†iwR÷vW© bs wW G-1

evsjv‡`k †M‡RU AwZwi³ msL¨v

KZ…©c¶ KZ…©K cÖKvwkZ

eyaevi, †deªæqvwi 13, 2019

MYcÖRvZš¿x evsjv‡`k miKvi

e¨vsK I Avw_©K cÖwZôvb wefvM

A_© gš¿Yvjq

cÖÁvcb

ZvwiL : 18 gvN, 1425 e½vã/31 Rvbyqvwi, 2019 wLª÷vã

GmAviI bs-30 AvBb/2019|gvwbjÛvwis cÖwZ‡iva AvBb, 2012 (2012 m‡bi 5 bs AvBb) Gi aviv 29 G cÖ`Ë ¶gZve‡j miKvi wbgœiƒc wewagvjv cÖYqb Kwij, h_v:

cÖ_g Aa¨vq cÖviw¤¢K

1| wk‡ivbvg I cÖeZ©b|(1) GB wewagvjv gvwbjÛvwis cÖwZ‡iva wewagvjv, 2019 bv‡g AwfwnZ nB‡e|

(2) Bnv Awej‡¤̂ Kvh©Ki nB‡e|

2| msÁv|(1) welq ev cÖm‡½i cwicš’x †Kv‡bv wKQz bv _vwK‡j, GB wewagvjvq,

(K) ÒAbymÜvbÓ A_© wbqwgZ gvgjv ev GRvnvi iæRyi c~‡e© cÖvß Awf‡hvM ev evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU nB‡Z cÖvß †Mv‡q›`v cÖwZ‡e`‡bi cÖv_wgK

mZ¨Zv ev mwVKZv wbiƒc‡Y M„nxZ e¨e¯’vw`;

(1643) g~j¨ : UvKv 40.00

1644 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(L) ÒAbymÜvbKvix ms¯’vÓ A_© GB wewagvjvi Zdwm‡j ewY©Z ZvwjKv-1 G DwjøwLZ ms¯’v;

(M) ÒAwf‡hvMÓ A_© AvB‡b ewY©Z Aciv‡ai wel‡q Z`šÍKvix ms¯’v ev †Kv‡bv AvBb cÖ‡qvMKvix ms¯’v KZ…©K †gŠwLK, wjwLZ ev Ab¨ †Kv‡bvfv‡e cÖvß Awf‡hvM;

(N) ÒAvBbÕÕ A_© gvwbjÛvwis cÖwZ‡iva AvBb, 2012 (2012 m‡bi 5 bs AvBb);

(O) ÒAvBb cÖ‡qvMKvix ms¯’vÓ A_© AvBb I GB wewagvjvi Aaxb Z`šÍKvix ms¯’v;

(P) ÒAvBwb e¨e¯’v (Legal Arrangement)Ó A_© AvBb ev Pzw³i e‡j cÖwZwôZ Uªv÷ ev Ab¨vb¨ mgRvZxq AvBbMZ e¨e ’̄v;

(Q) ÒAvBwb mËv (Legal Person)Ó A_© e¨w³ (Natural Person) e¨ZxZ Ggb †Kv‡bv mËv hvnv †Kv‡bv Avw_©K cÖwZôv‡bi mwnZ m¤úK© ¯’vcb Kwi‡Z cv‡i ev Ab¨ †Kv‡bvfv‡e m¤ú` AR©b ev m¤ú‡`i gvwjKvbv jvf Kwi‡Z cv‡i, Ges †Kv‡bv †Kv¤úvwb, K‡c©v‡iU ms¯’v, dvD‡Ûkb, ¯’vcbv (Installation), †hŠ_ Askx`vwi Kvievi ev mwgwZ I mgRvZxq Ab¨vb¨ mËvI Bnvi AšÍf©y³ nB‡e;

(R) ÒAvw_©K cÖwZôv‡bi wbqš¿YKvix KZ©„cÿÓ A_©

(A) AvB‡bi aviv 2 Gi `dv (e) Gi Dc-`dv (A), (Av), (C), (D) I (E) Abyhvqx wba©vwiZ wi‡cvU© cÖ`vbKvix ms¯’vi ‡ÿ‡Î, evsjv‡`k e¨vsK;

(Av) AvB‡bi aviv 2 Gi `dv (e) Gi Dc-`dv (F) Abyhvqx wba©vwiZ wi‡cvU© cÖ`vbKvix ms¯’vi †ÿ‡Î, evsjv‡`k wmwKDwiwUR GÛ G·‡PÄ Kwgkb; Ges

(B) AvB‡bi aviv 2 Gi `dv (e) Gi Dc-`dv (B) Abyhvqx wba©vwiZ wi‡cvU© cÖ`vbKvix ms¯’vi †ÿ‡Î, wegv Dbœqb I wbqš¿Y KZ…©cÿ;

(S) ÒBwZevPK c`‡ÿ‡ci fzj cÖ‡qvM (False Positive)Ó A_© GBiƒc Kvh©µg hvnv‡Z †Kv‡bv wnmve cÖv_wgK Z‡_¨i wfwˇZ Aeiæ× ev ¯’wMZ Kiv nB‡jI cieZ©x ch©v‡jvPbv ev AwZwi³ we‡køl‡Y D³ Aeiæ×KiY ev ¯’wMZKiY mwVK nqwb g‡g© cÖZxqgvb nq;

(T) ÒDchy³ KZ©„c¶Ó A_©

(A) gvwbjÛvwis cÖwZ‡iva AvBb, 2012 (2012 m‡bi 5 bs AvBb) I mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) G DwjøwLZ gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb m¤úwK©Z Z_¨ Ges D³ ỳBwU AvB‡bi AvIZvq `vwLjK…Z m‡›`nRbK †jb‡`b m¤úwK©Z Z‡_¨i †¶‡Î, evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU;

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1645

(Av) D³ AvBb `yBwU‡Z ewY©Z Aciva AbymÜvb I Z`šÍ m¤úwK©Z Z‡_¨i †ÿ‡Î, mswkøó AvBb cÖ‡qvMKvix ms¯’v; Ges

(B) Z_¨, mv¶¨ ev Ab¨vb¨ cvi¯úwiK AvBbMZ mnvqZv cÖ`vb m¤úwK©Z wel‡q Aciva m¤úwK©Z wel‡q cvi¯úwiK mnvqZv AvBb, 2012 (2012 m‡bi 4 bs AvBb) Gi aviv 3 Gi Dc-aviv (1) Gi Aaxb miKvwi †M‡R‡U cÖÁvcb Øviv wba©vwiZ Ô†K›`ªxq KZ©„cÿÕ;

(U) ÒKvh©Ki wbqš¿YÓ A_© Ggb Ae¯’v hvnv‡Z cÖZ¨ÿ wbqš¿Y e¨ZxZ c‡ivÿfv‡e avivevwnK gvwjKvbv cÖ‡qvM ev wbqš¿Y Av‡ivc Kiv nq;

(V) Ò†K›`ªxq Uv¯‹‡dvm©Ó A_© gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva I `gb Kvh©µg †Rvi`viKi‡Yi j‡ÿ¨ miKvi KZ©…K MwVZ Uv¯‹‡dvm©;

(W) Ò†Mvcbxq welqÓ A_© weGdAvBBD KZ©„K M„nxZ †Kv‡bv m‡›`nRbK ‡jb‡`b cÖwZ‡e`b [Suspicious Transaction Report (STR)] ev m‡›`nRbK Kvh©µg cÖwZ‡e`b [Suspicious Activity Report (SAR)], gš¿Yvjq, wefvM ev ms¯’v KZ©„K †Mvcbxq wnmv‡e wPwýZ †Kv‡bv Z_¨ ev cÖwZ‡e`b, miKvwi †Mv‡q›`v ms¯’v, we‡`wk dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU nB‡Z cÖvß Z_¨ ev cÖwZ‡e`b A_ev evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU KZ©„K ‡Mvcbxq wnmv‡e wPwýZ †Kv‡bv Z_¨ ev cÖwZ‡e`b;

(X) ÒZ`šÍÓ A_© gvwbjÛvwis I m¤ú„³ Aciva msNwUZ nBevi wel‡q Dchy³ Av`vj‡Z wePviv‡_© gvgjv `v‡qi Kwievi j‡ÿ¨ mvÿ¨-cÖgvYvw` msMÖ‡ni D‡Ï‡k¨

Z`šÍKvix ms¯’v ev Z`šÍKvix ms¯’v nB‡Z ÿgZvcÖvß Ab¨ †Kv‡bv e¨w³ KZ©„K

cwiPvwjZ Kvh©µg;

(Y) ÒZ`šÍKvix ms¯’vÓ A_© AvB‡bi aviv 2 Gi `dv (V) Abymv‡i GB wewagvjvi Zdwm‡j ewY©Z ZvwjKv-1 G DwjøwLZ ms¯’v;

(Z) Ò`yb©xwZ `gb KwgkbÓ A_© ỳb©xwZ `gb Kwgkb AvBb, 2004 (2004 m‡bi 5 bs AvBb) Gi aviv 3 Gi Aaxb MwVZ `yb©xwZ `gb Kwgkb;

(_) ÒbM` †jb‡`b weeiYxÓ A_© evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU KZ©„K, mgq mgq, msÁvwqZ bM` †jb‡`b welqK weeiYx;

(`) Òwbqš¿YKvix KZ©„c¶Ó A_© wi‡cvU© cÖ`vbKvix ms¯’vi wbeÜb ev jvB‡mÝ cÖ`v‡bi A_ev Zvnv‡`i ZË¡veavb ev Z`viKxi Rb¨ AvBbMZfv‡e `vwqZ¡cÖvß KZ©„c¶;

1646 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(a) ÒcÖv_wgK Z_¨Ó A_© AvB‡b ewY©Z Aciva m¤ú‡K© †Kv‡bv AvBb cÖ‡qvMKvix ms¯’v

ev AbymÜvbKvix ms¯’vi wbKU nB‡Z cÖvß Z_¨ hvnvi wfwˇZ AbymÜvb ev

Z`šÍc~e©K e¨e¯’v MÖnY Kwi‡Z nB‡e;

(b) ÒcÖK…Z myweav‡fvMxÓ A_© weGdAvBBD KZ©„K, mgq mgq, msÁvwqZ e¨w³;

(c) Òevwn¨K Dcw¯’wZ (Physical Presence)Ó A_© †Kv‡bv †`‡ki Af¨šÍ‡i †Kv‡bv

cÖwZôv‡bi A_©en Dcw¯’wZmn e¨emvwqK e¨e¯’vcbv _vKv, Z‡e ‡Kej ¯’vbxq

G‡R›U ev wbgœc`¯’ †Kv‡bv Kg©Pvixi Aw¯ÍZ¡ Øviv GBiƒc evwn¨K Dcw¯’wZ eySvB‡e

bv;

(d) Òevsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU ev weGdAvBBDÓ A_© AvB‡bi aviv

24 Gi Aaxb cÖwZwôZ evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU;

(e) ÒhyMcr Z`šÍ (Parallel Investigation)Ó A_© m¤ú„³ Aciva Z`‡šÍi

cvkvcvwk gvwbjÛvwis, mš¿vmx Kv‡h© A_©vqb ev Ab¨ †Kv‡bv Avw_©K Aciva

m¤úwK©Z Z`šÍ;

(f) Òwi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckv

(Designated Non-Financial Business and Professions) Ó A_©

AvB‡bi aviv 2 Gi `dv (e) Gi Dc-`dv (H) nB‡Z (AA) G DwjøwLZ wi‡cvU©

cÖ`vbKvix ms¯’v;

(g) Òwi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvbÓ A_© AvB‡bi aviv 2 Gi `dv

(e) Gi Dc-`dv (A) nB‡Z (F) G DwjøwLZ wi‡cvU© cÖ`vbKvix ms¯’v;

(h) Ò†kj e¨vsK (Shell Bank)Ó A_© GBiƒc ‡Kv‡bv e¨vsK hvnv †h‡`‡k wbewÜZ

ev jvB‡mÝ cÖvß †mB‡`‡k Zvnvi †Kv‡bv kvLv ev Kvh©µg bvB Ges hvnv †Kv‡bv

wbqwš¿Z Avw_©K MÖæc (Regulated Financial Group) fy³I bq;

(i) Òm‡›`nRbK Kvh©µgÓ A_© AvB‡bi D‡Ïk¨ c~iYK‡í weGdAvBBD KZ©„K, mgq

mgq, msÁvwqZ †Kv‡bv m‡›`nRbK Kvh©µg;

(j) Òm‡›`nRbK †jb‡`bÓ A_© AvB‡bi aviv 2 Gi `dv (h) G msÁvwqZ †Kv‡bv

†jb‡`b;

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1647

(k) Ò¯^wbqwš¿Z ms¯’vÓ A_© †ckvRxex‡`i (†hgb-AvBbRxex, †bvUvix, Ab¨vb¨ ¯^vaxb AvBb †ckvRxex ev PvU©vW© GKvD†›U›U) Øviv MwVZ †Kv‡bv ms¯’v hvnv mswkøó †ckvi

cÖwZwbwaZ¡ K‡i, PPv© K‡i Ges †Kv‡bv ch©v‡q m`m¨ ‡ckvRxex‡`i Kvh©µg

ZË¡veavb ev Z`viKx Kvh©µg m¤úbœ K‡i Ges hvnv Dnvi m`m¨M‡Yi †ckvMZ

gvb ev PP©vi †ÿ‡Î ˆbwZKZv eRvq ivwLevi Rb¨ wbR¯^ wewa cÖ‡qv‡Mi welq

wbwðZ K‡i; Ges

(l) ÒwnmveÓ A_© †Kv‡bv e¨w³ ev mËvi mwnZ wi‡cvU© cÖ`vbKvix ms¯’vi e¨emvwqK m¤úK© I weGdAvBBD KZ©„K, mgq mgq, msÁvwqZ m¤úK©|

(2) GB wewagvjvq †h mKj kã ev Awfe¨vw³ e¨eüZ nBqv‡Q wKš‘ msÁvwqZ nq bvB,

†mB mKj kã ev Awfe¨vw³ AvB‡b msÁvwqZ A‡_© M„nxZ nB‡e|

wØZxq Aa¨vq

gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a RvZxq mgš^q KwgwU, IqvwKs© KwgwU I cÖv_wgK †hvMv‡hvM Kg©KZ©vi `vq-`vwqZ¡

3| RvZxq mgš^q KwgwU MVb, Kvh©cwiwa, mfv BZ¨vw`|(1) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a bxwZgvjv cÖYqb I ev Í̄evq‡b wb¤œiƒ‡c GKwU RvZxq mgš^q KwgwU MwVZ nB‡e, h_v :

(K) gš¿x, A_© gš¿Yvjq - mfvcwZ; (L) †Pqvig¨vb, `yb©xwZ `gb Kwgkb - m`m¨; (M) gyL¨ mwPe, cÖavbgš¿xi Kvh©vjq - m`m¨; (N) evsjv‡`‡ki A¨vUwb©-†Rbv‡ij - m`m¨; (O) Mfb©i, evsjv‡`k e¨vsK - m`m¨; (P) mwPe, A_© wefvM, A_© gš¿Yvjq - m`m¨; (Q) mwPe, Avw_©K cÖwZôvb wefvM, A_© gš¿Yvjq - m`m¨; (R) mwPe, †jwRm‡jwUf I msm` welqK wefvM, AvBb, wePvi I msm`

welqK gš¿Yvjq - m`m¨;

(S) mwPe, ¯^ivóª gš¿Yvjq - m`m¨; (T) mwPe, ciivóª gš¿Yvjq - m`m¨; (U) mwPe, evwYR¨ gš¿Yvjq - m`m¨; (V) †Pqvig¨vb, RvZxq ivR¯^ †evW© - m`m¨; (W) †Pqvig¨vb, evsjv‡`k wmwKDwiwUR GÛ G·‡PÄ Kwgkb - m`m¨; (X) gnv cywjk cwi`k©K, evsjv‡`k cywjk - m`m¨; Ges (Y) cÖavb Kg©KZ©v, weGdAvBBD - m`m¨ mwPe|

1648 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(2) RvZxq mgš^q KwgwUi Kvh©cwiwa nB‡e wbgœiƒc, h_v :

(K) gvwbjÛvwis Ges mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a RvZxq ¸iæZ¡c~Y© bxwZgvjv cÖYqb;

(L) cÖYxZ bxwZgvjv ev¯Íevq‡b mswkøó mKj‡K cÖ‡qvRbxq wb‡`©kbv cÖ`vb;

(M) wewfbœ gš¿Yvjq, wefvM I ms¯’vi g‡a¨ mgš^q mvab;

(N) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a AvšÍR©vwZK gvb`Û Abyhvqx evsjv‡`‡ki Ae¯’vb ch©v‡jvPbv Ges D³ gvb`Û ev¯Íevqb wbwðZKiY;

(O) mgq mgq we‡kl D‡Ï‡k¨ wewfbœ IqvwK©s KwgwU MVb Ges KwgwUi Kvh©cwiwa (ToR) Aby‡gv`b I Kvh©cwiwa ev¯Íevq‡b wb‡`©kbv cÖ`vb;

(P) weGdAvBBD, Z`šÍKvix ms¯’v I wbqš¿YKvix ms¯’vi evrmwiK Kvh©µg g~j¨vqb I wb‡`©kbv cÖ`vb;

(Q) mswkøó gš¿Yvjq, wefvM ev ms¯’v nB‡Z gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva m¤úwK©Z Z_¨ msMÖn Ges Z`vbymv‡i wm×všÍ MÖnY; Ges

(R) KwgwUi wbKU cÖ‡qvRbxq ewjqv we‡ewPZ Ab¨ †h †Kv‡bv D‡`¨vM MÖnY ev wm×všÍ cÖ`vb|

(3) KwgwU, cÖ‡qvR‡b, A_© gš¿Yvj‡qi Avw_©K cÖwZôvb wefvM KZ©©„K cÖkvmwbK cwicÎ Rvwii gva¨‡g mswkøó †h †Kv‡bv e¨w³‡K †Kv-AcU (co-opt) Kwi‡Z cvwi‡e|

(4) KwgwU erm‡i Ab~¨b 3 (wZb) wU mfvq wgwjZ nB‡e, Z‡e cÖ‡qvR‡b KwgwUi mfvcwZ, †h †Kv‡bv mgq, mfv AvnŸvb Kwi‡Z cvwi‡eb|

(5) KwgwU Dnvi wbR¯^ c×wZ‡Z mfv cwiPvjbv Kwi‡Z cvwi‡e|

(6) hw` †Kv‡bv Kvi‡Y mfvcwZ †Kv‡bv mfvq Dcw¯’Z nB‡Z bv cv‡ib, Zvnv nB‡j mfvcwZ KZ©„K wjwLZfv‡e ÿgZvcÖvß †Kv‡bv m`m¨ mfvq mfvcwZZ¡ Kwi‡eb|

(7) weGdAvBBD KwgwU‡K cÖ‡qvRbxq mvwPweK mnvqZv cÖ`vb Kwi‡e|

4| IqvwK©s KwgwU (Working Committee)|(1) gvwbjÛvwis Ges mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a RvZxq mgš^q KwgwU‡K cÖ‡qvRbxq mnvqZv cÖ`v‡bi j‡ÿ¨ wbgœiƒ‡c GKwU IqvwK©s KwgwU _vwK‡e, h_v :

