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![Page 1: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/1.jpg)
Balance of trade and balance of payments are alike because they both measure?
A. Only measure the imports of a countyB. Only measure the exports of a countryC. Measure the trade relations between
countriesD. Measure the production of goods for a
country
![Page 2: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/2.jpg)
Balance of trade and balance of payments are alike because they both measure?
A. Only measure the imports of a countyB. Only measure the exports of a countryC. Measure the trade relations between
countriesD. Measure the production of goods for a
country
![Page 3: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/3.jpg)
Amazon shipped 1 pair of Jordan’s instead of 20 pair orderd by a loyal customer. Amazon apologized for the error and corrected the order. What type of risk is this?
A. Pure B. Speculative C. UncontrollableD. Non-economic
![Page 4: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/4.jpg)
Amazon shipped 1 pair of Jordan’s instead of 20 pair orderd by a loyal customer. Amazon apologized for the error and corrected the order. What type of risk is this?
A. Pure B. Speculative C. UncontrollableD. Non-economic
![Page 5: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/5.jpg)
Delta cancelled international flights for one week because of bad weather in Europe. It lost $2 million dollars due to cancelled flights. What type of insurance risk is this?
A. Pure B. UninsurableC. Non-economicD. Controllable
![Page 6: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/6.jpg)
Delta cancelled international flights for one week because of bad weather in Europe. It lost $2 million dollars due to cancelled flights. What type of insurance risk is this?
A. Pure B. UninsurableC. Non-economicD. Controllable
![Page 7: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/7.jpg)
Telly used one of his budgets to see how much money is available to pay his monthly bills. Which type of budget did he use?
A. CashB. ExpansionC. OperatingD. Start-up
![Page 8: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/8.jpg)
Telly used one of his budgets to see how much money is available to pay his monthly bills. Which type of budget did he use?
A. CashB. ExpansionC. OperatingD. Start-up
![Page 9: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/9.jpg)
Apple decided to sell it’s air book in other colors in addition to the silver ones. What type of financial planning is this?
A. Start-up B. OperationC. PersonalD. Expansion
![Page 10: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/10.jpg)
Apple decided to sell it’s air book in other colors in addition to the silver ones. What type of financial planning is this?
A. Start-up B. OperationC. PersonalD. Expansion
![Page 11: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/11.jpg)
Tyrone, Jaylin, Caelen, Mateelyah and Teyanna were planning for a long-term financial goal and purchased stock for several companies. This is what type of economic activity?
A. InvestmentB. consumer spendingC. borrowingD. labor
![Page 12: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/12.jpg)
Tyrone, Jaylin, Caelen, Mateelyah and Teyanna were planning for a long-term financial goal and purchased stock for several companies. This is what type of economic activity?
A. InvestmentB. consumer spendingC. borrowingD. labor
![Page 13: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/13.jpg)
Dick’s Sporting Goods purchased products for $15 and used a 60% mark up. What was the selling price?
A. $29B. $9C. $6D. $24
![Page 14: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/14.jpg)
Dick’s Sporting Goods purchased products for $15 and used a 60% mark up. What was the selling price?
A. $29B. $9C. $6D. $24
![Page 15: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/15.jpg)
Money market and savings accounts are similar because they both:
A. Have a minimum balance requirement B. Have a maximum balance requirementC. Allow withdrawals without penaltiesD. Interest rates are based on government
securities
![Page 16: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/16.jpg)
Money market and savings accounts are similar because they both:
A. Have a minimum balance requirement B. Have a maximum balance requirementC. Allow withdrawals without penaltiesD. Interest rates are based on government
securities
![Page 17: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/17.jpg)
Kelvin purchased stocks from a company that would allow him to receive a fixed rate dividend of 5% without voting rights. Which type of stock does he own?
A. Common stockB. BondC. ETFD. Preferred stock
![Page 18: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/18.jpg)
Kelvin purchased stocks from a company that would allow him to receive a fixed rate dividend of 5% without voting rights. Which type of stock does he own?
