Ansonia Emails

8/18/2019 Ansonia Emails

1/19

3t29t2016

Gmail - Urgent

Request

&E

#€.

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Lorie Vaccaro

<

I ori evaccaro@gm ai

l.

com>

Urgent Request

8 messages

Lorie

Vaccaro

Tue, Mar 15,2016

at

12:21 PM

To:

Carol

Merlone

Cc: jgaskins@ansonia. org,

wnimons@gmail.

com,

[email protected]

Bcc:

jmarini@bmdlaw.

com, somalley@ansoniact.

org

Hi Carol.

As

you

may know,

I

placed

a call

to the Board

of Education earlier

today looking to arrange a meeting between

you,

your

staff

and

the

Mayor's

team. This involves

a very important opportunity for

the City

of

Ansonia

and the

Board

of Education

to realize

a substantial

savings for residents

and our students.

Specifically, we

are looking

for

your

signature

on the attached release

for

information for the

USI

lnsurance

Services. We

believe the

possibility

exists

for tremendous

savings, but USI needs access to the Board of

Education's

lnsurance

information.

We

are looking for

no

more

than

your

signature on this release so that the

numbers

can be evaluated.

I spoke

with Fran

a short while

ago

to schedule

an urgent

meeting

on this topic. I was informed that

you

will be

leaving

now

for

an appointment

and will not

be available for

the

remainder

of

the

day. I was

also

informed

that

you

are not

available

at

any

time tomonow

during work hours

and unavailable

for

an evening meeting. I

was

told

the soonest

opportunity to

meet with

you

was

possibly

Thursday atZpm.l would very much like

to

meet to

discuss ways

the City

of Ansonia

and the

Board of

Education can work

together

for

the

mutual benefit

of

our

taxpayers,

however,

given

the

urgency, we

ask that

you

sign the release for USI as

soon as

possible

so

that we

do

not

lose

this

important

opportunity.

As

you

know

there is no

down side to

USI

running

the

numbers:

no

cost to the

Board

of

Education, no

infringement

on

anyone's

privacy

rights

and certainly no impact/change

on the

quality

of

insurance

we

provide

to

our

education and

city employees.

We

simply want to

see how

much

we

can save for

the

city and our schools.

We

need

your

cooperation to do

it.

Please

feel free to call

me with

any

questions

at any

hour.

Respectfully,

Lorie

Anthem_release.rtf

477K

William

Nimons

Tue,

Mar 15, 2016 at

12:47

PM

To: Lorie

Vaccaro

Not at

all until we have

legal

and

possibly

full

discussion with our BOE. This is not, in my

opinion, the

normal

way

things

are done

Sent from my iPhone

W Nimons

[Quoted

text

hidden]

>

https://mail.google.com/mail/u/3/?ui=2&ik=6332d6139c&view=pt&q-in%3Asent%2Ocmerlone%4Oansonia.org&qs=tru"*.""psh=query&th=

1537b14d931cd962&...


2/19

City

of Ansonia

OFFICE OF

THE MAYOR

CITY HALL

253

MAIN

STREET

ANSONIA.

CONNECTICUT

06401

David

S. Cassetti

fulayor

March

7,2016

Anthem

Blue

Cross

Shield

March

3,2016

RE: City and

Board

of Education -

City of Ansonia

To Whom

it may

concern:

Effective

immediately,

authorization

is

given

to Larry

Cass and Alliance Benefit

Solutions

to review

plans,

rates,

benefit information

and any

available claims

experience for our

curreni

coverage

as

well

as

to

discuss alternative plan options and rates directly with

your

carrier.

We

recognize

that this

authorization

will not

affect any of the relationships

that

are

currently

in

effect.

Larry's

contact information

is as follows:

Larry Cass,

Jr.

USI lnsurance

Services

530 Preston

Avenue

Meriden,

CT 06450

Phone:

203-291-2012

Cell: 203-964-7405

Fax:

866-486-3508

e-mail: [email protected]

This

pertains

to

all of

the following

policies:

TVDe

of Coveralle

Carrier

Polic)'Number

Medical

Anthem

Blue Cross

Thank

you

in

advance

for

your

assistance.