(K) mwPe, e¨vsK I Avw_©K cÖwZôvb wefvM, A_© gš¿Yvjq - mfvcwZ; (L) cÖavb Kg©KZ©v, weAvBGdBD - m`m¨; (M) gnvcwiPvjK, cÖavbgš¿xi Kvh©vjq - m`m¨; (N) hyM¥-mwPe, A_© wefvM - m`m¨;

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1649

(O) hyM¥-mwPe, ¯̂ivóª gš¿Yvjq - m`m¨; (P) gnvcwiPvjK, ciivóª gš¿Yvjq - m`m¨; (Q) hyM¥-mwPe, †jwRm‡jwUf I msm` welqK wefvM, AvBb, wePvi I msm`

welqK gš¿Yvjq - m`m¨;

(R) hyM¥-mwPe, mgvR Kj¨vY gš¿Yvjq - m`m¨; (S) AwZwi³ gnvcywjk cwi`k©K, wmAvBwW, evsjv‡`k cywjk - m`m¨; (T) gnvcwiPvjK, GbwRI welqK ey¨‡iv - m`m¨; (U) gnvcwiPvjK, ỳb©xwZ `gb Kwgkb - m`m¨; (V) †iwR÷ªvi, mgevq Awa`ßi - m`m¨; (W) m`m¨, RvZxq ivR¯̂ †evW© - m`m¨; (X) gnvcwiPvjK, evsjv‡`k WvK wefvM - m`m¨; (Y) †Pqvig¨vb, ivRavbx Dbœqb KZ©„cÿ (ivRDK) - m`m¨; (Z) m`m¨, wegv Dbœqb I wbqš¿YKvix KZ©„cÿ - m`m¨; (_) m`m¨, evsjv‡`k wmwKDwiwUR GÛ G·‡PÄ Kwgkb - m`m¨; (`) Gw·wKDwUf fvBm-‡Pqvig¨vb, gvB‡µv †µwWU †i¸‡jUix A_wiwU - m`m¨; (a) †iwR÷ªvi, †iwR÷ªvi Ad R‡q›U ÷K ‡Kv¤úvwb GÛ dvg©m Gi `ßi - m`m¨; (b) †WcywU A¨vUwb© †Rbv‡ij, A¨vUwb© †Rbv‡ij-Gi Kvh©vjq - m`m¨; Ges (c) hyM¥-mwPe, Avw_©K cÖwZôvb wefvM , A_© gš¿Yvjq - m`m¨ mwPe|

(2) IqvwK©s KwgwUi Kvh©cwiwa nB‡e wbgœiƒc, h_v :

(K) gvwbjÛvwis Ges mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva msµvšÍ ¸iæZ¡c~Y© bxwZgvjvi Lmov cÖYqb Ges Dnv RvZxq mgš^q KwgwUi wbKU Dc¯’vcb;

(L) mswkøó gš¿Yvjq, wefvM I ms¯’v KZ©„K M„nxZ c`‡¶c ev¯Íevqb Kvh©Kifv‡e Z`viKx;

(M) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a AvšÍtms¯’v mgš^q Ges Z_¨ wewbgq e„w× I mnRxKiY;

(N) RvZxq mgš^q KwgwU KZ©„K M„nxZ bxwZ I wm×všÍ ev¯Íevq‡b Kg© cwiKíbv MÖnY;

(O) RvZxq mgš^q KwgwUi Rb¨ cÖwZ‡e`b cÖ¯‘Z Ges KwgwU‡K mnvqZv cÖ`vb; Ges

(P) cÖ‡qvRbxqZvi wbwi‡L wewfbœ Dc-KwgwU MVb|

(3) IqvwK©s KwgwU, cÖ‡qvR‡b, A_© gš¿Yvj‡qi Avw_©K cÖwZôvb wefvM KZ©©„K cÖkvmwbK cwicÎ Rvwii gva¨‡g mswkøó †h †Kv‡bv e¨w³‡K †Kv-AcU (co-opt) Kwi‡Z cvwi‡e|

(4) IqvwK©s KwgwU erm‡i Ab~¨b 3 (wZb) wU mfvq wgwjZ nB‡e, Z‡e cÖ‡qvR‡b KwgwUi mfvcwZ, †h †Kv‡bv mgq, mfv AvnŸvb Kwi‡Z cvwi‡eb|

1650 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(5) IqvwK©s KwgwU Dnvi wbR¯^ c×wZ‡Z mfv cwiPvjbv Kwi‡Z cvwi‡e|

(6) hw` †Kv‡bv Kvi‡Y mfvcwZ †Kv‡bv mfvq Dcw¯’Z nB‡Z bv cv‡ib, Zvnv nB‡j mfvcwZ KZ©„K wjwLZfv‡e ÿgZvcÖvß †Kv‡bv m`m¨ IqvwK©s KwgwUi mfvq mfvcwZZ¡ Kwi‡eb|

(7) weGdAvBBD IqvwK©s KwgwU‡K cÖ‡qvRbxq mvwPweK mnvqZv cÖ`vb Kwi‡e|

5| cÖv_wgK †hvMv‡hvM Kg©KZ©v (Primary Contact Person) g‡bvbqb I Zvnvi `vq-`vwqZ¡|(1) Aeva Z_¨ cÖevn, AvšÍtgš¿Yvjq ev AvšÍtms¯’v mn‡hvwMZv Ges gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a mswkøó gš¿Yvjq, wefvM ev ms¯’vi Kvh©µg mgš^‡qi D‡Ï‡k¨ wewa 3 I 4 Gi Aaxb MwVZ RvZxq mgš^q KwgwU ev IqvwK©s KwgwUi m`m¨ gš¿Yvjq, wefvM I ms ’̄v GKRb Dchy³ Kg©KZ©v‡K ÔcÖv_wgK †hvMv‡hvM Kg©KZ©vÕ (Primary Contact Person) wnmv‡e g‡bvbxZ Kwiqv weGdAvBBD-‡K AewnZ Kwi‡e Ges weGdAvBBD cÎ gvidZ g‡bvbxZ cÖv_wgK †hvMv‡hvM Kg©KZ©vM‡Yi c~Y©v½ ZvwjKv mKj cÖv_wgK †hvMv‡hvM Kg©KZ©v‡K mieivn Kwi‡e|

(2) cÖv_wgK †hvMv‡hvM Kg©KZ©vi wbgœiƒc `vwqZ¡ _wK‡e, h_v :

(K) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a ¯^xq gš¿Yvjq, wefvM ev ms¯’vi Kvh©µg mgš^q mvab I nvjbvMv` Z_¨vw` msiÿY;

(L) h_vh_ c×wZ Aej¤̂b Kwiqv gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva mswkøó Kvh©µg m¤úwK©Z Z_¨ I `wjjcÎ msMÖn, msi¶Y I wewbgq;

(M) mswkøó‡`i Rb¨ mfv, mgv‡ek, Kg©kvjv, †mwgbvi ev Kbdv‡iÝ Av‡qvRb;

(N) Gwkqv c¨vwmwdK MÖæc Ab gvwbjÛvwis, `vZv ms¯’v ev dvBb¨vwÝqvj G¨vKkb Uv¯‹ †dvm© Gi Rb¨ cÖ‡qvRbxq cÖwZ‡e`b cÖ¯‘wZ‡Z weGdAvBBD‡K cÖ‡qvRbxq mnvqZv cÖ`vb; Ges

(O) mswkøó gš¿Yvjq, wefvM, ms¯’v, RvZxq mgš^q KwgwU ev IqvwK©s KwgwU KZ©„K gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva welqK Awc©Z `vwqZ¡ cvjb |

Z…Zxq Aa¨vq

wi‡cvU© cÖ`vbKvix ms¯’vmg~‡ni `vq-`vwqZ¡

6| wi‡cvU© cÖ`vbKvix ms¯’vmg~‡ni gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva cÖwZcvjb KvVv‡gv|(1) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a AvšÍR©vwZK gvb`Û, †`‡k we`¨gvb AvBb, wewagvjv I weGdAvBBD-Gi wb‡`©kbvewji mgš^‡q cÖwZwU wi‡cvU© cÖ`vbKvix ms¯’vi GKwU wbR¯^ bxwZgvjv _vwK‡e hvnv Dnvi cwiPvjbv cl©` ev, †ÿÎgZ, cÖwZôvbwUi m‡ev©”P e¨e ’̄vcbv KwgwU KZ©„K Aby‡gvw`Z nB‡Z nB‡e Ges e¨w³ gvwjKvbvaxb cÖwZôv‡bi †ÿ‡Î, D³ bxwZgvjv gvwjK KZ©„K Aby‡gvw`Z nB‡Z nB‡e hvnvi mwnZ gvwjK KZ©„K ¯^vÿwiZ A½xKvicÎ mshy³ _vwK‡e Ges wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emvq I †ckvRxex e¨w³i †ÿ‡Î, D³ bxwZgvjv cÖwZcvj‡bi wel‡q Z`&KZ©„K ¯^vÿwiZ A½xKvicÎ mshy³ _vwK‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1651

(2) Dc-wewa (1) G ewY©Z bxwZgvjv, mgq mgq, ch©v‡jvPbv Kwiqv cÖ‡qvRbxq ms‡kvab Kwi‡Z nB‡e|

(3) Dc-wewa (1) G ewY©Z bxwZgvjv ev¯Íevq‡b cÖwZwU wi‡cvU© cÖ`vbKvix ms¯’vi wbR¯^ cÖwZcvjb Kg©m~wP _vwK‡e hvnv‡Z cÖwZôvbwUi cÖwZcvjb e¨e¯’vcbvi Rb¨ weGdAvBBD Gi wb‡`©kbv †gvZv‡eK cÖwZcvjb Kg©KZ©v g‡bvbqb, cÖwZôv‡bi Kg©KZ©v wb‡qv‡M cÖ‡qvRbxq hvPvB cÖwµqv, Kg©KZ©vM‡Yi cÖwkÿY I ¯^vaxb ev wbi‡cÿ wbixÿv e¨e¯’vi weavb _vwK‡e|

(4) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb Dc-wewa (1) I (3) G ewY©Z cÖwZcvjb bxwZgvjv I Kg©m~wP MÖæcfy³ mKj cÖwZôvb, kvLv ev mewmwWqvixi †ÿ‡Î cÖ‡hvR¨Zv Abyhvqx ev¯Íevqb Kwi‡e|

(5) GBiƒc MÖæcwfwËK cÖwZcvjb bxwZgvjv I Kg©m~wP‡Z Dc-wewa (3) G ewY©Z welqmg~‡ni cvkvcvwk MÖvn‡Ki wel‡q mZK©Zvg~jK e¨e¯’vi Z_¨, A¯^vfvweK ev m‡›`nRbK †jb‡`b ev Kvh©µ‡gi Z_¨, gvwbjÛvwis SuzwK e¨e ’̄vcbvi Z_¨mn gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡ai Rb¨ Avek¨K mKj Z_¨, cÖ‡qvRbxq †MvcbxqZv iÿv K‡i, wb‡R‡`i g‡a¨ wewbgq Kwievi weavb _vwK‡e|

(6) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb cÖ‡hvR¨ †ÿ‡Î K‡imc‡Û›U e¨vswKs, Iqvi UªvÝdvi ev MÖvn‡Ki wel‡q mZK©Zvg~jK e¨e¯’v MÖn‡Yi wbwgË Z…Zxq c‡ÿi Dci wbf©iKiY m¤úwK©Z weavbvewj ev weGdAvBBD Gi wb‡`©kbv ev¯Íevq‡b cÖ‡qvRbxq Z_¨w`i h_vh_ †MvcbxqZv iÿv Kwiqv wb‡R‡`i g‡a¨ wewbgq Kwi‡Z cvwi‡e|

(7) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb we‡`‡k Aew¯’Z Zvnv‡`i kvLv I mvewmwWqvix cÖwZôv‡bi †ÿ‡Î AvBb, mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) I D³ AvB‡bi AvIZvq RvwiK…Z wewagvjvq ewY©Z weavbvewj Ges weGdAvBBD KZ©„K, mgq mgq, RvwiK…Z wb‡`©kbvi h_vh_ cÖwZcvjb wbwðZ Kwi‡e|

(8) we‡`‡k Aew¯’Z kvLv ev mvewmwWqvix cÖwZôvb hw` ‡Kv‡bv Kvi‡Y AvBb, mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) I D³ AvB‡bi AvIZvq RvwiK…Z wewagvjvq ewY©Z weavb Ges weGdAvBBD KZ©„K, mgq mgq, RvwiK…Z wb‡`©kbv h_vh_fv‡e cÖwZcvj‡b Amg_© nq, Zvnv nB‡j D³ cÖwZôvb gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb SuywK e¨e ’̄vbvi Rb¨ cÖ‡hvR¨ AwZwi³ e¨e ’̄v MÖnY Kwi‡e Ges cÖwZcvj‡bi AcviMZvi KviY D‡jøLc~e©K Awej‡¤̂ weGdAvBBD‡K AewnZ Kwi‡e|

7| MÖvn‡Ki wel‡q h_vh_ mZK©Zvg~jK e¨e¯’v (Customer Due Diligence)|(1) wi‡cvU© cÖ`vbKvix ms¯’v †ebv‡g, QÙbv‡g ev ‡Kej msL¨vhy³ †Kv‡bv wnmve Lywj‡Z cvwi‡e bv ev Pvjy ivwL‡e bv Ges †ebv‡g, QÙbv‡g ev msL¨vhy³ wnmve †iv‡a wi‡cvU© cÖ`vbKvix ms¯’v h_vh_ mZK©Zvg~jK e¨e¯’v AbymiY Kwi‡e|

1652 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(2) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb wb¤œewY©Z ‡ÿ‡Î MÖvn‡Ki wel‡q h_vh_ mZK©Zvg~jK e¨e¯’v AbymiY Kwi‡e, h_v :

(K) e¨emvwqK m¤úK© ¯’vc‡bi mgq;

(L) weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ †jb‡`‡bi (AwbqwgZ GK ev ci¯úi m¤úK©hy³ GKvwaK †jb‡`‡bi gva¨‡g) gvÎvi AwaK ‡jb‡`b Kwievi mgq;

(M) Iq¨vi UªvÝdv‡ii gva¨‡g AwbqwgZ (Occasional) †jb‡`b m¤úv`‡bi mgq;

(N) †Kv‡bv †jb‡`b gvwbjÛvwis ev mš¿vmx Kv‡h© A_©vqb mswkøó ewjqv m‡›`n nB‡j; Ges

(O) BZtc~‡e© MÖvnK cwiwPwZ welqK M„nxZ Z_¨-Dcv‡Ëi ch©vßZv ev mZ¨Zv m¤ú‡K© m‡›`n nB‡j|

(3) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb

(K) mKj MÖvn‡Ki, wbqwgZ ev AwbqwgZ Ges e¨w³ ev AvBwb mËv (legal person) ev AvBwb e¨e¯’vaxb (legal arrangement) hvnvB nDK bv †Kb, cwiwPwZ MÖnY Kwi‡e Ges wbf©i‡hvM¨, ¯^vaxb Drm nB‡Z cÖvß `wjjvw`, Z_¨ ev DcvË e¨envi Kwiqv MÖvn‡Ki cwiwPwZi mwVKZv hvPvB Kwi‡e;

(L) wnmv‡ei cÖK…Z myweav‡fvMxi cwiwPwZg~jK Z_¨ MÖnY Kwi‡e Ges wbR¯̂ mš‘wó †gvZv‡eK cÖK…Z myweav‡fvMxi Z_¨vw` hvPvB Kwievi h_vh_ e¨e¯’v MÖnY Kwi‡e;

(M) AvBwb mËv ev AvBwb e¨e¯’vaxb MÖvn‡Ki †ÿ‡Î D³ MÖvn‡Ki gvwjKvbv ev wbqš¿Y KvVv‡gv m¤ú‡K© mg¨K IqvwKenvj nB‡e;

(N) MÖvn‡Ki mwnZ Zvnvi e¨emvwqK m¤ú‡K©i aib I D‡Ïk¨ m¤ú‡K© wbwðZ nB‡e Ges cÖ‡hvR¨ †ÿ‡Î Zvnvi Rb¨ cÖ‡qvRbxq Z_¨vw` msMÖn Kwi‡e;

(O) MÖvn‡Ki e¨emvi aiY, MÖvn‡Ki SuywKi gvÎv I aib ev cÖ‡hvR¨ †ÿ‡Î A‡_©i Dr‡mi mwnZ AmvgÄm¨Zv wPwýZ Kwievi Rb¨ mZ©KZvg~jK e¨e¯’v Pjgvb ivwL‡e; Ges

(P) D”P SuywK m¤úbœ MÖvn‡Ki we`¨gvb Z_¨vw` wbqwgZ g~j¨vqb, ch©v‡jvPbv ev cixÿv-wbixÿv Kwiqv nvjbvMv` ivwL‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1653

(4) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb AvBwb mËv ev AvBwb e¨e¯’vaxb MÖvn‡Ki †ÿ‡Î MÖvn‡Ki e¨emvi cÖK…wZ Ges Dnvi gvwjKvbv I wbqš¿Y KvVv‡gv m¤ú‡K© mg¨K AewnZ nB‡Z h_vh_ e¨e¯’v MÖnY Kwi‡e Ges wbgœwjwLZ Z_¨vw`i gva¨‡g AvBwb mËv Ges AvBwb e¨e ’̄vbvaxb MÖvn‡Ki cwiwPwZ hvPvB Kwi‡e, h_v :

(K) †h mKj `wj‡ji gva¨‡g AvBbMZ m¤úK© m„wó nBqv‡Q;

(L) bvg, AvBbMZ m¤ú‡K©i aiY Ges Aw¯Í‡Z¡i cÖgvY;

(M) †h ÿgZve‡j AvBwb e¨w³ ev AvBwb e¨e¯’vbvaxb MÖvnK cwiPvwjZ I wbqwš¿Z, Zrmn D³ AvBwb e¨w³ ev AvBwb e¨e¯’vaxb MÖvn‡Ki EaŸ©Zb e¨e ’̄vcbv c‡` AwawôZ mswkøó e¨w³ ev e¨w³e‡M©i bvg; Ges

(N) wbewÜZ `߇ii wVKvbv, Ges wbewÜZ `߇ii wVKvbv wfbœ nB‡j, D³ e¨emvi g~j †K‡›`ªi wVKvbv|

(5) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb wbgœwjwLZ Z‡_¨i gva¨‡g AvBwb mËvi cÖK…Z myweav‡fvMx wPwýZKiY I cwiwPwZ hvPvB‡q hyw³m½Z e¨e¯’v MÖnY Kwi‡e, h_v :

(K) AvBwb mËvq ‡h e¨w³ ev e¨w³e‡M©i wbqš¿YKvix gvwjKvbv ev ¯^v_© iwnqv‡Q Zvnvi ev Zvnv‡`i cwiPq;

(L) †h‡ÿ‡Î `dv (K)-G DwjøwLZ wbqš¿YKvix gvwjKvbv ev ¯^v_© iwnqv‡Q GBiƒc e¨w³ cÖK…Z myweav‡fvMx wKbv †mB wel‡q †Kv‡bviƒc m‡›`n _v‡K A_ev †h‡ÿ‡Î †Kv‡bv e¨w³ gvwjKvbv ¯^v‡_©i gva¨‡g wbqš¿Y bv Kwiqv _v‡K, †mB‡¶‡Î AvBwb mËvi Dci wbqš¿YKvix e¨w³i ev e¨w³e‡M©i, hw` _v‡K, cwiwPwZ Ab¨wea Dcv‡q mbv³ Kwi‡Z nB‡e; Ges