A. Common stockB. BondC. ETFD. Preferred stock
![Page 19: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/19.jpg)
While Syeem was installing a new stove, he was shocked and burned badly. This is an example of what type of insurance risk?
A. Pure B. Controllable C. EconomicD. Uninsurable
![Page 20: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/20.jpg)
While Syeem was installing a new stove, he was shocked and burned badly. This is an example of what type of insurance risk?
A. Pure B. Controllable C. EconomicD. Uninsurable
![Page 21: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/21.jpg)
Edible Arrangements delivered some of its arrangements to the wrong customers. They did have arrangements sent to the correct customers. This is an example of what type of risk?
A. ControllableB. EconomicC. PureD. Uninsurable
![Page 22: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/22.jpg)
Edible Arrangements delivered some of its arrangements to the wrong customers. They did have arrangements sent to the correct customers. This is an example of what type of risk?
A. ControllableB. EconomicC. PureD. Uninsurable
![Page 23: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/23.jpg)
China is known for its production at a lower cost in the textile industry. This is an example of what type of advantage?
A. Comparative B. AbsoluteC. DualD. Competitive
![Page 24: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/24.jpg)
China is known for its production at a lower cost in the textile industry. This is an example of what type of advantage?
A. Comparative B. AbsoluteC. DualD. Competitive
![Page 25: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/25.jpg)
Because more women of color are going natural (hair), many beauty salons are getting fewer customers. As a result the salon owners fired a few employees. This information is useful for measuring?
A. Labor activitiesB. GDPC. GDP per capitaD. Consumer spending
![Page 26: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/26.jpg)
Because more women of color are going natural (hair), many beauty salons are getting fewer customers. As a result the salon owners fired a few employees. This information is useful for measuring?
A. Labor activitiesB. GDPC. GDP per capitaD. Consumer spending
![Page 27: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/27.jpg)
Araceli’s new job has her collecting total population data and monetary value of producing products and services for several countries. This information will help her measure what activities?
A. Labor activitiesB. GDPC. GDP per capitaD. Consumer spending
![Page 28: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/28.jpg)
Araceli’s new job has her collecting total population data and monetary value of producing products and services for several countries. This information will help her measure what activities?
A. Labor activitiesB. GDPC. GDP per capitaD. Consumer spending
![Page 29: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/29.jpg)
Tyreik works in pharmaceutical research to find new medications for diseases. This type of research is?
A. CustomizingB. TechnologyC. Applied researchD. Pure Research
![Page 30: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/30.jpg)
Tyreik works in pharmaceutical research to find new medications for diseases. This type of research is?
A. CustomizingB. TechnologyC. Applied researchD. Pure Research
![Page 31: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/31.jpg)
What is not a way that the Federal Reserve supervises banks?
A. Accepts deposits of member banksB. Lends money to individual consumersC. Inspects banks yearlyD. Approves banks mergers
![Page 32: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/32.jpg)
What is not a way that the Federal Reserve supervises banks?
A. Accepts deposits of member banksB. Lends money to individual consumersC. Inspects banks yearlyD. Approves banks mergers
![Page 33: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/33.jpg)
Imani just bought a house. The tax she has to pay is?
A. Excise taxB. Property taxC. Estate taxD. Sales tax
![Page 34: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/34.jpg)
Imani just bought a house. The tax she has to pay is?
A. Excise taxB. Property taxC. Estate taxD. Sales tax
![Page 35: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/35.jpg)
Jake works at a business that changes natural materials into more a more
finished form?
A. manufacturersB. retailersC. processorsD. distributers
![Page 36: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/36.jpg)
Jakeworks at a business that changes natural materials into more a more
finished form?
A. manufacturersB. retailersC. processorsD. distributers
![Page 37: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/37.jpg)
Autumn’s Steakhouse offers several dishes that include peanuts, corn and beef. Which types of resources are
included?
A. CapitalB. HumanC. NaturalD. Service
![Page 38: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/38.jpg)
Autumn’s Steakhouse offers several dishes that include peanuts, corn and beef. Which types of resources are
included?
