Annual General Meeting 1 st March 2012
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Transcript of Annual General Meeting 1 st March 2012
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Annual General Meeting1st March 2012
![Page 2: Annual General Meeting 1 st March 2012](https://reader036.fdocuments.net/reader036/viewer/2022062517/56813132550346895d97a359/html5/thumbnails/2.jpg)
2010-11 What a Year!
• From this .....
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2010-11 What a Year!
• To this .....
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2010-11 What a Year!
• From this .....
GloucesterCredit Union Limited
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2010-11 What a Year!
• To this .....
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Membership
2006/07 2007/08 2008/09 2009/10 2010/110
50
100
150
200
250
300
350
400
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Shares
2006/07 2007/08 2008/09 2009/10 2010/11£0
£20,000
£40,000
£60,000
£80,000
£100,000
£120,000
£140,000
£160,000
£180,000
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Loans
2006/07 2007/08 2008/09 2009/10 2010/11£0
£10,000
£20,000
£30,000
£40,000
£50,000
£60,000
£70,000
£80,000
£90,000
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Our Share to Loan Ratio
2006/07 2007/08 2008/09 2009/10 2010/110%
10%
20%
30%
40%
50%
60%
70%
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Profit/Loss
2006/07 2007/08 2008/09 2009/10 2010/11
-£6,000
-£5,000
-£4,000
-£3,000
-£2,000
-£1,000
£0
£1,000
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Reserves
2006/07 2007/08 2008/09 2009/10 2010/11£0
£1,000
£2,000
£3,000
£4,000
£5,000
£6,000
£7,000
£8,000
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Our Future Plans• To grow the membership to 600• To have shares of £220,000• To have £132,00 out on loan• To increase our loan to share ratio to
60%• To pay a dividend to our members
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Our Thanks go to....
• Our funders– Bromford Housing Association– Cheltenham Borough Homes– Gloucester City Homes– Gloucestershire Housing Association– Gloucestershire County Council– Cottsway Housing Association– Oxbode Housing Association
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Our Thanks go to....
• All our volunteers– The collectors– Those who help out in the back office– The supervisory committee– The credit committee– The board members
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And last but by no means least ...
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You, our members