AIG Pupil Protector Personal Accident Insurance · AIG Europe Limited is pleased to re-launch Pupil...

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AIG Pupil Protector Personal Accident Insurance

Transcript of AIG Pupil Protector Personal Accident Insurance · AIG Europe Limited is pleased to re-launch Pupil...

AIG Pupil Protector PersonalAccident Insurance

AIG Europe Limited is pleasedto re-launch Pupil Protector, anew and innovative PersonalAccident Plan designed toprovide financial support andassistance in the event of anaccident to a child.

Every year many childrenrequire hospital treatmentfollowing an accident and theconsequences can be veryserious, often leading topermanent disability. Our PupilProtector Personal Accident Planis designed to provide financialsupport for parents to meetsome of the medical, dental andother bills that arise whenserious accidents happen. Ourplan provides a wide range ofinsurance benefits some ofwhich are not available onsimilar schemes withcompetitors.

We have also included arange of non insurance features,which are not availableelsewhere but will give parentsadded piece of mind. We alsobelieve you will find ourpremiums very competitive.

If you wish to purchase coveronline, a further 20% discount isavailable.

Introducing Real Choice to Schools and Parents

Cover Options and Premiums

Why Should I Choose AIG PupilProtector We have looked at other productsavailable on the market and made itour aim to design a product with widercover, more features and competitiveprices. Some of our great featuresinclude;

Medical Second Opinion: Parents ofinsured children can benefit from a freeSecond Opinion on any medicaldiagnosis given by a hospitalconsultant in the Republic of Irelandwhile their child is insured under PupilProtector. This Second Opinion isprovided by medical specialists thatlead the world in many aspects ofmedical research and treatment andapplies to any new accident or illnessdiagnosed after cover is put in place.

Medical Management Services:Through our own in-house specialistMedical Management Services experts,parents can be offered advice onrehabilitation options for their childfollowing an accident. Our highlyqualified staff will offer parentsvaluable assistance and advice on postaccident courses of treatment andrehabilitation.

Burns and Scarring Benefit: PupilProtector has an additional Burns andScarring Benefit which can pay up to€20,000.

2 Year Benefit Period: Our plan willpay capital benefits for disabilitieswhich develop up to 2 years after theaccident. Other schemes will only payif the disability develops within 12months of the accident, which webelieve is a major gap in cover.

Up to 30% Discount for VoluntaryExcess: If your scheme is Compulsory,you can avail of discounts of up to 30%if you elect to take a voluntary claimsexcess.

Low Cost Premiums: In theserecessionary times we understand thataffordability is a factor to both schoolsand parents alike, so we aim to offercompetitive rates along with a qualityproduct.

Excellent Claims Service: In the last 3years, AIG Europe Limited have paidout over €15m in claims to ourAccident & Health customers. We prideourselves on a speedy and efficientclaims service.

AIG Pupil ProtectorPersonal Accident

Insurance

20% Discount when you arrange

cover online

Option Description Cover Type Premium Per PupilStandard €50 Excess €100 Excess

Option ACompulsoryCover for AllPupils

All Students onregister areinsured.

School Activities Only

24 Hour Cover

€3.50

€6.20

€2.80

€4.95

€2.45

€4.35

Option BOptionalCover forSpecifiedPupils

Applicationforms issued toparents whothen select coverrequired.

School Activities Only

24 Hour Cover

€4.50

€7

NA

NA

NA

NA

* *

* Excess applies per accident

How to applySetting up a scheme for the school is easy.

• Choose whether you wish to organise aCompulsory Scheme covering all pupilson the register or an Optional Schemewhere parents elect to include theirchildren.

• Choose whether you wish to buy 24Hour or Schools Activity Only cover. Foroptional schemes parents must make thischoice.

• If you have a compulsory scheme,choose the level of claims excess yourequire

• Fill in the relevant application form andsend it to us at the Pupil ProtectorPersonal Accident Scheme, AIG EuropeLimited, 30 North Wall Quay, IFSC,Dublin 1 before 31st October 2017.

If you have any questions please donot hesitate to call our Pupil ProtectorCustomer Service Team on 1800 287287. Our lines are open 9am to 5pm,Monday to Friday. For more informationyou can also email us at [email protected] or visit our websitewww.aigdirect.ie/pupilprotector

About AIG

American International Group, Inc. (AIG) isa leading global insurance organizationserving customers in more than 100countries and jurisdictions. AIG companiesserve commercial, institutional, andindividual customers through one of the mostextensive worldwide property-casualtynetworks of any insurer. In addition, AIGcompanies are leading providers of lifeinsurance and retirement services in theUnited States. AIG common stock is listedon the New York Stock Exchange and theTokyo Stock Exchange. AIG is the marketing name for the

worldwide property-casualty, life and

retirement, and general insurance operationsof American International Group, Inc. Foradditional information, please visit ourwebsite at www.aig.com. All products andservices are written or provided bysubsidiaries or affiliates of AmericanInternational Group, Inc. Products or servicesmay not be available in all countries, andcoverage is subject to actual policylanguage. Non-insurance products andservices may be provided by independentthird parties. Certain property-casualtycoverages may be provided by a surpluslines insurer. Surplus lines insurers do notgenerally participate in state guaranty funds,and insureds are therefore not protected bysuch funds.

Product BenefitsThe following is a summary of the benefits available under our PupilProtector Personal Accident Plan.

Cover Benefit

Paralysis from the neck down €200,000

Brain damage €200,000

Permanent total disability €150,000

Loss of sight in both eyes €150,000

Loss of both hands or both feet €150,000

Loss of sight in one eye €100,000

Loss of one hand or one foot €100,000

Loss of hearing:both ears €100,000one ear €40,000

Loss of speech €40,000

Death by accident €25,000

Full thickness burns….up to €20,000

Facial scarring....up to €2,000

Hospitalisation €20 for each 24 hours…. up to €1,800

Medical and Dental expenses not recoverable from any other source… up to €40,000

Terms and conditions apply. For full details please see your policy document.

AIG Europe Limited30 North Wall Quay, IFSC, Dublin 1.

Tel: 1 800 287 287Web: www.aig.ie

AIG is a trading name of AIG worldwide general insurance operations including AIG Europe Limited. Insurance is provided by AIG Europe Limited.This document is for information purposes only and should not be relied upon to justify coverage in any situation. The product may vary fromcountry to country and may not always be available in each European country. Scope and terms are subject to the terms & conditions of the

policy which are available on request. Registered office: The AIG Building, 58 Fenchurch Street, London EC3M 4AB, United Kingdom.

AIG Europe Limited, Ireland Branch has its registered branch office at 30 North Wall Quay, IFSC, Dublin 1, Ireland. Branch registration number 906664.Tel: +353 1 208 1400

AIG Europe Limited is authorised by the Prudential Regulation Authority of the United Kingdom, and is regulated by theCentral Bank of Ireland for conduct of business rules.

This brochure contains a summary of the cover available under Pupil Protector. For full terms and conditions please see the Policy Document.

Information correct as at 1st June 2017. PPB

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