(M) Dcwi-DwjøwLZ `dv (K) ev (L) Gi Aaxb †Kv‡bv e¨w³ wPwýZ bv nB‡j, EaŸ©Zb e¨e ’̄vcbv Kg©KZ©vi c‡` Avmxb mswkøó Ggb e¨w³i cwiPq mbv³ Kwi‡Z nB‡e|

(6) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb wbgœwjwLZ Z_¨vw`i gva¨‡g AvBwb e¨e ’̄vaxb MÖvn‡Ki cÖK…Z myweav‡fvMx wPwýZKiY I Zvnvi cwiPq hvPvB‡q hyw³m½Z e¨e¯’v MÖnY Kwi‡e, h_v :

(K) Uªv‡÷i †¶‡Î †mU&jvi, Uªvw÷ ev Uªvw÷MY, cÖ‡U±i, hw` _v‡K, myweav‡fvMx ev myweav‡fvMx †kÖwY, Ges Ab¨ †Kv‡bv e¨w³ ‡h Uªv‡÷i Dci gvwjKvbv A_ev avivevwnK wbqš¿Y ev gvwjKvbvi (Chain of control/ownership) gva¨‡g cÖK…Z Kvh©Ki wbqš¿Y cÖ‡qvM Kwiqv _v‡K Zvnv‡`i cwiPq; Ges

1654 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(L) Ab¨ †Kv‡bv cÖKvi AvBwb e¨e¯’vw`i †¶‡Î, mg ch©v‡qi ev mg c`gh©v`vi e¨w³e‡M©i cwiPq:

Z‡e kZ© _v‡K †h, †h‡ÿ‡Î wewfbœ wb‡ ©̀kK e¨envi Kwiqv Uªvw÷i myweav‡fvMx wPwýZ Kiv nBqv _v‡K, †mB‡ÿ‡Î wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb D³ myweav‡fvMx †kÖwY m¤ú‡K© ch©vß Z_¨vw` msMÖn Kwi‡e hvnv‡Z myweav‡fvMx‡K A_© cÖ`vbKv‡j ev myweav‡fvMx Zvnvi AwaKvi Av`vq Kwi‡Z Pvwn‡j †hb Zvnv‡`i‡K wPwýZ Kwi‡Z cv‡i|

(7) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb MÖvnK Ges MÖvn‡Ki cÖK…Z myweav‡fvMxi Rb¨ cÖ‡hvR¨ mZK©Zvg~jK e¨e¯’v MÖn‡Yi cvkvcvwk Rxeb wegv, mvaviY wegv Ges Ab¨vb¨ wewb‡qvM m¤úwK©Z wegv cwjwmi myweav‡fvMx‡`i Rb¨ wbgœiƒc mZK©Zvg~jK e¨e¯’v MÖnY Kwi‡e, h_v :

(K) we‡klfv‡e wPwýZ e¨w³, AvBwb mËv ev AvBwb e¨e¯’vaxb myweav‡fvMxi ‡ÿ‡Î D³ e¨w³i bvg MÖnY Kwi‡e;

(L) wewfbœ wb‡ ©̀kK, ˆewkó¨ ev ‡kÖwY ev Ab¨ Dcv‡q wPwýZ myweav‡fvMxi Rb¨ wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb cÖvc¨ A_© cÖ`vbKv‡j weGdAvBBD Gi wb‡`©kbv †gvZv‡eK myweav‡fvMxi cwiwPwZ wbwðZKi‡Y D³ myweav‡fvMx msµvšÍ ch©vß Z_¨ msMÖn Kwi‡e; Ges

(M) Dcwi-DwjøwLZ `dv (K) I (L) Dfq †ÿ‡ÎB A_© cÖ`vbKv‡j myweav‡fvMxi cwiPq hvPvB Kwi‡e|

(8) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb Rxeb wegv cwjwmi myweav‡fvMxi †ÿ‡Î AwaKZi mZK©Zvg~jK e¨e¯’v cÖ‡hvR¨ wKbv Zvnv wbav©i‡Y myweav‡fvMx‡K mswkøó SuywKi wbYv©qK wnmv‡e AšÍfy©³ Kwi‡e Ges hw` wi‡cvU© cÖ`vbKvix ms¯’v myweav‡fvMx †Kv‡bv AvBwb e¨w³ ev AvBwb e¨e¯’vaxb MÖvnK D”P SuywK m¤úbœ ewjqv wba©viY K‡i, Zvnv nB‡j A_© cÖ`vbKv‡j Dnv wegv cwjwmi myweav‡fvMxi cÖK…Z myweav‡fvMxi cwiPq hvPvBKi‡Y hyw³m½Z e¨e ’̄vw`mn AwaKZi mZK©Zvg~jK e¨e¯’v MÖnY Kwi‡e|

8| hvPvB‡qi mgq|(1) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb MÖvnK I Zvnvi cÖK…Z myweav‡fvMxi cwiwPwZ MÖvn‡Ki mwnZ e¨emvwqK m¤úK© ¯’vc‡bi mgq A_ev ¯’vc‡bi c~‡e© Ges AwbqwgZ MÖvn‡Ki †ÿ‡Î †jb‡`b cwiPvjbvKv‡j Zvnvi cwiPq hvPvB Kwi‡e|

(2) †h‡ÿ‡Î gvwbjÛvwis I mš¿v‡m A_©vq‡bi SzuwK bvB ev wPwýZ SuywK wbqš¿‡Yi Kvh©Ki e¨e ’̄v we`¨gvb A_ev †h‡ÿ‡Î e¨emvwqK m¤úK© wewNœZ ev wew”Qbœ Kiv cÖ‡qvRb nB‡e bv, †mB†ÿ‡Î m¤úK© ¯’vc‡bi ci `ªæZZg mg‡q cwiwPwZ hvPvB Kwi‡Z nB‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1655

9| we`¨gvb MÖvnK|we`¨gvb MÖvn‡Ki SuywK, ¸iæZ¡ I cÖvmw½KZv we‡ePbvq wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb mZK©Zvg~jK e¨e ’̄v MÖnY Kwi‡e Ges c~‡e© KLb mZK©Zvg~jK e¨e ’̄v MÖnY Kiv nBqvwQj Ges Kx ai‡Yi ev Kx cwigvY Z_¨vw` msMÖn Kiv nBqvwQj Zvnv we‡ePbvµ‡g we`¨gvb MÖvn‡Ki wel‡q mZK©Zvg~jK e¨e¯’v MÖnY ev cybg©~j¨vqb Kwievi mgq wba©viY Kwi‡Z nB‡e|

10| SzuwK wfwËK e¨e¯’v (Risk Based Approach)|(1) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e cÖ‡Z¨K Avw_©K cÖwZôvb wbw ©̀ó mgq AšÍi AšÍi Dnvi e¨emvi cÖK…wZ, MÖvnK, cY¨ ev †mev, †`k ev †fŠ‡MvwjK Ae¯’vb BZ¨vw` we‡ePbvµ‡g SuywK wbiƒcYc~e©K cÖwZ‡e`b cÖYqb Kwi‡e hvnv D³ cÖwZôv‡bi SuywK e¨e¯’vcbv ev wbqš¿‡Y e¨eüZ nB‡e|

(2) SuywK wbiƒcY cÖwZ‡e`b Abymv‡i †h‡ÿ‡Î gvwbjÛvwis, mš¿vm ev mš¿vmx Kv‡h© A_©vq‡bi D”P SuywK wPwýZ nB‡e, †mB‡ÿ‡Î wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb AwaKZi mZK©Zvg~jK e¨e¯’v MÖnY Kwi‡e|

(3) †h‡ÿ‡Î wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb KZ©„K wb¤œ SuywK wnmv‡e wPwýZ Kiv nBqv‡Q, †mB‡ÿ‡Î mnRZi mZK©Zvg~jK e¨e¯’v (Simplified Customer Due Diligence) MÖnY Kiv hvB‡e, Z‡e Zvnv Aek¨B wb¤œ SuywKi wb‡`©k‡Ki mwnZ mvgÄm¨c~Y© nB‡Z nB‡e Ges gvwbjÛvwis, mš¿vm ev mš¿vmx Kv‡h© A_©vq‡bi m‡›`‡ni †ÿ‡Î ev wbw ©̀ó D”P SzuwKi cwiw¯’wZ‡Z Dnv MÖnY‡hvM¨ nB‡e bv|

11| m‡šÍvlRbK mZK©Zvg~jK e¨e ’̄v MÖn‡Y e¨_©Zvi †ÿ‡Î KiYxq|†h‡ÿ‡Î †Kv‡bv wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb cÖ‡hvR¨ mZK©Zvg~jK e¨e¯’v MÖnY ev ev¯Íevq‡b Amg_© nB‡e, †mB‡ÿ‡Î Dnv :

(K) MÖvn‡Ki wnmve Lywj‡e bv, e¨emvwqK m¤úK© ïiæ Kwi‡e bv, †jb‡`b m¤úv`b Kwi‡e bv ev

e¨emvwqK m¤úK© evwZj Kwi‡e; Ges

(L) GBiƒc MÖvnK, m¤¢ve¨ MÖvnK, cÖZ¨vLvZ e¨w³ ev mËv m¤̂‡Ü m‡›`nRbK †jb‡`b cÖwZ‡e`b ev m‡›`nRbK Kvh©µg cÖwZ‡e`b `vwL‡ji welqwU we‡ePbv Kwi‡e|

12| mZK©Zvg~jK e¨e ’̄v I Z_¨ duvm (tipping off)|†h‡ÿ‡Î wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb gvwbjÛvwis ev mš¿vmx Kv‡h© A_©vq‡bi m‡›`n K‡i Ges Zvnv‡`i wbKU hyw³m½Z aviYv R‡b¥ †h, mZK©Zvg~jK e¨e¯’v MÖnY Kwi‡j Dnv‡Z mswkøó MÖvnK mZK© nBqv hvB‡e, †mB‡ÿ‡Î Zvnviv mZK©Zvg~jK e¨e¯’v MÖnY bv Kwiqv weGdAvBBD Gi wbKU m‡›`nRbK †jb‡`b cÖwZ‡e`b `vwLj Kwi‡e|

1656 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

13| bw_ msi¶Y (Record keeping)|wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb MÖvn‡Ki wnmve eÜ nBevi mgq nB‡Z Ab~¨b 5 (cuvP) ermi ev ‡Kv‡bv GKK †jb‡`‡bi †ÿ‡Î †jb‡`b m¤úv`‡bi ZvwiL nB‡Z Ab~¨b 5 (cuvP) ermi mg‡qi Rb¨ ¯’vbxq I AvšÍR©vwZK mKj †jb‡`‡bi cÖ‡qvRbxq †iKW© wb¤œiƒ‡c msi¶Y Kwi‡e, h_v :

(K) †jb‡`‡bi †iKW© GBiƒ‡c msi¶Y Kwi‡Z nB‡e hvnv‡Z cÖ‡qvR‡b Dnv Aciv‡ai wePv‡ii †¶‡Î cÖvgvwYK `wjj wnmv‡e e¨envi Kiv hvq;

(L) mZK©Zvg~jK e¨e¯’vi gva¨‡g cÖvß MÖvn‡Ki mKj †iKW©, wnmv‡ei †iKW© ev bw_, e¨emvwqK †hvMv‡hv‡Mi cÎvw` Ges M„nxZ †Kv‡bv we‡køl‡Yi djvdj, e¨emvwqK m¤úK© mgvß nBevi ev AwbqwgZ †jb‡`b msNU‡bi ci Kgc‡¶ 5 (cuvP) ermi msi¶Y Kwi‡Z nB‡e;

(M) mKj mZK©Zvg~jK e¨e¯’vi Z_¨ Ges †jb‡`‡bi †iKW© weGdAvBBD-Gi wbKU ev h_vh_ Av`vj‡Zi Av‡`‡k mswkøó †Kv‡bv Z`šÍKvix ms¯’vi wbKU `ªæZ I mnR cÖvc¨Zv wbwðZ Kwi‡Z nB‡e;

(N) cÖ‡hvR¨ †ÿ‡Î AbymÜvb ev Z`šÍ mswkøó wnmve ev †jb‡`‡bi Z_¨ I `wjjvw` gvgjv P‚ovšÍ wb®úwË bv nIqv ch©šÍ msiÿY Kwi‡Z nB‡e|

14| wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emvq I †ckv|(1) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emvq I †ckvRxex wbgœewY©Z cwiw¯’wZ‡Z wewa 6, 7, 8, 9, 10 I 11 G ewY©Z MÖvn‡Ki wel‡q mZK©Zvg~jK e¨e¯’vw` MÖnY Kwi‡e, h_v :

(K) hLb wi‡qj G‡÷U †W‡fjcvi wi‡qj G‡÷U µq-weµq K‡i;

(L) hLb g~j¨evb avZz Ges g~j¨evb cv_‡ii wWjvi MÖÖvn‡Ki mv‡_ 10 (`k) j¶ UvKv ev Z ~̀aŸ© cwigvY bM` A_© A_ev weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ cwigvY †jb‡`‡b wbhy³ ev m¤ú„³ _v‡K;

(M) hLb AvBbRxex, †bvUvix ev Ab¨vb¨ AvBb †ckvRxex Ges PvU©vW© G¨KvD›U¨v›U wbgœewY©Z Kvh©µ‡g MÖvn‡Ki c‡ÿ †jb‡`b m¤úv`b K‡i ev †jb‡`‡bi D‡`¨vM MÖnY K‡i, h_v:-

(A) wi‡qj G‡÷U µq-weµq;

(Av) MÖvn‡Ki UvKv, wmwKDwiwUR Ges Ab¨vb¨ m¤ú‡`i e¨e¯’vcbv;

(B) e¨vsK, mÂq ev wmwKDwiwUR wnmve e¨e¯’vcbv;

(C) †Kv¤úvwb cªwZôv, cwiPvjbv ev e¨e¯’vcbvq f‚wgKv cvjb; Ges

(D) AvBwb mËv ev AvBwb e¨e¯’vaxb cÖwZôv‡bi cÖwZôv, cwiPvjbv ev e¨e ’̄vcbv Ges e¨emvwqK mËv µq-weµq|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1657

(N) hLb wbgœewY©Z Kg©Kv‡Û †Kv‡bv Uªv÷ ev †Kv¤úvwb †mev`vZv MÖvn‡Ki c‡ÿ †Kv‡bv

†jb‡`b m¤úv`b K‡i ev †jb‡`‡bi D‡`¨vM MÖnY K‡i, h_v :

(A) AvBwb mËv cÖwZôvKvix G‡R›U wnmv‡e `vwqZ¡ cvjb;

(Av) cwiPvjK ev †Kv¤úvwb mwPe ev Askx`vwi e¨emvi Askx`vi wnmv‡e ev Ab¨vb¨ AvBwb mËvi ‡ÿ‡Î mgRvZxq c‡`i b¨vq `vwqZ¡ cvjb ev Ab¨ e¨w³i Rb¨ `vwqZ¡ cvjb Kwievi e¨e¯’v K‡i;

(B) †Kv‡bv †Kv¤úvwb ev Askx`vwi e¨emv ev Ab¨ †Kv‡bv AvBwb mËv ev AvBwb e¨e ’̄vaxb cÖwZôvb‡K wbewÜZ Awdm, e¨emvwqK wVKvbv ev evm¯’vb, e¨emvi Rb¨ †hvMv‡hvM e¨e ’̄v ev cÖkvmwbK wVKvbv cÖ`vb;

(C) †Kv‡bv †NvwlZ Uªv‡÷i Uªvw÷ wnmv‡e `vwqZ¡ cvjb ev Ab¨ †Kv‡bv AvBwb e¨e ’̄vi c‡ÿ mgRvZxq `vwqZ¡ cvjb ev Ab¨ e¨w³i Rb¨ `vwqZ¡ cvjb Kwievi e¨e¯’v K‡i; Ges

(D) Ab¨ †Kv‡bv e¨w³i c‡ÿ bwgbx †kqvi †nvìvi wnmv‡e `vwqZ¡ cvjb ev Ab¨ e¨w³i Rb¨ `vwqZ¡ cvjb Kwievi e¨e¯’v K‡i|

(2) wewa 14 Gi Dc-wewa(1) G cÖ`wk©Z Ae¯’vax‡b wewa 13 G cÖ`wk©Z wb‡`©kbv Abyhvqx wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex Avek¨Kxq †iKW© msi¶Y msµvšÍ welqvw` cÖwZcvjb Kwi‡e|

(3) wewa 14 Gi Dc-wewa (1) G DwjøwLZ Ae¯’vax‡b, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex weGdAvBBD KZ©„K wba©vwiZ Af¨šÍixY cÖfvekvjx e¨w³ I we‡`wk Politically Exposed Persons (PEPs) –Gi Rb¨ Avek¨Kxq kZ©vw` c~iY Kwi‡e|

(4) wewa 14 Gi Dc-wewa(1) G DwjøwLZ Ae¯’vax‡b, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e

AvL¨vwqZ A-Avw_©K e¨emvq I †ckvRxex weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ bZzb cÖhyw³i

†ÿ‡Î cÖ‡hvR¨ kZ©vewj cÖwZcvjb Kwi‡e|

(5) wewa 14 Gi Dc-wewa(1) G DwjøwLZ Ae¯’vax‡b, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e

AvL¨vwqZ A-Avw_©K e¨emvq I †ckvRxex weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ Z…Zxq c‡¶i

Dci wbf©iZvi †ÿ‡Î cÖ‡hvR¨ kZ©vewj cÖwZcvjb Kwi‡e|

1658 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

15| wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex KZ©„K m‡›`nRbK †jb‡`b wi‡cvU© `vwLj Kwievi eva¨evaKZv|(1) AvB‡bi aviv 25 Gi Dc-aviv 1Gi `dv (N) Abyhvqx wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxexi Rb¨ wb¤œewY©Z Dchy³Zvi wfwˇZ m‡›`nRbK †jb‡`b wi‡cvU© `vwL‡ji eva¨evaKZv cÖ‡qvM‡hvM¨ nB‡e, h_v :

(K) AvBbRxex, †bvUvix, Ab¨vb¨ ¯^vaxb AvBbvbyM †ckvRxex Ges PvU©vW© G¨KvD›U¨v›U hLb †Kv‡bv MÖvn‡Ki c‡ÿ ev †Kv‡bv MÖvn‡Ki Rb¨ wewa 14 Gi Dc-wewa 1Gi `dv (M) G ewY©Z Kvh©µ‡gi mwnZ m¤úwK©Z Avw_©K ‡jb‡`‡b wb‡qvwRZ _v‡K;

(L) hLb g~j¨evb avZz ev cv_‡ii wWjvi MÖvn‡Ki mwnZ 10 (`k) j¶ ev Z ~̀aŸ© cwigvY A_ev weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ g~j¨gv‡bi evsjv‡`wk UvKvi bM` †jb‡`b K‡i;

