0.0532% 0.0428% 0.0387% 0.0337% 0.0318% 0.0308% 0.0300% 0.0292% 0.0291% 0.0290% 0.0283% 0.0283% 0.0282% 0.0282% 0.0282% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281%
23 0.0522% 0.0420% 0.0380% 0.0330% 0.0311% 0.0301% 0.0293% 0.0286% 0.0285% 0.0284% 0.0278% 0.0278% 0.0277% 0.0277% 0.0277% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276%
24 0.0510% 0.0411% 0.0371% 0.0322% 0.0304% 0.0295% 0.0287% 0.0280% 0.0279% 0.0279% 0.0273% 0.0273% 0.0273% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272%
25 0.0497% 0.0400% 0.0362% 0.0315% 0.0298% 0.0289% 0.0282% 0.0276% 0.0275% 0.0275% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0270%
26 0.0488% 0.0393% 0.0356% 0.0310% 0.0294% 0.0286% 0.0279% 0.0273% 0.0273% 0.0273% 0.0268% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270%
27 0.0483% 0.0390% 0.0353% 0.0309% 0.0293% 0.0285% 0.0279% 0.0274% 0.0274% 0.0274% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272%
28 0.0481% 0.0389% 0.0353% 0.0309% 0.0294% 0.0287% 0.0281% 0.0276% 0.0276% 0.0277% 0.0272% 0.0273% 0.0273% 0.0274% 0.0274% 0.0275% 0.0275% 0.0276% 0.0276% 0.0277% 0.0277%
29 0.0484% 0.0392% 0.0356% 0.0313% 0.0298% 0.0292% 0.0286% 0.0281% 0.0282% 0.0283% 0.0278% 0.0279% 0.0280% 0.0281% 0.0281% 0.0282% 0.0283% 0.0283% 0.0284% 0.0284% 0.0285%
30 0.0492% 0.0399% 0.0363% 0.0319% 0.0305% 0.0299% 0.0294% 0.0289% 0.0290% 0.0291% 0.0287% 0.0288% 0.0289% 0.0290% 0.0291% 0.0292% 0.0293% 0.0293% 0.0294% 0.0294% 0.0295%
31 0.0505% 0.0410% 0.0374% 0.0329% 0.0315% 0.0309% 0.0304% 0.0300% 0.0301% 0.0303% 0.0299% 0.0300% 0.0301% 0.0302% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0308%
32 0.0524% 0.0425% 0.0388% 0.0343% 0.0328% 0.0323% 0.0318% 0.0314% 0.0315% 0.0317% 0.0313% 0.0315% 0.0316% 0.0317% 0.0319% 0.0320% 0.0321% 0.0322% 0.0323% 0.0323% 0.0324%
33 0.0546% 0.0444% 0.0405% 0.0358% 0.0344% 0.0339% 0.0334% 0.0330% 0.0332% 0.0334% 0.0330% 0.0332% 0.0334% 0.0335% 0.0337% 0.0338% 0.0339% 0.0340% 0.0341% 0.0342% 0.0343%
34 0.0573% 0.0466% 0.0426% 0.0378% 0.0363% 0.0358% 0.0354% 0.0350% 0.0352% 0.0355% 0.0351% 0.0353% 0.0355% 0.0357% 0.0358% 0.0360% 0.0361% 0.0362% 0.0363% 0.0364% 0.0365%
35 0.0606% 0.0494% 0.0451% 0.0401% 0.0386% 0.0381% 0.0377% 0.0373% 0.0376% 0.0379% 0.0375% 0.0377% 0.0379% 0.0381% 0.0383% 0.0385% 0.0387% 0.0388% 0.0389% 0.0390% 0.0391%
36 0.0646% 0.0527% 0.0482% 0.0429% 0.0414% 0.0409% 0.0404% 0.0400% 0.0404% 0.0407% 0.0403% 0.0405% 0.0408% 0.0410% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421%
37 0.0693% 0.0565% 0.0518% 0.0461% 0.0445% 0.0440% 0.0436% 0.0431% 0.0435% 0.0439% 0.0434% 0.0437% 0.0440% 0.0443% 0.0445% 0.0447% 0.0449% 0.0450% 0.0452% 0.0453% 0.0454%
38 0.0745% 0.0609% 0.0558% 0.0497% 0.0480% 0.0475% 0.0471% 0.0466% 0.0471% 0.0475% 0.0470% 0.0473% 0.0476% 0.0479% 0.0481% 0.0483% 0.0485% 0.0487% 0.0489% 0.0490% 0.0492%
39 0.0806% 0.0658% 0.0604% 0.0539% 0.0520% 0.0515% 0.0510% 0.0505% 0.0510% 0.0514% 0.0509% 0.0513% 0.0516% 0.0519% 0.0521% 0.0524% 0.0526% 0.0528% 0.0530% 0.0531% 0.0533%
40 0.0874% 0.0715% 0.0655% 0.0585% 0.0565% 0.0559% 0.0554% 0.0549% 0.0554% 0.0558% 0.0552% 0.0556% 0.0560% 0.0563% 0.0566% 0.0568% 0.0571% 0.0573% 0.0575% 0.0576% 0.0578%
41 0.0949% 0.0776% 0.0711% 0.0635% 0.0613% 0.0606% 0.0601% 0.0595% 0.0601% 0.0606% 0.0599% 0.0603% 0.0607% 0.0610% 0.0613% 0.0616% 0.0619% 0.0621% 0.0623% 0.0625% 0.0627%
42 0.1030% 0.0842% 0.0772% 0.0689% 0.0665% 0.0658% 0.0652% 0.0646% 0.0651% 0.0657% 0.0650% 0.0654% 0.0658% 0.0662% 0.0665% 0.0668% 0.0671% 0.0673% 0.0676% 0.0678% 0.0680%
43 0.1119% 0.0914% 0.0838% 0.0747% 0.0722% 0.0714% 0.0707% 0.0700% 0.0706% 0.0712% 0.0704% 0.0709% 0.0713% 0.0717% 0.0721% 0.0724% 0.0727% 0.0730% 0.0732% 0.0735% 0.0737%
44 0.1214% 0.0991% 0.0909% 0.0810% 0.0782% 0.0773% 0.0765% 0.0758% 0.0765% 0.0771% 0.0762% 0.0768% 0.0772% 0.0777% 0.0781% 0.0784% 0.0788% 0.0791% 0.0793% 0.0796% 0.0798%
45 0.1314% 0.1073% 0.0984% 0.0877% 0.0846% 0.0836% 0.0828% 0.0820% 0.0827% 0.0834% 0.0825% 0.0831% 0.0836% 0.0841% 0.0845% 0.0849% 0.0853% 0.0856% 0.0859% 0.0862% 0.0864%
46 0.1422% 0.1162% 0.1064% 0.0948% 0.0915% 0.0905% 0.0896% 0.0887% 0.0895% 0.0902% 0.0893% 0.0899% 0.0905% 0.0910% 0.0915% 0.0920% 0.0924% 0.0927% 0.0930% 0.0933% 0.0936%
47 0.1537% 0.1255% 0.1150% 0.1025% 0.0989% 0.0978% 0.0968% 0.0959% 0.0968% 0.0977% 0.0967% 0.0974% 0.0980% 0.0986% 0.0991% 0.0996% 0.1001% 0.1005% 0.1008% 0.1011% 0.1014%
48 0.1660% 0.1356% 0.1242% 0.1107% 0.1069% 0.1058% 0.1048% 0.1039% 0.1049% 0.1059% 0.1048% 0.1056% 0.1063% 0.1070% 0.1075% 0.1081% 0.1085% 0.1090% 0.1094% 0.1097% 0.1100%
49 0.1795% 0.1466% 0.1344% 0.1199% 0.1159% 0.1147% 0.1137% 0.1128% 0.1139% 0.1150% 0.1139% 0.1147% 0.1155% 0.1162% 0.1169% 0.1175% 0.1180% 0.1185% 0.1189% 0.1193% 0.1196%
50 0.1945% 0.1590% 0.1458% 0.1302% 0.1259% 0.1248% 0.1238% 0.1228% 0.1241% 0.1252% 0.1240% 0.1250% 0.1258% 0.1266% 0.1273% 0.1280% 0.1285% 0.1291% 0.1295% 0.1300% 0.1303%
51 0.2117% 0.1732% 0.1589% 0.1420% 0.1374% 0.1362% 0.1351% 0.1341% 0.1355% 0.1368% 0.1354% 0.1365% 0.1374% 0.1382% 0.1390% 0.1397% 0.1403% 0.1409% 0.1414% 0.1419% 0.1423%
52 0.2311% 0.1891% 0.1736% 0.1552% 0.1503% 0.1490% 0.1478% 0.1467% 0.1481% 0.1495% 0.1480% 0.1492% 0.1502% 0.1511% 0.1519% 0.1527% 0.1534% 0.1540% 0.1545% 0.1550% 0.1554%
53 0.2531% 0.2071% 0.1902% 0.1701% 0.1646% 0.1631% 0.1618% 0.1605% 0.1621% 0.1636% 0.1619% 0.1632% 0.1642% 0.1652% 0.1661% 0.1669% 0.1677% 0.1683% 0.1689% 0.1694% 0.1698%
54 0.2775% 0.2271% 0.2084% 0.1863% 0.1803% 0.1786% 0.1771% 0.1756% 0.1773% 0.1788% 0.1770% 0.1783% 0.1795% 0.1806% 0.1815% 0.1824% 0.1832% 0.1839% 0.1845% 0.1850% 0.1854%
55 0.3039% 0.2486% 0.2281% 0.2038% 0.1971% 0.1951% 0.1934% 0.1917% 0.1935% 0.1953% 0.1933% 0.1947% 0.1959% 0.1971% 0.1982% 0.1991% 0.1999% 0.2006% 0.2012% 0.2017% 0.2021%
56 0.3321% 0.2716% 0.2491% 0.2224% 0.2149% 0.2127% 0.2108% 0.2090% 0.2110% 0.2129% 0.2107% 0.2122% 0.2136% 0.2149% 0.2160% 0.2170% 0.2178% 0.2185% 0.2190% 0.2195% 0.2199%
57 0.3620% 0.2959% 0.2714% 0.2422% 0.2340% 0.2316% 0.2296% 0.2276% 0.2298% 0.2319% 0.2295% 0.2312% 0.2327% 0.2341% 0.2353% 0.2362% 0.2370% 0.2376% 0.2381% 0.2386% 0.2390%
58 0.3938% 0.3219% 0.2952% 0.2635% 0.2546% 0.2521% 0.2500% 0.2479% 0.2503% 0.2526% 0.2501% 0.2519% 0.2536% 0.2550% 0.2560% 0.2569% 0.2576% 0.2581% 0.2586% 0.2590% 0.2594%
59 0.4283% 0.3501% 0.3211% 0.2868% 0.2773% 0.2747% 0.2725% 0.2703% 0.2730% 0.2755% 0.2728% 0.2748% 0.2764% 0.2776% 0.2785% 0.2792% 0.2798% 0.2803% 0.2807% 0.2810% 0.2813%
60 0.4665% 0.3815% 0.3501% 0.3129% 0.3027% 0.3000% 0.2976% 0.2953% 0.2983% 0.3011% 0.2981% 0.3000% 0.3012% 0.3021% 0.3028% 0.3033% 0.3037% 0.3040% 0.3042% 0.3044% 0.3046%
61 0.5095% 0.4169% 0.3827% 0.3422% 0.3313% 0.3284% 0.3258% 0.3233% 0.3266% 0.3296% 0.3257% 0.3269% 0.3277% 0.3282% 0.3285% 0.3287% 0.3288% 0.3289% 0.3290% 0.3290% 0.3291%
62 0.5581% 0.4568% 0.4194% 0.3752% 0.3633% 0.3601% 0.3573% 0.3544% 0.3579% 0.3602% 0.3547% 0.3551% 0.3551% 0.3550% 0.3548% 0.3546% 0.3544% 0.3542% 0.3541% 0.3539% 0.3537%
63 0.6126% 0.5015% 0.4605% 0.4119% 0.3987% 0.3951% 0.3919% 0.3887% 0.3909% 0.3912% 0.3836% 0.3829% 0.3820% 0.3812% 0.3804% 0.3797% 0.3790% 0.3784% 0.3779% 0.3775% 0.3771%
64 0.6730% 0.5508% 0.5057% 0.4522% 0.4375% 0.4333% 0.4296% 0.4232% 0.4220% 0.4199% 0.4100% 0.4078% 0.4059% 0.4041% 0.4026% 0.4012% 0.4001% 0.3990% 0.3981% 0.3973% 0.3966%
65 0.7385% 0.6042% 0.5545% 0.4956% 0.4791% 0.4744% 0.4651% 0.4522% 0.4470% 0.4421% 0.4297% 0.4259% 0.4227% 0.4199% 0.4176% 0.4155% 0.4137% 0.4122% 0.4109% 0.4097% 0.4086%
BIỂU 3: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0762% 0.0655% 0.0621% 0.0581% 0.0583% 0.0594% 0.0605% 0.0613% 0.0632% 0.0649% 0.0652% 0.0666% 0.0679% 0.0691% 0.0701% 0.0711% 0.0720% 0.0728% 0.0736% 0.0742% 0.0749%
19 0.0791% 0.0677% 0.0640% 0.0597% 0.0596% 0.0607% 0.0616% 0.0623% 0.0641% 0.0657% 0.0660% 0.0674% 0.0687% 0.0698% 0.0709% 0.0719% 0.0728% 0.0736% 0.0743% 0.0750% 0.0756%
20 0.0803% 0.0686% 0.0648% 0.0602% 0.0600% 0.0609% 0.0617% 0.0624% 0.0641% 0.0657% 0.0660% 0.0674% 0.0686% 0.0698% 0.0708% 0.0718% 0.0727% 0.0735% 0.0742% 0.0749% 0.0755%
21 0.0805% 0.0687% 0.0647% 0.0600% 0.0596% 0.0605% 0.0612% 0.0619% 0.0636% 0.0651% 0.0654% 0.0667% 0.0680% 0.0691% 0.0701% 0.0711% 0.0720% 0.0728% 0.0735% 0.0742% 0.0748%
22 0.0798% 0.0680% 0.0640% 0.0592% 0.0588% 0.0596% 0.0603% 0.0609% 0.0626% 0.0641% 0.0644% 0.0657% 0.0669% 0.0681% 0.0691% 0.0701% 0.0709% 0.0717% 0.0725% 0.0731% 0.0738%
23 0.0784% 0.0667% 0.0627% 0.0580% 0.0576% 0.0583% 0.0590% 0.0597% 0.0613% 0.0629% 0.0632% 0.0645% 0.0657% 0.0669% 0.0679% 0.0689% 0.0698% 0.0706% 0.0713% 0.0720% 0.0726%
24 0.0766% 0.0652% 0.0613% 0.0566% 0.0563% 0.0571% 0.0578% 0.0585% 0.0602% 0.0617% 0.0621% 0.0634% 0.0646% 0.0658% 0.0669% 0.0678% 0.0687% 0.0695% 0.0703% 0.0710% 0.0716%
25 0.0747% 0.0636% 0.0598% 0.0554% 0.0551% 0.0560% 0.0568% 0.0575% 0.0592% 0.0608% 0.0612% 0.0626% 0.0638% 0.0650% 0.0661% 0.0671% 0.0680% 0.0689% 0.0696% 0.0703% 0.0710%
26 0.0732% 0.0624% 0.0588% 0.0546% 0.0544% 0.0553% 0.0562% 0.0570% 0.0588% 0.0604% 0.0609% 0.0623% 0.0636% 0.0648% 0.0659% 0.0670% 0.0679% 0.0688% 0.0696% 0.0703% 0.0710%
27 0.0726% 0.0619% 0.0584% 0.0542% 0.0542% 0.0552% 0.0562% 0.0571% 0.0589% 0.0606% 0.0611% 0.0626% 0.0640% 0.0652% 0.0664% 0.0675% 0.0684% 0.0693% 0.0702% 0.0709% 0.0716%
28 0.0722% 0.0617% 0.0582% 0.0543% 0.0543% 0.0555% 0.0566% 0.0575% 0.0595% 0.0613% 0.0618% 0.0634% 0.0648% 0.0661% 0.0674% 0.0685% 0.0695% 0.0705% 0.0713% 0.0721% 0.0728%
29 0.0727% 0.0622% 0.0588% 0.0550% 0.0551% 0.0564% 0.0576% 0.0587% 0.0607% 0.0626% 0.0632% 0.0649% 0.0664% 0.0678% 0.0691% 0.0703% 0.0713% 0.0723% 0.0733% 0.0741% 0.0749%
30 0.0739% 0.0633% 0.0600% 0.0562% 0.0564% 0.0578% 0.0591% 0.0603% 0.0625% 0.0645% 0.0652% 0.0670% 0.0686% 0.0701% 0.0714% 0.0727% 0.0738% 0.0749% 0.0759% 0.0768% 0.0776%
31 0.0759% 0.0651% 0.0617% 0.0579% 0.0583% 0.0598% 0.0613% 0.0626% 0.0649% 0.0671% 0.0678% 0.0697% 0.0714% 0.0730% 0.0745% 0.0758% 0.0771% 0.0782% 0.0792% 0.0802% 0.0810%
32 0.0786% 0.0675% 0.0641% 0.0602% 0.0607% 0.0624% 0.0640% 0.0654% 0.0679% 0.0702% 0.0711% 0.0731% 0.0750% 0.0767% 0.0783% 0.0797% 0.0810% 0.0822% 0.0833% 0.0843% 0.0853%
33 0.0820% 0.0705% 0.0669% 0.0630% 0.0636% 0.0655% 0.0673% 0.0688% 0.0715% 0.0741% 0.0750% 0.0772% 0.0792% 0.0810% 0.0827% 0.0843% 0.0857% 0.0870% 0.0882% 0.0893% 0.0903%
34 0.0860% 0.0740% 0.0704% 0.0664% 0.0672% 0.0693% 0.0712% 0.0730% 0.0759% 0.0786% 0.0797% 0.0820% 0.0842% 0.0862% 0.0880% 0.0897% 0.0912% 0.0926% 0.0939% 0.0951% 0.0961%
35 0.0909% 0.0784% 0.0746% 0.0705% 0.0715% 0.0738% 0.0759% 0.0778% 0.0810% 0.0840% 0.0852% 0.0877% 0.0901% 0.0922% 0.0942% 0.0960% 0.0976% 0.0992% 0.1005% 0.1018% 0.1030%
36 0.0970% 0.0837% 0.0797% 0.0755% 0.0766% 0.0791% 0.0814% 0.0836% 0.0870% 0.0902% 0.0916% 0.0943% 0.0968% 0.0992% 0.1013% 0.1033% 0.1050% 0.1067% 0.1082% 0.1095% 0.1108%
37 0.1040% 0.0898% 0.0856% 0.0811% 0.0823% 0.0851% 0.0877% 0.0901% 0.0938% 0.0973% 0.0988% 0.1017% 0.1045% 0.1070% 0.1093% 0.1114% 0.1134% 0.1151% 0.1168% 0.1182% 0.1196%
38 0.1119% 0.0967% 0.0922% 0.0875% 0.0889% 0.0920% 0.0948% 0.0974% 0.1014% 0.1052% 0.1068% 0.1100% 0.1130% 0.1158% 0.1183% 0.1205% 0.1226% 0.1246% 0.1263% 0.1279% 0.1294%
39 0.1210% 0.1046% 0.0998% 0.0947% 0.0963% 0.0997% 0.1028% 0.1055% 0.1100% 0.1141% 0.1158% 0.1193% 0.1225% 0.1255% 0.1282% 0.1307% 0.1330% 0.1350% 0.1369% 0.1387% 0.1403%
40 0.1313% 0.1135% 0.1083% 0.1029% 0.1046% 0.1082% 0.1116% 0.1146% 0.1194% 0.1239% 0.1257% 0.1295% 0.1330% 0.1362% 0.1391% 0.1418% 0.1443% 0.1465% 0.1486% 0.1505% 0.1522%
41 0.1426% 0.1233% 0.1176% 0.1117% 0.1135% 0.1175% 0.1211% 0.1244% 0.1295% 0.1344% 0.1364% 0.1405% 0.1443% 0.1477% 0.1509% 0.1538% 0.1565% 0.1590% 0.1612% 0.1632% 0.1651%
42 0.1547% 0.1338% 0.1276% 0.1212% 0.1232% 0.1275% 0.1314% 0.1349% 0.1405% 0.1458% 0.1479% 0.1524% 0.1565% 0.1602% 0.1637% 0.1668% 0.1697% 0.1724% 0.1748% 0.1770% 0.1791%
43 0.1681% 0.1453% 0.1386% 0.1316% 0.1337% 0.1383% 0.1425% 0.1463% 0.1524% 0.1581% 0.1604% 0.1652% 0.1696% 0.1737% 0.1774% 0.1809% 0.1840% 0.1869% 0.1895% 0.1919% 0.1941%
44 0.1823% 0.1575% 0.1503% 0.1426% 0.1449% 0.1499% 0.1544% 0.1585% 0.1650% 0.1712% 0.1737% 0.1789% 0.1838% 0.1882% 0.1923% 0.1960% 0.1994% 0.2025% 0.2054% 0.2080% 0.2104%
45 0.1974% 0.1706% 0.1627% 0.1544% 0.1569% 0.1622% 0.1671% 0.1715% 0.1786% 0.1853% 0.1881% 0.1937% 0.1990% 0.2038% 0.2082% 0.2123% 0.2160% 0.2194% 0.2224% 0.2253% 0.2279%
46 0.2137% 0.1846% 0.1761% 0.1670% 0.1697% 0.1754% 0.1808% 0.1856% 0.1933% 0.2006% 0.2036% 0.2098% 0.2155% 0.2208% 0.2256% 0.2300% 0.2340% 0.2376% 0.2410% 0.2441% 0.2469%
47 0.2310% 0.1995% 0.1903% 0.1805% 0.1834% 0.1897% 0.1956% 0.2008% 0.2093% 0.2172% 0.2205% 0.2273% 0.2335% 0.2392% 0.2444% 0.2492% 0.2536% 0.2576% 0.2612% 0.2646% 0.2677%
48 0.2494% 0.2155% 0.2056% 0.1951% 0.1984% 0.2053% 0.2118% 0.2176% 0.2269% 0.2355% 0.2392% 0.2466% 0.2534% 0.2596% 0.2653% 0.2705% 0.2752% 0.2796% 0.2836% 0.2872% 0.2905%
49 0.2698% 0.2332% 0.2225% 0.2113% 0.2151% 0.2228% 0.2299% 0.2364% 0.2465% 0.2560% 0.2601% 0.2681% 0.2755% 0.2823% 0.2885% 0.2942% 0.2994% 0.3041% 0.3084% 0.3124% 0.3160%
50 0.2924% 0.2529% 0.2414% 0.2296% 0.2338% 0.2424% 0.2503% 0.2574% 0.2686% 0.2790% 0.2834% 0.2922% 0.3003% 0.3077% 0.3144% 0.3206% 0.3263% 0.3315% 0.3362% 0.3405% 0.3444%
51 0.3184% 0.2755% 0.2631% 0.2504% 0.2552% 0.2647% 0.2735% 0.2813% 0.2934% 0.3048% 0.3097% 0.3192% 0.3281% 0.3361% 0.3435% 0.3503% 0.3564% 0.3621% 0.3672% 0.3719% 0.3762%
52 0.3476% 0.3009% 0.2875% 0.2739% 0.2793% 0.2897% 0.2993% 0.3078% 0.3211% 0.3335% 0.3388% 0.3492% 0.3588% 0.3677% 0.3757% 0.3831% 0.3898% 0.3959% 0.4015% 0.4066% 0.4112%
53 0.3807% 0.3297% 0.3151% 0.3002% 0.3061% 0.3175% 0.3279% 0.3372% 0.3516% 0.3652% 0.3709% 0.3823% 0.3928% 0.4024% 0.4112% 0.4192% 0.4265% 0.4332% 0.4392% 0.4447% 0.4496%
54 0.4174% 0.3615% 0.3455% 0.3291% 0.3354% 0.3477% 0.3590% 0.3691% 0.3848% 0.3996% 0.4058% 0.4182% 0.4296% 0.4401% 0.4497% 0.4584% 0.4664% 0.4736% 0.4801% 0.4859% 0.4912%
55 0.4573% 0.3959% 0.3783% 0.3601% 0.3668% 0.3802% 0.3924% 0.4033% 0.4205% 0.4366% 0.4434% 0.4569% 0.4694% 0.4808% 0.4913% 0.5008% 0.5093% 0.5170% 0.5239% 0.5302% 0.5359%
56 0.4998% 0.4326% 0.4132% 0.3932% 0.4004% 0.4149% 0.4282% 0.4401% 0.4589% 0.4765% 0.4839% 0.4987% 0.5123% 0.5247% 0.5361% 0.5463% 0.5554% 0.5636% 0.5709% 0.5776% 0.5836%
57 0.5450% 0.4716% 0.4504% 0.4284% 0.4363% 0.4521% 0.4667% 0.4798% 0.5003% 0.5196% 0.5277% 0.5439% 0.5587% 0.5723% 0.5845% 0.5953% 0.6049% 0.6135% 0.6213% 0.6283% 0.6347%
58 0.5931% 0.5132% 0.4901% 0.4663% 0.4751% 0.4925% 0.5086% 0.5231% 0.5456% 0.5667% 0.5757% 0.5934% 0.6096% 0.6241% 0.6368% 0.6482% 0.6583% 0.6673% 0.6755% 0.6829% 0.6896%
59 0.6452% 0.5585% 0.5335% 0.5080% 0.5178% 0.5372% 0.5550% 0.5710% 0.5958% 0.6190% 0.6288% 0.6481% 0.6654% 0.6804% 0.6936% 0.7054% 0.7159% 0.7254% 0.7339% 0.7416% 0.7486%
60 0.7031% 0.6088% 0.5819% 0.5546% 0.5658% 0.5872% 0.6070% 0.6247% 0.6520% 0.6774% 0.6881% 0.7085% 0.7260% 0.7415% 0.7551% 0.7672% 0.7780% 0.7877% 0.7965% 0.8044% 0.8116%
61 0.7682% 0.6656% 0.6365% 0.6071% 0.6198% 0.6436% 0.6655% 0.6850% 0.7149% 0.7427% 0.7531% 0.7735% 0.7911% 0.8067% 0.8204% 0.8327% 0.8437% 0.8535% 0.8625% 0.8705% 0.8778%
62 0.8419% 0.7298% 0.6982% 0.6663% 0.6805% 0.7068% 0.7308% 0.7521% 0.7848% 0.8132% 0.8216% 0.8414% 0.8588% 0.8741% 0.8878% 0.8999% 0.9108% 0.9207% 0.9295% 0.9376% 0.9448%
63 0.9245% 0.8016% 0.7671% 0.7323% 0.7480% 0.7768% 0.8030% 0.8263% 0.8586% 0.8847% 0.8903% 0.9090% 0.9255% 0.9402% 0.9533% 0.9651% 0.9757% 0.9852% 0.9938% 1.0016% 1.0086%
64 1.0162% 0.8812% 0.8432% 0.8049% 0.8218% 0.8532% 0.8818% 0.9014% 0.9288% 0.9515% 0.9534% 0.9703% 0.9853% 0.9988% 1.0110% 1.0219% 1.0317% 1.0406% 1.0487% 1.0560% 1.0626%
65 1.1158% 0.9674% 0.9256% 0.8832% 0.9015% 0.9357% 0.9566% 0.9651% 0.9860% 1.0040% 1.0014% 1.0156% 1.0285% 1.0402% 1.0508% 1.0604% 1.0691% 1.0770% 1.0841% 1.0906% 1.0965%
BIỂU 4: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1898% 0.1430% 0.1259% 0.1074% 0.1008% 0.0975% 0.0948% 0.0924% 0.0920% 0.0916% 0.0896% 0.0894% 0.0892% 0.0890% 0.0889% 0.0887% 0.0886% 0.0885% 0.0885% 0.0884% 0.0883%
19 0.1970% 0.1480% 0.1299% 0.1103% 0.1031% 0.0995% 0.0965% 0.0939% 0.0933% 0.0929% 0.0908% 0.0905% 0.0902% 0.0900% 0.0898% 0.0897% 0.0896% 0.0895% 0.0894% 0.0893% 0.0892%
20 0.2001% 0.1499% 0.1314% 0.1112% 0.1037% 0.0999% 0.0968% 0.0941% 0.0934% 0.0929% 0.0907% 0.0904% 0.0901% 0.0899% 0.0897% 0.0896% 0.0894% 0.0893% 0.0892% 0.0891% 0.0891%
21 0.2005% 0.1501% 0.1313% 0.1108% 0.1032% 0.0992% 0.0960% 0.0933% 0.0926% 0.0920% 0.0899% 0.0896% 0.0893% 0.0891% 0.0889% 0.0887% 0.0886% 0.0885% 0.0884% 0.0883% 0.0883%
22 0.1989% 0.1486% 0.1299% 0.1094% 0.1017% 0.0977% 0.0945% 0.0918% 0.0911% 0.0906% 0.0885% 0.0882% 0.0879% 0.0877% 0.0876% 0.0874% 0.0873% 0.0872% 0.0872% 0.0871% 0.0870%
23 0.1952% 0.1457% 0.1273% 0.1071% 0.0996% 0.0957% 0.0926% 0.0900% 0.0893% 0.0888% 0.0868% 0.0866% 0.0864% 0.0862% 0.0861% 0.0860% 0.0859% 0.0858% 0.0858% 0.0857% 0.0857%
24 0.1909% 0.1425% 0.1244% 0.1047% 0.0973% 0.0936% 0.0906% 0.0882% 0.0876% 0.0872% 0.0853% 0.0851% 0.0849% 0.0848% 0.0847% 0.0847% 0.0846% 0.0846% 0.0845% 0.0845% 0.0845%
25 0.1860% 0.1388% 0.1213% 0.1023% 0.0953% 0.0918% 0.0890% 0.0867% 0.0862% 0.0859% 0.0841% 0.0840% 0.0839% 0.0838% 0.0838% 0.0837% 0.0837% 0.0837% 0.0837% 0.0837% 0.0837%
26 0.1823% 0.1364% 0.1193% 0.1008% 0.0941% 0.0908% 0.0881% 0.0860% 0.0856% 0.0854% 0.0837% 0.0836% 0.0836% 0.0836% 0.0836% 0.0836% 0.0836% 0.0836% 0.0837% 0.0837% 0.0837%
27 0.1808% 0.1353% 0.1184% 0.1002% 0.0937% 0.0905% 0.0881% 0.0860% 0.0857% 0.0856% 0.0840% 0.0840% 0.0840% 0.0841% 0.0841% 0.0842% 0.0842% 0.0843% 0.0844% 0.0844% 0.0845%
28 0.1798% 0.1348% 0.1182% 0.1003% 0.0940% 0.0910% 0.0887% 0.0867% 0.0866% 0.0865% 0.0850% 0.0851% 0.0851% 0.0852% 0.0854% 0.0855% 0.0856% 0.0857% 0.0858% 0.0859% 0.0859%
29 0.1812% 0.1360% 0.1194% 0.1016% 0.0954% 0.0925% 0.0903% 0.0884% 0.0884% 0.0884% 0.0869% 0.0871% 0.0872% 0.0874% 0.0875% 0.0877% 0.0878% 0.0880% 0.0881% 0.0882% 0.0883%
30 0.1842% 0.1384% 0.1217% 0.1038% 0.0976% 0.0949% 0.0927% 0.0909% 0.0910% 0.0911% 0.0896% 0.0899% 0.0901% 0.0903% 0.0905% 0.0907% 0.0909% 0.0911% 0.0912% 0.0914% 0.0915%
31 0.1890% 0.1422% 0.1252% 0.1070% 0.1009% 0.0981% 0.0961% 0.0943% 0.0945% 0.0947% 0.0933% 0.0935% 0.0938% 0.0941% 0.0944% 0.0946% 0.0948% 0.0951% 0.0952% 0.0954% 0.0956%
32 0.1959% 0.1476% 0.1300% 0.1113% 0.1050% 0.1024% 0.1003% 0.0986% 0.0989% 0.0992% 0.0977% 0.0981% 0.0985% 0.0988% 0.0991% 0.0994% 0.0997% 0.0999% 0.1002% 0.1004% 0.1006%
33 0.2041% 0.1539% 0.1358% 0.1164% 0.1101% 0.1074% 0.1054% 0.1037% 0.1041% 0.1046% 0.1031% 0.1036% 0.1040% 0.1044% 0.1048% 0.1051% 0.1054% 0.1057% 0.1060% 0.1062% 0.1065%
34 0.2142% 0.1617% 0.1428% 0.1227% 0.1162% 0.1136% 0.1116% 0.1099% 0.1104% 0.1110% 0.1095% 0.1100% 0.1105% 0.1110% 0.1114% 0.1118% 0.1122% 0.1125% 0.1128% 0.1131% 0.1134%
35 0.2265% 0.1712% 0.1514% 0.1303% 0.1236% 0.1210% 0.1190% 0.1173% 0.1179% 0.1186% 0.1170% 0.1176% 0.1182% 0.1188% 0.1192% 0.1197% 0.1201% 0.1205% 0.1208% 0.1211% 0.1214%
36 0.2416% 0.1828% 0.1617% 0.1394% 0.1324% 0.1297% 0.1276% 0.1259% 0.1266% 0.1274% 0.1258% 0.1265% 0.1271% 0.1277% 0.1282% 0.1287% 0.1292% 0.1296% 0.1300% 0.1303% 0.1306%
37 0.2591% 0.1961% 0.1736% 0.1498% 0.1424% 0.1396% 0.1374% 0.1356% 0.1365% 0.1373% 0.1356% 0.1364% 0.1371% 0.1378% 0.1384% 0.1389% 0.1394% 0.1399% 0.1403% 0.1406% 0.1410%
38 0.2788% 0.2112% 0.1870% 0.1615% 0.1537% 0.1507% 0.1485% 0.1466% 0.1475% 0.1485% 0.1467% 0.1475% 0.1483% 0.1490% 0.1496% 0.1502% 0.1508% 0.1513% 0.1517% 0.1521% 0.1525%
39 0.3013% 0.2284% 0.2024% 0.1750% 0.1665% 0.1633% 0.1609% 0.1589% 0.1599% 0.1609% 0.1590% 0.1599% 0.1607% 0.1615% 0.1622% 0.1628% 0.1634% 0.1640% 0.1645% 0.1649% 0.1653%
40 0.3270% 0.2479% 0.2197% 0.1899% 0.1807% 0.1773% 0.1747% 0.1725% 0.1736% 0.1746% 0.1725% 0.1735% 0.1744% 0.1752% 0.1760% 0.1767% 0.1773% 0.1779% 0.1784% 0.1789% 0.1793%
41 0.3551% 0.2692% 0.2385% 0.2062% 0.1962% 0.1925% 0.1896% 0.1872% 0.1883% 0.1895% 0.1871% 0.1882% 0.1891% 0.1900% 0.1909% 0.1916% 0.1923% 0.1929% 0.1935% 0.1940% 0.1945%
42 0.3853% 0.2921% 0.2589% 0.2238% 0.2129% 0.2088% 0.2057% 0.2030% 0.2042% 0.2055% 0.2029% 0.2040% 0.2051% 0.2060% 0.2069% 0.2077% 0.2085% 0.2092% 0.2098% 0.2104% 0.2109%
43 0.4184% 0.3171% 0.2810% 0.2428% 0.2310% 0.2265% 0.2230% 0.2201% 0.2214% 0.2227% 0.2199% 0.2211% 0.2223% 0.2233% 0.2243% 0.2252% 0.2260% 0.2267% 0.2274% 0.2280% 0.2286%
44 0.4539% 0.3439% 0.3047% 0.2632% 0.2503% 0.2453% 0.2416% 0.2383% 0.2397% 0.2411% 0.2381% 0.2395% 0.2407% 0.2419% 0.2429% 0.2439% 0.2448% 0.2456% 0.2463% 0.2470% 0.2476%
45 0.4915% 0.3724% 0.3299% 0.2849% 0.2708% 0.2655% 0.2613% 0.2578% 0.2594% 0.2610% 0.2577% 0.2592% 0.2606% 0.2618% 0.2630% 0.2641% 0.2651% 0.2659% 0.2667% 0.2675% 0.2682%
46 0.5320% 0.4030% 0.3569% 0.3081% 0.2929% 0.2871% 0.2826% 0.2789% 0.2806% 0.2824% 0.2789% 0.2806% 0.2821% 0.2835% 0.2848% 0.2860% 0.2870% 0.2880% 0.2889% 0.2897% 0.2905%
47 0.5749% 0.4354% 0.3856% 0.3329% 0.3165% 0.3103% 0.3056% 0.3017% 0.3036% 0.3056% 0.3020% 0.3038% 0.3055% 0.3071% 0.3085% 0.3098% 0.3110% 0.3121% 0.3131% 0.3140% 0.3148%
48 0.6208% 0.4703% 0.4166% 0.3598% 0.3422% 0.3357% 0.3308% 0.3267% 0.3290% 0.3313% 0.3274% 0.3294% 0.3313% 0.3331% 0.3347% 0.3361% 0.3374% 0.3386% 0.3397% 0.3407% 0.3416%
49 0.6715% 0.5088% 0.4508% 0.3897% 0.3709% 0.3641% 0.3590% 0.3547% 0.3573% 0.3599% 0.3558% 0.3580% 0.3601% 0.3620% 0.3638% 0.3654% 0.3668% 0.3681% 0.3693% 0.3704% 0.3714%
50 0.7276% 0.5517% 0.4891% 0.4232% 0.4032% 0.3960% 0.3907% 0.3862% 0.3891% 0.3920% 0.3875% 0.3900% 0.3923% 0.3944% 0.3963% 0.3980% 0.3996% 0.4010% 0.4023% 0.4035% 0.4046%
51 0.7921% 0.6009% 0.5329% 0.4614% 0.4399% 0.4323% 0.4266% 0.4217% 0.4249% 0.4280% 0.4231% 0.4258% 0.4283% 0.4306% 0.4327% 0.4345% 0.4363% 0.4378% 0.4392% 0.4405% 0.4416%
52 0.8646% 0.6562% 0.5822% 0.5045% 0.4811% 0.4729% 0.4666% 0.4612% 0.4646% 0.4680% 0.4626% 0.4655% 0.4682% 0.4707% 0.4729% 0.4749% 0.4768% 0.4785% 0.4800% 0.4813% 0.4825%
53 0.9469% 0.7188% 0.6379% 0.5528% 0.5271% 0.5179% 0.5109% 0.5049% 0.5085% 0.5120% 0.5061% 0.5092% 0.5121% 0.5147% 0.5172% 0.5194% 0.5213% 0.5231% 0.5247% 0.5261% 0.5273%
54 1.0382% 0.7880% 0.6992% 0.6056% 0.5772% 0.5669% 0.5590% 0.5522% 0.5561% 0.5598% 0.5532% 0.5566% 0.5597% 0.5626% 0.5652% 0.5675% 0.5697% 0.5716% 0.5732% 0.5745% 0.5757%
55 1.1371% 0.8628% 0.7653% 0.6625% 0.6310% 0.6195% 0.6106% 0.6031% 0.6072% 0.6112% 0.6040% 0.6076% 0.6110% 0.6141% 0.6169% 0.6195% 0.6217% 0.6235% 0.6251% 0.6265% 0.6276%
56 1.2426% 0.9425% 0.8357% 0.7230% 0.6883% 0.6755% 0.6658% 0.6575% 0.6620% 0.6664% 0.6585% 0.6625% 0.6662% 0.6696% 0.6726% 0.6752% 0.6774% 0.6791% 0.6806% 0.6819% 0.6831%
57 1.3545% 1.0271% 0.9105% 0.7874% 0.7495% 0.7356% 0.7251% 0.7161% 0.7211% 0.7260% 0.7175% 0.7219% 0.7259% 0.7296% 0.7326% 0.7351% 0.7370% 0.7387% 0.7401% 0.7413% 0.7423%
58 1.4738% 1.1174% 0.9904% 0.8566% 0.8156% 0.8007% 0.7895% 0.7800% 0.7855% 0.7910% 0.7818% 0.7866% 0.7911% 0.7947% 0.7974% 0.7995% 0.8013% 0.8027% 0.8039% 0.8049% 0.8058%
59 1.6030% 1.2155% 1.0777% 0.9325% 0.8884% 0.8725% 0.8607% 0.8506% 0.8568% 0.8629% 0.8529% 0.8582% 0.8624% 0.8654% 0.8675% 0.8692% 0.8705% 0.8716% 0.8725% 0.8732% 0.8739%
60 1.7461% 1.3246% 1.1748% 1.0173% 0.9698% 0.9529% 0.9402% 0.9294% 0.9363% 0.9430% 0.9321% 0.9368% 0.9398% 0.9418% 0.9432% 0.9441% 0.9449% 0.9454% 0.9459% 0.9462% 0.9466%
61 1.9075% 1.4476% 1.2844% 1.1129% 1.0614% 1.0432% 1.0295% 1.0176% 1.0251% 1.0324% 1.0187% 1.0213% 1.0226% 1.0232% 1.0234% 1.0234% 1.0233% 1.0232% 1.0230% 1.0228% 1.0226%
62 2.0895% 1.5863% 1.4079% 1.2204% 1.1641% 1.1441% 1.1290% 1.1158% 1.1238% 1.1287% 1.1095% 1.1093% 1.1083% 1.1070% 1.1057% 1.1044% 1.1032% 1.1021% 1.1012% 1.1003% 1.0995%
63 2.2937% 1.7416% 1.5459% 1.3400% 1.2779% 1.2557% 1.2386% 1.2238% 1.2273% 1.2258% 1.2002% 1.1963% 1.1924% 1.1888% 1.1855% 1.1826% 1.1800% 1.1777% 1.1756% 1.1738% 1.1722%
64 2.5202% 1.9133% 1.6980% 1.4712% 1.4023% 1.3772% 1.3580% 1.3327% 1.3253% 1.3160% 1.2830% 1.2746% 1.2671% 1.2606% 1.2550% 1.2501% 1.2458% 1.2421% 1.2388% 1.2359% 1.2333%
65 2.7658% 2.0991% 1.8623% 1.6125% 1.5361% 1.5080% 1.4706% 1.4243% 1.4042% 1.3858% 1.3449% 1.3314% 1.3200% 1.3103% 1.3020% 1.2948% 1.2887% 1.2833% 1.2786% 1.2745% 1.2708%
BIỂU 5: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1343% 0.1154% 0.1094% 0.1024% 0.1027% 0.1048% 0.1066% 0.1081% 0.1113% 0.1143% 0.1149% 0.1174% 0.1196% 0.1217% 0.1236% 0.1253% 0.1269% 0.1283% 0.1297% 0.1309% 0.1320%
19 0.1394% 0.1194% 0.1128% 0.1052% 0.1051% 0.1069% 0.1085% 0.1099% 0.1130% 0.1159% 0.1164% 0.1188% 0.1211% 0.1231% 0.1250% 0.1267% 0.1283% 0.1297% 0.1310% 0.1322% 0.1333%
20 0.1416% 0.1210% 0.1141% 0.1061% 0.1057% 0.1073% 0.1088% 0.1100% 0.1130% 0.1159% 0.1163% 0.1187% 0.1209% 0.1230% 0.1248% 0.1265% 0.1280% 0.1295% 0.1308% 0.1320% 0.1331%
21 0.1419% 0.1211% 0.1141% 0.1057% 0.1051% 0.1066% 0.1079% 0.1091% 0.1120% 0.1148% 0.1153% 0.1176% 0.1198% 0.1218% 0.1236% 0.1253% 0.1269% 0.1283% 0.1296% 0.1308% 0.1319%
22 0.1407% 0.1199% 0.1128% 0.1043% 0.1036% 0.1050% 0.1063% 0.1073% 0.1103% 0.1130% 0.1135% 0.1158% 0.1180% 0.1200% 0.1218% 0.1235% 0.1250% 0.1264% 0.1277% 0.1289% 0.1300%
23 0.1381% 0.1176% 0.1106% 0.1022% 0.1014% 0.1028% 0.1041% 0.1052% 0.1081% 0.1108% 0.1113% 0.1137% 0.1159% 0.1179% 0.1197% 0.1214% 0.1229% 0.1244% 0.1257% 0.1269% 0.1280%
24 0.1351% 0.1149% 0.1080% 0.0998% 0.0992% 0.1006% 0.1019% 0.1031% 0.1060% 0.1088% 0.1094% 0.1117% 0.1139% 0.1160% 0.1178% 0.1196% 0.1211% 0.1226% 0.1239% 0.1251% 0.1262%
25 0.1316% 0.1120% 0.1054% 0.0976% 0.0971% 0.0986% 0.1001% 0.1014% 0.1044% 0.1072% 0.1079% 0.1103% 0.1125% 0.1146% 0.1165% 0.1183% 0.1199% 0.1214% 0.1227% 0.1240% 0.1251%
26 0.1290% 0.1100% 0.1036% 0.0962% 0.0959% 0.0975% 0.0991% 0.1005% 0.1036% 0.1065% 0.1073% 0.1098% 0.1121% 0.1143% 0.1162% 0.1180% 0.1197% 0.1212% 0.1226% 0.1239% 0.1251%
27 0.1279% 0.1091% 0.1029% 0.0956% 0.0955% 0.0973% 0.0990% 0.1006% 0.1038% 0.1068% 0.1077% 0.1103% 0.1127% 0.1150% 0.1170% 0.1189% 0.1206% 0.1222% 0.1237% 0.1250% 0.1262%
28 0.1272% 0.1087% 0.1027% 0.0957% 0.0958% 0.0978% 0.0997% 0.1014% 0.1048% 0.1080% 0.1090% 0.1117% 0.1143% 0.1166% 0.1187% 0.1207% 0.1225% 0.1242% 0.1257% 0.1271% 0.1284%
29 0.1282% 0.1097% 0.1037% 0.0969% 0.0972% 0.0994% 0.1015% 0.1034% 0.1070% 0.1103% 0.1114% 0.1143% 0.1170% 0.1195% 0.1218% 0.1238% 0.1258% 0.1275% 0.1291% 0.1306% 0.1319%
30 0.1303% 0.1117% 0.1057% 0.0990% 0.0995% 0.1019% 0.1042% 0.1063% 0.1101% 0.1137% 0.1149% 0.1180% 0.1209% 0.1235% 0.1259% 0.1281% 0.1302% 0.1320% 0.1337% 0.1353% 0.1367%
31 0.1337% 0.1148% 0.1088% 0.1021% 0.1028% 0.1055% 0.1080% 0.1103% 0.1144% 0.1182% 0.1196% 0.1229% 0.1259% 0.1287% 0.1313% 0.1337% 0.1358% 0.1378% 0.1396% 0.1413% 0.1428%
32 0.1386% 0.1191% 0.1129% 0.1062% 0.1070% 0.1100% 0.1128% 0.1153% 0.1197% 0.1238% 0.1254% 0.1289% 0.1321% 0.1352% 0.1379% 0.1405% 0.1428% 0.1449% 0.1468% 0.1486% 0.1503%
33 0.1444% 0.1242% 0.1179% 0.1111% 0.1122% 0.1155% 0.1185% 0.1213% 0.1261% 0.1305% 0.1322% 0.1360% 0.1396% 0.1428% 0.1458% 0.1485% 0.1510% 0.1533% 0.1554% 0.1573% 0.1591%
34 0.1516% 0.1305% 0.1240% 0.1170% 0.1184% 0.1221% 0.1255% 0.1286% 0.1337% 0.1385% 0.1405% 0.1446% 0.1484% 0.1519% 0.1551% 0.1580% 0.1607% 0.1632% 0.1654% 0.1675% 0.1694%
35 0.1603% 0.1381% 0.1314% 0.1243% 0.1260% 0.1300% 0.1338% 0.1372% 0.1428% 0.1480% 0.1501% 0.1546% 0.1587% 0.1625% 0.1660% 0.1691% 0.1720% 0.1747% 0.1771% 0.1794% 0.1814%
36 0.1710% 0.1475% 0.1405% 0.1330% 0.1349% 0.1394% 0.1435% 0.1472% 0.1533% 0.1590% 0.1613% 0.1662% 0.1706% 0.1747% 0.1785% 0.1819% 0.1851% 0.1880% 0.1906% 0.1930% 0.1952%
37 0.1833% 0.1582% 0.1508% 0.1429% 0.1451% 0.1500% 0.1546% 0.1587% 0.1653% 0.1715% 0.1740% 0.1792% 0.1841% 0.1885% 0.1926% 0.1963% 0.1997% 0.2028% 0.2057% 0.2083% 0.2107%
38 0.1972% 0.1703% 0.1624% 0.1541% 0.1566% 0.1620% 0.1670% 0.1715% 0.1787% 0.1854% 0.1882% 0.1939% 0.1991% 0.2039% 0.2083% 0.2124% 0.2161% 0.2194% 0.2225% 0.2254% 0.2280%
39 0.2132% 0.1842% 0.1758% 0.1669% 0.1697% 0.1756% 0.1811% 0.1859% 0.1937% 0.2010% 0.2040% 0.2102% 0.2158% 0.2210% 0.2258% 0.2302% 0.2342% 0.2379% 0.2412% 0.2443% 0.2471%
40 0.2314% 0.2000% 0.1908% 0.1812% 0.1842% 0.1906% 0.1965% 0.2018% 0.2103% 0.2181% 0.2214% 0.2281% 0.2342% 0.2398% 0.2450% 0.2497% 0.2541% 0.2581% 0.2617% 0.2650% 0.2681%
41 0.2512% 0.2171% 0.2071% 0.1967% 0.2000% 0.2069% 0.2133% 0.2190% 0.2282% 0.2367% 0.2402% 0.2474% 0.2541% 0.2602% 0.2658% 0.2709% 0.2756% 0.2799% 0.2838% 0.2875% 0.2908%
42 0.2726% 0.2356% 0.2248% 0.2135% 0.2170% 0.2245% 0.2314% 0.2376% 0.2475% 0.2567% 0.2605% 0.2683% 0.2755% 0.2821% 0.2882% 0.2938% 0.2988% 0.3035% 0.3078% 0.3117% 0.3153%
43 0.2960% 0.2558% 0.2441% 0.2317% 0.2355% 0.2436% 0.2510% 0.2576% 0.2683% 0.2783% 0.2823% 0.2908% 0.2986% 0.3058% 0.3124% 0.3184% 0.3240% 0.3290% 0.3336% 0.3379% 0.3418%
44 0.3210% 0.2774% 0.2646% 0.2511% 0.2552% 0.2639% 0.2719% 0.2790% 0.2906% 0.3014% 0.3058% 0.3150% 0.3235% 0.3313% 0.3384% 0.3450% 0.3510% 0.3565% 0.3615% 0.3661% 0.3703%
45 0.3476% 0.3004% 0.2865% 0.2718% 0.2761% 0.2855% 0.2942% 0.3019% 0.3144% 0.3262% 0.3310% 0.3410% 0.3502% 0.3587% 0.3665% 0.3736% 0.3801% 0.3860% 0.3915% 0.3965% 0.4010%
46 0.3762% 0.3250% 0.3099% 0.2940% 0.2986% 0.3088% 0.3182% 0.3266% 0.3402% 0.3530% 0.3583% 0.3692% 0.3792% 0.3884% 0.3969% 0.4046% 0.4117% 0.4182% 0.4241% 0.4295% 0.4344%
47 0.4066% 0.3512% 0.3349% 0.3176% 0.3227% 0.3338% 0.3441% 0.3534% 0.3682% 0.3822% 0.3880% 0.3999% 0.4108% 0.4208% 0.4300% 0.4385% 0.4461% 0.4532% 0.4596% 0.4655% 0.4709%
48 0.4390% 0.3793% 0.3617% 0.3433% 0.3490% 0.3612% 0.3726% 0.3828% 0.3991% 0.4143% 0.4208% 0.4337% 0.4456% 0.4566% 0.4666% 0.4757% 0.4841% 0.4918% 0.4987% 0.5051% 0.5110%
49 0.4748% 0.4103% 0.3914% 0.3718% 0.3783% 0.3918% 0.4044% 0.4157% 0.4335% 0.4503% 0.4573% 0.4715% 0.4845% 0.4964% 0.5073% 0.5173% 0.5264% 0.5347% 0.5423% 0.5493% 0.5557%
50 0.5144% 0.4448% 0.4247% 0.4038% 0.4113% 0.4263% 0.4402% 0.4527% 0.4722% 0.4905% 0.4983% 0.5137% 0.5279% 0.5409% 0.5528% 0.5637% 0.5736% 0.5827% 0.5910% 0.5985% 0.6055%
51 0.5599% 0.4844% 0.4627% 0.4404% 0.4488% 0.4654% 0.4807% 0.4944% 0.5158% 0.5358% 0.5443% 0.5611% 0.5766% 0.5907% 0.6037% 0.6156% 0.6264% 0.6363% 0.6453% 0.6536% 0.6611%
52 0.6111% 0.5290% 0.5055% 0.4815% 0.4909% 0.5091% 0.5259% 0.5409% 0.5642% 0.5860% 0.5953% 0.6136% 0.6305% 0.6459% 0.6601% 0.6730% 0.6848% 0.6956% 0.7054% 0.7143% 0.7224%
53 0.6692% 0.5794% 0.5538% 0.5276% 0.5378% 0.5578% 0.5760% 0.5923% 0.6177% 0.6414% 0.6514% 0.6714% 0.6898% 0.7067% 0.7221% 0.7362% 0.7490% 0.7607% 0.7713% 0.7809% 0.7896%
54 0.7335% 0.6352% 0.6070% 0.5781% 0.5891% 0.6107% 0.6305% 0.6481% 0.6757% 0.7016% 0.7124% 0.7342% 0.7543% 0.7726% 0.7894% 0.8048% 0.8187% 0.8314% 0.8427% 0.8530% 0.8623%
55 0.8033% 0.6954% 0.6644% 0.6324% 0.6441% 0.6675% 0.6889% 0.7080% 0.7381% 0.7663% 0.7781% 0.8019% 0.8238% 0.8438% 0.8621% 0.8787% 0.8938% 0.9072% 0.9194% 0.9303% 0.9403%
56 0.8777% 0.7595% 0.7255% 0.6902% 0.7028% 0.7281% 0.7514% 0.7722% 0.8051% 0.8359% 0.8488% 0.8747% 0.8986% 0.9204% 0.9403% 0.9582% 0.9742% 0.9885% 1.0014% 1.0130% 1.0236%
57 0.9566% 0.8276% 0.7904% 0.7517% 0.7654% 0.7930% 0.8185% 0.8414% 0.8774% 0.9111% 0.9252% 0.9536% 0.9796% 1.0034% 1.0247% 1.0436% 1.0604% 1.0755% 1.0892% 1.1015% 1.1126%
58 1.0406% 0.9003% 0.8598% 0.8179% 0.8330% 0.8635% 0.8916% 0.9169% 0.9563% 0.9932% 1.0088% 1.0398% 1.0682% 1.0935% 1.1158% 1.1356% 1.1533% 1.1692% 1.1835% 1.1964% 1.2082%
59 1.1315% 0.9792% 0.9354% 0.8905% 0.9076% 0.9413% 0.9724% 1.0004% 1.0437% 1.0842% 1.1012% 1.1351% 1.1652% 1.1914% 1.2146% 1.2352% 1.2536% 1.2701% 1.2850% 1.2985% 1.3107%
60 1.2323% 1.0669% 1.0197% 0.9715% 0.9910% 1.0284% 1.0629% 1.0937% 1.1413% 1.1856% 1.2043% 1.2399% 1.2706% 1.2975% 1.3213% 1.3425% 1.3614% 1.3784% 1.3937% 1.4076% 1.4202%
61 1.3458% 1.1658% 1.1147% 1.0630% 1.0849% 1.1264% 1.1645% 1.1984% 1.2505% 1.2990% 1.3171% 1.3526% 1.3835% 1.4106% 1.4346% 1.4560% 1.4752% 1.4924% 1.5080% 1.5221% 1.5348%
62 1.4738% 1.2772% 1.2218% 1.1658% 1.1903% 1.2360% 1.2778% 1.3148% 1.3718% 1.4212% 1.4357% 1.4704% 1.5006% 1.5273% 1.5511% 1.5723% 1.5913% 1.6085% 1.6239% 1.6379% 1.6507%
63 1.6172% 1.4020% 1.3415% 1.2802% 1.3072% 1.3572% 1.4028% 1.4432% 1.4994% 1.5448% 1.5544% 1.5870% 1.6158% 1.6413% 1.6641% 1.6846% 1.7030% 1.7196% 1.7346% 1.7482% 1.7605%
64 1.7762% 1.5398% 1.4733% 1.4058% 1.4350% 1.4894% 1.5390% 1.5729% 1.6206% 1.6599% 1.6630% 1.6923% 1.7185% 1.7420% 1.7630% 1.7820% 1.7992% 1.8146% 1.8286% 1.8413% 1.8529%
65 1.9485% 1.6889% 1.6157% 1.5411% 1.5726% 1.6318% 1.6679% 1.6824% 1.7186% 1.7496% 1.7450% 1.7695% 1.7918% 1.8121% 1.8305% 1.8472% 1.8623% 1.8760% 1.8884% 1.8997% 1.9099%
BIỂU 6: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1741% 0.1638% 0.1614% 0.1542% 0.1531% 0.1532% 0.1524% 0.1509% 0.1519% 0.1526% 0.1503% 0.1507% 0.1511% 0.1513% 0.1515% 0.1517% 0.1519% 0.1520% 0.1522% 0.1523% 0.1524%
19 0.1808% 0.1695% 0.1665% 0.1583% 0.1567% 0.1564% 0.1551% 0.1534% 0.1541% 0.1547% 0.1523% 0.1526% 0.1529% 0.1531% 0.1532% 0.1534% 0.1535% 0.1536% 0.1537% 0.1538% 0.1539%
20 0.1836% 0.1718% 0.1684% 0.1596% 0.1576% 0.1570% 0.1555% 0.1536% 0.1542% 0.1547% 0.1522% 0.1525% 0.1527% 0.1529% 0.1530% 0.1532% 0.1533% 0.1534% 0.1535% 0.1536% 0.1537%
21 0.1840% 0.1719% 0.1683% 0.1591% 0.1568% 0.1559% 0.1543% 0.1523% 0.1529% 0.1533% 0.1508% 0.1510% 0.1513% 0.1514% 0.1516% 0.1517% 0.1519% 0.1520% 0.1521% 0.1522% 0.1523%
22 0.1825% 0.1702% 0.1665% 0.1571% 0.1545% 0.1536% 0.1519% 0.1499% 0.1504% 0.1509% 0.1485% 0.1487% 0.1490% 0.1492% 0.1494% 0.1495% 0.1497% 0.1498% 0.1499% 0.1500% 0.1501%
23 0.1791% 0.1669% 0.1632% 0.1538% 0.1513% 0.1504% 0.1488% 0.1469% 0.1475% 0.1480% 0.1457% 0.1460% 0.1463% 0.1465% 0.1468% 0.1470% 0.1472% 0.1473% 0.1475% 0.1476% 0.1478%
24 0.1752% 0.1632% 0.1594% 0.1503% 0.1479% 0.1471% 0.1457% 0.1439% 0.1447% 0.1452% 0.1431% 0.1435% 0.1439% 0.1442% 0.1445% 0.1448% 0.1450% 0.1452% 0.1454% 0.1456% 0.1458%
25 0.1706% 0.1591% 0.1555% 0.1469% 0.1448% 0.1443% 0.1431% 0.1415% 0.1424% 0.1431% 0.1411% 0.1416% 0.1421% 0.1425% 0.1429% 0.1432% 0.1435% 0.1438% 0.1440% 0.1443% 0.1445%
26 0.1673% 0.1562% 0.1530% 0.1448% 0.1430% 0.1427% 0.1417% 0.1403% 0.1414% 0.1422% 0.1404% 0.1410% 0.1416% 0.1421% 0.1425% 0.1429% 0.1433% 0.1436% 0.1439% 0.1442% 0.1444%
27 0.1659% 0.1550% 0.1518% 0.1439% 0.1424% 0.1423% 0.1416% 0.1404% 0.1416% 0.1426% 0.1409% 0.1417% 0.1423% 0.1429% 0.1435% 0.1439% 0.1444% 0.1448% 0.1451% 0.1454% 0.1457%
28 0.1650% 0.1544% 0.1515% 0.1440% 0.1428% 0.1431% 0.1425% 0.1416% 0.1430% 0.1442% 0.1426% 0.1435% 0.1442% 0.1449% 0.1456% 0.1461% 0.1467% 0.1471% 0.1475% 0.1479% 0.1483%
29 0.1662% 0.1558% 0.1531% 0.1458% 0.1449% 0.1454% 0.1451% 0.1443% 0.1459% 0.1473% 0.1458% 0.1468% 0.1477% 0.1485% 0.1493% 0.1499% 0.1505% 0.1510% 0.1515% 0.1519% 0.1523%
30 0.1690% 0.1586% 0.1560% 0.1490% 0.1484% 0.1491% 0.1490% 0.1484% 0.1502% 0.1518% 0.1504% 0.1515% 0.1526% 0.1535% 0.1543% 0.1551% 0.1558% 0.1564% 0.1569% 0.1574% 0.1578%
31 0.1734% 0.1630% 0.1605% 0.1537% 0.1533% 0.1543% 0.1544% 0.1539% 0.1560% 0.1578% 0.1564% 0.1577% 0.1589% 0.1600% 0.1609% 0.1618% 0.1625% 0.1632% 0.1638% 0.1644% 0.1649%
32 0.1797% 0.1691% 0.1667% 0.1598% 0.1596% 0.1609% 0.1612% 0.1609% 0.1632% 0.1652% 0.1639% 0.1654% 0.1668% 0.1680% 0.1690% 0.1700% 0.1708% 0.1716% 0.1723% 0.1729% 0.1735%
33 0.1873% 0.1764% 0.1740% 0.1671% 0.1673% 0.1689% 0.1694% 0.1693% 0.1719% 0.1742% 0.1729% 0.1746% 0.1761% 0.1775% 0.1786% 0.1797% 0.1807% 0.1815% 0.1823% 0.1830% 0.1836%
34 0.1966% 0.1853% 0.1830% 0.1761% 0.1766% 0.1785% 0.1794% 0.1794% 0.1823% 0.1849% 0.1837% 0.1856% 0.1872% 0.1887% 0.1900% 0.1912% 0.1923% 0.1932% 0.1941% 0.1948% 0.1955%
35 0.2078% 0.1961% 0.1940% 0.1871% 0.1878% 0.1901% 0.1912% 0.1914% 0.1947% 0.1975% 0.1963% 0.1984% 0.2002% 0.2019% 0.2033% 0.2046% 0.2058% 0.2068% 0.2078% 0.2086% 0.2094%
36 0.2217% 0.2094% 0.2073% 0.2001% 0.2011% 0.2038% 0.2051% 0.2055% 0.2090% 0.2121% 0.2109% 0.2132% 0.2153% 0.2171% 0.2187% 0.2201% 0.2213% 0.2225% 0.2235% 0.2244% 0.2253%
37 0.2377% 0.2247% 0.2225% 0.2150% 0.2163% 0.2193% 0.2208% 0.2214% 0.2253% 0.2287% 0.2274% 0.2300% 0.2322% 0.2341% 0.2359% 0.2374% 0.2388% 0.2401% 0.2412% 0.2422% 0.2431%
38 0.2558% 0.2419% 0.2396% 0.2319% 0.2335% 0.2369% 0.2386% 0.2393% 0.2436% 0.2473% 0.2459% 0.2487% 0.2511% 0.2532% 0.2551% 0.2568% 0.2583% 0.2597% 0.2609% 0.2620% 0.2630%
39 0.2764% 0.2616% 0.2593% 0.2511% 0.2529% 0.2567% 0.2586% 0.2593% 0.2640% 0.2680% 0.2665% 0.2695% 0.2721% 0.2744% 0.2765% 0.2783% 0.2799% 0.2814% 0.2827% 0.2839% 0.2850%
40 0.3000% 0.2839% 0.2815% 0.2726% 0.2745% 0.2786% 0.2807% 0.2814% 0.2865% 0.2908% 0.2892% 0.2924% 0.2952% 0.2977% 0.2999% 0.3019% 0.3037% 0.3052% 0.3067% 0.3080% 0.3091%
41 0.3257% 0.3082% 0.3056% 0.2959% 0.2980% 0.3024% 0.3046% 0.3054% 0.3108% 0.3154% 0.3137% 0.3171% 0.3202% 0.3229% 0.3253% 0.3274% 0.3293% 0.3310% 0.3326% 0.3340% 0.3352%
42 0.3534% 0.3345% 0.3316% 0.3211% 0.3233% 0.3280% 0.3304% 0.3312% 0.3370% 0.3420% 0.3401% 0.3438% 0.3471% 0.3500% 0.3526% 0.3549% 0.3570% 0.3589% 0.3605% 0.3620% 0.3634%
43 0.3837% 0.3631% 0.3600% 0.3484% 0.3508% 0.3558% 0.3582% 0.3590% 0.3653% 0.3707% 0.3685% 0.3726% 0.3761% 0.3793% 0.3821% 0.3846% 0.3869% 0.3889% 0.3907% 0.3924% 0.3939%
44 0.4162% 0.3938% 0.3903% 0.3776% 0.3800% 0.3853% 0.3879% 0.3887% 0.3955% 0.4013% 0.3990% 0.4034% 0.4073% 0.4108% 0.4138% 0.4166% 0.4190% 0.4212% 0.4232% 0.4250% 0.4266%
45 0.4507% 0.4263% 0.4225% 0.4087% 0.4112% 0.4169% 0.4196% 0.4205% 0.4279% 0.4342% 0.4318% 0.4366% 0.4409% 0.4446% 0.4480% 0.4510% 0.4537% 0.4561% 0.4582% 0.4602% 0.4619%
46 0.4878% 0.4613% 0.4571% 0.4420% 0.4446% 0.4508% 0.4538% 0.4548% 0.4628% 0.4698% 0.4673% 0.4726% 0.4772% 0.4814% 0.4850% 0.4883% 0.4912% 0.4939% 0.4962% 0.4983% 0.5003%
47 0.5270% 0.4984% 0.4937% 0.4774% 0.4804% 0.4872% 0.4906% 0.4919% 0.5008% 0.5085% 0.5058% 0.5116% 0.5168% 0.5213% 0.5253% 0.5289% 0.5321% 0.5350% 0.5376% 0.5399% 0.5420%
48 0.5690% 0.5382% 0.5333% 0.5159% 0.5194% 0.5270% 0.5310% 0.5327% 0.5425% 0.5510% 0.5483% 0.5547% 0.5603% 0.5653% 0.5697% 0.5737% 0.5772% 0.5803% 0.5832% 0.5857% 0.5880%
49 0.6154% 0.5822% 0.5771% 0.5586% 0.5629% 0.5715% 0.5762% 0.5782% 0.5891% 0.5985% 0.5956% 0.6027% 0.6089% 0.6143% 0.6192% 0.6235% 0.6273% 0.6308% 0.6339% 0.6367% 0.6392%
50 0.6667% 0.6311% 0.6260% 0.6066% 0.6117% 0.6215% 0.6269% 0.6294% 0.6413% 0.6517% 0.6486% 0.6563% 0.6631% 0.6691% 0.6744% 0.6791% 0.6833% 0.6870% 0.6904% 0.6935% 0.6962%
51 0.7257% 0.6873% 0.6819% 0.6614% 0.6673% 0.6783% 0.6843% 0.6871% 0.7002% 0.7114% 0.7081% 0.7165% 0.7238% 0.7303% 0.7361% 0.7412% 0.7458% 0.7499% 0.7535% 0.7568% 0.7598%
52 0.7920% 0.7505% 0.7449% 0.7229% 0.7296% 0.7417% 0.7483% 0.7513% 0.7655% 0.7777% 0.7739% 0.7830% 0.7910% 0.7981% 0.8043% 0.8099% 0.8148% 0.8192% 0.8232% 0.8267% 0.8298%
53 0.8672% 0.8219% 0.8159% 0.7919% 0.7991% 0.8121% 0.8191% 0.8221% 0.8375% 0.8507% 0.8464% 0.8562% 0.8649% 0.8725% 0.8793% 0.8853% 0.8907% 0.8954% 0.8997% 0.9033% 0.9066%
54 0.9506% 0.9008% 0.8941% 0.8674% 0.8749% 0.8887% 0.8960% 0.8990% 0.9155% 0.9298% 0.9250% 0.9357% 0.9450% 0.9533% 0.9606% 0.9671% 0.9729% 0.9780% 0.9823% 0.9861% 0.9895%
55 1.0409% 0.9861% 0.9784% 0.9485% 0.9562% 0.9709% 0.9785% 0.9814% 0.9994% 1.0148% 1.0095% 1.0211% 1.0313% 1.0402% 1.0482% 1.0552% 1.0613% 1.0665% 1.0709% 1.0748% 1.0782%
56 1.1372% 1.0769% 1.0682% 1.0349% 1.0427% 1.0584% 1.0665% 1.0697% 1.0892% 1.1060% 1.1003% 1.1129% 1.1240% 1.1337% 1.1423% 1.1497% 1.1559% 1.1611% 1.1656% 1.1695% 1.1729%
57 1.2393% 1.1732% 1.1634% 1.1267% 1.1351% 1.1521% 1.1610% 1.1646% 1.1859% 1.2044% 1.1983% 1.2120% 1.2241% 1.2348% 1.2437% 1.2510% 1.2571% 1.2623% 1.2668% 1.2707% 1.2741%
58 1.3480% 1.2760% 1.2652% 1.2253% 1.2347% 1.2536% 1.2636% 1.2679% 1.2914% 1.3117% 1.3051% 1.3202% 1.3334% 1.3443% 1.3530% 1.3601% 1.3660% 1.3710% 1.3753% 1.3790% 1.3823%
59 1.4657% 1.3876% 1.3762% 1.3335% 1.3443% 1.3655% 1.3770% 1.3820% 1.4079% 1.4302% 1.4231% 1.4396% 1.4529% 1.4631% 1.4712% 1.4778% 1.4833% 1.4879% 1.4919% 1.4953% 1.4983%
60 1.5960% 1.5115% 1.4996% 1.4541% 1.4668% 1.4906% 1.5036% 1.5093% 1.5378% 1.5621% 1.5544% 1.5706% 1.5824% 1.5914% 1.5985% 1.6042% 1.6090% 1.6129% 1.6164% 1.6193% 1.6219%
61 1.7428% 1.6512% 1.6388% 1.5900% 1.6046% 1.6310% 1.6454% 1.6517% 1.6827% 1.7092% 1.6977% 1.7111% 1.7207% 1.7278% 1.7334% 1.7378% 1.7414% 1.7444% 1.7469% 1.7491% 1.7511%
62 1.9083% 1.8086% 1.7955% 1.7427% 1.7589% 1.7878% 1.8033% 1.8098% 1.8434% 1.8673% 1.8479% 1.8573% 1.8636% 1.8681% 1.8714% 1.8740% 1.8760% 1.8776% 1.8790% 1.8802% 1.8812%
63 2.0937% 1.9846% 1.9704% 1.9124% 1.9298% 1.9608% 1.9771% 1.9836% 2.0119% 2.0266% 1.9974% 2.0015% 2.0035% 2.0045% 2.0049% 2.0049% 2.0048% 2.0046% 2.0044% 2.0042% 2.0040%
64 2.2991% 2.1789% 2.1629% 2.0982% 2.1162% 2.1492% 2.1661% 2.1586% 2.1708% 2.1739% 2.1334% 2.1306% 2.1273% 2.1238% 2.1205% 2.1175% 2.1148% 2.1123% 2.1102% 2.1082% 2.1064%
65 2.5216% 2.3890% 2.3707% 2.2982% 2.3165% 2.3514% 2.3439% 2.3051% 2.2981% 2.2872% 2.2343% 2.2236% 2.2139% 2.2054% 2.1978% 2.1912% 2.1854% 2.1804% 2.1759% 2.1719% 2.1684%
BIỂU 7: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2476% 0.1722% 0.2017% 0.1889% 0.1893% 0.1932% 0.1965% 0.1993% 0.2053% 0.2108% 0.2119% 0.2165% 0.2206% 0.2244% 0.2279% 0.2311% 0.2340% 0.2366% 0.2391% 0.2413% 0.2433%
19 0.2570% 0.1782% 0.2080% 0.1939% 0.1937% 0.1971% 0.2001% 0.2026% 0.2083% 0.2137% 0.2146% 0.2191% 0.2232% 0.2270% 0.2304% 0.2336% 0.2365% 0.2391% 0.2415% 0.2437% 0.2458%
20 0.2610% 0.1806% 0.2105% 0.1956% 0.1949% 0.1979% 0.2006% 0.2028% 0.2084% 0.2137% 0.2145% 0.2189% 0.2230% 0.2267% 0.2301% 0.2333% 0.2361% 0.2387% 0.2411% 0.2433% 0.2453%
21 0.2616% 0.1807% 0.2103% 0.1950% 0.1939% 0.1966% 0.1990% 0.2011% 0.2066% 0.2117% 0.2125% 0.2169% 0.2209% 0.2246% 0.2280% 0.2311% 0.2339% 0.2365% 0.2389% 0.2411% 0.2431%
22 0.2595% 0.1790% 0.2080% 0.1924% 0.1911% 0.1936% 0.1959% 0.1979% 0.2033% 0.2084% 0.2092% 0.2136% 0.2175% 0.2212% 0.2246% 0.2277% 0.2306% 0.2332% 0.2355% 0.2377% 0.2397%
23 0.2546% 0.1755% 0.2039% 0.1884% 0.1871% 0.1896% 0.1919% 0.1939% 0.1993% 0.2044% 0.2053% 0.2096% 0.2136% 0.2173% 0.2207% 0.2238% 0.2267% 0.2293% 0.2317% 0.2339% 0.2360%
24 0.2491% 0.1716% 0.1992% 0.1841% 0.1829% 0.1855% 0.1879% 0.1901% 0.1955% 0.2006% 0.2017% 0.2061% 0.2101% 0.2139% 0.2173% 0.2205% 0.2234% 0.2260% 0.2285% 0.2307% 0.2328%
25 0.2426% 0.1672% 0.1943% 0.1800% 0.1791% 0.1819% 0.1845% 0.1869% 0.1924% 0.1977% 0.1989% 0.2034% 0.2075% 0.2113% 0.2149% 0.2181% 0.2211% 0.2238% 0.2263% 0.2286% 0.2307%
26 0.2379% 0.1642% 0.1911% 0.1774% 0.1768% 0.1798% 0.1827% 0.1853% 0.1910% 0.1964% 0.1978% 0.2025% 0.2067% 0.2107% 0.2143% 0.2177% 0.2207% 0.2235% 0.2261% 0.2285% 0.2307%
27 0.2359% 0.1629% 0.1897% 0.1763% 0.1761% 0.1794% 0.1826% 0.1854% 0.1914% 0.1970% 0.1986% 0.2034% 0.2079% 0.2120% 0.2157% 0.2192% 0.2224% 0.2253% 0.2280% 0.2305% 0.2327%
28 0.2346% 0.1623% 0.1893% 0.1764% 0.1766% 0.1803% 0.1838% 0.1870% 0.1932% 0.1991% 0.2009% 0.2060% 0.2107% 0.2150% 0.2189% 0.2226% 0.2259% 0.2290% 0.2318% 0.2344% 0.2367%
29 0.2364% 0.1638% 0.1912% 0.1787% 0.1792% 0.1833% 0.1872% 0.1906% 0.1972% 0.2035% 0.2055% 0.2108% 0.2158% 0.2203% 0.2245% 0.2284% 0.2319% 0.2351% 0.2381% 0.2408% 0.2433%
30 0.2403% 0.1667% 0.1949% 0.1825% 0.1834% 0.1880% 0.1922% 0.1960% 0.2030% 0.2097% 0.2119% 0.2176% 0.2229% 0.2277% 0.2321% 0.2362% 0.2400% 0.2434% 0.2466% 0.2494% 0.2521%
31 0.2466% 0.1713% 0.2006% 0.1882% 0.1895% 0.1945% 0.1991% 0.2033% 0.2108% 0.2179% 0.2205% 0.2265% 0.2322% 0.2373% 0.2421% 0.2464% 0.2504% 0.2541% 0.2574% 0.2605% 0.2633%
32 0.2556% 0.1777% 0.2082% 0.1957% 0.1974% 0.2028% 0.2080% 0.2126% 0.2207% 0.2283% 0.2311% 0.2376% 0.2436% 0.2492% 0.2543% 0.2590% 0.2632% 0.2672% 0.2708% 0.2740% 0.2771%
33 0.2663% 0.1854% 0.2174% 0.2048% 0.2068% 0.2129% 0.2186% 0.2237% 0.2324% 0.2406% 0.2438% 0.2508% 0.2573% 0.2633% 0.2688% 0.2738% 0.2784% 0.2826% 0.2865% 0.2900% 0.2933%
34 0.2795% 0.1948% 0.2287% 0.2158% 0.2184% 0.2251% 0.2314% 0.2370% 0.2465% 0.2554% 0.2590% 0.2665% 0.2735% 0.2800% 0.2859% 0.2913% 0.2963% 0.3009% 0.3050% 0.3088% 0.3123%
35 0.2955% 0.2062% 0.2424% 0.2292% 0.2322% 0.2397% 0.2466% 0.2529% 0.2632% 0.2729% 0.2768% 0.2850% 0.2926% 0.2996% 0.3060% 0.3118% 0.3172% 0.3221% 0.3266% 0.3307% 0.3345%
36 0.3152% 0.2202% 0.2590% 0.2452% 0.2487% 0.2569% 0.2646% 0.2715% 0.2826% 0.2931% 0.2974% 0.3063% 0.3146% 0.3221% 0.3290% 0.3354% 0.3412% 0.3465% 0.3514% 0.3558% 0.3599%
37 0.3380% 0.2362% 0.2780% 0.2634% 0.2675% 0.2766% 0.2850% 0.2925% 0.3047% 0.3161% 0.3208% 0.3304% 0.3393% 0.3475% 0.3550% 0.3619% 0.3682% 0.3739% 0.3792% 0.3840% 0.3884%
38 0.3636% 0.2543% 0.2994% 0.2841% 0.2887% 0.2987% 0.3079% 0.3162% 0.3294% 0.3418% 0.3469% 0.3574% 0.3670% 0.3759% 0.3840% 0.3914% 0.3982% 0.4045% 0.4102% 0.4154% 0.4202%
39 0.3930% 0.2750% 0.3240% 0.3077% 0.3128% 0.3237% 0.3337% 0.3427% 0.3571% 0.3705% 0.3760% 0.3874% 0.3978% 0.4074% 0.4162% 0.4243% 0.4317% 0.4384% 0.4446% 0.4502% 0.4554%
40 0.4265% 0.2985% 0.3517% 0.3340% 0.3396% 0.3514% 0.3623% 0.3720% 0.3875% 0.4021% 0.4080% 0.4203% 0.4316% 0.4420% 0.4516% 0.4603% 0.4683% 0.4756% 0.4823% 0.4884% 0.4941%
41 0.4630% 0.3241% 0.3818% 0.3625% 0.3686% 0.3814% 0.3932% 0.4037% 0.4205% 0.4362% 0.4426% 0.4559% 0.4682% 0.4795% 0.4898% 0.4993% 0.5079% 0.5158% 0.5231% 0.5297% 0.5358%
42 0.5024% 0.3517% 0.4143% 0.3934% 0.4000% 0.4138% 0.4265% 0.4379% 0.4560% 0.4730% 0.4800% 0.4944% 0.5076% 0.5199% 0.5311% 0.5413% 0.5507% 0.5593% 0.5672% 0.5744% 0.5810%
43 0.5455% 0.3819% 0.4498% 0.4269% 0.4339% 0.4488% 0.4625% 0.4747% 0.4944% 0.5128% 0.5203% 0.5359% 0.5502% 0.5635% 0.5756% 0.5867% 0.5969% 0.6062% 0.6148% 0.6226% 0.6297%
44 0.5916% 0.4141% 0.4876% 0.4627% 0.4702% 0.4862% 0.5009% 0.5141% 0.5353% 0.5553% 0.5634% 0.5803% 0.5960% 0.6103% 0.6235% 0.6356% 0.6466% 0.6567% 0.6660% 0.6744% 0.6822%
45 0.6406% 0.4484% 0.5279% 0.5008% 0.5088% 0.5261% 0.5420% 0.5563% 0.5793% 0.6009% 0.6098% 0.6282% 0.6452% 0.6608% 0.6751% 0.6882% 0.7002% 0.7112% 0.7212% 0.7304% 0.7388%
46 0.6932% 0.4852% 0.5711% 0.5417% 0.5502% 0.5689% 0.5862% 0.6017% 0.6268% 0.6503% 0.6601% 0.6801% 0.6986% 0.7155% 0.7311% 0.7453% 0.7583% 0.7702% 0.7811% 0.7911% 0.8002%
47 0.7490% 0.5242% 0.6169% 0.5852% 0.5945% 0.6149% 0.6338% 0.6509% 0.6782% 0.7040% 0.7147% 0.7365% 0.7566% 0.7751% 0.7920% 0.8075% 0.8217% 0.8346% 0.8465% 0.8573% 0.8672%
48 0.8087% 0.5661% 0.6663% 0.6324% 0.6429% 0.6653% 0.6862% 0.7050% 0.7350% 0.7631% 0.7749% 0.7987% 0.8207% 0.8408% 0.8592% 0.8761% 0.8915% 0.9056% 0.9184% 0.9302% 0.9410%
49 0.8745% 0.6124% 0.7210% 0.6848% 0.6967% 0.7216% 0.7447% 0.7655% 0.7983% 0.8291% 0.8421% 0.8681% 0.8920% 0.9140% 0.9341% 0.9525% 0.9692% 0.9846% 0.9986% 1.0114% 1.0231%
50 0.9473% 0.6640% 0.7821% 0.7437% 0.7573% 0.7849% 0.8105% 0.8335% 0.8694% 0.9031% 0.9174% 0.9457% 0.9718% 0.9958% 1.0177% 1.0377% 1.0560% 1.0727% 1.0879% 1.1019% 1.1146%
51 1.0310% 0.7231% 0.8520% 0.8108% 0.8262% 0.8568% 0.8850% 0.9102% 0.9495% 0.9863% 1.0018% 1.0328% 1.0613% 1.0873% 1.1112% 1.1330% 1.1530% 1.1711% 1.1877% 1.2029% 1.2168%
52 1.1252% 0.7896% 0.9307% 0.8863% 0.9036% 0.9372% 0.9680% 0.9956% 1.0385% 1.0786% 1.0955% 1.1292% 1.1602% 1.1887% 1.2147% 1.2385% 1.2602% 1.2800% 1.2980% 1.3145% 1.3294%
53 1.2318% 0.8649% 1.0194% 0.9710% 0.9898% 1.0264% 1.0600% 1.0899% 1.1366% 1.1803% 1.1986% 1.2354% 1.2692% 1.3002% 1.3285% 1.3544% 1.3780% 1.3995% 1.4191% 1.4367% 1.4527%
54 1.3500% 0.9480% 1.1171% 1.0637% 1.0839% 1.1236% 1.1599% 1.1923% 1.2431% 1.2906% 1.3105% 1.3506% 1.3874% 1.4212% 1.4521% 1.4802% 1.5059% 1.5291% 1.5500% 1.5689% 1.5861%
55 1.4781% 1.0379% 1.2224% 1.1634% 1.1849% 1.2278% 1.2671% 1.3022% 1.3576% 1.4094% 1.4310% 1.4747% 1.5149% 1.5516% 1.5852% 1.6159% 1.6435% 1.6683% 1.6906% 1.7107% 1.7290%
56 1.6146% 1.1336% 1.3345% 1.2694% 1.2925% 1.3389% 1.3817% 1.4199% 1.4803% 1.5369% 1.5605% 1.6082% 1.6520% 1.6921% 1.7286% 1.7615% 1.7908% 1.8171% 1.8408% 1.8622% 1.8816%
57 1.7593% 1.2352% 1.4535% 1.3822% 1.4072% 1.4579% 1.5047% 1.5467% 1.6128% 1.6746% 1.7006% 1.7526% 1.8004% 1.8440% 1.8832% 1.9179% 1.9488% 1.9766% 2.0016% 2.0242% 2.0447%
58 1.9133% 1.3435% 1.5807% 1.5035% 1.5312% 1.5870% 1.6386% 1.6849% 1.7573% 1.8250% 1.8535% 1.9104% 1.9625% 2.0090% 2.0500% 2.0864% 2.1188% 2.1480% 2.1742% 2.1980% 2.2195%
59 2.0800% 1.4613% 1.7193% 1.6364% 1.6677% 1.7295% 1.7865% 1.8377% 1.9172% 1.9914% 2.0227% 2.0847% 2.1399% 2.1882% 2.2307% 2.2685% 2.3022% 2.3325% 2.3599% 2.3846% 2.4070%
60 2.2645% 1.5921% 1.8735% 1.7848% 1.8203% 1.8888% 1.9520% 2.0084% 2.0956% 2.1769% 2.2111% 2.2763% 2.3326% 2.3820% 2.4256% 2.4644% 2.4991% 2.5303% 2.5584% 2.5838% 2.6069%
61 2.4721% 1.7396% 2.0474% 1.9520% 1.9920% 2.0679% 2.1376% 2.1996% 2.2951% 2.3839% 2.4171% 2.4822% 2.5387% 2.5884% 2.6324% 2.6716% 2.7068% 2.7384% 2.7669% 2.7927% 2.8161%
62 2.7061% 1.9058% 2.2430% 2.1398% 2.1845% 2.2681% 2.3445% 2.4122% 2.5166% 2.6069% 2.6335% 2.6969% 2.7523% 2.8012% 2.8446% 2.8835% 2.9184% 2.9498% 2.9782% 3.0038% 3.0272%
63 2.9682% 2.0918% 2.4615% 2.3488% 2.3978% 2.4892% 2.5725% 2.6463% 2.7492% 2.8323% 2.8496% 2.9093% 2.9619% 3.0086% 3.0504% 3.0878% 3.1215% 3.1519% 3.1794% 3.2042% 3.2268%
64 3.2583% 2.2973% 2.7021% 2.5778% 2.6308% 2.7302% 2.8208% 2.8825% 2.9696% 3.0415% 3.0470% 3.1005% 3.1483% 3.1912% 3.2297% 3.2645% 3.2958% 3.3241% 3.3497% 3.3730% 3.3941%
65 3.5724% 2.5196% 2.9616% 2.8243% 2.8814% 2.9894% 3.0551% 3.0813% 3.1472% 3.2038% 3.1951% 3.2399% 3.2806% 3.3176% 3.3512% 3.3816% 3.4092% 3.4343% 3.4570% 3.4776% 3.4964%
BIỂU 8: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2476% 0.2383% 0.2546% 0.2550% 0.2601% 0.2648% 0.2664% 0.2661% 0.2695% 0.2721% 0.2691% 0.2707% 0.2720% 0.2731% 0.2739% 0.2747% 0.2754% 0.2759% 0.2765% 0.2769% 0.2773%
19 0.2570% 0.2466% 0.2627% 0.2618% 0.2662% 0.2702% 0.2712% 0.2704% 0.2735% 0.2759% 0.2726% 0.2741% 0.2752% 0.2762% 0.2770% 0.2777% 0.2783% 0.2788% 0.2793% 0.2797% 0.2801%
20 0.2610% 0.2499% 0.2657% 0.2641% 0.2678% 0.2713% 0.2719% 0.2708% 0.2737% 0.2758% 0.2725% 0.2738% 0.2749% 0.2758% 0.2766% 0.2773% 0.2779% 0.2784% 0.2788% 0.2793% 0.2796%
21 0.2616% 0.2501% 0.2655% 0.2632% 0.2664% 0.2695% 0.2698% 0.2685% 0.2713% 0.2733% 0.2700% 0.2713% 0.2723% 0.2732% 0.2740% 0.2747% 0.2753% 0.2758% 0.2763% 0.2767% 0.2771%
22 0.2595% 0.2476% 0.2626% 0.2598% 0.2625% 0.2654% 0.2656% 0.2643% 0.2670% 0.2691% 0.2658% 0.2671% 0.2682% 0.2692% 0.2700% 0.2707% 0.2713% 0.2719% 0.2724% 0.2728% 0.2733%
23 0.2546% 0.2429% 0.2574% 0.2544% 0.2570% 0.2599% 0.2601% 0.2590% 0.2617% 0.2639% 0.2608% 0.2622% 0.2634% 0.2644% 0.2653% 0.2661% 0.2668% 0.2674% 0.2680% 0.2685% 0.2689%
24 0.2491% 0.2374% 0.2515% 0.2486% 0.2513% 0.2543% 0.2548% 0.2538% 0.2567% 0.2590% 0.2562% 0.2577% 0.2591% 0.2602% 0.2612% 0.2621% 0.2629% 0.2636% 0.2642% 0.2648% 0.2653%
25 0.2426% 0.2314% 0.2453% 0.2430% 0.2461% 0.2493% 0.2502% 0.2496% 0.2527% 0.2552% 0.2526% 0.2544% 0.2558% 0.2571% 0.2583% 0.2593% 0.2602% 0.2610% 0.2617% 0.2623% 0.2629%
26 0.2379% 0.2273% 0.2413% 0.2395% 0.2429% 0.2466% 0.2477% 0.2475% 0.2509% 0.2537% 0.2513% 0.2532% 0.2549% 0.2564% 0.2576% 0.2588% 0.2598% 0.2607% 0.2615% 0.2622% 0.2629%
27 0.2359% 0.2255% 0.2395% 0.2381% 0.2419% 0.2460% 0.2475% 0.2476% 0.2513% 0.2544% 0.2523% 0.2544% 0.2563% 0.2579% 0.2593% 0.2606% 0.2617% 0.2627% 0.2637% 0.2645% 0.2652%
28 0.2346% 0.2246% 0.2390% 0.2382% 0.2427% 0.2472% 0.2492% 0.2497% 0.2538% 0.2571% 0.2552% 0.2576% 0.2597% 0.2615% 0.2632% 0.2646% 0.2659% 0.2670% 0.2680% 0.2690% 0.2698%
29 0.2364% 0.2266% 0.2415% 0.2412% 0.2462% 0.2513% 0.2537% 0.2545% 0.2590% 0.2627% 0.2610% 0.2637% 0.2660% 0.2680% 0.2698% 0.2714% 0.2728% 0.2741% 0.2753% 0.2763% 0.2772%
30 0.2403% 0.2307% 0.2461% 0.2464% 0.2521% 0.2577% 0.2606% 0.2617% 0.2666% 0.2707% 0.2692% 0.2721% 0.2747% 0.2770% 0.2790% 0.2808% 0.2824% 0.2838% 0.2851% 0.2862% 0.2873%
31 0.2466% 0.2371% 0.2532% 0.2542% 0.2604% 0.2666% 0.2700% 0.2715% 0.2768% 0.2813% 0.2800% 0.2833% 0.2862% 0.2887% 0.2909% 0.2929% 0.2946% 0.2962% 0.2976% 0.2989% 0.3001%
32 0.2556% 0.2459% 0.2629% 0.2643% 0.2712% 0.2781% 0.2819% 0.2838% 0.2897% 0.2947% 0.2935% 0.2971% 0.3003% 0.3031% 0.3055% 0.3077% 0.3097% 0.3114% 0.3130% 0.3144% 0.3157%
33 0.2663% 0.2565% 0.2745% 0.2764% 0.2842% 0.2918% 0.2962% 0.2986% 0.3051% 0.3106% 0.3096% 0.3136% 0.3171% 0.3202% 0.3229% 0.3253% 0.3275% 0.3294% 0.3311% 0.3327% 0.3341%
34 0.2795% 0.2695% 0.2887% 0.2913% 0.3000% 0.3085% 0.3136% 0.3164% 0.3236% 0.3296% 0.3288% 0.3332% 0.3371% 0.3405% 0.3435% 0.3461% 0.3485% 0.3506% 0.3525% 0.3542% 0.3558%
35 0.2955% 0.2853% 0.3060% 0.3094% 0.3191% 0.3285% 0.3343% 0.3375% 0.3454% 0.3521% 0.3514% 0.3562% 0.3605% 0.3642% 0.3675% 0.3704% 0.3730% 0.3753% 0.3774% 0.3793% 0.3810%
36 0.3152% 0.3046% 0.3269% 0.3309% 0.3417% 0.3521% 0.3585% 0.3623% 0.3709% 0.3782% 0.3775% 0.3829% 0.3875% 0.3916% 0.3952% 0.3984% 0.4012% 0.4037% 0.4060% 0.4080% 0.4099%
37 0.3380% 0.3268% 0.3509% 0.3556% 0.3674% 0.3790% 0.3861% 0.3903% 0.3998% 0.4078% 0.4071% 0.4129% 0.4180% 0.4224% 0.4263% 0.4298% 0.4329% 0.4356% 0.4381% 0.4403% 0.4423%
38 0.3636% 0.3518% 0.3780% 0.3835% 0.3966% 0.4093% 0.4171% 0.4218% 0.4321% 0.4408% 0.4402% 0.4465% 0.4520% 0.4568% 0.4610% 0.4648% 0.4681% 0.4711% 0.4738% 0.4762% 0.4784%
39 0.3930% 0.3805% 0.4090% 0.4152% 0.4296% 0.4435% 0.4521% 0.4572% 0.4683% 0.4778% 0.4770% 0.4839% 0.4898% 0.4950% 0.4996% 0.5037% 0.5073% 0.5106% 0.5135% 0.5161% 0.5185%
40 0.4265% 0.4130% 0.4440% 0.4507% 0.4663% 0.4813% 0.4906% 0.4961% 0.5082% 0.5184% 0.5175% 0.5249% 0.5314% 0.5370% 0.5420% 0.5464% 0.5503% 0.5538% 0.5569% 0.5598% 0.5623%
41 0.4630% 0.4483% 0.4819% 0.4892% 0.5061% 0.5224% 0.5324% 0.5383% 0.5513% 0.5623% 0.5613% 0.5693% 0.5762% 0.5823% 0.5877% 0.5925% 0.5967% 0.6005% 0.6039% 0.6070% 0.6098%
42 0.5024% 0.4864% 0.5230% 0.5309% 0.5491% 0.5667% 0.5775% 0.5838% 0.5978% 0.6097% 0.6085% 0.6171% 0.6247% 0.6312% 0.6371% 0.6422% 0.6468% 0.6510% 0.6547% 0.6580% 0.6610%
43 0.5455% 0.5281% 0.5677% 0.5760% 0.5957% 0.6146% 0.6261% 0.6328% 0.6479% 0.6607% 0.6594% 0.6688% 0.6769% 0.6840% 0.6904% 0.6960% 0.7010% 0.7054% 0.7095% 0.7131% 0.7163%
44 0.5916% 0.5727% 0.6154% 0.6243% 0.6453% 0.6656% 0.6779% 0.6851% 0.7015% 0.7153% 0.7140% 0.7241% 0.7329% 0.7407% 0.7476% 0.7537% 0.7591% 0.7640% 0.7683% 0.7723% 0.7758%
45 0.6406% 0.6200% 0.6662% 0.6756% 0.6983% 0.7201% 0.7333% 0.7411% 0.7588% 0.7739% 0.7725% 0.7836% 0.7932% 0.8017% 0.8092% 0.8159% 0.8218% 0.8271% 0.8318% 0.8361% 0.8400%
46 0.6932% 0.6709% 0.7207% 0.7306% 0.7549% 0.7785% 0.7929% 0.8014% 0.8208% 0.8372% 0.8359% 0.8480% 0.8586% 0.8678% 0.8760% 0.8833% 0.8897% 0.8955% 0.9007% 0.9054% 0.9096%
47 0.7490% 0.7247% 0.7784% 0.7892% 0.8156% 0.8413% 0.8572% 0.8667% 0.8879% 0.9060% 0.9048% 0.9180% 0.9296% 0.9398% 0.9487% 0.9567% 0.9637% 0.9700% 0.9757% 0.9808% 0.9854%
48 0.8087% 0.7826% 0.8408% 0.8527% 0.8818% 0.9101% 0.9277% 0.9385% 0.9618% 0.9817% 0.9806% 0.9952% 1.0079% 1.0190% 1.0288% 1.0375% 1.0452% 1.0521% 1.0583% 1.0639% 1.0689%
49 0.8745% 0.8465% 0.9096% 0.9233% 0.9554% 0.9868% 1.0065% 1.0186% 1.0443% 1.0662% 1.0652% 1.0811% 1.0950% 1.1072% 1.1179% 1.1274% 1.1359% 1.1434% 1.1502% 1.1563% 1.1617%
50 0.9473% 0.9176% 0.9867% 1.0025% 1.0383% 1.0730% 1.0950% 1.1086% 1.1369% 1.1608% 1.1598% 1.1772% 1.1924% 1.2057% 1.2174% 1.2277% 1.2370% 1.2452% 1.2526% 1.2592% 1.2652%
51 1.0310% 0.9993% 1.0748% 1.0928% 1.1325% 1.1709% 1.1952% 1.2101% 1.2410% 1.2671% 1.2660% 1.2849% 1.3014% 1.3158% 1.3286% 1.3399% 1.3499% 1.3588% 1.3668% 1.3740% 1.3805%
52 1.1252% 1.0910% 1.1739% 1.1943% 1.2381% 1.2802% 1.3068% 1.3229% 1.3565% 1.3848% 1.3835% 1.4040% 1.4219% 1.4376% 1.4515% 1.4637% 1.4746% 1.4843% 1.4930% 1.5007% 1.5075%
53 1.2318% 1.1948% 1.2857% 1.3081% 1.3559% 1.4016% 1.4302% 1.4475% 1.4838% 1.5145% 1.5127% 1.5350% 1.5545% 1.5715% 1.5865% 1.5997% 1.6115% 1.6220% 1.6313% 1.6394% 1.6465%
54 1.3500% 1.3093% 1.4087% 1.4326% 1.4842% 1.5335% 1.5642% 1.5825% 1.6218% 1.6550% 1.6529% 1.6771% 1.6981% 1.7166% 1.7328% 1.7472% 1.7600% 1.7711% 1.7808% 1.7892% 1.7966%
55 1.4781% 1.4331% 1.5412% 1.5664% 1.6218% 1.6749% 1.7077% 1.7274% 1.7700% 1.8060% 1.8035% 1.8298% 1.8527% 1.8727% 1.8904% 1.9059% 1.9194% 1.9309% 1.9409% 1.9497% 1.9574%
56 1.6146% 1.5650% 1.6823% 1.7087% 1.7683% 1.8256% 1.8610% 1.8822% 1.9286% 1.9679% 1.9652% 1.9938% 2.0188% 2.0406% 2.0597% 2.0761% 2.0899% 2.1017% 2.1119% 2.1209% 2.1288%
57 1.7593% 1.7048% 1.8320% 1.8599% 1.9245% 1.9867% 2.0255% 2.0488% 2.0995% 2.1425% 2.1397% 2.1709% 2.1981% 2.2219% 2.2419% 2.2585% 2.2724% 2.2843% 2.2947% 2.3037% 2.3116%
58 1.9133% 1.8539% 1.9919% 2.0224% 2.0930% 2.1613% 2.2041% 2.2300% 2.2856% 2.3327% 2.3299% 2.3641% 2.3937% 2.4183% 2.4382% 2.4546% 2.4685% 2.4803% 2.4905% 2.4994% 2.5073%
59 2.0800% 2.0158% 2.1662% 2.2004% 2.2783% 2.3537% 2.4011% 2.4300% 2.4911% 2.5428% 2.5398% 2.5771% 2.6074% 2.6312% 2.6504% 2.6662% 2.6795% 2.6908% 2.7006% 2.7092% 2.7168%
60 2.2645% 2.1956% 2.3600% 2.3990% 2.4853% 2.5686% 2.6212% 2.6532% 2.7201% 2.7765% 2.7732% 2.8106% 2.8389% 2.8609% 2.8787% 2.8933% 2.9055% 2.9159% 2.9249% 2.9328% 2.9398%
61 2.4721% 2.3981% 2.5784% 2.6224% 2.7179% 2.8098% 2.8675% 2.9025% 2.9754% 3.0368% 3.0277% 3.0609% 3.0857% 3.1049% 3.1203% 3.1328% 3.1433% 3.1522% 3.1599% 3.1666% 3.1725%
62 2.7061% 2.6262% 2.8240% 2.8733% 2.9783% 3.0788% 3.1415% 3.1792% 3.2583% 3.3163% 3.2942% 3.3210% 3.3406% 3.3556% 3.3674% 3.3769% 3.3848% 3.3915% 3.3972% 3.4022% 3.4066%
63 2.9682% 2.8812% 3.0982% 3.1520% 3.2664% 3.3755% 3.4430% 3.4830% 3.5545% 3.5977% 3.5592% 3.5772% 3.5897% 3.5988% 3.6057% 3.6111% 3.6155% 3.6191% 3.6222% 3.6249% 3.6272%
64 3.2583% 3.1628% 3.3998% 3.4571% 3.5806% 3.6981% 3.7704% 3.7885% 3.8336% 3.8573% 3.7996% 3.8061% 3.8095% 3.8111% 3.8117% 3.8119% 3.8118% 3.8115% 3.8112% 3.8109% 3.8105%
65 3.5724% 3.4669% 3.7249% 3.7851% 3.9177% 4.0443% 4.0779% 4.0436% 4.0563% 4.0563% 3.9773% 3.9701% 3.9625% 3.9552% 3.9484% 3.9423% 3.9368% 3.9319% 3.9276% 3.9237% 3.9202%
BIỂU 9: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0253% 0.0220% 0.0211% 0.0202% 0.0206% 0.0213% 0.0219% 0.0224% 0.0233% 0.0240% 0.0242% 0.0248% 0.0253% 0.0257% 0.0261% 0.0264% 0.0267% 0.0269% 0.0272% 0.0273% 0.0275%
19 0.0263% 0.0228% 0.0218% 0.0207% 0.0210% 0.0217% 0.0223% 0.0228% 0.0236% 0.0243% 0.0245% 0.0250% 0.0255% 0.0259% 0.0263% 0.0266% 0.0269% 0.0272% 0.0274% 0.0276% 0.0277%
20 0.0267% 0.0231% 0.0220% 0.0209% 0.0212% 0.0218% 0.0223% 0.0228% 0.0235% 0.0242% 0.0244% 0.0250% 0.0254% 0.0259% 0.0263% 0.0266% 0.0269% 0.0271% 0.0273% 0.0275% 0.0277%
21 0.0267% 0.0231% 0.0220% 0.0208% 0.0210% 0.0216% 0.0221% 0.0225% 0.0233% 0.0240% 0.0242% 0.0247% 0.0252% 0.0256% 0.0260% 0.0263% 0.0266% 0.0269% 0.0271% 0.0273% 0.0274%
22 0.0265% 0.0229% 0.0218% 0.0205% 0.0207% 0.0213% 0.0218% 0.0222% 0.0229% 0.0236% 0.0238% 0.0243% 0.0248% 0.0253% 0.0256% 0.0260% 0.0262% 0.0265% 0.0267% 0.0269% 0.0271%
23 0.0260% 0.0224% 0.0213% 0.0201% 0.0203% 0.0208% 0.0213% 0.0217% 0.0225% 0.0232% 0.0234% 0.0239% 0.0244% 0.0248% 0.0252% 0.0256% 0.0259% 0.0261% 0.0263% 0.0265% 0.0267%
24 0.0255% 0.0219% 0.0208% 0.0196% 0.0198% 0.0204% 0.0209% 0.0213% 0.0221% 0.0228% 0.0230% 0.0235% 0.0240% 0.0245% 0.0249% 0.0252% 0.0255% 0.0258% 0.0260% 0.0262% 0.0264%
25 0.0248% 0.0214% 0.0203% 0.0192% 0.0194% 0.0200% 0.0205% 0.0210% 0.0218% 0.0225% 0.0227% 0.0233% 0.0238% 0.0243% 0.0247% 0.0250% 0.0253% 0.0256% 0.0259% 0.0261% 0.0262%
26 0.0243% 0.0210% 0.0200% 0.0189% 0.0192% 0.0198% 0.0204% 0.0208% 0.0216% 0.0224% 0.0226% 0.0232% 0.0238% 0.0243% 0.0247% 0.0251% 0.0254% 0.0257% 0.0259% 0.0261% 0.0263%
27 0.0241% 0.0208% 0.0199% 0.0188% 0.0191% 0.0198% 0.0204% 0.0209% 0.0217% 0.0225% 0.0228% 0.0234% 0.0240% 0.0245% 0.0249% 0.0253% 0.0257% 0.0260% 0.0262% 0.0264% 0.0266%
28 0.0240% 0.0207% 0.0198% 0.0189% 0.0192% 0.0199% 0.0205% 0.0211% 0.0220% 0.0228% 0.0231% 0.0238% 0.0244% 0.0249% 0.0254% 0.0258% 0.0261% 0.0265% 0.0267% 0.0270% 0.0272%
29 0.0242% 0.0209% 0.0200% 0.0191% 0.0195% 0.0202% 0.0209% 0.0215% 0.0225% 0.0233% 0.0237% 0.0244% 0.0250% 0.0256% 0.0261% 0.0265% 0.0269% 0.0272% 0.0275% 0.0278% 0.0280%
30 0.0246% 0.0213% 0.0204% 0.0195% 0.0200% 0.0208% 0.0215% 0.0222% 0.0231% 0.0241% 0.0245% 0.0252% 0.0259% 0.0265% 0.0270% 0.0275% 0.0279% 0.0283% 0.0286% 0.0289% 0.0291%
31 0.0252% 0.0219% 0.0210% 0.0201% 0.0206% 0.0215% 0.0223% 0.0230% 0.0241% 0.0251% 0.0255% 0.0263% 0.0270% 0.0277% 0.0283% 0.0288% 0.0292% 0.0296% 0.0299% 0.0302% 0.0305%
32 0.0261% 0.0227% 0.0218% 0.0209% 0.0215% 0.0224% 0.0233% 0.0241% 0.0252% 0.0263% 0.0268% 0.0276% 0.0284% 0.0291% 0.0297% 0.0303% 0.0308% 0.0312% 0.0316% 0.0319% 0.0322%
33 0.0272% 0.0237% 0.0228% 0.0219% 0.0225% 0.0236% 0.0245% 0.0254% 0.0266% 0.0277% 0.0283% 0.0292% 0.0301% 0.0308% 0.0315% 0.0321% 0.0326% 0.0331% 0.0335% 0.0338% 0.0341%
34 0.0286% 0.0249% 0.0240% 0.0231% 0.0238% 0.0249% 0.0260% 0.0269% 0.0283% 0.0295% 0.0301% 0.0311% 0.0320% 0.0328% 0.0336% 0.0342% 0.0348% 0.0353% 0.0357% 0.0361% 0.0364%
35 0.0302% 0.0264% 0.0254% 0.0245% 0.0253% 0.0266% 0.0277% 0.0287% 0.0302% 0.0315% 0.0322% 0.0333% 0.0343% 0.0352% 0.0360% 0.0367% 0.0373% 0.0378% 0.0383% 0.0387% 0.0390%
36 0.0322% 0.0282% 0.0271% 0.0263% 0.0271% 0.0285% 0.0298% 0.0309% 0.0325% 0.0339% 0.0346% 0.0358% 0.0369% 0.0379% 0.0387% 0.0395% 0.0401% 0.0407% 0.0412% 0.0416% 0.0420%
37 0.0346% 0.0302% 0.0291% 0.0282% 0.0292% 0.0307% 0.0321% 0.0333% 0.0350% 0.0366% 0.0374% 0.0387% 0.0398% 0.0409% 0.0418% 0.0426% 0.0433% 0.0439% 0.0445% 0.0449% 0.0453%
38 0.0372% 0.0325% 0.0314% 0.0304% 0.0315% 0.0332% 0.0347% 0.0360% 0.0379% 0.0396% 0.0404% 0.0418% 0.0431% 0.0442% 0.0452% 0.0461% 0.0469% 0.0475% 0.0481% 0.0486% 0.0491%
39 0.0402% 0.0352% 0.0340% 0.0330% 0.0342% 0.0359% 0.0376% 0.0390% 0.0410% 0.0429% 0.0438% 0.0453% 0.0467% 0.0479% 0.0490% 0.0500% 0.0508% 0.0515% 0.0522% 0.0527% 0.0532%
40 0.0436% 0.0382% 0.0369% 0.0358% 0.0371% 0.0390% 0.0408% 0.0424% 0.0446% 0.0466% 0.0475% 0.0492% 0.0507% 0.0520% 0.0532% 0.0542% 0.0551% 0.0559% 0.0566% 0.0572% 0.0577%
