Bharosa Club - Avoid Fixed Deposit Plague
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Transcript of Bharosa Club - Avoid Fixed Deposit Plague
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India is progressing rapidly
Are you getting left behind?
Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing.Equity Mutual Funds have historically returned a CAGR of over 15%
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Actual returns since 1995
4.66 times
FD’s
5.34 times
Gold
20-30times
RealEstate
30-80times
EquityMutual Funds
3.87times
Inflation
3.21times
Money Back
Insurance
Wealth at 60, for a 25 year old, who invests Rs. 1000 per month
22.3LacsFD8%
1.21 Cr
Equity MF15%
Equity Mutual Funds have
created maximum
wealth
Interesting Fact
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Ultra Short Term Debt Funds are
better thanFDs
Safety
Assured Return
Zero Penalty Withdrawal
Tax Efficiency
FD Ultra Short Term Debt Fund
After 3 years
Similar to FD
Interesting Fact
Taxes paid for a 3 Lac investment for 3 years
FD
Ultra Short Term Debt Fund
7,947 16.,050 24,075
Close to Close to Close to0 0 0
Assumption: Inflation mirrors Returns
10% 20% 30%
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Life Insurance
Tax Saver FDs
PF
Tax Saver Mutual Funds
Save Tax
Low Return6.5%
Locked for over 10 years
Low Return7.75%
Interest Earned is taxed
Low Return8.7%
Locked for 15 years
What happens to the investment?
High Return15%
Locked for 3 years
Tax Saver Mutual
Funds are the best
option for Saving Tax
Interesting Fact
“Save Tax and Grow your Investments faster with Tax Saver Mutual Funds”
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Move from Chulha
to Cooking Gas
ULTRA SHORT-TERM DEBTFIXED DEPOSITS
TERM PLAN INSURANCE
MONEY BACK INSURANCE
DESIRE SAFETY?
DESIRE INSURANCE?20 years for a 30 year old
18,180 25,971Gains per Rs. 1Lafter taxes after 3 years
7,791/Lac
1,54,252 6,886Premium paid for a 20L policy
1,47,366The Difference
The Difference
EQUITY MUTUAL FUNDS
– 15%
FIXED DEPOSITS - 8%
DESIRE HIGH RETURNS?
5,93,075 14,13,721Rs. 1000 invested every month for 20 yrs
8,20,646The Difference
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5 years
START TODAY
With just Rs. 6,000
Increase your investments whenever you are comfortable
Motilal Oswal MOSt Focused Multicap 35 FundDIRECT Plan, (Growth)
One-Time Rs. 5,000
Reliance Money Manager Fund DIRECT Plan, (Growth)
One-Time Rs. 1,000
+
15 years
12,068
48,822
Your 6,000 investment
5 years 1,05,113
If you add 1,000 per month in Equity
15 years 7,05,432
EQUITY
ULTRA SHORT TERM DEBT
*Gains from Equity Mutual Funds are tax free if held for more than 1 year
*Tax Free Returns
*Tax Free Returns
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WhyBharosa
Club?
1. Sell only Commission free products
2. Your money goes straight into whatever you buy/invest
3. We promote Great Products from Great Companies
4. All investments regulated by government agencies
With Bharosa Club
“Bharosa Club is a community for those who want to improve their financial well being”-- Information -- Simple & great products -- Great Deals -- Commission Free