ASX CEO CONNECT

30TH OCTOBER 2018

Connecting

customers

to

innovative

solutions

that create

wealth

A fintech superannuation &

investment platform leading

the change in wealth

management

With 1% market share winning

18% of new business

1. Source: Strategic Insights. Analysis of Wrap, Platform and Master Trust Managed Funds at September 2017. HUB24 is the fastest growing wrap platform relative to its size in percentage terms, 5th fastest in dollar terms of net inflows.

Leveraging choice,

open architecture, and

innovation to unlock

value

2015

Reached $2bn

2nd Place Investment Trends

2016

Reached $3bn FUA

2nd place in investments trends

No.1 Managed Accounts solution

Investment Trendsⱽ

2017

Reached $5bn FUA

No.1 Managed Accounts Solution

Investment Trends ⱽ

2010

Launched IDPS

Listed on ASX

OUR JOURNEY SO FAR …

2014

Reached $1bn FUA

3rd Place Investment Trends

2012

Launched Super/Pension

2018

Reached $8bn

2013

5th Place Investment Trends

Investment Trends Planner Tech Report

ⱽInvestment Trends Platform Competitive Analysis & Benchmarking Report

737 Active Advisers

Acquired Agility Applications

917 Active Advisers

1424 Active Advisers

345 Active Advisers

Acquired Paragem

Sector based direct portfolios (incl. netting)

Diversified portfolios

inc nestingInternational

equitiesClient

preferencesManager

preferences FXTax Aware Portfolios

2010 2018 2019385managed portfolios

with over $4b in FUA

THE EVOLUTION OF HUB24 MANAGED

PORTFOLIOS

Inaugural

Dividend2

3.5cEx-dividend date:

17 September 2018

Payment date:

19 October 2018

6

GROUP FINANCIAL HIGHLIGHTS FY18

Revenue

$84.0m

36%

Gross

Profit

$34.3m

65%

1. Underlying NPAT is a non-IFRS measure which is used to assess the operating performance of the business. Underlying NPAT represents Net Profit After Tax excluding non-recurring items.

Underlying NPAT for FY17 has been restated from $3.9m to $2.4m due to the misallocation of the initial recognition of the deferred tax asset. There is no impact on statutory NPAT.

2..Unfranked

Underlying

EBITDA

$11.4m

123%

Underlying

NPAT1

$5.4m

129%

Operating

Cashflow

$12.2m

201%

LEADING CHANGE IN WEALTH MANAGEMENTHUB24

FUA $M Revenue $M

PLATFORM REVENUE AND FUA

85 % FUA 5 YR CAGR

100 % Revenue 5 YR CAGR

The fastest growing platform1

leveraging industry transformation

Our focus is delivering shareholder returns, financial results and growth

Gross profit & underlying EBITDA² expansion driven by increasing scale

Platform opportunities continue to increase as market landscape favours innovation, service and choice

Our investment in innovation is continuing to capture increasing market opportunity

Paragem well positioned with new leadership for changing market dynamics

Unique opportunity to leverage Agility Applications technology and broker relationships to win new HUB24 platform business

1. Source: Strategic Insights. Analysis of Wrap, Platform and Master Trust Managed Funds at March 2018. HUB24 is the fastest growing wrap platform relative to its size in percentage terms, 4th fastest in dollar terms of net inflows.

2. Underlying EBITDA represents earnings before interest, tax, depreciation, amortisation and other significant items.

-

5

10

15

20

25

30

35

40

45

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

FY14 FY15 FY16 FY17 FY18

Revenue FUA

THERE’S A REASON WE’RE THE FASTEST GROWING PLATFORM

• We are constantly innovating and leading change

• The traditional ‘asset administration’ role of platforms has

been disrupted

• Creating value in investment selection, tax management

and portfolio construction is the future

• Advisers and clients are seeking this value,

unconstrained choice, functionality and efficiency

#notjustanotherplatform

1. Source: Strategic Insights. Analysis of Wrap, Platform and Master Trust Managed Funds at March 2018. HUB24 is the fastest growing wrap platform relative to its size in percentage terms, 4th fastest in dollar terms of net inflows.

▬ HUB24 share of annual net inflows at 18.36% / share of market FUA

of 0.98% i.e. growing at 18 x current market share.

▬ HUB24 has achieved the highest growth rate in % terms.

NET FLOW SHARE to UNDERLYING

MARKET SHARE RATIO

Increasing market share

Decreasing market share

-5.0

-

5.0

10.0

15.0

20.0

Specialist platformsAvg 12.8X

Institutional platformsAvg 0.5X

HUB24 IS WELL POSITIONED FOR FURTHER GROWTH

1. Source: Strategic Insights. Analysis of Wrap, Platform and Master Trust Managed Funds at September 2017. HUB24 is the fastest growing wrap platform relative to its size in percentage terms, 5th fastest in dollar terms of net inflows.

