Unexpected illness or injury can pose many problems for Pilots. GBG’s Loss of License Insurance provides peace of mind with a comprehensive package made to suit your individual needs.

Permanent Total Disablement means the Insured Person is totally unable to perform the essential duties of their own previous occupation as a license holder, and which lasts 180 days and at the end of that period is beyond hope of improvement.

Temporary Total Disability means the Insured Person being entirely and temporarily prevented from acting in the capacity for which he or she holds a License due to Bodily Injury, General Illness, Classified Illness or Psychological Illness.

A Classified Illness is an illness which is directly or indirectly caused by alcohol, drugs or narcotics.

A Psychological Illness is defined as when an Insured Person suffering directly or indirectly from stress, anxiety, depression, mental anguish, neurosis or the like and which is diagnosed by a medically or other appropriately qualified practitioner. Such an illness shall imply severe and lasting impairment in personal performance and capable of being diagnosed under the internationally recognized classification system DMS-IV-TR (the Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition, 2000).

ACTIVELY AT WORK CONDITIONThe Insured Person must be actively at work and mentally and physically capable of conducting the regular duties of their employment, at the inception date of this insurance, provided not having been absent for more than 10 consecutive days in the preceding 12 months.

BENEFIT PLAN BENEFIT MAXIMUM

A Permanent Total Disablement by Bodily Injury or Sickness 100% of the Sum Insured

B Permanent Total Disablement by Classified Illness or Psychological Illness 25% of the Sum Insured

C Temporary Total Disablement by Bodily Injury or Sickness 2% of the Sum Insured per month*

D Temporary Total Disablement by Classified Illness or Psychological Illness 0.5% of the Sum Insured per month*

*TTD monthly payment not to exceed 75% of monthly salary.Payments made on Temporary Total Disablement will erode the Permanent Total Disablement sum insured.One payment of 100% of the Sum Insured shall exhaust the Sum Insured per Insured Person. In the event the Insured Person holds more than one License, all Licenses must be cancelled for a claim to be considered.

The information contained herein is for illustrative purposes only. Please contact us for policy details or to request a customized proposal.

Schedule Of Benefits

• Annual plan that follows pilots worldwide• Maximum benefit amount of USD$500,000• Covers pilots of commercial airliners and business jets, plus other types of business aircraft

including twinjets, corporate helicopters and air taxis• Flexibility of covering both temporary and permanent disabilities• Coverage for For Pilots and First Officers that hold a Commercial Pilots License or an Air

Transport License• Sickness and/or Bodily injury Benefits: Eligibility up to age 60• Upon attainment of age 60, benefits for “accident only” coverage continue up to the

sooner of retirement age or age 65.

GBG offers Loss of License plans for pilots of the below types of aircraft. To inqure about other types of aircraft, contact your GBG representative.

MANUFACTURER AIRCRAFT FAMILYAirbus Airbus 310 Airbus 320 Airbus 340

Airbus 318 Airbus 321 Airbus 350Airbus 319 Airbus 330 Airbus 380

Antonov AN24 AN70 AN148AN26 AN72 AN158AN32 AN124 Ruslan

ATR - Avions de Transport Régional ATR-42 ATR-72

Boeing Boeing 707 Boeing 737 Boeing 777Boeing 717 Boeing 747 Boeing 787Boeing 720 Boeing 757 Boeing BBJBoeing 727 Boeing 767 Boeing CH47 Chinook

Bombadier Aerospace - Canadair / Bombadier Aerospace - De Havilland Canada

Global Express CRJ 900 DHC8Challengers CRJ 1000 LearjetsCRJ 100 DHC6CRJ 700 DHC7

British Aerospace All types of 146’s BAe ATP All types of Jetstreams

Cessna All types of Citations

Dassault All types of Falcons

Douglas / McDonnel Douglas DC-9 MD-11 MD-90DC-10 MD-80 Series

Dornier / Fairchild-Dornier Do-328

Embraer ERJ-145 Embraer Legacy 450 Legacy 600ERJ-170 Embraer Legacy 500 Lineage 1000ERJ-190 Phenom 300

Grob Grob SPn

Gulfstream Aerospace All types of Gulfstreams

Fokker Fokker 50 Fokker 70Fokker 60 Fokker 100

Hawker Beechcraft Beechcraft Premier I Hawker 750 Hawker 900XPHawker400 Hawker 850XP Hawker 4000

Honda HondaJet Honda HA-420 HondaJet

Ilyushin IL-76 IL-86 IL-96

Saab Saab 340 Saab 2000

Sino Swearingen SJ30-2

Sukhoi Superjet 100 Sukhoi Business Jet

Tupolev TU134 TU204TU154 TU214

MANUFACTURER HELICOPTERAerospatiale / Eurocopter AS/EC 332/532/225/725 AS 330 Puma

Super Puma/Cougar SA365 Dauphin

Agusta Westland EH 101 Merlin AW139 AW169109 AW149

Boeing CH47 Chinook

Sikorsky S76 Spirit S61 Sea KingS92 S70 Black Hawk

NH Industries NH90

AIRCRAFT LIMITATIONSLoss of License insurance is available for Pilots of commercial aircraft making onshore landings only. For aircraft landing on offshore platforms/vessels, please contact your GBG representative to request a customized proposal.

Global Benefits Group27422 Portola Parkway, Suite 110

Foothill Ranch, CA 92610 USA

GBG Latin America7600 Corporate Center Drive, Suite 500

Miami, FL 33126 USA

latam.gbg.com

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