Are You

Totally Protected?

About the CompanyUSA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. Non-captive agents working for you, not the insurance company26 years of Health and Life Insurance SpecializationA+ rating with the Better Business BureauRepresenting top-rated companies as determined by A.M. Best

About Your AgentUSA Benefits Group Eagle Division Manager since 20044000 Customers16 Third Generation FamiliesCHU certified since 199837 Years Of Providing insurance Solutions For The Question:

“Are You Totally Protected”

Who is USA Benefits Group?

14%18%

68%

*82%Heart • Stroke • Cancer

Accidents All other

procedures and

surgeries

WHAT”S YOUR GREATEST RISK??CANCER + HEART ATTACKS + STROKES + ACCIDENTS

82% Of Hospital StaysBUT THE OTHER 18% CAN ALSO BE A FINANCIAL SHOCK

Our Goal Is To Pay All Claims 100%PLUS

Protect Your Assets

USABG TOTAL PROTECTION PLUSHEALTH + GAP DEFINED BENEFIT PLAN + ACCIDENT + KARE 360

MAJOR MEDICALACA

SILVER PLANUNLIMITED BENEFITS

KARIS PATIENT ADVOCATES

PHYSICIAN VISITS + WELLNESS BENEFITS + PRESCRIPTION DRUGS

$10,000ACCIDENT PLAN

FLIC GAP PLANCOVERS

R&B + SURGERY + ICU + Anesthesia

Male Age 48-Accident / Major Burns / 69 Days In The Hospital / 3 Surgeries

Total cancer medical cost $440,000.00

Deductible-Expenses-Lost Wages $22,000.00

Karis Kare 360 Discount $6,800.00

FLIC GAP PLAN PAYMENT $39,000.00

PAIDPAID

ADDITIONAL CASH BENEFIT

$23,800 Mortgage + Loans + Living Expenses

WITHOUT TOTAL PROTECTION $22,000 OUT OF POCKET

Female Age 42 / Breast Cancer / 49 Days In The Hospital / 3 Surgeries

Total cancer medical cost $440,000.00

Deductible-Expenses-Lost Wages $22,000.00

Karis Kare 360 Discount $6,800.00

FLIC GAP PLAN PAYMENT $34,000.00

PAIDPAID

ADDITIONAL CASH BENEFIT

$18,800 Mortgage + Loans + Living Expenses

WITHOUT TOTAL PROTECTION

$22,000 OUT OF POCKET

EMERGENCY ROOM VISIT FOR BROKEN ARM

ER Room & ER Doctor cost $3,880.00

Paid by Major-Medical 0

Deductible-Expenses-Not Covered $3,880.00

Accident Plan payment $3,630.00

FLIC Plan payment $1,370.00

EXCESS CASH $1,120.00

PAIDPAID

YOUR PLAN $3,880 OUT OF POCKET

WHEN A CRITICAL ILLNESS OR ACCIDENT HAPPENSHow Would You Want To Be Insured

STANDARD PROTECTION OR TOTAL PROTECTION

HE

ALT

H I

NS

. P

LA

N

Total Protection Plan

• Health Insurance Plan

• Gap Plan

• Accident Plan

• Karis Kare 360 Plan

Standard Protection

• Health Insurance Plan Only

GA

P P

LA

N

KA

RIS

KA

RE

360

AC

CID

EN

T P

LA

N

ACA SILVER PLANUNLIMITED BENEFITS$1,000 / 80-20 / $6,350

+FLIC GAP PLAN = $131

+VBA ACCIDENT PLAN = $69

+ KARIS KARE 360 = $16

ZERO OUT OF POCKET

TOTAL PROTECTION

USABG TOTAL PROTECTION PLUSWill Schroer Family / 73119 = 54 / 52

ACA SILVER PLAN + CUL GAP PLAN + ACCIDENT PLAN + KARE 360

ACA SUBSIDY = $754.00

$1,219 NET

STANDARD PLAN ACA

SILVER PLANUNLIMITED BENEFITS$1,000 / 80-20 / $6,350

NO DEDUCTIBLE UNLIMITED Doctor Visits

100% Coverage On Wellness

STOP LOSS$6,600 / $13,200

$1,011 NET USABG EAGLE DIVISIONOUR GOALS ARE VERY SIMPLE

PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER

A Check is Better.. Than A Get Well Card

Enrollment Procedure

Getting Started Although ACA Plans are Guaranteed Issue you still have to go

through an enrollment procedure. We must submit personal information to the insurance company including your income and whether you are a smoker or non-smoker. Some Non-ACA Plans have a short list of health questions.

Initial Deposit Most plans require that you submit your first months premium up

front as a good faith deposit. Some plans have a one-time application fee in addition to that.

Your New Policy is Issued When your enrollment is approved you will be given an effective date

of coverage. Of course, your first month’s premium will be paid up.

Future Premium Payments Starting the second month your premium will be paid through a

monthly bank draft. This guarantees that your policy will be in force if and when you need it in the future.