Amplify 2007Q3 plugin final

8/14/2019 Amplify 2007Q3 plugin final

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2.271.1.07Q3.pluinoamplify.comPRESORTED

STANDARD

USPOSTAGE

PAID

AUSTINTX

PERMITNO.

112

BROCKTON

2608 Brocton Drive

Austin, TX 78758

(Brocton @ Burnet)

Lobby:

Mon - Fri: 9:00am - 5:00pmSaturday: 9:00am - 1:00pm

Drive Thru:

Mon - Fri: 7:30am - 6:00pm

Saturday: 8:00am - 1:00pm

POND SPRINGS

13050 Pond Sprins Rd.

Austin TX, 78729

(Pond Sprins @ Hunters Chase)

Lobby:


Drive Thru:

Mon - Fri: 7:30am - 6:00pm

Saturday: 8:00am - 1:00pm

LA FRONTERA (Round Rock)

115 Sundance Pwy.

Suite 500

Round Roc, TX 78681

(1325 @ IH-35)

Lobby:

Mon - Sat: 10:00am - 6:00pm

CEDAR PARK

202 Walton Way

Suite 200

Cedar Par, TX 78613

(1431 @ 183)

Lobby:


Drive Thru:


PALM VALLEY

Comin Soon!

CONTACT CENTER

(512) 836.5901


MAILING ADDRESS

P. O. Box 85300Austin, TX 78708

contact us 512.836.5901 800.237.5087

oamplify.com

2007 Q3

Ban less. Live more.

Join AMPLIFY and

Whole Foods Market

for the First Annual

Ice Cream Festivalat Waterloo Park on

August 18th.

(see Page 11)


2/8

IC

Paul Trylo

President

1

APY is Annual Percentae Yield. Rates current

as of May 31, 2007, subject to chane.

Minimum to open Amplified Checin: $100.

Amplified Checin, no hoops to jump throuh.

Amplified Checin combines theconvenience of checin with the earninpower of a money maret account foronly $5.95 per month. Its simple andstraihtforward the hiher your checinaccount balance, the more interest you

earn. Theres no minimum balancerequirement and no hoops to jump throuh.And you can even open and fund yourAmplified Checin account entirely online.

TIERED RATE INTEREST (all rates APY)

$100,000+............................................5.10%

$50,000 to $99,999.99 .........................4.10%

$15,000 to $49,999.99 .........................3.60%

$5,000 to $14,999.99 ...........................3.10%

$0 to $4,999.99 ....................................2.10%

512.836.5901 oamplify.com

Earn up to5.10% APYwith an

AmplifiedChecinAccount

table ofcontentsPauls Letter ...........................................1

Mobile Banin....................................2-3

Investment Classes .............................4-5

5 reasons to wor with aFinancial Professional ............................6

Money Tracer ........................................7

Business Services ..................................8

New Bran ch! ...........................................9

Home Equit y .........................................10

Austin Ice Cream Festival......................11

Escheatin ...........................................12

Amplify After Hours ...............................12

Coupons ..............................................13

Contact Info ............................Bac Cover

presidentsletter

We have excitin news AMPLIFY is openin a fifth branch at 4500 E. Palm Valley, near

Dell Diamond. Loo for a formal announcement soon, complete with an invitation to

attend a concert celebration in October.The new branch is just one way were main AMPLIFY more accessible. Time after

time when weve ased what you appreciate about AMPLIFY, youve told us its our

convenience. I want you to now we listen to you, and the decisions we mae as a credit

union are always based on addin value and offerin solutions.

Our small business members told us theyre stretched too thin to come to our branches

and mae commercial deposits. We set up remote deposit, so funds can be credited

electronically and the deposit can be mailed or dropped off when its convenient. Were

evaluatin main a similar service available for all our members.

You can already do most of your banin at home or at wor, just by lo in on to

oamplify.com. Mobile banin taes that a step further. You can conduct many banin

transactions while waitin in line or anywhere you have a web-enabled cell phone or

PDA. AMPLIFY is considered a national leader in mobile banin, which is a tremendous

compliment. The reason we started offerin mobile banin over a year ao is that wenew our members wanted easy access to their accounts 24/7.