A. CapitalB. HumanC. NaturalD. Service
![Page 39: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/39.jpg)
The first expenditure in your household budget should be
A. RentB. Fixed expendituresC. SavingsD. Variable expenditures
![Page 40: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/40.jpg)
The first expenditure in your household budget should be
A. RentB. Fixed expendituresC. SavingsD. Variable expenditures
![Page 41: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/41.jpg)
A few banking institutions moved to Charlotte to take advantage of the many
graduates of the financial education programs. Which resources will the
graduates provide for the banks?
A. CapitalB. HumanC. NaturalD. Service
![Page 42: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/42.jpg)
A few banking institutions moved to Charlotte to take advantage of the many
graduates of the financial education programs. Which resources will the
graduates provide for the banks?
A. CapitalB. HumanC. NaturalD. Service
![Page 43: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/43.jpg)
The purpose for government budgeting is to?
A. Allow government agencies to spend as much as they want
B. Give tax payers a large refund every year
C. Provide services needed by the publicD. To pay elected officials high salaries
![Page 44: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/44.jpg)
The purpose for government budgeting is to?
A. Allow government agencies to spend as much as they want
B. Give tax payers a large refund every year
C. Provide services needed by the publicD. To pay elected officials high salaries
![Page 45: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/45.jpg)
One way to avoid monthly service charges is to:
A. Ask to have the fee waivedB. Write a lot of checksC. Charge interestD. Keep a large minimum balance
![Page 46: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/46.jpg)
One way to avoid monthly service charges is to:
A. Ask to have the fee waivedB. Write a lot of checksC. Charge interestD. Keep a large minimum balance
![Page 47: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/47.jpg)
Electronic funds transfers assist Autumn with money management
by:A. Providing for automatic deposits and
paymentsB. Totally eliminating the need for cashC. Allowing withdrawals at anytimeD. Reconciling the bank statement for
the consumer
![Page 48: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/48.jpg)
Electronic funds transfers assist Autumn with money management
by:A. Providing for automatic deposits and
paymentsB. Totally eliminating the need for cashC. Allowing withdrawals at anytimeD. Reconciling the bank statement for
the consumer
![Page 49: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/49.jpg)
Terrell worked 81/2 hours on Monday, 9 hours on Tuesday, 8 ½ on Wednesday, 8 hours on Thursday and 9 hours on Friday. Forty hours is his regular
weekly schedule. How much over time did Terrell work?
A. 10B. 3C. 4D. 9
![Page 50: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/50.jpg)
Terrell worked 81/2 hours on Monday, 9 hours on Tuesday, 8 ½ on Wednesday, 8 hours on Thursday and 9 hours on Friday. Forty hours is his regular
weekly schedule. How much over time did Terrell work?
A. 10B. 3C. 4D. 9
![Page 51: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/51.jpg)
Yaquelin works in sales. What amount is paid to her as a
percentage of sales?
A. overtimeB. salaryC. commissionD. allowance
![Page 52: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/52.jpg)
Yaquelin works in sales. What amount is paid to her as a
percentage of sales?
A. overtimeB. salaryC. commissionD. allowance
![Page 53: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/53.jpg)
Water and air are examples of which economic resource?
A. CapitalB. EntrepreneurshipC. HumanD. Natural
![Page 54: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/54.jpg)
Water and air are examples of which economic resource?
A. CapitalB. EntrepreneurshipC. HumanD. Natural
![Page 55: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/55.jpg)
Footlocker is a store that sales directly to consumers.
Footlocker is a:
A. producerB. manufacturerC. wholesalerD. retailer
![Page 56: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/56.jpg)
Footlocker is a store that sales directly to consumers.