41 0.0474% 0.0415% 0.0401% 0.0389% 0.0403% 0.0424% 0.0443% 0.0460% 0.0483% 0.0505% 0.0516% 0.0534% 0.0550% 0.0564% 0.0577% 0.0588% 0.0598% 0.0606% 0.0614% 0.0620% 0.0626%
42 0.0514% 0.0450% 0.0435% 0.0422% 0.0437% 0.0460% 0.0480% 0.0499% 0.0524% 0.0548% 0.0559% 0.0578% 0.0596% 0.0611% 0.0625% 0.0637% 0.0648% 0.0657% 0.0665% 0.0672% 0.0678%
43 0.0558% 0.0489% 0.0472% 0.0458% 0.0474% 0.0499% 0.0521% 0.0541% 0.0568% 0.0594% 0.0606% 0.0627% 0.0646% 0.0663% 0.0678% 0.0691% 0.0702% 0.0712% 0.0721% 0.0729% 0.0735%
44 0.0606% 0.0530% 0.0512% 0.0496% 0.0514% 0.0540% 0.0564% 0.0585% 0.0615% 0.0643% 0.0656% 0.0679% 0.0700% 0.0718% 0.0734% 0.0748% 0.0761% 0.0772% 0.0782% 0.0790% 0.0797%
45 0.0656% 0.0574% 0.0554% 0.0537% 0.0556% 0.0584% 0.0610% 0.0634% 0.0666% 0.0696% 0.0711% 0.0735% 0.0758% 0.0777% 0.0795% 0.0811% 0.0824% 0.0836% 0.0847% 0.0856% 0.0863%
46 0.0710% 0.0621% 0.0600% 0.0581% 0.0602% 0.0632% 0.0660% 0.0685% 0.0721% 0.0754% 0.0769% 0.0796% 0.0821% 0.0842% 0.0862% 0.0879% 0.0893% 0.0906% 0.0918% 0.0927% 0.0936%
47 0.0767% 0.0671% 0.0648% 0.0628% 0.0650% 0.0683% 0.0714% 0.0742% 0.0780% 0.0816% 0.0834% 0.0863% 0.0890% 0.0913% 0.0934% 0.0952% 0.0969% 0.0983% 0.0995% 0.1005% 0.1014%
48 0.0829% 0.0725% 0.0700% 0.0679% 0.0703% 0.0740% 0.0774% 0.0804% 0.0846% 0.0885% 0.0905% 0.0937% 0.0966% 0.0991% 0.1014% 0.1034% 0.1052% 0.1067% 0.1080% 0.1092% 0.1101%
49 0.0896% 0.0785% 0.0758% 0.0735% 0.0763% 0.0803% 0.0840% 0.0874% 0.0920% 0.0963% 0.0984% 0.1019% 0.1050% 0.1078% 0.1103% 0.1125% 0.1144% 0.1161% 0.1175% 0.1187% 0.1198%
50 0.0971% 0.0851% 0.0822% 0.0799% 0.0829% 0.0874% 0.0915% 0.0952% 0.1002% 0.1049% 0.1072% 0.1110% 0.1145% 0.1175% 0.1202% 0.1226% 0.1247% 0.1265% 0.1280% 0.1294% 0.1306%
51 0.1058% 0.0927% 0.0896% 0.0872% 0.0905% 0.0954% 0.0999% 0.1040% 0.1095% 0.1146% 0.1171% 0.1213% 0.1250% 0.1283% 0.1313% 0.1339% 0.1361% 0.1381% 0.1398% 0.1413% 0.1425%
52 0.1154% 0.1012% 0.0979% 0.0953% 0.0990% 0.1044% 0.1094% 0.1138% 0.1198% 0.1254% 0.1281% 0.1326% 0.1367% 0.1403% 0.1435% 0.1463% 0.1488% 0.1509% 0.1527% 0.1543% 0.1556%
53 0.1264% 0.1109% 0.1073% 0.1045% 0.1085% 0.1144% 0.1198% 0.1246% 0.1311% 0.1372% 0.1402% 0.1451% 0.1495% 0.1534% 0.1569% 0.1600% 0.1626% 0.1650% 0.1669% 0.1686% 0.1699%
54 0.1386% 0.1216% 0.1176% 0.1145% 0.1189% 0.1253% 0.1311% 0.1363% 0.1434% 0.1500% 0.1532% 0.1586% 0.1634% 0.1677% 0.1715% 0.1748% 0.1777% 0.1802% 0.1822% 0.1839% 0.1853%
55 0.1519% 0.1332% 0.1288% 0.1253% 0.1300% 0.1369% 0.1432% 0.1489% 0.1567% 0.1639% 0.1673% 0.1732% 0.1784% 0.1831% 0.1872% 0.1908% 0.1939% 0.1964% 0.1985% 0.2003% 0.2017%
56 0.1660% 0.1455% 0.1406% 0.1367% 0.1419% 0.1493% 0.1562% 0.1624% 0.1709% 0.1787% 0.1825% 0.1889% 0.1946% 0.1997% 0.2042% 0.2080% 0.2111% 0.2137% 0.2159% 0.2177% 0.2192%
57 0.1809% 0.1586% 0.1533% 0.1490% 0.1545% 0.1627% 0.1702% 0.1770% 0.1863% 0.1949% 0.1990% 0.2060% 0.2122% 0.2178% 0.2224% 0.2263% 0.2295% 0.2321% 0.2343% 0.2362% 0.2377%
58 0.1969% 0.1725% 0.1668% 0.1621% 0.1683% 0.1772% 0.1855% 0.1929% 0.2031% 0.2125% 0.2171% 0.2247% 0.2315% 0.2372% 0.2420% 0.2458% 0.2491% 0.2517% 0.2539% 0.2558% 0.2573%
59 0.2142% 0.1877% 0.1815% 0.1766% 0.1834% 0.1933% 0.2024% 0.2106% 0.2218% 0.2321% 0.2371% 0.2454% 0.2524% 0.2581% 0.2628% 0.2666% 0.2698% 0.2725% 0.2747% 0.2766% 0.2781%
60 0.2333% 0.2046% 0.1980% 0.1928% 0.2003% 0.2113% 0.2214% 0.2304% 0.2426% 0.2539% 0.2593% 0.2678% 0.2746% 0.2802% 0.2848% 0.2886% 0.2917% 0.2944% 0.2965% 0.2984% 0.2999%
61 0.2550% 0.2237% 0.2165% 0.2110% 0.2195% 0.2316% 0.2427% 0.2525% 0.2659% 0.2782% 0.2833% 0.2913% 0.2978% 0.3032% 0.3076% 0.3112% 0.3143% 0.3168% 0.3189% 0.3207% 0.3222%
62 0.2793% 0.2452% 0.2374% 0.2315% 0.2409% 0.2542% 0.2664% 0.2771% 0.2918% 0.3039% 0.3076% 0.3150% 0.3210% 0.3260% 0.3301% 0.3336% 0.3365% 0.3389% 0.3409% 0.3426% 0.3440%
63 0.3067% 0.2693% 0.2608% 0.2544% 0.2647% 0.2792% 0.2925% 0.3042% 0.3182% 0.3287% 0.3308% 0.3374% 0.3428% 0.3473% 0.3510% 0.3542% 0.3568% 0.3590% 0.3609% 0.3624% 0.3637%
64 0.3371% 0.2960% 0.2866% 0.2795% 0.2907% 0.3065% 0.3209% 0.3306% 0.3417% 0.3502% 0.3506% 0.3561% 0.3607% 0.3645% 0.3678% 0.3705% 0.3729% 0.3748% 0.3765% 0.3778% 0.3790%
65 0.3700% 0.3249% 0.3145% 0.3066% 0.3187% 0.3359% 0.3465% 0.3508% 0.3586% 0.3648% 0.3632% 0.3675% 0.3711% 0.3742% 0.3769% 0.3791% 0.3811% 0.3827% 0.3841% 0.3852% 0.3862%
BIỂU 10: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0505% 0.0410% 0.0374% 0.0329% 0.0314% 0.0306% 0.0299% 0.0293% 0.0292% 0.0292% 0.0286% 0.0285% 0.0285% 0.0284% 0.0284% 0.0284% 0.0284% 0.0284% 0.0284% 0.0283% 0.0283%
19 0.0524% 0.0424% 0.0386% 0.0338% 0.0321% 0.0312% 0.0304% 0.0297% 0.0296% 0.0295% 0.0289% 0.0288% 0.0288% 0.0287% 0.0287% 0.0286% 0.0286% 0.0286% 0.0286% 0.0286% 0.0286%
20 0.0532% 0.0430% 0.0390% 0.0341% 0.0322% 0.0313% 0.0305% 0.0297% 0.0296% 0.0295% 0.0288% 0.0287% 0.0287% 0.0286% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285%
21 0.0533% 0.0430% 0.0390% 0.0339% 0.0320% 0.0311% 0.0302% 0.0294% 0.0293% 0.0292% 0.0285% 0.0285% 0.0284% 0.0284% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283%
22 0.0529% 0.0426% 0.0385% 0.0335% 0.0316% 0.0306% 0.0297% 0.0290% 0.0288% 0.0287% 0.0281% 0.0280% 0.0280% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279%
23 0.0519% 0.0418% 0.0378% 0.0328% 0.0309% 0.0299% 0.0291% 0.0284% 0.0283% 0.0282% 0.0276% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275%
24 0.0508% 0.0409% 0.0369% 0.0320% 0.0302% 0.0293% 0.0285% 0.0278% 0.0277% 0.0277% 0.0271% 0.0271% 0.0271% 0.0271% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272% 0.0272%
25 0.0495% 0.0398% 0.0360% 0.0313% 0.0296% 0.0287% 0.0280% 0.0274% 0.0273% 0.0273% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0271%
26 0.0485% 0.0391% 0.0354% 0.0309% 0.0292% 0.0284% 0.0278% 0.0272% 0.0272% 0.0272% 0.0267% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271%
27 0.0481% 0.0388% 0.0351% 0.0307% 0.0291% 0.0284% 0.0278% 0.0273% 0.0273% 0.0273% 0.0269% 0.0269% 0.0270% 0.0271% 0.0271% 0.0272% 0.0273% 0.0273% 0.0274% 0.0274% 0.0275%
28 0.0478% 0.0387% 0.0351% 0.0307% 0.0292% 0.0286% 0.0280% 0.0275% 0.0276% 0.0277% 0.0273% 0.0274% 0.0274% 0.0275% 0.0276% 0.0277% 0.0278% 0.0279% 0.0279% 0.0280% 0.0280%
29 0.0482% 0.0390% 0.0354% 0.0311% 0.0297% 0.0291% 0.0286% 0.0281% 0.0282% 0.0283% 0.0279% 0.0281% 0.0282% 0.0283% 0.0284% 0.0285% 0.0286% 0.0287% 0.0288% 0.0288% 0.0289%
30 0.0490% 0.0397% 0.0361% 0.0318% 0.0304% 0.0298% 0.0294% 0.0289% 0.0291% 0.0292% 0.0289% 0.0290% 0.0292% 0.0293% 0.0294% 0.0296% 0.0297% 0.0298% 0.0299% 0.0299% 0.0300%
31 0.0503% 0.0408% 0.0372% 0.0328% 0.0314% 0.0309% 0.0304% 0.0301% 0.0302% 0.0304% 0.0301% 0.0303% 0.0305% 0.0306% 0.0308% 0.0309% 0.0310% 0.0312% 0.0313% 0.0314% 0.0314%
32 0.0521% 0.0423% 0.0386% 0.0341% 0.0327% 0.0322% 0.0318% 0.0315% 0.0317% 0.0319% 0.0316% 0.0318% 0.0320% 0.0322% 0.0324% 0.0326% 0.0327% 0.0328% 0.0330% 0.0331% 0.0331%
33 0.0543% 0.0442% 0.0403% 0.0357% 0.0343% 0.0339% 0.0335% 0.0331% 0.0334% 0.0337% 0.0334% 0.0336% 0.0339% 0.0341% 0.0343% 0.0345% 0.0347% 0.0348% 0.0349% 0.0350% 0.0352%
34 0.0570% 0.0464% 0.0424% 0.0377% 0.0363% 0.0358% 0.0355% 0.0351% 0.0355% 0.0358% 0.0355% 0.0358% 0.0361% 0.0363% 0.0366% 0.0368% 0.0369% 0.0371% 0.0373% 0.0374% 0.0375%
35 0.0603% 0.0491% 0.0450% 0.0400% 0.0386% 0.0382% 0.0378% 0.0375% 0.0379% 0.0383% 0.0380% 0.0383% 0.0386% 0.0389% 0.0392% 0.0394% 0.0396% 0.0398% 0.0399% 0.0401% 0.0402%
36 0.0643% 0.0525% 0.0480% 0.0428% 0.0413% 0.0409% 0.0406% 0.0403% 0.0408% 0.0412% 0.0408% 0.0412% 0.0416% 0.0419% 0.0421% 0.0424% 0.0426% 0.0428% 0.0430% 0.0432% 0.0433%
37 0.0690% 0.0563% 0.0516% 0.0460% 0.0445% 0.0441% 0.0437% 0.0434% 0.0440% 0.0444% 0.0441% 0.0445% 0.0449% 0.0452% 0.0455% 0.0458% 0.0460% 0.0462% 0.0464% 0.0466% 0.0467%
38 0.0742% 0.0606% 0.0556% 0.0496% 0.0480% 0.0476% 0.0473% 0.0470% 0.0475% 0.0481% 0.0477% 0.0481% 0.0485% 0.0489% 0.0492% 0.0495% 0.0498% 0.0500% 0.0502% 0.0504% 0.0506%
39 0.0802% 0.0656% 0.0601% 0.0537% 0.0520% 0.0516% 0.0512% 0.0509% 0.0515% 0.0521% 0.0517% 0.0522% 0.0526% 0.0530% 0.0533% 0.0537% 0.0540% 0.0542% 0.0544% 0.0546% 0.0548%
40 0.0870% 0.0712% 0.0653% 0.0583% 0.0565% 0.0560% 0.0556% 0.0553% 0.0559% 0.0565% 0.0561% 0.0566% 0.0570% 0.0575% 0.0579% 0.0582% 0.0585% 0.0588% 0.0590% 0.0593% 0.0595%
41 0.0945% 0.0773% 0.0709% 0.0633% 0.0613% 0.0608% 0.0604% 0.0600% 0.0607% 0.0613% 0.0608% 0.0614% 0.0619% 0.0623% 0.0627% 0.0631% 0.0635% 0.0638% 0.0640% 0.0643% 0.0645%
42 0.1025% 0.0838% 0.0769% 0.0687% 0.0665% 0.0659% 0.0655% 0.0650% 0.0658% 0.0665% 0.0659% 0.0665% 0.0671% 0.0676% 0.0680% 0.0684% 0.0688% 0.0691% 0.0694% 0.0697% 0.0699%
43 0.1113% 0.0910% 0.0835% 0.0746% 0.0722% 0.0715% 0.0710% 0.0705% 0.0713% 0.0720% 0.0714% 0.0721% 0.0727% 0.0732% 0.0737% 0.0742% 0.0746% 0.0749% 0.0752% 0.0755% 0.0758%
44 0.1208% 0.0987% 0.0905% 0.0808% 0.0782% 0.0775% 0.0769% 0.0763% 0.0772% 0.0780% 0.0773% 0.0781% 0.0787% 0.0793% 0.0799% 0.0803% 0.0808% 0.0812% 0.0815% 0.0818% 0.0821%
45 0.1308% 0.1069% 0.0980% 0.0875% 0.0846% 0.0838% 0.0832% 0.0826% 0.0835% 0.0844% 0.0837% 0.0845% 0.0852% 0.0859% 0.0865% 0.0870% 0.0875% 0.0879% 0.0883% 0.0886% 0.0889%
46 0.1416% 0.1157% 0.1060% 0.0946% 0.0915% 0.0906% 0.0899% 0.0893% 0.0904% 0.0914% 0.0906% 0.0915% 0.0923% 0.0930% 0.0937% 0.0943% 0.0948% 0.0953% 0.0957% 0.0960% 0.0964%
47 0.1530% 0.1250% 0.1145% 0.1022% 0.0988% 0.0980% 0.0973% 0.0966% 0.0978% 0.0989% 0.0982% 0.0991% 0.1000% 0.1008% 0.1015% 0.1022% 0.1028% 0.1033% 0.1037% 0.1041% 0.1045%
48 0.1652% 0.1350% 0.1237% 0.1105% 0.1069% 0.1060% 0.1053% 0.1047% 0.1060% 0.1073% 0.1065% 0.1076% 0.1085% 0.1094% 0.1102% 0.1109% 0.1116% 0.1121% 0.1126% 0.1130% 0.1134%
49 0.1787% 0.1460% 0.1339% 0.1197% 0.1159% 0.1150% 0.1143% 0.1137% 0.1152% 0.1166% 0.1158% 0.1169% 0.1180% 0.1190% 0.1198% 0.1206% 0.1213% 0.1219% 0.1225% 0.1229% 0.1234%
50 0.1936% 0.1583% 0.1453% 0.1300% 0.1260% 0.1251% 0.1245% 0.1239% 0.1255% 0.1270% 0.1261% 0.1274% 0.1286% 0.1296% 0.1306% 0.1314% 0.1322% 0.1328% 0.1334% 0.1339% 0.1344%
51 0.2107% 0.1724% 0.1583% 0.1417% 0.1375% 0.1366% 0.1359% 0.1353% 0.1371% 0.1387% 0.1377% 0.1391% 0.1404% 0.1415% 0.1426% 0.1435% 0.1443% 0.1450% 0.1457% 0.1462% 0.1467%
52 0.2300% 0.1883% 0.1730% 0.1550% 0.1503% 0.1494% 0.1487% 0.1479% 0.1499% 0.1517% 0.1505% 0.1520% 0.1534% 0.1547% 0.1558% 0.1568% 0.1577% 0.1584% 0.1591% 0.1597% 0.1601%
53 0.2519% 0.2063% 0.1895% 0.1698% 0.1647% 0.1636% 0.1627% 0.1619% 0.1639% 0.1659% 0.1646% 0.1662% 0.1677% 0.1691% 0.1703% 0.1713% 0.1723% 0.1731% 0.1738% 0.1744% 0.1748%
54 0.2762% 0.2261% 0.2077% 0.1860% 0.1803% 0.1791% 0.1780% 0.1770% 0.1792% 0.1813% 0.1799% 0.1816% 0.1832% 0.1847% 0.1860% 0.1872% 0.1882% 0.1890% 0.1897% 0.1902% 0.1906%
55 0.3025% 0.2476% 0.2273% 0.2034% 0.1971% 0.1956% 0.1944% 0.1932% 0.1956% 0.1979% 0.1963% 0.1982% 0.2000% 0.2016% 0.2030% 0.2042% 0.2053% 0.2060% 0.2066% 0.2071% 0.2075%
56 0.3305% 0.2704% 0.2482% 0.2220% 0.2149% 0.2133% 0.2119% 0.2106% 0.2132% 0.2157% 0.2140% 0.2161% 0.2180% 0.2197% 0.2213% 0.2225% 0.2234% 0.2241% 0.2246% 0.2250% 0.2254%
57 0.3603% 0.2947% 0.2704% 0.2417% 0.2340% 0.2322% 0.2307% 0.2294% 0.2323% 0.2350% 0.2332% 0.2355% 0.2376% 0.2395% 0.2409% 0.2420% 0.2428% 0.2433% 0.2438% 0.2441% 0.2443%
58 0.3919% 0.3205% 0.2941% 0.2629% 0.2546% 0.2527% 0.2513% 0.2499% 0.2531% 0.2561% 0.2542% 0.2567% 0.2590% 0.2607% 0.2619% 0.2627% 0.2633% 0.2637% 0.2641% 0.2643% 0.2645%
59 0.4263% 0.3487% 0.3200% 0.2862% 0.2774% 0.2755% 0.2740% 0.2726% 0.2761% 0.2794% 0.2773% 0.2801% 0.2821% 0.2834% 0.2843% 0.2848% 0.2852% 0.2854% 0.2855% 0.2857% 0.2857%
60 0.4643% 0.3799% 0.3488% 0.3123% 0.3028% 0.3009% 0.2993% 0.2979% 0.3018% 0.3054% 0.3031% 0.3054% 0.3068% 0.3075% 0.3079% 0.3081% 0.3081% 0.3081% 0.3081% 0.3080% 0.3080%
61 0.5072% 0.4152% 0.3813% 0.3416% 0.3314% 0.3294% 0.3278% 0.3261% 0.3304% 0.3343% 0.3308% 0.3319% 0.3324% 0.3324% 0.3322% 0.3320% 0.3317% 0.3314% 0.3312% 0.3310% 0.3308%
62 0.5555% 0.4549% 0.4179% 0.3746% 0.3635% 0.3612% 0.3594% 0.3575% 0.3620% 0.3647% 0.3588% 0.3586% 0.3580% 0.3572% 0.3564% 0.3556% 0.3549% 0.3543% 0.3538% 0.3534% 0.3530%
63 0.6098% 0.4994% 0.4589% 0.4112% 0.3989% 0.3963% 0.3941% 0.3919% 0.3944% 0.3940% 0.3854% 0.3836% 0.3818% 0.3801% 0.3786% 0.3773% 0.3761% 0.3752% 0.3744% 0.3737% 0.3731%
64 0.6699% 0.5485% 0.5039% 0.4514% 0.4376% 0.4346% 0.4319% 0.4254% 0.4230% 0.4193% 0.4079% 0.4044% 0.4013% 0.3986% 0.3963% 0.3944% 0.3928% 0.3914% 0.3903% 0.3894% 0.3886%
65 0.7350% 0.6017% 0.5526% 0.4946% 0.4792% 0.4756% 0.4657% 0.4507% 0.4432% 0.4361% 0.4220% 0.4168% 0.4124% 0.4087% 0.4057% 0.4032% 0.4011% 0.3994% 0.3980% 0.3968% 0.3959%
BIỂU 11: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0781% 0.0680% 0.0652% 0.0623% 0.0636% 0.0658% 0.0677% 0.0693% 0.0718% 0.0741% 0.0747% 0.0765% 0.0780% 0.0794% 0.0805% 0.0815% 0.0824% 0.0832% 0.0838% 0.0844% 0.0849%
19 0.0811% 0.0703% 0.0672% 0.0640% 0.0650% 0.0670% 0.0688% 0.0702% 0.0727% 0.0749% 0.0755% 0.0772% 0.0788% 0.0801% 0.0812% 0.0823% 0.0831% 0.0839% 0.0845% 0.0851% 0.0856%
20 0.0824% 0.0713% 0.0680% 0.0645% 0.0653% 0.0672% 0.0689% 0.0702% 0.0726% 0.0748% 0.0754% 0.0771% 0.0786% 0.0799% 0.0810% 0.0820% 0.0829% 0.0837% 0.0843% 0.0849% 0.0854%
21 0.0826% 0.0713% 0.0679% 0.0642% 0.0649% 0.0667% 0.0683% 0.0696% 0.0719% 0.0741% 0.0746% 0.0763% 0.0778% 0.0791% 0.0803% 0.0813% 0.0821% 0.0829% 0.0836% 0.0841% 0.0846%
22 0.0819% 0.0706% 0.0672% 0.0634% 0.0640% 0.0657% 0.0672% 0.0685% 0.0708% 0.0729% 0.0734% 0.0751% 0.0766% 0.0779% 0.0791% 0.0801% 0.0810% 0.0818% 0.0825% 0.0830% 0.0835%
23 0.0803% 0.0692% 0.0658% 0.0621% 0.0626% 0.0643% 0.0658% 0.0671% 0.0694% 0.0715% 0.0721% 0.0738% 0.0753% 0.0767% 0.0779% 0.0789% 0.0798% 0.0806% 0.0813% 0.0819% 0.0824%
24 0.0786% 0.0677% 0.0643% 0.0606% 0.0612% 0.0629% 0.0645% 0.0658% 0.0681% 0.0703% 0.0709% 0.0727% 0.0742% 0.0756% 0.0768% 0.0779% 0.0788% 0.0796% 0.0803% 0.0809% 0.0815%
25 0.0765% 0.0660% 0.0628% 0.0593% 0.0600% 0.0618% 0.0634% 0.0648% 0.0672% 0.0694% 0.0701% 0.0719% 0.0735% 0.0749% 0.0762% 0.0773% 0.0782% 0.0791% 0.0798% 0.0804% 0.0810%
26 0.0751% 0.0648% 0.0617% 0.0584% 0.0592% 0.0611% 0.0628% 0.0643% 0.0668% 0.0691% 0.0699% 0.0717% 0.0734% 0.0749% 0.0762% 0.0773% 0.0784% 0.0792% 0.0800% 0.0807% 0.0812%
27 0.0744% 0.0643% 0.0613% 0.0581% 0.0590% 0.0610% 0.0628% 0.0644% 0.0670% 0.0694% 0.0703% 0.0722% 0.0740% 0.0755% 0.0769% 0.0781% 0.0792% 0.0801% 0.0809% 0.0816% 0.0822%
28 0.0740% 0.0640% 0.0612% 0.0582% 0.0593% 0.0614% 0.0634% 0.0651% 0.0678% 0.0703% 0.0713% 0.0733% 0.0752% 0.0768% 0.0783% 0.0796% 0.0807% 0.0817% 0.0825% 0.0833% 0.0839%
29 0.0746% 0.0646% 0.0618% 0.0589% 0.0602% 0.0625% 0.0646% 0.0664% 0.0693% 0.0720% 0.0730% 0.0752% 0.0772% 0.0789% 0.0805% 0.0819% 0.0831% 0.0841% 0.0850% 0.0858% 0.0865%
30 0.0758% 0.0658% 0.0630% 0.0602% 0.0616% 0.0641% 0.0664% 0.0684% 0.0715% 0.0743% 0.0755% 0.0778% 0.0799% 0.0818% 0.0834% 0.0849% 0.0862% 0.0873% 0.0883% 0.0892% 0.0899%
31 0.0778% 0.0676% 0.0648% 0.0621% 0.0637% 0.0664% 0.0688% 0.0710% 0.0743% 0.0773% 0.0787% 0.0812% 0.0834% 0.0854% 0.0872% 0.0888% 0.0902% 0.0914% 0.0924% 0.0933% 0.0941%
32 0.0807% 0.0702% 0.0673% 0.0646% 0.0664% 0.0693% 0.0719% 0.0744% 0.0779% 0.0811% 0.0826% 0.0853% 0.0877% 0.0899% 0.0918% 0.0935% 0.0950% 0.0963% 0.0974% 0.0984% 0.0993%
33 0.0841% 0.0732% 0.0703% 0.0676% 0.0696% 0.0728% 0.0757% 0.0783% 0.0821% 0.0857% 0.0873% 0.0902% 0.0928% 0.0952% 0.0972% 0.0991% 0.1007% 0.1021% 0.1033% 0.1044% 0.1053%
34 0.0882% 0.0769% 0.0740% 0.0713% 0.0735% 0.0770% 0.0802% 0.0831% 0.0872% 0.0911% 0.0929% 0.0960% 0.0988% 0.1014% 0.1036% 0.1056% 0.1073% 0.1088% 0.1102% 0.1113% 0.1123%
35 0.0933% 0.0814% 0.0784% 0.0758% 0.0782% 0.0820% 0.0856% 0.0887% 0.0932% 0.0974% 0.0994% 0.1028% 0.1058% 0.1086% 0.1110% 0.1132% 0.1150% 0.1167% 0.1181% 0.1193% 0.1204%
36 0.0995% 0.0870% 0.0838% 0.0811% 0.0838% 0.0880% 0.0918% 0.0953% 0.1002% 0.1047% 0.1069% 0.1106% 0.1139% 0.1169% 0.1195% 0.1218% 0.1238% 0.1256% 0.1272% 0.1285% 0.1296%
37 0.1067% 0.0933% 0.0900% 0.0871% 0.0902% 0.0947% 0.0990% 0.1028% 0.1081% 0.1130% 0.1153% 0.1193% 0.1229% 0.1261% 0.1290% 0.1315% 0.1337% 0.1356% 0.1373% 0.1387% 0.1400%
38 0.1148% 0.1005% 0.0969% 0.0940% 0.0974% 0.1024% 0.1070% 0.1111% 0.1169% 0.1222% 0.1248% 0.1291% 0.1330% 0.1365% 0.1396% 0.1423% 0.1447% 0.1468% 0.1486% 0.1501% 0.1515%
39 0.1241% 0.1087% 0.1049% 0.1018% 0.1055% 0.1110% 0.1160% 0.1205% 0.1267% 0.1325% 0.1353% 0.1400% 0.1442% 0.1480% 0.1513% 0.1542% 0.1568% 0.1591% 0.1610% 0.1627% 0.1642%
40 0.1347% 0.1180% 0.1139% 0.1105% 0.1145% 0.1205% 0.1259% 0.1308% 0.1375% 0.1438% 0.1468% 0.1519% 0.1564% 0.1605% 0.1641% 0.1673% 0.1701% 0.1726% 0.1747% 0.1765% 0.1781%
41 0.1463% 0.1281% 0.1237% 0.1200% 0.1244% 0.1308% 0.1367% 0.1419% 0.1492% 0.1560% 0.1592% 0.1647% 0.1697% 0.1741% 0.1780% 0.1815% 0.1845% 0.1872% 0.1895% 0.1915% 0.1932%
42 0.1588% 0.1390% 0.1342% 0.1303% 0.1350% 0.1419% 0.1483% 0.1540% 0.1619% 0.1692% 0.1726% 0.1786% 0.1840% 0.1887% 0.1930% 0.1968% 0.2001% 0.2029% 0.2054% 0.2076% 0.2095%
43 0.1724% 0.1509% 0.1457% 0.1414% 0.1464% 0.1539% 0.1608% 0.1669% 0.1755% 0.1834% 0.1871% 0.1936% 0.1994% 0.2046% 0.2092% 0.2133% 0.2169% 0.2200% 0.2227% 0.2251% 0.2271%
44 0.1870% 0.1637% 0.1580% 0.1533% 0.1587% 0.1668% 0.1742% 0.1808% 0.1900% 0.1986% 0.2027% 0.2097% 0.2160% 0.2217% 0.2267% 0.2311% 0.2350% 0.2384% 0.2413% 0.2439% 0.2461%
45 0.2025% 0.1773% 0.1711% 0.1659% 0.1717% 0.1805% 0.1885% 0.1956% 0.2056% 0.2149% 0.2194% 0.2271% 0.2339% 0.2401% 0.2455% 0.2504% 0.2546% 0.2583% 0.2614% 0.2642% 0.2666%
46 0.2193% 0.1919% 0.1852% 0.1795% 0.1857% 0.1952% 0.2039% 0.2117% 0.2226% 0.2327% 0.2376% 0.2459% 0.2534% 0.2601% 0.2661% 0.2713% 0.2759% 0.2799% 0.2833% 0.2863% 0.2889%
47 0.2370% 0.2073% 0.2001% 0.1939% 0.2008% 0.2110% 0.2205% 0.2291% 0.2410% 0.2521% 0.2575% 0.2665% 0.2747% 0.2820% 0.2885% 0.2941% 0.2991% 0.3035% 0.3072% 0.3105% 0.3133%
48 0.2559% 0.2239% 0.2162% 0.2096% 0.2172% 0.2284% 0.2389% 0.2483% 0.2614% 0.2735% 0.2794% 0.2893% 0.2982% 0.3061% 0.3132% 0.3194% 0.3248% 0.3295% 0.3336% 0.3371% 0.3402%
49 0.2768% 0.2423% 0.2340% 0.2271% 0.2355% 0.2479% 0.2594% 0.2698% 0.2841% 0.2974% 0.3039% 0.3147% 0.3244% 0.3330% 0.3407% 0.3474% 0.3533% 0.3584% 0.3629% 0.3667% 0.3700%
50 0.3000% 0.2628% 0.2539% 0.2468% 0.2561% 0.2699% 0.2826% 0.2940% 0.3096% 0.3241% 0.3312% 0.3430% 0.3536% 0.3630% 0.3713% 0.3786% 0.3851% 0.3906% 0.3955% 0.3997% 0.4033%
51 0.3266% 0.2862% 0.2767% 0.2692% 0.2796% 0.2947% 0.3087% 0.3212% 0.3383% 0.3541% 0.3618% 0.3747% 0.3862% 0.3964% 0.4055% 0.4135% 0.4205% 0.4266% 0.4318% 0.4363% 0.4402%
52 0.3566% 0.3127% 0.3024% 0.2944% 0.3059% 0.3226% 0.3378% 0.3515% 0.3701% 0.3873% 0.3957% 0.4097% 0.4222% 0.4334% 0.4433% 0.4520% 0.4596% 0.4662% 0.4719% 0.4767% 0.4807%
53 0.3906% 0.3426% 0.3314% 0.3227% 0.3353% 0.3534% 0.3700% 0.3849% 0.4052% 0.4239% 0.4330% 0.4482% 0.4619% 0.4740% 0.4848% 0.4942% 0.5025% 0.5096% 0.5157% 0.5207% 0.5249%
54 0.4283% 0.3756% 0.3634% 0.3537% 0.3673% 0.3870% 0.4050% 0.4211% 0.4432% 0.4635% 0.4734% 0.4900% 0.5049% 0.5181% 0.5299% 0.5401% 0.5491% 0.5567% 0.5630% 0.5682% 0.5726%
55 0.4691% 0.4114% 0.3978% 0.3870% 0.4017% 0.4230% 0.4426% 0.4600% 0.4841% 0.5063% 0.5171% 0.5351% 0.5514% 0.5658% 0.5785% 0.5897% 0.5991% 0.6070% 0.6135% 0.6189% 0.6234%
56 0.5128% 0.4495% 0.4346% 0.4225% 0.4383% 0.4615% 0.4828% 0.5018% 0.5280% 0.5523% 0.5641% 0.5838% 0.6015% 0.6172% 0.6311% 0.6428% 0.6525% 0.6605% 0.6672% 0.6727% 0.6774%
57 0.5591% 0.4900% 0.4736% 0.4603% 0.4775% 0.5028% 0.5261% 0.5470% 0.5757% 0.6022% 0.6151% 0.6367% 0.6559% 0.6730% 0.6875% 0.6995% 0.7093% 0.7175% 0.7243% 0.7300% 0.7347%
58 0.6084% 0.5332% 0.5154% 0.5010% 0.5200% 0.5477% 0.5734% 0.5963% 0.6278% 0.6569% 0.6710% 0.6945% 0.7155% 0.7333% 0.7479% 0.7599% 0.7699% 0.7781% 0.7850% 0.7907% 0.7955%
59 0.6619% 0.5802% 0.5610% 0.5458% 0.5668% 0.5975% 0.6258% 0.6511% 0.6856% 0.7175% 0.7329% 0.7585% 0.7802% 0.7979% 0.8124% 0.8243% 0.8342% 0.8425% 0.8493% 0.8551% 0.8598%
60 0.7212% 0.6326% 0.6119% 0.5958% 0.6193% 0.6532% 0.6844% 0.7123% 0.7502% 0.7850% 0.8018% 0.8281% 0.8492% 0.8664% 0.8806% 0.8923% 0.9020% 0.9102% 0.9169% 0.9226% 0.9273%
61 0.7881% 0.6916% 0.6693% 0.6524% 0.6785% 0.7160% 0.7503% 0.7809% 0.8223% 0.8603% 0.8760% 0.9009% 0.9210% 0.9375% 0.9511% 0.9624% 0.9719% 0.9797% 0.9863% 0.9917% 0.9963%
62 0.8637% 0.7582% 0.7341% 0.7159% 0.7449% 0.7861% 0.8237% 0.8571% 0.9023% 0.9399% 0.9514% 0.9744% 0.9930% 1.0084% 1.0212% 1.0318% 1.0407% 1.0482% 1.0544% 1.0596% 1.0640%
63 0.9484% 0.8329% 0.8066% 0.7868% 0.8186% 0.8637% 0.9047% 0.9410% 0.9843% 1.0168% 1.0235% 1.0438% 1.0605% 1.0744% 1.0860% 1.0957% 1.1039% 1.1107% 1.1165% 1.1213% 1.1253%
64 1.0425% 0.9156% 0.8866% 0.8646% 0.8992% 0.9483% 0.9929% 1.0229% 1.0574% 1.0837% 1.0847% 1.1018% 1.1160% 1.1280% 1.1381% 1.1466% 1.1538% 1.1599% 1.1650% 1.1692% 1.1728%
65 1.1446% 1.0051% 0.9731% 0.9485% 0.9861% 1.0395% 1.0724% 1.0856% 1.1098% 1.1290% 1.1241% 1.1373% 1.1486% 1.1583% 1.1665% 1.1735% 1.1795% 1.1846% 1.1888% 1.1924% 1.1954%
BIỂU 12: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1879% 0.1416% 0.1247% 0.1064% 0.0998% 0.0966% 0.0939% 0.0916% 0.0911% 0.0907% 0.0888% 0.0885% 0.0883% 0.0881% 0.0880% 0.0879% 0.0878% 0.0877% 0.0876% 0.0876% 0.0876%
19 0.1950% 0.1465% 0.1286% 0.1091% 0.1020% 0.0984% 0.0955% 0.0929% 0.0923% 0.0918% 0.0897% 0.0894% 0.0891% 0.0889% 0.0888% 0.0886% 0.0885% 0.0885% 0.0884% 0.0883% 0.0883%
20 0.1980% 0.1484% 0.1301% 0.1100% 0.1026% 0.0987% 0.0956% 0.0929% 0.0922% 0.0916% 0.0895% 0.0892% 0.0889% 0.0887% 0.0885% 0.0884% 0.0883% 0.0882% 0.0882% 0.0881% 0.0881%
21 0.1985% 0.1485% 0.1299% 0.1096% 0.1020% 0.0980% 0.0948% 0.0920% 0.0913% 0.0907% 0.0886% 0.0883% 0.0880% 0.0878% 0.0877% 0.0876% 0.0875% 0.0874% 0.0874% 0.0873% 0.0873%
22 0.1968% 0.1470% 0.1285% 0.1082% 0.1005% 0.0965% 0.0933% 0.0906% 0.0898% 0.0893% 0.0873% 0.0870% 0.0867% 0.0866% 0.0864% 0.0864% 0.0863% 0.0863% 0.0862% 0.0862% 0.0862%
23 0.1931% 0.1442% 0.1259% 0.1059% 0.0984% 0.0945% 0.0913% 0.0887% 0.0881% 0.0876% 0.0857% 0.0854% 0.0853% 0.0852% 0.0851% 0.0850% 0.0850% 0.0850% 0.0850% 0.0850% 0.0850%
24 0.1889% 0.1410% 0.1230% 0.1035% 0.0962% 0.0924% 0.0895% 0.0870% 0.0865% 0.0861% 0.0843% 0.0841% 0.0840% 0.0840% 0.0839% 0.0839% 0.0839% 0.0840% 0.0840% 0.0840% 0.0841%
25 0.1840% 0.1374% 0.1200% 0.1012% 0.0942% 0.0907% 0.0880% 0.0857% 0.0853% 0.0850% 0.0833% 0.0832% 0.0832% 0.0832% 0.0832% 0.0833% 0.0833% 0.0834% 0.0835% 0.0835% 0.0836%
26 0.1805% 0.1349% 0.1181% 0.0997% 0.0931% 0.0898% 0.0872% 0.0851% 0.0848% 0.0846% 0.0830% 0.0830% 0.0831% 0.0831% 0.0832% 0.0833% 0.0834% 0.0836% 0.0837% 0.0838% 0.0838%
27 0.1789% 0.1339% 0.1172% 0.0992% 0.0927% 0.0896% 0.0872% 0.0852% 0.0851% 0.0850% 0.0835% 0.0836% 0.0837% 0.0839% 0.0840% 0.0842% 0.0843% 0.0845% 0.0846% 0.0848% 0.0849%
28 0.1780% 0.1334% 0.1170% 0.0993% 0.0931% 0.0902% 0.0879% 0.0861% 0.0860% 0.0861% 0.0847% 0.0849% 0.0851% 0.0853% 0.0855% 0.0857% 0.0859% 0.0861% 0.0863% 0.0865% 0.0866%
29 0.1793% 0.1346% 0.1182% 0.1006% 0.0945% 0.0917% 0.0896% 0.0879% 0.0880% 0.0881% 0.0868% 0.0871% 0.0873% 0.0876% 0.0879% 0.0882% 0.0885% 0.0887% 0.0889% 0.0891% 0.0893%
30 0.1823% 0.1370% 0.1205% 0.1028% 0.0968% 0.0941% 0.0921% 0.0905% 0.0907% 0.0910% 0.0897% 0.0901% 0.0904% 0.0908% 0.0912% 0.0915% 0.0918% 0.0921% 0.0923% 0.0926% 0.0928%
31 0.1871% 0.1408% 0.1240% 0.1060% 0.1000% 0.0975% 0.0955% 0.0940% 0.0943% 0.0947% 0.0935% 0.0939% 0.0944% 0.0948% 0.0953% 0.0957% 0.0960% 0.0963% 0.0966% 0.0969% 0.0971%
32 0.1939% 0.1461% 0.1288% 0.1103% 0.1042% 0.1017% 0.0998% 0.0983% 0.0988% 0.0994% 0.0981% 0.0987% 0.0993% 0.0998% 0.1003% 0.1007% 0.1012% 0.1015% 0.1019% 0.1022% 0.1024%
33 0.2021% 0.1524% 0.1345% 0.1154% 0.1093% 0.1068% 0.1050% 0.1036% 0.1042% 0.1049% 0.1037% 0.1044% 0.1050% 0.1056% 0.1062% 0.1067% 0.1072% 0.1076% 0.1080% 0.1083% 0.1086%
34 0.2121% 0.1601% 0.1414% 0.1217% 0.1154% 0.1130% 0.1113% 0.1099% 0.1107% 0.1115% 0.1103% 0.1111% 0.1118% 0.1125% 0.1132% 0.1137% 0.1143% 0.1147% 0.1152% 0.1155% 0.1159%
35 0.2242% 0.1695% 0.1499% 0.1293% 0.1228% 0.1204% 0.1187% 0.1173% 0.1183% 0.1192% 0.1180% 0.1189% 0.1197% 0.1205% 0.1212% 0.1219% 0.1225% 0.1230% 0.1234% 0.1239% 0.1242%
36 0.2392% 0.1810% 0.1602% 0.1383% 0.1316% 0.1291% 0.1274% 0.1260% 0.1271% 0.1282% 0.1269% 0.1279% 0.1288% 0.1297% 0.1305% 0.1312% 0.1318% 0.1324% 0.1329% 0.1334% 0.1338%
37 0.2566% 0.1943% 0.1720% 0.1486% 0.1415% 0.1390% 0.1373% 0.1358% 0.1370% 0.1383% 0.1369% 0.1380% 0.1390% 0.1400% 0.1408% 0.1416% 0.1423% 0.1429% 0.1435% 0.1440% 0.1444%
38 0.2760% 0.2091% 0.1853% 0.1603% 0.1528% 0.1502% 0.1484% 0.1469% 0.1482% 0.1496% 0.1481% 0.1493% 0.1504% 0.1514% 0.1524% 0.1532% 0.1540% 0.1547% 0.1553% 0.1558% 0.1563%
39 0.2984% 0.2262% 0.2006% 0.1737% 0.1656% 0.1628% 0.1608% 0.1592% 0.1607% 0.1621% 0.1606% 0.1618% 0.1630% 0.1642% 0.1652% 0.1661% 0.1669% 0.1676% 0.1683% 0.1689% 0.1694%
40 0.3238% 0.2456% 0.2177% 0.1885% 0.1797% 0.1767% 0.1746% 0.1728% 0.1744% 0.1759% 0.1742% 0.1756% 0.1769% 0.1781% 0.1791% 0.1801% 0.1810% 0.1818% 0.1825% 0.1832% 0.1837%
41 0.3516% 0.2666% 0.2364% 0.2046% 0.1951% 0.1918% 0.1895% 0.1875% 0.1892% 0.1908% 0.1889% 0.1904% 0.1918% 0.1931% 0.1943% 0.1953% 0.1963% 0.1972% 0.1980% 0.1986% 0.1993%
42 0.3815% 0.2893% 0.2565% 0.2221% 0.2117% 0.2081% 0.2055% 0.2033% 0.2051% 0.2069% 0.2048% 0.2064% 0.2079% 0.2093% 0.2106% 0.2118% 0.2128% 0.2138% 0.2146% 0.2154% 0.2160%
43 0.4143% 0.3141% 0.2785% 0.2410% 0.2297% 0.2257% 0.2228% 0.2204% 0.2223% 0.2242% 0.2219% 0.2237% 0.2253% 0.2269% 0.2283% 0.2295% 0.2307% 0.2317% 0.2326% 0.2335% 0.2342%
44 0.4494% 0.3407% 0.3019% 0.2612% 0.2489% 0.2445% 0.2413% 0.2387% 0.2407% 0.2427% 0.2403% 0.2422% 0.2440% 0.2457% 0.2473% 0.2487% 0.2499% 0.2511% 0.2521% 0.2529% 0.2537%
45 0.4867% 0.3689% 0.3269% 0.2827% 0.2693% 0.2645% 0.2610% 0.2582% 0.2604% 0.2627% 0.2601% 0.2623% 0.2642% 0.2661% 0.2678% 0.2693% 0.2707% 0.2719% 0.2730% 0.2740% 0.2749%
46 0.5268% 0.3992% 0.3537% 0.3058% 0.2912% 0.2860% 0.2823% 0.2793% 0.2818% 0.2843% 0.2816% 0.2840% 0.2862% 0.2882% 0.2901% 0.2918% 0.2933% 0.2947% 0.2959% 0.2969% 0.2978%
47 0.5692% 0.4313% 0.3821% 0.3304% 0.3147% 0.3092% 0.3053% 0.3022% 0.3050% 0.3079% 0.3051% 0.3077% 0.3101% 0.3124% 0.3145% 0.3163% 0.3180% 0.3195% 0.3208% 0.3219% 0.3229%
48 0.6147% 0.4658% 0.4128% 0.3571% 0.3403% 0.3346% 0.3306% 0.3274% 0.3307% 0.3339% 0.3309% 0.3339% 0.3366% 0.3390% 0.3413% 0.3433% 0.3452% 0.3468% 0.3482% 0.3495% 0.3506%
49 0.6648% 0.5040% 0.4467% 0.3867% 0.3689% 0.3630% 0.3589% 0.3557% 0.3593% 0.3629% 0.3598% 0.3630% 0.3660% 0.3687% 0.3712% 0.3734% 0.3754% 0.3772% 0.3787% 0.3801% 0.3813%
50 0.7204% 0.5464% 0.4847% 0.4201% 0.4011% 0.3950% 0.3908% 0.3874% 0.3914% 0.3954% 0.3920% 0.3955% 0.3988% 0.4018% 0.4044% 0.4069% 0.4090% 0.4110% 0.4127% 0.4142% 0.4155%
51 0.7843% 0.5952% 0.5282% 0.4581% 0.4377% 0.4312% 0.4267% 0.4231% 0.4275% 0.4319% 0.4281% 0.4319% 0.4354% 0.4386% 0.4416% 0.4442% 0.4466% 0.4486% 0.4505% 0.4521% 0.4535%
52 0.8561% 0.6500% 0.5771% 0.5009% 0.4787% 0.4717% 0.4668% 0.4627% 0.4675% 0.4722% 0.4680% 0.4721% 0.4759% 0.4794% 0.4825% 0.4854% 0.4879% 0.4902% 0.4922% 0.4938% 0.4951%
53 0.9376% 0.7120% 0.6323% 0.5488% 0.5244% 0.5166% 0.5110% 0.5064% 0.5114% 0.5164% 0.5118% 0.5162% 0.5203% 0.5241% 0.5275% 0.5306% 0.5333% 0.5357% 0.5378% 0.5393% 0.5406%
54 1.0279% 0.7806% 0.6930% 0.6013% 0.5743% 0.5654% 0.5590% 0.5537% 0.5591% 0.5644% 0.5593% 0.5640% 0.5685% 0.5726% 0.5763% 0.5796% 0.5826% 0.5850% 0.5869% 0.5883% 0.5895%
55 1.1259% 0.8546% 0.7585% 0.6576% 0.6277% 0.6177% 0.6105% 0.6046% 0.6103% 0.6161% 0.6104% 0.6156% 0.6205% 0.6249% 0.6289% 0.6325% 0.6354% 0.6376% 0.6393% 0.6406% 0.6417%
56 1.2303% 0.9336% 0.8282% 0.7176% 0.6846% 0.6735% 0.6655% 0.6590% 0.6653% 0.6717% 0.6655% 0.6712% 0.6765% 0.6813% 0.6857% 0.6892% 0.6918% 0.6937% 0.6951% 0.6962% 0.6971%
57 1.3412% 1.0173% 0.9023% 0.7815% 0.7454% 0.7333% 0.7247% 0.7178% 0.7248% 0.7319% 0.7252% 0.7315% 0.7373% 0.7425% 0.7467% 0.7496% 0.7517% 0.7532% 0.7543% 0.7552% 0.7558%
58 1.4592% 1.1067% 0.9816% 0.8502% 0.8112% 0.7983% 0.7893% 0.7820% 0.7898% 0.7977% 0.7905% 0.7974% 0.8037% 0.8085% 0.8118% 0.8139% 0.8154% 0.8165% 0.8172% 0.8178% 0.8182%
59 1.5871% 1.2040% 1.0680% 0.9256% 0.8837% 0.8701% 0.8606% 0.8530% 0.8618% 0.8704% 0.8627% 0.8702% 0.8757% 0.8791% 0.8812% 0.8824% 0.8832% 0.8836% 0.8839% 0.8840% 0.8841%
60 1.7289% 1.3121% 1.1644% 1.0099% 0.9648% 0.9504% 0.9405% 0.9323% 0.9420% 0.9514% 0.9429% 0.9491% 0.9523% 0.9538% 0.9545% 0.9546% 0.9544% 0.9541% 0.9538% 0.9535% 0.9531%
61 1.8886% 1.4339% 1.2730% 1.1049% 1.0561% 1.0407% 1.0299% 1.0210% 1.0314% 1.0416% 1.0291% 1.0316% 1.0319% 1.0313% 1.0302% 1.0289% 1.0277% 1.0265% 1.0255% 1.0245% 1.0237%
62 2.0690% 1.5713% 1.3954% 1.2117% 1.1583% 1.1414% 1.1294% 1.1193% 1.1305% 1.1366% 1.1165% 1.1145% 1.1115% 1.1083% 1.1052% 1.1023% 1.0998% 1.0976% 1.0958% 1.0942% 1.0928%
63 2.2711% 1.7252% 1.5322% 1.3304% 1.2716% 1.2526% 1.2389% 1.2274% 1.2316% 1.2282% 1.1996% 1.1926% 1.1858% 1.1797% 1.1743% 1.1697% 1.1657% 1.1624% 1.1596% 1.1573% 1.1554%
64 2.4953% 1.8953% 1.6830% 1.4606% 1.3952% 1.3735% 1.3579% 1.3324% 1.3212% 1.3072% 1.2697% 1.2573% 1.2465% 1.2373% 1.2295% 1.2230% 1.2176% 1.2131% 1.2093% 1.2062% 1.2037%
65 2.7385% 2.0793% 1.8457% 1.6007% 1.5280% 1.5036% 1.4644% 1.4119% 1.3847% 1.3598% 1.3140% 1.2961% 1.2813% 1.2690% 1.2589% 1.2506% 1.2437% 1.2380% 1.2334% 1.2295% 1.2263%
BIỂU 13: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1377% 0.1198% 0.1149% 0.1099% 0.1120% 0.1160% 0.1193% 0.1221% 0.1265% 0.1306% 0.1317% 0.1348% 0.1375% 0.1399% 0.1419% 0.1437% 0.1453% 0.1466% 0.1477% 0.1487% 0.1496%
19 0.1430% 0.1240% 0.1185% 0.1127% 0.1145% 0.1181% 0.1212% 0.1238% 0.1282% 0.1321% 0.1331% 0.1361% 0.1388% 0.1411% 0.1432% 0.1450% 0.1465% 0.1478% 0.1490% 0.1500% 0.1508%
20 0.1452% 0.1256% 0.1199% 0.1136% 0.1151% 0.1185% 0.1214% 0.1238% 0.1280% 0.1319% 0.1328% 0.1358% 0.1385% 0.1408% 0.1428% 0.1446% 0.1461% 0.1475% 0.1486% 0.1496% 0.1505%
21 0.1455% 0.1257% 0.1198% 0.1132% 0.1145% 0.1176% 0.1204% 0.1226% 0.1268% 0.1305% 0.1315% 0.1345% 0.1371% 0.1394% 0.1415% 0.1432% 0.1448% 0.1461% 0.1473% 0.1483% 0.1491%
22 0.1443% 0.1244% 0.1184% 0.1117% 0.1128% 0.1158% 0.1184% 0.1207% 0.1248% 0.1285% 0.1294% 0.1324% 0.1351% 0.1374% 0.1394% 0.1412% 0.1428% 0.1442% 0.1453% 0.1464% 0.1472%
23 0.1416% 0.1220% 0.1161% 0.1094% 0.1104% 0.1134% 0.1160% 0.1183% 0.1223% 0.1261% 0.1271% 0.1301% 0.1328% 0.1352% 0.1372% 0.1391% 0.1407% 0.1421% 0.1433% 0.1443% 0.1452%
24 0.1385% 0.1193% 0.1134% 0.1069% 0.1079% 0.1109% 0.1137% 0.1160% 0.1201% 0.1239% 0.1250% 0.1281% 0.1308% 0.1333% 0.1354% 0.1373% 0.1389% 0.1404% 0.1416% 0.1427% 0.1436%
25 0.1349% 0.1163% 0.1106% 0.1045% 0.1057% 0.1089% 0.1117% 0.1142% 0.1184% 0.1223% 0.1236% 0.1267% 0.1295% 0.1320% 0.1342% 0.1362% 0.1379% 0.1394% 0.1407% 0.1418% 0.1428%
26 0.1323% 0.1142% 0.1088% 0.1030% 0.1044% 0.1077% 0.1107% 0.1134% 0.1177% 0.1218% 0.1232% 0.1264% 0.1294% 0.1320% 0.1343% 0.1363% 0.1381% 0.1397% 0.1410% 0.1422% 0.1432%
27 0.1312% 0.1133% 0.1080% 0.1024% 0.1041% 0.1076% 0.1108% 0.1136% 0.1181% 0.1223% 0.1239% 0.1273% 0.1304% 0.1331% 0.1356% 0.1377% 0.1396% 0.1412% 0.1427% 0.1439% 0.1450%
28 0.1305% 0.1129% 0.1078% 0.1026% 0.1044% 0.1082% 0.1117% 0.1147% 0.1195% 0.1239% 0.1256% 0.1293% 0.1325% 0.1354% 0.1380% 0.1402% 0.1422% 0.1440% 0.1455% 0.1468% 0.1479%
29 0.1315% 0.1139% 0.1089% 0.1039% 0.1060% 0.1101% 0.1138% 0.1171% 0.1222% 0.1268% 0.1287% 0.1326% 0.1360% 0.1391% 0.1419% 0.1443% 0.1464% 0.1483% 0.1499% 0.1513% 0.1525%
30 0.1336% 0.1160% 0.1110% 0.1062% 0.1086% 0.1130% 0.1170% 0.1206% 0.1259% 0.1309% 0.1331% 0.1371% 0.1408% 0.1441% 0.1471% 0.1497% 0.1519% 0.1539% 0.1556% 0.1571% 0.1584%
31 0.1372% 0.1192% 0.1143% 0.1095% 0.1123% 0.1170% 0.1213% 0.1252% 0.1310% 0.1363% 0.1387% 0.1431% 0.1470% 0.1506% 0.1537% 0.1565% 0.1589% 0.1611% 0.1629% 0.1645% 0.1659%
32 0.1422% 0.1237% 0.1187% 0.1139% 0.1170% 0.1221% 0.1268% 0.1310% 0.1372% 0.1430% 0.1456% 0.1503% 0.1546% 0.1584% 0.1618% 0.1648% 0.1674% 0.1697% 0.1717% 0.1734% 0.1749%
33 0.1482% 0.1290% 0.1239% 0.1192% 0.1226% 0.1282% 0.1334% 0.1380% 0.1447% 0.1510% 0.1538% 0.1589% 0.1636% 0.1677% 0.1713% 0.1746% 0.1774% 0.1799% 0.1820% 0.1839% 0.1855%
34 0.1555% 0.1355% 0.1304% 0.1257% 0.1295% 0.1357% 0.1413% 0.1464% 0.1537% 0.1605% 0.1636% 0.1692% 0.1741% 0.1786% 0.1826% 0.1861% 0.1891% 0.1918% 0.1941% 0.1961% 0.1979%
35 0.1644% 0.1435% 0.1382% 0.1335% 0.1378% 0.1446% 0.1508% 0.1564% 0.1643% 0.1716% 0.1751% 0.1811% 0.1865% 0.1913% 0.1956% 0.1994% 0.2027% 0.2056% 0.2081% 0.2103% 0.2121%
36 0.1754% 0.1532% 0.1477% 0.1429% 0.1477% 0.1550% 0.1618% 0.1680% 0.1765% 0.1845% 0.1883% 0.1948% 0.2007% 0.2059% 0.2105% 0.2146% 0.2182% 0.2213% 0.2240% 0.2264% 0.2284%
37 0.1881% 0.1644% 0.1585% 0.1535% 0.1589% 0.1669% 0.1744% 0.1811% 0.1904% 0.1990% 0.2032% 0.2102% 0.2166% 0.2222% 0.2273% 0.2317% 0.2356% 0.2389% 0.2419% 0.2444% 0.2466%
38 0.2023% 0.1770% 0.1708% 0.1656% 0.1715% 0.1804% 0.1885% 0.1958% 0.2059% 0.2153% 0.2198% 0.2274% 0.2343% 0.2404% 0.2459% 0.2507% 0.2549% 0.2585% 0.2617% 0.2645% 0.2669%
39 0.2187% 0.1914% 0.1849% 0.1794% 0.1859% 0.1955% 0.2043% 0.2123% 0.2232% 0.2334% 0.2383% 0.2465% 0.2540% 0.2606% 0.2665% 0.2717% 0.2762% 0.2802% 0.2837% 0.2866% 0.2892%
40 0.2374% 0.2078% 0.2007% 0.1947% 0.2018% 0.2122% 0.2218% 0.2304% 0.2423% 0.2533% 0.2585% 0.2675% 0.2755% 0.2827% 0.2891% 0.2947% 0.2996% 0.3039% 0.3077% 0.3109% 0.3137%
41 0.2577% 0.2256% 0.2178% 0.2114% 0.2190% 0.2303% 0.2407% 0.2500% 0.2628% 0.2747% 0.2804% 0.2901% 0.2988% 0.3066% 0.3135% 0.3196% 0.3249% 0.3296% 0.3336% 0.3372% 0.3402%
42 0.2796% 0.2448% 0.2364% 0.2294% 0.2377% 0.2499% 0.2611% 0.2711% 0.2850% 0.2979% 0.3040% 0.3145% 0.3239% 0.3323% 0.3398% 0.3464% 0.3522% 0.3573% 0.3617% 0.3655% 0.3688%
43 0.3036% 0.2658% 0.2567% 0.2490% 0.2579% 0.2710% 0.2831% 0.2939% 0.3089% 0.3228% 0.3294% 0.3408% 0.3510% 0.3602% 0.3683% 0.3755% 0.3818% 0.3873% 0.3921% 0.3962% 0.3998%
44 0.3293% 0.2882% 0.2783% 0.2698% 0.2794% 0.2936% 0.3066% 0.3183% 0.3345% 0.3496% 0.3568% 0.3691% 0.3802% 0.3902% 0.3990% 0.4068% 0.4136% 0.4196% 0.4248% 0.4293% 0.4331%
45 0.3566% 0.3121% 0.3013% 0.2921% 0.3023% 0.3177% 0.3317% 0.3443% 0.3620% 0.3783% 0.3862% 0.3996% 0.4117% 0.4225% 0.4321% 0.4406% 0.4480% 0.4545% 0.4601% 0.4650% 0.4692%
46 0.3860% 0.3377% 0.3259% 0.3159% 0.3269% 0.3435% 0.3588% 0.3725% 0.3917% 0.4095% 0.4181% 0.4328% 0.4460% 0.4577% 0.4682% 0.4774% 0.4854% 0.4925% 0.4986% 0.5038% 0.5084%
47 0.4171% 0.3649% 0.3521% 0.3413% 0.3533% 0.3714% 0.3881% 0.4031% 0.4240% 0.4435% 0.4530% 0.4689% 0.4833% 0.4961% 0.5075% 0.5175% 0.5262% 0.5339% 0.5405% 0.5462% 0.5512%
48 0.4503% 0.3941% 0.3804% 0.3689% 0.3821% 0.4019% 0.4203% 0.4368% 0.4598% 0.4810% 0.4915% 0.5089% 0.5245% 0.5385% 0.5508% 0.5617% 0.5712% 0.5795% 0.5867% 0.5929% 0.5983%
49 0.4870% 0.4263% 0.4116% 0.3995% 0.4143% 0.4361% 0.4563% 0.4746% 0.4997% 0.5229% 0.5344% 0.5533% 0.5704% 0.5856% 0.5990% 0.6109% 0.6212% 0.6303% 0.6381% 0.6448% 0.6507%
50 0.5277% 0.4622% 0.4466% 0.4340% 0.4504% 0.4746% 0.4969% 0.5169% 0.5444% 0.5698% 0.5823% 0.6030% 0.6216% 0.6381% 0.6528% 0.6656% 0.6769% 0.6867% 0.6952% 0.7026% 0.7089%
51 0.5744% 0.5034% 0.4866% 0.4733% 0.4916% 0.5182% 0.5427% 0.5647% 0.5947% 0.6224% 0.6360% 0.6585% 0.6787% 0.6967% 0.7127% 0.7267% 0.7390% 0.7496% 0.7589% 0.7668% 0.7736%
52 0.6269% 0.5497% 0.5317% 0.5175% 0.5377% 0.5669% 0.5937% 0.6177% 0.6504% 0.6806% 0.6953% 0.7198% 0.7419% 0.7615% 0.7788% 0.7941% 0.8074% 0.8190% 0.8290% 0.8375% 0.8445%
53 0.6865% 0.6021% 0.5825% 0.5671% 0.5891% 0.6209% 0.6501% 0.6761% 0.7117% 0.7446% 0.7605% 0.7872% 0.8112% 0.8325% 0.8514% 0.8680% 0.8825% 0.8950% 0.9057% 0.9145% 0.9219%
54 0.7526% 0.6600% 0.6384% 0.6213% 0.6452% 0.6797% 0.7113% 0.7395% 0.7781% 0.8139% 0.8312% 0.8603% 0.8864% 0.9096% 0.9302% 0.9482% 0.9639% 0.9772% 0.9883% 0.9974% 1.0051%
55 0.8241% 0.7226% 0.6987% 0.6796% 0.7053% 0.7426% 0.7769% 0.8075% 0.8496% 0.8886% 0.9074% 0.9391% 0.9676% 0.9929% 1.0152% 1.0347% 1.0513% 1.0650% 1.0764% 1.0859% 1.0938%
56 0.9004% 0.7892% 0.7629% 0.7416% 0.7693% 0.8099% 0.8471% 0.8805% 0.9264% 0.9690% 0.9895% 1.0241% 1.0551% 1.0826% 1.1069% 1.1274% 1.1444% 1.1585% 1.1702% 1.1799% 1.1880%
57 0.9813% 0.8599% 0.8311% 0.8076% 0.8378% 0.8820% 0.9227% 0.9592% 1.0095% 1.0560% 1.0785% 1.1162% 1.1500% 1.1799% 1.2053% 1.2262% 1.2435% 1.2578% 1.2697% 1.2796% 1.2879%
58 1.0675% 0.9354% 0.9040% 0.8787% 0.9118% 0.9604% 1.0051% 1.0453% 1.1004% 1.1513% 1.1759% 1.2170% 1.2538% 1.2849% 1.3104% 1.3315% 1.3488% 1.3633% 1.3753% 1.3853% 1.3937%
59 1.1608% 1.0174% 0.9836% 0.9567% 0.9935% 1.0470% 1.0964% 1.1406% 1.2010% 1.2567% 1.2836% 1.3284% 1.3664% 1.3972% 1.4225% 1.4434% 1.4608% 1.4752% 1.4872% 1.4972% 1.5055%
60 1.2642% 1.1086% 1.0722% 1.0439% 1.0848% 1.1440% 1.1984% 1.2471% 1.3132% 1.3741% 1.4034% 1.4492% 1.4861% 1.5161% 1.5409% 1.5614% 1.5784% 1.5926% 1.6044% 1.6143% 1.6225%
61 1.3806% 1.2113% 1.1722% 1.1421% 1.1877% 1.2530% 1.3129% 1.3662% 1.4384% 1.5048% 1.5321% 1.5755% 1.6106% 1.6394% 1.6631% 1.6829% 1.6993% 1.7130% 1.7245% 1.7340% 1.7420%
62 1.5119% 1.3271% 1.2848% 1.2526% 1.3030% 1.3747% 1.4402% 1.4984% 1.5772% 1.6427% 1.6627% 1.7026% 1.7351% 1.7619% 1.7842% 1.8028% 1.8183% 1.8312% 1.8421% 1.8512% 1.8587%
63 1.6591% 1.4567% 1.4105% 1.3755% 1.4307% 1.5091% 1.5805% 1.6437% 1.7190% 1.7756% 1.7870% 1.8223% 1.8513% 1.8755% 1.8957% 1.9126% 1.9268% 1.9387% 1.9487% 1.9571% 1.9641%
64 1.8221% 1.5999% 1.5491% 1.5102% 1.5702% 1.6554% 1.7330% 1.7850% 1.8448% 1.8905% 1.8921% 1.9217% 1.9464% 1.9672% 1.9848% 1.9996% 2.0121% 2.0226% 2.0314% 2.0388% 2.0450%
65 1.9988% 1.7547% 1.6987% 1.6552% 1.7202% 1.8128% 1.8698% 1.8925% 1.9344% 1.9675% 1.9587% 1.9816% 2.0011% 2.0178% 2.0321% 2.0443% 2.0546% 2.0634% 2.0708% 2.0770% 2.0823%
BIỂU 14: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1763% 0.1659% 0.1635% 0.1563% 0.1553% 0.1555% 0.1546% 0.1531% 0.1540% 0.1546% 0.1523% 0.1526% 0.1529% 0.1531% 0.1532% 0.1533% 0.1534% 0.1535% 0.1536% 0.1537% 0.1537%
19 0.1830% 0.1716% 0.1686% 0.1603% 0.1587% 0.1584% 0.1571% 0.1553% 0.1560% 0.1564% 0.1539% 0.1541% 0.1543% 0.1545% 0.1546% 0.1547% 0.1548% 0.1548% 0.1549% 0.1550% 0.1550%
20 0.1858% 0.1739% 0.1705% 0.1616% 0.1596% 0.1589% 0.1573% 0.1553% 0.1558% 0.1562% 0.1536% 0.1538% 0.1539% 0.1541% 0.1542% 0.1543% 0.1544% 0.1544% 0.1545% 0.1546% 0.1547%
21 0.1862% 0.1740% 0.1704% 0.1611% 0.1586% 0.1577% 0.1560% 0.1538% 0.1543% 0.1546% 0.1521% 0.1523% 0.1524% 0.1526% 0.1527% 0.1528% 0.1529% 0.1530% 0.1531% 0.1532% 0.1533%
22 0.1847% 0.1723% 0.1685% 0.1589% 0.1563% 0.1552% 0.1534% 0.1513% 0.1518% 0.1522% 0.1497% 0.1499% 0.1502% 0.1503% 0.1505% 0.1507% 0.1508% 0.1510% 0.1511% 0.1512% 0.1513%
23 0.1812% 0.1690% 0.1651% 0.1556% 0.1530% 0.1520% 0.1503% 0.1483% 0.1489% 0.1493% 0.1470% 0.1473% 0.1476% 0.1479% 0.1481% 0.1484% 0.1486% 0.1488% 0.1489% 0.1491% 0.1493%
24 0.1773% 0.1652% 0.1613% 0.1520% 0.1496% 0.1488% 0.1473% 0.1455% 0.1462% 0.1468% 0.1446% 0.1451% 0.1455% 0.1458% 0.1462% 0.1465% 0.1467% 0.1470% 0.1472% 0.1474% 0.1476%
25 0.1727% 0.1610% 0.1574% 0.1486% 0.1465% 0.1460% 0.1447% 0.1432% 0.1441% 0.1449% 0.1429% 0.1435% 0.1440% 0.1445% 0.1449% 0.1453% 0.1457% 0.1460% 0.1463% 0.1465% 0.1467%
26 0.1693% 0.1581% 0.1548% 0.1465% 0.1447% 0.1445% 0.1435% 0.1422% 0.1433% 0.1442% 0.1424% 0.1432% 0.1438% 0.1444% 0.1450% 0.1454% 0.1459% 0.1463% 0.1466% 0.1469% 0.1472%
27 0.1679% 0.1569% 0.1537% 0.1457% 0.1442% 0.1442% 0.1435% 0.1424% 0.1438% 0.1449% 0.1433% 0.1442% 0.1450% 0.1457% 0.1463% 0.1469% 0.1474% 0.1479% 0.1483% 0.1487% 0.1490%
28 0.1670% 0.1563% 0.1534% 0.1459% 0.1448% 0.1451% 0.1447% 0.1439% 0.1454% 0.1468% 0.1453% 0.1464% 0.1473% 0.1482% 0.1489% 0.1496% 0.1502% 0.1508% 0.1513% 0.1517% 0.1521%
29 0.1683% 0.1577% 0.1550% 0.1478% 0.1470% 0.1476% 0.1475% 0.1468% 0.1487% 0.1502% 0.1489% 0.1501% 0.1512% 0.1522% 0.1531% 0.1539% 0.1546% 0.1552% 0.1558% 0.1563% 0.1567%
30 0.1710% 0.1605% 0.1580% 0.1510% 0.1505% 0.1515% 0.1516% 0.1512% 0.1533% 0.1551% 0.1539% 0.1553% 0.1566% 0.1577% 0.1587% 0.1596% 0.1604% 0.1612% 0.1618% 0.1623% 0.1628%
31 0.1755% 0.1650% 0.1626% 0.1558% 0.1556% 0.1568% 0.1572% 0.1570% 0.1594% 0.1614% 0.1603% 0.1620% 0.1634% 0.1647% 0.1659% 0.1669% 0.1678% 0.1686% 0.1694% 0.1700% 0.1705%
32 0.1819% 0.1712% 0.1689% 0.1620% 0.1621% 0.1637% 0.1643% 0.1643% 0.1670% 0.1693% 0.1683% 0.1702% 0.1718% 0.1733% 0.1746% 0.1758% 0.1768% 0.1777% 0.1785% 0.1792% 0.1798%
33 0.1896% 0.1786% 0.1763% 0.1696% 0.1700% 0.1719% 0.1728% 0.1731% 0.1761% 0.1788% 0.1779% 0.1799% 0.1818% 0.1834% 0.1849% 0.1862% 0.1873% 0.1883% 0.1892% 0.1900% 0.1907%
34 0.1990% 0.1877% 0.1855% 0.1787% 0.1795% 0.1819% 0.1831% 0.1836% 0.1870% 0.1900% 0.1892% 0.1915% 0.1935% 0.1954% 0.1970% 0.1984% 0.1997% 0.2008% 0.2018% 0.2026% 0.2034%
35 0.2104% 0.1987% 0.1966% 0.1899% 0.1910% 0.1938% 0.1953% 0.1960% 0.1998% 0.2032% 0.2024% 0.2050% 0.2072% 0.2093% 0.2110% 0.2126% 0.2140% 0.2152% 0.2163% 0.2172% 0.2180%
36 0.2244% 0.2121% 0.2101% 0.2032% 0.2046% 0.2078% 0.2096% 0.2105% 0.2147% 0.2184% 0.2176% 0.2205% 0.2230% 0.2252% 0.2271% 0.2289% 0.2304% 0.2317% 0.2328% 0.2339% 0.2347%
37 0.2407% 0.2276% 0.2255% 0.2183% 0.2201% 0.2237% 0.2258% 0.2269% 0.2315% 0.2356% 0.2348% 0.2379% 0.2406% 0.2430% 0.2452% 0.2470% 0.2487% 0.2501% 0.2514% 0.2525% 0.2534%
38 0.2589% 0.2450% 0.2430% 0.2355% 0.2376% 0.2417% 0.2441% 0.2454% 0.2504% 0.2548% 0.2540% 0.2574% 0.2603% 0.2629% 0.2652% 0.2672% 0.2690% 0.2706% 0.2720% 0.2732% 0.2742%
39 0.2799% 0.2650% 0.2629% 0.2550% 0.2575% 0.2619% 0.2645% 0.2660% 0.2714% 0.2762% 0.2753% 0.2789% 0.2821% 0.2849% 0.2874% 0.2896% 0.2916% 0.2933% 0.2948% 0.2961% 0.2972%
40 0.3037% 0.2876% 0.2854% 0.2768% 0.2795% 0.2843% 0.2871% 0.2886% 0.2945% 0.2997% 0.2987% 0.3026% 0.3060% 0.3091% 0.3117% 0.3141% 0.3162% 0.3181% 0.3197% 0.3211% 0.3223%
41 0.3298% 0.3123% 0.3098% 0.3005% 0.3033% 0.3085% 0.3116% 0.3132% 0.3195% 0.3250% 0.3239% 0.3281% 0.3318% 0.3351% 0.3380% 0.3406% 0.3429% 0.3449% 0.3466% 0.3482% 0.3495%
42 0.3578% 0.3389% 0.3362% 0.3261% 0.3291% 0.3347% 0.3379% 0.3396% 0.3464% 0.3523% 0.3511% 0.3556% 0.3597% 0.3632% 0.3664% 0.3692% 0.3717% 0.3739% 0.3758% 0.3774% 0.3789%
43 0.3885% 0.3679% 0.3650% 0.3539% 0.3570% 0.3629% 0.3663% 0.3680% 0.3754% 0.3818% 0.3804% 0.3853% 0.3897% 0.3936% 0.3971% 0.4001% 0.4028% 0.4052% 0.4073% 0.4091% 0.4106%
44 0.4214% 0.3989% 0.3957% 0.3835% 0.3868% 0.3931% 0.3967% 0.3985% 0.4064% 0.4133% 0.4119% 0.4173% 0.4220% 0.4263% 0.4301% 0.4334% 0.4364% 0.4389% 0.4412% 0.4432% 0.4449%
45 0.4563% 0.4319% 0.4283% 0.4150% 0.4185% 0.4252% 0.4291% 0.4310% 0.4397% 0.4473% 0.4458% 0.4517% 0.4569% 0.4616% 0.4657% 0.4694% 0.4726% 0.4754% 0.4778% 0.4800% 0.4819%
46 0.4938% 0.4674% 0.4634% 0.4488% 0.4525% 0.4598% 0.4640% 0.4662% 0.4757% 0.4840% 0.4825% 0.4890% 0.4948% 0.4999% 0.5044% 0.5084% 0.5119% 0.5150% 0.5177% 0.5200% 0.5221%
47 0.5336% 0.5049% 0.5005% 0.4849% 0.4889% 0.4969% 0.5017% 0.5044% 0.5148% 0.5241% 0.5226% 0.5298% 0.5361% 0.5417% 0.5467% 0.5511% 0.5549% 0.5582% 0.5612% 0.5637% 0.5660%
48 0.5761% 0.5453% 0.5407% 0.5240% 0.5287% 0.5377% 0.5432% 0.5464% 0.5580% 0.5682% 0.5668% 0.5747% 0.5817% 0.5878% 0.5933% 0.5980% 0.6022% 0.6059% 0.6091% 0.6119% 0.6143%
49 0.6231% 0.5898% 0.5850% 0.5674% 0.5730% 0.5833% 0.5897% 0.5934% 0.6062% 0.6175% 0.6161% 0.6247% 0.6324% 0.6391% 0.6450% 0.6502% 0.6548% 0.6588% 0.6623% 0.6653% 0.6680%
50 0.6751% 0.6394% 0.6347% 0.6163% 0.6229% 0.6345% 0.6418% 0.6462% 0.6603% 0.6727% 0.6712% 0.6806% 0.6889% 0.6962% 0.7027% 0.7084% 0.7133% 0.7177% 0.7215% 0.7248% 0.7276%
51 0.7348% 0.6964% 0.6915% 0.6719% 0.6796% 0.6926% 0.7008% 0.7056% 0.7210% 0.7345% 0.7327% 0.7430% 0.7520% 0.7600% 0.7670% 0.7731% 0.7785% 0.7832% 0.7874% 0.7909% 0.7939%
52 0.8020% 0.7604% 0.7554% 0.7345% 0.7432% 0.7575% 0.7664% 0.7715% 0.7882% 0.8028% 0.8008% 0.8118% 0.8216% 0.8303% 0.8379% 0.8445% 0.8504% 0.8555% 0.8599% 0.8636% 0.8666%
53 0.8781% 0.8328% 0.8274% 0.8046% 0.8139% 0.8294% 0.8388% 0.8441% 0.8621% 0.8778% 0.8754% 0.8874% 0.8980% 0.9074% 0.9156% 0.9229% 0.9292% 0.9347% 0.9393% 0.9429% 0.9458%
54 0.9625% 0.9127% 0.9067% 0.8813% 0.8910% 0.9074% 0.9173% 0.9227% 0.9421% 0.9591% 0.9564% 0.9694% 0.9809% 0.9910% 1.0000% 1.0078% 1.0146% 1.0203% 1.0247% 1.0282% 1.0310%
55 1.0539% 0.9991% 0.9921% 0.9637% 0.9737% 0.9911% 1.0014% 1.0071% 1.0281% 1.0466% 1.0435% 1.0577% 1.0702% 1.0812% 1.0909% 1.0994% 1.1063% 1.1116% 1.1158% 1.1191% 1.1218%
56 1.1514% 1.0911% 1.0831% 1.0513% 1.0617% 1.0803% 1.0913% 1.0975% 1.1204% 1.1406% 1.1373% 1.1528% 1.1664% 1.1784% 1.1889% 1.1974% 1.2038% 1.2088% 1.2126% 1.2157% 1.2181%
57 1.2548% 1.1886% 1.1796% 1.1445% 1.1556% 1.1758% 1.1880% 1.1949% 1.2201% 1.2422% 1.2388% 1.2557% 1.2706% 1.2836% 1.2940% 1.3017% 1.3075% 1.3119% 1.3153% 1.3180% 1.3202%
58 1.3649% 1.2927% 1.2828% 1.2447% 1.2571% 1.2796% 1.2933% 1.3012% 1.3290% 1.3533% 1.3498% 1.3682% 1.3844% 1.3971% 1.4062% 1.4128% 1.4177% 1.4214% 1.4243% 1.4265% 1.4282%
59 1.4840% 1.4058% 1.3953% 1.3547% 1.3689% 1.3941% 1.4097% 1.4188% 1.4494% 1.4761% 1.4722% 1.4924% 1.5077% 1.5182% 1.5256% 1.5308% 1.5346% 1.5374% 1.5396% 1.5412% 1.5424%
60 1.6160% 1.5315% 1.5206% 1.4774% 1.4939% 1.5222% 1.5397% 1.5500% 1.5835% 1.6126% 1.6083% 1.6268% 1.6386% 1.6464% 1.6515% 1.6550% 1.6574% 1.6591% 1.6603% 1.6612% 1.6618%
61 1.7646% 1.6730% 1.6618% 1.6157% 1.6345% 1.6659% 1.6853% 1.6964% 1.7328% 1.7644% 1.7543% 1.7671% 1.7745% 1.7789% 1.7813% 1.7827% 1.7834% 1.7837% 1.7838% 1.7837% 1.7836%
62 1.9322% 1.8325% 1.8208% 1.7709% 1.7918% 1.8261% 1.8470% 1.8586% 1.8980% 1.9241% 1.9019% 1.9078% 1.9101% 1.9103% 1.9096% 1.9084% 1.9071% 1.9058% 1.9046% 1.9035% 1.9025%
63 2.1200% 2.0109% 1.9982% 1.9433% 1.9657% 2.0026% 2.0247% 2.0366% 2.0664% 2.0775% 2.0419% 2.0399% 2.0361% 2.0317% 2.0274% 2.0233% 2.0197% 2.0166% 2.0139% 2.0116% 2.0096%
64 2.3279% 2.2078% 2.1934% 2.1321% 2.1554% 2.1945% 2.2176% 2.2092% 2.2150% 2.2094% 2.1596% 2.1489% 2.1385% 2.1291% 2.1208% 2.1137% 2.1076% 2.1025% 2.0982% 2.0947% 2.0917%
65 2.5532% 2.4206% 2.4040% 2.3351% 2.3590% 2.4005% 2.3897% 2.3392% 2.3195% 2.2965% 2.2329% 2.2132% 2.1962% 2.1817% 2.1694% 2.1592% 2.1507% 2.1436% 2.1378% 2.1329% 2.1289%
BIỂU 15: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2540% 0.1789% 0.2119% 0.2026% 0.2066% 0.2138% 0.2200% 0.2251% 0.2333% 0.2407% 0.2428% 0.2485% 0.2535% 0.2579% 0.2617% 0.2650% 0.2679% 0.2703% 0.2724% 0.2742% 0.2758%
19 0.2636% 0.1851% 0.2185% 0.2079% 0.2112% 0.2178% 0.2236% 0.2283% 0.2363% 0.2435% 0.2454% 0.2510% 0.2559% 0.2603% 0.2640% 0.2673% 0.2702% 0.2726% 0.2747% 0.2765% 0.2781%
20 0.2677% 0.1875% 0.2210% 0.2096% 0.2123% 0.2185% 0.2239% 0.2283% 0.2361% 0.2431% 0.2449% 0.2504% 0.2553% 0.2596% 0.2634% 0.2666% 0.2695% 0.2719% 0.2740% 0.2759% 0.2774%
21 0.2683% 0.1876% 0.2208% 0.2088% 0.2110% 0.2169% 0.2219% 0.2262% 0.2338% 0.2407% 0.2425% 0.2479% 0.2528% 0.2571% 0.2608% 0.2641% 0.2670% 0.2694% 0.2716% 0.2734% 0.2750%
22 0.2661% 0.1858% 0.2183% 0.2060% 0.2079% 0.2135% 0.2184% 0.2225% 0.2300% 0.2369% 0.2387% 0.2442% 0.2490% 0.2533% 0.2571% 0.2604% 0.2633% 0.2658% 0.2680% 0.2699% 0.2715%
23 0.2611% 0.1822% 0.2140% 0.2017% 0.2035% 0.2090% 0.2139% 0.2181% 0.2256% 0.2325% 0.2344% 0.2399% 0.2448% 0.2492% 0.2531% 0.2564% 0.2594% 0.2619% 0.2642% 0.2661% 0.2677%
24 0.2554% 0.1781% 0.2091% 0.1971% 0.1990% 0.2046% 0.2096% 0.2139% 0.2215% 0.2285% 0.2306% 0.2362% 0.2412% 0.2457% 0.2497% 0.2531% 0.2562% 0.2588% 0.2611% 0.2631% 0.2648%
25 0.2488% 0.1736% 0.2040% 0.1927% 0.1949% 0.2007% 0.2060% 0.2105% 0.2183% 0.2255% 0.2278% 0.2336% 0.2388% 0.2434% 0.2475% 0.2511% 0.2543% 0.2570% 0.2594% 0.2615% 0.2632%
26 0.2440% 0.1705% 0.2007% 0.1900% 0.1926% 0.1987% 0.2042% 0.2090% 0.2171% 0.2245% 0.2271% 0.2331% 0.2385% 0.2434% 0.2476% 0.2514% 0.2547% 0.2575% 0.2600% 0.2622% 0.2641%
27 0.2419% 0.1691% 0.1992% 0.1889% 0.1919% 0.1983% 0.2042% 0.2094% 0.2178% 0.2256% 0.2284% 0.2347% 0.2404% 0.2455% 0.2500% 0.2539% 0.2574% 0.2604% 0.2630% 0.2653% 0.2673%
28 0.2406% 0.1685% 0.1988% 0.1891% 0.1926% 0.1996% 0.2059% 0.2115% 0.2203% 0.2285% 0.2317% 0.2383% 0.2443% 0.2497% 0.2544% 0.2586% 0.2623% 0.2655% 0.2683% 0.2707% 0.2728%
29 0.2424% 0.1701% 0.2009% 0.1916% 0.1955% 0.2030% 0.2099% 0.2159% 0.2252% 0.2339% 0.2374% 0.2445% 0.2508% 0.2565% 0.2616% 0.2660% 0.2699% 0.2734% 0.2763% 0.2789% 0.2811%
30 0.2464% 0.1731% 0.2047% 0.1958% 0.2003% 0.2083% 0.2157% 0.2223% 0.2322% 0.2414% 0.2453% 0.2529% 0.2597% 0.2658% 0.2712% 0.2759% 0.2801% 0.2838% 0.2870% 0.2897% 0.2921%
31 0.2529% 0.1779% 0.2108% 0.2020% 0.2070% 0.2157% 0.2237% 0.2309% 0.2415% 0.2513% 0.2557% 0.2638% 0.2711% 0.2776% 0.2834% 0.2885% 0.2930% 0.2970% 0.3004% 0.3033% 0.3059%
32 0.2621% 0.1846% 0.2188% 0.2101% 0.2157% 0.2251% 0.2338% 0.2416% 0.2530% 0.2637% 0.2684% 0.2772% 0.2850% 0.2921% 0.2983% 0.3038% 0.3087% 0.3129% 0.3166% 0.3198% 0.3225%
33 0.2732% 0.1926% 0.2285% 0.2198% 0.2261% 0.2364% 0.2460% 0.2545% 0.2669% 0.2783% 0.2836% 0.2931% 0.3016% 0.3092% 0.3159% 0.3219% 0.3271% 0.3317% 0.3356% 0.3390% 0.3420%
34 0.2867% 0.2024% 0.2404% 0.2317% 0.2388% 0.2501% 0.2606% 0.2700% 0.2834% 0.2958% 0.3017% 0.3119% 0.3211% 0.3293% 0.3366% 0.3430% 0.3487% 0.3536% 0.3579% 0.3616% 0.3648%
35 0.3031% 0.2142% 0.2548% 0.2462% 0.2541% 0.2665% 0.2780% 0.2883% 0.3028% 0.3163% 0.3228% 0.3338% 0.3438% 0.3527% 0.3606% 0.3676% 0.3737% 0.3790% 0.3836% 0.3876% 0.3911%
36 0.3234% 0.2287% 0.2723% 0.2634% 0.2722% 0.2858% 0.2983% 0.3096% 0.3254% 0.3401% 0.3471% 0.3591% 0.3699% 0.3796% 0.3881% 0.3956% 0.4022% 0.4080% 0.4130% 0.4173% 0.4211%
37 0.3468% 0.2454% 0.2923% 0.2830% 0.2929% 0.3077% 0.3215% 0.3338% 0.3510% 0.3669% 0.3746% 0.3876% 0.3993% 0.4097% 0.4189% 0.4271% 0.4342% 0.4405% 0.4459% 0.4506% 0.4546%
38 0.3730% 0.2642% 0.3149% 0.3053% 0.3162% 0.3325% 0.3475% 0.3609% 0.3796% 0.3968% 0.4052% 0.4192% 0.4319% 0.4432% 0.4532% 0.4620% 0.4698% 0.4765% 0.4824% 0.4875% 0.4919%
39 0.4032% 0.2858% 0.3408% 0.3307% 0.3426% 0.3603% 0.3766% 0.3912% 0.4115% 0.4302% 0.4392% 0.4544% 0.4681% 0.4804% 0.4912% 0.5007% 0.5091% 0.5165% 0.5228% 0.5283% 0.5331%
40 0.4375% 0.3102% 0.3699% 0.3589% 0.3719% 0.3911% 0.4088% 0.4246% 0.4465% 0.4668% 0.4765% 0.4930% 0.5078% 0.5210% 0.5328% 0.5431% 0.5522% 0.5601% 0.5670% 0.5730% 0.5782%
41 0.4750% 0.3368% 0.4015% 0.3896% 0.4037% 0.4245% 0.4436% 0.4607% 0.4844% 0.5063% 0.5168% 0.5346% 0.5507% 0.5650% 0.5777% 0.5889% 0.5988% 0.6074% 0.6149% 0.6213% 0.6269%
42 0.5154% 0.3655% 0.4357% 0.4228% 0.4380% 0.4606% 0.4812% 0.4997% 0.5252% 0.5489% 0.5602% 0.5795% 0.5969% 0.6124% 0.6262% 0.6384% 0.6491% 0.6584% 0.6665% 0.6736% 0.6796%
43 0.5596% 0.3968% 0.4730% 0.4588% 0.4752% 0.4995% 0.5217% 0.5416% 0.5692% 0.5948% 0.6071% 0.6280% 0.6468% 0.6637% 0.6787% 0.6919% 0.7035% 0.7136% 0.7224% 0.7300% 0.7366%
44 0.6069% 0.4303% 0.5128% 0.4972% 0.5148% 0.5410% 0.5650% 0.5864% 0.6163% 0.6440% 0.6573% 0.6801% 0.7005% 0.7189% 0.7351% 0.7495% 0.7621% 0.7731% 0.7826% 0.7908% 0.7980%
45 0.6571% 0.4659% 0.5551% 0.5382% 0.5571% 0.5853% 0.6112% 0.6344% 0.6669% 0.6970% 0.7115% 0.7362% 0.7585% 0.7784% 0.7961% 0.8117% 0.8254% 0.8373% 0.8476% 0.8566% 0.8643%
46 0.7112% 0.5041% 0.6005% 0.5820% 0.6023% 0.6328% 0.6610% 0.6863% 0.7216% 0.7544% 0.7703% 0.7972% 0.8215% 0.8431% 0.8624% 0.8793% 0.8942% 0.9071% 0.9183% 0.9280% 0.9364%
47 0.7684% 0.5447% 0.6487% 0.6287% 0.6508% 0.6841% 0.7148% 0.7425% 0.7811% 0.8169% 0.8343% 0.8637% 0.8901% 0.9137% 0.9347% 0.9531% 0.9692% 0.9833% 0.9955% 1.0060% 1.0151%
48 0.8296% 0.5882% 0.7007% 0.6795% 0.7038% 0.7403% 0.7741% 0.8045% 0.8467% 0.8859% 0.9051% 0.9371% 0.9659% 0.9916% 1.0144% 1.0344% 1.0519% 1.0672% 1.0805% 1.0919% 1.1018%
49 0.8971% 0.6364% 0.7582% 0.7359% 0.7629% 0.8031% 0.8403% 0.8739% 0.9201% 0.9629% 0.9840% 1.0189% 1.0503% 1.0782% 1.1030% 1.1248% 1.1439% 1.1605% 1.1749% 1.1873% 1.1980%
50 0.9719% 0.6899% 0.8225% 0.7992% 0.8294% 0.8738% 0.9149% 0.9518% 1.0023% 1.0491% 1.0721% 1.1102% 1.1443% 1.1748% 1.2017% 1.2254% 1.2462% 1.2642% 1.2799% 1.2934% 1.3050%
51 1.0578% 0.7514% 0.8960% 0.8715% 0.9051% 0.9540% 0.9991% 1.0395% 1.0947% 1.1457% 1.1707% 1.2121% 1.2493% 1.2825% 1.3118% 1.3376% 1.3601% 1.3797% 1.3967% 1.4114% 1.4238%
52 1.1543% 0.8205% 0.9788% 0.9527% 0.9899% 1.0435% 1.0928% 1.1369% 1.1970% 1.2526% 1.2796% 1.3247% 1.3652% 1.4013% 1.4332% 1.4613% 1.4858% 1.5071% 1.5255% 1.5411% 1.5541%
53 1.2638% 0.8987% 1.0722% 1.0437% 1.0843% 1.1427% 1.1963% 1.2441% 1.3096% 1.3700% 1.3993% 1.4484% 1.4925% 1.5317% 1.5664% 1.5969% 1.6235% 1.6466% 1.6662% 1.6825% 1.6960%
54 1.3850% 0.9851% 1.1748% 1.1433% 1.1871% 1.2505% 1.3086% 1.3604% 1.4315% 1.4972% 1.5290% 1.5825% 1.6305% 1.6732% 1.7109% 1.7441% 1.7729% 1.7974% 1.8177% 1.8346% 1.8487%
55 1.5164% 1.0785% 1.2855% 1.2502% 1.2974% 1.3661% 1.4290% 1.4852% 1.5626% 1.6342% 1.6688% 1.7271% 1.7793% 1.8258% 1.8668% 1.9027% 1.9332% 1.9585% 1.9794% 1.9968% 2.0113%
56 1.6564% 1.1779% 1.4033% 1.3640% 1.4149% 1.4893% 1.5577% 1.6190% 1.7034% 1.7815% 1.8193% 1.8828% 1.9397% 1.9903% 2.0348% 2.0726% 2.1038% 2.1297% 2.1512% 2.1690% 2.1839%
57 1.8048% 1.2834% 1.5283% 1.4851% 1.5404% 1.6215% 1.6963% 1.7633% 1.8556% 1.9410% 1.9823% 2.0516% 2.1135% 2.1685% 2.2151% 2.2535% 2.2852% 2.3115% 2.3334% 2.3516% 2.3667%
58 1.9628% 1.3959% 1.6620% 1.6153% 1.6760% 1.7651% 1.8472% 1.9209% 2.0220% 2.1154% 2.1606% 2.2361% 2.3035% 2.3607% 2.4075% 2.4461% 2.4780% 2.5046% 2.5266% 2.5450% 2.5603%
59 2.1337% 1.5183% 1.8078% 1.7581% 1.8255% 1.9236% 2.0142% 2.0953% 2.2061% 2.3082% 2.3576% 2.4398% 2.5095% 2.5661% 2.6125% 2.6508% 2.6826% 2.7091% 2.7311% 2.7494% 2.7647%
60 2.3230% 1.6543% 1.9700% 1.9177% 1.9927% 2.1011% 2.2009% 2.2900% 2.4113% 2.5229% 2.5765% 2.6606% 2.7282% 2.7833% 2.8287% 2.8663% 2.8975% 2.9235% 2.9452% 2.9633% 2.9784%
61 2.5360% 1.8075% 2.1529% 2.0974% 2.1808% 2.3003% 2.4100% 2.5076% 2.6401% 2.7617% 2.8117% 2.8912% 2.9555% 3.0082% 3.0517% 3.0879% 3.1180% 3.1431% 3.1641% 3.1816% 3.1963%
62 2.7762% 1.9802% 2.3586% 2.2992% 2.3913% 2.5226% 2.6425% 2.7489% 2.8933% 3.0132% 3.0498% 3.1229% 3.1824% 3.2315% 3.2722% 3.3062% 3.3346% 3.3584% 3.3782% 3.3949% 3.4087%
63 3.0450% 2.1735% 2.5883% 2.5235% 2.6244% 2.7677% 2.8983% 3.0139% 3.1518% 3.2553% 3.2760% 3.3405% 3.3937% 3.4379% 3.4748% 3.5058% 3.5318% 3.5536% 3.5719% 3.5872% 3.6000%
64 3.3426% 2.3869% 2.8411% 2.7691% 2.8787% 3.0345% 3.1763% 3.2713% 3.3805% 3.4640% 3.4667% 3.5208% 3.5659% 3.6039% 3.6359% 3.6630% 3.6858% 3.7050% 3.7212% 3.7347% 3.7461%
65 3.6647% 2.6178% 3.1137% 3.0334% 3.1518% 3.3211% 3.4249% 3.4661% 3.5424% 3.6028% 3.5865% 3.6281% 3.6637% 3.6942% 3.7202% 3.7425% 3.7614% 3.7774% 3.7909% 3.8023% 3.8119%
BIỂU 16: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2540% 0.2433% 0.2614% 0.2621% 0.2675% 0.2725% 0.2741% 0.2737% 0.2771% 0.2796% 0.2764% 0.2778% 0.2789% 0.2798% 0.2805% 0.2811% 0.2815% 0.2819% 0.2823% 0.2826% 0.2828%
19 0.2636% 0.2517% 0.2696% 0.2689% 0.2734% 0.2776% 0.2786% 0.2776% 0.2807% 0.2829% 0.2793% 0.2806% 0.2815% 0.2823% 0.2830% 0.2835% 0.2839% 0.2843% 0.2847% 0.2849% 0.2852%
20 0.2677% 0.2550% 0.2727% 0.2711% 0.2749% 0.2785% 0.2790% 0.2777% 0.2804% 0.2824% 0.2788% 0.2799% 0.2809% 0.2816% 0.2822% 0.2828% 0.2832% 0.2836% 0.2840% 0.2843% 0.2845%
21 0.2683% 0.2552% 0.2724% 0.2701% 0.2733% 0.2764% 0.2766% 0.2751% 0.2777% 0.2796% 0.2760% 0.2771% 0.2781% 0.2789% 0.2795% 0.2801% 0.2806% 0.2810% 0.2814% 0.2817% 0.2820%
22 0.2661% 0.2527% 0.2693% 0.2665% 0.2693% 0.2721% 0.2721% 0.2706% 0.2732% 0.2752% 0.2717% 0.2729% 0.2740% 0.2748% 0.2756% 0.2762% 0.2768% 0.2773% 0.2777% 0.2781% 0.2784%
23 0.2611% 0.2478% 0.2640% 0.2610% 0.2636% 0.2664% 0.2665% 0.2652% 0.2679% 0.2701% 0.2668% 0.2682% 0.2693% 0.2703% 0.2712% 0.2720% 0.2726% 0.2732% 0.2737% 0.2742% 0.2746%
24 0.2554% 0.2422% 0.2580% 0.2550% 0.2577% 0.2607% 0.2612% 0.2601% 0.2631% 0.2654% 0.2625% 0.2640% 0.2654% 0.2666% 0.2676% 0.2685% 0.2692% 0.2699% 0.2705% 0.2711% 0.2715%
25 0.2488% 0.2361% 0.2517% 0.2493% 0.2525% 0.2558% 0.2567% 0.2561% 0.2593% 0.2620% 0.2593% 0.2612% 0.2627% 0.2641% 0.2653% 0.2663% 0.2673% 0.2681% 0.2688% 0.2694% 0.2700%
26 0.2440% 0.2319% 0.2476% 0.2457% 0.2494% 0.2532% 0.2545% 0.2543% 0.2579% 0.2608% 0.2585% 0.2606% 0.2624% 0.2640% 0.2654% 0.2666% 0.2677% 0.2686% 0.2694% 0.2702% 0.2708%
27 0.2419% 0.2301% 0.2457% 0.2444% 0.2485% 0.2528% 0.2545% 0.2547% 0.2587% 0.2620% 0.2600% 0.2624% 0.2645% 0.2663% 0.2679% 0.2693% 0.2705% 0.2716% 0.2725% 0.2734% 0.2741%
28 0.2406% 0.2292% 0.2453% 0.2447% 0.2494% 0.2543% 0.2566% 0.2573% 0.2617% 0.2654% 0.2637% 0.2664% 0.2688% 0.2708% 0.2726% 0.2742% 0.2756% 0.2769% 0.2780% 0.2789% 0.2797%
29 0.2424% 0.2313% 0.2478% 0.2478% 0.2532% 0.2587% 0.2615% 0.2626% 0.2675% 0.2717% 0.2702% 0.2732% 0.2759% 0.2782% 0.2803% 0.2821% 0.2837% 0.2851% 0.2863% 0.2874% 0.2883%
30 0.2464% 0.2354% 0.2526% 0.2533% 0.2594% 0.2655% 0.2688% 0.2704% 0.2758% 0.2804% 0.2792% 0.2826% 0.2856% 0.2883% 0.2906% 0.2926% 0.2944% 0.2959% 0.2973% 0.2985% 0.2995%
31 0.2529% 0.2420% 0.2600% 0.2613% 0.2681% 0.2749% 0.2787% 0.2808% 0.2868% 0.2919% 0.2910% 0.2948% 0.2981% 0.3011% 0.3037% 0.3059% 0.3079% 0.3097% 0.3112% 0.3125% 0.3137%
32 0.2621% 0.2511% 0.2700% 0.2717% 0.2793% 0.2868% 0.2913% 0.2938% 0.3005% 0.3062% 0.3055% 0.3098% 0.3135% 0.3168% 0.3196% 0.3222% 0.3244% 0.3263% 0.3280% 0.3294% 0.3307%
33 0.2732% 0.2619% 0.2819% 0.2843% 0.2928% 0.3013% 0.3064% 0.3095% 0.3169% 0.3232% 0.3228% 0.3275% 0.3316% 0.3353% 0.3385% 0.3413% 0.3437% 0.3458% 0.3477% 0.3493% 0.3507%
34 0.2867% 0.2752% 0.2965% 0.2997% 0.3093% 0.3187% 0.3247% 0.3283% 0.3365% 0.3435% 0.3433% 0.3485% 0.3531% 0.3571% 0.3606% 0.3637% 0.3664% 0.3687% 0.3707% 0.3725% 0.3740%
35 0.3031% 0.2913% 0.3143% 0.3184% 0.3291% 0.3396% 0.3463% 0.3505% 0.3596% 0.3673% 0.3673% 0.3730% 0.3781% 0.3825% 0.3863% 0.3897% 0.3926% 0.3952% 0.3974% 0.3993% 0.4010%
36 0.3234% 0.3111% 0.3359% 0.3407% 0.3524% 0.3641% 0.3716% 0.3764% 0.3864% 0.3949% 0.3949% 0.4012% 0.4067% 0.4116% 0.4157% 0.4194% 0.4226% 0.4254% 0.4278% 0.4299% 0.4317%
37 0.3468% 0.3338% 0.3606% 0.3661% 0.3791% 0.3920% 0.4004% 0.4058% 0.4166% 0.4259% 0.4261% 0.4330% 0.4390% 0.4442% 0.4487% 0.4527% 0.4562% 0.4592% 0.4618% 0.4641% 0.4661%
38 0.3730% 0.3593% 0.3884% 0.3948% 0.4093% 0.4235% 0.4327% 0.4387% 0.4505% 0.4607% 0.4609% 0.4683% 0.4748% 0.4805% 0.4854% 0.4897% 0.4935% 0.4968% 0.4996% 0.5021% 0.5043%
39 0.4032% 0.3886% 0.4203% 0.4276% 0.4435% 0.4589% 0.4690% 0.4755% 0.4883% 0.4993% 0.4995% 0.5076% 0.5146% 0.5207% 0.5260% 0.5307% 0.5348% 0.5383% 0.5414% 0.5441% 0.5465%
40 0.4375% 0.4218% 0.4563% 0.4641% 0.4813% 0.4981% 0.5090% 0.5160% 0.5299% 0.5417% 0.5419% 0.5505% 0.5581% 0.5647% 0.5705% 0.5755% 0.5800% 0.5838% 0.5872% 0.5901% 0.5927%
41 0.4750% 0.4579% 0.4953% 0.5038% 0.5224% 0.5406% 0.5523% 0.5598% 0.5747% 0.5875% 0.5876% 0.5970% 0.6051% 0.6123% 0.6186% 0.6240% 0.6288% 0.6330% 0.6367% 0.6399% 0.6426%
42 0.5154% 0.4969% 0.5374% 0.5467% 0.5668% 0.5864% 0.5990% 0.6070% 0.6231% 0.6368% 0.6369% 0.6470% 0.6559% 0.6636% 0.6704% 0.6764% 0.6816% 0.6862% 0.6901% 0.6936% 0.6966%
43 0.5596% 0.5394% 0.5834% 0.5932% 0.6148% 0.6358% 0.6493% 0.6579% 0.6752% 0.6900% 0.6900% 0.7010% 0.7106% 0.7191% 0.7265% 0.7330% 0.7387% 0.7436% 0.7479% 0.7517% 0.7549%
44 0.6069% 0.5849% 0.6324% 0.6428% 0.6660% 0.6886% 0.7031% 0.7122% 0.7309% 0.7469% 0.7470% 0.7590% 0.7695% 0.7787% 0.7868% 0.7939% 0.8001% 0.8055% 0.8101% 0.8142% 0.8177%
45 0.6571% 0.6332% 0.6846% 0.6956% 0.7206% 0.7449% 0.7605% 0.7704% 0.7907% 0.8082% 0.8084% 0.8215% 0.8330% 0.8431% 0.8519% 0.8596% 0.8664% 0.8723% 0.8774% 0.8818% 0.8856%
46 0.7112% 0.6852% 0.7405% 0.7522% 0.7790% 0.8053% 0.8222% 0.8332% 0.8554% 0.8745% 0.8750% 0.8894% 0.9020% 0.9130% 0.9227% 0.9311% 0.9385% 0.9449% 0.9504% 0.9553% 0.9594%
47 0.7684% 0.7402% 0.7999% 0.8125% 0.8417% 0.8703% 0.8891% 0.9013% 0.9257% 0.9468% 0.9476% 0.9634% 0.9772% 0.9893% 0.9998% 1.0090% 1.0171% 1.0241% 1.0301% 1.0354% 1.0400%
48 0.8296% 0.7993% 0.8639% 0.8780% 0.9101% 0.9417% 0.9625% 0.9763% 1.0032% 1.0265% 1.0277% 1.0450% 1.0601% 1.0733% 1.0849% 1.0949% 1.1037% 1.1113% 1.1179% 1.1237% 1.1286%
49 0.8971% 0.8646% 0.9348% 0.9508% 0.9863% 1.0213% 1.0447% 1.0602% 1.0899% 1.1154% 1.1169% 1.1359% 1.1524% 1.1668% 1.1794% 1.1904% 1.1999% 1.2082% 1.2154% 1.2217% 1.2271%
50 0.9719% 0.9373% 1.0140% 1.0325% 1.0721% 1.1110% 1.1370% 1.1543% 1.1869% 1.2149% 1.2166% 1.2373% 1.2552% 1.2709% 1.2846% 1.2966% 1.3070% 1.3160% 1.3239% 1.3306% 1.3365%
51 1.0578% 1.0207% 1.1046% 1.1256% 1.1696% 1.2125% 1.2412% 1.2603% 1.2958% 1.3263% 1.3280% 1.3504% 1.3700% 1.3870% 1.4019% 1.4149% 1.4262% 1.4360% 1.4445% 1.4518% 1.4579%
52 1.1543% 1.1144% 1.2065% 1.2303% 1.2788% 1.3259% 1.3572% 1.3778% 1.4164% 1.4494% 1.4511% 1.4754% 1.4966% 1.5151% 1.5312% 1.5453% 1.5575% 1.5682% 1.5773% 1.5850% 1.5911%
53 1.2638% 1.2205% 1.3214% 1.3476% 1.4004% 1.4515% 1.4852% 1.5072% 1.5489% 1.5846% 1.5861% 1.6125% 1.6354% 1.6555% 1.6730% 1.6883% 1.7015% 1.7130% 1.7225% 1.7300% 1.7361%
54 1.3850% 1.3375% 1.4478% 1.4758% 1.5327% 1.5879% 1.6239% 1.6473% 1.6924% 1.7310% 1.7324% 1.7610% 1.7860% 1.8077% 1.8267% 1.8432% 1.8575% 1.8693% 1.8786% 1.8861% 1.8921%
55 1.5164% 1.4640% 1.5840% 1.6134% 1.6746% 1.7339% 1.7726% 1.7976% 1.8465% 1.8885% 1.8899% 1.9210% 1.9481% 1.9718% 1.9924% 2.0102% 2.0248% 2.0363% 2.0453% 2.0524% 2.0582%
56 1.6564% 1.5986% 1.7289% 1.7598% 1.8256% 1.8896% 1.9314% 1.9585% 2.0118% 2.0576% 2.0592% 2.0932% 2.1227% 2.1485% 2.1708% 2.1889% 2.2028% 2.2136% 2.2221% 2.2289% 2.2343%
57 1.8048% 1.7414% 1.8826% 1.9155% 1.9867% 2.0563% 2.1020% 2.1319% 2.1903% 2.2405% 2.2425% 2.2796% 2.3118% 2.3397% 2.3621% 2.3790% 2.3918% 2.4018% 2.4096% 2.4159% 2.4208%
58 1.9628% 1.8936% 2.0470% 2.0829% 2.1608% 2.2373% 2.2878% 2.3210% 2.3852% 2.4403% 2.4426% 2.4831% 2.5182% 2.5458% 2.5661% 2.5812% 2.5926% 2.6015% 2.6084% 2.6138% 2.6182%
59 2.1337% 2.0591% 2.2261% 2.2663% 2.3525% 2.4370% 2.4931% 2.5301% 2.6005% 2.6608% 2.6635% 2.7075% 2.7416% 2.7656% 2.7830% 2.7959% 2.8055% 2.8128% 2.8185% 2.8230% 2.8265%
60 2.3230% 2.2428% 2.4255% 2.4711% 2.5666% 2.6601% 2.7222% 2.7631% 2.8402% 2.9060% 2.9086% 2.9504% 2.9785% 2.9979% 3.0117% 3.0215% 3.0288% 3.0342% 3.0384% 3.0416% 3.0441%