CarolMerlone

Superintendent

Ansonia Public

Schools

Office:

(203)

736-5900

Fax:

(203)734-3853

Email:

[email protected]


3/19

The

City of Ansonia Mail - RE: Release

of Account

Information

#d:*F

e

B

LsffiftHH

e-n{--i-:i}i[,;

Sheila

OMalley

RE: Release

of Account

lnformation

1 message

James

Gaskins

Thu, Mar 17,2016 at 3:14 PM

To:

Sheila OMalley

,

Carol Merlone

Cc: Jack Marini

,

David

Cassetti

,

Lorie

HiSheila,

Carol is

out of the office

but

is

coming

back

for

the

meeting.

Thanl


4/19

3t29t2016

Sent

from my

iPhone

The

City

of

Ansonia Mail

-

FW:

City

lnsurance

Request

Begin

forwarded

message:

From :

Sheila

OMalley

Date:

March

17,2016

at 4:47.25

PM

EDT

To:'[email protected]"

,

Bill

Nimons


5/19

y29t2016

The City

of

Ansonia Mail

-

FW:

City

lnsurance Request

Sheila

O'Malley

Economic

Development

Di rectar

City of

Ansonia

253

Atain Street

Ansonia, CT 06401

e

:

som

alley@ansoniact.

org

William

C.

Nimons

Comptroller

City of

Ansonia

253 Main

Street

Ansonia

CT

06401

2CI3-736-5912

Sheila

O'Malley

Economic Developme

nt

Di rector

City of

Ansonia

253

Main Sfreef

Ansonia,

CT 06401

e:

som

alley@ansoni

act.

org


6/19

3t29t2416

The

City of

Ansonia

Mail

-

RE: lnsurance

&

eQ

fusffi#j

ffig

t.v,t..,,ia::qb

Sheila

OMalley

RE:

lnsurance

1

message

James

Gaskins

To:

Sheila OMalley

Sorry Sheila. I honestly

looked

and

cannot

find a list of items being requested.

Mon,

Mar 21, 2016 at

2:32 PM

From:

Sheila OMalley

[mailto:[email protected]]

Sent: Monday, March 2L,

2016 2:26

PM

To:

James

Gaskins

Ccr Lorie;

Carol

Merlone;

William Nimons; Floyd Dugas;

David Cassetti; John

Marini

Subject: Re: Insurance

Ok James. We

will

get

that

over to

you

as soon as

possible.

Thank

you.

Sheila

On Mon, Mar 21, 2016

at 2:20 PM, James Gaskins

wrote:

Hi Lorie and Sheila,

The email Lorie

"attached"

doesn't contain a list of requested

information.

l've spent some time

going

back

through

the

emails and I can't

find a detailed list of what

your

third

party

broker

is

specifically requesting.

Would

you please provide

a

list

of the specific items being requested? Once

I

get

the

list

l'll

instruct Brown

and Brown

to collect the information.

Thank

you,

James

From:

Lorie

[mailto:

bbbbad99@aol.

com]

Sent: Monday,

March

2L,20L6

12:58 PM

To: James

Gaskins

Subject:

Fwd: Insurance


7/19

312912016

The

City of Ansonia Mail - RE:

lnsurance

James,

per

our meeting

last

Thursday,

Floyd

gave

the BOE the

go

ahead for Brown and Brown to release the

information

as

indicated

in

the email

attached.

Lorie

Vaccaro

Sent from

my

iPhone

Begin

fonrarded

message:

From:

Sheila OMalley

Date: March 17,

2016

at 4:47:25

PM

EDT

To:

"[email protected]"

,

Bill Nimons

,

Carol

Medone

,

Michael

Wilson

Gc: Jack Marini

,

David

Cassetti

,

Sonia

Kaminsky

,

Lorie

,

keith muray

Subject

lnsurance

Thank

you

for meeting

with

the Mayofs

team today

and agreeing

to

have Brown

and Brown release

the requested

Board

of Education's

Anthem insurance information

to the City

of

Ansonia.

This data

will

help us

calculate

possible

savings

for

both the City of Ansonia and the Board of Education, for

the

overall benefit

of our

taxpayer, students

and teachers.

We look

forward to

continue

working with

you

during this

budget

process.

Respectfully,

Sheila O'Malley

Sheila

a'Malley

Economic

Development

Di rector

City of Ansonia

253

Main S/reef

Ansonia,

CT 06401

e

:

som alley@an

son

act. org

Sheila O'Malley

https:/imail.google.comlmaillul0l?ui=2&ik=7251',tard*r"w=Ft&q=jgaskins%4Oansonia.org&qs=true&search=query&tl=1539a73207167879&siml=1539a7320...