Footlocker is a:
A. producerB. manufacturerC. wholesalerD. retailer
![Page 57: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/57.jpg)
Kareem purchases and uses goods. Dustin is a:
A. sellerB. customerC. employeeD. consumer
![Page 58: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/58.jpg)
Kareem purchases and uses goods. Dustin is a:
A. sellerB. customerC. employeeD. consumer
![Page 59: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/59.jpg)
Which stage of the business cycle is characterized by low unemployment and
high consumer spending?
A. DepressionB. ProsperityC. RecessionD. Recovery
![Page 60: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/60.jpg)
Which stage of the business cycle is characterized by low unemployment and
high consumer spending?
A. DepressionB. ProsperityC. RecessionD. Recovery
![Page 61: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/61.jpg)
Tanoka purchased a music box for his wife
Yasmin. It played her favorite song. This is an example of
which buying motive?
A. EmotionalB. PatronageC. ProductD. Rational
![Page 62: Balance of trade and balance of payments are alike because they both measure? A. Only measure the imports of a county B. Only measure the exports of a.](https://reader031.fdocuments.net/reader031/viewer/2022020921/56649de55503460f94adc767/html5/thumbnails/62.jpg)
Tanoka purchased a music box for this wife Yasmin. It played her favorite song. This is an example of which buying
motive?
A. EmotionalB. PatronageC. ProductD. Rational
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Jewell was the top salesperson last month and was awarded a
gift certificate to a local restaurant. This is an example
of a/an:
A. CommissionB. Holiday bonusC. IncentiveD. Sales quota
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Jewell was the top salesperson last month and was awarded a
gift certificate to a local restaurant. This is an example
of a/an:
A. CommissionB. Holiday bonusC. IncentiveD. Sales quota
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What is the commercial bank service that assists consumers by managing investments on behalf of the young and elderly is
A. NotarizingB. Bank loansC. Trust managementD. Checking accounts
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What is the commercial bank service that assists consumers by managing investments on behalf of the young and elderly is
A. NotarizingB. Bank loansC. Trust managementD. Checking accounts
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The relationship between the values of a country’s imports and exports is:
A. Balance of tradeB. Offshore productionC. ProtectionismD. Trade surplus
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The relationship between the values of a country’s imports and exports is:
A. Balance of tradeB. Offshore productionC. ProtectionismD. Trade surplus
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Corde’ja is creating a personal budget. Her total
income might include wages and:
A. Fixed expensesB. Interest incomeC. Her coin collectionD. taxes
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Corde’ja is creating a personal budget. Her total
income might include wages and:
A. Fixed expensesB. Interest incomeC. Her coin collectionD. taxes
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The law that protects debtors from collection
agents?A. Fair Credit Billing ActB. Equal Credit Opportunity ActC. Fair Debt Collection Practices ActD. Americans with Disabilities Act
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The law that protects debtors from collection
agents?A. Fair Credit Billing ActB. Equal Credit Opportunity ActC. Fair Debt Collection Practices ActD. Americans with Disabilities Act
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An effective budget includes allowances for savings, fixed expenses
and?
A. Variable expensesB. TravelC. EntertainmentD. inventory
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An effective budget includes allowances for savings, fixed expenses
and?
A. Variable expensesB. TravelC. EntertainmentD. inventory
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Which form of production is illustrated by growing
collard greens?
A. processingB. productionC. extraction and cultivationD. manufacturing
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Which form of production is illustrated by growing
collard greens?
A. processingB. productionC. extraction and cultivationD. manufacturing
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Newspapers, magazines, radio, and television are
examples of:
A. Mass mediaB. Special eventsC. Specialty mediaD. Supplements
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Newspapers, magazines, radio, and television are
examples of:
A. Mass mediaB. Special eventsC. Specialty mediaD. Supplements
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A measure of how well people live in a country is
the?
A. lifestyleB. standard of livingC. deflationD. opportunity cost
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A measure of how well people live in a country is
the?
A. lifestyleB. standard of livingC. deflationD. opportunity cost
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Which is a basis for demographic
segmentation?A. Customer locationB. Education levelC. LifestyleD. Values
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Which is a basis for demographic
segmentation?A. Customer locationB. Education levelC. LifestyleD. Values
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The U.S. economy historically has?