I want to than you for main it possible for us to continue on our path as an innovative,

responsive, accessible financial institution. Without our members, none of this would be

possible. I want you to now we appreciate you each and every day.

UNLIMITED FREE PERSONALIzED CHECkS

IDENTITY THEFT PROTECTION

DISCOUNTS ON:

n HOTELS, MOTELS AND TRAVEL

n PRESCRIPTION DRUgS AND EYEWEAR

n ENTERTAINMENT

n BRAND-NAME PRODUCTS

n SHOPPINg AND DININg CARDS

CALLINg ALL VOLUNTEERS!AMPLIFYs Board of Directors, Supervisory Committee,and Nominatin Committee is composed of Members lieyou who volunteer their t ime, meet with Manaement, andenerally, serve the credit union. Are you interested inservin? Heres how:Submit your name for consideration in one of two ways:1. Obtain and complete a volunteer application from

AMPLIFYs executive assistant, by callin 519-5410, byNovember 4, 2007.

2. gather 100 Member sinatures for nomination bypetition and submit the petition to AMPLIFYs executiveassistant by December 16, 2007. *

If you would lie more information about volunteerin,please call Marcia at 519-5410.* Board of Director nominations are accepted from the

floor of the Annual Meetin only if there are not sufficientnominations for each open position. The electionis balloted only if the Board receives more than onecandidate for an open position.


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2 3

AMPLIFY started offerin mobile banin more than a year ao and is seen today

as a leader in the industry. karen Pollac, Amplifys VP of Operations, recently

spoe at a national webinar tareted toward financial institutions which are stillevaluatin this technoloy.

There are two reasons AMPLIFY is so far ahead of the pac when it comes to

mobile banin. First of all, iven that our heritae is IBM, members have alwaysexpected us to lead the way when it comes to technoloical innovations.

Secondly, we really believe in our motto: Ban Less. Live More. Mobile banin

is truly the most convenient way to tae care of almost any financial transaction.

You may be thinin, So I can ban from my cell phone. Whats the bi deal?The bi deal is that mobile banin enables you to have even more immediate

access to your accounts. Heres an example:

Youre on a business trip. On the way to the hotel, you realie youve forotten to

mae your car payment. You could wait until you et to the hotel, et your laptopout (if you have it with you), most liely pay for internet access, turn on your

laptop, lo in, and mae the payment.

Or you could tae your cell phone or PDA out of your pocet, lo in to mobile.oamplify.com, and tae care of the payment while youre still in the taxi.

Which solution is easier and taes less time? No contest.

While usin mobile banin, you can set up future payments so youd never have

to worry about missin the due date for a bill aain. You can even set up an alertthrouh AMPLIFY MoneyTracer to notify you with a text messae when your car

payment has been made.

Another advantae of mobile banin is that it enables you to monitor your

accounts more closely. Thats become increasinly important as the incidence ofidentity theft continues to rise.

AMPLIFY offers Billpayer with its mobile banin, as well as the ability to view

cleared checs and open additional accounts. Those are features you wont findat most other financial institutions.

AMPLIFY did extensive research to choose the most convenient mobile banin

platform for you. Our mobile banin wors reardless of which cell phone

service provider you subscribe to or what type of device you use. Thats becauseAmplifys mobile banin is browser-based, meanin you dont have to download

any ind of special proram to your cell phone to use it.

Many financial institutions are choosin application-based platforms for mobile

banin which require you to download a proram to your cell phone. That may

not sound lie much, but most of these prorams only wor with certain cellphone providers or specific types of devices. In fact, some cell phone providers

are viewin this as a means to prevent customers from switchin their cell phone

service to a different company. They thin the inconvenience of havin to use adifferent application will discourae you from leavin and mae you more liely to

sin up for another two-year contract with them.

Whats next for mobile banin? Well, your cell phone could one day replace your

debit card, your cash, and your checs. Technoloy is currently bein developedto enable mobile banin users to mae payments simply by holdin their cell

phones to a terminal rather than swipin a debit or credit card. This same

technoloy will allow peer-to-peer payments for a few cents per transaction. Thatmeans youll be able to send money to others riht from your cell phone no

cash or checs needed! Industry leaders estimate that by the year 2012 onlyfive years from now most cell phones will be equipped with this capability.