8/19

The City

of Ansonia Mail

-

Re: City lnsurance Request

Cc: Floyd

Dugas


9/19

3t29t2016

The

City

of Ansonia Mail

-

Re

City

lnsurance

Request

Sheila

on Mon,

Mar

21,2016

at2:20

PM,

James

Gaskins

wrote:

Hi Lorie

and

Sheila,

The

email

Lorie

"attached"

doesn't

contain

a list

of

requested

information.

l've

spent some iime

going

back through

the

emails

and

I

can't find

a detailed

list

of what

your

third

party

broker

is

specifically

requesting.

Would

you

please

provide

a

list

of the

specific

items being requested?

once

I

get

the

list

l'll

instruct

Brown

and Brown

to collect

the information.

Thank

you,

James

From:

Lorie

[mailto:

[email protected]]

Sentr

Monday,

March

2l,20tO

12:58

pM

To:

James

Gaskins

Subject:

Fwd:

Insurance

James,

per

our

meeting

last

rhursday,

Floyd

gave

the

BoE

the

go

ahead

for

Brown

and

Brown

to

release

the

information

as indicated

in

the

email

attached.

Lorie

Vaccaro

Sent

from

my iPhone

Begin

fonrvarded

message:

From:

Sheila OMalley

Date:

March 17

,2016

at 4:47,.25

pM

EDT


,

Bill

Nimons


10/19

v zu

The

city

of Ansonia

Mail

_

Re:

city

lnsurance

Request

lnsurance

coverage

can

not

be bound,

amended

or

cancelled via

an e-mail message

without

confirmation from

an

authorized

Brown

& Brown

representative.

CONFIDENTIALITY

NOTICE: The

information

contained in this

communication,

including

attachments

is

privileged

and

confidential.

lt is intended

only for the

exclusive use

of

the

addressee.

lf

the

reader

of this

message

is not the

intended

recipient,

or

the

employee

or agent responsible

for

delivering

it to the

intended

recipient,

you

are hereby

notified

that any

disseminaiion,

distribution

or

copying

of

this

communication

is

strictly

prohibited.

lf

you

have received

this

communication

in enor

please

notify oui ll

department

by

e-mail

at

[email protected].

Thank

you.

https://mail.google.com/mail/u/0/?ui=2tik=72511c32d&view=pt&Q=jgaskins%40ansonia.org&qs=fue&search=query&th=153agg69e6accffi&siml=153agg69e6a...71l


11/19

The

City of Ansonia Mail - FW: lnsurance Request

#*s

*&

fuffi,trJBH

i;,1-...;rif

C.[.;

Sheila OMalley

FW: lnsurance

Request

'l

message

James Gaskins

Tue, Mar 22,2016

al

ll,,27

AM

To:

Sheila OMalley

Cc:

Lorie , Carol Merlone

Hello

Sheila,

When

the information

is

gathered,

who/where

would

you

like it sent?

Thank

you,

James

From:

James

Gaskins

Sent:

Monday, March

2L,20L6

3:16 PM

To:

Sheila

OMalley

Cc:

Lorie;

Carol

Merlone;

William Nimons;

Floyd Dugas;

David Cassetti; John Marini

Subject: RE:

Insurance

Hello

Sheila,

I forwarded

your

request

to Brown and

Brown

for

processing.

Thank

you,

iames

From:

Sheila

OMalley


Sent:

Monday, March

21,20L62:49

PM

To:

James

Gaskins

Ccr

Lorie;

Carol Merlone;

William

Nimons;

Floyd Dugas;

David

Cassetti;

John Marini

Subject:

Re: Insurance

Hi James.

Can

you please

help

provide

the following

information?:

1- 36

months

of

paid

claims

by month

and by

plan

2. 36 months

Enrollment

by month and

by

plan

3.

Large

claims higher than

half the

lndividual

pooling

level

(

ie

$50,000

pooling

then

claims

greater

than

$25,000).

We need

this for the

same

time

period

as the claims.

https://mail.google.com/mail/ttlOi?ui=2&ik=72511"rr0*r1"*=pt&q=jgaskins%40ansonia.org&qs=nr"6r"r1sh=Query&th=1539efC643cfc842&siml='1539e0643c...