A. Very high inflationB. Very high deflationC. Mild to moderate inflationD. Mild to moderate deflation
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The U.S. economy historically has?
A. Very high inflationB. Very high deflationC. Mild to moderate inflationD. Mild to moderate deflation
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The total amount of James’s paycheck before
deductions is his?A. net earningsB. gross earningsC. total bonusD. net commission
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The total amount of James’s paycheck before
deductions is his?A. net earningsB. gross earningsC. total bonusD. net commission
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Hello Kitty wants to reach young girls and women. This
is their:
A. Marketing mixB. Fan baseC. Target marketD. Marketing strategy
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Hello Kitty wants to reach young girls and women. This
is their:
A. Marketing mixB. Fan baseC. Target marketD. Marketing strategy
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Installment credit is:A. Paying only principal each monthB. Paying only interestC. Paying equal monthly payments of
principles and interestD. Paying a lump sum at the end of the
loan
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Installment credit is:A. Paying only principal each monthB. Paying only interestC. Paying equal monthly payments of
principles and interestD. Paying a lump sum at the end of the
loan
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Goods that enter a country from foreign
sources are:
A. ExportsB. ImportsC. QuotasD. Tariffs
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Goods that enter a country from foreign
sources are:
A. ExportsB. ImportsC. QuotasD. Tariffs
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Brajun hit the pole at the McDonald’s drive thru and put a huge dent in his car’s bumper. Before the insurance
company would pay to get it fixed, Jose needed to pay his:
A. taxesB. copaymentC. deductibleD. Partial payment
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Brajun hit the pole at the McDonald’s drive thru and put a huge dent in his car’s bumper. Before the insurance
company would pay to get it fixed, Jose needed to pay his:
A. taxesB. copaymentC. deductibleD. Partial payment
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While shopping in Belk, Shaniah was asked by an Estee Lauder sales associate to complete a
survey to determine her fragrance preferences. Which marketing
mix element?
A. DistributionB. FinancingC. Marketing-information managementD. Product/service management
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While shopping in Belk, Shaniah was asked by an Estee Lauder sales associate to complete a
survey to determine her fragrance preferences. Which marketing
mix element?
A. DistributionB. FinancingC. Marketing-information managementD. Product/service management
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Desirable beliefs and principles like being respectful are:
A. goalsB. ideasC. valuesD. decisions
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Desirable beliefs and principles like being respectful are:
A. goalsB. ideasC. valuesD. decisions
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Ohmarrah can charge up to $3,000 on her new
credit card. $3,000 is herA. salaryB. capitalC. SavingsD. credit limit
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Ohmarrah can charge up to $3,000 on her new
credit card. $3,000 is herA. salaryB. capitalC. SavingsD. credit limit
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The ______ensures accurate
product labeling?
a. US Postal Serviceb. The Equal Employment Opportunityc. Food and Drug Administrationd. Federal Trade Commission
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The ______ensures accurate
product labeling?
a. US Postal Serviceb. The Equal Employment Opportunityc. Food and Drug Administrationd. Federal Trade Commission
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Any place where people buy and sell goods and services is
called:
A. demandB. market placeC. supplyD. commerce
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Any place where people buy and sell goods and services is
called:
A. demandB. market placeC. supplyD. commerce
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M’Kayla bought a coat for $100 and the sales tax rate is 10% How much did Celeste
pay for the coat?
A. $10.10B. $115.00C. $110.00D. $105.00
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M’Kayla bought a coat for $100 and the sales tax rate is 10% How much did Celeste
pay for the coat?
A. $10.10B. $115.00C. $110.00D. $105.00
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Ekenimi is a leader who gives direct, clear and precise orders.
What is his leadership style?
A. laissez-fairB. bossyC. democraticD. autocratic
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Ekenimi is a leader who gives direct, clear and precise orders.
What is his leadership style?