NEW TECHNOLOGY PLATFORMS ARE

WINNING FLOWS²

0%

20%

40%

60%

80%

100%

120%

Jun

-12

Se

p-1

2

Dec-1

2

Ma

r-13

Jun

-13

Se

p-1

3

Dec-1

3

Ma

r-14

Jun

-14

Se

p-1

4

Dec-1

4

Ma

r-15

Jun

-15

Se

p-1

5

Dec-1

5

Ma

r-16

Jun

-16

Se

p-1

6

Dec-1

6

Ma

r-17

Jun

-17

Se

p-1

7

Dec-1

7

Ma

r-18

Jun

-18Institutional platforms Non Institutional platforms

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

1 2 3HUB24

5 6 7 8 9 10

▬ HUB24 has 0.98% share of Wrap, Platform & Master Trusts at 30 June 2018 with

18.36% share of annual net flows

▬ Specialist platforms account for 5.8% of FUA and 70.5% of net flows annually

▬ HUB24 has the highest growth rate in % terms, 4th in $ terms annually

HUB24 achieves 18.36% of market flows with a

current market share of 0.98%

MARKET SHARE BY ANNUAL NETFLOWS(Top 10 net flow platforms)

June ‘18

quarter in 3rd

place with

22.9% share of

net inflows

THE MARKET

KEY TRENDS SHAPING OUR INDUSTRY

Superannuation pool in

Australia expected to be

$4tnin next 10 years and

$9.5 trillion by 20352

In 2018 platform net

inflows of

49%went to non-aligned

platforms (5.6% of

the industry)3

1. CLSA Australian investment platforms – Royal Decree August 2018

2. Deloitte 2015

3. Strategic Insights March 2018

4. IMAP/Milliman Managed Account FUM Census 31 Dec 2017

5. Rainmaker Advantage Report

Managed Accounts

industry estimated to be

$115bnby 2020

Annual Managed Accounts

growth of

45%YOY 2016–20174

Stockbrokers and

financial advisers both

seeking managed

direct investments

Advisers remain challenged by compliance and are

seeking new business efficiencies to improve client

service and increase business profitability

ADVISER TRENDS

Advisers are increasingly seeking best of

breed solutions to meet their clients needs with

uncompromised product choice

Non-institutionally owned Advisers are 41%5 of

the market, having increased by 8% from 33%

in Dec 2015

Australian platform

market

$809bnReaching $1.55 trillion by

20261

OUR COMMITMENT TO INNOVATION AND SERVICE HAS BUILT STRONG CUSTOMER ADVOCACY

OUR CUSTOMER COMMITMENT

89%

89% of advisers

who use us as their

main platform say

we are the best

available*

* Investment Trends Planner Tech report 2017

HUB24 continues to win

industry recognition as

the leading platform in

the managed accounts

space

Advisers using HUB24

have the lowest intention

to change platform

compared to the users of

all other platforms*

Enhancing our platform

functionality with foreign currency

assets, further managed portfolio

functionality and expanding our

investment menu

Focusing on customer service

excellence

Enhancing our relationship

management for key accounts,

institutional partners and broker

clients

Leveraging ConnectHUB to provide

Challenger Annuities, additional banking

feeds and allowing advisers to open multiple

external accounts at once

AND WE ARE COMMITTED TO DELIVERING EVEN MORE

OUTLOOK

Leverage our current foundations

and lay foundations for future growth…

1. Assumes consistent investment markets and net flow growth trends

Revised FUA target range of $19bn - $23bn by June 2021¹

DISCLAIMERSUMMARY INFORMATION

The material herein is a presentation of general backgroundinformation about HUB24 Limited’s (‘HUB’) activities current asat date of presentation. This information given in summaryform does not purport to be complete and should be read inconjunction with previous ASX filings, Half Year Report and theaudited Annual Report as applicable.

NOT INVESTMENT ADVICE

This presentation is not a prospectus or a product disclosurestatement under the Corporations Act 2001 (Cth) and has notbeen lodged with ASIC. The information provided in thispresentation is not intended to be relied upon as advice toinvestors or potential investors and does not take into accountthe investment objectives, financial situation or needs of anyparticular investor. These should be considered, with or withoutprofessional advice when deciding if an investment isappropriate.

RISK OF INVESTMENT

An investment in HUB shares is subject to investment andother known and unknown risks, some of which are beyond thecontrol of HUB. HUB does not guarantee any particular rate ofreturn or the performance of HUB nor does it guarantee therepayment of capital from HUB or any particular tax treatment.

FORWARD LOOKING STATEMENTS

This presentation contains certain forward-looking statements.The words ‘anticipate’, ‘believe’, ‘expect’, ‘project’, forecast’,‘estimate’, ‘intend’, ‘should’, ‘could’, ‘may’, ‘target’, ‘plan’ andother similar expressions are intended to identify forward-looking statements. Indications of, and guidance on, futureearnings and financial position and performance are alsoforward-looking statements. Such forward-looking statementsare not guarantees of future performance and involve knownand unknown risks, uncertainties and other factors, many ofwhich are beyond the control of HUB, that may cause actualresults to differ materially from those expressed or implied insuch statements. There can be no assurance that actualoutcomes will not differ materially from these statements. Youshould not place reliance on forward-looking statements andneither HUB nor any of its directors, employees, consultants,contractors, advisers or agents assume any obligation toupdate such information.