12/19

The City

of Ansonia Mail

-

FW:

lnsurance

Request

4.

Prior

two renewal

calculation -

original renewal

calculation

and negotiated

(if

applicable)

5.

Cunent

plan

designs

Current

Rates

Cunent enrollment

by

billing tier

(ee,ee+sp,

ee+ch,family)

Thank

you

very

much

for

your

help.

Sheila

On Mon,

Mar

21,

2016

al2:20

PM,

James

Gaskins

wrote:

Hi Lorie

and Sheila,

The

email

Lorie

"attached"

doesn't

contain

a list

of

requested

information.

l've spent

some time

going

back

through

the emails

and I

can't

find

a

detailed list

of what

your

third

party

broker is specifically

requesting.

Would

you please

provide

a list

of the

specific items

being

requested?

Once

I

get

the list l'll instruct

Brown

and

Brown

to collect

the

information.

Thank

you,

James

6.

7.

From: Lorie


Sent: Monday,

March

21,2016

12:58 PM

To: James

Gaskins

Subject:

Fwd:

Insurance

James,

per

our meeting

last Thursday,

Floyd

gave

the BOE

the

go

ahead

for

Brown

and Brown

to release

the

information

as indicated

in

the

email

attached.

Lorie Vaccaro

Sent from

my

iPhone

Begin forwarded

message:

From:

Sheila

OMalley

Date:

March

17,2016aL4:47:25

pM

EDT


,

Bill Nimons

,

Carol

Merlone

,

Michael

Wilson

Gc:

Jack

Marini

,

David

Cassetti

,

Sonia

Kaminsky

,

Lorie

,

keith murray

https://mail.google.com/mail/tr/0/?ui=2&lk=7X511c32d&view=pt&q=jgaskins%zl0ansonia.org&qs=true&search=query&th=1539ef0643cfcM2&siml=1539e11il3c...


13/19

The

City of Ansonia Mail

-

FW: City lnsurance Request

LEtrsj#ffiH

k"rir-,iX:slt

Sheila OMalley

FW:

City lnsurance

Request

1 message

Larry

Cass

Thu, Mar 24,2016

at

12:18

pM

To:

'[email protected]"

,

"[email protected]"

Cc: Lany

Cass

,

Moira

Shigo

,

"[email protected]"

,

"[email protected]"

,

"[email protected]"

,

Howard

campbell

James:

Good

afternoon. I

am following

up to

see if there is

an ETA on when

we will

be

able

to

receive this information.

Thank

you

in advance

for

your

assistance.

Best regards,

Larry Cass

Lany

Cass

Senior Vice President

-

Employee

Benefits

USI lnsurance

Service LLC

33 Riverside Avenue

Westport,

CT 06880

Office: 203-291-2012

Cell: 203-964-7405

Email:

[email protected]

Website:

www.USl.biz

Follow me

on Twitter:

@lanycassusi

Please note

that

you

may

not rely

on

email communication

to us to report a claim or to

give

us instructions

to

place,

bind, change

or terminate

coverage

unless we have subsequently confirmed to

you

in writing

that

we

have

received

your

message and

will be taking

the

action

you

have

requested.

CONFIDENTIALITY

NOTICE:

The

information

contained

in

this

e-mail

may

be

privileged

and confidential

information

and is intended

only for

the

use of the individual

and/or entity identified in the address of this

message. lf

the reader

of this message

is not

the intended recipient,

or an employee or agent responsible to

deliver it

to the intended recipient,

you

are requested

not

to distribute or copy this communication. lf

you

have

received this

communication

in

error,

please

notify

us

immediately

by telephone or return e-mail and delete

the

original message

from

your

system.

Thank

you.

From: Sheila

OMalley


Sent: Monday,

March 21,20L6

4:04

PM

To:

Jack Marini;

Joe

Coppola; Howard

Campbell

Subject:

Fwd:

City Insurance

Request


14/19

The

City of Ansonia Mail - FW:

City

lnsurance Request

Fonrvarded

message

----------

From

: Will

iam Nimons

Date:

Mon,

Mar 21,2016

at

4:03

PM

Subject: Fwd:

City lnsurance

Request

To:

Sheila

OMalley

Foruvarded

message

----------

From: James

Gaskins

Date: Mon, Mar

21,2016

at

3:14 PM

Subject:

City lnsurance

Request

To

:

Sonia Kami

nsky

Cc: Floyd

Dugas


15/19

The

City of Ansonia

Mail

-

FW: City lnsurance

Requst

3.