A. laissez-fairB. bossyC. democraticD. autocratic
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Dai-Meota’s business has transactions with companies in
more than one state. His business is involved in what
type of commerce?
A. internationalB. interstateC. multinationalD. intrastate
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Dai-Meota’s business has transactions with companies in
more than one state. His business is involved in what
type of commerce?
A. internationalB. interstateC. multinationalD. intrastate
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UPS focuses on managing the shipping, moving and storing of supplies, materials and finished products this operation is called:
A. ManagementB. logisticsC. safety and securityD. scheduling
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UPS focuses on managing the shipping, moving and storing of supplies, materials and finished products this operation is called:
A. ManagementB. logisticsC. safety and securityD. scheduling
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Alexander is making a budget. To make a good and effective
budget, it must be:
A. complicatedB. permanentC. flexibleD. a projection of future income
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Alexander is making a budget. To make a good and effective
budget, it must be:
A. complicatedB. permanentC. flexibleD. a projection of future income
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What is a disadvantage of online banking?
A. It costs a lot to useB. account security can be a problemC. costumers’ banking is easyD. customers can’t get help from the
bank
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What is a disadvantage of online banking?
A. It costs a lot to useB. account security can be a problemC. costumers’ banking is easyD. customers can’t get help from the
bank
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Wendy Hernadez has a checking account at Bank of America and signed her name on the
signature card as Wendy Hernadez. She received a check that somebody used her
nickname “Winnie Poo” When she deposits the check, how should she endorse it?
A. Wendy HernadezB. Wendy Winnie Poo HernadezC. Winnie Poo with Wendy Hernandez
Under itD. W.P. Hernadez
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Wendy Hernadez has a checking account at Bank of America and signed her name on the signature card as . She received a check that somebody used her nickname “Winnie Poo”
When she deposits the check, how should she endorse it?
A. Wendy HernadezB. Wendy Winnie Poo HernadezC. Winnie Poo with Wendy Hernandez
Under itD. W.P. Hernadez
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Ms. Davis recently had some home repairs done. The
repairman did a horrible job and over charged her. Ms. Davis reported the repairman to the:
A. Better Business BureauB. Federal trade commissionC. Consumer ReportsD. Channel 3 news
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Ms. Davis recently had some home repairs done. The
repairman did a horrible job and over charged her. Ms. Davis reported the repairman to the:
A. Better Business BureauB. Federal trade commissionC. Consumer ReportsD. Channel 3 news
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The “right” media mix for a promotional plan
is the one that:A. Awards staff with bonuses when sales goals
are met.B. Creates goodwill within the community.C. Enhances the image of the company.D. Reaches the largest portion of the company’s
target audience.
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The “right” media mix for a promotional plan
is the one that:A. Awards staff with bonuses when sales goals
are met.B. Creates goodwill within the community.C. Enhances the image of the company.D. Reaches the largest portion of the company’s
target audience.
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Timothy’s budget that estimates income and expenses from the
beginning of his business until it becomes profitable is called his?
A. financial planB. long-term budgetC. start-up budgetD. balance sheet
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Timothy’s budget that estimates income and expenses from the
beginning of his business until it becomes profitable is called his?
A. financial planB. long-term budgetC. start-up budgetD. balance sheet
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A government that owns major industries but allows private
ownership of other businesses is called?
A. capitalismB. free tradeC. traditionalismD. socialism
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A government that owns major industries but allows private
ownership of other businesses is called?
A. capitalismB. free tradeC. traditionalismD. socialism
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Work history is an example of a persons?
A. trustworthinessB. capacityC. characterD. credit history
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Work history is an example of a persons?
A. trustworthinessB. capacityC. characterD. credit history
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JeLaya just got paid and owes her landlord money. How should she endorse her pay check so that the
landlord can cash her check to pay Whitney’s debt?
A. specialB. transferC. restrictiveD. conditional
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JeLaya just got paid and owes her landlord money. How should she endorse her pay check so that the
landlord can cash her check to pay Whitney’s debt?
