AXA Corporate presentation · 2015-07-08 · 22 AXA Corporate Presentation| Employee empowerment...

AXA CORPORATE PRESENTATION

1

CONTENTS

1. AXA Group P.03

2. AXA in Belgium P.08

1.AXA Belgium P.10

2.AXA Bank P.15

3.A responsible company P.19

2 | AXA Corporate Presentation

Helping over 100 million customers live their lives with more peace of mind

AXA GROUP

Protecting and improving

the lives of millions of

people, every day:

that is our job at AXA.

Henri de Castries, Chairman and CEO

AXA GROUP – International presence


161,000 employees & 30,000 brokers & agents in 59 countries serving over 100 million customers

AXA GROUP – Key indicators

€ 92 billion revenues insurance brand in 2014 for the

5th consecutive year (Interbrand)

No1


€ 5.1 billion

underlying result

266%

solvency ratio 1

(vs minimum of 100%)

A+ (Positive outlook)

Aa3 (Stable outlook)

AA- (Stable outlook)

AXA GROUP – Key figures

INSURANCE GROSS REVENUES

BY REGION (2014)

AXA Corporate Presentation 7 |

UNDERLYING RESULT

BY ACTIVITY (2014)

26%

Protection & Health 33%

Savings & Asset Management

Property & Casualty and international insurance

41%

Mediterranean & Latin America Region

16%

8%

Asia - Pacific

3%

Direct

6%

UK & Ireland

Northern, Central & Eastern Europe

29%

France

25%

United States

14%

Accompanying you in every moment of your life

AXA in Belgium

ASSET MANAGEMENT

AXA in Belgium’s activities

Creating opportunities and covering risks, now and in the future

ASSISTANCE

INSURANCE


BANK

Opportunities

Risks

Now

Future

AXA Belgium

Flexible insurance solutions adapted to your real needs

AXA Belgium at a glance

4,000

2.9 million customers

4,100 employees


brokers

bank agents

750

PROPERTY & CASUALTY LIFE & SAVINGS

N°1 P&C insurer in Belgium

18.3% market share (Q3 2014)

53% of AXA Belgium’s revenues,

of which:

51% retail

49% corporate

1.3 million vehicles insured

0.9 million houses protected

N°2 Life insurer in Belgium

12.1% market share (Q3 2014)

47% of AXA Belgium’s revenues,

of which:

67% retail

33% corporate

€28 billion assets under

management

0.7 million persons insured in group

insurance

Leader in the Belgian's insurance sector


PROPERTY & CASUALTY LIFE & SAVINGS

Strong results in a low rates environment


996 1.002

1.0251.029

2.025

Retail

2.026

Corporate

0%

215

-3%

2014 2013

222

R

E

V

E

N

U

E

S

O

P

E

R

A

T

I

N

G

R

E

S

U

L

T

1.398 1.213

601615

Retail

Corporate

-10%

1.813 2.012

€m

€m

€m

-7%

2013 2014

167 156

€m

Management Committee AXA Belgium


KOSTER Frank

Chief Executive Officer

DEPAEMELAERE Koen Head of Life, Savings & Protection

BEECKMAN Dirk Head of Retail P&C

VANDEN CAMP André Chief Operating Officer

ROTTIERS Sonja Chief Financial Officer

UYTTERHOEVEN Gunter Chief Marketing Officer & Head of Transformation

SLITS Stéphane Chief Distribution Officer

SONNEVILLE Isabelle Chief Human Resources Officer, Communication & Corporate Responsibility

COUROUBLE Philippe Head of Corporate P&C

AXA Bank Europe

A simple and transparent retail offer in savings and mortgage loans

AXA Bank Europe at a glance

880 employees bank agents

750

16 |

€ 63 million

Net result IFRS in 2014

AXA Corporate PresentationC

0.8 million customers

RETAIL SAVINGS CREDIT LOANS

N°6 in Belgium

€0.5 billion net new money in 2014

N°5 in Belgium

€3.2 billion mortgage loan production

in 2014 (€0.9 billion refinancings)

Financing 125,000 homes

A simple and transparent Belgian retail bank


€16 billion retail savings

€16 billion credit loans

Management Board AXA Bank Europe


VAN IN Jef Chief Executive Officer

DE RYCKER Sabine Chief Commercial Officer

DUPONT Céline Head of Product Management &

Operations

VERCOUSTRE Emmanuel Deputy CEO – Chief Financial Officer

GILLES Françoise Chief Risk Officer

GHYSEL Jeroen Chief Information Officer

A responsible company

Responsibility is an inherent

part of our mission as an

insurance company.