(M) hLb Uªv÷ ev †Kv¤úvwb †mev cÖ`vbKvix MÖvn‡Ki c‡¶ ev MÖvn‡Ki Rb¨ wewa 14 Gi Dc-wewa 1 Gi `dv (N) G DwjøwLZ Kvh©µ‡gi mwnZ m¤úwK©Z †Kv‡bv †jb‡`‡b RwoZ _v‡K|

e¨L¨v|GB Dc-wewai D‡Ïk¨ c~iYK‡í, †Kv‡bv AvBbRxex, †bvUvix, Ab¨vb¨ ¯^vaxb AvBbvbyM †ckvRxex ev PvU©vW© G¨KvD›U¨v›U ¯^vaxb AvBbvbyM †ckvRxex wnmv‡e Kg©iZ †ckvRxexMY †h‡ÿ‡Î Zvnv‡`i †ckvMZ †MvcbxqZv ev we‡kl myweavcÖvß AvBbvbyM †ckvi m~‡Î cÖvmw½K ev mswkøó Z_¨ cÖvß nb, †mB‡¶‡Î Zvnv‡`i‡K m‡›`nRbK †jb‡`b m¤ú‡K© wi‡cvU© Kwievi cÖ‡qvRb nB‡e bv Ges D³ weavb mvaviYfv‡e AvBbRxex, †bvUvix, Ab¨vb¨ ¯^vaxb AvBbvbyM †ckvRxex ev PvU©vW© G¨KvD›U¨v›U Zvnv‡`i MÖvn‡Ki gva¨‡g ev MÖvn‡Ki wbKU nB‡Z (K) MÖvn‡Ki AvBwb Ae¯’vb wbwðZKiYKv‡j, A_ev (L) wePvwiK, cÖkvmwbK, mvwjmx ev ga¨¯’ZvKiY cÖwµqvq MÖvn‡Ki c‡ÿ weev`x wnmv‡e ev cÖwZwbwa wnmv‡e Zvnv‡`i `vwqZ¡ cvjbKv‡j cÖvß ev msM„nxZ Z_¨vw`i †ÿ‡Î cÖ‡hvR¨ nB‡e|

(2) wewa 14 Gi Dc-wewa (1) G ewY©Z Ae¯’vq, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex weGdAvBBD KZ©„K mgq mgq Af¨šÍixY wbqš¿Y e¨e¯’vi Rb¨ wba©vwiZ welqvw` cÖwZcvjb Kwi‡e|

(3) wewa 14 Gi Dc-wewa (1) G ewY©Z Ae¯’vq, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ D”P wbivcËv SzuwK m¤úbœ †`‡ki Rb¨ cÖ‡qvRbxq wb‡`©kbvmg~n gvwbqv Pwj‡e|

(4) wewa 14 Gi Dc-wewa (1) G ewY©Z Ae¯’vq, wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AvL¨vwqZ A-Avw_©K e¨emv I †ckvRxex weGdAvBBD KZ©„K, mgq mgq, RvwiK…Z ‡Mvcb Z_¨ duvm bv Kiv Ges †MvcbxqZv iÿv Kiv m¤úwK©Z wb‡`©kbvmg~n gvwbqv Pwj‡e, wKš‘ †hB‡ÿ‡Î AvBbRxex, †bvUvix, Ab¨vb¨ ¯^vaxb AvBbvbyM †ckvRxex ev PvU©vW© G¨KvD›U¨v›U †Kv‡bv MÖvn‡Ki A‰ea Kg©KvÛ wbevi‡Y †Póv K‡i, †mB‡ÿ‡Î Dnv Z_¨ duv‡mi kvwgj nB‡e bv|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1659

16| wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AjvfRbK cÖwZôvb (Non Profit Organization-NPO), †emiKvwi Dbœqb ms ’̄v (Non Government Organization-NGO) ev mgevq mwgwZ (Cooperative Societies)|(1) AvB‡bi D‡Ïk¨ c~iYK‡í wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AjvfRbK cÖwZôvb, †emiKvwi Dbœqb ms¯’v I mgevq mwgwZ wbgœiƒc e¨e¯’vw` MÖnY Kwi‡e, h_v :

(K) ¯^xq j¶¨, D‡Ïk¨ Ges Kvh©vewj msµvšÍ Z_¨vw` msiÿY;

(L) ms¯’vi Kvh©vewj wbqš¿‡Yi mwnZ mswkøó e¨w³e‡M©i (EaŸ©Zb e¨e¯’vcbv KZ©„cÿ, cwiPvjbv cl©‡`i m`m¨, wbe©vnx KwgwU, Uªvw÷ †evW© ev Ab¨vb¨) cwiwPwZ, `vq-`vwqZ¡ I ÿgZv msµvšÍ mnvqK `wjjvw` msMÖn I msi¶Y;

(M) `dv (K) I (L) †Z DwjøwLZ msiw¶Z Z_¨vw` ms ’̄vi I‡qemvB‡U cÖKvkmn Rbmvavi‡Yi Rb¨ ���� ivLv;

(N) cÖ‡hvR¨‡¶‡Î ¯̂xq ˆe‡`wkK kvLvi Kvh©µg I Kg©iZ Kg©KZ©v-Kg©Pvix‡`i m¤ú‡K© nvjbvMv` Z_¨ msMÖn I msi¶Y;

(O) †h mKj MÖvn‡Ki Abv`vqx FY ev Rgvi w¯’wZ weGdAvBBD KZ…©K, mgq mgq, wba©vwiZ mxgvi ev Z`‡cÿv AwaK nq, †mBmKj MÖvn‡Ki cwiwPwZg~jK mnvqK `wjjvw`mn mwVK I c~Y©v½ Z_¨ msMÖn I msiÿY;

(P) MÖvn‡Ki mwnZ m¤úK© Aemvb nBevi ZvwiL nB‡Z Ab~¨b 5 (cuvP) ermi D³ Z_¨ I `wjjvw` msiÿY;

(Q) †hmKj cÖwZôvb ˆe‡`wkK mvnvh¨, gÄywi, Aby`vb ev FY MÖnY K‡i †mB mKj cÖwZôvb KZ©„K Abv`vqx FY ev mÂq w¯’wZ m¤ú‡K© c~‡e© DwjøwLZ wewa AbymiYc~e©K Z_¨ msi¶Y;

(R) GZ`&mswkøó cÖ‡qvRbxq mnvqK `wjjvw`, wbixwÿZ evwl©K Avw_©K cÖwZ‡e`b, mKj †m±‡ii e¨vL¨vg~jK †bvUmg~n I Ab¨vb¨ Z_¨ b~¨bZg 5 (cuvP) ermi msiÿY;

(S) †hmKj MÖvn‡Ki ‡jb‡`b weGdAvBBD KZ©„K, mgq mgq, wba©vwiZ cwigvY A‡_©i mgvb ev Z`‡cÿv AwaK nq, †mB mKj †jb‡`b e¨vswKs e¨e¯’vi gva¨‡g m¤úv`b;

(T) EaŸ©Zb e¨e¯’vcbv KZ©„cÿ, cwiPvjbv cl©‡`i m`m¨, wbe©vnx KwgwU ev Uªvw÷ †evW© m`m¨, †h bv‡gB AewnZ Kiv nDK bv ‡Kb, mKj Znwe‡ji e¨q cÖwZôv‡bi jÿ¨, D‡Ïk¨ I Kvh©µ‡gi mwnZ mvgÄm¨c~Y© g‡g© wbwðZ Kiv Ges GB j‡ÿ¨ evwl©K wbixÿv m¤úv`b;

1660 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(U) RvwZms‡Ni wbivcËv cwil‡`i †iRy‡jkb bs 1267, 1373, I 1718 mn Ab¨vb¨ †iRy‡jkb Abyhvqx ZvwjKvfz³ †Kv‡bv e¨w³ ev cÖwZôv‡bi wbKU nB‡Z †Kv‡bv Znwej MÖnY bv Kiv ev Zvnv‡`i cÖ‡qvR‡b †Kv‡bv Znwej msMÖn, †Kv‡bv Avw_©K m¤ú‡`i e¨e¯’v ev Zvnv‡`i wnmve cwiPvjbv bv Kiv;

(V) Financial Action Task Force Gi Public Statement Gi Aaxb †Kv‡bv †`k ev †`‡ki †Kv‡bv e¨w³ ev ms¯’v nB‡Z Znwej MÖn‡Yi mgq SzuwK we‡ePbvq AwaKZi mZK©Zvg~jK e¨e¯’v wbwðZ Kiv;

(W) wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e AjvfRbK cÖwZôvb ev †emiKvwi Dbœqb ms¯’v KZ©„K Zvnv‡`i `vZvM‡Yi cwiwPwZg~jK mwVK I c~Y©v½ Z_¨ Ges mnvqK `wjjvw` msMÖn I msiÿY;

(X) h_vh_ KZ©„c‡ÿi wbKU nB‡Z QvocÎ e¨ZxZ †Kv‡bv ˆe‡`wkK mvnvh¨, Aby`vb, `vb ev FY MÖnY nB‡Z weiZ ivLv Ges M„nxZ QvocÎ msiÿY;

(Y) MÖvnK‡K cÖ`Ë Znwej hvnv‡Z gvwbjÛvwis ev mš¿vmx Kv‡h© A_©vq‡bi D‡Ï‡k¨ e¨eüZ bv nq Z`y‡Ï‡k¨ Dchy³ Z`viwK e¨e¯’v wbwðZ Kiv Ges Zvnv‡`i wbKU †Kv‡bv NUbv ev †jb‡`b m‡›`nRbK wnmv‡e wPwýZ nB‡j ev aviYv nB‡j Dnv weGdAvBBD cÖ`Ë wb‡`©kbv Abyhvqx weGdAvBBD eive‡i wi‡cvU© Kiv;

(Z) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a we`¨gvb e¨e ’̄vi mwnZ mvsNwl©K †Kv‡bv Kv‡R e¨env‡ii Rb¨ †Kv‡bv `vZv KZ©„K Aby‡iva cÖvß nB‡j ev Ab¨ †Kv‡bv m‡›`n _vwK‡j Awej‡¤̂ Zvnv weGdAvBBD eive‡i wi‡cvU© Kiv; Ges

(_) weGdAvBBD KZ…©K hvwPZ mKj Z_¨ Ges KvMRcÎ ev `wjjvw` weGdAvBBD eive‡i mieivn Kiv|

e¨vL¨v|`dv (O) I (P) G DwjøwLZ ÒMÖvnKÓ A‡_© ms¯’vi myweav‡fvMx e¨w³, e¨w³eM© ev Ab¨vb¨ ms¯’v‡K eySvB‡e|

17| D”P SuywKc~Y© †`kmg~n|(1) Financial Action Task Force ev †Kv‡bv AvšÍR©vwZK ms¯’v KZ©„K gvwbjÛvwis I mš¿vmx Kv‡h© A_©vq‡b SzuwKc~Y© ‡`k wnmv‡e Rbmgy‡ÿ cÖKvwkZ †`‡ki †Kv‡bv e¨w³ ev mËvi mwnZ e¨emvwqK m¤úK© ¯’vcb ev †jb‡`b m¤úv`‡bi †ÿ‡Î SzuwKi gvÎv we‡ePbvq wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb AwaKZi mZK©Zvg~jK e¨e ’̄v MÖnY Kwi‡e|

(2) we‡`wk Avw_©K cÖwZôv‡bi mwnZ m¤úK© ¯’vc‡bi c~‡e© wi‡cvU© cÖ`vbKvix ms¯’v wnmv‡e Avw_©K cÖwZôvb‡K H †`‡ki gvwbjÛvwis I mš¿v‡m A_©vqb cÖwZ‡iva e¨e¯’v we‡ePbv Kwi‡Z nB‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1661

18| m‡›`nRbK †jb‡`b wi‡cvwU©s|(1) wi‡cvU© cÖ`vbKvix ms¯’v‡K weGdAvBBD KZ©„K RvwiK…Z wb‡`©kbv Abymv‡i m‡›`nRbK †jb‡`b ev Kg©KvÐ Awej‡¤̂ weGdAvBBD Gi wbKU

`vwLj Kwi‡Z nB‡e|

(2) AvB‡bi aviv 25 Gi Dc-aviv (1) Gi `dv (N) Gi AvIZvq `vwLjK…Z m‡›`nRbK †jb‡`b ev weGdAvBBD KZ©„K, mgq mgq, msÁvwqZ m‡›`nRbK Kg©Kv‡Ði cÖwZ‡e`b m¤úwK©Z †Kv‡bv Z_¨ cÖKvk Kiv hvB‡e bv Ges m‡›`nRbK †jb‡`b ev Kg©Kv‡Ði cÖwZ‡e`b m¤úwK©Z †Kv‡bv Z_¨ cÖKvk AvB‡bi aviv 6 Gi weavb Abyhvqx kvw¯Í‡hvM¨ Aciva wnmv‡e we‡ewPZ nB‡e|

PZz_© Aa¨vq

evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU (weGdAvBBD) Gi MVb, `vq-`vwqZ¡, Kg©c×wZ

19| Kvh©µg m¤úv`‡b ¯^vaxbZv|(1) Avw_©K †Mv‡q›`v ms¯’v wnmv‡e weGdAvBBD Af¨šÍixY ev ewnt¯’ cÖfve ev n¯Í‡¶c nB‡Z gy³ _vwKqv `vwqZ¡ cvjb Kwi‡e|

(2) AvBbvbyM KviY e¨ZxZ weGdAvBBD‡K Ab¨ †Kv‡bv `vwqZ¡ cvj‡b eva¨ Kiv A_ev h_vh_ `vwqZ¡ cvjb Kiv nB‡Z weiZ ivLv hvB‡e bv|

(3) Dc-wewa (1) I (2) G hvnv wKQzB _vKzK bv †Kb, AvB‡bi aviv 24 Gi Dc-aviv (1) Gi `dv (O) Gi D‡Ïk¨ c~iYK‡í, weGdAvBBD Gi cÖavb Kg©KZ©v cÖkvmwbK wel‡q A_©vr D³ avivi `dv (M) G ewY©Z wel‡q †Kv‡bv wm×všÍ MÖn‡Yi †ÿ‡Î Mfb©‡ii Aby‡gv`b MÖnY Kwi‡eb|

20| Revew`wnZv|(1) weGdAvBBD cÖwZ ermi Dnvi Kvh©vewj m¤úwK©Z evrmwiK cÖwZ‡e`b cÖKvk Kwi‡e Ges Zvnv Mfb©i, evsjv‡`k e¨vsK I RvZxq mgš^q KwgwUi wbKU Dc¯’vcb Kwi‡e|

(2) RvZxq msm` I Z‡`vaxb MwVZ wewfbœ KwgwUi hvPbvi m~‡Î weGdAvBBD Dnvi Kvh©µ‡gi †MvcbxqZvi weavb msiÿYc~e©K cÖwZ‡e`b `vwLj Kwi‡e|

(3) miKvwi Ab¨vb¨ †Mv‡q›`v ms¯’vi b¨vq weGdAvBBD gvwmKwfwˇZ Z`&KZ©„K wewfbœ AvBb cÖ‡qvMKvix ms¯’v, gš¿Yvjq ev miKvwi Ab¨ †Kv‡bv ms¯’vq †cÖwiZ †Mv‡q›`v cÖwZ‡e`‡bi mvi-ms‡ÿc cÖavbgš¿xi Kvh©vjq eive‡i †cÖiY Kwi‡e|

21| Avw_©K †Mv‡q›`v ms¯’v wnmv‡e KwZcq cÖvwaKvi|(1) GB AvB‡bi D‡Ïk¨ c~iYK‡í, weGdAvBBD †h †Kv‡bv e¨w³ ev mËvi wbKU gvwbjÛvwis, mš¿vmx Kv‡h© A_©vqb I Ab¨vb¨ mswkøó Aciva m¤úwK©Z cÖ‡qvRbxq Z_¨vw` Pvwn‡Z cvwi‡e|

1662 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(2) weGdAvBBD Gi Af¨šÍixY e¨q e¨ZxZ Dnvi Ô†Mvcbxq welqÕ evsjv‡`k e¨vs‡Ki Af¨šÍixY wbix¶v ev Ab¨ †Kv‡bv miKvwi ev †emiKvwi ms¯’vi wbixÿvi AvIZvfz³ nB‡e bv; Z‡e weGdAvBBD cÖavb KZ…©K g‡bvbxZ Zvnvi Aa¯Íb Kg©KZ©vM‡Yi †bZ…‡Z¡ MwVZ KwgwU KZ©„K †Mvcbxq welqmg~‡n wbqwgZ Af¨šÍixY wbix¶v cwiPvwjZ nB‡e Ges D³ KwgwU wbqwgZ ev weGdAvBBD cÖavb Kg©KZ©vi wb‡`©kbv †gvZv‡eK Zvnvi wbKU wbixÿv cÖwZ‡e`b Dc¯’vcb Kwi‡e|

(3) weGdAvBBD cÖ‡qvRbxq wbivcËv e¨e¯’vmn evsjv‡`k e¨vs‡K Aew¯’Z nB‡e Ges Bnv miKvi wba©vwiZ Key Point Installation (KPI) †kÖwYi wbivcËv †fvM Kwi‡e Ges evsjv‡`k e¨vsK I mswkøó AvBb cÖ‡qvMKvix ms¯’v weGdAvBBD Gi cÖavb Kg©KZ©vi Pvwn`v †gvZv‡eK ev¯Íe I ‡hŠw³K wbivcËv cÖ`vb Kwi‡e|

22| weGdAvBBD Gi cÖavb Kg©KZ©vi wb‡qvM c×wZ|(1) evsjv‡`k e¨vs‡Ki †WcywU Mfb©i c`gh©v`vq weGdAvBBD Gi GKRb cÖavb Kg©KZ©v _vwK‡e whwb Dc-wewa (7) Abymv‡i MwVZ evQvB KwgwUi mycvwikµ‡g, miKvi KZ©„K wba©vwiZ kZ© I †gqv‡`, Pzw³wfwËK ev Ab¨weafv‡e weGdAvBBD Gi wbe©vnx cÖavb wn‡m‡e wb‡qvMcÖvß nB‡eb|

(2) cÖavb Kg©KZ©v weGdAvBBD Gi mve©ÿwYK Kg©KZ©v nB‡eb|

(3) cÖavb Kg©KZ©v evsjv‡`k e¨vs‡Ki †WcywU Mfb©‡ii Rb¨ cÖ‡hvR¨ my‡hvM-myweavw`i Abyiƒc mKj my‡hvM-myweav cÖvc¨ nB‡eb|

(4) wewa 23 Gi weavb mv‡c‡ÿ cÖavb Kg©KZ©vi Pzw³wfwËK wb‡qvM I Zvnvi PvKwii †gqv‡`i †ÿ‡Î, miKvwi Kg©Pvix AvBb, 2018 (2018 m‡bi 57 bs AvBb) ev, †ÿÎgZ, AvcvZZ ejer Ab¨ †Kv‡bv AvBb AbymiYxq nB‡e|

(5) Dc-wewa (4) Gi weavb mv‡c‡ÿ, wZwb cybtwb‡qv‡Mi †hvM¨ nB‡eb|

(6) cÖavb Kg©KZ©v, wewa 19 Gi Dc-wewa (3) mv‡c‡ÿ, weGdAvBBD Gi Kvh©µ‡gi wel‡q P‚ovšÍ wm×všÍ MÖnY Kwi‡eb|

(7) weGdAvBBD Gi cÖavb Kg©KZ©vi wb‡qv‡Mi mycvwi‡ki Rb¨ Mfb©i, evsjv‡`k e¨vs‡Ki †bZ…‡Z¡ wbgœewY©Z 5 (cuvP) m`‡m¨i mgš^‡q evQvB KwgwU MwVZ nB‡e, h_v :