61 2.5360% 2.4497% 2.6500% 2.7015% 2.8073% 2.9103% 2.9785% 3.0231% 3.1070% 3.1784% 3.1715% 3.2036% 3.2243% 3.2379% 3.2471% 3.2533% 3.2576% 3.2607% 3.2629% 3.2646% 3.2658%
62 2.7762% 2.6828% 2.9026% 2.9601% 3.0764% 3.1891% 3.2631% 3.3110% 3.4019% 3.4647% 3.4370% 3.4573% 3.4691% 3.4757% 3.4793% 3.4812% 3.4820% 3.4823% 3.4823% 3.4821% 3.4818%
63 3.0450% 2.9434% 3.1844% 3.2473% 3.3739% 3.4961% 3.5757% 3.6266% 3.7021% 3.7393% 3.6883% 3.6949% 3.6962% 3.6947% 3.6921% 3.6889% 3.6858% 3.6828% 3.6802% 3.6779% 3.6759%
64 3.3426% 3.2310% 3.4943% 3.5614% 3.6980% 3.8295% 3.9147% 3.9322% 3.9665% 3.9748% 3.8990% 3.8904% 3.8801% 3.8698% 3.8602% 3.8516% 3.8441% 3.8376% 3.8322% 3.8276% 3.8237%
65 3.6647% 3.5417% 3.8283% 3.8989% 4.0456% 4.1872% 4.2165% 4.1616% 4.1516% 4.1293% 4.0291% 4.0047% 3.9825% 3.9630% 3.9464% 3.9322% 3.9203% 3.9103% 3.9020% 3.8951% 3.8894%
BIỂU 17: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0885% 0.0728% 0.0675% 0.0617% 0.0611% 0.0619% 0.0626% 0.0633% 0.0650% 0.0666% 0.0669% 0.0682% 0.0695% 0.0706% 0.0717% 0.0726% 0.0735% 0.0743% 0.0751% 0.0757% 0.0763%
19 0.0918% 0.0753% 0.0696% 0.0633% 0.0625% 0.0631% 0.0638% 0.0643% 0.0660% 0.0675% 0.0678% 0.0691% 0.0703% 0.0714% 0.0725% 0.0734% 0.0743% 0.0751% 0.0758% 0.0765% 0.0771%
20 0.0932% 0.0763% 0.0704% 0.0639% 0.0628% 0.0634% 0.0639% 0.0644% 0.0660% 0.0675% 0.0677% 0.0690% 0.0702% 0.0713% 0.0724% 0.0733% 0.0742% 0.0750% 0.0757% 0.0764% 0.0770%
21 0.0934% 0.0764% 0.0703% 0.0636% 0.0625% 0.0629% 0.0634% 0.0639% 0.0654% 0.0669% 0.0671% 0.0684% 0.0696% 0.0707% 0.0717% 0.0726% 0.0735% 0.0743% 0.0750% 0.0757% 0.0763%
22 0.0926% 0.0756% 0.0695% 0.0628% 0.0616% 0.0620% 0.0624% 0.0628% 0.0644% 0.0659% 0.0660% 0.0673% 0.0685% 0.0696% 0.0706% 0.0716% 0.0724% 0.0732% 0.0739% 0.0746% 0.0752%
23 0.0909% 0.0741% 0.0681% 0.0615% 0.0603% 0.0607% 0.0611% 0.0616% 0.0631% 0.0646% 0.0648% 0.0661% 0.0673% 0.0684% 0.0694% 0.0704% 0.0712% 0.0720% 0.0727% 0.0734% 0.0740%
24 0.0889% 0.0725% 0.0666% 0.0601% 0.0590% 0.0594% 0.0599% 0.0604% 0.0619% 0.0634% 0.0637% 0.0650% 0.0662% 0.0673% 0.0683% 0.0693% 0.0702% 0.0710% 0.0717% 0.0724% 0.0730%
25 0.0866% 0.0706% 0.0649% 0.0587% 0.0577% 0.0582% 0.0588% 0.0593% 0.0609% 0.0625% 0.0628% 0.0641% 0.0654% 0.0665% 0.0676% 0.0686% 0.0695% 0.0703% 0.0710% 0.0717% 0.0724%
26 0.0849% 0.0694% 0.0639% 0.0579% 0.0570% 0.0576% 0.0582% 0.0589% 0.0605% 0.0621% 0.0625% 0.0638% 0.0651% 0.0663% 0.0674% 0.0684% 0.0694% 0.0702% 0.0710% 0.0717% 0.0724%
27 0.0842% 0.0688% 0.0634% 0.0576% 0.0568% 0.0574% 0.0582% 0.0589% 0.0606% 0.0623% 0.0627% 0.0641% 0.0655% 0.0667% 0.0679% 0.0689% 0.0699% 0.0708% 0.0716% 0.0723% 0.0730%
28 0.0838% 0.0686% 0.0633% 0.0576% 0.0570% 0.0578% 0.0586% 0.0594% 0.0612% 0.0630% 0.0635% 0.0650% 0.0664% 0.0677% 0.0689% 0.0700% 0.0710% 0.0719% 0.0728% 0.0736% 0.0743%
29 0.0844% 0.0692% 0.0640% 0.0584% 0.0578% 0.0587% 0.0597% 0.0606% 0.0625% 0.0644% 0.0649% 0.0665% 0.0680% 0.0694% 0.0706% 0.0718% 0.0729% 0.0739% 0.0748% 0.0756% 0.0763%
30 0.0858% 0.0705% 0.0652% 0.0596% 0.0592% 0.0602% 0.0613% 0.0623% 0.0643% 0.0663% 0.0669% 0.0686% 0.0702% 0.0717% 0.0730% 0.0743% 0.0754% 0.0765% 0.0774% 0.0783% 0.0791%
31 0.0881% 0.0725% 0.0671% 0.0615% 0.0612% 0.0623% 0.0635% 0.0646% 0.0668% 0.0689% 0.0696% 0.0715% 0.0732% 0.0747% 0.0762% 0.0775% 0.0787% 0.0798% 0.0809% 0.0818% 0.0827%
32 0.0914% 0.0752% 0.0697% 0.0640% 0.0637% 0.0650% 0.0663% 0.0676% 0.0700% 0.0722% 0.0730% 0.0750% 0.0768% 0.0785% 0.0800% 0.0814% 0.0828% 0.0839% 0.0850% 0.0860% 0.0870%
33 0.0952% 0.0784% 0.0728% 0.0669% 0.0668% 0.0682% 0.0697% 0.0711% 0.0737% 0.0761% 0.0770% 0.0792% 0.0811% 0.0829% 0.0846% 0.0861% 0.0875% 0.0888% 0.0900% 0.0911% 0.0921%
34 0.1000% 0.0824% 0.0766% 0.0706% 0.0705% 0.0722% 0.0738% 0.0754% 0.0782% 0.0808% 0.0818% 0.0841% 0.0862% 0.0882% 0.0900% 0.0917% 0.0932% 0.0946% 0.0958% 0.0970% 0.0981%
35 0.1057% 0.0873% 0.0812% 0.0750% 0.0750% 0.0769% 0.0787% 0.0804% 0.0835% 0.0864% 0.0875% 0.0900% 0.0923% 0.0944% 0.0963% 0.0981% 0.0997% 0.1012% 0.1026% 0.1039% 0.1050%
36 0.1128% 0.0932% 0.0868% 0.0802% 0.0804% 0.0824% 0.0844% 0.0863% 0.0897% 0.0928% 0.0940% 0.0967% 0.0992% 0.1015% 0.1036% 0.1055% 0.1073% 0.1089% 0.1104% 0.1118% 0.1130%
37 0.1210% 0.1000% 0.0931% 0.0862% 0.0864% 0.0887% 0.0910% 0.0930% 0.0967% 0.1001% 0.1014% 0.1043% 0.1070% 0.1095% 0.1118% 0.1139% 0.1158% 0.1176% 0.1192% 0.1206% 0.1220%
38 0.1302% 0.1077% 0.1004% 0.0930% 0.0933% 0.0958% 0.0983% 0.1006% 0.1045% 0.1082% 0.1097% 0.1129% 0.1158% 0.1185% 0.1209% 0.1232% 0.1253% 0.1272% 0.1289% 0.1305% 0.1320%
39 0.1407% 0.1165% 0.1086% 0.1007% 0.1011% 0.1039% 0.1066% 0.1091% 0.1133% 0.1173% 0.1189% 0.1223% 0.1255% 0.1284% 0.1311% 0.1336% 0.1358% 0.1379% 0.1398% 0.1415% 0.1431%
40 0.1527% 0.1265% 0.1179% 0.1093% 0.1098% 0.1128% 0.1157% 0.1184% 0.1230% 0.1274% 0.1291% 0.1328% 0.1362% 0.1394% 0.1423% 0.1449% 0.1474% 0.1496% 0.1517% 0.1535% 0.1553%
41 0.1658% 0.1373% 0.1280% 0.1187% 0.1192% 0.1224% 0.1256% 0.1285% 0.1335% 0.1382% 0.1400% 0.1441% 0.1478% 0.1512% 0.1544% 0.1572% 0.1599% 0.1623% 0.1645% 0.1665% 0.1684%
42 0.1800% 0.1490% 0.1390% 0.1288% 0.1294% 0.1329% 0.1363% 0.1394% 0.1448% 0.1499% 0.1519% 0.1562% 0.1603% 0.1640% 0.1674% 0.1705% 0.1734% 0.1760% 0.1784% 0.1806% 0.1826%
43 0.1954% 0.1618% 0.1509% 0.1398% 0.1404% 0.1441% 0.1478% 0.1512% 0.1570% 0.1625% 0.1647% 0.1694% 0.1738% 0.1778% 0.1815% 0.1849% 0.1880% 0.1908% 0.1934% 0.1958% 0.1980%
44 0.2120% 0.1755% 0.1636% 0.1516% 0.1521% 0.1562% 0.1601% 0.1637% 0.1701% 0.1761% 0.1784% 0.1835% 0.1882% 0.1926% 0.1966% 0.2003% 0.2037% 0.2068% 0.2096% 0.2122% 0.2146%
45 0.2296% 0.1900% 0.1771% 0.1641% 0.1647% 0.1690% 0.1733% 0.1772% 0.1841% 0.1906% 0.1931% 0.1987% 0.2038% 0.2086% 0.2130% 0.2170% 0.2206% 0.2240% 0.2270% 0.2298% 0.2324%
46 0.2485% 0.2057% 0.1917% 0.1775% 0.1781% 0.1828% 0.1874% 0.1917% 0.1992% 0.2063% 0.2091% 0.2151% 0.2208% 0.2259% 0.2307% 0.2350% 0.2390% 0.2427% 0.2460% 0.2490% 0.2518%
47 0.2685% 0.2222% 0.2071% 0.1918% 0.1925% 0.1977% 0.2027% 0.2075% 0.2156% 0.2234% 0.2264% 0.2331% 0.2392% 0.2448% 0.2500% 0.2547% 0.2591% 0.2630% 0.2666% 0.2700% 0.2730%
48 0.2900% 0.2401% 0.2238% 0.2074% 0.2082% 0.2139% 0.2196% 0.2248% 0.2338% 0.2422% 0.2456% 0.2529% 0.2595% 0.2657% 0.2713% 0.2765% 0.2812% 0.2855% 0.2894% 0.2930% 0.2963%
49 0.3137% 0.2598% 0.2422% 0.2246% 0.2258% 0.2321% 0.2384% 0.2442% 0.2540% 0.2633% 0.2670% 0.2749% 0.2822% 0.2889% 0.2951% 0.3007% 0.3058% 0.3105% 0.3148% 0.3187% 0.3223%
50 0.3400% 0.2817% 0.2629% 0.2440% 0.2455% 0.2526% 0.2596% 0.2660% 0.2768% 0.2869% 0.2910% 0.2996% 0.3076% 0.3149% 0.3216% 0.3277% 0.3333% 0.3384% 0.3431% 0.3474% 0.3513%
51 0.3702% 0.3069% 0.2865% 0.2662% 0.2680% 0.2759% 0.2835% 0.2906% 0.3024% 0.3135% 0.3180% 0.3274% 0.3361% 0.3440% 0.3513% 0.3580% 0.3641% 0.3697% 0.3748% 0.3794% 0.3837%
52 0.4042% 0.3352% 0.3131% 0.2911% 0.2932% 0.3019% 0.3103% 0.3180% 0.3309% 0.3430% 0.3478% 0.3581% 0.3676% 0.3763% 0.3843% 0.3915% 0.3982% 0.4043% 0.4098% 0.4148% 0.4194%
53 0.4427% 0.3673% 0.3431% 0.3191% 0.3214% 0.3308% 0.3400% 0.3483% 0.3624% 0.3755% 0.3808% 0.3920% 0.4023% 0.4118% 0.4205% 0.4284% 0.4357% 0.4423% 0.4483% 0.4537% 0.4586%
54 0.4855% 0.4028% 0.3762% 0.3498% 0.3521% 0.3623% 0.3722% 0.3813% 0.3965% 0.4109% 0.4166% 0.4288% 0.4401% 0.4504% 0.4599% 0.4685% 0.4764% 0.4835% 0.4899% 0.4957% 0.5010%
55 0.5318% 0.4411% 0.4119% 0.3827% 0.3851% 0.3961% 0.4068% 0.4167% 0.4333% 0.4490% 0.4552% 0.4685% 0.4808% 0.4921% 0.5024% 0.5118% 0.5203% 0.5279% 0.5347% 0.5409% 0.5465%
56 0.5812% 0.4819% 0.4499% 0.4179% 0.4203% 0.4322% 0.4439% 0.4547% 0.4728% 0.4900% 0.4968% 0.5113% 0.5247% 0.5370% 0.5483% 0.5583% 0.5673% 0.5754% 0.5827% 0.5892% 0.5952%
57 0.6336% 0.5253% 0.4903% 0.4553% 0.4579% 0.4710% 0.4838% 0.4956% 0.5155% 0.5343% 0.5418% 0.5577% 0.5723% 0.5857% 0.5977% 0.6083% 0.6178% 0.6264% 0.6341% 0.6410% 0.6473%
58 0.6895% 0.5716% 0.5335% 0.4956% 0.4987% 0.5131% 0.5273% 0.5404% 0.5622% 0.5828% 0.5910% 0.6084% 0.6244% 0.6386% 0.6512% 0.6624% 0.6723% 0.6813% 0.6893% 0.6966% 0.7032%
59 0.7502% 0.6220% 0.5808% 0.5398% 0.5436% 0.5597% 0.5754% 0.5899% 0.6139% 0.6365% 0.6455% 0.6646% 0.6814% 0.6962% 0.7092% 0.7208% 0.7312% 0.7405% 0.7489% 0.7565% 0.7634%
60 0.8174% 0.6781% 0.6335% 0.5894% 0.5939% 0.6119% 0.6293% 0.6454% 0.6718% 0.6965% 0.7064% 0.7263% 0.7435% 0.7586% 0.7720% 0.7839% 0.7945% 0.8041% 0.8127% 0.8205% 0.8276%
61 0.8932% 0.7414% 0.6929% 0.6452% 0.6506% 0.6706% 0.6899% 0.7076% 0.7365% 0.7636% 0.7730% 0.7928% 0.8100% 0.8252% 0.8387% 0.8507% 0.8615% 0.8712% 0.8800% 0.8879% 0.8951%
62 0.9788% 0.8129% 0.7600% 0.7081% 0.7143% 0.7364% 0.7576% 0.7770% 0.8086% 0.8358% 0.8430% 0.8623% 0.8792% 0.8941% 0.9074% 0.9193% 0.9300% 0.9397% 0.9484% 0.9562% 0.9634%
63 1.0749% 0.8929% 0.8351% 0.7783% 0.7851% 0.8092% 0.8324% 0.8535% 0.8841% 0.9090% 0.9132% 0.9313% 0.9473% 0.9616% 0.9743% 0.9858% 0.9961% 1.0054% 1.0138% 1.0215% 1.0284%
64 1.1814% 0.9815% 0.9178% 0.8553% 0.8625% 0.8888% 0.9140% 0.9302% 0.9559% 0.9772% 0.9777% 0.9938% 1.0083% 1.0213% 1.0331% 1.0437% 1.0533% 1.0619% 1.0698% 1.0769% 1.0833%
65 1.2970% 1.0773% 1.0074% 0.9384% 0.9460% 0.9746% 0.9902% 0.9951% 1.0141% 1.0306% 1.0266% 1.0400% 1.0522% 1.0634% 1.0736% 1.0829% 1.0913% 1.0989% 1.1058% 1.1121% 1.1178%
BIỂU 18: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2205% 0.1591% 0.1370% 0.1140% 0.1057% 0.1015% 0.0982% 0.0954% 0.0947% 0.0941% 0.0920% 0.0916% 0.0913% 0.0910% 0.0908% 0.0907% 0.0905% 0.0904% 0.0903% 0.0902% 0.0901%
19 0.2287% 0.1646% 0.1412% 0.1170% 0.1081% 0.1035% 0.0999% 0.0969% 0.0961% 0.0954% 0.0931% 0.0927% 0.0924% 0.0921% 0.0918% 0.0916% 0.0915% 0.0913% 0.0912% 0.0911% 0.0910%
20 0.2322% 0.1667% 0.1428% 0.1180% 0.1087% 0.1039% 0.1002% 0.0971% 0.0961% 0.0954% 0.0931% 0.0926% 0.0923% 0.0920% 0.0917% 0.0915% 0.0913% 0.0912% 0.0910% 0.0909% 0.0908%
21 0.2327% 0.1668% 0.1427% 0.1176% 0.1081% 0.1032% 0.0994% 0.0962% 0.0953% 0.0945% 0.0922% 0.0918% 0.0914% 0.0911% 0.0909% 0.0906% 0.0905% 0.0903% 0.0902% 0.0901% 0.0900%
22 0.2307% 0.1651% 0.1411% 0.1160% 0.1066% 0.1016% 0.0978% 0.0947% 0.0938% 0.0930% 0.0908% 0.0904% 0.0900% 0.0897% 0.0895% 0.0893% 0.0892% 0.0890% 0.0889% 0.0888% 0.0888%
23 0.2264% 0.1619% 0.1383% 0.1136% 0.1043% 0.0995% 0.0958% 0.0928% 0.0919% 0.0912% 0.0891% 0.0887% 0.0884% 0.0882% 0.0880% 0.0878% 0.0877% 0.0876% 0.0875% 0.0874% 0.0874%
24 0.2214% 0.1583% 0.1351% 0.1110% 0.1020% 0.0974% 0.0938% 0.0910% 0.0902% 0.0896% 0.0875% 0.0872% 0.0869% 0.0868% 0.0866% 0.0865% 0.0864% 0.0863% 0.0863% 0.0862% 0.0862%
25 0.2157% 0.1543% 0.1318% 0.1085% 0.0999% 0.0955% 0.0922% 0.0895% 0.0888% 0.0883% 0.0863% 0.0861% 0.0859% 0.0857% 0.0856% 0.0856% 0.0855% 0.0855% 0.0854% 0.0854% 0.0854%
26 0.2115% 0.1516% 0.1297% 0.1070% 0.0986% 0.0944% 0.0913% 0.0887% 0.0881% 0.0877% 0.0859% 0.0857% 0.0856% 0.0855% 0.0854% 0.0854% 0.0854% 0.0854% 0.0854% 0.0854% 0.0854%
27 0.2097% 0.1504% 0.1287% 0.1064% 0.0982% 0.0942% 0.0912% 0.0888% 0.0883% 0.0880% 0.0862% 0.0861% 0.0860% 0.0860% 0.0860% 0.0860% 0.0860% 0.0861% 0.0861% 0.0861% 0.0862%
28 0.2087% 0.1499% 0.1285% 0.1065% 0.0986% 0.0947% 0.0919% 0.0895% 0.0892% 0.0889% 0.0872% 0.0872% 0.0872% 0.0872% 0.0873% 0.0873% 0.0874% 0.0875% 0.0875% 0.0876% 0.0876%
29 0.2103% 0.1513% 0.1298% 0.1078% 0.1000% 0.0963% 0.0935% 0.0913% 0.0910% 0.0909% 0.0892% 0.0892% 0.0893% 0.0894% 0.0895% 0.0896% 0.0897% 0.0898% 0.0899% 0.0900% 0.0901%
30 0.2138% 0.1540% 0.1323% 0.1102% 0.1024% 0.0988% 0.0961% 0.0939% 0.0937% 0.0937% 0.0920% 0.0921% 0.0922% 0.0924% 0.0925% 0.0927% 0.0928% 0.0930% 0.0931% 0.0932% 0.0933%
31 0.2195% 0.1583% 0.1362% 0.1137% 0.1058% 0.1022% 0.0995% 0.0974% 0.0973% 0.0974% 0.0957% 0.0959% 0.0961% 0.0963% 0.0965% 0.0967% 0.0969% 0.0970% 0.0972% 0.0974% 0.0975%
32 0.2275% 0.1642% 0.1415% 0.1182% 0.1102% 0.1066% 0.1040% 0.1018% 0.1018% 0.1020% 0.1003% 0.1006% 0.1008% 0.1011% 0.1014% 0.1016% 0.1018% 0.1020% 0.1022% 0.1024% 0.1026%
33 0.2372% 0.1714% 0.1477% 0.1237% 0.1155% 0.1119% 0.1093% 0.1071% 0.1073% 0.1075% 0.1059% 0.1062% 0.1065% 0.1068% 0.1071% 0.1074% 0.1077% 0.1079% 0.1082% 0.1084% 0.1086%
34 0.2490% 0.1801% 0.1554% 0.1304% 0.1220% 0.1183% 0.1157% 0.1136% 0.1138% 0.1141% 0.1124% 0.1128% 0.1132% 0.1136% 0.1140% 0.1143% 0.1146% 0.1149% 0.1152% 0.1154% 0.1156%
35 0.2633% 0.1907% 0.1647% 0.1385% 0.1297% 0.1260% 0.1233% 0.1212% 0.1215% 0.1219% 0.1202% 0.1206% 0.1211% 0.1215% 0.1220% 0.1223% 0.1227% 0.1230% 0.1233% 0.1236% 0.1238%
36 0.2809% 0.2036% 0.1760% 0.1481% 0.1389% 0.1351% 0.1323% 0.1300% 0.1305% 0.1310% 0.1291% 0.1297% 0.1302% 0.1307% 0.1312% 0.1316% 0.1320% 0.1323% 0.1327% 0.1330% 0.1332%
37 0.3013% 0.2185% 0.1890% 0.1592% 0.1495% 0.1454% 0.1425% 0.1401% 0.1406% 0.1412% 0.1393% 0.1399% 0.1404% 0.1410% 0.1415% 0.1420% 0.1424% 0.1428% 0.1432% 0.1435% 0.1438%
38 0.3241% 0.2352% 0.2036% 0.1717% 0.1613% 0.1571% 0.1540% 0.1515% 0.1520% 0.1527% 0.1506% 0.1513% 0.1519% 0.1525% 0.1530% 0.1536% 0.1540% 0.1545% 0.1549% 0.1552% 0.1556%
39 0.3504% 0.2544% 0.2204% 0.1860% 0.1748% 0.1702% 0.1669% 0.1642% 0.1648% 0.1655% 0.1632% 0.1640% 0.1646% 0.1653% 0.1659% 0.1664% 0.1670% 0.1674% 0.1679% 0.1683% 0.1686%
40 0.3803% 0.2762% 0.2392% 0.2019% 0.1897% 0.1848% 0.1811% 0.1782% 0.1788% 0.1796% 0.1771% 0.1779% 0.1786% 0.1793% 0.1800% 0.1806% 0.1811% 0.1816% 0.1821% 0.1825% 0.1829%
41 0.4129% 0.2999% 0.2597% 0.2191% 0.2060% 0.2005% 0.1966% 0.1934% 0.1940% 0.1949% 0.1921% 0.1930% 0.1937% 0.1945% 0.1952% 0.1958% 0.1964% 0.1970% 0.1975% 0.1980% 0.1984%
42 0.4481% 0.3254% 0.2818% 0.2378% 0.2235% 0.2176% 0.2133% 0.2097% 0.2104% 0.2113% 0.2083% 0.2092% 0.2101% 0.2109% 0.2116% 0.2123% 0.2130% 0.2136% 0.2141% 0.2146% 0.2151%
43 0.4866% 0.3533% 0.3060% 0.2581% 0.2425% 0.2360% 0.2312% 0.2274% 0.2281% 0.2290% 0.2258% 0.2267% 0.2277% 0.2285% 0.2294% 0.2301% 0.2308% 0.2315% 0.2321% 0.2326% 0.2331%
44 0.5278% 0.3831% 0.3317% 0.2797% 0.2627% 0.2556% 0.2504% 0.2462% 0.2470% 0.2480% 0.2445% 0.2456% 0.2466% 0.2475% 0.2484% 0.2493% 0.2501% 0.2508% 0.2514% 0.2520% 0.2526%
45 0.5715% 0.4149% 0.3591% 0.3028% 0.2843% 0.2766% 0.2710% 0.2664% 0.2673% 0.2684% 0.2646% 0.2658% 0.2669% 0.2680% 0.2690% 0.2699% 0.2708% 0.2715% 0.2723% 0.2729% 0.2735%
46 0.6186% 0.4489% 0.3886% 0.3275% 0.3075% 0.2991% 0.2930% 0.2881% 0.2891% 0.2904% 0.2864% 0.2877% 0.2890% 0.2902% 0.2913% 0.2923% 0.2932% 0.2941% 0.2949% 0.2956% 0.2963%
47 0.6684% 0.4850% 0.4198% 0.3538% 0.3322% 0.3233% 0.3169% 0.3117% 0.3129% 0.3143% 0.3101% 0.3116% 0.3130% 0.3143% 0.3155% 0.3167% 0.3177% 0.3187% 0.3195% 0.3203% 0.3211%
48 0.7218% 0.5239% 0.4535% 0.3824% 0.3593% 0.3498% 0.3430% 0.3376% 0.3390% 0.3407% 0.3362% 0.3378% 0.3394% 0.3409% 0.3423% 0.3435% 0.3447% 0.3457% 0.3467% 0.3476% 0.3484%
49 0.7807% 0.5668% 0.4908% 0.4141% 0.3894% 0.3794% 0.3723% 0.3665% 0.3682% 0.3701% 0.3653% 0.3671% 0.3689% 0.3705% 0.3720% 0.3734% 0.3747% 0.3759% 0.3769% 0.3779% 0.3788%
50 0.8460% 0.6146% 0.5325% 0.4498% 0.4233% 0.4127% 0.4051% 0.3990% 0.4010% 0.4031% 0.3979% 0.3999% 0.4018% 0.4036% 0.4053% 0.4068% 0.4082% 0.4095% 0.4106% 0.4117% 0.4126%
51 0.9211% 0.6694% 0.5802% 0.4905% 0.4619% 0.4505% 0.4423% 0.4357% 0.4378% 0.4402% 0.4344% 0.4367% 0.4387% 0.4407% 0.4425% 0.4441% 0.4457% 0.4470% 0.4483% 0.4494% 0.4504%
52 1.0055% 0.7311% 0.6340% 0.5363% 0.5051% 0.4928% 0.4838% 0.4765% 0.4788% 0.4813% 0.4750% 0.4774% 0.4796% 0.4817% 0.4836% 0.4854% 0.4871% 0.4885% 0.4899% 0.4911% 0.4921%
53 1.1013% 0.8009% 0.6946% 0.5876% 0.5534% 0.5397% 0.5297% 0.5216% 0.5240% 0.5266% 0.5196% 0.5221% 0.5246% 0.5268% 0.5289% 0.5308% 0.5326% 0.5342% 0.5356% 0.5368% 0.5378%
54 1.2073% 0.8779% 0.7613% 0.6437% 0.6060% 0.5907% 0.5796% 0.5705% 0.5730% 0.5757% 0.5680% 0.5707% 0.5733% 0.5758% 0.5780% 0.5801% 0.5820% 0.5836% 0.5850% 0.5861% 0.5872%
55 1.3223% 0.9612% 0.8332% 0.7041% 0.6624% 0.6454% 0.6331% 0.6231% 0.6256% 0.6286% 0.6201% 0.6231% 0.6259% 0.6285% 0.6309% 0.6331% 0.6350% 0.6366% 0.6380% 0.6391% 0.6401%
56 1.4449% 1.0499% 0.9098% 0.7684% 0.7226% 0.7038% 0.6903% 0.6793% 0.6821% 0.6853% 0.6761% 0.6793% 0.6824% 0.6853% 0.6879% 0.6901% 0.6919% 0.6934% 0.6946% 0.6957% 0.6966%
57 1.5749% 1.1441% 0.9911% 0.8368% 0.7868% 0.7664% 0.7517% 0.7398% 0.7430% 0.7466% 0.7366% 0.7402% 0.7435% 0.7467% 0.7492% 0.7512% 0.7528% 0.7541% 0.7552% 0.7562% 0.7570%
58 1.7134% 1.2446% 1.0781% 0.9103% 0.8561% 0.8342% 0.8185% 0.8058% 0.8094% 0.8134% 0.8027% 0.8066% 0.8103% 0.8132% 0.8154% 0.8171% 0.8184% 0.8194% 0.8203% 0.8211% 0.8217%
59 1.8636% 1.3539% 1.1731% 0.9910% 0.9325% 0.9091% 0.8923% 0.8787% 0.8828% 0.8873% 0.8757% 0.8800% 0.8832% 0.8855% 0.8870% 0.8882% 0.8891% 0.8897% 0.8903% 0.8908% 0.8912%
60 2.0301% 1.4754% 1.2789% 1.0812% 1.0180% 0.9928% 0.9748% 0.9601% 0.9647% 0.9697% 0.9569% 0.9604% 0.9624% 0.9636% 0.9643% 0.9647% 0.9649% 0.9651% 0.9652% 0.9652% 0.9652%
61 2.2177% 1.6125% 1.3982% 1.1828% 1.1141% 1.0869% 1.0673% 1.0513% 1.0562% 1.0616% 1.0455% 1.0468% 1.0470% 1.0467% 1.0462% 1.0456% 1.0449% 1.0443% 1.0438% 1.0433% 1.0428%
62 2.4295% 1.7670% 1.5326% 1.2970% 1.2219% 1.1920% 1.1704% 1.1526% 1.1578% 1.1601% 1.1385% 1.1368% 1.1346% 1.1324% 1.1302% 1.1283% 1.1265% 1.1249% 1.1235% 1.1222% 1.1210%
63 2.6669% 1.9399% 1.6828% 1.4240% 1.3413% 1.3081% 1.2839% 1.2641% 1.2638% 1.2595% 1.2312% 1.2257% 1.2205% 1.2158% 1.2116% 1.2079% 1.2047% 1.2019% 1.1994% 1.1972% 1.1952%
64 2.9299% 2.1310% 1.8482% 1.5633% 1.4718% 1.4347% 1.4076% 1.3754% 1.3639% 1.3516% 1.3156% 1.3055% 1.2967% 1.2890% 1.2825% 1.2768% 1.2718% 1.2675% 1.2637% 1.2603% 1.2574%
65 3.2151% 2.3377% 2.0268% 1.7133% 1.6121% 1.5708% 1.5222% 1.4686% 1.4442% 1.4226% 1.3786% 1.3633% 1.3504% 1.3395% 1.3302% 1.3223% 1.3154% 1.3094% 1.3042% 1.2996% 1.2955%
BIỂU 19: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, KHOẢN TRẢ HÀNG QUÝ ĐỀU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0903% 0.0753% 0.0706% 0.0658% 0.0663% 0.0681% 0.0697% 0.0711% 0.0735% 0.0757% 0.0763% 0.0780% 0.0795% 0.0808% 0.0819% 0.0829% 0.0838% 0.0845% 0.0852% 0.0857% 0.0862%
19 0.0937% 0.0778% 0.0727% 0.0675% 0.0678% 0.0694% 0.0709% 0.0721% 0.0745% 0.0766% 0.0771% 0.0787% 0.0802% 0.0815% 0.0827% 0.0837% 0.0845% 0.0853% 0.0859% 0.0864% 0.0869%
20 0.0951% 0.0788% 0.0735% 0.0681% 0.0681% 0.0696% 0.0710% 0.0721% 0.0744% 0.0765% 0.0769% 0.0786% 0.0800% 0.0813% 0.0824% 0.0834% 0.0843% 0.0850% 0.0857% 0.0862% 0.0867%
21 0.0953% 0.0789% 0.0735% 0.0678% 0.0677% 0.0691% 0.0703% 0.0714% 0.0737% 0.0757% 0.0761% 0.0778% 0.0792% 0.0805% 0.0817% 0.0826% 0.0835% 0.0843% 0.0849% 0.0855% 0.0859%
22 0.0945% 0.0781% 0.0726% 0.0669% 0.0667% 0.0680% 0.0692% 0.0703% 0.0725% 0.0745% 0.0750% 0.0766% 0.0781% 0.0794% 0.0805% 0.0815% 0.0824% 0.0831% 0.0838% 0.0844% 0.0848%
23 0.0927% 0.0766% 0.0712% 0.0655% 0.0653% 0.0666% 0.0678% 0.0689% 0.0711% 0.0731% 0.0736% 0.0753% 0.0767% 0.0781% 0.0792% 0.0802% 0.0811% 0.0819% 0.0826% 0.0832% 0.0837%
24 0.0907% 0.0748% 0.0695% 0.0640% 0.0638% 0.0651% 0.0664% 0.0676% 0.0698% 0.0719% 0.0724% 0.0741% 0.0756% 0.0770% 0.0782% 0.0792% 0.0801% 0.0809% 0.0816% 0.0822% 0.0827%
25 0.0883% 0.0729% 0.0678% 0.0626% 0.0625% 0.0639% 0.0653% 0.0665% 0.0688% 0.0709% 0.0716% 0.0733% 0.0749% 0.0763% 0.0775% 0.0786% 0.0795% 0.0804% 0.0811% 0.0817% 0.0823%
26 0.0866% 0.0717% 0.0667% 0.0617% 0.0618% 0.0633% 0.0647% 0.0660% 0.0684% 0.0706% 0.0713% 0.0732% 0.0748% 0.0762% 0.0775% 0.0787% 0.0797% 0.0805% 0.0813% 0.0820% 0.0825%
27 0.0859% 0.0711% 0.0663% 0.0614% 0.0616% 0.0632% 0.0648% 0.0662% 0.0687% 0.0710% 0.0718% 0.0737% 0.0754% 0.0769% 0.0783% 0.0795% 0.0805% 0.0814% 0.0822% 0.0829% 0.0835%
28 0.0855% 0.0709% 0.0661% 0.0614% 0.0618% 0.0636% 0.0653% 0.0668% 0.0695% 0.0719% 0.0728% 0.0748% 0.0766% 0.0782% 0.0797% 0.0809% 0.0821% 0.0830% 0.0839% 0.0846% 0.0853%
29 0.0862% 0.0715% 0.0669% 0.0623% 0.0628% 0.0647% 0.0666% 0.0682% 0.0710% 0.0736% 0.0746% 0.0767% 0.0787% 0.0804% 0.0819% 0.0833% 0.0845% 0.0855% 0.0864% 0.0872% 0.0879%
30 0.0876% 0.0728% 0.0682% 0.0636% 0.0643% 0.0664% 0.0684% 0.0703% 0.0732% 0.0760% 0.0771% 0.0794% 0.0814% 0.0833% 0.0849% 0.0864% 0.0877% 0.0888% 0.0898% 0.0906% 0.0913%
31 0.0899% 0.0749% 0.0702% 0.0657% 0.0665% 0.0688% 0.0710% 0.0730% 0.0762% 0.0791% 0.0804% 0.0828% 0.0850% 0.0870% 0.0888% 0.0903% 0.0917% 0.0929% 0.0940% 0.0949% 0.0956%
32 0.0932% 0.0777% 0.0729% 0.0683% 0.0693% 0.0718% 0.0742% 0.0764% 0.0798% 0.0830% 0.0844% 0.0870% 0.0894% 0.0916% 0.0935% 0.0951% 0.0966% 0.0979% 0.0990% 0.1000% 0.1008%
33 0.0972% 0.0811% 0.0761% 0.0715% 0.0727% 0.0754% 0.0781% 0.0805% 0.0842% 0.0876% 0.0892% 0.0920% 0.0946% 0.0969% 0.0990% 0.1008% 0.1024% 0.1038% 0.1050% 0.1060% 0.1069%
34 0.1020% 0.0852% 0.0801% 0.0754% 0.0768% 0.0798% 0.0827% 0.0854% 0.0894% 0.0932% 0.0949% 0.0980% 0.1008% 0.1033% 0.1055% 0.1074% 0.1092% 0.1107% 0.1120% 0.1131% 0.1141%
35 0.1079% 0.0902% 0.0849% 0.0801% 0.0817% 0.0850% 0.0883% 0.0912% 0.0956% 0.0997% 0.1015% 0.1049% 0.1079% 0.1106% 0.1130% 0.1151% 0.1170% 0.1186% 0.1200% 0.1213% 0.1223%
36 0.1151% 0.0964% 0.0908% 0.0857% 0.0875% 0.0912% 0.0947% 0.0980% 0.1027% 0.1072% 0.1092% 0.1128% 0.1161% 0.1191% 0.1217% 0.1240% 0.1260% 0.1277% 0.1293% 0.1306% 0.1317%
37 0.1235% 0.1034% 0.0975% 0.0921% 0.0942% 0.0982% 0.1021% 0.1057% 0.1108% 0.1156% 0.1178% 0.1218% 0.1253% 0.1285% 0.1313% 0.1338% 0.1360% 0.1379% 0.1396% 0.1410% 0.1422%
38 0.1329% 0.1114% 0.1050% 0.0994% 0.1017% 0.1061% 0.1104% 0.1143% 0.1199% 0.1251% 0.1275% 0.1318% 0.1356% 0.1391% 0.1421% 0.1448% 0.1472% 0.1492% 0.1510% 0.1526% 0.1539%
39 0.1436% 0.1205% 0.1137% 0.1077% 0.1102% 0.1151% 0.1197% 0.1239% 0.1299% 0.1356% 0.1382% 0.1429% 0.1470% 0.1507% 0.1540% 0.1570% 0.1595% 0.1618% 0.1637% 0.1654% 0.1668%
40 0.1559% 0.1308% 0.1234% 0.1169% 0.1197% 0.1249% 0.1299% 0.1345% 0.1410% 0.1472% 0.1500% 0.1550% 0.1595% 0.1635% 0.1671% 0.1703% 0.1730% 0.1755% 0.1776% 0.1794% 0.1810%
41 0.1693% 0.1420% 0.1340% 0.1269% 0.1299% 0.1356% 0.1410% 0.1459% 0.1530% 0.1596% 0.1627% 0.1681% 0.1730% 0.1774% 0.1812% 0.1847% 0.1877% 0.1903% 0.1926% 0.1946% 0.1963%
42 0.1837% 0.1541% 0.1454% 0.1378% 0.1410% 0.1471% 0.1530% 0.1583% 0.1660% 0.1731% 0.1764% 0.1823% 0.1876% 0.1923% 0.1965% 0.2002% 0.2035% 0.2063% 0.2088% 0.2110% 0.2128%
43 0.1995% 0.1673% 0.1579% 0.1495% 0.1530% 0.1596% 0.1659% 0.1716% 0.1799% 0.1876% 0.1912% 0.1976% 0.2033% 0.2084% 0.2130% 0.2170% 0.2206% 0.2237% 0.2264% 0.2287% 0.2307%
44 0.2164% 0.1815% 0.1712% 0.1621% 0.1657% 0.1729% 0.1797% 0.1858% 0.1948% 0.2032% 0.2071% 0.2140% 0.2202% 0.2258% 0.2308% 0.2352% 0.2390% 0.2424% 0.2453% 0.2478% 0.2500%
45 0.2344% 0.1965% 0.1854% 0.1755% 0.1794% 0.1871% 0.1944% 0.2011% 0.2109% 0.2200% 0.2242% 0.2317% 0.2385% 0.2446% 0.2500% 0.2548% 0.2589% 0.2626% 0.2658% 0.2685% 0.2709%
46 0.2537% 0.2127% 0.2006% 0.1898% 0.1940% 0.2023% 0.2103% 0.2176% 0.2282% 0.2381% 0.2428% 0.2510% 0.2584% 0.2650% 0.2709% 0.2761% 0.2806% 0.2846% 0.2880% 0.2910% 0.2935%
47 0.2741% 0.2298% 0.2167% 0.2051% 0.2097% 0.2188% 0.2275% 0.2355% 0.2471% 0.2580% 0.2631% 0.2720% 0.2801% 0.2873% 0.2937% 0.2993% 0.3043% 0.3086% 0.3123% 0.3155% 0.3183%
48 0.2961% 0.2482% 0.2341% 0.2217% 0.2269% 0.2369% 0.2465% 0.2553% 0.2680% 0.2799% 0.2855% 0.2953% 0.3040% 0.3119% 0.3188% 0.3250% 0.3303% 0.3350% 0.3391% 0.3426% 0.3456%
49 0.3203% 0.2686% 0.2534% 0.2402% 0.2460% 0.2570% 0.2677% 0.2774% 0.2913% 0.3043% 0.3105% 0.3211% 0.3307% 0.3393% 0.3468% 0.3535% 0.3594% 0.3644% 0.3689% 0.3727% 0.3760%
50 0.3471% 0.2913% 0.2751% 0.2610% 0.2676% 0.2798% 0.2915% 0.3023% 0.3175% 0.3317% 0.3385% 0.3501% 0.3605% 0.3698% 0.3781% 0.3853% 0.3917% 0.3972% 0.4020% 0.4061% 0.4097%
51 0.3779% 0.3173% 0.2998% 0.2847% 0.2921% 0.3056% 0.3185% 0.3303% 0.3469% 0.3624% 0.3697% 0.3824% 0.3938% 0.4039% 0.4129% 0.4208% 0.4277% 0.4337% 0.4389% 0.4434% 0.4472%
52 0.4126% 0.3467% 0.3277% 0.3114% 0.3196% 0.3345% 0.3486% 0.3614% 0.3795% 0.3964% 0.4044% 0.4181% 0.4305% 0.4416% 0.4513% 0.4599% 0.4674% 0.4740% 0.4796% 0.4844% 0.4884%
53 0.4520% 0.3798% 0.3591% 0.3413% 0.3503% 0.3664% 0.3818% 0.3957% 0.4154% 0.4338% 0.4424% 0.4574% 0.4709% 0.4829% 0.4936% 0.5029% 0.5111% 0.5182% 0.5242% 0.5291% 0.5333%
54 0.4956% 0.4165% 0.3937% 0.3741% 0.3837% 0.4012% 0.4178% 0.4329% 0.4544% 0.4744% 0.4837% 0.5001% 0.5148% 0.5279% 0.5394% 0.5496% 0.5585% 0.5660% 0.5722% 0.5773% 0.5816%
55 0.5429% 0.4561% 0.4310% 0.4093% 0.4196% 0.4385% 0.4565% 0.4729% 0.4963% 0.5181% 0.5283% 0.5461% 0.5621% 0.5764% 0.5890% 0.6000% 0.6093% 0.6171% 0.6235% 0.6288% 0.6333%
56 0.5933% 0.4983% 0.4707% 0.4468% 0.4578% 0.4784% 0.4980% 0.5158% 0.5414% 0.5652% 0.5764% 0.5958% 0.6132% 0.6288% 0.6425% 0.6540% 0.6636% 0.6715% 0.6780% 0.6835% 0.6881%
57 0.6469% 0.5431% 0.5130% 0.4867% 0.4988% 0.5212% 0.5427% 0.5622% 0.5902% 0.6163% 0.6285% 0.6497% 0.6687% 0.6856% 0.6999% 0.7116% 0.7213% 0.7293% 0.7360% 0.7416% 0.7463%
58 0.7039% 0.5910% 0.5582% 0.5298% 0.5431% 0.5678% 0.5914% 0.6130% 0.6437% 0.6722% 0.6856% 0.7088% 0.7295% 0.7469% 0.7612% 0.7730% 0.7828% 0.7909% 0.7977% 0.8033% 0.8080%
59 0.7658% 0.6431% 0.6077% 0.5771% 0.5920% 0.6194% 0.6455% 0.6693% 0.7030% 0.7342% 0.7488% 0.7741% 0.7953% 0.8126% 0.8267% 0.8385% 0.8482% 0.8563% 0.8630% 0.8686% 0.8733%
60 0.8344% 0.7011% 0.6628% 0.6301% 0.6469% 0.6772% 0.7060% 0.7322% 0.7691% 0.8033% 0.8192% 0.8447% 0.8653% 0.8822% 0.8960% 0.9075% 0.9171% 0.9250% 0.9316% 0.9372% 0.9418%
61 0.9118% 0.7666% 0.7250% 0.6898% 0.7087% 0.7422% 0.7740% 0.8027% 0.8430% 0.8803% 0.8946% 0.9188% 0.9383% 0.9544% 0.9677% 0.9787% 0.9879% 0.9956% 1.0020% 1.0074% 1.0119%
62 0.9993% 0.8405% 0.7952% 0.7571% 0.7780% 0.8149% 0.8497% 0.8810% 0.9251% 0.9611% 0.9713% 0.9934% 1.0115% 1.0264% 1.0388% 1.0492% 1.0579% 1.0651% 1.0712% 1.0763% 1.0805%
63 1.0973% 0.9232% 0.8737% 0.8320% 0.8550% 0.8952% 0.9331% 0.9672% 1.0083% 1.0392% 1.0443% 1.0638% 1.0799% 1.0934% 1.1046% 1.1140% 1.1220% 1.1286% 1.1342% 1.1389% 1.1428%
64 1.2061% 1.0147% 0.9603% 0.9142% 0.9390% 0.9828% 1.0240% 1.0501% 1.0822% 1.1069% 1.1064% 1.1226% 1.1362% 1.1477% 1.1575% 1.1657% 1.1726% 1.1785% 1.1834% 1.1875% 1.1910%
65 1.3240% 1.1138% 1.0538% 1.0028% 1.0296% 1.0773% 1.1039% 1.1131% 1.1350% 1.1526% 1.1461% 1.1585% 1.1691% 1.1783% 1.1861% 1.1929% 1.1986% 1.2034% 1.2075% 1.2110% 1.2139%
BIỂU 20: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, KHOẢN TRẢ HÀNG QUÝ ĐỀU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2172% 0.1568% 0.1349% 0.1124% 0.1041% 0.1000% 0.0968% 0.0941% 0.0933% 0.0928% 0.0906% 0.0903% 0.0900% 0.0897% 0.0895% 0.0894% 0.0892% 0.0891% 0.0891% 0.0890% 0.0889%
19 0.2253% 0.1621% 0.1391% 0.1152% 0.1064% 0.1019% 0.0984% 0.0954% 0.0945% 0.0938% 0.0916% 0.0911% 0.0908% 0.0905% 0.0903% 0.0901% 0.0900% 0.0899% 0.0898% 0.0897% 0.0897%
20 0.2287% 0.1642% 0.1406% 0.1161% 0.1070% 0.1022% 0.0985% 0.0954% 0.0944% 0.0937% 0.0914% 0.0909% 0.0906% 0.0903% 0.0901% 0.0899% 0.0898% 0.0897% 0.0896% 0.0895% 0.0895%
21 0.2292% 0.1643% 0.1405% 0.1157% 0.1063% 0.1014% 0.0976% 0.0945% 0.0935% 0.0927% 0.0905% 0.0900% 0.0897% 0.0894% 0.0892% 0.0891% 0.0889% 0.0888% 0.0888% 0.0887% 0.0887%
22 0.2272% 0.1626% 0.1388% 0.1141% 0.1047% 0.0998% 0.0960% 0.0930% 0.0920% 0.0913% 0.0891% 0.0887% 0.0884% 0.0881% 0.0880% 0.0878% 0.0877% 0.0877% 0.0876% 0.0876% 0.0876%
23 0.2229% 0.1594% 0.1361% 0.1118% 0.1025% 0.0977% 0.0941% 0.0911% 0.0902% 0.0896% 0.0875% 0.0871% 0.0869% 0.0867% 0.0866% 0.0865% 0.0864% 0.0864% 0.0864% 0.0863% 0.0863%
24 0.2180% 0.1558% 0.1330% 0.1092% 0.1003% 0.0957% 0.0922% 0.0894% 0.0886% 0.0880% 0.0861% 0.0858% 0.0856% 0.0855% 0.0854% 0.0854% 0.0853% 0.0853% 0.0854% 0.0854% 0.0854%
25 0.2124% 0.1519% 0.1297% 0.1068% 0.0982% 0.0939% 0.0906% 0.0880% 0.0873% 0.0869% 0.0850% 0.0849% 0.0847% 0.0847% 0.0847% 0.0847% 0.0847% 0.0848% 0.0848% 0.0849% 0.0849%
26 0.2083% 0.1492% 0.1276% 0.1053% 0.0970% 0.0929% 0.0898% 0.0874% 0.0868% 0.0865% 0.0848% 0.0847% 0.0847% 0.0847% 0.0847% 0.0848% 0.0849% 0.0849% 0.0850% 0.0851% 0.0852%
27 0.2066% 0.1481% 0.1267% 0.1047% 0.0967% 0.0928% 0.0899% 0.0875% 0.0871% 0.0869% 0.0853% 0.0853% 0.0853% 0.0854% 0.0855% 0.0856% 0.0858% 0.0859% 0.0860% 0.0861% 0.0862%
28 0.2055% 0.1476% 0.1265% 0.1049% 0.0971% 0.0934% 0.0906% 0.0884% 0.0882% 0.0881% 0.0865% 0.0866% 0.0867% 0.0869% 0.0870% 0.0872% 0.0874% 0.0876% 0.0877% 0.0879% 0.0880%
29 0.2071% 0.1490% 0.1279% 0.1062% 0.0986% 0.0950% 0.0924% 0.0903% 0.0901% 0.0902% 0.0886% 0.0888% 0.0890% 0.0893% 0.0895% 0.0897% 0.0900% 0.0902% 0.0904% 0.0905% 0.0907%
30 0.2106% 0.1517% 0.1304% 0.1086% 0.1010% 0.0975% 0.0950% 0.0929% 0.0929% 0.0931% 0.0916% 0.0919% 0.0922% 0.0925% 0.0928% 0.0931% 0.0934% 0.0936% 0.0938% 0.0940% 0.0942%
31 0.2162% 0.1559% 0.1342% 0.1121% 0.1044% 0.1010% 0.0985% 0.0965% 0.0967% 0.0969% 0.0955% 0.0958% 0.0962% 0.0966% 0.0970% 0.0973% 0.0977% 0.0980% 0.0982% 0.0985% 0.0987%
32 0.2241% 0.1618% 0.1394% 0.1166% 0.1088% 0.1054% 0.1030% 0.1010% 0.1013% 0.1017% 0.1002% 0.1007% 0.1012% 0.1017% 0.1021% 0.1025% 0.1029% 0.1032% 0.1035% 0.1038% 0.1041%
33 0.2336% 0.1688% 0.1456% 0.1220% 0.1141% 0.1107% 0.1083% 0.1065% 0.1068% 0.1073% 0.1059% 0.1065% 0.1071% 0.1076% 0.1081% 0.1086% 0.1090% 0.1094% 0.1098% 0.1101% 0.1103%
34 0.2453% 0.1774% 0.1532% 0.1286% 0.1205% 0.1172% 0.1148% 0.1129% 0.1135% 0.1141% 0.1127% 0.1133% 0.1140% 0.1146% 0.1152% 0.1157% 0.1162% 0.1167% 0.1170% 0.1174% 0.1177%
35 0.2594% 0.1879% 0.1624% 0.1367% 0.1283% 0.1248% 0.1225% 0.1206% 0.1213% 0.1220% 0.1206% 0.1213% 0.1221% 0.1228% 0.1234% 0.1240% 0.1246% 0.1250% 0.1255% 0.1259% 0.1262%
36 0.2767% 0.2007% 0.1736% 0.1462% 0.1374% 0.1339% 0.1314% 0.1295% 0.1303% 0.1312% 0.1297% 0.1305% 0.1314% 0.1321% 0.1328% 0.1335% 0.1341% 0.1346% 0.1351% 0.1355% 0.1359%
37 0.2968% 0.2153% 0.1863% 0.1572% 0.1478% 0.1442% 0.1416% 0.1397% 0.1405% 0.1415% 0.1399% 0.1409% 0.1418% 0.1426% 0.1434% 0.1441% 0.1448% 0.1453% 0.1459% 0.1463% 0.1467%
38 0.3194% 0.2318% 0.2008% 0.1696% 0.1596% 0.1558% 0.1531% 0.1510% 0.1520% 0.1531% 0.1513% 0.1524% 0.1534% 0.1543% 0.1551% 0.1559% 0.1566% 0.1573% 0.1578% 0.1583% 0.1588%
39 0.3453% 0.2508% 0.2173% 0.1837% 0.1730% 0.1688% 0.1659% 0.1637% 0.1648% 0.1659% 0.1641% 0.1652% 0.1662% 0.1672% 0.1682% 0.1690% 0.1698% 0.1704% 0.1711% 0.1716% 0.1721%
40 0.3747% 0.2722% 0.2359% 0.1994% 0.1878% 0.1833% 0.1801% 0.1777% 0.1788% 0.1800% 0.1780% 0.1792% 0.1803% 0.1814% 0.1824% 0.1833% 0.1841% 0.1849% 0.1855% 0.1861% 0.1867%
41 0.4069% 0.2956% 0.2561% 0.2164% 0.2038% 0.1989% 0.1955% 0.1928% 0.1940% 0.1953% 0.1930% 0.1943% 0.1956% 0.1967% 0.1978% 0.1988% 0.1997% 0.2005% 0.2012% 0.2019% 0.2024%
42 0.4415% 0.3207% 0.2779% 0.2349% 0.2212% 0.2158% 0.2120% 0.2090% 0.2103% 0.2117% 0.2093% 0.2107% 0.2120% 0.2133% 0.2144% 0.2155% 0.2165% 0.2174% 0.2182% 0.2189% 0.2195%
43 0.4794% 0.3482% 0.3017% 0.2549% 0.2399% 0.2340% 0.2299% 0.2266% 0.2279% 0.2294% 0.2268% 0.2283% 0.2297% 0.2311% 0.2324% 0.2336% 0.2346% 0.2356% 0.2365% 0.2372% 0.2379%
44 0.5200% 0.3776% 0.3271% 0.2762% 0.2599% 0.2535% 0.2489% 0.2453% 0.2468% 0.2484% 0.2456% 0.2472% 0.2488% 0.2503% 0.2518% 0.2530% 0.2542% 0.2553% 0.2562% 0.2570% 0.2578%
45 0.5631% 0.4089% 0.3541% 0.2990% 0.2813% 0.2742% 0.2693% 0.2654% 0.2670% 0.2688% 0.2658% 0.2676% 0.2694% 0.2711% 0.2727% 0.2741% 0.2754% 0.2765% 0.2775% 0.2784% 0.2793%
46 0.6095% 0.4425% 0.3831% 0.3234% 0.3041% 0.2965% 0.2912% 0.2871% 0.2889% 0.2910% 0.2878% 0.2898% 0.2918% 0.2937% 0.2954% 0.2969% 0.2983% 0.2996% 0.3007% 0.3017% 0.3026%
47 0.6586% 0.4780% 0.4139% 0.3493% 0.3287% 0.3205% 0.3150% 0.3107% 0.3128% 0.3151% 0.3117% 0.3140% 0.3162% 0.3183% 0.3202% 0.3219% 0.3234% 0.3248% 0.3261% 0.3271% 0.3281%
48 0.7112% 0.5163% 0.4472% 0.3776% 0.3555% 0.3469% 0.3411% 0.3366% 0.3391% 0.3417% 0.3382% 0.3407% 0.3432% 0.3454% 0.3475% 0.3494% 0.3511% 0.3526% 0.3540% 0.3552% 0.3562%
49 0.7692% 0.5586% 0.4839% 0.4090% 0.3853% 0.3764% 0.3703% 0.3657% 0.3685% 0.3715% 0.3676% 0.3705% 0.3732% 0.3756% 0.3779% 0.3800% 0.3818% 0.3835% 0.3850% 0.3863% 0.3874%
50 0.8336% 0.6057% 0.5251% 0.4443% 0.4190% 0.4095% 0.4032% 0.3983% 0.4014% 0.4047% 0.4006% 0.4037% 0.4066% 0.4093% 0.4118% 0.4140% 0.4161% 0.4179% 0.4195% 0.4209% 0.4221%
51 0.9076% 0.6598% 0.5722% 0.4845% 0.4572% 0.4471% 0.4403% 0.4350% 0.4384% 0.4420% 0.4374% 0.4408% 0.4440% 0.4469% 0.4496% 0.4520% 0.4542% 0.4562% 0.4579% 0.4594% 0.4607%
52 0.9908% 0.7206% 0.6253% 0.5298% 0.5001% 0.4891% 0.4816% 0.4757% 0.4794% 0.4832% 0.4782% 0.4818% 0.4852% 0.4884% 0.4913% 0.4939% 0.4963% 0.4984% 0.5003% 0.5018% 0.5030%
53 1.0851% 0.7895% 0.6851% 0.5805% 0.5479% 0.5356% 0.5272% 0.5206% 0.5244% 0.5285% 0.5229% 0.5268% 0.5305% 0.5339% 0.5370% 0.5399% 0.5424% 0.5447% 0.5466% 0.5480% 0.5492%
54 1.1896% 0.8654% 0.7508% 0.6359% 0.5999% 0.5862% 0.5767% 0.5692% 0.5733% 0.5776% 0.5714% 0.5756% 0.5796% 0.5833% 0.5867% 0.5898% 0.5925% 0.5948% 0.5965% 0.5978% 0.5988%
55 1.3028% 0.9474% 0.8217% 0.6955% 0.6557% 0.6404% 0.6297% 0.6215% 0.6258% 0.6305% 0.6237% 0.6283% 0.6326% 0.6366% 0.6403% 0.6436% 0.6463% 0.6482% 0.6498% 0.6509% 0.6518%
56 1.4236% 1.0348% 0.8972% 0.7589% 0.7151% 0.6982% 0.6865% 0.6775% 0.6822% 0.6873% 0.6800% 0.6850% 0.6897% 0.6941% 0.6981% 0.7012% 0.7035% 0.7052% 0.7064% 0.7074% 0.7081%
57 1.5517% 1.1276% 0.9774% 0.8264% 0.7786% 0.7602% 0.7476% 0.7379% 0.7432% 0.7489% 0.7410% 0.7465% 0.7516% 0.7564% 0.7601% 0.7626% 0.7644% 0.7656% 0.7666% 0.7673% 0.7678%
58 1.6882% 1.2267% 1.0632% 0.8990% 0.8473% 0.8276% 0.8142% 0.8038% 0.8098% 0.8162% 0.8077% 0.8137% 0.8194% 0.8235% 0.8262% 0.8280% 0.8291% 0.8299% 0.8304% 0.8308% 0.8310%
59 1.8362% 1.3344% 1.1569% 0.9788% 0.9230% 0.9020% 0.8878% 0.8769% 0.8836% 0.8907% 0.8814% 0.8880% 0.8926% 0.8953% 0.8968% 0.8976% 0.8979% 0.8981% 0.8981% 0.8981% 0.8980%
60 2.0002% 1.4543% 1.2613% 1.0680% 1.0077% 0.9853% 0.9701% 0.9584% 0.9658% 0.9735% 0.9633% 0.9682% 0.9704% 0.9712% 0.9712% 0.9709% 0.9703% 0.9697% 0.9691% 0.9686% 0.9681%
61 2.1851% 1.5894% 1.3790% 1.1684% 1.1030% 1.0789% 1.0624% 1.0494% 1.0574% 1.0658% 1.0510% 1.0520% 1.0513% 1.0499% 1.0481% 1.0464% 1.0447% 1.0432% 1.0419% 1.0407% 1.0398%
62 2.3938% 1.7417% 1.5116% 1.2813% 1.2098% 1.1832% 1.1649% 1.1505% 1.1590% 1.1623% 1.1397% 1.1363% 1.1322% 1.1281% 1.1243% 1.1209% 1.1179% 1.1154% 1.1132% 1.1114% 1.1099%
63 2.6276% 1.9122% 1.6597% 1.4068% 1.3280% 1.2983% 1.2777% 1.2614% 1.2616% 1.2552% 1.2240% 1.2155% 1.2076% 1.2005% 1.1944% 1.1892% 1.1848% 1.1811% 1.1781% 1.1755% 1.1733%
64 2.8868% 2.1005% 1.8228% 1.5443% 1.4569% 1.4236% 1.4004% 1.3677% 1.3522% 1.3352% 1.2951% 1.2811% 1.2691% 1.2589% 1.2504% 1.2433% 1.2374% 1.2325% 1.2285% 1.2251% 1.2223%
65 3.1678% 2.3042% 1.9989% 1.6923% 1.5955% 1.5583% 1.5074% 1.4476% 1.4161% 1.3882% 1.3397% 1.3203% 1.3042% 1.2910% 1.2801% 1.2712% 1.2638% 1.2578% 1.2528% 1.2487% 1.2453%
BIỂU 21: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, LÃI ĐUỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0892% 0.0735% 0.0681% 0.0622% 0.0616% 0.0623% 0.0631% 0.0637% 0.0654% 0.0670% 0.0672% 0.0685% 0.0698% 0.0709% 0.0719% 0.0729% 0.0737% 0.0745% 0.0752% 0.0759% 0.0765%
19 0.0925% 0.0760% 0.0702% 0.0639% 0.0630% 0.0636% 0.0642% 0.0647% 0.0663% 0.0679% 0.0681% 0.0694% 0.0706% 0.0717% 0.0727% 0.0737% 0.0745% 0.0753% 0.0760% 0.0767% 0.0773%
20 0.0939% 0.0770% 0.0710% 0.0644% 0.0633% 0.0638% 0.0643% 0.0648% 0.0664% 0.0679% 0.0680% 0.0693% 0.0705% 0.0716% 0.0726% 0.0735% 0.0744% 0.0752% 0.0759% 0.0765% 0.0771%
21 0.0941% 0.0770% 0.0709% 0.0642% 0.0630% 0.0634% 0.0638% 0.0642% 0.0658% 0.0672% 0.0674% 0.0687% 0.0698% 0.0709% 0.0719% 0.0729% 0.0737% 0.0745% 0.0752% 0.0758% 0.0764%
22 0.0933% 0.0762% 0.0701% 0.0633% 0.0621% 0.0624% 0.0628% 0.0632% 0.0647% 0.0662% 0.0663% 0.0676% 0.0688% 0.0699% 0.0709% 0.0718% 0.0726% 0.0734% 0.0741% 0.0748% 0.0754%
23 0.0916% 0.0748% 0.0687% 0.0620% 0.0608% 0.0611% 0.0615% 0.0619% 0.0635% 0.0649% 0.0651% 0.0664% 0.0676% 0.0686% 0.0697% 0.0706% 0.0714% 0.0722% 0.0729% 0.0736% 0.0742%
24 0.0896% 0.0731% 0.0672% 0.0606% 0.0594% 0.0598% 0.0603% 0.0607% 0.0623% 0.0637% 0.0640% 0.0652% 0.0664% 0.0676% 0.0686% 0.0695% 0.0704% 0.0712% 0.0719% 0.0726% 0.0732%
25 0.0872% 0.0712% 0.0655% 0.0592% 0.0582% 0.0586% 0.0592% 0.0597% 0.0613% 0.0628% 0.0631% 0.0644% 0.0656% 0.0668% 0.0678% 0.0688% 0.0697% 0.0705% 0.0712% 0.0719% 0.0726%
26 0.0856% 0.0700% 0.0645% 0.0584% 0.0575% 0.0580% 0.0586% 0.0592% 0.0609% 0.0624% 0.0628% 0.0641% 0.0654% 0.0666% 0.0677% 0.0687% 0.0696% 0.0704% 0.0712% 0.0719% 0.0726%
27 0.0848% 0.0694% 0.0640% 0.0581% 0.0572% 0.0579% 0.0586% 0.0593% 0.0610% 0.0626% 0.0630% 0.0644% 0.0658% 0.0670% 0.0681% 0.0692% 0.0701% 0.0710% 0.0718% 0.0725% 0.0732%
28 0.0844% 0.0692% 0.0639% 0.0581% 0.0574% 0.0582% 0.0590% 0.0598% 0.0616% 0.0633% 0.0638% 0.0653% 0.0667% 0.0680% 0.0691% 0.0702% 0.0712% 0.0722% 0.0730% 0.0738% 0.0745%
29 0.0851% 0.0698% 0.0645% 0.0589% 0.0583% 0.0592% 0.0601% 0.0610% 0.0629% 0.0647% 0.0652% 0.0668% 0.0683% 0.0697% 0.0709% 0.0721% 0.0731% 0.0741% 0.0750% 0.0758% 0.0766%
30 0.0865% 0.0711% 0.0658% 0.0602% 0.0597% 0.0607% 0.0617% 0.0627% 0.0648% 0.0667% 0.0673% 0.0690% 0.0706% 0.0720% 0.0733% 0.0746% 0.0757% 0.0767% 0.0777% 0.0785% 0.0793%
31 0.0888% 0.0731% 0.0677% 0.0621% 0.0617% 0.0628% 0.0640% 0.0651% 0.0673% 0.0694% 0.0700% 0.0718% 0.0735% 0.0751% 0.0765% 0.0778% 0.0790% 0.0801% 0.0811% 0.0820% 0.0829%
32 0.0921% 0.0758% 0.0703% 0.0646% 0.0643% 0.0655% 0.0668% 0.0680% 0.0704% 0.0727% 0.0734% 0.0754% 0.0772% 0.0788% 0.0804% 0.0818% 0.0831% 0.0842% 0.0853% 0.0863% 0.0872%
33 0.0960% 0.0791% 0.0735% 0.0675% 0.0674% 0.0688% 0.0703% 0.0716% 0.0742% 0.0766% 0.0775% 0.0796% 0.0815% 0.0833% 0.0850% 0.0865% 0.0879% 0.0891% 0.0903% 0.0914% 0.0923%
34 0.1007% 0.0832% 0.0773% 0.0712% 0.0711% 0.0728% 0.0744% 0.0759% 0.0787% 0.0813% 0.0823% 0.0846% 0.0867% 0.0886% 0.0904% 0.0920% 0.0935% 0.0949% 0.0962% 0.0973% 0.0984%
35 0.1065% 0.0881% 0.0819% 0.0756% 0.0757% 0.0775% 0.0793% 0.0810% 0.0840% 0.0869% 0.0880% 0.0904% 0.0927% 0.0948% 0.0968% 0.0985% 0.1001% 0.1016% 0.1030% 0.1042% 0.1053%
36 0.1137% 0.0940% 0.0876% 0.0809% 0.0811% 0.0831% 0.0851% 0.0870% 0.0903% 0.0934% 0.0946% 0.0972% 0.0997% 0.1020% 0.1041% 0.1060% 0.1077% 0.1093% 0.1108% 0.1121% 0.1134%
37 0.1219% 0.1009% 0.0940% 0.0870% 0.0872% 0.0895% 0.0917% 0.0937% 0.0973% 0.1007% 0.1020% 0.1049% 0.1076% 0.1100% 0.1123% 0.1144% 0.1163% 0.1180% 0.1196% 0.1210% 0.1224%
38 0.1312% 0.1087% 0.1013% 0.0938% 0.0942% 0.0967% 0.0991% 0.1013% 0.1052% 0.1089% 0.1103% 0.1135% 0.1164% 0.1190% 0.1215% 0.1237% 0.1258% 0.1277% 0.1294% 0.1310% 0.1324%
39 0.1418% 0.1176% 0.1097% 0.1016% 0.1020% 0.1048% 0.1074% 0.1099% 0.1141% 0.1181% 0.1196% 0.1230% 0.1262% 0.1291% 0.1317% 0.1341% 0.1364% 0.1384% 0.1403% 0.1420% 0.1435%
40 0.1539% 0.1276% 0.1190% 0.1104% 0.1108% 0.1137% 0.1166% 0.1193% 0.1239% 0.1282% 0.1298% 0.1335% 0.1369% 0.1400% 0.1429% 0.1455% 0.1480% 0.1502% 0.1522% 0.1540% 0.1557%
41 0.1672% 0.1386% 0.1292% 0.1198% 0.1203% 0.1235% 0.1266% 0.1294% 0.1344% 0.1391% 0.1409% 0.1448% 0.1485% 0.1519% 0.1550% 0.1579% 0.1605% 0.1629% 0.1651% 0.1671% 0.1689%
42 0.1814% 0.1504% 0.1403% 0.1300% 0.1305% 0.1340% 0.1373% 0.1404% 0.1458% 0.1509% 0.1528% 0.1571% 0.1611% 0.1648% 0.1681% 0.1712% 0.1741% 0.1767% 0.1790% 0.1812% 0.1832%
43 0.1970% 0.1633% 0.1523% 0.1411% 0.1416% 0.1453% 0.1490% 0.1523% 0.1581% 0.1636% 0.1656% 0.1703% 0.1746% 0.1786% 0.1823% 0.1856% 0.1887% 0.1915% 0.1941% 0.1965% 0.1986%
44 0.2137% 0.1771% 0.1651% 0.1530% 0.1535% 0.1575% 0.1614% 0.1649% 0.1712% 0.1772% 0.1794% 0.1845% 0.1892% 0.1935% 0.1975% 0.2011% 0.2045% 0.2075% 0.2103% 0.2129% 0.2152%
45 0.2314% 0.1918% 0.1788% 0.1656% 0.1661% 0.1704% 0.1746% 0.1785% 0.1853% 0.1918% 0.1942% 0.1998% 0.2049% 0.2096% 0.2139% 0.2179% 0.2215% 0.2248% 0.2278% 0.2306% 0.2331%
46 0.2505% 0.2075% 0.1935% 0.1792% 0.1797% 0.1843% 0.1889% 0.1931% 0.2006% 0.2076% 0.2103% 0.2163% 0.2219% 0.2270% 0.2317% 0.2360% 0.2400% 0.2435% 0.2468% 0.2499% 0.2526%
47 0.2707% 0.2242% 0.2091% 0.1936% 0.1942% 0.1993% 0.2043% 0.2090% 0.2171% 0.2248% 0.2278% 0.2344% 0.2404% 0.2460% 0.2511% 0.2558% 0.2601% 0.2640% 0.2676% 0.2708% 0.2738%
48 0.2923% 0.2422% 0.2259% 0.2093% 0.2101% 0.2157% 0.2213% 0.2265% 0.2354% 0.2438% 0.2471% 0.2542% 0.2609% 0.2670% 0.2725% 0.2776% 0.2823% 0.2865% 0.2904% 0.2940% 0.2973%
49 0.3162% 0.2621% 0.2445% 0.2267% 0.2278% 0.2341% 0.2403% 0.2460% 0.2558% 0.2650% 0.2686% 0.2764% 0.2837% 0.2903% 0.2964% 0.3019% 0.3070% 0.3117% 0.3159% 0.3198% 0.3233%
50 0.3427% 0.2843% 0.2653% 0.2463% 0.2477% 0.2547% 0.2616% 0.2680% 0.2787% 0.2888% 0.2927% 0.3013% 0.3092% 0.3164% 0.3230% 0.3291% 0.3346% 0.3397% 0.3443% 0.3485% 0.3524%
51 0.3732% 0.3097% 0.2892% 0.2687% 0.2704% 0.2782% 0.2858% 0.2928% 0.3045% 0.3155% 0.3198% 0.3292% 0.3378% 0.3457% 0.3529% 0.3595% 0.3655% 0.3711% 0.3761% 0.3807% 0.3849%
52 0.4074% 0.3383% 0.3161% 0.2939% 0.2959% 0.3045% 0.3128% 0.3204% 0.3332% 0.3452% 0.3499% 0.3601% 0.3695% 0.3781% 0.3860% 0.3932% 0.3997% 0.4057% 0.4112% 0.4162% 0.4207%
53 0.4463% 0.3707% 0.3464% 0.3221% 0.3243% 0.3336% 0.3426% 0.3509% 0.3648% 0.3779% 0.3830% 0.3941% 0.4044% 0.4138% 0.4224% 0.4302% 0.4374% 0.4439% 0.4498% 0.4551% 0.4600%
54 0.4893% 0.4064% 0.3797% 0.3531% 0.3553% 0.3654% 0.3751% 0.3841% 0.3992% 0.4135% 0.4190% 0.4312% 0.4423% 0.4526% 0.4619% 0.4705% 0.4783% 0.4853% 0.4916% 0.4973% 0.5025%
55 0.5360% 0.4451% 0.4157% 0.3863% 0.3886% 0.3995% 0.4100% 0.4197% 0.4362% 0.4518% 0.4579% 0.4711% 0.4833% 0.4944% 0.5046% 0.5139% 0.5222% 0.5297% 0.5365% 0.5425% 0.5481%
56 0.5858% 0.4863% 0.4541% 0.4218% 0.4241% 0.4359% 0.4474% 0.4580% 0.4760% 0.4930% 0.4997% 0.5141% 0.5274% 0.5395% 0.5506% 0.5606% 0.5694% 0.5773% 0.5845% 0.5910% 0.5969%
57 0.6387% 0.5300% 0.4949% 0.4595% 0.4620% 0.4749% 0.4876% 0.4992% 0.5190% 0.5376% 0.5449% 0.5607% 0.5752% 0.5885% 0.6002% 0.6107% 0.6200% 0.6284% 0.6360% 0.6428% 0.6490%
58 0.6950% 0.5767% 0.5385% 0.5002% 0.5031% 0.5174% 0.5314% 0.5443% 0.5660% 0.5864% 0.5944% 0.6117% 0.6275% 0.6415% 0.6538% 0.6648% 0.6746% 0.6834% 0.6914% 0.6985% 0.7051%
59 0.7561% 0.6276% 0.5862% 0.5449% 0.5484% 0.5644% 0.5799% 0.5942% 0.6181% 0.6405% 0.6493% 0.6681% 0.6847% 0.6992% 0.7120% 0.7234% 0.7336% 0.7427% 0.7510% 0.7585% 0.7653%
60 0.8239% 0.6842% 0.6394% 0.5949% 0.5992% 0.6170% 0.6343% 0.6501% 0.6763% 0.7008% 0.7105% 0.7300% 0.7468% 0.7617% 0.7748% 0.7865% 0.7970% 0.8064% 0.8149% 0.8226% 0.8296%
61 0.9003% 0.7481% 0.6995% 0.6513% 0.6564% 0.6762% 0.6953% 0.7127% 0.7415% 0.7684% 0.7771% 0.7965% 0.8134% 0.8283% 0.8416% 0.8534% 0.8640% 0.8736% 0.8822% 0.8900% 0.8971%
62 0.9866% 0.8202% 0.7672% 0.7148% 0.7207% 0.7425% 0.7635% 0.7825% 0.8140% 0.8405% 0.8471% 0.8660% 0.8825% 0.8972% 0.9103% 0.9220% 0.9325% 0.9420% 0.9505% 0.9583% 0.9654%
63 1.0834% 0.9010% 0.8429% 0.7855% 0.7920% 0.8159% 0.8388% 0.8596% 0.8893% 0.9135% 0.9172% 0.9349% 0.9505% 0.9645% 0.9771% 0.9883% 0.9985% 1.0077% 1.0159% 1.0234% 1.0303%
64 1.1908% 0.9903% 0.9264% 0.8632% 0.8701% 0.8961% 0.9210% 0.9359% 0.9607% 0.9814% 0.9813% 0.9971% 1.0113% 1.0241% 1.0356% 1.0461% 1.0555% 1.0640% 1.0717% 1.0787% 1.0851%
65 1.3073% 1.0870% 1.0168% 0.9470% 0.9543% 0.9826% 0.9963% 1.0001% 1.0183% 1.0343% 1.0298% 1.0429% 1.0549% 1.0658% 1.0758% 1.0849% 1.0932% 1.1007% 1.1075% 1.1137% 1.1193%
BIỂU 22: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, LÃI ĐUỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.2222% 0.1606% 0.1382% 0.1150% 0.1065% 0.1022% 0.0989% 0.0960% 0.0952% 0.0946% 0.0924% 0.0920% 0.0916% 0.0914% 0.0911% 0.0909% 0.0908% 0.0906% 0.0905% 0.0904% 0.0903%
19 0.2305% 0.1660% 0.1425% 0.1180% 0.1089% 0.1043% 0.1006% 0.0975% 0.0966% 0.0959% 0.0936% 0.0931% 0.0927% 0.0924% 0.0921% 0.0919% 0.0917% 0.0916% 0.0914% 0.0913% 0.0912%
20 0.2340% 0.1682% 0.1441% 0.1190% 0.1096% 0.1047% 0.1008% 0.0976% 0.0966% 0.0959% 0.0935% 0.0930% 0.0926% 0.0923% 0.0920% 0.0918% 0.0916% 0.0914% 0.0913% 0.0911% 0.0910%
21 0.2345% 0.1683% 0.1439% 0.1186% 0.1090% 0.1039% 0.1000% 0.0968% 0.0958% 0.0950% 0.0926% 0.0921% 0.0917% 0.0914% 0.0911% 0.0909% 0.0907% 0.0906% 0.0904% 0.0903% 0.0902%
22 0.2324% 0.1666% 0.1423% 0.1170% 0.1074% 0.1024% 0.0985% 0.0953% 0.0943% 0.0935% 0.0912% 0.0907% 0.0904% 0.0901% 0.0898% 0.0896% 0.0894% 0.0893% 0.0892% 0.0890% 0.0890%
23 0.2281% 0.1633% 0.1395% 0.1146% 0.1051% 0.1002% 0.0965% 0.0934% 0.0924% 0.0917% 0.0895% 0.0891% 0.0887% 0.0885% 0.0883% 0.0881% 0.0879% 0.0878% 0.0877% 0.0876% 0.0876%
24 0.2231% 0.1596% 0.1363% 0.1120% 0.1028% 0.0981% 0.0945% 0.0915% 0.0907% 0.0900% 0.0879% 0.0876% 0.0873% 0.0871% 0.0869% 0.0868% 0.0867% 0.0866% 0.0865% 0.0864% 0.0864%
25 0.2173% 0.1556% 0.1330% 0.1095% 0.1007% 0.0962% 0.0928% 0.0900% 0.0893% 0.0887% 0.0867% 0.0864% 0.0862% 0.0861% 0.0859% 0.0858% 0.0858% 0.0857% 0.0857% 0.0856% 0.0856%
26 0.2131% 0.1529% 0.1308% 0.1079% 0.0994% 0.0951% 0.0919% 0.0893% 0.0886% 0.0882% 0.0863% 0.0861% 0.0859% 0.0858% 0.0857% 0.0857% 0.0857% 0.0856% 0.0856% 0.0856% 0.0856%
27 0.2113% 0.1517% 0.1298% 0.1073% 0.0990% 0.0949% 0.0919% 0.0893% 0.0888% 0.0885% 0.0866% 0.0865% 0.0864% 0.0863% 0.0863% 0.0863% 0.0863% 0.0863% 0.0863% 0.0864% 0.0864%
28 0.2103% 0.1512% 0.1296% 0.1074% 0.0994% 0.0955% 0.0925% 0.0901% 0.0897% 0.0894% 0.0877% 0.0876% 0.0876% 0.0876% 0.0876% 0.0876% 0.0877% 0.0877% 0.0878% 0.0878% 0.0879%
29 0.2119% 0.1526% 0.1310% 0.1088% 0.1009% 0.0971% 0.0942% 0.0919% 0.0916% 0.0914% 0.0897% 0.0897% 0.0897% 0.0898% 0.0898% 0.0899% 0.0900% 0.0901% 0.0902% 0.0902% 0.0903%
30 0.2155% 0.1553% 0.1335% 0.1112% 0.1033% 0.0996% 0.0968% 0.0945% 0.0943% 0.0942% 0.0925% 0.0926% 0.0927% 0.0928% 0.0929% 0.0930% 0.0932% 0.0933% 0.0934% 0.0935% 0.0936%
31 0.2212% 0.1597% 0.1375% 0.1147% 0.1067% 0.1030% 0.1003% 0.0981% 0.0979% 0.0979% 0.0963% 0.0964% 0.0966% 0.0967% 0.0969% 0.0971% 0.0972% 0.0974% 0.0975% 0.0977% 0.0978%
32 0.2293% 0.1657% 0.1427% 0.1193% 0.1112% 0.1075% 0.1047% 0.1025% 0.1025% 0.1026% 0.1009% 0.1011% 0.1013% 0.1016% 0.1018% 0.1020% 0.1022% 0.1024% 0.1026% 0.1027% 0.1029%
33 0.2390% 0.1729% 0.1491% 0.1248% 0.1165% 0.1128% 0.1101% 0.1079% 0.1080% 0.1082% 0.1065% 0.1067% 0.1070% 0.1073% 0.1076% 0.1079% 0.1081% 0.1083% 0.1085% 0.1087% 0.1089%
34 0.2509% 0.1817% 0.1568% 0.1316% 0.1230% 0.1193% 0.1166% 0.1144% 0.1145% 0.1148% 0.1131% 0.1134% 0.1138% 0.1141% 0.1145% 0.1148% 0.1151% 0.1153% 0.1156% 0.1158% 0.1160%
35 0.2653% 0.1924% 0.1663% 0.1398% 0.1309% 0.1271% 0.1243% 0.1220% 0.1223% 0.1227% 0.1209% 0.1213% 0.1217% 0.1221% 0.1225% 0.1228% 0.1232% 0.1235% 0.1237% 0.1240% 0.1242%
36 0.2831% 0.2054% 0.1777% 0.1495% 0.1402% 0.1362% 0.1333% 0.1310% 0.1313% 0.1318% 0.1299% 0.1304% 0.1309% 0.1313% 0.1317% 0.1321% 0.1325% 0.1328% 0.1331% 0.1334% 0.1337%
37 0.3037% 0.2204% 0.1908% 0.1607% 0.1508% 0.1466% 0.1436% 0.1412% 0.1416% 0.1421% 0.1401% 0.1406% 0.1412% 0.1417% 0.1421% 0.1426% 0.1430% 0.1433% 0.1437% 0.1440% 0.1443%
38 0.3267% 0.2373% 0.2055% 0.1733% 0.1628% 0.1584% 0.1552% 0.1526% 0.1531% 0.1537% 0.1515% 0.1521% 0.1527% 0.1532% 0.1537% 0.1542% 0.1546% 0.1550% 0.1554% 0.1557% 0.1561%
39 0.3532% 0.2568% 0.2224% 0.1877% 0.1764% 0.1717% 0.1682% 0.1654% 0.1659% 0.1666% 0.1642% 0.1649% 0.1655% 0.1661% 0.1666% 0.1671% 0.1676% 0.1680% 0.1684% 0.1688% 0.1691%
40 0.3833% 0.2787% 0.2415% 0.2038% 0.1915% 0.1863% 0.1826% 0.1795% 0.1801% 0.1807% 0.1782% 0.1789% 0.1795% 0.1802% 0.1808% 0.1813% 0.1818% 0.1823% 0.1827% 0.1831% 0.1835%
41 0.4162% 0.3026% 0.2621% 0.2212% 0.2078% 0.2022% 0.1981% 0.1948% 0.1954% 0.1961% 0.1933% 0.1940% 0.1947% 0.1954% 0.1961% 0.1967% 0.1972% 0.1977% 0.1982% 0.1986% 0.1990%
42 0.4516% 0.3284% 0.2845% 0.2401% 0.2255% 0.2194% 0.2149% 0.2113% 0.2119% 0.2126% 0.2096% 0.2104% 0.2111% 0.2119% 0.2126% 0.2132% 0.2138% 0.2144% 0.2149% 0.2153% 0.2158%
43 0.4904% 0.3565% 0.3088% 0.2605% 0.2447% 0.2380% 0.2331% 0.2290% 0.2297% 0.2305% 0.2271% 0.2280% 0.2288% 0.2296% 0.2304% 0.2311% 0.2318% 0.2324% 0.2329% 0.2334% 0.2339%
44 0.5320% 0.3866% 0.3348% 0.2824% 0.2651% 0.2578% 0.2524% 0.2480% 0.2487% 0.2496% 0.2459% 0.2469% 0.2478% 0.2487% 0.2495% 0.2503% 0.2510% 0.2517% 0.2523% 0.2528% 0.2533%
45 0.5760% 0.4186% 0.3625% 0.3056% 0.2869% 0.2789% 0.2731% 0.2683% 0.2691% 0.2701% 0.2662% 0.2672% 0.2683% 0.2693% 0.2702% 0.2710% 0.2718% 0.2725% 0.2732% 0.2738% 0.2744%
46 0.6235% 0.4530% 0.3922% 0.3305% 0.3102% 0.3016% 0.2953% 0.2902% 0.2911% 0.2922% 0.2881% 0.2893% 0.2904% 0.2915% 0.2926% 0.2935% 0.2944% 0.2952% 0.2959% 0.2966% 0.2972%
47 0.6737% 0.4894% 0.4237% 0.3571% 0.3352% 0.3260% 0.3193% 0.3140% 0.3150% 0.3163% 0.3119% 0.3133% 0.3146% 0.3158% 0.3169% 0.3180% 0.3190% 0.3198% 0.3206% 0.3214% 0.3221%
48 0.7275% 0.5286% 0.4577% 0.3860% 0.3625% 0.3528% 0.3457% 0.3401% 0.3413% 0.3429% 0.3382% 0.3397% 0.3412% 0.3425% 0.3438% 0.3450% 0.3460% 0.3470% 0.3479% 0.3487% 0.3495%
49 0.7869% 0.5719% 0.4954% 0.4180% 0.3929% 0.3826% 0.3752% 0.3692% 0.3708% 0.3725% 0.3675% 0.3692% 0.3708% 0.3723% 0.3737% 0.3750% 0.3762% 0.3773% 0.3782% 0.3791% 0.3799%
50 0.8527% 0.6201% 0.5375% 0.4541% 0.4271% 0.4162% 0.4084% 0.4020% 0.4037% 0.4057% 0.4002% 0.4021% 0.4039% 0.4056% 0.4071% 0.4085% 0.4098% 0.4110% 0.4121% 0.4130% 0.4139%
51 0.9284% 0.6755% 0.5857% 0.4952% 0.4661% 0.4543% 0.4459% 0.4390% 0.4409% 0.4430% 0.4370% 0.4391% 0.4410% 0.4428% 0.4445% 0.4460% 0.4474% 0.4487% 0.4499% 0.4509% 0.4518%
52 1.0135% 0.7377% 0.6400% 0.5414% 0.5097% 0.4970% 0.4877% 0.4801% 0.4821% 0.4843% 0.4778% 0.4800% 0.4821% 0.4840% 0.4858% 0.4875% 0.4890% 0.4903% 0.4916% 0.4927% 0.4936%
53 1.1100% 0.8082% 0.7011% 0.5931% 0.5584% 0.5442% 0.5339% 0.5255% 0.5275% 0.5299% 0.5227% 0.5250% 0.5272% 0.5293% 0.5312% 0.5330% 0.5346% 0.5361% 0.5374% 0.5385% 0.5394%
54 1.2169% 0.8859% 0.7685% 0.6498% 0.6114% 0.5957% 0.5842% 0.5747% 0.5769% 0.5793% 0.5713% 0.5738% 0.5762% 0.5785% 0.5806% 0.5825% 0.5842% 0.5857% 0.5869% 0.5880% 0.5889%
55 1.3328% 0.9699% 0.8411% 0.7107% 0.6684% 0.6509% 0.6381% 0.6276% 0.6298% 0.6325% 0.6237% 0.6264% 0.6290% 0.6315% 0.6337% 0.6357% 0.6374% 0.6388% 0.6400% 0.6410% 0.6419%
56 1.4563% 1.0594% 0.9183% 0.7756% 0.7290% 0.7097% 0.6957% 0.6842% 0.6867% 0.6896% 0.6800% 0.6830% 0.6858% 0.6885% 0.6909% 0.6928% 0.6944% 0.6957% 0.6968% 0.6977% 0.6986%
57 1.5874% 1.1544% 1.0004% 0.8446% 0.7938% 0.7728% 0.7575% 0.7452% 0.7480% 0.7512% 0.7409% 0.7442% 0.7473% 0.7501% 0.7524% 0.7541% 0.7555% 0.7566% 0.7576% 0.7584% 0.7590%
58 1.7270% 1.2558% 1.0883% 0.9188% 0.8638% 0.8412% 0.8249% 0.8116% 0.8148% 0.8185% 0.8073% 0.8109% 0.8143% 0.8169% 0.8187% 0.8201% 0.8212% 0.8220% 0.8227% 0.8233% 0.8239%
59 1.8783% 1.3661% 1.1841% 1.0003% 0.9408% 0.9167% 0.8992% 0.8851% 0.8887% 0.8929% 0.8807% 0.8847% 0.8874% 0.8892% 0.8905% 0.8913% 0.8920% 0.8924% 0.8928% 0.8931% 0.8934%
60 2.0462% 1.4887% 1.2909% 1.0913% 1.0271% 1.0011% 0.9824% 0.9671% 0.9712% 0.9757% 0.9624% 0.9652% 0.9667% 0.9675% 0.9678% 0.9679% 0.9679% 0.9678% 0.9677% 0.9676% 0.9675%
61 2.2353% 1.6270% 1.4114% 1.1939% 1.1241% 1.0960% 1.0756% 1.0589% 1.0633% 1.0681% 1.0511% 1.0517% 1.0514% 1.0506% 1.0498% 1.0488% 1.0480% 1.0471% 1.0464% 1.0457% 1.0451%
62 2.4487% 1.7830% 1.5470% 1.3091% 1.2328% 1.2020% 1.1794% 1.1608% 1.1655% 1.1666% 1.1440% 1.1416% 1.1389% 1.1362% 1.1338% 1.1315% 1.1295% 1.1277% 1.1260% 1.1246% 1.1233%
63 2.6880% 1.9574% 1.6986% 1.4373% 1.3532% 1.3190% 1.2938% 1.2731% 1.2712% 1.2658% 1.2365% 1.2303% 1.2246% 1.2195% 1.2150% 1.2111% 1.2076% 1.2045% 1.2019% 1.1995% 1.1974%
64 2.9531% 2.1502% 1.8655% 1.5778% 1.4848% 1.4465% 1.4183% 1.3838% 1.3708% 1.3574% 1.3205% 1.3098% 1.3005% 1.2925% 1.2856% 1.2796% 1.2745% 1.2700% 1.2660% 1.2625% 1.2594%
65 3.2405% 2.3587% 2.0458% 1.7291% 1.6262% 1.5836% 1.5316% 1.4760% 1.4502% 1.4277% 1.3830% 1.3671% 1.3538% 1.3426% 1.3330% 1.3248% 1.3177% 1.3116% 1.3062% 1.3015% 1.2973%
BIỂU 23: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ VÀO CUỐI THỜI HẠN VAY, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0436% 0.0375% 0.0352% 0.0318% 0.0307% 0.0301% 0.0296% 0.0290% 0.0289% 0.0289% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283%
19 0.0451% 0.0386% 0.0361% 0.0325% 0.0312% 0.0305% 0.0299% 0.0292% 0.0292% 0.0291% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0286%
20 0.0457% 0.0390% 0.0364% 0.0326% 0.0312% 0.0305% 0.0298% 0.0291% 0.0291% 0.0290% 0.0285% 0.0284% 0.0284% 0.0284% 0.0284% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
21 0.0457% 0.0390% 0.0362% 0.0324% 0.0309% 0.0301% 0.0294% 0.0288% 0.0288% 0.0287% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0283%
22 0.0453% 0.0385% 0.0357% 0.0318% 0.0304% 0.0296% 0.0290% 0.0283% 0.0283% 0.0283% 0.0278% 0.0278% 0.0278% 0.0278% 0.0278% 0.0278% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279%
23 0.0444% 0.0377% 0.0350% 0.0312% 0.0297% 0.0290% 0.0284% 0.0278% 0.0278% 0.0278% 0.0273% 0.0274% 0.0274% 0.0274% 0.0274% 0.0275% 0.0275% 0.0275% 0.0275% 0.0276% 0.0276%
24 0.0434% 0.0369% 0.0342% 0.0305% 0.0291% 0.0285% 0.0279% 0.0274% 0.0274% 0.0274% 0.0270% 0.0270% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272% 0.0272% 0.0273% 0.0273% 0.0273%
25 0.0423% 0.0360% 0.0334% 0.0299% 0.0286% 0.0281% 0.0275% 0.0271% 0.0271% 0.0272% 0.0268% 0.0268% 0.0269% 0.0270% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272%
26 0.0415% 0.0354% 0.0329% 0.0295% 0.0284% 0.0279% 0.0274% 0.0270% 0.0271% 0.0272% 0.0268% 0.0269% 0.0270% 0.0270% 0.0271% 0.0272% 0.0272% 0.0272% 0.0273% 0.0273% 0.0273%
27 0.0412% 0.0352% 0.0327% 0.0294% 0.0284% 0.0280% 0.0276% 0.0272% 0.0273% 0.0275% 0.0271% 0.0272% 0.0273% 0.0274% 0.0274% 0.0275% 0.0276% 0.0276% 0.0276% 0.0277% 0.0277%
28 0.0411% 0.0351% 0.0328% 0.0296% 0.0286% 0.0283% 0.0279% 0.0276% 0.0278% 0.0279% 0.0276% 0.0277% 0.0278% 0.0279% 0.0280% 0.0281% 0.0281% 0.0282% 0.0282% 0.0283% 0.0283%
29 0.0414% 0.0355% 0.0332% 0.0301% 0.0292% 0.0289% 0.0286% 0.0283% 0.0285% 0.0287% 0.0284% 0.0285% 0.0287% 0.0288% 0.0289% 0.0290% 0.0290% 0.0291% 0.0291% 0.0292% 0.0292%
30 0.0422% 0.0362% 0.0339% 0.0308% 0.0300% 0.0298% 0.0295% 0.0293% 0.0295% 0.0298% 0.0294% 0.0296% 0.0298% 0.0299% 0.0300% 0.0301% 0.0302% 0.0303% 0.0303% 0.0303% 0.0304%
31 0.0433% 0.0373% 0.0350% 0.0319% 0.0311% 0.0309% 0.0307% 0.0305% 0.0308% 0.0311% 0.0308% 0.0310% 0.0312% 0.0313% 0.0315% 0.0316% 0.0316% 0.0317% 0.0318% 0.0318% 0.0318%
32 0.0450% 0.0387% 0.0364% 0.0333% 0.0325% 0.0324% 0.0322% 0.0321% 0.0324% 0.0328% 0.0324% 0.0327% 0.0329% 0.0331% 0.0332% 0.0333% 0.0334% 0.0335% 0.0335% 0.0336% 0.0336%
33 0.0469% 0.0405% 0.0381% 0.0349% 0.0342% 0.0341% 0.0340% 0.0339% 0.0343% 0.0347% 0.0344% 0.0347% 0.0349% 0.0351% 0.0352% 0.0353% 0.0354% 0.0355% 0.0356% 0.0356% 0.0357%
34 0.0493% 0.0426% 0.0402% 0.0369% 0.0362% 0.0362% 0.0362% 0.0361% 0.0366% 0.0370% 0.0367% 0.0370% 0.0372% 0.0374% 0.0376% 0.0377% 0.0378% 0.0379% 0.0380% 0.0380% 0.0381%
35 0.0522% 0.0452% 0.0427% 0.0393% 0.0387% 0.0387% 0.0387% 0.0386% 0.0392% 0.0396% 0.0393% 0.0396% 0.0399% 0.0401% 0.0403% 0.0404% 0.0405% 0.0406% 0.0407% 0.0408% 0.0408%
36 0.0557% 0.0483% 0.0457% 0.0421% 0.0415% 0.0416% 0.0416% 0.0416% 0.0422% 0.0427% 0.0423% 0.0427% 0.0430% 0.0432% 0.0434% 0.0435% 0.0437% 0.0438% 0.0438% 0.0439% 0.0440%
37 0.0598% 0.0518% 0.0491% 0.0453% 0.0447% 0.0449% 0.0449% 0.0449% 0.0455% 0.0461% 0.0457% 0.0461% 0.0464% 0.0466% 0.0468% 0.0470% 0.0471% 0.0473% 0.0473% 0.0474% 0.0475%
38 0.0643% 0.0559% 0.0529% 0.0490% 0.0484% 0.0486% 0.0486% 0.0485% 0.0493% 0.0499% 0.0494% 0.0498% 0.0502% 0.0505% 0.0507% 0.0509% 0.0510% 0.0511% 0.0512% 0.0513% 0.0514%
39 0.0696% 0.0605% 0.0573% 0.0531% 0.0524% 0.0526% 0.0527% 0.0526% 0.0534% 0.0540% 0.0536% 0.0540% 0.0544% 0.0547% 0.0549% 0.0551% 0.0553% 0.0554% 0.0555% 0.0556% 0.0557%
40 0.0756% 0.0657% 0.0622% 0.0576% 0.0569% 0.0571% 0.0572% 0.0571% 0.0579% 0.0586% 0.0581% 0.0586% 0.0590% 0.0593% 0.0596% 0.0598% 0.0600% 0.0601% 0.0602% 0.0603% 0.0604%
41 0.0820% 0.0713% 0.0676% 0.0626% 0.0618% 0.0620% 0.0621% 0.0619% 0.0628% 0.0635% 0.0630% 0.0635% 0.0639% 0.0643% 0.0646% 0.0648% 0.0650% 0.0652% 0.0653% 0.0654% 0.0655%
42 0.0890% 0.0774% 0.0733% 0.0679% 0.0670% 0.0672% 0.0673% 0.0671% 0.0681% 0.0689% 0.0683% 0.0688% 0.0693% 0.0697% 0.0700% 0.0703% 0.0705% 0.0707% 0.0708% 0.0709% 0.0710%
43 0.0967% 0.0840% 0.0796% 0.0736% 0.0726% 0.0729% 0.0729% 0.0727% 0.0737% 0.0746% 0.0740% 0.0746% 0.0751% 0.0756% 0.0759% 0.0762% 0.0764% 0.0766% 0.0768% 0.0769% 0.0770%
44 0.1048% 0.0911% 0.0862% 0.0798% 0.0787% 0.0789% 0.0789% 0.0787% 0.0798% 0.0808% 0.0801% 0.0808% 0.0814% 0.0819% 0.0823% 0.0826% 0.0828% 0.0830% 0.0832% 0.0833% 0.0834%
45 0.1135% 0.0986% 0.0934% 0.0863% 0.0851% 0.0853% 0.0853% 0.0852% 0.0864% 0.0875% 0.0868% 0.0876% 0.0882% 0.0887% 0.0891% 0.0895% 0.0897% 0.0899% 0.0901% 0.0903% 0.0904%
46 0.1228% 0.1066% 0.1010% 0.0933% 0.0920% 0.0923% 0.0923% 0.0922% 0.0936% 0.0948% 0.0941% 0.0949% 0.0956% 0.0961% 0.0966% 0.0970% 0.0972% 0.0975% 0.0977% 0.0978% 0.0979%
47 0.1327% 0.1152% 0.1091% 0.1008% 0.0994% 0.0998% 0.1000% 0.0999% 0.1014% 0.1028% 0.1020% 0.1029% 0.1037% 0.1043% 0.1047% 0.1051% 0.1055% 0.1057% 0.1059% 0.1061% 0.1062%
48 0.1433% 0.1245% 0.1179% 0.1091% 0.1077% 0.1082% 0.1084% 0.1084% 0.1101% 0.1116% 0.1107% 0.1117% 0.1125% 0.1132% 0.1137% 0.1141% 0.1145% 0.1148% 0.1150% 0.1152% 0.1153%
49 0.1550% 0.1347% 0.1276% 0.1183% 0.1169% 0.1176% 0.1179% 0.1179% 0.1198% 0.1214% 0.1205% 0.1215% 0.1224% 0.1231% 0.1237% 0.1242% 0.1245% 0.1248% 0.1251% 0.1252% 0.1254%
50 0.1681% 0.1462% 0.1386% 0.1286% 0.1273% 0.1281% 0.1285% 0.1286% 0.1306% 0.1323% 0.1313% 0.1324% 0.1334% 0.1341% 0.1348% 0.1353% 0.1357% 0.1360% 0.1363% 0.1364% 0.1366%
51 0.1831% 0.1593% 0.1512% 0.1404% 0.1391% 0.1400% 0.1404% 0.1404% 0.1426% 0.1444% 0.1433% 0.1446% 0.1456% 0.1464% 0.1471% 0.1477% 0.1481% 0.1484% 0.1487% 0.1489% 0.1489%
52 0.1999% 0.1741% 0.1653% 0.1537% 0.1522% 0.1531% 0.1536% 0.1535% 0.1558% 0.1578% 0.1566% 0.1579% 0.1590% 0.1600% 0.1607% 0.1613% 0.1618% 0.1621% 0.1624% 0.1623% 0.1623%
53 0.2190% 0.1908% 0.1812% 0.1683% 0.1666% 0.1676% 0.1679% 0.1678% 0.1703% 0.1725% 0.1711% 0.1726% 0.1738% 0.1748% 0.1756% 0.1762% 0.1767% 0.1771% 0.1770% 0.1769% 0.1769%
54 0.2401% 0.2091% 0.1985% 0.1843% 0.1822% 0.1832% 0.1835% 0.1833% 0.1861% 0.1884% 0.1869% 0.1885% 0.1899% 0.1909% 0.1918% 0.1925% 0.1930% 0.1928% 0.1927% 0.1926% 0.1925%
55 0.2629% 0.2288% 0.2171% 0.2014% 0.1990% 0.1999% 0.2002% 0.2000% 0.2030% 0.2056% 0.2040% 0.2057% 0.2072% 0.2083% 0.2092% 0.2100% 0.2097% 0.2095% 0.2094% 0.2093% 0.2092%
56 0.2872% 0.2498% 0.2369% 0.2196% 0.2169% 0.2178% 0.2182% 0.2180% 0.2214% 0.2242% 0.2224% 0.2243% 0.2259% 0.2271% 0.2281% 0.2276% 0.2273% 0.2271% 0.2270% 0.2269% 0.2269%
57 0.3129% 0.2721% 0.2579% 0.2390% 0.2361% 0.2372% 0.2377% 0.2376% 0.2413% 0.2444% 0.2424% 0.2445% 0.2461% 0.2475% 0.2468% 0.2463% 0.2460% 0.2458% 0.2457% 0.2456% 0.2455%
58 0.3404% 0.2960% 0.2806% 0.2601% 0.2571% 0.2585% 0.2591% 0.2591% 0.2631% 0.2665% 0.2643% 0.2665% 0.2683% 0.2673% 0.2666% 0.2661% 0.2658% 0.2656% 0.2654% 0.2653% 0.2653%
59 0.3703% 0.3220% 0.3054% 0.2834% 0.2803% 0.2820% 0.2828% 0.2828% 0.2872% 0.2908% 0.2885% 0.2908% 0.2892% 0.2881% 0.2874% 0.2869% 0.2866% 0.2863% 0.2862% 0.2861% 0.2860%
60 0.4035% 0.3511% 0.3332% 0.3095% 0.3063% 0.3084% 0.3093% 0.3092% 0.3139% 0.3178% 0.3152% 0.3127% 0.3110% 0.3099% 0.3091% 0.3086% 0.3082% 0.3080% 0.3079% 0.3078% 0.3077%
61 0.4409% 0.3839% 0.3645% 0.3388% 0.3356% 0.3378% 0.3387% 0.3385% 0.3436% 0.3478% 0.3375% 0.3349% 0.3331% 0.3320% 0.3312% 0.3306% 0.3303% 0.3301% 0.3299% 0.3298% 0.3298%
62 0.4831% 0.4209% 0.3998% 0.3717% 0.3681% 0.3704% 0.3712% 0.3708% 0.3762% 0.3700% 0.3592% 0.3564% 0.3546% 0.3534% 0.3526% 0.3521% 0.3517% 0.3515% 0.3514% 0.3513% 0.3512%
63 0.5304% 0.4622% 0.4390% 0.4080% 0.4038% 0.4060% 0.4067% 0.4062% 0.3963% 0.3898% 0.3785% 0.3757% 0.3738% 0.3726% 0.3718% 0.3713% 0.3709% 0.3707% 0.3706% 0.3705% 0.3704%
64 0.5827% 0.5076% 0.4819% 0.4476% 0.4426% 0.4447% 0.4453% 0.4213% 0.4112% 0.4046% 0.3930% 0.3902% 0.3883% 0.3871% 0.3863% 0.3858% 0.3854% 0.3852% 0.3851% 0.3850% 0.3850%
65 0.6392% 0.5565% 0.5282% 0.4900% 0.4842% 0.4863% 0.4515% 0.4273% 0.4173% 0.4107% 0.3990% 0.3963% 0.3945% 0.3933% 0.3925% 0.3920% 0.3917% 0.3915% 0.3914% 0.3913% 0.3912%
BIỂU 24: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ VÀO CUỐI THỜI HẠN VAY, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0469% 0.0392% 0.0363% 0.0324% 0.0310% 0.0303% 0.0297% 0.0291% 0.0290% 0.0289% 0.0284% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283% 0.0283%
19 0.0486% 0.0404% 0.0372% 0.0330% 0.0315% 0.0307% 0.0300% 0.0293% 0.0292% 0.0292% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0286%
20 0.0492% 0.0408% 0.0375% 0.0331% 0.0315% 0.0307% 0.0299% 0.0292% 0.0291% 0.0291% 0.0285% 0.0285% 0.0285% 0.0284% 0.0284% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
21 0.0492% 0.0407% 0.0373% 0.0329% 0.0312% 0.0303% 0.0296% 0.0289% 0.0288% 0.0288% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0282% 0.0283%
22 0.0488% 0.0403% 0.0368% 0.0324% 0.0307% 0.0298% 0.0291% 0.0284% 0.0284% 0.0283% 0.0278% 0.0278% 0.0278% 0.0278% 0.0278% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279% 0.0279%
23 0.0478% 0.0394% 0.0361% 0.0317% 0.0300% 0.0292% 0.0285% 0.0279% 0.0279% 0.0279% 0.0274% 0.0274% 0.0274% 0.0274% 0.0275% 0.0275% 0.0275% 0.0275% 0.0275% 0.0276% 0.0276%
24 0.0467% 0.0385% 0.0352% 0.0310% 0.0294% 0.0287% 0.0280% 0.0275% 0.0275% 0.0275% 0.0270% 0.0270% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272% 0.0272% 0.0273% 0.0273% 0.0273%
25 0.0455% 0.0376% 0.0344% 0.0304% 0.0289% 0.0282% 0.0277% 0.0272% 0.0272% 0.0272% 0.0268% 0.0269% 0.0269% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272%
26 0.0447% 0.0370% 0.0339% 0.0300% 0.0287% 0.0281% 0.0276% 0.0271% 0.0272% 0.0272% 0.0268% 0.0269% 0.0270% 0.0270% 0.0271% 0.0272% 0.0272% 0.0272% 0.0273% 0.0273% 0.0273%
27 0.0444% 0.0367% 0.0337% 0.0299% 0.0287% 0.0281% 0.0277% 0.0273% 0.0274% 0.0275% 0.0271% 0.0272% 0.0273% 0.0274% 0.0274% 0.0275% 0.0276% 0.0276% 0.0276% 0.0277% 0.0277%
28 0.0442% 0.0367% 0.0338% 0.0301% 0.0289% 0.0285% 0.0281% 0.0277% 0.0278% 0.0280% 0.0276% 0.0277% 0.0278% 0.0279% 0.0280% 0.0281% 0.0282% 0.0282% 0.0282% 0.0283% 0.0283%
