Banking Industry

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  • TABLE OF CONTENTBanking & BankHistory of BankingRevolution of BankingRole of banking sectorStructure of BankPublic-Sector BanksPrivate-Sector BanksTop player in BanksGDP Growth rate in IndiaGrowth of banking sector in India

    http://en.wikipedia.org/wiki/Banking_in_India

    http://en.wikipedia.org/wiki/State_Bank_of_India*

  • In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit.

    BANKING & BANKBank is a financial institution that undertakes the banking activity i.e. it accepts deposits and then lends the same to earn certain profit.

    Banking is the business conducted or services offered by a bank.

    In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. However, with the passage of time, the activities covered by banking business have widened and now various other services are also offered by banks. The banking services these days include issuance of debit and credit cards, providing safe custody of valuable items, lockers, ATM services and online transfer of funds across the country / world. It is well said that banking plays a silent, yet crucial part in our day-to-day lives. The banks perform financial intermediation by pooling savings and channelizing them into investments through maturity and risk transformations, thereby keeping the economys growth engine revving. Banking business has done wonders for the world economy. The simple looking method of accepting money deposits from savers and then lending the same money to borrowers, banking activity encourages the flow of money to productive use and investments. This in turn allows the economy to grow. In the absence of banking business, savings would sit idle in our homes, the entrepreneurs would not be in a position to raise the money, ordinary people dreaming for a new car or house would not be able to purchase cars or houses.*

  • HISTORY OF BANKINGBank of Hindustan 1770 - first bank at Calcutta under European management.

    In 1786 General Bank of India was set up.

    The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.

    However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.

    The origin of western type commercial Banking in India dates back to the 18th century.

    http://www.preservearticles.com/2012020722874/essay-on-the-major-banking-developmentsreforms-after-independence.htmlBank of Hindusthan established in 1779 was the first bank at Calcutta under European management.

    In 1786 General Bank of India was set up.

    The oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years is Allahabad Bank.

    The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.

    However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.

    Four banks started operation during the period of Swadeshi Movement and so this was known as Cradle of Indian Banking.This was the first phase of Indian banking which was a very slow in development.

    The Second Phase starts from 1935 when Reserve bank of India was established.

    The third phase of development of banking in India started in the early 1990s when India started its economic liberalization.*

  • REVOLUTION OF BANKING

    First phase of Indian banking started during the Swadeshi Movement which began in 1906, encouraged the formation of number of commercial banks.

    Second Phase - starts from 1935 when Reserve bank of India was established.

    Third phase - started in the early 1990s when India started its economic liberalization.

    The origin of western type commercial Banking in India dates back to the 18th century.

    Bank of Hindusthan established in 1779 was the first bank at Calcutta under European management.

    In 1786 General Bank of India was set up.

    The oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years is Allahabad Bank.

    The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.

    However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.

    Four banks started operation during the period of Swadeshi Movement and so this was known as Cradle of Indian Banking.This was the first phase of Indian banking which was a very slow in development.

    The Second Phase starts from 1935 when Reserve bank of India was established.

    The third phase of development of banking in India started in the early 1990s when India started its economic liberalization.*

  • ROLE OF BANKING SECTOR

    Trust is the most important element for a bank to survive. People keep money in a bank only when they trust that it will be given back to them as and when they demand the same on at least on the date of maturity in case the same has been given in the shape of fixed deposits. Of course, there are other reasons also for which people prefer to keep money in a bank rather than keep at home in their own safe. They can earn some extra money when the money is kept in saving or fixed deposits. Moreover, they can make payment by issuance of cheques and need not carry money for their day to day needs.*

  • Sturcture of Bank

    *

  • Public-Sector Banks State Bank and its AssociatesState Bank of India 4. State Bank of Travancore State Bank of Patiala 5. State Bank of Bikaner and JaipurState Bank of Mysore 6. State Bank of Hyderabad

    Nationalised BanksAllahabad Bank 9. Dena Bank 17.Union Bank of IndiaAndhra Bank 10. Indian Bank 18.United Bank of IndiaBank of Baroda 11. Indian Overseas Bank 19. Vijaya BankBank of India 12. Oriental Bank of CommerceBank of Maharashtra 13. Punjab & Sind Bank Other public sectorCanara Bank 14. Punjab National Bank banksCentral Bank of India 15. Syndicate Bank 1.IDBI Bank Corporation Bank 16. UCO Bank 2.Bharatiya Mahila Bank

  • Private-Sector BanksAxis Bank 17. Lakshmi Vilas BankBandhan Bank 18. Nainital BankCatholic Syrian Bank 19. RBL BankCity Union Bank 20. Saraswat BankDhanlaxmi Bank 21. South India BankDCB Bank 22. Tamilnad Mercantile Bank LimitedFederal Bank 23. YES BankHDFC BankICICI BankIDFC BankKarnataka BankIndusInd BankING Vysya BankJammu and Kashmir BankKarur Vysya BankKotak Mahindra Bank

  • TOP PLAYER IN BANK

    PUBLIC SECTORPRIVATE SECTORSBI BankHDFC BankBank of BarodaICICI BankPunjab National BankAxis bankCanara Bank Kotak MahindraBank of IndiaInduslnd Bank

    http://www.rediff.com/money/slide-show/slide-show-1-success-story-10-best-banks-in-india/20140131.htm

    http://www.accuity.com/useful-links/bank-rankings/

    http://en.wikipedia.org/wiki/Chairman_of_State_Bank_of_India*

  • GDP Growth Rate of Bank in India

  • GROWTH OF BANKING SECTOR IN INDIAPradhan Mantri Jan Dhan Yojana.Banking law passed in 2012.Self-Help groups availing loans.New bank branches.ATMfacility.Use of technology via,Mobile bankingInternet bankingIndia to become 5th largest banking industry in the world by 2020 and 3rd largest by 2025 according to CII report.There will be rise in the no. of banks and shift in the style of operation.

    http://www.slideshare.net/sojsisytas/trends-and-technology-in-banking?related=2*

  • WEBLOGRAPHYwww.rbi.org.inwww.list of banks.com.http://www.rbi.org.in/portal/documents/41076/60023/1403247921331_RBI_ANNUAL_REPORT_ENGLISH_2013_14.pdf/8a2bc6bb-a7a4-405d-98ec-a3749731bf76

  • Images*http://en.wikipedia.org/wiki/Banking_in_India

    http://en.wikipedia.org/wiki/State_Bank_of_India*In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. However, with the passage of time, the activities covered by banking business have widened and now various other services are also offered by banks. The banking services these days include issuance of debit and credit cards, providing safe custody of valuable items, lockers, ATM services and online transfer of funds across the country / world. It is well said that banking plays a silent, yet crucial part in our day-to-day lives. The banks perform financial intermediation by pooling savings and channelizing them into investments through maturity and risk transformations, thereby keeping the economys growth engine revving. Banking business has done wonders for the world economy. The simple looking method of accepting money deposits from savers and then lending the same money to borrowers, banking activity encourages the flow of money to productive use and investments. This in turn allows the economy to grow. In the absence of banking business, savings