Balanced Income Portfolio ED 31 - Estate Capital€¦ · Azhar Hussain, Stephen Tapley Eric Holt...
Transcript of Balanced Income Portfolio ED 31 - Estate Capital€¦ · Azhar Hussain, Stephen Tapley Eric Holt...
B A L A N C E D I N C O M EP O R T F O L I O
R I S K
6E D I T I O N 3 1 June 2019
EDITION 31 June 2019
You are aiming for higher long term returns & accept
poorer performance.You accept the risk of a greater than moderate loss.
Potential return of 26.03%& potential loss of -15.72%
The Balanced Income Portfolio is a valuestyle strategy. It is aimed at medium to long terminvestors who are seeking a sustainable level of income within a balanced portfolio along with agenuine prospect of income and capital growth.
The chosen investment funds can invest in UK andoverseas equities, commercial property, cash andfixed interest securities. They are actively managedby leading fund managers to maximise total returnwhilst maintaining control of risk.
The Balanced Income Portfolio performanceis benchmarked against the average performance ofthe IA Investment 20%–60% sector. The Balanced Income Portfolio has a risk rating and investor profile of 6 out of 10.
EDITION 31 June 2019
Potential return of 26.03%& potential loss of -15.72%.
R I S K
Managed daily by our personally selected fund managers.
A C T I V E
Held in risk to drive growth, vs the stability of bonds & property.
E Q U I T Y
82
Financial Advice & Wealth Management
46
%
%
6
www.estatecapital.co.uk
BALANCED INCOMEP O R T F O L I O
Income from assets eitherdistributed or reinvested.
Y I E L D 3.43%
2
The weighted total costfor the portfolio includingmanagement, trading &research costs.
F E E S
0.78%
81 2 3 4 5 6 7 8 9 10
3
BenchmarkIA Mixed Investment 20%-60%
A risk level 5 investor should be prepared to accept annual returns somewhere within the range of a -15.72% loss and a 26.03% gain — returns withinthis range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 5 portfolios will experience an annual return outside this range — this means an investor may experience losses greater than -15.72% or gains greater than 26.03% at some point(s) during their investment in one year.
Risk
Prospective Risk Level
Asset Allocation
EDITION 31 June 2019 Financial Advice & Wealth Management
In 95 years out of 100, this is the highest expected level of return for a given level of risk. There is a 2.5% chance that returns could fall outside theupper return figure in one year.
This is the average of all possible returns within a risk level in one year.
In 95 years out of 100, this is the lowest expected level of return for a given level of risk. There is a 2.5% chance that returns could fall outside the lower return figure in one year.
26.03%
5.16%
-15.72%
Upper Return
Average of All Returns
Lower Return
Range of Returns
Money Markets
FixedInterest
Property UKEquity
USEquity
EuropeanEquity
AsianEquity
JapanEquity
GlobalEquity
OtherAssets
Balanced Income 12% 34% 8% 20% 11% 2% 8% 3% 2% 0%
9% 37% 2% 15% 6% 4% 2% 1% 12% 12%
It is important to remember the figures are not intended to be and should not be taken as a projection of the likely returns from the
portfolio risk levels. This is intended to support the risk discussion following the completion of a risk profile questionnaire. They show
the implied volatility and mean expected return of risk levels 1 to 10 to two standard deviations in one year (ie all returns are expected
to be between these extremes in 95 years out of 100; this is often described as a 95% confidence level). The figures shown are the
expected arithmetic average returns and the ranges assume that returns are based on a log normal distribution. Figures are shown net of
tax and underlying manager fees.
Diff erencePortfolio v Benchmark
3% -3% 6% 5% 5% -2% 6% 2% -10% -12%
1 2 3 4 5 6 7 8 9 10
Historic Risk Level
31/05/18 31/05/17 31/05/16 31/05/1531/05/19
4
KEY BenchmarkBalanced Income Automated Switch
EDITION 31 June 2019www.estatecapital.co.uk
BenchmarkIA Mixed Investment 20%-60%
Discrete Performance to Month End Shown: % Growth to 10/06/2019
6 months %
Cumulative Performance: % Growth to 10/06/2019
1 year % 2 years % 3 years % 5 years %
Balanced Income 4.93 0.60 3.80 21.47 -
BenchmarkIA Mixed Investment 20%-60%
Diff erencePortfolio vs Benchmark
5.08 1.07 3.52 17.47 23.73
-0.15 -0.47 0.28 4.00 -
Cumulative performance chart shows % growth from 10.06.2016 to 10.06.2019 calculated using bid prices with income re-invested
into the fund net of tax. The cumulative performance chart shows how the portfolio has performed against the benchmark taking into
account the changing composition of the portfolio over the period of time shown.