(K) Mfb©i, evsjv‡`k e¨vsK - mfvcwZ;

(L) mwPe/AwZwi³ mwPe, Avw_©K cÖwZôvb wefvM, A_© gš¿Yvjq -m`m¨;

(M) mwPe/AwZwi³ mwPe, †jwRm‡jwUf I msm` welqK wefvM, AvBb, wePvi I msm` welqK gš¿Yvjq

- m`m¨;

(N) Mfb©i KZ©„K g‡bvbxZ Avw_©K Lv‡Zi GKRb we‡klÁ -m`m¨;

(O) Mfb©i KZ©„K g‡bvbxZ mvBevi wmwKDwiwU welqK GKRb we‡klÁ -m`m¨;

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1663

(8) Mfb©i KZ©„K g‡bvbxZ Avw_©K Lv‡Zi we‡klÁ I mvBevi wmwKDwiwU welqK we‡klÁ †Kv‡bv wi‡cvU© cÖ`vbKvix ms¯’vi gvwjK ev myweav‡fvMx †Kv‡bv Kg©KZ©v nB‡eb bv|

(9) evQvB KwgwU Dcw¯’Z m`m¨‡`i Ab~¨b 3 (wZb) R‡bi wm×v‡šÍi wfwˇZ AbwaK 3 (wZb) R‡bi bv‡gi GKwU ZvwjKv cÖYqb Kwiqv wb‡qvM cÖ`v‡bi Rb¨ Avw_©K cÖwZôvb wefvM, A_© gš¿Yvj‡q †cÖiY Kwi‡e|

(10) weGdAvBBD KwgwU‡K mvwPweK mnvqZv cÖ`vb Kwi‡e|

23| weGdAvBBD Gi cÖavb Kg©KZ©v nBevi †hvM¨Zv, A‡hvM¨Zv BZ¨vw`|(1)

gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva msµvšÍ Kvh©µ‡g 3 (wZb) erm‡ii AwfÁZvi

AMÖvwaKvimn

(K) miKv‡ii A_© ev Avw_©K cÖwZôvb msµvšÍ Kvh©µ‡g Ab~¨b 5 (cvuP) erm‡ii AwfÁZvmn cÖkvmwbK Kvh©µ‡g me©‡gvU Ab~¨b 20 (wek) erm‡ii AwfÁZv; ev

(L) †K›`ªxq e¨vs‡Ki Kvh©µ‡g me©‡gvU Ab~¨b 20(wek) erm‡ii AwfÁZvm¤cbœ evsjv‡`‡ki †Kv‡bv bvMwiK weGdAvBBD-Gi cÖavb Kg©KZ©v wnmv‡e wb‡qv‡Mi †hvM¨ nB‡eb|

(2) †Kv‡bv e¨w³ cÖavb Kg©KZ©v wnmv‡e wb‡qv‡Mi A‡hvM¨ nB‡eb, hw` wZwb

(K) ˆbwZK öjb ev ‡dŠR`vix †Kv‡bv Aciv‡ai `v‡q Dchy³ Av`vjZ KZ©„K †`vlx mve¨¯Í nb;

(L) Av`vjZ KZ©„K †`Dwjqv †NvwlZ nBevi ci †`Dwjqv‡Z¡i `vq nB‡Z Ae¨vnwZ cÖvß bv nb;

(M) †Kv‡bv e¨vsK, Avw_©K cÖwZôvb KZ©„K FY †Ljvcx wnmv‡e †NvwlZ ev wPwýZ nb;

(N) ˆ`wnK I gvbwmK ˆeK‡j¨i Kvi‡Y `vwqZ¡ cvj‡b Aÿg nb; Ges

(O) wefvMxq gvgjvq ¸iæ��� �� nb|

(3) cÖavb Kg©KZ©v Kg©vemv‡bi ci 1 (GK) ermi †Kv‡bv wi‡cvU© cÖ`vbKvix ms¯’vi jvfRbK c‡` wb‡qvM jv‡fi †hvM¨ nB‡eb bv|

1664 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

24| weGdAvBBD Gi Dc-cÖavb Kg©KZ©vi wb‡qvM I Ab¨vb¨ |(1) cÖavb Kg©KZ©vi mycvwik Abymv‡i evsjv‡`k e¨vs‡Ki wbe©vnx cwiPvjKM‡Yi ga¨ nB‡Z weGdAvBBD Gi GKRb mve©ÿwYK Dc-cÖavb Kg©KZ©v wb‡qvwRZ nB‡eb|

(2) weGdAvBBD cÖavb Kg©KZ©vi Abycw¯’wZ‡Z Dc-cÖavb Kg©KZ©v Zvnvi `vwqZ¡ cvjb Kwi‡eb Ges ¸iæZ¡c~Y© Kvh©vewj m¤ú‡K© h_vmg‡q cÖavb Kg©KZ©v‡K AewnZ Kwi‡eb|

(3) weGdAvBBD Gi Dc-cÖavb Kg©KZ©v ˆ`bw›`b Kvh©µ‡gi cvkvcvwk †Mvcbxq wel‡q Af¨šÍixY wbixÿv cwiPvjbv, Kg©KZ©v‡`i `ÿZv, mZZv I †MvcbxqZv iÿvi g~j¨vqb Ges weGdAvBBD Gi wbivcËv cwiw¯’wZ ch©v‡jvPbvc~e©K weGdAvBBD cÖavb eive‡i wbqwgZ cÖwZ‡e`b `vwLj Kwi‡eb|

25| weGdAvBBD Gi gvbem¤ú` e¨e¯’vcbv|(1) weGdAvBBD Gi Rbej cÖv_wgKfv‡e evsjv‡`k e¨vsK mieivn Kwi‡e Ges Zvnviv evsjv‡`k e¨vs‡Ki Rbej KvVv‡gvi AšÍ©fz³ _vwKqv `vwqZ¡ cvjb Kwi‡eb, Z‡e cÖavb Kg©KZ©v weGdAvBBD Gi Kvh©vewj myôzfv‡e m¤úv`‡bi cÖ‡qvR‡b Ab¨ †Kv‡bv ms¯’vi wbKUI `¶ Rbej mieiv‡ni Aby‡iva Kwi‡Z cvwi‡eb Ges evsjv‡`k e¨vsK e¨ZxZ Ab¨ ms ’̄v nB‡Z weGdAvBBD‡Z wb‡qvwRZ Kg©KZ©vi mKj e¨q mswkøó ms¯’v‡K wbe©vn Kwi‡Z nB‡e|

(2) evsjv‡`k e¨vsK weGdAvBBD Gi wbKU nB‡Z Aby‡iva cÖvß nB‡j weGdAvBBD Gi Kvh©µg cwiPvjbvi Rb¨ miKv‡ii c‡¶ Dnv‡K cÖ‡qvRbxq ‡jvKej, Znwej, Awdm mvgMÖx (logistics) I KvwiMwi mnvqZv cÖ`vb Kwi‡e|

(3) cÖavb Kg©KZ©vi c~e©vbygwZ e¨ZxZ Dnvi †Kv‡bv Kg©KZ©v-Kg©Pvix‡K Ab¨Î e`wj ev †Kv‡bv Kg©KZ©v-Kg©Pvix‡K weGdAvBBD‡Z c`vqb Kiv hvB‡e bv|

(4) weGdAvBBD†Z wb‡qv‡Mi c~‡e© Dnv‡Z wb‡qvM‡hvM¨ Kg©KZ©vi c~e©cwiPq (background check) Ges/ev wbivcËv hvPvB (security clearance) h_vh_ KZ©„cÿ KZ©„K m¤úv`b Kwi‡Z nB‡e|

(5) weGdAvBBD†Z c`vqb‡hvM¨ Kg©KZ©v‡K †MvcbxqZv iÿvmn †ckvMZ `¶Zv I mZZv MyYm¤úbœ nB‡Z nB‡e|

(6) mKj Kg©KZ©v-Kg©Pvix‡K weGdAvBBD‡Z KvR ïiæ Kwievi c~‡e© GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-1Õ †gvZv‡eK †MvcbxqZv iÿvi A½xKvicÎ `vwLj Kwi‡Z nB‡e|

(7) hw` †Kv‡bv Kg©KZ©v-Kg©Pvix †MvcbxqZv ev mZZv iÿv Kwi‡Z e¨_© nb ev Kv‡h© Ae‡njv K‡ib, Zvnv nB‡j cÖavb Kg©KZ©v Zvnvi wb‡qvM cÖ`vbKvix KZ©„cÿ‡K D³ Kg©KZ©v-Kg©Pvixi weiæ‡× mswkøó PvKzix wewa Abyhvqx cÖ‡qvRbxq e¨e ’̄v MÖn‡Yi wbwg‡Ë Aby‡iva Kwi‡Z cvwi‡eb|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1665

(8) weGdAvBBD Gi cÖavb Kg©KZ©v, weGdAvBBD Gi Kg©KZ©v-Kg©PvixM‡Yi PvKyixi SzuwK we‡ePbvµ‡g miKv‡ii wbKU Aby‡gv`‡bi Rb¨ SuywK fvZv cÖ`v‡bi mycvwik Kwi‡Z cvwi‡eb|

26| †jb‡`b ¯’wMZ ev wnmve Aeiæ×KiY|(1) AvB‡bi aviv 23 Gi Dc-aviv (1) Gi `dv (M) †Z cÖ`Ë ¶gZve‡j weGdAvBBD wbgœewY©Z c×wZ‡Z wi‡cvU© cÖ`vbKvix ms¯’vq iwÿZ wnmv‡ei †jb‡`b ¯’wMZ ev wnmve Aeiæ×KiY Kvh©Ki Kwi‡e, h_v :

(K) ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡k wnmve ev wnmveavix m¤ú‡K© hZ`~i m¤¢e we¯ÍvwiZ Z‡_¨i mwbœ‡ek Kwi‡Z nB‡e;

(L) cÖwZwU ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki †gqv` nB‡e 30 (wÎk) w`b Ges weGdAvBBD GKwU wbw ©̀ó wnmv‡ei wecix‡Z wbw ©̀ó Kvi‡Y GKvwaµ‡g 7 (mvZ) evi ch©šÍ ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k cÖ`vb Kwi‡Z cvwi‡e;

(M) ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki †gqv` e„w×i Aby‡gv`‡bi †ÿ‡Î hyw³m½Z KviY Dc¯’vcb Kwi‡Z nB‡e; Ges

(N) weGdAvBBD GKB wnmv‡e wfbœ wfbœ Kvi‡Y c„_K c„_K ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k cÖ`vb Kwi‡Z cvwi‡e|

(2) wfbœiƒc †Kv‡bv wb‡`©kbv bv _vwK‡j ¯’wMZv‡`‡ki AvIZvaxb wnmv‡ei w¯’wZ nB‡Z wnmve cwiPvjb e¨q I cÖ‡hvR¨ miKvwi Ki ev ïé e¨ZxZ Ab¨ †Kv‡bv A_© e¨q ev D‡Ëvjb Kiv hvB‡e bv, Z‡e cÖPwjZ nv‡i wnmv‡ei w¯’wZi Dci my` ev gybvdv wnmv‡e RgvK…Z nB‡e Ges h_vh_ cÖwµqv Aej¤̂b Kwiqv A_© Rgv Kiv hvB‡e|

(3) wfbœiƒc †Kv‡bv wb‡`©kbv bv _vwK‡j weGdAvBBD KZ©„K Aeiæ×K…Z wnmv‡ei w¯’wZ nB‡Z wnmve cwiPvjb e¨q I cÖ‡hvR¨ miKvwi Ki ev ïé e¨ZxZ Ab¨ †Kv‡bv A_© e¨q ev D‡Ëvjb Kiv hvB‡e bv, Z‡e cÖPwjZ nv‡i wnmv‡ei w¯’wZi Dci my` ev gybvdv wnmv‡e RgvK…Z nB‡e Ges Dnv‡Z Ab¨ †Kv‡bv A_© Rgv Kiv hvB‡e bv|

(4) Aeiæ×KiY Av‡`k cÖvwßi ci mswkøó wi‡cvU© cÖ`vbKvix ms¯’v D³ wnmv‡ei w¯’wZ I D³ wnmv‡ei mwnZ mswkøó Ab¨vb¨ wnmv‡ei (m‡›`nRbK wnmv‡ei †¶‡Î) Z_¨vw` Awej‡¤̂ weGdAvBBD‡K AewnZ Kwi‡e|

(5) weGdAvBBD Gi ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki d‡j wb‡ ©̀vl ¶wZMÖ¯Í cÿ cÖ‡qvRbxq KvMRcÎmn ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki cybwe©‡Pbvi Av‡e`b Kwi‡j weGdAvBBD Dc-wewa (6) G ewY©Z cÖwµqv Aej¤̂b Kwiqv ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k cÖZ¨vnvi Kwi‡Z cvwi‡e|

(6) ’̄wMZv‡`k ev Aeiæ×KiY Av‡`‡ki wel‡q wb‡`©vl Z…Zxq c‡ÿi Av‡e`b ch©v‡jvPbvc~e©K mycvwik cÖ`v‡bi Rb¨ Ab~¨b 3 (wZb) m`‡m¨i mgš^‡q GKwU cybwe©‡ePbv KwgwU MVb Kwi‡Z nB‡e Ges D³ KwgwUi mycvwik we‡ePbvµ‡g cÖavb Kg©KZ©v ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k cÖZ¨vnvi Kwi‡Z cvwi‡eb|

1666 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(7) ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k cÖ`vb Ges Zvnv cÖZ¨vnv‡i cÖavb Kg©KZ©vi Aby‡gv`b Avek¨K nB‡e Ges Dc-cÖavb Kg©KZ©v ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k ewa©Z Kwi‡Z cvwi‡eb, Z‡e Zvnv cÖavb Kg©KZ©v‡K, mgq mgq, AewnZ Kwi‡Z nB‡e|

27| Rwigvbv I cÖkvmwbK e¨e¯’v MÖnY|(1) wi‡cvU© cÖ`vbKvix ms¯’v AvBb, wewagvjv ev weGdAvBBD Gi wb‡`©kbv cÖwZcvjb Kwi‡Z e¨_© nB‡j weGdAvBBD D³ ms¯’vi cÖavb‡K KviY `k©v‡bvi †bvwUk cÖ`vb Kwi‡Z cvwi‡e|

(2) wi‡cvU© cÖ`vbKvix ms¯’v KviY `k©v‡bvi †bvwUk MÖnY bv Kwi‡j, ev wba©vwiZ mg‡q KviY `k©v‡bvi †bvwU‡ki Reve cÖ`vb bv Kwi‡j ev †bvwU‡ki Reve weGdAvBBD Gi wbKU MÖnY‡hvM¨ g‡g© we‡ewPZ bv nB‡j weGdAvBBD AvB‡bi aviv 23 Gi Dc-aviv (3), (4), (5), (6), (7) Ges (8) Gi weavbg‡Z Rwigvbv Av‡ivc ev cÖkvmwbK e¨e ’̄v MÖnY Kwi‡Z cvwi‡e|

(3) AvB‡bi aviv 23 Gi Dc-aviv (3), (4) I (5) Gi weavbg‡Z †Kv‡bv ms¯’v 3 (wZb) ev‡ii AwaK Rwigvbvi m¤§yLxb nBevi Kvi‡Y weGdAvBBD D³ ms¯’v ev D³ ms¯’vi †Kv‡bv kvLv, mvwf©m †m›Uvi, ey_ ev G‡R‡›Ui jvB‡mÝ ¯’wMZ Kwi‡j weGdAvBBD KZ…©K ¯’wMZv‡`k cÖZ¨vnvi bv Kiv Aewa D³ ms¯’v ev D³ ms¯’vi †Kv‡bv kvLv, mvwf©m †m›Uvi, ey_ ev G‡R‡›Ui e¨emv cwiPvjbv msµvšÍ hveZxq Kvh©µg eÜ _vwK‡e Ges wbeÜbKvix ev, †ÿÎgZ, jvB‡mÝ cÖ`vbKvix KZ…©cÿ‡K D³ ms¯’vi weiæ‡× h_vh_ e¨e¯’v MÖn‡Yi wbwgË welqwU AewnZ Kwi‡j, D³iƒc AewnZ nBevi GK gv‡mi g‡a¨ wbeÜbKvix ev jvB‡mÝ cÖ`vbKvix KZ…©cÿ M„nxZ c`‡ÿc weGdAvBBD†K AewnZ Kwi‡Z nB‡e|

(4) weGdAvBBD Gi wb‡`©kbv cÖwZcvjb bv Kwievi Rb¨ wi‡cvU© cÖ`vbKvix ms¯’v Ges mswkøó e¨w³ ev Kg©Pvixi wbKU nB‡Z AvB‡bi aviv 23 Gi Dc-aviv (3), (4), (5), (6), (7) I (8) Gi Aaxb Av‡ivcK…Z Rwigvbv Av`vq‡hvM¨ nB‡e|

(5) AvB‡bi aviv 23 Gi Dc-aviv (3), (4), (5), (6), (7) I (8) Gi weavbvbyhvqx Av`vqK…Z Rwigvbvi A_© evsjv‡`k e¨vsK ev, evsjv‡`k e¨vs‡Ki Aby‡gv`bµ‡g, Ab¨ †Kv‡bv e¨vs‡K iwÿZ weGdAvBBD-Gi wnmv‡e Rgv ivLv hvB‡e:

Z‡e kZ© _v‡K †h, cÖwZ A_©erm‡ii mgvw߇Z D³iƒ‡c RgvK…Z A_©, GZ`y‡Ï‡k¨ miKv‡ii wb‡`©kbv, hw` _v‡K, mv‡c‡ÿ, miKvwi Znwe‡j Rgv cÖ`vb Kwi‡Z nB‡e|

(6) weGdAvBBD Gi wb‡`©kbv cÖwZcvjb bv Kwievi Rb¨ Rwigvbvi A_© Av`vq Kwievi mwnZ wi‡cvU© cÖ`vbKvix ms¯’v KZ©„K †`vlx Kg©KZ©vi weiæ‡× cÖkvmwbK ev k„sLjvg~jK e¨e ’̄v MÖnY Kwi‡Z nB‡e Ges Zvnv 01(GK) gv‡mi g‡a¨ weGdAvBBD‡K AewnZ Kwi‡Z nB‡e|

28| wi‡cvU© cÖ`vbKvix ms ’̄vi wbqš¿YKvix KZ…©c‡ÿi mv‡_ weGdAvBBD Gi m¤úK©|(1) wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ…©cÿ ev ¯^kvwmZ KZ…©cÿ Ges weGdAvBBD gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a ci¯úi‡K mvwe©K mnvqZv cÖ`vb Kwi‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1667

(2) wi‡cvU© cÖ`vbKvix ms¯’vi gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva e¨e¯’v g~j¨vqb ev Z`viwK e¨e¯’vq ˆØZZv cwinv‡i wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ…©cÿ ev ¯^kvwmZ KZ…©cÿ I weGdAvBBD †hŠ_fv‡e evrmwiK Kg©cwiKíbv MÖnY Kwi‡e|

