Banking Industry 2013-IV

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    , ........................................... 6

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    ....................................................... 12

    ...................................... 14

    , .................................................. 15

    1. ....................... 2

    2. ........................... 2

    3. 2- ............................ 4

    4. (M2) .................................... 4

    5. , ................................... 5

    6. , ............................... 6

    7. , , .................................. 7

    8. , ................................. 8

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    10. , ............................... 10

    11. , ............ 10

    12. , .............................. 11

    13. ................ 12

    14. , .......................... 13

    15. ..................................... 14

    16. .................................................... 15

  • 2013 4

    1 |

    2013

    5.8 , 0.9

    .

    .

    4

    .

    2011 2

    .

    2013 54

    30

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    3 22

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    , 2013

    / - 13/2451

    ( / - %)2 0.28/5.8

    ( / - %) 20.9/119

    ( / - %) 6.3/36

    ( / - %) 10.7/61

    ( / - %) 1.6/9

    - ( / - %) 1.5/10.1

    % 5.3

    / 12.1/17.4

    , , 1,037

    1 2013 3 2 2005

  • 2013 4

    2 |

    95

    .

    .

    2012 277.0

    2013

    353.5 , 27.6 .

    1.

    2.

    5.8%

    4.9% 5.2%

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    353,5

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    11.0%

    13.0%

    15.0%

    0.00

    50.00

    100.00

    150.00

    200.00

    250.00

    300.00

    350.00

    400.00

    2007 2008 2009 2010 2011 2012 2013 2014 2015

    - -

    - -

    , ,

    10.2% 8.9%

    -1.3%

    6.4%

    17.5%

    12.4% 11.7%

    19.5%

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    -15.6%

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    38.5% 39.4%

    27.6%

    -20.0%

    -10.0%

    0.0%

    10.0%

    20.0%

    30.0%

    40.0%

    50.0%

    2007 2008 2009 2010 2011 2012 2013

    -

    -

  • 2013 4

    3 |

    2007-2012

    4

    . 2013 5.8

    .

    3 2013 -

    - 4.9

    5.8 0.9

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    (M2)

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  • 2013 4

    4 |

    3. 2-

    2013

    2012 8 ,

    13 .

    .

    4. (M2)

    2013 ,

    4.2 , 26 .

    , 6

    , 68 .

    7.5% 7.3% 6.9%

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    0

    0.02

    0.04

    0.06

    0.08

    0.1

    0.12

    0.14

    0.16

    2007 2008 2009 2010 2011 2012 2013 2014 2015

    0%

    10%

    20%

    30%

    40%

    50%

    60%

    70%

    80%

    90%

    100%

  • 2013 4

    5 |

    2013 20.9

    , 74 , 2011 123

    .

    .

    , 2008 4

    , 2009 2, 3 1.8 ,

    1.4 .

    , 2010 2

    2011 3 55.6

    .

    2012 4

    28 .

    5. ,

    2013

    4

    .

    2013

    51

    74 , 23

    .

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    74%

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    30%

    40%

    50%

    60%

    70%

    80%

    -

    5,000.00

    10,000.00

    15,000.00

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    25,000.00

    I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV

    2006 2007 2008 2009 2010 2011 2012 2013

    , ,

  • 2013 4

    6 |

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    4 , . 2013

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    , 15 ,

    , 18

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    2011 2

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    2013 4

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    .

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    (2012 4 ).

    2011

    76 2012

    70 .

    13%

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    37%

    14%

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    10%

    , 2013

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    5%

    23%

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    6%

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    38%

    , 2013

  • 2013 4

    7 |

    7. , ,

    2013

    22

    30 ,

    7 .

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    .

    2013 4 54

    . 2011

    4 2013

    4 .

    2013 4

    10.9 , 54

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    I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV I II III IV

    2006 2007 2008 2009 2010 2011 2012 2013

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  • 2013 4

    8 |

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    2013

    45

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    9 .

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    2006 2007 2008 2009 2010 2011 2012 2013

    , ,

  • 2013 4

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    ;

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    2011-IV

    2012-IV

    2013-IV

  • 2013 4

    10 |

    . 2013 4

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    I III I III I III I III I III I III I III

    2007 2008 2009 2010 2011 2012 2013

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    I III I III I III I III I III I III I III

    2007 2008 2009 2010 2011 2012 2013

    11. ,

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    1 2 3 4

  • 2013 4

    11 |

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  • 2013 4

    12 |

    11 2000

    .

    13.

    2000

    30 .

    2001 4 6 2008 3

    .

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    2008 4 4 , 2009 4

    17 .

    2011

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    2013 4 5.3

    . 66

    .

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    4.9

    5.3 ,

    0.4 .

    0%

    5%

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    15%

    20%

    25%

    30%

    35%

    I III I III I III I III I III I III I III I III I III I III I III I III I III I III

    2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

  • 2013 4

    13 |

    .

    12

    4

    2013 2 .

    14. ,

    2013 (i) , (ii) ,

    (iii)

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    2012-IV

    2013-IV

  • 2013 4

    14 |

    13- .

    2004 90 1

    . 2004

    1-5

    2013 59 .

    15.

    2007 5

    2010 22

    . 5

    2013 22 .

    2013 5

    19

    22

    , 3 .

    .

    0%

    10%

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    40%

    50%

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    70%

    80%

    90%

    100%

    I III I III I III I III I III I III I III I III I III I III I III I III I III I III

    2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

    5

    1-5

    1

  • 2013 4

    15 |

    ,

    14- ,

    . 2012 2

    7.6 2013 5.3

    .

    ,

    .

    16.

    2013 17.6

    17.4 , 0.2

    . 2013

    12.2

    12.1 , 0.1

    .

    5.4

    5.3 ,

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    0.0%

    2.0%

    4.0%

    6.0%

    8.0%

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    16.0%

    18.0%

    8.0%

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    18.0%

    20.0%

    22.0%

    24.0%

    26.0%

    I II III IV I II III IV I II III IV I II III IV I II III IV

    2009 2010 2011 2012 2013

    ,