VALUE PROPOSITION & APPLICATION WALKTHROUGH

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Banking on the Go

Established in Egypt 1992 as a private partnership firm.

Provider of a wide-range of IT products and services,catering to the needs Egyptian market, in the domains of:

• Integrated Technology Solutions• Business Intelligence and Data Warehousing Solutions• Business Solutions• Banking and Financial Services Solutions

Focused on serving the Banking, Financial Services, Government and Oil & Gas, industries.

WHO ARE WE?

24Years

“Not the next big thing. It is already a big thing”

- Tracey Weber,Citigroup’s managing director for consumer Internet and mobile

banking in North America.

Middle East and Africa mobile banking users are expected to skyrocket from 19.8 million to 82.1 million users by 2017

MOBILE BANKING USERS IN 201435.5 MILLION $94.7 MILLION

MOBILE BANKING TRANSFERS IN 2014Source: RBISource: RBI

Mobile Financial Accounts per 100,000 Adults, June 2013 (Forecasted Global Growth of 80% in 2017)

Sub-Saharan Africa

Middle East & North Africa

World Average

South Asia

Latin America

East Asia, Pacific

Europe & Central Asia

0 7,500 15,000 22,500 30,000

4161,6572,165

3,4854,361

15,16424,652

BANKING ON THE GOMOBILE FINANCIAL SERVICES ARE POPULAR IN AFRICA, WHERE MANY HAVE MOBILE PHONES AND FEW HAVE TRADITIONAL BANK ACCOUNTS.

Source: Groupe Spéciale Mobile Association, World Bank (Wall Street Journal)

Region

WHAT ARE THE CUSTOMERS LOOKING FOR?Most Important Banking & Finance tasks for mobile users:

77%Check Account Balances

65%Get directions to ATMs or

branch working hours

61%Dispute a transaction

51%Pay bills

51%Transfer money

!Branch

ATM

APPLICATION WALKTHROUGH

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Banking on the Go

Upon downloading the “free” application from the Apple Appstore or the Google Playstore, the user can access the following features:

NO SUBSCRIPTION REQUIRED

ATM & Branch Locator

Publicly Available Services

Currency Converter

Rate Inquiry

Get the location and operational status of the nearest ATM or Branch on the fly and even “route” to them.

Get realtime conversion by the bank’s exchange rate “from-to” the currency of your choice.

Inquire about the deposit/account rates and give the choice to the user.

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After registration with the bank, the user will be able to access the full-features of the application such as:

SUBSCRIBED

My Accounts

Premium Services

Account Services

Payments & Transfers

Make up-to date balance inquiries, “full” statement with all the historical movements in an account and give the user the data he needs

Make any Cheque Book requests or Account Statement requests without waiting in-line.

What having a mobile banking experience is all about, make transfers, donations or pay your bill on-the go.

Card ServicesAll the cards services the user requires in his pocket, from card statement requests to reporting a stolen card, activate/deactivate card and even dispute a transaction Powered By

Users can access their accounts and make a full inquiry on all their account types, loans, time deposits, credit card balances and prepaid cards.

MY ACCOUNTS My Accounts Premium Services

Account Services

Payments & Transfers

Card Services

Credit Cards

Certificates of Deposit

Time Deposits

Prepaid Cards

Bank Accounts

Loans

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Users can initiate cheque book requests, account statement requests and continue the verification process in the nearest branch (located in the app)

ACCOUNT SERVICES My Accounts Premium Services

Account Services

Payments & Transfers

Card Services

Cheque Book

Request

Account Statement Request

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The core of any mobile banking application, the users can make any movements between their accounts, make donations, pay his bills and even reload his prepaid card.

PAYMENTS & TRANSFERS My Accounts Premium Services

Account Services

Payments & Transfers

Card Services

Donations

Internal Fund

Transfer

Bill Payments

Prepaid Card Reload

Credit Card Settlement

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A key benefit of having the bank’s branch in your pocket is making disputes and statements, and using the app the client will be able to do this and more without having to leave the comfort of his home.

CARD SERVICES My Accounts Premium Services

Account Services

Payments & Transfers

Card Services

Deactivate Card

Card Statement Request

Activate Card

Dispute Card

Transaction

Report Stolen Card

Locate Bank Offer

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DATA SECURITY & COMPLIANCE

Protected against top 10 application vulnerabilities, such as SQL Injection, Cross Site Scripting, Clickjacking and others

• Support for TLS v1.2 and advanced signature algorithm, such as SHA256withRSA or later

• Compliant with NIST SP 800-103 (National Institute of Standards and Technology Special Publication 800-103)

• Compliant with FIPS PUB 140-2 (The Federal Information Processing Standard (FIPS) Publication 140-2)

• Compliant with PCI-DSS v3.1 (Issued July 2015)

• Compliant with CBE regulations (Issued November 2014)

• Supports for automated service updates and threat definitions (Identified by IBM X-Force security team)

• Support 2FA by Soft / Hard Tokens for sensitive, high-risk operations

Your client’s data is always secure

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ONE SOLUTION FOR ALL THE CLIENT’S NEEDS

Check Account Balances

Credit Cards

Certificates of Deposit

Time Deposits

Prepaid Cards

Bank Accounts

Loans

My Accounts

Pay bills Transfer money

DonationsInternal

Fund Transfer

Bill Payments

Prepaid Card Reload

Credit Card SettlementPayments

& Transfers

Dispute a transaction

Deactivate Card

Card Statement Request

Activate Card

Dispute Card

Transaction

Report Stolen Card

Locate Bank Offer

!Card

Services

Get directions to ATMs or branch working hours

BranchATM

ATM & Branch Locator

Publicly Available Services

And More!

Cheque Book

Request

Account Statement Request

Bank Rate Inquiry

Currency Converter

PCI DSS Compliance

CBE Compliance

Banking on the Go

Available on both platforms& iOS

التطبيق ايضاً متوفر باللغة العربية بالكامل! و يقدم جميع الخدماتبشكل بسيط و سهل.

ARABIC & ENGLISH READYLanguage is no barrier!

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THANK YOUBanking on the Go