29 0.0446% 0.0371% 0.0342% 0.0306% 0.0295% 0.0291% 0.0287% 0.0284% 0.0286% 0.0288% 0.0284% 0.0286% 0.0287% 0.0288% 0.0289% 0.0290% 0.0290% 0.0291% 0.0291% 0.0292% 0.0292%
30 0.0454% 0.0378% 0.0350% 0.0314% 0.0303% 0.0300% 0.0296% 0.0294% 0.0296% 0.0298% 0.0295% 0.0297% 0.0298% 0.0299% 0.0300% 0.0301% 0.0302% 0.0303% 0.0303% 0.0303% 0.0304%
31 0.0467% 0.0390% 0.0361% 0.0324% 0.0314% 0.0311% 0.0309% 0.0306% 0.0309% 0.0312% 0.0308% 0.0310% 0.0312% 0.0314% 0.0315% 0.0316% 0.0316% 0.0317% 0.0318% 0.0318% 0.0318%
32 0.0484% 0.0405% 0.0375% 0.0338% 0.0328% 0.0326% 0.0324% 0.0322% 0.0325% 0.0328% 0.0325% 0.0327% 0.0329% 0.0331% 0.0332% 0.0333% 0.0334% 0.0335% 0.0335% 0.0336% 0.0336%
33 0.0505% 0.0423% 0.0393% 0.0355% 0.0345% 0.0344% 0.0342% 0.0340% 0.0344% 0.0348% 0.0344% 0.0347% 0.0349% 0.0351% 0.0352% 0.0353% 0.0354% 0.0355% 0.0356% 0.0356% 0.0357%
34 0.0531% 0.0445% 0.0414% 0.0375% 0.0366% 0.0365% 0.0363% 0.0362% 0.0366% 0.0370% 0.0367% 0.0370% 0.0372% 0.0374% 0.0376% 0.0377% 0.0378% 0.0379% 0.0380% 0.0380% 0.0381%
35 0.0562% 0.0472% 0.0440% 0.0400% 0.0391% 0.0390% 0.0389% 0.0387% 0.0392% 0.0397% 0.0393% 0.0397% 0.0399% 0.0401% 0.0403% 0.0404% 0.0405% 0.0406% 0.0407% 0.0408% 0.0408%
36 0.0600% 0.0505% 0.0470% 0.0428% 0.0419% 0.0419% 0.0418% 0.0417% 0.0422% 0.0427% 0.0424% 0.0427% 0.0430% 0.0432% 0.0434% 0.0435% 0.0437% 0.0438% 0.0438% 0.0439% 0.0440%
37 0.0643% 0.0542% 0.0506% 0.0461% 0.0452% 0.0452% 0.0451% 0.0450% 0.0456% 0.0461% 0.0457% 0.0461% 0.0464% 0.0466% 0.0468% 0.0470% 0.0471% 0.0473% 0.0473% 0.0474% 0.0475%
38 0.0693% 0.0584% 0.0545% 0.0498% 0.0488% 0.0489% 0.0488% 0.0487% 0.0494% 0.0499% 0.0495% 0.0499% 0.0502% 0.0505% 0.0507% 0.0509% 0.0510% 0.0511% 0.0512% 0.0513% 0.0514%
39 0.0749% 0.0632% 0.0591% 0.0540% 0.0530% 0.0530% 0.0529% 0.0528% 0.0535% 0.0541% 0.0536% 0.0541% 0.0544% 0.0547% 0.0549% 0.0551% 0.0553% 0.0554% 0.0555% 0.0556% 0.0557%
40 0.0813% 0.0686% 0.0641% 0.0586% 0.0575% 0.0575% 0.0574% 0.0573% 0.0580% 0.0587% 0.0582% 0.0586% 0.0590% 0.0593% 0.0596% 0.0598% 0.0600% 0.0601% 0.0602% 0.0603% 0.0604%
41 0.0883% 0.0745% 0.0696% 0.0636% 0.0624% 0.0624% 0.0623% 0.0621% 0.0629% 0.0636% 0.0631% 0.0636% 0.0640% 0.0643% 0.0646% 0.0649% 0.0650% 0.0652% 0.0653% 0.0654% 0.0655%
42 0.0958% 0.0809% 0.0756% 0.0690% 0.0677% 0.0677% 0.0676% 0.0673% 0.0682% 0.0690% 0.0683% 0.0689% 0.0694% 0.0697% 0.0701% 0.0703% 0.0705% 0.0707% 0.0708% 0.0709% 0.0710%
43 0.1040% 0.0878% 0.0820% 0.0749% 0.0734% 0.0733% 0.0732% 0.0729% 0.0739% 0.0747% 0.0741% 0.0747% 0.0752% 0.0756% 0.0759% 0.0762% 0.0764% 0.0766% 0.0768% 0.0769% 0.0770%
44 0.1128% 0.0952% 0.0889% 0.0811% 0.0794% 0.0794% 0.0792% 0.0789% 0.0800% 0.0809% 0.0802% 0.0809% 0.0814% 0.0819% 0.0823% 0.0826% 0.0828% 0.0830% 0.0832% 0.0833% 0.0834%
45 0.1221% 0.1030% 0.0962% 0.0877% 0.0859% 0.0859% 0.0857% 0.0854% 0.0866% 0.0876% 0.0869% 0.0876% 0.0882% 0.0887% 0.0892% 0.0895% 0.0897% 0.0900% 0.0901% 0.0903% 0.0904%
46 0.1322% 0.1114% 0.1040% 0.0948% 0.0929% 0.0929% 0.0927% 0.0925% 0.0938% 0.0949% 0.0942% 0.0950% 0.0956% 0.0962% 0.0966% 0.0970% 0.0973% 0.0975% 0.0977% 0.0978% 0.0979%
47 0.1428% 0.1204% 0.1124% 0.1025% 0.1004% 0.1005% 0.1004% 0.1002% 0.1016% 0.1029% 0.1021% 0.1030% 0.1037% 0.1043% 0.1048% 0.1052% 0.1055% 0.1057% 0.1059% 0.1061% 0.1062%
48 0.1542% 0.1301% 0.1214% 0.1109% 0.1087% 0.1089% 0.1089% 0.1087% 0.1103% 0.1117% 0.1109% 0.1118% 0.1126% 0.1132% 0.1137% 0.1142% 0.1145% 0.1148% 0.1150% 0.1152% 0.1153%
49 0.1669% 0.1408% 0.1315% 0.1202% 0.1181% 0.1183% 0.1184% 0.1183% 0.1200% 0.1216% 0.1206% 0.1216% 0.1225% 0.1231% 0.1237% 0.1242% 0.1245% 0.1248% 0.1251% 0.1252% 0.1254%
50 0.1809% 0.1527% 0.1428% 0.1307% 0.1286% 0.1289% 0.1291% 0.1289% 0.1308% 0.1325% 0.1314% 0.1325% 0.1334% 0.1342% 0.1348% 0.1353% 0.1357% 0.1360% 0.1363% 0.1364% 0.1366%
51 0.1970% 0.1665% 0.1557% 0.1427% 0.1404% 0.1409% 0.1410% 0.1408% 0.1429% 0.1446% 0.1434% 0.1446% 0.1456% 0.1465% 0.1471% 0.1477% 0.1481% 0.1484% 0.1487% 0.1489% 0.1489%
52 0.2151% 0.1819% 0.1703% 0.1562% 0.1537% 0.1541% 0.1542% 0.1539% 0.1561% 0.1580% 0.1567% 0.1580% 0.1591% 0.1600% 0.1607% 0.1613% 0.1618% 0.1621% 0.1624% 0.1623% 0.1623%
53 0.2357% 0.1993% 0.1866% 0.1711% 0.1682% 0.1686% 0.1686% 0.1683% 0.1707% 0.1727% 0.1713% 0.1727% 0.1739% 0.1749% 0.1756% 0.1763% 0.1767% 0.1771% 0.1770% 0.1769% 0.1769%
54 0.2584% 0.2185% 0.2045% 0.1873% 0.1840% 0.1843% 0.1843% 0.1838% 0.1864% 0.1886% 0.1871% 0.1886% 0.1899% 0.1910% 0.1918% 0.1925% 0.1930% 0.1928% 0.1927% 0.1926% 0.1925%
55 0.2829% 0.2391% 0.2236% 0.2047% 0.2009% 0.2012% 0.2010% 0.2006% 0.2034% 0.2059% 0.2042% 0.2059% 0.2073% 0.2084% 0.2093% 0.2100% 0.2097% 0.2095% 0.2094% 0.2093% 0.2092%
56 0.3090% 0.2610% 0.2440% 0.2231% 0.2190% 0.2192% 0.2191% 0.2186% 0.2218% 0.2245% 0.2226% 0.2245% 0.2260% 0.2272% 0.2281% 0.2277% 0.2274% 0.2272% 0.2270% 0.2269% 0.2269%
57 0.3367% 0.2843% 0.2657% 0.2429% 0.2384% 0.2387% 0.2387% 0.2382% 0.2417% 0.2447% 0.2426% 0.2446% 0.2462% 0.2475% 0.2468% 0.2464% 0.2461% 0.2458% 0.2457% 0.2456% 0.2455%
58 0.3662% 0.3092% 0.2890% 0.2643% 0.2595% 0.2601% 0.2602% 0.2598% 0.2636% 0.2668% 0.2646% 0.2667% 0.2684% 0.2673% 0.2666% 0.2661% 0.2658% 0.2656% 0.2654% 0.2653% 0.2653%
59 0.3984% 0.3364% 0.3146% 0.2879% 0.2830% 0.2837% 0.2840% 0.2836% 0.2877% 0.2912% 0.2887% 0.2910% 0.2893% 0.2882% 0.2874% 0.2869% 0.2866% 0.2864% 0.2862% 0.2861% 0.2860%
60 0.4340% 0.3668% 0.3432% 0.3144% 0.3093% 0.3102% 0.3105% 0.3100% 0.3145% 0.3182% 0.3154% 0.3129% 0.3111% 0.3099% 0.3092% 0.3086% 0.3083% 0.3080% 0.3079% 0.3078% 0.3077%
61 0.4743% 0.4010% 0.3754% 0.3442% 0.3388% 0.3398% 0.3401% 0.3394% 0.3442% 0.3482% 0.3378% 0.3351% 0.3333% 0.3320% 0.3312% 0.3307% 0.3303% 0.3301% 0.3299% 0.3298% 0.3298%
62 0.5197% 0.4396% 0.4117% 0.3776% 0.3716% 0.3726% 0.3727% 0.3718% 0.3769% 0.3704% 0.3595% 0.3566% 0.3548% 0.3535% 0.3527% 0.3521% 0.3518% 0.3515% 0.3514% 0.3513% 0.3512%
63 0.5705% 0.4827% 0.4520% 0.4145% 0.4076% 0.4085% 0.4083% 0.4072% 0.3970% 0.3902% 0.3788% 0.3759% 0.3740% 0.3727% 0.3719% 0.3713% 0.3709% 0.3707% 0.3706% 0.3705% 0.3704%
64 0.6267% 0.5300% 0.4962% 0.4547% 0.4467% 0.4473% 0.4470% 0.4224% 0.4119% 0.4051% 0.3933% 0.3904% 0.3885% 0.3872% 0.3864% 0.3858% 0.3855% 0.3852% 0.3851% 0.3850% 0.3850%
65 0.6874% 0.5811% 0.5438% 0.4977% 0.4887% 0.4891% 0.4532% 0.4284% 0.4179% 0.4112% 0.3993% 0.3965% 0.3946% 0.3934% 0.3926% 0.3921% 0.3917% 0.3915% 0.3914% 0.3913% 0.3913%
BIỂU 25: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG QUÝ, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0283% 0.0233% 0.0215% 0.0197% 0.0195% 0.0197% 0.0200% 0.0202% 0.0208% 0.0213% 0.0214% 0.0218% 0.0222% 0.0225% 0.0229% 0.0232% 0.0235% 0.0237% 0.0240% 0.0242% 0.0244%
19 0.0293% 0.0240% 0.0222% 0.0202% 0.0199% 0.0201% 0.0204% 0.0205% 0.0211% 0.0216% 0.0216% 0.0221% 0.0224% 0.0228% 0.0231% 0.0234% 0.0237% 0.0240% 0.0242% 0.0244% 0.0246%
20 0.0298% 0.0244% 0.0225% 0.0204% 0.0201% 0.0202% 0.0204% 0.0206% 0.0211% 0.0216% 0.0216% 0.0220% 0.0224% 0.0228% 0.0231% 0.0234% 0.0237% 0.0239% 0.0242% 0.0244% 0.0246%
21 0.0298% 0.0244% 0.0224% 0.0203% 0.0200% 0.0201% 0.0202% 0.0204% 0.0209% 0.0214% 0.0214% 0.0218% 0.0222% 0.0226% 0.0229% 0.0232% 0.0235% 0.0237% 0.0239% 0.0242% 0.0243%
22 0.0296% 0.0241% 0.0222% 0.0200% 0.0197% 0.0198% 0.0199% 0.0201% 0.0206% 0.0210% 0.0211% 0.0215% 0.0219% 0.0222% 0.0226% 0.0228% 0.0231% 0.0234% 0.0236% 0.0238% 0.0240%
23 0.0290% 0.0237% 0.0217% 0.0196% 0.0193% 0.0194% 0.0195% 0.0197% 0.0201% 0.0206% 0.0207% 0.0211% 0.0215% 0.0218% 0.0222% 0.0225% 0.0227% 0.0230% 0.0232% 0.0234% 0.0236%
24 0.0284% 0.0231% 0.0213% 0.0192% 0.0188% 0.0190% 0.0191% 0.0193% 0.0198% 0.0202% 0.0203% 0.0207% 0.0211% 0.0215% 0.0218% 0.0221% 0.0224% 0.0227% 0.0229% 0.0231% 0.0233%
25 0.0276% 0.0225% 0.0207% 0.0187% 0.0184% 0.0186% 0.0188% 0.0189% 0.0195% 0.0199% 0.0200% 0.0205% 0.0209% 0.0212% 0.0216% 0.0219% 0.0222% 0.0224% 0.0227% 0.0229% 0.0231%
26 0.0271% 0.0221% 0.0204% 0.0185% 0.0182% 0.0184% 0.0186% 0.0188% 0.0193% 0.0198% 0.0199% 0.0204% 0.0208% 0.0212% 0.0215% 0.0218% 0.0221% 0.0224% 0.0227% 0.0229% 0.0231%
27 0.0269% 0.0220% 0.0202% 0.0184% 0.0181% 0.0183% 0.0186% 0.0188% 0.0194% 0.0199% 0.0200% 0.0205% 0.0209% 0.0213% 0.0217% 0.0220% 0.0223% 0.0226% 0.0229% 0.0231% 0.0233%
28 0.0267% 0.0219% 0.0202% 0.0184% 0.0182% 0.0184% 0.0187% 0.0190% 0.0195% 0.0201% 0.0203% 0.0207% 0.0212% 0.0216% 0.0220% 0.0223% 0.0227% 0.0230% 0.0232% 0.0235% 0.0237%
29 0.0270% 0.0221% 0.0204% 0.0186% 0.0185% 0.0187% 0.0190% 0.0193% 0.0200% 0.0205% 0.0207% 0.0212% 0.0217% 0.0221% 0.0225% 0.0229% 0.0233% 0.0236% 0.0239% 0.0241% 0.0244%
30 0.0274% 0.0225% 0.0208% 0.0190% 0.0189% 0.0192% 0.0196% 0.0199% 0.0205% 0.0212% 0.0214% 0.0219% 0.0224% 0.0229% 0.0233% 0.0237% 0.0241% 0.0244% 0.0247% 0.0250% 0.0253%
31 0.0281% 0.0231% 0.0214% 0.0196% 0.0195% 0.0199% 0.0203% 0.0206% 0.0213% 0.0220% 0.0222% 0.0228% 0.0234% 0.0239% 0.0243% 0.0247% 0.0251% 0.0255% 0.0258% 0.0261% 0.0264%
32 0.0292% 0.0240% 0.0223% 0.0204% 0.0203% 0.0208% 0.0212% 0.0216% 0.0223% 0.0231% 0.0233% 0.0239% 0.0245% 0.0251% 0.0255% 0.0260% 0.0264% 0.0268% 0.0271% 0.0275% 0.0278%
33 0.0304% 0.0250% 0.0232% 0.0214% 0.0213% 0.0218% 0.0223% 0.0227% 0.0235% 0.0243% 0.0246% 0.0253% 0.0259% 0.0265% 0.0270% 0.0275% 0.0279% 0.0283% 0.0287% 0.0291% 0.0294%
34 0.0319% 0.0263% 0.0244% 0.0225% 0.0225% 0.0230% 0.0236% 0.0241% 0.0250% 0.0258% 0.0261% 0.0269% 0.0275% 0.0282% 0.0287% 0.0293% 0.0297% 0.0302% 0.0306% 0.0310% 0.0313%
35 0.0337% 0.0279% 0.0259% 0.0239% 0.0239% 0.0245% 0.0251% 0.0257% 0.0266% 0.0276% 0.0279% 0.0287% 0.0294% 0.0301% 0.0307% 0.0313% 0.0318% 0.0323% 0.0328% 0.0332% 0.0335%
36 0.0360% 0.0298% 0.0277% 0.0256% 0.0257% 0.0263% 0.0270% 0.0276% 0.0286% 0.0296% 0.0300% 0.0309% 0.0317% 0.0324% 0.0331% 0.0337% 0.0343% 0.0348% 0.0352% 0.0357% 0.0361%
37 0.0386% 0.0319% 0.0297% 0.0275% 0.0276% 0.0283% 0.0290% 0.0297% 0.0309% 0.0319% 0.0324% 0.0333% 0.0342% 0.0350% 0.0357% 0.0364% 0.0370% 0.0375% 0.0380% 0.0385% 0.0389%
38 0.0415% 0.0344% 0.0320% 0.0297% 0.0298% 0.0306% 0.0314% 0.0321% 0.0334% 0.0345% 0.0350% 0.0360% 0.0370% 0.0378% 0.0386% 0.0393% 0.0400% 0.0406% 0.0412% 0.0417% 0.0421%
39 0.0449% 0.0372% 0.0347% 0.0321% 0.0323% 0.0332% 0.0340% 0.0348% 0.0362% 0.0375% 0.0380% 0.0390% 0.0401% 0.0410% 0.0418% 0.0426% 0.0433% 0.0440% 0.0446% 0.0452% 0.0457%
40 0.0487% 0.0404% 0.0376% 0.0349% 0.0350% 0.0360% 0.0369% 0.0378% 0.0393% 0.0407% 0.0412% 0.0424% 0.0435% 0.0445% 0.0454% 0.0463% 0.0470% 0.0477% 0.0484% 0.0490% 0.0495%
41 0.0529% 0.0438% 0.0409% 0.0379% 0.0380% 0.0391% 0.0401% 0.0410% 0.0426% 0.0441% 0.0447% 0.0460% 0.0472% 0.0483% 0.0493% 0.0502% 0.0510% 0.0518% 0.0525% 0.0532% 0.0537%
42 0.0574% 0.0476% 0.0444% 0.0411% 0.0413% 0.0424% 0.0435% 0.0445% 0.0462% 0.0478% 0.0485% 0.0499% 0.0511% 0.0523% 0.0534% 0.0544% 0.0553% 0.0562% 0.0569% 0.0576% 0.0583%
43 0.0624% 0.0516% 0.0482% 0.0446% 0.0448% 0.0460% 0.0472% 0.0482% 0.0501% 0.0519% 0.0525% 0.0541% 0.0554% 0.0567% 0.0579% 0.0590% 0.0600% 0.0609% 0.0617% 0.0625% 0.0632%
44 0.0677% 0.0560% 0.0522% 0.0484% 0.0486% 0.0498% 0.0511% 0.0523% 0.0543% 0.0562% 0.0569% 0.0586% 0.0601% 0.0615% 0.0627% 0.0639% 0.0650% 0.0660% 0.0669% 0.0677% 0.0685%
45 0.0733% 0.0606% 0.0565% 0.0524% 0.0525% 0.0539% 0.0553% 0.0565% 0.0587% 0.0608% 0.0616% 0.0634% 0.0650% 0.0666% 0.0680% 0.0692% 0.0704% 0.0715% 0.0724% 0.0733% 0.0742%
46 0.0793% 0.0656% 0.0612% 0.0566% 0.0568% 0.0583% 0.0598% 0.0612% 0.0636% 0.0658% 0.0667% 0.0687% 0.0704% 0.0721% 0.0736% 0.0750% 0.0763% 0.0774% 0.0785% 0.0795% 0.0804%
47 0.0857% 0.0709% 0.0661% 0.0612% 0.0614% 0.0631% 0.0647% 0.0662% 0.0688% 0.0713% 0.0723% 0.0744% 0.0763% 0.0781% 0.0798% 0.0813% 0.0827% 0.0839% 0.0851% 0.0861% 0.0871%
48 0.0925% 0.0766% 0.0714% 0.0662% 0.0664% 0.0683% 0.0701% 0.0717% 0.0746% 0.0773% 0.0784% 0.0807% 0.0828% 0.0848% 0.0866% 0.0882% 0.0897% 0.0911% 0.0923% 0.0935% 0.0945%
49 0.1001% 0.0829% 0.0773% 0.0717% 0.0720% 0.0741% 0.0761% 0.0779% 0.0810% 0.0840% 0.0852% 0.0877% 0.0900% 0.0922% 0.0941% 0.0959% 0.0976% 0.0991% 0.1004% 0.1017% 0.1028%
50 0.1085% 0.0899% 0.0839% 0.0779% 0.0783% 0.0806% 0.0828% 0.0849% 0.0883% 0.0915% 0.0928% 0.0956% 0.0981% 0.1005% 0.1026% 0.1046% 0.1063% 0.1080% 0.1095% 0.1108% 0.1121%
51 0.1181% 0.0979% 0.0914% 0.0849% 0.0855% 0.0880% 0.0905% 0.0927% 0.0965% 0.1000% 0.1014% 0.1044% 0.1072% 0.1097% 0.1121% 0.1142% 0.1162% 0.1179% 0.1196% 0.1210% 0.1224%
52 0.1290% 0.1070% 0.0999% 0.0929% 0.0935% 0.0963% 0.0990% 0.1015% 0.1055% 0.1094% 0.1110% 0.1142% 0.1173% 0.1200% 0.1226% 0.1249% 0.1270% 0.1289% 0.1307% 0.1323% 0.1338%
53 0.1412% 0.1172% 0.1095% 0.1018% 0.1025% 0.1055% 0.1084% 0.1111% 0.1156% 0.1198% 0.1215% 0.1250% 0.1283% 0.1313% 0.1341% 0.1366% 0.1390% 0.1411% 0.1430% 0.1447% 0.1463%
54 0.1549% 0.1285% 0.1200% 0.1116% 0.1123% 0.1156% 0.1187% 0.1216% 0.1265% 0.1310% 0.1329% 0.1368% 0.1404% 0.1436% 0.1467% 0.1494% 0.1519% 0.1542% 0.1562% 0.1581% 0.1598%
55 0.1696% 0.1407% 0.1314% 0.1221% 0.1228% 0.1263% 0.1297% 0.1329% 0.1382% 0.1432% 0.1452% 0.1494% 0.1533% 0.1569% 0.1602% 0.1632% 0.1659% 0.1683% 0.1705% 0.1725% 0.1743%
56 0.1854% 0.1537% 0.1435% 0.1333% 0.1340% 0.1378% 0.1416% 0.1450% 0.1508% 0.1562% 0.1584% 0.1630% 0.1673% 0.1712% 0.1748% 0.1780% 0.1809% 0.1835% 0.1858% 0.1879% 0.1898%
57 0.2021% 0.1675% 0.1563% 0.1452% 0.1460% 0.1502% 0.1543% 0.1580% 0.1644% 0.1703% 0.1727% 0.1778% 0.1825% 0.1867% 0.1906% 0.1940% 0.1970% 0.1997% 0.2021% 0.2044% 0.2064%
58 0.2199% 0.1823% 0.1701% 0.1580% 0.1590% 0.1636% 0.1681% 0.1723% 0.1792% 0.1858% 0.1884% 0.1940% 0.1990% 0.2036% 0.2076% 0.2111% 0.2143% 0.2172% 0.2197% 0.2221% 0.2242%
59 0.2392% 0.1983% 0.1852% 0.1721% 0.1733% 0.1784% 0.1834% 0.1880% 0.1957% 0.2029% 0.2058% 0.2118% 0.2172% 0.2219% 0.2261% 0.2297% 0.2330% 0.2360% 0.2387% 0.2411% 0.2433%
60 0.2606% 0.2162% 0.2019% 0.1879% 0.1893% 0.1950% 0.2006% 0.2057% 0.2141% 0.2220% 0.2251% 0.2315% 0.2369% 0.2418% 0.2460% 0.2498% 0.2532% 0.2562% 0.2590% 0.2615% 0.2637%
61 0.2847% 0.2363% 0.2209% 0.2057% 0.2074% 0.2137% 0.2199% 0.2255% 0.2347% 0.2433% 0.2463% 0.2526% 0.2581% 0.2629% 0.2672% 0.2711% 0.2745% 0.2776% 0.2804% 0.2829% 0.2852%
62 0.3120% 0.2591% 0.2422% 0.2257% 0.2276% 0.2346% 0.2414% 0.2475% 0.2576% 0.2663% 0.2686% 0.2747% 0.2801% 0.2848% 0.2891% 0.2929% 0.2963% 0.2993% 0.3021% 0.3046% 0.3069%
63 0.3425% 0.2845% 0.2661% 0.2480% 0.2501% 0.2578% 0.2652% 0.2719% 0.2816% 0.2895% 0.2909% 0.2966% 0.3017% 0.3063% 0.3103% 0.3140% 0.3173% 0.3202% 0.3229% 0.3253% 0.3275%
64 0.3764% 0.3127% 0.2924% 0.2724% 0.2747% 0.2831% 0.2911% 0.2963% 0.3044% 0.3112% 0.3113% 0.3165% 0.3211% 0.3252% 0.3290% 0.3323% 0.3354% 0.3381% 0.3406% 0.3429% 0.3450%
65 0.4131% 0.3431% 0.3208% 0.2988% 0.3013% 0.3103% 0.3153% 0.3169% 0.3229% 0.3281% 0.3268% 0.3311% 0.3350% 0.3385% 0.3418% 0.3447% 0.3474% 0.3498% 0.3520% 0.3540% 0.3558%
BIỂU 26: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG QUÝ, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0495% 0.0408% 0.0373% 0.0330% 0.0314% 0.0307% 0.0300% 0.0294% 0.0293% 0.0293% 0.0287% 0.0286% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
19 0.0514% 0.0422% 0.0385% 0.0338% 0.0322% 0.0313% 0.0306% 0.0299% 0.0298% 0.0297% 0.0291% 0.0290% 0.0290% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288%
20 0.0522% 0.0427% 0.0389% 0.0341% 0.0323% 0.0314% 0.0306% 0.0299% 0.0298% 0.0297% 0.0290% 0.0290% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0287% 0.0287% 0.0287%
21 0.0523% 0.0427% 0.0389% 0.0340% 0.0322% 0.0312% 0.0304% 0.0296% 0.0295% 0.0294% 0.0288% 0.0287% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0284%
22 0.0518% 0.0423% 0.0384% 0.0335% 0.0317% 0.0307% 0.0299% 0.0292% 0.0290% 0.0289% 0.0283% 0.0283% 0.0282% 0.0282% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281%
23 0.0509% 0.0415% 0.0377% 0.0329% 0.0310% 0.0301% 0.0293% 0.0286% 0.0285% 0.0284% 0.0278% 0.0277% 0.0277% 0.0277% 0.0277% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276%
24 0.0497% 0.0406% 0.0368% 0.0321% 0.0303% 0.0295% 0.0287% 0.0280% 0.0279% 0.0279% 0.0273% 0.0273% 0.0273% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272%
25 0.0484% 0.0395% 0.0359% 0.0314% 0.0297% 0.0289% 0.0282% 0.0276% 0.0275% 0.0274% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0270%
26 0.0475% 0.0388% 0.0353% 0.0309% 0.0293% 0.0286% 0.0279% 0.0273% 0.0273% 0.0273% 0.0268% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270%
27 0.0471% 0.0385% 0.0351% 0.0308% 0.0292% 0.0285% 0.0279% 0.0273% 0.0273% 0.0274% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272%
28 0.0469% 0.0384% 0.0350% 0.0308% 0.0293% 0.0287% 0.0281% 0.0276% 0.0276% 0.0277% 0.0272% 0.0273% 0.0273% 0.0274% 0.0274% 0.0275% 0.0275% 0.0276% 0.0276% 0.0277% 0.0277%
29 0.0472% 0.0387% 0.0354% 0.0312% 0.0298% 0.0291% 0.0286% 0.0281% 0.0282% 0.0283% 0.0278% 0.0279% 0.0280% 0.0281% 0.0281% 0.0282% 0.0283% 0.0283% 0.0284% 0.0284% 0.0285%
30 0.0480% 0.0394% 0.0361% 0.0319% 0.0305% 0.0299% 0.0294% 0.0289% 0.0290% 0.0291% 0.0287% 0.0288% 0.0289% 0.0290% 0.0291% 0.0292% 0.0293% 0.0293% 0.0294% 0.0294% 0.0295%
31 0.0493% 0.0405% 0.0371% 0.0329% 0.0315% 0.0309% 0.0304% 0.0300% 0.0301% 0.0303% 0.0299% 0.0300% 0.0301% 0.0302% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0308%
32 0.0511% 0.0421% 0.0385% 0.0342% 0.0328% 0.0322% 0.0318% 0.0314% 0.0315% 0.0317% 0.0313% 0.0315% 0.0316% 0.0317% 0.0319% 0.0320% 0.0321% 0.0322% 0.0323% 0.0323% 0.0324%
33 0.0533% 0.0439% 0.0403% 0.0358% 0.0344% 0.0338% 0.0334% 0.0330% 0.0332% 0.0334% 0.0330% 0.0332% 0.0334% 0.0335% 0.0337% 0.0338% 0.0339% 0.0340% 0.0341% 0.0342% 0.0343%
34 0.0559% 0.0461% 0.0423% 0.0377% 0.0363% 0.0358% 0.0354% 0.0350% 0.0352% 0.0355% 0.0351% 0.0353% 0.0355% 0.0357% 0.0358% 0.0360% 0.0361% 0.0362% 0.0364% 0.0365% 0.0365%
35 0.0591% 0.0488% 0.0449% 0.0400% 0.0386% 0.0381% 0.0377% 0.0373% 0.0376% 0.0379% 0.0375% 0.0377% 0.0380% 0.0382% 0.0383% 0.0385% 0.0387% 0.0388% 0.0389% 0.0390% 0.0391%
36 0.0631% 0.0522% 0.0480% 0.0428% 0.0413% 0.0409% 0.0404% 0.0401% 0.0404% 0.0407% 0.0403% 0.0406% 0.0408% 0.0410% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421%
37 0.0677% 0.0560% 0.0515% 0.0460% 0.0445% 0.0440% 0.0436% 0.0432% 0.0435% 0.0439% 0.0434% 0.0437% 0.0440% 0.0443% 0.0445% 0.0447% 0.0449% 0.0450% 0.0452% 0.0453% 0.0454%
38 0.0728% 0.0603% 0.0555% 0.0496% 0.0480% 0.0475% 0.0471% 0.0466% 0.0471% 0.0475% 0.0470% 0.0473% 0.0476% 0.0479% 0.0481% 0.0483% 0.0485% 0.0487% 0.0489% 0.0490% 0.0492%
39 0.0787% 0.0652% 0.0600% 0.0538% 0.0520% 0.0515% 0.0510% 0.0506% 0.0510% 0.0515% 0.0509% 0.0513% 0.0516% 0.0519% 0.0521% 0.0524% 0.0526% 0.0528% 0.0530% 0.0531% 0.0533%
40 0.0854% 0.0707% 0.0652% 0.0584% 0.0564% 0.0559% 0.0554% 0.0549% 0.0554% 0.0558% 0.0552% 0.0556% 0.0560% 0.0563% 0.0566% 0.0568% 0.0571% 0.0573% 0.0575% 0.0576% 0.0578%
41 0.0928% 0.0768% 0.0708% 0.0634% 0.0613% 0.0606% 0.0601% 0.0595% 0.0601% 0.0606% 0.0599% 0.0603% 0.0607% 0.0611% 0.0614% 0.0616% 0.0619% 0.0621% 0.0623% 0.0625% 0.0627%
42 0.1006% 0.0833% 0.0768% 0.0688% 0.0665% 0.0658% 0.0652% 0.0646% 0.0652% 0.0657% 0.0650% 0.0654% 0.0658% 0.0662% 0.0665% 0.0668% 0.0671% 0.0673% 0.0676% 0.0678% 0.0680%
43 0.1093% 0.0905% 0.0834% 0.0746% 0.0721% 0.0714% 0.0707% 0.0700% 0.0706% 0.0712% 0.0704% 0.0709% 0.0713% 0.0717% 0.0721% 0.0724% 0.0727% 0.0730% 0.0732% 0.0735% 0.0737%
44 0.1185% 0.0981% 0.0904% 0.0809% 0.0781% 0.0773% 0.0765% 0.0758% 0.0765% 0.0771% 0.0763% 0.0768% 0.0773% 0.0777% 0.0781% 0.0785% 0.0788% 0.0791% 0.0793% 0.0796% 0.0798%
45 0.1284% 0.1063% 0.0978% 0.0875% 0.0846% 0.0836% 0.0828% 0.0820% 0.0828% 0.0834% 0.0825% 0.0831% 0.0836% 0.0841% 0.0845% 0.0849% 0.0853% 0.0856% 0.0859% 0.0862% 0.0864%
46 0.1389% 0.1150% 0.1059% 0.0947% 0.0914% 0.0904% 0.0896% 0.0887% 0.0895% 0.0903% 0.0893% 0.0900% 0.0905% 0.0911% 0.0915% 0.0920% 0.0924% 0.0927% 0.0930% 0.0933% 0.0936%
47 0.1501% 0.1242% 0.1144% 0.1023% 0.0988% 0.0978% 0.0968% 0.0960% 0.0969% 0.0977% 0.0967% 0.0974% 0.0981% 0.0986% 0.0992% 0.0996% 0.1001% 0.1005% 0.1008% 0.1011% 0.1014%
48 0.1621% 0.1342% 0.1235% 0.1105% 0.1068% 0.1058% 0.1048% 0.1039% 0.1050% 0.1059% 0.1048% 0.1056% 0.1063% 0.1070% 0.1076% 0.1081% 0.1086% 0.1090% 0.1094% 0.1097% 0.1101%
49 0.1754% 0.1452% 0.1337% 0.1197% 0.1158% 0.1147% 0.1138% 0.1129% 0.1140% 0.1151% 0.1139% 0.1148% 0.1156% 0.1163% 0.1169% 0.1175% 0.1180% 0.1185% 0.1189% 0.1193% 0.1197%
50 0.1900% 0.1574% 0.1451% 0.1300% 0.1259% 0.1248% 0.1238% 0.1229% 0.1241% 0.1253% 0.1241% 0.1250% 0.1259% 0.1267% 0.1274% 0.1280% 0.1286% 0.1291% 0.1295% 0.1300% 0.1304%
51 0.2069% 0.1714% 0.1581% 0.1418% 0.1373% 0.1362% 0.1352% 0.1342% 0.1355% 0.1368% 0.1355% 0.1365% 0.1374% 0.1383% 0.1390% 0.1397% 0.1404% 0.1409% 0.1414% 0.1419% 0.1423%
52 0.2258% 0.1872% 0.1727% 0.1550% 0.1502% 0.1490% 0.1478% 0.1467% 0.1482% 0.1496% 0.1481% 0.1492% 0.1502% 0.1511% 0.1520% 0.1527% 0.1534% 0.1540% 0.1545% 0.1550% 0.1554%
53 0.2473% 0.2051% 0.1892% 0.1698% 0.1645% 0.1631% 0.1619% 0.1606% 0.1622% 0.1637% 0.1620% 0.1632% 0.1643% 0.1653% 0.1662% 0.1670% 0.1677% 0.1684% 0.1689% 0.1694% 0.1699%
54 0.2711% 0.2248% 0.2074% 0.1860% 0.1802% 0.1786% 0.1771% 0.1756% 0.1773% 0.1789% 0.1771% 0.1784% 0.1796% 0.1806% 0.1816% 0.1825% 0.1832% 0.1839% 0.1845% 0.1850% 0.1854%
55 0.2969% 0.2461% 0.2269% 0.2035% 0.1970% 0.1951% 0.1934% 0.1918% 0.1936% 0.1953% 0.1933% 0.1947% 0.1960% 0.1972% 0.1982% 0.1991% 0.1999% 0.2006% 0.2012% 0.2017% 0.2021%
56 0.3244% 0.2688% 0.2478% 0.2220% 0.2148% 0.2127% 0.2109% 0.2091% 0.2111% 0.2129% 0.2108% 0.2123% 0.2137% 0.2149% 0.2161% 0.2170% 0.2178% 0.2185% 0.2190% 0.2195% 0.2200%
57 0.3536% 0.2929% 0.2699% 0.2418% 0.2339% 0.2316% 0.2296% 0.2277% 0.2299% 0.2320% 0.2296% 0.2313% 0.2328% 0.2342% 0.2353% 0.2362% 0.2370% 0.2376% 0.2381% 0.2386% 0.2390%
58 0.3847% 0.3186% 0.2936% 0.2630% 0.2545% 0.2521% 0.2500% 0.2480% 0.2504% 0.2527% 0.2502% 0.2520% 0.2537% 0.2550% 0.2561% 0.2569% 0.2576% 0.2581% 0.2586% 0.2590% 0.2594%
59 0.4184% 0.3466% 0.3195% 0.2863% 0.2772% 0.2747% 0.2725% 0.2704% 0.2731% 0.2756% 0.2729% 0.2749% 0.2765% 0.2777% 0.2785% 0.2792% 0.2798% 0.2803% 0.2807% 0.2810% 0.2813%
60 0.4558% 0.3777% 0.3483% 0.3124% 0.3026% 0.3000% 0.2977% 0.2954% 0.2984% 0.3012% 0.2982% 0.3000% 0.3012% 0.3021% 0.3028% 0.3032% 0.3036% 0.3039% 0.3042% 0.3044% 0.3046%
61 0.4979% 0.4128% 0.3807% 0.3417% 0.3311% 0.3284% 0.3259% 0.3234% 0.3267% 0.3297% 0.3257% 0.3269% 0.3277% 0.3281% 0.3284% 0.3286% 0.3288% 0.3289% 0.3289% 0.3290% 0.3290%
62 0.5454% 0.4523% 0.4173% 0.3746% 0.3631% 0.3601% 0.3574% 0.3546% 0.3581% 0.3603% 0.3546% 0.3550% 0.3550% 0.3549% 0.3548% 0.3546% 0.3544% 0.3542% 0.3540% 0.3538% 0.3537%
63 0.5986% 0.4965% 0.4581% 0.4113% 0.3986% 0.3952% 0.3920% 0.3888% 0.3908% 0.3911% 0.3835% 0.3827% 0.3818% 0.3810% 0.3802% 0.3795% 0.3789% 0.3783% 0.3778% 0.3774% 0.3770%
64 0.6576% 0.5454% 0.5031% 0.4515% 0.4373% 0.4333% 0.4297% 0.4230% 0.4217% 0.4196% 0.4097% 0.4076% 0.4056% 0.4039% 0.4024% 0.4011% 0.3999% 0.3989% 0.3980% 0.3972% 0.3965%
65 0.7215% 0.5982% 0.5517% 0.4947% 0.4789% 0.4744% 0.4646% 0.4516% 0.4464% 0.4415% 0.4292% 0.4255% 0.4224% 0.4196% 0.4173% 0.4153% 0.4135% 0.4120% 0.4107% 0.4095% 0.4085%
BIỂU 27: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU MỖI NỬA NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0335% 0.0263% 0.0237% 0.0210% 0.0204% 0.0205% 0.0206% 0.0207% 0.0212% 0.0217% 0.0217% 0.0221% 0.0225% 0.0228% 0.0231% 0.0234% 0.0237% 0.0239% 0.0241% 0.0244% 0.0245%
19 0.0347% 0.0271% 0.0244% 0.0215% 0.0209% 0.0209% 0.0209% 0.0210% 0.0215% 0.0220% 0.0220% 0.0224% 0.0227% 0.0231% 0.0234% 0.0237% 0.0239% 0.0242% 0.0244% 0.0246% 0.0248%
20 0.0352% 0.0275% 0.0246% 0.0217% 0.0210% 0.0210% 0.0210% 0.0211% 0.0215% 0.0219% 0.0220% 0.0223% 0.0227% 0.0230% 0.0233% 0.0236% 0.0239% 0.0241% 0.0244% 0.0246% 0.0247%
21 0.0353% 0.0275% 0.0246% 0.0216% 0.0209% 0.0208% 0.0208% 0.0209% 0.0213% 0.0217% 0.0218% 0.0221% 0.0225% 0.0228% 0.0231% 0.0234% 0.0237% 0.0239% 0.0241% 0.0243% 0.0245%
22 0.0350% 0.0272% 0.0243% 0.0213% 0.0206% 0.0205% 0.0205% 0.0205% 0.0210% 0.0214% 0.0214% 0.0218% 0.0222% 0.0225% 0.0228% 0.0231% 0.0233% 0.0236% 0.0238% 0.0240% 0.0242%
23 0.0343% 0.0267% 0.0238% 0.0209% 0.0201% 0.0201% 0.0201% 0.0201% 0.0206% 0.0210% 0.0210% 0.0214% 0.0218% 0.0221% 0.0224% 0.0227% 0.0229% 0.0232% 0.0234% 0.0236% 0.0238%
24 0.0336% 0.0261% 0.0233% 0.0204% 0.0197% 0.0196% 0.0197% 0.0197% 0.0202% 0.0206% 0.0206% 0.0210% 0.0214% 0.0217% 0.0220% 0.0223% 0.0226% 0.0229% 0.0231% 0.0233% 0.0235%
25 0.0327% 0.0254% 0.0227% 0.0199% 0.0193% 0.0193% 0.0193% 0.0194% 0.0199% 0.0203% 0.0204% 0.0208% 0.0211% 0.0215% 0.0218% 0.0221% 0.0224% 0.0226% 0.0229% 0.0231% 0.0233%
26 0.0321% 0.0250% 0.0224% 0.0197% 0.0190% 0.0190% 0.0191% 0.0192% 0.0197% 0.0202% 0.0203% 0.0207% 0.0211% 0.0214% 0.0218% 0.0221% 0.0223% 0.0226% 0.0228% 0.0231% 0.0233%
27 0.0318% 0.0248% 0.0222% 0.0196% 0.0190% 0.0190% 0.0191% 0.0193% 0.0198% 0.0203% 0.0203% 0.0208% 0.0212% 0.0216% 0.0219% 0.0222% 0.0225% 0.0228% 0.0230% 0.0233% 0.0235%
28 0.0317% 0.0247% 0.0222% 0.0196% 0.0190% 0.0191% 0.0193% 0.0194% 0.0200% 0.0205% 0.0206% 0.0210% 0.0215% 0.0219% 0.0222% 0.0226% 0.0229% 0.0232% 0.0234% 0.0237% 0.0239%
29 0.0319% 0.0249% 0.0224% 0.0198% 0.0193% 0.0194% 0.0196% 0.0198% 0.0204% 0.0209% 0.0211% 0.0215% 0.0220% 0.0224% 0.0228% 0.0232% 0.0235% 0.0238% 0.0241% 0.0243% 0.0245%
30 0.0325% 0.0254% 0.0229% 0.0203% 0.0198% 0.0199% 0.0202% 0.0204% 0.0210% 0.0216% 0.0217% 0.0222% 0.0227% 0.0232% 0.0236% 0.0240% 0.0243% 0.0246% 0.0249% 0.0252% 0.0254%
31 0.0333% 0.0261% 0.0235% 0.0209% 0.0205% 0.0206% 0.0209% 0.0212% 0.0218% 0.0224% 0.0226% 0.0232% 0.0237% 0.0241% 0.0246% 0.0250% 0.0254% 0.0257% 0.0260% 0.0263% 0.0266%
32 0.0346% 0.0271% 0.0244% 0.0218% 0.0213% 0.0215% 0.0218% 0.0221% 0.0228% 0.0235% 0.0237% 0.0243% 0.0248% 0.0254% 0.0258% 0.0263% 0.0267% 0.0270% 0.0274% 0.0277% 0.0280%
33 0.0360% 0.0283% 0.0255% 0.0228% 0.0223% 0.0226% 0.0229% 0.0233% 0.0240% 0.0248% 0.0250% 0.0256% 0.0262% 0.0268% 0.0273% 0.0278% 0.0282% 0.0286% 0.0290% 0.0293% 0.0296%
34 0.0378% 0.0297% 0.0269% 0.0240% 0.0236% 0.0239% 0.0243% 0.0247% 0.0255% 0.0263% 0.0266% 0.0273% 0.0279% 0.0285% 0.0291% 0.0296% 0.0300% 0.0304% 0.0308% 0.0312% 0.0315%
35 0.0400% 0.0315% 0.0285% 0.0255% 0.0251% 0.0255% 0.0259% 0.0263% 0.0272% 0.0281% 0.0284% 0.0291% 0.0298% 0.0305% 0.0311% 0.0316% 0.0321% 0.0326% 0.0330% 0.0334% 0.0338%
36 0.0427% 0.0336% 0.0305% 0.0273% 0.0269% 0.0273% 0.0278% 0.0283% 0.0293% 0.0302% 0.0305% 0.0313% 0.0321% 0.0328% 0.0334% 0.0340% 0.0346% 0.0351% 0.0355% 0.0360% 0.0363%
37 0.0458% 0.0361% 0.0327% 0.0293% 0.0289% 0.0294% 0.0299% 0.0305% 0.0315% 0.0326% 0.0329% 0.0338% 0.0346% 0.0354% 0.0361% 0.0367% 0.0373% 0.0379% 0.0384% 0.0388% 0.0392%
38 0.0493% 0.0389% 0.0352% 0.0316% 0.0313% 0.0318% 0.0324% 0.0329% 0.0341% 0.0352% 0.0356% 0.0366% 0.0375% 0.0383% 0.0390% 0.0397% 0.0404% 0.0410% 0.0415% 0.0420% 0.0424%
39 0.0533% 0.0421% 0.0381% 0.0343% 0.0339% 0.0344% 0.0351% 0.0357% 0.0370% 0.0382% 0.0386% 0.0396% 0.0406% 0.0415% 0.0423% 0.0431% 0.0438% 0.0444% 0.0450% 0.0455% 0.0460%
40 0.0579% 0.0457% 0.0414% 0.0372% 0.0368% 0.0374% 0.0381% 0.0388% 0.0401% 0.0414% 0.0419% 0.0430% 0.0441% 0.0450% 0.0459% 0.0467% 0.0475% 0.0482% 0.0488% 0.0494% 0.0499%
41 0.0629% 0.0496% 0.0450% 0.0404% 0.0399% 0.0406% 0.0413% 0.0421% 0.0436% 0.0450% 0.0455% 0.0467% 0.0478% 0.0489% 0.0498% 0.0507% 0.0515% 0.0523% 0.0529% 0.0536% 0.0541%
42 0.0682% 0.0538% 0.0488% 0.0439% 0.0433% 0.0440% 0.0448% 0.0456% 0.0472% 0.0488% 0.0493% 0.0506% 0.0518% 0.0530% 0.0540% 0.0550% 0.0559% 0.0567% 0.0574% 0.0581% 0.0587%
43 0.0741% 0.0584% 0.0530% 0.0476% 0.0470% 0.0478% 0.0486% 0.0495% 0.0512% 0.0529% 0.0534% 0.0549% 0.0562% 0.0574% 0.0586% 0.0596% 0.0606% 0.0614% 0.0622% 0.0630% 0.0637%
44 0.0803% 0.0633% 0.0574% 0.0516% 0.0509% 0.0517% 0.0527% 0.0536% 0.0555% 0.0573% 0.0579% 0.0594% 0.0609% 0.0622% 0.0635% 0.0646% 0.0656% 0.0666% 0.0674% 0.0682% 0.0690%
45 0.0870% 0.0686% 0.0622% 0.0558% 0.0551% 0.0560% 0.0570% 0.0580% 0.0600% 0.0620% 0.0627% 0.0644% 0.0659% 0.0674% 0.0687% 0.0700% 0.0711% 0.0721% 0.0731% 0.0739% 0.0747%
46 0.0941% 0.0742% 0.0673% 0.0604% 0.0596% 0.0606% 0.0617% 0.0628% 0.0650% 0.0671% 0.0679% 0.0697% 0.0714% 0.0730% 0.0744% 0.0758% 0.0770% 0.0781% 0.0791% 0.0801% 0.0809%
47 0.1017% 0.0802% 0.0727% 0.0653% 0.0644% 0.0655% 0.0667% 0.0679% 0.0703% 0.0727% 0.0735% 0.0755% 0.0774% 0.0791% 0.0807% 0.0821% 0.0835% 0.0847% 0.0858% 0.0868% 0.0877%
48 0.1099% 0.0866% 0.0785% 0.0706% 0.0697% 0.0709% 0.0722% 0.0736% 0.0763% 0.0788% 0.0797% 0.0819% 0.0839% 0.0858% 0.0875% 0.0891% 0.0906% 0.0919% 0.0931% 0.0942% 0.0952%
49 0.1188% 0.0937% 0.0850% 0.0764% 0.0756% 0.0769% 0.0784% 0.0800% 0.0829% 0.0856% 0.0866% 0.0890% 0.0913% 0.0933% 0.0952% 0.0969% 0.0985% 0.0999% 0.1013% 0.1025% 0.1036%
50 0.1288% 0.1017% 0.0923% 0.0831% 0.0822% 0.0837% 0.0854% 0.0871% 0.0903% 0.0933% 0.0944% 0.0970% 0.0995% 0.1017% 0.1038% 0.1056% 0.1074% 0.1089% 0.1104% 0.1117% 0.1129%
51 0.1403% 0.1108% 0.1005% 0.0906% 0.0897% 0.0914% 0.0933% 0.0951% 0.0986% 0.1019% 0.1032% 0.1060% 0.1087% 0.1111% 0.1133% 0.1154% 0.1173% 0.1190% 0.1206% 0.1220% 0.1233%
52 0.1531% 0.1210% 0.1099% 0.0991% 0.0981% 0.1000% 0.1021% 0.1041% 0.1079% 0.1115% 0.1128% 0.1160% 0.1189% 0.1215% 0.1240% 0.1262% 0.1282% 0.1301% 0.1318% 0.1334% 0.1348%
53 0.1677% 0.1326% 0.1204% 0.1086% 0.1075% 0.1096% 0.1118% 0.1140% 0.1182% 0.1221% 0.1235% 0.1269% 0.1301% 0.1330% 0.1356% 0.1381% 0.1403% 0.1423% 0.1442% 0.1458% 0.1473%
54 0.1839% 0.1453% 0.1320% 0.1190% 0.1178% 0.1200% 0.1224% 0.1248% 0.1293% 0.1336% 0.1351% 0.1388% 0.1423% 0.1454% 0.1483% 0.1510% 0.1534% 0.1556% 0.1575% 0.1593% 0.1609%
55 0.2014% 0.1591% 0.1445% 0.1302% 0.1288% 0.1312% 0.1338% 0.1363% 0.1413% 0.1459% 0.1476% 0.1517% 0.1554% 0.1589% 0.1620% 0.1649% 0.1675% 0.1698% 0.1719% 0.1738% 0.1755%
56 0.2201% 0.1738% 0.1578% 0.1421% 0.1406% 0.1431% 0.1460% 0.1487% 0.1541% 0.1592% 0.1611% 0.1655% 0.1696% 0.1733% 0.1768% 0.1799% 0.1826% 0.1851% 0.1873% 0.1893% 0.1911%
57 0.2399% 0.1894% 0.1719% 0.1548% 0.1532% 0.1559% 0.1590% 0.1621% 0.1680% 0.1736% 0.1757% 0.1805% 0.1849% 0.1890% 0.1927% 0.1959% 0.1988% 0.2014% 0.2038% 0.2059% 0.2079%
58 0.2610% 0.2061% 0.1871% 0.1685% 0.1668% 0.1698% 0.1733% 0.1767% 0.1832% 0.1894% 0.1916% 0.1969% 0.2017% 0.2061% 0.2099% 0.2133% 0.2163% 0.2191% 0.2215% 0.2237% 0.2258%
59 0.2839% 0.2243% 0.2036% 0.1835% 0.1818% 0.1852% 0.1891% 0.1929% 0.2000% 0.2068% 0.2092% 0.2150% 0.2201% 0.2246% 0.2285% 0.2321% 0.2352% 0.2381% 0.2406% 0.2429% 0.2450%
60 0.3093% 0.2445% 0.2221% 0.2003% 0.1986% 0.2025% 0.2068% 0.2110% 0.2188% 0.2262% 0.2289% 0.2349% 0.2401% 0.2446% 0.2487% 0.2523% 0.2555% 0.2584% 0.2611% 0.2634% 0.2656%
61 0.3380% 0.2673% 0.2429% 0.2193% 0.2175% 0.2219% 0.2267% 0.2313% 0.2399% 0.2480% 0.2504% 0.2563% 0.2615% 0.2660% 0.2701% 0.2737% 0.2770% 0.2799% 0.2826% 0.2850% 0.2872%
62 0.3704% 0.2930% 0.2664% 0.2406% 0.2387% 0.2436% 0.2489% 0.2539% 0.2633% 0.2713% 0.2729% 0.2786% 0.2836% 0.2881% 0.2921% 0.2957% 0.2989% 0.3018% 0.3045% 0.3069% 0.3090%
63 0.4066% 0.3217% 0.2926% 0.2644% 0.2623% 0.2676% 0.2734% 0.2789% 0.2876% 0.2948% 0.2954% 0.3008% 0.3055% 0.3097% 0.3135% 0.3170% 0.3201% 0.3229% 0.3254% 0.3277% 0.3298%
64 0.4468% 0.3535% 0.3215% 0.2905% 0.2881% 0.2938% 0.3001% 0.3035% 0.3106% 0.3166% 0.3161% 0.3208% 0.3250% 0.3288% 0.3323% 0.3354% 0.3383% 0.3409% 0.3432% 0.3453% 0.3473%
65 0.4903% 0.3879% 0.3527% 0.3186% 0.3159% 0.3221% 0.3244% 0.3242% 0.3292% 0.3336% 0.3316% 0.3354% 0.3389% 0.3422% 0.3452% 0.3479% 0.3504% 0.3526% 0.3546% 0.3565% 0.3582%
BIỂU 28: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU MỖI NỬA NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0483% 0.0403% 0.0370% 0.0328% 0.0314% 0.0306% 0.0300% 0.0294% 0.0293% 0.0292% 0.0287% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
19 0.0501% 0.0416% 0.0382% 0.0337% 0.0321% 0.0312% 0.0305% 0.0298% 0.0297% 0.0296% 0.0290% 0.0290% 0.0289% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288%
20 0.0508% 0.0421% 0.0386% 0.0340% 0.0322% 0.0314% 0.0306% 0.0299% 0.0297% 0.0296% 0.0290% 0.0290% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0287% 0.0287% 0.0287% 0.0287%
21 0.0509% 0.0421% 0.0385% 0.0338% 0.0321% 0.0311% 0.0303% 0.0296% 0.0295% 0.0294% 0.0287% 0.0287% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0284%
22 0.0504% 0.0417% 0.0381% 0.0334% 0.0316% 0.0307% 0.0299% 0.0291% 0.0290% 0.0289% 0.0283% 0.0282% 0.0282% 0.0282% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0280%
23 0.0495% 0.0409% 0.0373% 0.0327% 0.0309% 0.0300% 0.0292% 0.0285% 0.0284% 0.0284% 0.0278% 0.0277% 0.0277% 0.0277% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276%
24 0.0484% 0.0399% 0.0365% 0.0319% 0.0302% 0.0294% 0.0286% 0.0280% 0.0279% 0.0278% 0.0273% 0.0273% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272%
25 0.0471% 0.0389% 0.0356% 0.0312% 0.0296% 0.0288% 0.0281% 0.0275% 0.0275% 0.0274% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0270%
26 0.0462% 0.0383% 0.0350% 0.0308% 0.0293% 0.0285% 0.0279% 0.0273% 0.0273% 0.0273% 0.0268% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270%
27 0.0459% 0.0380% 0.0348% 0.0306% 0.0291% 0.0285% 0.0279% 0.0273% 0.0273% 0.0274% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272%
28 0.0456% 0.0379% 0.0347% 0.0307% 0.0293% 0.0286% 0.0281% 0.0276% 0.0276% 0.0277% 0.0272% 0.0273% 0.0273% 0.0274% 0.0274% 0.0275% 0.0275% 0.0276% 0.0276% 0.0277% 0.0277%
29 0.0460% 0.0382% 0.0351% 0.0311% 0.0297% 0.0291% 0.0286% 0.0281% 0.0282% 0.0283% 0.0278% 0.0279% 0.0280% 0.0281% 0.0281% 0.0282% 0.0283% 0.0283% 0.0284% 0.0284% 0.0285%
30 0.0468% 0.0389% 0.0358% 0.0317% 0.0304% 0.0298% 0.0294% 0.0289% 0.0290% 0.0291% 0.0287% 0.0288% 0.0289% 0.0290% 0.0291% 0.0292% 0.0293% 0.0293% 0.0294% 0.0294% 0.0295%
31 0.0481% 0.0400% 0.0368% 0.0328% 0.0314% 0.0309% 0.0304% 0.0300% 0.0301% 0.0303% 0.0299% 0.0300% 0.0301% 0.0302% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0308%
32 0.0498% 0.0415% 0.0383% 0.0341% 0.0327% 0.0322% 0.0318% 0.0314% 0.0315% 0.0317% 0.0313% 0.0315% 0.0316% 0.0318% 0.0319% 0.0320% 0.0321% 0.0322% 0.0323% 0.0324% 0.0324%
33 0.0520% 0.0434% 0.0400% 0.0357% 0.0343% 0.0338% 0.0334% 0.0330% 0.0332% 0.0334% 0.0330% 0.0332% 0.0334% 0.0335% 0.0337% 0.0338% 0.0339% 0.0340% 0.0341% 0.0342% 0.0343%
34 0.0546% 0.0456% 0.0420% 0.0376% 0.0362% 0.0358% 0.0354% 0.0350% 0.0352% 0.0355% 0.0351% 0.0353% 0.0355% 0.0357% 0.0358% 0.0360% 0.0361% 0.0362% 0.0364% 0.0365% 0.0366%
35 0.0577% 0.0483% 0.0446% 0.0399% 0.0386% 0.0381% 0.0377% 0.0373% 0.0376% 0.0379% 0.0375% 0.0377% 0.0380% 0.0382% 0.0384% 0.0385% 0.0387% 0.0388% 0.0389% 0.0390% 0.0391%
36 0.0616% 0.0516% 0.0477% 0.0427% 0.0413% 0.0409% 0.0405% 0.0401% 0.0404% 0.0407% 0.0403% 0.0406% 0.0408% 0.0410% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421%
37 0.0661% 0.0553% 0.0512% 0.0459% 0.0444% 0.0440% 0.0436% 0.0432% 0.0436% 0.0439% 0.0435% 0.0438% 0.0440% 0.0443% 0.0445% 0.0447% 0.0449% 0.0450% 0.0452% 0.0453% 0.0455%
38 0.0711% 0.0596% 0.0551% 0.0495% 0.0480% 0.0475% 0.0471% 0.0467% 0.0471% 0.0475% 0.0470% 0.0473% 0.0476% 0.0479% 0.0481% 0.0484% 0.0485% 0.0487% 0.0489% 0.0490% 0.0492%
39 0.0769% 0.0645% 0.0597% 0.0537% 0.0520% 0.0515% 0.0510% 0.0506% 0.0511% 0.0515% 0.0509% 0.0513% 0.0516% 0.0519% 0.0522% 0.0524% 0.0526% 0.0528% 0.0530% 0.0531% 0.0533%
40 0.0834% 0.0700% 0.0648% 0.0583% 0.0564% 0.0559% 0.0554% 0.0549% 0.0554% 0.0559% 0.0553% 0.0557% 0.0560% 0.0563% 0.0566% 0.0568% 0.0571% 0.0573% 0.0575% 0.0577% 0.0578%
41 0.0906% 0.0760% 0.0703% 0.0632% 0.0612% 0.0607% 0.0601% 0.0596% 0.0601% 0.0606% 0.0600% 0.0604% 0.0607% 0.0611% 0.0614% 0.0617% 0.0619% 0.0621% 0.0623% 0.0625% 0.0627%
42 0.0983% 0.0824% 0.0763% 0.0686% 0.0664% 0.0658% 0.0652% 0.0646% 0.0652% 0.0657% 0.0650% 0.0655% 0.0659% 0.0662% 0.0665% 0.0668% 0.0671% 0.0674% 0.0676% 0.0678% 0.0680%
43 0.1067% 0.0895% 0.0829% 0.0745% 0.0721% 0.0714% 0.0707% 0.0701% 0.0707% 0.0712% 0.0705% 0.0709% 0.0714% 0.0718% 0.0721% 0.0725% 0.0727% 0.0730% 0.0733% 0.0735% 0.0737%
44 0.1158% 0.0970% 0.0898% 0.0807% 0.0781% 0.0773% 0.0766% 0.0759% 0.0765% 0.0771% 0.0763% 0.0768% 0.0773% 0.0777% 0.0781% 0.0785% 0.0788% 0.0791% 0.0794% 0.0796% 0.0798%
45 0.1254% 0.1051% 0.0973% 0.0874% 0.0845% 0.0836% 0.0828% 0.0821% 0.0828% 0.0835% 0.0826% 0.0831% 0.0837% 0.0841% 0.0846% 0.0850% 0.0853% 0.0856% 0.0859% 0.0862% 0.0864%
46 0.1357% 0.1137% 0.1052% 0.0945% 0.0914% 0.0904% 0.0896% 0.0888% 0.0896% 0.0903% 0.0894% 0.0900% 0.0906% 0.0911% 0.0916% 0.0920% 0.0924% 0.0928% 0.0931% 0.0934% 0.0936%
47 0.1466% 0.1228% 0.1137% 0.1021% 0.0988% 0.0978% 0.0969% 0.0960% 0.0969% 0.0978% 0.0968% 0.0975% 0.0981% 0.0987% 0.0992% 0.0997% 0.1001% 0.1005% 0.1008% 0.1012% 0.1015%
48 0.1583% 0.1327% 0.1228% 0.1103% 0.1068% 0.1058% 0.1049% 0.1040% 0.1050% 0.1060% 0.1049% 0.1057% 0.1064% 0.1070% 0.1076% 0.1081% 0.1086% 0.1090% 0.1094% 0.1098% 0.1101%
49 0.1713% 0.1435% 0.1329% 0.1195% 0.1158% 0.1147% 0.1138% 0.1129% 0.1141% 0.1151% 0.1140% 0.1148% 0.1156% 0.1163% 0.1170% 0.1175% 0.1181% 0.1185% 0.1189% 0.1193% 0.1197%
50 0.1856% 0.1557% 0.1442% 0.1298% 0.1258% 0.1248% 0.1239% 0.1229% 0.1242% 0.1254% 0.1241% 0.1251% 0.1260% 0.1267% 0.1274% 0.1280% 0.1286% 0.1291% 0.1296% 0.1300% 0.1304%
51 0.2021% 0.1696% 0.1571% 0.1415% 0.1373% 0.1363% 0.1353% 0.1342% 0.1356% 0.1369% 0.1356% 0.1366% 0.1375% 0.1383% 0.1391% 0.1398% 0.1404% 0.1410% 0.1415% 0.1419% 0.1423%
52 0.2206% 0.1852% 0.1717% 0.1547% 0.1502% 0.1490% 0.1479% 0.1468% 0.1483% 0.1497% 0.1482% 0.1493% 0.1503% 0.1512% 0.1520% 0.1528% 0.1534% 0.1540% 0.1546% 0.1551% 0.1555%
53 0.2416% 0.2029% 0.1881% 0.1695% 0.1645% 0.1632% 0.1620% 0.1607% 0.1623% 0.1638% 0.1621% 0.1633% 0.1644% 0.1654% 0.1662% 0.1670% 0.1678% 0.1684% 0.1690% 0.1695% 0.1699%
54 0.2649% 0.2224% 0.2062% 0.1857% 0.1801% 0.1786% 0.1772% 0.1757% 0.1774% 0.1790% 0.1772% 0.1785% 0.1797% 0.1807% 0.1817% 0.1825% 0.1833% 0.1840% 0.1845% 0.1850% 0.1855%
55 0.2901% 0.2434% 0.2256% 0.2031% 0.1969% 0.1951% 0.1935% 0.1919% 0.1937% 0.1954% 0.1934% 0.1948% 0.1961% 0.1972% 0.1983% 0.1992% 0.2000% 0.2007% 0.2012% 0.2017% 0.2022%
56 0.3169% 0.2659% 0.2463% 0.2216% 0.2147% 0.2128% 0.2110% 0.2092% 0.2112% 0.2131% 0.2109% 0.2124% 0.2138% 0.2150% 0.2162% 0.2171% 0.2179% 0.2185% 0.2191% 0.2196% 0.2200%
57 0.3454% 0.2897% 0.2683% 0.2413% 0.2338% 0.2317% 0.2297% 0.2278% 0.2300% 0.2321% 0.2297% 0.2314% 0.2329% 0.2343% 0.2354% 0.2363% 0.2370% 0.2376% 0.2382% 0.2386% 0.2390%
58 0.3758% 0.3151% 0.2919% 0.2625% 0.2544% 0.2522% 0.2501% 0.2481% 0.2506% 0.2529% 0.2503% 0.2522% 0.2538% 0.2551% 0.2561% 0.2569% 0.2576% 0.2582% 0.2586% 0.2590% 0.2594%
59 0.4087% 0.3428% 0.3176% 0.2858% 0.2771% 0.2748% 0.2727% 0.2706% 0.2733% 0.2758% 0.2730% 0.2751% 0.2766% 0.2777% 0.2786% 0.2793% 0.2798% 0.2803% 0.2807% 0.2810% 0.2813%
60 0.4452% 0.3736% 0.3462% 0.3118% 0.3025% 0.3001% 0.2979% 0.2956% 0.2986% 0.3014% 0.2984% 0.3001% 0.3013% 0.3021% 0.3028% 0.3032% 0.3036% 0.3039% 0.3042% 0.3044% 0.3046%
61 0.4864% 0.4083% 0.3785% 0.3411% 0.3311% 0.3285% 0.3261% 0.3236% 0.3269% 0.3299% 0.3258% 0.3270% 0.3277% 0.3281% 0.3284% 0.3286% 0.3287% 0.3288% 0.3289% 0.3290% 0.3290%
62 0.5328% 0.4474% 0.4149% 0.3740% 0.3630% 0.3603% 0.3576% 0.3548% 0.3583% 0.3603% 0.3546% 0.3549% 0.3549% 0.3548% 0.3547% 0.3545% 0.3543% 0.3541% 0.3539% 0.3538% 0.3536%
63 0.5849% 0.4912% 0.4555% 0.4106% 0.3985% 0.3953% 0.3922% 0.3890% 0.3908% 0.3909% 0.3833% 0.3825% 0.3817% 0.3808% 0.3801% 0.3794% 0.3788% 0.3782% 0.3777% 0.3773% 0.3769%
64 0.6425% 0.5395% 0.5003% 0.4507% 0.4371% 0.4335% 0.4299% 0.4227% 0.4213% 0.4192% 0.4093% 0.4072% 0.4053% 0.4036% 0.4021% 0.4009% 0.3997% 0.3987% 0.3979% 0.3971% 0.3964%
65 0.7049% 0.5917% 0.5485% 0.4939% 0.4787% 0.4745% 0.4640% 0.4508% 0.4457% 0.4408% 0.4286% 0.4250% 0.4219% 0.4192% 0.4170% 0.4150% 0.4133% 0.4118% 0.4105% 0.4093% 0.4083%
BIỂU 29: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0436% 0.0310% 0.0277% 0.0234% 0.0222% 0.0219% 0.0217% 0.0217% 0.0220% 0.0224% 0.0223% 0.0227% 0.0230% 0.0233% 0.0236% 0.0238% 0.0241% 0.0243% 0.0245% 0.0247% 0.0249%
19 0.0451% 0.0320% 0.0285% 0.0240% 0.0227% 0.0223% 0.0221% 0.0220% 0.0223% 0.0227% 0.0226% 0.0230% 0.0233% 0.0236% 0.0238% 0.0241% 0.0243% 0.0246% 0.0248% 0.0249% 0.0251%
20 0.0457% 0.0323% 0.0288% 0.0242% 0.0228% 0.0223% 0.0221% 0.0220% 0.0223% 0.0227% 0.0226% 0.0229% 0.0232% 0.0235% 0.0238% 0.0241% 0.0243% 0.0245% 0.0247% 0.0249% 0.0251%
21 0.0457% 0.0323% 0.0287% 0.0241% 0.0226% 0.0222% 0.0219% 0.0218% 0.0221% 0.0225% 0.0224% 0.0227% 0.0230% 0.0233% 0.0236% 0.0238% 0.0241% 0.0243% 0.0245% 0.0247% 0.0248%
22 0.0453% 0.0320% 0.0284% 0.0237% 0.0223% 0.0218% 0.0216% 0.0215% 0.0218% 0.0221% 0.0220% 0.0224% 0.0227% 0.0230% 0.0232% 0.0235% 0.0237% 0.0239% 0.0241% 0.0243% 0.0245%
23 0.0444% 0.0313% 0.0278% 0.0232% 0.0218% 0.0214% 0.0212% 0.0210% 0.0214% 0.0217% 0.0216% 0.0220% 0.0223% 0.0226% 0.0228% 0.0231% 0.0233% 0.0236% 0.0238% 0.0239% 0.0241%
24 0.0434% 0.0306% 0.0272% 0.0227% 0.0214% 0.0209% 0.0207% 0.0206% 0.0210% 0.0213% 0.0213% 0.0216% 0.0219% 0.0222% 0.0225% 0.0228% 0.0230% 0.0232% 0.0234% 0.0236% 0.0238%
25 0.0423% 0.0299% 0.0265% 0.0222% 0.0209% 0.0205% 0.0204% 0.0203% 0.0206% 0.0210% 0.0210% 0.0213% 0.0216% 0.0220% 0.0222% 0.0225% 0.0228% 0.0230% 0.0232% 0.0234% 0.0236%
26 0.0415% 0.0294% 0.0261% 0.0219% 0.0207% 0.0203% 0.0202% 0.0201% 0.0205% 0.0209% 0.0209% 0.0212% 0.0216% 0.0219% 0.0222% 0.0225% 0.0227% 0.0230% 0.0232% 0.0234% 0.0236%
27 0.0412% 0.0291% 0.0259% 0.0218% 0.0206% 0.0203% 0.0202% 0.0202% 0.0205% 0.0210% 0.0210% 0.0213% 0.0217% 0.0220% 0.0224% 0.0226% 0.0229% 0.0232% 0.0234% 0.0236% 0.0238%
28 0.0411% 0.0291% 0.0259% 0.0218% 0.0207% 0.0204% 0.0203% 0.0203% 0.0208% 0.0212% 0.0212% 0.0216% 0.0220% 0.0224% 0.0227% 0.0230% 0.0233% 0.0235% 0.0238% 0.0240% 0.0242%
29 0.0414% 0.0294% 0.0262% 0.0221% 0.0210% 0.0208% 0.0207% 0.0208% 0.0212% 0.0217% 0.0217% 0.0221% 0.0225% 0.0229% 0.0233% 0.0236% 0.0239% 0.0242% 0.0244% 0.0247% 0.0249%
30 0.0422% 0.0299% 0.0268% 0.0226% 0.0215% 0.0213% 0.0213% 0.0214% 0.0218% 0.0223% 0.0224% 0.0229% 0.0233% 0.0237% 0.0241% 0.0244% 0.0247% 0.0250% 0.0253% 0.0256% 0.0258%
31 0.0433% 0.0308% 0.0276% 0.0234% 0.0223% 0.0221% 0.0221% 0.0222% 0.0227% 0.0232% 0.0233% 0.0238% 0.0243% 0.0247% 0.0251% 0.0255% 0.0258% 0.0261% 0.0264% 0.0267% 0.0269%
32 0.0450% 0.0319% 0.0287% 0.0243% 0.0232% 0.0230% 0.0231% 0.0232% 0.0238% 0.0243% 0.0245% 0.0250% 0.0255% 0.0259% 0.0264% 0.0268% 0.0272% 0.0275% 0.0278% 0.0281% 0.0284%
33 0.0469% 0.0333% 0.0299% 0.0255% 0.0243% 0.0242% 0.0243% 0.0244% 0.0250% 0.0257% 0.0258% 0.0264% 0.0269% 0.0274% 0.0279% 0.0283% 0.0287% 0.0291% 0.0294% 0.0297% 0.0300%
34 0.0493% 0.0351% 0.0315% 0.0269% 0.0257% 0.0256% 0.0257% 0.0259% 0.0266% 0.0273% 0.0274% 0.0280% 0.0286% 0.0292% 0.0297% 0.0301% 0.0306% 0.0310% 0.0313% 0.0317% 0.0320%
35 0.0522% 0.0371% 0.0335% 0.0286% 0.0274% 0.0273% 0.0274% 0.0276% 0.0284% 0.0291% 0.0293% 0.0300% 0.0306% 0.0312% 0.0318% 0.0323% 0.0327% 0.0332% 0.0336% 0.0339% 0.0342%
36 0.0557% 0.0397% 0.0358% 0.0306% 0.0293% 0.0293% 0.0294% 0.0297% 0.0305% 0.0313% 0.0315% 0.0322% 0.0329% 0.0336% 0.0342% 0.0347% 0.0352% 0.0357% 0.0361% 0.0365% 0.0369%
37 0.0598% 0.0426% 0.0384% 0.0329% 0.0316% 0.0315% 0.0317% 0.0320% 0.0329% 0.0338% 0.0340% 0.0348% 0.0355% 0.0362% 0.0369% 0.0375% 0.0380% 0.0385% 0.0390% 0.0394% 0.0398%
38 0.0643% 0.0459% 0.0414% 0.0355% 0.0341% 0.0340% 0.0343% 0.0346% 0.0355% 0.0365% 0.0368% 0.0376% 0.0384% 0.0392% 0.0399% 0.0405% 0.0411% 0.0417% 0.0422% 0.0426% 0.0430%
39 0.0696% 0.0497% 0.0448% 0.0384% 0.0369% 0.0369% 0.0371% 0.0375% 0.0385% 0.0396% 0.0399% 0.0408% 0.0417% 0.0425% 0.0432% 0.0439% 0.0446% 0.0452% 0.0457% 0.0462% 0.0467%
40 0.0756% 0.0539% 0.0487% 0.0417% 0.0401% 0.0400% 0.0403% 0.0407% 0.0418% 0.0430% 0.0433% 0.0443% 0.0452% 0.0461% 0.0469% 0.0477% 0.0484% 0.0490% 0.0496% 0.0501% 0.0506%
41 0.0820% 0.0585% 0.0528% 0.0453% 0.0435% 0.0435% 0.0437% 0.0441% 0.0454% 0.0466% 0.0469% 0.0480% 0.0491% 0.0500% 0.0509% 0.0517% 0.0525% 0.0532% 0.0538% 0.0544% 0.0549%
42 0.0890% 0.0635% 0.0574% 0.0491% 0.0472% 0.0472% 0.0475% 0.0479% 0.0492% 0.0506% 0.0509% 0.0521% 0.0532% 0.0542% 0.0552% 0.0561% 0.0569% 0.0576% 0.0583% 0.0590% 0.0595%
43 0.0967% 0.0690% 0.0623% 0.0533% 0.0512% 0.0512% 0.0515% 0.0519% 0.0534% 0.0548% 0.0552% 0.0565% 0.0577% 0.0588% 0.0598% 0.0608% 0.0617% 0.0625% 0.0632% 0.0639% 0.0646%
44 0.1048% 0.0748% 0.0675% 0.0578% 0.0555% 0.0554% 0.0558% 0.0562% 0.0578% 0.0594% 0.0598% 0.0612% 0.0625% 0.0637% 0.0648% 0.0659% 0.0668% 0.0677% 0.0685% 0.0693% 0.0699%
45 0.1135% 0.0810% 0.0731% 0.0626% 0.0601% 0.0600% 0.0603% 0.0609% 0.0626% 0.0643% 0.0647% 0.0662% 0.0676% 0.0690% 0.0702% 0.0713% 0.0724% 0.0733% 0.0742% 0.0750% 0.0758%
46 0.1228% 0.0876% 0.0791% 0.0677% 0.0650% 0.0649% 0.0653% 0.0659% 0.0677% 0.0696% 0.0700% 0.0717% 0.0733% 0.0747% 0.0761% 0.0773% 0.0784% 0.0795% 0.0804% 0.0813% 0.0821%
47 0.1327% 0.0946% 0.0854% 0.0731% 0.0702% 0.0701% 0.0706% 0.0713% 0.0733% 0.0753% 0.0759% 0.0777% 0.0794% 0.0810% 0.0824% 0.0838% 0.0850% 0.0861% 0.0872% 0.0881% 0.0890%
48 0.1433% 0.1022% 0.0923% 0.0790% 0.0760% 0.0759% 0.0765% 0.0772% 0.0795% 0.0817% 0.0823% 0.0843% 0.0861% 0.0879% 0.0894% 0.0909% 0.0922% 0.0935% 0.0946% 0.0956% 0.0966%
49 0.1550% 0.1106% 0.0999% 0.0857% 0.0824% 0.0824% 0.0830% 0.0839% 0.0864% 0.0888% 0.0895% 0.0916% 0.0937% 0.0955% 0.0973% 0.0989% 0.1003% 0.1017% 0.1029% 0.1040% 0.1051%
50 0.1681% 0.1200% 0.1085% 0.0931% 0.0896% 0.0897% 0.0904% 0.0914% 0.0941% 0.0967% 0.0975% 0.0999% 0.1021% 0.1041% 0.1060% 0.1077% 0.1093% 0.1108% 0.1121% 0.1134% 0.1145%
51 0.1831% 0.1308% 0.1182% 0.1015% 0.0978% 0.0979% 0.0988% 0.0998% 0.1028% 0.1057% 0.1065% 0.1091% 0.1115% 0.1137% 0.1158% 0.1177% 0.1194% 0.1210% 0.1225% 0.1238% 0.1250%
52 0.1999% 0.1428% 0.1292% 0.1111% 0.1070% 0.1072% 0.1081% 0.1092% 0.1125% 0.1156% 0.1165% 0.1193% 0.1220% 0.1244% 0.1266% 0.1287% 0.1306% 0.1323% 0.1339% 0.1354% 0.1367%
53 0.2190% 0.1565% 0.1416% 0.1217% 0.1173% 0.1174% 0.1184% 0.1196% 0.1231% 0.1266% 0.1275% 0.1306% 0.1335% 0.1361% 0.1386% 0.1408% 0.1429% 0.1448% 0.1465% 0.1480% 0.1494%
54 0.2401% 0.1716% 0.1552% 0.1334% 0.1285% 0.1285% 0.1296% 0.1309% 0.1347% 0.1385% 0.1395% 0.1428% 0.1460% 0.1489% 0.1515% 0.1540% 0.1562% 0.1582% 0.1600% 0.1617% 0.1632%
55 0.2629% 0.1878% 0.1699% 0.1459% 0.1405% 0.1405% 0.1416% 0.1430% 0.1472% 0.1513% 0.1524% 0.1560% 0.1594% 0.1626% 0.1655% 0.1682% 0.1706% 0.1727% 0.1746% 0.1764% 0.1780%
56 0.2872% 0.2052% 0.1854% 0.1592% 0.1532% 0.1533% 0.1544% 0.1560% 0.1606% 0.1651% 0.1663% 0.1703% 0.1740% 0.1774% 0.1806% 0.1834% 0.1859% 0.1882% 0.1902% 0.1921% 0.1938%
57 0.3129% 0.2235% 0.2020% 0.1734% 0.1669% 0.1670% 0.1683% 0.1701% 0.1751% 0.1800% 0.1813% 0.1857% 0.1897% 0.1935% 0.1968% 0.1998% 0.2024% 0.2048% 0.2070% 0.2089% 0.2107%
58 0.3404% 0.2432% 0.2198% 0.1887% 0.1817% 0.1819% 0.1834% 0.1854% 0.1909% 0.1963% 0.1978% 0.2025% 0.2070% 0.2109% 0.2143% 0.2174% 0.2202% 0.2227% 0.2250% 0.2270% 0.2289%
59 0.3703% 0.2646% 0.2392% 0.2056% 0.1981% 0.1984% 0.2001% 0.2024% 0.2084% 0.2143% 0.2160% 0.2212% 0.2257% 0.2297% 0.2333% 0.2365% 0.2394% 0.2420% 0.2443% 0.2464% 0.2484%
60 0.4035% 0.2885% 0.2609% 0.2244% 0.2164% 0.2169% 0.2188% 0.2213% 0.2280% 0.2345% 0.2363% 0.2415% 0.2461% 0.2502% 0.2538% 0.2571% 0.2600% 0.2627% 0.2651% 0.2672% 0.2692%
61 0.4409% 0.3154% 0.2854% 0.2457% 0.2371% 0.2376% 0.2399% 0.2426% 0.2499% 0.2570% 0.2582% 0.2634% 0.2679% 0.2720% 0.2756% 0.2789% 0.2818% 0.2845% 0.2869% 0.2890% 0.2910%
62 0.4831% 0.3457% 0.3130% 0.2695% 0.2602% 0.2609% 0.2633% 0.2663% 0.2743% 0.2808% 0.2813% 0.2862% 0.2905% 0.2945% 0.2980% 0.3012% 0.3041% 0.3067% 0.3090% 0.3112% 0.3131%
63 0.5304% 0.3797% 0.3438% 0.2961% 0.2858% 0.2865% 0.2891% 0.2924% 0.2991% 0.3048% 0.3043% 0.3087% 0.3127% 0.3164% 0.3197% 0.3227% 0.3255% 0.3279% 0.3302% 0.3322% 0.3341%
64 0.5827% 0.4171% 0.3777% 0.3252% 0.3139% 0.3145% 0.3173% 0.3175% 0.3226% 0.3271% 0.3252% 0.3290% 0.3325% 0.3358% 0.3387% 0.3414% 0.3439% 0.3461% 0.3482% 0.3501% 0.3518%
65 0.6392% 0.4576% 0.4142% 0.3566% 0.3440% 0.3447% 0.3418% 0.3384% 0.3413% 0.3442% 0.3409% 0.3438% 0.3466% 0.3492% 0.3517% 0.3540% 0.3560% 0.3580% 0.3597% 0.3613% 0.3628%
BIỂU 30: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NAM
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0469% 0.0397% 0.0366% 0.0327% 0.0313% 0.0306% 0.0299% 0.0293% 0.0293% 0.0292% 0.0286% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285% 0.0285%
19 0.0486% 0.0410% 0.0377% 0.0335% 0.0319% 0.0311% 0.0304% 0.0298% 0.0297% 0.0296% 0.0290% 0.0289% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0288% 0.0288% 0.0287% 0.0287%
20 0.0492% 0.0414% 0.0381% 0.0337% 0.0321% 0.0312% 0.0305% 0.0298% 0.0297% 0.0296% 0.0290% 0.0289% 0.0289% 0.0288% 0.0288% 0.0288% 0.0287% 0.0287% 0.0287% 0.0287% 0.0287%
21 0.0492% 0.0414% 0.0380% 0.0336% 0.0319% 0.0310% 0.0302% 0.0295% 0.0294% 0.0293% 0.0287% 0.0286% 0.0286% 0.0286% 0.0285% 0.0285% 0.0285% 0.0285% 0.0284% 0.0284% 0.0284%
22 0.0488% 0.0410% 0.0375% 0.0331% 0.0314% 0.0305% 0.0298% 0.0291% 0.0289% 0.0289% 0.0283% 0.0282% 0.0282% 0.0281% 0.0281% 0.0281% 0.0281% 0.0281% 0.0280% 0.0280% 0.0280%
23 0.0478% 0.0402% 0.0368% 0.0324% 0.0307% 0.0299% 0.0291% 0.0285% 0.0284% 0.0283% 0.0277% 0.0277% 0.0277% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276% 0.0276%
24 0.0467% 0.0393% 0.0359% 0.0317% 0.0301% 0.0293% 0.0286% 0.0279% 0.0278% 0.0278% 0.0273% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272% 0.0272%
25 0.0455% 0.0383% 0.0351% 0.0310% 0.0295% 0.0287% 0.0281% 0.0275% 0.0274% 0.0274% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0270%
26 0.0447% 0.0376% 0.0345% 0.0306% 0.0291% 0.0284% 0.0278% 0.0273% 0.0272% 0.0272% 0.0268% 0.0268% 0.0268% 0.0268% 0.0268% 0.0269% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270%
27 0.0444% 0.0373% 0.0343% 0.0304% 0.0290% 0.0284% 0.0278% 0.0273% 0.0273% 0.0273% 0.0269% 0.0269% 0.0269% 0.0270% 0.0270% 0.0271% 0.0271% 0.0271% 0.0272% 0.0272% 0.0272%
28 0.0442% 0.0372% 0.0343% 0.0305% 0.0291% 0.0285% 0.0280% 0.0275% 0.0276% 0.0276% 0.0272% 0.0273% 0.0273% 0.0274% 0.0274% 0.0275% 0.0275% 0.0276% 0.0276% 0.0277% 0.0277%
29 0.0446% 0.0376% 0.0347% 0.0309% 0.0296% 0.0290% 0.0285% 0.0281% 0.0282% 0.0283% 0.0278% 0.0279% 0.0280% 0.0281% 0.0281% 0.0282% 0.0283% 0.0283% 0.0284% 0.0284% 0.0285%
30 0.0454% 0.0383% 0.0354% 0.0316% 0.0303% 0.0298% 0.0293% 0.0289% 0.0290% 0.0291% 0.0287% 0.0288% 0.0289% 0.0290% 0.0291% 0.0292% 0.0293% 0.0293% 0.0294% 0.0295% 0.0295%
31 0.0467% 0.0394% 0.0365% 0.0326% 0.0314% 0.0309% 0.0304% 0.0300% 0.0301% 0.0303% 0.0299% 0.0300% 0.0301% 0.0303% 0.0304% 0.0305% 0.0305% 0.0306% 0.0307% 0.0308% 0.0308%
32 0.0484% 0.0409% 0.0379% 0.0339% 0.0327% 0.0322% 0.0318% 0.0314% 0.0316% 0.0317% 0.0313% 0.0315% 0.0316% 0.0318% 0.0319% 0.0320% 0.0321% 0.0322% 0.0323% 0.0324% 0.0324%
33 0.0505% 0.0427% 0.0396% 0.0355% 0.0343% 0.0338% 0.0334% 0.0330% 0.0333% 0.0335% 0.0331% 0.0332% 0.0334% 0.0336% 0.0337% 0.0338% 0.0340% 0.0341% 0.0342% 0.0343% 0.0343%
34 0.0531% 0.0449% 0.0417% 0.0375% 0.0362% 0.0358% 0.0354% 0.0350% 0.0353% 0.0355% 0.0351% 0.0353% 0.0355% 0.0357% 0.0359% 0.0360% 0.0361% 0.0363% 0.0364% 0.0365% 0.0366%
35 0.0562% 0.0476% 0.0442% 0.0398% 0.0385% 0.0381% 0.0377% 0.0374% 0.0377% 0.0380% 0.0375% 0.0378% 0.0380% 0.0382% 0.0384% 0.0385% 0.0387% 0.0388% 0.0390% 0.0391% 0.0392%
36 0.0600% 0.0509% 0.0473% 0.0426% 0.0413% 0.0409% 0.0405% 0.0401% 0.0405% 0.0408% 0.0404% 0.0406% 0.0409% 0.0411% 0.0413% 0.0415% 0.0416% 0.0418% 0.0419% 0.0420% 0.0421%
37 0.0643% 0.0546% 0.0508% 0.0458% 0.0444% 0.0440% 0.0436% 0.0432% 0.0436% 0.0440% 0.0435% 0.0438% 0.0441% 0.0443% 0.0445% 0.0447% 0.0449% 0.0451% 0.0452% 0.0454% 0.0455%
38 0.0693% 0.0588% 0.0547% 0.0494% 0.0480% 0.0476% 0.0472% 0.0467% 0.0472% 0.0476% 0.0471% 0.0474% 0.0477% 0.0479% 0.0482% 0.0484% 0.0486% 0.0488% 0.0489% 0.0491% 0.0492%
39 0.0749% 0.0636% 0.0593% 0.0536% 0.0520% 0.0515% 0.0511% 0.0507% 0.0511% 0.0516% 0.0510% 0.0514% 0.0517% 0.0520% 0.0522% 0.0524% 0.0527% 0.0528% 0.0530% 0.0532% 0.0533%
40 0.0813% 0.0691% 0.0643% 0.0581% 0.0564% 0.0559% 0.0555% 0.0550% 0.0555% 0.0560% 0.0554% 0.0557% 0.0561% 0.0564% 0.0566% 0.0569% 0.0571% 0.0573% 0.0575% 0.0577% 0.0578%
41 0.0883% 0.0750% 0.0698% 0.0631% 0.0612% 0.0607% 0.0602% 0.0597% 0.0602% 0.0607% 0.0600% 0.0604% 0.0608% 0.0611% 0.0614% 0.0617% 0.0620% 0.0622% 0.0624% 0.0626% 0.0627%
42 0.0958% 0.0814% 0.0758% 0.0685% 0.0665% 0.0659% 0.0653% 0.0647% 0.0653% 0.0658% 0.0651% 0.0655% 0.0659% 0.0663% 0.0666% 0.0669% 0.0672% 0.0674% 0.0676% 0.0678% 0.0680%
43 0.1040% 0.0884% 0.0823% 0.0743% 0.0721% 0.0714% 0.0708% 0.0701% 0.0708% 0.0713% 0.0706% 0.0710% 0.0715% 0.0718% 0.0722% 0.0725% 0.0728% 0.0731% 0.0733% 0.0735% 0.0737%
44 0.1128% 0.0958% 0.0892% 0.0805% 0.0781% 0.0774% 0.0767% 0.0760% 0.0766% 0.0772% 0.0764% 0.0769% 0.0774% 0.0778% 0.0782% 0.0785% 0.0789% 0.0791% 0.0794% 0.0796% 0.0799%
45 0.1221% 0.1037% 0.0965% 0.0872% 0.0845% 0.0837% 0.0829% 0.0822% 0.0829% 0.0836% 0.0827% 0.0833% 0.0838% 0.0842% 0.0847% 0.0850% 0.0854% 0.0857% 0.0860% 0.0862% 0.0865%
46 0.1322% 0.1122% 0.1044% 0.0943% 0.0914% 0.0905% 0.0897% 0.0889% 0.0897% 0.0905% 0.0895% 0.0901% 0.0907% 0.0912% 0.0917% 0.0921% 0.0925% 0.0928% 0.0931% 0.0934% 0.0937%
47 0.1428% 0.1212% 0.1128% 0.1018% 0.0988% 0.0979% 0.0970% 0.0962% 0.0971% 0.0979% 0.0969% 0.0976% 0.0982% 0.0988% 0.0993% 0.0998% 0.1002% 0.1006% 0.1009% 0.1012% 0.1015%
48 0.1542% 0.1310% 0.1219% 0.1101% 0.1068% 0.1059% 0.1050% 0.1042% 0.1052% 0.1061% 0.1051% 0.1058% 0.1065% 0.1072% 0.1077% 0.1082% 0.1087% 0.1091% 0.1095% 0.1098% 0.1101%
49 0.1669% 0.1417% 0.1319% 0.1193% 0.1158% 0.1149% 0.1140% 0.1131% 0.1143% 0.1153% 0.1142% 0.1150% 0.1158% 0.1165% 0.1171% 0.1177% 0.1182% 0.1186% 0.1190% 0.1194% 0.1197%
50 0.1809% 0.1537% 0.1432% 0.1296% 0.1259% 0.1250% 0.1241% 0.1232% 0.1244% 0.1256% 0.1243% 0.1253% 0.1261% 0.1269% 0.1275% 0.1282% 0.1287% 0.1292% 0.1297% 0.1301% 0.1305%
51 0.1970% 0.1675% 0.1561% 0.1413% 0.1374% 0.1365% 0.1355% 0.1345% 0.1359% 0.1371% 0.1358% 0.1368% 0.1377% 0.1385% 0.1393% 0.1399% 0.1405% 0.1411% 0.1416% 0.1420% 0.1424%
52 0.2151% 0.1829% 0.1706% 0.1546% 0.1503% 0.1492% 0.1482% 0.1471% 0.1486% 0.1499% 0.1484% 0.1495% 0.1505% 0.1514% 0.1522% 0.1529% 0.1536% 0.1542% 0.1547% 0.1551% 0.1555%
53 0.2357% 0.2004% 0.1869% 0.1693% 0.1646% 0.1634% 0.1622% 0.1610% 0.1626% 0.1640% 0.1623% 0.1635% 0.1646% 0.1655% 0.1664% 0.1672% 0.1679% 0.1685% 0.1691% 0.1695% 0.1700%
54 0.2584% 0.2197% 0.2048% 0.1855% 0.1802% 0.1789% 0.1775% 0.1760% 0.1777% 0.1793% 0.1775% 0.1787% 0.1799% 0.1809% 0.1818% 0.1827% 0.1834% 0.1841% 0.1846% 0.1851% 0.1855%
55 0.2829% 0.2405% 0.2241% 0.2028% 0.1970% 0.1954% 0.1938% 0.1922% 0.1941% 0.1957% 0.1937% 0.1951% 0.1963% 0.1975% 0.1985% 0.1994% 0.2001% 0.2008% 0.2013% 0.2018% 0.2022%
56 0.3090% 0.2626% 0.2446% 0.2213% 0.2148% 0.2130% 0.2113% 0.2095% 0.2115% 0.2134% 0.2112% 0.2127% 0.2140% 0.2153% 0.2164% 0.2173% 0.2180% 0.2186% 0.2192% 0.2196% 0.2200%
57 0.3367% 0.2861% 0.2665% 0.2409% 0.2339% 0.2319% 0.2301% 0.2282% 0.2304% 0.2325% 0.2301% 0.2317% 0.2332% 0.2345% 0.2356% 0.2364% 0.2371% 0.2377% 0.2382% 0.2387% 0.2391%
58 0.3662% 0.3112% 0.2898% 0.2621% 0.2545% 0.2525% 0.2505% 0.2485% 0.2510% 0.2533% 0.2507% 0.2525% 0.2541% 0.2554% 0.2563% 0.2571% 0.2577% 0.2583% 0.2587% 0.2591% 0.2595%
59 0.3984% 0.3385% 0.3154% 0.2854% 0.2772% 0.2752% 0.2731% 0.2710% 0.2738% 0.2763% 0.2735% 0.2754% 0.2769% 0.2779% 0.2787% 0.2794% 0.2799% 0.2803% 0.2807% 0.2810% 0.2813%
60 0.4340% 0.3689% 0.3439% 0.3114% 0.3027% 0.3005% 0.2984% 0.2962% 0.2992% 0.3019% 0.2988% 0.3004% 0.3015% 0.3023% 0.3029% 0.3033% 0.3037% 0.3040% 0.3042% 0.3044% 0.3046%
61 0.4743% 0.4033% 0.3761% 0.3407% 0.3313% 0.3290% 0.3267% 0.3242% 0.3275% 0.3304% 0.3261% 0.3271% 0.3278% 0.3282% 0.3284% 0.3286% 0.3287% 0.3288% 0.3289% 0.3289% 0.3290%
62 0.5197% 0.4420% 0.4123% 0.3736% 0.3633% 0.3608% 0.3582% 0.3554% 0.3589% 0.3606% 0.3547% 0.3549% 0.3549% 0.3548% 0.3546% 0.3544% 0.3542% 0.3540% 0.3538% 0.3537% 0.3536%
63 0.5705% 0.4852% 0.4527% 0.4101% 0.3987% 0.3958% 0.3929% 0.3897% 0.3909% 0.3908% 0.3831% 0.3823% 0.3814% 0.3806% 0.3799% 0.3792% 0.3786% 0.3781% 0.3776% 0.3772% 0.3768%
64 0.6267% 0.5329% 0.4970% 0.4501% 0.4374% 0.4340% 0.4306% 0.4226% 0.4208% 0.4186% 0.4088% 0.4067% 0.4048% 0.4032% 0.4018% 0.4005% 0.3994% 0.3985% 0.3976% 0.3969% 0.3962%
65 0.6874% 0.5844% 0.5449% 0.4931% 0.4789% 0.4750% 0.4632% 0.4496% 0.4445% 0.4397% 0.4277% 0.4242% 0.4212% 0.4186% 0.4164% 0.4145% 0.4129% 0.4114% 0.4102% 0.4090% 0.4080%
BIỂU 31: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0136% 0.0117% 0.0111% 0.0104% 0.0104% 0.0106% 0.0108% 0.0110% 0.0114% 0.0117% 0.0118% 0.0121% 0.0124% 0.0126% 0.0128% 0.0130% 0.0132% 0.0134% 0.0135% 0.0137% 0.0138%
19 0.0141% 0.0120% 0.0114% 0.0107% 0.0107% 0.0109% 0.0111% 0.0113% 0.0117% 0.0120% 0.0121% 0.0124% 0.0127% 0.0129% 0.0132% 0.0134% 0.0135% 0.0137% 0.0139% 0.0140% 0.0141%
20 0.0145% 0.0124% 0.0117% 0.0109% 0.0110% 0.0112% 0.0114% 0.0116% 0.0120% 0.0123% 0.0124% 0.0127% 0.0130% 0.0132% 0.0135% 0.0137% 0.0139% 0.0140% 0.0142% 0.0144% 0.0145%
21 0.0148% 0.0126% 0.0120% 0.0112% 0.0112% 0.0114% 0.0116% 0.0118% 0.0122% 0.0126% 0.0127% 0.0130% 0.0133% 0.0135% 0.0138% 0.0140% 0.0142% 0.0143% 0.0145% 0.0147% 0.0148%
22 0.0150% 0.0129% 0.0122% 0.0114% 0.0114% 0.0117% 0.0119% 0.0121% 0.0125% 0.0128% 0.0129% 0.0133% 0.0136% 0.0138% 0.0141% 0.0143% 0.0145% 0.0147% 0.0148% 0.0150% 0.0151%
23 0.0153% 0.0131% 0.0124% 0.0116% 0.0116% 0.0119% 0.0121% 0.0123% 0.0128% 0.0131% 0.0132% 0.0136% 0.0139% 0.0141% 0.0144% 0.0146% 0.0148% 0.0150% 0.0152% 0.0154% 0.0155%
24 0.0157% 0.0134% 0.0127% 0.0119% 0.0119% 0.0122% 0.0124% 0.0126% 0.0131% 0.0135% 0.0136% 0.0139% 0.0142% 0.0145% 0.0148% 0.0150% 0.0152% 0.0154% 0.0156% 0.0158% 0.0159%
25 0.0160% 0.0137% 0.0130% 0.0121% 0.0122% 0.0125% 0.0127% 0.0130% 0.0134% 0.0138% 0.0139% 0.0143% 0.0146% 0.0149% 0.0152% 0.0154% 0.0156% 0.0159% 0.0160% 0.0162% 0.0164%
26 0.0164% 0.0141% 0.0133% 0.0125% 0.0125% 0.0128% 0.0131% 0.0133% 0.0138% 0.0142% 0.0144% 0.0147% 0.0151% 0.0154% 0.0156% 0.0159% 0.0161% 0.0164% 0.0166% 0.0167% 0.0169%
27 0.0169% 0.0145% 0.0137% 0.0129% 0.0129% 0.0132% 0.0135% 0.0138% 0.0143% 0.0147% 0.0148% 0.0152% 0.0156% 0.0159% 0.0162% 0.0165% 0.0167% 0.0169% 0.0171% 0.0173% 0.0175%
28 0.0175% 0.0150% 0.0142% 0.0133% 0.0134% 0.0137% 0.0140% 0.0143% 0.0147% 0.0152% 0.0154% 0.0158% 0.0161% 0.0165% 0.0168% 0.0171% 0.0173% 0.0176% 0.0178% 0.0180% 0.0182%
29 0.0180% 0.0155% 0.0146% 0.0137% 0.0138% 0.0142% 0.0145% 0.0148% 0.0153% 0.0158% 0.0159% 0.0164% 0.0167% 0.0171% 0.0174% 0.0177% 0.0180% 0.0183% 0.0185% 0.0187% 0.0189%
30 0.0187% 0.0160% 0.0152% 0.0142% 0.0143% 0.0147% 0.0150% 0.0153% 0.0159% 0.0164% 0.0166% 0.0170% 0.0174% 0.0178% 0.0182% 0.0185% 0.0188% 0.0191% 0.0193% 0.0195% 0.0197%
31 0.0193% 0.0166% 0.0157% 0.0148% 0.0149% 0.0153% 0.0156% 0.0160% 0.0165% 0.0171% 0.0173% 0.0178% 0.0182% 0.0186% 0.0190% 0.0193% 0.0197% 0.0200% 0.0202% 0.0205% 0.0207%
32 0.0200% 0.0172% 0.0163% 0.0154% 0.0155% 0.0159% 0.0163% 0.0167% 0.0173% 0.0179% 0.0181% 0.0186% 0.0191% 0.0196% 0.0200% 0.0203% 0.0207% 0.0210% 0.0213% 0.0215% 0.0218%
33 0.0209% 0.0180% 0.0171% 0.0161% 0.0162% 0.0167% 0.0171% 0.0175% 0.0182% 0.0189% 0.0191% 0.0197% 0.0202% 0.0207% 0.0211% 0.0215% 0.0219% 0.0222% 0.0225% 0.0228% 0.0230%
34 0.0219% 0.0188% 0.0179% 0.0169% 0.0171% 0.0176% 0.0181% 0.0186% 0.0193% 0.0200% 0.0203% 0.0209% 0.0215% 0.0220% 0.0225% 0.0229% 0.0233% 0.0236% 0.0240% 0.0243% 0.0245%
35 0.0231% 0.0199% 0.0189% 0.0179% 0.0182% 0.0188% 0.0193% 0.0198% 0.0207% 0.0214% 0.0218% 0.0224% 0.0230% 0.0236% 0.0241% 0.0245% 0.0249% 0.0253% 0.0257% 0.0260% 0.0263%
36 0.0246% 0.0213% 0.0203% 0.0192% 0.0195% 0.0202% 0.0208% 0.0214% 0.0223% 0.0231% 0.0235% 0.0242% 0.0248% 0.0254% 0.0260% 0.0265% 0.0269% 0.0273% 0.0277% 0.0281% 0.0284%
37 0.0265% 0.0229% 0.0219% 0.0208% 0.0211% 0.0219% 0.0225% 0.0232% 0.0241% 0.0250% 0.0254% 0.0262% 0.0269% 0.0275% 0.0281% 0.0286% 0.0291% 0.0296% 0.0300% 0.0304% 0.0307%
38 0.0288% 0.0249% 0.0237% 0.0226% 0.0229% 0.0238% 0.0245% 0.0252% 0.0262% 0.0272% 0.0276% 0.0284% 0.0292% 0.0299% 0.0305% 0.0311% 0.0316% 0.0321% 0.0325% 0.0329% 0.0333%
39 0.0313% 0.0271% 0.0258% 0.0246% 0.0250% 0.0259% 0.0267% 0.0274% 0.0285% 0.0295% 0.0300% 0.0308% 0.0317% 0.0324% 0.0331% 0.0337% 0.0343% 0.0348% 0.0353% 0.0357% 0.0361%
40 0.0341% 0.0295% 0.0282% 0.0267% 0.0272% 0.0281% 0.0290% 0.0297% 0.0309% 0.0320% 0.0325% 0.0334% 0.0343% 0.0351% 0.0358% 0.0365% 0.0371% 0.0377% 0.0382% 0.0386% 0.0391%
41 0.0371% 0.0321% 0.0306% 0.0290% 0.0295% 0.0304% 0.0313% 0.0321% 0.0334% 0.0346% 0.0351% 0.0361% 0.0370% 0.0379% 0.0387% 0.0394% 0.0400% 0.0406% 0.0412% 0.0417% 0.0421%
42 0.0402% 0.0347% 0.0331% 0.0314% 0.0318% 0.0328% 0.0338% 0.0346% 0.0360% 0.0373% 0.0378% 0.0388% 0.0398% 0.0407% 0.0416% 0.0423% 0.0430% 0.0437% 0.0443% 0.0448% 0.0453%
43 0.0433% 0.0374% 0.0356% 0.0337% 0.0342% 0.0353% 0.0362% 0.0371% 0.0386% 0.0400% 0.0405% 0.0416% 0.0427% 0.0437% 0.0446% 0.0454% 0.0462% 0.0468% 0.0475% 0.0480% 0.0486%
44 0.0465% 0.0402% 0.0382% 0.0362% 0.0366% 0.0378% 0.0388% 0.0398% 0.0413% 0.0428% 0.0434% 0.0446% 0.0457% 0.0468% 0.0477% 0.0486% 0.0494% 0.0502% 0.0508% 0.0514% 0.0520%
45 0.0498% 0.0430% 0.0409% 0.0387% 0.0392% 0.0404% 0.0415% 0.0425% 0.0442% 0.0458% 0.0464% 0.0477% 0.0489% 0.0500% 0.0511% 0.0520% 0.0529% 0.0536% 0.0543% 0.0550% 0.0556%
46 0.0532% 0.0458% 0.0436% 0.0413% 0.0418% 0.0431% 0.0443% 0.0454% 0.0472% 0.0489% 0.0496% 0.0510% 0.0523% 0.0535% 0.0546% 0.0556% 0.0565% 0.0573% 0.0581% 0.0588% 0.0594%
47 0.0568% 0.0490% 0.0466% 0.0441% 0.0447% 0.0461% 0.0474% 0.0486% 0.0505% 0.0523% 0.0530% 0.0545% 0.0559% 0.0572% 0.0584% 0.0595% 0.0604% 0.0613% 0.0622% 0.0629% 0.0636%