If you havent tried mobile banin yet, o to our website and chec out the demo.Mobile banin is the ultimate way to ban less and live more.

Whats the bi deal about mobile banin?

Whats next for mobile banin? Well, yourcell phone could one day replace your debitcard, your cash, and your checs.

oamplify.com


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Securities offered through Linsco/Private Ledger (LPL) Member NASD/SIPC Not NCUA Insured - No Credit Union Guarantee - May Lose Value

AMPLIFY FINANCIAL AFTER HOURS EDUCATION PROgRAM ~ SERIES 3

SEATINg IS LIMITED RSVP today by callin 512.519.5476 or emailin Sarah at [email protected] .

Presenter (unless otherwise noted) is Dan g. Dillard, CFP, CRPS, Accredited WealthManaement Advisor. Dan is a Certified Financial Planner professional and WealthManaer who has built a business on servin Texas business professionals. He leads ourAmplify Financial team with a professional no-nonsense approach to wealth manaement.

54

ESTATE PLANNINg AND ASSET PROTECTION: WEDNESDAY, SEPTEMBER 5,2007 6:30 8:00 PM - BROCkTONIf you passed away unexpectedly, would your will be up to date? Acorrectly-drawn and current will is an essential part of any estate plan.Board Certified Estate Plannin attorney Brad Wiewel discusses how willsand trusts can be used to ensure your family is protected.

ELDER LAW PLANNINg: SOCIAL SECURITY AND MEDICAID: WEDNESDAY,

SEPTEMBER 12, 2007 6:30 8:00 PM - BROCkTONBoard Cer tified Estate Plannin attorney Brad Wiewel discusses the latestleislation affectin elder law.

INVESTINg FOR RETIREMENT: WEDNESDAY, SEPTEMBER 19, 2007 6:30 8:00 PM - LA FRONTERAWith all the media coverae about plannin for retirement, choosin astratey for your investments can be confusin. This class discusses thevarious strateies to help you choose the one most ef fective for you.

JOB CHANgES AND YOUR RETIREMENT ASSETS: WEDNESDAY,SEPTEMBER 26, 2007 6:30 8:00 PM - BROCkTON

These days its not unusual for people to chane jobs or careers fivetimes throuhout the course of their worin lives. Ever y employer mayoffer different choices for its retirement plan, main it difficult to decidewhich option is the best fit. This class discusses various options forqualified investments.

DIVERSIFICATION AND ASSET ALLOCATION: THE BUILDINg BLOCkSOF A PORTFOLIO: WEDNESDAY, OCTOBER 3, 2007 6:30 8:00 PM -BROCkTONInvestment professionals attribute 92% of return on investments to asinle concept. This class explores the discipline crucial to investin in

any ind of maret.

ways to invest in your future

MANAgE YOUR FINANCIAL FUTURE: A SEMINAR FOR WOMEN WEDNESDAY, OCTOBER 10, 2007 6:30 8:00 PM - BROCkTONMarried or sinle, women face unique challenes when it comes toplannin for retirement. Are you prepared?

DESTINATION: INDEPENDENCE WEDNESDAY, OCTOBER 17, 2007 6:30 8:00 PM - LA FRONTERAWhat are the latest trends in the retirement industr y? This class explores

one of the products creatin a bu. Dan Dillard and Jason Wolf

BROCKTON2608 Brocton DriveAustin, TX 78758(Brocton @ Burnet)

POND SPRINGS13050 Pond Sprins Rd.Austin TX, 78729(Pond Sprins @ Hunters Chase)

LA FRONTERA (Round Rock)115 Sundance Pwy.Suite 500Round Roc, TX 78681(1325 @ IH-35)

CEDAR PARK202 Walton WaySuite 200Cedar Par, TX 78613(1431 @ 183)


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FIVE REASONS TO WORk WITH A FINANCIAL PROFESSIONALMost people tae their automobile to a professional mechanic for

routine maintenance, and see a doctor when they have concerns

about their health. Its no different when it comes to personal

finances most people could benefit from worin with a financial

professional. Here are five reasons why:

YOU DONT kNOW WHAT YOU DONT kNOW

Manain your finances on a day-to-day basis is one thin; implementin acomprehensive investment plan to fund your retirement is somethin else.