A. specialB. transferC. restrictiveD. conditional
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CMS employees paychecks are deposited directly into
their Banks. This is called?
A. credit transactionB. digital withdrawalC. credit transactionD. direct deposit
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CMS employees paychecks are deposited directly into
their Banks. This is called?
A. credit transactionB. digital withdrawalC. credit transactionD. direct deposit
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On the Form W-4, an employee claims total
earnings, marital status and the number of?
A. deductionsB. exemptionsC. allowancesD. dependents
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On the Form W-4, an employee claims total
earnings, marital status and the number of?
A. deductionsB. exemptionsC. allowancesD. dependents
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Brittany made a withdrawal from her checking account by:
A. Write checkB. Complete a signature cardC. Write a receiptD. Complete a deposit slip
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Brittany made a withdrawal from her checking account by:
A. Writing a checkB. Complete a signature cardC. Write a receiptD. Complete a deposit slip
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What did President Obama get the government to do to
stimulate the economy?
A. Made another holidayB. Decreased interest ratesC. Increased taxesD. Stopped imports
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What did President Obama get the government to do to
stimulate the economy?
A. Made another holidayB. Decreased interest ratesC. Increased taxesD. Stopped imports
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What is the largest revenue for most states:
A. TollsB. Federal governmentC. Individual income taxD. General sales
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What is the largest revenue for most states:
A. TollsB. Federal governmentC. Individual income taxD. General sales
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Out of the options below, which is the riskiest
investment?
A. Savings bondsB. Mutual fundsC. commoditiesD. Real estate
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Out of the options below, which is the riskiest
investment?
A. Savings bondsB. Mutual fundsC. commoditiesD. Real estate
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Anybody can cash a check with this endorsement:
A. fullB. specialC. blankD. full
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Anybody can cash a check with this endorsement:
A. fullB. specialC. blankD. full
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How does the government raise revenue?
A. Taxes, fines, fees, and running public businesses
B. Increasing taxesC. Taxes, fines, fees and licensesD. Public auctions
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How does the government raise revenue?
A. Taxes, fines, fees, and running public businesses
B. Increasing taxesC. Taxes, fines, fees and licensesD. Public auctions
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ShaNya is reconciling her bank statement, how can she tell which checks are
outstanding?A. Looking at her check registerB. Calling the bankC. Call everyone she wrote checks toD. Compare her bank statement to her
check register
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ShaNya is reconciling her bank statement, how can she
tell which checks are outstanding?
A. Looking at her check registerB. Calling the bankC. Call everyone she wrote checks toD. Compare her bank statement to her
check register
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Who pays federal unemployment taxes?A. The federal governmentB. You do C. Your employerD. Both you and your employer
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Who pays federal unemployment taxes?A. The federal governmentB. You do C. Your employerD. Both you and your employer
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Tianna specializes in leaseing commercial buildings to
manufacturing companies? In which type of resource does she
specialize?
A. humanB. capitalC. serviceD. entrepreneur
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Tianna specializes in leaseing commercial buildings to
manufacturing companies? In which type of resource does she
specialize?
A. humanB. capitalC. serviceD. entrepreneur
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Raven has a car, house, money market account and a stamp
collection. Which is the most liquid investment?
A. carB. houseC. Stamp collectionD. Money market account
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Raven has a car, house, money market account and a stamp
collection. Which is the most liquid investment?
A. carB. houseC. Stamp collectionD. Money market account
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In May, Nazhe bought one share of Apple, Inc. for $433 and he sold it yesterday for $578. What is the yeild that
Nazhe earned?
A. 14.5%B. 33.5%C. 25%D. None of the above
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Joi received the first bank statement for her new checking account. When she reconciles her bank statement it should?
A. Be less than the check register balanceB. Be greater than the check register
balanceC. Balance to zeroD. Equal the check register balance
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Joi received the first bank statement for her new checking account. When she reconciles her bank statement it should?
A. Be less than the check register balanceB. Be greater than the check register
balanceC. Balance to zeroD. Equal the check register balance