An example of recycling a former housing development into ... · • Step 1: Habitat and Cobourg...
Transcript of An example of recycling a former housing development into ... · • Step 1: Habitat and Cobourg...
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AlexandriaDriveAnexampleofrecyclingaformerhousingdevelopmentintoaffordable
homeownership
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HabitatforHumanityNorthumberland • Foundedin1998
• Todatebuilt44homesserving46families
• ReStoreopened2004• RevenuecoversHFHN’s
operaConalcosts
• ReNewItprogramhelpslow-incomehomeownersstayintheirhome
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AlexandriaDrive:Background
• LocaCon:TownofCobourg• 100kmeastofToronto,PopulaConof18,000
• In1998,theoriginalboardwaslookingforpropertyfortheirfirstproject
• Decommissionedmilitarybasehousingfromthe1950’swasoffered,thenownedbytheOntarioDevelopmentCorporaCon
• Propertyincluded24houses,fivevacantlots,greenspace• OriginaldevelopmentwasdonebytheGovernmentofCanada(exemptfromplanningrequirements)
• Onlyonelargeparcelofland–nosubdivisionoflots
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AlexandriaDrive:ThePropertyin1998
• Wholeproperty–originally20acresofland
• Houseswererundown,boardedupando\envandalized• SeveralhousesrequiredextensiveconstrucConordemoliCon
duetothedisrepair
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AlexandriaDrive:Partnerships
• HFHNandtheTownofCobourgwerekeypartners• EnsuredmutualsuccessoftheprojectandredevelopmentoftheenCrearea
• AffordabilityandChoiceToday(ACTproject)hadfourtasks:• DeterminealternaCvedevelopmentstandardsforroadandthelotsubdivision
• AssessandinspectexisCngunitstodeterminetheworkneededtobringthemuptooccupancystandards
• Preparedesignguidelines,drawingsandplans• Rehabilitatethehouses
• ACTProjectteamincludedHFHN,locallawyers,churchrepresentaCves,localcontractors,andrepresentaConfromtheTown
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AlexandriaDrive:AcquiringtheLand
• PartnershipbetweenHFHNandtheTownofCobourgwaskeytoacquiringthelandfromODC
• HFHN:24houses,fivevacantbuildinglots• TownofCobourg:Greenspace(10acres)forrecreaConalland
• Step1:HabitatandCobourgnegoCatedwithOntarioDevelopmentCorporaContodothelandsurvey
• DeterminedtheexactlocaConofthehomesandroadallowance
• Localsurveyordonatedservicestodothesubdivisionoftheparcels(saving$15,000-$20,000)
• Step2:TownofCobourgpurchasethelandparcelfromODCfor$200,000,averageof$8,333perhouse
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AlexandriaDrive:AcquiringtheLand(cont’d)
• Step3:Cobourgdeclaredhalfofthelandsurplus(theporConwiththehouses)andtransferredCtletoHFHNfor$200,000
• CobourgkepttheundevelopedporContobuildsoccerpitches• CobourgtookbackthemortgageforHabitat(nointerest,reasonablepayments)saving>$35,000inborrowingcharges
• HFHNmadeadown-paymentandregularpaymentsunClpayingthemortgageoffcompletelyin2004
• Eachhousewasassessedat$50,000–totalof$1.2millionforthe24houses
• CollaboraConwiththeTownsavedHFHN$1million
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AlexandriaDrive:LandDevelopment
• PartnershipwithTownofCobourgensuredcrucialcostsavingsforHFHNinthedevelopmentoftheland
• SinceTownofCobourgisamunicipalgovernmenttheywereabletotransferthe29lotsindividually(insteadofonesingleparcelofland)
• SavedHFHN$30,000-$50,000insubdivisioncosts• Townagreedtowaivethefeeassociatedwiththedevelopmentofanewsubdivision
• SavedHFHNanesCmated$145,000
• InfrastructureupgradesandroadworkweredeferredwhileHFHNhomeownerscontributedtoareservefund
• SavedHFHN$65,000ininterestchargesasnomoneyneededtobeborrowed
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AlexandriaDrive:RenovaKons
• HFHNplannedtorenovatethehomesafewataCme,thensellthemtoHabitatpartnerfamilies
• IninterimHFHNplannedtorenthousesthatwerenotrenovatedrightawaytolow-incomefamilies,below-marketrent
• Fivevacantlotswouldeventuallybeusedtobuildnewhomes
• Originalplan-startin1998andcompletethe“BeaconHomesDevelopment”by2005
• HFHNbegantobuilduppublicsupportfortheprojectincludingengaginglocalchurchestohelpcleantheunits,developingavolunteerbasetodotherenovaCon,selecCnglocalfamiliestoownthehomes,andraisingmoneyinthecommunitytocoverthecoststorenovatethehomes
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AlexandriaDrive:RenovaKons(cont’d)
• RenovaConsimprovedthehousesoverallbutspecialemphasisplacedonenergyefficiencyforlong-termaffordability
• Inside:NewandmoresufficientinsulaCon
• Outside:RigidboardinsulaCon,newwrap,sheathingandsiding• Newwindowsanddoors• ReducedoperaConalcostsby50%oncethehomewasrenovated
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AlexandriaDrive:Challenges
• Delays• FinalrenovaConprojectcompletedin2011(not2005)duetomanyreasonsincludingtheneedelsewhereintheCounty
• Housesneededtomeetfamilyneedsincludingaccessibility
• ProjectwasahugedemandonHFHN’svolunteerworkforce
• SCgma
• Assomehomesonthestreethavesoldonthemarket,diversificaConofincomehashelpedtoreducesomeofthesCgmawithinthecommunity
• HFHN’slong-termrole
• Oneby-product-allHFHNfamiliesinoneareahelpedcreateexpectaConHFHNinvolvedasmorethanjustamortgagecompany
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AlexandriaDrive:TheResult
• Intheend…• 24houses,5vacantlotswasturnedinto….• 34safe,decentandaffordablehomes=34families
• WiththreemorehousessClltobecompleted(onevacantlotle\)
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AlexandriaDrive:AnenKreNeighbourhoodRejuvenated
• 15+yearprojecthaschangedanenCresecConoftheTownofCobourg
• PartnersfortherenovaConofthehouseshaveincludedcolleges,localbusinesses,churches,rotaryclubs,governmentandvolunteersfromallacrossCanada
• In1998thisareaofTownincludedtwoschools,adaycare,anindustrialpark,theoldabandonedPMQ’sfromthemilitarybase,andsocialhousing
• In2015therearesoccerfields,baseballdiamonds,alargecommunitycentre,andattheheartofitaneighbourhoodbuiltontheprincipleofaffordablehomeownership
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AlexandriaDrive:BeforeandANer
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AlexandriaDrive:BeforeandANer
After Picture Coming!!
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AlexandriaDrive:Before…
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AlexandriaDrive:…andANer
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Questions?
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