That doesnt mean youre not capable of doin it, only that you shouldntunderestimate the expertise needed to put toether an effective plan.

YOU HAVE gOOD INTENTIONS, BUT NEVER SET ASIDE THE TIMEWorin with a financial professional forces you to stop procrastinatin and

shifts the time commitment from you to the professional.

YOURE NOT OBJECTIVE

Havin someone with experience analye your financial condition can be

extremely helpful. In cases where you and your spouse arent on the samefinancial pae, a financial professional can listen to both of your concerns,

identify underlyin issues, and help you find common round.

kEEPINg UP WITH CHANgE IS A FULL-TIME JOB

Last year, four major pieces of tax leislation were sined into law. Not

understandin how these chanes miht affect your financial plan couldbe danerous, and understandin the chanes taes time and effort (see

reason number 2).

YOU SEE THE TREES, BUT NOT THE FOREST

A ood financial professional can show you how your financial oals are

related for example, how savin for your childs collee education mihtaffect your ability to invest for retirement.

76

AMPLIFY Receives Best of Web AwardAMPLIFY has received a Best of Web award from Online Banin

Report and NetBaner in reconition of its new web-based personal

finance manaement proram, MoneyTracer, and its line of other

innovative products and services.

In a June 11th ar ticle on netbaner.com, editor Jim Bruene refers toAMPLIFY as one of the more innovative financial institutions in the

country, citin the free WiFi in every location, mobile banin, online

banin and personalied RSS feeds.

This award is validation that AMPLIFY is on trac with its mission to

help members ban less and live more, says VP of Maretin kent

White. MoneyTracer is a natural fit for AMPLIFY because our oal is

to simplify our members lives and enable them to spend less time

worryin about their finances and more time enjoyin life. White

adds that because AMPLIFY prides itself on bein home-rown, the

fact that MoneyTracer was developed by an Austin company (Jwaala,

www.jwaala.com) is another benefit.

MoneyTracer features a goole-lie search enine which lets users

search by any parameter date of transaction, transaction amount, or

specific vendor. Since the proram is web-based, it can be used from

any computer, and it allows users to trac all their accounts even

those at other financial institutions. Users can also set up personalied

alerts to their cell phones or PDAs based on their own criteria.

Any member who uses online banin has free access to MoneyTracer.

BESTOFTHE

WEB

ONLIN

EBANKINGREPOR

T

OBR

To view the netbaner

article, visit oamplify.com

and clic on this loo.

NEW at AMPLIFY

Heres your opportunity to learn about real estate from kenn Renner, one of Austins topbroers. All classes will be held at Amplifys Brocton location from 6:30 to 8:00 pm.Space is limited please RSVP to [email protected].

First-time and Move-up Home Buyin: Learn how to choose the best realtor, lender andbuilder for you. gain insiht into the ten steps involved in the home buyin process, andlearn to identify Austins hottest home marets. Thursday, Auust 23rd

Purpose, goal-settin and Time Manaement: Learn life manaement strateies to structureyour business and home life and facilitate settin and achievin your oals. Discover how toprioritie your time, find balance in a busy world and achieve your objectives.Thursday, September 6th.

Secrets of Real Estate Finance Leverain for Success: Learn how to control sinificantly

more assets by the use of leverain. AMPLIFY Mortae Lendin Specialist Jax Smith willdiscuss interest rate trends, refinancin, equity lines of credit and more.Thursday, September 20th


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98

WHY IS AMPLIFY SPONSORINg THE OPEN 4 BUSINESS CONFERENCE?

The conference is a natural extension of the business products and servicesAMPLIFY provides its members. AMPLIFY wors with business owners of all sies

and in all staes of rowth. We have business loans for equipment, commercial

real estate, and construction development. Our rates are competitive, and

since were Austin-based, decisions are made locally, by people who understandwhat its lie to live and do business in Austin. And unlie many other financial

institutions, AMPLIFY has no prepayment penalties on business loans.