48 0.0607% 0.0524% 0.0499% 0.0472% 0.0478% 0.0493% 0.0507% 0.0520% 0.0541% 0.0560% 0.0568% 0.0584% 0.0599% 0.0613% 0.0625% 0.0637% 0.0647% 0.0657% 0.0665% 0.0673% 0.0681%
49 0.0649% 0.0560% 0.0533% 0.0505% 0.0512% 0.0528% 0.0544% 0.0557% 0.0580% 0.0600% 0.0608% 0.0626% 0.0642% 0.0657% 0.0670% 0.0682% 0.0693% 0.0704% 0.0713% 0.0721% 0.0729%
50 0.0695% 0.0600% 0.0571% 0.0541% 0.0549% 0.0567% 0.0583% 0.0598% 0.0622% 0.0644% 0.0653% 0.0671% 0.0688% 0.0704% 0.0718% 0.0731% 0.0743% 0.0754% 0.0764% 0.0773% 0.0782%
51 0.0745% 0.0643% 0.0613% 0.0581% 0.0590% 0.0609% 0.0627% 0.0642% 0.0668% 0.0691% 0.0700% 0.0720% 0.0739% 0.0755% 0.0771% 0.0785% 0.0797% 0.0809% 0.0820% 0.0830% 0.0838%
52 0.0801% 0.0692% 0.0660% 0.0625% 0.0634% 0.0655% 0.0674% 0.0690% 0.0717% 0.0742% 0.0752% 0.0773% 0.0792% 0.0810% 0.0827% 0.0841% 0.0855% 0.0868% 0.0879% 0.0890% 0.0899%
53 0.0863% 0.0745% 0.0710% 0.0673% 0.0682% 0.0704% 0.0723% 0.0740% 0.0769% 0.0796% 0.0805% 0.0828% 0.0849% 0.0868% 0.0885% 0.0901% 0.0916% 0.0929% 0.0942% 0.0953% 0.0963%
54 0.0928% 0.0801% 0.0763% 0.0721% 0.0731% 0.0753% 0.0773% 0.0791% 0.0821% 0.0850% 0.0860% 0.0884% 0.0907% 0.0927% 0.0946% 0.0963% 0.0979% 0.0993% 0.1006% 0.1018% 0.1028%
55 0.0994% 0.0857% 0.0815% 0.0770% 0.0779% 0.0803% 0.0824% 0.0843% 0.0875% 0.0905% 0.0917% 0.0942% 0.0966% 0.0988% 0.1008% 0.1027% 0.1044% 0.1059% 0.1072% 0.1084% 0.1095%
56 0.1059% 0.0912% 0.0867% 0.0819% 0.0827% 0.0852% 0.0874% 0.0894% 0.0929% 0.0962% 0.0974% 0.1002% 0.1028% 0.1052% 0.1073% 0.1093% 0.1110% 0.1126% 0.1140% 0.1153% 0.1165%
57 0.1121% 0.0965% 0.0918% 0.0866% 0.0875% 0.0902% 0.0926% 0.0948% 0.0986% 0.1021% 0.1036% 0.1066% 0.1094% 0.1119% 0.1142% 0.1163% 0.1181% 0.1198% 0.1212% 0.1226% 0.1238%
58 0.1183% 0.1019% 0.0969% 0.0915% 0.0926% 0.0955% 0.0983% 0.1008% 0.1049% 0.1088% 0.1104% 0.1137% 0.1167% 0.1194% 0.1218% 0.1239% 0.1258% 0.1276% 0.1291% 0.1305% 0.1318%
59 0.1251% 0.1078% 0.1026% 0.0971% 0.0985% 0.1018% 0.1049% 0.1078% 0.1123% 0.1166% 0.1183% 0.1219% 0.1251% 0.1279% 0.1304% 0.1326% 0.1346% 0.1363% 0.1379% 0.1394% 0.1407%
60 0.1331% 0.1149% 0.1095% 0.1039% 0.1056% 0.1094% 0.1130% 0.1162% 0.1212% 0.1259% 0.1278% 0.1316% 0.1349% 0.1377% 0.1402% 0.1425% 0.1445% 0.1463% 0.1479% 0.1494% 0.1508%
61 0.1429% 0.1236% 0.1180% 0.1123% 0.1145% 0.1188% 0.1228% 0.1263% 0.1318% 0.1369% 0.1389% 0.1426% 0.1458% 0.1487% 0.1512% 0.1535% 0.1555% 0.1573% 0.1590% 0.1605% 0.1618%
62 0.1554% 0.1346% 0.1287% 0.1227% 0.1253% 0.1301% 0.1344% 0.1383% 0.1443% 0.1495% 0.1510% 0.1546% 0.1578% 0.1605% 0.1630% 0.1652% 0.1672% 0.1691% 0.1707% 0.1722% 0.1735%
63 0.1705% 0.1478% 0.1414% 0.1349% 0.1377% 0.1430% 0.1477% 0.1519% 0.1578% 0.1624% 0.1634% 0.1667% 0.1697% 0.1723% 0.1747% 0.1768% 0.1787% 0.1804% 0.1820% 0.1834% 0.1847%
64 0.1879% 0.1628% 0.1558% 0.1485% 0.1515% 0.1571% 0.1621% 0.1655% 0.1704% 0.1743% 0.1745% 0.1774% 0.1801% 0.1825% 0.1846% 0.1866% 0.1883% 0.1899% 0.1914% 0.1927% 0.1939%
65 0.2066% 0.1789% 0.1710% 0.1629% 0.1659% 0.1719% 0.1754% 0.1766% 0.1801% 0.1831% 0.1824% 0.1848% 0.1870% 0.1890% 0.1908% 0.1925% 0.1940% 0.1954% 0.1967% 0.1979% 0.1989%
BIỂU 32: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0280% 0.0227% 0.0207% 0.0182% 0.0174% 0.0170% 0.0166% 0.0163% 0.0163% 0.0164% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0162% 0.0162% 0.0162% 0.0162% 0.0162%
19 0.0289% 0.0234% 0.0213% 0.0188% 0.0179% 0.0175% 0.0171% 0.0168% 0.0168% 0.0168% 0.0165% 0.0165% 0.0165% 0.0165% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166%
20 0.0297% 0.0241% 0.0219% 0.0192% 0.0183% 0.0179% 0.0175% 0.0172% 0.0172% 0.0172% 0.0169% 0.0169% 0.0169% 0.0169% 0.0169% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170%
21 0.0304% 0.0246% 0.0223% 0.0196% 0.0187% 0.0182% 0.0179% 0.0175% 0.0175% 0.0175% 0.0172% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0174% 0.0174% 0.0174%
22 0.0309% 0.0250% 0.0228% 0.0200% 0.0190% 0.0186% 0.0182% 0.0179% 0.0179% 0.0179% 0.0176% 0.0176% 0.0176% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0178% 0.0178%
23 0.0315% 0.0255% 0.0232% 0.0204% 0.0194% 0.0190% 0.0186% 0.0183% 0.0183% 0.0183% 0.0180% 0.0180% 0.0181% 0.0181% 0.0181% 0.0181% 0.0181% 0.0182% 0.0182% 0.0182% 0.0182%
24 0.0323% 0.0261% 0.0238% 0.0209% 0.0199% 0.0194% 0.0191% 0.0187% 0.0187% 0.0188% 0.0185% 0.0185% 0.0185% 0.0185% 0.0186% 0.0186% 0.0186% 0.0186% 0.0187% 0.0187% 0.0187%
25 0.0329% 0.0267% 0.0242% 0.0213% 0.0203% 0.0199% 0.0195% 0.0192% 0.0192% 0.0193% 0.0189% 0.0190% 0.0190% 0.0190% 0.0191% 0.0191% 0.0191% 0.0192% 0.0192% 0.0192% 0.0192%
26 0.0337% 0.0273% 0.0249% 0.0219% 0.0209% 0.0205% 0.0201% 0.0198% 0.0198% 0.0198% 0.0195% 0.0196% 0.0196% 0.0196% 0.0197% 0.0197% 0.0197% 0.0198% 0.0198% 0.0198% 0.0199%
27 0.0348% 0.0282% 0.0257% 0.0226% 0.0216% 0.0211% 0.0208% 0.0204% 0.0205% 0.0205% 0.0202% 0.0202% 0.0203% 0.0203% 0.0204% 0.0204% 0.0204% 0.0205% 0.0205% 0.0205% 0.0206%
28 0.0359% 0.0291% 0.0265% 0.0233% 0.0223% 0.0218% 0.0215% 0.0211% 0.0212% 0.0212% 0.0209% 0.0209% 0.0210% 0.0211% 0.0211% 0.0212% 0.0212% 0.0212% 0.0213% 0.0213% 0.0213%
29 0.0370% 0.0301% 0.0274% 0.0241% 0.0231% 0.0226% 0.0222% 0.0218% 0.0219% 0.0220% 0.0217% 0.0217% 0.0218% 0.0219% 0.0219% 0.0220% 0.0220% 0.0221% 0.0221% 0.0222% 0.0222%
30 0.0384% 0.0312% 0.0284% 0.0250% 0.0239% 0.0234% 0.0230% 0.0227% 0.0228% 0.0229% 0.0225% 0.0226% 0.0227% 0.0228% 0.0229% 0.0229% 0.0230% 0.0230% 0.0231% 0.0231% 0.0232%
31 0.0398% 0.0323% 0.0294% 0.0259% 0.0248% 0.0244% 0.0240% 0.0236% 0.0237% 0.0238% 0.0235% 0.0236% 0.0237% 0.0238% 0.0239% 0.0240% 0.0240% 0.0241% 0.0242% 0.0242% 0.0243%
32 0.0412% 0.0335% 0.0305% 0.0270% 0.0258% 0.0254% 0.0250% 0.0247% 0.0248% 0.0250% 0.0246% 0.0248% 0.0249% 0.0250% 0.0251% 0.0252% 0.0253% 0.0254% 0.0254% 0.0255% 0.0255%
33 0.0431% 0.0350% 0.0319% 0.0282% 0.0271% 0.0266% 0.0263% 0.0260% 0.0261% 0.0263% 0.0260% 0.0262% 0.0263% 0.0264% 0.0265% 0.0267% 0.0267% 0.0268% 0.0269% 0.0270% 0.0271%
34 0.0450% 0.0366% 0.0335% 0.0297% 0.0285% 0.0281% 0.0278% 0.0275% 0.0277% 0.0279% 0.0276% 0.0278% 0.0280% 0.0281% 0.0282% 0.0284% 0.0285% 0.0286% 0.0286% 0.0287% 0.0288%
35 0.0475% 0.0387% 0.0354% 0.0315% 0.0303% 0.0299% 0.0296% 0.0294% 0.0296% 0.0299% 0.0295% 0.0298% 0.0299% 0.0301% 0.0302% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0309%
36 0.0507% 0.0414% 0.0379% 0.0337% 0.0326% 0.0322% 0.0319% 0.0316% 0.0319% 0.0322% 0.0319% 0.0321% 0.0323% 0.0325% 0.0326% 0.0328% 0.0329% 0.0330% 0.0331% 0.0332% 0.0333%
37 0.0545% 0.0445% 0.0408% 0.0364% 0.0352% 0.0349% 0.0346% 0.0343% 0.0346% 0.0349% 0.0345% 0.0347% 0.0350% 0.0351% 0.0353% 0.0355% 0.0356% 0.0357% 0.0358% 0.0359% 0.0360%
38 0.0591% 0.0483% 0.0443% 0.0396% 0.0383% 0.0379% 0.0376% 0.0372% 0.0376% 0.0379% 0.0375% 0.0377% 0.0379% 0.0381% 0.0383% 0.0385% 0.0386% 0.0388% 0.0389% 0.0390% 0.0391%
39 0.0644% 0.0526% 0.0483% 0.0431% 0.0417% 0.0412% 0.0409% 0.0405% 0.0408% 0.0411% 0.0407% 0.0409% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421% 0.0422% 0.0424%
40 0.0702% 0.0574% 0.0526% 0.0470% 0.0453% 0.0448% 0.0444% 0.0439% 0.0443% 0.0446% 0.0441% 0.0443% 0.0446% 0.0448% 0.0450% 0.0452% 0.0453% 0.0455% 0.0456% 0.0457% 0.0458%
41 0.0763% 0.0624% 0.0572% 0.0510% 0.0491% 0.0485% 0.0480% 0.0475% 0.0479% 0.0482% 0.0476% 0.0479% 0.0481% 0.0483% 0.0485% 0.0487% 0.0489% 0.0490% 0.0492% 0.0493% 0.0494%
42 0.0827% 0.0675% 0.0618% 0.0550% 0.0530% 0.0524% 0.0517% 0.0512% 0.0515% 0.0519% 0.0512% 0.0515% 0.0518% 0.0520% 0.0522% 0.0524% 0.0526% 0.0527% 0.0529% 0.0530% 0.0531%
43 0.0890% 0.0727% 0.0665% 0.0592% 0.0570% 0.0562% 0.0555% 0.0549% 0.0553% 0.0556% 0.0549% 0.0552% 0.0555% 0.0558% 0.0560% 0.0562% 0.0564% 0.0565% 0.0567% 0.0568% 0.0569%
44 0.0957% 0.0780% 0.0714% 0.0635% 0.0611% 0.0602% 0.0595% 0.0588% 0.0592% 0.0596% 0.0588% 0.0591% 0.0594% 0.0597% 0.0599% 0.0602% 0.0603% 0.0605% 0.0607% 0.0608% 0.0610%
45 0.1025% 0.0835% 0.0764% 0.0678% 0.0653% 0.0644% 0.0636% 0.0628% 0.0633% 0.0637% 0.0629% 0.0632% 0.0635% 0.0638% 0.0641% 0.0643% 0.0645% 0.0647% 0.0649% 0.0650% 0.0652%
46 0.1093% 0.0891% 0.0815% 0.0724% 0.0697% 0.0687% 0.0679% 0.0671% 0.0676% 0.0680% 0.0672% 0.0676% 0.0679% 0.0682% 0.0685% 0.0687% 0.0689% 0.0691% 0.0693% 0.0695% 0.0696%
47 0.1167% 0.0952% 0.0870% 0.0774% 0.0745% 0.0734% 0.0726% 0.0717% 0.0723% 0.0728% 0.0719% 0.0723% 0.0726% 0.0730% 0.0733% 0.0735% 0.0738% 0.0740% 0.0742% 0.0743% 0.0745%
48 0.1248% 0.1017% 0.0931% 0.0827% 0.0796% 0.0786% 0.0777% 0.0768% 0.0774% 0.0779% 0.0769% 0.0774% 0.0778% 0.0781% 0.0784% 0.0787% 0.0790% 0.0792% 0.0794% 0.0796% 0.0798%
49 0.1334% 0.1088% 0.0995% 0.0885% 0.0852% 0.0841% 0.0832% 0.0823% 0.0829% 0.0835% 0.0824% 0.0829% 0.0833% 0.0837% 0.0840% 0.0843% 0.0846% 0.0848% 0.0850% 0.0852% 0.0854%
50 0.1428% 0.1165% 0.1066% 0.0948% 0.0914% 0.0902% 0.0892% 0.0883% 0.0889% 0.0895% 0.0884% 0.0889% 0.0893% 0.0897% 0.0900% 0.0904% 0.0906% 0.0909% 0.0911% 0.0914% 0.0915%
51 0.1531% 0.1249% 0.1144% 0.1018% 0.0982% 0.0969% 0.0958% 0.0948% 0.0954% 0.0960% 0.0948% 0.0953% 0.0958% 0.0962% 0.0965% 0.0969% 0.0972% 0.0975% 0.0977% 0.0979% 0.0982%
52 0.1647% 0.1344% 0.1231% 0.1096% 0.1056% 0.1042% 0.1030% 0.1018% 0.1025% 0.1031% 0.1017% 0.1023% 0.1027% 0.1031% 0.1035% 0.1039% 0.1042% 0.1045% 0.1048% 0.1050% 0.1052%
53 0.1774% 0.1448% 0.1325% 0.1179% 0.1135% 0.1119% 0.1105% 0.1091% 0.1098% 0.1104% 0.1090% 0.1095% 0.1100% 0.1104% 0.1109% 0.1112% 0.1116% 0.1119% 0.1122% 0.1124% 0.1126%
54 0.1906% 0.1555% 0.1423% 0.1264% 0.1216% 0.1198% 0.1181% 0.1166% 0.1173% 0.1179% 0.1164% 0.1169% 0.1175% 0.1180% 0.1184% 0.1188% 0.1192% 0.1195% 0.1198% 0.1200% 0.1203%
55 0.2041% 0.1664% 0.1521% 0.1350% 0.1296% 0.1276% 0.1258% 0.1242% 0.1249% 0.1256% 0.1239% 0.1246% 0.1251% 0.1257% 0.1262% 0.1266% 0.1270% 0.1274% 0.1276% 0.1279% 0.1281%
56 0.2174% 0.1771% 0.1618% 0.1434% 0.1376% 0.1354% 0.1335% 0.1318% 0.1326% 0.1333% 0.1317% 0.1324% 0.1331% 0.1337% 0.1343% 0.1347% 0.1351% 0.1354% 0.1357% 0.1359% 0.1361%
57 0.2303% 0.1874% 0.1711% 0.1516% 0.1455% 0.1432% 0.1413% 0.1396% 0.1406% 0.1416% 0.1399% 0.1407% 0.1415% 0.1422% 0.1428% 0.1433% 0.1436% 0.1440% 0.1442% 0.1444% 0.1446%
58 0.2430% 0.1978% 0.1807% 0.1602% 0.1539% 0.1517% 0.1500% 0.1483% 0.1495% 0.1507% 0.1490% 0.1500% 0.1509% 0.1516% 0.1522% 0.1526% 0.1530% 0.1533% 0.1535% 0.1537% 0.1539%
59 0.2569% 0.2093% 0.1913% 0.1699% 0.1637% 0.1616% 0.1600% 0.1585% 0.1600% 0.1614% 0.1597% 0.1608% 0.1617% 0.1623% 0.1628% 0.1632% 0.1635% 0.1637% 0.1639% 0.1641% 0.1642%
60 0.2733% 0.2229% 0.2040% 0.1817% 0.1755% 0.1737% 0.1722% 0.1708% 0.1725% 0.1741% 0.1723% 0.1734% 0.1741% 0.1746% 0.1750% 0.1752% 0.1754% 0.1755% 0.1757% 0.1758% 0.1758%
61 0.2934% 0.2398% 0.2198% 0.1964% 0.1900% 0.1884% 0.1870% 0.1856% 0.1875% 0.1893% 0.1871% 0.1878% 0.1882% 0.1884% 0.1885% 0.1886% 0.1886% 0.1886% 0.1887% 0.1887% 0.1886%
62 0.3190% 0.2610% 0.2397% 0.2145% 0.2078% 0.2061% 0.2046% 0.2030% 0.2051% 0.2064% 0.2032% 0.2034% 0.2034% 0.2032% 0.2031% 0.2029% 0.2027% 0.2025% 0.2024% 0.2022% 0.2021%
63 0.3500% 0.2866% 0.2633% 0.2358% 0.2283% 0.2264% 0.2246% 0.2228% 0.2240% 0.2241% 0.2196% 0.2191% 0.2185% 0.2179% 0.2173% 0.2168% 0.2164% 0.2160% 0.2156% 0.2153% 0.2150%
64 0.3855% 0.3157% 0.2899% 0.2593% 0.2509% 0.2485% 0.2463% 0.2425% 0.2416% 0.2402% 0.2344% 0.2329% 0.2316% 0.2305% 0.2295% 0.2286% 0.2278% 0.2271% 0.2265% 0.2260% 0.2255%
65 0.4237% 0.3467% 0.3182% 0.2842% 0.2746% 0.2717% 0.2662% 0.2584% 0.2552% 0.2520% 0.2447% 0.2423% 0.2402% 0.2384% 0.2369% 0.2356% 0.2344% 0.2334% 0.2326% 0.2318% 0.2311%
BIỂU 33: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0420% 0.0360% 0.0341% 0.0320% 0.0321% 0.0328% 0.0335% 0.0341% 0.0352% 0.0362% 0.0365% 0.0374% 0.0382% 0.0389% 0.0396% 0.0402% 0.0408% 0.0413% 0.0417% 0.0422% 0.0426%
19 0.0434% 0.0372% 0.0352% 0.0329% 0.0330% 0.0338% 0.0344% 0.0350% 0.0361% 0.0372% 0.0375% 0.0384% 0.0392% 0.0399% 0.0406% 0.0412% 0.0418% 0.0423% 0.0428% 0.0433% 0.0437%
20 0.0446% 0.0382% 0.0362% 0.0338% 0.0339% 0.0346% 0.0352% 0.0358% 0.0370% 0.0380% 0.0383% 0.0393% 0.0401% 0.0409% 0.0416% 0.0422% 0.0428% 0.0434% 0.0438% 0.0443% 0.0447%
21 0.0456% 0.0390% 0.0369% 0.0345% 0.0345% 0.0353% 0.0359% 0.0365% 0.0377% 0.0388% 0.0391% 0.0401% 0.0409% 0.0417% 0.0425% 0.0431% 0.0437% 0.0443% 0.0448% 0.0453% 0.0457%
22 0.0464% 0.0398% 0.0376% 0.0351% 0.0352% 0.0360% 0.0367% 0.0373% 0.0385% 0.0396% 0.0400% 0.0409% 0.0418% 0.0426% 0.0434% 0.0441% 0.0447% 0.0453% 0.0458% 0.0463% 0.0467%
23 0.0473% 0.0405% 0.0383% 0.0358% 0.0359% 0.0367% 0.0375% 0.0381% 0.0394% 0.0405% 0.0409% 0.0419% 0.0428% 0.0436% 0.0444% 0.0451% 0.0458% 0.0464% 0.0469% 0.0474% 0.0479%
24 0.0484% 0.0415% 0.0392% 0.0367% 0.0368% 0.0376% 0.0384% 0.0390% 0.0403% 0.0416% 0.0419% 0.0430% 0.0439% 0.0448% 0.0456% 0.0463% 0.0470% 0.0476% 0.0482% 0.0487% 0.0492%
25 0.0494% 0.0423% 0.0401% 0.0375% 0.0376% 0.0385% 0.0393% 0.0400% 0.0414% 0.0426% 0.0430% 0.0441% 0.0451% 0.0460% 0.0468% 0.0476% 0.0483% 0.0489% 0.0495% 0.0501% 0.0506%
26 0.0506% 0.0434% 0.0411% 0.0385% 0.0387% 0.0396% 0.0404% 0.0412% 0.0426% 0.0439% 0.0443% 0.0454% 0.0465% 0.0474% 0.0483% 0.0491% 0.0498% 0.0505% 0.0511% 0.0517% 0.0522%
27 0.0522% 0.0448% 0.0424% 0.0397% 0.0399% 0.0409% 0.0418% 0.0425% 0.0440% 0.0454% 0.0458% 0.0470% 0.0481% 0.0491% 0.0500% 0.0508% 0.0516% 0.0523% 0.0529% 0.0535% 0.0541%
28 0.0539% 0.0462% 0.0438% 0.0410% 0.0412% 0.0423% 0.0432% 0.0440% 0.0455% 0.0470% 0.0474% 0.0487% 0.0498% 0.0508% 0.0518% 0.0527% 0.0535% 0.0542% 0.0549% 0.0555% 0.0561%
29 0.0556% 0.0477% 0.0452% 0.0424% 0.0427% 0.0437% 0.0447% 0.0456% 0.0472% 0.0487% 0.0492% 0.0505% 0.0517% 0.0528% 0.0538% 0.0547% 0.0556% 0.0564% 0.0571% 0.0578% 0.0584%
30 0.0576% 0.0495% 0.0469% 0.0440% 0.0442% 0.0453% 0.0464% 0.0473% 0.0490% 0.0506% 0.0512% 0.0526% 0.0538% 0.0550% 0.0561% 0.0571% 0.0580% 0.0588% 0.0596% 0.0603% 0.0609%
31 0.0597% 0.0513% 0.0486% 0.0456% 0.0459% 0.0471% 0.0482% 0.0492% 0.0511% 0.0528% 0.0534% 0.0549% 0.0562% 0.0575% 0.0587% 0.0597% 0.0607% 0.0616% 0.0624% 0.0631% 0.0638%
32 0.0619% 0.0532% 0.0504% 0.0474% 0.0478% 0.0491% 0.0503% 0.0515% 0.0534% 0.0553% 0.0560% 0.0576% 0.0590% 0.0604% 0.0616% 0.0628% 0.0638% 0.0648% 0.0656% 0.0664% 0.0672%
33 0.0646% 0.0556% 0.0527% 0.0496% 0.0501% 0.0515% 0.0529% 0.0542% 0.0563% 0.0583% 0.0591% 0.0608% 0.0624% 0.0638% 0.0652% 0.0664% 0.0675% 0.0686% 0.0695% 0.0704% 0.0711%
34 0.0676% 0.0582% 0.0553% 0.0521% 0.0527% 0.0544% 0.0559% 0.0573% 0.0597% 0.0618% 0.0627% 0.0646% 0.0663% 0.0679% 0.0693% 0.0707% 0.0719% 0.0730% 0.0740% 0.0749% 0.0757%
35 0.0713% 0.0614% 0.0585% 0.0553% 0.0561% 0.0579% 0.0597% 0.0612% 0.0638% 0.0662% 0.0671% 0.0692% 0.0710% 0.0727% 0.0743% 0.0757% 0.0770% 0.0782% 0.0793% 0.0803% 0.0812%
36 0.0761% 0.0657% 0.0626% 0.0593% 0.0602% 0.0623% 0.0642% 0.0660% 0.0688% 0.0713% 0.0724% 0.0746% 0.0766% 0.0784% 0.0801% 0.0817% 0.0831% 0.0844% 0.0855% 0.0866% 0.0876%
37 0.0818% 0.0707% 0.0675% 0.0641% 0.0652% 0.0675% 0.0696% 0.0715% 0.0745% 0.0773% 0.0784% 0.0808% 0.0830% 0.0849% 0.0868% 0.0884% 0.0899% 0.0913% 0.0926% 0.0938% 0.0948%
38 0.0888% 0.0768% 0.0733% 0.0696% 0.0708% 0.0733% 0.0756% 0.0777% 0.0809% 0.0840% 0.0852% 0.0877% 0.0901% 0.0922% 0.0941% 0.0959% 0.0976% 0.0991% 0.1004% 0.1017% 0.1028%
39 0.0967% 0.0836% 0.0798% 0.0758% 0.0771% 0.0798% 0.0823% 0.0845% 0.0879% 0.0912% 0.0925% 0.0952% 0.0977% 0.1000% 0.1021% 0.1040% 0.1058% 0.1074% 0.1089% 0.1102% 0.1114%
40 0.1054% 0.0911% 0.0869% 0.0826% 0.0839% 0.0868% 0.0894% 0.0917% 0.0954% 0.0989% 0.1002% 0.1032% 0.1058% 0.1083% 0.1106% 0.1126% 0.1145% 0.1162% 0.1178% 0.1192% 0.1206%
41 0.1146% 0.0991% 0.0945% 0.0896% 0.0910% 0.0940% 0.0967% 0.0992% 0.1031% 0.1068% 0.1083% 0.1114% 0.1143% 0.1169% 0.1193% 0.1215% 0.1236% 0.1254% 0.1271% 0.1286% 0.1300%
42 0.1243% 0.1073% 0.1022% 0.0968% 0.0982% 0.1014% 0.1043% 0.1068% 0.1111% 0.1150% 0.1166% 0.1199% 0.1230% 0.1258% 0.1284% 0.1307% 0.1329% 0.1349% 0.1367% 0.1383% 0.1398%
43 0.1337% 0.1154% 0.1100% 0.1041% 0.1055% 0.1089% 0.1119% 0.1146% 0.1192% 0.1234% 0.1250% 0.1286% 0.1319% 0.1349% 0.1377% 0.1402% 0.1425% 0.1446% 0.1465% 0.1483% 0.1499%
44 0.1437% 0.1240% 0.1181% 0.1117% 0.1131% 0.1166% 0.1199% 0.1228% 0.1276% 0.1322% 0.1339% 0.1377% 0.1412% 0.1445% 0.1474% 0.1501% 0.1526% 0.1549% 0.1569% 0.1588% 0.1605%
45 0.1539% 0.1327% 0.1263% 0.1194% 0.1209% 0.1247% 0.1282% 0.1313% 0.1364% 0.1413% 0.1431% 0.1472% 0.1510% 0.1545% 0.1576% 0.1605% 0.1632% 0.1656% 0.1678% 0.1698% 0.1716%
46 0.1641% 0.1415% 0.1347% 0.1274% 0.1291% 0.1331% 0.1369% 0.1402% 0.1458% 0.1510% 0.1530% 0.1574% 0.1614% 0.1651% 0.1685% 0.1716% 0.1744% 0.1770% 0.1794% 0.1815% 0.1835%
47 0.1753% 0.1512% 0.1440% 0.1362% 0.1380% 0.1423% 0.1464% 0.1500% 0.1560% 0.1615% 0.1637% 0.1684% 0.1728% 0.1767% 0.1803% 0.1836% 0.1866% 0.1894% 0.1919% 0.1942% 0.1963%
48 0.1874% 0.1617% 0.1539% 0.1456% 0.1476% 0.1523% 0.1567% 0.1606% 0.1670% 0.1730% 0.1753% 0.1804% 0.1850% 0.1892% 0.1931% 0.1966% 0.1999% 0.2028% 0.2055% 0.2080% 0.2102%
49 0.2004% 0.1729% 0.1647% 0.1558% 0.1580% 0.1631% 0.1679% 0.1721% 0.1790% 0.1854% 0.1879% 0.1933% 0.1982% 0.2028% 0.2069% 0.2107% 0.2141% 0.2173% 0.2201% 0.2228% 0.2252%
50 0.2146% 0.1852% 0.1764% 0.1670% 0.1695% 0.1750% 0.1801% 0.1846% 0.1920% 0.1989% 0.2015% 0.2073% 0.2126% 0.2174% 0.2218% 0.2259% 0.2296% 0.2329% 0.2360% 0.2388% 0.2414%
51 0.2301% 0.1986% 0.1893% 0.1794% 0.1821% 0.1880% 0.1935% 0.1983% 0.2062% 0.2135% 0.2163% 0.2224% 0.2281% 0.2332% 0.2379% 0.2423% 0.2462% 0.2498% 0.2531% 0.2562% 0.2589%
52 0.2475% 0.2137% 0.2037% 0.1931% 0.1959% 0.2023% 0.2080% 0.2131% 0.2215% 0.2292% 0.2322% 0.2387% 0.2447% 0.2502% 0.2553% 0.2599% 0.2641% 0.2680% 0.2715% 0.2747% 0.2777%
53 0.2666% 0.2302% 0.2194% 0.2077% 0.2106% 0.2173% 0.2233% 0.2286% 0.2374% 0.2457% 0.2487% 0.2557% 0.2621% 0.2680% 0.2734% 0.2784% 0.2829% 0.2870% 0.2908% 0.2942% 0.2973%
54 0.2865% 0.2473% 0.2355% 0.2228% 0.2257% 0.2326% 0.2388% 0.2443% 0.2537% 0.2625% 0.2657% 0.2732% 0.2800% 0.2864% 0.2922% 0.2975% 0.3023% 0.3067% 0.3107% 0.3143% 0.3175%
55 0.3068% 0.2646% 0.2519% 0.2380% 0.2407% 0.2479% 0.2544% 0.2602% 0.2702% 0.2796% 0.2831% 0.2911% 0.2985% 0.3053% 0.3115% 0.3172% 0.3223% 0.3270% 0.3311% 0.3349% 0.3383%
56 0.3269% 0.2817% 0.2679% 0.2528% 0.2555% 0.2631% 0.2700% 0.2763% 0.2870% 0.2971% 0.3009% 0.3096% 0.3175% 0.3249% 0.3316% 0.3376% 0.3430% 0.3479% 0.3522% 0.3562% 0.3598%
57 0.3463% 0.2982% 0.2835% 0.2674% 0.2704% 0.2785% 0.2860% 0.2929% 0.3045% 0.3155% 0.3199% 0.3292% 0.3378% 0.3458% 0.3529% 0.3592% 0.3648% 0.3699% 0.3745% 0.3786% 0.3824%
58 0.3655% 0.3148% 0.2993% 0.2826% 0.2861% 0.2951% 0.3036% 0.3113% 0.3241% 0.3361% 0.3410% 0.3511% 0.3605% 0.3689% 0.3763% 0.3829% 0.3888% 0.3940% 0.3988% 0.4031% 0.4070%
59 0.3864% 0.3331% 0.3170% 0.2999% 0.3043% 0.3145% 0.3241% 0.3329% 0.3469% 0.3601% 0.3656% 0.3767% 0.3866% 0.3952% 0.4029% 0.4097% 0.4157% 0.4212% 0.4261% 0.4306% 0.4347%
60 0.4111% 0.3549% 0.3382% 0.3209% 0.3264% 0.3381% 0.3490% 0.3589% 0.3744% 0.3888% 0.3949% 0.4066% 0.4166% 0.4254% 0.4332% 0.4402% 0.4464% 0.4520% 0.4570% 0.4616% 0.4658%
61 0.4415% 0.3818% 0.3645% 0.3469% 0.3537% 0.3670% 0.3793% 0.3903% 0.4073% 0.4231% 0.4290% 0.4406% 0.4506% 0.4594% 0.4673% 0.4742% 0.4805% 0.4861% 0.4912% 0.4959% 0.5001%
62 0.4801% 0.4158% 0.3975% 0.3791% 0.3870% 0.4019% 0.4154% 0.4275% 0.4460% 0.4620% 0.4666% 0.4778% 0.4875% 0.4961% 0.5038% 0.5107% 0.5169% 0.5224% 0.5275% 0.5321% 0.5362%
63 0.5269% 0.4568% 0.4370% 0.4170% 0.4256% 0.4418% 0.4565% 0.4695% 0.4875% 0.5020% 0.5049% 0.5152% 0.5244% 0.5325% 0.5398% 0.5464% 0.5523% 0.5577% 0.5625% 0.5669% 0.5710%
64 0.5806% 0.5032% 0.4813% 0.4589% 0.4681% 0.4854% 0.5011% 0.5116% 0.5266% 0.5388% 0.5393% 0.5485% 0.5566% 0.5640% 0.5706% 0.5767% 0.5821% 0.5871% 0.5916% 0.5957% 0.5994%
65 0.6384% 0.5530% 0.5286% 0.5034% 0.5128% 0.5312% 0.5421% 0.5458% 0.5567% 0.5659% 0.5638% 0.5712% 0.5780% 0.5842% 0.5899% 0.5951% 0.5998% 0.6042% 0.6081% 0.6117% 0.6150%
BIỂU 34: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1046% 0.0788% 0.0693% 0.0591% 0.0556% 0.0539% 0.0525% 0.0514% 0.0512% 0.0512% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502% 0.0502%
19 0.1081% 0.0813% 0.0715% 0.0609% 0.0572% 0.0554% 0.0540% 0.0528% 0.0526% 0.0525% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515% 0.0515%
20 0.1112% 0.0836% 0.0734% 0.0625% 0.0586% 0.0567% 0.0553% 0.0540% 0.0539% 0.0538% 0.0527% 0.0527% 0.0527% 0.0527% 0.0527% 0.0527% 0.0527% 0.0527% 0.0527% 0.0528% 0.0528%
21 0.1136% 0.0853% 0.0749% 0.0637% 0.0597% 0.0579% 0.0564% 0.0551% 0.0550% 0.0549% 0.0538% 0.0538% 0.0538% 0.0538% 0.0538% 0.0538% 0.0539% 0.0539% 0.0539% 0.0539% 0.0539%
22 0.1157% 0.0869% 0.0763% 0.0649% 0.0609% 0.0590% 0.0575% 0.0562% 0.0561% 0.0560% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550% 0.0551% 0.0551% 0.0551% 0.0551%
23 0.1178% 0.0885% 0.0778% 0.0663% 0.0622% 0.0603% 0.0587% 0.0574% 0.0573% 0.0573% 0.0562% 0.0562% 0.0562% 0.0563% 0.0563% 0.0563% 0.0564% 0.0564% 0.0564% 0.0565% 0.0565%
24 0.1207% 0.0907% 0.0797% 0.0678% 0.0636% 0.0617% 0.0602% 0.0589% 0.0588% 0.0587% 0.0577% 0.0577% 0.0577% 0.0577% 0.0578% 0.0578% 0.0579% 0.0579% 0.0579% 0.0580% 0.0580%
25 0.1231% 0.0925% 0.0813% 0.0693% 0.0651% 0.0632% 0.0616% 0.0603% 0.0603% 0.0602% 0.0592% 0.0592% 0.0592% 0.0593% 0.0593% 0.0594% 0.0595% 0.0595% 0.0596% 0.0596% 0.0597%
26 0.1260% 0.0948% 0.0834% 0.0712% 0.0669% 0.0650% 0.0634% 0.0621% 0.0621% 0.0621% 0.0610% 0.0610% 0.0611% 0.0611% 0.0612% 0.0613% 0.0613% 0.0614% 0.0615% 0.0615% 0.0616%
27 0.1300% 0.0978% 0.0861% 0.0735% 0.0691% 0.0671% 0.0655% 0.0642% 0.0641% 0.0641% 0.0630% 0.0631% 0.0632% 0.0632% 0.0633% 0.0634% 0.0635% 0.0636% 0.0637% 0.0637% 0.0638%
28 0.1342% 0.1010% 0.0889% 0.0758% 0.0714% 0.0693% 0.0677% 0.0663% 0.0663% 0.0663% 0.0652% 0.0653% 0.0654% 0.0655% 0.0656% 0.0657% 0.0659% 0.0660% 0.0660% 0.0661% 0.0662%
29 0.1385% 0.1042% 0.0918% 0.0784% 0.0738% 0.0717% 0.0701% 0.0687% 0.0687% 0.0688% 0.0676% 0.0678% 0.0679% 0.0680% 0.0682% 0.0683% 0.0684% 0.0686% 0.0687% 0.0688% 0.0689%
30 0.1435% 0.1080% 0.0951% 0.0813% 0.0765% 0.0744% 0.0727% 0.0713% 0.0714% 0.0715% 0.0704% 0.0705% 0.0707% 0.0709% 0.0711% 0.0712% 0.0714% 0.0715% 0.0717% 0.0718% 0.0719%
31 0.1488% 0.1120% 0.0986% 0.0843% 0.0794% 0.0773% 0.0756% 0.0742% 0.0744% 0.0745% 0.0734% 0.0736% 0.0739% 0.0741% 0.0743% 0.0745% 0.0747% 0.0749% 0.0750% 0.0752% 0.0753%
32 0.1541% 0.1161% 0.1024% 0.0876% 0.0827% 0.0806% 0.0789% 0.0776% 0.0778% 0.0781% 0.0769% 0.0772% 0.0775% 0.0778% 0.0781% 0.0783% 0.0785% 0.0787% 0.0789% 0.0791% 0.0793%
33 0.1610% 0.1214% 0.1070% 0.0917% 0.0866% 0.0845% 0.0829% 0.0816% 0.0820% 0.0823% 0.0812% 0.0816% 0.0819% 0.0823% 0.0826% 0.0829% 0.0831% 0.0833% 0.0836% 0.0838% 0.0839%
34 0.1685% 0.1271% 0.1122% 0.0963% 0.0912% 0.0892% 0.0877% 0.0864% 0.0869% 0.0873% 0.0862% 0.0867% 0.0871% 0.0875% 0.0878% 0.0881% 0.0884% 0.0887% 0.0889% 0.0892% 0.0894%
35 0.1775% 0.1342% 0.1186% 0.1022% 0.0970% 0.0950% 0.0935% 0.0923% 0.0929% 0.0934% 0.0923% 0.0928% 0.0933% 0.0937% 0.0941% 0.0945% 0.0948% 0.0951% 0.0953% 0.0956% 0.0958%
36 0.1895% 0.1434% 0.1269% 0.1096% 0.1042% 0.1022% 0.1007% 0.0994% 0.1001% 0.1007% 0.0995% 0.1001% 0.1006% 0.1011% 0.1015% 0.1019% 0.1022% 0.1025% 0.1028% 0.1031% 0.1033%
37 0.2039% 0.1545% 0.1369% 0.1184% 0.1127% 0.1106% 0.1090% 0.1077% 0.1084% 0.1091% 0.1078% 0.1084% 0.1089% 0.1094% 0.1099% 0.1103% 0.1106% 0.1110% 0.1113% 0.1116% 0.1118%
38 0.2211% 0.1677% 0.1487% 0.1286% 0.1225% 0.1203% 0.1185% 0.1170% 0.1178% 0.1185% 0.1170% 0.1176% 0.1182% 0.1187% 0.1192% 0.1196% 0.1200% 0.1204% 0.1207% 0.1210% 0.1212%
39 0.2407% 0.1826% 0.1619% 0.1401% 0.1334% 0.1309% 0.1289% 0.1272% 0.1280% 0.1287% 0.1270% 0.1277% 0.1283% 0.1288% 0.1293% 0.1297% 0.1301% 0.1305% 0.1308% 0.1311% 0.1314%
40 0.2624% 0.1990% 0.1764% 0.1525% 0.1451% 0.1422% 0.1400% 0.1381% 0.1388% 0.1395% 0.1377% 0.1383% 0.1389% 0.1394% 0.1399% 0.1404% 0.1408% 0.1412% 0.1415% 0.1418% 0.1421%
41 0.2854% 0.2163% 0.1917% 0.1655% 0.1573% 0.1540% 0.1515% 0.1493% 0.1500% 0.1507% 0.1487% 0.1493% 0.1499% 0.1505% 0.1510% 0.1515% 0.1519% 0.1523% 0.1527% 0.1530% 0.1533%
42 0.3094% 0.2343% 0.2074% 0.1788% 0.1698% 0.1661% 0.1633% 0.1608% 0.1615% 0.1622% 0.1600% 0.1607% 0.1613% 0.1619% 0.1624% 0.1629% 0.1634% 0.1638% 0.1642% 0.1645% 0.1648%
43 0.3330% 0.2520% 0.2230% 0.1922% 0.1823% 0.1783% 0.1752% 0.1726% 0.1733% 0.1740% 0.1716% 0.1723% 0.1730% 0.1736% 0.1742% 0.1747% 0.1752% 0.1756% 0.1760% 0.1763% 0.1767%
44 0.3578% 0.2707% 0.2395% 0.2062% 0.1954% 0.1911% 0.1877% 0.1848% 0.1855% 0.1863% 0.1837% 0.1845% 0.1852% 0.1859% 0.1865% 0.1870% 0.1875% 0.1880% 0.1884% 0.1888% 0.1891%
45 0.3832% 0.2897% 0.2561% 0.2204% 0.2089% 0.2042% 0.2006% 0.1975% 0.1983% 0.1992% 0.1964% 0.1972% 0.1980% 0.1987% 0.1994% 0.2000% 0.2005% 0.2010% 0.2014% 0.2018% 0.2022%
46 0.4086% 0.3090% 0.2732% 0.2352% 0.2230% 0.2180% 0.2142% 0.2109% 0.2118% 0.2128% 0.2099% 0.2107% 0.2116% 0.2124% 0.2131% 0.2137% 0.2143% 0.2148% 0.2153% 0.2157% 0.2161%
47 0.4365% 0.3301% 0.2919% 0.2513% 0.2383% 0.2331% 0.2290% 0.2256% 0.2266% 0.2276% 0.2245% 0.2255% 0.2264% 0.2272% 0.2279% 0.2286% 0.2292% 0.2298% 0.2303% 0.2308% 0.2312%
48 0.4666% 0.3529% 0.3121% 0.2688% 0.2549% 0.2493% 0.2451% 0.2414% 0.2425% 0.2437% 0.2404% 0.2414% 0.2423% 0.2432% 0.2440% 0.2447% 0.2454% 0.2460% 0.2465% 0.2470% 0.2475%
49 0.4990% 0.3774% 0.3338% 0.2876% 0.2728% 0.2670% 0.2625% 0.2587% 0.2599% 0.2611% 0.2575% 0.2586% 0.2596% 0.2605% 0.2614% 0.2621% 0.2628% 0.2635% 0.2641% 0.2646% 0.2651%
50 0.5342% 0.4042% 0.3576% 0.3082% 0.2925% 0.2864% 0.2816% 0.2775% 0.2787% 0.2800% 0.2761% 0.2773% 0.2783% 0.2793% 0.2802% 0.2810% 0.2817% 0.2824% 0.2830% 0.2836% 0.2841%
51 0.5727% 0.4335% 0.3836% 0.3309% 0.3142% 0.3076% 0.3024% 0.2980% 0.2992% 0.3005% 0.2963% 0.2974% 0.2985% 0.2995% 0.3004% 0.3013% 0.3021% 0.3028% 0.3035% 0.3041% 0.3046%
52 0.6160% 0.4664% 0.4128% 0.3561% 0.3380% 0.3308% 0.3251% 0.3201% 0.3213% 0.3225% 0.3179% 0.3190% 0.3202% 0.3212% 0.3222% 0.3231% 0.3239% 0.3247% 0.3254% 0.3260% 0.3266%
53 0.6636% 0.5023% 0.4445% 0.3830% 0.3633% 0.3552% 0.3488% 0.3432% 0.3443% 0.3455% 0.3405% 0.3417% 0.3428% 0.3440% 0.3450% 0.3460% 0.3469% 0.3477% 0.3484% 0.3490% 0.3496%
54 0.7130% 0.5394% 0.4771% 0.4107% 0.3892% 0.3801% 0.3730% 0.3668% 0.3678% 0.3690% 0.3636% 0.3649% 0.3662% 0.3674% 0.3685% 0.3696% 0.3705% 0.3714% 0.3721% 0.3727% 0.3733%
55 0.7635% 0.5772% 0.5102% 0.4386% 0.4150% 0.4050% 0.3972% 0.3905% 0.3916% 0.3929% 0.3872% 0.3887% 0.3901% 0.3914% 0.3927% 0.3939% 0.3949% 0.3958% 0.3964% 0.3970% 0.3976%
56 0.8134% 0.6144% 0.5426% 0.4658% 0.4405% 0.4297% 0.4214% 0.4144% 0.4157% 0.4173% 0.4114% 0.4132% 0.4148% 0.4164% 0.4178% 0.4191% 0.4201% 0.4209% 0.4216% 0.4221% 0.4226%
57 0.8615% 0.6503% 0.5741% 0.4926% 0.4659% 0.4547% 0.4462% 0.4392% 0.4410% 0.4430% 0.4371% 0.4392% 0.4411% 0.4430% 0.4445% 0.4457% 0.4466% 0.4474% 0.4480% 0.4485% 0.4490%
58 0.9093% 0.6864% 0.6061% 0.5206% 0.4929% 0.4817% 0.4734% 0.4665% 0.4690% 0.4716% 0.4656% 0.4681% 0.4704% 0.4723% 0.4737% 0.4748% 0.4756% 0.4763% 0.4768% 0.4773% 0.4777%
59 0.9612% 0.7262% 0.6418% 0.5523% 0.5240% 0.5132% 0.5052% 0.4986% 0.5018% 0.5050% 0.4989% 0.5019% 0.5041% 0.5057% 0.5068% 0.5077% 0.5083% 0.5088% 0.5092% 0.5095% 0.5098%
60 1.0225% 0.7736% 0.6845% 0.5907% 0.5618% 0.5514% 0.5437% 0.5372% 0.5411% 0.5449% 0.5386% 0.5413% 0.5429% 0.5439% 0.5446% 0.5451% 0.5454% 0.5456% 0.5458% 0.5459% 0.5460%
61 1.0979% 0.8321% 0.7375% 0.6383% 0.6085% 0.5981% 0.5904% 0.5838% 0.5882% 0.5925% 0.5846% 0.5861% 0.5867% 0.5869% 0.5869% 0.5868% 0.5866% 0.5864% 0.5862% 0.5860% 0.5858%
62 1.1936% 0.9060% 0.8041% 0.6973% 0.6655% 0.6544% 0.6461% 0.6387% 0.6435% 0.6463% 0.6352% 0.6349% 0.6341% 0.6332% 0.6322% 0.6313% 0.6304% 0.6296% 0.6289% 0.6283% 0.6277%
63 1.3098% 0.9949% 0.8835% 0.7664% 0.7313% 0.7189% 0.7093% 0.7009% 0.7028% 0.7016% 0.6866% 0.6840% 0.6814% 0.6790% 0.6768% 0.6748% 0.6730% 0.6715% 0.6701% 0.6689% 0.6678%
64 1.4428% 1.0957% 0.9727% 0.8431% 0.8037% 0.7892% 0.7780% 0.7631% 0.7582% 0.7523% 0.7327% 0.7273% 0.7225% 0.7183% 0.7147% 0.7115% 0.7087% 0.7062% 0.7040% 0.7021% 0.7004%
65 1.5859% 1.2037% 1.0678% 0.9241% 0.8798% 0.8630% 0.8407% 0.8132% 0.8007% 0.7892% 0.7650% 0.7565% 0.7493% 0.7432% 0.7379% 0.7333% 0.7294% 0.7260% 0.7230% 0.7203% 0.7180%
BIỂU 35: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0740% 0.0635% 0.0602% 0.0564% 0.0566% 0.0579% 0.0590% 0.0600% 0.0620% 0.0638% 0.0643% 0.0659% 0.0673% 0.0686% 0.0698% 0.0709% 0.0718% 0.0728% 0.0736% 0.0743% 0.0750%
19 0.0765% 0.0656% 0.0621% 0.0581% 0.0583% 0.0595% 0.0607% 0.0617% 0.0637% 0.0655% 0.0661% 0.0676% 0.0691% 0.0704% 0.0716% 0.0727% 0.0737% 0.0747% 0.0755% 0.0763% 0.0770%
20 0.0787% 0.0674% 0.0638% 0.0596% 0.0597% 0.0610% 0.0621% 0.0631% 0.0652% 0.0671% 0.0676% 0.0692% 0.0707% 0.0721% 0.0733% 0.0744% 0.0755% 0.0764% 0.0773% 0.0781% 0.0788%
21 0.0804% 0.0688% 0.0651% 0.0608% 0.0609% 0.0622% 0.0634% 0.0644% 0.0665% 0.0685% 0.0690% 0.0707% 0.0722% 0.0736% 0.0749% 0.0760% 0.0771% 0.0781% 0.0790% 0.0798% 0.0805%
22 0.0819% 0.0701% 0.0663% 0.0619% 0.0621% 0.0634% 0.0646% 0.0657% 0.0679% 0.0699% 0.0705% 0.0722% 0.0737% 0.0752% 0.0765% 0.0777% 0.0788% 0.0798% 0.0807% 0.0816% 0.0824%
23 0.0834% 0.0714% 0.0676% 0.0632% 0.0634% 0.0647% 0.0660% 0.0672% 0.0694% 0.0715% 0.0721% 0.0738% 0.0755% 0.0769% 0.0783% 0.0796% 0.0807% 0.0817% 0.0827% 0.0836% 0.0844%
24 0.0854% 0.0732% 0.0692% 0.0647% 0.0648% 0.0663% 0.0676% 0.0688% 0.0711% 0.0733% 0.0739% 0.0757% 0.0774% 0.0789% 0.0804% 0.0817% 0.0828% 0.0839% 0.0849% 0.0858% 0.0867%
25 0.0871% 0.0746% 0.0706% 0.0661% 0.0663% 0.0679% 0.0693% 0.0705% 0.0729% 0.0752% 0.0758% 0.0777% 0.0795% 0.0811% 0.0825% 0.0839% 0.0851% 0.0863% 0.0873% 0.0882% 0.0891%
26 0.0892% 0.0765% 0.0725% 0.0679% 0.0682% 0.0698% 0.0713% 0.0726% 0.0751% 0.0774% 0.0781% 0.0801% 0.0819% 0.0836% 0.0851% 0.0865% 0.0878% 0.0890% 0.0901% 0.0911% 0.0920%
27 0.0920% 0.0789% 0.0748% 0.0701% 0.0704% 0.0721% 0.0736% 0.0750% 0.0776% 0.0800% 0.0808% 0.0828% 0.0847% 0.0865% 0.0881% 0.0896% 0.0909% 0.0922% 0.0933% 0.0944% 0.0953%
28 0.0950% 0.0815% 0.0772% 0.0723% 0.0727% 0.0745% 0.0761% 0.0776% 0.0802% 0.0828% 0.0836% 0.0858% 0.0878% 0.0896% 0.0913% 0.0929% 0.0943% 0.0956% 0.0968% 0.0979% 0.0989%
29 0.0980% 0.0841% 0.0797% 0.0748% 0.0752% 0.0771% 0.0788% 0.0803% 0.0831% 0.0858% 0.0867% 0.0890% 0.0911% 0.0930% 0.0948% 0.0965% 0.0980% 0.0994% 0.1007% 0.1018% 0.1029%
30 0.1016% 0.0872% 0.0826% 0.0775% 0.0780% 0.0799% 0.0818% 0.0834% 0.0864% 0.0892% 0.0902% 0.0926% 0.0949% 0.0970% 0.0989% 0.1006% 0.1022% 0.1037% 0.1051% 0.1063% 0.1074%
31 0.1053% 0.0904% 0.0856% 0.0804% 0.0809% 0.0830% 0.0850% 0.0868% 0.0900% 0.0930% 0.0941% 0.0967% 0.0991% 0.1014% 0.1034% 0.1053% 0.1070% 0.1086% 0.1100% 0.1113% 0.1125%
32 0.1091% 0.0937% 0.0889% 0.0836% 0.0843% 0.0866% 0.0887% 0.0907% 0.0942% 0.0974% 0.0987% 0.1015% 0.1040% 0.1064% 0.1086% 0.1106% 0.1125% 0.1142% 0.1157% 0.1171% 0.1184%
33 0.1139% 0.0979% 0.0929% 0.0875% 0.0883% 0.0908% 0.0933% 0.0955% 0.0992% 0.1027% 0.1041% 0.1072% 0.1100% 0.1125% 0.1149% 0.1170% 0.1190% 0.1208% 0.1225% 0.1240% 0.1254%
34 0.1192% 0.1025% 0.0974% 0.0919% 0.0930% 0.0959% 0.0986% 0.1011% 0.1052% 0.1090% 0.1106% 0.1138% 0.1169% 0.1196% 0.1222% 0.1245% 0.1267% 0.1286% 0.1304% 0.1320% 0.1335%
35 0.1256% 0.1083% 0.1030% 0.0975% 0.0989% 0.1021% 0.1052% 0.1079% 0.1124% 0.1166% 0.1183% 0.1219% 0.1252% 0.1282% 0.1309% 0.1334% 0.1357% 0.1378% 0.1398% 0.1415% 0.1431%
36 0.1341% 0.1157% 0.1103% 0.1045% 0.1062% 0.1098% 0.1132% 0.1163% 0.1212% 0.1257% 0.1276% 0.1315% 0.1350% 0.1382% 0.1412% 0.1439% 0.1464% 0.1487% 0.1507% 0.1526% 0.1544%
37 0.1443% 0.1246% 0.1189% 0.1129% 0.1148% 0.1189% 0.1226% 0.1260% 0.1312% 0.1362% 0.1382% 0.1424% 0.1462% 0.1497% 0.1529% 0.1558% 0.1585% 0.1609% 0.1632% 0.1652% 0.1671%
38 0.1565% 0.1353% 0.1291% 0.1227% 0.1248% 0.1293% 0.1333% 0.1369% 0.1426% 0.1479% 0.1501% 0.1546% 0.1587% 0.1624% 0.1659% 0.1690% 0.1719% 0.1746% 0.1770% 0.1792% 0.1812%
39 0.1703% 0.1473% 0.1406% 0.1336% 0.1359% 0.1407% 0.1450% 0.1488% 0.1550% 0.1607% 0.1630% 0.1678% 0.1722% 0.1762% 0.1799% 0.1833% 0.1864% 0.1892% 0.1918% 0.1942% 0.1964%
40 0.1857% 0.1605% 0.1532% 0.1455% 0.1479% 0.1529% 0.1575% 0.1615% 0.1681% 0.1742% 0.1766% 0.1818% 0.1865% 0.1908% 0.1948% 0.1984% 0.2017% 0.2048% 0.2075% 0.2101% 0.2124%
41 0.2019% 0.1745% 0.1665% 0.1579% 0.1603% 0.1656% 0.1704% 0.1747% 0.1817% 0.1882% 0.1908% 0.1963% 0.2013% 0.2060% 0.2102% 0.2141% 0.2177% 0.2209% 0.2239% 0.2266% 0.2291%
42 0.2189% 0.1890% 0.1801% 0.1706% 0.1730% 0.1786% 0.1837% 0.1882% 0.1956% 0.2026% 0.2053% 0.2112% 0.2166% 0.2216% 0.2261% 0.2303% 0.2341% 0.2376% 0.2407% 0.2436% 0.2463%
43 0.2356% 0.2033% 0.1937% 0.1834% 0.1859% 0.1917% 0.1971% 0.2019% 0.2099% 0.2173% 0.2202% 0.2265% 0.2323% 0.2376% 0.2425% 0.2469% 0.2510% 0.2547% 0.2581% 0.2612% 0.2640%
44 0.2531% 0.2184% 0.2080% 0.1967% 0.1992% 0.2055% 0.2112% 0.2163% 0.2248% 0.2327% 0.2358% 0.2425% 0.2487% 0.2544% 0.2596% 0.2644% 0.2687% 0.2727% 0.2763% 0.2796% 0.2827%
45 0.2711% 0.2337% 0.2224% 0.2102% 0.2129% 0.2196% 0.2257% 0.2312% 0.2403% 0.2488% 0.2521% 0.2593% 0.2659% 0.2720% 0.2776% 0.2827% 0.2873% 0.2916% 0.2955% 0.2990% 0.3022%
46 0.2890% 0.2492% 0.2373% 0.2244% 0.2273% 0.2344% 0.2410% 0.2469% 0.2567% 0.2658% 0.2694% 0.2771% 0.2842% 0.2908% 0.2967% 0.3022% 0.3071% 0.3116% 0.3158% 0.3196% 0.3231%
47 0.3087% 0.2662% 0.2535% 0.2398% 0.2429% 0.2506% 0.2577% 0.2641% 0.2746% 0.2844% 0.2882% 0.2965% 0.3041% 0.3111% 0.3175% 0.3233% 0.3286% 0.3334% 0.3379% 0.3419% 0.3456%
48 0.3300% 0.2847% 0.2710% 0.2564% 0.2599% 0.2682% 0.2758% 0.2827% 0.2940% 0.3045% 0.3086% 0.3175% 0.3256% 0.3331% 0.3399% 0.3461% 0.3518% 0.3570% 0.3617% 0.3661% 0.3700%
49 0.3529% 0.3044% 0.2899% 0.2744% 0.2782% 0.2872% 0.2955% 0.3029% 0.3150% 0.3263% 0.3307% 0.3402% 0.3489% 0.3568% 0.3641% 0.3708% 0.3768% 0.3824% 0.3875% 0.3921% 0.3964%
50 0.3778% 0.3260% 0.3105% 0.2940% 0.2983% 0.3080% 0.3170% 0.3250% 0.3380% 0.3501% 0.3547% 0.3648% 0.3741% 0.3826% 0.3904% 0.3975% 0.4040% 0.4099% 0.4153% 0.4203% 0.4248%
51 0.4050% 0.3496% 0.3331% 0.3157% 0.3204% 0.3309% 0.3405% 0.3490% 0.3628% 0.3757% 0.3806% 0.3914% 0.4013% 0.4104% 0.4187% 0.4263% 0.4332% 0.4396% 0.4454% 0.4507% 0.4556%
52 0.4355% 0.3761% 0.3585% 0.3397% 0.3447% 0.3559% 0.3660% 0.3749% 0.3896% 0.4033% 0.4084% 0.4199% 0.4304% 0.4401% 0.4490% 0.4572% 0.4646% 0.4714% 0.4776% 0.4833% 0.4884%
53 0.4692% 0.4050% 0.3860% 0.3655% 0.3705% 0.3822% 0.3928% 0.4021% 0.4177% 0.4322% 0.4375% 0.4498% 0.4610% 0.4714% 0.4809% 0.4896% 0.4976% 0.5049% 0.5115% 0.5175% 0.5229%
54 0.5041% 0.4350% 0.4143% 0.3919% 0.3969% 0.4091% 0.4201% 0.4297% 0.4462% 0.4616% 0.4673% 0.4804% 0.4925% 0.5036% 0.5138% 0.5231% 0.5316% 0.5394% 0.5463% 0.5526% 0.5584%
55 0.5397% 0.4654% 0.4430% 0.4185% 0.4233% 0.4359% 0.4474% 0.4576% 0.4751% 0.4916% 0.4977% 0.5118% 0.5248% 0.5367% 0.5476% 0.5576% 0.5667% 0.5748% 0.5821% 0.5888% 0.5948%
56 0.5749% 0.4954% 0.4711% 0.4445% 0.4493% 0.4625% 0.4747% 0.4857% 0.5045% 0.5222% 0.5290% 0.5442% 0.5582% 0.5710% 0.5828% 0.5934% 0.6029% 0.6114% 0.6191% 0.6261% 0.6324%
57 0.6089% 0.5243% 0.4984% 0.4701% 0.4753% 0.4895% 0.5028% 0.5149% 0.5353% 0.5546% 0.5622% 0.5786% 0.5937% 0.6076% 0.6201% 0.6312% 0.6411% 0.6501% 0.6581% 0.6654% 0.6720%
58 0.6426% 0.5534% 0.5262% 0.4968% 0.5029% 0.5187% 0.5335% 0.5471% 0.5694% 0.5905% 0.5991% 0.6170% 0.6334% 0.6481% 0.6611% 0.6727% 0.6830% 0.6923% 0.7006% 0.7082% 0.7151%
59 0.6792% 0.5854% 0.5572% 0.5271% 0.5347% 0.5526% 0.5695% 0.5848% 0.6094% 0.6326% 0.6422% 0.6617% 0.6790% 0.6942% 0.7076% 0.7195% 0.7302% 0.7398% 0.7484% 0.7563% 0.7634%
60 0.7225% 0.6236% 0.5943% 0.5638% 0.5733% 0.5939% 0.6131% 0.6304% 0.6575% 0.6828% 0.6935% 0.7139% 0.7316% 0.7470% 0.7606% 0.7728% 0.7837% 0.7935% 0.8024% 0.8104% 0.8177%
61 0.7757% 0.6706% 0.6403% 0.6093% 0.6211% 0.6445% 0.6660% 0.6853% 0.7150% 0.7427% 0.7531% 0.7734% 0.7909% 0.8063% 0.8200% 0.8323% 0.8433% 0.8532% 0.8621% 0.8702% 0.8776%
62 0.8431% 0.7302% 0.6981% 0.6656% 0.6794% 0.7053% 0.7291% 0.7501% 0.7826% 0.8106% 0.8187% 0.8382% 0.8553% 0.8703% 0.8838% 0.8958% 0.9066% 0.9164% 0.9253% 0.9333% 0.9406%
63 0.9251% 0.8017% 0.7669% 0.7317% 0.7468% 0.7750% 0.8007% 0.8234% 0.8551% 0.8804% 0.8853% 0.9034% 0.9194% 0.9337% 0.9464% 0.9579% 0.9683% 0.9777% 0.9862% 0.9940% 1.0010%
64 1.0187% 0.8828% 0.8444% 0.8050% 0.8208% 0.8511% 0.8786% 0.8969% 0.9230% 0.9444% 0.9453% 0.9612% 0.9755% 0.9883% 0.9999% 1.0105% 1.0200% 1.0287% 1.0366% 1.0437% 1.0503%
65 1.1195% 0.9697% 0.9268% 0.8825% 0.8988% 0.9310% 0.9498% 0.9563% 0.9752% 0.9914% 0.9875% 1.0004% 1.0123% 1.0231% 1.0330% 1.0421% 1.0504% 1.0580% 1.0649% 1.0712% 1.0769%
BIỂU 36: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0960% 0.0902% 0.0889% 0.0849% 0.0845% 0.0847% 0.0844% 0.0839% 0.0846% 0.0853% 0.0842% 0.0846% 0.0850% 0.0853% 0.0856% 0.0858% 0.0860% 0.0862% 0.0864% 0.0865% 0.0867%
19 0.0992% 0.0931% 0.0916% 0.0875% 0.0869% 0.0871% 0.0868% 0.0861% 0.0869% 0.0875% 0.0865% 0.0869% 0.0873% 0.0876% 0.0878% 0.0881% 0.0883% 0.0885% 0.0887% 0.0888% 0.0889%
20 0.1020% 0.0957% 0.0941% 0.0897% 0.0890% 0.0892% 0.0888% 0.0882% 0.0890% 0.0896% 0.0885% 0.0889% 0.0893% 0.0896% 0.0899% 0.0902% 0.0904% 0.0906% 0.0908% 0.0909% 0.0911%
21 0.1042% 0.0977% 0.0960% 0.0915% 0.0908% 0.0910% 0.0906% 0.0900% 0.0908% 0.0914% 0.0903% 0.0908% 0.0912% 0.0915% 0.0918% 0.0921% 0.0923% 0.0925% 0.0927% 0.0929% 0.0930%
22 0.1062% 0.0995% 0.0978% 0.0932% 0.0926% 0.0928% 0.0924% 0.0918% 0.0926% 0.0933% 0.0922% 0.0927% 0.0931% 0.0935% 0.0938% 0.0941% 0.0944% 0.0946% 0.0948% 0.0950% 0.0951%
23 0.1081% 0.1015% 0.0998% 0.0951% 0.0945% 0.0947% 0.0944% 0.0938% 0.0947% 0.0955% 0.0943% 0.0949% 0.0953% 0.0957% 0.0960% 0.0963% 0.0966% 0.0969% 0.0971% 0.0973% 0.0975%
24 0.1108% 0.1039% 0.1021% 0.0973% 0.0967% 0.0970% 0.0967% 0.0961% 0.0971% 0.0979% 0.0967% 0.0973% 0.0978% 0.0982% 0.0986% 0.0989% 0.0992% 0.0994% 0.0997% 0.0999% 0.1001%
25 0.1130% 0.1060% 0.1042% 0.0995% 0.0990% 0.0993% 0.0991% 0.0985% 0.0995% 0.1004% 0.0993% 0.0999% 0.1004% 0.1008% 0.1012% 0.1016% 0.1019% 0.1022% 0.1025% 0.1027% 0.1029%
26 0.1157% 0.1086% 0.1069% 0.1022% 0.1017% 0.1022% 0.1020% 0.1014% 0.1025% 0.1034% 0.1023% 0.1029% 0.1035% 0.1040% 0.1044% 0.1048% 0.1052% 0.1055% 0.1058% 0.1060% 0.1063%
27 0.1193% 0.1121% 0.1104% 0.1055% 0.1050% 0.1055% 0.1053% 0.1048% 0.1059% 0.1068% 0.1057% 0.1064% 0.1070% 0.1076% 0.1080% 0.1085% 0.1089% 0.1092% 0.1095% 0.1098% 0.1101%
28 0.1232% 0.1157% 0.1139% 0.1089% 0.1085% 0.1090% 0.1088% 0.1083% 0.1095% 0.1105% 0.1094% 0.1102% 0.1108% 0.1114% 0.1120% 0.1124% 0.1129% 0.1133% 0.1136% 0.1139% 0.1142%
29 0.1271% 0.1194% 0.1177% 0.1126% 0.1122% 0.1127% 0.1126% 0.1121% 0.1135% 0.1146% 0.1134% 0.1143% 0.1150% 0.1157% 0.1163% 0.1168% 0.1173% 0.1178% 0.1181% 0.1185% 0.1188%
30 0.1317% 0.1238% 0.1220% 0.1167% 0.1163% 0.1169% 0.1169% 0.1165% 0.1179% 0.1191% 0.1180% 0.1190% 0.1198% 0.1206% 0.1212% 0.1218% 0.1224% 0.1229% 0.1233% 0.1237% 0.1241%
31 0.1365% 0.1283% 0.1264% 0.1210% 0.1207% 0.1215% 0.1216% 0.1212% 0.1228% 0.1242% 0.1232% 0.1242% 0.1252% 0.1260% 0.1268% 0.1275% 0.1281% 0.1286% 0.1291% 0.1295% 0.1299%
32 0.1414% 0.1331% 0.1312% 0.1258% 0.1257% 0.1266% 0.1269% 0.1267% 0.1285% 0.1301% 0.1291% 0.1303% 0.1314% 0.1323% 0.1332% 0.1339% 0.1346% 0.1352% 0.1358% 0.1363% 0.1367%
33 0.1477% 0.1391% 0.1372% 0.1316% 0.1317% 0.1329% 0.1333% 0.1333% 0.1354% 0.1372% 0.1362% 0.1376% 0.1388% 0.1399% 0.1408% 0.1417% 0.1424% 0.1431% 0.1437% 0.1443% 0.1448%
34 0.1546% 0.1456% 0.1438% 0.1383% 0.1387% 0.1402% 0.1409% 0.1411% 0.1435% 0.1455% 0.1446% 0.1462% 0.1475% 0.1487% 0.1498% 0.1507% 0.1516% 0.1523% 0.1530% 0.1536% 0.1541%
35 0.1629% 0.1538% 0.1521% 0.1467% 0.1474% 0.1494% 0.1504% 0.1507% 0.1534% 0.1556% 0.1548% 0.1565% 0.1580% 0.1593% 0.1605% 0.1615% 0.1624% 0.1632% 0.1640% 0.1646% 0.1652%
36 0.1739% 0.1643% 0.1627% 0.1573% 0.1583% 0.1606% 0.1618% 0.1623% 0.1653% 0.1678% 0.1669% 0.1687% 0.1704% 0.1718% 0.1731% 0.1742% 0.1752% 0.1760% 0.1768% 0.1776% 0.1782%
37 0.1871% 0.1770% 0.1754% 0.1699% 0.1712% 0.1739% 0.1752% 0.1758% 0.1790% 0.1817% 0.1807% 0.1827% 0.1845% 0.1860% 0.1873% 0.1885% 0.1896% 0.1905% 0.1914% 0.1922% 0.1928%
38 0.2029% 0.1921% 0.1905% 0.1846% 0.1861% 0.1890% 0.1905% 0.1910% 0.1945% 0.1974% 0.1962% 0.1983% 0.2002% 0.2018% 0.2032% 0.2045% 0.2056% 0.2066% 0.2075% 0.2084% 0.2091%
39 0.2209% 0.2092% 0.2075% 0.2011% 0.2027% 0.2057% 0.2072% 0.2077% 0.2113% 0.2143% 0.2130% 0.2153% 0.2172% 0.2189% 0.2204% 0.2218% 0.2229% 0.2240% 0.2250% 0.2258% 0.2266%
40 0.2407% 0.2279% 0.2260% 0.2189% 0.2204% 0.2235% 0.2250% 0.2253% 0.2291% 0.2323% 0.2308% 0.2332% 0.2352% 0.2370% 0.2386% 0.2400% 0.2412% 0.2424% 0.2434% 0.2443% 0.2451%
41 0.2618% 0.2478% 0.2456% 0.2376% 0.2389% 0.2421% 0.2434% 0.2437% 0.2476% 0.2510% 0.2493% 0.2517% 0.2539% 0.2558% 0.2575% 0.2589% 0.2602% 0.2614% 0.2625% 0.2634% 0.2643%
42 0.2838% 0.2683% 0.2657% 0.2566% 0.2579% 0.2610% 0.2623% 0.2625% 0.2666% 0.2702% 0.2682% 0.2708% 0.2731% 0.2751% 0.2769% 0.2784% 0.2798% 0.2811% 0.2822% 0.2832% 0.2841%
43 0.3054% 0.2886% 0.2858% 0.2758% 0.2770% 0.2802% 0.2815% 0.2816% 0.2860% 0.2897% 0.2876% 0.2904% 0.2928% 0.2950% 0.2968% 0.2985% 0.3000% 0.3013% 0.3025% 0.3036% 0.3045%
44 0.3282% 0.3100% 0.3068% 0.2958% 0.2969% 0.3002% 0.3015% 0.3015% 0.3062% 0.3102% 0.3080% 0.3109% 0.3135% 0.3158% 0.3178% 0.3196% 0.3212% 0.3226% 0.3238% 0.3250% 0.3260%
45 0.3514% 0.3318% 0.3281% 0.3162% 0.3173% 0.3208% 0.3222% 0.3222% 0.3273% 0.3316% 0.3292% 0.3324% 0.3351% 0.3376% 0.3397% 0.3416% 0.3433% 0.3448% 0.3462% 0.3474% 0.3485%
46 0.3748% 0.3538% 0.3500% 0.3374% 0.3386% 0.3425% 0.3440% 0.3441% 0.3495% 0.3542% 0.3517% 0.3551% 0.3581% 0.3607% 0.3630% 0.3651% 0.3669% 0.3685% 0.3699% 0.3712% 0.3724%
47 0.4002% 0.3779% 0.3739% 0.3606% 0.3619% 0.3661% 0.3678% 0.3680% 0.3738% 0.3788% 0.3762% 0.3799% 0.3831% 0.3859% 0.3884% 0.3905% 0.3925% 0.3942% 0.3957% 0.3971% 0.3984%
48 0.4279% 0.4041% 0.3997% 0.3855% 0.3870% 0.3916% 0.3935% 0.3938% 0.4002% 0.4056% 0.4027% 0.4067% 0.4101% 0.4131% 0.4157% 0.4180% 0.4201% 0.4219% 0.4236% 0.4250% 0.4264%
49 0.4575% 0.4321% 0.4275% 0.4125% 0.4142% 0.4193% 0.4215% 0.4219% 0.4287% 0.4345% 0.4314% 0.4356% 0.4393% 0.4424% 0.4452% 0.4477% 0.4499% 0.4518% 0.4536% 0.4552% 0.4566%
50 0.4898% 0.4627% 0.4579% 0.4420% 0.4441% 0.4497% 0.4521% 0.4525% 0.4598% 0.4659% 0.4626% 0.4670% 0.4708% 0.4742% 0.4771% 0.4798% 0.4821% 0.4842% 0.4861% 0.4878% 0.4893%
51 0.5250% 0.4961% 0.4912% 0.4745% 0.4769% 0.4829% 0.4855% 0.4858% 0.4935% 0.4999% 0.4962% 0.5009% 0.5049% 0.5085% 0.5116% 0.5144% 0.5169% 0.5191% 0.5212% 0.5230% 0.5246%
52 0.5646% 0.5337% 0.5286% 0.5106% 0.5130% 0.5193% 0.5217% 0.5218% 0.5298% 0.5365% 0.5323% 0.5372% 0.5415% 0.5452% 0.5485% 0.5515% 0.5542% 0.5566% 0.5587% 0.5606% 0.5623%
53 0.6082% 0.5748% 0.5690% 0.5492% 0.5514% 0.5576% 0.5598% 0.5594% 0.5677% 0.5747% 0.5701% 0.5752% 0.5797% 0.5837% 0.5873% 0.5905% 0.5933% 0.5959% 0.5981% 0.6001% 0.6018%
54 0.6534% 0.6172% 0.6107% 0.5888% 0.5905% 0.5966% 0.5984% 0.5977% 0.6063% 0.6137% 0.6087% 0.6142% 0.6191% 0.6234% 0.6272% 0.6307% 0.6337% 0.6364% 0.6387% 0.6407% 0.6425%
55 0.6996% 0.6603% 0.6529% 0.6286% 0.6296% 0.6356% 0.6372% 0.6363% 0.6454% 0.6533% 0.6481% 0.6541% 0.6594% 0.6641% 0.6683% 0.6721% 0.6753% 0.6780% 0.6804% 0.6824% 0.6842%
56 0.7452% 0.7028% 0.6943% 0.6676% 0.6682% 0.6742% 0.6760% 0.6751% 0.6851% 0.6937% 0.6886% 0.6952% 0.7011% 0.7063% 0.7109% 0.7149% 0.7182% 0.7209% 0.7233% 0.7254% 0.7272%
57 0.7892% 0.7438% 0.7345% 0.7060% 0.7066% 0.7133% 0.7157% 0.7154% 0.7266% 0.7364% 0.7314% 0.7388% 0.7454% 0.7512% 0.7561% 0.7601% 0.7634% 0.7661% 0.7685% 0.7706% 0.7724%
58 0.8328% 0.7850% 0.7754% 0.7459% 0.7474% 0.7556% 0.7592% 0.7599% 0.7726% 0.7837% 0.7790% 0.7874% 0.7948% 0.8009% 0.8057% 0.8096% 0.8128% 0.8155% 0.8178% 0.8198% 0.8215%
59 0.8803% 0.8304% 0.8209% 0.7912% 0.7945% 0.8047% 0.8100% 0.8119% 0.8264% 0.8390% 0.8346% 0.8440% 0.8515% 0.8573% 0.8618% 0.8654% 0.8684% 0.8709% 0.8731% 0.8749% 0.8766%
60 0.9363% 0.8844% 0.8754% 0.8460% 0.8517% 0.8645% 0.8715% 0.8746% 0.8910% 0.9051% 0.9006% 0.9100% 0.9167% 0.9218% 0.9258% 0.9289% 0.9315% 0.9336% 0.9355% 0.9370% 0.9384%
61 1.0051% 0.9511% 0.9430% 0.9141% 0.9223% 0.9376% 0.9462% 0.9501% 0.9682% 0.9838% 0.9773% 0.9849% 0.9904% 0.9943% 0.9973% 0.9996% 1.0015% 1.0031% 1.0044% 1.0055% 1.0065%
62 1.0925% 1.0353% 1.0279% 0.9982% 1.0082% 1.0255% 1.0350% 1.0392% 1.0589% 1.0727% 1.0615% 1.0666% 1.0700% 1.0723% 1.0739% 1.0750% 1.0759% 1.0766% 1.0772% 1.0776% 1.0780%
63 1.1985% 1.1366% 1.1290% 1.0968% 1.1076% 1.1261% 1.1359% 1.1398% 1.1560% 1.1641% 1.1468% 1.1486% 1.1492% 1.1493% 1.1490% 1.1486% 1.1481% 1.1476% 1.1472% 1.1467% 1.1463%
64 1.3197% 1.2513% 1.2426% 1.2061% 1.2167% 1.2357% 1.2453% 1.2405% 1.2467% 1.2475% 1.2233% 1.2208% 1.2180% 1.2153% 1.2127% 1.2104% 1.2082% 1.2063% 1.2046% 1.2031% 1.2017%
65 1.4502% 1.3741% 1.3635% 1.3215% 1.3314% 1.3507% 1.3452% 1.3214% 1.3159% 1.3082% 1.2766% 1.2692% 1.2625% 1.2566% 1.2515% 1.2469% 1.2429% 1.2394% 1.2363% 1.2336% 1.2311%
BIỂU 37: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1366% 0.0949% 0.1110% 0.1040% 0.1044% 0.1068% 0.1089% 0.1107% 0.1144% 0.1177% 0.1187% 0.1215% 0.1241% 0.1265% 0.1287% 0.1307% 0.1325% 0.1342% 0.1357% 0.1371% 0.1384%
19 0.1410% 0.0979% 0.1145% 0.1071% 0.1074% 0.1098% 0.1119% 0.1137% 0.1174% 0.1209% 0.1218% 0.1247% 0.1274% 0.1298% 0.1321% 0.1341% 0.1360% 0.1377% 0.1393% 0.1407% 0.1420%
20 0.1451% 0.1006% 0.1176% 0.1099% 0.1101% 0.1124% 0.1146% 0.1164% 0.1202% 0.1237% 0.1247% 0.1276% 0.1304% 0.1329% 0.1352% 0.1373% 0.1392% 0.1410% 0.1426% 0.1440% 0.1454%
21 0.1482% 0.1027% 0.1200% 0.1121% 0.1123% 0.1147% 0.1169% 0.1188% 0.1226% 0.1263% 0.1273% 0.1303% 0.1331% 0.1357% 0.1381% 0.1402% 0.1422% 0.1440% 0.1456% 0.1472% 0.1485%
22 0.1510% 0.1046% 0.1222% 0.1142% 0.1144% 0.1169% 0.1192% 0.1212% 0.1252% 0.1289% 0.1300% 0.1331% 0.1360% 0.1386% 0.1411% 0.1433% 0.1453% 0.1472% 0.1489% 0.1505% 0.1519%
23 0.1538% 0.1066% 0.1247% 0.1165% 0.1168% 0.1194% 0.1218% 0.1239% 0.1280% 0.1318% 0.1329% 0.1362% 0.1392% 0.1419% 0.1444% 0.1467% 0.1488% 0.1507% 0.1525% 0.1541% 0.1556%
24 0.1575% 0.1092% 0.1276% 0.1192% 0.1196% 0.1222% 0.1247% 0.1269% 0.1312% 0.1351% 0.1363% 0.1397% 0.1427% 0.1456% 0.1482% 0.1506% 0.1528% 0.1548% 0.1566% 0.1583% 0.1598%
25 0.1607% 0.1114% 0.1302% 0.1219% 0.1223% 0.1252% 0.1278% 0.1301% 0.1345% 0.1386% 0.1399% 0.1434% 0.1466% 0.1495% 0.1522% 0.1547% 0.1570% 0.1591% 0.1610% 0.1627% 0.1644%
26 0.1645% 0.1142% 0.1336% 0.1252% 0.1258% 0.1288% 0.1315% 0.1339% 0.1385% 0.1428% 0.1441% 0.1477% 0.1511% 0.1542% 0.1570% 0.1596% 0.1620% 0.1642% 0.1662% 0.1680% 0.1697%
27 0.1697% 0.1178% 0.1379% 0.1292% 0.1298% 0.1329% 0.1358% 0.1383% 0.1431% 0.1476% 0.1490% 0.1528% 0.1563% 0.1595% 0.1625% 0.1652% 0.1677% 0.1700% 0.1721% 0.1740% 0.1758%
28 0.1752% 0.1216% 0.1423% 0.1334% 0.1341% 0.1374% 0.1404% 0.1430% 0.1480% 0.1527% 0.1542% 0.1582% 0.1618% 0.1652% 0.1684% 0.1712% 0.1739% 0.1763% 0.1785% 0.1805% 0.1824%
29 0.1807% 0.1256% 0.1470% 0.1379% 0.1387% 0.1421% 0.1453% 0.1481% 0.1533% 0.1582% 0.1599% 0.1641% 0.1680% 0.1716% 0.1749% 0.1779% 0.1807% 0.1833% 0.1856% 0.1878% 0.1897%
30 0.1873% 0.1301% 0.1524% 0.1429% 0.1438% 0.1474% 0.1508% 0.1538% 0.1593% 0.1645% 0.1663% 0.1708% 0.1750% 0.1788% 0.1823% 0.1856% 0.1885% 0.1912% 0.1937% 0.1960% 0.1981%
31 0.1942% 0.1349% 0.1579% 0.1482% 0.1492% 0.1531% 0.1568% 0.1601% 0.1660% 0.1715% 0.1736% 0.1784% 0.1828% 0.1869% 0.1907% 0.1941% 0.1973% 0.2002% 0.2028% 0.2053% 0.2075%
32 0.2011% 0.1399% 0.1640% 0.1541% 0.1554% 0.1596% 0.1636% 0.1673% 0.1736% 0.1797% 0.1819% 0.1871% 0.1919% 0.1963% 0.2003% 0.2040% 0.2074% 0.2105% 0.2133% 0.2159% 0.2183%
33 0.2101% 0.1462% 0.1714% 0.1613% 0.1628% 0.1675% 0.1720% 0.1760% 0.1829% 0.1895% 0.1920% 0.1976% 0.2027% 0.2075% 0.2118% 0.2158% 0.2195% 0.2228% 0.2258% 0.2286% 0.2312%
34 0.2198% 0.1531% 0.1797% 0.1694% 0.1714% 0.1768% 0.1818% 0.1863% 0.1939% 0.2010% 0.2039% 0.2099% 0.2155% 0.2206% 0.2253% 0.2296% 0.2335% 0.2371% 0.2404% 0.2434% 0.2462%
35 0.2317% 0.1616% 0.1900% 0.1797% 0.1823% 0.1883% 0.1939% 0.1990% 0.2073% 0.2150% 0.2182% 0.2248% 0.2308% 0.2363% 0.2414% 0.2460% 0.2503% 0.2541% 0.2577% 0.2609% 0.2639%
36 0.2473% 0.1728% 0.2033% 0.1927% 0.1958% 0.2025% 0.2088% 0.2144% 0.2234% 0.2318% 0.2353% 0.2424% 0.2489% 0.2549% 0.2604% 0.2654% 0.2699% 0.2741% 0.2779% 0.2814% 0.2846%
37 0.2660% 0.1861% 0.2192% 0.2082% 0.2117% 0.2192% 0.2261% 0.2322% 0.2420% 0.2511% 0.2548% 0.2625% 0.2695% 0.2760% 0.2819% 0.2873% 0.2922% 0.2967% 0.3008% 0.3046% 0.3080%
38 0.2885% 0.2019% 0.2380% 0.2262% 0.2302% 0.2383% 0.2458% 0.2524% 0.2629% 0.2727% 0.2767% 0.2850% 0.2925% 0.2995% 0.3058% 0.3116% 0.3169% 0.3218% 0.3262% 0.3303% 0.3340%
39 0.3140% 0.2199% 0.2592% 0.2464% 0.2506% 0.2593% 0.2673% 0.2744% 0.2857% 0.2962% 0.3004% 0.3093% 0.3174% 0.3249% 0.3317% 0.3379% 0.3436% 0.3489% 0.3536% 0.3580% 0.3620%
40 0.3423% 0.2396% 0.2824% 0.2682% 0.2726% 0.2819% 0.2903% 0.2978% 0.3098% 0.3211% 0.3256% 0.3350% 0.3438% 0.3518% 0.3591% 0.3658% 0.3719% 0.3775% 0.3826% 0.3873% 0.3915%
41 0.3723% 0.2605% 0.3069% 0.2911% 0.2955% 0.3053% 0.3142% 0.3220% 0.3349% 0.3470% 0.3516% 0.3618% 0.3711% 0.3797% 0.3875% 0.3947% 0.4012% 0.4072% 0.4127% 0.4177% 0.4223%
42 0.4035% 0.2821% 0.3320% 0.3145% 0.3189% 0.3292% 0.3386% 0.3469% 0.3606% 0.3735% 0.3784% 0.3893% 0.3992% 0.4084% 0.4168% 0.4245% 0.4315% 0.4379% 0.4437% 0.4491% 0.4540%
43 0.4342% 0.3035% 0.3570% 0.3380% 0.3426% 0.3534% 0.3633% 0.3722% 0.3868% 0.4006% 0.4058% 0.4174% 0.4281% 0.4379% 0.4469% 0.4551% 0.4626% 0.4694% 0.4757% 0.4814% 0.4866%
44 0.4666% 0.3260% 0.3833% 0.3625% 0.3672% 0.3787% 0.3892% 0.3986% 0.4143% 0.4289% 0.4346% 0.4470% 0.4584% 0.4689% 0.4785% 0.4873% 0.4953% 0.5026% 0.5093% 0.5154% 0.5210%
45 0.4996% 0.3489% 0.4099% 0.3875% 0.3924% 0.4047% 0.4160% 0.4260% 0.4428% 0.4585% 0.4646% 0.4778% 0.4901% 0.5013% 0.5116% 0.5210% 0.5295% 0.5373% 0.5445% 0.5510% 0.5570%
46 0.5327% 0.3720% 0.4372% 0.4135% 0.4189% 0.4321% 0.4442% 0.4550% 0.4730% 0.4899% 0.4964% 0.5107% 0.5238% 0.5358% 0.5468% 0.5568% 0.5659% 0.5743% 0.5819% 0.5889% 0.5953%
47 0.5689% 0.3974% 0.4671% 0.4419% 0.4477% 0.4619% 0.4749% 0.4866% 0.5059% 0.5241% 0.5311% 0.5464% 0.5604% 0.5732% 0.5850% 0.5957% 0.6055% 0.6144% 0.6225% 0.6300% 0.6369%
48 0.6082% 0.4249% 0.4994% 0.4725% 0.4788% 0.4941% 0.5082% 0.5208% 0.5416% 0.5611% 0.5686% 0.5850% 0.6000% 0.6137% 0.6262% 0.6377% 0.6481% 0.6577% 0.6664% 0.6744% 0.6817%
49 0.6503% 0.4544% 0.5342% 0.5055% 0.5125% 0.5291% 0.5444% 0.5580% 0.5804% 0.6012% 0.6093% 0.6267% 0.6428% 0.6574% 0.6708% 0.6831% 0.6942% 0.7044% 0.7138% 0.7223% 0.7302%
50 0.6961% 0.4866% 0.5721% 0.5417% 0.5495% 0.5675% 0.5840% 0.5986% 0.6226% 0.6449% 0.6534% 0.6720% 0.6891% 0.7048% 0.7191% 0.7322% 0.7441% 0.7551% 0.7651% 0.7742% 0.7826%
51 0.7462% 0.5218% 0.6138% 0.5816% 0.5902% 0.6096% 0.6273% 0.6428% 0.6684% 0.6921% 0.7011% 0.7209% 0.7391% 0.7558% 0.7711% 0.7851% 0.7979% 0.8096% 0.8203% 0.8301% 0.8391%
52 0.8023% 0.5614% 0.6604% 0.6258% 0.6349% 0.6555% 0.6742% 0.6905% 0.7176% 0.7428% 0.7522% 0.7733% 0.7928% 0.8106% 0.8270% 0.8420% 0.8556% 0.8682% 0.8796% 0.8900% 0.8995%
53 0.8642% 0.6046% 0.7109% 0.6732% 0.6825% 0.7040% 0.7235% 0.7405% 0.7692% 0.7959% 0.8057% 0.8282% 0.8490% 0.8681% 0.8856% 0.9016% 0.9163% 0.9297% 0.9419% 0.9529% 0.9629%
54 0.9284% 0.6493% 0.7630% 0.7218% 0.7310% 0.7533% 0.7735% 0.7913% 0.8216% 0.8500% 0.8605% 0.8846% 0.9068% 0.9272% 0.9460% 0.9632% 0.9789% 0.9931% 1.0059% 1.0175% 1.0281%
55 0.9939% 0.6947% 0.8157% 0.7706% 0.7795% 0.8027% 0.8238% 0.8425% 0.8748% 0.9051% 0.9164% 0.9422% 0.9661% 0.9881% 1.0082% 1.0266% 1.0433% 1.0583% 1.0717% 1.0840% 1.0951%
56 1.0587% 0.7394% 0.8675% 0.8185% 0.8273% 0.8516% 0.8740% 0.8942% 0.9287% 0.9614% 0.9739% 1.0018% 1.0275% 1.0512% 1.0728% 1.0924% 1.1098% 1.1255% 1.1397% 1.1525% 1.1641%
57 1.1211% 0.7826% 0.9177% 0.8655% 0.8750% 0.9011% 0.9256% 0.9478% 0.9853% 1.0208% 1.0347% 1.0650% 1.0928% 1.1184% 1.1414% 1.1618% 1.1801% 1.1964% 1.2112% 1.2246% 1.2368%
58 1.1831% 0.8260% 0.9687% 0.9145% 0.9256% 0.9547% 0.9820% 1.0069% 1.0480% 1.0868% 1.1025% 1.1354% 1.1657% 1.1928% 1.2166% 1.2379% 1.2568% 1.2739% 1.2893% 1.3032% 1.3159%
59 1.2504% 0.8738% 1.0256% 0.9702% 0.9840% 1.0170% 1.0480% 1.0762% 1.1215% 1.1640% 1.1816% 1.2175% 1.2494% 1.2773% 1.3019% 1.3238% 1.3434% 1.3611% 1.3770% 1.3914% 1.4045%
60 1.3298% 0.9307% 1.0937% 1.0375% 1.0550% 1.0928% 1.1280% 1.1598% 1.2096% 1.2562% 1.2758% 1.3134% 1.3458% 1.3741% 1.3992% 1.4216% 1.4416% 1.4597% 1.4760% 1.4907% 1.5042%
61 1.4274% 1.0010% 1.1782% 1.1210% 1.1427% 1.1855% 1.2251% 1.2605% 1.3151% 1.3661% 1.3851% 1.4223% 1.4546% 1.4829% 1.5081% 1.5306% 1.5508% 1.5690% 1.5854% 1.6003% 1.6139%
62 1.5512% 1.0897% 1.2842% 1.2244% 1.2496% 1.2972% 1.3407% 1.3794% 1.4390% 1.4905% 1.5053% 1.5412% 1.5725% 1.6002% 1.6248% 1.6469% 1.6668% 1.6848% 1.7011% 1.7158% 1.7293%
63 1.7015% 1.1965% 1.4105% 1.3455% 1.3732% 1.4250% 1.4721% 1.5137% 1.5719% 1.6184% 1.6273% 1.6606% 1.6899% 1.7161% 1.7395% 1.7606% 1.7796% 1.7969% 1.8125% 1.8267% 1.8397%
64 1.8732% 1.3175% 1.5524% 1.4798% 1.5089% 1.5643% 1.6147% 1.6483% 1.6962% 1.7354% 1.7369% 1.7662% 1.7923% 1.8159% 1.8372% 1.8565% 1.8740% 1.8899% 1.9044% 1.9176% 1.9296%
65 2.0580% 1.4471% 1.7035% 1.6217% 1.6515% 1.7106% 1.7451% 1.7569% 1.7915% 1.8210% 1.8139% 1.8375% 1.8592% 1.8791% 1.8973% 1.9139% 1.9291% 1.9430% 1.9557% 1.9672% 1.9778%
BIỂU 38: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU HOẶC TRƯỜNG HỢP
NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, LÃI ĐƯỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1366% 0.1313% 0.1402% 0.1404% 0.1435% 0.1464% 0.1477% 0.1479% 0.1502% 0.1521% 0.1508% 0.1520% 0.1531% 0.1540% 0.1547% 0.1554% 0.1560% 0.1565% 0.1570% 0.1574% 0.1577%
19 0.1410% 0.1355% 0.1446% 0.1447% 0.1477% 0.1505% 0.1517% 0.1519% 0.1543% 0.1561% 0.1548% 0.1561% 0.1571% 0.1580% 0.1588% 0.1595% 0.1601% 0.1606% 0.1611% 0.1615% 0.1619%
20 0.1451% 0.1393% 0.1485% 0.1484% 0.1513% 0.1542% 0.1554% 0.1555% 0.1579% 0.1598% 0.1584% 0.1597% 0.1608% 0.1617% 0.1626% 0.1633% 0.1639% 0.1644% 0.1649% 0.1653% 0.1657%
21 0.1482% 0.1422% 0.1515% 0.1513% 0.1543% 0.1573% 0.1585% 0.1587% 0.1611% 0.1631% 0.1617% 0.1631% 0.1642% 0.1652% 0.1660% 0.1667% 0.1674% 0.1680% 0.1685% 0.1689% 0.1694%
22 0.1510% 0.1448% 0.1543% 0.1542% 0.1573% 0.1603% 0.1616% 0.1619% 0.1644% 0.1665% 0.1651% 0.1665% 0.1677% 0.1687% 0.1696% 0.1704% 0.1711% 0.1717% 0.1722% 0.1727% 0.1732%
23 0.1538% 0.1476% 0.1574% 0.1574% 0.1606% 0.1637% 0.1651% 0.1654% 0.1681% 0.1703% 0.1689% 0.1704% 0.1716% 0.1727% 0.1736% 0.1745% 0.1752% 0.1758% 0.1764% 0.1769% 0.1774%
24 0.1575% 0.1511% 0.1611% 0.1610% 0.1643% 0.1676% 0.1691% 0.1695% 0.1723% 0.1745% 0.1732% 0.1747% 0.1761% 0.1772% 0.1782% 0.1791% 0.1798% 0.1805% 0.1811% 0.1817% 0.1822%
25 0.1607% 0.1542% 0.1644% 0.1645% 0.1681% 0.1717% 0.1733% 0.1738% 0.1767% 0.1790% 0.1777% 0.1794% 0.1808% 0.1820% 0.1830% 0.1840% 0.1848% 0.1855% 0.1862% 0.1868% 0.1874%
26 0.1645% 0.1580% 0.1687% 0.1691% 0.1729% 0.1766% 0.1783% 0.1789% 0.1819% 0.1844% 0.1831% 0.1848% 0.1863% 0.1876% 0.1888% 0.1898% 0.1907% 0.1915% 0.1922% 0.1928% 0.1934%
27 0.1697% 0.1631% 0.1741% 0.1745% 0.1784% 0.1823% 0.1842% 0.1847% 0.1879% 0.1906% 0.1893% 0.1911% 0.1927% 0.1941% 0.1953% 0.1964% 0.1974% 0.1982% 0.1990% 0.1997% 0.2003%
28 0.1752% 0.1683% 0.1797% 0.1801% 0.1843% 0.1884% 0.1903% 0.1910% 0.1944% 0.1972% 0.1959% 0.1979% 0.1996% 0.2011% 0.2024% 0.2036% 0.2047% 0.2056% 0.2064% 0.2072% 0.2079%
29 0.1807% 0.1738% 0.1856% 0.1862% 0.1906% 0.1949% 0.1970% 0.1978% 0.2014% 0.2043% 0.2031% 0.2053% 0.2071% 0.2088% 0.2103% 0.2116% 0.2127% 0.2137% 0.2147% 0.2155% 0.2163%
30 0.1873% 0.1801% 0.1924% 0.1930% 0.1976% 0.2021% 0.2044% 0.2054% 0.2092% 0.2125% 0.2113% 0.2137% 0.2158% 0.2176% 0.2192% 0.2206% 0.2219% 0.2230% 0.2240% 0.2249% 0.2258%
31 0.1942% 0.1867% 0.1994% 0.2002% 0.2051% 0.2100% 0.2126% 0.2137% 0.2180% 0.2215% 0.2205% 0.2231% 0.2254% 0.2274% 0.2292% 0.2308% 0.2322% 0.2334% 0.2345% 0.2356% 0.2365%
32 0.2011% 0.1936% 0.2070% 0.2081% 0.2135% 0.2189% 0.2218% 0.2234% 0.2280% 0.2320% 0.2311% 0.2340% 0.2365% 0.2388% 0.2408% 0.2425% 0.2441% 0.2454% 0.2467% 0.2478% 0.2488%
33 0.2101% 0.2023% 0.2164% 0.2177% 0.2237% 0.2297% 0.2331% 0.2350% 0.2402% 0.2446% 0.2439% 0.2471% 0.2499% 0.2524% 0.2546% 0.2565% 0.2582% 0.2598% 0.2611% 0.2624% 0.2635%
34 0.2198% 0.2118% 0.2268% 0.2288% 0.2356% 0.2424% 0.2464% 0.2488% 0.2546% 0.2595% 0.2589% 0.2625% 0.2656% 0.2684% 0.2708% 0.2729% 0.2748% 0.2764% 0.2779% 0.2793% 0.2805%
35 0.2317% 0.2237% 0.2399% 0.2427% 0.2505% 0.2582% 0.2629% 0.2657% 0.2721% 0.2776% 0.2771% 0.2810% 0.2845% 0.2874% 0.2901% 0.2924% 0.2944% 0.2963% 0.2979% 0.2994% 0.3007%
36 0.2473% 0.2390% 0.2567% 0.2602% 0.2690% 0.2776% 0.2830% 0.2862% 0.2933% 0.2992% 0.2988% 0.3030% 0.3067% 0.3100% 0.3128% 0.3153% 0.3175% 0.3195% 0.3213% 0.3228% 0.3243%
37 0.2660% 0.2574% 0.2768% 0.2810% 0.2909% 0.3004% 0.3064% 0.3100% 0.3176% 0.3240% 0.3235% 0.3281% 0.3321% 0.3356% 0.3386% 0.3413% 0.3437% 0.3458% 0.3477% 0.3494% 0.3509%
38 0.2885% 0.2794% 0.3005% 0.3054% 0.3162% 0.3266% 0.3330% 0.3368% 0.3451% 0.3519% 0.3513% 0.3562% 0.3604% 0.3641% 0.3674% 0.3702% 0.3727% 0.3750% 0.3770% 0.3788% 0.3804%
39 0.3140% 0.3042% 0.3273% 0.3326% 0.3443% 0.3554% 0.3622% 0.3661% 0.3749% 0.3822% 0.3813% 0.3865% 0.3910% 0.3949% 0.3984% 0.4014% 0.4041% 0.4065% 0.4086% 0.4105% 0.4123%
40 0.3423% 0.3316% 0.3566% 0.3620% 0.3744% 0.3862% 0.3933% 0.3973% 0.4066% 0.4143% 0.4132% 0.4187% 0.4234% 0.4276% 0.4312% 0.4344% 0.4372% 0.4398% 0.4420% 0.4441% 0.4459%
41 0.3723% 0.3604% 0.3874% 0.3929% 0.4059% 0.4183% 0.4256% 0.4296% 0.4394% 0.4475% 0.4462% 0.4520% 0.4570% 0.4614% 0.4653% 0.4687% 0.4717% 0.4743% 0.4767% 0.4789% 0.4808%
42 0.4035% 0.3903% 0.4191% 0.4244% 0.4380% 0.4510% 0.4586% 0.4627% 0.4730% 0.4817% 0.4801% 0.4863% 0.4916% 0.4963% 0.5003% 0.5040% 0.5071% 0.5100% 0.5125% 0.5148% 0.5168%
43 0.4342% 0.4198% 0.4507% 0.4561% 0.4705% 0.4841% 0.4921% 0.4964% 0.5073% 0.5165% 0.5148% 0.5214% 0.5271% 0.5320% 0.5364% 0.5402% 0.5436% 0.5467% 0.5494% 0.5518% 0.5540%
44 0.4666% 0.4509% 0.4838% 0.4892% 0.5042% 0.5187% 0.5270% 0.5315% 0.5432% 0.5530% 0.5511% 0.5582% 0.5643% 0.5696% 0.5742% 0.5783% 0.5820% 0.5852% 0.5881% 0.5906% 0.5930%
45 0.4996% 0.4825% 0.5174% 0.5229% 0.5388% 0.5542% 0.5632% 0.5680% 0.5805% 0.5910% 0.5891% 0.5966% 0.6032% 0.6088% 0.6138% 0.6182% 0.6221% 0.6255% 0.6286% 0.6314% 0.6338%
46 0.5327% 0.5146% 0.5519% 0.5579% 0.5751% 0.5916% 0.6013% 0.6065% 0.6200% 0.6314% 0.6293% 0.6375% 0.6445% 0.6506% 0.6559% 0.6606% 0.6647% 0.6684% 0.6717% 0.6747% 0.6773%
47 0.5689% 0.5496% 0.5896% 0.5961% 0.6145% 0.6324% 0.6428% 0.6485% 0.6631% 0.6753% 0.6732% 0.6819% 0.6894% 0.6959% 0.7016% 0.7066% 0.7110% 0.7150% 0.7185% 0.7216% 0.7245%
48 0.6082% 0.5876% 0.6303% 0.6374% 0.6572% 0.6764% 0.6878% 0.6941% 0.7097% 0.7228% 0.7206% 0.7299% 0.7379% 0.7449% 0.7509% 0.7563% 0.7610% 0.7652% 0.7690% 0.7724% 0.7754%
49 0.6503% 0.6284% 0.6741% 0.6819% 0.7034% 0.7242% 0.7366% 0.7435% 0.7603% 0.7743% 0.7719% 0.7818% 0.7903% 0.7977% 0.8042% 0.8099% 0.8149% 0.8194% 0.8234% 0.8271% 0.8303%
50 0.6961% 0.6728% 0.7219% 0.7306% 0.7540% 0.7766% 0.7900% 0.7974% 0.8154% 0.8303% 0.8275% 0.8380% 0.8471% 0.8549% 0.8618% 0.8679% 0.8733% 0.8781% 0.8824% 0.8863% 0.8897%
51 0.7462% 0.7215% 0.7745% 0.7844% 0.8097% 0.8340% 0.8483% 0.8560% 0.8751% 0.8908% 0.8877% 0.8988% 0.9083% 0.9166% 0.9240% 0.9304% 0.9362% 0.9413% 0.9459% 0.9500% 0.9537%
52 0.8023% 0.7761% 0.8333% 0.8439% 0.8709% 0.8967% 0.9116% 0.9193% 0.9393% 0.9558% 0.9521% 0.9638% 0.9739% 0.9828% 0.9906% 0.9975% 1.0036% 1.0091% 1.0140% 1.0183% 1.0222%
53 0.8642% 0.8357% 0.8969% 0.9076% 0.9359% 0.9628% 0.9780% 0.9856% 1.0065% 1.0238% 1.0196% 1.0320% 1.0427% 1.0522% 1.0605% 1.0679% 1.0744% 1.0803% 1.0854% 1.0899% 1.0939%
54 0.9284% 0.8974% 0.9626% 0.9731% 1.0023% 1.0300% 1.0454% 1.0529% 1.0749% 1.0932% 1.0886% 1.1018% 1.1133% 1.1235% 1.1324% 1.1404% 1.1474% 1.1536% 1.1589% 1.1636% 1.1677%
55 0.9939% 0.9600% 1.0291% 1.0388% 1.0687% 1.0972% 1.1130% 1.1207% 1.1440% 1.1636% 1.1589% 1.1732% 1.1858% 1.1968% 1.2065% 1.2151% 1.2225% 1.2289% 1.2343% 1.2391% 1.2433%
56 1.0587% 1.0217% 1.0943% 1.1031% 1.1340% 1.1639% 1.1806% 1.1891% 1.2142% 1.2356% 1.2312% 1.2469% 1.2606% 1.2727% 1.2833% 1.2924% 1.3000% 1.3065% 1.3121% 1.3170% 1.3213%
57 1.1211% 1.0813% 1.1575% 1.1664% 1.1991% 1.2313% 1.2499% 1.2600% 1.2877% 1.3114% 1.3075% 1.3249% 1.3401% 1.3535% 1.3647% 1.3739% 1.3817% 1.3883% 1.3939% 1.3989% 1.4032%
58 1.1831% 1.1412% 1.2218% 1.2322% 1.2683% 1.3041% 1.3257% 1.3381% 1.3691% 1.3956% 1.3925% 1.4119% 1.4288% 1.4427% 1.4540% 1.4632% 1.4709% 1.4774% 1.4831% 1.4880% 1.4924%
59 1.2504% 1.2071% 1.2935% 1.3070% 1.3480% 1.3888% 1.4142% 1.4295% 1.4643% 1.4939% 1.4916% 1.5131% 1.5305% 1.5441% 1.5550% 1.5639% 1.5714% 1.5777% 1.5831% 1.5879% 1.5921%
60 1.3298% 1.2855% 1.3792% 1.3974% 1.4448% 1.4917% 1.5214% 1.5397% 1.5785% 1.6112% 1.6094% 1.6312% 1.6474% 1.6601% 1.6701% 1.6783% 1.6852% 1.6909% 1.6959% 1.7003% 1.7041%
61 1.4274% 1.3823% 1.4856% 1.5096% 1.5644% 1.6176% 1.6515% 1.6723% 1.7150% 1.7509% 1.7460% 1.7652% 1.7794% 1.7902% 1.7988% 1.8057% 1.8115% 1.8163% 1.8205% 1.8241% 1.8273%
62 1.5512% 1.5046% 1.6190% 1.6483% 1.7099% 1.7689% 1.8062% 1.8288% 1.8751% 1.9089% 1.8960% 1.9111% 1.9220% 1.9301% 1.9364% 1.9414% 1.9455% 1.9490% 1.9519% 1.9544% 1.9566%
63 1.7015% 1.6516% 1.7779% 1.8107% 1.8781% 1.9420% 1.9817% 2.0054% 2.0466% 2.0709% 2.0480% 2.0574% 2.0637% 2.0681% 2.0713% 2.0736% 2.0755% 2.0769% 2.0781% 2.0791% 2.0800%
64 1.8732% 1.8181% 1.9564% 1.9907% 2.0626% 2.1305% 2.1721% 2.1819% 2.2066% 2.2187% 2.1839% 2.1861% 2.1867% 2.1863% 2.1855% 2.1845% 2.1835% 2.1825% 2.1815% 2.1806% 2.1798%
65 2.0580% 1.9962% 2.1464% 2.1808% 2.2564% 2.3282% 2.3458% 2.3237% 2.3284% 2.3259% 2.2783% 2.2721% 2.2659% 2.2600% 2.2546% 2.2498% 2.2455% 2.2416% 2.2382% 2.2351% 2.2323%