Large

claims higherthan

half

the Individual

pooling

level

(

ie

$50,000

pooling

then claims

greaterthan

$25,000).

We

need this

for

the

same time

period

as the claims.

4.

Prior two renewal

calculation -

original

renewal

calculation and negotiated

(if

applicable)

5.

Current

plan

designs

6.

Cunent

Rates

7.

Cunent

enrollment

by billing

tier

(ee,ee+sp,

ee+cfi,fsppily)

Thank

you

very

much

for

your

help.

Sheila

On Mon,

Mar

21,2016

at2,20

PM,

James Gaskins

wrote:

Hi Lorie

and Sheila,

The

email Lorie

"attached"

doesn't

contain a

list of requested

information.

l've spent some time

going

back

through

the emails

and

I

can't find

a

detailed list

of what

your

third

party

broker is specifically requesting.

Would

you please provide

a

list

of the

specific

items

being requested?

Once I

get

the list l'll instruct Brown

and Brown

to

collect

the information.

Thank

you,

James

From:

Lorie

[mailto:

[email protected]]

Sent: Monday,

March

21,20L6

12:58 PM

To:

James

Gaskins

Subject:

Fwd:

Insurance

James,

per

our

meeting last

Thursday,

Floyd

gave

the

BOE

the

go

ahead for

Brown and

Brown

to

release

the information

as

indicated

in

the

email

attached.

Lorie Vaccaro


16/19

3t2912016

The City

of

Ansonia Mail

-

Re: City

lnsurance

Request

-d-ffir&

s'

'

€g

%#ffi*i

EE;

t*i,*ttld:3.*-l:i:

Sheila

OMal

Iey

Re:

City lnsurance

Request

1 message

Sonia

Kam i

nsky

To:

Sheila OMalley

Hello

Sheila,

Thu,

Mar

24,2016 at 1:05

PM

We have

90% of

the documents

which we

are

going

to

email over to JG today. Then James will send them out. I

will

let

you

know when

they are emails.

I also received

great

news from Connecticare... they are

going

to offer

5% ott of the cunent

rates.

That

will help the

cunent Anthem

quote

as well. Call me to confer about this.

Regards,

Sonia Kaminsky

Vice

President

Brovrrn

& Brown lnsurance

55 Capital Blvd.,

Suite102

Rocky

Hill CT

06067

203.687.B539

mobile

203-886-0003

tax

800.966.6016

extension

8492

toll free

On Mar 24,2016,

at

12:59 PM,

Sheila

OMalley

wrote:

Any

progress

on

getting

these

documents to the Mayor?

Thank

you.

Sheila

Fonrvarded

message

From: Larry

Gass

Date:

Thu, Mar

24,2016

at

12:29 PM

Subject: FW:

City

lnsurance Request

To: "jgas

kins@ansonia.

org"

Cc:

Lany

Cass

,

Moira

Shigo

,

"[email protected]"

,

"[email protected]" ,

"somalley@ansoniact.

org"

,

Howard Campbell

,

"[email protected]"

James:

Good

afternoon.

I am

following

up

to see

if

there is an ETA on when we will be

able

to receive

this information.

Thank

you

in advance

for

your

assistance.

hfps://mail.google.com/mail/u/0/?ui=2&itk=72f511c32d&view=pt&q=jgaskins%40ansonia.org&qs=true&search=query&th=153a9969e6accf&siml=153a9969e6a..-


17/19

The

City of Ansonia Mail

-

Re:

City

lnsurance Request

Best regards,

Larryr Cass

Larry

Cass

Senior Vice President

- Employee

Benefits

USI lnsurance

Service

LLC

33 Riverside

Avenue

Westport,

CT 06880

Office:

203-291-2012

Cell: 203-964-7405

Email:

Larry.

Cass@USl. biz

Website:

www.USl.biz

Follow me

on Twitter:

@lanycassusi

Please

note that

you

may not rely

on email communication to us

to

report

a

claim or to

give

us

instructions

to

place,

bind,

change or

terminate

coverage unless we

have

subsequently

confirmed

to

you

in writing that we

have received

your

message

and

will be

taking

the action

you

have

requested.