(3) evrmwiK Kg©cwiKíbv †gvZv‡eK Kvh©µg cwiPvwjZ n‡”Q wKbv Zvnv g~j¨vq‡b wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ…©cÿ ev ¯̂kvwmZ KZ…©cÿ I weGdAvBBD ˆÎgvwmK wfwˇZ wØcvwÿK mfv Kwi‡e Ges ev¯Íevqb AMÖMwZ †K›`ªxq Uv¯‹‡d©v‡mi mfvq Dc¯’vcb Kwi‡e|

cÂg Aa¨vq

weGdAvBBD nB‡Z cÖvß †Mv‡q›`v cÖwZ‡e`b I Ab¨vb¨ Z_¨vw`i e¨envi

29| weGdAvBBD nB‡Z cÖvß †Mv‡q›`v cÖwZ‡e`b|(1) Z`šÍKvix ms¯’v weGdAvBBD nB‡Z GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-2Õ †gvZv‡eK cÖvß †Mv‡q›`v cÖwZ‡e`‡bi †MvcbxqZv iÿvc~e©K Dnv cÖvwßi m‡½ m‡½ D³ cÖwZ‡e`b AbymÜvb ev we‡køl‡Yi Rb¨ AbymÜvbKvix Kg©KZ©v wb‡qvM Kwi‡e Ges D³ Kg©KZ©v‡K cÖwZ‡e`bwUi †MvcbxqZv iÿvi wb‡`©kbv cÖ`vb Kwi‡e|

(2) AbymÜvbKvix Kg©KZ©v cÖvß †Mv‡q›`v cÖwZ‡e`b cÖv_wgKfv‡e we‡kølYc~e©K mswkøó wnmv‡ei †ÿ‡Î ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki cÖ‡qvRb nB‡e wKbv ev ¯’wMZv‡`k ev Aeiæ×KiY Av‡`k envj _vwK‡j Dnv ewa©Z Kwi‡Z nB‡e wKbv Zvnv ª̀æZ wbiƒcY Kwi‡eb Ges Aeiæ×Ki‡Yi Avek¨KZv _vwK‡j Dchy³ Av`vj‡Zi Aby‡gv`b MÖnY Kwi‡eb|

(3) cÖ‡hvR¨ †ÿ‡Î weGdAvBBD nB‡Z †Mv‡q›`v cÖwZ‡e`b cÖvwßi 15 (c‡bi) w`‡bi g‡a¨ ev we`¨gvb ¯’wMZv‡`k ev Aeiæ×KiY Av‡`‡ki Kvh©KiZv mgvwßi AbwaK 7 (mvZ) w`b c~‡e© (hvnv c~‡e© nq) Z`šÍKvix ms¯’v weGdAvBBD‡K GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-3Õ Gi gva¨‡g wi‡cvU© cÖ`vbKvix ms¯’vq cwiPvwjZ wnmve Aeiæ×KiY ev †jb‡`b ’̄wMZv‡`‡ki ev †gqv` e„w×i Aby‡iva Kwi‡e|

(4) Z`šÍKvix ms¯’v KZ©„K weGdAvBBD Gi †Mv‡q›`v cÖwZ‡e`b Av`vj‡Z Dc¯’vcb Kiv hvB‡e bv Ges †Mv‡q›`v cÖwZ‡e`b mswkøó weGdAvBBD Gi †Kv‡bv Kg©KZ©v‡K Av`vj‡Z mvÿx wnmv‡e Dc¯’vcb Kiv hvB‡e bv|

(5) AbymÜvb ev Z`‡šÍi ch©v‡q †Kv‡bv e¨vsK ev Avw_©K cÖwZôv‡bi MÖvn‡Ki Z_¨vw` msMÖ‡ni ‡ÿ‡Î Av`vj‡Zi wfbœiƒc Av‡`k bv _vwK‡j Ges Av`vj‡Zi Av‡`k cÖvw߇Z RwUjZv ˆZwi nB‡j ev wej¤̂ nB‡j mswkøó MÖvn‡Ki Z_¨vw` msMÖ‡ni wbwgË Z`šÍKvix ms¯’v Zvnvi we¯ÍvwiZ weeiY mwbœ‡ewkZ Kwiqv GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-4Õ †gvZv‡eK cÖ‡qvRbxq Z_¨vw` msMÖ‡ni Rb¨ weGdAvBBD‡K Aby‡iva Kwi‡e|

1668 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

30| weGdAvBBD Gi gva¨‡g we‡`wk wdbvbwmqvj B‡›Uwj‡RÝ BDwbU (GdAvBBD) nB‡Z cÖvß cÖwZ‡e`b|(1) GB AvB‡b ewY©Z Aciva AbymÜvb I Z`šÍKv‡j †Kv‡bv we‡`wk e¨w³ ev mËvi m¤ú„³Zv D`&NvwUZ nB‡j Z`šÍKvix ms¯’v Awfhy³ we‡`wk e¨w³ ev mËvi wel‡q we¯ÍvwiZ weeiY D‡jøLc~e©K GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-5Õ †gvZv‡eK we‡`wk GdAvBBD nB‡Z cÖ‡qvRbxq Z_¨vw` msMÖn Kwievi Rb¨ weGdAvBBD eive‡i Aby‡iva Kwi‡e Ges GB Dc-wewai AvIZvq evsjv‡`wk e¨w³ ev mËvi †ÿ‡ÎI Abyiƒcfv‡e Ôdig-5Õ †gvZv‡eK we‡`wk GdAvBBD nB‡Z cÖ‡qvRbxq Z_¨vw` msMÖn Kwievi Rb¨ weGdAvBBD eive‡i Aby‡iva Kwi‡e|

(2) weGdAvBBD Gi gva¨‡g we‡`wk GdAvBBD nB‡Z cÖvß cÖwZ‡e`‡bi †MvcbxqZv K‡Vvifv‡e iÿv Kwi‡Z nB‡e Ges ‡Kv‡bv fv‡eB we‡`wk GdAvBBD KZ©„K Aby‡gvw`Z D‡Ïk¨ e¨ZxZ Ab¨ †Kv‡bv D‡Ï‡k¨ e¨envi Kiv hvB‡e bv|

(3) we‡`wk GdAvBBD nB‡Z cÖvß cÖwZ‡e`b Z &̀KZ…©K Aby‡gvw`Z D‡Ïk¨ e¨ZxZ Ab¨ †Kv‡bv D‡Ï‡k¨ e¨env‡ii Avek¨KZv ev Dcjÿ ˆZwi nB‡j Z`šÍKvix ms¯’v weGdAvBBD Gi gva¨‡g Z_¨ cÖ`vbKvix GdAvBBD Gi Aby‡gv`b MÖnY Kwi‡e|

31| AbymÜvb, Z`šÍ I gvgjvi Kvh©µg weGdAvBBD‡K AewnZKiY|Z`šÍKvix ms¯’v weGdAvBBD nB‡Z cÖvß †Mv‡q›`v cÖwZ‡e`‡bi e¨envi m¤úwK©Z Z_¨ h_v- cÖv_wgK ch©v‡jvPbv ev AbymÜvb, gvgjv `v‡qi, Z`šÍ, Awf‡hvMbvgv `vwLj, wePvwiK Av`vj‡Zi wm×všÍ BZ¨vw` wbqwgZfv‡e ˆÎgvwmK wfwˇZ GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-6Õ †gvZv‡eK weGdAvBBD‡K AewnZ Kwi‡e Ges Z`šÍKvix ms¯’v wbR Drm nB‡Z ev Ab¨ †Kv‡bv AvBb cÖ‡qvMKvix ms¯’v nB‡Z cÖvß Z‡_¨i wfwˇZ gvwbjÛvwis Ges mš¿vmx Kv‡h© A_©vqb msµvšÍ gvgjv cwiPvjbv Kwi‡j Dnvi Z_¨ h_v- gvgjv `v‡qi, Z`šÍ, Awf‡hvMbvgv `vwLj, wePvwiK Av`vj‡Zi wm×všÍ BZ¨vw` wbqwgZfv‡e ˆÎgvwmK wfwˇZ GB wewagvjvi Zdwm‡j AšÍf©y³ Ôdig-6Õ †gvZv‡eK weGdAvBBD‡K AewnZ Kwi‡e|

lô Aa¨vq

wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ©„c‡ÿi `vq-`vwqZ¡

32| wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ©„c‡¶i (Regulatory Authority) `vq-`vwqZ¡|(1) AvB‡bi D‡Ïk¨ c~iYK‡í wi‡cvU© cÖ`vbKvix ms¯’vi mswkøó wbqš¿YKvix KZ©„c¶ wbeÜb, jvB‡mÝ ev e¨emvi Aby‡gv`b cÖ`v‡bi †ÿ‡Î ÔevRv‡i cÖ‡ek wbqš¿Y g¨vKvwbRgÕ (market entry control mechanism) ev Í̄evqb Kwi‡e hvnvi gva¨‡g

(K) †Kv‡bv Acivax ev Zvnv‡`i mn‡hvMx hvnv‡Z †Kv‡bv wi‡cvU© cÖ`vbKvix ms¯’vi gvwjK, cwiPvjK, e¨e¯’vcK ev Dnv wbqš¿†Y ev D³ cÖwZôv‡bi †Kvbiƒc myweav‡fvMx wnmv‡e RwoZ nB‡Z bv cv‡i Zvnv wbwðZ Kwi‡e;

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1669

(L) ÔevRv‡i cÖ‡ek wbqš¿Y g¨vKvwbRgÕ ev¯Íevq‡b wbqš¿YKvix KZ©„cÿ cÖ‡hvR¨ †ÿ‡Î weGdAvBBD, Ab¨vb¨ wbqš¿YKvix KZ©„cÿ ev AvBb cÖ‡qvMKvix ms¯’vi wbKU nB‡Z cÖ‡qvRbxq Z_¨ msMÖn Kwi‡e ev cÖ‡qvRbxq mnvqZv MÖnY Kwi‡e; Ges

(M) ÔevRv‡i cÖ‡ek wbqš¿Y g¨vKvwbRgÕ D³ cÖwZôv‡b cÖK…Z myweav‡fvMx Ges †Kv‡bv cwiPvjK ev e¨e¯’vc‡Ki `vwqZ¡ bevq‡bi †ÿ‡ÎI cÖ‡hvR¨ nB‡e|

(2) evsjv‡`‡k †Kv‡bv Ô†kj e¨vsKÕ ¯’vcb ev Dnvi Kvh©µg cwiPvjbvq evsjv‡`k e¨vsK †Kv‡bv AbygwZ cÖ`vb Kwi‡e bv|

(3) wbqš¿YKvix KZ©„c¶ Zvnv‡`i AvIZvaxb ms¯’vi gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva e¨e¯’vi ev¯Íevqb ch©‡eÿ‡Yi (monitoring) Rb¨ ¯̂ ¯^ ms ’̄vq GKwU wbw`©ó DBs ev †mKkb, †h bv‡gB AwfwnZ Kiv †nvK bv ‡Kb, cÖwZôv Kwi‡e Ges gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva welqK Kvh©µg mgš^q mva‡bi j‡ÿ¨ GKRb ÔgyL¨ †hvMv‡hvM Kg©KZ©vÕ g‡bvbxZ Kwi‡e|

(4) wbqš¿YKvix KZ©„cÿ AvBb, mš¿vm we‡ivax AvBb, 2009, mswkøó wewagvjv Ges weGdAvBBD Gi wb‡`©kbv ev¯Íevq‡b weGdAvBBD KZ©„K hvwPZ mn‡hvwMZv cÖ`vb Kwi‡e|

(5) wbqš¿YKvix KZ©„cÿ Dnvi AvIZvaxb ms¯’v I mswkøó Lv‡Zi gvwbjÛvwis I mš¿v‡m A_©vqb SuzwK wbiƒc‡Y weGdAvBBD Gi D‡`¨v‡Mi mwnZ mswkøó _vwK‡e Ges mgq mgq ev Avek¨KZvi wfwˇZ Zvnv cybg©~j¨vqb Kwi‡e Ges SuzwK †gvKv‡ejvi c×wZ wel‡q h_vh_fv‡e AewnZ _vwK‡e|

(6) wbqš¿YKvix KZ©„cÿ AvB‡bi aviv 23 Gi Dc-aviv (3), (4) I (5) Ges aviv 25 Gi Dc-aviv 2(L) Gi Aaxb weGdAvBBD KZ©„K M„nxZ e¨e¯’vi wel‡q Aby‡iva cÖvß nB‡j Awej‡¤̂ cÖ‡qvRbxq e¨e¯’v MÖnY Kwi‡e|

(7) wbqš¿YKvix KZ©„cÿ Zvnv‡`i AvIZvaxb wi‡cvU© cÖ`vbKvix ms¯’v‡K weGdAvBBD Gi wb‡`©kbv †cÖiY, cÖ‡hvR¨ †ÿ‡Î Zvnvi Av‡jv‡K wb‡`©kbv cÖ`vb, m‡›`nRbK †jb‡`b ev Kvh©µg wPwýZ Kwi‡Z mnvqK MvBWjvBb I wdWe¨vK cÖ`vb Kwi‡e Ges D³ wb‡`©kbv cÖwZcvjb Z`viwK Kwi‡e|

(8) wbqš¿YKvix KZ©„cÿ gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva wel‡q wbqwgZfv‡e cÖwk¶Y, Kg©kvjv, †mwgbvi Av‡qvRb ev m‡PZbZv e„w×i j‡ÿ¨ cÖ‡qvRbxq Kg©m~wP MÖnY Kwi‡e|

(9) wbqš¿YKvix KZ©„cÿ Zvnv‡`i AvIZvaxb ms¯’vmg~‡ni mswkøó msMVb‡K (association) gvwbjÛvwis Ges mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a Kvh©Ki f~wgKv ivwLevi wb‡`©kbv cÖ`vb Kwi‡e|

1670 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(10) wbqš¿YKvix KZ©„cÿ KZ©„K †Kv‡bv wb‡`©kbv Rvwii c~‡e© AvBb, mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) GZ`mswkøó wewagvjv I weGdAvBBD KZ©„K RvwiK…Z wb‡`©kbvi mwnZ Dnvi mvgÄm¨Zv cixÿv Kwiqv †`wL‡e Ges weGdAvBBD-Gi wb‡`©kbv wbqš¿YKvix KZ©„c‡ÿi wb‡`©kbvi mwnZ mvgÄm¨c~Y© bv nB‡j wbqš¿YKvix KZ©„cÿ weGdAvBBD‡K Dnv AewnZ Kwi‡e|

(11) wbqš¿YKvix KZ©„cÿ Zvnvi wbqwgZ cwi`k©b, ZË¡veavb Ges gwbUwis Gi mgq gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva e¨e¯’vi g~j¨vqb AšÍfz©³ ivwL‡e|

(12) wbqš¿YKvix KZ©„cÿ Zvnvi wbqwgZ cwi`k©‡b ev gwbUwis G AvB‡bi aviv 25 Gi Dc-aviv (1) I wewa Øviv wba©vwiZ †Kv‡bv weavb jsNb D &̀NvwUZ nB‡j ev Kwi‡j, AvB‡bi aviv 25 Gi Dc-aviv (2) †gvZv‡eK e¨e ’̄v MÖnYc~e©K weGdAvBBD‡K AewnZ Kwi‡e Ges AvB‡bi aviv 23 Gi weavb, mš¿vm we‡ivax AvBb, 2009, GZ`mswkøó wewagvjv I weGdAvBBD KZ©„K RvwiK…Z wb‡`©kbv cwicvj‡bi e¨_©Zv D`&NvwUZ nB‡j ev †Kv‡bv m‡›`nRbK †jb‡`b ev Kvh©µg D`&NvwUZ nB‡j Zvnv weGdAvBBD‡K Awej‡¤̂ AewnZ Kwi‡e|

(13) wi‡cvU© cÖ`vbKvix ms¯’vi wbqš¿YKvix KZ©„c¶ KZ©„K AvB‡bi aviv 25 Gi Dc-aviv (2) †gvZv‡eK e¨e¯’v MÖn‡Yi †ÿ‡Î D³ wbqš¿YKvix KZ©„c‡ÿi cÖav‡bi c~e©vby‡gv`b Avek¨K nB‡e|

(14) AjvfRbK cÖwZôvb ev †emiKvwi Dbœqb ms¯’vi wbqš¿YKvix ev wbeÜbKvix ms¯’v Zvnv‡`i AvIZvaxb †Kv‡bv ms¯’v hw`

(K) mš¿vmx Kv‡h© A_©vqb K‡i ev ms¯’vwU‡K mš¿vmx Kv‡h© A_©vq‡bi D‡Ï‡k¨ e¨envi K‡i;

(L) m¤ú` RãKiY cÖwµqv cwinvi K‡i A_ev mš¿vmx Kv‡h© A_©vq‡bi cš’v wnmv‡e Ace¨eüZ nq; ev

(M) ˆea D‡Ï‡k¨ M„nxZ Znwej †Mvc‡b mš¿vmx ev mš¿vmx ms¯’v‡K myweav cÖ`v‡b e¨envi BZ¨vw` D`&NvwUZ nq;

Zvnv nB‡j D³ wbqš¿YKvix ev wbeÜbKvix ms¯’v Awej‡¤̂ Dnv weGdAvBBD‡K AewnZ Kwi‡e|

(15) wbqš¿YKvix KZ©„cÿ weGdAvBBD Gi hvPbvi m~‡Î ev ¯^Ztù‚Z©fv‡e gvwbjÛvwis ev mš¿vmx Kv‡h© A_©vqb welqK Z_¨ Ges mnvqK `wjjvw` weGdAvBBD eivei mieivn Kwi‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1671

mßg Aa¨vq

wi‡cvU© cÖ`vbKvix ms¯’vi mgš^‡q MwVZ ¯^wbqwš¿Z ms¯’v ev †ckvRxex msMV‡bi `vq-`vwqZ¡

33| ¯^wbqwš¿Z ms¯’v ev †ckvRxex msMV‡bi `vwqZ¡|AvB‡bi D‡Ïk¨ c~iYK‡í, mswkøó ¯^wbqwš¿Z ms¯’v ev †ckvRxex msMVb wbgœiƒc `vwqZ¡ cvjb Kwi‡e, h_v :

(K) AvBb, mš¿vm we‡ivax AvBb, 2009, mswkøó wewagvjv Ges weGdAvBBD Gi wb‡`©kbv ev Í̄evq‡b weGdAvBBD‡K c~Y© mn‡hvwMZv cÖ`vb;

(L) Dnvi m`m¨‡`i Kvh©µg, Z`&KZ©„K mieivnK„Z cY¨ ev †mevq gvwbjÛvwis I mš¿vmx Kv‡h© A_©vq‡bi SuywK iwnqv‡Q wKbv †m m¤ú‡K© mg¨K AewnZ nIqvi wbwgË, mgq mgq, weGdAvBBD-Gi mnvqZvq SuzwK wbiƒcY;

(M) Dnvi AvIZvaxb wi‡cvU© cÖ`vbKvix ms¯’v‡K weGdAvBBD Gi wb‡ ©̀kbv †cÖiY, wb‡`©kbv cÖ`vb, m‡›`nRbK †jb‡`b ev Kvh©µg wPwýZ Kwi‡Z mnvqK MvBWjvBb I wdWe¨vK cÖ`vb Ges D³ wb‡`©kbv ev¯Íevq‡b DØy×KiY;

(N) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv†ai wel‡q wbqwgZfv‡e cÖwk¶Y, Kg©kvjv I †mwgbvi Av‡qvRb ev m‡PZbZv e„w×i j‡ÿ¨ Kg©m~wP MÖnY;