BIỂU 39: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0140% 0.0121% 0.0116% 0.0111% 0.0114% 0.0118% 0.0122% 0.0125% 0.0130% 0.0135% 0.0136% 0.0140% 0.0143% 0.0146% 0.0148% 0.0151% 0.0152% 0.0154% 0.0156% 0.0157% 0.0158%
19 0.0144% 0.0125% 0.0120% 0.0114% 0.0117% 0.0121% 0.0125% 0.0128% 0.0133% 0.0138% 0.0140% 0.0143% 0.0147% 0.0150% 0.0152% 0.0155% 0.0156% 0.0158% 0.0160% 0.0161% 0.0162%
20 0.0148% 0.0129% 0.0123% 0.0117% 0.0120% 0.0124% 0.0128% 0.0131% 0.0136% 0.0141% 0.0143% 0.0147% 0.0150% 0.0153% 0.0156% 0.0158% 0.0160% 0.0162% 0.0163% 0.0165% 0.0166%
21 0.0151% 0.0131% 0.0126% 0.0120% 0.0122% 0.0126% 0.0130% 0.0134% 0.0139% 0.0144% 0.0146% 0.0150% 0.0153% 0.0157% 0.0159% 0.0162% 0.0164% 0.0165% 0.0167% 0.0168% 0.0170%
22 0.0154% 0.0134% 0.0128% 0.0122% 0.0124% 0.0129% 0.0133% 0.0137% 0.0142% 0.0147% 0.0149% 0.0153% 0.0157% 0.0160% 0.0163% 0.0165% 0.0167% 0.0169% 0.0171% 0.0172% 0.0173%
23 0.0157% 0.0136% 0.0130% 0.0125% 0.0127% 0.0132% 0.0136% 0.0140% 0.0145% 0.0151% 0.0153% 0.0157% 0.0161% 0.0164% 0.0167% 0.0169% 0.0172% 0.0174% 0.0175% 0.0177% 0.0178%
24 0.0161% 0.0140% 0.0134% 0.0127% 0.0130% 0.0135% 0.0139% 0.0143% 0.0149% 0.0155% 0.0157% 0.0161% 0.0165% 0.0168% 0.0171% 0.0174% 0.0176% 0.0178% 0.0180% 0.0182% 0.0183%
25 0.0164% 0.0142% 0.0136% 0.0130% 0.0133% 0.0138% 0.0143% 0.0147% 0.0153% 0.0159% 0.0161% 0.0165% 0.0169% 0.0173% 0.0176% 0.0179% 0.0181% 0.0184% 0.0185% 0.0187% 0.0188%
26 0.0168% 0.0146% 0.0140% 0.0134% 0.0137% 0.0142% 0.0147% 0.0151% 0.0158% 0.0164% 0.0166% 0.0171% 0.0175% 0.0179% 0.0182% 0.0185% 0.0187% 0.0190% 0.0192% 0.0193% 0.0195%
27 0.0173% 0.0151% 0.0144% 0.0138% 0.0141% 0.0147% 0.0152% 0.0156% 0.0163% 0.0169% 0.0171% 0.0176% 0.0181% 0.0185% 0.0188% 0.0191% 0.0194% 0.0197% 0.0199% 0.0200% 0.0202%
28 0.0179% 0.0156% 0.0149% 0.0143% 0.0146% 0.0152% 0.0157% 0.0162% 0.0169% 0.0175% 0.0178% 0.0183% 0.0188% 0.0192% 0.0195% 0.0199% 0.0202% 0.0204% 0.0206% 0.0208% 0.0210%
29 0.0185% 0.0161% 0.0154% 0.0147% 0.0151% 0.0157% 0.0162% 0.0167% 0.0175% 0.0181% 0.0184% 0.0190% 0.0195% 0.0199% 0.0203% 0.0207% 0.0210% 0.0213% 0.0215% 0.0217% 0.0219%
30 0.0191% 0.0166% 0.0160% 0.0153% 0.0156% 0.0163% 0.0169% 0.0174% 0.0182% 0.0189% 0.0192% 0.0198% 0.0203% 0.0208% 0.0212% 0.0216% 0.0219% 0.0222% 0.0225% 0.0227% 0.0229%
31 0.0198% 0.0172% 0.0165% 0.0159% 0.0162% 0.0169% 0.0176% 0.0181% 0.0189% 0.0197% 0.0201% 0.0207% 0.0213% 0.0218% 0.0223% 0.0227% 0.0230% 0.0233% 0.0236% 0.0238% 0.0240%
32 0.0206% 0.0179% 0.0172% 0.0165% 0.0169% 0.0177% 0.0183% 0.0189% 0.0198% 0.0207% 0.0211% 0.0218% 0.0224% 0.0229% 0.0234% 0.0239% 0.0243% 0.0246% 0.0249% 0.0251% 0.0253%
33 0.0215% 0.0187% 0.0180% 0.0173% 0.0177% 0.0185% 0.0193% 0.0200% 0.0209% 0.0219% 0.0223% 0.0230% 0.0237% 0.0243% 0.0248% 0.0253% 0.0257% 0.0261% 0.0264% 0.0267% 0.0269%
34 0.0225% 0.0196% 0.0188% 0.0181% 0.0187% 0.0196% 0.0204% 0.0212% 0.0222% 0.0232% 0.0237% 0.0245% 0.0252% 0.0259% 0.0265% 0.0270% 0.0274% 0.0278% 0.0281% 0.0284% 0.0287%
35 0.0237% 0.0207% 0.0199% 0.0192% 0.0199% 0.0209% 0.0218% 0.0226% 0.0238% 0.0249% 0.0254% 0.0263% 0.0271% 0.0278% 0.0284% 0.0289% 0.0294% 0.0298% 0.0302% 0.0305% 0.0308%
36 0.0253% 0.0221% 0.0213% 0.0206% 0.0214% 0.0225% 0.0235% 0.0244% 0.0257% 0.0268% 0.0274% 0.0284% 0.0292% 0.0300% 0.0306% 0.0312% 0.0317% 0.0322% 0.0326% 0.0329% 0.0332%
37 0.0272% 0.0238% 0.0230% 0.0223% 0.0231% 0.0243% 0.0254% 0.0264% 0.0278% 0.0291% 0.0297% 0.0307% 0.0316% 0.0324% 0.0332% 0.0338% 0.0343% 0.0348% 0.0352% 0.0356% 0.0359%
38 0.0295% 0.0258% 0.0250% 0.0242% 0.0251% 0.0265% 0.0277% 0.0287% 0.0302% 0.0316% 0.0322% 0.0333% 0.0343% 0.0352% 0.0360% 0.0366% 0.0372% 0.0377% 0.0382% 0.0386% 0.0389%
39 0.0321% 0.0281% 0.0272% 0.0264% 0.0274% 0.0288% 0.0301% 0.0312% 0.0328% 0.0343% 0.0350% 0.0361% 0.0372% 0.0381% 0.0390% 0.0397% 0.0403% 0.0409% 0.0414% 0.0418% 0.0421%
40 0.0350% 0.0307% 0.0296% 0.0287% 0.0298% 0.0313% 0.0327% 0.0339% 0.0356% 0.0371% 0.0379% 0.0391% 0.0402% 0.0412% 0.0421% 0.0429% 0.0436% 0.0442% 0.0447% 0.0451% 0.0455%
41 0.0381% 0.0333% 0.0322% 0.0312% 0.0323% 0.0339% 0.0353% 0.0366% 0.0384% 0.0401% 0.0409% 0.0422% 0.0434% 0.0445% 0.0454% 0.0463% 0.0470% 0.0476% 0.0482% 0.0486% 0.0491%
42 0.0413% 0.0361% 0.0348% 0.0337% 0.0348% 0.0365% 0.0381% 0.0394% 0.0414% 0.0431% 0.0439% 0.0454% 0.0467% 0.0478% 0.0488% 0.0497% 0.0505% 0.0512% 0.0518% 0.0523% 0.0527%
43 0.0444% 0.0388% 0.0374% 0.0362% 0.0374% 0.0392% 0.0408% 0.0423% 0.0443% 0.0463% 0.0471% 0.0487% 0.0500% 0.0513% 0.0524% 0.0533% 0.0541% 0.0549% 0.0555% 0.0560% 0.0565%
44 0.0477% 0.0417% 0.0402% 0.0388% 0.0401% 0.0420% 0.0437% 0.0453% 0.0475% 0.0495% 0.0504% 0.0521% 0.0536% 0.0549% 0.0561% 0.0571% 0.0580% 0.0587% 0.0594% 0.0600% 0.0605%
45 0.0511% 0.0446% 0.0430% 0.0415% 0.0428% 0.0449% 0.0467% 0.0484% 0.0508% 0.0529% 0.0539% 0.0557% 0.0573% 0.0587% 0.0599% 0.0610% 0.0620% 0.0628% 0.0635% 0.0641% 0.0646%
46 0.0545% 0.0476% 0.0459% 0.0443% 0.0457% 0.0479% 0.0499% 0.0517% 0.0542% 0.0566% 0.0577% 0.0596% 0.0612% 0.0628% 0.0641% 0.0652% 0.0663% 0.0671% 0.0679% 0.0685% 0.0691%
47 0.0582% 0.0509% 0.0490% 0.0474% 0.0489% 0.0512% 0.0534% 0.0553% 0.0580% 0.0606% 0.0617% 0.0637% 0.0655% 0.0672% 0.0686% 0.0698% 0.0709% 0.0718% 0.0726% 0.0733% 0.0739%
48 0.0623% 0.0544% 0.0524% 0.0507% 0.0523% 0.0548% 0.0572% 0.0592% 0.0622% 0.0649% 0.0661% 0.0683% 0.0702% 0.0719% 0.0734% 0.0747% 0.0759% 0.0769% 0.0778% 0.0785% 0.0792%
49 0.0666% 0.0582% 0.0561% 0.0542% 0.0560% 0.0587% 0.0612% 0.0635% 0.0666% 0.0695% 0.0708% 0.0731% 0.0752% 0.0770% 0.0786% 0.0800% 0.0813% 0.0823% 0.0833% 0.0841% 0.0848%
50 0.0713% 0.0623% 0.0601% 0.0581% 0.0601% 0.0630% 0.0657% 0.0681% 0.0715% 0.0746% 0.0759% 0.0784% 0.0806% 0.0826% 0.0843% 0.0858% 0.0871% 0.0882% 0.0892% 0.0901% 0.0908%
51 0.0764% 0.0668% 0.0645% 0.0624% 0.0645% 0.0677% 0.0706% 0.0732% 0.0767% 0.0800% 0.0815% 0.0841% 0.0864% 0.0885% 0.0903% 0.0920% 0.0934% 0.0946% 0.0957% 0.0966% 0.0974%
52 0.0822% 0.0719% 0.0694% 0.0672% 0.0694% 0.0728% 0.0759% 0.0786% 0.0824% 0.0858% 0.0874% 0.0901% 0.0926% 0.0949% 0.0968% 0.0986% 0.1001% 0.1014% 0.1026% 0.1035% 0.1043%
53 0.0886% 0.0774% 0.0747% 0.0723% 0.0746% 0.0782% 0.0814% 0.0842% 0.0882% 0.0919% 0.0935% 0.0965% 0.0992% 0.1016% 0.1037% 0.1055% 0.1072% 0.1086% 0.1098% 0.1108% 0.1116%
54 0.0952% 0.0832% 0.0802% 0.0775% 0.0799% 0.0836% 0.0870% 0.0899% 0.0942% 0.0981% 0.0998% 0.1030% 0.1059% 0.1085% 0.1107% 0.1128% 0.1145% 0.1160% 0.1172% 0.1183% 0.1191%
55 0.1019% 0.0890% 0.0857% 0.0827% 0.0852% 0.0891% 0.0926% 0.0957% 0.1003% 0.1045% 0.1063% 0.1098% 0.1129% 0.1156% 0.1181% 0.1203% 0.1221% 0.1236% 0.1249% 0.1259% 0.1268%
56 0.1086% 0.0947% 0.0912% 0.0879% 0.0904% 0.0945% 0.0983% 0.1016% 0.1065% 0.1110% 0.1131% 0.1168% 0.1202% 0.1232% 0.1258% 0.1281% 0.1299% 0.1315% 0.1328% 0.1338% 0.1347%
57 0.1150% 0.1003% 0.0965% 0.0929% 0.0957% 0.1001% 0.1041% 0.1078% 0.1131% 0.1180% 0.1203% 0.1244% 0.1280% 0.1313% 0.1340% 0.1363% 0.1382% 0.1398% 0.1411% 0.1421% 0.1430%
58 0.1214% 0.1059% 0.1019% 0.0982% 0.1013% 0.1061% 0.1106% 0.1147% 0.1205% 0.1259% 0.1285% 0.1329% 0.1369% 0.1402% 0.1430% 0.1452% 0.1471% 0.1487% 0.1500% 0.1511% 0.1520%
59 0.1283% 0.1120% 0.1079% 0.1043% 0.1077% 0.1131% 0.1182% 0.1228% 0.1292% 0.1351% 0.1380% 0.1428% 0.1469% 0.1502% 0.1529% 0.1551% 0.1570% 0.1585% 0.1598% 0.1609% 0.1618%
60 0.1365% 0.1193% 0.1151% 0.1116% 0.1156% 0.1217% 0.1274% 0.1325% 0.1396% 0.1460% 0.1492% 0.1541% 0.1580% 0.1612% 0.1639% 0.1660% 0.1679% 0.1694% 0.1706% 0.1717% 0.1726%
61 0.1466% 0.1284% 0.1241% 0.1207% 0.1254% 0.1322% 0.1386% 0.1442% 0.1519% 0.1590% 0.1619% 0.1665% 0.1702% 0.1733% 0.1758% 0.1778% 0.1796% 0.1810% 0.1822% 0.1833% 0.1841%
62 0.1594% 0.1398% 0.1353% 0.1319% 0.1372% 0.1448% 0.1518% 0.1579% 0.1663% 0.1732% 0.1753% 0.1795% 0.1829% 0.1857% 0.1880% 0.1899% 0.1916% 0.1929% 0.1941% 0.1950% 0.1958%
63 0.1750% 0.1536% 0.1487% 0.1450% 0.1509% 0.1591% 0.1667% 0.1733% 0.1812% 0.1871% 0.1882% 0.1918% 0.1948% 0.1973% 0.1994% 0.2011% 0.2026% 0.2038% 0.2048% 0.2057% 0.2064%
64 0.1928% 0.1692% 0.1638% 0.1596% 0.1658% 0.1747% 0.1828% 0.1881% 0.1942% 0.1989% 0.1988% 0.2018% 0.2043% 0.2064% 0.2081% 0.2096% 0.2109% 0.2120% 0.2129% 0.2136% 0.2143%
65 0.2119% 0.1859% 0.1799% 0.1750% 0.1816% 0.1911% 0.1968% 0.1988% 0.2029% 0.2061% 0.2049% 0.2071% 0.2090% 0.2106% 0.2120% 0.2132% 0.2143% 0.2151% 0.2159% 0.2165% 0.2171%
BIỂU 40: BIỂU PHÍ BẢO HIỂM HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0278% 0.0226% 0.0206% 0.0181% 0.0173% 0.0169% 0.0166% 0.0163% 0.0163% 0.0164% 0.0161% 0.0161% 0.0161% 0.0162% 0.0162% 0.0162% 0.0162% 0.0162% 0.0162% 0.0163% 0.0163%
19 0.0288% 0.0233% 0.0212% 0.0187% 0.0178% 0.0174% 0.0171% 0.0167% 0.0168% 0.0168% 0.0165% 0.0165% 0.0165% 0.0166% 0.0166% 0.0166% 0.0166% 0.0167% 0.0167% 0.0167% 0.0167%
20 0.0296% 0.0240% 0.0218% 0.0191% 0.0182% 0.0178% 0.0175% 0.0171% 0.0172% 0.0172% 0.0169% 0.0169% 0.0169% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170% 0.0171% 0.0171% 0.0171%
21 0.0302% 0.0245% 0.0222% 0.0195% 0.0186% 0.0182% 0.0178% 0.0175% 0.0175% 0.0175% 0.0172% 0.0173% 0.0173% 0.0173% 0.0174% 0.0174% 0.0174% 0.0174% 0.0174% 0.0175% 0.0175%
22 0.0308% 0.0249% 0.0226% 0.0199% 0.0190% 0.0185% 0.0182% 0.0178% 0.0179% 0.0179% 0.0176% 0.0176% 0.0177% 0.0177% 0.0177% 0.0178% 0.0178% 0.0178% 0.0179% 0.0179% 0.0179%
23 0.0313% 0.0254% 0.0231% 0.0203% 0.0194% 0.0189% 0.0186% 0.0182% 0.0183% 0.0183% 0.0180% 0.0181% 0.0181% 0.0181% 0.0182% 0.0182% 0.0182% 0.0183% 0.0183% 0.0183% 0.0183%
24 0.0321% 0.0260% 0.0236% 0.0208% 0.0198% 0.0194% 0.0190% 0.0187% 0.0187% 0.0188% 0.0185% 0.0185% 0.0186% 0.0186% 0.0187% 0.0187% 0.0187% 0.0188% 0.0188% 0.0188% 0.0189%
25 0.0328% 0.0265% 0.0241% 0.0212% 0.0203% 0.0199% 0.0195% 0.0192% 0.0192% 0.0193% 0.0190% 0.0190% 0.0191% 0.0191% 0.0192% 0.0192% 0.0193% 0.0193% 0.0194% 0.0194% 0.0194%
26 0.0335% 0.0272% 0.0248% 0.0218% 0.0208% 0.0204% 0.0201% 0.0198% 0.0198% 0.0199% 0.0196% 0.0196% 0.0197% 0.0198% 0.0198% 0.0199% 0.0199% 0.0200% 0.0200% 0.0200% 0.0201%
27 0.0346% 0.0281% 0.0256% 0.0225% 0.0215% 0.0211% 0.0207% 0.0204% 0.0205% 0.0205% 0.0202% 0.0203% 0.0204% 0.0205% 0.0205% 0.0206% 0.0206% 0.0207% 0.0207% 0.0208% 0.0208%
28 0.0357% 0.0290% 0.0264% 0.0233% 0.0222% 0.0218% 0.0214% 0.0211% 0.0212% 0.0213% 0.0210% 0.0211% 0.0211% 0.0212% 0.0213% 0.0214% 0.0214% 0.0215% 0.0216% 0.0216% 0.0217%
29 0.0369% 0.0299% 0.0273% 0.0240% 0.0230% 0.0226% 0.0222% 0.0219% 0.0220% 0.0221% 0.0218% 0.0219% 0.0220% 0.0221% 0.0222% 0.0222% 0.0223% 0.0224% 0.0225% 0.0225% 0.0226%
30 0.0382% 0.0310% 0.0282% 0.0249% 0.0238% 0.0234% 0.0230% 0.0227% 0.0228% 0.0230% 0.0227% 0.0228% 0.0229% 0.0230% 0.0231% 0.0232% 0.0233% 0.0234% 0.0235% 0.0235% 0.0236%
31 0.0396% 0.0321% 0.0293% 0.0258% 0.0248% 0.0243% 0.0240% 0.0237% 0.0238% 0.0240% 0.0237% 0.0238% 0.0240% 0.0241% 0.0242% 0.0244% 0.0245% 0.0246% 0.0246% 0.0247% 0.0248%
32 0.0410% 0.0333% 0.0304% 0.0269% 0.0258% 0.0254% 0.0250% 0.0247% 0.0249% 0.0251% 0.0249% 0.0251% 0.0252% 0.0254% 0.0255% 0.0257% 0.0258% 0.0259% 0.0260% 0.0261% 0.0261%
33 0.0428% 0.0348% 0.0318% 0.0281% 0.0270% 0.0266% 0.0263% 0.0261% 0.0263% 0.0266% 0.0263% 0.0265% 0.0267% 0.0269% 0.0271% 0.0272% 0.0273% 0.0275% 0.0276% 0.0276% 0.0277%
34 0.0448% 0.0365% 0.0333% 0.0296% 0.0285% 0.0281% 0.0279% 0.0276% 0.0279% 0.0282% 0.0280% 0.0282% 0.0284% 0.0286% 0.0288% 0.0290% 0.0291% 0.0293% 0.0294% 0.0295% 0.0296%
35 0.0472% 0.0385% 0.0352% 0.0314% 0.0303% 0.0300% 0.0298% 0.0296% 0.0299% 0.0302% 0.0300% 0.0303% 0.0305% 0.0307% 0.0309% 0.0311% 0.0313% 0.0314% 0.0315% 0.0316% 0.0317%
36 0.0504% 0.0412% 0.0377% 0.0337% 0.0325% 0.0323% 0.0321% 0.0319% 0.0323% 0.0326% 0.0323% 0.0326% 0.0329% 0.0332% 0.0334% 0.0336% 0.0337% 0.0339% 0.0340% 0.0341% 0.0342%
37 0.0543% 0.0443% 0.0407% 0.0364% 0.0352% 0.0349% 0.0347% 0.0345% 0.0349% 0.0353% 0.0350% 0.0354% 0.0356% 0.0359% 0.0361% 0.0363% 0.0365% 0.0367% 0.0368% 0.0369% 0.0370%
38 0.0588% 0.0481% 0.0442% 0.0395% 0.0383% 0.0380% 0.0378% 0.0375% 0.0380% 0.0384% 0.0380% 0.0384% 0.0387% 0.0389% 0.0392% 0.0394% 0.0396% 0.0397% 0.0399% 0.0400% 0.0401%
39 0.0641% 0.0524% 0.0481% 0.0430% 0.0417% 0.0413% 0.0411% 0.0408% 0.0412% 0.0416% 0.0413% 0.0416% 0.0419% 0.0422% 0.0424% 0.0426% 0.0428% 0.0430% 0.0432% 0.0433% 0.0434%
40 0.0698% 0.0571% 0.0524% 0.0469% 0.0453% 0.0449% 0.0446% 0.0442% 0.0447% 0.0451% 0.0447% 0.0450% 0.0453% 0.0456% 0.0459% 0.0461% 0.0463% 0.0465% 0.0467% 0.0468% 0.0469%
41 0.0760% 0.0621% 0.0570% 0.0508% 0.0491% 0.0486% 0.0482% 0.0478% 0.0482% 0.0487% 0.0482% 0.0486% 0.0489% 0.0492% 0.0495% 0.0497% 0.0499% 0.0501% 0.0503% 0.0504% 0.0506%
42 0.0823% 0.0673% 0.0616% 0.0549% 0.0530% 0.0524% 0.0519% 0.0514% 0.0519% 0.0524% 0.0518% 0.0522% 0.0526% 0.0529% 0.0532% 0.0534% 0.0537% 0.0539% 0.0540% 0.0542% 0.0543%
43 0.0886% 0.0723% 0.0663% 0.0590% 0.0569% 0.0563% 0.0557% 0.0552% 0.0557% 0.0561% 0.0556% 0.0560% 0.0563% 0.0567% 0.0570% 0.0573% 0.0575% 0.0577% 0.0579% 0.0581% 0.0582%
44 0.0952% 0.0777% 0.0711% 0.0633% 0.0610% 0.0603% 0.0596% 0.0591% 0.0596% 0.0601% 0.0595% 0.0599% 0.0603% 0.0607% 0.0610% 0.0613% 0.0616% 0.0618% 0.0620% 0.0622% 0.0623%
45 0.1020% 0.0831% 0.0761% 0.0677% 0.0652% 0.0644% 0.0637% 0.0631% 0.0637% 0.0642% 0.0636% 0.0641% 0.0645% 0.0649% 0.0652% 0.0655% 0.0658% 0.0661% 0.0663% 0.0665% 0.0666%
46 0.1087% 0.0887% 0.0811% 0.0722% 0.0696% 0.0688% 0.0681% 0.0674% 0.0681% 0.0687% 0.0680% 0.0685% 0.0689% 0.0694% 0.0697% 0.0701% 0.0704% 0.0706% 0.0708% 0.0710% 0.0712%
47 0.1161% 0.0947% 0.0867% 0.0771% 0.0744% 0.0735% 0.0728% 0.0721% 0.0728% 0.0735% 0.0727% 0.0733% 0.0738% 0.0742% 0.0746% 0.0750% 0.0753% 0.0755% 0.0758% 0.0760% 0.0762%
48 0.1242% 0.1013% 0.0927% 0.0825% 0.0796% 0.0786% 0.0779% 0.0772% 0.0780% 0.0787% 0.0779% 0.0785% 0.0790% 0.0794% 0.0799% 0.0802% 0.0806% 0.0809% 0.0811% 0.0813% 0.0815%
49 0.1328% 0.1083% 0.0992% 0.0883% 0.0852% 0.0842% 0.0835% 0.0827% 0.0835% 0.0843% 0.0834% 0.0840% 0.0846% 0.0851% 0.0855% 0.0859% 0.0863% 0.0866% 0.0869% 0.0871% 0.0873%
50 0.1422% 0.1160% 0.1062% 0.0946% 0.0913% 0.0903% 0.0895% 0.0888% 0.0896% 0.0904% 0.0895% 0.0901% 0.0907% 0.0912% 0.0916% 0.0921% 0.0924% 0.0928% 0.0931% 0.0934% 0.0936%
51 0.1524% 0.1244% 0.1140% 0.1016% 0.0981% 0.0971% 0.0962% 0.0953% 0.0962% 0.0970% 0.0959% 0.0966% 0.0972% 0.0977% 0.0982% 0.0987% 0.0991% 0.0995% 0.0998% 0.1001% 0.1003%
52 0.1639% 0.1338% 0.1226% 0.1093% 0.1055% 0.1043% 0.1033% 0.1023% 0.1032% 0.1040% 0.1028% 0.1035% 0.1042% 0.1047% 0.1053% 0.1058% 0.1062% 0.1066% 0.1069% 0.1072% 0.1075%
53 0.1766% 0.1441% 0.1320% 0.1176% 0.1134% 0.1120% 0.1108% 0.1097% 0.1105% 0.1113% 0.1101% 0.1108% 0.1115% 0.1121% 0.1127% 0.1132% 0.1137% 0.1141% 0.1145% 0.1147% 0.1150%
54 0.1897% 0.1548% 0.1417% 0.1261% 0.1214% 0.1198% 0.1184% 0.1171% 0.1180% 0.1188% 0.1175% 0.1183% 0.1190% 0.1197% 0.1204% 0.1209% 0.1215% 0.1219% 0.1222% 0.1225% 0.1227%
55 0.2031% 0.1656% 0.1515% 0.1346% 0.1294% 0.1276% 0.1260% 0.1246% 0.1255% 0.1265% 0.1251% 0.1260% 0.1268% 0.1276% 0.1283% 0.1290% 0.1295% 0.1299% 0.1302% 0.1304% 0.1306%
56 0.2164% 0.1763% 0.1611% 0.1429% 0.1373% 0.1353% 0.1337% 0.1322% 0.1333% 0.1344% 0.1330% 0.1340% 0.1350% 0.1359% 0.1367% 0.1373% 0.1378% 0.1381% 0.1384% 0.1386% 0.1387%
57 0.2292% 0.1866% 0.1704% 0.1511% 0.1453% 0.1432% 0.1416% 0.1402% 0.1415% 0.1428% 0.1415% 0.1427% 0.1438% 0.1448% 0.1456% 0.1461% 0.1465% 0.1468% 0.1470% 0.1471% 0.1472%
58 0.2419% 0.1969% 0.1799% 0.1597% 0.1537% 0.1518% 0.1504% 0.1491% 0.1507% 0.1523% 0.1510% 0.1524% 0.1536% 0.1546% 0.1552% 0.1556% 0.1559% 0.1561% 0.1562% 0.1563% 0.1564%
59 0.2557% 0.2083% 0.1905% 0.1695% 0.1635% 0.1618% 0.1606% 0.1596% 0.1615% 0.1634% 0.1621% 0.1636% 0.1648% 0.1655% 0.1659% 0.1662% 0.1663% 0.1664% 0.1664% 0.1665% 0.1665%
60 0.2720% 0.2219% 0.2033% 0.1813% 0.1754% 0.1741% 0.1731% 0.1722% 0.1744% 0.1765% 0.1752% 0.1765% 0.1772% 0.1776% 0.1778% 0.1778% 0.1778% 0.1777% 0.1777% 0.1776% 0.1775%
61 0.2920% 0.2387% 0.2190% 0.1960% 0.1901% 0.1890% 0.1881% 0.1872% 0.1897% 0.1920% 0.1900% 0.1906% 0.1908% 0.1908% 0.1906% 0.1904% 0.1901% 0.1899% 0.1897% 0.1895% 0.1894%
62 0.3175% 0.2600% 0.2388% 0.2142% 0.2079% 0.2068% 0.2059% 0.2049% 0.2075% 0.2091% 0.2056% 0.2054% 0.2049% 0.2043% 0.2037% 0.2032% 0.2027% 0.2023% 0.2019% 0.2016% 0.2013%
63 0.3484% 0.2855% 0.2624% 0.2354% 0.2285% 0.2271% 0.2259% 0.2247% 0.2260% 0.2257% 0.2206% 0.2193% 0.2181% 0.2170% 0.2159% 0.2151% 0.2143% 0.2136% 0.2131% 0.2126% 0.2122%
64 0.3837% 0.3144% 0.2889% 0.2589% 0.2510% 0.2492% 0.2476% 0.2437% 0.2421% 0.2397% 0.2329% 0.2306% 0.2286% 0.2268% 0.2253% 0.2240% 0.2230% 0.2221% 0.2213% 0.2207% 0.2202%
65 0.4218% 0.3453% 0.3171% 0.2837% 0.2747% 0.2724% 0.2664% 0.2574% 0.2526% 0.2482% 0.2398% 0.2365% 0.2337% 0.2313% 0.2294% 0.2278% 0.2264% 0.2253% 0.2244% 0.2236% 0.2230%
BIỂU 41: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0431% 0.0374% 0.0359% 0.0343% 0.0351% 0.0364% 0.0375% 0.0385% 0.0401% 0.0415% 0.0420% 0.0432% 0.0442% 0.0450% 0.0458% 0.0465% 0.0471% 0.0476% 0.0480% 0.0484% 0.0487%
19 0.0445% 0.0386% 0.0370% 0.0353% 0.0361% 0.0374% 0.0386% 0.0396% 0.0412% 0.0426% 0.0431% 0.0443% 0.0453% 0.0462% 0.0470% 0.0477% 0.0483% 0.0488% 0.0493% 0.0496% 0.0500%
20 0.0458% 0.0397% 0.0380% 0.0362% 0.0369% 0.0383% 0.0395% 0.0405% 0.0421% 0.0436% 0.0441% 0.0453% 0.0464% 0.0473% 0.0481% 0.0488% 0.0494% 0.0500% 0.0504% 0.0508% 0.0512%
21 0.0468% 0.0405% 0.0388% 0.0370% 0.0377% 0.0390% 0.0403% 0.0413% 0.0430% 0.0445% 0.0451% 0.0463% 0.0474% 0.0483% 0.0492% 0.0499% 0.0505% 0.0511% 0.0516% 0.0520% 0.0523%
22 0.0476% 0.0413% 0.0395% 0.0377% 0.0384% 0.0398% 0.0411% 0.0422% 0.0439% 0.0455% 0.0460% 0.0473% 0.0484% 0.0494% 0.0503% 0.0510% 0.0517% 0.0523% 0.0528% 0.0532% 0.0536%
23 0.0485% 0.0421% 0.0403% 0.0384% 0.0392% 0.0407% 0.0420% 0.0431% 0.0449% 0.0465% 0.0471% 0.0484% 0.0496% 0.0506% 0.0515% 0.0523% 0.0530% 0.0536% 0.0541% 0.0545% 0.0549%
24 0.0497% 0.0431% 0.0412% 0.0393% 0.0401% 0.0416% 0.0430% 0.0442% 0.0460% 0.0477% 0.0483% 0.0497% 0.0509% 0.0519% 0.0529% 0.0537% 0.0544% 0.0551% 0.0556% 0.0561% 0.0565%
25 0.0507% 0.0440% 0.0421% 0.0402% 0.0411% 0.0427% 0.0441% 0.0453% 0.0472% 0.0490% 0.0496% 0.0510% 0.0523% 0.0534% 0.0544% 0.0552% 0.0560% 0.0567% 0.0572% 0.0577% 0.0582%
26 0.0519% 0.0451% 0.0432% 0.0413% 0.0422% 0.0439% 0.0454% 0.0467% 0.0487% 0.0505% 0.0512% 0.0526% 0.0539% 0.0551% 0.0561% 0.0571% 0.0578% 0.0585% 0.0591% 0.0597% 0.0601%
27 0.0535% 0.0465% 0.0446% 0.0426% 0.0436% 0.0453% 0.0469% 0.0482% 0.0503% 0.0522% 0.0529% 0.0545% 0.0558% 0.0571% 0.0581% 0.0591% 0.0600% 0.0607% 0.0613% 0.0619% 0.0624%
28 0.0553% 0.0480% 0.0460% 0.0440% 0.0450% 0.0468% 0.0484% 0.0499% 0.0520% 0.0540% 0.0548% 0.0564% 0.0579% 0.0592% 0.0603% 0.0614% 0.0623% 0.0630% 0.0637% 0.0643% 0.0648%
29 0.0570% 0.0495% 0.0475% 0.0455% 0.0466% 0.0485% 0.0502% 0.0517% 0.0539% 0.0560% 0.0569% 0.0586% 0.0602% 0.0615% 0.0628% 0.0639% 0.0648% 0.0657% 0.0664% 0.0670% 0.0676%
30 0.0591% 0.0514% 0.0493% 0.0472% 0.0483% 0.0503% 0.0521% 0.0537% 0.0561% 0.0583% 0.0593% 0.0611% 0.0628% 0.0642% 0.0656% 0.0667% 0.0678% 0.0686% 0.0694% 0.0701% 0.0707%
31 0.0613% 0.0532% 0.0511% 0.0489% 0.0502% 0.0523% 0.0542% 0.0559% 0.0585% 0.0609% 0.0619% 0.0639% 0.0657% 0.0673% 0.0687% 0.0700% 0.0711% 0.0720% 0.0728% 0.0736% 0.0742%
32 0.0635% 0.0552% 0.0530% 0.0509% 0.0522% 0.0545% 0.0566% 0.0585% 0.0613% 0.0638% 0.0650% 0.0672% 0.0691% 0.0708% 0.0723% 0.0737% 0.0749% 0.0759% 0.0768% 0.0776% 0.0782%
33 0.0663% 0.0577% 0.0554% 0.0533% 0.0547% 0.0572% 0.0595% 0.0616% 0.0646% 0.0674% 0.0688% 0.0711% 0.0732% 0.0750% 0.0767% 0.0781% 0.0794% 0.0805% 0.0815% 0.0823% 0.0830%
34 0.0694% 0.0604% 0.0581% 0.0560% 0.0577% 0.0604% 0.0630% 0.0653% 0.0686% 0.0717% 0.0731% 0.0757% 0.0779% 0.0799% 0.0817% 0.0833% 0.0846% 0.0858% 0.0869% 0.0878% 0.0885%
35 0.0731% 0.0638% 0.0615% 0.0594% 0.0614% 0.0645% 0.0673% 0.0699% 0.0735% 0.0768% 0.0784% 0.0811% 0.0836% 0.0857% 0.0877% 0.0893% 0.0908% 0.0921% 0.0932% 0.0942% 0.0950%
36 0.0780% 0.0682% 0.0658% 0.0637% 0.0660% 0.0694% 0.0725% 0.0753% 0.0792% 0.0829% 0.0846% 0.0875% 0.0902% 0.0925% 0.0946% 0.0964% 0.0980% 0.0994% 0.1006% 0.1016% 0.1025%
37 0.0840% 0.0735% 0.0709% 0.0689% 0.0714% 0.0751% 0.0786% 0.0816% 0.0859% 0.0898% 0.0916% 0.0948% 0.0976% 0.1002% 0.1024% 0.1043% 0.1060% 0.1075% 0.1088% 0.1099% 0.1109%
38 0.0911% 0.0798% 0.0770% 0.0748% 0.0776% 0.0817% 0.0854% 0.0887% 0.0933% 0.0975% 0.0995% 0.1029% 0.1059% 0.1086% 0.1110% 0.1131% 0.1149% 0.1165% 0.1179% 0.1191% 0.1201%
39 0.0992% 0.0869% 0.0839% 0.0815% 0.0845% 0.0889% 0.0929% 0.0964% 0.1013% 0.1058% 0.1079% 0.1116% 0.1148% 0.1177% 0.1203% 0.1225% 0.1245% 0.1262% 0.1277% 0.1289% 0.1300%
40 0.1081% 0.0947% 0.0914% 0.0887% 0.0919% 0.0966% 0.1008% 0.1046% 0.1098% 0.1146% 0.1169% 0.1208% 0.1242% 0.1273% 0.1301% 0.1325% 0.1346% 0.1364% 0.1380% 0.1394% 0.1405%
41 0.1176% 0.1029% 0.0994% 0.0963% 0.0996% 0.1046% 0.1091% 0.1130% 0.1186% 0.1238% 0.1261% 0.1303% 0.1340% 0.1373% 0.1403% 0.1428% 0.1451% 0.1470% 0.1487% 0.1502% 0.1514%
42 0.1275% 0.1115% 0.1075% 0.1040% 0.1075% 0.1127% 0.1175% 0.1217% 0.1277% 0.1332% 0.1357% 0.1401% 0.1441% 0.1476% 0.1508% 0.1535% 0.1559% 0.1580% 0.1598% 0.1614% 0.1627%
43 0.1372% 0.1199% 0.1156% 0.1118% 0.1155% 0.1210% 0.1261% 0.1306% 0.1369% 0.1428% 0.1455% 0.1502% 0.1545% 0.1583% 0.1616% 0.1646% 0.1672% 0.1694% 0.1713% 0.1730% 0.1744%
44 0.1474% 0.1288% 0.1241% 0.1199% 0.1238% 0.1296% 0.1350% 0.1398% 0.1466% 0.1529% 0.1557% 0.1608% 0.1654% 0.1695% 0.1731% 0.1762% 0.1790% 0.1813% 0.1834% 0.1852% 0.1867%
45 0.1579% 0.1378% 0.1328% 0.1282% 0.1323% 0.1386% 0.1443% 0.1494% 0.1567% 0.1635% 0.1665% 0.1720% 0.1769% 0.1812% 0.1851% 0.1884% 0.1914% 0.1939% 0.1961% 0.1980% 0.1996%
46 0.1684% 0.1470% 0.1416% 0.1368% 0.1412% 0.1480% 0.1542% 0.1597% 0.1675% 0.1747% 0.1780% 0.1839% 0.1891% 0.1938% 0.1979% 0.2014% 0.2046% 0.2073% 0.2096% 0.2116% 0.2134%
47 0.1798% 0.1571% 0.1513% 0.1463% 0.1510% 0.1582% 0.1649% 0.1708% 0.1792% 0.1870% 0.1905% 0.1968% 0.2024% 0.2074% 0.2117% 0.2155% 0.2189% 0.2218% 0.2243% 0.2264% 0.2283%
48 0.1923% 0.1680% 0.1618% 0.1564% 0.1615% 0.1693% 0.1765% 0.1829% 0.1919% 0.2003% 0.2041% 0.2108% 0.2167% 0.2220% 0.2267% 0.2308% 0.2343% 0.2374% 0.2401% 0.2424% 0.2444%
49 0.2056% 0.1796% 0.1731% 0.1674% 0.1729% 0.1814% 0.1891% 0.1960% 0.2057% 0.2146% 0.2187% 0.2258% 0.2322% 0.2378% 0.2428% 0.2472% 0.2510% 0.2543% 0.2572% 0.2596% 0.2618%
50 0.2202% 0.1924% 0.1855% 0.1794% 0.1854% 0.1946% 0.2029% 0.2103% 0.2207% 0.2302% 0.2345% 0.2421% 0.2489% 0.2549% 0.2602% 0.2649% 0.2690% 0.2725% 0.2756% 0.2783% 0.2805%
51 0.2360% 0.2064% 0.1990% 0.1927% 0.1992% 0.2091% 0.2180% 0.2259% 0.2369% 0.2471% 0.2516% 0.2596% 0.2669% 0.2733% 0.2790% 0.2840% 0.2883% 0.2922% 0.2955% 0.2983% 0.3007%
52 0.2539% 0.2220% 0.2142% 0.2074% 0.2144% 0.2249% 0.2343% 0.2426% 0.2543% 0.2650% 0.2698% 0.2784% 0.2861% 0.2930% 0.2991% 0.3044% 0.3091% 0.3132% 0.3167% 0.3197% 0.3222%
53 0.2735% 0.2392% 0.2306% 0.2231% 0.2304% 0.2415% 0.2514% 0.2601% 0.2724% 0.2838% 0.2888% 0.2980% 0.3063% 0.3136% 0.3202% 0.3259% 0.3310% 0.3353% 0.3391% 0.3422% 0.3447%
54 0.2939% 0.2569% 0.2476% 0.2393% 0.2468% 0.2583% 0.2687% 0.2778% 0.2909% 0.3030% 0.3083% 0.3182% 0.3271% 0.3350% 0.3420% 0.3482% 0.3537% 0.3583% 0.3621% 0.3653% 0.3679%
55 0.3148% 0.2749% 0.2648% 0.2555% 0.2632% 0.2752% 0.2861% 0.2957% 0.3097% 0.3226% 0.3284% 0.3391% 0.3486% 0.3572% 0.3648% 0.3715% 0.3771% 0.3818% 0.3857% 0.3890% 0.3917%
56 0.3353% 0.2926% 0.2816% 0.2714% 0.2793% 0.2920% 0.3035% 0.3139% 0.3289% 0.3429% 0.3493% 0.3608% 0.3712% 0.3805% 0.3887% 0.3956% 0.4014% 0.4062% 0.4101% 0.4134% 0.4162%
57 0.3552% 0.3098% 0.2979% 0.2870% 0.2955% 0.3091% 0.3217% 0.3330% 0.3494% 0.3646% 0.3717% 0.3843% 0.3955% 0.4055% 0.4141% 0.4211% 0.4269% 0.4317% 0.4357% 0.4391% 0.4418%
58 0.3749% 0.3270% 0.3146% 0.3034% 0.3128% 0.3277% 0.3416% 0.3543% 0.3722% 0.3889% 0.3969% 0.4105% 0.4228% 0.4332% 0.4417% 0.4487% 0.4545% 0.4593% 0.4633% 0.4667% 0.4695%
59 0.3964% 0.3460% 0.3332% 0.3221% 0.3328% 0.3495% 0.3652% 0.3793% 0.3991% 0.4174% 0.4262% 0.4411% 0.4537% 0.4639% 0.4723% 0.4792% 0.4850% 0.4897% 0.4937% 0.4970% 0.4998%
60 0.4217% 0.3687% 0.3556% 0.3447% 0.3572% 0.3761% 0.3936% 0.4095% 0.4312% 0.4512% 0.4610% 0.4761% 0.4883% 0.4982% 0.5063% 0.5130% 0.5186% 0.5233% 0.5272% 0.5305% 0.5332%
61 0.4529% 0.3967% 0.3833% 0.3728% 0.3873% 0.4085% 0.4281% 0.4456% 0.4694% 0.4912% 0.5003% 0.5145% 0.5260% 0.5353% 0.5431% 0.5495% 0.5549% 0.5594% 0.5631% 0.5663% 0.5689%
62 0.4925% 0.4321% 0.4181% 0.4075% 0.4240% 0.4474% 0.4689% 0.4880% 0.5139% 0.5353% 0.5417% 0.5546% 0.5651% 0.5738% 0.5810% 0.5869% 0.5920% 0.5962% 0.5997% 0.6026% 0.6051%
63 0.5406% 0.4746% 0.4596% 0.4482% 0.4662% 0.4918% 0.5150% 0.5356% 0.5600% 0.5782% 0.5816% 0.5928% 0.6021% 0.6097% 0.6161% 0.6215% 0.6261% 0.6299% 0.6331% 0.6358% 0.6381%
64 0.5956% 0.5229% 0.5062% 0.4932% 0.5125% 0.5400% 0.5650% 0.5815% 0.6003% 0.6146% 0.6146% 0.6238% 0.6314% 0.6379% 0.6433% 0.6480% 0.6519% 0.6552% 0.6580% 0.6604% 0.6624%
65 0.6549% 0.5746% 0.5559% 0.5409% 0.5612% 0.5907% 0.6083% 0.6146% 0.6272% 0.6371% 0.6335% 0.6403% 0.6461% 0.6511% 0.6555% 0.6592% 0.6624% 0.6651% 0.6674% 0.6694% 0.6710%
BIỂU 42: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1036% 0.0780% 0.0686% 0.0586% 0.0551% 0.0534% 0.0521% 0.0510% 0.0509% 0.0509% 0.0500% 0.0500% 0.0500% 0.0500% 0.0501% 0.0501% 0.0501% 0.0502% 0.0502% 0.0502% 0.0503%
19 0.1070% 0.0805% 0.0708% 0.0603% 0.0567% 0.0549% 0.0535% 0.0524% 0.0523% 0.0522% 0.0513% 0.0513% 0.0513% 0.0513% 0.0514% 0.0514% 0.0514% 0.0515% 0.0515% 0.0515% 0.0516%
20 0.1101% 0.0827% 0.0727% 0.0618% 0.0580% 0.0562% 0.0548% 0.0536% 0.0535% 0.0534% 0.0525% 0.0525% 0.0525% 0.0525% 0.0526% 0.0526% 0.0527% 0.0527% 0.0527% 0.0528% 0.0528%
21 0.1124% 0.0844% 0.0742% 0.0631% 0.0592% 0.0573% 0.0559% 0.0547% 0.0546% 0.0545% 0.0536% 0.0536% 0.0536% 0.0537% 0.0537% 0.0538% 0.0538% 0.0539% 0.0539% 0.0540% 0.0540%
22 0.1145% 0.0860% 0.0755% 0.0643% 0.0603% 0.0585% 0.0570% 0.0558% 0.0557% 0.0557% 0.0547% 0.0548% 0.0548% 0.0549% 0.0549% 0.0550% 0.0551% 0.0551% 0.0552% 0.0552% 0.0553%
23 0.1166% 0.0876% 0.0770% 0.0656% 0.0616% 0.0597% 0.0583% 0.0570% 0.0570% 0.0570% 0.0560% 0.0561% 0.0561% 0.0562% 0.0563% 0.0564% 0.0564% 0.0565% 0.0566% 0.0566% 0.0567%
24 0.1195% 0.0897% 0.0789% 0.0671% 0.0630% 0.0612% 0.0597% 0.0585% 0.0584% 0.0585% 0.0574% 0.0575% 0.0576% 0.0577% 0.0578% 0.0579% 0.0580% 0.0581% 0.0581% 0.0582% 0.0583%
25 0.1218% 0.0916% 0.0805% 0.0686% 0.0645% 0.0627% 0.0612% 0.0600% 0.0600% 0.0600% 0.0590% 0.0591% 0.0592% 0.0593% 0.0594% 0.0595% 0.0596% 0.0598% 0.0598% 0.0599% 0.0600%
26 0.1248% 0.0939% 0.0826% 0.0705% 0.0664% 0.0645% 0.0630% 0.0618% 0.0618% 0.0618% 0.0608% 0.0609% 0.0611% 0.0612% 0.0613% 0.0615% 0.0616% 0.0617% 0.0618% 0.0620% 0.0620%
27 0.1287% 0.0968% 0.0852% 0.0728% 0.0685% 0.0666% 0.0651% 0.0638% 0.0638% 0.0639% 0.0629% 0.0630% 0.0632% 0.0634% 0.0635% 0.0637% 0.0639% 0.0640% 0.0641% 0.0643% 0.0644%
28 0.1329% 0.1000% 0.0880% 0.0751% 0.0708% 0.0688% 0.0673% 0.0660% 0.0660% 0.0662% 0.0651% 0.0653% 0.0655% 0.0657% 0.0659% 0.0661% 0.0663% 0.0665% 0.0666% 0.0668% 0.0669%
29 0.1371% 0.1032% 0.0909% 0.0777% 0.0732% 0.0712% 0.0696% 0.0683% 0.0684% 0.0686% 0.0676% 0.0678% 0.0681% 0.0684% 0.0686% 0.0688% 0.0690% 0.0692% 0.0694% 0.0696% 0.0697%
30 0.1421% 0.1070% 0.0942% 0.0805% 0.0759% 0.0738% 0.0723% 0.0710% 0.0712% 0.0714% 0.0704% 0.0707% 0.0710% 0.0713% 0.0716% 0.0719% 0.0722% 0.0724% 0.0726% 0.0728% 0.0729%
31 0.1473% 0.1109% 0.0976% 0.0835% 0.0788% 0.0767% 0.0752% 0.0740% 0.0742% 0.0746% 0.0736% 0.0740% 0.0744% 0.0747% 0.0751% 0.0754% 0.0757% 0.0759% 0.0762% 0.0764% 0.0766%
32 0.1526% 0.1150% 0.1014% 0.0868% 0.0820% 0.0800% 0.0786% 0.0774% 0.0778% 0.0782% 0.0773% 0.0777% 0.0782% 0.0786% 0.0790% 0.0794% 0.0797% 0.0800% 0.0803% 0.0805% 0.0807%
33 0.1594% 0.1202% 0.1060% 0.0909% 0.0860% 0.0840% 0.0826% 0.0815% 0.0820% 0.0826% 0.0817% 0.0823% 0.0828% 0.0833% 0.0838% 0.0842% 0.0845% 0.0849% 0.0852% 0.0854% 0.0857%
34 0.1668% 0.1258% 0.1111% 0.0955% 0.0906% 0.0888% 0.0875% 0.0864% 0.0871% 0.0878% 0.0869% 0.0876% 0.0882% 0.0887% 0.0893% 0.0897% 0.0901% 0.0905% 0.0908% 0.0911% 0.0913%
35 0.1758% 0.1329% 0.1175% 0.1014% 0.0964% 0.0946% 0.0934% 0.0924% 0.0932% 0.0941% 0.0931% 0.0939% 0.0946% 0.0952% 0.0957% 0.0962% 0.0967% 0.0971% 0.0974% 0.0977% 0.0980%
36 0.1876% 0.1421% 0.1258% 0.1087% 0.1036% 0.1018% 0.1006% 0.0996% 0.1006% 0.1015% 0.1005% 0.1013% 0.1020% 0.1027% 0.1033% 0.1038% 0.1043% 0.1047% 0.1051% 0.1054% 0.1057%
37 0.2019% 0.1530% 0.1357% 0.1175% 0.1121% 0.1103% 0.1090% 0.1079% 0.1089% 0.1099% 0.1088% 0.1097% 0.1105% 0.1112% 0.1118% 0.1124% 0.1129% 0.1133% 0.1137% 0.1141% 0.1144%
38 0.2189% 0.1661% 0.1473% 0.1277% 0.1219% 0.1199% 0.1185% 0.1173% 0.1183% 0.1194% 0.1181% 0.1190% 0.1198% 0.1206% 0.1212% 0.1218% 0.1224% 0.1228% 0.1232% 0.1236% 0.1239%
39 0.2384% 0.1809% 0.1605% 0.1391% 0.1327% 0.1305% 0.1288% 0.1275% 0.1285% 0.1295% 0.1282% 0.1291% 0.1299% 0.1307% 0.1313% 0.1320% 0.1325% 0.1330% 0.1334% 0.1338% 0.1342%
40 0.2598% 0.1971% 0.1748% 0.1514% 0.1443% 0.1417% 0.1398% 0.1382% 0.1393% 0.1403% 0.1388% 0.1397% 0.1405% 0.1413% 0.1420% 0.1427% 0.1433% 0.1438% 0.1442% 0.1446% 0.1450%
41 0.2826% 0.2143% 0.1900% 0.1643% 0.1564% 0.1535% 0.1513% 0.1494% 0.1504% 0.1515% 0.1497% 0.1507% 0.1516% 0.1524% 0.1531% 0.1538% 0.1544% 0.1550% 0.1554% 0.1559% 0.1562%
42 0.3064% 0.2321% 0.2055% 0.1774% 0.1687% 0.1654% 0.1629% 0.1608% 0.1619% 0.1630% 0.1610% 0.1620% 0.1630% 0.1638% 0.1646% 0.1653% 0.1660% 0.1665% 0.1670% 0.1675% 0.1679%
43 0.3297% 0.2496% 0.2210% 0.1907% 0.1812% 0.1775% 0.1748% 0.1725% 0.1736% 0.1747% 0.1726% 0.1737% 0.1747% 0.1756% 0.1764% 0.1772% 0.1779% 0.1785% 0.1790% 0.1795% 0.1799%
44 0.3543% 0.2681% 0.2372% 0.2045% 0.1942% 0.1902% 0.1872% 0.1847% 0.1858% 0.1870% 0.1848% 0.1859% 0.1870% 0.1880% 0.1889% 0.1897% 0.1904% 0.1911% 0.1916% 0.1921% 0.1926%
45 0.3794% 0.2869% 0.2537% 0.2186% 0.2075% 0.2032% 0.2001% 0.1974% 0.1986% 0.1999% 0.1976% 0.1988% 0.2000% 0.2010% 0.2020% 0.2028% 0.2036% 0.2043% 0.2049% 0.2054% 0.2059%
46 0.4046% 0.3060% 0.2707% 0.2333% 0.2215% 0.2170% 0.2136% 0.2109% 0.2122% 0.2137% 0.2112% 0.2125% 0.2138% 0.2149% 0.2159% 0.2168% 0.2176% 0.2184% 0.2190% 0.2196% 0.2201%
47 0.4321% 0.3269% 0.2892% 0.2493% 0.2368% 0.2320% 0.2284% 0.2255% 0.2270% 0.2286% 0.2260% 0.2274% 0.2287% 0.2299% 0.2310% 0.2320% 0.2328% 0.2336% 0.2343% 0.2349% 0.2354%
48 0.4620% 0.3495% 0.3092% 0.2666% 0.2532% 0.2482% 0.2445% 0.2414% 0.2431% 0.2448% 0.2420% 0.2435% 0.2449% 0.2462% 0.2473% 0.2483% 0.2492% 0.2501% 0.2508% 0.2515% 0.2520%
49 0.4940% 0.3738% 0.3308% 0.2853% 0.2711% 0.2658% 0.2620% 0.2587% 0.2605% 0.2623% 0.2593% 0.2609% 0.2623% 0.2636% 0.2648% 0.2659% 0.2669% 0.2678% 0.2686% 0.2693% 0.2699%
50 0.5289% 0.4003% 0.3543% 0.3057% 0.2907% 0.2852% 0.2810% 0.2776% 0.2795% 0.2813% 0.2780% 0.2796% 0.2811% 0.2825% 0.2838% 0.2850% 0.2860% 0.2870% 0.2878% 0.2886% 0.2893%
51 0.5670% 0.4293% 0.3801% 0.3283% 0.3123% 0.3063% 0.3019% 0.2980% 0.2999% 0.3018% 0.2981% 0.2998% 0.3014% 0.3028% 0.3042% 0.3054% 0.3066% 0.3076% 0.3085% 0.3093% 0.3100%
52 0.6098% 0.4619% 0.4091% 0.3533% 0.3359% 0.3294% 0.3243% 0.3200% 0.3218% 0.3237% 0.3196% 0.3214% 0.3230% 0.3246% 0.3260% 0.3274% 0.3286% 0.3297% 0.3307% 0.3315% 0.3322%
53 0.6570% 0.4975% 0.4404% 0.3800% 0.3610% 0.3536% 0.3479% 0.3429% 0.3447% 0.3466% 0.3421% 0.3439% 0.3457% 0.3474% 0.3490% 0.3505% 0.3518% 0.3530% 0.3540% 0.3548% 0.3553%
54 0.7059% 0.5342% 0.4727% 0.4074% 0.3866% 0.3782% 0.3717% 0.3662% 0.3680% 0.3699% 0.3652% 0.3672% 0.3691% 0.3710% 0.3728% 0.3744% 0.3758% 0.3770% 0.3780% 0.3786% 0.3792%
55 0.7559% 0.5716% 0.5054% 0.4349% 0.4121% 0.4028% 0.3957% 0.3897% 0.3916% 0.3938% 0.3889% 0.3911% 0.3934% 0.3955% 0.3975% 0.3993% 0.4007% 0.4018% 0.4026% 0.4032% 0.4036%
56 0.8053% 0.6084% 0.5375% 0.4619% 0.4373% 0.4273% 0.4197% 0.4136% 0.4158% 0.4184% 0.4135% 0.4161% 0.4187% 0.4211% 0.4234% 0.4251% 0.4264% 0.4273% 0.4280% 0.4285% 0.4288%
57 0.8529% 0.6440% 0.5686% 0.4884% 0.4625% 0.4522% 0.4446% 0.4386% 0.4415% 0.4447% 0.4398% 0.4430% 0.4460% 0.4487% 0.4509% 0.4524% 0.4534% 0.4541% 0.4546% 0.4549% 0.4552%
58 0.9001% 0.6797% 0.6003% 0.5162% 0.4895% 0.4793% 0.4721% 0.4665% 0.4702% 0.4741% 0.4694% 0.4731% 0.4765% 0.4791% 0.4808% 0.4819% 0.4825% 0.4830% 0.4833% 0.4834% 0.4836%
59 0.9516% 0.7191% 0.6357% 0.5478% 0.5206% 0.5110% 0.5044% 0.4992% 0.5038% 0.5086% 0.5038% 0.5081% 0.5111% 0.5129% 0.5140% 0.5145% 0.5148% 0.5149% 0.5149% 0.5148% 0.5147%
60 1.0123% 0.7661% 0.6782% 0.5861% 0.5586% 0.5496% 0.5434% 0.5386% 0.5441% 0.5495% 0.5446% 0.5481% 0.5498% 0.5506% 0.5507% 0.5506% 0.5503% 0.5500% 0.5496% 0.5493% 0.5490%
61 1.0870% 0.8241% 0.7309% 0.6336% 0.6054% 0.5967% 0.5907% 0.5857% 0.5919% 0.5979% 0.5907% 0.5920% 0.5920% 0.5914% 0.5905% 0.5895% 0.5886% 0.5877% 0.5869% 0.5862% 0.5856%
62 1.1818% 0.8974% 0.7970% 0.6923% 0.6623% 0.6530% 0.6465% 0.6410% 0.6476% 0.6510% 0.6393% 0.6378% 0.6357% 0.6335% 0.6313% 0.6294% 0.6276% 0.6261% 0.6248% 0.6237% 0.6227%
63 1.2969% 0.9856% 0.8757% 0.7610% 0.7279% 0.7173% 0.7096% 0.7030% 0.7053% 0.7028% 0.6858% 0.6813% 0.6768% 0.6728% 0.6692% 0.6661% 0.6635% 0.6612% 0.6594% 0.6578% 0.6564%
64 1.4286% 1.0854% 0.9641% 0.8371% 0.7996% 0.7871% 0.7778% 0.7627% 0.7554% 0.7465% 0.7242% 0.7163% 0.7093% 0.7034% 0.6983% 0.6940% 0.6905% 0.6875% 0.6850% 0.6830% 0.6812%
65 1.5703% 1.1923% 1.0583% 0.9174% 0.8750% 0.8603% 0.8368% 0.8054% 0.7886% 0.7731% 0.7458% 0.7346% 0.7253% 0.7175% 0.7110% 0.7056% 0.7012% 0.6975% 0.6945% 0.6920% 0.6899%
BIỂU 43: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0760% 0.0660% 0.0633% 0.0605% 0.0618% 0.0641% 0.0662% 0.0680% 0.0707% 0.0732% 0.0741% 0.0761% 0.0779% 0.0794% 0.0808% 0.0820% 0.0830% 0.0839% 0.0846% 0.0853% 0.0859%
19 0.0784% 0.0681% 0.0652% 0.0623% 0.0636% 0.0659% 0.0680% 0.0698% 0.0726% 0.0751% 0.0760% 0.0781% 0.0799% 0.0815% 0.0829% 0.0841% 0.0851% 0.0861% 0.0868% 0.0875% 0.0881%
20 0.0807% 0.0700% 0.0670% 0.0639% 0.0651% 0.0675% 0.0696% 0.0714% 0.0743% 0.0769% 0.0778% 0.0799% 0.0818% 0.0834% 0.0848% 0.0861% 0.0872% 0.0881% 0.0889% 0.0896% 0.0902%
21 0.0824% 0.0715% 0.0683% 0.0651% 0.0664% 0.0688% 0.0710% 0.0728% 0.0758% 0.0785% 0.0794% 0.0816% 0.0835% 0.0852% 0.0867% 0.0880% 0.0891% 0.0901% 0.0909% 0.0916% 0.0923%
22 0.0840% 0.0728% 0.0696% 0.0664% 0.0677% 0.0702% 0.0724% 0.0743% 0.0774% 0.0802% 0.0812% 0.0834% 0.0853% 0.0871% 0.0886% 0.0900% 0.0911% 0.0921% 0.0930% 0.0938% 0.0944%
23 0.0855% 0.0742% 0.0710% 0.0678% 0.0691% 0.0717% 0.0740% 0.0760% 0.0791% 0.0820% 0.0831% 0.0854% 0.0874% 0.0892% 0.0908% 0.0922% 0.0934% 0.0944% 0.0954% 0.0961% 0.0968%
24 0.0876% 0.0760% 0.0727% 0.0693% 0.0707% 0.0734% 0.0758% 0.0779% 0.0811% 0.0841% 0.0852% 0.0876% 0.0897% 0.0916% 0.0932% 0.0947% 0.0960% 0.0971% 0.0980% 0.0988% 0.0996%
25 0.0893% 0.0775% 0.0742% 0.0709% 0.0724% 0.0752% 0.0777% 0.0799% 0.0833% 0.0863% 0.0875% 0.0900% 0.0922% 0.0941% 0.0959% 0.0974% 0.0987% 0.0999% 0.1009% 0.1018% 0.1025%
26 0.0915% 0.0794% 0.0761% 0.0728% 0.0745% 0.0774% 0.0800% 0.0823% 0.0858% 0.0890% 0.0902% 0.0928% 0.0951% 0.0972% 0.0990% 0.1006% 0.1020% 0.1032% 0.1043% 0.1052% 0.1060%
27 0.0944% 0.0820% 0.0786% 0.0752% 0.0769% 0.0799% 0.0826% 0.0850% 0.0886% 0.0920% 0.0933% 0.0960% 0.0984% 0.1006% 0.1025% 0.1042% 0.1057% 0.1070% 0.1081% 0.1091% 0.1099%
28 0.0974% 0.0846% 0.0811% 0.0776% 0.0794% 0.0826% 0.0854% 0.0879% 0.0917% 0.0952% 0.0966% 0.0995% 0.1020% 0.1043% 0.1064% 0.1082% 0.1098% 0.1111% 0.1123% 0.1134% 0.1143%
29 0.1005% 0.0874% 0.0838% 0.0802% 0.0821% 0.0854% 0.0884% 0.0911% 0.0951% 0.0988% 0.1003% 0.1033% 0.1060% 0.1085% 0.1107% 0.1126% 0.1143% 0.1157% 0.1170% 0.1181% 0.1191%
30 0.1042% 0.0905% 0.0868% 0.0832% 0.0852% 0.0886% 0.0918% 0.0946% 0.0988% 0.1028% 0.1045% 0.1077% 0.1106% 0.1132% 0.1156% 0.1176% 0.1194% 0.1210% 0.1224% 0.1236% 0.1246%
31 0.1080% 0.0939% 0.0900% 0.0863% 0.0884% 0.0921% 0.0955% 0.0985% 0.1031% 0.1073% 0.1092% 0.1126% 0.1158% 0.1186% 0.1211% 0.1233% 0.1253% 0.1269% 0.1284% 0.1297% 0.1308%
32 0.1119% 0.0973% 0.0934% 0.0897% 0.0921% 0.0961% 0.0998% 0.1031% 0.1080% 0.1125% 0.1146% 0.1184% 0.1218% 0.1248% 0.1275% 0.1299% 0.1320% 0.1338% 0.1354% 0.1367% 0.1379%
33 0.1169% 0.1017% 0.0977% 0.0939% 0.0965% 0.1009% 0.1049% 0.1086% 0.1139% 0.1189% 0.1212% 0.1253% 0.1290% 0.1322% 0.1351% 0.1377% 0.1399% 0.1419% 0.1436% 0.1450% 0.1463%
34 0.1223% 0.1065% 0.1024% 0.0987% 0.1017% 0.1065% 0.1111% 0.1152% 0.1210% 0.1264% 0.1289% 0.1333% 0.1373% 0.1409% 0.1440% 0.1468% 0.1492% 0.1513% 0.1531% 0.1547% 0.1560%
35 0.1289% 0.1125% 0.1083% 0.1047% 0.1082% 0.1136% 0.1186% 0.1232% 0.1295% 0.1354% 0.1382% 0.1430% 0.1473% 0.1511% 0.1545% 0.1574% 0.1600% 0.1623% 0.1643% 0.1659% 0.1674%
36 0.1376% 0.1202% 0.1159% 0.1123% 0.1163% 0.1222% 0.1278% 0.1328% 0.1397% 0.1460% 0.1491% 0.1543% 0.1589% 0.1630% 0.1667% 0.1699% 0.1727% 0.1751% 0.1772% 0.1790% 0.1806%
37 0.1480% 0.1295% 0.1250% 0.1213% 0.1258% 0.1324% 0.1384% 0.1439% 0.1513% 0.1582% 0.1615% 0.1671% 0.1721% 0.1765% 0.1804% 0.1838% 0.1868% 0.1895% 0.1917% 0.1937% 0.1954%
38 0.1605% 0.1406% 0.1358% 0.1319% 0.1368% 0.1439% 0.1505% 0.1563% 0.1644% 0.1718% 0.1753% 0.1813% 0.1866% 0.1914% 0.1956% 0.1993% 0.2025% 0.2053% 0.2077% 0.2098% 0.2116%
39 0.1747% 0.1531% 0.1479% 0.1436% 0.1489% 0.1566% 0.1637% 0.1699% 0.1785% 0.1865% 0.1902% 0.1966% 0.2023% 0.2074% 0.2119% 0.2159% 0.2193% 0.2223% 0.2249% 0.2272% 0.2291%
40 0.1905% 0.1668% 0.1611% 0.1564% 0.1619% 0.1702% 0.1776% 0.1843% 0.1935% 0.2020% 0.2059% 0.2128% 0.2189% 0.2243% 0.2292% 0.2334% 0.2371% 0.2403% 0.2431% 0.2455% 0.2476%
41 0.2072% 0.1813% 0.1751% 0.1697% 0.1755% 0.1842% 0.1921% 0.1991% 0.2090% 0.2181% 0.2222% 0.2295% 0.2361% 0.2419% 0.2471% 0.2516% 0.2556% 0.2590% 0.2620% 0.2646% 0.2668%
42 0.2246% 0.1964% 0.1894% 0.1833% 0.1894% 0.1986% 0.2070% 0.2144% 0.2249% 0.2346% 0.2390% 0.2468% 0.2538% 0.2601% 0.2656% 0.2704% 0.2747% 0.2784% 0.2815% 0.2843% 0.2866%
43 0.2417% 0.2112% 0.2037% 0.1970% 0.2034% 0.2132% 0.2221% 0.2300% 0.2412% 0.2515% 0.2562% 0.2646% 0.2721% 0.2788% 0.2847% 0.2899% 0.2944% 0.2983% 0.3017% 0.3046% 0.3071%
44 0.2597% 0.2269% 0.2186% 0.2113% 0.2180% 0.2283% 0.2378% 0.2462% 0.2582% 0.2693% 0.2743% 0.2833% 0.2913% 0.2985% 0.3048% 0.3103% 0.3152% 0.3193% 0.3230% 0.3261% 0.3288%
45 0.2781% 0.2428% 0.2338% 0.2258% 0.2329% 0.2440% 0.2542% 0.2632% 0.2760% 0.2879% 0.2933% 0.3029% 0.3115% 0.3191% 0.3259% 0.3318% 0.3370% 0.3414% 0.3453% 0.3486% 0.3515%
46 0.2965% 0.2589% 0.2494% 0.2410% 0.2487% 0.2606% 0.2714% 0.2811% 0.2949% 0.3076% 0.3134% 0.3238% 0.3330% 0.3412% 0.3484% 0.3547% 0.3602% 0.3649% 0.3691% 0.3726% 0.3757%
47 0.3167% 0.2766% 0.2665% 0.2575% 0.2658% 0.2786% 0.2903% 0.3007% 0.3155% 0.3292% 0.3354% 0.3465% 0.3563% 0.3651% 0.3727% 0.3795% 0.3853% 0.3904% 0.3948% 0.3986% 0.4019%
48 0.3386% 0.2957% 0.2849% 0.2754% 0.2843% 0.2981% 0.3107% 0.3220% 0.3379% 0.3525% 0.3592% 0.3710% 0.3815% 0.3908% 0.3990% 0.4062% 0.4125% 0.4179% 0.4226% 0.4267% 0.4302%
49 0.3620% 0.3163% 0.3048% 0.2947% 0.3044% 0.3192% 0.3329% 0.3450% 0.3621% 0.3778% 0.3849% 0.3975% 0.4087% 0.4186% 0.4273% 0.4350% 0.4417% 0.4475% 0.4526% 0.4570% 0.4607%
50 0.3876% 0.3387% 0.3265% 0.3158% 0.3264% 0.3425% 0.3572% 0.3702% 0.3884% 0.4052% 0.4127% 0.4261% 0.4380% 0.4486% 0.4579% 0.4661% 0.4733% 0.4796% 0.4850% 0.4896% 0.4937%
51 0.4155% 0.3632% 0.3503% 0.3392% 0.3506% 0.3679% 0.3837% 0.3975% 0.4169% 0.4347% 0.4426% 0.4569% 0.4696% 0.4809% 0.4908% 0.4996% 0.5073% 0.5140% 0.5198% 0.5248% 0.5291%
52 0.4468% 0.3907% 0.3769% 0.3650% 0.3772% 0.3956% 0.4123% 0.4269% 0.4474% 0.4663% 0.4746% 0.4897% 0.5033% 0.5154% 0.5261% 0.5355% 0.5437% 0.5509% 0.5572% 0.5624% 0.5668%
53 0.4813% 0.4208% 0.4058% 0.3926% 0.4054% 0.4248% 0.4422% 0.4575% 0.4792% 0.4992% 0.5080% 0.5241% 0.5387% 0.5516% 0.5631% 0.5732% 0.5821% 0.5898% 0.5963% 0.6018% 0.6063%
54 0.5171% 0.4519% 0.4356% 0.4209% 0.4341% 0.4543% 0.4726% 0.4886% 0.5116% 0.5329% 0.5423% 0.5596% 0.5752% 0.5891% 0.6015% 0.6124% 0.6219% 0.6300% 0.6367% 0.6423% 0.6469%
55 0.5537% 0.4835% 0.4657% 0.4494% 0.4628% 0.4839% 0.5031% 0.5200% 0.5445% 0.5673% 0.5775% 0.5962% 0.6130% 0.6280% 0.6413% 0.6531% 0.6630% 0.6713% 0.6781% 0.6839% 0.6886%
56 0.5898% 0.5146% 0.4952% 0.4772% 0.4911% 0.5134% 0.5337% 0.5519% 0.5783% 0.6029% 0.6141% 0.6343% 0.6525% 0.6688% 0.6832% 0.6954% 0.7055% 0.7139% 0.7209% 0.7267% 0.7315%
57 0.6246% 0.5446% 0.5239% 0.5046% 0.5195% 0.5433% 0.5654% 0.5853% 0.6140% 0.6408% 0.6533% 0.6753% 0.6951% 0.7127% 0.7277% 0.7400% 0.7502% 0.7586% 0.7657% 0.7715% 0.7764%
58 0.6592% 0.5748% 0.5531% 0.5333% 0.5498% 0.5760% 0.6004% 0.6226% 0.6541% 0.6834% 0.6973% 0.7213% 0.7428% 0.7610% 0.7760% 0.7883% 0.7984% 0.8069% 0.8140% 0.8198% 0.8247%
59 0.6967% 0.6082% 0.5857% 0.5660% 0.5848% 0.6141% 0.6416% 0.6664% 0.7010% 0.7332% 0.7487% 0.7748% 0.7969% 0.8148% 0.8295% 0.8417% 0.8517% 0.8601% 0.8671% 0.8730% 0.8778%
60 0.7412% 0.6478% 0.6248% 0.6056% 0.6275% 0.6606% 0.6914% 0.7192% 0.7572% 0.7923% 0.8094% 0.8360% 0.8573% 0.8747% 0.8889% 0.9007% 0.9106% 0.9188% 0.9256% 0.9313% 0.9361%
61 0.7957% 0.6968% 0.6733% 0.6548% 0.6802% 0.7174% 0.7516% 0.7823% 0.8240% 0.8623% 0.8781% 0.9031% 0.9231% 0.9396% 0.9531% 0.9644% 0.9738% 0.9817% 0.9882% 0.9937% 0.9984%
62 0.8650% 0.7587% 0.7342% 0.7155% 0.7442% 0.7853% 0.8229% 0.8563% 0.9016% 0.9391% 0.9505% 0.9731% 0.9914% 1.0066% 1.0191% 1.0296% 1.0384% 1.0457% 1.0519% 1.0571% 1.0614%
63 0.9490% 0.8331% 0.8066% 0.7865% 0.8180% 0.8627% 0.9034% 0.9395% 0.9822% 1.0140% 1.0199% 1.0395% 1.0557% 1.0691% 1.0803% 1.0897% 1.0976% 1.1043% 1.1099% 1.1147% 1.1186%
64 1.0451% 0.9174% 0.8880% 0.8651% 0.8988% 0.9469% 0.9905% 1.0194% 1.0523% 1.0773% 1.0772% 1.0932% 1.1065% 1.1178% 1.1273% 1.1354% 1.1422% 1.1480% 1.1529% 1.1571% 1.1606%
65 1.1485% 1.0076% 0.9746% 0.9482% 0.9837% 1.0351% 1.0659% 1.0768% 1.0988% 1.1160% 1.1096% 1.1214% 1.1316% 1.1403% 1.1479% 1.1544% 1.1599% 1.1647% 1.1687% 1.1721% 1.1750%
BIỂU 44: BIỂU PHÍ BẢO HIỂM HÀNG NỬA NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0972% 0.0914% 0.0900% 0.0861% 0.0857% 0.0860% 0.0858% 0.0853% 0.0861% 0.0868% 0.0857% 0.0862% 0.0866% 0.0869% 0.0872% 0.0875% 0.0877% 0.0878% 0.0880% 0.0881% 0.0883%
19 0.1004% 0.0943% 0.0928% 0.0886% 0.0881% 0.0884% 0.0881% 0.0875% 0.0884% 0.0890% 0.0880% 0.0884% 0.0888% 0.0892% 0.0895% 0.0897% 0.0899% 0.0901% 0.0903% 0.0904% 0.0906%
20 0.1033% 0.0969% 0.0953% 0.0909% 0.0903% 0.0905% 0.0902% 0.0896% 0.0904% 0.0911% 0.0900% 0.0905% 0.0909% 0.0913% 0.0916% 0.0918% 0.0921% 0.0923% 0.0925% 0.0926% 0.0927%
21 0.1055% 0.0989% 0.0973% 0.0927% 0.0921% 0.0923% 0.0920% 0.0914% 0.0923% 0.0930% 0.0919% 0.0924% 0.0929% 0.0932% 0.0936% 0.0939% 0.0941% 0.0943% 0.0945% 0.0947% 0.0948%
22 0.1075% 0.1008% 0.0991% 0.0945% 0.0939% 0.0941% 0.0938% 0.0933% 0.0942% 0.0950% 0.0939% 0.0944% 0.0949% 0.0953% 0.0957% 0.0960% 0.0963% 0.0965% 0.0967% 0.0969% 0.0971%
23 0.1094% 0.1027% 0.1010% 0.0964% 0.0958% 0.0961% 0.0959% 0.0953% 0.0963% 0.0972% 0.0961% 0.0967% 0.0972% 0.0976% 0.0980% 0.0984% 0.0987% 0.0989% 0.0992% 0.0994% 0.0995%
24 0.1121% 0.1052% 0.1034% 0.0986% 0.0981% 0.0984% 0.0982% 0.0977% 0.0988% 0.0997% 0.0986% 0.0992% 0.0998% 0.1002% 0.1007% 0.1010% 0.1014% 0.1017% 0.1019% 0.1021% 0.1023%
25 0.1143% 0.1073% 0.1056% 0.1008% 0.1004% 0.1008% 0.1007% 0.1002% 0.1014% 0.1023% 0.1012% 0.1019% 0.1025% 0.1030% 0.1035% 0.1039% 0.1043% 0.1046% 0.1049% 0.1052% 0.1054%
26 0.1171% 0.1100% 0.1083% 0.1036% 0.1032% 0.1038% 0.1037% 0.1032% 0.1044% 0.1054% 0.1044% 0.1051% 0.1058% 0.1063% 0.1068% 0.1073% 0.1077% 0.1081% 0.1084% 0.1087% 0.1090%
27 0.1208% 0.1135% 0.1118% 0.1069% 0.1066% 0.1071% 0.1071% 0.1066% 0.1079% 0.1090% 0.1079% 0.1087% 0.1094% 0.1101% 0.1107% 0.1112% 0.1116% 0.1120% 0.1124% 0.1127% 0.1130%
28 0.1247% 0.1172% 0.1154% 0.1104% 0.1101% 0.1107% 0.1107% 0.1103% 0.1116% 0.1128% 0.1118% 0.1127% 0.1135% 0.1142% 0.1148% 0.1154% 0.1159% 0.1164% 0.1168% 0.1171% 0.1175%
29 0.1286% 0.1209% 0.1192% 0.1141% 0.1138% 0.1145% 0.1146% 0.1142% 0.1157% 0.1170% 0.1160% 0.1170% 0.1179% 0.1187% 0.1195% 0.1201% 0.1207% 0.1212% 0.1217% 0.1221% 0.1224%
30 0.1333% 0.1254% 0.1235% 0.1183% 0.1180% 0.1188% 0.1190% 0.1187% 0.1203% 0.1218% 0.1208% 0.1220% 0.1230% 0.1239% 0.1248% 0.1255% 0.1261% 0.1267% 0.1272% 0.1277% 0.1281%
31 0.1382% 0.1299% 0.1281% 0.1227% 0.1226% 0.1235% 0.1238% 0.1236% 0.1254% 0.1271% 0.1262% 0.1276% 0.1287% 0.1298% 0.1307% 0.1316% 0.1323% 0.1329% 0.1335% 0.1340% 0.1344%
32 0.1432% 0.1348% 0.1329% 0.1276% 0.1276% 0.1288% 0.1293% 0.1293% 0.1314% 0.1333% 0.1326% 0.1341% 0.1354% 0.1366% 0.1376% 0.1386% 0.1394% 0.1401% 0.1407% 0.1413% 0.1417%
33 0.1496% 0.1408% 0.1390% 0.1335% 0.1338% 0.1352% 0.1360% 0.1362% 0.1387% 0.1408% 0.1402% 0.1419% 0.1434% 0.1447% 0.1459% 0.1469% 0.1478% 0.1486% 0.1493% 0.1499% 0.1504%
34 0.1565% 0.1475% 0.1457% 0.1404% 0.1410% 0.1428% 0.1439% 0.1444% 0.1472% 0.1497% 0.1491% 0.1510% 0.1526% 0.1541% 0.1554% 0.1565% 0.1575% 0.1584% 0.1591% 0.1598% 0.1604%
35 0.1649% 0.1557% 0.1541% 0.1489% 0.1500% 0.1523% 0.1537% 0.1544% 0.1576% 0.1603% 0.1598% 0.1619% 0.1637% 0.1653% 0.1667% 0.1679% 0.1690% 0.1699% 0.1708% 0.1715% 0.1721%
36 0.1761% 0.1665% 0.1649% 0.1597% 0.1611% 0.1639% 0.1655% 0.1665% 0.1699% 0.1729% 0.1724% 0.1746% 0.1766% 0.1784% 0.1799% 0.1812% 0.1823% 0.1833% 0.1842% 0.1849% 0.1856%
37 0.1894% 0.1793% 0.1779% 0.1726% 0.1743% 0.1774% 0.1793% 0.1804% 0.1841% 0.1873% 0.1867% 0.1891% 0.1912% 0.1931% 0.1947% 0.1961% 0.1973% 0.1984% 0.1993% 0.2001% 0.2008%
38 0.2054% 0.1946% 0.1932% 0.1876% 0.1895% 0.1929% 0.1949% 0.1960% 0.2000% 0.2034% 0.2026% 0.2052% 0.2074% 0.2093% 0.2110% 0.2125% 0.2138% 0.2149% 0.2159% 0.2168% 0.2175%
39 0.2236% 0.2119% 0.2104% 0.2043% 0.2063% 0.2099% 0.2119% 0.2129% 0.2171% 0.2208% 0.2198% 0.2225% 0.2248% 0.2269% 0.2286% 0.2302% 0.2316% 0.2328% 0.2338% 0.2347% 0.2355%
40 0.2438% 0.2309% 0.2292% 0.2224% 0.2244% 0.2280% 0.2300% 0.2309% 0.2353% 0.2391% 0.2380% 0.2408% 0.2432% 0.2454% 0.2472% 0.2489% 0.2503% 0.2516% 0.2527% 0.2536% 0.2544%
41 0.2651% 0.2510% 0.2490% 0.2413% 0.2431% 0.2468% 0.2488% 0.2496% 0.2541% 0.2581% 0.2568% 0.2597% 0.2623% 0.2646% 0.2665% 0.2683% 0.2698% 0.2711% 0.2723% 0.2733% 0.2741%
42 0.2874% 0.2718% 0.2694% 0.2606% 0.2623% 0.2661% 0.2680% 0.2687% 0.2735% 0.2776% 0.2761% 0.2792% 0.2820% 0.2844% 0.2865% 0.2883% 0.2899% 0.2913% 0.2926% 0.2936% 0.2945%
43 0.3092% 0.2924% 0.2897% 0.2801% 0.2817% 0.2856% 0.2875% 0.2881% 0.2932% 0.2976% 0.2960% 0.2993% 0.3022% 0.3048% 0.3070% 0.3090% 0.3107% 0.3122% 0.3135% 0.3146% 0.3156%
44 0.3323% 0.3141% 0.3110% 0.3003% 0.3019% 0.3059% 0.3078% 0.3085% 0.3139% 0.3186% 0.3168% 0.3204% 0.3235% 0.3263% 0.3287% 0.3308% 0.3326% 0.3342% 0.3356% 0.3368% 0.3378%
45 0.3558% 0.3360% 0.3325% 0.3210% 0.3226% 0.3269% 0.3289% 0.3296% 0.3355% 0.3405% 0.3387% 0.3425% 0.3459% 0.3489% 0.3514% 0.3537% 0.3556% 0.3573% 0.3587% 0.3600% 0.3611%
46 0.3794% 0.3584% 0.3547% 0.3425% 0.3443% 0.3490% 0.3513% 0.3521% 0.3584% 0.3639% 0.3620% 0.3661% 0.3697% 0.3729% 0.3756% 0.3780% 0.3801% 0.3819% 0.3834% 0.3848% 0.3860%
47 0.4052% 0.3828% 0.3790% 0.3660% 0.3680% 0.3730% 0.3756% 0.3766% 0.3834% 0.3893% 0.3873% 0.3917% 0.3956% 0.3989% 0.4018% 0.4044% 0.4066% 0.4085% 0.4102% 0.4116% 0.4129%
48 0.4332% 0.4093% 0.4052% 0.3914% 0.3936% 0.3991% 0.4019% 0.4031% 0.4105% 0.4168% 0.4147% 0.4194% 0.4235% 0.4270% 0.4301% 0.4328% 0.4352% 0.4372% 0.4390% 0.4406% 0.4419%
49 0.4632% 0.4377% 0.4334% 0.4188% 0.4213% 0.4274% 0.4306% 0.4319% 0.4398% 0.4466% 0.4443% 0.4493% 0.4536% 0.4573% 0.4606% 0.4635% 0.4660% 0.4682% 0.4701% 0.4718% 0.4732%
50 0.4959% 0.4687% 0.4641% 0.4487% 0.4517% 0.4584% 0.4619% 0.4633% 0.4717% 0.4789% 0.4763% 0.4815% 0.4861% 0.4900% 0.4935% 0.4966% 0.4992% 0.5016% 0.5037% 0.5055% 0.5070%
51 0.5316% 0.5026% 0.4980% 0.4818% 0.4852% 0.4924% 0.4961% 0.4974% 0.5062% 0.5137% 0.5107% 0.5162% 0.5210% 0.5252% 0.5289% 0.5322% 0.5351% 0.5376% 0.5398% 0.5418% 0.5434%
52 0.5716% 0.5407% 0.5358% 0.5184% 0.5219% 0.5293% 0.5329% 0.5340% 0.5431% 0.5509% 0.5475% 0.5532% 0.5583% 0.5628% 0.5668% 0.5703% 0.5734% 0.5761% 0.5785% 0.5805% 0.5821%
53 0.6157% 0.5822% 0.5768% 0.5576% 0.5608% 0.5682% 0.5715% 0.5722% 0.5816% 0.5897% 0.5859% 0.5920% 0.5974% 0.6023% 0.6066% 0.6104% 0.6137% 0.6167% 0.6191% 0.6211% 0.6226%
54 0.6616% 0.6252% 0.6190% 0.5977% 0.6004% 0.6076% 0.6106% 0.6109% 0.6208% 0.6293% 0.6253% 0.6319% 0.6378% 0.6431% 0.6478% 0.6519% 0.6556% 0.6586% 0.6609% 0.6628% 0.6642%
55 0.7083% 0.6689% 0.6617% 0.6380% 0.6400% 0.6471% 0.6499% 0.6501% 0.6606% 0.6698% 0.6657% 0.6730% 0.6796% 0.6854% 0.6906% 0.6951% 0.6988% 0.7017% 0.7039% 0.7056% 0.7069%
56 0.7544% 0.7118% 0.7036% 0.6775% 0.6790% 0.6863% 0.6893% 0.6897% 0.7013% 0.7116% 0.7078% 0.7159% 0.7232% 0.7297% 0.7354% 0.7401% 0.7435% 0.7461% 0.7481% 0.7497% 0.7509%
57 0.7989% 0.7533% 0.7443% 0.7163% 0.7181% 0.7262% 0.7301% 0.7314% 0.7445% 0.7562% 0.7528% 0.7620% 0.7701% 0.7774% 0.7831% 0.7873% 0.7904% 0.7927% 0.7945% 0.7958% 0.7969%
58 0.8431% 0.7951% 0.7857% 0.7569% 0.7598% 0.7696% 0.7751% 0.7777% 0.7927% 0.8061% 0.8032% 0.8135% 0.8227% 0.8299% 0.8349% 0.8384% 0.8410% 0.8430% 0.8444% 0.8455% 0.8463%
59 0.8912% 0.8411% 0.8320% 0.8031% 0.8080% 0.8204% 0.8279% 0.8321% 0.8493% 0.8645% 0.8619% 0.8735% 0.8823% 0.8882% 0.8922% 0.8950% 0.8969% 0.8983% 0.8993% 0.9001% 0.9006%
60 0.9480% 0.8959% 0.8874% 0.8591% 0.8668% 0.8821% 0.8918% 0.8975% 0.9169% 0.9338% 0.9314% 0.9421% 0.9488% 0.9530% 0.9557% 0.9575% 0.9586% 0.9593% 0.9597% 0.9600% 0.9602%
61 1.0177% 0.9635% 0.9561% 0.9286% 0.9392% 0.9575% 0.9690% 0.9758% 0.9972% 1.0157% 1.0100% 1.0172% 1.0212% 1.0233% 1.0244% 1.0248% 1.0248% 1.0247% 1.0244% 1.0242% 1.0239%
62 1.1062% 1.0490% 1.0424% 1.0144% 1.0271% 1.0476% 1.0603% 1.0676% 1.0906% 1.1056% 1.0926% 1.0955% 1.0962% 1.0958% 1.0948% 1.0936% 1.0924% 1.0912% 1.0901% 1.0891% 1.0883%
63 1.2136% 1.1517% 1.1450% 1.1147% 1.1284% 1.1503% 1.1633% 1.1704% 1.1873% 1.1930% 1.1717% 1.1696% 1.1666% 1.1632% 1.1599% 1.1569% 1.1542% 1.1519% 1.1499% 1.1481% 1.1467%
64 1.3363% 1.2679% 1.2601% 1.2256% 1.2393% 1.2617% 1.2747% 1.2692% 1.2712% 1.2666% 1.2366% 1.2292% 1.2220% 1.2155% 1.2098% 1.2048% 1.2006% 1.1970% 1.1940% 1.1914% 1.1893%
65 1.4684% 1.3922% 1.3827% 1.3426% 1.3556% 1.3785% 1.3707% 1.3398% 1.3263% 1.3111% 1.2730% 1.2601% 1.2488% 1.2392% 1.2311% 1.2243% 1.2186% 1.2138% 1.2098% 1.2065% 1.2038%
BIỂU 45: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1401% 0.0985% 0.1167% 0.1116% 0.1140% 0.1183% 0.1221% 0.1253% 0.1304% 0.1350% 0.1367% 0.1403% 0.1436% 0.1465% 0.1490% 0.1511% 0.1530% 0.1547% 0.1561% 0.1573% 0.1583%
19 0.1447% 0.1017% 0.1203% 0.1149% 0.1172% 0.1215% 0.1254% 0.1287% 0.1338% 0.1386% 0.1402% 0.1440% 0.1473% 0.1503% 0.1528% 0.1551% 0.1570% 0.1587% 0.1602% 0.1614% 0.1625%
20 0.1488% 0.1045% 0.1235% 0.1178% 0.1201% 0.1244% 0.1283% 0.1317% 0.1370% 0.1418% 0.1435% 0.1473% 0.1508% 0.1538% 0.1564% 0.1587% 0.1608% 0.1625% 0.1640% 0.1653% 0.1664%
21 0.1520% 0.1067% 0.1260% 0.1201% 0.1225% 0.1269% 0.1309% 0.1343% 0.1398% 0.1447% 0.1465% 0.1505% 0.1540% 0.1571% 0.1598% 0.1622% 0.1643% 0.1661% 0.1676% 0.1690% 0.1701%
22 0.1548% 0.1087% 0.1284% 0.1224% 0.1249% 0.1294% 0.1335% 0.1371% 0.1427% 0.1478% 0.1497% 0.1538% 0.1574% 0.1606% 0.1634% 0.1659% 0.1681% 0.1699% 0.1715% 0.1729% 0.1741%
23 0.1577% 0.1107% 0.1310% 0.1250% 0.1275% 0.1322% 0.1365% 0.1402% 0.1459% 0.1512% 0.1532% 0.1574% 0.1612% 0.1645% 0.1674% 0.1700% 0.1722% 0.1742% 0.1759% 0.1773% 0.1786%
24 0.1616% 0.1134% 0.1340% 0.1279% 0.1305% 0.1354% 0.1398% 0.1437% 0.1496% 0.1551% 0.1572% 0.1615% 0.1654% 0.1689% 0.1719% 0.1746% 0.1770% 0.1790% 0.1808% 0.1823% 0.1836%
25 0.1648% 0.1157% 0.1368% 0.1307% 0.1335% 0.1387% 0.1433% 0.1473% 0.1535% 0.1592% 0.1614% 0.1659% 0.1700% 0.1736% 0.1768% 0.1796% 0.1821% 0.1842% 0.1861% 0.1877% 0.1891%
26 0.1687% 0.1186% 0.1404% 0.1343% 0.1373% 0.1427% 0.1475% 0.1517% 0.1582% 0.1641% 0.1664% 0.1711% 0.1754% 0.1792% 0.1825% 0.1855% 0.1881% 0.1903% 0.1923% 0.1940% 0.1954%
27 0.1740% 0.1224% 0.1449% 0.1386% 0.1417% 0.1473% 0.1524% 0.1568% 0.1635% 0.1696% 0.1721% 0.1770% 0.1815% 0.1855% 0.1890% 0.1922% 0.1949% 0.1973% 0.1994% 0.2012% 0.2027%
28 0.1797% 0.1263% 0.1495% 0.1431% 0.1464% 0.1522% 0.1575% 0.1621% 0.1691% 0.1756% 0.1782% 0.1834% 0.1882% 0.1924% 0.1962% 0.1995% 0.2024% 0.2049% 0.2071% 0.2091% 0.2107%
29 0.1854% 0.1304% 0.1545% 0.1479% 0.1514% 0.1575% 0.1631% 0.1679% 0.1753% 0.1821% 0.1849% 0.1905% 0.1956% 0.2001% 0.2041% 0.2076% 0.2107% 0.2134% 0.2158% 0.2178% 0.2196%
30 0.1921% 0.1352% 0.1601% 0.1534% 0.1570% 0.1634% 0.1693% 0.1745% 0.1823% 0.1895% 0.1926% 0.1986% 0.2040% 0.2088% 0.2131% 0.2169% 0.2202% 0.2231% 0.2257% 0.2278% 0.2297%
31 0.1991% 0.1401% 0.1660% 0.1591% 0.1630% 0.1698% 0.1761% 0.1817% 0.1901% 0.1979% 0.2013% 0.2077% 0.2135% 0.2187% 0.2233% 0.2274% 0.2310% 0.2341% 0.2368% 0.2391% 0.2411%
32 0.2063% 0.1453% 0.1723% 0.1654% 0.1698% 0.1771% 0.1840% 0.1901% 0.1991% 0.2075% 0.2114% 0.2183% 0.2246% 0.2302% 0.2351% 0.2395% 0.2434% 0.2467% 0.2496% 0.2521% 0.2543%
33 0.2155% 0.1519% 0.1801% 0.1731% 0.1780% 0.1860% 0.1935% 0.2003% 0.2101% 0.2192% 0.2235% 0.2310% 0.2378% 0.2438% 0.2492% 0.2539% 0.2580% 0.2616% 0.2648% 0.2674% 0.2698%
34 0.2255% 0.1590% 0.1888% 0.1819% 0.1875% 0.1965% 0.2048% 0.2123% 0.2230% 0.2330% 0.2377% 0.2459% 0.2532% 0.2597% 0.2655% 0.2706% 0.2751% 0.2789% 0.2823% 0.2852% 0.2877%
35 0.2376% 0.1679% 0.1998% 0.1931% 0.1995% 0.2095% 0.2187% 0.2271% 0.2387% 0.2496% 0.2548% 0.2636% 0.2715% 0.2786% 0.2848% 0.2903% 0.2951% 0.2993% 0.3029% 0.3060% 0.3087%
36 0.2537% 0.1795% 0.2138% 0.2071% 0.2144% 0.2254% 0.2356% 0.2448% 0.2575% 0.2693% 0.2749% 0.2844% 0.2930% 0.3006% 0.3073% 0.3132% 0.3183% 0.3228% 0.3267% 0.3301% 0.3329%
37 0.2729% 0.1933% 0.2305% 0.2237% 0.2319% 0.2441% 0.2552% 0.2652% 0.2790% 0.2917% 0.2978% 0.3080% 0.3172% 0.3254% 0.3326% 0.3390% 0.3445% 0.3493% 0.3535% 0.3571% 0.3602%
38 0.2959% 0.2098% 0.2504% 0.2432% 0.2522% 0.2654% 0.2775% 0.2882% 0.3031% 0.3167% 0.3232% 0.3342% 0.3441% 0.3529% 0.3606% 0.3674% 0.3733% 0.3785% 0.3830% 0.3868% 0.3902%
39 0.3222% 0.2285% 0.2727% 0.2648% 0.2745% 0.2887% 0.3017% 0.3132% 0.3291% 0.3438% 0.3506% 0.3624% 0.3730% 0.3824% 0.3907% 0.3980% 0.4043% 0.4099% 0.4147% 0.4188% 0.4224%
40 0.3512% 0.2490% 0.2970% 0.2883% 0.2986% 0.3137% 0.3275% 0.3397% 0.3567% 0.3723% 0.3796% 0.3922% 0.4035% 0.4136% 0.4224% 0.4303% 0.4371% 0.4430% 0.4481% 0.4526% 0.4564%
41 0.3819% 0.2707% 0.3227% 0.3128% 0.3235% 0.3396% 0.3542% 0.3671% 0.3852% 0.4019% 0.4096% 0.4231% 0.4352% 0.4459% 0.4555% 0.4638% 0.4711% 0.4775% 0.4829% 0.4877% 0.4917%
42 0.4140% 0.2932% 0.3491% 0.3379% 0.3491% 0.3661% 0.3815% 0.3952% 0.4145% 0.4324% 0.4405% 0.4549% 0.4678% 0.4794% 0.4895% 0.4985% 0.5063% 0.5131% 0.5189% 0.5240% 0.5283%
43 0.4455% 0.3153% 0.3754% 0.3631% 0.3749% 0.3929% 0.4093% 0.4239% 0.4445% 0.4636% 0.4722% 0.4876% 0.5015% 0.5138% 0.5247% 0.5343% 0.5426% 0.5498% 0.5561% 0.5615% 0.5661%
44 0.4786% 0.3387% 0.4030% 0.3894% 0.4017% 0.4209% 0.4383% 0.4538% 0.4759% 0.4963% 0.5055% 0.5220% 0.5369% 0.5501% 0.5617% 0.5719% 0.5808% 0.5885% 0.5952% 0.6009% 0.6059%
45 0.5125% 0.3624% 0.4310% 0.4162% 0.4293% 0.4497% 0.4684% 0.4850% 0.5086% 0.5305% 0.5404% 0.5581% 0.5740% 0.5881% 0.6006% 0.6115% 0.6210% 0.6292% 0.6363% 0.6424% 0.6477%
46 0.5465% 0.3865% 0.4597% 0.4441% 0.4583% 0.4802% 0.5002% 0.5181% 0.5434% 0.5669% 0.5776% 0.5966% 0.6136% 0.6287% 0.6420% 0.6536% 0.6637% 0.6725% 0.6801% 0.6866% 0.6923%
47 0.5836% 0.4129% 0.4911% 0.4746% 0.4898% 0.5133% 0.5349% 0.5541% 0.5814% 0.6065% 0.6181% 0.6384% 0.6566% 0.6726% 0.6868% 0.6992% 0.7100% 0.7194% 0.7275% 0.7345% 0.7405%
48 0.6239% 0.4415% 0.5251% 0.5075% 0.5239% 0.5492% 0.5725% 0.5932% 0.6225% 0.6495% 0.6618% 0.6835% 0.7029% 0.7201% 0.7352% 0.7484% 0.7599% 0.7700% 0.7787% 0.7862% 0.7926%
49 0.6671% 0.4721% 0.5616% 0.5430% 0.5608% 0.5882% 0.6133% 0.6357% 0.6671% 0.6960% 0.7091% 0.7323% 0.7529% 0.7712% 0.7873% 0.8014% 0.8138% 0.8245% 0.8338% 0.8418% 0.8488%
50 0.7141% 0.5055% 0.6015% 0.5819% 0.6013% 0.6310% 0.6580% 0.6820% 0.7156% 0.7464% 0.7603% 0.7849% 0.8069% 0.8264% 0.8436% 0.8587% 0.8719% 0.8834% 0.8933% 0.9020% 0.9094%
51 0.7654% 0.5422% 0.6453% 0.6248% 0.6459% 0.6778% 0.7067% 0.7322% 0.7680% 0.8007% 0.8153% 0.8415% 0.8649% 0.8857% 0.9041% 0.9203% 0.9344% 0.9468% 0.9575% 0.9667% 0.9745%
52 0.8231% 0.5833% 0.6944% 0.6723% 0.6948% 0.7287% 0.7593% 0.7862% 0.8241% 0.8588% 0.8741% 0.9020% 0.9269% 0.9492% 0.9689% 0.9862% 1.0014% 1.0146% 1.0261% 1.0358% 1.0439%
53 0.8865% 0.6281% 0.7474% 0.7231% 0.7467% 0.7823% 0.8144% 0.8425% 0.8826% 0.9193% 0.9355% 0.9652% 0.9920% 1.0158% 1.0370% 1.0556% 1.0719% 1.0861% 1.0982% 1.1082% 1.1165%
54 0.9524% 0.6745% 0.8022% 0.7752% 0.7995% 0.8367% 0.8702% 0.8997% 0.9421% 0.9812% 0.9985% 1.0304% 1.0591% 1.0847% 1.1075% 1.1275% 1.1451% 1.1599% 1.1723% 1.1826% 1.1912%
55 1.0196% 0.7217% 0.8575% 0.8275% 0.8523% 0.8911% 0.9263% 0.9574% 1.0026% 1.0445% 1.0632% 1.0976% 1.1286% 1.1562% 1.1807% 1.2023% 1.2207% 1.2359% 1.2485% 1.2590% 1.2677%
56 1.0860% 0.7681% 0.9118% 0.8787% 0.9043% 0.9451% 0.9826% 1.0160% 1.0646% 1.1098% 1.1305% 1.1677% 1.2012% 1.2311% 1.2576% 1.2801% 1.2987% 1.3142% 1.3270% 1.3377% 1.3466%
57 1.1500% 0.8129% 0.9645% 0.9291% 0.9563% 1.0002% 1.0408% 1.0775% 1.1303% 1.1795% 1.2026% 1.2430% 1.2794% 1.3118% 1.3393% 1.3620% 1.3807% 1.3963% 1.4092% 1.4200% 1.4290%
58 1.2135% 0.8580% 1.0182% 0.9817% 1.0120% 1.0602% 1.1051% 1.1459% 1.2038% 1.2577% 1.2834% 1.3274% 1.3669% 1.4005% 1.4280% 1.4506% 1.4693% 1.4849% 1.4979% 1.5087% 1.5177%
59 1.2826% 0.9077% 1.0781% 1.0417% 1.0763% 1.1303% 1.1807% 1.2264% 1.2900% 1.3491% 1.3776% 1.4256% 1.4662% 1.4992% 1.5263% 1.5486% 1.5671% 1.5825% 1.5954% 1.6061% 1.6151%
60 1.3641% 0.9669% 1.1498% 1.1144% 1.1547% 1.2155% 1.2721% 1.3231% 1.3931% 1.4577% 1.4890% 1.5379% 1.5771% 1.6090% 1.6352% 1.6569% 1.6750% 1.6900% 1.7026% 1.7131% 1.7219%
61 1.4643% 1.0400% 1.2389% 1.2047% 1.2515% 1.3197% 1.3827% 1.4390% 1.5155% 1.5860% 1.6151% 1.6609% 1.6978% 1.7280% 1.7529% 1.7736% 1.7909% 1.8053% 1.8174% 1.8275% 1.8360%
62 1.5914% 1.1324% 1.3506% 1.3161% 1.3688% 1.4443% 1.5134% 1.5747% 1.6580% 1.7269% 1.7476% 1.7891% 1.8228% 1.8506% 1.8737% 1.8929% 1.9090% 1.9226% 1.9339% 1.9434% 1.9514%
63 1.7456% 1.2434% 1.4835% 1.4463% 1.5041% 1.5862% 1.6609% 1.7271% 1.8056% 1.8640% 1.8748% 1.9108% 1.9403% 1.9649% 1.9855% 2.0028% 2.0173% 2.0296% 2.0399% 2.0486% 2.0559%
64 1.9218% 1.3691% 1.6326% 1.5904% 1.6522% 1.7404% 1.8205% 1.8734% 1.9339% 1.9796% 1.9793% 2.0086% 2.0331% 2.0537% 2.0712% 2.0860% 2.0986% 2.1092% 2.1182% 2.1258% 2.1322%
65 2.1113% 1.5036% 1.7914% 1.7425% 1.8076% 1.9020% 1.9583% 1.9783% 2.0185% 2.0500% 2.0382% 2.0598% 2.0784% 2.0944% 2.1082% 2.1201% 2.1302% 2.1389% 2.1463% 2.1526% 2.1579%
BIỂU 46: BIỂU PHÍ BẢO HIỂM HÀNG NĂM DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG, KHOẢN TRẢ HÀNG THÁNG ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1401% 0.1340% 0.1439% 0.1443% 0.1476% 0.1508% 0.1522% 0.1525% 0.1549% 0.1569% 0.1556% 0.1569% 0.1580% 0.1589% 0.1597% 0.1603% 0.1609% 0.1614% 0.1618% 0.1621% 0.1624%
19 0.1447% 0.1383% 0.1484% 0.1487% 0.1519% 0.1549% 0.1563% 0.1565% 0.1590% 0.1610% 0.1597% 0.1610% 0.1621% 0.1630% 0.1638% 0.1645% 0.1651% 0.1655% 0.1660% 0.1663% 0.1666%
20 0.1488% 0.1422% 0.1524% 0.1524% 0.1555% 0.1586% 0.1599% 0.1602% 0.1627% 0.1647% 0.1634% 0.1648% 0.1659% 0.1669% 0.1677% 0.1684% 0.1690% 0.1695% 0.1699% 0.1703% 0.1706%
21 0.1520% 0.1451% 0.1555% 0.1554% 0.1586% 0.1618% 0.1632% 0.1634% 0.1661% 0.1682% 0.1668% 0.1682% 0.1694% 0.1705% 0.1713% 0.1721% 0.1727% 0.1732% 0.1737% 0.1741% 0.1745%
22 0.1548% 0.1478% 0.1584% 0.1584% 0.1617% 0.1650% 0.1664% 0.1668% 0.1695% 0.1718% 0.1704% 0.1719% 0.1732% 0.1743% 0.1752% 0.1760% 0.1767% 0.1772% 0.1778% 0.1782% 0.1786%
23 0.1577% 0.1507% 0.1616% 0.1617% 0.1651% 0.1685% 0.1701% 0.1705% 0.1734% 0.1757% 0.1744% 0.1760% 0.1773% 0.1785% 0.1795% 0.1803% 0.1810% 0.1817% 0.1822% 0.1827% 0.1831%
24 0.1616% 0.1543% 0.1654% 0.1654% 0.1690% 0.1726% 0.1742% 0.1748% 0.1778% 0.1802% 0.1789% 0.1806% 0.1820% 0.1832% 0.1843% 0.1852% 0.1860% 0.1867% 0.1873% 0.1878% 0.1883%
25 0.1648% 0.1574% 0.1688% 0.1691% 0.1730% 0.1768% 0.1786% 0.1793% 0.1824% 0.1850% 0.1838% 0.1855% 0.1871% 0.1884% 0.1895% 0.1905% 0.1914% 0.1921% 0.1928% 0.1934% 0.1939%
26 0.1687% 0.1613% 0.1732% 0.1737% 0.1779% 0.1819% 0.1839% 0.1846% 0.1879% 0.1906% 0.1894% 0.1913% 0.1930% 0.1944% 0.1956% 0.1967% 0.1977% 0.1985% 0.1992% 0.1999% 0.2004%
27 0.1740% 0.1665% 0.1788% 0.1793% 0.1836% 0.1878% 0.1899% 0.1907% 0.1942% 0.1971% 0.1959% 0.1979% 0.1997% 0.2012% 0.2026% 0.2038% 0.2049% 0.2058% 0.2066% 0.2073% 0.2079%
28 0.1797% 0.1718% 0.1845% 0.1851% 0.1896% 0.1941% 0.1963% 0.1972% 0.2009% 0.2040% 0.2028% 0.2051% 0.2070% 0.2087% 0.2102% 0.2116% 0.2127% 0.2137% 0.2146% 0.2154% 0.2161%
29 0.1854% 0.1774% 0.1906% 0.1914% 0.1961% 0.2008% 0.2032% 0.2043% 0.2082% 0.2116% 0.2105% 0.2130% 0.2151% 0.2170% 0.2187% 0.2202% 0.2215% 0.2226% 0.2236% 0.2245% 0.2252%
30 0.1921% 0.1839% 0.1976% 0.1984% 0.2034% 0.2083% 0.2110% 0.2122% 0.2165% 0.2202% 0.2193% 0.2220% 0.2244% 0.2265% 0.2284% 0.2300% 0.2315% 0.2327% 0.2338% 0.2348% 0.2356%
31 0.1991% 0.1906% 0.2048% 0.2058% 0.2111% 0.2165% 0.2195% 0.2210% 0.2258% 0.2298% 0.2291% 0.2322% 0.2349% 0.2373% 0.2393% 0.2412% 0.2427% 0.2441% 0.2453% 0.2464% 0.2473%
32 0.2063% 0.1976% 0.2126% 0.2140% 0.2199% 0.2258% 0.2292% 0.2312% 0.2365% 0.2411% 0.2406% 0.2440% 0.2470% 0.2497% 0.2520% 0.2540% 0.2558% 0.2573% 0.2586% 0.2598% 0.2608%
33 0.2155% 0.2066% 0.2222% 0.2239% 0.2305% 0.2370% 0.2411% 0.2436% 0.2495% 0.2546% 0.2544% 0.2582% 0.2616% 0.2645% 0.2670% 0.2693% 0.2712% 0.2729% 0.2743% 0.2756% 0.2766%
34 0.2255% 0.2163% 0.2330% 0.2354% 0.2428% 0.2504% 0.2552% 0.2583% 0.2649% 0.2706% 0.2706% 0.2748% 0.2785% 0.2817% 0.2845% 0.2869% 0.2891% 0.2909% 0.2924% 0.2938% 0.2950%
35 0.2376% 0.2284% 0.2465% 0.2498% 0.2583% 0.2669% 0.2725% 0.2762% 0.2835% 0.2899% 0.2900% 0.2946% 0.2987% 0.3022% 0.3052% 0.3078% 0.3101% 0.3121% 0.3138% 0.3152% 0.3165%