A LOT OF PEOPLE DONT REALIzE CREDIT UNIONS OFFER BUSINESS SERVICES.AMPLIFY continuously analyes the needs of business owners and develops

solutions to meet those needs. A business checin account with tiered interest

is currently bein developed, which would enable entrepreneurs to earn hiherinterest on their money without sacrificin access to those funds. Business

owners also appreciate Amplifys remote deposit feature. Deposits can be

made electronically and then mailed or dropped off when its convenient. Weunderstand how busy entrepreneurs are, and were always looin for ways to

save them time and money.

WHY WOULD A BUSINESS OWNER CHOOSE AMPLIFY OVER OTHER FINANCIALINSTITUTIONS?Of course AMPLIFY offers standard business services such as lines of credit,

ACH, merchant services, and payroll services. But its our commitment to

service that sets ups apart. At AMPLIFY, we want to help you spend less timethinin about your business finances and more time doin business. Were

committed to worin with our members as partners.

Pierre Cardenas

tals aboutBusiness Servicesat AMPLIFY

AMPLIFY will soon open its doors at a fifth location. The newPalm Valley branch (4500 E. Palm Valley, Round Roc, TX)is tentatively scheduled to open in early September, and willinclude all the features youve come to expect from AMPLIFY.

Our stratey is to be convenient for our members, explainsCEO Paul Trylo. After researchin where the majority of ourmembers live and wor, it was clear that Palm Valley was thebest choice. Trylo adds that since the new location hassuch a hih volume of drive-by traffic, AMPLIFY will mae animpression on non-members as well.

The new location is just past the Dell Diamond, Tr ylo says.People will see our name every day. Theyve heard our radioads and seen the spots on TV. So when theyre in the maretfor a new financial institution, theyre liely to chec out whatAMPLIFY can offer them.

Palm Valley will feature free wifi, caf-style seatin, and ourmetcoffee just lie the other AMPLIFY locations. Its first AfterHours event is a free concer t with critically-acclaimed uitaristVan Wils on October 18th. Complete details and ticets for theevent will be available soon at oamplify.com.

Even in this era of mobile and online banin, there are stilltimes when you prefer to sit down with someone face-to-face,Trylo says. For example, if youre not sure how to fill out yourmortae application, or need someone to explain the benefitsof a home equity loan. At AMPLIFY, we want to be accessible soyou can truly ban less and live more.

Were ettin

amplified

at Palm ValleyPierre Cardenas Senior VP, Retail


7/810 11

YOU WOULDNT LEAVE AN UNCASHED CHECk SITTINg AROUND. The equity in yourhome is ind of lie an uncashed chec puttin it to wor for you could wor to youradvantae. At AMPLIFY we have home equity loan rates as low as 5.99% APR and whenyour loan closes and funds, well ive you a $100 ift card to use however youd lie.

If you have hih-interest debt, such as credit cards or other loans, rollin that debt into ahome equity loan may be a ood stratey. The interest on the loan may be tax deductible,so in addition to realiin a sinificant reduction on your monthly payments, you could eta brea at tax time.

If you have children about to start collee, consider a home equity loan to finance part

of that expense. Interest rates for AMPLIFY home equity loans are enerally lower thanother types of loans, and if youre able to deduct that interest at tax time, thats a bonus.

If your family is rowin, you may be thinin about a bier home. But home prices inAustin are on the rise, and the cost of sellin your current home and buyin a larer onemiht put that out of reach. Tain out a home equity loan to add on to your currenthome miht be the solution.

Reardless of how you use your home equity loan, AMPLIFY maes the process as simpleas possible. Theres no title insurance requirement, certified appraisals are not required,no fees are chared, and we pay the closin costs! Your home equity loan can be closedand funded in as little as 18 days, and we can even do your closin on a Saturday if itsmore convenient for you.

Contact us to find out if a home equity loan is the solution youve been looin for. You

can even apply online at oamplify.com.

Maic Spooncomin soon!

Remember tocome into an

AMPLIFY branchto pic up your

Maic Spoon.

ICE CREAM LOVERS, DO WE HAVE AN EVENT FOR YOU!

AMPLIFY is sponsorin Austins first Annual Ice CreamFestival Saturday, Auust 18 at Waterloo Par. Well haveice cream treats from Amys, Ben and Jerrys, StonyfieldFarms and more as well as live music and ames andactivities for both ids and adults. Admission is free.

