Annual General Meeting 1 st March 2012
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Transcript of Annual General Meeting 1 st March 2012
Annual General Meeting1st March 2012
2010-11 What a Year!
• From this .....
2010-11 What a Year!
• To this .....
2010-11 What a Year!
• From this .....
GloucesterCredit Union Limited
2010-11 What a Year!
• To this .....
Membership
2006/07 2007/08 2008/09 2009/10 2010/110
50
100
150
200
250
300
350
400
Shares
2006/07 2007/08 2008/09 2009/10 2010/11£0
£20,000
£40,000
£60,000
£80,000
£100,000
£120,000
£140,000
£160,000
£180,000
Loans
2006/07 2007/08 2008/09 2009/10 2010/11£0
£10,000
£20,000
£30,000
£40,000
£50,000
£60,000
£70,000
£80,000
£90,000
Our Share to Loan Ratio
2006/07 2007/08 2008/09 2009/10 2010/110%
10%
20%
30%
40%
50%
60%
70%
Profit/Loss
2006/07 2007/08 2008/09 2009/10 2010/11
-£6,000
-£5,000
-£4,000
-£3,000
-£2,000
-£1,000
£0
£1,000
Reserves
2006/07 2007/08 2008/09 2009/10 2010/11£0
£1,000
£2,000
£3,000
£4,000
£5,000
£6,000
£7,000
£8,000
Our Future Plans• To grow the membership to 600• To have shares of £220,000• To have £132,00 out on loan• To increase our loan to share ratio to
60%• To pay a dividend to our members
Our Thanks go to....
• Our funders– Bromford Housing Association– Cheltenham Borough Homes– Gloucester City Homes– Gloucestershire Housing Association– Gloucestershire County Council– Cottsway Housing Association– Oxbode Housing Association
Our Thanks go to....
• All our volunteers– The collectors– Those who help out in the back office– The supervisory committee– The credit committee– The board members
And last but by no means least ...
You, our members