36 0.2537% 0.2441% 0.2637% 0.2679% 0.2776% 0.2872% 0.2936% 0.2977% 0.3058% 0.3127% 0.3128% 0.3179% 0.3222% 0.3260% 0.3293% 0.3321% 0.3345% 0.3366% 0.3385% 0.3400% 0.3414%
37 0.2729% 0.2629% 0.2844% 0.2894% 0.3003% 0.3110% 0.3180% 0.3225% 0.3313% 0.3387% 0.3388% 0.3442% 0.3489% 0.3529% 0.3564% 0.3594% 0.3620% 0.3642% 0.3662% 0.3678% 0.3693%
38 0.2959% 0.2854% 0.3089% 0.3145% 0.3265% 0.3381% 0.3456% 0.3504% 0.3598% 0.3678% 0.3677% 0.3734% 0.3784% 0.3826% 0.3863% 0.3895% 0.3923% 0.3946% 0.3967% 0.3985% 0.4000%
39 0.3222% 0.3108% 0.3364% 0.3425% 0.3554% 0.3679% 0.3758% 0.3808% 0.3907% 0.3991% 0.3989% 0.4049% 0.4101% 0.4146% 0.4185% 0.4219% 0.4248% 0.4273% 0.4295% 0.4314% 0.4330%
40 0.3512% 0.3387% 0.3664% 0.3728% 0.3865% 0.3996% 0.4079% 0.4129% 0.4234% 0.4322% 0.4318% 0.4381% 0.4436% 0.4484% 0.4525% 0.4561% 0.4592% 0.4619% 0.4642% 0.4662% 0.4679%
41 0.3819% 0.3681% 0.3981% 0.4045% 0.4188% 0.4326% 0.4411% 0.4462% 0.4573% 0.4666% 0.4659% 0.4726% 0.4784% 0.4835% 0.4878% 0.4916% 0.4949% 0.4977% 0.5002% 0.5023% 0.5041%
42 0.4140% 0.3986% 0.4306% 0.4369% 0.4518% 0.4662% 0.4751% 0.4803% 0.4920% 0.5018% 0.5010% 0.5081% 0.5143% 0.5196% 0.5243% 0.5283% 0.5318% 0.5348% 0.5374% 0.5397% 0.5416%
43 0.4455% 0.4288% 0.4631% 0.4695% 0.4852% 0.5004% 0.5096% 0.5151% 0.5275% 0.5380% 0.5370% 0.5446% 0.5512% 0.5569% 0.5619% 0.5662% 0.5699% 0.5731% 0.5759% 0.5783% 0.5803%
44 0.4786% 0.4605% 0.4971% 0.5035% 0.5199% 0.5359% 0.5457% 0.5515% 0.5647% 0.5759% 0.5748% 0.5830% 0.5900% 0.5962% 0.6015% 0.6061% 0.6100% 0.6134% 0.6164% 0.6189% 0.6211%
45 0.5125% 0.4927% 0.5316% 0.5381% 0.5556% 0.5727% 0.5831% 0.5893% 0.6035% 0.6155% 0.6145% 0.6232% 0.6308% 0.6374% 0.6430% 0.6479% 0.6521% 0.6558% 0.6589% 0.6616% 0.6639%
46 0.5465% 0.5255% 0.5670% 0.5742% 0.5930% 0.6114% 0.6227% 0.6294% 0.6447% 0.6577% 0.6566% 0.6661% 0.6742% 0.6812% 0.6873% 0.6925% 0.6970% 0.7008% 0.7042% 0.7071% 0.7095%
47 0.5836% 0.5613% 0.6057% 0.6135% 0.6337% 0.6535% 0.6657% 0.6731% 0.6896% 0.7036% 0.7025% 0.7126% 0.7213% 0.7288% 0.7352% 0.7407% 0.7455% 0.7496% 0.7532% 0.7563% 0.7590%
48 0.6239% 0.6001% 0.6476% 0.6560% 0.6778% 0.6991% 0.7124% 0.7205% 0.7382% 0.7533% 0.7522% 0.7629% 0.7722% 0.7801% 0.7869% 0.7928% 0.7979% 0.8023% 0.8061% 0.8094% 0.8123%
49 0.6671% 0.6417% 0.6926% 0.7019% 0.7254% 0.7486% 0.7631% 0.7719% 0.7910% 0.8071% 0.8058% 0.8172% 0.8269% 0.8353% 0.8426% 0.8488% 0.8543% 0.8590% 0.8631% 0.8667% 0.8698%
50 0.7141% 0.6871% 0.7417% 0.7521% 0.7778% 0.8029% 0.8186% 0.8280% 0.8483% 0.8654% 0.8638% 0.8758% 0.8861% 0.8950% 0.9027% 0.9094% 0.9152% 0.9203% 0.9247% 0.9285% 0.9318%
51 0.7654% 0.7368% 0.7958% 0.8074% 0.8354% 0.8623% 0.8790% 0.8888% 0.9103% 0.9282% 0.9261% 0.9388% 0.9497% 0.9591% 0.9673% 0.9745% 0.9808% 0.9862% 0.9910% 0.9951% 0.9985%
52 0.8231% 0.7926% 0.8562% 0.8687% 0.8984% 0.9270% 0.9443% 0.9541% 0.9766% 0.9953% 0.9927% 1.0060% 1.0176% 1.0277% 1.0365% 1.0442% 1.0509% 1.0568% 1.0619% 1.0662% 1.0696%
53 0.8865% 0.8535% 0.9216% 0.9343% 0.9653% 0.9950% 1.0126% 1.0223% 1.0456% 1.0652% 1.0622% 1.0764% 1.0888% 1.0996% 1.1091% 1.1175% 1.1248% 1.1311% 1.1364% 1.1405% 1.1438%
54 0.9524% 0.9165% 0.9890% 1.0015% 1.0334% 1.0640% 1.0818% 1.0914% 1.1160% 1.1367% 1.1335% 1.1488% 1.1622% 1.1740% 1.1844% 1.1934% 1.2013% 1.2078% 1.2129% 1.2170% 1.2202%
55 1.0196% 0.9804% 1.0571% 1.0689% 1.1015% 1.1329% 1.1512% 1.1612% 1.1874% 1.2097% 1.2068% 1.2235% 1.2382% 1.2511% 1.2625% 1.2724% 1.2805% 1.2867% 1.2916% 1.2954% 1.2985%
56 1.0860% 1.0433% 1.1240% 1.1349% 1.1685% 1.2014% 1.2209% 1.2320% 1.2605% 1.2851% 1.2828% 1.3014% 1.3176% 1.3319% 1.3444% 1.3545% 1.3621% 1.3680% 1.3726% 1.3762% 1.3791%
57 1.1500% 1.1041% 1.1889% 1.1999% 1.2357% 1.2712% 1.2930% 1.3063% 1.3379% 1.3654% 1.3642% 1.3849% 1.4030% 1.4188% 1.4314% 1.4408% 1.4478% 1.4533% 1.4574% 1.4607% 1.4633%
58 1.2135% 1.1653% 1.2550% 1.2677% 1.3073% 1.3471% 1.3726% 1.3888% 1.4245% 1.4554% 1.4554% 1.4785% 1.4986% 1.5143% 1.5257% 1.5341% 1.5404% 1.5451% 1.5488% 1.5517% 1.5539%
59 1.2826% 1.2326% 1.3287% 1.3450% 1.3902% 1.4358% 1.4659% 1.4858% 1.5260% 1.5606% 1.5617% 1.5872% 1.6069% 1.6205% 1.6303% 1.6373% 1.6425% 1.6464% 1.6493% 1.6516% 1.6533%
60 1.3641% 1.3128% 1.4170% 1.4386% 1.4911% 1.5437% 1.5789% 1.6024% 1.6472% 1.6855% 1.6873% 1.7116% 1.7277% 1.7385% 1.7460% 1.7513% 1.7550% 1.7578% 1.7597% 1.7612% 1.7624%
61 1.4643% 1.4119% 1.5267% 1.5549% 1.6155% 1.6753% 1.7154% 1.7419% 1.7911% 1.8330% 1.8293% 1.8476% 1.8591% 1.8664% 1.8710% 1.8740% 1.8759% 1.8771% 1.8779% 1.8784% 1.8787%
62 1.5914% 1.5370% 1.6640% 1.6981% 1.7664% 1.8326% 1.8766% 1.9052% 1.9584% 1.9947% 1.9783% 1.9893% 1.9951% 1.9980% 1.9991% 1.9993% 1.9990% 1.9984% 1.9978% 1.9971% 1.9964%
63 1.7456% 1.6873% 1.8275% 1.8657% 1.9402% 2.0118% 2.0584% 2.0883% 2.1315% 2.1519% 2.1211% 2.1234% 2.1226% 2.1203% 2.1175% 2.1145% 2.1116% 2.1090% 2.1066% 2.1046% 2.1028%
64 1.9218% 1.8573% 2.0109% 2.0509% 2.1302% 2.2061% 2.2549% 2.2639% 2.2816% 2.2840% 2.2380% 2.2308% 2.2228% 2.2150% 2.2077% 2.2013% 2.1957% 2.1909% 2.1867% 2.1833% 2.1803%
65 2.1113% 2.0392% 2.2060% 2.2462% 2.3296% 2.4097% 2.4241% 2.3892% 2.3799% 2.3636% 2.3031% 2.2862% 2.2709% 2.2575% 2.2459% 2.2361% 2.2278% 2.2208% 2.2150% 2.2101% 2.2060%
BIỂU 47: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0488% 0.0401% 0.0371% 0.0340% 0.0337% 0.0342% 0.0347% 0.0352% 0.0362% 0.0372% 0.0375% 0.0383% 0.0391% 0.0398% 0.0405% 0.0411% 0.0416% 0.0421% 0.0426% 0.0430% 0.0434%
19 0.0504% 0.0414% 0.0383% 0.0350% 0.0347% 0.0351% 0.0356% 0.0361% 0.0372% 0.0382% 0.0384% 0.0393% 0.0401% 0.0409% 0.0415% 0.0421% 0.0427% 0.0432% 0.0437% 0.0441% 0.0445%
20 0.0518% 0.0425% 0.0393% 0.0359% 0.0355% 0.0360% 0.0365% 0.0370% 0.0381% 0.0391% 0.0393% 0.0402% 0.0411% 0.0418% 0.0425% 0.0431% 0.0437% 0.0443% 0.0447% 0.0452% 0.0456%
21 0.0529% 0.0434% 0.0401% 0.0366% 0.0362% 0.0367% 0.0372% 0.0377% 0.0388% 0.0399% 0.0402% 0.0411% 0.0419% 0.0427% 0.0434% 0.0441% 0.0447% 0.0452% 0.0457% 0.0462% 0.0466%
22 0.0539% 0.0442% 0.0409% 0.0373% 0.0369% 0.0374% 0.0380% 0.0385% 0.0396% 0.0407% 0.0410% 0.0420% 0.0428% 0.0436% 0.0444% 0.0450% 0.0456% 0.0462% 0.0467% 0.0472% 0.0476%
23 0.0549% 0.0451% 0.0417% 0.0381% 0.0377% 0.0382% 0.0388% 0.0393% 0.0405% 0.0417% 0.0420% 0.0429% 0.0438% 0.0447% 0.0454% 0.0461% 0.0467% 0.0473% 0.0479% 0.0484% 0.0488%
24 0.0563% 0.0462% 0.0427% 0.0389% 0.0386% 0.0391% 0.0397% 0.0403% 0.0415% 0.0427% 0.0430% 0.0440% 0.0450% 0.0458% 0.0466% 0.0473% 0.0480% 0.0486% 0.0491% 0.0497% 0.0501%
25 0.0574% 0.0471% 0.0436% 0.0398% 0.0395% 0.0401% 0.0407% 0.0413% 0.0426% 0.0438% 0.0442% 0.0452% 0.0462% 0.0471% 0.0479% 0.0486% 0.0493% 0.0500% 0.0505% 0.0511% 0.0516%
26 0.0588% 0.0483% 0.0447% 0.0409% 0.0406% 0.0412% 0.0419% 0.0425% 0.0439% 0.0451% 0.0455% 0.0466% 0.0476% 0.0485% 0.0494% 0.0502% 0.0509% 0.0515% 0.0522% 0.0527% 0.0532%
27 0.0606% 0.0498% 0.0461% 0.0422% 0.0419% 0.0426% 0.0433% 0.0439% 0.0453% 0.0467% 0.0470% 0.0482% 0.0492% 0.0502% 0.0511% 0.0519% 0.0527% 0.0534% 0.0540% 0.0546% 0.0551%
28 0.0626% 0.0514% 0.0476% 0.0436% 0.0433% 0.0440% 0.0447% 0.0454% 0.0469% 0.0483% 0.0487% 0.0499% 0.0510% 0.0520% 0.0530% 0.0538% 0.0546% 0.0554% 0.0560% 0.0567% 0.0572%
29 0.0646% 0.0531% 0.0492% 0.0450% 0.0447% 0.0455% 0.0463% 0.0470% 0.0486% 0.0500% 0.0505% 0.0517% 0.0529% 0.0540% 0.0550% 0.0559% 0.0568% 0.0576% 0.0583% 0.0589% 0.0595%
30 0.0669% 0.0550% 0.0510% 0.0467% 0.0464% 0.0472% 0.0481% 0.0489% 0.0505% 0.0520% 0.0525% 0.0539% 0.0551% 0.0563% 0.0574% 0.0583% 0.0592% 0.0601% 0.0608% 0.0615% 0.0622%
31 0.0694% 0.0570% 0.0528% 0.0484% 0.0482% 0.0491% 0.0500% 0.0509% 0.0526% 0.0543% 0.0548% 0.0563% 0.0576% 0.0588% 0.0600% 0.0610% 0.0620% 0.0629% 0.0637% 0.0644% 0.0651%
32 0.0719% 0.0592% 0.0549% 0.0504% 0.0501% 0.0511% 0.0522% 0.0531% 0.0550% 0.0568% 0.0575% 0.0590% 0.0605% 0.0618% 0.0630% 0.0641% 0.0652% 0.0661% 0.0670% 0.0678% 0.0685%
33 0.0751% 0.0618% 0.0574% 0.0527% 0.0526% 0.0537% 0.0548% 0.0559% 0.0580% 0.0599% 0.0607% 0.0623% 0.0639% 0.0653% 0.0667% 0.0679% 0.0690% 0.0700% 0.0709% 0.0718% 0.0726%
34 0.0786% 0.0648% 0.0601% 0.0554% 0.0554% 0.0567% 0.0580% 0.0592% 0.0615% 0.0636% 0.0644% 0.0662% 0.0679% 0.0695% 0.0709% 0.0722% 0.0734% 0.0745% 0.0755% 0.0764% 0.0773%
35 0.0828% 0.0684% 0.0636% 0.0588% 0.0589% 0.0604% 0.0619% 0.0633% 0.0657% 0.0680% 0.0689% 0.0709% 0.0728% 0.0744% 0.0760% 0.0774% 0.0787% 0.0799% 0.0809% 0.0819% 0.0828%
36 0.0885% 0.0731% 0.0681% 0.0630% 0.0632% 0.0649% 0.0666% 0.0682% 0.0708% 0.0734% 0.0743% 0.0765% 0.0785% 0.0803% 0.0820% 0.0835% 0.0849% 0.0861% 0.0873% 0.0884% 0.0894%
37 0.0952% 0.0788% 0.0734% 0.0681% 0.0684% 0.0703% 0.0721% 0.0738% 0.0767% 0.0795% 0.0805% 0.0828% 0.0850% 0.0869% 0.0887% 0.0904% 0.0919% 0.0933% 0.0945% 0.0957% 0.0967%
38 0.1032% 0.0855% 0.0798% 0.0740% 0.0744% 0.0764% 0.0784% 0.0803% 0.0834% 0.0863% 0.0875% 0.0899% 0.0922% 0.0944% 0.0963% 0.0981% 0.0997% 0.1011% 0.1025% 0.1037% 0.1049%
39 0.1124% 0.0931% 0.0869% 0.0806% 0.0810% 0.0832% 0.0853% 0.0873% 0.0906% 0.0938% 0.0950% 0.0976% 0.1001% 0.1024% 0.1044% 0.1063% 0.1081% 0.1097% 0.1111% 0.1124% 0.1137%
40 0.1225% 0.1015% 0.0947% 0.0878% 0.0881% 0.0904% 0.0927% 0.0947% 0.0983% 0.1017% 0.1029% 0.1058% 0.1084% 0.1108% 0.1131% 0.1151% 0.1170% 0.1187% 0.1202% 0.1217% 0.1230%
41 0.1333% 0.1104% 0.1029% 0.0952% 0.0955% 0.0979% 0.1003% 0.1024% 0.1063% 0.1099% 0.1112% 0.1142% 0.1171% 0.1197% 0.1220% 0.1242% 0.1262% 0.1280% 0.1297% 0.1312% 0.1326%
42 0.1445% 0.1195% 0.1113% 0.1029% 0.1031% 0.1056% 0.1081% 0.1104% 0.1144% 0.1183% 0.1197% 0.1229% 0.1259% 0.1287% 0.1313% 0.1336% 0.1358% 0.1377% 0.1395% 0.1411% 0.1426%
43 0.1555% 0.1285% 0.1197% 0.1106% 0.1107% 0.1134% 0.1160% 0.1184% 0.1228% 0.1269% 0.1283% 0.1318% 0.1351% 0.1381% 0.1408% 0.1433% 0.1456% 0.1476% 0.1496% 0.1513% 0.1529%
44 0.1671% 0.1381% 0.1285% 0.1186% 0.1187% 0.1215% 0.1243% 0.1268% 0.1315% 0.1359% 0.1374% 0.1412% 0.1447% 0.1478% 0.1508% 0.1534% 0.1559% 0.1581% 0.1601% 0.1620% 0.1637%
45 0.1789% 0.1478% 0.1374% 0.1268% 0.1269% 0.1299% 0.1328% 0.1356% 0.1406% 0.1453% 0.1470% 0.1510% 0.1547% 0.1581% 0.1612% 0.1641% 0.1667% 0.1691% 0.1712% 0.1732% 0.1751%
46 0.1908% 0.1576% 0.1466% 0.1354% 0.1355% 0.1387% 0.1419% 0.1448% 0.1502% 0.1552% 0.1571% 0.1614% 0.1653% 0.1690% 0.1723% 0.1754% 0.1782% 0.1807% 0.1830% 0.1852% 0.1871%
47 0.2038% 0.1684% 0.1567% 0.1447% 0.1448% 0.1483% 0.1517% 0.1549% 0.1607% 0.1661% 0.1681% 0.1727% 0.1769% 0.1808% 0.1844% 0.1877% 0.1907% 0.1934% 0.1959% 0.1981% 0.2002%
48 0.2179% 0.1800% 0.1675% 0.1547% 0.1549% 0.1587% 0.1624% 0.1659% 0.1720% 0.1779% 0.1800% 0.1849% 0.1895% 0.1936% 0.1975% 0.2010% 0.2041% 0.2071% 0.2097% 0.2122% 0.2144%
49 0.2330% 0.1926% 0.1792% 0.1656% 0.1659% 0.1700% 0.1740% 0.1777% 0.1844% 0.1906% 0.1929% 0.1982% 0.2030% 0.2075% 0.2116% 0.2153% 0.2187% 0.2218% 0.2247% 0.2273% 0.2297%
50 0.2495% 0.2062% 0.1920% 0.1775% 0.1779% 0.1823% 0.1867% 0.1907% 0.1978% 0.2045% 0.2069% 0.2125% 0.2177% 0.2225% 0.2268% 0.2308% 0.2345% 0.2378% 0.2409% 0.2437% 0.2462%
51 0.2675% 0.2212% 0.2060% 0.1906% 0.1911% 0.1959% 0.2006% 0.2049% 0.2124% 0.2196% 0.2221% 0.2281% 0.2336% 0.2387% 0.2433% 0.2476% 0.2515% 0.2551% 0.2583% 0.2613% 0.2641%
52 0.2877% 0.2380% 0.2217% 0.2052% 0.2056% 0.2107% 0.2156% 0.2201% 0.2282% 0.2357% 0.2383% 0.2447% 0.2506% 0.2560% 0.2610% 0.2656% 0.2698% 0.2736% 0.2771% 0.2803% 0.2832%
53 0.3100% 0.2564% 0.2388% 0.2207% 0.2210% 0.2263% 0.2315% 0.2361% 0.2446% 0.2526% 0.2553% 0.2622% 0.2685% 0.2743% 0.2796% 0.2845% 0.2890% 0.2931% 0.2968% 0.3001% 0.3032%
54 0.3331% 0.2753% 0.2563% 0.2367% 0.2368% 0.2422% 0.2475% 0.2524% 0.2614% 0.2699% 0.2728% 0.2801% 0.2868% 0.2930% 0.2988% 0.3040% 0.3088% 0.3131% 0.3171% 0.3206% 0.3238%
55 0.3566% 0.2946% 0.2741% 0.2528% 0.2526% 0.2582% 0.2637% 0.2688% 0.2783% 0.2874% 0.2906% 0.2984% 0.3057% 0.3124% 0.3185% 0.3242% 0.3292% 0.3338% 0.3379% 0.3417% 0.3450%
56 0.3799% 0.3136% 0.2915% 0.2685% 0.2681% 0.2740% 0.2798% 0.2853% 0.2956% 0.3054% 0.3089% 0.3174% 0.3252% 0.3324% 0.3391% 0.3450% 0.3503% 0.3551% 0.3595% 0.3634% 0.3669%
57 0.4024% 0.3319% 0.3084% 0.2840% 0.2837% 0.2900% 0.2965% 0.3025% 0.3137% 0.3244% 0.3284% 0.3375% 0.3460% 0.3538% 0.3608% 0.3671% 0.3726% 0.3776% 0.3822% 0.3863% 0.3900%
58 0.4247% 0.3504% 0.3257% 0.3002% 0.3002% 0.3074% 0.3147% 0.3216% 0.3339% 0.3456% 0.3500% 0.3600% 0.3693% 0.3775% 0.3848% 0.3913% 0.3970% 0.4023% 0.4070% 0.4112% 0.4151%
59 0.4490% 0.3708% 0.3450% 0.3187% 0.3193% 0.3276% 0.3360% 0.3439% 0.3575% 0.3703% 0.3753% 0.3863% 0.3960% 0.4044% 0.4119% 0.4186% 0.4246% 0.4300% 0.4348% 0.4393% 0.4433%
60 0.4778% 0.3952% 0.3681% 0.3410% 0.3426% 0.3523% 0.3619% 0.3708% 0.3858% 0.3999% 0.4055% 0.4169% 0.4267% 0.4353% 0.4429% 0.4498% 0.4559% 0.4614% 0.4664% 0.4709% 0.4750%
61 0.5133% 0.4252% 0.3968% 0.3687% 0.3713% 0.3825% 0.3933% 0.4033% 0.4197% 0.4351% 0.4404% 0.4516% 0.4614% 0.4700% 0.4777% 0.4845% 0.4907% 0.4962% 0.5012% 0.5058% 0.5099%
62 0.5583% 0.4633% 0.4329% 0.4030% 0.4063% 0.4188% 0.4307% 0.4416% 0.4596% 0.4749% 0.4788% 0.4896% 0.4991% 0.5075% 0.5150% 0.5217% 0.5278% 0.5332% 0.5382% 0.5427% 0.5468%
63 0.6129% 0.5089% 0.4758% 0.4432% 0.4469% 0.4603% 0.4733% 0.4850% 0.5021% 0.5159% 0.5179% 0.5279% 0.5367% 0.5446% 0.5517% 0.5581% 0.5639% 0.5691% 0.5739% 0.5782% 0.5822%
64 0.6752% 0.5606% 0.5241% 0.4878% 0.4914% 0.5057% 0.5195% 0.5281% 0.5419% 0.5534% 0.5531% 0.5618% 0.5696% 0.5767% 0.5831% 0.5890% 0.5943% 0.5991% 0.6035% 0.6075% 0.6111%
65 0.7423% 0.6160% 0.5755% 0.5350% 0.5382% 0.5534% 0.5611% 0.5629% 0.5725% 0.5810% 0.5780% 0.5849% 0.5913% 0.5973% 0.6027% 0.6077% 0.6123% 0.6165% 0.6203% 0.6238% 0.6270%
BIỂU 48: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, NỢ GỐC ĐƯỢC TRẢ DẦN ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1215% 0.0876% 0.0754% 0.0628% 0.0583% 0.0561% 0.0544% 0.0530% 0.0528% 0.0526% 0.0515% 0.0514% 0.0514% 0.0513% 0.0513% 0.0513% 0.0513% 0.0512% 0.0512% 0.0512% 0.0512%
19 0.1255% 0.0904% 0.0777% 0.0647% 0.0600% 0.0577% 0.0559% 0.0545% 0.0542% 0.0540% 0.0529% 0.0528% 0.0527% 0.0527% 0.0526% 0.0526% 0.0526% 0.0526% 0.0526% 0.0526% 0.0526%
20 0.1291% 0.0930% 0.0798% 0.0663% 0.0614% 0.0591% 0.0572% 0.0557% 0.0555% 0.0553% 0.0541% 0.0540% 0.0540% 0.0539% 0.0539% 0.0539% 0.0538% 0.0538% 0.0538% 0.0538% 0.0538%
21 0.1318% 0.0949% 0.0814% 0.0676% 0.0627% 0.0602% 0.0584% 0.0569% 0.0566% 0.0564% 0.0552% 0.0552% 0.0551% 0.0551% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550% 0.0550%
22 0.1343% 0.0966% 0.0830% 0.0689% 0.0639% 0.0614% 0.0596% 0.0580% 0.0578% 0.0576% 0.0564% 0.0563% 0.0563% 0.0562% 0.0562% 0.0562% 0.0562% 0.0562% 0.0562% 0.0562% 0.0562%
23 0.1368% 0.0985% 0.0846% 0.0703% 0.0652% 0.0627% 0.0608% 0.0593% 0.0590% 0.0589% 0.0577% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576% 0.0576%
24 0.1401% 0.1009% 0.0866% 0.0720% 0.0667% 0.0642% 0.0623% 0.0608% 0.0605% 0.0604% 0.0592% 0.0591% 0.0591% 0.0591% 0.0591% 0.0591% 0.0591% 0.0591% 0.0591% 0.0591% 0.0592%
25 0.1429% 0.1029% 0.0884% 0.0736% 0.0683% 0.0658% 0.0639% 0.0623% 0.0621% 0.0619% 0.0607% 0.0607% 0.0607% 0.0607% 0.0607% 0.0607% 0.0607% 0.0608% 0.0608% 0.0608% 0.0608%
26 0.1464% 0.1055% 0.0907% 0.0756% 0.0702% 0.0677% 0.0657% 0.0641% 0.0639% 0.0638% 0.0626% 0.0625% 0.0625% 0.0626% 0.0626% 0.0626% 0.0627% 0.0627% 0.0627% 0.0628% 0.0628%
27 0.1510% 0.1089% 0.0936% 0.0780% 0.0725% 0.0699% 0.0679% 0.0662% 0.0660% 0.0659% 0.0647% 0.0647% 0.0647% 0.0647% 0.0648% 0.0648% 0.0649% 0.0649% 0.0650% 0.0650% 0.0651%
28 0.1559% 0.1124% 0.0966% 0.0805% 0.0749% 0.0722% 0.0701% 0.0685% 0.0683% 0.0682% 0.0669% 0.0669% 0.0670% 0.0670% 0.0671% 0.0672% 0.0673% 0.0673% 0.0674% 0.0675% 0.0675%
29 0.1608% 0.1160% 0.0998% 0.0832% 0.0774% 0.0747% 0.0726% 0.0709% 0.0707% 0.0707% 0.0694% 0.0695% 0.0695% 0.0696% 0.0697% 0.0698% 0.0699% 0.0700% 0.0701% 0.0702% 0.0702%
30 0.1667% 0.1202% 0.1035% 0.0863% 0.0803% 0.0775% 0.0754% 0.0736% 0.0735% 0.0735% 0.0722% 0.0723% 0.0724% 0.0726% 0.0727% 0.0728% 0.0729% 0.0730% 0.0731% 0.0732% 0.0733%
31 0.1728% 0.1246% 0.1073% 0.0895% 0.0833% 0.0805% 0.0784% 0.0767% 0.0766% 0.0766% 0.0754% 0.0755% 0.0757% 0.0758% 0.0760% 0.0762% 0.0763% 0.0765% 0.0766% 0.0767% 0.0768%
32 0.1790% 0.1293% 0.1114% 0.0931% 0.0868% 0.0839% 0.0818% 0.0801% 0.0801% 0.0803% 0.0790% 0.0792% 0.0794% 0.0796% 0.0798% 0.0800% 0.0802% 0.0804% 0.0806% 0.0807% 0.0808%
33 0.1871% 0.1351% 0.1164% 0.0974% 0.0909% 0.0880% 0.0860% 0.0843% 0.0844% 0.0847% 0.0834% 0.0837% 0.0839% 0.0842% 0.0844% 0.0847% 0.0849% 0.0851% 0.0853% 0.0854% 0.0856%
34 0.1957% 0.1415% 0.1221% 0.1024% 0.0958% 0.0929% 0.0909% 0.0893% 0.0895% 0.0898% 0.0885% 0.0889% 0.0892% 0.0895% 0.0898% 0.0901% 0.0903% 0.0906% 0.0908% 0.0910% 0.0911%
35 0.2064% 0.1494% 0.1291% 0.1086% 0.1018% 0.0990% 0.0970% 0.0954% 0.0957% 0.0961% 0.0947% 0.0952% 0.0955% 0.0959% 0.0962% 0.0965% 0.0968% 0.0971% 0.0973% 0.0975% 0.0977%
36 0.2203% 0.1598% 0.1382% 0.1165% 0.1094% 0.1065% 0.1044% 0.1027% 0.1031% 0.1036% 0.1022% 0.1026% 0.1030% 0.1034% 0.1038% 0.1041% 0.1044% 0.1047% 0.1049% 0.1052% 0.1054%
37 0.2371% 0.1721% 0.1490% 0.1258% 0.1183% 0.1153% 0.1131% 0.1113% 0.1117% 0.1122% 0.1106% 0.1111% 0.1116% 0.1120% 0.1124% 0.1127% 0.1130% 0.1133% 0.1136% 0.1138% 0.1140%
38 0.2572% 0.1868% 0.1619% 0.1367% 0.1286% 0.1253% 0.1229% 0.1209% 0.1214% 0.1219% 0.1201% 0.1206% 0.1211% 0.1215% 0.1219% 0.1223% 0.1226% 0.1229% 0.1232% 0.1234% 0.1237%
39 0.2800% 0.2034% 0.1763% 0.1489% 0.1400% 0.1364% 0.1337% 0.1314% 0.1319% 0.1323% 0.1304% 0.1309% 0.1314% 0.1318% 0.1322% 0.1326% 0.1329% 0.1332% 0.1335% 0.1338% 0.1340%
40 0.3052% 0.2217% 0.1921% 0.1621% 0.1523% 0.1482% 0.1452% 0.1426% 0.1430% 0.1435% 0.1413% 0.1418% 0.1423% 0.1427% 0.1431% 0.1435% 0.1438% 0.1442% 0.1445% 0.1447% 0.1450%
41 0.3319% 0.2410% 0.2087% 0.1759% 0.1651% 0.1605% 0.1571% 0.1542% 0.1546% 0.1550% 0.1526% 0.1531% 0.1536% 0.1540% 0.1544% 0.1548% 0.1552% 0.1555% 0.1558% 0.1561% 0.1563%
42 0.3598% 0.2610% 0.2257% 0.1900% 0.1782% 0.1731% 0.1693% 0.1661% 0.1664% 0.1668% 0.1643% 0.1647% 0.1652% 0.1657% 0.1661% 0.1665% 0.1669% 0.1672% 0.1675% 0.1678% 0.1681%
43 0.3871% 0.2807% 0.2428% 0.2043% 0.1914% 0.1858% 0.1816% 0.1782% 0.1785% 0.1789% 0.1761% 0.1767% 0.1772% 0.1776% 0.1781% 0.1785% 0.1789% 0.1793% 0.1796% 0.1799% 0.1802%
44 0.4160% 0.3015% 0.2606% 0.2191% 0.2051% 0.1991% 0.1946% 0.1909% 0.1911% 0.1916% 0.1886% 0.1891% 0.1897% 0.1902% 0.1907% 0.1911% 0.1916% 0.1919% 0.1923% 0.1926% 0.1929%
45 0.4454% 0.3226% 0.2787% 0.2342% 0.2192% 0.2127% 0.2079% 0.2040% 0.2043% 0.2048% 0.2016% 0.2022% 0.2028% 0.2033% 0.2039% 0.2043% 0.2048% 0.2052% 0.2056% 0.2059% 0.2062%
46 0.4750% 0.3441% 0.2973% 0.2499% 0.2340% 0.2271% 0.2220% 0.2179% 0.2182% 0.2188% 0.2154% 0.2161% 0.2167% 0.2173% 0.2179% 0.2184% 0.2189% 0.2193% 0.2197% 0.2201% 0.2204%
47 0.5073% 0.3676% 0.3177% 0.2670% 0.2501% 0.2428% 0.2374% 0.2330% 0.2334% 0.2340% 0.2305% 0.2312% 0.2319% 0.2325% 0.2331% 0.2336% 0.2341% 0.2346% 0.2350% 0.2354% 0.2358%
48 0.5424% 0.3930% 0.3397% 0.2856% 0.2675% 0.2597% 0.2540% 0.2494% 0.2499% 0.2506% 0.2468% 0.2475% 0.2482% 0.2489% 0.2495% 0.2501% 0.2507% 0.2511% 0.2516% 0.2520% 0.2524%
49 0.5800% 0.4203% 0.3633% 0.3056% 0.2864% 0.2782% 0.2721% 0.2672% 0.2677% 0.2685% 0.2644% 0.2651% 0.2659% 0.2666% 0.2673% 0.2679% 0.2685% 0.2690% 0.2695% 0.2699% 0.2704%
50 0.6210% 0.4501% 0.3892% 0.3275% 0.3070% 0.2983% 0.2919% 0.2866% 0.2872% 0.2879% 0.2835% 0.2843% 0.2851% 0.2858% 0.2865% 0.2871% 0.2878% 0.2883% 0.2888% 0.2893% 0.2898%
51 0.6658% 0.4828% 0.4176% 0.3516% 0.3298% 0.3205% 0.3135% 0.3078% 0.3083% 0.3090% 0.3041% 0.3049% 0.3057% 0.3065% 0.3072% 0.3079% 0.3086% 0.3092% 0.3097% 0.3102% 0.3107%
52 0.7161% 0.5194% 0.4494% 0.3784% 0.3548% 0.3446% 0.3369% 0.3306% 0.3310% 0.3316% 0.3263% 0.3271% 0.3279% 0.3287% 0.3295% 0.3302% 0.3309% 0.3315% 0.3321% 0.3326% 0.3331%
53 0.7714% 0.5594% 0.4838% 0.4070% 0.3813% 0.3700% 0.3615% 0.3545% 0.3547% 0.3553% 0.3495% 0.3503% 0.3511% 0.3520% 0.3528% 0.3536% 0.3543% 0.3550% 0.3556% 0.3561% 0.3565%
54 0.8288% 0.6007% 0.5192% 0.4364% 0.4084% 0.3959% 0.3865% 0.3788% 0.3789% 0.3794% 0.3732% 0.3741% 0.3750% 0.3759% 0.3768% 0.3777% 0.3785% 0.3792% 0.3798% 0.3802% 0.3807%
55 0.8874% 0.6427% 0.5551% 0.4659% 0.4355% 0.4218% 0.4116% 0.4033% 0.4034% 0.4040% 0.3975% 0.3985% 0.3995% 0.4006% 0.4016% 0.4026% 0.4034% 0.4040% 0.4046% 0.4050% 0.4054%
56 0.9452% 0.6840% 0.5903% 0.4948% 0.4622% 0.4475% 0.4367% 0.4280% 0.4282% 0.4291% 0.4224% 0.4236% 0.4249% 0.4261% 0.4273% 0.4283% 0.4291% 0.4297% 0.4302% 0.4306% 0.4310%
57 1.0010% 0.7239% 0.6245% 0.5233% 0.4888% 0.4736% 0.4625% 0.4536% 0.4543% 0.4555% 0.4487% 0.4503% 0.4518% 0.4533% 0.4545% 0.4554% 0.4561% 0.4567% 0.4572% 0.4575% 0.4579%
58 1.0564% 0.7641% 0.6594% 0.5530% 0.5172% 0.5018% 0.4907% 0.4819% 0.4832% 0.4850% 0.4780% 0.4800% 0.4819% 0.4833% 0.4844% 0.4852% 0.4857% 0.4862% 0.4866% 0.4869% 0.4871%
59 1.1169% 0.8085% 0.6983% 0.5868% 0.5499% 0.5346% 0.5237% 0.5151% 0.5170% 0.5193% 0.5123% 0.5146% 0.5163% 0.5175% 0.5182% 0.5188% 0.5191% 0.5194% 0.5196% 0.5198% 0.5199%
60 1.1884% 0.8614% 0.7450% 0.6277% 0.5897% 0.5745% 0.5637% 0.5550% 0.5576% 0.5604% 0.5530% 0.5549% 0.5560% 0.5565% 0.5568% 0.5569% 0.5570% 0.5569% 0.5569% 0.5568% 0.5567%
61 1.2764% 0.9268% 0.8029% 0.6785% 0.6389% 0.6233% 0.6122% 0.6031% 0.6061% 0.6093% 0.6001% 0.6007% 0.6008% 0.6004% 0.6000% 0.5995% 0.5990% 0.5986% 0.5981% 0.5977% 0.5973%
62 1.3880% 1.0094% 0.8755% 0.7412% 0.6987% 0.6820% 0.6699% 0.6599% 0.6631% 0.6644% 0.6519% 0.6507% 0.6492% 0.6477% 0.6463% 0.6449% 0.6437% 0.6426% 0.6417% 0.6408% 0.6400%
63 1.5233% 1.1086% 0.9620% 0.8147% 0.7678% 0.7491% 0.7354% 0.7240% 0.7237% 0.7210% 0.7044% 0.7008% 0.6974% 0.6944% 0.6917% 0.6893% 0.6872% 0.6853% 0.6836% 0.6822% 0.6809%
64 1.6779% 1.2208% 1.0591% 0.8961% 0.8437% 0.8223% 0.8065% 0.7876% 0.7804% 0.7726% 0.7514% 0.7450% 0.7394% 0.7345% 0.7303% 0.7266% 0.7235% 0.7207% 0.7182% 0.7160% 0.7141%
65 1.8442% 1.3409% 1.1624% 0.9821% 0.9234% 0.8991% 0.8703% 0.8386% 0.8235% 0.8102% 0.7842% 0.7747% 0.7666% 0.7598% 0.7539% 0.7489% 0.7445% 0.7408% 0.7374% 0.7345% 0.7319%
BIỂU 49: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, KHOẢN TRẢ HÀNG QUÝ ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0498% 0.0414% 0.0388% 0.0362% 0.0366% 0.0377% 0.0387% 0.0396% 0.0411% 0.0425% 0.0429% 0.0440% 0.0450% 0.0459% 0.0466% 0.0473% 0.0479% 0.0484% 0.0488% 0.0492% 0.0495%
19 0.0514% 0.0428% 0.0400% 0.0373% 0.0376% 0.0387% 0.0397% 0.0406% 0.0422% 0.0436% 0.0440% 0.0452% 0.0462% 0.0471% 0.0478% 0.0485% 0.0491% 0.0496% 0.0501% 0.0504% 0.0508%
20 0.0529% 0.0440% 0.0411% 0.0383% 0.0385% 0.0396% 0.0407% 0.0416% 0.0432% 0.0446% 0.0451% 0.0462% 0.0473% 0.0482% 0.0490% 0.0497% 0.0503% 0.0508% 0.0513% 0.0516% 0.0520%
21 0.0540% 0.0449% 0.0419% 0.0390% 0.0393% 0.0404% 0.0415% 0.0424% 0.0440% 0.0455% 0.0460% 0.0472% 0.0483% 0.0492% 0.0500% 0.0508% 0.0514% 0.0519% 0.0524% 0.0528% 0.0532%
22 0.0550% 0.0457% 0.0427% 0.0398% 0.0401% 0.0412% 0.0423% 0.0433% 0.0450% 0.0465% 0.0470% 0.0482% 0.0493% 0.0503% 0.0512% 0.0519% 0.0526% 0.0531% 0.0536% 0.0540% 0.0544%
23 0.0560% 0.0466% 0.0436% 0.0406% 0.0409% 0.0421% 0.0433% 0.0443% 0.0460% 0.0476% 0.0481% 0.0494% 0.0505% 0.0515% 0.0524% 0.0532% 0.0539% 0.0545% 0.0550% 0.0554% 0.0558%
24 0.0574% 0.0477% 0.0446% 0.0415% 0.0419% 0.0431% 0.0443% 0.0454% 0.0472% 0.0488% 0.0494% 0.0507% 0.0519% 0.0529% 0.0538% 0.0546% 0.0553% 0.0560% 0.0565% 0.0570% 0.0574%
25 0.0586% 0.0487% 0.0455% 0.0425% 0.0429% 0.0442% 0.0454% 0.0466% 0.0484% 0.0501% 0.0507% 0.0521% 0.0533% 0.0544% 0.0554% 0.0562% 0.0569% 0.0576% 0.0582% 0.0587% 0.0591%
26 0.0600% 0.0499% 0.0467% 0.0436% 0.0441% 0.0455% 0.0468% 0.0479% 0.0499% 0.0516% 0.0523% 0.0537% 0.0550% 0.0561% 0.0571% 0.0580% 0.0588% 0.0595% 0.0601% 0.0606% 0.0611%
27 0.0619% 0.0515% 0.0482% 0.0450% 0.0455% 0.0469% 0.0483% 0.0495% 0.0515% 0.0534% 0.0541% 0.0556% 0.0569% 0.0581% 0.0592% 0.0601% 0.0610% 0.0617% 0.0623% 0.0629% 0.0633%
28 0.0639% 0.0531% 0.0498% 0.0465% 0.0470% 0.0485% 0.0499% 0.0512% 0.0533% 0.0552% 0.0560% 0.0576% 0.0590% 0.0603% 0.0614% 0.0624% 0.0633% 0.0641% 0.0648% 0.0653% 0.0658%
29 0.0659% 0.0549% 0.0514% 0.0481% 0.0486% 0.0502% 0.0517% 0.0531% 0.0553% 0.0573% 0.0581% 0.0598% 0.0613% 0.0627% 0.0639% 0.0650% 0.0659% 0.0668% 0.0675% 0.0681% 0.0686%
30 0.0683% 0.0569% 0.0533% 0.0498% 0.0504% 0.0521% 0.0537% 0.0551% 0.0575% 0.0596% 0.0605% 0.0623% 0.0640% 0.0654% 0.0667% 0.0679% 0.0689% 0.0698% 0.0706% 0.0712% 0.0718%
31 0.0708% 0.0590% 0.0553% 0.0517% 0.0523% 0.0541% 0.0559% 0.0574% 0.0599% 0.0623% 0.0633% 0.0652% 0.0670% 0.0685% 0.0699% 0.0712% 0.0723% 0.0732% 0.0740% 0.0748% 0.0754%
32 0.0734% 0.0611% 0.0574% 0.0538% 0.0545% 0.0565% 0.0584% 0.0601% 0.0628% 0.0653% 0.0664% 0.0685% 0.0704% 0.0721% 0.0737% 0.0750% 0.0762% 0.0772% 0.0781% 0.0788% 0.0795%
33 0.0766% 0.0639% 0.0600% 0.0563% 0.0572% 0.0593% 0.0614% 0.0633% 0.0663% 0.0690% 0.0703% 0.0725% 0.0746% 0.0764% 0.0781% 0.0795% 0.0808% 0.0819% 0.0828% 0.0836% 0.0843%
34 0.0802% 0.0669% 0.0629% 0.0592% 0.0602% 0.0627% 0.0650% 0.0672% 0.0704% 0.0734% 0.0747% 0.0772% 0.0794% 0.0814% 0.0832% 0.0847% 0.0861% 0.0873% 0.0883% 0.0892% 0.0899%
35 0.0846% 0.0707% 0.0666% 0.0628% 0.0641% 0.0668% 0.0694% 0.0718% 0.0753% 0.0786% 0.0801% 0.0828% 0.0852% 0.0873% 0.0892% 0.0909% 0.0924% 0.0936% 0.0947% 0.0957% 0.0965%
36 0.0903% 0.0756% 0.0713% 0.0674% 0.0689% 0.0719% 0.0748% 0.0775% 0.0813% 0.0848% 0.0865% 0.0893% 0.0919% 0.0942% 0.0963% 0.0981% 0.0997% 0.1010% 0.1022% 0.1032% 0.1041%
37 0.0972% 0.0815% 0.0769% 0.0728% 0.0746% 0.0779% 0.0810% 0.0839% 0.0881% 0.0919% 0.0936% 0.0968% 0.0996% 0.1020% 0.1042% 0.1062% 0.1079% 0.1093% 0.1106% 0.1117% 0.1126%
38 0.1054% 0.0884% 0.0835% 0.0792% 0.0811% 0.0847% 0.0881% 0.0912% 0.0957% 0.0998% 0.1017% 0.1050% 0.1080% 0.1107% 0.1130% 0.1151% 0.1169% 0.1185% 0.1198% 0.1210% 0.1220%
39 0.1148% 0.0963% 0.0909% 0.0862% 0.0883% 0.0922% 0.0958% 0.0991% 0.1039% 0.1083% 0.1103% 0.1139% 0.1171% 0.1199% 0.1225% 0.1247% 0.1266% 0.1283% 0.1298% 0.1310% 0.1321%
40 0.1251% 0.1050% 0.0991% 0.0939% 0.0960% 0.1001% 0.1040% 0.1075% 0.1126% 0.1173% 0.1194% 0.1232% 0.1267% 0.1297% 0.1324% 0.1348% 0.1369% 0.1387% 0.1403% 0.1416% 0.1428%
41 0.1361% 0.1141% 0.1076% 0.1018% 0.1040% 0.1084% 0.1125% 0.1162% 0.1216% 0.1267% 0.1289% 0.1330% 0.1366% 0.1399% 0.1428% 0.1453% 0.1476% 0.1495% 0.1512% 0.1526% 0.1539%
42 0.1475% 0.1236% 0.1164% 0.1100% 0.1123% 0.1169% 0.1212% 0.1251% 0.1309% 0.1363% 0.1386% 0.1430% 0.1469% 0.1504% 0.1535% 0.1562% 0.1586% 0.1607% 0.1625% 0.1640% 0.1653%
43 0.1587% 0.1329% 0.1252% 0.1182% 0.1206% 0.1254% 0.1300% 0.1342% 0.1404% 0.1461% 0.1486% 0.1533% 0.1575% 0.1612% 0.1646% 0.1675% 0.1700% 0.1722% 0.1741% 0.1758% 0.1772%
44 0.1705% 0.1427% 0.1344% 0.1268% 0.1292% 0.1344% 0.1393% 0.1437% 0.1503% 0.1564% 0.1591% 0.1641% 0.1686% 0.1726% 0.1762% 0.1793% 0.1820% 0.1844% 0.1864% 0.1881% 0.1897%
45 0.1826% 0.1527% 0.1438% 0.1355% 0.1381% 0.1436% 0.1489% 0.1536% 0.1607% 0.1672% 0.1701% 0.1755% 0.1803% 0.1846% 0.1884% 0.1917% 0.1946% 0.1971% 0.1993% 0.2012% 0.2028%
46 0.1947% 0.1629% 0.1534% 0.1447% 0.1475% 0.1534% 0.1590% 0.1641% 0.1717% 0.1788% 0.1819% 0.1876% 0.1928% 0.1974% 0.2014% 0.2050% 0.2081% 0.2107% 0.2130% 0.2150% 0.2168%
47 0.2080% 0.1741% 0.1639% 0.1546% 0.1576% 0.1640% 0.1700% 0.1755% 0.1837% 0.1913% 0.1946% 0.2008% 0.2063% 0.2112% 0.2155% 0.2193% 0.2226% 0.2255% 0.2280% 0.2301% 0.2319%
48 0.2224% 0.1861% 0.1753% 0.1654% 0.1686% 0.1755% 0.1820% 0.1880% 0.1968% 0.2049% 0.2085% 0.2151% 0.2209% 0.2262% 0.2308% 0.2348% 0.2383% 0.2414% 0.2440% 0.2463% 0.2483%
49 0.2378% 0.1991% 0.1875% 0.1770% 0.1806% 0.1880% 0.1951% 0.2015% 0.2109% 0.2196% 0.2234% 0.2304% 0.2367% 0.2423% 0.2472% 0.2515% 0.2552% 0.2585% 0.2614% 0.2638% 0.2659%
50 0.2547% 0.2132% 0.2008% 0.1897% 0.1937% 0.2017% 0.2093% 0.2162% 0.2263% 0.2356% 0.2396% 0.2471% 0.2537% 0.2597% 0.2649% 0.2695% 0.2735% 0.2771% 0.2801% 0.2827% 0.2850%
51 0.2731% 0.2287% 0.2156% 0.2038% 0.2081% 0.2167% 0.2249% 0.2322% 0.2429% 0.2528% 0.2570% 0.2649% 0.2721% 0.2784% 0.2840% 0.2889% 0.2933% 0.2970% 0.3003% 0.3031% 0.3055%
52 0.2937% 0.2461% 0.2320% 0.2193% 0.2239% 0.2331% 0.2417% 0.2493% 0.2607% 0.2712% 0.2756% 0.2840% 0.2916% 0.2984% 0.3044% 0.3097% 0.3144% 0.3184% 0.3219% 0.3249% 0.3273%
53 0.3164% 0.2651% 0.2498% 0.2359% 0.2406% 0.2502% 0.2592% 0.2673% 0.2793% 0.2903% 0.2950% 0.3041% 0.3122% 0.3195% 0.3259% 0.3316% 0.3366% 0.3409% 0.3446% 0.3477% 0.3502%
54 0.3400% 0.2847% 0.2681% 0.2530% 0.2577% 0.2677% 0.2771% 0.2855% 0.2982% 0.3100% 0.3150% 0.3247% 0.3334% 0.3412% 0.3482% 0.3543% 0.3597% 0.3642% 0.3680% 0.3711% 0.3737%
55 0.3640% 0.3046% 0.2867% 0.2701% 0.2748% 0.2852% 0.2950% 0.3039% 0.3174% 0.3301% 0.3355% 0.3460% 0.3554% 0.3639% 0.3714% 0.3780% 0.3835% 0.3882% 0.3920% 0.3952% 0.3979%
56 0.3878% 0.3242% 0.3049% 0.2868% 0.2916% 0.3025% 0.3130% 0.3226% 0.3372% 0.3508% 0.3569% 0.3682% 0.3784% 0.3876% 0.3957% 0.4025% 0.4082% 0.4129% 0.4168% 0.4200% 0.4228%
57 0.4107% 0.3431% 0.3225% 0.3034% 0.3085% 0.3203% 0.3317% 0.3422% 0.3581% 0.3730% 0.3798% 0.3921% 0.4032% 0.4131% 0.4215% 0.4284% 0.4341% 0.4388% 0.4428% 0.4461% 0.4488%
58 0.4335% 0.3622% 0.3406% 0.3207% 0.3266% 0.3396% 0.3524% 0.3642% 0.3816% 0.3980% 0.4055% 0.4189% 0.4310% 0.4412% 0.4495% 0.4564% 0.4621% 0.4669% 0.4708% 0.4741% 0.4768%
59 0.4583% 0.3833% 0.3608% 0.3405% 0.3475% 0.3623% 0.3767% 0.3899% 0.4092% 0.4271% 0.4355% 0.4501% 0.4625% 0.4725% 0.4807% 0.4874% 0.4931% 0.4978% 0.5017% 0.5049% 0.5077%
60 0.4878% 0.4085% 0.3851% 0.3644% 0.3731% 0.3899% 0.4061% 0.4210% 0.4421% 0.4617% 0.4710% 0.4857% 0.4976% 0.5072% 0.5152% 0.5218% 0.5273% 0.5319% 0.5357% 0.5389% 0.5415%
61 0.5240% 0.4397% 0.4152% 0.3943% 0.4046% 0.4236% 0.4417% 0.4581% 0.4813% 0.5027% 0.5110% 0.5248% 0.5359% 0.5450% 0.5526% 0.5588% 0.5641% 0.5685% 0.5721% 0.5752% 0.5778%
62 0.5699% 0.4790% 0.4530% 0.4310% 0.4429% 0.4639% 0.4838% 0.5017% 0.5269% 0.5474% 0.5531% 0.5655% 0.5757% 0.5840% 0.5910% 0.5968% 0.6017% 0.6058% 0.6093% 0.6121% 0.6146%
63 0.6257% 0.5263% 0.4980% 0.4741% 0.4870% 0.5099% 0.5313% 0.5506% 0.5737% 0.5910% 0.5935% 0.6043% 0.6131% 0.6205% 0.6267% 0.6319% 0.6363% 0.6400% 0.6432% 0.6458% 0.6480%
64 0.6893% 0.5797% 0.5484% 0.5216% 0.5354% 0.5598% 0.5828% 0.5970% 0.6145% 0.6278% 0.6269% 0.6356% 0.6429% 0.6490% 0.6543% 0.6587% 0.6625% 0.6657% 0.6684% 0.6707% 0.6727%
65 0.7578% 0.6369% 0.6021% 0.5719% 0.5861% 0.6122% 0.6262% 0.6302% 0.6415% 0.6504% 0.6459% 0.6522% 0.6577% 0.6624% 0.6665% 0.6701% 0.6731% 0.6757% 0.6779% 0.6798% 0.6814%
BIỂU 50: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, KHOẢN TRẢ HÀNG QUÝ ĐỀU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1197% 0.0863% 0.0743% 0.0619% 0.0575% 0.0553% 0.0537% 0.0524% 0.0522% 0.0520% 0.0510% 0.0510% 0.0510% 0.0509% 0.0510% 0.0510% 0.0510% 0.0510% 0.0510% 0.0510% 0.0511%
19 0.1236% 0.0891% 0.0766% 0.0637% 0.0591% 0.0569% 0.0552% 0.0538% 0.0535% 0.0534% 0.0523% 0.0523% 0.0523% 0.0523% 0.0523% 0.0523% 0.0523% 0.0523% 0.0523% 0.0524% 0.0524%
20 0.1272% 0.0916% 0.0786% 0.0653% 0.0605% 0.0582% 0.0565% 0.0550% 0.0548% 0.0546% 0.0536% 0.0535% 0.0535% 0.0535% 0.0535% 0.0535% 0.0535% 0.0536% 0.0536% 0.0536% 0.0537%
21 0.1299% 0.0934% 0.0802% 0.0666% 0.0617% 0.0594% 0.0576% 0.0562% 0.0559% 0.0558% 0.0547% 0.0547% 0.0546% 0.0547% 0.0547% 0.0547% 0.0547% 0.0548% 0.0548% 0.0548% 0.0549%
22 0.1323% 0.0952% 0.0817% 0.0679% 0.0630% 0.0606% 0.0588% 0.0573% 0.0571% 0.0570% 0.0559% 0.0559% 0.0559% 0.0559% 0.0559% 0.0559% 0.0560% 0.0560% 0.0561% 0.0561% 0.0561%
23 0.1347% 0.0970% 0.0834% 0.0693% 0.0643% 0.0619% 0.0601% 0.0586% 0.0584% 0.0583% 0.0572% 0.0572% 0.0572% 0.0572% 0.0573% 0.0573% 0.0574% 0.0574% 0.0575% 0.0575% 0.0576%
24 0.1380% 0.0993% 0.0853% 0.0709% 0.0658% 0.0634% 0.0615% 0.0601% 0.0599% 0.0598% 0.0587% 0.0587% 0.0587% 0.0588% 0.0588% 0.0589% 0.0590% 0.0590% 0.0591% 0.0591% 0.0592%
25 0.1408% 0.1013% 0.0871% 0.0725% 0.0673% 0.0649% 0.0631% 0.0616% 0.0614% 0.0614% 0.0602% 0.0603% 0.0603% 0.0604% 0.0605% 0.0606% 0.0607% 0.0607% 0.0608% 0.0609% 0.0610%
26 0.1442% 0.1039% 0.0894% 0.0745% 0.0692% 0.0668% 0.0649% 0.0634% 0.0633% 0.0632% 0.0621% 0.0622% 0.0622% 0.0623% 0.0624% 0.0625% 0.0627% 0.0628% 0.0629% 0.0629% 0.0630%
27 0.1487% 0.1072% 0.0922% 0.0769% 0.0715% 0.0690% 0.0671% 0.0655% 0.0654% 0.0654% 0.0642% 0.0643% 0.0644% 0.0645% 0.0647% 0.0648% 0.0649% 0.0651% 0.0652% 0.0653% 0.0654%
28 0.1536% 0.1107% 0.0952% 0.0794% 0.0738% 0.0713% 0.0693% 0.0678% 0.0677% 0.0677% 0.0665% 0.0666% 0.0668% 0.0669% 0.0671% 0.0673% 0.0674% 0.0676% 0.0677% 0.0678% 0.0680%
29 0.1584% 0.1143% 0.0983% 0.0821% 0.0764% 0.0737% 0.0718% 0.0702% 0.0701% 0.0702% 0.0690% 0.0692% 0.0694% 0.0696% 0.0698% 0.0700% 0.0702% 0.0704% 0.0706% 0.0707% 0.0708%
30 0.1642% 0.1185% 0.1020% 0.0851% 0.0792% 0.0765% 0.0745% 0.0730% 0.0729% 0.0731% 0.0719% 0.0722% 0.0724% 0.0727% 0.0729% 0.0732% 0.0734% 0.0736% 0.0738% 0.0739% 0.0741%
31 0.1702% 0.1228% 0.1057% 0.0882% 0.0822% 0.0795% 0.0775% 0.0760% 0.0761% 0.0763% 0.0752% 0.0755% 0.0758% 0.0761% 0.0764% 0.0767% 0.0770% 0.0772% 0.0774% 0.0776% 0.0778%
32 0.1764% 0.1274% 0.1097% 0.0918% 0.0856% 0.0829% 0.0810% 0.0795% 0.0797% 0.0800% 0.0789% 0.0793% 0.0797% 0.0801% 0.0805% 0.0808% 0.0811% 0.0814% 0.0816% 0.0818% 0.0820%
33 0.1843% 0.1331% 0.1147% 0.0961% 0.0898% 0.0871% 0.0852% 0.0838% 0.0841% 0.0845% 0.0835% 0.0840% 0.0844% 0.0849% 0.0853% 0.0857% 0.0860% 0.0863% 0.0866% 0.0868% 0.0870%
34 0.1928% 0.1394% 0.1203% 0.1010% 0.0946% 0.0920% 0.0902% 0.0888% 0.0893% 0.0899% 0.0888% 0.0894% 0.0899% 0.0904% 0.0909% 0.0913% 0.0917% 0.0920% 0.0923% 0.0926% 0.0928%
35 0.2033% 0.1473% 0.1273% 0.1072% 0.1007% 0.0981% 0.0964% 0.0950% 0.0956% 0.0963% 0.0952% 0.0958% 0.0964% 0.0970% 0.0975% 0.0979% 0.0983% 0.0987% 0.0990% 0.0993% 0.0996%
36 0.2171% 0.1574% 0.1363% 0.1150% 0.1082% 0.1056% 0.1038% 0.1024% 0.1031% 0.1038% 0.1027% 0.1034% 0.1040% 0.1046% 0.1052% 0.1057% 0.1061% 0.1065% 0.1068% 0.1072% 0.1074%
37 0.2336% 0.1696% 0.1470% 0.1243% 0.1171% 0.1143% 0.1125% 0.1110% 0.1117% 0.1125% 0.1112% 0.1120% 0.1126% 0.1133% 0.1138% 0.1144% 0.1148% 0.1152% 0.1156% 0.1159% 0.1162%
38 0.2534% 0.1841% 0.1596% 0.1351% 0.1273% 0.1243% 0.1222% 0.1206% 0.1213% 0.1221% 0.1207% 0.1215% 0.1222% 0.1228% 0.1234% 0.1240% 0.1244% 0.1249% 0.1253% 0.1256% 0.1259%
39 0.2759% 0.2005% 0.1739% 0.1471% 0.1386% 0.1353% 0.1329% 0.1310% 0.1318% 0.1326% 0.1309% 0.1317% 0.1324% 0.1331% 0.1337% 0.1343% 0.1348% 0.1352% 0.1356% 0.1360% 0.1363%
40 0.3007% 0.2185% 0.1894% 0.1601% 0.1507% 0.1470% 0.1443% 0.1421% 0.1428% 0.1436% 0.1418% 0.1425% 0.1433% 0.1440% 0.1446% 0.1452% 0.1457% 0.1462% 0.1466% 0.1470% 0.1473%
41 0.3270% 0.2376% 0.2058% 0.1737% 0.1633% 0.1591% 0.1560% 0.1536% 0.1542% 0.1550% 0.1530% 0.1538% 0.1545% 0.1552% 0.1559% 0.1565% 0.1571% 0.1576% 0.1580% 0.1584% 0.1587%
42 0.3545% 0.2572% 0.2226% 0.1876% 0.1762% 0.1715% 0.1681% 0.1653% 0.1660% 0.1667% 0.1645% 0.1653% 0.1661% 0.1669% 0.1676% 0.1682% 0.1688% 0.1693% 0.1698% 0.1702% 0.1705%
43 0.3814% 0.2767% 0.2394% 0.2016% 0.1892% 0.1840% 0.1803% 0.1773% 0.1780% 0.1788% 0.1764% 0.1772% 0.1781% 0.1789% 0.1796% 0.1803% 0.1809% 0.1815% 0.1819% 0.1824% 0.1828%
44 0.4098% 0.2971% 0.2569% 0.2162% 0.2028% 0.1971% 0.1931% 0.1898% 0.1905% 0.1914% 0.1888% 0.1897% 0.1906% 0.1915% 0.1923% 0.1930% 0.1937% 0.1943% 0.1948% 0.1952% 0.1956%
45 0.4388% 0.3179% 0.2748% 0.2311% 0.2167% 0.2107% 0.2063% 0.2029% 0.2036% 0.2046% 0.2019% 0.2029% 0.2038% 0.2048% 0.2056% 0.2064% 0.2071% 0.2077% 0.2082% 0.2087% 0.2092%
46 0.4679% 0.3391% 0.2931% 0.2466% 0.2313% 0.2249% 0.2203% 0.2167% 0.2176% 0.2186% 0.2157% 0.2169% 0.2179% 0.2189% 0.2198% 0.2206% 0.2213% 0.2220% 0.2226% 0.2231% 0.2236%
47 0.4998% 0.3622% 0.3132% 0.2636% 0.2472% 0.2405% 0.2356% 0.2318% 0.2328% 0.2339% 0.2309% 0.2320% 0.2332% 0.2342% 0.2352% 0.2360% 0.2368% 0.2375% 0.2381% 0.2387% 0.2392%
48 0.5344% 0.3873% 0.3349% 0.2819% 0.2645% 0.2573% 0.2522% 0.2482% 0.2492% 0.2505% 0.2472% 0.2485% 0.2496% 0.2507% 0.2517% 0.2527% 0.2535% 0.2542% 0.2549% 0.2555% 0.2560%
49 0.5714% 0.4142% 0.3582% 0.3016% 0.2831% 0.2756% 0.2702% 0.2659% 0.2671% 0.2684% 0.2649% 0.2662% 0.2674% 0.2686% 0.2696% 0.2706% 0.2715% 0.2723% 0.2730% 0.2736% 0.2742%
50 0.6118% 0.4436% 0.3837% 0.3232% 0.3036% 0.2956% 0.2899% 0.2853% 0.2865% 0.2879% 0.2840% 0.2853% 0.2866% 0.2878% 0.2889% 0.2899% 0.2909% 0.2918% 0.2925% 0.2932% 0.2939%
51 0.6560% 0.4758% 0.4117% 0.3471% 0.3261% 0.3175% 0.3113% 0.3063% 0.3075% 0.3088% 0.3046% 0.3059% 0.3072% 0.3085% 0.3097% 0.3108% 0.3118% 0.3127% 0.3136% 0.3143% 0.3150%
52 0.7055% 0.5119% 0.4431% 0.3735% 0.3508% 0.3414% 0.3345% 0.3289% 0.3299% 0.3312% 0.3265% 0.3279% 0.3293% 0.3306% 0.3319% 0.3331% 0.3342% 0.3352% 0.3361% 0.3369% 0.3375%
53 0.7600% 0.5513% 0.4770% 0.4018% 0.3770% 0.3665% 0.3587% 0.3524% 0.3533% 0.3545% 0.3495% 0.3509% 0.3524% 0.3539% 0.3553% 0.3566% 0.3578% 0.3589% 0.3598% 0.3605% 0.3610%
54 0.8166% 0.5920% 0.5119% 0.4307% 0.4036% 0.3919% 0.3833% 0.3763% 0.3772% 0.3784% 0.3730% 0.3746% 0.3763% 0.3779% 0.3795% 0.3809% 0.3822% 0.3833% 0.3841% 0.3847% 0.3852%
55 0.8742% 0.6333% 0.5472% 0.4597% 0.4303% 0.4174% 0.4080% 0.4005% 0.4014% 0.4028% 0.3972% 0.3991% 0.4010% 0.4028% 0.4046% 0.4062% 0.4075% 0.4085% 0.4091% 0.4096% 0.4100%
56 0.9312% 0.6740% 0.5819% 0.4882% 0.4565% 0.4427% 0.4328% 0.4250% 0.4262% 0.4281% 0.4224% 0.4246% 0.4268% 0.4290% 0.4310% 0.4325% 0.4336% 0.4344% 0.4349% 0.4353% 0.4356%
57 0.9861% 0.7133% 0.6155% 0.5162% 0.4828% 0.4686% 0.4585% 0.4508% 0.4526% 0.4550% 0.4493% 0.4520% 0.4546% 0.4571% 0.4590% 0.4602% 0.4610% 0.4616% 0.4619% 0.4622% 0.4624%
58 1.0407% 0.7529% 0.6499% 0.5456% 0.5110% 0.4967% 0.4869% 0.4794% 0.4820% 0.4852% 0.4796% 0.4828% 0.4858% 0.4880% 0.4894% 0.4902% 0.4907% 0.4909% 0.4911% 0.4911% 0.4912%
59 1.1003% 0.7967% 0.6883% 0.5791% 0.5437% 0.5297% 0.5203% 0.5131% 0.5166% 0.5204% 0.5148% 0.5185% 0.5210% 0.5224% 0.5231% 0.5233% 0.5234% 0.5233% 0.5232% 0.5230% 0.5228%
60 1.1708% 0.8489% 0.7345% 0.6197% 0.5834% 0.5698% 0.5606% 0.5537% 0.5579% 0.5623% 0.5565% 0.5592% 0.5603% 0.5606% 0.5604% 0.5600% 0.5595% 0.5590% 0.5585% 0.5580% 0.5576%
61 1.2575% 0.9135% 0.7918% 0.6701% 0.6325% 0.6187% 0.6094% 0.6022% 0.6069% 0.6118% 0.6033% 0.6038% 0.6032% 0.6021% 0.6008% 0.5995% 0.5983% 0.5972% 0.5963% 0.5955% 0.5948%
62 1.3676% 0.9950% 0.8635% 0.7323% 0.6919% 0.6771% 0.6670% 0.6590% 0.6640% 0.6658% 0.6526% 0.6503% 0.6475% 0.6448% 0.6423% 0.6400% 0.6380% 0.6362% 0.6348% 0.6335% 0.6324%
63 1.5010% 1.0928% 0.9489% 0.8050% 0.7603% 0.7437% 0.7320% 0.7227% 0.7225% 0.7183% 0.6999% 0.6944% 0.6893% 0.6847% 0.6807% 0.6773% 0.6744% 0.6719% 0.6698% 0.6681% 0.6667%
64 1.6533% 1.2034% 1.0446% 0.8853% 0.8352% 0.8159% 0.8023% 0.7830% 0.7732% 0.7625% 0.7387% 0.7298% 0.7222% 0.7157% 0.7102% 0.7056% 0.7017% 0.6985% 0.6959% 0.6937% 0.6918%
65 1.8171% 1.3217% 1.1464% 0.9700% 0.9138% 0.8917% 0.8615% 0.8259% 0.8065% 0.7893% 0.7605% 0.7483% 0.7382% 0.7299% 0.7230% 0.7173% 0.7126% 0.7087% 0.7055% 0.7028% 0.7006%
BIỂU 51: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, LÃI ĐUỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0492% 0.0405% 0.0375% 0.0343% 0.0340% 0.0344% 0.0349% 0.0354% 0.0364% 0.0374% 0.0376% 0.0385% 0.0393% 0.0400% 0.0406% 0.0412% 0.0418% 0.0422% 0.0427% 0.0431% 0.0435%
19 0.0508% 0.0417% 0.0386% 0.0353% 0.0349% 0.0354% 0.0359% 0.0363% 0.0374% 0.0384% 0.0386% 0.0395% 0.0403% 0.0410% 0.0417% 0.0423% 0.0428% 0.0434% 0.0438% 0.0443% 0.0446%
20 0.0522% 0.0429% 0.0397% 0.0362% 0.0358% 0.0363% 0.0368% 0.0372% 0.0383% 0.0393% 0.0395% 0.0404% 0.0412% 0.0420% 0.0427% 0.0433% 0.0439% 0.0444% 0.0449% 0.0453% 0.0457%
21 0.0533% 0.0438% 0.0405% 0.0369% 0.0365% 0.0370% 0.0375% 0.0380% 0.0391% 0.0401% 0.0404% 0.0413% 0.0421% 0.0429% 0.0436% 0.0442% 0.0448% 0.0453% 0.0458% 0.0463% 0.0467%
22 0.0543% 0.0446% 0.0412% 0.0376% 0.0372% 0.0377% 0.0382% 0.0387% 0.0399% 0.0410% 0.0412% 0.0422% 0.0430% 0.0438% 0.0445% 0.0452% 0.0458% 0.0464% 0.0469% 0.0473% 0.0478%
23 0.0553% 0.0455% 0.0421% 0.0384% 0.0380% 0.0385% 0.0391% 0.0396% 0.0408% 0.0419% 0.0422% 0.0431% 0.0440% 0.0448% 0.0456% 0.0463% 0.0469% 0.0475% 0.0480% 0.0485% 0.0489%
24 0.0567% 0.0466% 0.0431% 0.0393% 0.0389% 0.0394% 0.0400% 0.0406% 0.0418% 0.0430% 0.0432% 0.0442% 0.0452% 0.0460% 0.0468% 0.0475% 0.0481% 0.0487% 0.0493% 0.0498% 0.0503%
25 0.0578% 0.0475% 0.0439% 0.0401% 0.0398% 0.0404% 0.0410% 0.0416% 0.0429% 0.0441% 0.0444% 0.0454% 0.0464% 0.0472% 0.0481% 0.0488% 0.0495% 0.0501% 0.0507% 0.0512% 0.0517%
26 0.0592% 0.0487% 0.0451% 0.0413% 0.0409% 0.0416% 0.0422% 0.0428% 0.0441% 0.0454% 0.0457% 0.0468% 0.0478% 0.0487% 0.0496% 0.0503% 0.0511% 0.0517% 0.0523% 0.0529% 0.0534%
27 0.0611% 0.0503% 0.0465% 0.0426% 0.0422% 0.0429% 0.0436% 0.0442% 0.0456% 0.0469% 0.0473% 0.0484% 0.0494% 0.0504% 0.0513% 0.0521% 0.0529% 0.0535% 0.0542% 0.0548% 0.0553%
28 0.0631% 0.0519% 0.0480% 0.0440% 0.0436% 0.0443% 0.0451% 0.0457% 0.0472% 0.0485% 0.0489% 0.0501% 0.0512% 0.0522% 0.0532% 0.0540% 0.0548% 0.0555% 0.0562% 0.0568% 0.0574%
29 0.0651% 0.0536% 0.0496% 0.0454% 0.0451% 0.0459% 0.0466% 0.0474% 0.0489% 0.0503% 0.0508% 0.0520% 0.0532% 0.0542% 0.0552% 0.0562% 0.0570% 0.0578% 0.0585% 0.0591% 0.0597%
30 0.0674% 0.0555% 0.0514% 0.0471% 0.0468% 0.0476% 0.0484% 0.0492% 0.0508% 0.0523% 0.0528% 0.0541% 0.0554% 0.0565% 0.0576% 0.0586% 0.0595% 0.0603% 0.0610% 0.0617% 0.0623%
31 0.0699% 0.0575% 0.0533% 0.0489% 0.0486% 0.0495% 0.0503% 0.0512% 0.0529% 0.0546% 0.0551% 0.0565% 0.0579% 0.0591% 0.0602% 0.0613% 0.0622% 0.0631% 0.0639% 0.0646% 0.0653%
32 0.0724% 0.0597% 0.0554% 0.0508% 0.0506% 0.0516% 0.0526% 0.0535% 0.0554% 0.0572% 0.0578% 0.0593% 0.0608% 0.0621% 0.0633% 0.0644% 0.0654% 0.0664% 0.0672% 0.0680% 0.0687%
33 0.0757% 0.0624% 0.0579% 0.0532% 0.0530% 0.0541% 0.0553% 0.0563% 0.0584% 0.0603% 0.0610% 0.0627% 0.0642% 0.0656% 0.0670% 0.0681% 0.0692% 0.0702% 0.0712% 0.0720% 0.0728%
34 0.0792% 0.0653% 0.0607% 0.0559% 0.0558% 0.0571% 0.0584% 0.0597% 0.0619% 0.0640% 0.0648% 0.0666% 0.0683% 0.0698% 0.0712% 0.0725% 0.0737% 0.0748% 0.0758% 0.0767% 0.0775%
35 0.0835% 0.0690% 0.0642% 0.0593% 0.0594% 0.0609% 0.0624% 0.0637% 0.0662% 0.0685% 0.0694% 0.0713% 0.0731% 0.0748% 0.0763% 0.0777% 0.0790% 0.0802% 0.0812% 0.0822% 0.0831%
36 0.0891% 0.0738% 0.0687% 0.0636% 0.0638% 0.0655% 0.0671% 0.0687% 0.0713% 0.0738% 0.0748% 0.0769% 0.0789% 0.0807% 0.0823% 0.0838% 0.0852% 0.0865% 0.0876% 0.0887% 0.0896%
37 0.0959% 0.0795% 0.0741% 0.0687% 0.0690% 0.0709% 0.0727% 0.0744% 0.0773% 0.0800% 0.0810% 0.0833% 0.0854% 0.0874% 0.0891% 0.0908% 0.0922% 0.0936% 0.0948% 0.0960% 0.0970%
38 0.1041% 0.0863% 0.0805% 0.0747% 0.0751% 0.0771% 0.0791% 0.0809% 0.0840% 0.0869% 0.0880% 0.0904% 0.0927% 0.0948% 0.0967% 0.0985% 0.1001% 0.1015% 0.1028% 0.1041% 0.1052%
39 0.1133% 0.0940% 0.0877% 0.0814% 0.0817% 0.0839% 0.0860% 0.0879% 0.0912% 0.0944% 0.0955% 0.0982% 0.1006% 0.1028% 0.1049% 0.1068% 0.1085% 0.1101% 0.1115% 0.1128% 0.1140%
40 0.1235% 0.1024% 0.0956% 0.0886% 0.0889% 0.0912% 0.0934% 0.0954% 0.0990% 0.1023% 0.1035% 0.1063% 0.1090% 0.1114% 0.1136% 0.1156% 0.1174% 0.1191% 0.1206% 0.1220% 0.1233%
41 0.1343% 0.1114% 0.1038% 0.0961% 0.0964% 0.0988% 0.1011% 0.1032% 0.1070% 0.1105% 0.1118% 0.1148% 0.1176% 0.1202% 0.1226% 0.1247% 0.1267% 0.1285% 0.1301% 0.1316% 0.1330%
42 0.1456% 0.1206% 0.1123% 0.1039% 0.1040% 0.1065% 0.1089% 0.1111% 0.1152% 0.1190% 0.1203% 0.1236% 0.1266% 0.1293% 0.1318% 0.1342% 0.1363% 0.1382% 0.1399% 0.1416% 0.1430%
43 0.1567% 0.1297% 0.1208% 0.1116% 0.1117% 0.1143% 0.1169% 0.1193% 0.1236% 0.1276% 0.1291% 0.1325% 0.1357% 0.1387% 0.1414% 0.1438% 0.1461% 0.1482% 0.1500% 0.1518% 0.1533%
44 0.1684% 0.1393% 0.1297% 0.1197% 0.1198% 0.1225% 0.1252% 0.1277% 0.1324% 0.1367% 0.1382% 0.1419% 0.1454% 0.1485% 0.1514% 0.1540% 0.1565% 0.1587% 0.1607% 0.1625% 0.1642%
45 0.1803% 0.1491% 0.1387% 0.1280% 0.1280% 0.1310% 0.1339% 0.1365% 0.1415% 0.1462% 0.1478% 0.1518% 0.1554% 0.1588% 0.1619% 0.1647% 0.1673% 0.1697% 0.1718% 0.1738% 0.1756%
46 0.1923% 0.1590% 0.1480% 0.1366% 0.1367% 0.1398% 0.1430% 0.1459% 0.1512% 0.1562% 0.1580% 0.1622% 0.1662% 0.1698% 0.1731% 0.1761% 0.1788% 0.1814% 0.1836% 0.1858% 0.1877%
47 0.2054% 0.1699% 0.1581% 0.1460% 0.1461% 0.1495% 0.1529% 0.1560% 0.1617% 0.1671% 0.1690% 0.1736% 0.1778% 0.1817% 0.1852% 0.1884% 0.1914% 0.1941% 0.1965% 0.1988% 0.2008%
48 0.2196% 0.1816% 0.1691% 0.1562% 0.1563% 0.1600% 0.1637% 0.1671% 0.1732% 0.1790% 0.1810% 0.1859% 0.1904% 0.1945% 0.1983% 0.2017% 0.2049% 0.2078% 0.2104% 0.2128% 0.2150%
49 0.2348% 0.1943% 0.1809% 0.1671% 0.1673% 0.1714% 0.1754% 0.1790% 0.1856% 0.1918% 0.1940% 0.1992% 0.2040% 0.2084% 0.2125% 0.2161% 0.2195% 0.2226% 0.2254% 0.2280% 0.2304%
50 0.2514% 0.2081% 0.1938% 0.1791% 0.1794% 0.1839% 0.1882% 0.1921% 0.1992% 0.2058% 0.2081% 0.2137% 0.2188% 0.2235% 0.2278% 0.2317% 0.2353% 0.2386% 0.2417% 0.2444% 0.2470%
51 0.2696% 0.2232% 0.2080% 0.1924% 0.1928% 0.1975% 0.2021% 0.2063% 0.2138% 0.2209% 0.2233% 0.2292% 0.2347% 0.2397% 0.2443% 0.2486% 0.2524% 0.2560% 0.2592% 0.2621% 0.2648%
52 0.2900% 0.2402% 0.2238% 0.2071% 0.2074% 0.2125% 0.2173% 0.2217% 0.2296% 0.2371% 0.2396% 0.2460% 0.2518% 0.2572% 0.2621% 0.2666% 0.2708% 0.2745% 0.2780% 0.2811% 0.2840%
53 0.3124% 0.2587% 0.2410% 0.2228% 0.2230% 0.2282% 0.2332% 0.2378% 0.2462% 0.2541% 0.2568% 0.2635% 0.2697% 0.2755% 0.2808% 0.2856% 0.2900% 0.2941% 0.2977% 0.3010% 0.3041%
54 0.3357% 0.2778% 0.2587% 0.2389% 0.2389% 0.2442% 0.2494% 0.2541% 0.2630% 0.2715% 0.2743% 0.2815% 0.2882% 0.2944% 0.3000% 0.3052% 0.3099% 0.3142% 0.3181% 0.3216% 0.3247%
55 0.3594% 0.2973% 0.2766% 0.2551% 0.2548% 0.2603% 0.2656% 0.2706% 0.2801% 0.2891% 0.2922% 0.3000% 0.3072% 0.3138% 0.3199% 0.3254% 0.3304% 0.3349% 0.3390% 0.3426% 0.3460%
56 0.3829% 0.3164% 0.2942% 0.2710% 0.2704% 0.2762% 0.2819% 0.2873% 0.2975% 0.3073% 0.3107% 0.3190% 0.3268% 0.3339% 0.3405% 0.3464% 0.3516% 0.3563% 0.3606% 0.3644% 0.3679%
57 0.4055% 0.3349% 0.3113% 0.2866% 0.2861% 0.2924% 0.2987% 0.3047% 0.3158% 0.3264% 0.3302% 0.3393% 0.3477% 0.3555% 0.3623% 0.3685% 0.3739% 0.3789% 0.3833% 0.3874% 0.3910%
58 0.4280% 0.3535% 0.3287% 0.3030% 0.3028% 0.3099% 0.3171% 0.3239% 0.3361% 0.3477% 0.3521% 0.3620% 0.3711% 0.3792% 0.3863% 0.3927% 0.3984% 0.4035% 0.4082% 0.4124% 0.4162%
59 0.4526% 0.3741% 0.3482% 0.3216% 0.3221% 0.3304% 0.3386% 0.3464% 0.3599% 0.3726% 0.3775% 0.3884% 0.3979% 0.4062% 0.4136% 0.4201% 0.4260% 0.4313% 0.4361% 0.4404% 0.4444%
60 0.4816% 0.3987% 0.3715% 0.3442% 0.3457% 0.3552% 0.3647% 0.3735% 0.3884% 0.4024% 0.4079% 0.4190% 0.4286% 0.4371% 0.4446% 0.4513% 0.4573% 0.4627% 0.4676% 0.4721% 0.4761%
61 0.5173% 0.4291% 0.4006% 0.3722% 0.3747% 0.3857% 0.3964% 0.4063% 0.4226% 0.4379% 0.4428% 0.4538% 0.4634% 0.4718% 0.4793% 0.4861% 0.4921% 0.4976% 0.5025% 0.5070% 0.5111%
62 0.5627% 0.4675% 0.4370% 0.4068% 0.4100% 0.4223% 0.4341% 0.4449% 0.4627% 0.4776% 0.4812% 0.4918% 0.5010% 0.5093% 0.5166% 0.5232% 0.5292% 0.5346% 0.5394% 0.5439% 0.5479%
63 0.6177% 0.5135% 0.4803% 0.4474% 0.4509% 0.4642% 0.4770% 0.4885% 0.5051% 0.5185% 0.5202% 0.5299% 0.5386% 0.5463% 0.5533% 0.5596% 0.5653% 0.5704% 0.5751% 0.5794% 0.5833%
64 0.6806% 0.5657% 0.5290% 0.4924% 0.4958% 0.5099% 0.5235% 0.5313% 0.5447% 0.5558% 0.5552% 0.5637% 0.5713% 0.5783% 0.5846% 0.5903% 0.5955% 0.6003% 0.6046% 0.6085% 0.6121%
65 0.7482% 0.6216% 0.5809% 0.5399% 0.5430% 0.5580% 0.5647% 0.5657% 0.5749% 0.5831% 0.5798% 0.5866% 0.5928% 0.5986% 0.6040% 0.6089% 0.6134% 0.6175% 0.6213% 0.6247% 0.6279%
BIỂU 52: BIỂU PHÍ BẢO HIỂM HÀNG QUÝ DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC VÀ LÃI VAY ĐƯỢC TRẢ HÀNG QUÝ, LÃI ĐUỢC TÍNH THEO DƯ NỢ GỐC BAN ĐẦU
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.1225% 0.0884% 0.0761% 0.0633% 0.0588% 0.0565% 0.0548% 0.0534% 0.0531% 0.0529% 0.0518% 0.0517% 0.0516% 0.0515% 0.0515% 0.0514% 0.0514% 0.0514% 0.0514% 0.0514% 0.0513%
19 0.1265% 0.0912% 0.0784% 0.0652% 0.0605% 0.0581% 0.0563% 0.0548% 0.0545% 0.0543% 0.0531% 0.0530% 0.0529% 0.0529% 0.0528% 0.0528% 0.0528% 0.0527% 0.0527% 0.0527% 0.0527%
20 0.1301% 0.0938% 0.0805% 0.0669% 0.0619% 0.0595% 0.0576% 0.0561% 0.0558% 0.0556% 0.0544% 0.0543% 0.0542% 0.0541% 0.0541% 0.0540% 0.0540% 0.0540% 0.0540% 0.0540% 0.0540%
21 0.1329% 0.0957% 0.0822% 0.0682% 0.0632% 0.0607% 0.0588% 0.0572% 0.0569% 0.0567% 0.0555% 0.0554% 0.0553% 0.0553% 0.0552% 0.0552% 0.0552% 0.0552% 0.0551% 0.0551% 0.0551%
22 0.1353% 0.0975% 0.0837% 0.0695% 0.0644% 0.0619% 0.0600% 0.0584% 0.0581% 0.0579% 0.0567% 0.0566% 0.0565% 0.0565% 0.0564% 0.0564% 0.0564% 0.0564% 0.0564% 0.0564% 0.0564%
23 0.1379% 0.0994% 0.0854% 0.0710% 0.0657% 0.0632% 0.0613% 0.0597% 0.0594% 0.0592% 0.0580% 0.0579% 0.0578% 0.0578% 0.0578% 0.0578% 0.0578% 0.0577% 0.0577% 0.0578% 0.0578%
24 0.1412% 0.1017% 0.0874% 0.0726% 0.0673% 0.0647% 0.0628% 0.0612% 0.0609% 0.0607% 0.0595% 0.0594% 0.0593% 0.0593% 0.0593% 0.0593% 0.0593% 0.0593% 0.0593% 0.0593% 0.0593%
25 0.1440% 0.1038% 0.0892% 0.0742% 0.0689% 0.0663% 0.0643% 0.0627% 0.0624% 0.0623% 0.0610% 0.0610% 0.0609% 0.0609% 0.0609% 0.0609% 0.0609% 0.0609% 0.0610% 0.0610% 0.0610%
26 0.1475% 0.1064% 0.0915% 0.0762% 0.0708% 0.0682% 0.0662% 0.0646% 0.0643% 0.0641% 0.0629% 0.0628% 0.0628% 0.0628% 0.0628% 0.0628% 0.0629% 0.0629% 0.0629% 0.0630% 0.0630%
27 0.1522% 0.1098% 0.0945% 0.0787% 0.0731% 0.0704% 0.0684% 0.0667% 0.0664% 0.0663% 0.0650% 0.0650% 0.0650% 0.0650% 0.0650% 0.0650% 0.0651% 0.0651% 0.0652% 0.0652% 0.0652%
28 0.1571% 0.1134% 0.0975% 0.0813% 0.0755% 0.0727% 0.0707% 0.0689% 0.0687% 0.0686% 0.0673% 0.0673% 0.0673% 0.0673% 0.0674% 0.0674% 0.0675% 0.0676% 0.0676% 0.0677% 0.0677%
29 0.1621% 0.1170% 0.1007% 0.0840% 0.0781% 0.0753% 0.0731% 0.0714% 0.0712% 0.0711% 0.0698% 0.0698% 0.0699% 0.0699% 0.0700% 0.0701% 0.0702% 0.0702% 0.0703% 0.0704% 0.0704%
30 0.1680% 0.1213% 0.1044% 0.0871% 0.0810% 0.0781% 0.0759% 0.0742% 0.0740% 0.0739% 0.0726% 0.0727% 0.0728% 0.0729% 0.0730% 0.0731% 0.0732% 0.0733% 0.0734% 0.0735% 0.0735%
31 0.1742% 0.1257% 0.1082% 0.0903% 0.0840% 0.0811% 0.0789% 0.0772% 0.0771% 0.0771% 0.0758% 0.0759% 0.0760% 0.0762% 0.0763% 0.0765% 0.0766% 0.0767% 0.0768% 0.0769% 0.0770%
32 0.1804% 0.1304% 0.1124% 0.0939% 0.0875% 0.0846% 0.0824% 0.0807% 0.0807% 0.0808% 0.0794% 0.0796% 0.0798% 0.0800% 0.0802% 0.0804% 0.0805% 0.0807% 0.0808% 0.0810% 0.0811%
33 0.1885% 0.1363% 0.1175% 0.0983% 0.0917% 0.0888% 0.0866% 0.0849% 0.0850% 0.0852% 0.0839% 0.0841% 0.0844% 0.0846% 0.0848% 0.0850% 0.0852% 0.0854% 0.0856% 0.0857% 0.0859%
34 0.1973% 0.1428% 0.1232% 0.1033% 0.0966% 0.0937% 0.0916% 0.0899% 0.0901% 0.0904% 0.0890% 0.0894% 0.0897% 0.0899% 0.0902% 0.0905% 0.0907% 0.0909% 0.0911% 0.0913% 0.0914%
35 0.2080% 0.1508% 0.1303% 0.1096% 0.1027% 0.0998% 0.0977% 0.0961% 0.0963% 0.0967% 0.0953% 0.0957% 0.0960% 0.0964% 0.0967% 0.0969% 0.0972% 0.0974% 0.0976% 0.0978% 0.0980%
36 0.2221% 0.1612% 0.1395% 0.1176% 0.1104% 0.1074% 0.1052% 0.1035% 0.1038% 0.1042% 0.1028% 0.1032% 0.1036% 0.1039% 0.1042% 0.1046% 0.1048% 0.1051% 0.1053% 0.1055% 0.1057%
37 0.2389% 0.1737% 0.1505% 0.1270% 0.1194% 0.1162% 0.1140% 0.1121% 0.1125% 0.1129% 0.1113% 0.1117% 0.1121% 0.1125% 0.1129% 0.1132% 0.1135% 0.1137% 0.1140% 0.1142% 0.1144%
38 0.2592% 0.1885% 0.1634% 0.1380% 0.1298% 0.1264% 0.1239% 0.1218% 0.1222% 0.1226% 0.1208% 0.1213% 0.1217% 0.1221% 0.1224% 0.1228% 0.1231% 0.1233% 0.1236% 0.1238% 0.1240%
39 0.2822% 0.2053% 0.1780% 0.1503% 0.1413% 0.1375% 0.1347% 0.1324% 0.1328% 0.1332% 0.1312% 0.1316% 0.1320% 0.1324% 0.1328% 0.1331% 0.1334% 0.1337% 0.1340% 0.1342% 0.1344%
40 0.3076% 0.2237% 0.1939% 0.1636% 0.1537% 0.1495% 0.1463% 0.1437% 0.1440% 0.1444% 0.1421% 0.1426% 0.1430% 0.1434% 0.1437% 0.1441% 0.1444% 0.1447% 0.1449% 0.1452% 0.1454%
41 0.3346% 0.2432% 0.2107% 0.1776% 0.1666% 0.1618% 0.1583% 0.1554% 0.1556% 0.1560% 0.1535% 0.1539% 0.1543% 0.1547% 0.1551% 0.1555% 0.1558% 0.1561% 0.1563% 0.1566% 0.1568%
42 0.3626% 0.2633% 0.2279% 0.1918% 0.1798% 0.1745% 0.1706% 0.1673% 0.1675% 0.1679% 0.1652% 0.1656% 0.1660% 0.1664% 0.1668% 0.1672% 0.1675% 0.1678% 0.1681% 0.1683% 0.1686%
43 0.3902% 0.2832% 0.2450% 0.2062% 0.1931% 0.1873% 0.1830% 0.1795% 0.1797% 0.1800% 0.1771% 0.1776% 0.1780% 0.1785% 0.1789% 0.1792% 0.1796% 0.1799% 0.1802% 0.1805% 0.1807%
44 0.4193% 0.3042% 0.2631% 0.2211% 0.2069% 0.2007% 0.1961% 0.1922% 0.1924% 0.1928% 0.1897% 0.1901% 0.1906% 0.1911% 0.1915% 0.1919% 0.1923% 0.1926% 0.1929% 0.1932% 0.1935%
45 0.4489% 0.3255% 0.2813% 0.2363% 0.2212% 0.2145% 0.2095% 0.2055% 0.2057% 0.2060% 0.2028% 0.2033% 0.2038% 0.2043% 0.2047% 0.2052% 0.2056% 0.2059% 0.2062% 0.2065% 0.2068%
46 0.4787% 0.3472% 0.3001% 0.2522% 0.2361% 0.2290% 0.2237% 0.2194% 0.2197% 0.2201% 0.2167% 0.2172% 0.2178% 0.2183% 0.2188% 0.2193% 0.2197% 0.2201% 0.2204% 0.2207% 0.2210%
47 0.5113% 0.3709% 0.3207% 0.2695% 0.2523% 0.2448% 0.2392% 0.2347% 0.2350% 0.2355% 0.2318% 0.2324% 0.2330% 0.2336% 0.2341% 0.2346% 0.2350% 0.2354% 0.2358% 0.2362% 0.2365%
48 0.5467% 0.3966% 0.3428% 0.2882% 0.2699% 0.2619% 0.2560% 0.2512% 0.2515% 0.2521% 0.2482% 0.2488% 0.2494% 0.2500% 0.2506% 0.2511% 0.2516% 0.2520% 0.2524% 0.2528% 0.2532%
49 0.5846% 0.4241% 0.3667% 0.3084% 0.2889% 0.2805% 0.2742% 0.2691% 0.2695% 0.2701% 0.2659% 0.2665% 0.2672% 0.2678% 0.2684% 0.2690% 0.2695% 0.2699% 0.2704% 0.2708% 0.2711%
50 0.6259% 0.4542% 0.3928% 0.3305% 0.3098% 0.3008% 0.2942% 0.2887% 0.2891% 0.2897% 0.2851% 0.2858% 0.2864% 0.2871% 0.2877% 0.2883% 0.2888% 0.2893% 0.2898% 0.2902% 0.2906%
51 0.6711% 0.4871% 0.4215% 0.3549% 0.3327% 0.3231% 0.3159% 0.3100% 0.3103% 0.3109% 0.3059% 0.3065% 0.3072% 0.3079% 0.3085% 0.3091% 0.3097% 0.3102% 0.3107% 0.3112% 0.3116%
52 0.7218% 0.5241% 0.4536% 0.3819% 0.3579% 0.3474% 0.3395% 0.3329% 0.3331% 0.3336% 0.3281% 0.3288% 0.3295% 0.3302% 0.3308% 0.3315% 0.3321% 0.3326% 0.3332% 0.3336% 0.3340%
53 0.7775% 0.5644% 0.4883% 0.4108% 0.3847% 0.3731% 0.3643% 0.3570% 0.3570% 0.3574% 0.3514% 0.3521% 0.3528% 0.3536% 0.3543% 0.3550% 0.3556% 0.3562% 0.3567% 0.3572% 0.3575%
54 0.8354% 0.6061% 0.5241% 0.4404% 0.4120% 0.3991% 0.3894% 0.3814% 0.3813% 0.3817% 0.3753% 0.3760% 0.3768% 0.3776% 0.3784% 0.3792% 0.3799% 0.3805% 0.3810% 0.3814% 0.3817%
55 0.8944% 0.6485% 0.5603% 0.4702% 0.4393% 0.4252% 0.4147% 0.4061% 0.4060% 0.4064% 0.3997% 0.4005% 0.4014% 0.4024% 0.4033% 0.4041% 0.4048% 0.4054% 0.4058% 0.4062% 0.4066%
56 0.9526% 0.6901% 0.5958% 0.4993% 0.4662% 0.4511% 0.4400% 0.4309% 0.4310% 0.4316% 0.4247% 0.4258% 0.4269% 0.4280% 0.4291% 0.4299% 0.4306% 0.4311% 0.4315% 0.4319% 0.4322%
57 1.0088% 0.7304% 0.6303% 0.5280% 0.4931% 0.4774% 0.4660% 0.4568% 0.4573% 0.4583% 0.4513% 0.4526% 0.4540% 0.4554% 0.4564% 0.4572% 0.4577% 0.4582% 0.4585% 0.4588% 0.4591%
58 1.0647% 0.7709% 0.6655% 0.5580% 0.5217% 0.5059% 0.4945% 0.4854% 0.4864% 0.4880% 0.4808% 0.4826% 0.4843% 0.4855% 0.4864% 0.4870% 0.4874% 0.4877% 0.4880% 0.4882% 0.4884%
59 1.1257% 0.8157% 0.7048% 0.5922% 0.5548% 0.5390% 0.5278% 0.5188% 0.5205% 0.5226% 0.5153% 0.5174% 0.5188% 0.5197% 0.5203% 0.5206% 0.5208% 0.5210% 0.5211% 0.5212% 0.5212%
60 1.1978% 0.8691% 0.7519% 0.6335% 0.5950% 0.5793% 0.5681% 0.5591% 0.5614% 0.5639% 0.5562% 0.5578% 0.5585% 0.5588% 0.5589% 0.5588% 0.5587% 0.5586% 0.5584% 0.5582% 0.5581%
61 1.2865% 0.9352% 0.8105% 0.6849% 0.6447% 0.6286% 0.6170% 0.6076% 0.6102% 0.6131% 0.6034% 0.6036% 0.6033% 0.6028% 0.6021% 0.6014% 0.6008% 0.6002% 0.5996% 0.5991% 0.5987%
62 1.3990% 1.0185% 0.8838% 0.7482% 0.7050% 0.6878% 0.6752% 0.6648% 0.6676% 0.6682% 0.6551% 0.6535% 0.6517% 0.6500% 0.6483% 0.6468% 0.6455% 0.6443% 0.6432% 0.6422% 0.6413%
63 1.5355% 1.1186% 0.9711% 0.8224% 0.7747% 0.7554% 0.7412% 0.7293% 0.7281% 0.7246% 0.7075% 0.7035% 0.6999% 0.6966% 0.6937% 0.6911% 0.6888% 0.6869% 0.6851% 0.6835% 0.6821%
64 1.6912% 1.2319% 1.0691% 0.9045% 0.8512% 0.8291% 0.8128% 0.7925% 0.7844% 0.7760% 0.7543% 0.7475% 0.7416% 0.7365% 0.7321% 0.7283% 0.7250% 0.7221% 0.7195% 0.7173% 0.7153%
65 1.8588% 1.3530% 1.1734% 0.9913% 0.9316% 0.9065% 0.8758% 0.8429% 0.8270% 0.8131% 0.7867% 0.7769% 0.7686% 0.7615% 0.7555% 0.7503% 0.7459% 0.7420% 0.7386% 0.7356% 0.7329%
BIỂU 53: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ VÀO CUỐI THỜI HẠN VAY, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0240% 0.0206% 0.0194% 0.0176% 0.0170% 0.0168% 0.0166% 0.0163% 0.0164% 0.0164% 0.0162% 0.0162% 0.0162% 0.0162% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163%
19 0.0248% 0.0213% 0.0199% 0.0181% 0.0175% 0.0172% 0.0170% 0.0167% 0.0168% 0.0168% 0.0166% 0.0166% 0.0166% 0.0167% 0.0167% 0.0167% 0.0167% 0.0167% 0.0167% 0.0168% 0.0168%
20 0.0255% 0.0218% 0.0204% 0.0185% 0.0179% 0.0176% 0.0174% 0.0171% 0.0172% 0.0172% 0.0170% 0.0170% 0.0170% 0.0171% 0.0171% 0.0171% 0.0171% 0.0171% 0.0171% 0.0172% 0.0172%
21 0.0260% 0.0223% 0.0208% 0.0188% 0.0182% 0.0180% 0.0177% 0.0175% 0.0175% 0.0176% 0.0173% 0.0174% 0.0174% 0.0174% 0.0175% 0.0175% 0.0175% 0.0175% 0.0175% 0.0176% 0.0176%
22 0.0265% 0.0227% 0.0212% 0.0192% 0.0186% 0.0183% 0.0181% 0.0179% 0.0179% 0.0180% 0.0177% 0.0178% 0.0178% 0.0179% 0.0179% 0.0179% 0.0179% 0.0179% 0.0180% 0.0180% 0.0180%
23 0.0270% 0.0232% 0.0217% 0.0196% 0.0190% 0.0188% 0.0185% 0.0183% 0.0184% 0.0184% 0.0182% 0.0182% 0.0183% 0.0183% 0.0183% 0.0184% 0.0184% 0.0184% 0.0184% 0.0184% 0.0185%
24 0.0276% 0.0237% 0.0222% 0.0201% 0.0195% 0.0192% 0.0190% 0.0188% 0.0188% 0.0189% 0.0187% 0.0187% 0.0188% 0.0188% 0.0189% 0.0189% 0.0189% 0.0189% 0.0190% 0.0190% 0.0190%
25 0.0282% 0.0242% 0.0227% 0.0206% 0.0199% 0.0197% 0.0195% 0.0193% 0.0194% 0.0195% 0.0192% 0.0193% 0.0193% 0.0194% 0.0194% 0.0195% 0.0195% 0.0195% 0.0195% 0.0196% 0.0196%
26 0.0289% 0.0248% 0.0233% 0.0212% 0.0205% 0.0203% 0.0201% 0.0199% 0.0200% 0.0201% 0.0198% 0.0199% 0.0200% 0.0200% 0.0201% 0.0201% 0.0202% 0.0202% 0.0202% 0.0202% 0.0203%
27 0.0298% 0.0256% 0.0240% 0.0218% 0.0212% 0.0210% 0.0208% 0.0205% 0.0207% 0.0208% 0.0205% 0.0206% 0.0207% 0.0208% 0.0208% 0.0209% 0.0209% 0.0210% 0.0210% 0.0210% 0.0210%
28 0.0308% 0.0265% 0.0248% 0.0226% 0.0219% 0.0217% 0.0215% 0.0213% 0.0214% 0.0216% 0.0213% 0.0214% 0.0215% 0.0216% 0.0216% 0.0217% 0.0218% 0.0218% 0.0218% 0.0219% 0.0219%
29 0.0318% 0.0273% 0.0257% 0.0233% 0.0227% 0.0225% 0.0223% 0.0221% 0.0222% 0.0224% 0.0221% 0.0223% 0.0224% 0.0225% 0.0226% 0.0226% 0.0227% 0.0227% 0.0228% 0.0228% 0.0228%
30 0.0329% 0.0283% 0.0266% 0.0242% 0.0236% 0.0234% 0.0232% 0.0230% 0.0232% 0.0234% 0.0231% 0.0233% 0.0234% 0.0235% 0.0236% 0.0237% 0.0238% 0.0238% 0.0238% 0.0239% 0.0239%
31 0.0341% 0.0294% 0.0276% 0.0251% 0.0245% 0.0243% 0.0242% 0.0240% 0.0243% 0.0245% 0.0243% 0.0244% 0.0246% 0.0247% 0.0248% 0.0249% 0.0249% 0.0250% 0.0250% 0.0251% 0.0251%
32 0.0354% 0.0305% 0.0287% 0.0262% 0.0256% 0.0255% 0.0254% 0.0252% 0.0255% 0.0258% 0.0256% 0.0258% 0.0259% 0.0261% 0.0262% 0.0263% 0.0263% 0.0264% 0.0264% 0.0265% 0.0265%
33 0.0370% 0.0319% 0.0300% 0.0275% 0.0269% 0.0269% 0.0268% 0.0267% 0.0271% 0.0274% 0.0271% 0.0274% 0.0275% 0.0277% 0.0278% 0.0279% 0.0279% 0.0280% 0.0280% 0.0281% 0.0281%
34 0.0387% 0.0334% 0.0315% 0.0290% 0.0285% 0.0285% 0.0285% 0.0284% 0.0288% 0.0292% 0.0289% 0.0292% 0.0294% 0.0295% 0.0296% 0.0297% 0.0298% 0.0299% 0.0299% 0.0300% 0.0300%
35 0.0409% 0.0354% 0.0335% 0.0309% 0.0304% 0.0305% 0.0306% 0.0305% 0.0310% 0.0313% 0.0311% 0.0313% 0.0315% 0.0317% 0.0318% 0.0319% 0.0320% 0.0321% 0.0321% 0.0321% 0.0322%
36 0.0437% 0.0379% 0.0359% 0.0332% 0.0328% 0.0329% 0.0330% 0.0330% 0.0334% 0.0338% 0.0335% 0.0338% 0.0340% 0.0342% 0.0343% 0.0344% 0.0345% 0.0346% 0.0346% 0.0347% 0.0347%
37 0.0471% 0.0409% 0.0388% 0.0359% 0.0355% 0.0357% 0.0358% 0.0357% 0.0362% 0.0366% 0.0363% 0.0366% 0.0368% 0.0370% 0.0371% 0.0372% 0.0373% 0.0374% 0.0375% 0.0375% 0.0375%
38 0.0511% 0.0444% 0.0421% 0.0391% 0.0386% 0.0388% 0.0388% 0.0388% 0.0393% 0.0397% 0.0393% 0.0396% 0.0399% 0.0400% 0.0402% 0.0403% 0.0404% 0.0405% 0.0406% 0.0406% 0.0406%
39 0.0556% 0.0484% 0.0459% 0.0426% 0.0420% 0.0422% 0.0422% 0.0420% 0.0426% 0.0430% 0.0426% 0.0429% 0.0432% 0.0434% 0.0435% 0.0436% 0.0438% 0.0438% 0.0439% 0.0439% 0.0440%
40 0.0607% 0.0527% 0.0500% 0.0463% 0.0456% 0.0457% 0.0457% 0.0455% 0.0461% 0.0465% 0.0461% 0.0464% 0.0466% 0.0468% 0.0470% 0.0472% 0.0473% 0.0474% 0.0474% 0.0475% 0.0475%
41 0.0659% 0.0573% 0.0543% 0.0501% 0.0493% 0.0494% 0.0493% 0.0491% 0.0497% 0.0501% 0.0496% 0.0500% 0.0502% 0.0505% 0.0507% 0.0508% 0.0509% 0.0510% 0.0511% 0.0511% 0.0512%
42 0.0714% 0.0620% 0.0586% 0.0541% 0.0531% 0.0531% 0.0530% 0.0527% 0.0534% 0.0539% 0.0533% 0.0537% 0.0540% 0.0542% 0.0544% 0.0546% 0.0547% 0.0548% 0.0549% 0.0549% 0.0550%
43 0.0768% 0.0666% 0.0630% 0.0580% 0.0570% 0.0570% 0.0568% 0.0565% 0.0572% 0.0577% 0.0572% 0.0575% 0.0579% 0.0581% 0.0583% 0.0585% 0.0586% 0.0587% 0.0588% 0.0589% 0.0589%
44 0.0825% 0.0715% 0.0676% 0.0622% 0.0610% 0.0610% 0.0608% 0.0605% 0.0612% 0.0618% 0.0612% 0.0616% 0.0620% 0.0622% 0.0624% 0.0626% 0.0627% 0.0628% 0.0629% 0.0630% 0.0631%
45 0.0883% 0.0764% 0.0722% 0.0664% 0.0652% 0.0652% 0.0650% 0.0647% 0.0654% 0.0661% 0.0654% 0.0659% 0.0663% 0.0665% 0.0668% 0.0669% 0.0671% 0.0672% 0.0673% 0.0674% 0.0674%
46 0.0942% 0.0815% 0.0770% 0.0709% 0.0696% 0.0696% 0.0694% 0.0691% 0.0700% 0.0707% 0.0700% 0.0705% 0.0708% 0.0711% 0.0714% 0.0715% 0.0717% 0.0718% 0.0719% 0.0720% 0.0721%
47 0.1006% 0.0871% 0.0823% 0.0758% 0.0745% 0.0744% 0.0743% 0.0740% 0.0749% 0.0757% 0.0749% 0.0754% 0.0758% 0.0761% 0.0763% 0.0765% 0.0767% 0.0768% 0.0769% 0.0770% 0.0771%
48 0.1076% 0.0932% 0.0880% 0.0811% 0.0797% 0.0797% 0.0796% 0.0793% 0.0802% 0.0810% 0.0802% 0.0807% 0.0811% 0.0814% 0.0817% 0.0819% 0.0821% 0.0822% 0.0824% 0.0825% 0.0825%
49 0.1150% 0.0997% 0.0942% 0.0868% 0.0854% 0.0855% 0.0853% 0.0850% 0.0860% 0.0868% 0.0859% 0.0864% 0.0868% 0.0872% 0.0875% 0.0877% 0.0879% 0.0881% 0.0882% 0.0883% 0.0884%
50 0.1232% 0.1068% 0.1009% 0.0931% 0.0916% 0.0917% 0.0916% 0.0911% 0.0922% 0.0930% 0.0920% 0.0925% 0.0930% 0.0934% 0.0937% 0.0940% 0.0942% 0.0944% 0.0945% 0.0946% 0.0947%
51 0.1321% 0.1146% 0.1084% 0.1001% 0.0984% 0.0985% 0.0983% 0.0977% 0.0988% 0.0997% 0.0985% 0.0991% 0.0996% 0.1001% 0.1004% 0.1007% 0.1010% 0.1012% 0.1013% 0.1015% 0.1014%