Frank Koster, CEO AXA Belgium

Is part of AXA’s DNA (protection) as an insurance company

Strategically focusses on Risk Research and Education

2 major Risks identified in Belgium: Climate Change and Longevity

Corporate responsibility @ AXA in Belgium

21 |

Climate

change Longevity

AXA Corporate Presentation

Corporate Responsibility: 6 pillars to have impact

22 |

Employee

empowerment and

engagement

Well-being

Diversity & Inclusion

Product

development (CR

products)

Client education to

prevent risks

Reduced ecological

footprint (building,

transportation,

paper, etc.)

Best Global Green

Brand in the

insurance industry

Community

volunteering through

AXA Hearts in

Action

Skilled Based

Volunteering :

Leverage of AXA

specific

competences

Constructive

relationships with

consumer

associations, NGOs,

Media, Assuralia &

Febelfin and

governments

Responsible

Investment (ESG

Criteria)

Transparency and

ethics in supplier

selection

Responsible and

sustainable

suppliers

WE WANT AXA TO BE A COMPANY WHERE SUSTAINABILITY AND RESPONSIBILITY ARE INTRINSIC PRINCIPLES AT

ALL LEVELS OF THE ORGANIZATION, FROM TOP MANAGEMENT TO ALL INDIVIDUAL EMPLOYEES


23 |

71646260

57

2014 2013 2012 2011 2010

AXA Belgium has reached the strategic

stage with a score of 71/100

"It’s not our responsibility” Defensive

Stage (20-36)

"We'll do what we have to do“

"It’s part of our job”

"It gives us a competitive advantage“ Strategic

Stage (69-84)

“We have to make sure everyone works for this” Civic Stage (85-100)

Compliance Stage

(37-52)

Management Stage

(53-68)

Discover more on http://cr-barometer.axa.com/en/

CR Performance is translated into a CR Index

Strategic Maturity level according to Dow Jones Sustainability Index


http://cr-barometer.axa.com/en/




AXA Hearts in Action is the Corporate Volunteering Program of AXA. It offers an opportunity to all empoyees to contribute to a social cause by volunteering.

In 2014, the 21 AXA Hearts in Action correspondents organised 38 events:

6000 hours volunteering,

2600 participants,

70 Social Purpose Organisations supported,

AXA Hearts in Action: corporate volunteering

24 |

Social exclusion

Climate change

Longevity

Fighting

exclusion in

all its forms

Footprint

management

in order to

reduce our

CO2

emissions

Prevention

and healthy

aging


Some concrete examples of our actions

25 |

AXA’s employees receive a breakfast

in return for a in-kind or a cash

donation during Exchange

breakfasts

AXA is a founding partner of the

Toekomst Atelier de l’Avenir where

we teach children financial skills

AXA organizes a social Christmas

Market so that 70 non-profits

associations can sell their products

AXA is a long time partner of the

Special Olympics

AXA Running Team organizes

the AXA Foulées in summer

and in winter. Benefits are

given to an association

AXA has an exclusive national

partnership with Relay for Life

where funds are raised for

Cancer Research


1 million euro donated to

professor Carmeliet for

cancer research at the

KUL/VIB

3 million euro donated to AXA

longevity chair in neurosciences

at ULB

Some concrete examples of our actions

26 |

AXA organizes the CR week in all

locations in Belgium with more

than 40 prevention and

volunteering events

AXA is a national partner of

GoodPlanet and wants to

motivate its employees to

contribute to a ‘good planet’

AXA is a national partner of the

Cardiology Foundation and

of the Chevalier du

Coeur/Hartridders

AXA is a proud partner of the

Belgian Coastguards since

many years

AXA supports innovative and cutting-edge projects within the areas of environmental risks, life risks and socio-economic

risks with its AXA Research Fund


https://www.youtube.com/watch?v=QmzpC_xKC-g

https://www.youtube.com/watch?v=vP_akUNVo0s

AXA Corporate presentation · 2015-07-08 · 22 AXA Corporate Presentation| Employee empowerment...

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Transcript of AXA Corporate presentation · 2015-07-08 · 22 AXA Corporate Presentation| Employee empowerment...