BARCHESTER GREEN INVESTMENT

The UK’s longest established Independent Financial Adviser (IFA) specialising in socially responsible, environmental and ethical investment

Barchester Green Investment Ltd is authorised and regulated by the Financial Services Authority to provide independent financial planning advice.

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Barchester Green Investment Ltd is a whole of market, fully independent practice.

We always offer our clients the choice of paying by adviser charge or by fee.

We work with individuals, social enterprises, charities and private business.

Barchester Green Investment Ltd is owned 100% by Barchester Green Financial Services LLP whose partners are also the company’s staff. This means clients usually deal with a business owner, giving you a committed and personal service.

ABOUT US

WHY CHOOSE BARCHESTER GREEN INVESTMENT?

Independent Financial Advisers

In business for over 25 years

Founder members of the UK Sustainable Investment and Finance Association

Specialists in green, ethical and sustainable investment

Over £100 million of funds under management

The majority of our advisers have a vested interest in the long-term health of the business

A highly skilled back office team

5% of the firm’s profits are donated to charities and social enterprises each year

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YOUR ADVISER

TIM BRADFORD (Dip FA)

Tim joined Barchester Green Investment in 2005 and gives advice to clients on a wide range of subjects. These include investment advice, retirement planning, mortgages and protection.

Qualifications:

Diploma for Financial Advisers Including: Advanced Financial Planning, Financial Services Regulation and Ethics

FPC I, II, III Financial Planning CertificateMAQ Mortgage Advice

QualificationER1 Equity Release and

Home Reversion

For Tim’s full profile, please visit www.barchestergreen.co.uk/our-people

Head office: 01722 331 241

45–49 Catherine Street Salisbury Wiltshire SP1 2DH

London office: 020 7922 7748

32–36 Loman Street London SE1 0EH

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OUR SERVICES

Here are just some of the areas our advisers work with clients on:

Environmental and ethical investment

Self Invested Personal Pension (SIPPs) and Small Self Administered Schemes (SSASs)

Retirement planning

ISAs and other tax efficient investments

Lump sum investment and portfolio management

Mortgages (both commercial and residential)

Insurance

Inheritance tax planning

ABOUT OUR SERVICE

We believe that taking independent financial advice can, and must, produce real benefits for you and your family in a number of crucial areas, including:

• Matching your investments with your ethical and environmental values

• Simplifying the administration of your financial affairs

• Putting in place a plan to make the most of your money

• Recommending other professional service providers where appropriate, such as legal or accountancy services

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THE ADVISORY PROCESS

1. INFORMATION

In order to give you the most appropriate advice, we need to understand your circumstances in some depth. To do this we will ask you to fill in our financial questionnaire in detail. This includes your ethical and environmental criteria.

2. CONSULTATION

Once we have received your questionnaire we will schedule an appointment with you so we can discuss your circumstances.

At this meeting we will normally complete an ‘attitude to risk questionnaire’, discuss your ethical concerns, explain our services and discuss any charges. The initial consultation is free and you are under no obligation to proceed.

3. RECOMMENDATIONS

Your adviser will summarise their recommendations in a clear, easy-to-read report. The report is always open to further discussion.

4. ACTION

If you decide to proceed, your adviser will help you complete any forms and ensure your investments are properly set up. This may involve a further meeting in order to complete the necessary paperwork.

5. REVIEW

See overleaf for more details.

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OUR SERVICE LEVELS

FOUNDATION WEALTHBUILDER

INITIAL ADVICE

Personal Fact Find discussion ü üAttitude to Risk Assessment ü üAdditional questionnaire completion ü ü

Our service levels are designed to be appropriate for a wide range of clients at different stages of their lives, and with different needs and objectives.

Our Foundation service is ideal for those looking for a detailed initial analysis, recommendation and plan (usually for a single product) and don’t need on-going service and support. For those also looking for comprehensive ongoing support, we offer our Wealthbuilder service.

Service levels continued on next page

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FOUNDATION WEALTHBUILDER

RESEARCH

Full and independent whole market research ü üA written Suitability Report detailing reasons for recommendations

in view of your circumstances ü ü

IMPLEMENTATION

Help with completion of application form from product provider

and associated trust literature ü üLiaison with product provider to ensure policy is implemented to your instructions ü üIssue of original policy document ü üONGOING SERVICES

Annual review meeting (by phone or in person) üUnlimited telephone and email access during office hours üChange of address and name notification to your product provider on request ü üForwarded policy statements ü üCopy of our regular Barchester Chronicle magazine ü ü

Service levels continued on next page

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FOUNDATION WEALTHBUILDER

PORTFOLIO MANAGEMENT

Six monthly valuation (on request) üSupport with accessing your portfolio online üPortfolio monitoring under Barchester’s Client Investment Proposition üPROFESSIONALS SERVICE

Strategic updates to your accountant and other professional advisers üSupply of end-of-year taxation information üRecommendation of suitable professionals as other needs arise üTAXATION PLANNING

In conjunction with your accountant and other taxation advisers ü

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OUR VALUES

Barchester Green Investment actively promotes the value of investing in companies which are making a positive contribution to society and the environment.So, where possible, we seek to use suppliers and services which are in keeping with these values.

We also donate a percentage of annual profits to social enterprise businesses and charities.

ENVIRONMENTAL COMMITMENTS

Green themes within our own business include:

• Reducing waste and using recycled materials

• Sourcing local suppliers and working with social enterprise businesses

• Working as a partnership – we believe this gives the company greater long-term stability

MAINTAINING INDEPENDENCE

Barchester Green Investment is an independent company, owned and run by the advisers and support staff via a limited liability partnership. We are not owned by an insurance or investment company, so the advice you receive is truly impartial.