52 0.1421% 0.1233% 0.1167% 0.1076% 0.1058% 0.1058% 0.1054% 0.1047% 0.1058% 0.1067% 0.1055% 0.1062% 0.1068% 0.1072% 0.1076% 0.1080% 0.1082% 0.1085% 0.1086% 0.1086% 0.1085%
53 0.1531% 0.1327% 0.1255% 0.1156% 0.1135% 0.1133% 0.1128% 0.1120% 0.1131% 0.1141% 0.1129% 0.1136% 0.1143% 0.1148% 0.1153% 0.1156% 0.1159% 0.1161% 0.1161% 0.1160% 0.1159%
54 0.1644% 0.1424% 0.1346% 0.1238% 0.1213% 0.1209% 0.1202% 0.1194% 0.1207% 0.1218% 0.1205% 0.1214% 0.1221% 0.1227% 0.1232% 0.1236% 0.1239% 0.1238% 0.1237% 0.1236% 0.1236%
55 0.1759% 0.1523% 0.1437% 0.1319% 0.1290% 0.1285% 0.1279% 0.1270% 0.1285% 0.1298% 0.1285% 0.1295% 0.1303% 0.1310% 0.1315% 0.1319% 0.1317% 0.1316% 0.1315% 0.1314% 0.1314%
56 0.1872% 0.1619% 0.1526% 0.1398% 0.1367% 0.1363% 0.1357% 0.1350% 0.1367% 0.1382% 0.1370% 0.1381% 0.1390% 0.1397% 0.1402% 0.1399% 0.1397% 0.1396% 0.1395% 0.1394% 0.1394%
57 0.1982% 0.1712% 0.1613% 0.1478% 0.1447% 0.1445% 0.1442% 0.1437% 0.1457% 0.1474% 0.1462% 0.1473% 0.1483% 0.1491% 0.1486% 0.1483% 0.1481% 0.1479% 0.1478% 0.1478% 0.1477%
58 0.2092% 0.1807% 0.1704% 0.1565% 0.1536% 0.1537% 0.1537% 0.1535% 0.1558% 0.1577% 0.1564% 0.1577% 0.1588% 0.1581% 0.1576% 0.1573% 0.1571% 0.1569% 0.1568% 0.1567% 0.1567%
59 0.2212% 0.1914% 0.1807% 0.1665% 0.1640% 0.1647% 0.1650% 0.1650% 0.1676% 0.1697% 0.1683% 0.1697% 0.1687% 0.1679% 0.1674% 0.1671% 0.1669% 0.1667% 0.1666% 0.1665% 0.1665%
60 0.2356% 0.2043% 0.1933% 0.1789% 0.1768% 0.1780% 0.1786% 0.1786% 0.1814% 0.1836% 0.1821% 0.1805% 0.1794% 0.1787% 0.1782% 0.1778% 0.1776% 0.1774% 0.1773% 0.1772% 0.1772%
61 0.2534% 0.2203% 0.2090% 0.1942% 0.1924% 0.1938% 0.1945% 0.1945% 0.1974% 0.1999% 0.1938% 0.1921% 0.1909% 0.1901% 0.1896% 0.1892% 0.1890% 0.1888% 0.1887% 0.1886% 0.1886%
62 0.2760% 0.2404% 0.2284% 0.2126% 0.2108% 0.2122% 0.2128% 0.2126% 0.2158% 0.2119% 0.2054% 0.2037% 0.2025% 0.2016% 0.2011% 0.2007% 0.2004% 0.2003% 0.2001% 0.2001% 0.2000%
63 0.3031% 0.2643% 0.2512% 0.2337% 0.2315% 0.2328% 0.2331% 0.2328% 0.2267% 0.2226% 0.2159% 0.2140% 0.2128% 0.2119% 0.2114% 0.2110% 0.2107% 0.2106% 0.2104% 0.2104% 0.2103%
64 0.3338% 0.2909% 0.2763% 0.2567% 0.2537% 0.2548% 0.2549% 0.2406% 0.2344% 0.2302% 0.2233% 0.2214% 0.2202% 0.2193% 0.2188% 0.2184% 0.2181% 0.2179% 0.2178% 0.2178% 0.2177%
65 0.3667% 0.3192% 0.3029% 0.2807% 0.2769% 0.2778% 0.2571% 0.2427% 0.2365% 0.2323% 0.2254% 0.2235% 0.2223% 0.2215% 0.2209% 0.2205% 0.2203% 0.2201% 0.2200% 0.2200% 0.2199%
BIỂU 54: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ VÀO CUỐI THỜI HẠN VAY, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0258% 0.0216% 0.0199% 0.0179% 0.0172% 0.0169% 0.0166% 0.0164% 0.0164% 0.0164% 0.0162% 0.0162% 0.0162% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163% 0.0163%
19 0.0267% 0.0222% 0.0205% 0.0184% 0.0176% 0.0173% 0.0171% 0.0168% 0.0168% 0.0169% 0.0166% 0.0166% 0.0167% 0.0167% 0.0167% 0.0167% 0.0167% 0.0167% 0.0167% 0.0168% 0.0168%
20 0.0274% 0.0228% 0.0211% 0.0188% 0.0180% 0.0177% 0.0174% 0.0172% 0.0172% 0.0173% 0.0170% 0.0170% 0.0170% 0.0171% 0.0171% 0.0171% 0.0171% 0.0171% 0.0172% 0.0172% 0.0172%
21 0.0280% 0.0233% 0.0215% 0.0192% 0.0184% 0.0181% 0.0178% 0.0175% 0.0176% 0.0176% 0.0174% 0.0174% 0.0174% 0.0175% 0.0175% 0.0175% 0.0175% 0.0175% 0.0175% 0.0176% 0.0176%
22 0.0285% 0.0237% 0.0219% 0.0195% 0.0188% 0.0185% 0.0182% 0.0179% 0.0180% 0.0180% 0.0177% 0.0178% 0.0178% 0.0179% 0.0179% 0.0179% 0.0179% 0.0179% 0.0180% 0.0180% 0.0180%
23 0.0290% 0.0242% 0.0223% 0.0199% 0.0192% 0.0189% 0.0186% 0.0183% 0.0184% 0.0185% 0.0182% 0.0182% 0.0183% 0.0183% 0.0183% 0.0184% 0.0184% 0.0184% 0.0184% 0.0184% 0.0185%
24 0.0298% 0.0248% 0.0228% 0.0204% 0.0196% 0.0194% 0.0191% 0.0188% 0.0189% 0.0190% 0.0187% 0.0187% 0.0188% 0.0188% 0.0189% 0.0189% 0.0189% 0.0189% 0.0190% 0.0190% 0.0190%
25 0.0303% 0.0253% 0.0233% 0.0209% 0.0201% 0.0199% 0.0196% 0.0193% 0.0194% 0.0195% 0.0192% 0.0193% 0.0193% 0.0194% 0.0194% 0.0195% 0.0195% 0.0195% 0.0195% 0.0196% 0.0196%
26 0.0311% 0.0260% 0.0240% 0.0215% 0.0207% 0.0205% 0.0202% 0.0199% 0.0200% 0.0201% 0.0198% 0.0199% 0.0200% 0.0200% 0.0201% 0.0201% 0.0202% 0.0202% 0.0202% 0.0202% 0.0203%
27 0.0321% 0.0268% 0.0248% 0.0222% 0.0214% 0.0211% 0.0209% 0.0206% 0.0207% 0.0208% 0.0205% 0.0206% 0.0207% 0.0208% 0.0208% 0.0209% 0.0209% 0.0210% 0.0210% 0.0210% 0.0210%
28 0.0331% 0.0276% 0.0256% 0.0229% 0.0221% 0.0219% 0.0216% 0.0213% 0.0215% 0.0216% 0.0213% 0.0214% 0.0215% 0.0216% 0.0217% 0.0217% 0.0218% 0.0218% 0.0218% 0.0219% 0.0219%
29 0.0342% 0.0286% 0.0264% 0.0237% 0.0229% 0.0226% 0.0224% 0.0221% 0.0223% 0.0224% 0.0222% 0.0223% 0.0224% 0.0225% 0.0226% 0.0226% 0.0227% 0.0227% 0.0228% 0.0228% 0.0228%
30 0.0355% 0.0296% 0.0274% 0.0246% 0.0238% 0.0235% 0.0233% 0.0230% 0.0232% 0.0234% 0.0232% 0.0233% 0.0234% 0.0235% 0.0236% 0.0237% 0.0238% 0.0238% 0.0238% 0.0239% 0.0239%
31 0.0367% 0.0307% 0.0284% 0.0256% 0.0247% 0.0245% 0.0243% 0.0241% 0.0243% 0.0245% 0.0243% 0.0245% 0.0246% 0.0247% 0.0248% 0.0249% 0.0250% 0.0250% 0.0250% 0.0251% 0.0251%
32 0.0381% 0.0319% 0.0296% 0.0266% 0.0258% 0.0256% 0.0255% 0.0253% 0.0256% 0.0259% 0.0256% 0.0258% 0.0260% 0.0261% 0.0262% 0.0263% 0.0263% 0.0264% 0.0264% 0.0265% 0.0265%
33 0.0398% 0.0333% 0.0309% 0.0279% 0.0272% 0.0270% 0.0269% 0.0268% 0.0271% 0.0274% 0.0272% 0.0274% 0.0275% 0.0277% 0.0278% 0.0279% 0.0279% 0.0280% 0.0280% 0.0281% 0.0281%
34 0.0417% 0.0350% 0.0325% 0.0294% 0.0287% 0.0287% 0.0286% 0.0285% 0.0289% 0.0292% 0.0290% 0.0292% 0.0294% 0.0295% 0.0296% 0.0297% 0.0298% 0.0299% 0.0299% 0.0300% 0.0300%
35 0.0440% 0.0370% 0.0345% 0.0314% 0.0307% 0.0307% 0.0307% 0.0306% 0.0310% 0.0314% 0.0311% 0.0313% 0.0315% 0.0317% 0.0318% 0.0319% 0.0320% 0.0321% 0.0321% 0.0321% 0.0322%
36 0.0470% 0.0396% 0.0370% 0.0337% 0.0331% 0.0331% 0.0331% 0.0331% 0.0335% 0.0339% 0.0336% 0.0338% 0.0340% 0.0342% 0.0343% 0.0344% 0.0345% 0.0346% 0.0346% 0.0347% 0.0347%
37 0.0507% 0.0428% 0.0400% 0.0365% 0.0359% 0.0359% 0.0359% 0.0358% 0.0363% 0.0367% 0.0363% 0.0366% 0.0368% 0.0370% 0.0371% 0.0372% 0.0373% 0.0374% 0.0375% 0.0375% 0.0375%
38 0.0550% 0.0464% 0.0434% 0.0397% 0.0390% 0.0391% 0.0390% 0.0389% 0.0394% 0.0398% 0.0394% 0.0397% 0.0399% 0.0401% 0.0402% 0.0403% 0.0404% 0.0405% 0.0406% 0.0406% 0.0406%
39 0.0599% 0.0506% 0.0473% 0.0433% 0.0425% 0.0424% 0.0424% 0.0422% 0.0427% 0.0431% 0.0427% 0.0429% 0.0432% 0.0434% 0.0435% 0.0437% 0.0438% 0.0438% 0.0439% 0.0440% 0.0440%
40 0.0653% 0.0551% 0.0515% 0.0471% 0.0461% 0.0460% 0.0459% 0.0456% 0.0461% 0.0466% 0.0461% 0.0464% 0.0467% 0.0469% 0.0470% 0.0472% 0.0473% 0.0474% 0.0474% 0.0475% 0.0475%
41 0.0710% 0.0599% 0.0559% 0.0510% 0.0498% 0.0497% 0.0495% 0.0492% 0.0498% 0.0502% 0.0497% 0.0500% 0.0503% 0.0505% 0.0507% 0.0508% 0.0509% 0.0510% 0.0511% 0.0511% 0.0512%
42 0.0769% 0.0647% 0.0604% 0.0549% 0.0537% 0.0535% 0.0532% 0.0529% 0.0535% 0.0540% 0.0534% 0.0537% 0.0540% 0.0543% 0.0544% 0.0546% 0.0547% 0.0548% 0.0549% 0.0549% 0.0550%
43 0.0827% 0.0696% 0.0649% 0.0590% 0.0576% 0.0573% 0.0571% 0.0567% 0.0573% 0.0578% 0.0572% 0.0576% 0.0579% 0.0581% 0.0583% 0.0585% 0.0586% 0.0587% 0.0588% 0.0589% 0.0589%
44 0.0888% 0.0747% 0.0696% 0.0632% 0.0616% 0.0614% 0.0611% 0.0607% 0.0613% 0.0619% 0.0613% 0.0617% 0.0620% 0.0623% 0.0625% 0.0626% 0.0628% 0.0629% 0.0629% 0.0630% 0.0631%
45 0.0950% 0.0799% 0.0744% 0.0675% 0.0659% 0.0656% 0.0653% 0.0649% 0.0656% 0.0662% 0.0655% 0.0659% 0.0663% 0.0666% 0.0668% 0.0670% 0.0671% 0.0672% 0.0673% 0.0674% 0.0674%
46 0.1013% 0.0852% 0.0794% 0.0721% 0.0703% 0.0701% 0.0697% 0.0693% 0.0701% 0.0708% 0.0701% 0.0705% 0.0709% 0.0712% 0.0714% 0.0716% 0.0717% 0.0718% 0.0719% 0.0720% 0.0721%
47 0.1083% 0.0911% 0.0848% 0.0770% 0.0752% 0.0749% 0.0746% 0.0742% 0.0751% 0.0758% 0.0750% 0.0754% 0.0758% 0.0761% 0.0764% 0.0765% 0.0767% 0.0768% 0.0769% 0.0770% 0.0771%
48 0.1158% 0.0974% 0.0907% 0.0824% 0.0805% 0.0802% 0.0799% 0.0795% 0.0804% 0.0811% 0.0803% 0.0808% 0.0811% 0.0815% 0.0817% 0.0819% 0.0821% 0.0822% 0.0824% 0.0825% 0.0825%
49 0.1238% 0.1042% 0.0970% 0.0882% 0.0862% 0.0860% 0.0857% 0.0852% 0.0862% 0.0869% 0.0860% 0.0865% 0.0869% 0.0872% 0.0875% 0.0877% 0.0879% 0.0881% 0.0882% 0.0883% 0.0884%
50 0.1326% 0.1116% 0.1040% 0.0946% 0.0925% 0.0923% 0.0919% 0.0914% 0.0924% 0.0931% 0.0921% 0.0926% 0.0930% 0.0934% 0.0937% 0.0940% 0.0942% 0.0944% 0.0945% 0.0946% 0.0947%
51 0.1422% 0.1197% 0.1117% 0.1017% 0.0994% 0.0991% 0.0987% 0.0980% 0.0990% 0.0998% 0.0986% 0.0992% 0.0997% 0.1001% 0.1005% 0.1008% 0.1010% 0.1012% 0.1013% 0.1015% 0.1014%
52 0.1529% 0.1289% 0.1202% 0.1094% 0.1069% 0.1064% 0.1058% 0.1050% 0.1060% 0.1069% 0.1056% 0.1063% 0.1068% 0.1073% 0.1077% 0.1080% 0.1083% 0.1085% 0.1086% 0.1086% 0.1085%
53 0.1647% 0.1387% 0.1293% 0.1175% 0.1146% 0.1140% 0.1132% 0.1123% 0.1133% 0.1143% 0.1130% 0.1137% 0.1143% 0.1149% 0.1153% 0.1156% 0.1159% 0.1161% 0.1161% 0.1160% 0.1160%
54 0.1769% 0.1489% 0.1386% 0.1258% 0.1225% 0.1217% 0.1208% 0.1198% 0.1209% 0.1219% 0.1206% 0.1215% 0.1222% 0.1227% 0.1232% 0.1236% 0.1239% 0.1238% 0.1237% 0.1236% 0.1236%
55 0.1893% 0.1591% 0.1480% 0.1340% 0.1303% 0.1293% 0.1284% 0.1274% 0.1287% 0.1299% 0.1286% 0.1296% 0.1304% 0.1310% 0.1315% 0.1319% 0.1317% 0.1316% 0.1315% 0.1314% 0.1314%
56 0.2015% 0.1691% 0.1572% 0.1421% 0.1381% 0.1372% 0.1363% 0.1354% 0.1370% 0.1384% 0.1371% 0.1382% 0.1390% 0.1397% 0.1403% 0.1400% 0.1397% 0.1396% 0.1395% 0.1394% 0.1394%
57 0.2133% 0.1789% 0.1661% 0.1502% 0.1462% 0.1454% 0.1448% 0.1441% 0.1459% 0.1476% 0.1463% 0.1474% 0.1484% 0.1491% 0.1487% 0.1483% 0.1481% 0.1480% 0.1478% 0.1478% 0.1477%
58 0.2251% 0.1888% 0.1755% 0.1590% 0.1551% 0.1547% 0.1544% 0.1539% 0.1561% 0.1579% 0.1566% 0.1578% 0.1588% 0.1581% 0.1576% 0.1573% 0.1571% 0.1569% 0.1568% 0.1567% 0.1567%
59 0.2381% 0.2000% 0.1862% 0.1692% 0.1657% 0.1657% 0.1657% 0.1654% 0.1679% 0.1699% 0.1685% 0.1698% 0.1687% 0.1680% 0.1675% 0.1671% 0.1669% 0.1667% 0.1666% 0.1665% 0.1665%
60 0.2536% 0.2135% 0.1991% 0.1818% 0.1786% 0.1791% 0.1793% 0.1791% 0.1817% 0.1839% 0.1823% 0.1807% 0.1795% 0.1787% 0.1782% 0.1778% 0.1776% 0.1774% 0.1773% 0.1772% 0.1772%
61 0.2727% 0.2302% 0.2153% 0.1973% 0.1943% 0.1950% 0.1953% 0.1950% 0.1978% 0.2001% 0.1939% 0.1922% 0.1910% 0.1902% 0.1896% 0.1892% 0.1890% 0.1888% 0.1887% 0.1886% 0.1886%
62 0.2969% 0.2512% 0.2353% 0.2161% 0.2128% 0.2136% 0.2137% 0.2132% 0.2162% 0.2121% 0.2056% 0.2038% 0.2025% 0.2017% 0.2011% 0.2007% 0.2005% 0.2003% 0.2002% 0.2001% 0.2000%
63 0.3261% 0.2761% 0.2587% 0.2375% 0.2337% 0.2342% 0.2341% 0.2334% 0.2271% 0.2229% 0.2160% 0.2142% 0.2129% 0.2120% 0.2114% 0.2110% 0.2107% 0.2106% 0.2104% 0.2104% 0.2103%
64 0.3592% 0.3039% 0.2846% 0.2608% 0.2562% 0.2563% 0.2560% 0.2413% 0.2348% 0.2305% 0.2235% 0.2216% 0.2203% 0.2194% 0.2188% 0.2184% 0.2181% 0.2179% 0.2178% 0.2178% 0.2177%
65 0.3945% 0.3335% 0.3120% 0.2852% 0.2796% 0.2795% 0.2582% 0.2434% 0.2369% 0.2326% 0.2256% 0.2237% 0.2224% 0.2215% 0.2210% 0.2206% 0.2203% 0.2201% 0.2200% 0.2200% 0.2199%
BIỂU 55: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG QUÝ, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0156% 0.0128% 0.0119% 0.0108% 0.0108% 0.0109% 0.0111% 0.0112% 0.0116% 0.0119% 0.0120% 0.0122% 0.0125% 0.0127% 0.0129% 0.0131% 0.0133% 0.0134% 0.0136% 0.0137% 0.0139%
19 0.0161% 0.0132% 0.0122% 0.0112% 0.0111% 0.0112% 0.0114% 0.0115% 0.0119% 0.0122% 0.0123% 0.0126% 0.0128% 0.0130% 0.0133% 0.0135% 0.0136% 0.0138% 0.0140% 0.0141% 0.0142%
20 0.0165% 0.0136% 0.0126% 0.0115% 0.0113% 0.0115% 0.0117% 0.0118% 0.0122% 0.0125% 0.0126% 0.0128% 0.0131% 0.0133% 0.0136% 0.0138% 0.0140% 0.0141% 0.0143% 0.0144% 0.0146%
21 0.0169% 0.0139% 0.0128% 0.0117% 0.0116% 0.0117% 0.0119% 0.0120% 0.0124% 0.0127% 0.0128% 0.0131% 0.0134% 0.0136% 0.0139% 0.0141% 0.0143% 0.0144% 0.0146% 0.0147% 0.0149%
22 0.0172% 0.0141% 0.0130% 0.0119% 0.0118% 0.0120% 0.0121% 0.0123% 0.0127% 0.0130% 0.0131% 0.0134% 0.0137% 0.0139% 0.0142% 0.0144% 0.0146% 0.0148% 0.0149% 0.0151% 0.0152%
23 0.0175% 0.0144% 0.0133% 0.0121% 0.0120% 0.0122% 0.0124% 0.0126% 0.0129% 0.0133% 0.0134% 0.0137% 0.0140% 0.0143% 0.0145% 0.0147% 0.0149% 0.0151% 0.0153% 0.0154% 0.0156%
24 0.0180% 0.0147% 0.0136% 0.0124% 0.0123% 0.0125% 0.0127% 0.0129% 0.0133% 0.0136% 0.0137% 0.0141% 0.0144% 0.0146% 0.0149% 0.0151% 0.0153% 0.0155% 0.0157% 0.0159% 0.0160%
25 0.0183% 0.0150% 0.0139% 0.0127% 0.0126% 0.0128% 0.0130% 0.0132% 0.0136% 0.0140% 0.0141% 0.0144% 0.0147% 0.0150% 0.0153% 0.0155% 0.0157% 0.0159% 0.0161% 0.0163% 0.0165%
26 0.0188% 0.0154% 0.0143% 0.0131% 0.0130% 0.0132% 0.0134% 0.0136% 0.0140% 0.0144% 0.0145% 0.0149% 0.0152% 0.0155% 0.0158% 0.0160% 0.0162% 0.0165% 0.0167% 0.0168% 0.0170%
27 0.0193% 0.0159% 0.0147% 0.0135% 0.0134% 0.0136% 0.0138% 0.0140% 0.0145% 0.0149% 0.0150% 0.0154% 0.0157% 0.0160% 0.0163% 0.0166% 0.0168% 0.0170% 0.0172% 0.0174% 0.0176%
28 0.0200% 0.0164% 0.0152% 0.0139% 0.0138% 0.0140% 0.0143% 0.0145% 0.0150% 0.0154% 0.0155% 0.0159% 0.0163% 0.0166% 0.0169% 0.0172% 0.0174% 0.0177% 0.0179% 0.0181% 0.0183%
29 0.0206% 0.0169% 0.0157% 0.0144% 0.0143% 0.0145% 0.0148% 0.0150% 0.0155% 0.0160% 0.0161% 0.0165% 0.0169% 0.0172% 0.0176% 0.0179% 0.0181% 0.0184% 0.0186% 0.0188% 0.0190%
30 0.0214% 0.0176% 0.0163% 0.0149% 0.0148% 0.0151% 0.0153% 0.0156% 0.0161% 0.0166% 0.0168% 0.0172% 0.0176% 0.0180% 0.0183% 0.0186% 0.0189% 0.0192% 0.0194% 0.0196% 0.0198%
31 0.0221% 0.0182% 0.0169% 0.0155% 0.0154% 0.0157% 0.0160% 0.0162% 0.0168% 0.0173% 0.0175% 0.0180% 0.0184% 0.0188% 0.0191% 0.0195% 0.0198% 0.0201% 0.0203% 0.0206% 0.0208%
32 0.0229% 0.0189% 0.0175% 0.0161% 0.0160% 0.0163% 0.0167% 0.0170% 0.0176% 0.0181% 0.0183% 0.0188% 0.0193% 0.0197% 0.0201% 0.0205% 0.0208% 0.0211% 0.0214% 0.0216% 0.0219%
33 0.0240% 0.0197% 0.0183% 0.0168% 0.0168% 0.0171% 0.0175% 0.0179% 0.0185% 0.0191% 0.0194% 0.0199% 0.0204% 0.0209% 0.0213% 0.0217% 0.0220% 0.0223% 0.0226% 0.0229% 0.0232%
34 0.0251% 0.0207% 0.0192% 0.0177% 0.0177% 0.0181% 0.0185% 0.0189% 0.0196% 0.0203% 0.0206% 0.0211% 0.0217% 0.0222% 0.0226% 0.0230% 0.0234% 0.0238% 0.0241% 0.0244% 0.0247%
35 0.0264% 0.0218% 0.0203% 0.0188% 0.0188% 0.0193% 0.0198% 0.0202% 0.0210% 0.0217% 0.0220% 0.0226% 0.0232% 0.0238% 0.0243% 0.0247% 0.0251% 0.0255% 0.0258% 0.0262% 0.0264%
36 0.0282% 0.0233% 0.0217% 0.0201% 0.0202% 0.0207% 0.0213% 0.0218% 0.0226% 0.0234% 0.0237% 0.0244% 0.0250% 0.0256% 0.0262% 0.0266% 0.0271% 0.0275% 0.0279% 0.0282% 0.0285%
37 0.0304% 0.0251% 0.0234% 0.0217% 0.0218% 0.0224% 0.0230% 0.0236% 0.0245% 0.0254% 0.0257% 0.0264% 0.0271% 0.0278% 0.0283% 0.0288% 0.0293% 0.0298% 0.0302% 0.0305% 0.0309%
38 0.0330% 0.0273% 0.0255% 0.0236% 0.0237% 0.0244% 0.0250% 0.0256% 0.0266% 0.0276% 0.0279% 0.0287% 0.0294% 0.0301% 0.0307% 0.0313% 0.0318% 0.0323% 0.0327% 0.0331% 0.0335%
39 0.0359% 0.0297% 0.0277% 0.0257% 0.0259% 0.0266% 0.0272% 0.0279% 0.0289% 0.0299% 0.0303% 0.0312% 0.0320% 0.0327% 0.0333% 0.0339% 0.0345% 0.0350% 0.0355% 0.0359% 0.0363%
40 0.0391% 0.0324% 0.0302% 0.0280% 0.0281% 0.0289% 0.0296% 0.0302% 0.0314% 0.0325% 0.0328% 0.0338% 0.0346% 0.0354% 0.0361% 0.0367% 0.0373% 0.0379% 0.0384% 0.0388% 0.0392%
41 0.0425% 0.0352% 0.0328% 0.0304% 0.0305% 0.0313% 0.0320% 0.0327% 0.0339% 0.0351% 0.0355% 0.0365% 0.0374% 0.0382% 0.0390% 0.0396% 0.0403% 0.0409% 0.0414% 0.0419% 0.0423%
42 0.0461% 0.0381% 0.0355% 0.0328% 0.0329% 0.0337% 0.0345% 0.0352% 0.0365% 0.0378% 0.0382% 0.0392% 0.0402% 0.0411% 0.0419% 0.0426% 0.0433% 0.0439% 0.0445% 0.0450% 0.0455%
43 0.0496% 0.0410% 0.0382% 0.0353% 0.0353% 0.0362% 0.0370% 0.0378% 0.0392% 0.0405% 0.0410% 0.0421% 0.0431% 0.0441% 0.0449% 0.0457% 0.0465% 0.0471% 0.0477% 0.0483% 0.0488%
44 0.0533% 0.0441% 0.0410% 0.0379% 0.0379% 0.0388% 0.0397% 0.0405% 0.0420% 0.0434% 0.0439% 0.0451% 0.0462% 0.0472% 0.0481% 0.0490% 0.0497% 0.0505% 0.0511% 0.0517% 0.0522%
45 0.0571% 0.0472% 0.0439% 0.0405% 0.0405% 0.0415% 0.0424% 0.0433% 0.0449% 0.0464% 0.0469% 0.0482% 0.0494% 0.0505% 0.0515% 0.0524% 0.0532% 0.0540% 0.0546% 0.0553% 0.0559%
46 0.0609% 0.0503% 0.0468% 0.0432% 0.0432% 0.0443% 0.0453% 0.0462% 0.0479% 0.0495% 0.0501% 0.0515% 0.0528% 0.0539% 0.0550% 0.0560% 0.0569% 0.0577% 0.0584% 0.0591% 0.0597%
47 0.0650% 0.0537% 0.0500% 0.0462% 0.0462% 0.0473% 0.0484% 0.0494% 0.0513% 0.0530% 0.0536% 0.0551% 0.0565% 0.0577% 0.0589% 0.0599% 0.0608% 0.0617% 0.0625% 0.0632% 0.0639%
48 0.0695% 0.0575% 0.0535% 0.0494% 0.0494% 0.0506% 0.0518% 0.0529% 0.0549% 0.0568% 0.0574% 0.0590% 0.0605% 0.0618% 0.0630% 0.0641% 0.0651% 0.0661% 0.0669% 0.0677% 0.0684%
49 0.0744% 0.0615% 0.0572% 0.0528% 0.0529% 0.0542% 0.0555% 0.0567% 0.0588% 0.0608% 0.0616% 0.0632% 0.0648% 0.0662% 0.0675% 0.0687% 0.0698% 0.0708% 0.0717% 0.0725% 0.0733%
50 0.0796% 0.0658% 0.0613% 0.0566% 0.0568% 0.0582% 0.0596% 0.0609% 0.0631% 0.0653% 0.0660% 0.0678% 0.0695% 0.0710% 0.0724% 0.0737% 0.0748% 0.0759% 0.0769% 0.0778% 0.0786%
51 0.0854% 0.0706% 0.0657% 0.0608% 0.0610% 0.0625% 0.0640% 0.0654% 0.0678% 0.0701% 0.0709% 0.0728% 0.0745% 0.0762% 0.0776% 0.0790% 0.0802% 0.0814% 0.0824% 0.0834% 0.0843%
52 0.0918% 0.0760% 0.0708% 0.0655% 0.0656% 0.0672% 0.0688% 0.0702% 0.0728% 0.0752% 0.0760% 0.0781% 0.0800% 0.0817% 0.0833% 0.0847% 0.0861% 0.0873% 0.0884% 0.0894% 0.0904%
53 0.0989% 0.0818% 0.0762% 0.0704% 0.0705% 0.0722% 0.0739% 0.0753% 0.0780% 0.0806% 0.0815% 0.0836% 0.0857% 0.0875% 0.0892% 0.0908% 0.0922% 0.0935% 0.0947% 0.0958% 0.0967%
54 0.1063% 0.0879% 0.0818% 0.0755% 0.0756% 0.0773% 0.0790% 0.0805% 0.0834% 0.0861% 0.0870% 0.0894% 0.0915% 0.0935% 0.0953% 0.0970% 0.0985% 0.0999% 0.1012% 0.1023% 0.1033%
55 0.1138% 0.0940% 0.0874% 0.0807% 0.0806% 0.0824% 0.0841% 0.0857% 0.0888% 0.0917% 0.0927% 0.0952% 0.0975% 0.0997% 0.1016% 0.1034% 0.1050% 0.1065% 0.1078% 0.1090% 0.1101%
56 0.1212% 0.1001% 0.0930% 0.0857% 0.0855% 0.0874% 0.0893% 0.0910% 0.0943% 0.0974% 0.0986% 0.1013% 0.1038% 0.1061% 0.1082% 0.1101% 0.1118% 0.1133% 0.1147% 0.1159% 0.1171%
57 0.1284% 0.1059% 0.0984% 0.0906% 0.0905% 0.0925% 0.0946% 0.0965% 0.1001% 0.1035% 0.1048% 0.1077% 0.1104% 0.1129% 0.1151% 0.1171% 0.1189% 0.1205% 0.1219% 0.1232% 0.1244%
58 0.1355% 0.1118% 0.1039% 0.0958% 0.0958% 0.0981% 0.1004% 0.1026% 0.1065% 0.1102% 0.1117% 0.1148% 0.1178% 0.1204% 0.1227% 0.1248% 0.1266% 0.1283% 0.1298% 0.1312% 0.1324%
59 0.1432% 0.1183% 0.1100% 0.1016% 0.1019% 0.1045% 0.1072% 0.1097% 0.1140% 0.1181% 0.1197% 0.1232% 0.1263% 0.1290% 0.1314% 0.1335% 0.1354% 0.1371% 0.1387% 0.1401% 0.1414%
60 0.1524% 0.1260% 0.1174% 0.1088% 0.1093% 0.1124% 0.1154% 0.1183% 0.1230% 0.1275% 0.1293% 0.1329% 0.1361% 0.1388% 0.1413% 0.1434% 0.1454% 0.1471% 0.1487% 0.1502% 0.1515%
61 0.1637% 0.1356% 0.1266% 0.1176% 0.1184% 0.1220% 0.1254% 0.1286% 0.1339% 0.1388% 0.1404% 0.1440% 0.1471% 0.1499% 0.1523% 0.1545% 0.1565% 0.1582% 0.1598% 0.1613% 0.1626%
62 0.1781% 0.1477% 0.1381% 0.1285% 0.1296% 0.1335% 0.1374% 0.1408% 0.1465% 0.1514% 0.1527% 0.1561% 0.1591% 0.1618% 0.1642% 0.1663% 0.1683% 0.1700% 0.1716% 0.1730% 0.1743%
63 0.1954% 0.1623% 0.1517% 0.1413% 0.1425% 0.1468% 0.1509% 0.1546% 0.1601% 0.1645% 0.1651% 0.1683% 0.1711% 0.1736% 0.1759% 0.1779% 0.1798% 0.1815% 0.1830% 0.1843% 0.1856%
64 0.2153% 0.1788% 0.1671% 0.1555% 0.1567% 0.1612% 0.1656% 0.1684% 0.1728% 0.1764% 0.1763% 0.1791% 0.1816% 0.1838% 0.1859% 0.1878% 0.1894% 0.1910% 0.1924% 0.1937% 0.1948%
65 0.2367% 0.1964% 0.1835% 0.1706% 0.1716% 0.1764% 0.1789% 0.1794% 0.1825% 0.1852% 0.1842% 0.1864% 0.1885% 0.1904% 0.1921% 0.1937% 0.1952% 0.1965% 0.1977% 0.1988% 0.1998%
BIỂU 56: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG QUÝ, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0273% 0.0224% 0.0205% 0.0182% 0.0173% 0.0170% 0.0166% 0.0163% 0.0163% 0.0164% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0162% 0.0162% 0.0162% 0.0162% 0.0162%
19 0.0282% 0.0232% 0.0212% 0.0187% 0.0178% 0.0174% 0.0171% 0.0168% 0.0168% 0.0168% 0.0165% 0.0165% 0.0165% 0.0165% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166%
20 0.0290% 0.0238% 0.0218% 0.0192% 0.0183% 0.0179% 0.0175% 0.0172% 0.0172% 0.0172% 0.0169% 0.0169% 0.0169% 0.0169% 0.0169% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170%
21 0.0296% 0.0243% 0.0222% 0.0196% 0.0186% 0.0182% 0.0179% 0.0175% 0.0175% 0.0175% 0.0172% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0174% 0.0174% 0.0174%
22 0.0302% 0.0248% 0.0226% 0.0199% 0.0190% 0.0186% 0.0182% 0.0179% 0.0179% 0.0179% 0.0176% 0.0176% 0.0176% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0178% 0.0178%
23 0.0307% 0.0252% 0.0231% 0.0203% 0.0194% 0.0190% 0.0186% 0.0183% 0.0183% 0.0183% 0.0180% 0.0180% 0.0181% 0.0181% 0.0181% 0.0181% 0.0181% 0.0182% 0.0182% 0.0182% 0.0182%
24 0.0315% 0.0258% 0.0236% 0.0208% 0.0199% 0.0194% 0.0191% 0.0187% 0.0187% 0.0188% 0.0185% 0.0185% 0.0185% 0.0185% 0.0186% 0.0186% 0.0186% 0.0186% 0.0187% 0.0187% 0.0187%
25 0.0321% 0.0264% 0.0241% 0.0213% 0.0203% 0.0199% 0.0195% 0.0192% 0.0192% 0.0193% 0.0189% 0.0190% 0.0190% 0.0190% 0.0191% 0.0191% 0.0191% 0.0192% 0.0192% 0.0192% 0.0192%
26 0.0329% 0.0270% 0.0247% 0.0219% 0.0209% 0.0205% 0.0201% 0.0198% 0.0198% 0.0198% 0.0195% 0.0196% 0.0196% 0.0196% 0.0197% 0.0197% 0.0197% 0.0198% 0.0198% 0.0198% 0.0199%
27 0.0339% 0.0279% 0.0255% 0.0225% 0.0216% 0.0211% 0.0207% 0.0204% 0.0204% 0.0205% 0.0202% 0.0202% 0.0203% 0.0203% 0.0204% 0.0204% 0.0204% 0.0205% 0.0205% 0.0205% 0.0206%
28 0.0350% 0.0288% 0.0263% 0.0233% 0.0223% 0.0218% 0.0214% 0.0211% 0.0211% 0.0212% 0.0209% 0.0209% 0.0210% 0.0211% 0.0211% 0.0212% 0.0212% 0.0212% 0.0213% 0.0213% 0.0213%
29 0.0361% 0.0297% 0.0272% 0.0241% 0.0230% 0.0226% 0.0222% 0.0218% 0.0219% 0.0220% 0.0217% 0.0217% 0.0218% 0.0219% 0.0219% 0.0220% 0.0220% 0.0221% 0.0221% 0.0222% 0.0222%
30 0.0374% 0.0308% 0.0282% 0.0249% 0.0239% 0.0234% 0.0230% 0.0227% 0.0228% 0.0229% 0.0225% 0.0226% 0.0227% 0.0228% 0.0229% 0.0229% 0.0230% 0.0230% 0.0231% 0.0231% 0.0232%
31 0.0388% 0.0319% 0.0292% 0.0259% 0.0248% 0.0243% 0.0240% 0.0236% 0.0237% 0.0238% 0.0235% 0.0236% 0.0237% 0.0238% 0.0239% 0.0240% 0.0240% 0.0241% 0.0242% 0.0242% 0.0243%
32 0.0402% 0.0331% 0.0303% 0.0269% 0.0258% 0.0254% 0.0250% 0.0247% 0.0248% 0.0250% 0.0246% 0.0248% 0.0249% 0.0250% 0.0251% 0.0252% 0.0253% 0.0254% 0.0254% 0.0255% 0.0255%
33 0.0420% 0.0346% 0.0317% 0.0282% 0.0270% 0.0266% 0.0263% 0.0260% 0.0261% 0.0263% 0.0260% 0.0262% 0.0263% 0.0264% 0.0266% 0.0267% 0.0268% 0.0268% 0.0269% 0.0270% 0.0271%
34 0.0440% 0.0362% 0.0333% 0.0296% 0.0285% 0.0281% 0.0278% 0.0275% 0.0277% 0.0279% 0.0276% 0.0278% 0.0280% 0.0281% 0.0282% 0.0284% 0.0285% 0.0286% 0.0287% 0.0287% 0.0288%
35 0.0464% 0.0383% 0.0352% 0.0314% 0.0303% 0.0299% 0.0296% 0.0294% 0.0296% 0.0299% 0.0296% 0.0298% 0.0299% 0.0301% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0309%
36 0.0495% 0.0409% 0.0377% 0.0337% 0.0325% 0.0322% 0.0319% 0.0316% 0.0319% 0.0322% 0.0319% 0.0321% 0.0323% 0.0325% 0.0326% 0.0328% 0.0329% 0.0330% 0.0331% 0.0332% 0.0333%
37 0.0533% 0.0441% 0.0406% 0.0364% 0.0352% 0.0349% 0.0346% 0.0343% 0.0346% 0.0349% 0.0345% 0.0348% 0.0350% 0.0352% 0.0353% 0.0355% 0.0356% 0.0357% 0.0359% 0.0360% 0.0360%
38 0.0578% 0.0479% 0.0441% 0.0395% 0.0383% 0.0379% 0.0376% 0.0372% 0.0376% 0.0379% 0.0375% 0.0377% 0.0379% 0.0381% 0.0383% 0.0385% 0.0386% 0.0388% 0.0389% 0.0390% 0.0391%
39 0.0629% 0.0521% 0.0480% 0.0431% 0.0417% 0.0412% 0.0409% 0.0405% 0.0408% 0.0412% 0.0407% 0.0409% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421% 0.0423% 0.0424%
40 0.0686% 0.0568% 0.0523% 0.0469% 0.0453% 0.0448% 0.0444% 0.0439% 0.0443% 0.0446% 0.0441% 0.0443% 0.0446% 0.0448% 0.0450% 0.0452% 0.0453% 0.0455% 0.0456% 0.0457% 0.0458%
41 0.0746% 0.0617% 0.0569% 0.0509% 0.0491% 0.0485% 0.0480% 0.0475% 0.0479% 0.0482% 0.0476% 0.0479% 0.0481% 0.0484% 0.0486% 0.0487% 0.0489% 0.0490% 0.0492% 0.0493% 0.0494%
42 0.0808% 0.0668% 0.0615% 0.0549% 0.0530% 0.0523% 0.0517% 0.0512% 0.0515% 0.0519% 0.0512% 0.0515% 0.0518% 0.0520% 0.0522% 0.0524% 0.0526% 0.0527% 0.0529% 0.0530% 0.0531%
43 0.0870% 0.0719% 0.0661% 0.0591% 0.0569% 0.0562% 0.0555% 0.0549% 0.0553% 0.0556% 0.0549% 0.0552% 0.0555% 0.0558% 0.0560% 0.0562% 0.0564% 0.0565% 0.0567% 0.0568% 0.0569%
44 0.0934% 0.0772% 0.0710% 0.0633% 0.0610% 0.0602% 0.0595% 0.0588% 0.0592% 0.0596% 0.0588% 0.0592% 0.0594% 0.0597% 0.0599% 0.0602% 0.0604% 0.0605% 0.0607% 0.0608% 0.0610%
45 0.1000% 0.0826% 0.0759% 0.0677% 0.0652% 0.0643% 0.0636% 0.0628% 0.0633% 0.0637% 0.0629% 0.0632% 0.0635% 0.0638% 0.0641% 0.0643% 0.0645% 0.0647% 0.0649% 0.0650% 0.0652%
46 0.1067% 0.0881% 0.0810% 0.0722% 0.0696% 0.0687% 0.0679% 0.0671% 0.0676% 0.0680% 0.0672% 0.0676% 0.0679% 0.0682% 0.0685% 0.0687% 0.0690% 0.0692% 0.0693% 0.0695% 0.0696%
47 0.1140% 0.0942% 0.0866% 0.0772% 0.0744% 0.0734% 0.0726% 0.0718% 0.0723% 0.0728% 0.0719% 0.0723% 0.0727% 0.0730% 0.0733% 0.0735% 0.0738% 0.0740% 0.0742% 0.0743% 0.0745%
48 0.1218% 0.1007% 0.0925% 0.0826% 0.0796% 0.0785% 0.0777% 0.0768% 0.0774% 0.0779% 0.0770% 0.0774% 0.0778% 0.0781% 0.0784% 0.0787% 0.0790% 0.0792% 0.0794% 0.0796% 0.0798%
49 0.1303% 0.1077% 0.0990% 0.0883% 0.0852% 0.0841% 0.0832% 0.0823% 0.0829% 0.0835% 0.0825% 0.0829% 0.0833% 0.0837% 0.0840% 0.0843% 0.0846% 0.0848% 0.0850% 0.0852% 0.0854%
50 0.1395% 0.1153% 0.1060% 0.0947% 0.0913% 0.0902% 0.0892% 0.0883% 0.0889% 0.0895% 0.0884% 0.0889% 0.0893% 0.0897% 0.0900% 0.0904% 0.0906% 0.0909% 0.0911% 0.0914% 0.0916%
51 0.1495% 0.1237% 0.1138% 0.1016% 0.0981% 0.0969% 0.0958% 0.0948% 0.0954% 0.0961% 0.0949% 0.0953% 0.0958% 0.0962% 0.0966% 0.0969% 0.0972% 0.0975% 0.0977% 0.0980% 0.0982%
52 0.1608% 0.1330% 0.1224% 0.1094% 0.1055% 0.1042% 0.1030% 0.1018% 0.1025% 0.1031% 0.1018% 0.1023% 0.1027% 0.1032% 0.1035% 0.1039% 0.1042% 0.1045% 0.1048% 0.1050% 0.1052%
53 0.1733% 0.1433% 0.1318% 0.1176% 0.1134% 0.1119% 0.1105% 0.1092% 0.1098% 0.1104% 0.1090% 0.1095% 0.1100% 0.1105% 0.1109% 0.1113% 0.1116% 0.1119% 0.1122% 0.1124% 0.1126%
54 0.1862% 0.1538% 0.1415% 0.1261% 0.1215% 0.1197% 0.1181% 0.1166% 0.1173% 0.1179% 0.1164% 0.1170% 0.1175% 0.1180% 0.1184% 0.1188% 0.1192% 0.1195% 0.1198% 0.1200% 0.1203%
55 0.1993% 0.1646% 0.1512% 0.1347% 0.1295% 0.1275% 0.1258% 0.1242% 0.1249% 0.1256% 0.1239% 0.1246% 0.1252% 0.1257% 0.1262% 0.1267% 0.1270% 0.1274% 0.1276% 0.1279% 0.1281%
56 0.2123% 0.1752% 0.1608% 0.1430% 0.1374% 0.1353% 0.1335% 0.1318% 0.1326% 0.1334% 0.1317% 0.1324% 0.1331% 0.1337% 0.1343% 0.1347% 0.1351% 0.1354% 0.1357% 0.1359% 0.1361%
57 0.2248% 0.1854% 0.1701% 0.1512% 0.1454% 0.1432% 0.1413% 0.1397% 0.1406% 0.1416% 0.1399% 0.1408% 0.1415% 0.1422% 0.1428% 0.1433% 0.1437% 0.1440% 0.1442% 0.1444% 0.1446%
58 0.2373% 0.1957% 0.1796% 0.1598% 0.1538% 0.1517% 0.1499% 0.1484% 0.1496% 0.1507% 0.1491% 0.1500% 0.1509% 0.1517% 0.1522% 0.1526% 0.1530% 0.1533% 0.1535% 0.1537% 0.1539%
59 0.2508% 0.2070% 0.1902% 0.1696% 0.1635% 0.1616% 0.1600% 0.1586% 0.1600% 0.1614% 0.1597% 0.1609% 0.1617% 0.1624% 0.1628% 0.1632% 0.1635% 0.1637% 0.1639% 0.1641% 0.1642%
60 0.2669% 0.2206% 0.2029% 0.1814% 0.1754% 0.1737% 0.1722% 0.1709% 0.1726% 0.1742% 0.1724% 0.1734% 0.1741% 0.1746% 0.1749% 0.1752% 0.1754% 0.1755% 0.1756% 0.1757% 0.1758%
61 0.2866% 0.2373% 0.2187% 0.1961% 0.1900% 0.1884% 0.1870% 0.1857% 0.1876% 0.1893% 0.1871% 0.1878% 0.1881% 0.1884% 0.1885% 0.1886% 0.1886% 0.1886% 0.1886% 0.1886% 0.1886%
62 0.3117% 0.2585% 0.2385% 0.2142% 0.2077% 0.2061% 0.2047% 0.2031% 0.2052% 0.2064% 0.2032% 0.2033% 0.2033% 0.2032% 0.2030% 0.2028% 0.2027% 0.2025% 0.2023% 0.2022% 0.2021%
63 0.3421% 0.2838% 0.2620% 0.2354% 0.2283% 0.2264% 0.2247% 0.2228% 0.2240% 0.2240% 0.2195% 0.2190% 0.2184% 0.2178% 0.2173% 0.2168% 0.2163% 0.2159% 0.2156% 0.2152% 0.2150%
64 0.3767% 0.3126% 0.2884% 0.2589% 0.2508% 0.2485% 0.2464% 0.2424% 0.2415% 0.2400% 0.2342% 0.2328% 0.2315% 0.2304% 0.2294% 0.2285% 0.2277% 0.2270% 0.2264% 0.2259% 0.2254%
65 0.4140% 0.3433% 0.3166% 0.2838% 0.2745% 0.2717% 0.2658% 0.2581% 0.2548% 0.2517% 0.2444% 0.2420% 0.2400% 0.2383% 0.2368% 0.2355% 0.2343% 0.2333% 0.2325% 0.2317% 0.2310%
BIỂU 57: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU MỖI NỬA NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0185% 0.0145% 0.0130% 0.0115% 0.0113% 0.0113% 0.0114% 0.0115% 0.0118% 0.0121% 0.0122% 0.0124% 0.0126% 0.0129% 0.0131% 0.0132% 0.0134% 0.0136% 0.0137% 0.0138% 0.0140%
19 0.0191% 0.0149% 0.0134% 0.0119% 0.0116% 0.0116% 0.0117% 0.0118% 0.0121% 0.0124% 0.0125% 0.0127% 0.0130% 0.0132% 0.0134% 0.0136% 0.0138% 0.0139% 0.0141% 0.0142% 0.0143%
20 0.0196% 0.0153% 0.0138% 0.0122% 0.0119% 0.0119% 0.0120% 0.0121% 0.0124% 0.0127% 0.0128% 0.0130% 0.0133% 0.0135% 0.0137% 0.0139% 0.0141% 0.0142% 0.0144% 0.0145% 0.0147%
21 0.0200% 0.0156% 0.0141% 0.0124% 0.0121% 0.0122% 0.0122% 0.0123% 0.0127% 0.0130% 0.0130% 0.0133% 0.0136% 0.0138% 0.0140% 0.0142% 0.0144% 0.0146% 0.0147% 0.0148% 0.0150%
22 0.0204% 0.0159% 0.0143% 0.0127% 0.0123% 0.0124% 0.0125% 0.0126% 0.0129% 0.0132% 0.0133% 0.0136% 0.0139% 0.0141% 0.0143% 0.0145% 0.0147% 0.0149% 0.0150% 0.0152% 0.0153%
23 0.0208% 0.0162% 0.0146% 0.0129% 0.0126% 0.0127% 0.0128% 0.0129% 0.0132% 0.0135% 0.0136% 0.0139% 0.0142% 0.0144% 0.0147% 0.0149% 0.0151% 0.0152% 0.0154% 0.0156% 0.0157%
24 0.0213% 0.0166% 0.0150% 0.0132% 0.0129% 0.0130% 0.0131% 0.0132% 0.0135% 0.0139% 0.0140% 0.0143% 0.0145% 0.0148% 0.0150% 0.0153% 0.0155% 0.0156% 0.0158% 0.0160% 0.0161%
25 0.0217% 0.0170% 0.0153% 0.0135% 0.0132% 0.0133% 0.0134% 0.0135% 0.0139% 0.0143% 0.0143% 0.0146% 0.0149% 0.0152% 0.0155% 0.0157% 0.0159% 0.0161% 0.0163% 0.0164% 0.0166%
26 0.0222% 0.0174% 0.0157% 0.0139% 0.0136% 0.0137% 0.0138% 0.0139% 0.0143% 0.0147% 0.0148% 0.0151% 0.0154% 0.0157% 0.0159% 0.0162% 0.0164% 0.0166% 0.0168% 0.0170% 0.0171%
27 0.0229% 0.0180% 0.0162% 0.0143% 0.0140% 0.0141% 0.0142% 0.0144% 0.0148% 0.0152% 0.0153% 0.0156% 0.0159% 0.0162% 0.0165% 0.0167% 0.0170% 0.0172% 0.0174% 0.0176% 0.0177%
28 0.0237% 0.0185% 0.0167% 0.0148% 0.0145% 0.0146% 0.0147% 0.0149% 0.0153% 0.0157% 0.0158% 0.0162% 0.0165% 0.0168% 0.0171% 0.0174% 0.0176% 0.0178% 0.0180% 0.0182% 0.0184%
29 0.0244% 0.0191% 0.0172% 0.0153% 0.0150% 0.0151% 0.0152% 0.0154% 0.0158% 0.0163% 0.0164% 0.0168% 0.0171% 0.0175% 0.0178% 0.0180% 0.0183% 0.0185% 0.0188% 0.0190% 0.0191%
30 0.0253% 0.0198% 0.0179% 0.0159% 0.0155% 0.0156% 0.0158% 0.0160% 0.0165% 0.0169% 0.0170% 0.0175% 0.0178% 0.0182% 0.0185% 0.0188% 0.0191% 0.0193% 0.0196% 0.0198% 0.0200%
31 0.0263% 0.0206% 0.0185% 0.0165% 0.0161% 0.0162% 0.0164% 0.0166% 0.0172% 0.0176% 0.0178% 0.0182% 0.0186% 0.0190% 0.0194% 0.0197% 0.0200% 0.0202% 0.0205% 0.0207% 0.0209%
32 0.0272% 0.0213% 0.0192% 0.0171% 0.0168% 0.0169% 0.0172% 0.0174% 0.0180% 0.0185% 0.0187% 0.0191% 0.0196% 0.0200% 0.0203% 0.0207% 0.0210% 0.0213% 0.0216% 0.0218% 0.0220%
33 0.0284% 0.0223% 0.0201% 0.0179% 0.0176% 0.0178% 0.0180% 0.0183% 0.0189% 0.0195% 0.0197% 0.0202% 0.0207% 0.0211% 0.0215% 0.0219% 0.0222% 0.0225% 0.0228% 0.0231% 0.0233%
34 0.0298% 0.0234% 0.0211% 0.0188% 0.0185% 0.0188% 0.0191% 0.0194% 0.0201% 0.0207% 0.0209% 0.0215% 0.0220% 0.0225% 0.0229% 0.0233% 0.0237% 0.0240% 0.0243% 0.0246% 0.0248%
35 0.0314% 0.0247% 0.0223% 0.0200% 0.0197% 0.0200% 0.0204% 0.0207% 0.0214% 0.0221% 0.0224% 0.0230% 0.0235% 0.0241% 0.0245% 0.0250% 0.0254% 0.0257% 0.0261% 0.0264% 0.0266%
36 0.0335% 0.0264% 0.0239% 0.0215% 0.0212% 0.0215% 0.0219% 0.0223% 0.0231% 0.0239% 0.0241% 0.0248% 0.0254% 0.0259% 0.0265% 0.0269% 0.0273% 0.0277% 0.0281% 0.0284% 0.0287%
37 0.0361% 0.0284% 0.0258% 0.0232% 0.0229% 0.0233% 0.0237% 0.0242% 0.0250% 0.0259% 0.0261% 0.0268% 0.0275% 0.0281% 0.0286% 0.0291% 0.0296% 0.0300% 0.0304% 0.0308% 0.0311%
38 0.0391% 0.0309% 0.0280% 0.0252% 0.0249% 0.0253% 0.0258% 0.0263% 0.0272% 0.0281% 0.0284% 0.0291% 0.0298% 0.0305% 0.0311% 0.0316% 0.0321% 0.0326% 0.0330% 0.0334% 0.0337%
39 0.0426% 0.0336% 0.0305% 0.0274% 0.0271% 0.0276% 0.0281% 0.0286% 0.0296% 0.0305% 0.0308% 0.0316% 0.0324% 0.0331% 0.0337% 0.0343% 0.0348% 0.0353% 0.0358% 0.0362% 0.0365%
40 0.0465% 0.0367% 0.0332% 0.0299% 0.0295% 0.0300% 0.0305% 0.0310% 0.0321% 0.0331% 0.0334% 0.0343% 0.0351% 0.0358% 0.0365% 0.0371% 0.0377% 0.0382% 0.0387% 0.0391% 0.0395%
41 0.0505% 0.0398% 0.0361% 0.0324% 0.0320% 0.0325% 0.0330% 0.0335% 0.0347% 0.0357% 0.0361% 0.0370% 0.0379% 0.0387% 0.0394% 0.0401% 0.0407% 0.0412% 0.0417% 0.0422% 0.0426%
42 0.0547% 0.0431% 0.0391% 0.0350% 0.0345% 0.0350% 0.0356% 0.0361% 0.0373% 0.0385% 0.0388% 0.0398% 0.0407% 0.0416% 0.0424% 0.0431% 0.0437% 0.0443% 0.0449% 0.0454% 0.0458%
43 0.0589% 0.0464% 0.0420% 0.0376% 0.0371% 0.0376% 0.0382% 0.0388% 0.0400% 0.0413% 0.0417% 0.0427% 0.0437% 0.0446% 0.0454% 0.0462% 0.0469% 0.0475% 0.0481% 0.0487% 0.0492%
44 0.0633% 0.0498% 0.0451% 0.0404% 0.0397% 0.0403% 0.0409% 0.0415% 0.0429% 0.0442% 0.0446% 0.0457% 0.0468% 0.0478% 0.0487% 0.0495% 0.0502% 0.0509% 0.0515% 0.0521% 0.0526%
45 0.0677% 0.0533% 0.0482% 0.0432% 0.0425% 0.0430% 0.0437% 0.0444% 0.0458% 0.0472% 0.0477% 0.0489% 0.0500% 0.0511% 0.0520% 0.0529% 0.0537% 0.0544% 0.0551% 0.0557% 0.0563%
46 0.0722% 0.0569% 0.0514% 0.0461% 0.0453% 0.0459% 0.0467% 0.0474% 0.0490% 0.0505% 0.0510% 0.0523% 0.0535% 0.0546% 0.0556% 0.0565% 0.0574% 0.0582% 0.0589% 0.0596% 0.0602%
47 0.0772% 0.0607% 0.0550% 0.0492% 0.0485% 0.0491% 0.0499% 0.0507% 0.0524% 0.0540% 0.0545% 0.0559% 0.0572% 0.0584% 0.0595% 0.0605% 0.0614% 0.0623% 0.0630% 0.0637% 0.0644%
48 0.0825% 0.0650% 0.0588% 0.0526% 0.0518% 0.0526% 0.0534% 0.0543% 0.0561% 0.0579% 0.0584% 0.0599% 0.0613% 0.0626% 0.0637% 0.0648% 0.0658% 0.0667% 0.0675% 0.0682% 0.0689%
49 0.0882% 0.0695% 0.0629% 0.0563% 0.0555% 0.0563% 0.0572% 0.0582% 0.0601% 0.0620% 0.0626% 0.0642% 0.0657% 0.0670% 0.0683% 0.0694% 0.0705% 0.0714% 0.0723% 0.0731% 0.0738%
50 0.0945% 0.0744% 0.0674% 0.0604% 0.0595% 0.0604% 0.0614% 0.0624% 0.0645% 0.0665% 0.0671% 0.0688% 0.0704% 0.0719% 0.0732% 0.0744% 0.0755% 0.0766% 0.0775% 0.0784% 0.0791%
51 0.1013% 0.0798% 0.0723% 0.0649% 0.0639% 0.0649% 0.0660% 0.0671% 0.0693% 0.0714% 0.0720% 0.0739% 0.0755% 0.0771% 0.0785% 0.0798% 0.0810% 0.0821% 0.0831% 0.0840% 0.0849%
52 0.1090% 0.0859% 0.0778% 0.0698% 0.0688% 0.0698% 0.0709% 0.0720% 0.0744% 0.0766% 0.0773% 0.0792% 0.0810% 0.0827% 0.0842% 0.0856% 0.0869% 0.0881% 0.0891% 0.0901% 0.0910%
53 0.1174% 0.0925% 0.0838% 0.0751% 0.0740% 0.0750% 0.0761% 0.0773% 0.0797% 0.0821% 0.0828% 0.0849% 0.0868% 0.0886% 0.0902% 0.0917% 0.0931% 0.0943% 0.0955% 0.0965% 0.0974%
54 0.1261% 0.0993% 0.0899% 0.0805% 0.0792% 0.0802% 0.0814% 0.0826% 0.0852% 0.0877% 0.0885% 0.0907% 0.0927% 0.0946% 0.0964% 0.0980% 0.0995% 0.1008% 0.1020% 0.1031% 0.1041%
55 0.1350% 0.1062% 0.0961% 0.0860% 0.0845% 0.0855% 0.0867% 0.0879% 0.0907% 0.0934% 0.0943% 0.0966% 0.0988% 0.1009% 0.1028% 0.1045% 0.1060% 0.1074% 0.1087% 0.1098% 0.1109%
56 0.1438% 0.1131% 0.1022% 0.0913% 0.0897% 0.0907% 0.0920% 0.0933% 0.0964% 0.0993% 0.1002% 0.1028% 0.1051% 0.1073% 0.1094% 0.1112% 0.1128% 0.1143% 0.1156% 0.1168% 0.1179%
57 0.1522% 0.1196% 0.1081% 0.0966% 0.0949% 0.0960% 0.0975% 0.0990% 0.1023% 0.1055% 0.1065% 0.1093% 0.1119% 0.1143% 0.1164% 0.1183% 0.1200% 0.1215% 0.1229% 0.1242% 0.1253%
58 0.1607% 0.1263% 0.1142% 0.1021% 0.1004% 0.1018% 0.1035% 0.1052% 0.1089% 0.1123% 0.1135% 0.1166% 0.1194% 0.1219% 0.1241% 0.1261% 0.1278% 0.1294% 0.1309% 0.1322% 0.1334%
59 0.1699% 0.1337% 0.1209% 0.1083% 0.1068% 0.1085% 0.1105% 0.1125% 0.1165% 0.1204% 0.1218% 0.1251% 0.1280% 0.1306% 0.1328% 0.1349% 0.1367% 0.1383% 0.1398% 0.1412% 0.1424%
60 0.1809% 0.1425% 0.1291% 0.1160% 0.1146% 0.1167% 0.1190% 0.1214% 0.1258% 0.1300% 0.1315% 0.1349% 0.1379% 0.1405% 0.1428% 0.1449% 0.1467% 0.1484% 0.1499% 0.1513% 0.1525%
61 0.1943% 0.1534% 0.1392% 0.1254% 0.1243% 0.1267% 0.1294% 0.1320% 0.1368% 0.1415% 0.1428% 0.1461% 0.1491% 0.1517% 0.1540% 0.1560% 0.1579% 0.1596% 0.1611% 0.1625% 0.1638%
62 0.2114% 0.1671% 0.1519% 0.1371% 0.1360% 0.1387% 0.1416% 0.1445% 0.1498% 0.1543% 0.1552% 0.1584% 0.1612% 0.1637% 0.1659% 0.1680% 0.1698% 0.1714% 0.1729% 0.1743% 0.1756%
63 0.2321% 0.1836% 0.1669% 0.1508% 0.1495% 0.1524% 0.1556% 0.1587% 0.1635% 0.1675% 0.1677% 0.1707% 0.1733% 0.1756% 0.1777% 0.1796% 0.1814% 0.1829% 0.1844% 0.1857% 0.1869%
64 0.2557% 0.2022% 0.1838% 0.1659% 0.1643% 0.1674% 0.1708% 0.1725% 0.1763% 0.1795% 0.1790% 0.1815% 0.1838% 0.1859% 0.1878% 0.1895% 0.1911% 0.1925% 0.1938% 0.1950% 0.1961%
65 0.2810% 0.2221% 0.2018% 0.1819% 0.1799% 0.1831% 0.1841% 0.1836% 0.1861% 0.1883% 0.1869% 0.1889% 0.1907% 0.1924% 0.1940% 0.1955% 0.1968% 0.1981% 0.1992% 0.2002% 0.2012%
BIỂU 58: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU MỖI NỬA NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0266% 0.0222% 0.0204% 0.0181% 0.0173% 0.0169% 0.0166% 0.0163% 0.0163% 0.0163% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0162% 0.0162% 0.0162% 0.0162%
19 0.0275% 0.0229% 0.0210% 0.0186% 0.0178% 0.0174% 0.0171% 0.0168% 0.0168% 0.0168% 0.0165% 0.0165% 0.0165% 0.0165% 0.0165% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166%
20 0.0283% 0.0235% 0.0216% 0.0191% 0.0182% 0.0178% 0.0175% 0.0172% 0.0172% 0.0172% 0.0169% 0.0169% 0.0169% 0.0169% 0.0169% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170%
21 0.0289% 0.0240% 0.0220% 0.0195% 0.0186% 0.0182% 0.0178% 0.0175% 0.0175% 0.0175% 0.0172% 0.0172% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0174% 0.0174% 0.0174%
22 0.0294% 0.0244% 0.0224% 0.0198% 0.0190% 0.0186% 0.0182% 0.0179% 0.0179% 0.0179% 0.0176% 0.0176% 0.0176% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0178% 0.0178%
23 0.0299% 0.0249% 0.0229% 0.0203% 0.0194% 0.0189% 0.0186% 0.0183% 0.0183% 0.0183% 0.0180% 0.0180% 0.0180% 0.0181% 0.0181% 0.0181% 0.0181% 0.0182% 0.0182% 0.0182% 0.0182%
24 0.0307% 0.0255% 0.0234% 0.0207% 0.0198% 0.0194% 0.0190% 0.0187% 0.0187% 0.0188% 0.0185% 0.0185% 0.0185% 0.0185% 0.0186% 0.0186% 0.0186% 0.0186% 0.0187% 0.0187% 0.0187%
25 0.0313% 0.0260% 0.0239% 0.0212% 0.0203% 0.0199% 0.0195% 0.0192% 0.0192% 0.0193% 0.0189% 0.0190% 0.0190% 0.0190% 0.0191% 0.0191% 0.0191% 0.0192% 0.0192% 0.0192% 0.0192%
26 0.0321% 0.0267% 0.0245% 0.0218% 0.0208% 0.0204% 0.0201% 0.0197% 0.0198% 0.0198% 0.0195% 0.0196% 0.0196% 0.0196% 0.0197% 0.0197% 0.0197% 0.0198% 0.0198% 0.0198% 0.0199%
27 0.0331% 0.0275% 0.0253% 0.0225% 0.0215% 0.0211% 0.0207% 0.0204% 0.0204% 0.0205% 0.0202% 0.0202% 0.0203% 0.0203% 0.0204% 0.0204% 0.0204% 0.0205% 0.0205% 0.0205% 0.0206%
28 0.0341% 0.0284% 0.0261% 0.0232% 0.0222% 0.0218% 0.0214% 0.0211% 0.0211% 0.0212% 0.0209% 0.0209% 0.0210% 0.0211% 0.0211% 0.0212% 0.0212% 0.0212% 0.0213% 0.0213% 0.0213%
29 0.0352% 0.0293% 0.0270% 0.0240% 0.0230% 0.0226% 0.0222% 0.0218% 0.0219% 0.0220% 0.0217% 0.0217% 0.0218% 0.0219% 0.0219% 0.0220% 0.0220% 0.0221% 0.0221% 0.0222% 0.0222%
30 0.0365% 0.0304% 0.0280% 0.0249% 0.0238% 0.0234% 0.0230% 0.0227% 0.0228% 0.0229% 0.0225% 0.0226% 0.0227% 0.0228% 0.0229% 0.0229% 0.0230% 0.0230% 0.0231% 0.0231% 0.0232%
31 0.0378% 0.0315% 0.0290% 0.0258% 0.0247% 0.0243% 0.0239% 0.0236% 0.0237% 0.0238% 0.0235% 0.0236% 0.0237% 0.0238% 0.0239% 0.0240% 0.0241% 0.0241% 0.0242% 0.0242% 0.0243%
32 0.0392% 0.0327% 0.0301% 0.0268% 0.0258% 0.0254% 0.0250% 0.0247% 0.0248% 0.0250% 0.0247% 0.0248% 0.0249% 0.0250% 0.0251% 0.0252% 0.0253% 0.0254% 0.0254% 0.0255% 0.0256%
33 0.0410% 0.0342% 0.0315% 0.0281% 0.0270% 0.0266% 0.0263% 0.0260% 0.0262% 0.0263% 0.0260% 0.0262% 0.0263% 0.0264% 0.0266% 0.0267% 0.0268% 0.0268% 0.0269% 0.0270% 0.0271%
34 0.0429% 0.0358% 0.0330% 0.0295% 0.0285% 0.0281% 0.0278% 0.0275% 0.0277% 0.0279% 0.0276% 0.0278% 0.0280% 0.0281% 0.0282% 0.0284% 0.0285% 0.0286% 0.0287% 0.0287% 0.0288%
35 0.0452% 0.0378% 0.0350% 0.0313% 0.0303% 0.0299% 0.0297% 0.0294% 0.0296% 0.0299% 0.0296% 0.0298% 0.0300% 0.0301% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0309%
36 0.0483% 0.0405% 0.0374% 0.0336% 0.0325% 0.0322% 0.0319% 0.0317% 0.0320% 0.0322% 0.0319% 0.0321% 0.0323% 0.0325% 0.0326% 0.0328% 0.0329% 0.0330% 0.0331% 0.0332% 0.0333%
37 0.0520% 0.0436% 0.0404% 0.0363% 0.0352% 0.0349% 0.0346% 0.0343% 0.0346% 0.0349% 0.0345% 0.0348% 0.0350% 0.0352% 0.0353% 0.0355% 0.0356% 0.0357% 0.0359% 0.0360% 0.0361%
38 0.0564% 0.0473% 0.0438% 0.0395% 0.0382% 0.0379% 0.0376% 0.0373% 0.0376% 0.0379% 0.0375% 0.0377% 0.0380% 0.0382% 0.0383% 0.0385% 0.0386% 0.0388% 0.0389% 0.0390% 0.0391%
39 0.0614% 0.0515% 0.0478% 0.0430% 0.0416% 0.0413% 0.0409% 0.0405% 0.0409% 0.0412% 0.0407% 0.0410% 0.0412% 0.0414% 0.0416% 0.0417% 0.0419% 0.0420% 0.0421% 0.0423% 0.0424%
40 0.0670% 0.0562% 0.0520% 0.0468% 0.0453% 0.0448% 0.0444% 0.0439% 0.0443% 0.0446% 0.0441% 0.0444% 0.0446% 0.0448% 0.0450% 0.0452% 0.0453% 0.0455% 0.0456% 0.0457% 0.0458%
41 0.0728% 0.0611% 0.0565% 0.0508% 0.0491% 0.0485% 0.0480% 0.0475% 0.0479% 0.0482% 0.0476% 0.0479% 0.0481% 0.0484% 0.0486% 0.0487% 0.0489% 0.0491% 0.0492% 0.0493% 0.0494%
42 0.0789% 0.0661% 0.0611% 0.0548% 0.0530% 0.0523% 0.0518% 0.0512% 0.0515% 0.0519% 0.0513% 0.0515% 0.0518% 0.0520% 0.0522% 0.0524% 0.0526% 0.0527% 0.0529% 0.0530% 0.0531%
43 0.0849% 0.0711% 0.0657% 0.0589% 0.0569% 0.0562% 0.0555% 0.0549% 0.0553% 0.0557% 0.0550% 0.0553% 0.0555% 0.0558% 0.0560% 0.0562% 0.0564% 0.0565% 0.0567% 0.0568% 0.0569%
44 0.0912% 0.0763% 0.0706% 0.0632% 0.0610% 0.0602% 0.0595% 0.0588% 0.0592% 0.0596% 0.0589% 0.0592% 0.0595% 0.0597% 0.0600% 0.0602% 0.0604% 0.0605% 0.0607% 0.0608% 0.0610%
45 0.0977% 0.0817% 0.0754% 0.0675% 0.0651% 0.0643% 0.0636% 0.0628% 0.0633% 0.0637% 0.0629% 0.0633% 0.0636% 0.0638% 0.0641% 0.0643% 0.0645% 0.0647% 0.0649% 0.0650% 0.0652%
46 0.1041% 0.0871% 0.0805% 0.0721% 0.0695% 0.0687% 0.0679% 0.0671% 0.0676% 0.0680% 0.0672% 0.0676% 0.0679% 0.0682% 0.0685% 0.0687% 0.0690% 0.0692% 0.0693% 0.0695% 0.0697%
47 0.1112% 0.0931% 0.0860% 0.0770% 0.0743% 0.0734% 0.0726% 0.0718% 0.0723% 0.0728% 0.0719% 0.0723% 0.0727% 0.0730% 0.0733% 0.0735% 0.0738% 0.0740% 0.0742% 0.0744% 0.0745%
48 0.1189% 0.0995% 0.0919% 0.0824% 0.0795% 0.0785% 0.0777% 0.0768% 0.0774% 0.0779% 0.0770% 0.0774% 0.0778% 0.0781% 0.0785% 0.0787% 0.0790% 0.0792% 0.0794% 0.0796% 0.0798%
49 0.1272% 0.1064% 0.0984% 0.0881% 0.0851% 0.0841% 0.0832% 0.0823% 0.0829% 0.0835% 0.0825% 0.0829% 0.0833% 0.0837% 0.0840% 0.0843% 0.0846% 0.0848% 0.0851% 0.0852% 0.0854%
50 0.1362% 0.1140% 0.1053% 0.0944% 0.0913% 0.0902% 0.0892% 0.0883% 0.0889% 0.0895% 0.0884% 0.0889% 0.0893% 0.0897% 0.0901% 0.0904% 0.0907% 0.0909% 0.0912% 0.0914% 0.0916%
51 0.1460% 0.1222% 0.1131% 0.1014% 0.0980% 0.0969% 0.0958% 0.0948% 0.0955% 0.0961% 0.0949% 0.0954% 0.0958% 0.0962% 0.0966% 0.0969% 0.0972% 0.0975% 0.0977% 0.0980% 0.0982%
52 0.1570% 0.1315% 0.1217% 0.1091% 0.1054% 0.1042% 0.1030% 0.1018% 0.1025% 0.1031% 0.1018% 0.1023% 0.1028% 0.1032% 0.1036% 0.1039% 0.1042% 0.1045% 0.1048% 0.1050% 0.1052%
53 0.1692% 0.1416% 0.1310% 0.1174% 0.1133% 0.1119% 0.1105% 0.1092% 0.1098% 0.1105% 0.1090% 0.1095% 0.1100% 0.1105% 0.1109% 0.1113% 0.1116% 0.1119% 0.1122% 0.1124% 0.1126%
54 0.1817% 0.1521% 0.1405% 0.1258% 0.1213% 0.1197% 0.1181% 0.1166% 0.1173% 0.1180% 0.1164% 0.1170% 0.1175% 0.1180% 0.1185% 0.1189% 0.1192% 0.1196% 0.1198% 0.1201% 0.1203%
55 0.1945% 0.1627% 0.1502% 0.1343% 0.1294% 0.1275% 0.1258% 0.1242% 0.1249% 0.1256% 0.1240% 0.1246% 0.1252% 0.1257% 0.1262% 0.1267% 0.1271% 0.1274% 0.1277% 0.1279% 0.1281%
56 0.2071% 0.1731% 0.1597% 0.1426% 0.1373% 0.1352% 0.1334% 0.1318% 0.1326% 0.1334% 0.1317% 0.1325% 0.1331% 0.1337% 0.1343% 0.1348% 0.1351% 0.1355% 0.1357% 0.1360% 0.1361%
57 0.2193% 0.1831% 0.1689% 0.1508% 0.1452% 0.1431% 0.1413% 0.1397% 0.1407% 0.1416% 0.1400% 0.1408% 0.1416% 0.1423% 0.1429% 0.1433% 0.1437% 0.1440% 0.1442% 0.1444% 0.1446%
58 0.2315% 0.1933% 0.1784% 0.1594% 0.1536% 0.1517% 0.1500% 0.1484% 0.1496% 0.1508% 0.1491% 0.1501% 0.1510% 0.1517% 0.1522% 0.1526% 0.1530% 0.1533% 0.1535% 0.1537% 0.1539%
59 0.2448% 0.2046% 0.1890% 0.1692% 0.1634% 0.1616% 0.1601% 0.1586% 0.1601% 0.1615% 0.1598% 0.1609% 0.1618% 0.1624% 0.1628% 0.1632% 0.1635% 0.1637% 0.1639% 0.1641% 0.1642%
60 0.2605% 0.2180% 0.2016% 0.1810% 0.1753% 0.1737% 0.1723% 0.1710% 0.1727% 0.1743% 0.1725% 0.1735% 0.1742% 0.1746% 0.1749% 0.1752% 0.1754% 0.1755% 0.1756% 0.1757% 0.1758%
61 0.2799% 0.2347% 0.2174% 0.1957% 0.1899% 0.1885% 0.1872% 0.1858% 0.1877% 0.1895% 0.1871% 0.1878% 0.1881% 0.1883% 0.1885% 0.1885% 0.1886% 0.1886% 0.1886% 0.1886% 0.1886%
62 0.3045% 0.2557% 0.2371% 0.2139% 0.2077% 0.2062% 0.2048% 0.2033% 0.2053% 0.2065% 0.2032% 0.2033% 0.2032% 0.2031% 0.2030% 0.2028% 0.2026% 0.2025% 0.2023% 0.2022% 0.2020%
63 0.3343% 0.2808% 0.2606% 0.2351% 0.2282% 0.2265% 0.2248% 0.2230% 0.2239% 0.2239% 0.2194% 0.2189% 0.2183% 0.2177% 0.2172% 0.2167% 0.2162% 0.2158% 0.2155% 0.2152% 0.2149%
64 0.3681% 0.3092% 0.2868% 0.2585% 0.2507% 0.2486% 0.2465% 0.2422% 0.2412% 0.2398% 0.2339% 0.2326% 0.2313% 0.2302% 0.2292% 0.2283% 0.2276% 0.2269% 0.2263% 0.2258% 0.2253%
65 0.4045% 0.3396% 0.3147% 0.2832% 0.2744% 0.2717% 0.2654% 0.2576% 0.2543% 0.2513% 0.2440% 0.2417% 0.2397% 0.2380% 0.2365% 0.2353% 0.2342% 0.2332% 0.2323% 0.2316% 0.2309%
BIỂU 59: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA SỐ TIỀN VAY BAN ĐẦU
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0240% 0.0170% 0.0153% 0.0129% 0.0122% 0.0121% 0.0120% 0.0120% 0.0123% 0.0125% 0.0125% 0.0127% 0.0130% 0.0131% 0.0133% 0.0135% 0.0136% 0.0138% 0.0139% 0.0140% 0.0141%
19 0.0248% 0.0176% 0.0157% 0.0133% 0.0126% 0.0124% 0.0124% 0.0124% 0.0126% 0.0129% 0.0129% 0.0131% 0.0133% 0.0135% 0.0137% 0.0138% 0.0140% 0.0141% 0.0143% 0.0144% 0.0145%
20 0.0255% 0.0180% 0.0161% 0.0136% 0.0129% 0.0127% 0.0127% 0.0127% 0.0129% 0.0132% 0.0132% 0.0134% 0.0136% 0.0138% 0.0140% 0.0142% 0.0143% 0.0145% 0.0146% 0.0147% 0.0149%
21 0.0260% 0.0184% 0.0165% 0.0139% 0.0132% 0.0130% 0.0129% 0.0129% 0.0132% 0.0134% 0.0134% 0.0137% 0.0139% 0.0141% 0.0143% 0.0145% 0.0146% 0.0148% 0.0149% 0.0151% 0.0152%
22 0.0265% 0.0188% 0.0168% 0.0141% 0.0134% 0.0132% 0.0132% 0.0132% 0.0134% 0.0137% 0.0137% 0.0140% 0.0142% 0.0144% 0.0146% 0.0148% 0.0150% 0.0151% 0.0153% 0.0154% 0.0155%
23 0.0270% 0.0191% 0.0171% 0.0144% 0.0137% 0.0135% 0.0135% 0.0135% 0.0137% 0.0140% 0.0140% 0.0143% 0.0145% 0.0147% 0.0150% 0.0151% 0.0153% 0.0155% 0.0156% 0.0158% 0.0159%
24 0.0276% 0.0196% 0.0175% 0.0148% 0.0140% 0.0138% 0.0138% 0.0138% 0.0141% 0.0144% 0.0144% 0.0147% 0.0149% 0.0151% 0.0153% 0.0155% 0.0157% 0.0159% 0.0161% 0.0162% 0.0163%
25 0.0282% 0.0200% 0.0179% 0.0151% 0.0143% 0.0142% 0.0141% 0.0142% 0.0145% 0.0147% 0.0148% 0.0150% 0.0153% 0.0155% 0.0158% 0.0160% 0.0162% 0.0163% 0.0165% 0.0167% 0.0168%
26 0.0289% 0.0205% 0.0184% 0.0155% 0.0148% 0.0146% 0.0146% 0.0146% 0.0149% 0.0152% 0.0152% 0.0155% 0.0158% 0.0160% 0.0163% 0.0165% 0.0167% 0.0169% 0.0170% 0.0172% 0.0173%
27 0.0298% 0.0212% 0.0189% 0.0160% 0.0152% 0.0151% 0.0150% 0.0151% 0.0154% 0.0157% 0.0157% 0.0160% 0.0163% 0.0166% 0.0168% 0.0171% 0.0173% 0.0175% 0.0177% 0.0178% 0.0180%
28 0.0308% 0.0218% 0.0196% 0.0166% 0.0157% 0.0156% 0.0155% 0.0156% 0.0159% 0.0163% 0.0163% 0.0166% 0.0169% 0.0172% 0.0174% 0.0177% 0.0179% 0.0181% 0.0183% 0.0185% 0.0187%
29 0.0318% 0.0225% 0.0202% 0.0171% 0.0163% 0.0161% 0.0161% 0.0161% 0.0165% 0.0168% 0.0169% 0.0172% 0.0176% 0.0179% 0.0181% 0.0184% 0.0186% 0.0188% 0.0190% 0.0192% 0.0194%
30 0.0329% 0.0234% 0.0209% 0.0177% 0.0169% 0.0167% 0.0167% 0.0167% 0.0171% 0.0175% 0.0176% 0.0179% 0.0183% 0.0186% 0.0189% 0.0192% 0.0194% 0.0197% 0.0199% 0.0201% 0.0203%
31 0.0341% 0.0242% 0.0217% 0.0184% 0.0175% 0.0174% 0.0174% 0.0174% 0.0179% 0.0183% 0.0184% 0.0187% 0.0191% 0.0195% 0.0198% 0.0201% 0.0203% 0.0206% 0.0208% 0.0210% 0.0212%
32 0.0354% 0.0251% 0.0226% 0.0191% 0.0183% 0.0181% 0.0181% 0.0182% 0.0187% 0.0192% 0.0192% 0.0197% 0.0201% 0.0204% 0.0208% 0.0211% 0.0214% 0.0217% 0.0219% 0.0221% 0.0223%
33 0.0370% 0.0263% 0.0236% 0.0200% 0.0191% 0.0190% 0.0191% 0.0192% 0.0197% 0.0202% 0.0203% 0.0208% 0.0212% 0.0216% 0.0220% 0.0223% 0.0226% 0.0229% 0.0232% 0.0234% 0.0237%
34 0.0387% 0.0275% 0.0248% 0.0211% 0.0202% 0.0201% 0.0202% 0.0203% 0.0209% 0.0214% 0.0216% 0.0221% 0.0225% 0.0230% 0.0234% 0.0238% 0.0241% 0.0244% 0.0247% 0.0250% 0.0252%
35 0.0409% 0.0291% 0.0262% 0.0224% 0.0215% 0.0214% 0.0216% 0.0217% 0.0224% 0.0230% 0.0231% 0.0236% 0.0242% 0.0246% 0.0251% 0.0255% 0.0258% 0.0262% 0.0265% 0.0268% 0.0270%
36 0.0437% 0.0311% 0.0281% 0.0240% 0.0231% 0.0231% 0.0232% 0.0234% 0.0241% 0.0248% 0.0249% 0.0255% 0.0261% 0.0266% 0.0270% 0.0275% 0.0279% 0.0282% 0.0285% 0.0289% 0.0291%
37 0.0471% 0.0336% 0.0303% 0.0260% 0.0250% 0.0250% 0.0251% 0.0254% 0.0261% 0.0268% 0.0270% 0.0276% 0.0282% 0.0288% 0.0293% 0.0297% 0.0302% 0.0305% 0.0309% 0.0312% 0.0315%
38 0.0511% 0.0365% 0.0329% 0.0283% 0.0272% 0.0272% 0.0273% 0.0276% 0.0284% 0.0291% 0.0293% 0.0300% 0.0306% 0.0312% 0.0318% 0.0323% 0.0327% 0.0331% 0.0335% 0.0339% 0.0342%
39 0.0556% 0.0397% 0.0359% 0.0308% 0.0296% 0.0295% 0.0297% 0.0300% 0.0308% 0.0316% 0.0318% 0.0325% 0.0332% 0.0339% 0.0344% 0.0350% 0.0355% 0.0359% 0.0363% 0.0367% 0.0371%
40 0.0607% 0.0433% 0.0391% 0.0335% 0.0322% 0.0321% 0.0323% 0.0325% 0.0334% 0.0343% 0.0345% 0.0353% 0.0360% 0.0367% 0.0373% 0.0379% 0.0384% 0.0389% 0.0393% 0.0397% 0.0401%
41 0.0659% 0.0470% 0.0425% 0.0363% 0.0349% 0.0348% 0.0349% 0.0352% 0.0361% 0.0370% 0.0372% 0.0381% 0.0388% 0.0396% 0.0402% 0.0408% 0.0414% 0.0419% 0.0424% 0.0428% 0.0432%
42 0.0714% 0.0509% 0.0459% 0.0392% 0.0376% 0.0375% 0.0376% 0.0379% 0.0389% 0.0399% 0.0401% 0.0410% 0.0418% 0.0426% 0.0433% 0.0439% 0.0445% 0.0451% 0.0456% 0.0461% 0.0465%
43 0.0768% 0.0547% 0.0493% 0.0422% 0.0404% 0.0402% 0.0404% 0.0406% 0.0417% 0.0428% 0.0430% 0.0439% 0.0448% 0.0456% 0.0464% 0.0471% 0.0478% 0.0483% 0.0489% 0.0494% 0.0498%
44 0.0825% 0.0588% 0.0530% 0.0452% 0.0433% 0.0431% 0.0432% 0.0435% 0.0447% 0.0458% 0.0460% 0.0470% 0.0480% 0.0489% 0.0497% 0.0504% 0.0511% 0.0518% 0.0523% 0.0529% 0.0534%
45 0.0883% 0.0629% 0.0566% 0.0483% 0.0463% 0.0461% 0.0462% 0.0465% 0.0478% 0.0490% 0.0492% 0.0503% 0.0513% 0.0523% 0.0531% 0.0539% 0.0547% 0.0554% 0.0560% 0.0565% 0.0571%
46 0.0942% 0.0671% 0.0604% 0.0516% 0.0494% 0.0492% 0.0494% 0.0497% 0.0510% 0.0523% 0.0526% 0.0538% 0.0549% 0.0559% 0.0568% 0.0577% 0.0584% 0.0592% 0.0598% 0.0604% 0.0610%
47 0.1006% 0.0717% 0.0646% 0.0551% 0.0528% 0.0526% 0.0528% 0.0532% 0.0546% 0.0560% 0.0563% 0.0575% 0.0587% 0.0598% 0.0608% 0.0617% 0.0625% 0.0633% 0.0640% 0.0647% 0.0653%
48 0.1076% 0.0766% 0.0690% 0.0589% 0.0565% 0.0563% 0.0565% 0.0569% 0.0585% 0.0599% 0.0603% 0.0616% 0.0629% 0.0640% 0.0651% 0.0661% 0.0670% 0.0678% 0.0685% 0.0692% 0.0699%
49 0.1150% 0.0819% 0.0738% 0.0631% 0.0605% 0.0603% 0.0606% 0.0610% 0.0626% 0.0642% 0.0646% 0.0660% 0.0673% 0.0686% 0.0697% 0.0708% 0.0717% 0.0726% 0.0734% 0.0742% 0.0749%
50 0.1232% 0.0878% 0.0791% 0.0676% 0.0649% 0.0647% 0.0650% 0.0655% 0.0672% 0.0689% 0.0693% 0.0708% 0.0722% 0.0735% 0.0747% 0.0759% 0.0769% 0.0778% 0.0787% 0.0795% 0.0802%
51 0.1321% 0.0942% 0.0849% 0.0726% 0.0697% 0.0695% 0.0698% 0.0703% 0.0722% 0.0740% 0.0743% 0.0760% 0.0775% 0.0789% 0.0802% 0.0814% 0.0825% 0.0835% 0.0844% 0.0853% 0.0861%
52 0.1421% 0.1013% 0.0914% 0.0782% 0.0750% 0.0747% 0.0750% 0.0755% 0.0775% 0.0794% 0.0798% 0.0815% 0.0831% 0.0846% 0.0860% 0.0873% 0.0885% 0.0895% 0.0905% 0.0914% 0.0923%
53 0.1531% 0.1091% 0.0984% 0.0841% 0.0806% 0.0802% 0.0805% 0.0810% 0.0830% 0.0851% 0.0855% 0.0873% 0.0890% 0.0906% 0.0921% 0.0935% 0.0948% 0.0959% 0.0970% 0.0979% 0.0988%
54 0.1644% 0.1172% 0.1056% 0.0901% 0.0863% 0.0858% 0.0860% 0.0865% 0.0887% 0.0909% 0.0913% 0.0933% 0.0951% 0.0968% 0.0984% 0.0999% 0.1013% 0.1025% 0.1036% 0.1046% 0.1055%
55 0.1759% 0.1253% 0.1128% 0.0962% 0.0920% 0.0914% 0.0916% 0.0921% 0.0945% 0.0968% 0.0972% 0.0994% 0.1014% 0.1032% 0.1049% 0.1065% 0.1079% 0.1092% 0.1104% 0.1114% 0.1124%
56 0.1872% 0.1333% 0.1199% 0.1021% 0.0976% 0.0970% 0.0973% 0.0978% 0.1003% 0.1029% 0.1034% 0.1057% 0.1078% 0.1098% 0.1117% 0.1134% 0.1148% 0.1162% 0.1174% 0.1185% 0.1195%
57 0.1982% 0.1410% 0.1268% 0.1080% 0.1032% 0.1027% 0.1031% 0.1038% 0.1065% 0.1093% 0.1099% 0.1124% 0.1147% 0.1169% 0.1189% 0.1206% 0.1221% 0.1235% 0.1248% 0.1260% 0.1270%
58 0.2092% 0.1489% 0.1339% 0.1142% 0.1093% 0.1089% 0.1094% 0.1103% 0.1134% 0.1164% 0.1172% 0.1199% 0.1225% 0.1247% 0.1267% 0.1285% 0.1301% 0.1316% 0.1329% 0.1341% 0.1352%
59 0.2212% 0.1576% 0.1419% 0.1212% 0.1164% 0.1162% 0.1169% 0.1180% 0.1214% 0.1248% 0.1257% 0.1287% 0.1313% 0.1336% 0.1356% 0.1375% 0.1391% 0.1406% 0.1420% 0.1432% 0.1443%
60 0.2356% 0.1680% 0.1516% 0.1299% 0.1249% 0.1250% 0.1260% 0.1273% 0.1311% 0.1348% 0.1358% 0.1388% 0.1414% 0.1437% 0.1458% 0.1476% 0.1493% 0.1508% 0.1522% 0.1535% 0.1546%
61 0.2534% 0.1810% 0.1636% 0.1406% 0.1355% 0.1357% 0.1369% 0.1385% 0.1426% 0.1466% 0.1473% 0.1502% 0.1528% 0.1551% 0.1571% 0.1590% 0.1607% 0.1622% 0.1636% 0.1648% 0.1660%
62 0.2760% 0.1973% 0.1786% 0.1537% 0.1483% 0.1486% 0.1499% 0.1516% 0.1561% 0.1598% 0.1600% 0.1627% 0.1651% 0.1673% 0.1693% 0.1711% 0.1727% 0.1742% 0.1755% 0.1768% 0.1779%
63 0.3031% 0.2168% 0.1963% 0.1690% 0.1630% 0.1633% 0.1647% 0.1664% 0.1701% 0.1732% 0.1728% 0.1752% 0.1774% 0.1794% 0.1812% 0.1829% 0.1844% 0.1858% 0.1871% 0.1883% 0.1893%
64 0.3338% 0.2388% 0.2161% 0.1859% 0.1791% 0.1793% 0.1807% 0.1805% 0.1831% 0.1855% 0.1842% 0.1862% 0.1881% 0.1898% 0.1914% 0.1929% 0.1943% 0.1955% 0.1967% 0.1977% 0.1987%
65 0.3667% 0.2622% 0.2371% 0.2037% 0.1961% 0.1961% 0.1940% 0.1917% 0.1930% 0.1943% 0.1922% 0.1936% 0.1950% 0.1964% 0.1977% 0.1989% 0.2000% 0.2011% 0.2020% 0.2029% 0.2037%
BIỂU 60: BIỂU PHÍ BẢO HIỂM ĐÓNG HÀNG THÁNG DÀNH CHO NỮ
TÍNH THEO TỶ LỆ PHẦN TRĂM CỦA KHOẢN DƯ NỢ GỐC
ÁP DỤNG CHO TRƯỜNG HỢP NỢ GỐC ĐƯỢC TRẢ ĐỀU HÀNG NĂM, LÃI VAY ĐƯỢC TRẢ HÀNG THÁNG
Thời hạn
Tuổi
12
tháng
18
tháng
24
tháng
36
tháng
48
tháng
60
tháng
72
tháng
84
tháng
96
tháng
108
tháng
120
tháng
132
tháng
144
tháng
156
tháng
168
tháng
180
tháng
192
tháng
204
tháng
216
tháng
228
tháng
240
tháng
18 0.0258% 0.0218% 0.0202% 0.0180% 0.0172% 0.0169% 0.0166% 0.0163% 0.0163% 0.0163% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0161% 0.0162% 0.0162% 0.0162% 0.0162%
19 0.0267% 0.0225% 0.0208% 0.0185% 0.0177% 0.0174% 0.0171% 0.0167% 0.0168% 0.0168% 0.0165% 0.0165% 0.0165% 0.0165% 0.0165% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166% 0.0166%
20 0.0274% 0.0231% 0.0213% 0.0190% 0.0182% 0.0178% 0.0175% 0.0171% 0.0172% 0.0172% 0.0169% 0.0169% 0.0169% 0.0169% 0.0169% 0.0169% 0.0170% 0.0170% 0.0170% 0.0170% 0.0170%
21 0.0280% 0.0236% 0.0218% 0.0194% 0.0185% 0.0182% 0.0178% 0.0175% 0.0175% 0.0175% 0.0172% 0.0172% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0173% 0.0174% 0.0174% 0.0174%
22 0.0285% 0.0240% 0.0222% 0.0197% 0.0189% 0.0185% 0.0182% 0.0178% 0.0179% 0.0179% 0.0176% 0.0176% 0.0176% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0177% 0.0178% 0.0178%
23 0.0290% 0.0245% 0.0226% 0.0201% 0.0193% 0.0189% 0.0186% 0.0182% 0.0183% 0.0183% 0.0180% 0.0180% 0.0180% 0.0181% 0.0181% 0.0181% 0.0181% 0.0182% 0.0182% 0.0182% 0.0182%
24 0.0298% 0.0251% 0.0231% 0.0206% 0.0197% 0.0194% 0.0190% 0.0187% 0.0187% 0.0188% 0.0184% 0.0185% 0.0185% 0.0185% 0.0186% 0.0186% 0.0186% 0.0186% 0.0187% 0.0187% 0.0187%
25 0.0303% 0.0256% 0.0236% 0.0211% 0.0202% 0.0198% 0.0195% 0.0192% 0.0192% 0.0192% 0.0189% 0.0190% 0.0190% 0.0190% 0.0191% 0.0191% 0.0191% 0.0192% 0.0192% 0.0192% 0.0192%
26 0.0311% 0.0263% 0.0243% 0.0217% 0.0208% 0.0204% 0.0201% 0.0197% 0.0198% 0.0198% 0.0195% 0.0196% 0.0196% 0.0196% 0.0197% 0.0197% 0.0197% 0.0198% 0.0198% 0.0198% 0.0199%
27 0.0321% 0.0271% 0.0250% 0.0224% 0.0215% 0.0211% 0.0207% 0.0204% 0.0204% 0.0205% 0.0202% 0.0202% 0.0203% 0.0203% 0.0204% 0.0204% 0.0204% 0.0205% 0.0205% 0.0205% 0.0206%
28 0.0331% 0.0280% 0.0259% 0.0231% 0.0222% 0.0218% 0.0214% 0.0211% 0.0211% 0.0212% 0.0209% 0.0209% 0.0210% 0.0211% 0.0211% 0.0212% 0.0212% 0.0212% 0.0213% 0.0213% 0.0213%
29 0.0342% 0.0289% 0.0267% 0.0239% 0.0229% 0.0225% 0.0222% 0.0218% 0.0219% 0.0220% 0.0217% 0.0217% 0.0218% 0.0219% 0.0219% 0.0220% 0.0220% 0.0221% 0.0221% 0.0222% 0.0222%
30 0.0355% 0.0300% 0.0277% 0.0247% 0.0238% 0.0234% 0.0230% 0.0227% 0.0228% 0.0229% 0.0225% 0.0226% 0.0227% 0.0228% 0.0229% 0.0229% 0.0230% 0.0230% 0.0231% 0.0231% 0.0232%
31 0.0367% 0.0311% 0.0287% 0.0257% 0.0247% 0.0243% 0.0239% 0.0236% 0.0237% 0.0238% 0.0235% 0.0236% 0.0237% 0.0238% 0.0239% 0.0240% 0.0241% 0.0241% 0.0242% 0.0242% 0.0243%
32 0.0381% 0.0322% 0.0298% 0.0267% 0.0257% 0.0253% 0.0250% 0.0247% 0.0248% 0.0250% 0.0247% 0.0248% 0.0249% 0.0250% 0.0251% 0.0252% 0.0253% 0.0254% 0.0254% 0.0255% 0.0256%
33 0.0398% 0.0337% 0.0312% 0.0280% 0.0270% 0.0266% 0.0263% 0.0260% 0.0262% 0.0264% 0.0260% 0.0262% 0.0263% 0.0265% 0.0266% 0.0267% 0.0268% 0.0269% 0.0269% 0.0270% 0.0271%
34 0.0417% 0.0353% 0.0327% 0.0294% 0.0284% 0.0281% 0.0278% 0.0275% 0.0278% 0.0280% 0.0277% 0.0278% 0.0280% 0.0281% 0.0283% 0.0284% 0.0285% 0.0286% 0.0287% 0.0288% 0.0288%
35 0.0440% 0.0373% 0.0347% 0.0312% 0.0303% 0.0300% 0.0297% 0.0294% 0.0297% 0.0299% 0.0296% 0.0298% 0.0300% 0.0301% 0.0303% 0.0304% 0.0305% 0.0306% 0.0307% 0.0308% 0.0309%
36 0.0470% 0.0399% 0.0371% 0.0335% 0.0325% 0.0322% 0.0320% 0.0317% 0.0320% 0.0323% 0.0319% 0.0321% 0.0323% 0.0325% 0.0327% 0.0328% 0.0329% 0.0330% 0.0332% 0.0332% 0.0333%
37 0.0507% 0.0430% 0.0401% 0.0362% 0.0352% 0.0349% 0.0346% 0.0343% 0.0347% 0.0350% 0.0346% 0.0348% 0.0350% 0.0352% 0.0354% 0.0355% 0.0357% 0.0358% 0.0359% 0.0360% 0.0361%
38 0.0550% 0.0467% 0.0435% 0.0394% 0.0383% 0.0380% 0.0376% 0.0373% 0.0377% 0.0380% 0.0375% 0.0378% 0.0380% 0.0382% 0.0384% 0.0385% 0.0387% 0.0388% 0.0389% 0.0390% 0.0391%
39 0.0599% 0.0509% 0.0474% 0.0429% 0.0417% 0.0413% 0.0409% 0.0406% 0.0409% 0.0412% 0.0408% 0.0410% 0.0412% 0.0414% 0.0416% 0.0418% 0.0419% 0.0421% 0.0422% 0.0423% 0.0424%
40 0.0653% 0.0555% 0.0517% 0.0467% 0.0453% 0.0449% 0.0444% 0.0440% 0.0444% 0.0447% 0.0442% 0.0444% 0.0446% 0.0449% 0.0450% 0.0452% 0.0454% 0.0455% 0.0456% 0.0457% 0.0458%
41 0.0710% 0.0603% 0.0561% 0.0506% 0.0491% 0.0486% 0.0481% 0.0476% 0.0479% 0.0483% 0.0477% 0.0479% 0.0482% 0.0484% 0.0486% 0.0488% 0.0489% 0.0491% 0.0492% 0.0493% 0.0494%
42 0.0769% 0.0652% 0.0607% 0.0547% 0.0529% 0.0524% 0.0518% 0.0512% 0.0516% 0.0519% 0.0513% 0.0516% 0.0518% 0.0521% 0.0523% 0.0525% 0.0526% 0.0528% 0.0529% 0.0530% 0.0531%
43 0.0827% 0.0702% 0.0652% 0.0588% 0.0568% 0.0562% 0.0556% 0.0550% 0.0553% 0.0557% 0.0550% 0.0553% 0.0556% 0.0558% 0.0560% 0.0562% 0.0564% 0.0566% 0.0567% 0.0568% 0.0570%
44 0.0888% 0.0753% 0.0700% 0.0630% 0.0609% 0.0602% 0.0595% 0.0588% 0.0593% 0.0596% 0.0589% 0.0592% 0.0595% 0.0598% 0.0600% 0.0602% 0.0604% 0.0606% 0.0607% 0.0609% 0.0610%
45 0.0950% 0.0806% 0.0748% 0.0673% 0.0651% 0.0643% 0.0636% 0.0629% 0.0633% 0.0638% 0.0630% 0.0633% 0.0636% 0.0639% 0.0641% 0.0644% 0.0646% 0.0647% 0.0649% 0.0651% 0.0652%
46 0.1013% 0.0859% 0.0798% 0.0719% 0.0695% 0.0687% 0.0679% 0.0672% 0.0677% 0.0681% 0.0673% 0.0676% 0.0680% 0.0683% 0.0685% 0.0688% 0.0690% 0.0692% 0.0694% 0.0695% 0.0697%
47 0.1083% 0.0918% 0.0853% 0.0768% 0.0743% 0.0734% 0.0726% 0.0718% 0.0724% 0.0729% 0.0720% 0.0724% 0.0727% 0.0730% 0.0733% 0.0736% 0.0738% 0.0740% 0.0742% 0.0744% 0.0745%
48 0.1158% 0.0982% 0.0912% 0.0821% 0.0794% 0.0786% 0.0777% 0.0769% 0.0775% 0.0780% 0.0771% 0.0775% 0.0779% 0.0782% 0.0785% 0.0788% 0.0790% 0.0792% 0.0794% 0.0796% 0.0798%
49 0.1238% 0.1050% 0.0976% 0.0879% 0.0851% 0.0841% 0.0833% 0.0824% 0.0830% 0.0836% 0.0826% 0.0830% 0.0834% 0.0838% 0.0841% 0.0844% 0.0846% 0.0849% 0.0851% 0.0853% 0.0855%
50 0.1326% 0.1125% 0.1045% 0.0942% 0.0912% 0.0902% 0.0893% 0.0884% 0.0890% 0.0896% 0.0885% 0.0890% 0.0894% 0.0898% 0.0901% 0.0904% 0.0907% 0.0910% 0.0912% 0.0914% 0.0916%
51 0.1422% 0.1206% 0.1122% 0.1012% 0.0980% 0.0969% 0.0959% 0.0949% 0.0956% 0.0962% 0.0950% 0.0954% 0.0959% 0.0963% 0.0966% 0.0970% 0.0973% 0.0975% 0.0978% 0.0980% 0.0982%
52 0.1529% 0.1298% 0.1207% 0.1089% 0.1054% 0.1042% 0.1031% 0.1019% 0.1026% 0.1032% 0.1019% 0.1024% 0.1028% 0.1032% 0.1036% 0.1040% 0.1043% 0.1046% 0.1048% 0.1051% 0.1053%
53 0.1647% 0.1398% 0.1299% 0.1171% 0.1132% 0.1119% 0.1106% 0.1092% 0.1099% 0.1105% 0.1091% 0.1096% 0.1101% 0.1106% 0.1110% 0.1113% 0.1117% 0.1120% 0.1122% 0.1125% 0.1127%
54 0.1769% 0.1501% 0.1394% 0.1255% 0.1212% 0.1197% 0.1182% 0.1167% 0.1174% 0.1180% 0.1165% 0.1171% 0.1176% 0.1181% 0.1185% 0.1189% 0.1193% 0.1196% 0.1199% 0.1201% 0.1203%
55 0.1893% 0.1605% 0.1489% 0.1339% 0.1292% 0.1274% 0.1258% 0.1242% 0.1250% 0.1257% 0.1241% 0.1247% 0.1253% 0.1258% 0.1263% 0.1268% 0.1271% 0.1274% 0.1277% 0.1279% 0.1281%
56 0.2015% 0.1707% 0.1583% 0.1421% 0.1371% 0.1352% 0.1335% 0.1318% 0.1327% 0.1335% 0.1319% 0.1326% 0.1332% 0.1338% 0.1344% 0.1348% 0.1352% 0.1355% 0.1358% 0.1360% 0.1362%
57 0.2133% 0.1806% 0.1674% 0.1503% 0.1450% 0.1431% 0.1414% 0.1398% 0.1408% 0.1418% 0.1401% 0.1409% 0.1417% 0.1424% 0.1429% 0.1434% 0.1437% 0.1440% 0.1443% 0.1445% 0.1447%
58 0.2251% 0.1906% 0.1768% 0.1589% 0.1535% 0.1517% 0.1501% 0.1486% 0.1498% 0.1510% 0.1493% 0.1503% 0.1512% 0.1518% 0.1523% 0.1527% 0.1530% 0.1533% 0.1535% 0.1537% 0.1539%
59 0.2381% 0.2018% 0.1873% 0.1687% 0.1633% 0.1617% 0.1603% 0.1589% 0.1604% 0.1617% 0.1600% 0.1611% 0.1619% 0.1625% 0.1629% 0.1632% 0.1635% 0.1637% 0.1639% 0.1641% 0.1642%
60 0.2536% 0.2151% 0.2001% 0.1806% 0.1753% 0.1739% 0.1726% 0.1713% 0.1730% 0.1745% 0.1728% 0.1737% 0.1743% 0.1747% 0.1750% 0.1752% 0.1754% 0.1755% 0.1756% 0.1757% 0.1758%
61 0.2727% 0.2317% 0.2159% 0.1954% 0.1900% 0.1888% 0.1875% 0.1861% 0.1880% 0.1898% 0.1873% 0.1878% 0.1882% 0.1884% 0.1885% 0.1885% 0.1886% 0.1886% 0.1886% 0.1886% 0.1886%
62 0.2969% 0.2525% 0.2356% 0.2136% 0.2079% 0.2066% 0.2052% 0.2036% 0.2057% 0.2066% 0.2032% 0.2033% 0.2032% 0.2031% 0.2029% 0.2027% 0.2026% 0.2024% 0.2023% 0.2021% 0.2020%
63 0.3261% 0.2774% 0.2590% 0.2348% 0.2284% 0.2268% 0.2252% 0.2234% 0.2240% 0.2238% 0.2193% 0.2187% 0.2181% 0.2175% 0.2170% 0.2165% 0.2161% 0.2157% 0.2154% 0.2151% 0.2148%
64 0.3592% 0.3055% 0.2850% 0.2582% 0.2509% 0.2489% 0.2469% 0.2421% 0.2409% 0.2394% 0.2336% 0.2322% 0.2310% 0.2299% 0.2290% 0.2281% 0.2274% 0.2268% 0.2262% 0.2257% 0.2252%
65 0.3945% 0.3354% 0.3126% 0.2828% 0.2744% 0.2720% 0.2649% 0.2568% 0.2536% 0.2506% 0.2434% 0.2412% 0.2393% 0.2376% 0.2362% 0.2350% 0.2339% 0.2330% 0.2321% 0.2314% 0.2308%