A Single Access Point &Integrations on Demand

Infinite VendorEco-System Access

Modularized Vendor Customization and

Orchestration

Consolidated Reporting Across All Vendors

Explore The

AlphaHubThe Transaction Industry’s Solution Network

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“If every vendor on its own represents a single vitamin boosting certain needs, alpha is the industry’s multi-vitamin”

oliver rajic, CEO, Alpha Payments Cloud

The number one dilemma plaguing the payments industry today is the friction, restrictions and collossal expense that banks and merchants face when attempting to update their legacy platforms by integrating new services and solutions. The digital age has exacerbated these problems as consumer shopping habits have evolved firstly towards eCommerce and more recently towards mCommerce, which in turn has spurred a cascade of new payment methods and has brought with it a whole host of new security concerns.

Gartner predicts that by 2018, over 50% of merchants will require more than 15 solution integrations to deliver a fully digital customer experience. For multi-national merchants, the number of integrations necessary can easily rise above 50. Each of these integrations can take from 6 months to 2 years to complete and can cost up to and over $1 million in resources.

Much like when the App Store was launched in 2008, revolutionizing the way we use and access applications for our phones by breaking down the barriers between application providers and consumers, the AlphaHub unifies a fragmented industry on a standardized platform. This was accomplished by creating a single ecosystem for Payment Providers to plug into and expose their solutions, for Banks (& Other Financial Institutions) to access and sell these solutions, and for Merchants to gain access to use and customize between available solutions.

Further to solving the problems of exposure for providers and access for users, the AlphaHub’s Orchestration Layer grants users full control to effectively customize their solution flows in a matter of clicks. Through the Orchestration Layer, precise but flexible rules can be defined based on the variables involved in the transaction using a drop down system of “when, then, else” conditional logic, helping to leverage each solution’s unique functionality and benefits.

The rapid proliferation of internet-connected consumer devices in recent years has massively increased the opportunities for consumer engagement, however has also served to add further complexity for merchant IT systems. mCommerce merchants accept an average of 4.5 payment channels, significantly more than the 2.5 channels accepted by a typical eCommerce merchant. These extra channels expose the merchant to a much higher risk of fraudulent transactions, as tracking all of this new data across multiple channels is beyond the scope of legacy systems. A unique benefit of the single ecosystem and interface of the AlphaHub is that reporting covers all types of transactions and fraud reports across all commerce channels.

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Solution Access is the Key

The AlphaHub architecture delivers pre-integrated connectivity to a limitless set of third party service providers. This means the latest and most innovative payment processing capabilities can be utilized and new payment options extended to your customers faster than ever before.

The depth and range of connected service providers and solutions span across the entire transactional, risk management and commerce solution spectrum. There are over 250 third-party solutions, and a suite of proprietary solutions accessible.

Rapid Response to Customer Demand

Merchants need to respond quickly in order to meet the demands of constantly-evolving consumer trends. The proliferation of mobile and other connected devices has rapidly increased the scope for consumer engagement, and this trend looks set to continue unabated. We remove the complexity for merchants, allowing them to keep up with consumer expectations faster and more efficiently than ever before.

The Orchestration Layer

The AlphaHub’s orchestration engine enables users to customize down to the individual transaction layer using conditional logic, leveraging each solution’s unique functionality and benefits.

Its configurable rule-based management interface exposes intricate exception handling and allows quick modifications to be made in response to your business needs while avoiding unnecessary, expensive and time consuming integrations.

A Global Payment Infrastructure

Through a single platform and interface, the AlphaHub grants you access to over 175 different Payment Processors, Gateways and Alternative Payment Types. No matter what your local needs are, we have you covered on a global scale through our partnerships with some of the largest acquirers and banks worldwide.

By combining solutions, you receive the best possible geographical coverage available today and are positioned to effortlessly deal with any new markets that your business ventures into.

Say Goodbye to Fraud

The AlphaHub features the most comprehensive anti-fraud and identity verification product library on the market today. A single integration to the AlphaHub will grant you access to over 50 best-in-breed risk-centric solutions.

Every vendor has certain limitations – by leveraging multiple solutions you can ensure that you’re always collecting the relevant and necessary information. For example, you have the ability to utilize global identity data from over 200 countries. This data can be leveraged alongside other measures for assessing credit, issuing and other fraud risks.

Commerce, Simplified

As markets have become more and more sophisticated, the importance of commerce enabling services has increased drastically. Fulfilment, compliance and record keeping can be a drain on your business – through the automation of these tasks, you can free up manpower and resources and focus on growth.

Whether it’s dynamic shopping carts, the application of relevant sales taxes, the implementation of loyalty solutions, or the connecting of shipping options, sometimes the initial sale between buyer and merchant is only the first step. Our suite of commerce enablers will tackle these challenges for your business.

DATA

VERIFICATION

ALTERNATIVE

PAYMENTS

SALES TAX

AUTOMATION

DEVICE

VERIFICATION

E-

WALLETS

SHOPPING

CARTS

ADDRESS

VERIFICATION

EMAIL

VERIFICATION

SOCIAL

VERIFICATION

PAYMENT

GATEWAYS

DCC/

FX

ACCOUNT

VERIFICATION

PHONE CARRIER

VERIFICATION

CHARGEBACKPREVENTION

DOCUMENT

VERIFICATION

ONLINE BANK

TRANSFERS

LOYALTY

SOLUTIONS

IP

VERIFICATION

BEHAVIOURAL

ANALYTICS

FRAUD POOLVERIFICATION

UNLIMITED THIRD-PARTYSOLUTION ACCESS

Through a single integration to the AlphaHub API, more than 250 third-party solutions and a host of proprietary solutions are made available for immediate use today, with the option to add any new vendor that is not currently available on request. Never again lack access to the functionalities your business needs, and enhance your current solution portfolio instantly, unleashing your creativity.

alphapaymentscloud.com @AlphaPayments

PAYMENT PROCESSORS

COMMERCE ENABLERS

FRAUD & IDENTITY