(O) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a cÖ‡qvRbxq Kvh©µ‡gi †ÿ‡Î AcwicvwjZ welq ev †Kv‡bv m‡›`nRbK †jb‡`b ev Kvh©µg m¤ú‡K© AewnZ nB‡j, Zrm¤ú‡K© Z_¨ weGdAvBBD‡K mieivn; Ges

(P) weGdAvBBD nB‡Z Aby‡iva cÖvß nB‡j ev ¯^Ztù‚Z©fv‡e gvwbjÛvwis ev mš¿vmx Kv‡h© A_©vqb wel‡q Z_¨ I mswkøó `wjjvw` weGdAvBBD‡K mieivnKiY|

Aóg Aa¨vq

Z_¨ wewbgq

34| ¯’vbxq KZ©„c‡ÿi mwnZ mvaviY I †Mv‡q›`v Z_¨ wewbgq|(1) AvB‡bi D‡Ïk¨ c~iYK‡í AvB‡bi aviv 24 Gi Dc-aviv (2) Abymv‡i miKvwi, Avav-miKvwi, ¯^vqËkvwmZ ms¯’v ev Ab¨vb¨ mswkøó cÖwZôvb ev ms¯’v Dnv‡`i wbKU msiwÿZ ev msM„nxZ Z_¨ Aby‡iv‡ai †cÖwÿ‡Z ev ¯^ZtcÖ‡Yvw`Zfv‡e weGdAvBBD‡K mieivn Kwi‡e Ges GBiƒc Z_¨ cÖvwßi Aby‡iv‡ai †ÿ‡Î weGdAvBBD wbgœewY©Z c×wZ AbymiY Kwi‡e, h_v :

(K) Z_¨ cÖvwßi Rb¨ weGdAvBBD AvB‡bi mswkøó aviv D‡jøLc~e©K †h cÖwZôv‡bi wbKU nB‡Z Z_¨ cÖ‡qvRb Dnvi wbKU wjwLZfv‡e AwahvPb cÎ †cÖiY Kwi‡e;

(L) weGdAvBBD Gi AwahvPb c‡Î hvwPZ Z_¨ ev `wj‡ji weeiY, D‡Ïk¨ Ges Z_¨ I `wj‡ji m¤¢ve¨ e¨env‡ii †ÿÎ D‡jøL _vwK‡e|

1672 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(2) hw` †Kv‡bv miKvwi, Avav-miKvwi, ¯^vqËkvwmZ ms¯’v, mswkøó cÖwZôvb ev ms¯’v m‡šÍvlRbK e¨vL¨v e¨wZ‡i‡K Dc-wewa (1) G Aby‡ivaK…Z Z_¨ mieivn Kiv nB‡Z weiZ _v‡K, Zvnv nB‡j weGdAvBBD welqwU RvZxq mgš^q KwgwU ev IqvwK©s KwgwUi wbKU Dc¯’vcb Kwi‡e|

(3) AvB‡bi aviv 24 Gi Dc-aviv (2) Abyhvqx miKvwi, Avav-miKvwi, ¯^vqËkvwmZ ms¯’v, mswkøó cÖwZôvb ev ms¯’v Dnv‡`i cÖavb Kvh©vjq‡K AewnZ Kwiqv ¯^ZtcÖ‡Yvw`Zfv‡e Zvnv‡`i wbKU msiwÿZ ev msM„nxZ Z_¨ weGdAvBBD‡K mieivn Kwi‡e|

35| we‡`wk Abyiƒc c‡ÿi (Counterpart) mwnZ Z_¨ wewbg‡qi mvaviY bxwZ| weGdAvBBD KZ©„K †Kv‡bv we‡`wk GdAvBBD Gi mwnZ Z_¨ wewbgq ev evsjv‡`‡ki Ab¨vb¨ Dchy³ KZ©„cÿ KZ©„K we‡`wk Abyiƒc c‡ÿi mwnZ AvB‡b ewY©Z Aciva ev m¤ú„³ Aciva m¤úwK©Z Z_¨ wewbg‡qi †ÿ‡Î wbgœewY©Z c×wZ AbymiY Kwi‡Z nB‡e, h_v :

(K) Z_¨ wewbg‡qi †ÿ‡Î Dchy³ KZ©„cÿ h_vh_ wbqš¿Y, myiÿv I †MvcbxqZv wbwðZ Kwi‡e;

(L) wewbgqK…Z Z_¨ hvnv‡Z †NvwlZ D‡Ï‡k¨i evwn‡i Ab¨ †Kv‡bv D‡Ï‡k¨ e¨envi Kiv bv nq Dnv Aby‡ivaKvix cÿ wbwðZ Kwi‡e;

(M) hw` we‡`wk KZ©„cÿ KZ©„K `dv (K) ev (L) Gi weavb cwicvj‡b BZtc~‡e© e¨_©Zvi bwRi _v‡K, Zvnv nB‡j evsjv‡`wk Dchy³ KZ©„cÿ cieZx©‡Z Z_¨ mieivn Kwi‡Z A¯^xKvi Kwi‡Z cvwi‡e;

(N) †h‡ÿ‡Î cvi¯úwiK mn‡hvwMZvi Rb¨ Dchy³ KZ©„c‡ÿi we‡`wk Abyiƒc c‡ÿi mwnZ wØ-cvwÿK ev eûcvwÿK Pzw³ ev mg‡SvZv ¯§viK ¯^vÿi cÖ‡qvRb, †mB‡ÿ‡Î Av‡jvPbvi gva¨‡g Ges mg‡qvc‡hvMx cš’vq we Í̄…Z cwim‡i we‡`wk Abyiƒc c‡ÿi mwnZ Pzw³ ev mg‡SvZv ¯§viK ¯^vÿi Kwi‡e; Ges

(O) Dchy³ KZ©„cÿ I we‡`wk Abyiƒc cÿ cÖvß Z‡_¨i e¨envi I Dnvi Dc‡hvwMZv m¤ú‡K© h_vmg‡q ci¯úi‡K AewnZ Kwi‡e|

36| KwZcq Kvi‡Y Z_¨ wewbgqmn Ab¨vb¨ mnvqZvi Aby‡iva cÖZ¨vL¨vb bv Kiv| Dchy³ KZ©„cÿ wb¤œewY©Z Kvi‡Y we‡`wk Abyiƒc c‡ÿi Z_¨ wewbgqmn Ab¨vb¨ mnvqZvi Aby‡iva cÖZ¨vL¨vb Kwi‡e bv, h_v :

(K) Aby‡ivaK…Z welqwUi mwnZ Avw_©K welq m¤ú„³ _vwKevi Kvi‡Y;

(L) AvBb Abyhvqx †Kv‡bv wi‡cvU© cÖ`vbKvix ms¯’vi †MvcbxqZv eRvq ivwLevi cÖ‡qvRbxqZvi Kvi‡Y, Z‡e AvBwb †ckvi cÖvwaKvi ev AvBwb †ckvi †MvcbxqZv msµvšÍ cÖvmw½K Z‡_¨i †ÿ‡Î Bnv cÖ‡hvR¨ nB‡e bv;

(M) evsjv‡`‡k †Kv‡bv gvgjvi AbymÜvb, Z`šÍ ev wePvwiK cÖwµqv Ae¨vnZ _vwKevi Kvi‡Y, hw` D³iƒc mnvqZv cÖ`v‡bi d‡j AbymÜvb, Z`šÍ ev wePvwiK cÖwµqv e¨vnZ bv nq; ev

(N) Aby‡ivaKvix KZ©„c‡ÿi cÖK…wZ ev gh©v`v (†`Iqvbx, cÖkvmwbK, AvBb cÖ‡qvMKvix BZ¨vw`) Dchy³ KZ©„c‡ÿi cÖK…wZ ev gh©v`v nB‡Z wfbiƒc nBevi Kvi‡Y|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1673

37| wewbgqK…Z Z‡_¨i †MvcbxqZv iÿv|Z‡_¨i †MvcbxqZv I DcvË myiÿv msµvšÍ Dfq c‡ÿi eva¨evaKZvi wfwˇZ Dchy³ KZ©„cÿ mn‡hvwMZvi Aby‡iva I wewbgqK…Z Z‡_¨i †MvcbxqZv iÿv Kwi‡e Ges Dchy³ KZ©„cÿ Kgc‡ÿ GBiƒ‡c cÖvß Aby‡iva ev wewbgqK…Z Z‡_¨i †MvcbxqZv iÿv Kwi‡e †hBiƒ‡c ¯’vbxq Drm nB‡Z msM„nxZ Z‡_¨i †MvcbxqZv iÿv Kiv nq|

38| Z_¨ mieiv‡n A¯^xK…wZ|Aby‡ivaKvix KZ©„cÿ wewbgqK…Z Z‡_¨i †MvcbxqZv Kvh©Kifv‡e iÿv Kwi‡Z bv cvwievi bwRi _vwK‡j Dchy³ KZ©„cÿ Z_¨ mieiv‡n A¯^xK…wZ RvbvB‡Z cvwi‡e|

39| cwi`k©b I AbymÜvb cwiPvjbv|we‡`wk c‡ÿi Aby‡iva m~‡Î Dchy³ KZ©„cÿ cÖ‡qvRbxq cwi`k©b I AbymÜvb cwiPvjbv Kwi‡Z cvwi‡e Ges cwi`k©b I AbymÜv‡bi gva¨‡g ¯’vbxqfv‡e msM„nxZ Z_¨vw` wewbgq Kwi‡Z cvwi‡e|

40| weGdAvBBD Ges we‡`wk GdAvBBD ev Abyiƒc c‡ÿi g‡a¨ Z_¨ wewbgq|(1) GB AvB‡bi D‡Ïk¨ c~iYK‡í Ges we‡`wk GdAvBBD Gi mwnZ Z_¨ wewbg‡qi †ÿ‡Î, AvB‡b cÖ`Ë ÿgZvi Aaxb weGdAvBBD ÔGMg›U MÖæc Gi Z_¨ wewbg‡qi bxwZÕ AbymiY Kwi‡e|

(2) weGdAvBBD Z_¨ wewbg‡qi †ÿ‡Î cÖvc¨ me©vwaK wbivc` I Kvh©Ki gva¨g e¨envi Kwi‡e|

(3) weGdAvBBD we‡`wk GdAvBBD Gi aiY wbwe©‡k‡l AvBb I mš¿vm we‡ivax AvBb, 2009 (2009 m‡bi 16 bs AvBb) Gi weavb Abyhvqx ¯’vbxq ch©v‡q cÖZ¨ÿ ev c‡ivÿfv‡e cÖvß ev msM„nxZ Z_¨ Ôcvi¯úwiK Z_¨ wewbg‡qi bxwZ (reciprocity)Õ AbymiYc~e©K wewbgq Kwi‡Z cvwi‡e|

(4) weGdAvBBD Aby‡iv‡ai m~‡Î ev ¯^ZtcÖ‡Yvw`Z we‡`wk Abyiƒc c‡ÿi wbKU nB‡Z cÖvß Z‡_¨i e¨envi ev mieivnK…Z Z_¨ we‡køl‡Yi gva¨‡g cÖvß djvdj wel‡q we‡`wk cÿ‡K wdWe¨vK cÖ`vb Kwi‡e|

(5) we‡`wk Abyiƒc c‡ÿi wbKU mnvqZvi Aby‡iva Kwievi ‡ÿ‡Î weGdAvBBD hZ`~i m¤¢e Aby‡ivaK…Z e¨w³ ev mËvi we¯ÍvwiZ cwiPq, cÖvc¨ Z_¨ ev mn‡hvwMZvi aib, hvwPZ Z‡_¨i e¨envi ev hvwPZ mn‡hvwMZvi D‡Ïk¨, †MvcbxqZv iÿvi Dcvq ev c×wZ Ges Ôcvi¯úwiK Z_¨ wewbg‡qi bxwZ (reciprocity)Õ AbymiY Kwievi welqwU Aby‡ivac‡Î D‡jøL Kwi‡e|

41| Avw_©K cÖwZôv‡bi wbqš¿YKvix KZ©„c‡ÿi g‡a¨ Z_¨ wewbgq|(1) wfbœiƒc †Kv‡bv wb‡`©kbv bv _vwK‡j Avw_©K cÖwZôv‡bi wbqš¿YKvix KZ©„cÿ Avw_©K cÖwZôvb KZ©„K aviYK…Z Z_¨mn Af¨šÍixYfv‡e Dnvi wbKU iwÿZ Z_¨ we`¨gvb AvB‡bi weavb †gvZv‡eK we‡`wk Abyiƒc

c‡ÿi cÖ‡qvRbxqZvi wbwi‡L wewbgq Kwi‡Z cvwi‡e|

1674 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(2) wfbœiƒc †Kv‡bv wb‡ ©̀kbv bv _vwK‡j Avw_©K cÖwZôv‡bi wbqš¿YKvix KZ©„cÿ we‡klZ GKB MÖæ‡c Kvh©iZ Avw_©K cÖwZôv‡bi Dci †hŠ_ `vq iwnqv‡Q Ggb Ab¨ wbqš¿YKvix KZ©„c‡ÿi g‡a¨ gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva m¤úwK©Z wbgœewY©Z Z_¨mg~n wewbgq Kwi‡Z cvwi‡e, h_v :

(K) wbqgb Kv‡h©i (regulatory) Z_¨vw`, h_v- Af¨šÍixY wbqš¿Y c×wZ msµvšÍ Z_¨ Ges Avw_©K LvZ m¤úwK©Z mvaviY Z_¨;

(L) mywe‡ePbvcÖm~Z wbqgb Kv‡h© cÖvß Z_¨vw` (prudential information), wbw ©̀ó A‡_© g~jbxwZi ZË¡veavqK‡`i (Core Principles Supervisors) msµvšÍ Z_¨vw`, h_v- Avw_©K cÖwZôvbmg~‡ni e¨emvwqK Kvh©µg, cÖK…Z myweav‡fvMx, e¨e ’̄vcbv, Ges gvwjK I e¨e¯’vcbv KZ©„c‡ÿi Dchy³Zv I mwVKZv (fit and properness) welqK Z_¨; Ges

(M) gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iva msµvšÍ Z_¨vw`, h_v- gvwbjÛvwis I mš¿vmx Kv‡h© A_©vqb cÖwZ‡iv‡a Af¨šÍixY bxwZ I c×wZ, MÖvn‡Ki wel‡q mZK©Zvg~jK e¨e ’̄vi Z_¨, MÖvn‡Ki †iKW©, wnmv‡ei bgybv I †jb‡`b welqK Z_¨|

(3) Avw_©K cÖwZôv‡bi wbqš¿YKvix KZ©„cÿ ˆe‡`wkK Abyiƒc c‡ÿi Aby‡iv‡ai †cÖwÿ‡Z Zvnv‡`i c‡ÿ cwi`k©b Kvh© cwiPvjbv Kwi‡Z cvwi‡e|

(4) hw` AvBwb eva¨evaKZvi Kvi‡Y Aby‡ivaKvix Avw_©K Lv‡Zi ZË¡veavqK‡`i mwVK Z_¨ wi‡cvU© Kwi‡Z ev RvbvB‡Z nq, Zvnv nB‡j Zvnv‡`i wewbgqK…Z Z_¨ weZi‡Yi ev ZË¡veavb Ges Ab¨ †Kv‡bv Kvi‡Y e¨env‡ii AvMvg Aby‡gv`b iwnqv‡Q wKbv Aby‡ivaKvix Avw_©K Lv‡Zi ZË¡veavqKMY Zvnv wbwðZ Kwi‡e Ges GBiƒc †ÿ‡Î Aby‡ivaKvix Avw_©K Lv‡Zi ZË¡veavqK Awej‡¤̂ GBiƒc eva¨evaKZvi welqwU Aby‡ivaK„Z KZ©„cÿ‡K AewnZ Kwi‡e|

42| AvBb cÖ‡qvMKvix KZ©„c‡ÿi g‡a¨ Z_¨ wewbgq|(1) Z`šÍKvix ms¯’v gvwbjÛvwis, m¤ú„³ Aciva wPwýZKiY I LuywRqv evwni Kwievi Rb¨ Af¨šÍixYfv‡e mnRjä ‡Mv‡q›`v Z_¨ ˆe‡`wkK Abyiƒc cÿ (counterpart)-Gi mwnZ wewbgq Kwi‡Z cvwi‡e|

(2) Z`šÍKvix ms¯’v ˆe‡`wkK mnvqK c‡ÿi e¨eüZ Z`šÍ †KŠkjmn †`‡k cÖPwjZ AvBb Abymv‡i ÿgZv cÖ‡qvM Kwi‡Z cvwi‡e Ges B›Uvi‡cvj, BD‡iv‡cvj ev BD‡ivRv÷ I ¯̂Zš¿ †`‡ki g‡a¨ Pzw³i †ÿ‡Î AvBb cÖ‡qvM msµvšÍ mnvqZvi †ÿ‡Î we`¨gvb e¨e ’̄v ev cÖPwjZ ixwZi c‡ÿ Z_¨ msMÖn I Z`šÍ cwiPvjbv Kwi‡Z Aby‡ivaK…Z AvBb cÖ‡qvMKvix ms¯’v Dnv e¨env‡ii †ÿ‡Î wewa-wb‡la Av‡ivc Kwi‡Z cvwi‡e|

43| Abyiƒc cÿ bq Ggb †ÿ‡Î Z_¨ wewbgq|(1) wewa 42 Gi bxwZ cÖwZcvjb mv‡c‡ÿ evsjv‡`‡ki Dchy³ KZ©„cÿ Abyiƒc cÿ bq Ggb †ÿ‡Î c‡ivÿfv‡e Z_¨ wewbgq Kwi‡Z cvwi‡e|

(2) D³iƒc Aby‡iv‡ai †ÿ‡Î D‡Ïk¨ Ges hvnvi c‡ÿ Aby‡iva Kiv n‡q‡Q Dnv D‡jøL Kwi‡Z nB‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1675

beg Aa¨vq

AbymÜvbKvix ms¯’vi `vq-`vwqZ¡

44| cÖv_wgK ch©v‡jvPbv|AvB‡bi aviv 2 Gi `dv (k)-G DwjøwLZ m¤ú„³ Aciva cªwZ‡iva ev AbymÜvbKv‡j mswkøó AvBb cÖ‡qvMKvix ms¯’v ev AbymÜvbKvix ms¯’v D³ Aciva msNU‡b A‡_©i e¨envi ev D³ Aciva nB‡Z †Kv‡bv Avq nBqv‡Q wKbv Zvnv ch©v‡jvPbvc~e©K wPwýZ Kwi‡e, Ges Dnv‡Z gvwbjÛvwis Gi †Kv‡bv AvjvgZ cwijwÿZ nB‡j, Ges mswkøó AvBb cÖ‡qvMKvix ms¯’v ev AbymÜvbKvix ms¯’v AvBb Abymv‡i gvwbjÛvwis Aciva AbymÜv‡bi ÿgZv cÖvß nB‡j, AvBb I GB wewagvjvi Av‡jv‡K gvwbjÛvwis Aciv‡aiI AbymÜvb cwiPvjbv Kwi‡e|