Cumulative Performance Chart
Powered by data from FE
Perc
enta
ge G
row
th
Diff erencePortfolio vs Benchmark
Balanced Income -0.33 2.72 17.57 - -
0.41 2.22 14.20 -2.46 7.61
-0.74 0.50 3.37 - -
-5%
0%
5%
10%
15%
20%
25%
5
AXA US Short Duration High Yield Bond
BlackRock Cash
BNY Mellon Global Income
Fidelity Asian Dividend
Franklin UK Equity Income
iShares Global Property Securities Equity Index
Janus Henderson Fixed Interest Monthly Income
Janus Henderson Strategic Bond
JPM Emerging Markets Income
JPM US Equity Income
Jupiter Japan Income
M&G Emerging Market Bond
M&G Global Macro Bond
Neptune Income
Royal London Short Duration Credit
Royal London Short Duration Gbl High Yield Bond
Royal London Sterling Extra Yield Bond
Royal London UK Equity Income
Threadneedle High Yield Bond
Threadneedle UK Equity Income
MI TwentyFour Dynamic Bond
EDITION 31 June 2019 Financial Advice & Wealth Management
Individual Fund’s Performance To 10/06/2019 Cumulative Performance: % Growth
Fund Manager
%Holding
Fund 6 months%
1 year%
2 years%
3 years%
5 years%
Performance Ratios Over 1 Year
Volatility Alpha Beta Sharpe InformationRatio
WeightedAverage TER
Max Loss Max Gain NegativePeriods
Positive-Periods
5.15 0.93 0.99 0.56 0.80 0.78 -5.63 9.13 14 22
3.27
0.14
11.52
13.65
12.50
8.66
8.05
6.35
10.43
8.78
6.61
10.86
5.22
10.14
3.35
2.57
4.30
11.24
6.00
6.46
4.75
3.21
0.22
15.63
11.98
1.58
14.96
7.77
6.46
7.74
13.27
-4.90
13.36
9.86
1.33
3.42
3.01
4.83
-2.02
4.34
-3.90
2.99
3.57
0.26
16.41
21.42
6.53
15.34
8.09
6.19
11.37
22.27
13.75
8.39
5.19
12.44
5.34
4.30
11.92
3.73
6.39
-1.13
5.65
7.68
0.31
47.66
65.13
32.50
34.44
17.33
12.67
52.57
57.03
47.81
35.84
20.33
39.04
11.35
7.86
30.80
29.15
15.28
23.71
15.55
11.38
0.43
84.94
87.27
42.51
-
26.11
20.11
43.31
100.18
94.76
63.67
39.97
46.25
18.83
15.58
37.92
35.96
20.72
29.74
18.37
1.00%
10.00%
7.00%
6.00%
5.00%
8.00%
6.00%
2.00%
3.00%
7.00%
3.00%
1.00%
3.00%
5.00%
3.00%
7.00%
5.00%
5.00%
6.00%
5.00%
2.00%
Carl Whitbeck
Matt Clay
Nick Clay
Jochen Breuer
Colin Morton, Ben Russon, Mark Hall
Kieran Doyle
John Pattullo, Jenna Barnard, Nicholas Ware
John Pattullo, Jenna Barnard
Omar Negyal, Amit Mehta, Jeff rey Roskell
Jonathan Simon, Clare Hart
Dan Carter
Claudia Calich, Charles De Quinsonas
Jim Leaviss, Claudia Calich
Robin Geff en
Paola Binns
Azhar Hussain, Stephen Tapley
Eric Holt
Martin Chowill
Barrie Whitman, David Backhouse
Richard Cowell
Gary Kirk, Eion Walsh, Mark Holman, Felipe Villarroel
7 Uplands CrescentSwanseaSA2 0PA
Authorised and Regulated by the Financial Conduct Authority
Maximise your returns witha level of risk you’re entirelycomfortable with
Phone: 01792 477763Email: [email protected]
Financial Advice & Wealth Management