CONFIDENTIALITY

NOTICE:

The information

contained

in

this

e-mail may be

privileged

and

confidential information

and

is intended

only

for the

use

of the

individual

and/or entity

identified

in

the

address

of this message.

lf the reader

of

this message

is

not the

intended recipient, or an

employee or agent

responsible

to

deliver it

to the

intended recipient,

you

are requested

not

to

distribute

or copy this communication.

lf

you

have received this communication

in enor,

please

notify us immediately

by

telephone or retum e-mail and delete the original

message from

your

system. Thank

you.

From:

Sheila

OMalley


Sent: Monday, March

2L,2016 4:04

PM

To:

Jack Marini; Joe Coppola; Howard

Campbell

Subject:

Fwd:

City

Insurance

Request

Forwarded

message

----------

From:

William Nimons

Date:

Mon,

Mar

21

,

2016

at 4:03 PM

Subject: Fwd:

City lnsurance

Request

To:

Sheila OMalley

il;:

*X%1""1il:'.j?ffi

;il6;;,

o

n i

a

o

rs

>

Date: Mon,

Mar

21,201d

at

S:t+

pn/

Subject:

City lnsurance

Request

To:

Sonia Kaminsky

https//mail.google.com/mail/u/0/?ui=2&k=72f51',.ard*r'"*=pt&q=jgaskins%40ansonia.org&qs=true&search=query&th=153a9969e6accffi&siml=153a9969e6a...


18/19

The

City

of

Ansonia Mail - Anthem

#'

F

eE

tu#ffiffi8H

r.,r,t;r:,-r1tr[t

Sheila OMalley

Anthem

1 message

Sheila

OMalley

Mon, Mar 28,2016

at

11:50

AM


Hi

James.

Any

idea when

you

will have

the information

we requested

from the insurance

company? Thank

you.

Sheila

Sheila

O'Malley

Economic

Development

Director

City of Ansonia

253

Main

Sfreef

Ansonia,

CT 06401

e:

som

al

ley@ansoniact.

org

https://mail.google.com/mail/u/0/?ui=2&1k=7t511"ardgu1griv=pt&q=jgaskins%40ansonia.org&qs=true&search=query&th=153bdebb28682d89&siml=153bdebb2...


19/19

'3t2912016

The

City

of

Ansonia

Mail

-

Re:

lnformation

d'*e

*

&

fu-pffi,f,j ffiE

t,.'L.,.ti-'ir:

Il

't1

Shei la

OMalley

Re:

lnformation

1

message

Sonia Kaminsky

Tue, Mar

29,2016 at

g:03

AM

To:

Sheila OMalley

cc:

David

cassetti

,

Jack

Marini

I

will

check

right now.

Regards,

Sonia Kaminsky

Vice

President

Brown & Brown

lnsurance

55

Capital

Blvd.,

Suite102

Rocky

Hill CT

06067

203.687.8539

mobile

203:886-0003

tax

800.966.6016

extension

8492

toll free

On Mar

29,2016,

at7:49

AM,

Sheila

OMalley

wrote:

Hi

Sonia. I'm

wondering

if

you

can

provide

a status

update on

the

information we

requested?

We have

not

received

any

response

from James

regarding

our

inquiry.

Sheila

O'Malley

Economic

Dev

elopment

Di

rector

City

of Ansonia

253

Main

Sfreef

Ansonia,

CT

06401

e

:

som

al ley@ansoni

act.

org

lnsurance

coverage

can not

be bound,

amended

or cancelled via

an

e-mail

message

without

confirmation from

an authorized Brown

&

Brown representative. CONFIDENTIALITY NOTICE: The information contained in

this

communication,

including

attachments

is

privileged

and confidential.

lt

is intended

only for the

exclusive

use

of

the

addressee.

lf the reader

of this

message

is not

the intended

recipient,

or the employee

or agent responsible

for

delivering

it to the

intended

recipient,

you

are hereby

notified that

any dissemination,

distribution

or

copying

of

this

communication

is

strictly

prohibited.

lf

you

have

received

this

communication in

enor

please

notify

our

lT

department

by

e-mail

at

[email protected].

Thank

you.

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