If youd lie to attend the festival, stop by any AMPLIFYlocation to pic up your Maic Spoon, which entitlesyou to freebies and discounts from participatin vendors.get your Maic Spoon stamped at all the vendor booths,and you can enter a drawin to win an iPhone. Secondand third pries are visits to your home or office from theAustin Ice Cream Festival Truc, complete with an icecream party for you and your friends and co-worers.

The Ice Cream festival will be set up lie an old-fashionedcarnival. You can purchase ticets for $1 each at thefestival and use those ticets for all the activities. Wellhave an ice cream eatin contest, a contest to buildthins with popsicle stics, and you can even learn tomae your own ice cream. The festival is family-friendlyand pet-friendly.

A portion of the festivals profits will be donated to threelocal charities: the LaLeche Leaue, Habibis Hutch andthe Austin Childrens Shelter.

If people have ticets left at the end of the festival, theycan brin them to any AMPLIFY location for a refund of upto $10. Non-members who choose to open a new accountwith their refund will receive an additional deposit of $25in that account, compliments of AMPLIFY.

Whole Foods Maret is also a festival sponsor.

For more information, visit the festival website,icecreamfestival.or.

home. equity.

Fixed rate current as of 7/19/2007, subject to chane. Rates may vary based on

creditworthiness and term. Loan subject to approval. Contact AMPLIFY for details.


8/8

AMPLIFY After Hours is a unique community outreach proram. AllAMPLIFY locations are available for public use, free of chare, after

reular business hours. Some of the roups who have taen advantae of

our free space include the Institute of Electrical and Electronics Enineers,

the Austin Inventors and Entrepreneurs Association, and the Austin Centerfor Inquiry. If your club, roup, or association needs a place to meet or

your band needs a place to play please read our usae uidelines at

oamplify.com, and then submit your request to vswift@oamplify.

FEATURED AFTER HOURS EVENTS

Wednesday, September 12th 6:30 to 8:30 pm The Secret Weapons You

Should Have Before You Buy a New Car. Chico Macias, La Frontera

Thursday, October 18th 7:00 to 9:00 pm After Hours Concert withVan Wils. Palm Valley

BORINg BUT IMPORTANT

We have abandonment issues . . .Every year the state of Texas requires all financial institutions to turn over anyunclaimed or abandoned property to the Comptrollers office. This process iscalled escheatin. Unclaimed or abandoned property can be any financial assetwhich appears to have been abandoned by the owner for three years ormore, includin savins accounts, checin accounts, and the contents ofsafe deposit boxes.

If we havent had contact with you and cannot mae contact with you, at theend of five years, we have no choice but to assume your funds have beenabandoned and turn them over to the state. Of course wed much rathereep you as a member and save you the inconvenience of oin to the state toretrieve your property.

The best way to prevent this from happenin is to do a transaction with us. Any timeyou do a transaction, your last contact date is updated. If you contact us to chane youraddress or update your phone number or email address, we mae note of the contact date.

At AMPLIFY we mae it easy for you to stay in touch and avoid the hassle of havin your proper ty turnedover to the state.

n Use mobile banin to do a transactionn Lo in to online banin and update your infon Call us at 836-5901 and do a transaction with Ban-by-Phone,

or update your info with one of our representatives

n Stop by any of our four locations

Ban less. Save more.

the sandwich joint

5035 BURNET RD 512-524-2917 BORN IN AUSTIN, TX

BUY A SANDWICH

AND GET CHIPS, FRIESOR ONION RINGS,

AND A BEVERAGE

FOR FREE

Offer expires on 12-31-07

OneFREEsmall Italianfrozen yogurt

12 13

NOTICEIn order to hold maintenance costs down for all members, beinnin Sept. 1, 2007, adult members with

less than $100 total deposits and whose accounts have been inactive for more than 12 months will beassessed a $5 monthly inactivity fee. Avoidin this fee is easy just use your AMPLIFY account. Anyactivity on any of your accounts will prevent it from bein chared.

AMPLIFY WILL BE CLOSED ON THE FOLLOWINg HOLIDAYSLabor Day .................... Monday, September 3, 2007Columbus Day .............. Monday, October 8, 2007

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