45| AbymÜv‡bi wbwgË ÿgZvcÖvß ms¯’vq bw_ †cÖiY|wewa 44 G DwjøwLZ wel‡q AvBb †gvZv‡eK gvwbjÛvwis Aciva AbymÜv‡bi ÿgZv cÖvß bv nB‡j, GB wewagvjvi Zdwm‡j ewY©Z ÔZvwjKv-1Õ G DwjøwLZ AbymÜv‡bi Gi Rb¨ wba©vwiZ ms¯’vi wbKU we¯ÍvwiZ D‡jøL Kwiqv AbymÜvb I Z`šÍ cwiPvjbvi wbwgË †cÖiY Kwi‡e|

46| cÖv_wgK Z_¨ I Awf‡hvM hvPvB-evQvB KwgwU|(1) AvB‡b DwjøwLZ Aciva msµvšÍ wel‡q cÖvß cÖv_wgK Z_¨ I Awf‡hvM hvPvB-evQvB Gi Rb¨ AbymÜvbKvix ms¯’v Dnvi cÖavb Kvh©vjq, wefvMxq Kvh©vjq I †Rjv Kvh©vj‡q GK ev GKvwaK Kg©KZ©v‡K `vwqZ¡ cÖ`vb Kwi‡Z cvwi‡e ev, †ÿÎgZ, GK ev GKvwaK KwgwU MVb Kwi‡Z cvwi‡e|

(2) Dc-wewa (1) G DwjøwLZ KwgwU 3 (wZb) Rb m`m¨ mgš^‡q MwVZ nB‡e|

(3) AbymÜvbKvix ms¯’v, Av‡`k Øviv, GB wewai Aaxb MwVZ KwgwU, mgq mgq, evwZj ev cybM©Vb Kwi‡Z cvwi‡e|

47| hvPvB-evQvB c×wZ|(1) cÖvß cÖv_wgK Z_¨ I Awf‡hv‡Mi mswÿß weeiY mswkøó Kvh©vj‡qi †iwR÷v‡i AšÍf©y³ Kwiqv Dnv msiÿY Kwi‡Z nB‡e|

(2) cÖv_wgK Z_¨ hvPvB-evQvB Gi Rb¨ `vwqZ¡cÖvß Kg©KZ©v A_ev hvPvB evQvB KwgwU cÖv_wgK Z_¨ ev Awf‡hv‡Mi mg_©‡b cÖvß Z_¨ I DcvË we‡ePbv Kwi‡e Ges †Kvb& †Kvb& cÖv_wgK Z_¨ I Awf‡hv‡Mi AbymÜvb Kvh© cwiPvjbv Kiv cÖ‡qvRb Dnvi GKwU ZvwjKv cÖ¯‘Z Kwi‡e Ges †h mKj cÖv_wgK Z_¨ I Awf‡hv‡Mi AvcvZ mZ¨Zv ev h_v_©Zv cvIqv hvB‡e bv, †mB mKj cÖv_wgK Z_¨ I Awf‡hvMmg~‡ni c„_K GKwU ZvwjKv cÖ¯‘Z Kwi‡e|

(3) Dc wewa (2) Gi Aaxb cÖ¯‘ZK…Z ZvwjKv cÖ‡Z¨K †Rjv ev wefvMxq Kvhv©jq mswkøó †Rjv ev wefvMxq Kvh©vj‡qi Rb¨ `vwqZ¡cÖvß Kg©KZ©v A_ev MwVZ hvPvB evQvB KwgwU KZ©„K mycvwik cÖ`v‡bi ZvwiL nB‡Z Ab~¨b 10 (`k) Kvh©w`e‡mi g‡a¨ mswkøó AbymÜvbKvix ms¯’vi cÖavb Kvh©vj‡q †cÖiY Kwi‡e|

1676 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(4) AbymÜvbKvix ms¯’vi cÖavb Kvh©vj‡q mivmwi cÖvß A_ev †Rjv ev wefvMxq Kvh©vjq nB‡Z cÖvß cÖv_wgK Z_¨ I Awf‡hvMmg~n ms¯’vi ev Kwgk‡bi cÖavb KZ©„K wba©vwiZ `vwqZ¡cÖvß Kg©KZ©v ev Aby‡gvw`Z 3(wZb) m`m¨ wewkó GKwU KwgwU D³ cÖv_wgK Z_¨ I Awf‡hv‡Mi wel‡q wm×všÍ MÖn‡Yi Rb¨ ms¯’vi Kwgk‡bi cÖavb Gi wbKU A_ev ms¯’vi Kwgk‡bi cÖavb KZ…©K Aby‡gvw`Z GKRb D”P ch©v‡qi Kg©KZ©vi wbKU Dc¯’vcb Kwi‡eb|

48| hvPvB-evQvB Gi mgqmxgv|hvPvB-evQvB Kvh©µg Ab~¨b 30 (wÎk) Kvh©w`e‡mi g‡a¨ m¤úbœ Kwi‡Z nB‡e, Z‡e cÖv_wgK Z_¨ ev Awf‡hv‡Mi msL¨v, ¸iæZ¡ BZ¨vw` we‡ePbvq ms¯’vi EaŸ©Zb KZ…©c‡ÿi Aby‡gv`bµ‡g GB mgqmxgv Ab~¨b 10 (`k) Kvh©w`em ch©šÍ e„w× Kiv hvB‡e|

49| AbymÜvb|(1) AbymÜvbKvix ms¯’vi cÖavb ev Kwgk‡bi †Pqvig¨vb KZ…©K `vwqZ¡ cÖvß GKRb D”P ch©v‡qi Kg©KZ©v AvB‡b ewY©Z Aciva AbymÜv‡bi wel‡q Aby‡gv`b cÖ`vb Kwi‡eb Ges Av‡jvP¨ `vwqZ¡cÖvß Kg©KZ©v mswkøó cÖwZôvbwUi gvbe m¤ú` KvVv‡gvi m‡e©v”P ch©vq nB‡Z `yB av‡ci wb‡gœ nB‡eb bv|

(2) AbymÜvb Kvh©µg cwiPvjbvi †ÿ‡Î AbymÜvbKvix ms¯’v wbR¯^ ms¯’vq we`¨gvb cÖ_v I Kvh©c×wZ AbymiY Kwi‡e, Z‡e AbymÜvbKv‡j e¨vsK ev Avw_©K cÖwZôv‡b iwÿZ †Kv‡bv MÖvn‡Ki wnmve m¤úwK©Z Z_¨vw`i cÖ‡qvRb nB‡j weGdAvBBD eivei cÎ ev B-†gBj Gi gva¨‡g cÖ‡qvRbxq Z_¨vw` mieiv‡ni Rb¨ Aby‡iva Kwi‡e|

(3) `vwqZ¡cÖvß Kg©KZ©v Awf‡hvM AbymÜv‡bi wb‡`©k cÖvwßi ZvwiL nB‡Z Ab~¨b 30 (wÎk) Kvh©w`e‡mi g‡a¨ AbymÜvbKvh© mgvß Kwiqv wba©vwiZ QK Abyhvqx Zvnvi Z`viKKvix Kg©KZ©vi wbKU cÖwZ‡e`b `vwLj Kwi‡eb|

(4) Dc-wewa (3)-G DwjøwLZ Ab~¨b 30 (wÎk) Kvh©w`e‡mi g‡a¨ hyw³m½Z Kvi‡Y AbymÜvb cÖwZ‡e`b `vwLj Kiv m¤¢e bv nB‡j, AbymÜv‡bi Rb¨ `vwqZ¡cÖvß Kg©KZ©v Dnvi KviY wjwce× Kwiqv D³ 30 (wÎk) Kvh©w`em m¤úbœ nBevi c~‡e©B Zvnvi Z`viKKvix Kg©KZ©v eivei Av‡e`b Kwi‡Z cvwi‡eb Ges Z`viKKvix Kg©KZ©vi wbKU Av‡e`‡bi welq h_vh_ ewjqv cÖZxqgvb nB‡j, wZwb AbwaK 15 (c‡bi) Kvh©w`em ch©šÍ mgqmxgv ewa©Z Kwi‡Z cvwi‡eb Ges GBiƒc ewa©ZKi‡Yi welqwU ms¯’vi cÖavb‡K AewnZ Kwi‡eb, Z‡e D³ ms¯’vi cÖavb †hŠw³K we‡ePbv Kwi‡j AbymÜv‡bi mgqmxgv hyw³m½Z †gqv` ch©šÍ ewa©Z Kwi‡Z cvwi‡eb|

(5) GB wewa‡Z DwjøwLZ mgq e„w×i Av‡e`‡b cÖ`Ë KviY AMÖnY‡hvM¨ ewjqv we‡ewPZ nB‡j A_ev AbymÜvbKvix Kg©KZ©v B”QvK…Zfv‡e GB wewa Abymv‡i mgq e„w×i Rb¨ Av‡e`b Kiv nB‡Z weiZ _vwK‡j Zvnvi weiæ‡× A`ÿZvi Kvi‡Y D³ ms¯’vq we`¨gvb c×wZ Abymv‡i PvKzix wewai AvIZvq wefvMxq Kvh©µg MÖnY Kiv hvB‡e|

evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019 1677

(6) Dc-wewa (3) I (4) G DwjøwLZ mgqmxgvi g‡a¨ AbymÜvbKvh© mgvß bv nB‡j ms¯’vi EaŸ©Zb KZ…©cÿ ms¯’vi Aci GKRb AbymÜvbKvix Kg©KZ©v‡K AbymÜv‡bi Rb¨ `vwqZ¡ cÖ`vb Kwi‡Z cvwi‡eb Ges GBiƒ‡c `vwqZ¡cÖvß Kg©KZ©v GB wewa Abymv‡i AbymÜvbKvh© mgvß Kwi‡eb|

(7) GB wewai Aax‡b AbymÜv‡bi Rb¨ `vwqZ¡cÖvß Kg©KZ©v h_vh_fv‡e `vwqZ¡ cvjb Kwi‡Z‡Qb wK bv Zvnv Z`viwKi Rb¨ AbymÜvbKvix Kg©KZ©v wb‡qv‡Mi m‡½ m‡½ GKRb Dchy³ Z`viKKvix Kg©KZ©vI wb‡qvM Kwi‡Z nB‡e Ges Z`viKKvix Kg©KZ©v ms¯’vi wba©vwiZ c×wZ AbymiYc~e©K AbymÜvb Kvh©µg Z`viK Kwi‡eb|

`kg Aa¨vq

Awfhy³ e¨w³i m¤úwË Aeiæ×KiY I †µvK, RãKiY Ges GB ai‡bi m¤úwËi e¨e¯’vcbv

50| m¤úwË Aeiæ×KiY, †µvK, ev‡RqvßKiY Ges Ab¨vb¨|(1) AvB‡bi aviv 14 Gi Aaxb cÖ`Ë ¶gZve‡j Av`vjZ, evsjv‡`‡ki Af¨šÍ‡i ev evwn‡i †hLv‡bB †nvK, (K) gvwbjÛvwis Gi mwnZ mswkøó m¤úwË, (L) gvwbjÛvwis ev m¤ú„³ Aciva msNU‡bi AwfcÖv‡q e¨eüZ gva¨g (instrumentalities) ev e¨env‡ii Rb¨ Awf‡cÖZ gva¨g ev Abyiƒc gva¨g nB‡Z D™¢~Z †Kv‡bv A_© ev m¤úwË, ev (M) mgg~‡j¨i m¤úwË Aeiæ× ev, †ÿÎgZ, †µvK Av‡`k Rvwi Kwi‡Z cvwi‡e|

(2) hw` e¨vsK ev Avw_©K cÖwZôvb wb‡ ©̀vl cÖgvwYZ nq, Zvnv nB‡j †h m¤úwË e¨vsK ev Avw_©K cÖwZôvb cÖ`Ë FY ev AwMÖ‡gi wecix‡Z kZ©vax‡b (Subject to charge) iwnqv‡Q, Av`vjZ cÖ_‡g D³ m¤úwË nB‡Z e¨vsK ev Avw_©K cÖwZôv‡bi cvIbv ev` w`qv Aewkó A_© ev m¤úwËi Dci Aeiæ×KiY ev †µvK Av‡`k Rvwi Kwi‡e Ges GBiƒc cwiw¯’wZ‡Z Av`vjZ mswkøó m¤úwËi Aewkó g~‡j¨i Rb¨ Awfhy³ e¨w³ ev mËvi Ab¨ m¤úwË nB‡Z mgg~‡j¨i (Corresponding Value) A_© ev m¤úwËi Dci Aeiæ×KiY ev †µvKv‡`k Rvwi Kwi‡e|

(3) AvB‡bi aviv 17 G cÖ`Ë ¶gZve‡j Av`vjZ, evsjv‡`‡ki Af¨šÍ‡i ev evwn‡i †hLv‡bB †nvK, (K) gvwbjÛvwis Gi mwnZ mswkøó m¤úwË, (L) gvwbjÛvwis ev m¤ú„³ Aciva msNU‡bi AwfcÖvq G e¨eüZ gva¨g (instrumentalities) ev e¨env‡ii Rb¨ Awf‡cÖZ gva¨g ev Abyiƒc gva¨g nB‡Z D™¢~Z †Kv‡bv A_© ev m¤úwË, ev (M) mgg~‡j¨i m¤úwË ev‡RqvßKi‡Yi Av‡`k Rvwi Kwi‡Z cvwi‡e |

(4) hw` e¨vsK ev Avw_©K cÖwZôvb wb‡ ©̀vl cÖgvwYZ nq, Zvnv nB‡j †h m¤úwË e¨vsK ev Avw_©K cÖwZôvb cÖ`Ë FY ev AwMÖ‡gi wecix‡Z kZ©vax‡b (Subject to charge) iwnqv‡Q, Av`vjZ cÖ_‡g D³ m¤úwË nB‡Z e¨vsK ev Avw_©K cÖwZôv‡bi cvIbv ev` w`qv Aewkó A_© ev m¤úwËi Dci Aeiæ×KiY ev †µvK Av‡`k Rvwi Kwi‡e Ges GBiƒc cwiw¯’wZ‡Z Av`vjZ mswkøó m¤úwËi Aewkó g~‡j¨i Rb¨ Awfhy³ e¨w³ ev mËvi Ab¨ m¤úwË nB‡Z mgg~‡j¨i (Corresponding Value) A_© ev m¤úwËi Dci ev‡RqvßKiY Av‡`k Rvwi Kwi‡e|

1678 evsjv‡`k †M‡RU, AwZwi³, †deªæqvwi 13, 2019

(5) Av`vjZ †Kv‡bv m¤úwË ev‡Rqvß Kwievi wb‡`©k cÖ`vb Kwi‡j, D³ m¤úwË †h †Rjvq Aew¯’Z †mB †Rjvi †Rjv cÖkvmK D³ ev‡Rqvß Av‡`k Kvh©Ki Kwi‡e |

(6) hw` AvB‡bi aviv 21Gi Aaxb †Kv‡bv e¨e¯’vcK ev ZË¡veavqK wbhy³ nq, Zvnv nB‡j The Code of Civil Procedure, 1908 (Act No. V of 1908) Gi cÖ_g Zdwm‡ji Av‡`k 40 Gi wewa 2, 3, 4 I 5 Gi weavbvewj cÖ‡hvR¨ nB‡e|

(7) e¨e ’̄vcK ev ZË¡veavqK mswkøó m¤úwËi e¨e¯’vcbvi †ÿ‡Î iÿYv‡eÿYmn K…wl Rwg, K…wl e¨envi, evwo ev d¬¨vU BZ¨vw` fvov cÖ`vb, e¨emvq cÖwZôvb ev evwYwR¨K hvbevnb cwiPvjbvi e¨e ’̄v Kwi‡e Ges D³iƒ‡c cÖvß Avq-e¨‡qi wnmve msiÿY Ges mswkøó Av`vj‡Z wnmve `vwLj Kwi‡eb|

GKv`k Aa¨vq

Z`šÍKvix ms¯’vi `vq-`vwqZ¡

51| Z`šÍ|(1) Z`šÍKvix ms¯’v AbymÜvbv‡šÍ wbR¯^ ms¯’vi GKRb Kg©KZ©v‡K Z`šÍ Kg©KZ©v wnmv‡e g‡bvbqb cÖ`vb Kwi‡e, Z‡e kZ© _v‡K †h, †Kv‡bv Z`šÍKvix ms¯’v KZ…©K Z`šÍ Kg©KZ©v wb‡qvM Kiv nB‡j Ges cieZ©x‡Z †hŠ_ Z`šÍ `j MVb Kivi cÖ‡qvRb Abyf~Z nB‡j, weGdAvBBD‡K Zvnv wjwLZfv‡e Aby‡iva Kwi‡e|

(2) GB wewai Aaxb Z`‡šÍi Rb¨ `vwqZ¡cÖvß Kg©KZ©v h_vh_fv‡e `vwqZ¡ cvjb Kwi‡Z‡Qb wK bv Zvnv Z`viwKi Rb¨ Z`šÍKvix Kg©KZ©v wb‡qv‡Mi m‡½ m‡½ GKRb Dchy³ Z`viKKvix Kg©KZ©v wb‡qvM Kwi‡Z nB‡e Ges Z`viKKvix Kg©KZ©v wbR ms¯’vi wba©vwiZ c×wZ‡Z Z`šÍ Kvh©µg Z`viK Kwi‡eb|

(3) Z`šÍKvix ms¯’v gvgjvi mdj cwimgvwßi j‡ÿ¨ Av`vj‡Z Awf‡hvMbvgv `vwL‡ji c~‡e© D³ Awf‡hvMbvgv ch©v‡jvPbv I g~j¨vq‡bi wbwgË wbR¯^ AvBbRxex A_ev cÖ‡hvR¨ †ÿ‡Î cvewjK cÖwmwKDUi Gi civgk© MÖnY Kwi‡e|

(4) Z`šÍKvix Kg©KZ©v wbR¯^ ms¯’vq we`¨gvb Kvh©c×wZ AbymiY Kwiqv `vwqZ¡cÖvwßi ZvwiL nB‡Z Ab~¨b 60 (lvU) Kvh©w`e‡mi g‡a¨ Z`šÍ Kvh© mgvß Kwiqv Zvnvi EaŸ©Zb Kg©KZ©vi wbKU wbqgvbyhvqx Z`šÍ cÖwZ‡e`b `vwLj Kwi‡eb|

(5) Dc-wewa (4) G DwjøwLZ mg‡qi g‡a¨ hyw³m½Z Kvi‡Y Z`šÍ cÖwZ‡e`b `vwLj Kiv m¤¢eci bv nB‡j Dnvi KviY wjwce× Kwiqv D³ 60 (lvU) Kvh©w`em m¤úbœ nBevi c~‡e©B Z`šÍKvix Kg©KZ©v Zvnvi EaŸ©Zb Kg©KZ©v eivei Av‡e`b Kwi‡Z cvwi‡eb Ges `vwqZ¡cÖvß EaŸ©Zb Kg©KZ©vi wbKU Av‡e`b h_vh_ ewjqv cÖZxqgvb nB‡j wZwb Ab~¨b 45 (cuqZvwjøk) Kvh©w`em ch©šÍ mgqmxgv ewa©Z Kwi‡Z cvwi‡eb, Z‡e Av`vj‡Zi wbKU Z`šÍKvix Kg©KZ©vi Av‡e`b MÖnY‡hvM¨ cÖZxqgvb nB‡j Av`vjZ †hŠw³K mgq ch©šÍ Z`‡šÍi mqgmxgv ewa©Z Kwi‡Z cvwi‡e|

evsjv‡`k †M‡RU, AwZwi³, �